Nifty

:

26202.95

Sensex

:

85706.67

-12.60 (-0.05%)
-13.71 (-0.02%)

Login

Nifty
Sensex

:
:

26202.95
85706.67

-12.60 (-0.05%)
-13.71 (-0.02%)

SRG Housing Finance Ltd.

Finance - Housing

Rating :

49/99

BSE: 534680 | NSE: SRGHFL

Watchlist

NSE BSE

268.95

28-Nov-2025

Open
High
Low
Previous Close

263.85
270.7
263.85
264.85

Volume
Traded Value (lacs)
52 Week High
52 Week Low

1740
465515.75
414
255.1

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

422.11
15.65
10

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

1,036.90
N/A
1.51

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

10 Years
5 Years
3 Years

30.95
15.53
18.35

EBITDA CAGR (%)

10 Years
5 Years
3 Years

30.15
12.30
10.12

PAT CAGR (%)

10 Years
5 Years
3 Years

29.28
5.31
12.65

P:E (Median)

8 Years
5 Years
3 Years

15.66
15.66
19.27

P:BV (Average)

8 Years
5 Years
3 Years

2.12
2.21
2.21

EV:EBITDA (Average)

8 Years
5 Years
3 Years

10.17
9.32
10.17

Quarterly Results

Standalone Figures in Rs. Crores /

Consolidated

Description Sep 25 Sep 24 Var% Jun 25 Jun 24 Var% Mar 25 Mar 24 Var% Dec 24 Dec 23 Var%
Net Sales 47.81 36.06 32.58% 41.72 33.77 23.54% 42.75 36.15 18.26% 38.94 31.74 22.68%
Expenses 18.52 11.97 54.72% 16.66 11.56 44.12% 17.44 13.54 28.80% 14.86 10.86 36.83%
EBITDA 29.29 24.09 21.59% 25.06 22.21 12.83% 25.31 22.60 11.99% 24.09 20.88 15.37%
EBIDTM 61.27% 66.79% 60.06% 65.77% 59.21% 62.53% 61.85% 65.77%
Other Income 0.64 0.78 -17.95% 0.98 0.21 366.67% 0.75 0.41 82.93% 1.30 0.47 176.60%
Interest 18.11 14.92 21.38% 16.75 14.03 19.39% 16.59 13.69 21.18% 16.51 13.07 26.32%
Depreciation 1.51 1.62 -6.79% 1.44 1.52 -5.26% 1.79 1.71 4.68% 1.71 1.58 8.23%
PBT 10.32 8.33 23.89% 7.85 6.88 14.10% 7.67 7.61 0.79% 7.17 6.70 7.01%
Tax 2.07 1.73 19.65% 1.07 1.02 4.90% 1.48 1.52 -2.63% 1.43 1.38 3.62%
PAT 8.25 6.60 25.00% 6.78 5.86 15.70% 6.19 6.08 1.81% 5.74 5.32 7.89%
PATM 17.25% 18.31% 16.26% 17.35% 14.48% 16.83% 14.75% 16.75%
EPS 5.25 4.21 24.70% 4.32 3.73 15.82% 3.94 3.88 1.55% 3.66 3.39 7.96%

Description Jun 25 Jun 24 Var% Mar 25 Mar 24 Var% Dec 24 Dec 23 Var% Sep 24 Sep 23 Var%
Net Sales 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Expenses 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
EBITDA 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
EBIDTM 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Other Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Interest 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Depreciation 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PBT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Tax 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PAT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PATM 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EPS 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0

