AU Small Finance Bank, 540611, AUBANK Share Price, Rating, Research, Analysis, Fundamental & Historical Data

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

45,671.59
29.04
10

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

43,054.15
0.16%
3.79

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

10 Years
5 Years
3 Years

-
22.71
18.35

EBITDA CAGR (%)

10 Years
5 Years
3 Years

-
47.67
85.72

PAT CAGR (%)

10 Years
5 Years
3 Years

-
30.19
6.85

P:E (Median)

8 Years
5 Years
3 Years

-
32.62
32.16

P:BV (Average)

8 Years
5 Years
3 Years

-
4.90
4.70

EV:EBITDA (Average)

8 Years
5 Years
3 Years

-
24.41
22.37

Quarterly Results

Standalone Figures in Rs. Crores /

Consolidated

Description Dec 23 Dec 22 Var% Sep 23 Sep 22 Var% Jun 23 Jun 22 Var% Mar 23 Mar 22 Var%
Net Sales 2,735.82 2,118.07 29.17% 2,531.05 1,992.29 27.04% 2,458.34 1,820.20 35.06% 2,274.85 1,667.03 36.46%
Expenses 1,117.48 891.91 25.29% 1,026.73 831.92 23.42% 1,015.29 741.08 37.00% 975.35 765.60 27.40%
EBITDA 1,618.34 1,226.16 31.98% 1,504.32 1,160.37 29.64% 1,443.05 1,079.11 33.73% 1,299.50 901.43 44.16%
EBIDTM 53.34% 56.35% 54.92% 56.09% 57.36% 57.18% 55.33% 48.48%
Other Income 449.69 294.89 52.49% 425.46 247.36 72.00% 315.12 159.15 98.00% 333.06 311.37 6.97%
Interest 1,410.95 965.34 46.16% 1,282.09 908.94 41.05% 1,212.13 844.20 43.58% 1,061.65 730.47 45.34%
Depreciation 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PBT 498.15 523.07 -4.76% 533.38 455.82 17.02% 513.06 355.70 44.24% 530.04 389.11 36.22%
Tax 122.90 130.24 -5.64% 131.55 113.23 16.18% 126.16 87.83 43.64% 105.41 43.03 144.97%
PAT 375.25 392.83 -4.48% 401.83 342.60 17.29% 386.90 267.87 44.44% 424.63 346.07 22.70%
PATM 13.72% 18.55% 15.88% 17.20% 15.74% 14.72% 18.67% 20.76%
EPS 5.61 5.87 -4.43% 6.00 5.12 17.19% 5.78 4.00 44.50% 6.35 5.17 22.82%

Description Dec 23 Dec 22 Var% Sep 23 Sep 22 Var% Jun 23 Jun 22 Var% Mar 23 Mar 22 Var%
Net Sales 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Expenses 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
EBITDA 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
EBIDTM 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Other Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Interest 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Depreciation 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PBT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Tax 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PAT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PATM 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EPS 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0

Annual Results

Standalone Figures in Rs. Crores /

Consolidated

Description TTM Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17
Net Sales 10,000.06 8,205.41 5,921.73 4,950.05 4,285.88 2,949.13 1,767.19 1,280.00 Net Sales Growth 31.62% 38.56% 19.63% 15.50% 45.33% 66.88% 38.06% Cost Of Goods Sold -0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 10,000.07 8,205.41 5,921.73 4,950.05 4,285.88 2,949.13 1,767.19 1,280.00 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 4,134.85 7,375.23 5,461.35 4,912.48 4,078.00 2,830.91 1,711.90 946.61 Power & Fuel Cost - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% Employee Cost - 1,793.03 1,378.92 980.17 759.62 601.11 424.89 192.78 % Of Sales - 21.85% 23.29% 19.80% 17.72% 20.38% 24.04% 15.06% Manufacturing Exp. - 3,440.27 2,412.77 1,658.43 1,417.86 1,082.61 752.61 352.83 % Of Sales - 41.93% 40.74% 33.50% 33.08% 36.71% 42.59% 27.56% General & Admin Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 154.83 360.97 669.44 283.20 141.78 132.56 97.47 % Of Sales - 1.89% 6.10% 13.52% 6.61% 4.81% 7.50% 7.61% EBITDA 5,865.21 830.18 460.38 37.57 207.88 118.22 55.29 333.39 EBITDA Margin 58.65% 10.12% 7.77% 0.76% 4.85% 4.01% 3.13% 26.05% Other Income 1,523.33 1,034.46 993.69 1,420.93 706.09 461.91 388.06 809.96 Interest 4,966.82 3,780.13 2,687.61 2,584.61 2,376.94 1,606.53 826.73 496.31 Depreciation 0.00 185.42 140.17 104.37 88.62 61.75 53.25 5.78 PBT 2,074.63 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Tax 486.02 436.72 324.24 287.82 239.19 198.32 151.31 321.37 Tax Rate 23.43% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% PAT 1,588.61 1,427.93 1,129.83 1,170.68 674.78 381.81 292.04 821.98 PAT before Minority Interest 1,588.61 1,427.93 1,129.83 1,170.68 674.78 381.81 292.04 821.98 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 15.89% 17.40% 19.08% 23.65% 15.74% 12.95% 16.53% 64.22% PAT Growth 17.73% 26.38% -3.49% 73.49% 76.73% 30.74% -64.47% EPS 23.74 21.34 16.88 17.49 10.08 5.71 4.36 12.28

