Bajaj Finserv, 532978, BAJAJFINSV Share Price, Rating, Research, Analysis, Fundamental & Historical Data

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

3,33,303.84
34.43
1

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

4,57,738.85
0.05%
4.36

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

10 Years
5 Years
3 Years

20.62
17.17
17.70

EBITDA CAGR (%)

10 Years
5 Years
3 Years

22.06
20.29
10.61

PAT CAGR (%)

10 Years
5 Years
3 Years

16.89
14.69
11.40

P:E (Median)

8 Years
5 Years
3 Years

35.73
36.65
34.50

P:BV (Average)

8 Years
5 Years
3 Years

4.79
5.08
4.57

EV:EBITDA (Average)

8 Years
5 Years
3 Years

13.39
13.82
11.27

Earnings Forecasts:

(Updated: 13-12-2025)

Description 2024 2025 2026 2027
Adj EPS 55.59 64.73 79.07 97.36
P/E Ratio 37.47 32.18 26.35 21.40
Revenue 133821 141272 167903 192650
EBITDA 49209.2 14779.3 18580 23330.8
Net Income 8872.31 10728.9 13231.6 16760.6
ROA 1.49 2.92 3.02 3.09
P/B Ratio 4.59 4.16 3.59 3.01
ROE 13.37 14.98 15.76 16.45
FCFF 25753.9 1804.9 2076.6 2388.2
FCFF Yield 3.93 0.28 0.32 0.36
Net Debt 268715 1711.3 2060.02 2529.7
BVPS 453.6 500.62 580.34 691.78

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone

Description Sep 25 Sep 24 Var% Jun 25 Jun 24 Var% Mar 25 Mar 24 Var% Dec 24 Dec 23 Var%
Net Sales 1,472.51 1,217.11 20.98% 434.37 909.11 -52.22% 64.64 43.63 48.15% 70.82 49.40 43.36%
Expenses 76.70 60.48 26.82% 63.85 59.41 7.47% 60.71 39.09 55.31% 64.93 49.04 32.40%
EBITDA 1,395.81 1,156.63 20.68% 370.52 849.70 -56.39% 3.93 4.54 -13.44% 5.89 0.36 1,536.11%
EBIDTM 94.79% 95.03% 85.30% 93.47% 6.08% 10.41% 8.32% 0.73%
Other Income 8.77 10.03 -12.56% 19.91 8.63 130.71% 9.28 10.64 -12.78% 9.57 7.90 21.14%
Interest 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Depreciation 1.35 0.91 48.35% 1.31 0.89 47.19% 1.55 0.88 76.14% 0.91 0.89 2.25%
PBT 1,403.23 1,165.75 20.37% 389.12 857.44 -54.62% 11.66 14.30 -18.46% 14.55 7.37 97.42%
Tax 318.05 258.18 23.19% 59.20 224.40 -73.62% 4.09 6.48 -36.88% 3.86 2.98 29.53%
PAT 1,085.18 907.57 19.57% 329.92 633.04 -47.88% 7.57 7.82 -3.20% 10.69 4.39 143.51%
PATM 73.70% 74.57% 75.95% 69.63% 11.71% 17.92% 15.09% 8.89%
EPS 6.79 5.68 19.54% 2.06 3.96 -47.98% 0.05 0.05 0.00% 0.07 0.03 133.33%

Description Sep 25 Sep 24 Var% Jun 25 Jun 24 Var% Mar 25 Mar 24 Var% Dec 24 Dec 23 Var%
Net Sales 37,402.93 33,703.74 10.98% 35,439.08 31,479.93 12.58% 36,595.36 32,040.84 14.21% 32,041.81 29,038.43 10.34%
Expenses 23,352.48 21,420.27 9.02% 21,123.89 19,655.12 7.47% 23,867.86 21,108.30 13.07% 19,668.63 18,600.61 5.74%
EBITDA 14,050.45 12,283.47 14.39% 14,315.19 11,824.81 21.06% 12,727.50 10,932.54 16.42% 12,373.18 10,437.82 18.54%
EBIDTM 37.57% 36.45% 40.39% 37.56% 34.78% 34.12% 38.62% 35.94%
Other Income 0.00 0.00 0 12.26 0.21 5,738.10% 1.07 1.09 -1.83% 0.00 0.00 0
Interest 6,901.33 6,045.63 14.15% 6,807.10 5,592.01 21.73% 6,395.79 5,153.51 24.11% 6,276.27 4,776.53 31.40%
Depreciation 327.19 275.32 18.84% 317.33 267.01 18.85% 339.49 256.91 32.14% 288.50 232.09 24.31%
PBT 6,821.93 5,962.52 14.41% 7,203.02 5,966.00 20.73% 5,993.29 5,523.21 8.51% 5,808.41 5,429.20 6.98%
Tax 2,078.66 1,785.82 16.40% 1,874.47 1,759.13 6.56% 1,246.00 1,441.61 -13.57% 1,399.62 1,385.66 1.01%
PAT 4,743.27 4,176.70 13.57% 5,328.55 4,206.87 26.66% 4,747.29 4,081.60 16.31% 4,408.79 4,043.54 9.03%
PATM 12.68% 12.39% 15.04% 13.36% 12.97% 12.74% 13.76% 13.92%
EPS 14.05 13.08 7.42% 17.46 13.40 30.30% 15.14 13.29 13.92% 13.98 13.55 3.17%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone

