Nifty
:
25471.10
Sensex
:
82626.76
-336.10 (-1.30%)
-1048.16 (-1.25%)
Nifty
Sensex
:
:
25471.10
82626.76
-336.10 (-1.30%)
-1048.16 (-1.25%)

Bajaj Finserv Ltd.

Finance - NBFC

Rating :
74/99

BSE: 532978 | NSE: BAJAJFINSV

NSE BSE
2023.20
13-Feb-2026
  • Open
  • High
  • Low
  • Previous Close
  •  2035
  •  2035
  •  2012.7
  •  2037.10
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  756233
  •  1530159859.5
  •  2195
  •  1733

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 3,23,429.35
  • 33.42
  • 1
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 4,47,864.36
  • 0.05%
  • 4.00

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 58.81%
  • 5.28%
  • 9.74%
  • FII
  • DII
  • Others
  • 8.06%
  • 10.20%
  • 7.91%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 20.62
  • 17.17
  • 17.70

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 22.06
  • 20.29
  • 10.61

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 16.89
  • 14.69
  • 11.40

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 35.72
  • 36.31
  • 34.09

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 4.79
  • 5.08
  • 4.50

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 13.28
  • 13.59
  • 10.90

Earnings Forecasts:

(Updated: 14-02-2026)
Description
2024
2025
2026
2027
Adj EPS
55.59
62.13
78.43
94.96
P/E Ratio
36.40
32.56
25.80
21.31
Revenue
133821
141972
168513
195286
EBITDA
49209.2
14533.5
18254.7
22861
Net Income
8872.31
10138.9
12871.3
15677.5
ROA
1.49
2.53
2.57
2.44
P/B Ratio
4.46
4.06
3.50
2.99
ROE
13.37
15.14
16.16
16.45
FCFF
25753.9
1804.86
2076.64
2388.17
FCFF Yield
3.97
0.28
0.32
0.37
Net Debt
268715
1634.9
1969.1
2427.96
BVPS
453.6
498.33
578.11
676.62

