Nifty
:
14269.65
Sensex
:
48599.57
-164.05 (-1.14%)
-435.10 (-0.89%)
Nifty
Sensex
:
:
14269.65
48599.57
-164.05 (-1.14%)
-435.10 (-0.89%)

Arman Financial Services Ltd.

Finance - NBFC - MFI

Rating :
45/99

BSE: 531179 | NSE: ARMANFIN

NSE BSE
700.45
15-Jan-2021
  • Open
  • High
  • Low
  • Previous Close
  •  694.00
  •  711.10
  •  694.00
  •  701.50
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  5459
  •  38.17
  •  1121.10
  •  280.00

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 594.94
  • 17.12
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 1,195.87
  • N/A
  • 3.28

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 27.47%
  • 2.85%
  • 36.04%
  • FII
  • DII
  • Others
  • 3.26%
  • 0.00%
  • 30.38%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 19.34
  • 39.05
  • 39.44

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 19.75
  • 38.26
  • 25.70

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 25.99
  • 39.01
  • 78.50

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 13.70
  • 15.18
  • 14.74

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 2.36
  • 2.95
  • 3.26

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 7.19
  • 7.90
  • 8.18

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 20
Sep 19
Var%
Jun 20
Jun 19
Var%
Mar 20
Mar 19
Var%
Dec 19
Dec 18
Var%
Net Sales
50.77
52.64
-3.55%
49.06
47.78
2.68%
54.82
40.81
34.33%
56.70
37.83
49.88%
Expenses
30.89
14.93
106.90%
20.20
13.14
53.73%
27.49
13.73
100.22%
17.96
12.47
44.03%
EBITDA
19.89
37.71
-47.26%
28.85
34.65
-16.74%
27.32
27.08
0.89%
38.74
25.36
52.76%
EBIDTM
39.16%
71.64%
58.82%
72.50%
49.84%
66.35%
68.33%
67.03%
Other Income
0.92
1.73
-46.82%
0.33
0.41
-19.51%
0.73
0.52
40.38%
0.34
0.00
0
Interest
18.64
22.70
-17.89%
22.35
18.72
19.39%
24.89
18.81
32.32%
20.76
14.68
41.42%
Depreciation
0.20
0.23
-13.04%
0.21
0.16
31.25%
0.21
0.11
90.91%
0.21
0.12
75.00%
PBT
1.96
16.52
-88.14%
6.63
16.18
-59.02%
2.96
8.68
-65.90%
18.12
10.55
71.75%
Tax
0.45
4.47
-89.93%
1.32
4.07
-67.57%
-0.85
1.50
-
4.56
3.34
36.53%
PAT
1.52
12.04
-87.38%
5.31
12.11
-56.15%
3.81
7.18
-46.94%
13.56
7.21
88.07%
PATM
2.98%
22.88%
10.82%
25.34%
6.95%
17.58%
23.92%
19.06%
EPS
1.78
17.25
-89.68%
6.28
17.42
-63.95%
4.50
10.32
-56.40%
16.05
10.37
54.77%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Net Sales
211.35
211.51
138.91
78.01
53.57
40.69
29.60
24.47
16.98
15.50
Net Sales Growth
18.03%
52.26%
78.07%
45.62%
31.65%
37.47%
20.96%
44.11%
9.55%
 
