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Nifty
Sensex
:
:
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81332.72
428.75 (1.76%)
1292.92 (1.62%)

Arman Financial Services Ltd.

Finance - NBFC - MFI

Rating :
43/99

BSE: 531179 | NSE: ARMANFIN

NSE BSE
2090.85
05-Jul-2024
  • Open
  • High
  • Low
  • Previous Close
  •  2097.05
  •  2128.95
  •  2085.00
  •  2097.05
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  17302
  •  364.53
  •  2680.00
  •  1696.60

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 1,993.57
  • 11.49
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 2,866.40
  • N/A
  • 2.45

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 22.09%
  • 5.25%
  • 34.00%
  • FII
  • DII
  • Others
  • 5.18%
  • 3.72%
  • 29.76%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 33.00
  • 25.00
  • 29.68

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 34.13
  • 25.71
  • 26.76

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 35.40
  • 28.83
  • 106.72

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 17.59
  • 17.93
  • 20.79

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 3.40
  • 3.59
  • 4.01

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 9.12
  • 9.73
  • 10.27

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Var%
Dec 23
Dec 22
Var%
Sep 23
Sep 22
Var%
Jun 23
Jun 22
Var%
Net Sales
182.85
149.31
22.46%
168.76
103.04
63.78%
160.33
92.65
73.05%
149.51
78.90
89.49%
Expenses
54.97
36.86
49.13%
42.01
29.29
43.43%
34.14
29.60
15.34%
35.42
30.04
17.91%
EBITDA
127.88
112.45
13.72%
126.75
73.74
71.89%
126.20
63.05
100.16%
114.09
48.86
133.50%
EBIDTM
69.94%
75.31%
75.11%
71.57%
78.71%
68.05%
76.31%
61.93%
Other Income
0.07
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Interest
62.95
63.31
-0.57%
71.20
44.04
61.67%
67.35
36.07
86.72%
63.97
28.57
123.91%
Depreciation
0.38
0.31
22.58%
0.36
0.31
16.13%
0.36
0.26
38.46%
0.32
0.27
18.52%
PBT
64.62
48.84
32.31%
55.18
29.39
87.75%
58.48
26.71
118.94%
49.80
20.02
148.75%
Tax
13.80
12.63
9.26%
13.18
7.42
77.63%
17.67
6.79
160.24%
9.86
4.30
129.30%
PAT
50.82
36.20
40.39%
42.00
21.98
91.08%
40.82
19.92
104.92%
39.94
15.71
154.23%
PATM
27.79%
24.24%
24.89%
21.33%
25.46%
21.50%
26.71%
19.92%
EPS
48.50
42.63
13.77%
42.92
25.88
65.84%
46.86
23.46
99.74%
47.02
18.51
154.02%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Net Sales
661.45
423.90
235.01
194.36
211.51
138.91
78.01
53.57
40.69
29.60
24.47
Net Sales Growth
56.04%
80.38%
20.91%
-8.11%
52.26%
78.07%
45.62%
31.65%
37.47%
20.96%
 