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Dec 25
Dec 24
Var%
Sep 25
Sep 24
Var%
Jun 25
Jun 24
Var%
Mar 25
Mar 24
Var%
Net Sales
39,708.06
32,041.81
23.93%
37,402.93
33,703.74
10.98%
35,439.08
31,479.93
12.58%
36,595.36
32,040.84
14.21%
Expenses
25,841.71
19,668.63
31.39%
23,352.48
21,420.27
9.02%
21,123.89
19,655.12
7.47%
23,867.86
21,108.30
13.07%
EBITDA
13,866.35
12,373.18
12.07%
14,050.45
12,283.47
14.39%
14,315.19
11,824.81
21.06%
12,727.50
10,932.54
16.42%
EBIDTM
34.92%
38.62%
37.57%
36.45%
40.39%
37.56%
34.78%
34.12%
Other Income
0.00
0.00
0
0.00
0.00
0
12.26
0.21
5,738.10%
1.07
1.09
-1.83%
Interest
7,232.45
6,276.27
15.23%
6,901.33
6,045.63
14.15%
6,807.10
5,592.01
21.73%
6,395.79
5,153.51
24.11%
Depreciation
329.83
288.50
14.33%
327.19
275.32
18.84%
317.33
267.01
18.85%
339.49
256.91
32.14%
PBT
5,924.58
5,808.41
2.00%
6,821.93
5,962.52
14.41%
7,203.02
5,966.00
20.73%
5,993.29
5,523.21
8.51%
Tax
1,558.71
1,399.62
11.37%
2,078.66
1,785.82
16.40%
1,874.47
1,759.13
6.56%
1,246.00
1,441.61
-13.57%
PAT
4,365.87
4,408.79
-0.97%
4,743.27
4,176.70
13.57%
5,328.55
4,206.87
26.66%
4,747.29
4,081.60
16.31%
PATM
10.99%
13.76%
12.68%
12.39%
15.04%
13.36%
12.97%
12.74%
EPS
13.96
13.98
-0.14%
14.05
13.08
7.42%
17.46
13.40
30.30%
15.14
13.29
13.92%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Net Sales
1,49,145.43
1,33,821.05
1,10,381.91
82,071.24
68,406.08
60,591.20
54,832.60
42,604.00
32,862.37
24,507.17
20,534.48
Net Sales Growth
15.38%
21.23%
34.50%
19.98%
12.90%
10.50%
28.70%
29.64%
34.09%
19.35%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
1,49,145.43
1,33,821.05
1,10,381.91
82,071.24
68,406.08
60,591.20
54,832.60
42,604.00
32,862.37
24,507.17
20,534.48
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
94,185.94
84,369.15
69,525.64
52,204.01
46,975.85
40,956.97
36,579.98
27,568.70
22,074.35
15,794.28
13,796.10
Power & Fuel Cost
-
0.29
0.11
0.32
5.31
9.08
9.60
40.90
32.39
17.53
12.82
% Of Sales
-
0.00%
0.00%
0.00%
0.01%
0.01%
0.02%
0.10%
0.10%
0.07%
0.06%
Employee Cost
-
12,069.62
10,360.95
8,767.15
6,559.58
4,698.34
4,755.11
3,801.77
2,744.83
1,000.73
768.04
% Of Sales
-
9.02%
9.39%
10.68%
9.59%
7.75%
8.67%
8.92%
8.35%
4.08%
3.74%
Manufacturing Exp.
-
60,410.87
50,977.27
36,064.35
32,709.51
27,945.00
24,201.10
19,808.08
16,194.58
3,540.31
11,912.74
% Of Sales
-
45.14%
46.18%
43.94%
47.82%
46.12%
44.14%
46.49%
49.28%
14.45%
58.01%
General & Admin Exp.
-
2,929.40
2,466.16
3,485.39
2,324.42
1,899.42
2,396.81
1,655.15
1,446.39
324.17
191.08
% Of Sales
-
2.19%
2.23%
4.25%
3.40%
3.13%
4.37%
3.88%
4.40%
1.32%
0.93%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
8,959.26
5,721.26
3,887.12
5,382.34
6,414.21
5,226.96
2,303.70
1,688.55
10,929.07
0.00
% Of Sales
-
6.69%
5.18%
4.74%
7.87%
10.59%
9.53%
5.41%
5.14%
44.60%
4.50%
EBITDA
54,959.49
49,451.90
40,856.27
29,867.23
21,430.23
19,634.23
18,252.62
15,035.30
10,788.02
8,712.89
6,738.38
EBITDA Margin
36.85%
36.95%
37.01%
36.39%
31.33%
32.40%
33.29%
35.29%
32.83%
35.55%
32.81%
Other Income
13.33
35.96
17.33
0.77
32.90
0.37
4.78
1.57
0.29
0.55
0.34
Interest
27,336.67
24,587.32
18,606.53
12,380.26
9,629.46
9,273.62
9,499.61
6,657.40
4,531.00
3,716.28
2,876.95
Depreciation
1,313.84
1,170.32
900.13
677.80
562.73
498.46
456.79
226.09
159.89
72.63
57.72
PBT
25,942.82
23,730.22
21,366.94
16,809.94
11,270.94
9,862.52
8,301.00
8,153.38
6,097.42
4,924.53
3,804.05
Tax
6,757.84
6,190.57
5,779.67
4,601.59
2,957.05
2,494.96
2,308.06
2,780.89
1,922.36
1,474.82
1,029.51
Tax Rate
26.05%
26.09%
27.05%
27.37%
26.24%
25.30%
27.80%
34.11%
31.53%
29.95%
27.06%
PAT
19,184.98
8,872.31
8,147.79
6,417.28
4,556.77
4,470.64
3,368.47
3,217.68
2,648.97
2,261.92
1,863.25
PAT before Minority Interest
9,664.39
17,557.64
15,595.36
12,209.54
8,313.53
7,367.56
5,992.94
5,372.49
4,175.06
3,449.71
2,774.54
Minority Interest
-9,520.59
-8,685.33
-7,447.57
-5,792.26
-3,756.76
-2,896.92
-2,624.47
-2,154.81
-1,526.09
-1,187.79
-911.29
PAT Margin
12.86%
6.63%
7.38%
7.82%
6.66%
7.38%
6.14%
7.55%
8.06%
9.23%
9.07%
PAT Growth
13.70%
8.89%
26.97%
40.83%
1.93%
32.72%
4.69%
21.47%
17.11%
21.40%
 
