Nifty
Sensex
:
:
24565.35
80599.91
-203.00 (-0.82%)
-585.67 (-0.72%)

Finance - Housing

Rating :
80/99

BSE: 544176 | NSE: AADHARHFC

499.50
01-Aug-2025
  • Open
  • High
  • Low
  • Previous Close
  •  507
  •  509.55
  •  496.85
  •  507.05
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  378776
  •  190390884.45
  •  537.5
  •  346.05

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 21,553.28
  • 22.71
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 36,215.18
  • N/A
  • 3.27

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 75.50%
  • 2.49%
  • 7.30%
  • FII
  • DII
  • Others
  • 5.58%
  • 6.11%
  • 3.02%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 32.04
  • 14.55
  • 15.00

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 30.02
  • 13.49
  • 9.07

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 42.34
  • 21.80
  • 18.73

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -

Earnings Forecasts:

(Updated: 06-06-2025)
Description
2024
2025
2026
2027
Adj EPS
17.55
21.27
25.67
31.07
P/E Ratio
28.46
23.48
19.46
16.08
Revenue
2524
1917
2276
2708
EBITDA
1967
Net Income
749
912
1104
1334
ROA
4.2
4.3
4.4
4.5
P/B Ratio
4.79
3.37
2.88
2.45
ROE
18.39
16.91
16.34
16.72
FCFF
-2432
FCFF Yield
-7.69
Net Debt
12627
BVPS
104.24
148.16
173.72
204.25

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Jun 25
Jun 24
Var%
Mar 25
Mar 24
Var%
Dec 24
Dec 23
Var%
Sep 24
Sep 23
Var%
Net Sales
848.18
713.14
18.94%
832.61
691.80
20.35%
797.61
673.05
18.51%
764.27
628.55
21.59%
Expenses
207.13
172.79
19.87%
196.77
165.57
18.84%
186.61
156.23
19.45%
180.47
132.08
36.64%
EBITDA
641.05
540.35
18.64%
635.84
526.23
20.83%
611.00
516.82
18.22%
583.80
496.47
17.59%
EBIDTM
75.58%
75.77%
76.37%
76.07%
76.60%
76.79%
76.39%
78.99%
Other Income
3.16
0.01
31,500.00%
1.23
0.02
6,050.00%
0.03
0.03
0.00%
0.01
0.12
-91.67%
Interest
331.94
277.01
19.83%
314.71
261.88
20.17%
296.87
250.84
18.35%
285.18
238.62
19.51%
Depreciation
7.12
6.11
16.53%
6.45
5.76
11.98%
6.48
5.45
18.90%
6.20
4.95
25.25%
PBT
305.15
257.24
18.62%
315.91
258.61
22.16%
307.68
260.56
18.08%
292.43
253.02
15.58%
Tax
67.87
57.10
18.86%
71.07
56.85
25.01%
68.34
56.29
21.41%
64.92
55.72
16.51%
PAT
237.28
200.14
18.56%
244.84
201.76
21.35%
239.34
204.27
17.17%
227.51
197.30
15.31%
PATM
27.98%
28.06%
29.41%
29.16%
30.01%
30.35%
29.77%
31.39%
EPS
5.49
4.69
17.06%
5.68
5.11
11.15%
5.56
5.17
7.54%
5.29
5.00
5.80%

Annual Results

Standalone Figures in Rs. Crores /

Consolidated
Description
TTM
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Net Sales
3,242.67
3,107.63
2,586.82
2,043.23
1,728.27
1,575.33
Net Sales Growth
19.81%
20.13%
26.60%
18.22%
9.71%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
3,242.67
3,107.63
2,586.82
2,043.23
1,728.27
1,575.33
GP Margin
100.00%
100%
100%
100%
100%
100%
Total Expenditure
770.98
736.64
619.73
507.02
386.75
316.17
Power & Fuel Cost
-
5.27
4.28
3.43
2.25
2.77
% Of Sales
-
0.17%
0.17%
0.17%
0.13%
0.18%
Employee Cost
-
464.49
403.48
322.01
248.19
188.81
% Of Sales
-
14.95%
15.60%
15.76%
14.36%
11.99%
Manufacturing Exp.
-
67.37
58.48
46.30
29.85
29.12
% Of Sales
-
2.17%
2.26%
2.27%
1.73%
1.85%
General & Admin Exp.
-
132.63
104.90
81.29
53.83
38.46
% Of Sales
-
4.27%
4.06%
3.98%
3.11%
2.44%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
72.15
52.87
57.42
54.88
59.78
% Of Sales
-
2.32%
2.04%
2.81%
3.18%
3.79%
EBITDA
2,471.69
2,370.99
1,967.09
1,536.21
1,341.52
1,259.16
EBITDA Margin
76.22%
76.30%
76.04%
75.19%
77.62%
79.93%
Other Income
4.43
1.28
0.17
0.29
0.29
0.51
Interest
1,228.70
1,173.77
986.69
799.19
761.20
815.97
Depreciation
26.25
25.24
20.98
16.49
13.25
11.19
PBT
1,221.17
1,173.26
959.59
720.82
567.36
432.51
Tax
272.20
261.43
209.95
151.06
122.51
92.38
Tax Rate
22.29%
22.28%
21.88%
21.71%
21.59%
21.36%
PAT
948.97
911.83
749.64
544.76
444.85
340.13
PAT before Minority Interest
948.97
911.83
749.64
544.76
444.85
340.13
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
29.27%
29.34%
28.98%
26.66%
25.74%
21.59%
PAT Growth
18.11%
21.64%
37.61%
22.46%
30.79%
 
