Nifty
Sensex
:
:
11050.25
37388.66
244.70 (2.26%)
835.06 (2.28%)

Finance - NBFC - MFI

Rating :
51/99

BSE: 531179 | NSE: ARMANFIN

520.75
25-Sep-2020
  • Open
  • High
  • Low
  • Previous Close
  •  529.00
  •  529.00
  •  495.00
  •  507.00
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  7928
  •  40.54
  •  1121.10
  •  280.00

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 449.25
  • 12.94
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 987.12
  • 0.26%
  • 2.53

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 27.65%
  • 3.09%
  • 37.20%
  • FII
  • DII
  • Others
  • 1.1%
  • 0.00%
  • 30.96%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 23.67
  • 36.55
  • 37.91

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 24.93
  • 36.01
  • 23.44

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 23.23
  • 28.20
  • 50.00

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 13.34
  • 14.98
  • 15.83

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 2.29
  • 2.93
  • 3.23

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 7.01
  • 7.83
  • 8.18

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Jun 20
Jun 19
Var%
Mar 20
Mar 19
Var%
Dec 19
Dec 18
Var%
Sep 19
Sep 18
Var%
Net Sales
49.06
47.78
2.68%
54.82
40.43
35.59%
56.70
37.83
49.88%
53.02
31.84
66.52%
Expenses
20.20
13.61
48.42%
27.49
14.34
91.70%
17.96
12.47
44.03%
15.51
9.54
62.58%
EBITDA
28.85
34.18
-15.59%
27.32
26.09
4.71%
38.74
25.36
52.76%
37.51
22.30
68.21%
EBIDTM
58.82%
71.53%
49.84%
64.53%
68.33%
67.03%
70.74%
70.04%
Other Income
0.33
0.41
-19.51%
0.73
0.49
48.98%
0.34
0.00
0
1.35
0.06
2,150.00%
Interest
22.35
18.25
22.47%
24.89
18.67
33.32%
20.76
14.68
41.42%
22.11
12.44
77.73%
Depreciation
0.21
0.16
31.25%
0.21
0.11
90.91%
0.21
0.12
75.00%
0.23
0.13
76.92%
PBT
6.63
16.18
-59.02%
2.96
7.79
-62.00%
18.12
10.55
71.75%
16.52
9.80
68.57%
Tax
1.32
4.07
-67.57%
-0.85
2.31
-
4.56
3.34
36.53%
4.48
2.84
57.75%
PAT
5.31
12.11
-56.15%
3.81
5.48
-30.47%
13.56
7.21
88.07%
12.04
6.96
72.99%
PATM
10.82%
25.34%
6.95%
13.56%
23.92%
19.06%
22.71%
21.85%
EPS
6.24
14.25
-56.21%
4.48
6.45
-30.54%
15.96
8.48
88.21%
14.17
8.19
73.02%

Annual Results

Standalone Figures in Rs. Crores /

Consolidated
Description
TTM
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Net Sales
213.60
140.51
78.01
53.57
40.69
29.60
24.47
16.98
15.50
Net Sales Growth
35.29%
80.12%
45.62%
31.65%
37.47%
20.96%
44.11%
9.55%
 
Cost Of Goods Sold
0.01
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
213.59
140.51
78.01
53.57
40.69
29.60
24.47
16.98
15.50
GP Margin
99.99%
100%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
81.16
47.11
33.61
20.98
13.12
9.53
8.64
6.46
5.39
Power & Fuel Cost
-
0.24
0.16
0.12
0.10
0.08
0.06
0.05
0.03
% Of Sales
-
0.17%
0.21%
0.22%
0.25%
0.27%
0.25%
0.29%
0.19%
Employee Cost
-
26.37
16.38
10.19
6.28
5.22
4.55
3.26
2.17
% Of Sales
-
18.77%
21.00%
19.02%
15.43%
17.64%
18.59%
19.20%
14.00%
Manufacturing Exp.
-
2.31
1.58
1.11
0.81
0.62
0.49
0.40
0.37
% Of Sales
-
1.64%
2.03%
2.07%
1.99%
2.09%
2.00%
2.36%
2.39%
General & Admin Exp.
-
10.03
7.97
6.08
4.45
2.41
2.82
2.16
2.11
% Of Sales
-
7.14%
10.22%
11.35%
10.94%
8.14%
11.52%
12.72%
13.61%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
8.40
7.68
3.60
1.58
1.29
0.78
0.64
0.74
% Of Sales
-
5.98%
9.84%
6.72%
3.88%
4.36%
3.19%
3.77%
4.77%
EBITDA
132.42
93.40
44.40
32.59
27.57
20.07
15.83
10.52
10.11
EBITDA Margin
61.99%
66.47%
56.92%
60.84%
67.76%
67.80%
64.69%
61.96%
65.23%
Other Income
2.75
0.55
0.01
0.09
0.10
0.17
0.07
0.06
0.16
Interest
90.11
62.82
34.25
22.52
15.38
10.74
9.12
5.73
5.62
Depreciation
0.86
0.48
0.37
0.29
0.18
0.24
0.11
0.11
0.10
PBT
44.23
30.65
9.79
9.87
12.11
9.26
6.67
4.75
4.55
Tax
9.51
9.31
2.50
3.54
4.11
3.10
2.14
1.41
1.49
Tax Rate
21.50%
30.38%
25.54%
35.87%
33.94%
33.48%
32.08%
29.68%
32.75%
PAT
34.72
21.33
7.30
6.32
8.00
6.16
4.53
3.34
3.06
PAT before Minority Interest
34.72
21.33
7.30
6.32
8.00
6.16
4.53
3.34
3.06
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
16.25%
15.18%
9.36%
11.80%
19.66%
20.81%
18.51%
19.67%
19.74%
PAT Growth
9.32%
192.19%
15.51%
-21.00%
29.87%
35.98%
35.63%
9.15%
 