Description TTM Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Net Sales 2,042.34 2,261.68 1,699.29 1,076.47 623.83 323.73 779.86 423.05 241.90 153.90 242.65 Net Sales Growth -7.97% 33.10% 57.86% 72.56% 92.70% -58.49% 84.34% 74.89% 57.18% -36.58% Cost Of Goods Sold 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 2,042.34 2,261.68 1,699.29 1,076.47 623.83 323.73 779.86 423.05 241.90 153.90 242.65 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 266.19 245.53 193.51 169.79 161.56 142.25 130.38 121.02 83.69 59.54 55.59 Power & Fuel Cost - 0.29 0.11 0.32 5.31 9.08 9.60 40.90 32.39 17.53 12.82 % Of Sales - 0.01% 0.01% 0.03% 0.85% 2.80% 1.23% 9.67% 13.39% 11.39% 5.28% Employee Cost - 158.08 126.83 114.21 111.77 101.88 84.72 53.53 26.91 20.35 12.97 % Of Sales - 6.99% 7.46% 10.61% 17.92% 31.47% 10.86% 12.65% 11.12% 13.22% 5.35% Manufacturing Exp. - 20.72 19.50 20.45 28.37 23.53 21.68 51.78 42.62 28.29 24.05 % Of Sales - 0.92% 1.15% 1.90% 4.55% 7.27% 2.78% 12.24% 17.62% 18.38% 9.91% General & Admin Exp. - 40.03 28.16 19.86 11.99 7.05 7.91 5.01 6.63 4.86 12.40 % Of Sales - 1.77% 1.66% 1.84% 1.92% 2.18% 1.01% 1.18% 2.74% 3.16% 5.11% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 26.70 19.02 15.27 9.43 9.79 16.07 10.70 7.53 6.04 0.00 % Of Sales - 1.18% 1.12% 1.42% 1.51% 3.02% 2.06% 2.53% 3.11% 3.92% 2.54% EBITDA 1,776.15 2,016.15 1,505.78 906.68 462.27 181.48 649.48 302.03 158.21 94.36 187.06 EBITDA Margin 86.97% 89.14% 88.61% 84.23% 74.10% 56.06% 83.28% 71.39% 65.40% 61.31% 77.09% Other Income 47.53 37.51 34.62 71.14 105.17 68.30 35.30 25.51 10.36 11.10 9.13 Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Depreciation 5.12 4.26 3.48 3.20 4.22 4.68 2.90 1.55 1.36 1.46 1.38 PBT 1,818.56 2,049.40 1,536.92 974.62 563.22 245.10 681.88 325.99 167.21 104.00 194.81 Tax 385.20 490.53 366.86 242.10 138.99 66.32 15.02 18.82 25.59 33.98 31.68 Tax Rate 21.18% 23.94% 23.87% 24.84% 24.68% 27.06% 2.20% 5.77% 15.30% 32.67% 16.26% PAT 1,433.36 1,558.87 1,170.06 732.52 424.23 178.78 666.86 307.17 141.62 70.02 163.13 PAT before Minority Interest 1,433.36 1,558.87 1,170.06 732.52 424.23 178.78 666.86 307.17 141.62 70.02 163.13 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 70.18% 68.93% 68.86% 68.05% 68.00% 55.23% 85.51% 72.61% 58.54% 45.50% 67.23% PAT Growth -7.69% 33.23% 59.73% 72.67% 137.29% -73.19% 117.10% 116.90% 102.26% -57.08% EPS 8.97 9.76 7.32 4.58 2.66 1.12 4.17 1.92 0.89 0.44 1.02

