Nifty
Sensex
:
:
22188.85
73132.26
66.80 (0.30%)
342.13 (0.47%)

Finance - NBFC - MFI

Rating :
56/99

BSE: 531179 | NSE: ARMANFIN

2286.15
26-Feb-2024
  • Open
  • High
  • Low
  • Previous Close
  •  2283.75
  •  2310.70
  •  2230.00
  •  2283.75
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  13301
  •  304.77
  •  2680.00
  •  1190.00

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 2,238.02
  • 14.08
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 3,153.91
  • N/A
  • 3.00

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 23.65%
  • 4.79%
  • 32.62%
  • FII
  • DII
  • Others
  • 6.64%
  • 6.05%
  • 26.25%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 33.00
  • 25.00
  • 29.68

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 34.13
  • 25.71
  • 26.76

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 35.40
  • 28.83
  • 106.72

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 17.61
  • 18.06
  • 28.11

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 3.39
  • 3.67
  • 4.04

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 9.14
  • 9.84
  • 11.02

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Dec 23
Dec 22
Var%
Sep 23
Sep 22
Var%
Jun 23
Jun 22
Var%
Mar 23
Mar 22
Var%
Net Sales
168.76
103.04
63.78%
160.33
92.65
73.05%
149.51
78.90
89.49%
149.31
75.65
97.37%
Expenses
42.01
29.29
43.43%
34.14
29.60
15.34%
35.42
30.04
17.91%
36.86
28.70
28.43%
EBITDA
126.75
73.74
71.89%
126.20
63.05
100.16%
114.09
48.86
133.50%
112.45
46.96
139.46%
EBIDTM
75.11%
71.57%
78.71%
68.05%
76.31%
61.93%
75.31%
62.07%
Other Income
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.16
-100.00%
Interest
71.20
44.04
61.67%
67.35
36.07
86.72%
63.97
28.57
123.91%
63.31
24.70
156.32%
Depreciation
0.36
0.31
16.13%
0.36
0.26
38.46%
0.32
0.27
18.52%
0.31
0.34
-8.82%
PBT
55.18
29.39
87.75%
58.48
26.71
118.94%
49.80
20.02
148.75%
48.84
22.08
121.20%
Tax
13.18
7.42
77.63%
17.67
6.79
160.24%
9.86
4.30
129.30%
12.63
5.80
117.76%
PAT
42.00
21.98
91.08%
40.82
19.92
104.92%
39.94
15.71
154.23%
36.20
16.28
122.36%
PATM
24.89%
21.33%
25.46%
21.50%
26.71%
19.92%
24.24%
21.52%
EPS
42.92
25.88
65.84%
46.86
23.46
99.74%
47.02
18.51
154.02%
42.63
19.17
122.38%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Net Sales
627.91
423.90
235.01
194.36
211.51
138.91
78.01
53.57
40.69
29.60
24.47
Net Sales Growth
79.28%
80.38%
20.91%
-8.11%
52.26%
78.07%
45.62%
31.65%
37.47%
20.96%
 