EPS
40.85
25.09
8.59
7.44
9.41
7.25
5.33
3.93
3.60

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Shareholder's Funds
79.22
56.90
56.00
50.46
39.25
33.71
22.75
19.68
Share Capital
6.95
6.92
11.92
11.92
6.92
6.92
5.65
4.08
Total Reserves
70.97
49.98
44.08
38.54
31.90
26.79
16.95
7.87
Non-Current Liabilities
253.21
221.71
47.99
45.70
22.28
10.31
6.06
4.40
Secured Loans
238.42
207.10
48.17
45.77
22.35
10.28
6.01
4.24
Unsecured Loans
15.00
15.00
0.00
0.00
0.00
0.00
0.00
0.00
Long Term Provisions
1.57
0.66
0.26
0.29
0.15
0.10
0.11
0.07
Current Liabilities
380.41
199.77
127.48
111.93
84.25
73.38
57.25
43.09
Trade Payables
0.00
0.00
0.00
0.00
0.73
0.00
0.00
0.00
Other Current Liabilities
266.27
130.87
65.50
61.87
30.53
15.55
21.40
18.81
Short Term Borrowings
90.17
49.76
42.38
33.39
41.62
50.39
31.17
21.39
Short Term Provisions
23.97
19.13
19.60
16.68
11.38
7.45
4.69
2.89
Total Liabilities
712.84
478.38
231.47
208.09
145.78
117.40
86.06
67.17
Net Block
3.51
2.82
2.53
1.94
1.61
1.82
1.04
1.08
Gross Block
5.42
4.29
3.63
2.95
2.50
2.57
1.68
1.61
Accumulated Depreciation
1.91
1.47
1.11
1.00
0.89
0.75
0.64
0.53
Non Current Assets
178.84
93.25
37.96
36.35
18.08
15.42
16.62
13.46
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Non Current Investment
2.70
2.70
2.40
1.40
0.00
0.00
0.00
0.00
Long Term Loans & Adv.
154.74
77.23
26.86
26.26
14.10
10.87
14.60
10.14
Other Non Current Assets
17.89
10.50
6.17
6.75
2.36
2.72
0.98
2.25
Current Assets
534.00
385.13
193.51
171.74
127.69
101.99
69.44
53.72
Current Investments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
6.37
7.42
5.54
1.97
1.23
0.81
0.57
0.56
Cash & Bank
50.65
18.85
21.38
10.70
16.76
15.09
7.50
8.76
Other Current Assets
476.99
0.30
0.00
0.00
109.70
86.08
61.37
44.40
Short Term Loans & Adv.
476.58
358.55
166.58
159.07
109.70
86.08
61.37
43.90
Net Current Assets
153.59
185.36
66.02
59.81
43.45
28.61
12.18
10.62
Total Assets
712.84
478.38
231.47
208.09
145.77
117.41
86.06
67.18

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Cash From Operating Activity
-99.34
-202.57
21.42
-1.03
6.87
-6.23
-24.43
3.70
PBT
30.65
9.79
9.87
12.11
9.26
6.67
4.75
4.55
Adjustment
68.19
39.87
25.77
15.37
11.18
9.09
0.22
0.12
Changes in Working Capital
-190.01
-248.26
-10.79
-24.14
-10.59
-19.79
-27.76
0.32
Cash after chg. in Working capital
-91.17
-198.59
24.85
3.34
9.85
-4.03
-22.78
4.98
Interest Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
-8.16
-3.98
-3.43
-4.37
-2.98
-2.20
-1.65
-1.29
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-9.47
-12.24
-1.68
-6.91
-1.85
-2.45
0.07
-0.22
Net Fixed Assets
0.59
-0.05
0.24
-0.19
0.14
-0.86
-0.07
Net Investments
-25.80
-7.00
-5.00
-0.42
0.00
-5.00
-3.00
Others
15.74
-5.19
3.08
-6.30
-1.99
3.41
3.14
Cash from Financing Activity
139.15
205.40
-9.45
1.26
-5.48
16.46
21.98
3.94
Net Cash Inflow / Outflow
30.34
-9.41
10.29
-6.67
-0.45
7.78
-2.39
7.42
Opening Cash & Equivalents
7.98
17.39
7.30
13.97
13.33
5.55
7.93
0.51
Closing Cash & Equivalent
38.32
7.98
17.59
7.30
12.87
13.33
5.55
7.93

Financial Ratios

Standalone /

Consolidated
Description
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Book Value (Rs.)
112.09
82.17
73.65
65.65
56.07
48.68
40.00
29.31
ROA
3.58%
2.06%
2.88%
4.52%
4.68%
4.45%
4.36%
4.56%
ROE
31.65%
13.52%
13.11%
18.98%
16.98%
16.09%
19.36%
25.62%
ROCE
16.69%
13.34%
16.34%
17.16%
16.63%
16.71%
15.38%
18.21%
Fixed Asset Turnover
28.96
19.70
16.28
14.93
11.66
11.51
10.32
9.64
Receivable days
17.91
30.34
25.60
14.37
12.60
10.32
12.11
13.09
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
0.00
0.00
17.88
21.40
0.00
0.00
0.00
Cash Conversion Cycle
17.91
30.34
25.60
-3.52
-8.80
10.32
12.11
13.09
Total Debt/Equity
7.55
6.95
2.71
2.73
2.39
2.22
2.55
3.03
Interest Cover
1.49
1.29
1.44
1.79
1.86
1.73
1.83
1.81

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.