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Emerald Finance Ltd.

Finance - NBFC

Rating :
45/99

BSE: 538882 | NSE: Not Listed

NSE BSE
58.19
22-Jul-2026
  • Open
  • High
  • Low
  • Previous Close
  •  60
  •  60
  •  56.5
  •  58.14
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  75698
  •  4387455
  •  60
  •  0

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 200.99
  • 12.36
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 212.90
  • 0.17%
  • 2.08

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 59.70%
  • 4.11%
  • 32.52%
  • FII
  • DII
  • Others
  • 1.78%
  • 0.00%
  • 1.89%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 39.55
  • 31.72
  • 23.29

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 57.63
  • 44.56
  • 21.94

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 56.64
  • 44.94
  • 36.70

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 23.31
  • 24.96
  • 23.67

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 2.10
  • 2.54
  • 3.14

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 15.65
  • 17.40
  • 17.76

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Jun 26
Jun 25
Var%
Mar 26
Mar 25
Var%
Dec 25
Dec 24
Var%
Sep 25
Sep 24
Var%
Net Sales
9.44
6.71
40.69%
9.75
6.45
51.16%
7.80
5.72
36.36%
6.90
5.00
38.00%
Expenses
2.01
2.11
-4.74%
2.93
2.08
40.87%
1.77
1.66
6.63%
1.48
1.51
-1.99%
EBITDA
7.42
4.60
61.30%
6.82
4.37
56.06%
6.03
4.07
48.16%
5.42
3.50
54.86%
EBIDTM
78.66%
68.57%
69.95%
67.68%
77.25%
71.05%
78.53%
69.92%
Other Income
0.00
0.03
-100.00%
0.01
0.03
-66.67%
0.00
0.02
-100.00%
0.00
0.01
-100.00%
Interest
0.82
0.37
121.62%
0.72
0.72
0.00%
0.69
0.77
-10.39%
0.61
0.76
-19.74%
Depreciation
0.07
0.00
0
0.17
0.08
112.50%
0.00
0.00
0
0.00
0.00
0
PBT
6.53
4.27
52.93%
5.94
3.60
65.00%
5.34
3.31
61.33%
4.81
2.75
74.91%
Tax
1.66
1.07
55.14%
1.59
0.95
67.37%
1.35
0.83
62.65%
1.21
0.69
75.36%
PAT
4.88
3.19
52.98%
4.35
2.65
64.15%
4.00
2.48
61.29%
3.60
2.05
75.61%
PATM
51.66%
47.54%
44.66%
41.07%
51.24%
43.27%
52.19%
41.06%
EPS
1.33
0.89
49.44%
1.17
0.74
58.11%
1.16
0.73
58.90%
1.04
0.63
65.08%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Net Sales
33.89
21.57
13.34
11.51
8.46
5.44
7.82
6.70
4.37
1.73
0.77
Net Sales Growth
41.92%
61.69%
15.90%
36.05%
55.51%
-30.43%
16.72%
53.32%
152.60%
124.68%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
33.89
21.57
13.34
11.51
8.46
5.44
7.82
6.70
4.37
1.73
0.77
GP Margin
100.01%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
8.19
6.42
6.25
5.89
4.54
3.04
5.75
4.90
3.56
1.44
0.61
Power & Fuel Cost
-
0.00
0.00
0.00
0.02
0.02
0.02
0.02
0.02
0.00
0.00
% Of Sales
-
0%
0%
0%
0.24%
0.37%
0.26%
0.30%
0.46%
0%
0%
Employee Cost
-
3.77
2.02
1.02
1.05
0.93
1.04
0.55
0.61
0.44
0.33
% Of Sales
-
17.48%
15.14%
8.86%
12.41%
17.10%
13.30%
8.21%
13.96%
25.43%
42.86%
Manufacturing Exp.
-
1.60
2.56
3.22
2.64
1.54
4.15
3.99
2.62
0.73
0.11
% Of Sales
-
7.42%
19.19%
27.98%
31.21%
28.31%
53.07%
59.55%
59.95%
42.20%
14.29%
General & Admin Exp.
-
0.95
1.32
1.36
0.68
0.52
0.44
0.33
0.30
0.19
0.14
% Of Sales
-
4.40%
9.90%
11.82%
8.04%
9.56%
5.63%
4.93%
6.86%
10.98%
18.18%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
0.10
0.35
0.29
0.17
0.05
0.12
0.04
0.03
0.08
0.00
% Of Sales
-
0.46%
2.62%
2.52%
2.01%
0.92%
1.53%
0.60%
0.69%
4.62%
5.19%
EBITDA
25.69
15.15
7.09
5.62
3.92
2.40
2.07
1.80
0.81
0.29
0.16
EBITDA Margin
75.80%
70.24%
53.15%
48.83%
46.34%
44.12%
26.47%
26.87%
18.54%
16.76%
20.78%
Other Income
0.01
0.06
0.02
0.04
0.05
0.01
0.05
0.02
0.01
0.00
0.00
Interest
2.84
3.05
1.47
0.90
0.55
0.47
0.45
0.16
0.04
0.00
0.00
Depreciation
0.24
0.08
0.06
0.03
0.04
0.03
0.03
0.03
0.02
0.01
0.00
PBT
22.62
12.09
5.58
4.74
3.38
1.91
1.64
1.63
0.76
0.27
0.15
Tax
5.81
3.20
1.44
1.19
0.87
0.50
0.35
0.44
0.20
0.08
0.05
Tax Rate
25.69%
26.47%
25.81%
25.48%
25.97%
26.46%
21.34%
26.99%
26.32%
29.63%
33.33%
PAT
16.83
8.89
4.14
3.48
2.48
1.39
1.29
1.18
0.56
0.19
0.10
PAT before Minority Interest
16.26
8.89
4.14
3.48
2.48
1.39
1.29
1.18
0.56
0.19
0.10
Minority Interest
-0.57
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
49.66%
41.21%
31.03%
30.23%
29.31%
25.55%
16.50%
17.61%
12.81%
10.98%
12.99%
PAT Growth
62.30%
114.73%
18.97%
40.32%
78.42%
7.75%
9.32%
110.71%
194.74%
90.00%
 
