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Nifty
Sensex
:
:
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52.35 (0.29%)
85.88 (0.14%)

Arman Financial Services Ltd.

Finance - NBFC - MFI

Rating :
37/99

BSE: 531179 | NSE: ARMANFIN

NSE BSE
819.90
17-Jan-2022
  • Open
  • High
  • Low
  • Previous Close
  •  836.95
  •  836.95
  •  812.00
  •  813.20
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  6390
  •  52.35
  •  1105.00
  •  513.90

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 695.04
  • 56.82
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 1,248.08
  • N/A
  • 3.58

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 27.45%
  • 3.55%
  • 32.43%
  • FII
  • DII
  • Others
  • 4.84%
  • 0.00%
  • 31.73%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 28.55
  • 28.94
  • 11.19

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 24.12
  • 21.91
  • -1.59

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 13.25
  • 10.94
  • -26.21

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 14.85
  • 18.03
  • 16.62

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 2.66
  • 3.12
  • 3.19

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 8.15
  • 9.04
  • 9.57

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 21
Sep 20
Var%
Jun 21
Jun 20
Var%
Mar 21
Mar 20
Var%
Dec 20
Dec 19
Var%
Net Sales
50.32
50.77
-0.89%
49.33
48.64
1.42%
43.91
54.82
-19.90%
47.20
56.51
-16.47%
Expenses
23.55
30.89
-23.76%
23.15
20.20
14.60%
25.01
27.49
-9.02%
27.14
17.42
55.80%
EBITDA
26.76
19.89
34.54%
26.18
28.44
-7.95%
18.90
27.32
-30.82%
20.07
39.09
-48.66%
EBIDTM
53.19%
39.16%
53.07%
58.46%
43.04%
49.84%
42.51%
69.17%
Other Income
0.50
0.92
-45.65%
0.37
0.33
12.12%
0.40
0.73
-45.21%
0.67
0.53
26.42%
Interest
19.69
18.64
5.63%
19.84
21.93
-9.53%
19.25
24.89
-22.66%
17.21
21.29
-19.16%
Depreciation
0.21
0.20
5.00%
0.21
0.21
0.00%
0.20
0.21
-4.76%
0.20
0.21
-4.76%
PBT
7.36
1.96
275.51%
6.50
6.63
-1.96%
-0.15
2.96
-
3.33
18.12
-81.62%
Tax
2.51
0.45
457.78%
2.93
1.32
121.97%
-1.02
-0.85
-
0.40
4.56
-91.23%
PAT
4.85
1.52
219.08%
3.57
5.31
-32.77%
0.87
3.81
-77.17%
2.92
13.56
-78.47%
PATM
9.64%
2.98%
7.24%
10.91%
1.98%
6.95%
6.19%
24.00%
EPS
5.71
1.78
220.79%
4.21
6.28
-32.96%
1.02
4.50
-77.33%
3.44
16.05
-78.57%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Net Sales
190.76
190.94
211.51
138.91
78.01
53.57
40.69
29.60
24.47
16.98
15.50
Net Sales Growth
-9.48%
-9.73%
52.26%
78.07%
45.62%
31.65%
37.47%
20.96%
44.11%
9.55%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
190.76
190.94
211.51
138.91
78.01
53.57
40.69
29.60
24.47
16.98
15.50
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
98.85
103.20
72.20
43.87
34.76
20.98
13.12
9.53
8.64
6.47
5.39
Power & Fuel Cost
-
0.34
0.35
0.24
0.16
0.12
0.10
0.08
0.06
0.05
0.03
% Of Sales
-
0.18%
0.17%
0.17%
0.21%
0.22%
0.25%
0.27%
0.25%
0.29%
0.19%
Employee Cost
-
35.57
36.46
25.64
16.38
10.19
6.28
5.22
4.55
3.26
2.17
% Of Sales
-
18.63%
17.24%
18.46%
21.00%
19.02%
15.43%
17.64%
18.59%
19.20%
14.00%
Manufacturing Exp.
-
3.43
3.43
2.30
1.58
1.11
0.81
0.62
0.49
0.40
0.37
% Of Sales
-
1.80%
1.62%
1.66%
2.03%
2.07%
1.99%
2.09%
2.00%
2.36%
2.39%
General & Admin Exp.
-
9.25
11.21
9.37
7.97
6.08
4.45
2.41
2.82
2.16
2.11
% Of Sales
-
4.84%
5.30%
6.75%
10.22%
11.35%
10.94%
8.14%
11.52%
12.72%
13.61%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
54.95
21.11
6.55
8.84
3.60
1.58
1.29
0.78
0.65
0.00
% Of Sales
-
28.78%
9.98%
4.72%
11.33%
6.72%
3.88%
4.36%
3.19%
3.83%
4.77%
EBITDA
91.91
87.74
139.31
95.04
43.25
32.59
27.57
20.07
15.83
10.51
10.11
EBITDA Margin
48.18%
45.95%
65.86%
68.42%
55.44%
60.84%
67.76%
67.80%
64.69%
61.90%
65.23%
Other Income
1.94
2.99
3.64
0.67
1.17
0.09
0.10
0.17
0.07
0.08
0.16
Interest
75.99
78.15
88.38
59.00
34.25
22.52
15.38
10.74
9.12
5.73
5.62
Depreciation
0.82
0.81
0.80
0.48
0.37
0.29
0.18
0.24
0.11
0.11
0.10
PBT
17.04
11.76
53.78
36.23
9.79
9.87
12.11
9.26
6.67
4.75
4.55
Tax
4.82
1.15
12.26
9.80
2.50
3.54
4.11
3.10
2.14
1.41
1.49
Tax Rate
28.29%
9.78%
22.80%
27.05%
25.54%
35.87%
33.94%
33.48%
32.08%
29.68%
32.75%
PAT
12.21
10.62
41.52
26.43
7.30
6.32
8.00
6.16
4.53
3.34
3.06
PAT before Minority Interest
12.21
10.62
41.52
26.43
7.30
6.32
8.00
6.16
4.53
3.34
3.06
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
6.40%
5.56%
19.63%
19.03%
9.36%
11.80%
19.66%
20.81%
18.51%
19.67%
19.74%
PAT Growth
-49.55%
-74.42%
57.09%
262.05%
15.51%
-21.00%
29.87%
35.98%
35.63%
9.15%
 
