Nifty
:
14617.85
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:
48832.03
36.40 (0.25%)
28.35 (0.06%)
Nifty
Sensex
:
:
14617.85
48832.03
36.40 (0.25%)
28.35 (0.06%)

Arman Financial Services Ltd.

Finance - NBFC - MFI

Rating :
51/99

BSE: 531179 | NSE: ARMANFIN

NSE BSE
587.05
16-Apr-2021
  • Open
  • High
  • Low
  • Previous Close
  •  593.05
  •  598.00
  •  582.55
  •  591.20
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  7502
  •  44.04
  •  817.00
  •  280.00

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 498.86
  • 36.81
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 1,099.79
  • N/A
  • 2.71

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 27.46%
  • 3.29%
  • 34.74%
  • FII
  • DII
  • Others
  • 4.14%
  • 0.00%
  • 30.37%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 19.34
  • 39.05
  • 39.44

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 19.75
  • 38.26
  • 25.70

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 25.99
  • 39.01
  • 78.50

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 13.94
  • 16.53
  • 14.74

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 2.43
  • 3.00
  • 3.23

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 7.39
  • 8.11
  • 8.34

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Dec 20
Dec 19
Var%
Sep 20
Sep 19
Var%
Jun 20
Jun 19
Var%
Mar 20
Mar 19
Var%
Net Sales
47.20
56.51
-16.47%
50.77
52.64
-3.55%
49.06
47.78
2.68%
54.82
40.81
34.33%
Expenses
27.14
17.42
55.80%
30.89
14.93
106.90%
20.20
13.14
53.73%
27.49
13.73
100.22%
EBITDA
20.07
39.09
-48.66%
19.89
37.71
-47.26%
28.85
34.65
-16.74%
27.32
27.08
0.89%
EBIDTM
42.51%
69.17%
39.16%
71.64%
58.82%
72.50%
49.84%
66.35%
Other Income
0.67
0.53
26.42%
0.92
1.73
-46.82%
0.33
0.41
-19.51%
0.73
0.52
40.38%
Interest
17.21
21.29
-19.16%
18.64
22.70
-17.89%
22.35
18.72
19.39%
24.89
18.81
32.32%
Depreciation
0.20
0.21
-4.76%
0.20
0.23
-13.04%
0.21
0.16
31.25%
0.21
0.11
90.91%
PBT
3.33
18.12
-81.62%
1.96
16.52
-88.14%
6.63
16.18
-59.02%
2.96
8.68
-65.90%
Tax
0.40
4.56
-91.23%
0.45
4.47
-89.93%
1.32
4.07
-67.57%
-0.85
1.50
-
PAT
2.92
13.56
-78.47%
1.52
12.04
-87.38%
5.31
12.11
-56.15%
3.81
7.18
-46.94%
PATM
6.19%
24.00%
2.98%
22.88%
10.82%
25.34%
6.95%
17.58%
EPS
3.44
16.05
-78.57%
1.78
17.25
-89.68%
6.28
17.42
-63.95%
4.50
10.32
-56.40%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Net Sales
201.85
211.51
138.91
78.01
53.57
40.69
29.60
24.47
16.98
15.50
Net Sales Growth
2.08%
52.26%
78.07%
45.62%
31.65%
37.47%
20.96%
44.11%
9.55%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
201.85
211.51
138.91
78.01
53.57
40.69
29.60
24.47
16.98
15.50
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
105.72
72.20
43.87
33.61
20.98
13.12
9.53
8.64
6.46
5.39
Power & Fuel Cost
-
0.35
0.24
0.16
0.12
0.10
0.08
0.06
0.05
0.03
% Of Sales
-
0.17%
0.17%
0.21%
0.22%
0.25%
0.27%
0.25%
0.29%
0.19%
Employee Cost
-
36.46
25.64
16.38
10.19
6.28
5.22
4.55
3.26
2.17
% Of Sales
-
17.24%
18.46%
21.00%
19.02%
15.43%
17.64%
18.59%
19.20%
14.00%
Manufacturing Exp.
-
3.43
2.30
1.58
1.11
0.81
0.62
0.49
0.40
0.37
% Of Sales
-
1.62%
1.66%
2.03%
2.07%
1.99%
2.09%
2.00%
2.36%
2.39%
General & Admin Exp.
-
11.20
9.37
7.97
6.08
4.45
2.41
2.82
2.16
2.11
% Of Sales
-
5.30%
6.75%
10.22%
11.35%
10.94%
8.14%
11.52%
12.72%
13.61%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
21.11
6.55
7.68
3.60
1.58
1.29
0.78
0.64
0.74
% Of Sales
-
9.98%
4.72%
9.84%
6.72%
3.88%
4.36%
3.19%
3.77%
4.77%
EBITDA
96.13
139.31
95.04
44.40
32.59
27.57
20.07
15.83
10.52
10.11
EBITDA Margin
47.62%
65.86%
68.42%
56.92%
60.84%
67.76%
67.80%
64.69%
61.96%
65.23%
Other Income
2.65
3.64
0.67
0.01
0.09
0.10
0.17
0.07
0.06
0.16
Interest
83.09
88.38
59.00
34.25
22.52
15.38
10.74
9.12
5.73
5.62
Depreciation
0.82
0.80
0.48
0.37
0.29
0.18
0.24
0.11
0.11
0.10
PBT
14.88
53.78
36.23
9.79
9.87
12.11
9.26
6.67
4.75
4.55
Tax
1.32
12.26
9.80
2.50
3.54
4.11
3.10
2.14
1.41
1.49
Tax Rate
8.87%
22.80%
27.05%
25.54%
35.87%
33.94%
33.48%
32.08%
29.68%
32.75%
PAT
13.56
41.52
26.43
7.30
6.32
8.00
6.16
4.53
3.34
3.06
PAT before Minority Interest
13.56
41.52
26.43
7.30
6.32
8.00
6.16
4.53
3.34
3.06
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
6.72%
19.63%
19.03%
9.36%
11.80%
19.66%
20.81%
18.51%
19.67%
19.74%
PAT Growth
-69.79%
57.09%
262.05%
15.51%
-21.00%
29.87%
35.98%
35.63%
9.15%
 