EPS
21.96
21.10
17.35
12.61
10.30
7.87

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Shareholder's Funds
6,372.29
4,449.75
3,697.66
3,146.69
2,692.82
Share Capital
431.38
394.76
394.76
394.76
394.76
Total Reserves
5,914.26
4,032.46
3,282.40
2,737.06
2,290.86
Non-Current Liabilities
14,489.01
12,562.42
12,162.63
10,614.62
10,392.00
Secured Loans
14,120.02
12,017.01
12,084.86
10,508.26
10,250.72
Unsecured Loans
0.44
0.51
68.59
91.33
123.75
Long Term Provisions
14.85
0.00
0.00
0.00
0.00
Current Liabilities
2,362.24
2,080.50
757.32
614.22
545.23
Trade Payables
125.93
108.64
80.50
51.00
38.68
Other Current Liabilities
77.40
65.79
659.33
474.32
494.05
Short Term Borrowings
2,142.19
1,882.51
0.00
75.00
0.00
Short Term Provisions
16.72
23.56
17.49
13.90
12.50
Total Liabilities
23,223.54
19,092.67
16,617.61
14,375.53
13,630.05
Net Block
91.87
79.82
63.32
55.07
53.13
Gross Block
145.55
124.03
90.05
85.82
82.98
Accumulated Depreciation
53.68
44.21
26.73
30.75
29.85
Non Current Assets
21,393.18
17,781.84
14,405.09
12,271.03
10,765.53
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
Non Current Investment
506.85
455.83
459.40
196.32
24.00
Long Term Loans & Adv.
0.00
0.00
24.67
35.19
49.95
Other Non Current Assets
310.36
343.25
6.25
24.11
25.19
Current Assets
1,830.36
1,310.83
2,184.82
2,102.39
2,862.41
Current Investments
6.33
6.14
0.00
141.70
473.09
Inventories
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
25.28
19.53
7.97
5.19
2.72
Cash & Bank
1,600.75
1,070.45
1,918.00
1,710.16
2,171.28
Other Current Assets
198.00
203.69
250.17
238.19
215.32
Short Term Loans & Adv.
12.44
11.02
8.68
7.15
6.56
Net Current Assets
-531.88
-769.67
1,427.50
1,488.17
2,317.18
Total Assets
23,223.54
19,092.67
16,615.50
14,373.42
13,627.94

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Cash From Operating Activity
-3,026.65
-2,550.10
-1,155.69
-906.75
-1,202.29
PBT
1,173.26
959.59
695.82
567.36
432.51
Adjustment
-1,473.86
-1,246.26
42.75
49.29
65.94
Changes in Working Capital
-287.69
-155.32
175.32
-115.48
153.33
Cash after chg. in Working capital
-588.29
-441.99
913.89
501.17
651.78
Interest Paid
0.00
0.00
0.00
0.00
0.00
Tax Paid
-250.67
-219.71
-141.71
-115.39
-99.87
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
-2,187.69
-1,888.40
-1,927.87
-1,292.53
-1,754.20
Cash From Investing Activity
159.53
723.13
-476.53
822.57
-480.48
Net Fixed Assets
-21.52
-33.98
-4.23
-2.84
Net Investments
-51.01
0.41
-120.22
159.07
Others
232.06
756.70
-352.08
666.34
Cash from Financing Activity
3,389.23
1,778.09
1,463.19
274.85
701.39
Net Cash Inflow / Outflow
522.11
-48.88
-169.03
190.67
-981.38
Opening Cash & Equivalents
356.26
405.14
574.17
383.50
1,364.88
Closing Cash & Equivalent
878.37
356.26
405.14
574.17
383.50

Financial Ratios

Standalone /

Consolidated
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Book Value (Rs.)
147.10
112.15
92.50
79.33
68.03
ROA
4.31%
4.20%
3.52%
3.18%
2.62%
ROE
16.93%
18.50%
16.06%
15.29%
13.52%
ROCE
11.45%
11.38%
10.09%
9.88%
9.96%
Fixed Asset Turnover
23.06
24.17
23.24
20.48
22.28
Receivable days
2.63
1.94
1.18
0.84
0.79
Inventory Days
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
0.00
0.00
0.00
0.00
Cash Conversion Cycle
2.63
1.94
1.18
0.84
0.79
Total Debt/Equity
2.56
3.14
3.33
3.41
3.86
Interest Cover
2.00
1.97
1.87
1.75
1.53

News Update:


  • Aadhar Housing Finance’s promoter inks pact to divest stake in company
    30th Jul 2025, 12:13 PM

    AXDI LDII SPV 1 will be classified as a public shareholder of the company upon acquisition of equity shares under SPA

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.