Nifty
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:
:
13258.55
45079.55
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Bank - Private

Rating :
31/99

BSE: 532648 | NSE: YESBANK

15.35
04-Dec-2020
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  15.60
  •  15.60
  •  15.05
  •  15.45
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  149691622
  •  22915.70
  •  87.30
  •  5.65

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 38,409.17
  • N/A
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 146,256.02
  • N/A
  • 1.05

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 0.00%
  • 11.95%
  • 25.38%
  • FII
  • DII
  • Others
  • 11.16%
  • 8.54%
  • 42.97%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 18.50
  • 8.26
  • -4.25

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 14.74
  • 16.14
  • 10.35

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 2.41
  • 2.42
  • 1.78

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 18.56
  • 21.00
  • 22.63

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 20
Sep 19
Var%
Jun 20
Jun 19
Var%
Mar 20
Mar 19
Var%
Dec 19
Dec 18
Var%
Interest Earned
5,245.10
7,382.72
-28.95%
5,486.01
7,812.95
-29.78%
5,217.44
7,856.04
-33.59%
5,638.91
7,958.89
-29.15%
Interest Exp.
3,270.93
5,199.41
-37.09%
3,577.33
5,534.43
-35.36%
3,946.91
5,349.35
-26.22%
4,577.31
5,291.49
-13.50%
Net Interest Income
1,974.17
2,183.31
-9.58%
1,908.68
2,278.52
-16.23%
1,270.53
2,506.69
-49.31%
1,061.60
2,667.40
-60.20%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
727.02
964.78
-24.64%
636.61
1,292.83
-50.76%
624.96
554.27
12.75%
658.52
915.34
-28.06%
Total Income
5,972.12
8,347.50
-28.46%
6,122.62
9,105.79
-32.76%
5,842.40
8,410.31
-30.53%
6,297.43
8,874.23
-29.04%
Operating Exp.
1,350.27
1,711.22
-21.09%
1,413.29
1,633.35
-13.47%
0.00
0.00
0
0.00
0.00
0
Operating Profit
1,350.91
1,436.86
-5.98%
1,132.00
1,938.01
-41.59%
102.66
1,317.01
-92.21%
-12.63
1,990.17
-
Provision
1,187.33
1,336.25
-11.14%
1,083.16
1,784.11
-39.29%
4,832.02
3,658.82
32.06%
24,765.73
548.22
4,417.48%
PBT
163.58
100.62
62.57%
48.84
153.90
-68.27%
-4,729.36
-2,341.81
-
-24,778.37
1,441.96
-
PBTM
3.12
1.36
129.41%
0.89
1.97
-54.82%
10.75
10.75
0.00%
10.75
10.75
0.00%
TAX
43.33
729.71
-94.06%
14.79
58.34
-74.65%
-1,097.60
-833.37
-
-6,214.12
441.39
-
PAT
120.25
-629.09
-
34.05
95.56
-64.37%
-3,631.76
-1,508.44
-
-18,564.24
1,000.57
-
PATM
2.29%
-8.52%
0.62%
1.22%
7.11%
7.11%
7.11%
7.11%
EPS
0.05
-0.25
-
0.01
0.04
-75.00%
-1.45
-0.60
-
-7.41
0.40
-
Gross NPA
32,344.36
17,134.41
88.77%
32,702.70
12,092.10
170.45%
0.00
0.00
0
0.00
0.00
0
Gross NPA%
16.90
7.39
128.69%
17.30
5.01
245.31%
0.00
0.00
0
0.00
0.00
0
Net NPA
7,868.13
9,757.20
-19.36%
8,157.50
6,883.27
18.51%
0.00
0.00
0
0.00
0.00
0
Net NPA%
4.71
4.35
8.28%
4.96
2.91
70.45%
0.00
0.00
0
0.00
0.00
0
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Standalone Figures in Rs. Crores /

Consolidated
Description
TTM
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Net Interest Income
6,214.98
6,793.96
9,812.51
7,739.16
5,798.47
4,568.03
3,488.63
2,716.80
2,218.79
Interest Earned
21,587.46
26,052.02
29,623.80
20,268.59
16,425.00
13,533.44
11,572.01
9,981.35
8,294.00
Interest Expended
15,372.48
19,258.06
19,811.29
12,529.43
10,626.53
8,965.41
8,083.38
7,264.55
6,075.21
Int. income Growth
-35.50%
-30.76%
26.79%
33.47%
26.94%
30.94%
28.41%
22.45%
 