EPS
15.95
48.85
31.09
8.59
7.44
9.41
7.25
5.33
3.93
3.60

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Shareholder's Funds
172.22
123.21
56.90
56.00
50.46
39.25
33.71
22.75
19.68
Share Capital
8.45
6.95
6.92
11.92
11.92
6.92
6.92
5.65
4.08
Total Reserves
163.12
115.40
49.98
44.08
38.54
31.90
26.79
16.95
7.87
Non-Current Liabilities
719.10
610.11
221.71
47.99
45.70
22.28
10.31
6.06
4.40
Secured Loans
682.77
590.47
207.10
48.17
45.77
22.35
10.28
6.01
4.24
Unsecured Loans
15.00
21.56
15.00
0.00
0.00
0.00
0.00
0.00
0.00
Long Term Provisions
26.12
0.00
0.66
0.26
0.29
0.15
0.10
0.11
0.07
Current Liabilities
26.17
33.61
199.77
127.48
111.93
84.25
73.38
57.25
43.09
Trade Payables
0.78
0.97
0.00
0.00
0.00
0.73
0.00
0.00
0.00
Other Current Liabilities
24.59
13.23
130.87
65.50
61.87
30.53
15.55
21.40
18.81
Short Term Borrowings
0.00
0.00
49.76
42.38
33.39
41.62
50.39
31.17
21.39
Short Term Provisions
0.80
19.42
19.13
19.60
16.68
11.38
7.45
4.69
2.89
Total Liabilities
917.49
766.93
478.38
231.47
208.09
145.78
117.40
86.06
67.17
Net Block
4.45
3.51
2.82
2.53
1.94
1.61
1.82
1.04
1.08
Gross Block
7.15
5.42
4.29
3.63
2.95
2.50
2.57
1.68
1.61
Accumulated Depreciation
2.71
1.91
1.47
1.11
1.00
0.89
0.75
0.64
0.53
Non Current Assets
34.33
6.83
93.25
37.96
36.35
18.08
15.42
16.62
13.46
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Non Current Investment
3.26
3.32
2.70
2.40
1.40
0.00
0.00
0.00
0.00
Long Term Loans & Adv.
26.63
0.00
77.23
26.86
26.26
14.10
10.87
14.60
10.14
Other Non Current Assets
0.00
0.00
10.50
6.17
6.75
2.36
2.72
0.98
2.25
Current Assets
883.17
760.11
385.13
193.51
171.74
127.69
101.99
69.44
53.72
Current Investments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
0.00
0.00
7.42
5.54
1.97
1.23
0.81
0.57
0.56
Cash & Bank
96.84
68.54
18.85
21.38
10.70
16.76
15.09
7.50
8.76
Other Current Assets
786.33
1.17
0.30
0.00
159.07
109.70
86.08
61.37
44.40
Short Term Loans & Adv.
784.65
690.40
358.55
166.58
159.07
109.70
86.08
61.37
43.90
Net Current Assets
857.00
726.50
185.36
66.02
59.81
43.45
28.61
12.18
10.62
Total Assets
917.50
766.94
478.38
231.47
208.09
145.77
117.41
86.06
67.18

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Cash From Operating Activity
-75.45
-220.76
-202.57
21.42
-1.03
6.87
-6.23
-24.43
3.70
PBT
53.78
36.23
9.79
9.87
12.11
9.26
6.67
4.75
4.55
Adjustment
-103.02
-76.05
39.87
25.77
15.37
11.18
9.09
0.22
0.12
Changes in Working Capital
-122.14
-249.89
-248.26
-10.79
-24.14
-10.59
-19.79
-27.76
0.32
Cash after chg. in Working capital
-171.38
-289.71
-198.59
24.85
3.34
9.85
-4.03
-22.78
4.98
Interest Paid
-86.12
-57.69
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
-17.75
-8.16
-3.98
-3.43
-4.37
-2.98
-2.20
-1.65
-1.29
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
199.81
134.80
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
1.90
-0.63
-12.24
-1.68
-6.91
-1.85
-2.45
0.07
-0.22
Net Fixed Assets
-0.15
0.59
-0.05
0.24
-0.19
0.14
-0.86
-0.07
Net Investments
-11.28
-28.67
-7.00
-5.00
-0.42
0.00
-5.00
-3.00
Others
13.33
27.45
-5.19
3.08
-6.30
-1.99
3.41
3.14
Cash from Financing Activity
93.65
251.73
205.40
-9.45
1.26
-5.48
16.46
21.98
3.94
Net Cash Inflow / Outflow
20.10
30.34
-9.41
10.29
-6.67
-0.45
7.78
-2.39
7.42
Opening Cash & Equivalents
38.32
7.98
17.39
7.30
13.97
13.33
5.55
7.93
0.51
Closing Cash & Equivalent
58.42
38.32
7.98
17.59
7.30
12.87
13.33
5.55
7.93

Financial Ratios

Consolidated /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Book Value (Rs.)
203.02
175.99
82.17
73.65
65.65
56.07
48.68
40.00
29.31
ROA
4.93%
4.24%
2.06%
2.88%
4.52%
4.68%
4.45%
4.36%
4.56%
ROE
28.25%
29.49%
13.52%
13.11%
18.98%
16.98%
16.09%
19.36%
25.62%
ROCE
17.71%
16.04%
13.34%
16.34%
17.16%
16.63%
16.71%
15.38%
18.21%
Fixed Asset Turnover
33.65
28.63
19.70
16.28
14.93
11.66
11.51
10.32
9.64
Receivable days
0.00
0.00
30.34
25.60
14.37
12.60
10.32
12.11
13.09
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
7.71
12.26
0.00
0.00
17.88
21.40
0.00
0.00
0.00
Cash Conversion Cycle
-7.71
-12.26
30.34
25.60
-3.52
-8.80
10.32
12.11
13.09
Total Debt/Equity
4.07
5.00
6.95
2.71
2.73
2.39
2.22
2.55
3.03
Interest Cover
1.61
1.61
1.29
1.44
1.79
1.86
1.73
1.83
1.81

Annual Reports:

FY 2020
FY 2019
FY 2018
FY 2017
FY 2016
FY 2015
FY 2014
FY 2013

News Update:


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Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.