Cost Of Goods Sold
-0.01
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
627.92
423.90
235.01
194.36
211.51
138.91
78.01
53.57
40.69
29.60
24.47
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
148.43
125.54
99.08
103.20
72.20
43.87
34.76
20.98
13.12
9.53
8.64
Power & Fuel Cost
-
0.58
0.46
0.34
0.35
0.24
0.16
0.12
0.10
0.08
0.06
% Of Sales
-
0.14%
0.20%
0.17%
0.17%
0.17%
0.21%
0.22%
0.25%
0.27%
0.25%
Employee Cost
-
54.65
41.85
35.57
36.46
25.64
16.38
10.19
6.28
5.22
4.55
% Of Sales
-
12.89%
17.81%
18.30%
17.24%
18.46%
21.00%
19.02%
15.43%
17.64%
18.59%
Manufacturing Exp.
-
5.26
4.18
3.43
3.43
2.30
1.58
1.11
0.81
0.62
0.49
% Of Sales
-
1.24%
1.78%
1.76%
1.62%
1.66%
2.03%
2.07%
1.99%
2.09%
2.00%
General & Admin Exp.
-
19.81
15.07
9.25
11.21
9.37
7.97
6.08
4.45
2.41
2.82
% Of Sales
-
4.67%
6.41%
4.76%
5.30%
6.75%
10.22%
11.35%
10.94%
8.14%
11.52%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
45.81
37.98
54.95
21.11
6.55
8.84
3.60
1.58
1.29
0.00
% Of Sales
-
10.81%
16.16%
28.27%
9.98%
4.72%
11.33%
6.72%
3.88%
4.36%
3.19%
EBITDA
479.49
298.36
135.93
91.16
139.31
95.04
43.25
32.59
27.57
20.07
15.83
EBITDA Margin
76.36%
70.38%
57.84%
46.90%
65.86%
68.42%
55.44%
60.84%
67.76%
67.80%
64.69%
Other Income
0.00
0.00
0.40
1.34
3.64
0.67
1.17
0.09
0.10
0.17
0.07
Interest
265.83
172.26
89.85
79.93
88.38
59.00
34.25
22.52
15.38
10.74
9.12
Depreciation
1.35
1.15
0.95
0.81
0.80
0.48
0.37
0.29
0.18
0.24
0.11
PBT
212.30
124.95
45.52
11.76
53.78
36.23
9.79
9.87
12.11
9.26
6.67
Tax
53.34
31.14
13.80
1.15
12.26
9.80
2.50
3.54
4.11
3.10
2.14
Tax Rate
25.12%
24.92%
30.32%
9.78%
22.80%
27.05%
25.54%
35.87%
33.94%
33.48%
32.08%
PAT
158.96
93.81
31.72
10.62
41.52
26.43
7.30
6.32
8.00
6.16
4.53
PAT before Minority Interest
158.96
93.81
31.72
10.62
41.52
26.43
7.30
6.32
8.00
6.16
4.53
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
25.32%
22.13%
13.50%
5.46%
19.63%
19.03%
9.36%
11.80%
19.66%
20.81%
18.51%
PAT Growth
115.13%
195.74%
198.68%
-74.42%
57.09%
262.05%
15.51%
-21.00%
29.87%
35.98%
 
EPS
162.20
95.72
32.37
10.84
42.37
26.97
7.45
6.45
8.16
6.29
4.62

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Shareholder's Funds
365.69
212.69
186.76
172.23
123.21
56.90
56.00
50.46
39.25
33.71
Share Capital
8.49
8.49
8.49
8.45
6.95
6.92
11.92
11.92
6.92
6.92
Total Reserves
356.96
204.07
178.13
163.12
115.40
49.98
44.08
38.54
31.90
26.79
Non-Current Liabilities
1,415.27
958.78
650.02
670.34
610.11
221.71
47.99
45.70
22.28
10.31
Secured Loans
1,354.68
949.13
647.49
659.33
590.47
207.10
48.17
45.77
22.35
10.28
Unsecured Loans
74.06
25.00
15.00
15.00
21.56
15.00
0.00
0.00
0.00
0.00
Long Term Provisions
2.00
1.16
0.90
0.80
0.00
0.66
0.26
0.29
0.15
0.10
Current Liabilities
286.19
81.45
123.21
74.93
33.61
199.77
127.48
111.93
84.25
73.38
Trade Payables
1.62
1.55
0.76
0.78
0.97
0.27
0.00
0.96
0.73
0.00
Other Current Liabilities
59.85
33.57
25.66
24.59
13.23
130.61
65.50
60.91
30.53
15.55
Short Term Borrowings
175.68
15.56
58.93
23.44
0.00
49.76
42.38
33.39
41.62
50.39
Short Term Provisions
49.05
30.77
37.86
26.12
19.42
19.13
19.60
16.68
11.38
7.45
Total Liabilities
2,067.15
1,252.92
959.99
917.50
766.93
478.38
231.47
208.09
145.78
117.40
Net Block
6.10
4.87
4.08
4.45
3.51
2.82
2.53
1.94
1.61
1.82
Gross Block
11.72
9.34
7.59
7.15
5.42
4.29
3.63
2.95
2.50
2.57
Accumulated Depreciation
5.62
4.46
3.52
2.71
1.91
1.47
1.11
1.00
0.89
0.75
Non Current Assets
25.58
10.81
7.25
7.70
6.83
93.25
37.96
36.35
18.08
15.42
Capital Work in Progress
0.00
0.03
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Non Current Investment
19.48
5.92
3.18
3.26
3.32
2.70
2.40
1.40
0.00
0.00
Long Term Loans & Adv.
0.00
0.00
0.00
0.00
0.00
77.23
26.86
26.26
14.10
10.87
Other Non Current Assets
0.00
0.00
0.00
0.00
0.00
10.50
6.17
6.75
2.36
2.72
Current Assets
2,041.57
1,242.10
952.73
909.80
760.11
385.13
193.51
171.74
127.69
101.99
Current Investments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
0.00
0.00
0.00
0.00
0.00
7.42
5.54
1.97
1.23
0.81
Cash & Bank
430.32
142.34
168.37
96.84
68.54
18.85
21.38
10.70
16.76
15.09
Other Current Assets
1,611.25
4.45
5.31
1.68
691.57
358.85
166.58
159.07
109.70
86.08
Short Term Loans & Adv.
1,598.82
1,095.30
779.05
811.28
690.40
358.55
166.58
159.07
109.70
86.08
Net Current Assets
1,755.38
1,160.65
829.52
834.86
726.50
185.36
66.02
59.81
43.45
28.61
Total Assets
2,067.15
1,252.91
959.98
917.50
766.94
478.38
231.47
208.09
145.77
117.41