Description TTM Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Net Sales 1,41,479.18 1,33,821.05 1,10,381.91 82,071.24 68,406.08 60,591.20 54,832.60 42,604.00 32,862.37 24,507.17 20,534.48 Net Sales Growth 12.05% 21.23% 34.50% 19.98% 12.90% 10.50% 28.70% 29.64% 34.09% 19.35% Cost Of Goods Sold 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 1,41,479.18 1,33,821.05 1,10,381.91 82,071.24 68,406.08 60,591.20 54,832.60 42,604.00 32,862.37 24,507.17 20,534.48 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 88,012.86 84,369.15 69,525.64 52,204.01 46,975.85 40,956.97 36,579.98 27,568.70 22,074.35 15,794.28 13,796.10 Power & Fuel Cost - 0.29 0.11 0.32 5.31 9.08 9.60 40.90 32.39 17.53 12.82 % Of Sales - 0.00% 0.00% 0.00% 0.01% 0.01% 0.02% 0.10% 0.10% 0.07% 0.06% Employee Cost - 12,069.62 10,360.95 8,767.15 6,559.58 4,698.34 4,755.11 3,801.77 2,744.83 1,000.73 768.04 % Of Sales - 9.02% 9.39% 10.68% 9.59% 7.75% 8.67% 8.92% 8.35% 4.08% 3.74% Manufacturing Exp. - 60,410.87 50,977.27 36,064.35 32,709.51 27,945.00 24,201.10 19,808.08 16,194.58 3,540.31 11,912.74 % Of Sales - 45.14% 46.18% 43.94% 47.82% 46.12% 44.14% 46.49% 49.28% 14.45% 58.01% General & Admin Exp. - 2,929.40 2,466.16 3,485.39 2,324.42 1,899.42 2,396.81 1,655.15 1,446.39 324.17 191.08 % Of Sales - 2.19% 2.23% 4.25% 3.40% 3.13% 4.37% 3.88% 4.40% 1.32% 0.93% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 8,959.26 5,721.26 3,887.12 5,382.34 6,414.21 5,226.96 2,303.70 1,688.55 10,929.07 0.00 % Of Sales - 6.69% 5.18% 4.74% 7.87% 10.59% 9.53% 5.41% 5.14% 44.60% 4.50% EBITDA 53,466.32 49,451.90 40,856.27 29,867.23 21,430.23 19,634.23 18,252.62 15,035.30 10,788.02 8,712.89 6,738.38 EBITDA Margin 37.79% 36.95% 37.01% 36.39% 31.33% 32.40% 33.29% 35.29% 32.83% 35.55% 32.81% Other Income 13.33 35.96 17.33 0.77 32.90 0.37 4.78 1.57 0.29 0.55 0.34 Interest 26,380.49 24,587.32 18,606.53 12,380.26 9,629.46 9,273.62 9,499.61 6,657.40 4,531.00 3,716.28 2,876.95 Depreciation 1,272.51 1,170.32 900.13 677.80 562.73 498.46 456.79 226.09 159.89 72.63 57.72 PBT 25,826.65 23,730.22 21,366.94 16,809.94 11,270.94 9,862.52 8,301.00 8,153.38 6,097.42 4,924.53 3,804.05 Tax 6,598.75 6,190.57 5,779.67 4,601.59 2,957.05 2,494.96 2,308.06 2,780.89 1,922.36 1,474.82 1,029.51 Tax Rate 25.55% 26.09% 27.05% 27.37% 26.24% 25.30% 27.80% 34.11% 31.53% 29.95% 27.06% PAT 19,227.90 8,872.31 8,147.79 6,417.28 4,556.77 4,470.64 3,368.47 3,217.68 2,648.97 2,261.92 1,863.25 PAT before Minority Interest 9,664.84 17,557.64 15,595.36 12,209.54 8,313.53 7,367.56 5,992.94 5,372.49 4,175.06 3,449.71 2,774.54 Minority Interest -9,563.06 -8,685.33 -7,447.57 -5,792.26 -3,756.76 -2,896.92 -2,624.47 -2,154.81 -1,526.09 -1,187.79 -911.29 PAT Margin 13.59% 6.63% 7.38% 7.82% 6.66% 7.38% 6.14% 7.55% 8.06% 9.23% 9.07% PAT Growth 16.47% 8.89% 26.97% 40.83% 1.93% 32.72% 4.69% 21.47% 17.11% 21.40% EPS 120.34 55.53 50.99 40.16 28.52 27.98 21.08 20.14 16.58 14.16 11.66