Description TTM Mar 17
Net Sales - 1,429.47 Net Sales Growth - Cost Of Goods Sold - 0.00 Gross Profit - 1,429.47 GP Margin - 100% Total Expenditure - 503.51 Power & Fuel Cost - 3.71 % Of Sales - 0.26% Employee Cost - 185.13 % Of Sales - 12.95% Manufacturing Exp. - 88.89 % Of Sales - 6.22% General & Admin Exp. - 61.84 % Of Sales - 4.33% Selling & Distn. Exp. - 0.00 % Of Sales - 0% Miscellaneous Exp. - 167.65 % Of Sales - 11.73% EBITDA - 925.96 EBITDA Margin - 64.78% Other Income - 97.87 Interest - 531.35 Depreciation - 6.09 PBT - 486.39 Tax - 321.37 Tax Rate - 29.70% PAT - 760.85 PAT before Minority Interest - 760.85 Minority Interest - 0.00 PAT Margin - 53.23% PAT Growth - EPS - 11.37

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated

Description Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17
Shareholder's Funds 10,977.34 7,514.01 6,275.22 4,376.81 3,162.89 2,281.18 1,987.59 Share Capital 666.75 314.90 312.21 304.12 292.36 285.70 284.25 Total Reserves 10,266.57 7,157.78 5,859.89 4,020.56 2,652.59 1,977.98 1,697.19 Non-Current Liabilities 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Secured Loans 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Unsecured Loans 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Long Term Provisions 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Current Liabilities 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Trade Payables 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Other Current Liabilities 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Short Term Borrowings 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Short Term Provisions 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total Liabilities 10,977.34 7,514.01 6,275.22 4,376.81 3,162.89 2,281.18 1,987.59 Net Block 707.29 608.67 477.37 438.26 439.68 380.38 35.98 Gross Block 1,340.48 1,061.02 796.68 658.98 576.62 461.36 65.83 Accumulated Depreciation 633.19 452.35 319.30 220.72 136.95 80.98 29.85 Non Current Assets 20,812.15 15,929.08 11,297.78 11,116.21 7,608.70 3,436.68 2,426.16 Capital Work in Progress 32.85 13.90 5.00 9.74 7.35 5.71 239.87 Non Current Investment 20,072.01 15,306.50 10,815.41 10,668.22 7,161.67 3,050.59 2,150.31 Long Term Loans & Adv. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Other Non Current Assets 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Current Assets 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Current Investments 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash & Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Other Current Assets 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Short Term Loans & Adv. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Net Current Assets 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total Assets 20,812.15 15,929.08 11,297.78 11,116.21 7,608.70 3,436.68 2,426.16

Description Mar 17
Shareholder's Funds 1,987.59 Share Capital 284.25 Total Reserves 1,697.19 Non-Current Liabilities 5,052.51 Secured Loans 3,861.74 Unsecured Loans 1,075.00 Long Term Provisions 68.57 Current Liabilities 2,759.66 Trade Payables 0.00 Other Current Liabilities 1,757.96 Short Term Borrowings 994.05 Short Term Provisions 7.65 Total Liabilities 9,799.76 Net Block 35.98 Gross Block 65.83 Accumulated Depreciation 29.85 Non Current Assets 5,446.58 Capital Work in Progress 239.87 Non Current Investment 615.22 Long Term Loans & Adv. 19.46 Other Non Current Assets 18.28 Current Assets 4,353.18 Current Investments 1,535.10 Inventories 0.00 Sundry Debtors 0.00 Cash & Bank 624.50 Other Current Assets 2,193.59 Short Term Loans & Adv. 2,123.79 Net Current Assets 1,593.52 Total Assets 9,799.76

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated

Description Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17
Cash From Operating Activity 5,493.64 6,848.98 5,056.10 659.57 847.78 2,504.77 -2,404.86 PBT 1,864.64 1,454.07 1,458.51 913.98 580.13 443.35 1,143.34 Adjustment 447.28 605.55 777.20 387.35 223.94 176.46 35.40 Changes in Working Capital 3,551.66 5,174.22 3,134.72 -372.83 236.69 2,039.12 -3,263.21 Cash after chg. in Working capital 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Interest Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Tax Paid -369.93 -384.86 -314.33 -268.92 -192.98 -154.16 -320.39 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity -4,319.50 -4,753.37 -989.74 -1,267.45 -2,304.59 -1,889.55 552.44 Net Fixed Assets -298.41 -273.24 -132.96 -84.75 -116.90 -161.37 Net Investments -4,765.51 -4,491.09 -147.19 -3,506.55 -4,111.08 -900.28 Others 744.42 10.96 -709.59 2,323.85 1,923.39 -827.90 Cash from Financing Activity 2,322.52 -948.44 -2,654.70 2,237.36 1,435.79 521.04 2,447.97 Net Cash Inflow / Outflow 3,496.66 1,147.18 1,411.66 1,629.49 -21.03 1,136.26 595.55 Opening Cash & Equivalents 5,928.52 4,781.34 3,369.68 1,740.19 1,761.22 624.96 29.41 Closing Cash & Equivalent 9,425.17 5,928.52 4,781.34 3,369.68 1,740.19 1,761.22 624.96

