Nifty

:

25461.00

Sensex

:

83432.89

55.70 (0.22%)
193.42 (0.23%)

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Nifty
Sensex

:
:

25461.00
83432.89

55.70 (0.22%)
193.42 (0.23%)

India Home Loan Ltd.

Finance - Housing

Rating :

46/99

BSE: 530979 | NSE: Not Listed

Watchlist

NSE BSE

34.83

04-Jul-2025

Open
High
Low
Previous Close

33.92
35.86
33.92
34.58

Volume
Traded Value (lacs)
52 Week High
52 Week Low

851
29452
35.86
0

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

49.74
182.88
10

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

62.48
N/A
1.20

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

10 Years
5 Years
3 Years

17.19
-17.96
-26.32

EBITDA CAGR (%)

10 Years
5 Years
3 Years

16.28
-28.99
-26.16

PAT CAGR (%)

10 Years
5 Years
3 Years

-
-
-

P:E (Median)

8 Years
5 Years
3 Years

32.13
25.42
-

P:BV (Average)

8 Years
5 Years
3 Years

1.26
1.25
1.10

EV:EBITDA (Average)

8 Years
5 Years
3 Years

13.25
10.07
10.27

Quarterly Results

Standalone Figures in Rs. Crores /

Consolidated

Description Mar 25 Mar 24 Var% Dec 24 Dec 23 Var% Sep 24 Sep 23 Var% Jun 24 Jun 23 Var%
Net Sales 3.73 2.33 60.09% 3.31 2.95 12.20% 3.28 3.00 9.33% 3.28 3.74 -12.30%
Expenses 1.64 2.11 -22.27% 1.27 1.95 -34.87% 1.29 0.31 316.13% 1.24 1.36 -8.82%
EBITDA 2.09 0.21 895.24% 2.04 1.01 101.98% 1.99 2.69 -26.02% 2.05 2.38 -13.87%
EBIDTM 56.01% 9.15% 61.75% 34.06% 60.58% 89.79% 62.32% 63.67%
Other Income 0.01 0.01 0.00% 0.01 0.01 0.00% 0.01 0.02 -50.00% 0.06 0.06 0.00%
Interest 1.89 2.23 -15.25% 1.91 2.16 -11.57% 1.92 2.50 -23.20% 1.96 2.68 -26.87%
Depreciation 0.12 0.03 300.00% 0.07 0.03 133.33% 0.03 0.06 -50.00% 0.02 0.07 -71.43%
PBT 0.09 -2.04 - 0.08 -1.18 - 0.05 0.15 -66.67% 0.13 -0.30 -
Tax 0.08 0.07 14.29% 0.00 -0.03 - -0.01 0.07 - 0.03 -0.03 -
PAT 0.01 -2.11 - 0.08 -1.16 - 0.06 0.09 -33.33% 0.10 -0.27 -
PATM 0.27% -90.64% 2.39% -39.10% 1.71% 2.97% 2.99% -7.22%
EPS 0.01 -1.48 - 0.06 -0.81 - 0.04 0.06 -33.33% 0.07 -0.19 -

Description Mar 25 Mar 24 Var% Dec 24 Dec 23 Var% Sep 24 Sep 23 Var% Jun 24 Jun 23 Var%
Net Sales 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Expenses 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
EBITDA 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
EBIDTM 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Other Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Interest 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Depreciation 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PBT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Tax 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PAT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PATM 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EPS 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0

Annual Results

Standalone Figures in Rs. Crores

Right to Left

Description TTM Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15
Net Sales 13.60 12.02 22.34 30.05 31.13 32.34 31.40 16.39 5.52 4.15 2.46 Net Sales Growth 13.14% -46.20% -25.66% -3.47% -3.74% 2.99% 91.58% 196.92% 33.01% 68.70% Cost Of Goods Sold 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 13.60 12.02 22.34 30.05 31.13 32.34 31.40 16.39 5.52 4.15 2.46 GP Margin 100.01% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 5.44 7.50 10.41 9.46 9.16 7.30 6.82 5.42 2.65 1.80 1.46 Power & Fuel Cost - 0.05 0.05 0.05 0.04 0.05 0.05 0.02 0.01 0.00 0.02 % Of Sales - 0.42% 0.22% 0.17% 0.13% 0.15% 0.16% 0.12% 0.18% 0% 0.81% Employee Cost - 2.82 3.32 3.18 3.50 3.70 3.27 1.83 0.60 0.47 0.55 % Of Sales - 23.46% 14.86% 10.58% 11.24% 11.44% 10.41% 11.17% 10.87% 11.33% 22.36% Manufacturing Exp. - 0.54 0.56 0.51 1.14 0.80 0.71 1.76 0.35 0.29 0.22 % Of Sales - 4.49% 2.51% 1.70% 3.66% 2.47% 2.26% 10.74% 6.34% 6.99% 8.94% General & Admin Exp. - 3.02 2.35 1.41 1.24 1.34 1.47 0.99 1.37 0.90 0.52 % Of Sales - 25.12% 10.52% 4.69% 3.98% 4.14% 4.68% 6.04% 24.82% 21.69% 21.14% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 1.13 4.20 4.36 3.28 1.47 1.38 0.84 0.33 0.14 0.00 % Of Sales - 9.40% 18.80% 14.51% 10.54% 4.55% 4.39% 5.13% 5.98% 3.37% 6.91% EBITDA 8.17 4.52 11.93 20.59 21.97 25.04 24.58 10.97 2.87 2.35 1.00 EBITDA Margin 60.07% 37.60% 53.40% 68.52% 70.58% 77.43% 78.28% 66.93% 51.99% 56.63% 40.65% Other Income 0.09 1.81 2.51 0.44 0.00 0.60 0.44 0.31 0.34 0.14 0.05 Interest 7.68 9.51 12.89 16.53 20.25 21.57 21.75 6.92 1.74 1.13 0.08 Depreciation 0.24 0.19 0.56 0.53 0.23 0.33 0.44 0.29 0.07 0.07 0.15 PBT 0.35 -3.37 0.99 3.96 1.48 3.75 2.83 4.06 1.40 1.29 0.82 Tax 0.10 0.08 0.38 2.05 0.36 0.94 1.01 1.10 0.41 0.43 0.24 Tax Rate 28.57% -2.37% 38.38% 51.77% 24.32% 25.07% 35.69% 27.09% 29.29% 33.33% 29.27% PAT 0.25 -3.44 0.61 1.92 1.12 2.80 1.82 2.96 0.99 0.86 0.58 PAT before Minority Interest 0.25 -3.44 0.61 1.92 1.12 2.80 1.82 2.96 0.99 0.86 0.58 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 1.84% -28.62% 2.73% 6.39% 3.60% 8.66% 5.80% 18.06% 17.93% 20.72% 23.58% PAT Growth 107.25% - -68.23% 71.43% -60.00% 53.85% -38.51% 198.99% 15.12% 48.28% EPS 0.17 -2.41 0.43 1.34 0.78 1.96 1.27 2.07 0.69 0.60 0.41

Results Balance Sheet

Standalone Figures in Rs. Crores

Right to Left

Description Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15
Shareholder's Funds 41.20 44.61 43.92 39.12 38.16 35.68 33.89 31.27 18.51 17.65 Share Capital 14.28 14.28 14.28 14.28 14.28 14.28 14.28 14.28 11.37 11.37 Total Reserves 26.92 30.33 26.78 24.83 20.80 18.33 19.61 16.99 7.14 6.28 Non-Current Liabilities 57.07 91.04 125.31 170.13 174.70 196.47 117.23 11.62 10.74 3.86 Secured Loans 40.51 75.04 109.54 155.48 155.06 176.67 115.75 10.87 10.20 3.75 Unsecured Loans 16.28 15.80 15.95 15.14 15.00 15.00 0.00 0.00 0.00 0.00 Long Term Provisions 0.00 0.00 0.00 0.00 0.00 0.00 1.26 0.59 0.40 0.00 Current Liabilities 5.73 3.53 3.81 1.47 9.65 4.58 41.63 3.74 3.27 1.36 Trade Payables 0.51 0.72 0.38 0.32 0.48 1.03 0.54 0.05 0.05 0.03 Other Current Liabilities 4.00 1.62 1.53 0.43 8.52 3.25 19.97 3.30 3.06 1.31 Short Term Borrowings 0.00 0.00 0.00 0.00 0.00 0.00 20.73 0.00 0.00 0.00 Short Term Provisions 1.21 1.19 1.90 0.73 0.65 0.30 0.39 0.38 0.16 0.03 Total Liabilities 104.00 139.18 173.04 210.72 222.51 236.73 192.75 46.63 32.52 22.87 Net Block 0.29 0.44 0.67 0.54 0.69 0.90 1.05 0.17 0.09 0.15 Gross Block 2.76 2.72 2.69 2.17 2.09 1.97 1.68 0.51 0.35 0.34 Accumulated Depreciation 2.47 2.28 2.02 1.63 1.40 1.07 0.63 0.33 0.26 0.19 Non Current Assets 57.30 98.93 156.54 201.08 217.09 220.66 170.51 38.60 29.16 18.24 Capital Work in Progress 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.13 0.05 0.05 Non Current Investment 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Long Term Loans & Adv. 1.09 0.82 0.70 0.60 0.46 0.33 0.41 0.38 0.54 0.26 Other Non Current Assets 0.15 0.09 0.06 0.21 3.11 3.24 0.00 0.00 0.00 0.00 Current Assets 0.79 3.97 4.90 9.63 5.41 16.07 22.23 8.03 3.36 4.63 Current Investments 0.00 0.00 0.00 0.00 0.00 9.01 4.00 2.49 0.00 2.28 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash & Bank 0.51 3.61 3.58 8.17 5.07 6.87 7.31 1.12 0.35 0.59 Other Current Assets 0.28 0.00 0.00 0.00 0.34 0.18 10.92 4.42 3.01 1.75 Short Term Loans & Adv. 0.20 0.36 1.32 1.46 0.34 0.18 9.19 4.42 3.01 1.75 Net Current Assets -4.94 0.44 1.09 8.16 -4.24 11.49 -19.40 4.29 0.09 3.27 Total Assets 58.09 102.90 161.44 210.71 222.50 236.73 192.74 46.63 32.52 22.87

Cash Flow

Standalone Figures in Rs. Crores

Right to Left

Description Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15
Cash From Operating Activity 30.94 34.82 40.53 7.67 10.69 -55.43 -133.01 -9.42 -9.10 -3.64 PBT -3.37 0.99 3.96 1.48 3.75 2.83 4.06 1.40 1.29 0.82 Adjustment -0.52 2.70 4.46 2.67 0.96 1.06 0.69 -0.23 -0.06 0.24 Changes in Working Capital 34.83 31.23 32.66 4.39 6.67 -58.25 -136.66 -10.25 -9.93 -4.47 Cash after chg. in Working capital 30.94 34.92 41.08 8.55 11.38 -54.37 -131.91 -9.08 -8.70 -3.41 Interest Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Tax Paid 0.00 -0.10 -0.55 -0.87 -0.69 -1.06 -1.10 -0.34 -0.40 -0.23 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity 3.24 -0.32 1.53 -1.57 9.18 -6.36 -2.25 -2.42 2.40 -1.44 Net Fixed Assets -0.04 -0.03 -0.52 -0.08 -0.12 -0.29 -1.04 -0.24 -0.01 0.02 Net Investments 0.00 0.00 0.00 0.00 9.01 -5.01 -1.51 -2.49 2.28 -1.48 Others 3.28 -0.29 2.05 -1.49 0.29 -1.06 0.30 0.31 0.13 0.02 Cash from Financing Activity -34.05 -34.65 -44.85 -5.12 -21.95 59.37 141.45 12.61 6.45 5.20 Net Cash Inflow / Outflow 0.13 -0.15 -2.78 0.98 -2.08 -2.42 6.19 0.77 -0.24 0.12 Opening Cash & Equivalents 0.33 0.49 3.27 2.29 4.37 6.79 1.12 0.35 0.59 0.47 Closing Cash & Equivalent 0.47 0.33 0.49 3.27 2.29 4.37 7.31 1.12 0.35 0.59

Financial Ratios

Standalone

Right to Left

Description Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15
Book Value (Rs.) 28.85 31.23 28.75 27.39 24.57 22.83 23.73 21.89 16.28 15.52 ROA -2.83% 0.39% 1.00% 0.52% 1.22% 0.85% 2.48% 2.50% 3.11% 2.98% ROE -8.03% 1.41% 4.78% 3.02% 8.29% 5.49% 9.10% 3.98% 4.76% 3.98% ROCE 5.26% 9.10% 10.81% 10.40% 11.63% 11.79% 9.34% 8.15% 8.89% 4.68% Fixed Asset Turnover 4.38 8.25 12.36 14.63 15.95 17.20 14.98 12.87 12.04 7.06 Receivable days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 0.00 0.00 55.45 63.44 27.44 14.53 13.77 9.40 Cash Conversion Cycle 0.00 0.00 0.00 0.00 -55.45 -63.44 -27.44 -14.53 -13.77 -9.40 Total Debt/Equity 1.38 2.04 3.06 4.36 4.85 5.88 4.60 0.45 0.71 0.28 Interest Cover 0.65 1.08 1.24 1.07 1.17 1.13 1.59 1.80 2.14 10.89

Top Investors:

jm financial india trust ii-jm financial india fund ii

sonal mayur shah

chetan r shah(huf)

shailaja chetan shah

subhash ambubhai patel

nabh capital llp

Annual Reports:

News Update:

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Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.

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