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Shareholder's Funds 8,371.89 6,568.97 5,248.07 4,368.20 3,800.92 3,535.43 3,135.06 2,879.75 2,766.02 2,695.98 Share Capital 159.60 159.41 159.26 79.57 79.57 79.57 79.57 79.57 79.57 79.57 Total Reserves 7,641.57 5,973.19 4,775.24 4,069.59 3,618.45 3,455.86 3,052.45 2,800.18 2,686.45 2,616.41 Non-Current Liabilities 80.55 29.45 8.75 8.78 12.47 0.89 1.88 2.01 19.00 19.35 Secured Loans 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Unsecured Loans 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Long Term Provisions 76.35 23.36 2.06 2.85 3.70 6.69 7.82 8.50 7.64 6.74 Current Liabilities 72.38 52.11 61.14 61.44 55.14 55.90 48.03 36.61 29.11 31.94 Trade Payables 8.50 2.78 2.33 2.03 2.15 2.10 4.69 2.85 1.54 2.63 Other Current Liabilities 62.93 48.60 38.95 39.25 32.92 34.28 23.89 13.61 8.32 7.69 Short Term Borrowings 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Short Term Provisions 0.95 0.73 19.86 20.16 20.07 19.52 19.45 20.15 19.25 21.62 Total Liabilities 8,524.82 6,650.53 5,317.96 4,438.42 3,868.53 3,592.22 3,184.97 2,918.37 2,814.13 2,747.27 Net Block 121.90 108.05 110.17 105.06 153.19 152.88 67.79 67.40 68.06 75.15 Gross Block 418.42 401.81 400.71 393.59 442.58 437.85 350.39 348.74 348.17 356.83 Accumulated Depreciation 296.52 293.76 290.54 288.53 289.39 284.97 282.60 281.34 280.11 281.68 Non Current Assets 7,236.79 5,632.16 4,861.60 4,243.13 3,284.65 3,381.47 3,068.39 2,833.22 2,593.82 2,213.07 Capital Work in Progress 4.58 4.47 4.09 4.08 2.29 0.00 33.34 8.19 1.19 0.97 Non Current Investment 6,671.45 5,452.25 4,687.92 4,074.76 3,079.51 3,200.72 2,933.81 2,735.26 2,489.71 2,102.88 Long Term Loans & Adv. 433.15 61.91 54.31 53.99 48.78 26.99 32.03 20.28 32.71 30.35 Other Non Current Assets 0.86 0.50 0.00 0.00 0.88 0.88 1.42 2.09 2.15 3.72 Current Assets 1,288.03 1,018.37 456.36 195.29 583.88 210.75 116.58 85.15 220.31 534.20 Current Investments 1,212.67 948.89 390.50 116.52 420.83 144.78 9.22 28.62 182.25 276.00 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 1.17 0.79 0.82 2.70 0.52 0.43 0.29 3.96 0.63 8.19 Cash & Bank 18.06 21.03 7.71 22.05 124.67 4.96 60.27 12.40 1.55 225.25 Other Current Assets 56.13 45.42 47.65 50.14 37.86 60.58 46.80 40.17 35.88 24.76 Short Term Loans & Adv. 5.44 2.24 9.68 3.88 1.92 4.23 7.65 0.99 1.17 0.84 Net Current Assets 1,215.65 966.26 395.22 133.85 528.74 154.85 68.55 48.54 191.20 502.26 Total Assets 8,524.82 6,650.53 5,317.96 4,438.42 3,868.53 3,592.22 3,184.97 2,918.37 2,814.13 2,747.27