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Cash From Operating Activity
-717.66
-280.70
5.91
-75.75
-220.76
-202.57
21.42
-1.03
6.87
-6.23
PBT
124.95
45.52
11.76
53.78
36.23
9.79
9.87
12.11
9.26
6.67
Adjustment
-232.76
-124.64
-70.86
-103.02
-76.05
39.87
25.77
15.37
11.67
9.09
Changes in Working Capital
-784.73
-323.63
-34.54
-122.84
-249.89
-248.26
-10.79
-24.14
-11.08
-19.79
Cash after chg. in Working capital
-892.54
-402.75
-93.63
-172.08
-289.71
-198.59
24.85
3.34
9.85
-4.03
Interest Paid
-175.35
-83.96
-75.72
-86.12
-57.69
0.00
0.00
0.00
0.00
0.00
Tax Paid
-26.63
-17.55
-6.37
-17.75
-8.16
-3.98
-3.43
-4.37
-2.98
-2.20
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
376.85
223.56
181.63
200.21
134.80
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-12.62
-1.97
1.52
1.90
-0.63
-12.24
-1.68
-6.91
-0.75
-2.45
Net Fixed Assets
-0.12
-0.18
-0.04
-0.15
0.59
-0.05
0.24
-0.19
0.14
-0.86
Net Investments
-103.40
-27.85
-2.82
-11.28
-28.67
-7.00
-5.00
-0.42
0.00
-5.00
Others
90.90
26.06
4.38
13.33
27.45
-5.19
3.08
-6.30
-0.89
3.41
Cash from Financing Activity
680.97
270.28
22.20
93.82
251.73
205.40
-9.45
1.26
-5.48
16.46
Net Cash Inflow / Outflow
-49.31
-12.39
29.63
19.97
30.34
-9.41
10.29
-6.67
0.64
7.78
Opening Cash & Equivalents
75.53
87.92
58.29
38.32
7.98
17.39
7.30
13.97
13.33
5.55
Closing Cash & Equivalent
26.22
75.53
87.92
58.29
38.32
7.98
17.59
7.30
13.97
13.33

Financial Ratios

Consolidated /

Standalone
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Book Value (Rs.)
430.33
250.32
219.85
203.02
175.99
82.17
73.65
65.65
56.07
48.68
ROA
5.65%
2.87%
1.13%
4.93%
4.24%
2.06%
2.88%
4.52%
4.68%
4.45%
ROE
32.46%
15.89%
5.93%
28.25%
29.49%
13.52%
13.11%
18.98%
16.98%
16.09%
ROCE
18.74%
12.83%
10.31%
17.71%
16.04%
13.34%
16.34%
17.16%
16.63%
16.71%
Fixed Asset Turnover
40.26
27.76
26.36
33.65
28.63
19.70
16.28
14.93
11.66
11.51
Receivable days
0.00
0.00
0.00
0.00
0.00
30.34
25.60
14.37
12.60
10.32
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
0.00
0.00
7.71
12.26
5.21
0.00
41.50
21.40
0.00
Cash Conversion Cycle
0.00
0.00
0.00
-7.71
-12.26
25.13
25.60
-27.13
-8.80
10.32
Total Debt/Equity
4.39
4.66
3.87
4.07
5.00
6.95
2.71
2.73
2.39
2.22
Interest Cover
1.73
1.51
1.15
1.61
1.61
1.29
1.44
1.79
1.86
1.73

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.