Cost Of Goods Sold
0.01
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
211.34
211.51
138.91
78.01
53.57
40.69
29.60
24.47
16.98
15.50
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
96.54
72.20
43.87
33.61
20.98
13.12
9.53
8.64
6.46
5.39
Power & Fuel Cost
-
0.35
0.24
0.16
0.12
0.10
0.08
0.06
0.05
0.03
% Of Sales
-
0.17%
0.17%
0.21%
0.22%
0.25%
0.27%
0.25%
0.29%
0.19%
Employee Cost
-
36.46
25.64
16.38
10.19
6.28
5.22
4.55
3.26
2.17
% Of Sales
-
17.24%
18.46%
21.00%
19.02%
15.43%
17.64%
18.59%
19.20%
14.00%
Manufacturing Exp.
-
3.43
2.30
1.58
1.11
0.81
0.62
0.49
0.40
0.37
% Of Sales
-
1.62%
1.66%
2.03%
2.07%
1.99%
2.09%
2.00%
2.36%
2.39%
General & Admin Exp.
-
11.20
9.37
7.97
6.08
4.45
2.41
2.82
2.16
2.11
% Of Sales
-
5.30%
6.75%
10.22%
11.35%
10.94%
8.14%
11.52%
12.72%
13.61%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
21.11
6.55
7.68
3.60
1.58
1.29
0.78
0.64
0.74
% Of Sales
-
9.98%
4.72%
9.84%
6.72%
3.88%
4.36%
3.19%
3.77%
4.77%
EBITDA
114.80
139.31
95.04
44.40
32.59
27.57
20.07
15.83
10.52
10.11
EBITDA Margin
54.32%
65.86%
68.42%
56.92%
60.84%
67.76%
67.80%
64.69%
61.96%
65.23%
Other Income
2.32
3.64
0.67
0.01
0.09
0.10
0.17
0.07
0.06
0.16
Interest
86.64
88.38
59.00
34.25
22.52
15.38
10.74
9.12
5.73
5.62
Depreciation
0.83
0.80
0.48
0.37
0.29
0.18
0.24
0.11
0.11
0.10
PBT
29.67
53.78
36.23
9.79
9.87
12.11
9.26
6.67
4.75
4.55
Tax
5.48
12.26
9.80
2.50
3.54
4.11
3.10
2.14
1.41
1.49
Tax Rate
18.47%
22.80%
27.05%
25.54%
35.87%
33.94%
33.48%
32.08%
29.68%
32.75%
PAT
24.20
41.52
26.43
7.30
6.32
8.00
6.16
4.53
3.34
3.06
PAT before Minority Interest
24.20
41.52
26.43
7.30
6.32
8.00
6.16
4.53
3.34
3.06
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
11.45%
19.63%
19.03%
9.36%
11.80%
19.66%
20.81%
18.51%
19.67%
19.74%
PAT Growth
-37.21%
57.09%
262.05%
15.51%
-21.00%
29.87%
35.98%
35.63%
9.15%
 
EPS
28.47
48.85
31.09
8.59
7.44
9.41
7.25
5.33
3.93
3.60

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Shareholder's Funds
172.22
123.21
56.90
56.00
50.46
39.25
33.71
22.75
19.68
Share Capital
8.45
6.95
6.92
11.92
11.92
6.92
6.92
5.65
4.08
Total Reserves
163.12
115.40
49.98
44.08
38.54
31.90
26.79
16.95
7.87
Non-Current Liabilities
719.10
610.11
221.71
47.99
45.70
22.28
10.31
6.06
4.40
Secured Loans
682.77
590.47
207.10
48.17
45.77
22.35
10.28
6.01
4.24
Unsecured Loans
15.00
21.56
15.00
0.00
0.00
0.00
0.00
0.00
0.00
Long Term Provisions
26.12
0.00
0.66
0.26
0.29
0.15
0.10
0.11
0.07
Current Liabilities
26.17
33.61
199.77
127.48
111.93
84.25
73.38
57.25
43.09
Trade Payables
0.78
0.97
0.00
0.00
0.00
0.73
0.00
0.00
0.00
Other Current Liabilities
24.59
13.23
130.87
65.50
61.87
30.53
15.55
21.40
18.81
Short Term Borrowings
0.00
0.00
49.76
42.38
33.39
41.62
50.39
31.17
21.39
Short Term Provisions
0.80
19.42
19.13
19.60
16.68
11.38
7.45
4.69
2.89
Total Liabilities
917.49
766.93
478.38
231.47
208.09
145.78
117.40
86.06
67.17
Net Block
4.45
3.51
2.82
2.53
1.94
1.61
1.82
1.04
1.08
Gross Block
7.15
5.42
4.29
3.63
2.95
2.50
2.57
1.68
1.61
Accumulated Depreciation
2.71
1.91
1.47
1.11
1.00
0.89
0.75
0.64
0.53
Non Current Assets
34.33
6.83
93.25
37.96
36.35
18.08
15.42
16.62
13.46
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Non Current Investment
3.26
3.32
2.70
2.40
1.40
0.00
0.00
0.00
0.00
Long Term Loans & Adv.
26.63
0.00
77.23
26.86
26.26
14.10
10.87
14.60
10.14
Other Non Current Assets
0.00
0.00
10.50
6.17
6.75
2.36
2.72
0.98
2.25
Current Assets
883.17
760.11
385.13
193.51
171.74
127.69
101.99
69.44
53.72
Current Investments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
0.00
0.00
7.42
5.54
1.97
1.23
0.81
0.57
0.56
Cash & Bank
96.84
68.54
18.85
21.38
10.70
16.76
15.09
7.50
8.76
Other Current Assets
786.33
1.17
0.30
0.00
159.07
109.70
86.08
61.37
44.40
Short Term Loans & Adv.
784.65
690.40
358.55
166.58
159.07
109.70
86.08
61.37
43.90
Net Current Assets
857.00
726.50
185.36
66.02
59.81
43.45
28.61
12.18
10.62
Total Assets
917.50
766.94
478.38
231.47
208.09
145.77
117.41
86.06
67.18

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Cash From Operating Activity
-75.45
-220.76
-202.57
21.42
-1.03
6.87
-6.23
-24.43
3.70
PBT
53.78
36.23
9.79
9.87
12.11
9.26
6.67
4.75
4.55
Adjustment
-103.02
-76.05
39.87
25.77
15.37
11.18
9.09
0.22
0.12
Changes in Working Capital
-122.14
-249.89
-248.26
-10.79
-24.14
-10.59
-19.79
-27.76
0.32
Cash after chg. in Working capital
-171.38
-289.71
-198.59
24.85
3.34
9.85
-4.03
-22.78
4.98
Interest Paid
-86.12
-57.69
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
-17.75
-8.16
-3.98
-3.43
-4.37
-2.98
-2.20
-1.65
-1.29
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
199.81
134.80
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
1.90
-0.63
-12.24
-1.68
-6.91
-1.85
-2.45
0.07
-0.22
Net Fixed Assets
-0.15
0.59
-0.05
0.24
-0.19
0.14
-0.86
-0.07
Net Investments
-11.28
-28.67
-7.00
-5.00
-0.42
0.00
-5.00
-3.00
Others
13.33
27.45
-5.19
3.08
-6.30
-1.99
3.41
3.14
Cash from Financing Activity
93.65
251.73
205.40
-9.45
1.26
-5.48
16.46
21.98
3.94
Net Cash Inflow / Outflow
20.10
30.34
-9.41
10.29
-6.67
-0.45
7.78
-2.39
7.42
Opening Cash & Equivalents
38.32
7.98
17.39
7.30
13.97
13.33
5.55
7.93
0.51
Closing Cash & Equivalent
58.42
38.32
7.98
17.59
7.30
12.87
13.33
5.55
7.93

Financial Ratios

Consolidated /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Book Value (Rs.)
203.02
175.99
82.17
73.65
65.65
56.07
48.68
40.00
29.31
ROA
4.93%
4.24%
2.06%
2.88%
4.52%
4.68%
4.45%
4.36%
4.56%
ROE
28.25%
29.49%
13.52%
13.11%
18.98%
16.98%
16.09%
19.36%
25.62%
ROCE
17.71%
16.04%
13.34%
16.34%
17.16%
16.63%
16.71%
15.38%
18.21%
Fixed Asset Turnover
33.65
28.63
19.70
16.28
14.93
11.66
11.51
10.32
9.64
Receivable days
0.00
0.00
30.34
25.60
14.37
12.60
10.32
12.11
13.09
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
7.71
12.26
0.00
0.00
17.88
21.40
0.00
0.00
0.00
Cash Conversion Cycle
-7.71
-12.26
30.34
25.60
-3.52
-8.80
10.32
12.11
13.09
Total Debt/Equity
4.07
5.00
6.95
2.71
2.73
2.39
2.22
2.55
3.03
Interest Cover
1.61
1.61
1.29
1.44
1.79
1.86
1.73
1.83
1.81

Annual Reports:

FY 2020
FY 2019
FY 2018
FY 2017
FY 2016
FY 2015
FY 2014
FY 2013

News Update:


  • Arman Financial Serv - Quarterly Results
    11th Nov 2020, 17:11 PM

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.