EPS
14.36
12.49
48.85
31.09
8.59
7.44
9.41
7.25
5.33
3.93
3.60

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Shareholder's Funds
186.76
172.23
123.21
56.90
56.00
50.46
39.25
33.71
22.75
19.68
Share Capital
8.49
8.45
6.95
6.92
11.92
11.92
6.92
6.92
5.65
4.08
Total Reserves
178.13
163.12
115.40
49.98
44.08
38.54
31.90
26.79
16.95
7.87
Non-Current Liabilities
650.02
670.34
610.11
221.71
47.99
45.70
22.28
10.31
6.06
4.40
Secured Loans
647.49
659.33
590.47
207.10
48.17
45.77
22.35
10.28
6.01
4.24
Unsecured Loans
15.00
15.00
21.56
15.00
0.00
0.00
0.00
0.00
0.00
0.00
Long Term Provisions
0.90
0.80
0.00
0.66
0.26
0.29
0.15
0.10
0.11
0.07
Current Liabilities
122.93
74.93
33.61
199.77
127.48
111.93
84.25
73.38
57.25
43.09
Trade Payables
0.76
0.78
0.97
0.27
0.00
0.96
0.73
0.00
0.00
0.00
Other Current Liabilities
25.37
24.59
13.23
130.61
65.50
60.91
30.53
15.55
21.40
18.81
Short Term Borrowings
58.93
23.44
0.00
49.76
42.38
33.39
41.62
50.39
31.17
21.39
Short Term Provisions
37.86
26.12
19.42
19.13
19.60
16.68
11.38
7.45
4.69
2.89
Total Liabilities
959.71
917.50
766.93
478.38
231.47
208.09
145.78
117.40
86.06
67.17
Net Block
4.08
4.45
3.51
2.82
2.53
1.94
1.61
1.82
1.04
1.08
Gross Block
7.59
7.15
5.42
4.29
3.63
2.95
2.50
2.57
1.68
1.61
Accumulated Depreciation
3.52
2.71
1.91
1.47
1.11
1.00
0.89
0.75
0.64
0.53
Non Current Assets
7.25
7.70
6.83
93.25
37.96
36.35
18.08
15.42
16.62
13.46
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Non Current Investment
3.18
3.26
3.32
2.70
2.40
1.40
0.00
0.00
0.00
0.00
Long Term Loans & Adv.
0.00
0.00
0.00
77.23
26.86
26.26
14.10
10.87
14.60
10.14
Other Non Current Assets
0.00
0.00
0.00
10.50
6.17
6.75
2.36
2.72
0.98
2.25
Current Assets
952.45
909.80
760.11
385.13
193.51
171.74
127.69
101.99
69.44
53.72
Current Investments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
0.00
0.00
0.00
7.42
5.54
1.97
1.23
0.81
0.57
0.56
Cash & Bank
168.37
96.84
68.54
18.85
21.38
10.70
16.76
15.09
7.50
8.76
Other Current Assets
784.08
1.68
1.17
0.30
166.58
159.07
109.70
86.08
61.37
44.40
Short Term Loans & Adv.
772.74
811.28
690.40
358.55
166.58
159.07
109.70
86.08
61.37
43.90
Net Current Assets
829.52
834.86
726.50
185.36
66.02
59.81
43.45
28.61
12.18
10.62
Total Assets
959.70
917.50
766.94
478.38
231.47
208.09
145.77
117.41
86.06
67.18

