Nifty
:
22396.45
Sensex
:
73864.29
60.05 (0.27%)
775.96 (1.06%)
Nifty
Sensex
:
:
22396.45
73864.29
60.05 (0.27%)
775.96 (1.06%)

Yes Bank Ltd.

Bank - Private

Rating :
55/99

BSE: 532648 | NSE: YESBANK

NSE BSE
25.20
22-Apr-2024
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  24.05
  •  25.35
  •  24.00
  •  23.95
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  325840643
  •  80583.58
  •  32.85
  •  15.40

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 72,523.83
  • 67.25
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 137,413.73
  • N/A
  • 1.69

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 0.00%
  • 1.94%
  • 31.87%
  • FII
  • DII
  • Others
  • 22.01%
  • 4.76%
  • 39.42%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • 6.20
  • -16.77

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -7.54
  • -15.51
  • -

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 1.13
  • 1.19

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 18.82
  • 8.08
  • 35.84

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.88
  • 1.13
  • 1.19

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 26.64
  • 31.80
  • 32.82

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Dec 23
Dec 22
Var%
Sep 23
Sep 22
Var%
Jun 23
Jun 22
Var%
Mar 23
Mar 22
Var%
Interest Earned
6,988.73
5,873.75
18.98%
6,713.96
5,475.00
22.63%
6,445.36
5,134.95
25.52%
6,218.45
4,946.74
25.71%
Interest Exp.
4,975.06
3,908.12
27.30%
4,793.61
3,487.46
37.45%
4,449.28
3,287.06
35.36%
4,117.12
3,130.10
31.53%
Net Interest Income
2,013.67
1,965.63
2.44%
1,920.35
1,987.54
-3.38%
1,996.08
1,847.89
8.02%
2,101.33
1,816.64
15.67%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
1,254.73
1,112.95
12.74%
1,266.65
930.72
36.09%
1,191.86
784.63
51.90%
1,133.11
925.86
22.38%
Total Income
8,243.46
6,986.70
17.99%
7,980.61
6,405.72
24.59%
7,637.22
5,919.58
29.02%
7,351.56
5,872.60
25.18%
Operating Exp.
2,392.22
2,161.51
10.67%
2,377.05
2,120.19
12.11%
2,365.34
2,038.81
16.02%
2,341.80
1,963.59
19.26%
Operating Profit
876.18
917.07
-4.46%
809.95
798.07
1.49%
822.60
593.71
38.55%
892.64
778.91
14.60%
Provision
555.74
844.64
-34.20%
505.57
582.90
-13.27%
360.33
175.09
105.80%
617.52
271.29
127.62%
PBT
320.44
72.43
342.41%
304.38
215.17
41.46%
462.27
418.62
10.43%
275.12
507.62
-45.80%
PBTM
4.59
1.23
273.17%
4.53
3.93
15.27%
7.17
8.15
-12.02%
4.42
10.26
-56.92%
TAX
77.85
17.36
348.44%
75.74
54.76
38.31%
115.59
104.48
10.63%
68.91
135.74
-49.23%
PAT
242.59
55.07
340.51%
228.64
160.41
42.53%
346.68
314.14
10.36%
206.21
371.88
-44.55%
PATM
3.47%
0.94%
3.41%
2.93%
5.38%
6.12%
3.32%
7.52%
EPS
0.08
0.02
300.00%
0.08
0.06
33.33%
0.12
0.11
9.09%
0.07
0.13
-46.15%
Gross NPA
4,457.41
3,903.68
14.18%
4,319.03
27,419.11
-84.25%
4,072.67
27,746.75
-85.32%
4,394.57
27,975.98
-84.29%
Gross NPA%
2.00
2.00
0.00%
2.00
12.90
-84.50%
2.00
13.40
-85.07%
2.17
13.93
-84.42%
Net NPA
1,934.36
1,973.36
-1.98%
1,885.19
6,926.03
-72.78%
2,100.69
7,765.01
-72.95%
1,658.09
8,204.53
-79.79%
Net NPA%
0.90
1.00
-10.00%
0.90
3.60
-75.00%
1.00
4.20
-76.19%
0.83
4.53
-81.68%
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Net Interest Income
8,031.43
7,902.40
6,490.33
7,428.35
6,793.96
9,812.51
7,739.16
5,798.47
4,568.03
3,488.63
2,716.80
Interest Earned
26,366.50
22,702.16
19,018.77
20,039.28
26,052.02
29,623.80
20,268.59
16,425.00
13,533.44
11,572.01
9,981.35
Interest Expended
18,335.07
14,799.76
12,528.44
12,610.93
19,258.06
19,811.29
12,529.43
10,626.53
8,965.41
8,083.38
7,264.55
Int. income Growth
5.43%
21.76%
-12.63%
9.34%
-30.76%
26.79%
33.47%
26.94%
30.94%
28.41%
 
Other Income
4,846.35
4,124.60
3,404.75
3,107.08
11,956.10
4,675.48
5,293.15
4,217.80
2,729.42
2,047.91
1,721.58
Total Income
31,212.85
12,027.00
9,895.08
10,535.43
18,750.06
14,487.99
13,032.31
10,016.27
7,297.45
5,536.54
4,438.38
Total Expenditure
9,476.41
10,612.25
8,062.79
14,937.18
39,246.32
11,833.54
6,595.42
4,790.19
3,429.49
2,548.27
2,055.02
Employee Cost
-
3,475.07
2,958.57
2,517.25
2,691.32
2,538.11
2,234.66
1,840.24
1,319.78
986.63
788.64
% Of Sales
-
15.31%
15.56%
12.56%
10.33%
8.57%
11.03%
11.20%
9.75%
8.53%
7.90%
Opt. & Establishment Exp.
-
5,783.86
4,421.17
3,760.09
4,520.76
4,128.77
3,271.24
2,500.98
1,797.09
1,394.30
1,031.78
% Of Sales
-
25.48%
23.25%
18.76%
17.35%
13.94%
16.14%
15.23%
13.28%
12.05%
10.34%
Provisions
-
2,220.16
1,480.25
9,379.90
32,718.10
5,777.56
1,554.24
794.19
536.30
339.48
361.68
% Of Sales
-
9.78%
7.78%
46.81%
125.59%
19.50%
7.67%
4.84%
3.96%
2.93%
3.62%
EBITDA
3,401.37
1,414.75
1,832.29
-4,401.75
-20,496.26
2,654.45
6,436.89
5,226.08
3,867.96
2,988.27
2,383.36
EBITDA Margin
64.06%
17.90%
28.23%
-59.26%
-301.68%
27.05%
83.17%
90.13%
84.67%
85.66%
87.73%
Depreciation
0.00
433.42
398.60
360.03
341.93
305.45
232.36
172.61
111.84
86.07
63.54
PBT
1,362.21
981.33
1,433.69
-4,761.77
-20,838.19
2,349.00
6,204.54
5,053.47
3,756.12
2,902.20
2,319.82
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
338.09
245.51
369.64
-1,272.85
-4,405.61
639.74
1,971.32
1,713.58
1,226.43
904.78
708.56
Tax Rate
24.82%
25.02%
25.78%
26.73%
21.14%
27.23%
31.77%
33.91%
32.65%
31.18%
30.54%
PAT
1,024.12
735.82
1,064.05
-3,488.93
-16,432.58
1,709.27
4,233.22
3,339.89
2,529.69
1,997.42
1,611.26
PAT before Minority Interest
1,024.12
735.82
1,064.05
-3,488.93
-16,432.58
1,709.27
4,233.22
3,339.89
2,529.69
1,997.42
1,611.26
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
7.95%
6.12%
10.75%
-33.12%
-87.64%
11.80%
32.48%
33.34%
34.67%
36.08%
36.30%
PAT Growth
13.60%
-30.85%
0
0
-1061.38%
-59.62%
26.75%
32.03%
26.65%
23.97%
 