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Shareholder's Funds 72,395.31 60,328.64 46,407.34 40,246.80 35,830.00 31,301.25 23,740.07 20,482.94 16,150.33 13,598.50 Share Capital 159.60 159.41 159.26 79.57 79.57 79.57 79.57 79.57 79.57 79.57 Total Reserves 71,418.30 59,556.16 45,777.19 39,790.10 35,512.41 31,221.68 23,660.50 20,403.37 16,070.76 13,518.93 Non-Current Liabilities 1,65,822.94 1,29,473.98 1,01,134.64 85,080.01 64,502.21 59,705.86 45,642.45 52,869.50 55,026.30 44,002.98 Secured Loans 1,11,385.07 79,149.28 62,039.05 54,301.45 37,286.85 41,172.98 33,890.46 45,455.37 26,830.12 21,996.01 Unsecured Loans 53,790.44 49,864.26 39,583.38 31,111.71 27,531.42 19,091.11 12,242.23 8,023.13 5,558.34 2,553.35 Long Term Provisions 969.26 823.01 262.34 167.52 171.63 134.27 108.49 99.61 1,117.03 266.22 Current Liabilities 3,56,772.90 3,03,651.63 2,25,752.91 1,81,367.86 1,56,422.23 1,39,931.46 1,25,552.82 76,618.92 49,812.30 40,139.90 Trade Payables 7,964.85 6,277.42 6,330.80 4,821.89 4,838.76 3,938.89 3,940.65 3,999.21 7,450.78 5,983.82 Other Current Liabilities 1,59,465.45 1,38,651.42 1,09,137.22 1,01,066.26 87,865.68 69,165.16 67,412.91 59,873.26 29,211.80 24,841.08 Short Term Borrowings 1,89,174.33 1,58,585.29 1,09,818.85 75,101.24 63,094.74 66,342.29 53,621.66 12,216.22 8,897.42 5,538.49 Short Term Provisions 168.27 137.50 466.04 378.47 623.05 485.12 577.60 530.23 4,252.30 3,776.51 Total Liabilities 6,51,030.07 5,36,901.46 4,04,485.63 3,32,767.79 2,79,218.42 2,50,498.72 2,07,742.99 1,60,745.71 1,28,189.76 1,03,618.06 Net Block 6,268.07 5,425.21 4,301.16 3,549.99 3,142.37 3,178.38 2,058.85 1,753.76 1,639.51 1,273.54 Gross Block 10,197.25 8,798.69 7,006.03 5,777.51 5,069.64 4,749.18 3,216.39 2,774.58 2,600.14 2,145.60 Accumulated Depreciation 3,929.18 3,373.48 2,704.87 2,227.52 1,927.27 1,570.80 1,157.54 1,020.82 960.63 872.06 Non Current Assets 5,92,399.95 4,94,011.59 3,73,283.36 3,07,696.13 2,47,596.81 2,18,874.91 1,86,746.47 1,45,981.76 70,539.85 59,335.66 Capital Work in Progress 314.03 220.08 191.27 112.81 128.85 44.69 65.51 27.70 3.54 10.76 Non Current Investment 1,75,582.92 1,60,831.14 1,25,306.81 1,11,619.80 96,843.83 73,468.43 71,468.72 64,619.46 31,409.97 28,425.95 Long Term Loans & Adv. 1,715.10 762.87 699.70 524.80 381.85 440.65 305.49 209.10 407.24 424.73 Other Non Current Assets 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5,051.44 4,422.13 Current Assets 58,630.12 42,889.87 31,202.27 25,071.66 31,621.61 31,623.81 20,996.52 14,763.95 57,649.91 44,282.40 Current Investments 14,546.86 9,295.70 10,868.92 7,602.28 16,850.31 18,389.86 10,248.32 4,847.11 10,416.17 5,819.24 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 8,319.35 5,973.86 3,458.64 3,004.81 2,753.07 2,814.88 2,365.27 1,806.95 26,907.90 19,174.45 Cash & Bank 15,736.80 12,386.66 5,377.22 4,403.03 3,410.49 2,525.23 1,588.89 1,606.44 1,498.67 2,167.51 Other Current Assets 20,027.11 14,192.55 10,529.88 9,638.27 8,607.74 7,893.84 6,794.04 6,503.45 18,827.17 17,121.20 Short Term Loans & Adv. 992.07 1,041.10 967.61 423.27 55.52 157.90 437.34 288.35 575.53 508.59 Net Current Assets -2,98,142.78 -2,60,761.76 -1,94,550.64 -1,56,296.20 -1,24,800.62 -1,08,307.65 -1,04,556.30 -61,854.97 7,837.61 4,142.50 Total Assets 6,51,030.07 5,36,901.46 4,04,485.63 3,32,767.79 2,79,218.42 2,50,498.72 2,07,742.99 1,60,745.71 1,28,189.76 1,03,618.06