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Cash From Operating Activity
5.91
-75.75
-220.76
-202.57
21.42
-1.03
6.87
-6.23
-24.43
3.70
PBT
11.76
53.78
36.23
9.79
9.87
12.11
9.26
6.67
4.75
4.55
Adjustment
-70.86
-103.02
-76.05
39.87
25.77
15.37
11.67
9.09
0.22
0.12
Changes in Working Capital
-34.54
-122.84
-249.89
-248.26
-10.79
-24.14
-11.08
-19.79
-27.76
0.32
Cash after chg. in Working capital
-93.63
-172.08
-289.71
-198.59
24.85
3.34
9.85
-4.03
-22.78
4.98
Interest Paid
-75.72
-86.12
-57.69
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
-6.37
-17.75
-8.16
-3.98
-3.43
-4.37
-2.98
-2.20
-1.65
-1.29
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
181.63
200.21
134.80
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
1.52
1.90
-0.63
-12.24
-1.68
-6.91
-0.75
-2.45
0.07
-0.22
Net Fixed Assets
-0.04
-0.15
0.59
-0.05
0.24
-0.19
0.14
-0.86
-0.07
Net Investments
0.65
-11.28
-28.67
-7.00
-5.00
-0.42
0.00
-5.00
-3.00
Others
0.91
13.33
27.45
-5.19
3.08
-6.30
-0.89
3.41
3.14
Cash from Financing Activity
22.20
93.82
251.73
205.40
-9.45
1.26
-5.48
16.46
21.98
3.94
Net Cash Inflow / Outflow
29.63
19.97
30.34
-9.41
10.29
-6.67
0.64
7.78
-2.39
7.42
Opening Cash & Equivalents
58.29
38.32
7.98
17.39
7.30
13.97
13.33
5.55
7.93
0.51
Closing Cash & Equivalent
87.92
58.29
38.32
7.98
17.59
7.30
13.97
13.33
5.55
7.93

Financial Ratios

Consolidated /

Standalone
Description
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Book Value (Rs.)
219.85
203.02
175.99
82.17
73.65
65.65
56.07
48.68
40.00
29.31
ROA
1.13%
4.93%
4.24%
2.06%
2.88%
4.52%
4.68%
4.45%
4.36%
4.56%
ROE
5.93%
28.25%
29.49%
13.52%
13.11%
18.98%
16.98%
16.09%
19.36%
25.62%
ROCE
10.11%
17.71%
16.04%
13.34%
16.34%
17.16%
16.63%
16.71%
15.38%
18.21%
Fixed Asset Turnover
25.89
33.65
28.63
19.70
16.28
14.93
11.66
11.51
10.32
9.64
Receivable days
0.00
0.00
0.00
30.34
25.60
14.37
12.60
10.32
12.11
13.09
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
6.96
7.71
12.26
5.21
0.00
41.50
21.40
0.00
0.00
0.00
Cash Conversion Cycle
-6.96
-7.71
-12.26
25.13
25.60
-27.13
-8.80
10.32
12.11
13.09
Total Debt/Equity
3.87
4.07
5.00
6.95
2.71
2.73
2.39
2.22
2.55
3.03
Interest Cover
1.15
1.61
1.61
1.29
1.44
1.79
1.86
1.73
1.83
1.81

Annual Reports:

FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016
FY 2015
FY 2014
FY 2013

News Update:


  • Arman Financial Serv - Quarterly Results
    13th Nov 2021, 18:47 PM

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.