Nifty
Sensex
:
:
24180.80
79402.29
-218.60 (-0.90%)
-662.87 (-0.83%)

Bank - Private

Rating :
N/A

BSE: 532648 | NSE: YESBANK

26.64
05-Jul-2024
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  23.98
  •  27.04
  •  23.87
  •  23.95
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  985310768
  •  254670.65
  •  32.85
  •  15.85

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 60,815.90
  • 41.81
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 1,23,184.27
  • N/A
  • 1.33

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 0.00%
  • 1.97%
  • 29.97%
  • FII
  • DII
  • Others
  • 27%
  • 4.46%
  • 36.60%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -34.96
  • 14.13

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -4.31
  • -
  • 6.50

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 1.21
  • 1.31

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 19.77
  • 10.45
  • 52.09

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.76
  • 1.21
  • 1.31

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 28.02
  • 34.29
  • 35.55

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 24
Sep 23
Var%
Jun 24
Jun 23
Var%
Mar 24
Mar 23
Var%
Dec 23
Dec 22
Var%
Interest Earned
7,737.20
6,713.96
15.24%
7,725.41
6,445.36
19.86%
7,457.81
6,218.45
19.93%
6,988.73
5,873.75
18.98%
Interest Exp.
5,543.62
4,793.61
15.65%
5,485.67
4,449.28
23.29%
5,309.30
4,117.12
28.96%
4,975.06
3,908.12
27.30%
Net Interest Income
2,193.58
1,920.35
14.23%
2,239.74
1,996.08
12.21%
2,148.51
2,101.33
2.25%
2,013.67
1,965.63
2.44%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
1,488.25
1,266.65
17.49%
1,270.86
1,191.86
6.63%
1,641.79
1,054.72
55.66%
1,254.73
1,112.95
12.74%
Total Income
9,225.45
7,980.61
15.60%
8,996.27
7,637.22
17.80%
9,099.60
7,273.17
25.11%
8,243.46
6,986.70
17.99%
Operating Exp.
2,687.13
2,377.05
13.04%
2,608.40
2,365.34
10.28%
2,874.79
2,263.41
27.01%
2,392.22
2,161.51
10.67%
Operating Profit
994.70
809.95
22.81%
902.20
822.60
9.68%
915.51
892.64
2.56%
876.18
917.07
-4.46%
Provision
297.29
505.57
-41.20%
211.68
360.33
-41.25%
464.91
617.52
-24.71%
555.74
844.64
-34.20%
PBT
697.41
304.38
129.12%
690.52
462.27
49.38%
450.60
275.12
63.78%
320.44
72.43
342.41%
PBTM
9.01
4.53
98.90%
8.94
7.17
24.69%
6.04
4.42
36.65%
4.59
1.23
273.17%
TAX
130.82
75.74
72.72%
174.52
115.59
50.98%
-16.69
68.91
-
77.85
17.36
348.44%
PAT
566.59
228.64
147.81%
516.00
346.68
48.84%
467.29
206.21
126.61%
242.59
55.07
340.51%
PATM
7.32%
3.41%
6.68%
5.38%
6.27%
3.32%
3.47%
0.94%
EPS
0.18
0.07
157.14%
0.16
0.11
45.45%
0.15
0.07
114.29%
0.08
0.02
300.00%
Gross NPA
3,889.43
4,319.03
-9.95%
3,844.90
4,072.67
-5.59%
3,982.56
4,394.57
-9.38%
4,457.41
3,903.68
14.18%
Gross NPA%
1.60
2.00
-20.00%
1.70
2.00
-15.00%
1.70
2.20
-22.73%
2.00
2.00
0.00%
Net NPA
1,168.02
1,885.19
-38.04%
1,246.03
2,100.69
-40.68%
1,329.73
1,658.09
-19.80%
1,934.36
1,973.36
-1.98%
Net NPA%
0.50
0.90
-44.44%
0.50
1.00
-50.00%
0.60
0.80
-25.00%
0.90
1.00
-10.00%
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Net Interest Income
8,595.50
8,078.61
7,902.40
6,490.33
7,428.35
6,793.96
9,812.51
7,739.16
5,798.47
4,568.03
3,488.63
Interest Earned
29,909.15
27,605.86
22,702.16
19,018.77
20,039.28
26,052.02
29,623.80
20,268.59
16,425.00
13,533.44
11,572.01
Interest Expended
21,313.65
19,527.25
14,799.76
12,528.44
12,610.93
19,258.06
19,811.29
12,529.43
10,626.53
8,965.41
8,083.38
Int. income Growth
7.67%
2.23%
21.76%
-12.63%
9.34%
-30.76%
26.79%
33.47%
26.94%
30.94%
 
Other Income
5,655.63
5,355.03
3,883.01
3,404.75
3,107.08
11,956.10
4,675.48
5,293.15
4,217.80
2,729.42
2,047.91
Total Income
35,564.78
13,433.64
11,785.41
9,895.08
10,535.43
18,750.06
14,487.99
13,032.31
10,016.27
7,297.45
5,536.54
Total Expenditure
10,562.54
11,350.40
10,370.66
8,062.79
14,937.18
39,246.32
11,833.54
6,595.42
4,790.19
3,429.49
2,548.27
Employee Cost
-
3,887.32
3,475.07
2,958.57
2,517.25
2,691.32
2,538.11
2,234.66
1,840.24
1,319.78
986.63
% Of Sales
-
14.08%
15.31%
15.56%
12.56%
10.33%
8.57%
11.03%
11.20%
9.75%
8.53%
Opt. & Establishment Exp.
-
6,667.63
5,542.27
4,421.17
3,760.09
4,520.76
4,128.77
3,271.24
2,500.98
1,797.09
1,394.30
% Of Sales
-
24.15%
24.41%
23.25%
18.76%
17.35%
13.94%
16.14%
15.23%
13.28%
12.05%
Provisions
-
1,886.55
2,220.16
1,480.25
9,379.90
32,718.10
5,777.56
1,554.24
794.19
536.30
339.48
% Of Sales
-
6.83%
9.78%
7.78%
46.81%
125.59%
19.50%
7.67%
4.84%
3.96%
2.93%
EBITDA
3,688.59
2,083.24
1,414.75
1,832.29
-4,401.75
-20,496.26
2,654.45
6,436.89
5,226.08
3,867.96
2,988.27
EBITDA Margin
64.68%
25.79%
17.90%
28.23%
-59.26%
-301.68%
27.05%
83.17%
90.13%
84.67%
85.66%
Depreciation
0.00
545.55
433.42
398.60
360.03
341.93
305.45
232.36
172.61
111.84
86.07
PBT
2,158.97
1,537.69
981.33
1,433.69
-4,761.77
-20,838.19
2,349.00
6,204.54
5,053.47
3,756.12
2,902.20
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
366.50
252.49
245.51
369.64
-1,272.85
-4,405.61
639.74
1,971.32
1,713.58
1,226.43
904.78
Tax Rate
16.98%
16.42%
25.02%
25.78%
26.73%
21.14%
27.23%
31.77%
33.91%
32.65%
31.18%
PAT
1,792.47
1,285.20
735.82
1,064.05
-3,488.93
-16,432.58
1,709.27
4,233.22
3,339.89
2,529.69
1,997.42
PAT before Minority Interest
1,792.47
1,285.20
735.82
1,064.05
-3,488.93
-16,432.58
1,709.27
4,233.22
3,339.89
2,529.69
1,997.42
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
12.58%
9.57%
6.24%
10.75%
-33.12%
-87.64%
11.80%
32.48%
33.34%
34.67%
36.08%
PAT Growth
114.26%
74.66%
-30.85%
0
0
-1061.38%
-59.62%
26.75%
32.03%
26.65%
 
EPS
0.57
0.41
0.23
0.34
-1.11
-5.24
0.55
1.35
1.07
0.81
0.64

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Shareholder's Funds
42,155.19
40,718.18
33,698.97
33,138.29
21,694.96
26,887.41
25,752.51
22,039.63
13,762.38
11,665.52
Share Capital
5,753.58
5,750.96
5,010.99
5,010.98
2,510.09
463.01
460.59
456.49
420.53
417.74
Total Reserves
35,394.56
33,988.60
28,678.93
28,127.31
19,184.87
26,424.40
25,291.91
21,583.14
13,341.85
11,247.79
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Deposits
2,66,229.53
2,17,382.19
1,97,062.58
1,62,845.93
1,05,311.17
2,27,557.90
2,00,688.60
1,42,857.44
1,11,704.18
91,158.78
Borrowings
80,507.61
77,753.98
72,340.18
63,949.08
1,13,790.50
1,08,424.11
74,893.58
38,606.67
31,658.98
26,220.40
Other Liabilities & Provisions
17,469.22
19,349.78
15,476.01
13,660.13
17,035.53
17,990.19
11,114.96
11,555.94
8,117.08
7,098.27
Total Liabilities
4,06,361.55
3,55,204.13
3,18,577.74
2,73,593.43
2,57,832.16
3,80,859.61
3,12,449.65
2,15,059.68
1,65,242.62
1,36,142.97
Net Block
2,509.10
2,155.71
2,015.82
2,095.60
729.52
778.45
765.14
611.55
414.22
296.09
Gross Block
5,325.48
4,475.56
3,976.34
3,827.37
2,136.52
1,868.35
1,569.75
1,218.10
855.89
632.09
Accumulated Depreciation
2,816.37
2,319.85
1,960.52
1,731.77
1,407.00
1,089.90
804.61
606.54
441.67
336.00
Total Non-Current Assets
3,39,980.17
3,01,793.34
2,81,602.22
2,41,403.14
2,24,634.62
3,58,540.54
2,97,403.38
2,02,485.93
1,55,691.88
1,26,622.53
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
356.63
295.77
125.19
62.78
293.86
51.44
72.15
75.24
60.36
25.73
Cash and balance with RBI
18,139.24
12,864.09
43,452.27
6,812.79
5,943.65
10,797.74
11,425.75
6,952.07
5,776.16
5,240.65
Balance with banks and money at call
1,179.21
6,491.92
3,295.94
22,512.46
2,486.70
16,187.19
13,328.07
12,602.59
2,442.74
2,316.75
Investments
89,996.95
76,749.30
51,753.99
43,114.65
43,747.80
89,328.53
68,293.44
49,981.80
48,788.47
43,193.49
Advances
2,27,799.04
2,03,236.55
1,80,959.01
1,66,804.86
1,71,433.09
2,41,397.19
2,03,518.83
1,32,262.68
98,209.93
75,549.82
Other Assets
66,381.37
53,410.80
36,975.53
32,190.30
33,197.53
22,319.07
15,046.28
12,573.76
9,550.75
9,520.45
Total Assets
4,06,361.54
3,55,204.14
3,18,577.75
2,73,593.44
2,57,832.15
3,80,859.61
3,12,449.66
2,15,059.69
1,65,242.63
1,36,142.98
Contingent Liabilities
7,96,957.75
6,61,385.48
6,80,146.24
4,59,642.29
4,58,527.53
6,54,161.74
5,81,830.27
3,79,564.57
3,31,239.20
3,37,299.25
Bills for collection
15,368.29
17,413.26
4,991.91
2,214.05
5,120.19
5,059.24
1,935.56
1,390.00
1,558.87
1,373.94
Adjusted Book Value
14.30
13.82
13.45
13.23
17.29
116.14
111.82
96.56
65.45
55.85