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Cash From Operating Activity 1,723.80 1,343.52 787.71 610.59 169.36 638.83 312.30 141.92 41.51 96.29 PBT 2,049.40 1,536.92 974.62 563.22 245.10 681.88 325.99 167.21 104.00 194.81 Adjustment -85.98 -26.96 -5.93 -19.61 9.74 13.82 1.10 -1.27 -14.73 -45.61 Changes in Working Capital 205.45 202.92 60.73 209.82 -11.10 -38.71 8.91 8.12 -9.74 -16.66 Cash after chg. in Working capital 2,168.87 1,712.88 1,029.42 753.43 243.74 656.99 336.00 174.06 79.53 132.54 Interest Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Tax Paid -445.07 -369.36 -241.71 -142.84 -74.38 -18.16 -23.70 -32.14 -38.02 -36.25 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity -1,722.68 -1,304.37 -805.14 -565.49 -149.28 -575.48 -236.67 -103.52 -263.81 179.44 Net Fixed Assets -16.72 -1.48 -7.13 47.20 -7.02 -54.12 -26.80 -7.57 8.44 -0.20 Net Investments -1,482.98 -1,322.72 -887.14 -690.94 -154.84 -402.47 -179.15 -91.92 -293.08 134.71 Others -222.98 19.83 89.13 78.25 12.58 -118.89 -30.72 -4.03 20.83 44.93 Cash from Financing Activity -4.05 -25.42 3.05 -47.73 -0.18 -118.97 -27.77 -27.59 -0.69 -54.57 Net Cash Inflow / Outflow -2.93 13.73 -14.38 -2.63 19.90 -55.62 47.86 10.81 -222.99 221.16 Opening Cash & Equivalents 20.97 7.24 21.62 24.25 4.35 59.97 12.11 1.30 224.29 3.13 Closing Cash & Equivalent 18.04 20.97 7.24 21.62 24.25 4.35 59.97 12.11 1.30 224.29

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Cash From Operating Activity -62,113.25 -65,502.04 -39,479.54 -33,669.99 4,547.40 -23,369.03 -27,076.37 -19,580.16 0.00 0.00 PBT 23,748.21 21,375.03 16,811.13 11,270.58 9,862.34 8,301.66 8,154.74 6,098.71 0.00 0.00 Adjustment 1,422.54 -3,138.85 -2,218.32 951.71 -4,159.36 1,298.36 -2,625.33 -2,549.38 0.00 0.00 Changes in Working Capital -80,279.54 -77,763.26 -49,445.78 -42,716.78 964.93 -30,313.38 -29,775.87 -21,031.65 0.00 0.00 Cash after chg. in Working capital -55,108.79 -59,527.08 -34,852.97 -30,494.49 6,667.91 -20,713.36 -24,246.46 -17,482.32 0.00 0.00 Interest Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Tax Paid -7,004.46 -5,974.96 -4,626.57 -3,175.50 -2,120.51 -2,655.67 -2,829.91 -2,097.84 0.00 0.00 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity -7,986.54 -14,131.71 -13,945.21 1,445.43 -3,683.80 -9,948.00 -6,903.41 -921.50 0.00 0.00 Net Fixed Assets -16.72 -1.48 -7.13 47.20 -7.02 -54.12 -26.80 -7.57 8.44 -0.20 Net Investments -1,482.98 -1,322.72 -887.14 -690.94 -154.84 -402.47 -179.15 -91.92 -293.08 134.71 Others -6,486.84 -12,807.51 -13,050.94 2,089.17 -3,521.94 -9,491.41 -6,697.46 -822.01 284.64 -134.51 Cash from Financing Activity 70,191.31 82,708.61 51,016.06 32,325.76 1,686.95 34,479.35 34,534.82 19,590.17 0.00 0.00 Net Cash Inflow / Outflow 91.52 3,074.86 -2,408.69 101.20 2,550.55 1,162.32 555.04 -911.49 0.00 0.00 Opening Cash & Equivalents 8,579.23 5,504.37 7,913.08 7,811.88 5,261.33 4,099.01 3,543.97 4,455.46 0.00 0.00 Closing Cash & Equivalent 8,670.75 8,579.23 5,504.39 7,913.08 7,811.88 5,261.33 4,099.01 3,543.97 0.00 0.00

