Nifty
Sensex
:
:
24013.10
76802.90
-154.90 (-0.64%)
-607.08 (-0.78%)

Finance - Housing

Rating :
76/99

BSE: 544176 | NSE: AADHARHFC

515.10
19-Jun-2026
  • Open
  • High
  • Low
  • Previous Close
  •  486.45
  •  524.5
  •  482.05
  •  486.45
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  3191119
  •  1632097122.1
  •  547.8
  •  411.3

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 22,549.10
  • 20.58
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 36,398.65
  • N/A
  • 2.99

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 64.90%
  • 2.00%
  • 6.80%
  • FII
  • DII
  • Others
  • 6.13%
  • 6.49%
  • 13.68%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 32.04
  • 14.55
  • 15.00

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 30.02
  • 13.49
  • 9.07

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 42.34
  • 21.80
  • 18.73

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 26
Mar 25
Var%
Dec 25
Dec 24
Var%
Sep 25
Sep 24
Var%
Jun 25
Jun 24
Var%
Net Sales
984.56
832.61
18.25%
942.71
797.61
18.19%
897.13
764.27
17.38%
848.18
713.14
18.94%
Expenses
240.33
196.77
22.14%
213.53
186.61
14.43%
207.65
180.47
15.06%
207.13
172.79
19.87%
EBITDA
744.23
635.84
17.05%
729.18
611.00
19.34%
689.48
583.80
18.10%
641.05
540.35
18.64%
EBIDTM
75.59%
76.37%
77.35%
76.60%
76.85%
76.39%
75.58%
75.77%
Other Income
7.95
1.23
546.34%
1.06
0.03
3,433.33%
2.13
0.01
21,200.00%
3.16
0.01
31,500.00%
Interest
343.33
314.71
9.09%
347.50
296.87
17.05%
341.62
285.18
19.79%
331.94
277.01
19.83%
Depreciation
10.60
6.45
64.34%
7.05
6.48
8.80%
7.25
6.20
16.94%
7.12
6.11
16.53%
PBT
398.25
315.91
26.06%
359.77
307.68
16.93%
342.74
292.43
17.20%
305.15
257.24
18.62%
Tax
87.33
71.07
22.88%
78.56
68.34
14.95%
76.27
64.92
17.48%
67.87
57.10
18.86%
PAT
310.92
244.84
26.99%
281.21
239.34
17.49%
266.47
227.51
17.12%
237.28
200.14
18.56%
PATM
31.58%
29.41%
29.83%
30.01%
29.70%
29.77%
27.98%
28.06%
EPS
7.14
5.68
25.70%
6.48
5.56
16.55%
6.15
5.29
16.26%
5.49
4.69
17.06%

Annual Results

Standalone Figures in Rs. Crores /

Consolidated
Description
TTM
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Net Sales
3,672.58
3,107.63
2,586.82
2,043.23
1,728.27
1,575.33
1,387.67
1,263.77
815.01
Net Sales Growth
18.18%
20.13%
26.60%
18.22%
9.71%
13.52%
9.80%
55.06%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
3,672.58
3,107.63
2,586.82
2,043.23
1,728.27
1,575.33
1,387.67
1,263.77
815.01
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
868.64
736.64
619.73
507.02
386.75
316.17
353.20
278.46
187.63
Power & Fuel Cost
-
5.27
4.28
3.43
2.25
2.77
2.67
2.55
1.89
% Of Sales
-
0.17%
0.17%
0.17%
0.13%
0.18%
0.19%
0.20%
0.23%
Employee Cost
-
464.49
403.48
322.01
248.19
188.81
167.56
176.00
106.05
% Of Sales
-
14.95%
15.60%
15.76%
14.36%
11.99%
12.07%
13.93%
13.01%
Manufacturing Exp.
-
67.37
58.48
46.30
29.85
29.12
23.20
22.17
15.03
% Of Sales
-
2.17%
2.26%
2.27%
1.73%
1.85%
1.67%
1.75%
1.84%
General & Admin Exp.
-
132.63
104.90
81.29
53.83
38.46
42.50
47.01
36.95
% Of Sales
-
4.27%
4.06%
3.98%
3.11%
2.44%
3.06%
3.72%
4.53%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
72.15
52.87
57.42
54.88
59.78
119.94
33.28
29.60
% Of Sales
-
2.32%
2.04%
2.81%
3.18%
3.79%
8.64%
2.63%
3.63%
EBITDA
2,803.94
2,370.99
1,967.09
1,536.21
1,341.52
1,259.16
1,034.47
985.31
627.38
EBITDA Margin
76.35%
76.30%
76.04%
75.19%
77.62%
79.93%
74.55%
77.97%
76.98%
Other Income
14.30
1.28
0.17
0.29
0.29
0.51
1.51
0.02
0.12
Interest
1,364.39
1,173.77
986.69
799.19
761.20
815.97
793.49
730.51
462.27
Depreciation
32.02
25.24
20.98
16.49
13.25
11.19
11.58
5.29
3.63
PBT
1,405.91
1,173.26
959.59
720.82
567.36
432.51
230.91
249.53
161.60
Tax
310.03
261.43
209.95
151.06
122.51
92.38
41.53
73.30
46.89
Tax Rate
22.05%
22.28%
21.88%
21.71%
21.59%
21.36%
17.99%
31.10%
29.02%
PAT
1,095.88
911.83
749.64
544.76
444.85
340.13
189.38
162.37
114.71
PAT before Minority Interest
1,095.88
911.83
749.64
544.76
444.85
340.13
189.38
162.37
114.71
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
29.84%
29.34%
28.98%
26.66%
25.74%
21.59%
13.65%
12.85%
14.07%
PAT Growth
20.18%
21.64%
37.61%
22.46%
30.79%
79.60%
16.63%
41.55%
 
EPS
25.15
20.93
17.21
12.50
10.21
7.81
4.35
3.73
2.63

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Shareholder's Funds
6,372.29
4,449.75
3,697.66
3,146.69
2,692.82
2,347.33
859.92
718.28
Share Capital
431.38
394.76
394.76
394.76
394.76
39.46
25.15
25.15
Total Reserves
5,914.26
4,032.46
3,282.40
2,737.06
2,290.86
2,306.73
833.94
693.13
Non-Current Liabilities
14,489.01
12,562.42
12,180.12
10,628.52
10,404.50
9,671.46
8,234.14
6,058.41
Secured Loans
14,120.02
12,017.01
12,084.86
10,508.26
10,250.72
9,492.23
7,960.49
5,837.66
Unsecured Loans
0.44
0.51
68.59
91.33
123.75
151.07
231.20
195.49
Long Term Provisions
14.85
0.00
17.49
13.90
12.50
9.68
7.15
4.31
Current Liabilities
2,362.24
2,080.50
739.83
600.32
532.73
347.47
368.26
1,010.34
Trade Payables
125.93
108.64
80.50
51.00
38.68
28.81
15.76
13.81
Other Current Liabilities
77.40
65.79
659.33
474.32
494.05
318.62
256.36
647.10
Short Term Borrowings
2,142.19
1,882.51
0.00
75.00
0.00
0.04
96.14
346.10
Short Term Provisions
16.72
23.56
0.00
0.00
0.00
0.00
0.00
3.33
Total Liabilities
23,223.54
19,092.67
16,617.61
14,375.53
13,630.05
12,366.26
9,462.32
7,787.03
Net Block
91.87
79.82
63.32
55.07
53.13
44.27
24.06
19.12
Gross Block
145.55
124.03
90.05
85.82
82.98
58.44
32.93
22.75
Accumulated Depreciation
53.68
44.21
26.73
30.75
29.85
14.17
8.87
3.63
Non Current Assets
21,393.18
17,781.84
14,438.20
12,278.18
10,772.09
9,030.67
8,102.24
7,317.85
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Non Current Investment
506.85
455.83
458.24
196.32
24.00
23.91
23.99
10.00
Long Term Loans & Adv.
0.00
0.00
33.35
42.34
56.51
51.09
26.21
12.32
Other Non Current Assets
310.36
343.25
31.84
24.11
25.19
2.37
2.39
3.45
Current Assets
1,830.36
1,310.83
2,177.30
2,095.24
2,855.85
3,335.59
1,354.18
459.01
Current Investments
6.33
6.14
1.16
141.70
473.09
0.05
125.67
200.24
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
25.28
19.53
7.97
5.19
2.72
4.08
3.86
2.53
Cash & Bank
1,600.75
1,070.45
1,918.00
1,710.16
2,171.28
3,141.52
1,053.93
199.24
Other Current Assets
198.00
203.69
250.17
238.19
208.76
189.94
170.72
57.00
Short Term Loans & Adv.
12.44
11.02
0.00
0.00
0.00
0.08
0.10
0.12
Net Current Assets
-531.88
-769.67
1,437.47
1,494.92
2,323.12
2,988.12
985.92
-551.33
Total Assets
23,223.54
19,092.67
16,615.50
14,373.42
13,627.94
12,366.26
9,456.42
7,776.86

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Cash From Operating Activity
-3,026.65
-2,550.10
-1,155.69
-906.75
-1,202.29
PBT
1,173.26
959.59
695.82
567.36
432.51
Adjustment
-1,473.86
-1,246.26
42.75
49.29
65.94
Changes in Working Capital
-287.69
-155.32
175.32
-115.48
153.33
Cash after chg. in Working capital
-588.29
-441.99
913.89
501.17
651.78
Interest Paid
0.00
0.00
0.00
0.00
0.00
Tax Paid
-250.67
-219.71
-141.71
-115.39
-99.87
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
-2,187.69
-1,888.40
-1,927.87
-1,292.53
-1,754.20
Cash From Investing Activity
159.53
723.13
-476.53
822.57
-480.48
Net Fixed Assets
-21.52
-33.98
-4.23
-2.84
Net Investments
-51.01
0.41
-120.22
159.07
Others
232.06
756.70
-352.08
666.34
Cash from Financing Activity
3,389.23
1,778.09
1,463.19
274.85
701.39
Net Cash Inflow / Outflow
522.11
-48.88
-169.03
190.67
-981.38
Opening Cash & Equivalents
356.26
405.14
574.17
383.50
1,364.88
Closing Cash & Equivalent
878.37
356.26
405.14
574.17
383.50

Financial Ratios

Standalone /

Consolidated
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Book Value (Rs.)
147.10
112.15
92.50
79.33
68.03
ROA
4.31%
4.20%
3.52%
3.18%
2.62%
ROE
16.93%
18.50%
16.06%
15.29%
13.52%
ROCE
11.45%
11.38%
10.09%
9.88%
9.96%
Fixed Asset Turnover
23.06
24.17
23.24
20.48
22.28
Receivable days
2.63
1.94
1.18
0.84
0.79
Inventory Days
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
0.00
0.00
0.00
0.00
Cash Conversion Cycle
2.63
1.94
1.18
0.84
0.79
Total Debt/Equity
2.56
3.14
3.33
3.41
3.86
Interest Cover
2.00
1.97
1.87
1.75
1.53

News Update:


  • Aadhar Housing Finance raises Rs 250 crore via NCDs
    18th Jun 2026, 16:42 PM

    The Management Committee of the Board of Directors of the company has at its meeting held on June 18, 2026, allotted the same

    Read More
  • Aadhar Housing Fin - Quarterly Results
    6th May 2026, 00:00 AM

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.