EPS
4.88
2.58
1.20
1.01
0.72
0.40
0.37
0.34
0.16
0.06
0.03

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Shareholder's Funds
84.53
46.89
43.44
37.86
16.16
14.91
13.94
5.31
4.18
3.24
Share Capital
34.54
30.14
30.14
29.04
9.04
9.04
9.04
3.04
3.04
3.04
Total Reserves
49.99
16.74
13.29
8.82
6.87
5.87
4.89
2.27
1.14
0.20
Non-Current Liabilities
15.59
14.54
5.37
3.84
2.68
2.58
0.93
0.83
0.00
0.00
Secured Loans
15.31
13.52
4.34
2.99
2.02
0.00
0.00
0.00
0.00
0.00
Unsecured Loans
0.29
1.01
1.03
0.86
0.66
2.59
0.94
0.83
0.00
0.00
Long Term Provisions
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Current Liabilities
4.09
2.40
2.35
3.56
3.38
1.75
1.01
1.00
0.36
0.09
Trade Payables
0.00
0.00
0.08
0.26
0.00
0.00
0.00
0.00
0.00
0.00
Other Current Liabilities
0.52
0.65
0.87
1.32
2.87
1.38
0.57
0.80
0.28
0.05
Short Term Borrowings
0.00
0.00
0.00
1.00
0.00
0.00
0.00
0.00
0.00
0.00
Short Term Provisions
3.57
1.75
1.40
0.97
0.52
0.38
0.45
0.20
0.08
0.05
Total Liabilities
105.71
64.87
51.99
45.83
22.63
19.58
16.09
7.32
4.71
3.33
Net Block
0.64
0.50
0.11
0.07
0.05
0.08
0.08
0.04
0.03
0.02
Gross Block
0.98
0.76
0.31
0.24
0.18
0.18
0.08
0.04
0.03
0.03
Accumulated Depreciation
0.34
0.26
0.20
0.17
0.13
0.10
0.00
0.00
0.00
0.02
Non Current Assets
0.73
0.55
0.58
0.37
0.05
0.08
0.08
0.04
0.03
0.02
Capital Work in Progress
0.04
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Non Current Investment
0.05
0.05
0.47
0.30
0.00
0.00
0.00
0.00
0.00
0.00
Long Term Loans & Adv.
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Non Current Assets
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Current Assets
104.94
64.22
51.24
45.26
22.39
19.30
15.94
7.20
4.68
3.30
Current Investments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
2.11
1.66
0.68
0.70
0.43
0.93
1.25
1.24
0.32
0.32
Cash & Bank
17.55
2.97
6.55
1.98
4.09
1.59
4.31
1.77
0.42
0.03
Other Current Assets
85.27
3.78
0.82
5.88
17.88
16.78
10.38
4.19
3.94
2.96
Short Term Loans & Adv.
81.94
55.81
43.19
36.71
17.18
16.78
10.38
4.19
3.92
2.96
Net Current Assets
100.85
61.82
48.90
41.70
19.01
17.55
14.93
6.20
4.32
3.21
Total Assets
105.71
64.87
51.97
45.84
22.63
19.58
16.09
7.32
4.71
3.34

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Cash From Operating Activity
-13.35
-11.29
1.51
-23.08
2.58
-3.71
-4.94
0.08
-0.48
0.00
PBT
12.09
5.58
4.74
3.38
1.91
1.64
1.63
0.76
0.27
0.00
Adjustment
-0.99
-0.37
-0.73
-0.66
-0.37
-0.01
-0.38
-0.13
-0.06
0.00
Changes in Working Capital
-24.45
-16.50
-2.49
-25.80
1.04
-5.34
-6.19
-0.56
-0.69
0.00
Cash after chg. in Working capital
-13.35
-11.29
1.51
-23.08
2.58
-3.71
-4.94
0.08
-0.48
0.00
Interest Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-0.26
-0.03
-0.24
-0.43
-0.05
-0.22
-0.07
-0.09
-0.92
0.00
Net Fixed Assets
-0.07
-0.06
0.00
0.00
0.00
-0.04
-0.02
0.01
0.00
Net Investments
0.00
0.42
-0.17
-0.30
0.00
0.00
0.00
0.00
-0.89
Others
-0.19
-0.39
-0.07
-0.13
-0.05
-0.18
-0.05
-0.10
-0.03
Cash from Financing Activity
28.19
7.74
3.30
21.40
-0.04
1.21
7.55
1.36
1.80
0.00
Net Cash Inflow / Outflow
14.58
-3.58
4.57
-2.11
2.49
-2.72
2.54
1.35
0.40
0.00
Opening Cash & Equivalents
2.97
6.55
1.98
4.09
1.59
4.31
1.77
0.42
0.03
0.00
Closing Cash & Equivalent
17.55
2.97
6.55
1.98
4.09
1.59
4.31
1.77
0.42
0.00

Financial Ratios

Consolidated /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Book Value (Rs.)
24.46
15.52
14.36
12.96
17.38
12.79
12.06
7.70
6.15
4.74
ROA
10.42%
7.08%
7.11%
7.23%
6.60%
7.23%
10.12%
9.38%
4.77%
3.19%
ROE
13.54%
9.19%
8.59%
9.27%
9.16%
9.03%
12.40%
11.99%
5.19%
3.28%
ROCE
18.76%
12.82%
12.21%
12.76%
13.14%
13.02%
17.16%
15.67%
7.44%
4.84%
Fixed Asset Turnover
24.83
25.02
42.24
39.85
30.01
61.13
112.57
118.21
52.92
33.12
Receivable days
31.86
31.95
21.87
24.38
45.51
50.87
67.91
65.17
67.25
119.52
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash Conversion Cycle
31.86
31.95
21.87
24.38
45.51
50.87
67.91
65.17
67.25
119.52
Total Debt/Equity
0.18
0.31
0.12
0.13
0.17
0.18
0.07
0.16
0.00
0.00
Interest Cover
4.97
4.79
6.21
7.05
5.01
4.64
11.05
18.98
172.13
72.77

Annual Reports:

FY 2025
FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016

News Update:


  • Emerald Finance - Quarterly Results
    23rd Jul 2026, 00:00 AM

    Read More
  • Emerald Finance partners with All Heart Web
    16th Jul 2026, 10:58 AM

    The company has partnered with All Heart Web to offer its Early-Wage-Access program

    Read More
  • Emerald Finance partners with Vertex Industries
    8th Jul 2026, 12:27 PM

    The company has partnered with Vertex Industries to offer its Early-Wage-Access program

    Read More
  • Emerald Finance partners with Ebixcash Mobility Software India
    24th Jun 2026, 16:00 PM

    The company has partnered with Ebixcash Mobility Software India to offer its Early-Wage-Access program

    Read More
  • Emerald Finance partners with Pipeline Engineering Consultants
    22nd Jun 2026, 15:59 PM

    The company has partnered with Pipeline Engineering Consultants to offer its Early-Wage-Access program

    Read More
  • Emerald Finance partners with Bizvisory Hr Global Solutions
    18th Jun 2026, 12:55 PM

    The company has partnered with Bizvisory Hr Global Solutions to offer its Early-Wage-Access program

    Read More
  • Emerald Finance partners with Punjab Enviro Technology
    22nd May 2026, 16:14 PM

    The company has partnered with Punjab Enviro Technology to offer its Early-Wage-Access program

    Read More
  • Emerald Finance partners with Divineo Health Care Hospital LLP
    14th May 2026, 10:58 AM

    The company will offer its Early-Wage-Access program to the employees of the firm

    Read More
  • Emerald Finance partners with Urmil Communication
    24th Apr 2026, 10:19 AM

    This partnership aims to provide an instant financial relief to the employees by allowing them to access part of their salaries seamlessly throughout the month

    Read More
  • Emerald Finance partners with Bestone Healthcare Products
    14th Apr 2026, 15:59 PM

    This partnership aims to provide an instant financial relief to the employees by allowing them to access part of their salaries seamlessly throughout the month

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.