Nifty
:
17767.35
Sensex
:
60605.79
-86.70 (-0.49%)
-236.09 (-0.39%)
Nifty
Sensex
:
:
17767.35
60605.79
-86.70 (-0.49%)
-236.09 (-0.39%)

Arman Financial Services Ltd.

Finance - NBFC - MFI

Rating :
70/99

BSE: 531179 | NSE: ARMANFIN

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 1,251.30
  • 21.18
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 2,098.65
  • N/A
  • 4.01

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 27.35%
  • 3.47%
  • 31.60%
  • FII
  • DII
  • Others
  • 5.13%
  • 0.00%
  • 32.45%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 30.00
  • 24.57
  • 3.43

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 29.08
  • 25.55
  • -0.64

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 25.24
  • 34.15
  • -8.58

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 17.18
  • 21.41
  • 28.91

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 3.14
  • 3.54
  • 3.51

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 9.05
  • 9.90
  • 10.91

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 22
Sep 21
Var%
Jun 22
Jun 21
Var%
Mar 22
Mar 21
Var%
Dec 21
Dec 20
Var%
Net Sales
91.62
50.32
82.07%
78.38
49.33
58.89%
75.65
43.91
72.28%
57.77
47.20
22.39%
Expenses
29.60
23.55
25.69%
30.04
23.15
29.76%
28.70
25.01
14.75%
23.69
27.14
-12.71%
EBITDA
62.02
26.76
131.76%
48.34
26.18
84.64%
46.96
18.90
148.47%
34.08
20.07
69.81%
EBIDTM
67.69%
53.19%
61.67%
53.07%
62.07%
43.04%
59.00%
42.51%
Other Income
1.03
0.50
106.00%
0.52
0.37
40.54%
0.16
0.40
-60.00%
0.91
0.67
35.82%
Interest
36.07
19.69
83.19%
28.57
19.84
44.00%
24.70
19.25
28.31%
25.21
17.21
46.48%
Depreciation
0.26
0.21
23.81%
0.27
0.21
28.57%
0.34
0.20
70.00%
0.20
0.20
0.00%
PBT
26.71
7.36
262.91%
20.01
6.50
207.85%
22.08
-0.15
-
9.58
3.33
187.69%
Tax
6.79
2.51
170.52%
4.30
2.93
46.76%
5.80
-1.02
-
2.56
0.40
540.00%
PAT
19.92
4.85
310.72%
15.71
3.57
340.06%
16.28
0.87
1,771.26%
7.02
2.92
140.41%
PATM
21.74%
9.64%
20.05%
7.24%
21.52%
1.98%
12.15%
6.19%
EPS
23.46
5.71
310.86%
18.51
4.21
339.67%
19.17
1.02
1,779.41%
8.27
3.44
140.41%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Net Sales
303.42
234.01
194.36
211.51
138.91
78.01
53.57
40.69
29.60
24.47
16.98
Net Sales Growth
59.06%
20.40%
-8.11%
52.26%
78.07%
45.62%
31.65%
37.47%
20.96%
44.11%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
303.42
234.01
194.36
211.51
138.91
78.01
53.57
40.69
29.60
24.47
16.98
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
112.03
99.08
103.20
72.20
43.87
34.76
20.98
13.12
9.53
8.64
6.47
Power & Fuel Cost
-
0.46
0.34
0.35
0.24
0.16
0.12
0.10
0.08
0.06
0.05
% Of Sales
-
0.20%
0.17%
0.17%
0.17%
0.21%
0.22%
0.25%
0.27%
0.25%
0.29%
Employee Cost
-
41.85
35.57
36.46
25.64
16.38
10.19
6.28
5.22
4.55
3.26
% Of Sales
-
17.88%
18.30%
17.24%
18.46%
21.00%
19.02%
15.43%
17.64%
18.59%
19.20%
Manufacturing Exp.
-
4.18
3.43
3.43
2.30
1.58
1.11
0.81
0.62
0.49
0.40
% Of Sales
-
1.79%
1.76%
1.62%
1.66%
2.03%
2.07%
1.99%
2.09%
2.00%
2.36%
General & Admin Exp.
-
15.07
9.25
11.21
9.37
7.97
6.08
4.45
2.41
2.82
2.16
% Of Sales
-
6.44%
4.76%
5.30%
6.75%
10.22%
11.35%
10.94%
8.14%
11.52%
12.72%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
37.98
54.95
21.11
6.55
8.84
3.60
1.58
1.29
0.78
0.00
% Of Sales
-
16.23%
28.27%
9.98%
4.72%
11.33%
6.72%
3.88%
4.36%
3.19%
3.83%
EBITDA
191.40
134.93
91.16
139.31
95.04
43.25
32.59
27.57
20.07
15.83
10.51
EBITDA Margin
63.08%
57.66%
46.90%
65.86%
68.42%
55.44%
60.84%
67.76%
67.80%
64.69%
61.90%
Other Income
2.62
1.39
1.34
3.64
0.67
1.17
0.09
0.10
0.17
0.07
0.08
Interest
114.55
89.85
79.93
88.38
59.00
34.25
22.52
15.38
10.74
9.12
5.73
Depreciation
1.07
0.95
0.81
0.80
0.48
0.37
0.29
0.18
0.24
0.11
0.11
PBT
78.38
45.52
11.76
53.78
36.23
9.79
9.87
12.11
9.26
6.67
4.75
Tax
19.45
13.80
1.15
12.26
9.80
2.50
3.54
4.11
3.10
2.14
1.41
Tax Rate
24.82%
30.32%
9.78%
22.80%
27.05%
25.54%
35.87%
33.94%
33.48%
32.08%
29.68%
PAT
58.93
31.72
10.62
41.52
26.43
7.30
6.32
8.00
6.16
4.53
3.34
PAT before Minority Interest
58.93
31.72
10.62
41.52
26.43
7.30
6.32
8.00
6.16
4.53
3.34
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
19.42%
13.55%
5.46%
19.63%
19.03%
9.36%
11.80%
19.66%
20.81%
18.51%
19.67%
PAT Growth
382.64%
198.68%
-74.42%
57.09%
262.05%
15.51%
-21.00%
29.87%
35.98%
35.63%
 