Other Income
2,647.11
11,956.10
4,675.48
5,293.15
4,217.80
2,729.42
2,047.91
1,721.58
1,257.43
Total Income
24,234.57
18,750.06
14,487.99
13,032.31
10,016.27
7,297.45
5,536.54
4,438.38
3,476.22
Total Expenditure
6,289.14
39,246.32
11,833.54
6,595.42
4,790.19
3,429.49
2,548.27
2,055.02
1,498.78
Employee Cost
-
2,691.32
2,538.11
2,234.66
1,840.24
1,319.78
986.63
788.64
655.54
% Of Sales
-
10.33%
8.57%
11.03%
11.20%
9.75%
8.53%
7.90%
7.90%
Opt. & Establishment Exp.
-
4,520.76
4,128.77
3,271.24
2,500.98
1,797.09
1,394.30
1,031.78
730.71
% Of Sales
-
17.35%
13.94%
16.14%
15.23%
13.28%
12.05%
10.34%
8.81%
Provisions
-
32,718.10
5,777.56
1,554.24
794.19
536.30
339.48
361.68
215.95
% Of Sales
-
125.59%
19.50%
7.67%
4.84%
3.96%
2.93%
3.62%
2.60%
EBITDA
2,572.95
-20,496.26
2,654.45
6,436.89
5,226.08
3,867.96
2,988.27
2,383.36
1,977.44
EBITDA Margin
70.87%
-301.68%
27.05%
83.17%
90.13%
84.67%
85.66%
87.73%
89.12%
Depreciation
0.00
341.93
305.45
232.36
172.61
111.84
86.07
63.54
51.71
PBT
-29,295.31
-20,838.19
2,349.00
6,204.54
5,053.47
3,756.12
2,902.20
2,319.82
1,925.73
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
-7,253.60
-4,405.61
639.74
1,971.32
1,713.58
1,226.43
904.78
708.56
625.05
Tax Rate
24.76%
21.14%
27.23%
31.77%
33.91%
32.65%
31.18%
30.54%
32.46%
PAT
-22,041.70
-16,432.58
1,709.27
4,233.22
3,339.89
2,529.69
1,997.42
1,611.26
1,300.68
PAT before Minority Interest
-22,041.70
-16,432.58
1,709.27
4,233.22
3,339.89
2,529.69
1,997.42
1,611.26
1,300.68
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
-248.72%
-87.64%
11.80%
32.48%
33.34%
34.67%
36.08%
36.30%
37.42%
PAT Growth
2,016.55%
-1061.38%
-59.62%
26.75%
32.03%
26.65%
23.97%
23.88%
 