EPS
120.07
55.53
50.99
40.16
28.52
27.98
21.08
20.14
16.58
14.16
11.66

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Shareholder's Funds
72,395.31
60,328.64
46,407.34
40,246.80
35,830.00
31,301.25
23,740.07
20,482.94
16,150.33
13,598.50
Share Capital
159.60
159.41
159.26
79.57
79.57
79.57
79.57
79.57
79.57
79.57
Total Reserves
71,418.30
59,556.16
45,777.19
39,790.10
35,512.41
31,221.68
23,660.50
20,403.37
16,070.76
13,518.93
Non-Current Liabilities
1,65,822.94
1,29,473.98
1,01,134.64
85,080.01
64,502.21
59,705.86
45,642.45
52,869.50
55,026.30
44,002.98
Secured Loans
1,11,385.07
79,149.28
62,039.05
54,301.45
37,286.85
41,172.98
33,890.46
45,455.37
26,830.12
21,996.01
Unsecured Loans
53,790.44
49,864.26
39,583.38
31,111.71
27,531.42
19,091.11
12,242.23
8,023.13
5,558.34
2,553.35
Long Term Provisions
969.26
823.01
262.34
167.52
171.63
134.27
108.49
99.61
1,117.03
266.22
Current Liabilities
3,56,772.90
3,03,651.63
2,25,752.91
1,81,367.86
1,56,422.23
1,39,931.46
1,25,552.82
76,618.92
49,812.30
40,139.90
Trade Payables
7,964.85
6,277.42
6,330.80
4,821.89
4,838.76
3,938.89
3,940.65
3,999.21
7,450.78
5,983.82
Other Current Liabilities
1,59,465.45
1,38,651.42
1,09,137.22
1,01,066.26
87,865.68
69,165.16
67,412.91
59,873.26
29,211.80
24,841.08
Short Term Borrowings
1,89,174.33
1,58,585.29
1,09,818.85
75,101.24
63,094.74
66,342.29
53,621.66
12,216.22
8,897.42
5,538.49
Short Term Provisions
168.27
137.50
466.04
378.47
623.05
485.12
577.60
530.23
4,252.30
3,776.51
Total Liabilities
6,51,030.07
5,36,901.46
4,04,485.63
3,32,767.79
2,79,218.42
2,50,498.72
2,07,742.99
1,60,745.71
1,28,189.76
1,03,618.06
Net Block
6,268.07
5,425.21
4,301.16
3,549.99
3,142.37
3,178.38
2,058.85
1,753.76
1,639.51
1,273.54
Gross Block
10,197.25
8,798.69
7,006.03
5,777.51
5,069.64
4,749.18
3,216.39
2,774.58
2,600.14
2,145.60
Accumulated Depreciation
3,929.18
3,373.48
2,704.87
2,227.52
1,927.27
1,570.80
1,157.54
1,020.82
960.63
872.06
Non Current Assets
5,92,399.95
4,94,011.59
3,73,283.36
3,07,696.13
2,47,596.81
2,18,874.91
1,86,746.47
1,45,981.76
70,539.85
59,335.66
Capital Work in Progress
314.03
220.08
191.27
112.81
128.85
44.69
65.51
27.70
3.54
10.76
Non Current Investment
1,75,582.92
1,60,831.14
1,25,306.81
1,11,619.80
96,843.83
73,468.43
71,468.72
64,619.46
31,409.97
28,425.95
Long Term Loans & Adv.
1,715.10
762.87
699.70
524.80
381.85
440.65
305.49
209.10
407.24
424.73
Other Non Current Assets
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
5,051.44
4,422.13
Current Assets
58,630.12
42,889.87
31,202.27
25,071.66
31,621.61
31,623.81
20,996.52
14,763.95
57,649.91
44,282.40
Current Investments
14,546.86
9,295.70
10,868.92
7,602.28
16,850.31
18,389.86
10,248.32
4,847.11
10,416.17
5,819.24
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
8,319.35
5,973.86
3,458.64
3,004.81
2,753.07
2,814.88
2,365.27
1,806.95
26,907.90
19,174.45
Cash & Bank
15,736.80
12,386.66
5,377.22
4,403.03
3,410.49
2,525.23
1,588.89
1,606.44
1,498.67
2,167.51
Other Current Assets
20,027.11
14,192.55
10,529.88
9,638.27
8,607.74
7,893.84
6,794.04
6,503.45
18,827.17
17,121.20
Short Term Loans & Adv.
992.07
1,041.10
967.61
423.27
55.52
157.90
437.34
288.35
575.53
508.59
Net Current Assets
-2,98,142.78
-2,60,761.76
-1,94,550.64
-1,56,296.20
-1,24,800.62
-1,08,307.65
-1,04,556.30
-61,854.97
7,837.61
4,142.50
Total Assets
6,51,030.07
5,36,901.46
4,04,485.63
3,32,767.79
2,79,218.42
2,50,498.72
2,07,742.99
1,60,745.71
1,28,189.76
1,03,618.06