EPS
0.36
0.26
0.37
-1.21
-5.71
0.59
1.47
1.16
0.88
0.69
0.56

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Shareholder's Funds
40,718.18
33,698.97
33,138.29
21,694.96
26,887.41
25,752.51
22,039.63
13,762.38
11,665.52
7,115.22
Share Capital
5,750.96
5,010.99
5,010.98
2,510.09
463.01
460.59
456.49
420.53
417.74
360.63
Total Reserves
33,988.60
28,678.93
28,127.31
19,184.87
26,424.40
25,291.91
21,583.14
13,341.85
11,247.79
6,754.59
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Deposits
217,382.19
197,062.58
162,845.93
105,311.17
227,557.90
200,688.60
142,857.44
111,704.18
91,158.78
74,185.63
Borrowings
77,753.98
72,340.18
63,949.08
113,790.50
108,424.11
74,893.58
38,606.67
31,658.98
26,220.40
21,314.29
Other Liabilities & Provisions
19,349.78
15,476.01
13,660.13
17,035.53
17,990.19
11,114.96
11,555.94
8,117.08
7,098.27
6,389.64
Total Liabilities
355,204.13
318,577.74
273,593.43
257,832.16
380,859.61
312,449.65
215,059.68
165,242.62
136,142.97
109,004.78
Net Block
2,155.71
2,015.82
2,095.60
729.52
778.45
765.14
611.55
414.22
296.09
276.92
Gross Block
4,475.56
3,976.34
3,827.37
2,136.52
1,868.35
1,569.75
1,218.10
855.89
632.09
536.25
Accumulated Depreciation
2,319.85
1,960.52
1,731.77
1,407.00
1,089.90
804.61
606.54
441.67
336.00
259.33
Total Non-Current Assets
301,793.34
281,602.22
241,403.14
224,634.62
358,540.54
297,403.38
202,485.93
155,691.88
126,622.53
102,754.60
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
295.77
125.19
62.78
293.86
51.44
72.15
75.24
60.36
25.73
20.18
Cash and balance with RBI
12,864.09
43,452.27
6,812.79
5,943.65
10,797.74
11,425.75
6,952.07
5,776.16
5,240.65
4,541.58
Balance with banks and money at call
6,491.92
3,295.94
22,512.46
2,486.70
16,187.19
13,328.07
12,602.59
2,442.74
2,316.75
1,350.10
Investments
76,749.30
51,753.99
43,114.65
43,747.80
89,328.53
68,293.44
49,981.80
48,788.47
43,193.49
40,932.86
Advances
203,236.55
180,959.01
166,804.86
171,433.09
241,397.19
203,518.83
132,262.68
98,209.93
75,549.82
55,632.96
Other Assets
53,410.80
36,975.53
32,190.30
33,197.53
22,319.07
15,046.28
12,573.76
9,550.75
9,520.45
6,250.17
Total Assets
355,204.14
318,577.75
273,593.44
257,832.15
380,859.61
312,449.66
215,059.69
165,242.63
136,142.98
109,004.77
Contingent Liabilities
661,385.48
680,146.24
459,642.29
458,527.53
654,161.74
581,830.27
379,564.57
331,239.20
337,299.25
201,016.82
Bills for collection
17,413.26
4,991.91
2,214.05
5,120.19
5,059.24
1,935.56
1,390.00
1,558.87
1,373.94
997.06
Adjusted Book Value
13.82
13.45
13.23
17.29
116.14
111.82
96.56
65.45
55.85
39.46

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Cash From Operating Activity
-25,816.26
23,597.74
55,395.71
-57,721.22
-24,573.30
-21,810.44
4,384.14
-304.36
-2,317.02
4,435.50
PBT
981.33
1,433.69
-4,761.78
-20,838.19
2,349.01
6,204.54
5,053.47
3,756.12
2,902.20
2,319.82
Adjustment
1,551.16
3,615.03
10,251.01
24,890.64
6,292.88
1,948.64
1,033.45
700.52
470.74
469.78
Adjustments for Liabilities & Assets
-28,281.41
18,647.59
50,707.87
-61,208.12
-30,602.04
-27,669.28
174.28
-3,401.30
-4,651.27
2,476.49
Refund/(Payment) of direct taxes
-67.33
-98.56
-801.40
-565.55
-2,613.14
-2,294.34
-1,877.06
-1,359.71
-1,038.69
-830.60
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-12,904.03
-14,511.40
392.46
14,191.93
-6,293.69
-8,744.90
-4,473.87
-4,022.57
-3,591.23
-2,785.47
Net Fixed Assets
-666.61
-213.28
-1457.59
-502.93
-266.02
-345.60
-377.35
-256.13
-101.14
-114.21
Other Investment Activity
-19250.47
-3680.00
10332.75
-8695.28
-10643.56
-6106.51
-5309.61
-4500.92
-3439.03
-7293.95
Cash from Financing Activity
11,450.38
8,391.16
-34,942.04
25,038.31
33,039.32
35,747.92
11,429.21
4,988.75
7,573.96
175.89
Closing Cash & Equivalent
19,356.01
46,748.20
29,325.25
8,430.36
26,984.93
24,753.82
19,554.66
8,218.90
7,557.40
5,891.68
Net Cash Inflow / Outflow
-27,269.90
17,477.51
20,846.13
-18,490.98
2,172.33
5,192.58
11,339.48
661.81
1,665.72
1,825.92
Opening Cash & Equivalents
46,748.20
29,325.25
8,430.36
26,984.93
24,753.82
19,554.66
8,218.90
7,557.40
5,891.68
4,065.76

Financial Ratios

Consolidated /

Standalone
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Book Value
13.82
13.45
13.23
17.29
116.14
111.82
96.56
65.45
55.85
39.46
NIM
2.64
2.32
3.10
3.04
2.74
2.61
2.87
2.94
2.76
2.65
Yield on Advances
11.17
10.51
12.01
15.20
12.27
9.96
12.42
13.78
15.32
17.94
Yield on Investments
4.69
6.06
8.79
12.28
7.13
6.76
9.02
7.72
8.10
8.75
Cost of Liabilities
5.01
4.65
5.56
8.79
5.90
4.55
5.86
6.25
6.89
7.61
Interest Spread
6.16
5.86
6.45
6.41
6.38
5.41
6.56
7.53
8.43
10.33
ROCE
5.06%
5.43%
0.16%
-10.03%
7.19%
11.60%
14.10%
13.31%
13.42%
14.38%
Cost Income Ratio
73.38
70.55
56.17
36.64
43.91
40.47
41.62
41.18
41.45
39.58
Core Cost Income Ratio
73.57
72.68
61.40
38.95
44.89
42.12
44.80
42.70
42.54
41.12
Operating Costs to Assets
2.48
2.19
2.16
2.66
1.67
1.69
1.94
1.82
1.69
1.61
Loans/Deposits
0.36
0.37
0.39
1.08
0.48
0.37
0.27
0.28
0.29
0.29
Cash/Deposits
0.06
0.22
0.04
0.06
0.05
0.06
0.05
0.05
0.06
0.06
Investment/Deposits
0.35
0.26
0.26
0.42
0.39
0.34
0.35
0.44
0.47
0.55
Inc Loan/Deposits
35.77%
36.71%
39.27%
108.05%
47.65%
37.32%
27.02%
28.34%
28.76%
28.73%
Credit Deposits
93.49%
91.83%
102.43%
162.79%
106.08%
101.41%
92.58%
87.92%
82.88%
74.99%
Interest Expended / Interest earned
65.19%
65.87%
62.93%
73.92%
66.88%
61.82%
64.70%
66.25%
69.85%
72.78%
Interest income / Total funds
6.39%
5.97%
7.32%
10.10%
7.78%
6.49%
7.64%
8.19%
8.50%
9.16%
Interest Expended / Total funds
4.17%
3.93%
4.61%
7.47%
5.20%
4.01%
4.94%
5.43%
5.94%
6.66%
CASA
30.77%
31.12%
26.15%
26.63%
33.07%
36.46%
36.30%
28.05%
23.12%
22.03%

Annual Reports:

FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016
FY 2015
FY 2014

News Update:


  • Yes Bank records 14% growth in loan and advances in Q4FY24
    3rd Apr 2024, 10:30 AM

    CASA stood at Rs 82,315 crore (provisional) as of March 31, 2024, posting a 23% rise in year-on-year terms against Rs 66,903 crore as of March 31, 2023

    Read More
  • Yes Bank completes transfer of stressed loan exposures to Prudent ARC
    20th Mar 2024, 11:53 AM

    The bank has received cash consideration of Rs 203.40 crore in relation to the same

    Read More
  • Yes Bank reports over 4-fold jump in Q3 consolidated net profit
    29th Jan 2024, 15:20 PM

    Consolidated total income of the bank increased by 17.99% at Rs 8,243.46 crore for Q3FY24

    Read More
  • Yes Bank - Quarterly Results
    27th Jan 2024, 12:44 PM

    Read More
  • Yes Bank launches SmartFin
    15th Jan 2024, 12:58 PM

    The platform’s comprehensive capabilities in digital onboarding, credit underwriting, loan management and transaction processing redefine the accessibility of SCF products

    Read More

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