EPS
69.33
37.32
12.49
48.85
31.09
8.59
7.44
9.41
7.25
5.33
3.93

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Shareholder's Funds
212.69
186.76
172.23
123.21
56.90
56.00
50.46
39.25
33.71
22.75
Share Capital
8.49
8.49
8.45
6.95
6.92
11.92
11.92
6.92
6.92
5.65
Total Reserves
204.08
178.13
163.12
115.40
49.98
44.08
38.54
31.90
26.79
16.95
Non-Current Liabilities
958.78
650.02
670.34
610.11
221.71
47.99
45.70
22.28
10.31
6.06
Secured Loans
949.13
647.49
659.33
590.47
207.10
48.17
45.77
22.35
10.28
6.01
Unsecured Loans
25.00
15.00
15.00
21.56
15.00
0.00
0.00
0.00
0.00
0.00
Long Term Provisions
1.16
0.90
0.80
0.00
0.66
0.26
0.29
0.15
0.10
0.11
Current Liabilities
81.43
123.21
74.93
33.61
199.77
127.48
111.93
84.25
73.38
57.25
Trade Payables
1.18
0.76
0.78
0.97
0.27
0.00
0.96
0.73
0.00
0.00
Other Current Liabilities
33.93
25.66
24.59
13.23
130.61
65.50
60.91
30.53
15.55
21.40
Short Term Borrowings
15.56
58.93
23.44
0.00
49.76
42.38
33.39
41.62
50.39
31.17
Short Term Provisions
30.77
37.86
26.12
19.42
19.13
19.60
16.68
11.38
7.45
4.69
Total Liabilities
1,252.90
959.99
917.50
766.93
478.38
231.47
208.09
145.78
117.40
86.06
Net Block
4.87
4.08
4.45
3.51
2.82
2.53
1.94
1.61
1.82
1.04
Gross Block
9.34
7.59
7.15
5.42
4.29
3.63
2.95
2.50
2.57
1.68
Accumulated Depreciation
4.46
3.52
2.71
1.91
1.47
1.11
1.00
0.89
0.75
0.64
Non Current Assets
10.81
7.25
7.70
6.83
93.25
37.96
36.35
18.08
15.42
16.62
Capital Work in Progress
0.03
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Non Current Investment
5.92
3.18
3.26
3.32
2.70
2.40
1.40
0.00
0.00
0.00
Long Term Loans & Adv.
0.00
0.00
0.00
0.00
77.23
26.86
26.26
14.10
10.87
14.60
Other Non Current Assets
0.00
0.00
0.00
0.00
10.50
6.17
6.75
2.36
2.72
0.98
Current Assets
1,242.08
952.73
909.80
760.11
385.13
193.51
171.74
127.69
101.99
69.44
Current Investments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
0.00
0.00
0.00
0.00
7.42
5.54
1.97
1.23
0.81
0.57
Cash & Bank
142.34
168.37
96.84
68.54
18.85
21.38
10.70
16.76
15.09
7.50
Other Current Assets
1,099.74
5.31
1.68
1.17
358.85
166.58
159.07
109.70
86.08
61.37
Short Term Loans & Adv.
1,095.29
779.05
811.28
690.40
358.55
166.58
159.07
109.70
86.08
61.37
Net Current Assets
1,160.65
829.52
834.86
726.50
185.36
66.02
59.81
43.45
28.61
12.18
Total Assets
1,252.89
959.98
917.50
766.94
478.38
231.47
208.09
145.77
117.41
86.06

