Nifty
:
24500.90
Sensex
:
80080.57
-211.15 (-0.85%)
-705.97 (-0.87%)
Nifty
Sensex
:
:
24500.90
80080.57
-211.15 (-0.85%)
-705.97 (-0.87%)

Yes Bank Ltd.

Bank - Private

Rating :
59/99

BSE: 532648 | NSE: YESBANK

NSE BSE
18.68
28-Aug-2025
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  19
  •  19.03
  •  18.65
  •  18.95
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  68889791
  •  1298192025.66
  •  24.41
  •  16.02

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 58,631.68
  • 21.71
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 1,15,342.99
  • N/A
  • 1.22

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 0.00%
  • 1.92%
  • 30.23%
  • FII
  • DII
  • Others
  • 24.95%
  • 6.47%
  • 36.43%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -17.91
  • 0.21

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -0.33
  • -
  • 49.25

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 1.25
  • 1.38

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 20.95
  • 31.87
  • 52.09

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.51
  • 1.25
  • 1.38

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 29.19
  • 34.88
  • 35.32

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Jun 25
Jun 24
Var%
Mar 25
Mar 24
Var%
Dec 24
Dec 23
Var%
Sep 24
Sep 23
Var%
Interest Earned
7,604.62
7,725.41
-1.56%
7,623.20
7,457.81
2.22%
7,833.00
6,988.73
12.08%
7,737.20
6,713.96
15.24%
Interest Exp.
5,234.92
5,485.67
-4.57%
5,351.95
5,309.30
0.80%
5,617.13
4,975.06
12.91%
5,543.62
4,793.61
15.65%
Net Interest Income
2,369.70
2,239.74
5.80%
2,271.25
2,148.51
5.71%
2,215.87
2,013.67
10.04%
2,193.58
1,920.35
14.23%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
1,824.55
1,270.86
43.57%
1,814.65
1,641.79
10.53%
1,583.05
1,254.73
26.17%
1,488.25
1,266.65
17.49%
Total Income
9,429.17
8,996.27
4.81%
9,437.85
9,099.60
3.72%
9,416.05
8,243.46
14.22%
9,225.45
7,980.61
15.60%
Operating Exp.
2,825.56
2,608.40
8.33%
2,762.39
2,874.79
-3.91%
2,709.78
2,392.22
13.27%
2,687.13
2,377.05
13.04%
Operating Profit
1,368.69
902.20
51.71%
1,323.51
915.51
44.57%
1,089.14
876.18
24.31%
994.70
809.95
22.81%
Provision
284.01
211.68
34.17%
317.79
464.91
-31.64%
258.84
555.74
-53.42%
297.29
505.57
-41.20%
PBT
1,084.68
690.52
57.08%
1,005.72
450.60
123.20%
830.30
320.44
159.11%
697.41
304.38
129.12%
PBTM
14.26
8.94
59.51%
13.19
6.04
118.38%
10.60
4.59
130.94%
9.01
4.53
98.90%
TAX
275.98
174.52
58.14%
261.14
-16.69
-
210.86
77.85
170.85%
130.82
75.74
72.72%
PAT
808.70
516.00
56.72%
744.58
467.29
59.34%
619.44
242.59
155.34%
566.59
228.64
147.81%
PATM
10.63%
6.68%
9.77%
6.27%
7.91%
3.47%
7.32%
3.41%
EPS
0.26
0.16
62.50%
0.24
0.15
60.00%
0.20
0.08
150.00%
0.18
0.07
157.14%
Gross NPA
4,022.14
3,844.90
4.61%
3,935.61
3,982.56
-1.18%
3,963.47
4,457.41
-11.08%
3,889.43
4,319.03
-9.95%
Gross NPA%
1.60
1.70
-5.88%
1.60
1.70
-5.88%
1.60
2.00
-20.00%
1.60
2.00
-20.00%
Net NPA
797.25
1,246.03
-36.02%
800.14
1,329.73
-39.83%
1,142.62
1,934.36
-40.93%
1,168.02
1,885.19
-38.04%
Net NPA%
0.30
0.50
-40.00%
0.30
0.60
-50.00%
0.50
0.90
-44.44%
0.50
0.90
-44.44%
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Net Interest Income
9,050.40
8,920.44
8,078.61
7,902.40
6,490.33
7,428.35
6,793.96
9,812.51
7,739.16
5,798.47
4,568.03
Interest Earned
30,798.02
30,918.81
27,605.86
22,702.16
19,018.77
20,039.28
26,052.02
29,623.80
20,268.59
16,425.00
13,533.44
Interest Expended
21,747.62
21,998.37
19,527.25
14,799.76
12,528.44
12,610.93
19,258.06
19,811.29
12,529.43
10,626.53
8,965.41
Int. income Growth
8.75%
10.42%
2.23%
21.76%
-12.63%
9.34%
-30.76%
26.79%
33.47%
26.94%
 