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Cash From Operating Activity
-62,113.25
-65,502.04
-39,479.54
-33,669.99
4,547.40
-23,369.03
-27,076.37
-19,580.16
0.00
0.00
PBT
23,748.21
21,375.03
16,811.13
11,270.58
9,862.34
8,301.66
8,154.74
6,098.71
0.00
0.00
Adjustment
1,422.54
-3,138.85
-2,218.32
951.71
-4,159.36
1,298.36
-2,625.33
-2,549.38
0.00
0.00
Changes in Working Capital
-80,279.54
-77,763.26
-49,445.78
-42,716.78
964.93
-30,313.38
-29,775.87
-21,031.65
0.00
0.00
Cash after chg. in Working capital
-55,108.79
-59,527.08
-34,852.97
-30,494.49
6,667.91
-20,713.36
-24,246.46
-17,482.32
0.00
0.00
Interest Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
-7,004.46
-5,974.96
-4,626.57
-3,175.50
-2,120.51
-2,655.67
-2,829.91
-2,097.84
0.00
0.00
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-7,986.54
-14,131.71
-13,945.21
1,445.43
-3,683.80
-9,948.00
-6,903.41
-921.50
0.00
0.00
Net Fixed Assets
-16.72
-1.48
-7.13
47.20
-7.02
-54.12
-26.80
-7.57
8.44
-0.20
Net Investments
-1,482.98
-1,322.72
-887.14
-690.94
-154.84
-402.47
-179.15
-91.92
-293.08
134.71
Others
-6,486.84
-12,807.51
-13,050.94
2,089.17
-3,521.94
-9,491.41
-6,697.46
-822.01
284.64
-134.51
Cash from Financing Activity
70,191.31
82,708.61
51,016.06
32,325.76
1,686.95
34,479.35
34,534.82
19,590.17
0.00
0.00
Net Cash Inflow / Outflow
91.52
3,074.86
-2,408.69
101.20
2,550.55
1,162.32
555.04
-911.49
0.00
0.00
Opening Cash & Equivalents
8,579.23
5,504.37
7,913.08
7,811.88
5,261.33
4,099.01
3,543.97
4,455.46
0.00
0.00
Closing Cash & Equivalent
8,670.75
8,579.23
5,504.39
7,913.08
7,811.88
5,261.33
4,099.01
3,543.97
0.00
0.00

Financial Ratios

Consolidated /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Book Value (Rs.)
448.48
374.60
288.44
250.53
223.65
1966.90
1491.77
1287.10
1014.09
854.10
ROA
2.96%
3.31%
3.31%
2.72%
2.78%
2.62%
2.92%
2.89%
2.98%
2.90%
ROE
26.75%
29.52%
28.46%
22.03%
22.03%
21.78%
24.30%
22.80%
23.21%
22.49%
ROCE
12.48%
13.20%
12.73%
11.47%
11.90%
12.65%
14.13%
14.11%
15.15%
15.35%
Fixed Asset Turnover
14.09
13.97
12.84
12.61
12.34
13.77
14.22
12.23
10.33
9.73
Receivable days
19.49
15.60
14.37
15.36
16.77
17.24
17.87
16.99
343.17
291.47
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
0.00
0.00
0.00
0.00
48.85
60.67
109.19
529.04
94.24
Cash Conversion Cycle
19.49
15.60
14.37
15.36
16.77
-31.61
-42.80
-92.20
-185.88
197.23
Total Debt/Equity
4.95
4.82
4.60
4.03
3.59
4.04
4.20
3.21
2.99
2.65
Interest Cover
1.97
2.15
2.36
2.17
2.06
1.87
2.22
2.35
2.33
2.32

Annual Reports:

FY 2025
FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016

News Update:


  • Bajaj Finserv - Quarterly Results
    5th Feb 2026, 00:00 AM

    Read More
  • Bajaj Finserv reports marginal decline in Q3 consolidated net profit
    4th Feb 2026, 16:43 PM

    Consolidated total income increased by 23.93% at Rs 39,708.06 crore for Q3FY26

    Read More
  • Bajaj Group completes acquisition of 23% stake in insurance companies
    9th Jan 2026, 11:41 AM

    The acquisition takes the ownership of the Bajaj Group in both insurance companies to 97% from 74%, giving Bajaj Finserv complete control of the insurance companies with 75.01% stake

    Read More
  • Bajaj Finserv’s life insurance arm reports new business premium of Rs 1086.57 crore in November
    9th Dec 2025, 10:58 AM

    Its unlisted insurance subsidiary -- Bajaj General Insurance has reported gross direct premium underwritten of Rs 3999.38 crore in the month of November 2025

    Read More
  • Bajaj Finserv reports 8% rise in Q2 consolidated net profit
    11th Nov 2025, 17:38 PM

    The consolidated total income of the company increased by 10.98% at Rs 37,402.93 crore for Q2FY26

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.