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Nifty
Sensex
:
:
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-1.75 (-0.01%)
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Arman Financial Services Ltd.

Finance - NBFC - MFI

Rating :
N/A

BSE: 531179 | NSE: ARMANFIN

NSE BSE
1507.35
06-Feb-2025
  • Open
  • High
  • Low
  • Previous Close
  •  1471.00
  •  1520.00
  •  1448.75
  •  1471.00
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  29664
  •  443.20
  •  2541.70
  •  1109.95

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 1,636.00
  • 18.15
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 2,229.22
  • N/A
  • 1.91

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 22.06%
  • 6.16%
  • 43.22%
  • FII
  • DII
  • Others
  • 1.19%
  • 1.98%
  • 25.39%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 36.43
  • 25.61
  • 41.19

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 37.79
  • 28.87
  • 29.51

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 39.63
  • 33.12
  • 76.22

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 17.49
  • 17.47
  • 16.34

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 3.31
  • 3.34
  • 3.48

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 8.88
  • 9.21
  • 8.08

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Dec 24
Dec 23
Var%
Sep 24
Sep 23
Var%
Jun 24
Jun 23
Var%
Mar 24
Mar 23
Var%
Net Sales
164.77
168.76
-2.36%
181.49
160.33
13.20%
184.43
149.51
23.36%
182.85
149.31
22.46%
Expenses
114.22
42.01
171.89%
93.49
34.14
173.84%
77.63
35.42
119.17%
54.97
36.86
49.13%
EBITDA
50.55
126.75
-60.12%
88.01
126.20
-30.26%
106.80
114.09
-6.39%
127.88
112.45
13.72%
EBIDTM
30.68%
75.11%
48.49%
78.71%
57.91%
76.31%
69.94%
75.31%
Other Income
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.07
0.00
0
Interest
56.98
71.20
-19.97%
65.26
67.35
-3.10%
65.37
63.97
2.19%
62.95
63.31
-0.57%
Depreciation
0.45
0.36
25.00%
0.44
0.36
22.22%
0.42
0.32
31.25%
0.38
0.31
22.58%
PBT
-6.89
55.18
-
22.31
58.48
-61.85%
41.01
49.80
-17.65%
64.62
48.84
32.31%
Tax
0.37
13.18
-97.19%
7.05
17.67
-60.10%
9.71
9.86
-1.52%
13.80
12.63
9.26%
PAT
-7.26
42.00
-
15.26
40.82
-62.62%
31.30
39.94
-21.63%
50.82
36.20
40.39%
PATM
-4.41%
24.89%
8.41%
25.46%
16.97%
26.71%
27.79%
24.24%
EPS
-6.92
42.92
-
14.55
46.86
-68.95%
29.87
47.02
-36.47%
48.50
42.63
13.77%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Net Sales
713.54
661.46
423.90
235.01
194.36
211.51
138.91
78.01
53.57
40.69
29.60
Net Sales Growth
13.64%
56.04%
80.38%
20.91%
-8.11%
52.26%
78.07%
45.62%
31.65%
37.47%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
713.54
661.46
423.90
235.01
194.36
211.51
138.91
78.01
53.57
40.69
29.60
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
340.31
166.21
125.54
99.08
103.20
72.20
43.87
34.76
20.98
13.12
9.53
Power & Fuel Cost
-
0.70
0.58
0.46
0.34
0.35
0.24
0.16
0.12
0.10
0.08
% Of Sales
-
0.11%
0.14%
0.20%
0.17%
0.17%
0.17%
0.21%
0.22%
0.25%
0.27%
Employee Cost
-
71.59
54.65
41.85
35.57
36.46
25.64
16.38
10.19
6.28
5.22
% Of Sales
-
10.82%
12.89%
17.81%
18.30%
17.24%
18.46%
21.00%
19.02%
15.43%
17.64%
Manufacturing Exp.
-
5.76
5.26
4.18
3.43
3.43
2.30
1.58
1.11
0.81
0.62
% Of Sales
-
0.87%
1.24%
1.78%
1.76%
1.62%
1.66%
2.03%
2.07%
1.99%
2.09%
General & Admin Exp.
-
22.55
19.81
15.07
9.25
11.21
9.37
7.97
6.08
4.45
2.41
% Of Sales
-
3.41%
4.67%
6.41%
4.76%
5.30%
6.75%
10.22%
11.35%
10.94%
8.14%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
66.31
45.81
37.98
54.95
21.11
6.55
8.84
3.60
1.58
0.00
% Of Sales
-
10.02%
10.81%
16.16%
28.27%
9.98%
4.72%
11.33%
6.72%
3.88%
4.36%
EBITDA
373.24
495.25
298.36
135.93
91.16
139.31
95.04
43.25
32.59
27.57
20.07
EBITDA Margin
52.31%
74.87%
70.38%
57.84%
46.90%
65.86%
68.42%
55.44%
60.84%
67.76%
67.80%
Other Income
0.07
0.07
0.00
0.40
1.34
3.64
0.67
1.17
0.09
0.10
0.17
Interest
250.56
265.81
172.26
89.85
79.93
88.38
59.00
34.25
22.52
15.38
10.74
Depreciation
1.69
1.42
1.15
0.95
0.81
0.80
0.48
0.37
0.29
0.18
0.24
PBT
121.05
228.09
124.95
45.52
11.76
53.78
36.23
9.79
9.87
12.11
9.26
Tax
30.93
54.52
31.14
13.80
1.15
12.26
9.80
2.50
3.54
4.11
3.10
Tax Rate
25.55%
23.90%
24.92%
30.32%
9.78%
22.80%
27.05%
25.54%
35.87%
33.94%
33.48%
PAT
90.12
173.57
93.81
31.72
10.62
41.52
26.43
7.30
6.32
8.00
6.16
PAT before Minority Interest
90.12
173.57
93.81
31.72
10.62
41.52
26.43
7.30
6.32
8.00
6.16
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
12.63%
26.24%
22.13%
13.50%
5.46%
19.63%
19.03%
9.36%
11.80%
19.66%
20.81%
PAT Growth
-43.31%
85.02%
195.74%
198.68%
-74.42%
57.09%
262.05%
15.51%
-21.00%
29.87%
 
EPS
85.83
165.30
89.34
30.21
10.11
39.54
25.17
6.95
6.02
7.62
5.87

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Shareholder's Funds
812.69
365.69
212.69
186.76
172.23
123.21
56.90
56.00
50.46
39.25
Share Capital
10.48
8.49
8.49
8.49
8.45
6.95
6.92
11.92
11.92
6.92
Total Reserves
795.64
356.96
204.07
178.13
163.12
115.40
49.98
44.08
38.54
31.90
Non-Current Liabilities
1,482.24
1,415.27
958.78
650.02
670.34
610.11
221.71
47.99
45.70
22.28
Secured Loans
1,473.81
1,354.68
949.13
647.49
659.33
590.47
207.10
48.17
45.77
22.35
Unsecured Loans
25.00
74.06
25.00
15.00
15.00
21.56
15.00
0.00
0.00
0.00
Long Term Provisions
2.59
2.00
1.16
0.90
0.80
0.00
0.66
0.26
0.29
0.15
Current Liabilities
373.06
286.19
81.45
123.21
74.93
33.61
199.77
127.48
111.93
84.25
Trade Payables
1.99
1.52
1.55
0.76
0.78
0.97
0.27
0.00
0.96
0.73
Other Current Liabilities
85.64
59.95
33.57
25.66
24.59
13.23
130.61
65.50
60.91
30.53
Short Term Borrowings
226.12
175.68
15.56
58.93
23.44
0.00
49.76
42.38
33.39
41.62
Short Term Provisions
59.31
49.05
30.77
37.86
26.12
19.42
19.13
19.60
16.68
11.38
Total Liabilities
2,667.99
2,067.15
1,252.92
959.99
917.50
766.93
478.38
231.47
208.09
145.78
Net Block
7.66
6.10
4.87
4.08
4.45
3.51
2.82
2.53
1.94
1.61
Gross Block
12.83
11.72
9.34
7.59
7.15
5.42
4.29
3.63
2.95
2.50
Accumulated Depreciation
5.17
5.62
4.46
3.52
2.71
1.91
1.47
1.11
1.00
0.89
Non Current Assets
14.78
25.58
10.81
7.25
7.70
6.83
93.25
37.96
36.35
18.08
Capital Work in Progress
0.00
0.00
0.03
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Non Current Investment
7.12
19.48
5.92
3.18
3.26
3.32
2.70
2.40
1.40
0.00
Long Term Loans & Adv.
0.00
0.00
0.00
0.00
0.00
0.00
77.23
26.86
26.26
14.10
Other Non Current Assets
0.00
0.00
0.00
0.00
0.00
0.00
10.50
6.17
6.75
2.36
Current Assets
2,653.21
2,041.57
1,242.10
952.73
909.80
760.11
385.13
193.51
171.74
127.69
Current Investments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
0.00
0.00
0.00
0.00
0.00
0.00
7.42
5.54
1.97
1.23
Cash & Bank
524.73
430.32
142.34
168.37
96.84
68.54
18.85
21.38
10.70
16.76
Other Current Assets
2,128.49
27.86
4.45
5.31
812.96
691.57
358.85
166.58
159.07
109.70
Short Term Loans & Adv.
2,097.94
1,583.39
1,095.30
779.05
811.28
690.40
358.55
166.58
159.07
109.70
Net Current Assets
2,280.15
1,755.38
1,160.65
829.52
834.86
726.50
185.36
66.02
59.81
43.45
Total Assets
2,667.99
2,067.15
1,252.91
959.98
917.50
766.94
478.38
231.47
208.09
145.77

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Cash From Operating Activity
-302.40
-717.66
-280.70
5.91
-75.75
-220.76
-202.57
21.42
-1.03
6.87
PBT
228.09
124.95
45.52
11.76
53.78
36.23
9.79
9.87
12.11
9.26
Adjustment
-339.42
-232.76
-124.64
-70.86
-103.02
-76.05
39.87
25.77
15.37
11.67
Changes in Working Capital
-462.55
-784.73
-323.63
-34.54
-122.84
-249.89
-248.26
-10.79
-24.14
-11.08
Cash after chg. in Working capital
-573.88
-892.54
-402.75
-93.63
-172.08
-289.71
-198.59
24.85
3.34
9.85
Interest Paid
-265.51
-175.35
-83.96
-75.72
-86.12
-57.69
0.00
0.00
0.00
0.00
Tax Paid
-57.50
-26.63
-17.55
-6.37
-17.75
-8.16
-3.98
-3.43
-4.37
-2.98
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
594.49
376.85
223.56
181.63
200.21
134.80
0.00
0.00
0.00
0.00
Cash From Investing Activity
18.38
-12.62
-1.97
1.52
1.90
-0.63
-12.24
-1.68
-6.91
-0.75
Net Fixed Assets
-0.42
-0.12
-0.18
-0.04
-0.15
0.59
-0.05
0.24
-0.19
0.14
Net Investments
-84.68
-103.40
-27.85
-2.82
-11.28
-28.67
-7.00
-5.00
-0.42
0.00
Others
103.48
90.90
26.06
4.38
13.33
27.45
-5.19
3.08
-6.30
-0.89
Cash from Financing Activity
376.39
680.97
270.28
22.20
93.82
251.73
205.40
-9.45
1.26
-5.48
Net Cash Inflow / Outflow
92.37
-49.31
-12.39
29.63
19.97
30.34
-9.41
10.29
-6.67
0.64
Opening Cash & Equivalents
26.22
75.53
87.92
58.29
38.32
7.98
17.39
7.30
13.97
13.33
Closing Cash & Equivalent
118.59
26.22
75.53
87.92
58.29
38.32
7.98
17.59
7.30
13.97

Financial Ratios

Consolidated /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Book Value (Rs.)
769.43
430.33
250.32
219.85
203.02
175.99
82.17
73.65
65.65
56.07
ROA
7.33%
5.65%
2.87%
1.13%
4.93%
4.24%
2.06%
2.88%
4.52%
4.68%
ROE
29.63%
32.46%
15.89%
5.93%
28.25%
29.49%
13.52%
13.11%
18.98%
16.98%
ROCE
21.91%
18.74%
12.83%
10.31%
17.71%
16.04%
13.34%
16.34%
17.16%
16.63%
Fixed Asset Turnover
53.88
40.26
27.76
26.36
33.65
28.63
19.70
16.28
14.93
11.66
Receivable days
0.00
0.00
0.00
0.00
0.00
0.00
30.34
25.60
14.37
12.60
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
0.00
0.00
0.00
7.71
12.26
5.21
0.00
41.50
21.40
Cash Conversion Cycle
0.00
0.00
0.00
0.00
-7.71
-12.26
25.13
25.60
-27.13
-8.80
Total Debt/Equity
2.14
4.39
4.66
3.87
4.07
5.00
6.95
2.71
2.73
2.39
Interest Cover
1.86
1.73
1.51
1.15
1.61
1.61
1.29
1.44
1.79
1.86

Annual Reports:

FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016
FY 2015

News Update:


  • Arman Financial Serv - Quarterly Results
    14th Feb 2025, 17:52 PM

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.