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Cash From Operating Activity
9,644.55
-25,816.26
23,597.74
55,395.71
-57,721.22
-24,573.30
-21,810.44
4,384.14
-304.36
-2,317.02
PBT
1,537.69
981.33
1,433.69
-4,761.78
-20,838.19
2,349.01
6,204.54
5,053.47
3,756.12
2,902.20
Adjustment
3,782.00
1,551.16
3,615.03
10,251.01
24,890.64
6,292.88
1,948.64
1,033.45
700.52
470.74
Adjustments for Liabilities & Assets
4,702.03
-28,281.41
18,647.59
50,707.87
-61,208.12
-30,602.04
-27,669.28
174.28
-3,401.30
-4,651.27
Refund/(Payment) of direct taxes
-377.17
-67.33
-98.56
-801.40
-565.55
-2,613.14
-2,294.34
-1,877.06
-1,359.71
-1,038.69
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-12,430.96
-12,904.03
-14,511.40
392.46
14,191.93
-6,293.69
-8,744.90
-4,473.87
-4,022.57
-3,591.23
Net Fixed Assets
-903.85
-666.61
-213.28
-1457.59
-502.93
-266.02
-345.60
-377.35
-256.13
-101.14
Other Investment Activity
-18546.95
-19250.47
-3680.00
10332.75
-8695.28
-10643.56
-6106.51
-5309.61
-4500.92
-3439.03
Cash from Financing Activity
2,770.82
11,450.38
8,391.16
-34,942.04
25,038.31
33,039.32
35,747.92
11,429.21
4,988.75
7,573.96
Closing Cash & Equivalent
19,318.45
19,356.01
46,748.20
29,325.25
8,430.36
26,984.93
24,753.82
19,554.66
8,218.90
7,557.40
Net Cash Inflow / Outflow
-15.58
-27,269.90
17,477.51
20,846.13
-18,490.98
2,172.33
5,192.58
11,339.48
661.81
1,665.72
Opening Cash & Equivalents
19,356.01
46,748.20
29,325.25
8,430.36
26,984.93
24,753.82
19,554.66
8,218.90
7,557.40
5,891.68

Financial Ratios

Consolidated /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Book Value
14.30
13.82
13.45
13.23
17.29
116.14
111.82
96.56
65.45
55.85
NIM
2.40
2.64
2.32
3.10
3.04
2.74
2.61
2.87
2.94
2.76
Yield on Advances
12.12
11.17
10.51
12.01
15.20
12.27
9.96
12.42
13.78
15.32
Yield on Investments
5.76
4.69
6.06
8.79
12.28
7.13
6.76
9.02
7.72
8.10
Cost of Liabilities
5.63
5.01
4.65
5.56
8.79
5.90
4.55
5.86
6.25
6.89
Interest Spread
6.49
6.16
5.86
6.45
6.41
6.38
5.41
6.56
7.53
8.43
ROCE
6.22%
5.06%
5.43%
0.16%
-10.03%
7.19%
11.60%
14.10%
13.31%
13.42%
Cost Income Ratio
74.51
72.84
70.55
56.17
36.64
43.91
40.47
41.62
41.18
41.45
Core Cost Income Ratio
76.39
73.03
72.68
61.40
38.95
44.89
42.12
44.80
42.70
42.54
Operating Costs to Assets
2.46
2.42
2.19
2.16
2.66
1.67
1.69
1.94
1.82
1.69
Loans/Deposits
0.30
0.36
0.37
0.39
1.08
0.48
0.37
0.27
0.28
0.29
Cash/Deposits
0.07
0.06
0.22
0.04
0.06
0.05
0.06
0.05
0.05
0.06
Investment/Deposits
0.34
0.35
0.26
0.26
0.42
0.39
0.34
0.35
0.44
0.47
Inc Loan/Deposits
30.24%
35.77%
36.71%
39.27%
108.05%
47.65%
37.32%
27.02%
28.34%
28.76%
Credit Deposits
85.56%
93.49%
91.83%
102.43%
162.79%
106.08%
101.41%
92.58%
87.92%
82.88%
Interest Expended / Interest earned
70.74%
65.19%
65.87%
62.93%
73.92%
66.88%
61.82%
64.70%
66.25%
69.85%
Interest income / Total funds
6.79%
6.39%
5.97%
7.32%
10.10%
7.78%
6.49%
7.64%
8.19%
8.50%
Interest Expended / Total funds
4.81%
4.17%
3.93%
4.61%
7.47%
5.20%
4.01%
4.94%
5.43%
5.94%
CASA
30.91%
30.77%
31.12%
26.15%
26.63%
33.07%
36.46%
36.30%
28.05%
23.12%

News Update:


  • Yes Bank, Paisabazaar launch 'PaisaSave' Cashback Credit Card
    19th Sep 2024, 16:28 PM

    The PaisaSave Credit Card is designed to reward frequent shoppers by offering substantial cashback on everyday purchases

    Read More
  • Yes Bank reports 49% rise in Q1 consolidated net profit
    22nd Jul 2024, 10:41 AM

    Total consolidated income of the bank increased by 17.80% at Rs 8,996.27 crore for Q1FY25

    Read More
  • Yes Bank - Quarterly Results
    20th Jul 2024, 12:41 PM

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.