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Cash From Operating Activity
-280.70
5.91
-75.75
-220.76
-202.57
21.42
-1.03
6.87
-6.23
-24.43
PBT
45.52
11.76
53.78
36.23
9.79
9.87
12.11
9.26
6.67
4.75
Adjustment
-124.64
-70.86
-103.02
-76.05
39.87
25.77
15.37
11.67
9.09
0.22
Changes in Working Capital
-323.63
-34.54
-122.84
-249.89
-248.26
-10.79
-24.14
-11.08
-19.79
-27.76
Cash after chg. in Working capital
-402.75
-93.63
-172.08
-289.71
-198.59
24.85
3.34
9.85
-4.03
-22.78
Interest Paid
-83.96
-75.72
-86.12
-57.69
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
-17.55
-6.37
-17.75
-8.16
-3.98
-3.43
-4.37
-2.98
-2.20
-1.65
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
223.56
181.63
200.21
134.80
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-1.97
1.52
1.90
-0.63
-12.24
-1.68
-6.91
-0.75
-2.45
0.07
Net Fixed Assets
-0.18
-0.04
-0.15
0.59
-0.05
0.24
-0.19
0.14
-0.86
-0.07
Net Investments
-27.85
-2.82
-11.28
-28.67
-7.00
-5.00
-0.42
0.00
-5.00
-3.00
Others
26.06
4.38
13.33
27.45
-5.19
3.08
-6.30
-0.89
3.41
3.14
Cash from Financing Activity
270.28
22.20
93.82
251.73
205.40
-9.45
1.26
-5.48
16.46
21.98
Net Cash Inflow / Outflow
-12.39
29.63
19.97
30.34
-9.41
10.29
-6.67
0.64
7.78
-2.39
Opening Cash & Equivalents
87.92
58.29
38.32
7.98
17.39
7.30
13.97
13.33
5.55
7.93
Closing Cash & Equivalent
75.53
87.92
58.29
38.32
7.98
17.59
7.30
13.97
13.33
5.55

Financial Ratios

Consolidated /

Standalone
Description
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Book Value (Rs.)
250.33
219.85
203.02
175.99
82.17
73.65
65.65
56.07
48.68
40.00
ROA
2.87%
1.13%
4.93%
4.24%
2.06%
2.88%
4.52%
4.68%
4.45%
4.36%
ROE
15.89%
5.93%
28.25%
29.49%
13.52%
13.11%
18.98%
16.98%
16.09%
19.36%
ROCE
12.83%
10.31%
17.71%
16.04%
13.34%
16.34%
17.16%
16.63%
16.71%
15.38%
Fixed Asset Turnover
27.64
26.36
33.65
28.63
19.70
16.28
14.93
11.66
11.51
10.32
Receivable days
0.00
0.00
0.00
0.00
30.34
25.60
14.37
12.60
10.32
12.11
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
0.00
7.71
12.26
5.21
0.00
41.50
21.40
0.00
0.00
Cash Conversion Cycle
0.00
0.00
-7.71
-12.26
25.13
25.60
-27.13
-8.80
10.32
12.11
Total Debt/Equity
4.66
3.87
4.07
5.00
6.95
2.71
2.73
2.39
2.22
2.55
Interest Cover
1.51
1.15
1.61
1.61
1.29
1.44
1.79
1.86
1.73
1.83

Annual Reports:

FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016
FY 2015
FY 2014
FY 2013

News Update:


  • Arman Financial Serv - Quarterly Results
    14th Nov 2022, 16:36 PM

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.