Nifty
Sensex
:
:
24565.35
80599.91
-203.00 (-0.82%)
-585.67 (-0.72%)

Finance - NBFC

Rating :
73/99

BSE: 532978 | NSE: BAJAJFINSV

1916.30
01-Aug-2025
  • Open
  • High
  • Low
  • Previous Close
  •  1945
  •  1977.9
  •  1911.2
  •  1948.00
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  836974
  •  1627230109.3
  •  2135
  •  1523.25

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 3,06,093.08
  • 32.14
  • 1
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 6,44,706.12
  • 0.05%
  • 3.98

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 58.81%
  • 5.31%
  • 9.88%
  • FII
  • DII
  • Others
  • 8.41%
  • 9.77%
  • 7.82%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 20.62
  • 17.17
  • 17.70

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 22.06
  • 20.29
  • 10.61

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 16.89
  • 14.69
  • 11.40

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 35.90
  • 36.74
  • 35.26

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 4.81
  • 5.00
  • 4.80

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 13.50
  • 13.87
  • 11.96

Earnings Forecasts:

(Updated: 06-06-2025)
Description
2024
2025
2026
2027
Adj EPS
7.35
9.77
11.1
12.8
P/E Ratio
260.72
196.14
172.64
149.71
Revenue
1699
2262
140344
168338
EBITDA
1506
2016
2327
2686
Net Income
1170
1559
612
694
ROA
19.6
1.5
3.8
4.1
P/B Ratio
46.55
36.53
3.60
2.90
ROE
19.8
20.87
12.05
12.07
FCFF
1336
25754
1805
2077
FCFF Yield
0.21
3.98
0.28
0.32
Net Debt
-22
-19
1135
1256
BVPS
41.17
52.46
532.76
661.36

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Jun 25
Jun 24
Var%
Mar 25
Mar 24
Var%
Dec 24
Dec 23
Var%
Sep 24
Sep 23
Var%
Net Sales
35,439.08
31,479.93
12.58%
36,595.36
32,040.84
14.21%
32,041.81
29,038.43
10.34%
33,703.74
26,022.66
29.52%
Expenses
21,123.89
19,655.12
7.47%
23,867.86
21,108.30
13.07%
19,668.63
18,600.61
5.74%
21,420.27
16,072.81
33.27%
EBITDA
14,315.19
11,824.81
21.06%
12,727.50
10,932.54
16.42%
12,373.18
10,437.82
18.54%
12,283.47
9,949.85
23.45%
EBIDTM
40.39%
37.56%
34.78%
34.12%
38.62%
35.94%
36.45%
38.24%
Other Income
12.26
0.21
5,738.10%
1.07
1.09
-1.83%
0.00
0.00
0
0.00
0.00
0
Interest
6,807.10
5,592.01
21.73%
6,395.79
5,153.51
24.11%
6,276.27
4,776.53
31.40%
6,045.63
4,449.06
35.89%
Depreciation
317.33
267.01
18.85%
339.49
256.91
32.14%
288.50
232.09
24.31%
275.32
208.83
31.84%
PBT
7,203.02
5,966.00
20.73%
5,993.29
5,523.21
8.51%
5,808.41
5,429.20
6.98%
5,962.52
5,291.96
12.67%
Tax
1,874.47
1,759.13
6.56%
1,246.00
1,441.61
-13.57%
1,399.62
1,385.66
1.01%
1,785.82
1,536.45
16.23%
PAT
5,328.55
4,206.87
26.66%
4,747.29
4,081.60
16.31%
4,408.79
4,043.54
9.03%
4,176.70
3,755.51
11.22%
PATM
15.04%
13.36%
12.97%
12.74%
13.76%
13.92%
12.39%
14.43%
EPS
17.46
13.40
30.30%
15.14
13.29
13.92%
13.98
13.55
3.17%
13.08
12.11
8.01%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Net Sales
1,37,779.99
1,33,821.05
1,10,381.91
82,071.24
68,406.08
60,591.20
54,832.60
42,604.00
32,862.37
24,507.17
20,534.48
Net Sales Growth
16.19%
21.23%
34.50%
19.98%
12.90%
10.50%
28.70%
29.64%
34.09%
19.35%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
1,37,779.99
1,33,821.05
1,10,381.91
82,071.24
68,406.08
60,591.20
54,832.60
42,604.00
32,862.37
24,507.17
20,534.48
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
86,080.65
84,369.15
69,525.64
52,204.01
46,975.85
40,956.97
36,579.98
27,568.70
22,074.35
15,794.28
13,796.10
Power & Fuel Cost
-
0.29
0.11
0.32
5.31
9.08
9.60
40.90
32.39
17.53
12.82
% Of Sales
-
0.00%
0.00%
0.00%
0.01%
0.01%
0.02%
0.10%
0.10%
0.07%
0.06%
Employee Cost
-
12,069.62
10,360.95
8,767.15
6,559.58
4,698.34
4,755.11
3,801.77
2,744.83
1,000.73
768.04
% Of Sales
-
9.02%
9.39%
10.68%
9.59%
7.75%
8.67%
8.92%
8.35%
4.08%
3.74%
Manufacturing Exp.
-
60,410.87
50,977.27
36,064.35
32,709.51
27,945.00
24,201.10
19,808.08
16,194.58
3,540.31
11,912.74
% Of Sales
-
45.14%
46.18%
43.94%
47.82%
46.12%
44.14%
46.49%
49.28%
14.45%
58.01%
General & Admin Exp.
-
2,929.40
2,466.16
3,485.39
2,324.42
1,899.42
2,396.81
1,655.15
1,446.39
324.17
191.08
% Of Sales
-
2.19%
2.23%
4.25%
3.40%
3.13%
4.37%
3.88%
4.40%
1.32%
0.93%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
8,959.26
5,721.26
3,887.12
5,382.34
6,414.21
5,226.96
2,303.70
1,688.55
10,929.07
0.00
% Of Sales
-
6.69%
5.18%
4.74%
7.87%
10.59%
9.53%
5.41%
5.14%
44.60%
4.50%
EBITDA
51,699.34
49,451.90
40,856.27
29,867.23
21,430.23
19,634.23
18,252.62
15,035.30
10,788.02
8,712.89
6,738.38
EBITDA Margin
37.52%
36.95%
37.01%
36.39%
31.33%
32.40%
33.29%
35.29%
32.83%
35.55%
32.81%
Other Income
13.33
35.96
17.33
0.77
32.90
0.37
4.78
1.57
0.29
0.55
0.34
Interest
25,524.79
24,587.32
18,606.53
12,380.26
9,629.46
9,273.62
9,499.61
6,657.40
4,531.00
3,716.28
2,876.95
Depreciation
1,220.64
1,170.32
900.13
677.80
562.73
498.46
456.79
226.09
159.89
72.63
57.72
PBT
24,967.24
23,730.22
21,366.94
16,809.94
11,270.94
9,862.52
8,301.00
8,153.38
6,097.42
4,924.53
3,804.05
Tax
6,305.91
6,190.57
5,779.67
4,601.59
2,957.05
2,494.96
2,308.06
2,780.89
1,922.36
1,474.82
1,029.51
Tax Rate
25.26%
26.09%
27.05%
27.37%
26.24%
25.30%
27.80%
34.11%
31.53%
29.95%
27.06%
PAT
18,661.33
8,872.31
8,147.79
6,417.28
4,556.77
4,470.64
3,368.47
3,217.68
2,648.97
2,261.92
1,863.25
PAT before Minority Interest
9,507.46
17,557.64
15,595.36
12,209.54
8,313.53
7,367.56
5,992.94
5,372.49
4,175.06
3,449.71
2,774.54
Minority Interest
-9,153.87
-8,685.33
-7,447.57
-5,792.26
-3,756.76
-2,896.92
-2,624.47
-2,154.81
-1,526.09
-1,187.79
-911.29
PAT Margin
13.54%
6.63%
7.38%
7.82%
6.66%
7.38%
6.14%
7.55%
8.06%
9.23%
9.07%
PAT Growth
16.00%
8.89%
26.97%
40.83%
1.93%
32.72%
4.69%
21.47%
17.11%
21.40%
 
EPS
116.79
55.53
50.99
40.16
28.52
27.98
21.08
20.14
16.58
14.16
11.66

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Shareholder's Funds
72,395.31
60,328.64
46,407.34
40,246.80
35,830.00
31,301.25
23,740.07
20,482.94
16,150.33
13,598.50
Share Capital
159.60
159.41
159.26
79.57
79.57
79.57
79.57
79.57
79.57
79.57
Total Reserves
71,418.30
59,556.16
45,777.19
39,790.10
35,512.41
31,221.68
23,660.50
20,403.37
16,070.76
13,518.93
Non-Current Liabilities
1,65,822.94
1,29,473.98
1,01,134.64
85,080.01
64,502.21
59,705.86
45,642.45
52,869.50
55,026.30
44,002.98
Secured Loans
1,11,385.07
79,149.28
62,039.05
54,301.45
37,286.85
41,172.98
33,890.46
45,455.37
26,830.12
21,996.01
Unsecured Loans
53,790.44
49,864.26
39,583.38
31,111.71
27,531.42
19,091.11
12,242.23
8,023.13
5,558.34
2,553.35
Long Term Provisions
969.26
823.01
262.34
167.52
171.63
134.27
108.49
99.61
1,117.03
266.22
Current Liabilities
3,56,772.90
3,03,651.63
2,25,752.91
1,81,367.86
1,56,422.23
1,39,931.46
1,25,552.82
76,618.92
49,812.30
40,139.90
Trade Payables
7,964.85
6,277.42
6,330.80
4,821.89
4,838.76
3,938.89
3,940.65
3,999.21
7,450.78
5,983.82
Other Current Liabilities
1,59,465.45
1,38,651.42
1,09,137.22
1,01,066.26
87,865.68
69,165.16
67,412.91
59,873.26
29,211.80
24,841.08
Short Term Borrowings
1,89,174.33
1,58,585.29
1,09,818.85
75,101.24
63,094.74
66,342.29
53,621.66
12,216.22
8,897.42
5,538.49
Short Term Provisions
168.27
137.50
466.04
378.47
623.05
485.12
577.60
530.23
4,252.30
3,776.51
Total Liabilities
6,51,030.07
5,36,901.46
4,04,485.63
3,32,767.79
2,79,218.42
2,50,498.72
2,07,742.99
1,60,745.71
1,28,189.76
1,03,618.06
Net Block
6,268.07
5,425.21
4,301.16
3,549.99
3,142.37
3,178.38
2,058.85
1,753.76
1,639.51
1,273.54
Gross Block
10,197.25
8,798.69
7,006.03
5,777.51
5,069.64
4,749.18
3,216.39
2,774.58
2,600.14
2,145.60
Accumulated Depreciation
3,929.18
3,373.48
2,704.87
2,227.52
1,927.27
1,570.80
1,157.54
1,020.82
960.63
872.06
Non Current Assets
5,92,399.95
4,94,011.59
3,73,283.36
3,07,696.13
2,47,596.81
2,18,874.91
1,86,746.47
1,45,981.76
70,539.85
59,335.66
Capital Work in Progress
314.03
220.08
191.27
112.81
128.85
44.69
65.51
27.70
3.54
10.76
Non Current Investment
1,75,582.92
1,60,831.14
1,25,306.81
1,11,619.80
96,843.83
73,468.43
71,468.72
64,619.46
31,409.97
28,425.95
Long Term Loans & Adv.
1,715.10
762.87
699.70
524.80
381.85
440.65
305.49
209.10
407.24
424.73
Other Non Current Assets
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
5,051.44
4,422.13
Current Assets
58,630.12
42,889.87
31,202.27
25,071.66
31,621.61
31,623.81
20,996.52
14,763.95
57,649.91
44,282.40
Current Investments
14,546.86
9,295.70
10,868.92
7,602.28
16,850.31
18,389.86
10,248.32
4,847.11
10,416.17
5,819.24
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
8,319.35
5,973.86
3,458.64
3,004.81
2,753.07
2,814.88
2,365.27
1,806.95
26,907.90
19,174.45
Cash & Bank
15,736.80
12,386.66
5,377.22
4,403.03
3,410.49
2,525.23
1,588.89
1,606.44
1,498.67
2,167.51
Other Current Assets
20,027.11
14,192.55
10,529.88
9,638.27
8,607.74
7,893.84
6,794.04
6,503.45
18,827.17
17,121.20
Short Term Loans & Adv.
992.07
1,041.10
967.61
423.27
55.52
157.90
437.34
288.35
575.53
508.59
Net Current Assets
-2,98,142.78
-2,60,761.76
-1,94,550.64
-1,56,296.20
-1,24,800.62
-1,08,307.65
-1,04,556.30
-61,854.97
7,837.61
4,142.50
Total Assets
6,51,030.07
5,36,901.46
4,04,485.63
3,32,767.79
2,79,218.42
2,50,498.72
2,07,742.99
1,60,745.71
1,28,189.76
1,03,618.06

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Cash From Operating Activity
-62,113.25
-65,502.04
-39,479.54
-33,669.99
4,547.40
-23,369.03
-27,076.37
-19,580.16
0.00
0.00
PBT
23,748.21
21,375.03
16,811.13
11,270.58
9,862.34
8,301.66
8,154.74
6,098.71
0.00
0.00
Adjustment
1,422.54
-3,138.85
-2,218.32
951.71
-4,159.36
1,298.36
-2,625.33
-2,549.38
0.00
0.00
Changes in Working Capital
-80,279.54
-77,763.26
-49,445.78
-42,716.78
964.93
-30,313.38
-29,775.87
-21,031.65
0.00
0.00
Cash after chg. in Working capital
-55,108.79
-59,527.08
-34,852.97
-30,494.49
6,667.91
-20,713.36
-24,246.46
-17,482.32
0.00
0.00
Interest Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
-7,004.46
-5,974.96
-4,626.57
-3,175.50
-2,120.51
-2,655.67
-2,829.91
-2,097.84
0.00
0.00
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-7,986.54
-14,131.71
-13,945.21
1,445.43
-3,683.80
-9,948.00
-6,903.41
-921.50
0.00
0.00
Net Fixed Assets
-16.72
-1.48
-7.13
47.20
-7.02
-54.12
-26.80
-7.57
8.44
-0.20
Net Investments
-1,482.98
-1,322.72
-887.14
-690.94
-154.84
-402.47
-179.15
-91.92
-293.08
134.71
Others
-6,486.84
-12,807.51
-13,050.94
2,089.17
-3,521.94
-9,491.41
-6,697.46
-822.01
284.64
-134.51
Cash from Financing Activity
70,191.31
82,708.61
51,016.06
32,325.76
1,686.95
34,479.35
34,534.82
19,590.17
0.00
0.00
Net Cash Inflow / Outflow
91.52
3,074.86
-2,408.69
101.20
2,550.55
1,162.32
555.04
-911.49
0.00
0.00
Opening Cash & Equivalents
8,579.23
5,504.37
7,913.08
7,811.88
5,261.33
4,099.01
3,543.97
4,455.46
0.00
0.00
Closing Cash & Equivalent
8,670.75
8,579.23
5,504.39
7,913.08
7,811.88
5,261.33
4,099.01
3,543.97
0.00
0.00

Financial Ratios

Consolidated /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Book Value (Rs.)
448.48
374.60
288.44
250.53
223.65
1966.90
1491.77
1287.10
1014.09
854.10
ROA
2.96%
3.31%
3.31%
2.72%
2.78%
2.62%
2.92%
2.89%
2.98%
2.90%
ROE
26.75%
29.52%
28.46%
22.03%
22.03%
21.78%
24.30%
22.80%
23.21%
22.49%
ROCE
12.48%
13.20%
12.73%
11.47%
11.90%
12.65%
14.13%
14.11%
15.15%
15.35%
Fixed Asset Turnover
14.09
13.97
12.84
12.61
12.34
13.77
14.22
12.23
10.33
9.73
Receivable days
19.49
15.60
14.37
15.36
16.77
17.24
17.87
16.99
343.17
291.47
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
0.00
0.00
0.00
0.00
48.85
60.67
109.19
529.04
94.24
Cash Conversion Cycle
19.49
15.60
14.37
15.36
16.77
-31.61
-42.80
-92.20
-185.88
197.23
Total Debt/Equity
4.95
4.82
4.60
4.03
3.59
4.04
4.20
3.21
2.99
2.65
Interest Cover
1.97
2.15
2.36
2.17
2.06
1.87
2.22
2.35
2.33
2.32

News Update:


  • Bajaj Finserv reports 30% rise in Q1 consolidated net profit
    28th Jul 2025, 09:39 AM

    The total consolidated income of the company increased by 12.61% at Rs 35,451.34 crore for Q1FY26

    Read More
  • Bajaj Finserv’s arm unveils ‘State-wise Health Insurance Policy’
    20th Jun 2025, 15:29 PM

    This product reflects the company’s commitment to making quality healthcare truly accessible

    Read More
  • Bajaj Finserv reports 14% rise in Q4 consolidated net profit
    30th Apr 2025, 11:30 AM

    The consolidated total income of the company increased by 14.21% at Rs 36596.43 crore for Q4FY25

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.