Annual Results

Standalone Figures in Rs. Crores

Right to Left

Description TTM Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Net Sales 171.22 151.50 124.79 91.39 79.21 73.60 71.32 57.85 34.13 14.53 10.22 Net Sales Growth 24.32% 21.40% 36.55% 15.38% 7.62% 3.20% 23.28% 69.50% 134.89% 42.17% Cost Of Goods Sold 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 171.22 151.50 124.79 91.39 79.21 73.60 71.32 57.85 34.13 14.53 10.22 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 67.48 55.80 43.98 32.30 22.56 20.01 17.61 14.98 11.43 4.47 3.36 Power & Fuel Cost - 0.51 0.35 0.27 0.13 0.11 0.09 0.07 0.02 0.01 0.01 % Of Sales - 0.34% 0.28% 0.30% 0.16% 0.15% 0.13% 0.12% 0.06% 0.07% 0.10% Employee Cost - 37.42 27.30 18.97 13.88 11.37 10.67 7.46 4.04 1.77 0.63 % Of Sales - 24.70% 21.88% 20.76% 17.52% 15.45% 14.96% 12.90% 11.84% 12.18% 6.16% Manufacturing Exp. - 4.30 3.17 2.59 1.96 2.30 1.69 0.86 1.89 1.01 0.51 % Of Sales - 2.84% 2.54% 2.83% 2.47% 3.12% 2.37% 1.49% 5.54% 6.95% 4.99% General & Admin Exp. - 12.16 11.46 7.97 5.53 4.13 4.12 4.28 3.30 1.32 2.17 % Of Sales - 8.03% 9.18% 8.72% 6.98% 5.61% 5.78% 7.40% 9.67% 9.08% 21.23% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 1.92 2.05 2.78 1.19 2.21 1.13 2.38 2.21 0.36 0.00 % Of Sales - 1.27% 1.64% 3.04% 1.50% 3.00% 1.58% 4.11% 6.48% 2.48% 0.39% EBITDA 103.75 95.70 80.81 59.09 56.65 53.59 53.71 42.87 22.70 10.06 6.86 EBITDA Margin 60.59% 63.17% 64.76% 64.66% 71.52% 72.81% 75.31% 74.11% 66.51% 69.24% 67.12% Other Income 3.67 3.05 1.87 2.56 1.60 3.07 1.28 0.28 0.13 0.03 0.04 Interest 67.96 62.04 50.81 37.15 30.55 30.86 30.38 23.12 11.27 5.74 4.04 Depreciation 6.45 6.65 5.78 3.46 2.17 2.02 2.13 0.55 0.44 0.32 0.08 PBT 33.01 30.06 26.10 21.04 25.53 23.77 22.49 19.47 11.12 4.03 2.77 Tax 6.05 5.66 5.04 3.99 5.21 4.94 4.52 4.82 3.04 1.32 0.90 Tax Rate 18.33% 18.83% 19.31% 18.96% 20.41% 20.78% 20.10% 24.76% 27.34% 32.75% 32.49% PAT 26.96 24.39 21.06 17.06 20.32 18.83 17.97 14.64 8.08 2.71 1.87 PAT before Minority Interest 26.96 24.39 21.06 17.06 20.32 18.83 17.97 14.64 8.08 2.71 1.87 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 15.75% 16.10% 16.88% 18.67% 25.65% 25.58% 25.20% 25.31% 23.67% 18.65% 18.30% PAT Growth 12.99% 15.81% 23.45% -16.04% 7.91% 4.79% 22.75% 81.19% 198.15% 44.92% EPS 17.17 15.54 13.41 10.87 12.94 11.99 11.45 9.32 5.15 1.73 1.19

Results Balance Sheet

Standalone Figures in Rs. Crores

Right to Left

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Shareholder's Funds 263.95 159.67 133.26 113.74 93.61 74.86 56.70 42.03 33.97 16.41 Share Capital 15.68 13.30 13.00 13.00 13.00 13.00 13.00 13.00 13.00 11.31 Total Reserves 247.27 144.57 117.76 100.74 80.61 61.86 43.70 29.03 20.97 5.09 Non-Current Liabilities 453.65 383.99 353.62 284.02 283.30 243.58 253.19 136.77 61.62 29.39 Secured Loans 448.77 376.95 357.24 286.63 285.78 245.58 254.80 133.69 60.54 29.17 Unsecured Loans 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Long Term Provisions 0.69 0.48 0.30 0.28 0.23 0.16 0.07 2.75 0.67 0.00 Current Liabilities 145.50 121.61 16.84 17.39 13.72 10.05 10.04 38.93 16.85 13.56 Trade Payables 6.14 3.87 2.72 3.29 3.07 0.36 0.67 0.56 0.80 0.00 Other Current Liabilities 3.30 2.25 14.03 8.77 5.20 4.70 3.38 34.01 14.84 9.89 Short Term Borrowings 135.56 114.31 0.00 0.00 0.00 0.00 0.34 1.24 0.00 2.43 Short Term Provisions 0.50 1.18 0.08 5.34 5.45 4.99 5.65 3.13 1.21 1.24 Total Liabilities 863.10 665.27 503.72 415.15 390.63 328.49 319.93 217.73 112.44 59.36 Net Block 23.83 26.52 24.28 7.42 2.66 3.96 1.52 1.14 0.75 0.84 Gross Block 41.57 37.89 29.87 11.01 8.62 7.93 3.36 2.42 1.59 1.37 Accumulated Depreciation 17.74 11.37 5.59 3.59 5.96 3.96 1.84 1.28 0.84 0.53 Non Current Assets 793.22 642.50 460.50 352.18 329.41 278.13 281.99 177.13 70.21 40.43 Capital Work in Progress 0.48 0.48 0.74 5.24 2.09 0.31 0.08 0.00 0.00 0.00 Non Current Investment 0.44 0.39 0.22 0.25 0.53 0.04 0.04 0.00 0.00 0.00 Long Term Loans & Adv. 3.46 2.85 430.13 334.51 319.48 269.90 276.72 171.00 64.62 39.44 Other Non Current Assets 17.98 22.29 5.08 4.76 4.65 3.91 3.62 4.99 4.84 0.15 Current Assets 69.88 22.77 43.22 62.96 61.22 50.36 37.94 40.60 42.11 18.67 Current Investments 35.73 8.42 11.67 26.66 25.19 9.33 0.63 0.42 0.32 0.84 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash & Bank 17.79 4.95 23.46 24.87 27.01 32.89 28.48 5.83 22.19 2.13 Other Current Assets 16.37 0.38 6.53 5.09 9.02 8.14 8.83 34.35 19.60 15.69 Short Term Loans & Adv. 11.85 9.02 1.57 6.35 5.60 5.02 5.39 32.30 18.90 15.19 Net Current Assets -75.62 -98.84 26.38 45.57 47.50 40.31 27.90 1.66 25.25 5.10 Total Assets 863.10 665.27 503.72 415.14 390.63 328.49 319.93 217.74 112.45 59.36

Cash Flow

Standalone Figures in Rs. Crores

Right to Left

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Cash From Operating Activity -131.49 -140.13 -83.22 3.45 -26.87 23.45 -66.48 -89.92 -24.29 -12.88 PBT 30.06 26.10 21.04 25.53 23.77 22.49 19.47 11.12 4.03 2.77 Adjustment 6.53 7.70 5.21 1.12 2.49 2.06 3.42 2.39 0.14 -0.01 Changes in Working Capital -160.87 -168.34 -104.34 -17.76 -47.82 4.10 -1.97 -100.31 -27.25 -14.82 Cash after chg. in Working capital -124.28 -134.54 -78.08 8.89 -21.56 28.65 20.92 -86.80 -23.08 -12.07 Interest Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Tax Paid -7.21 -5.59 -5.14 -5.44 -5.30 -5.21 -6.04 -3.13 -1.21 -0.81 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 0.00 0.00 0.00 0.00 0.00 0.00 -81.35 0.00 0.00 0.00 Cash From Investing Activity -31.21 -0.63 8.58 -6.47 -19.12 -9.30 -1.06 -0.83 0.23 -1.67 Net Fixed Assets -3.68 -7.76 -14.36 -5.54 -2.47 -4.80 -1.02 -0.83 -0.22 -0.79 Net Investments -27.36 3.08 15.02 -1.19 -16.35 -8.70 -0.25 -0.10 0.52 -0.84 Others -0.17 4.05 7.92 0.26 -0.30 4.20 0.21 0.10 -0.07 -0.04 Cash from Financing Activity 172.92 138.55 73.23 0.88 40.11 -9.39 88.91 74.39 44.12 16.40 Net Cash Inflow / Outflow 10.22 -2.21 -1.41 -2.14 -5.88 4.75 21.38 -16.36 20.06 1.86 Opening Cash & Equivalents 21.25 23.46 24.87 27.01 32.89 28.14 6.76 22.19 2.13 0.27 Closing Cash & Equivalent 31.47 21.25 23.46 24.87 27.01 32.89 28.14 5.83 22.19 2.13

Financial Ratios

Standalone

Right to Left

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Book Value (Rs.) 167.74 118.70 100.59 87.49 72.01 57.58 43.61 32.33 26.03 14.27 ROA 3.19% 3.60% 3.71% 5.04% 5.24% 5.54% 5.45% 4.89% 3.15% 3.72% ROE 11.59% 14.59% 13.95% 19.60% 22.36% 27.32% 29.67% 21.30% 10.83% 12.34% ROCE 12.29% 13.48% 13.06% 14.38% 15.61% 16.72% 16.35% 14.09% 11.75% 14.13% Fixed Asset Turnover 3.81 3.68 4.47 8.07 8.90 12.64 20.02 17.00 9.82 10.52 Receivable days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 0.00 0.00 0.00 0.00 25.06 38.66 93.23 0.00 Cash Conversion Cycle 0.00 0.00 0.00 0.00 0.00 0.00 -25.06 -38.66 -93.23 0.00 Total Debt/Equity 2.22 3.11 2.73 2.52 3.05 3.28 4.50 3.97 2.22 2.56 Interest Cover 1.48 1.51 1.57 1.84 1.77 1.74 1.84 1.99 1.70 1.68

Top Investors:

m3 investment private limited

meenaxi narendra mehta

jagruti rajiv dutia

vivek kumar vashishth

avinash parsram wadhwa

Annual Reports:

News Update:

SRG Housing Finance raises Rs 35 crore via NCDs
30th Aug 2025, 12:00 PM

The NCDs will mature on March 1, 2031, and offer a fixed coupon rate of 11.52% per annum, paid monthly
Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.

Feedback