Description Mar 17
Cash From Operating Activity 884.30 PBT 1,082.21 Adjustment -579.19 Changes in Working Capital 701.41 Cash after chg. in Working capital 1,204.43 Interest Paid 0.00 Tax Paid -320.13 Other Direct Exp. Paid 0.00 Extra & Other Items 0.00 Cash From Investing Activity -1,800.22 Net Fixed Assets Net Investments Others Cash from Financing Activity 1,021.53 Net Cash Inflow / Outflow 105.62 Opening Cash & Equivalents 336.13 Closing Cash & Equivalent 441.75

Financial Ratios

Standalone /

Consolidated

Description Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17
Book Value (Rs.) 163.98 118.65 98.84 142.20 100.73 79.23 69.71 ROA 1.79% 1.87% 2.50% 1.81% 1.48% 2.04% 8.40% ROE 15.52% 16.56% 22.31% 18.56% 14.66% 13.76% 41.48% ROCE 14.98% 14.01% 15.60% 12.73% 11.87% 11.71% 18.00% Fixed Asset Turnover 0.00 0.00 0.00 0.00 0.00 0.00 23.99 Receivable days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash Conversion Cycle 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total Debt/Equity 0.58 0.80 1.14 2.39 2.92 3.37 3.59 Interest Cover 0.00 0.00 0.00 0.00 0.00 0.00 3.29

Description Mar 17
Book Value (Rs.) 69.71 ROA 8.59% ROE 49.96% ROCE 19.73% Fixed Asset Turnover 23.15 Receivable days 0.00 Inventory Days 0.00 Payable days 0.00 Cash Conversion Cycle 0.00 Total Debt/Equity 3.57 Interest Cover 3.04

Top Investors:

kotak flexicap fund

smallcap world fund, inc

new world fund inc

westbridge aif i

camas investments pte. ltd.

hdfc mutual fund - hdfc mid-cap opportunities fund

nomura india investment fund mother fund

uttam tibrewal

aditya birla sun life trustee private limited a/c aditya birla sun life flexi cap fund

nippon life india trustee ltd-a/c nippon india growth fund

Annual Reports:

News Update:

AU Small Finance Bank logs 25% growth in gross advances during Q4FY24
4th Apr 2024, 10:15 AM

CASA deposits stood at Rs 29,126 crore (provisional) as of March 31, 2024, posting a 9% rise in year-on-year terms against Rs 26,660 crore as of March 31, 2023
Read More
RBI imposes penalty on AU Small Finance Bank
20th Mar 2024, 14:22 PM

RBI has imposed penalty on account of ‘Cash-out’ in one of the Bank's ATM
Read More
AU Small Finance Bank starts operations at fifth branch in Indore
6th Mar 2024, 15:51 PM

This new branch expands AU SFB's banking touchpoint network to 49 in Madhya Pradesh
Read More
RBI approves amalgamation of Fincare Small Finance Bank with AU Small Finance Bank
5th Mar 2024, 12:06 PM

The effective date of the amalgamation shall be April 01, 2024
Read More
AU Small Fin. Bank - Quarterly Results
25th Jan 2024, 15:44 PM

Read More
AU Small Finance Bank gets CCI’s nod to amalgamate Fincare Small Finance Bank with itself
24th Jan 2024, 11:09 AM

The CCI in its meeting held on January 23, 2024, considered and approved the proposed Combination
Read More

AU Small Finance Bank Ltd.

Small Finance Bank

BSE: 540611 | NSE: AUBANK

Stock Summary

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Standalone Figures in Rs. Crores /

Annual Results

Standalone Figures in Rs. Crores /

Results Balance Sheet

Standalone Figures in Rs. Crores /

Cash Flow

Standalone Figures in Rs. Crores /

Financial Ratios

Standalone /

Top Investors:

Annual Reports:

News Update:

AU Small Finance Bank Ltd.

Small Finance Bank

BSE: 540611 | NSE: AUBANK

Stock Summary

Shareholding Pattern

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Standalone Figures in Rs. Crores /

Annual Results

Standalone Figures in Rs. Crores /

Results Balance Sheet

Standalone Figures in Rs. Crores /

Cash Flow

Standalone Figures in Rs. Crores /

Financial Ratios

Standalone /

Top Investors:

Annual Reports:

News Update: