Nifty
Sensex
:
:
24530.90
80604.65
-269.95 (-1.09%)
-738.81 (-0.91%)

Bank - Private

Rating :
51/99

BSE: 532648 | NSE: YESBANK

26.64
05-Jul-2024
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  23.98
  •  27.04
  •  23.87
  •  23.95
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  985310768
  •  254670.65
  •  32.85
  •  15.70

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 77,649.77
  • 62.81
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 142,539.67
  • N/A
  • 1.79

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 0.00%
  • 1.96%
  • 30.17%
  • FII
  • DII
  • Others
  • 27.08%
  • 4.37%
  • 36.42%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • 6.20
  • -16.77

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -7.54
  • -15.51
  • -

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 1.16
  • 1.24

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 19.71
  • 8.26
  • 49.79

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.83
  • 1.16
  • 1.24

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 27.37
  • 33.03
  • 33.80

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Var%
Dec 23
Dec 22
Var%
Sep 23
Sep 22
Var%
Jun 23
Jun 22
Var%
Interest Earned
7,457.81
6,218.45
19.93%
6,988.73
5,873.75
18.98%
6,713.96
5,475.00
22.63%
6,445.36
5,134.95
25.52%
Interest Exp.
5,309.30
4,117.12
28.96%
4,975.06
3,908.12
27.30%
4,793.61
3,487.46
37.45%
4,449.28
3,287.06
35.36%
Net Interest Income
2,148.51
2,101.33
2.25%
2,013.67
1,965.63
2.44%
1,920.35
1,987.54
-3.38%
1,996.08
1,847.89
8.02%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
1,641.79
1,054.72
55.66%
1,254.73
1,112.95
12.74%
1,266.65
930.72
36.09%
1,191.86
784.63
51.90%
Total Income
9,099.60
7,273.17
25.11%
8,243.46
6,986.70
17.99%
7,980.61
6,405.72
24.59%
7,637.22
5,919.58
29.02%
Operating Exp.
2,874.79
2,263.41
27.01%
2,392.22
2,161.51
10.67%
2,377.05
2,120.19
12.11%
2,365.34
2,038.81
16.02%
Operating Profit
915.51
892.64
2.56%
876.18
917.07
-4.46%
809.95
798.07
1.49%
822.60
593.71
38.55%
Provision
464.91
617.52
-24.71%
555.74
844.64
-34.20%
505.57
582.90
-13.27%
360.33
175.09
105.80%
PBT
450.60
275.12
63.78%
320.44
72.43
342.41%
304.38
215.17
41.46%
462.27
418.62
10.43%
PBTM
6.04
4.42
36.65%
4.59
1.23
273.17%
4.53
3.93
15.27%
7.17
8.15
-12.02%
TAX
-16.69
68.91
-
77.85
17.36
348.44%
75.74
54.76
38.31%
115.59
104.48
10.63%
PAT
467.29
206.21
126.61%
242.59
55.07
340.51%
228.64
160.41
42.53%
346.68
314.14
10.36%
PATM
6.27%
3.32%
3.47%
0.94%
3.41%
2.93%
5.38%
6.12%
EPS
0.15
0.07
114.29%
0.08
0.02
300.00%
0.07
0.05
40.00%
0.11
0.10
10.00%
Gross NPA
3,982.56
4,394.57
-9.38%
4,457.41
3,903.68
14.18%
4,319.03
27,419.11
-84.25%
4,072.67
27,746.75
-85.32%
Gross NPA%
1.70
2.20
-22.73%
2.00
2.00
0.00%
2.00
12.90
-84.50%
2.00
13.40
-85.07%
Net NPA
1,329.73
1,658.09
-19.80%
1,934.36
1,973.36
-1.98%
1,885.19
6,926.03
-72.78%
2,100.69
7,765.01
-72.95%
Net NPA%
0.60
0.80
-25.00%
0.90
1.00
-10.00%
0.90
3.60
-75.00%
1.00
4.20
-76.19%
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Net Interest Income
8,078.61
7,902.40
6,490.33
7,428.35
6,793.96
9,812.51
7,739.16
5,798.47
4,568.03
3,488.63
2,716.80
Interest Earned
27,605.86
22,702.16
19,018.77
20,039.28
26,052.02
29,623.80
20,268.59
16,425.00
13,533.44
11,572.01
9,981.35
Interest Expended
19,527.25
14,799.76
12,528.44
12,610.93
19,258.06
19,811.29
12,529.43
10,626.53
8,965.41
8,083.38
7,264.55
Int. income Growth
2.23%
21.76%
-12.63%
9.34%
-30.76%
26.79%
33.47%
26.94%
30.94%
28.41%
 
Other Income
5,355.03
4,124.60
3,404.75
3,107.08
11,956.10
4,675.48
5,293.15
4,217.80
2,729.42
2,047.91
1,721.58
Total Income
32,960.89
12,027.00
9,895.08
10,535.43
18,750.06
14,487.99
13,032.31
10,016.27
7,297.45
5,536.54
4,438.38
Total Expenditure
10,009.40
10,612.25
8,062.79
14,937.18
39,246.32
11,833.54
6,595.42
4,790.19
3,429.49
2,548.27
2,055.02
Employee Cost
-
3,475.07
2,958.57
2,517.25
2,691.32
2,538.11
2,234.66
1,840.24
1,319.78
986.63
788.64
% Of Sales
-
15.31%
15.56%
12.56%
10.33%
8.57%
11.03%
11.20%
9.75%
8.53%
7.90%
Opt. & Establishment Exp.
-
5,783.86
4,421.17
3,760.09
4,520.76
4,128.77
3,271.24
2,500.98
1,797.09
1,394.30
1,031.78
% Of Sales
-
25.48%
23.25%
18.76%
17.35%
13.94%
16.14%
15.23%
13.28%
12.05%
10.34%
Provisions
-
2,220.16
1,480.25
9,379.90
32,718.10
5,777.56
1,554.24
794.19
536.30
339.48
361.68
% Of Sales
-
9.78%
7.78%
46.81%
125.59%
19.50%
7.67%
4.84%
3.96%
2.93%
3.62%
EBITDA
3,424.24
1,414.75
1,832.29
-4,401.75
-20,496.26
2,654.45
6,436.89
5,226.08
3,867.96
2,988.27
2,383.36
EBITDA Margin
63.74%
17.90%
28.23%
-59.26%
-301.68%
27.05%
83.17%
90.13%
84.67%
85.66%
87.73%
Depreciation
0.00
433.42
398.60
360.03
341.93
305.45
232.36
172.61
111.84
86.07
63.54
PBT
1,537.69
981.33
1,433.69
-4,761.77
-20,838.19
2,349.00
6,204.54
5,053.47
3,756.12
2,902.20
2,319.82
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
252.49
245.51
369.64
-1,272.85
-4,405.61
639.74
1,971.32
1,713.58
1,226.43
904.78
708.56
Tax Rate
16.42%
25.02%
25.78%
26.73%
21.14%
27.23%
31.77%
33.91%
32.65%
31.18%
30.54%
PAT
1,285.20
735.82
1,064.05
-3,488.93
-16,432.58
1,709.27
4,233.22
3,339.89
2,529.69
1,997.42
1,611.26
PAT before Minority Interest
1,285.20
735.82
1,064.05
-3,488.93
-16,432.58
1,709.27
4,233.22
3,339.89
2,529.69
1,997.42
1,611.26
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
9.57%
6.12%
10.75%
-33.12%
-87.64%
11.80%
32.48%
33.34%
34.67%
36.08%
36.30%
PAT Growth
74.66%
-30.85%
0
0
-1061.38%
-59.62%
26.75%
32.03%
26.65%
23.97%
 
EPS
0.41
0.23
0.34
-1.11
-5.24
0.55
1.35
1.07
0.81
0.64
0.51

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Shareholder's Funds
40,718.18
33,698.97
33,138.29
21,694.96
26,887.41
25,752.51
22,039.63
13,762.38
11,665.52
7,115.22
Share Capital
5,750.96
5,010.99
5,010.98
2,510.09
463.01
460.59
456.49
420.53
417.74
360.63
Total Reserves
33,988.60
28,678.93
28,127.31
19,184.87
26,424.40
25,291.91
21,583.14
13,341.85
11,247.79
6,754.59
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Deposits
217,382.19
197,062.58
162,845.93
105,311.17
227,557.90
200,688.60
142,857.44
111,704.18
91,158.78
74,185.63
Borrowings
77,753.98
72,340.18
63,949.08
113,790.50
108,424.11
74,893.58
38,606.67
31,658.98
26,220.40
21,314.29
Other Liabilities & Provisions
19,349.78
15,476.01
13,660.13
17,035.53
17,990.19
11,114.96
11,555.94
8,117.08
7,098.27
6,389.64
Total Liabilities
355,204.13
318,577.74
273,593.43
257,832.16
380,859.61
312,449.65
215,059.68
165,242.62
136,142.97
109,004.78
Net Block
2,155.71
2,015.82
2,095.60
729.52
778.45
765.14
611.55
414.22
296.09
276.92
Gross Block
4,475.56
3,976.34
3,827.37
2,136.52
1,868.35
1,569.75
1,218.10
855.89
632.09
536.25
Accumulated Depreciation
2,319.85
1,960.52
1,731.77
1,407.00
1,089.90
804.61
606.54
441.67
336.00
259.33
Total Non-Current Assets
301,793.34
281,602.22
241,403.14
224,634.62
358,540.54
297,403.38
202,485.93
155,691.88
126,622.53
102,754.60
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
295.77
125.19
62.78
293.86
51.44
72.15
75.24
60.36
25.73
20.18
Cash and balance with RBI
12,864.09
43,452.27
6,812.79
5,943.65
10,797.74
11,425.75
6,952.07
5,776.16
5,240.65
4,541.58
Balance with banks and money at call
6,491.92
3,295.94
22,512.46
2,486.70
16,187.19
13,328.07
12,602.59
2,442.74
2,316.75
1,350.10
Investments
76,749.30
51,753.99
43,114.65
43,747.80
89,328.53
68,293.44
49,981.80
48,788.47
43,193.49
40,932.86
Advances
203,236.55
180,959.01
166,804.86
171,433.09
241,397.19
203,518.83
132,262.68
98,209.93
75,549.82
55,632.96
Other Assets
53,410.80
36,975.53
32,190.30
33,197.53
22,319.07
15,046.28
12,573.76
9,550.75
9,520.45
6,250.17
Total Assets
355,204.14
318,577.75
273,593.44
257,832.15
380,859.61
312,449.66
215,059.69
165,242.63
136,142.98
109,004.77
Contingent Liabilities
661,385.48
680,146.24
459,642.29
458,527.53
654,161.74
581,830.27
379,564.57
331,239.20
337,299.25
201,016.82
Bills for collection
17,413.26
4,991.91
2,214.05
5,120.19
5,059.24
1,935.56
1,390.00
1,558.87
1,373.94
997.06
Adjusted Book Value
13.82
13.45
13.23
17.29
116.14
111.82
96.56
65.45
55.85
39.46

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Cash From Operating Activity
-25,816.26
23,597.74
55,395.71
-57,721.22
-24,573.30
-21,810.44
4,384.14
-304.36
-2,317.02
4,435.50
PBT
981.33
1,433.69
-4,761.78
-20,838.19
2,349.01
6,204.54
5,053.47
3,756.12
2,902.20
2,319.82
Adjustment
1,551.16
3,615.03
10,251.01
24,890.64
6,292.88
1,948.64
1,033.45
700.52
470.74
469.78
Adjustments for Liabilities & Assets
-28,281.41
18,647.59
50,707.87
-61,208.12
-30,602.04
-27,669.28
174.28
-3,401.30
-4,651.27
2,476.49
Refund/(Payment) of direct taxes
-67.33
-98.56
-801.40
-565.55
-2,613.14
-2,294.34
-1,877.06
-1,359.71
-1,038.69
-830.60
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-12,904.03
-14,511.40
392.46
14,191.93
-6,293.69
-8,744.90
-4,473.87
-4,022.57
-3,591.23
-2,785.47
Net Fixed Assets
-666.61
-213.28
-1457.59
-502.93
-266.02
-345.60
-377.35
-256.13
-101.14
-114.21
Other Investment Activity
-19250.47
-3680.00
10332.75
-8695.28
-10643.56
-6106.51
-5309.61
-4500.92
-3439.03
-7293.95
Cash from Financing Activity
11,450.38
8,391.16
-34,942.04
25,038.31
33,039.32
35,747.92
11,429.21
4,988.75
7,573.96
175.89
Closing Cash & Equivalent
19,356.01
46,748.20
29,325.25
8,430.36
26,984.93
24,753.82
19,554.66
8,218.90
7,557.40
5,891.68
Net Cash Inflow / Outflow
-27,269.90
17,477.51
20,846.13
-18,490.98
2,172.33
5,192.58
11,339.48
661.81
1,665.72
1,825.92
Opening Cash & Equivalents
46,748.20
29,325.25
8,430.36
26,984.93
24,753.82
19,554.66
8,218.90
7,557.40
5,891.68
4,065.76

Financial Ratios

Consolidated /

Standalone
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Book Value
13.82
13.45
13.23
17.29
116.14
111.82
96.56
65.45
55.85
39.46
NIM
2.64
2.32
3.10
3.04
2.74
2.61
2.87
2.94
2.76
2.65
Yield on Advances
11.17
10.51
12.01
15.20
12.27
9.96
12.42
13.78
15.32
17.94
Yield on Investments
4.69
6.06
8.79
12.28
7.13
6.76
9.02
7.72
8.10
8.75
Cost of Liabilities
5.01
4.65
5.56
8.79
5.90
4.55
5.86
6.25
6.89
7.61
Interest Spread
6.16
5.86
6.45
6.41
6.38
5.41
6.56
7.53
8.43
10.33
ROCE
5.06%
5.43%
0.16%
-10.03%
7.19%
11.60%
14.10%
13.31%
13.42%
14.38%
Cost Income Ratio
73.38
70.55
56.17
36.64
43.91
40.47
41.62
41.18
41.45
39.58
Core Cost Income Ratio
73.57
72.68
61.40
38.95
44.89
42.12
44.80
42.70
42.54
41.12
Operating Costs to Assets
2.48
2.19
2.16
2.66
1.67
1.69
1.94
1.82
1.69
1.61
Loans/Deposits
0.36
0.37
0.39
1.08
0.48
0.37
0.27
0.28
0.29
0.29
Cash/Deposits
0.06
0.22
0.04
0.06
0.05
0.06
0.05
0.05
0.06
0.06
Investment/Deposits
0.35
0.26
0.26
0.42
0.39
0.34
0.35
0.44
0.47
0.55
Inc Loan/Deposits
35.77%
36.71%
39.27%
108.05%
47.65%
37.32%
27.02%
28.34%
28.76%
28.73%
Credit Deposits
93.49%
91.83%
102.43%
162.79%
106.08%
101.41%
92.58%
87.92%
82.88%
74.99%
Interest Expended / Interest earned
65.19%
65.87%
62.93%
73.92%
66.88%
61.82%
64.70%
66.25%
69.85%
72.78%
Interest income / Total funds
6.39%
5.97%
7.32%
10.10%
7.78%
6.49%
7.64%
8.19%
8.50%
9.16%
Interest Expended / Total funds
4.17%
3.93%
4.61%
7.47%
5.20%
4.01%
4.94%
5.43%
5.94%
6.66%
CASA
30.77%
31.12%
26.15%
26.63%
33.07%
36.46%
36.30%
28.05%
23.12%
22.03%

News Update:


  • Yes Bank records 15% growth in loan and advances in Q1FY25
    3rd Jul 2024, 14:59 PM

    Total deposits grew 20.8% to Rs 264,910 crore (provisional) as of June 30, 2024

    Read More
  • Yes Bank reports 2-fold jump in Q4 consolidated net profit
    27th Apr 2024, 16:34 PM

    Total consolidated income of the bank increased by 25.11% at Rs 9,099.60 crore for Q4FY24

    Read More
  • Yes Bank - Quarterly Results
    27th Apr 2024, 13:02 PM

    Read More

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