Other Income
6,710.50
6,156.81
5,355.03
3,883.01
3,404.75
3,107.08
11,956.10
4,675.48
5,293.15
4,217.80
2,729.42
Total Income
37,508.52
15,077.25
13,433.64
11,785.41
9,895.08
10,535.43
18,750.06
14,487.99
13,032.31
10,016.27
7,297.45
Total Expenditure
10,984.86
11,359.92
11,350.40
10,370.66
8,062.79
14,937.18
39,246.32
11,833.54
6,595.42
4,790.19
3,429.49
Employee Cost
-
4,141.67
3,887.32
3,475.07
2,958.57
2,517.25
2,691.32
2,538.11
2,234.66
1,840.24
1,319.78
% Of Sales
-
13.40%
14.08%
15.31%
15.56%
12.56%
10.33%
8.57%
11.03%
11.20%
9.75%
Opt. & Establishment Exp.
-
7,119.42
6,667.63
5,542.27
4,421.17
3,760.09
4,520.76
4,128.77
3,271.24
2,500.98
1,797.09
% Of Sales
-
23.03%
24.15%
24.41%
23.25%
18.76%
17.35%
13.94%
16.14%
15.23%
13.28%
Provisions
-
1,085.61
1,886.55
2,220.16
1,480.25
9,379.90
32,718.10
5,777.56
1,554.24
794.19
536.30
% Of Sales
-
3.51%
6.83%
9.78%
7.78%
46.81%
125.59%
19.50%
7.67%
4.84%
3.96%
EBITDA
4,776.04
3,717.33
2,083.24
1,414.75
1,832.29
-4,401.75
-20,496.26
2,654.45
6,436.89
5,226.08
3,867.96
EBITDA Margin
64.33%
41.67%
25.79%
17.90%
28.23%
-59.26%
-301.68%
27.05%
83.17%
90.13%
84.67%
Depreciation
0.00
493.39
545.55
433.42
398.60
360.03
341.93
305.45
232.36
172.61
111.84
PBT
3,618.11
3,223.94
1,537.69
981.33
1,433.69
-4,761.77
-20,838.19
2,349.00
6,204.54
5,053.47
3,756.12
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
878.80
777.34
252.49
245.51
369.64
-1,272.85
-4,405.61
639.74
1,971.32
1,713.58
1,226.43
Tax Rate
24.29%
24.11%
16.42%
25.02%
25.78%
26.73%
21.14%
27.23%
31.77%
33.91%
32.65%
PAT
2,739.15
2,446.49
1,285.20
735.82
1,064.05
-3,488.93
-16,432.58
1,709.27
4,233.22
3,339.89
2,529.69
PAT before Minority Interest
2,739.31
2,446.60
1,285.20
735.82
1,064.05
-3,488.93
-16,432.58
1,709.27
4,233.22
3,339.89
2,529.69
Minority Interest
-0.16
-0.11
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
17.38%
16.23%
9.57%
6.24%
10.75%
-33.12%
-87.64%
11.80%
32.48%
33.34%
34.67%
PAT Growth
88.33%
90.36%
74.66%
-30.85%
0
0
-1061.38%
-59.62%
26.75%
32.03%
 
EPS
0.87
0.78
0.41
0.23
0.34
-1.11
-5.24
0.54
1.35
1.06
0.81

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Shareholder's Funds
47,832.42
42,155.19
40,718.18
33,698.97
33,138.29
21,694.96
26,887.41
25,752.51
22,039.63
13,762.38
Share Capital
6,270.82
5,753.58
5,750.96
5,010.99
5,010.98
2,510.09
463.01
460.59
456.49
420.53
Total Reserves
41,441.95
35,394.56
33,988.60
28,678.93
28,127.31
19,184.87
26,424.40
25,291.91
21,583.14
13,341.85
Minority Interest
3.25
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Deposits
2,84,420.03
2,66,229.53
2,17,382.19
1,97,062.58
1,62,845.93
1,05,311.17
2,27,557.90
2,00,688.60
1,42,857.44
1,11,704.18
Borrowings
71,971.45
80,507.61
77,753.98
72,340.18
63,949.08
1,13,790.50
1,08,424.11
74,893.58
38,606.67
31,658.98
Other Liabilities & Provisions
19,888.79
17,469.22
19,349.78
15,476.01
13,660.13
17,035.53
17,990.19
11,114.96
11,555.94
8,117.08
Total Liabilities
4,24,115.94
4,06,361.55
3,55,204.13
3,18,577.74
2,73,593.43
2,57,832.16
3,80,859.61
3,12,449.65
2,15,059.68
1,65,242.62
Net Block
2,872.33
2,509.10
2,155.71
2,015.82
2,095.60
729.52
778.45
765.14
611.55
414.22
Gross Block
6,065.72
5,325.48
4,475.56
3,976.34
3,827.37
2,136.52
1,868.35
1,569.75
1,218.10
855.89
Accumulated Depreciation
3,193.39
2,816.37
2,319.85
1,960.52
1,731.77
1,407.00
1,089.90
804.61
606.54
441.67
Total Non-Current Assets
3,62,490.49
3,39,980.17
3,01,793.34
2,81,602.22
2,41,403.14
2,24,634.62
3,58,540.54
2,97,403.38
2,02,485.93
1,55,691.88
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
206.07
356.63
295.77
125.19
62.78
293.86
51.44
72.15
75.24
60.36
Cash and balance with RBI
15,260.13
18,139.24
12,864.09
43,452.27
6,812.79
5,943.65
10,797.74
11,425.75
6,952.07
5,776.16
Balance with banks and money at call
13,307.12
1,179.21
6,491.92
3,295.94
22,512.46
2,486.70
16,187.19
13,328.07
12,602.59
2,442.74
Investments
84,724.68
89,996.95
76,749.30
51,753.99
43,114.65
43,747.80
89,328.53
68,293.44
49,981.80
48,788.47
Advances
2,46,120.16
2,27,799.04
2,03,236.55
1,80,959.01
1,66,804.86
1,71,433.09
2,41,397.19
2,03,518.83
1,32,262.68
98,209.93
Other Assets
61,625.43
66,381.37
53,410.80
36,975.53
32,190.30
33,197.53
22,319.07
15,046.28
12,573.76
9,550.75
Total Assets
4,24,115.92
4,06,361.54
3,55,204.14
3,18,577.75
2,73,593.44
2,57,832.15
3,80,859.61
3,12,449.66
2,15,059.69
1,65,242.63
Contingent Liabilities
11,90,238.74
7,96,957.75
6,61,385.48
6,80,146.24
4,59,642.29
4,58,527.53
6,54,161.74
5,81,830.27
3,79,564.57
3,31,239.20
Bills for collection
8,880.42
15,368.29
17,413.26
4,991.91
2,214.05
5,120.19
5,059.24
1,935.56
1,390.00
1,558.87
Adjusted Book Value
15.22
14.30
13.82
13.45
13.23
17.29
116.14
111.82
96.56
65.45

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Cash From Operating Activity
6,386.40
9,644.55
-25,816.26
23,597.74
55,395.71
-57,721.22
-24,573.30
-21,810.44
4,384.14
-304.36
PBT
3,223.94
1,537.69
981.33
1,433.69
-4,761.78
-20,838.19
2,349.01
6,204.54
5,053.47
3,756.12
Adjustment
3,221.56
3,782.00
1,551.16
3,615.03
10,251.01
24,890.64
6,292.88
1,948.64
1,033.45
700.52
Adjustments for Liabilities & Assets
-1.49
4,702.03
-28,281.41
18,647.59
50,707.87
-61,208.12
-30,602.04
-27,669.28
174.28
-3,401.30
Refund/(Payment) of direct taxes
-57.61
-377.17
-67.33
-98.56
-801.40
-565.55
-2,613.14
-2,294.34
-1,877.06
-1,359.71
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
8,527.28
-12,430.96
-12,904.03
-14,511.40
392.46
14,191.93
-6,293.69
-8,744.90
-4,473.87
-4,022.57
Net Fixed Assets
-579.51
-903.85
-666.61
-213.28
-1457.59
-502.93
-266.02
-345.60
-377.35
-256.13
Other Investment Activity
-18653.39
-18546.95
-19250.47
-3680.00
10332.75
-8695.28
-10643.56
-6106.51
-5309.61
-4500.92
Cash from Financing Activity
-5,651.25
2,770.82
11,450.38
8,391.16
-34,942.04
25,038.31
33,039.32
35,747.92
11,429.21
4,988.75
Closing Cash & Equivalent
28,567.26
19,318.45
19,356.01
46,748.20
29,325.25
8,430.36
26,984.93
24,753.82
19,554.66
8,218.90
Net Cash Inflow / Outflow
9,262.43
-15.58
-27,269.90
17,477.51
20,846.13
-18,490.98
2,172.33
5,192.58
11,339.48
661.81
Opening Cash & Equivalents
19,318.45
19,356.01
46,748.20
29,325.25
8,430.36
26,984.93
24,753.82
19,554.66
8,218.90
7,557.40

Financial Ratios

Consolidated /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Book Value
15.22
14.30
13.82
13.45
13.23
17.29
116.14
111.82
96.56
65.45
NIM
2.48
2.40
2.64
2.32
3.10
3.04
2.74
2.61
2.87
2.94
Yield on Advances
12.56
12.12
11.17
10.51
12.01
15.20
12.27
9.96
12.42
13.78
Yield on Investments
7.21
5.76
4.69
6.06
8.79
12.28
7.13
6.76
9.02
7.72
Cost of Liabilities
6.17
5.63
5.01
4.65
5.56
8.79
5.90
4.55
5.86
6.25
Interest Spread
6.39
6.49
6.16
5.86
6.45
6.41
6.38
5.41
6.56
7.53
ROCE
7.74%
6.22%
5.06%
5.43%
0.16%
-10.03%
7.19%
11.60%
14.10%
13.31%
Cost Income Ratio
71.42
74.51
72.84
70.55
56.17
36.64
43.91
40.47
41.62
41.18
Core Cost Income Ratio
73.58
76.39
73.03
72.68
61.40
38.95
44.89
42.12
44.80
42.70
Operating Costs to Assets
2.54
2.46
2.42
2.19
2.16
2.66
1.67
1.69
1.94
1.82
Loans/Deposits
0.25
0.30
0.36
0.37
0.39
1.08
0.48
0.37
0.27
0.28
Cash/Deposits
0.05
0.07
0.06
0.22
0.04
0.06
0.05
0.06
0.05
0.05
Investment/Deposits
0.30
0.34
0.35
0.26
0.26
0.42
0.39
0.34
0.35
0.44
Inc Loan/Deposits
25.30%
30.24%
35.77%
36.71%
39.27%
108.05%
47.65%
37.32%
27.02%
28.34%
Credit Deposits
86.53%
85.56%
93.49%
91.83%
102.43%
162.79%
106.08%
101.41%
92.58%
87.92%
Interest Expended / Interest earned
71.15%
70.74%
65.19%
65.87%
62.93%
73.92%
66.88%
61.82%
64.70%
66.25%
Interest income / Total funds
7.29%
6.79%
6.39%
5.97%
7.32%
10.10%
7.78%
6.49%
7.64%
8.19%
Interest Expended / Total funds
5.19%
4.81%
4.17%
3.93%
4.61%
7.47%
5.20%
4.01%
4.94%
5.43%
CASA
34.27%
30.91%
30.77%
31.12%
26.15%
26.63%
33.07%
36.46%
36.30%
28.05%

Annual Reports:

FY 2025
FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016

News Update:


  • Sumitomo Mitsui Banking Corporation gets nod to acquire up to 24.99% stake in Yes Bank
    25th Aug 2025, 14:39 PM

    RBI has clarified that pursuant to the said acquisition, SMBC would not be treated as a promoter of the bank

    Read More
  • Yes Bank reports 57% rise in Q1 consolidated net profit
    21st Jul 2025, 12:22 PM

    Consolidated total income of the bank increased by 4.81% at Rs 9,429.17 crore for Q1FY26

    Read More
  • Yes Bank - Quarterly Results
    19th Jul 2025, 12:30 PM

    Read More
  • Moody's upgrades Yes Bank rating to 'Ba2' from 'Ba3'
    16th Jun 2025, 10:23 AM

    The global rating agency has upgraded Yes Bank’s Baseline Credit Assessment to 'ba3' from 'b1'

    Read More
  • Carlyle group sells 2.6% stake in Yes Bank
    4th Jun 2025, 14:42 PM

    The Carlyle group through its affiliate -- CA Basque Investments has sold a total of 82 crore shares of Yes Bank, reducing its share holding to 4.22% from 6.84%

    Read More
  • Yes Bank gets nod to raise Rs 16000 crore via mix of equity, debt
    4th Jun 2025, 11:00 AM

    The board has approved to raise Rs 7,500 crore via equity and Rs 8,500 crore through debt

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.