Cost Of Goods Sold
-0.01
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
661.46
423.90
235.01
194.36
211.51
138.91
78.01
53.57
40.69
29.60
24.47
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
166.54
125.54
99.08
103.20
72.20
43.87
34.76
20.98
13.12
9.53
8.64
Power & Fuel Cost
-
0.58
0.46
0.34
0.35
0.24
0.16
0.12
0.10
0.08
0.06
% Of Sales
-
0.14%
0.20%
0.17%
0.17%
0.17%
0.21%
0.22%
0.25%
0.27%
0.25%
Employee Cost
-
54.65
41.85
35.57
36.46
25.64
16.38
10.19
6.28
5.22
4.55
% Of Sales
-
12.89%
17.81%
18.30%
17.24%
18.46%
21.00%
19.02%
15.43%
17.64%
18.59%
Manufacturing Exp.
-
5.26
4.18
3.43
3.43
2.30
1.58
1.11
0.81
0.62
0.49
% Of Sales
-
1.24%
1.78%
1.76%
1.62%
1.66%
2.03%
2.07%
1.99%
2.09%
2.00%
General & Admin Exp.
-
19.81
15.07
9.25
11.21
9.37
7.97
6.08
4.45
2.41
2.82
% Of Sales
-
4.67%
6.41%
4.76%
5.30%
6.75%
10.22%
11.35%
10.94%
8.14%
11.52%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
45.81
37.98
54.95
21.11
6.55
8.84
3.60
1.58
1.29
0.00
% Of Sales
-
10.81%
16.16%
28.27%
9.98%
4.72%
11.33%
6.72%
3.88%
4.36%
3.19%
EBITDA
494.92
298.36
135.93
91.16
139.31
95.04
43.25
32.59
27.57
20.07
15.83
EBITDA Margin
74.82%
70.38%
57.84%
46.90%
65.86%
68.42%
55.44%
60.84%
67.76%
67.80%
64.69%
Other Income
0.07
0.00
0.40
1.34
3.64
0.67
1.17
0.09
0.10
0.17
0.07
Interest
265.47
172.26
89.85
79.93
88.38
59.00
34.25
22.52
15.38
10.74
9.12
Depreciation
1.42
1.15
0.95
0.81
0.80
0.48
0.37
0.29
0.18
0.24
0.11
PBT
228.08
124.95
45.52
11.76
53.78
36.23
9.79
9.87
12.11
9.26
6.67
Tax
54.51
31.14
13.80
1.15
12.26
9.80
2.50
3.54
4.11
3.10
2.14
Tax Rate
23.90%
24.92%
30.32%
9.78%
22.80%
27.05%
25.54%
35.87%
33.94%
33.48%
32.08%
PAT
173.58
93.81
31.72
10.62
41.52
26.43
7.30
6.32
8.00
6.16
4.53
PAT before Minority Interest
173.58
93.81
31.72
10.62
41.52
26.43
7.30
6.32
8.00
6.16
4.53
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
26.24%
22.13%
13.50%
5.46%
19.63%
19.03%
9.36%
11.80%
19.66%
20.81%
18.51%
PAT Growth
85.03%
195.74%
198.68%
-74.42%
57.09%
262.05%
15.51%
-21.00%
29.87%
35.98%
 
EPS
165.31
89.34
30.21
10.11
39.54
25.17
6.95
6.02
7.62
5.87
4.31

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Shareholder's Funds
365.69
212.69
186.76
172.23
123.21
56.90
56.00
50.46
39.25
33.71
Share Capital
8.49
8.49
8.49
8.45
6.95
6.92
11.92
11.92
6.92
6.92
Total Reserves
356.96
204.07
178.13
163.12
115.40
49.98
44.08
38.54
31.90
26.79
Non-Current Liabilities
1,415.27
958.78
650.02
670.34
610.11
221.71
47.99
45.70
22.28
10.31
Secured Loans
1,354.68
949.13
647.49
659.33
590.47
207.10
48.17
45.77
22.35
10.28
Unsecured Loans
74.06
25.00
15.00
15.00
21.56
15.00
0.00
0.00
0.00
0.00
Long Term Provisions
2.00
1.16
0.90
0.80
0.00
0.66
0.26
0.29
0.15
0.10
Current Liabilities
286.19
81.45
123.21
74.93
33.61
199.77
127.48
111.93
84.25
73.38
Trade Payables
1.62
1.55
0.76
0.78
0.97
0.27
0.00
0.96
0.73
0.00
Other Current Liabilities
59.85
33.57
25.66
24.59
13.23
130.61
65.50
60.91
30.53
15.55
Short Term Borrowings
175.68
15.56
58.93
23.44
0.00
49.76
42.38
33.39
41.62
50.39
Short Term Provisions
49.05
30.77
37.86
26.12
19.42
19.13
19.60
16.68
11.38
7.45
Total Liabilities
2,067.15
1,252.92
959.99
917.50
766.93
478.38
231.47
208.09
145.78
117.40
Net Block
6.10
4.87
4.08
4.45
3.51
2.82
2.53
1.94
1.61
1.82
Gross Block
11.72
9.34
7.59
7.15
5.42
4.29
3.63
2.95
2.50
2.57
Accumulated Depreciation
5.62
4.46
3.52
2.71
1.91
1.47
1.11
1.00
0.89
0.75
Non Current Assets
25.58
10.81
7.25
7.70
6.83
93.25
37.96
36.35
18.08
15.42
Capital Work in Progress
0.00
0.03
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Non Current Investment
19.48
5.92
3.18
3.26
3.32
2.70
2.40
1.40
0.00
0.00
Long Term Loans & Adv.
0.00
0.00
0.00
0.00
0.00
77.23
26.86
26.26
14.10
10.87
Other Non Current Assets
0.00
0.00
0.00
0.00
0.00
10.50
6.17
6.75
2.36
2.72
Current Assets
2,041.57
1,242.10
952.73
909.80
760.11
385.13
193.51
171.74
127.69
101.99
Current Investments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
0.00
0.00
0.00
0.00
0.00
7.42
5.54
1.97
1.23
0.81
Cash & Bank
430.32
142.34
168.37
96.84
68.54
18.85
21.38
10.70
16.76
15.09
Other Current Assets
1,611.25
4.45
5.31
1.68
691.57
358.85
166.58
159.07
109.70
86.08
Short Term Loans & Adv.
1,598.82
1,095.30
779.05
811.28
690.40
358.55
166.58
159.07
109.70
86.08
Net Current Assets
1,755.38
1,160.65
829.52
834.86
726.50
185.36
66.02
59.81
43.45
28.61
Total Assets
2,067.15
1,252.91
959.98
917.50
766.94
478.38
231.47
208.09
145.77
117.41

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Cash From Operating Activity
-717.66
-280.70
5.91
-75.75
-220.76
-202.57
21.42
-1.03
6.87
-6.23
PBT
124.95
45.52
11.76
53.78
36.23
9.79
9.87
12.11
9.26
6.67
Adjustment
-232.76
-124.64
-70.86
-103.02
-76.05
39.87
25.77
15.37
11.67
9.09
Changes in Working Capital
-784.73
-323.63
-34.54
-122.84
-249.89
-248.26
-10.79
-24.14
-11.08
-19.79
Cash after chg. in Working capital
-892.54
-402.75
-93.63
-172.08
-289.71
-198.59
24.85
3.34
9.85
-4.03
Interest Paid
-175.35
-83.96
-75.72
-86.12
-57.69
0.00
0.00
0.00
0.00
0.00
Tax Paid
-26.63
-17.55
-6.37
-17.75
-8.16
-3.98
-3.43
-4.37
-2.98
-2.20
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
376.85
223.56
181.63
200.21
134.80
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-12.62
-1.97
1.52
1.90
-0.63
-12.24
-1.68
-6.91
-0.75
-2.45
Net Fixed Assets
-0.12
-0.18
-0.04
-0.15
0.59
-0.05
0.24
-0.19
0.14
-0.86
Net Investments
-103.40
-27.85
-2.82
-11.28
-28.67
-7.00
-5.00
-0.42
0.00
-5.00
Others
90.90
26.06
4.38
13.33
27.45
-5.19
3.08
-6.30
-0.89
3.41
Cash from Financing Activity
680.97
270.28
22.20
93.82
251.73
205.40
-9.45
1.26
-5.48
16.46
Net Cash Inflow / Outflow
-49.31
-12.39
29.63
19.97
30.34
-9.41
10.29
-6.67
0.64
7.78
Opening Cash & Equivalents
75.53
87.92
58.29
38.32
7.98
17.39
7.30
13.97
13.33
5.55
Closing Cash & Equivalent
26.22
75.53
87.92
58.29
38.32
7.98
17.59
7.30
13.97
13.33

Financial Ratios

Consolidated /

Standalone
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Book Value (Rs.)
430.33
250.32
219.85
203.02
175.99
82.17
73.65
65.65
56.07
48.68
ROA
5.65%
2.87%
1.13%
4.93%
4.24%
2.06%
2.88%
4.52%
4.68%
4.45%
ROE
32.46%
15.89%
5.93%
28.25%
29.49%
13.52%
13.11%
18.98%
16.98%
16.09%
ROCE
18.74%
12.83%
10.31%
17.71%
16.04%
13.34%
16.34%
17.16%
16.63%
16.71%
Fixed Asset Turnover
40.26
27.76
26.36
33.65
28.63
19.70
16.28
14.93
11.66
11.51
Receivable days
0.00
0.00
0.00
0.00
0.00
30.34
25.60
14.37
12.60
10.32
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
0.00
0.00
7.71
12.26
5.21
0.00
41.50
21.40
0.00
Cash Conversion Cycle
0.00
0.00
0.00
-7.71
-12.26
25.13
25.60
-27.13
-8.80
10.32
Total Debt/Equity
4.39
4.66
3.87
4.07
5.00
6.95
2.71
2.73
2.39
2.22
Interest Cover
1.73
1.51
1.15
1.61
1.61
1.29
1.44
1.79
1.86
1.73

Annual Reports:

FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016
FY 2015
FY 2014

News Update:


  • Arman Financial Serv - Quarterly Results
    27th May 2024, 15:08 PM

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.