EPS
-8.80
-6.56
0.68
1.69
1.33
1.01
0.80
0.64
0.52

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Shareholder's Funds
21,694.96
26,887.41
25,752.51
22,039.63
13,762.38
11,665.52
7,115.22
5,807.67
Share Capital
2,510.09
463.01
460.59
456.49
420.53
417.74
360.63
358.62
Total Reserves
19,184.87
26,424.40
25,291.91
21,583.14
13,341.85
11,247.79
6,754.59
5,449.05
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Deposits
105,311.17
227,557.90
200,688.60
142,857.44
111,704.18
91,158.78
74,185.63
66,955.54
Borrowings
113,790.50
108,424.11
74,893.58
38,606.67
31,658.98
26,220.40
21,314.29
20,922.15
Other Liabilities & Provisions
17,035.53
17,990.19
11,114.96
11,555.94
8,117.08
7,098.27
6,389.64
5,418.72
Total Liabilities
257,832.16
380,859.61
312,449.65
215,059.68
165,242.62
136,142.97
109,004.78
99,104.08
Net Block
729.52
778.45
765.14
611.55
414.22
296.09
276.92
218.45
Gross Block
2,136.52
1,868.35
1,569.75
1,218.10
855.89
632.09
536.25
427.12
Accumulated Depreciation
1,407.00
1,089.90
804.61
606.54
441.67
336.00
259.33
208.67
Total Non-Current Assets
224,634.62
358,540.54
297,403.38
202,485.93
155,691.88
126,622.53
102,754.60
94,270.86
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
293.86
51.44
72.15
75.24
60.36
25.73
20.18
11.09
Cash and balance with RBI
5,943.65
10,797.74
11,425.75
6,952.07
5,776.16
5,240.65
4,541.58
3,338.76
Balance with banks and money at call
2,486.70
16,187.19
13,328.07
12,602.59
2,442.74
2,316.75
1,350.10
727.00
Investments
43,747.80
89,328.53
68,293.44
49,981.80
48,788.47
43,193.49
40,932.86
42,975.99
Advances
171,433.09
241,397.19
203,518.83
132,262.68
98,209.93
75,549.82
55,632.96
46,999.57
Other Assets
33,197.53
22,319.07
15,046.28
12,573.76
9,550.75
9,520.45
6,250.17
4,833.21
Total Assets
257,832.15
380,859.61
312,449.66
215,059.69
165,242.63
136,142.98
109,004.77
99,104.07
Contingent Liabilities
458,527.53
654,161.74
581,830.27
379,564.57
331,239.20
337,299.25
201,016.82
247,804.35
Bills for collection
5,120.19
5,059.24
1,935.56
1,390.00
1,558.87
1,373.94
997.06
677.40
Adjusted Book Value
17.29
116.14
111.82
96.56
327.26
279.26
197.30
161.94

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Cash From Operating Activity
-57,721.22
-24,573.30
-21,810.44
4,384.14
-304.36
-2,317.02
4,435.50
540.64
PBT
-20,838.19
2,349.01
6,204.54
5,053.47
3,756.12
2,902.20
2,319.82
1,925.73
Adjustment
24,890.64
6,292.88
1,948.64
1,033.45
700.52
470.74
469.78
310.02
Adjustments for Liabilities & Assets
-61,208.11
-30,602.04
-27,669.28
174.28
-3,401.30
-4,651.27
2,476.49
-1,043.47
Refund/(Payment) of direct taxes
-565.55
-2,613.14
-2,294.34
-1,877.06
-1,359.71
-1,038.69
-830.60
-651.64
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
14,191.93
-6,293.69
-8,744.90
-4,473.87
-4,022.57
-3,591.23
-2,785.47
-6,741.53
Net Fixed Assets
-502.93
-266.02
-345.60
-377.35
-256.13
-101.14
-114.21
Other Investment Activity
-8695.28
-10643.56
-6106.51
-5309.61
-4500.92
-3439.03
-7293.95
Cash from Financing Activity
25,038.31
33,039.32
35,747.92
11,429.21
4,988.75
7,573.96
175.89
6,681.11
Closing Cash & Equivalent
8,430.36
26,984.93
24,753.82
19,554.66
8,218.90
7,557.40
5,891.68
4,065.76
Net Cash Inflow / Outflow
-18,490.98
2,172.33
5,192.58
11,339.48
661.81
1,665.72
1,825.92
480.22
Opening Cash & Equivalents
26,984.93
24,753.82
19,554.66
8,218.90
7,557.40
5,891.68
4,065.76
3,585.54

Financial Ratios

Standalone /

Consolidated
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Book Value
17.29
116.14
111.82
96.56
65.45
55.85
39.46
32.39
NIM
3.04
2.74
2.61
2.87
2.94
2.76
2.65
2.36
Yield on Advances
15.20
12.27
9.96
12.42
13.78
15.32
17.94
17.65
Yield on Investments
12.28
7.13
6.76
9.02
7.72
8.10
8.75
7.02
Cost of Liabilities
8.79
5.90
4.55
5.86
6.25
6.89
7.61
6.91
Interest Spread
6.41
6.38
5.41
6.56
7.53
8.43
10.33
10.73
ROCE
-10.03%
7.19%
11.60%
14.10%
13.31%
13.42%
14.38%
12.86%
Cost Income Ratio
36.64
43.91
40.47
41.62
41.18
41.45
39.58
38.39
Core Cost Income Ratio
38.95
44.89
42.12
44.80
42.70
42.54
41.12
40.19
Operating Costs to Assets
2.66
1.67
1.69
1.94
1.82
1.69
1.61
1.35
Loans/Deposits
1.08
0.48
0.37
0.27
0.28
0.29
0.29
0.31
Cash/Deposits
0.06
0.05
0.06
0.05
0.05
0.06
0.06
0.05
Investment/Deposits
0.42
0.39
0.34
0.35
0.44
0.47
0.55
0.64
Inc Loan/Deposits
108.05%
47.65%
37.32%
27.02%
28.34%
28.76%
28.73%
31.25%
Credit Deposits
162.79%
106.08%
101.41%
92.58%
87.92%
82.88%
74.99%
70.20%
Interest Expended / Interest earned
73.92%
66.88%
61.82%
64.70%
66.25%
69.85%
72.78%
73.25%
Interest income / Total funds
10.10%
7.78%
6.49%
7.64%
8.19%
8.50%
9.16%
8.37%
Interest Expended / Total funds
7.47%
5.20%
4.01%
4.94%
5.43%
5.94%
6.66%
6.13%
CASA
26.63%
33.07%
36.46%
36.30%
28.05%
23.12%
22.03%
18.95%

News Update:


  • Yes Bank takes office space on lease in Noida from Max group
    3rd Dec 2020, 14:13 PM

    Max group's realty arm Max Estates has leased 62,500 sq ft of office space to Yes Bank in its commercial project in Noida, Uttar Pradesh

    Read More
  • Yes Bank eyeing to disburse retail, MSME loans of Rs 10,000 crore in December quarter
    2nd Dec 2020, 09:05 AM

    The bank disbursed loans worth Rs 6,800 crore to retail and MSME segments in the second quarter ended September 30

    Read More
  • Yes Bank launches co-branded prepaid card in partnership with Neokred Technologies
    18th Nov 2020, 10:32 AM

    The prepaid card will be offered to Neokred's corporate partners across various sectors

    Read More
  • CARE upgrades rating on Yes Bank’s various debt instruments
    11th Nov 2020, 11:42 AM

    It has revised the rating on Rs 5,000 crore infrastructure bonds from B to BBB

    Read More
  • Yes Bank turns black in Q2
    24th Oct 2020, 10:15 AM

    Total consolidated income of the bank decreased by 28.46% at Rs 5972.12 crore for Q2FY21

    Read More
  • Yes Bank offers discounts on credit card purchases, loans at competitive rates
    22nd Oct 2020, 09:31 AM

    Customers can enjoy benefit of over 100 attractive deals on Yes Bank credit cards with rewards

    Read More
  • Yes Bank’s deposits up 15.7% in July-September quarter
    5th Oct 2020, 11:05 AM

    The bank’s loans and advances were up at 1.4 percent at Rs 166,854 crore in September 30, 2020 as against Rs 164,510 crore in June 30, 2020

    Read More
  • Yes Bank enters into MoU with BSE
    29th Sep 2020, 09:15 AM

    The MoU aims at empowering the SME segment through awareness and knowledge-sharing programmes

    Read More
  • Yes Bank enters into corporate agency arrangement with HDFC Life
    23rd Sep 2020, 09:25 AM

    This CA arrangement will enable customers of bank to avail HDFC Life's wide range of life insurance products

    Read More
  • Yes Bank, SBI Life Insurance sign bancassurance pact
    22nd Sep 2020, 11:29 AM

    The bank has been signing bancassurance agreements with a number of insurance companies in recent weeks

    Read More
  • Yes Bank signs agreement with SBI General Insurance
    17th Sep 2020, 09:26 AM

    The agreement is for the distribution of retail products of SBI General for bank's corporate and retail customers

    Read More
  • Yes Bank repays entire Rs 50,000 crore SLF dues to RBI
    11th Sep 2020, 09:25 AM

    Strong governance is one of the three key pillars of sustainable growth the bank is working on

    Read More
  • CRISIL upgrades Yes Bank's certificates of deposit from 'A2' to 'A2+'
    28th Aug 2020, 11:48 AM

    The upgrade in the short term rating reflects improvement in the funding and liquidity profile of the bank

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.