Financial Ratios

Consolidated /

Standalone

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Book Value (Rs.) 48.88 38.47 30.98 26.07 23.24 222.16 196.81 180.96 173.81 169.41 ROA 20.54% 19.55% 15.02% 10.21% 4.79% 19.68% 10.07% 4.94% 2.52% 6.06% ROE 22.38% 21.14% 16.13% 10.81% 4.94% 20.00% 10.22% 5.02% 2.56% 6.21% ROCE 27.43% 26.01% 20.27% 13.79% 6.68% 20.44% 10.84% 5.92% 3.81% 7.41% Fixed Asset Turnover 5.51 4.23 2.71 1.49 0.74 1.98 1.21 0.69 0.44 0.68 Receivable days 0.16 0.17 0.60 0.94 0.54 0.17 1.83 3.46 10.46 8.97 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 0.00 0.00 0.00 10.22 9.21 7.67 11.06 15.25 Cash Conversion Cycle 0.16 0.17 0.60 0.94 0.54 -10.05 -7.38 -4.21 -0.60 -6.28 Total Debt/Equity 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Interest Cover 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Book Value (Rs.) 448.48 374.60 288.44 250.53 223.65 1966.90 1491.77 1287.10 1014.09 854.10 ROA 2.96% 3.31% 3.31% 2.72% 2.78% 2.62% 2.92% 2.89% 2.98% 2.90% ROE 26.75% 29.52% 28.46% 22.03% 22.03% 21.78% 24.30% 22.80% 23.21% 22.49% ROCE 12.48% 13.20% 12.73% 11.47% 11.90% 12.65% 14.13% 14.11% 15.15% 15.35% Fixed Asset Turnover 14.09 13.97 12.84 12.61 12.34 13.77 14.22 12.23 10.33 9.73 Receivable days 19.49 15.60 14.37 15.36 16.77 17.24 17.87 16.99 343.17 291.47 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 0.00 0.00 0.00 48.85 60.67 109.19 529.04 94.24 Cash Conversion Cycle 19.49 15.60 14.37 15.36 16.77 -31.61 -42.80 -92.20 -185.88 197.23 Total Debt/Equity 4.95 4.82 4.60 4.03 3.59 4.04 4.20 3.21 2.99 2.65 Interest Cover 1.97 2.15 2.36 2.17 2.06 1.87 2.22 2.35 2.33 2.32

Top Investors:

jaya hind industries private limited

sbi nifty 50 equal weight index fund

lici new endowment plus-secured fund

icici prudential nifty 50 index fund

niraj bajaj (yamuna trust)

Annual Reports:

News Update:

Bajaj Finserv’s life insurance arm reports new business premium of Rs 1086.57 crore in November
9th Dec 2025, 10:58 AM

Its unlisted insurance subsidiary -- Bajaj General Insurance has reported gross direct premium underwritten of Rs 3999.38 crore in the month of November 2025
Read More
Bajaj Finserv - Quarterly Results
12th Nov 2025, 00:00 AM

Read More
Bajaj Finserv reports 8% rise in Q2 consolidated net profit
11th Nov 2025, 17:38 PM

The consolidated total income of the company increased by 10.98% at Rs 37,402.93 crore for Q2FY26
Read More
Bajaj Finserv’s life insurance arm reports new business premium of Rs 1374 crore in September
13th Oct 2025, 13:00 PM

Bajaj General Insurance has reported gross direct premium underwritten of Rs 2218.77 crore in the month of September 2025
Read More
Bajaj Finserv rebrands insurance businesses
8th Oct 2025, 12:00 PM

The rebranding unveils a new identity and campaign - 100% Bajaj
Read More

Bajaj Finserv Ltd.

Finance - NBFC

BSE: 532978 | NSE: BAJAJFINSV

Stock Summary

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Earnings Forecasts:

Quarterly Results

Consolidated Figures in Rs. Crores /

Annual Results

Consolidated Figures in Rs. Crores /

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Cash Flow

Consolidated Figures in Rs. Crores /

Financial Ratios

Consolidated /

Top Investors:

Annual Reports:

News Update:

Bajaj Finserv Ltd.

Finance - NBFC

BSE: 532978 | NSE: BAJAJFINSV

Stock Summary

Shareholding Pattern

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Earnings Forecasts:

Quarterly Results

Consolidated Figures in Rs. Crores /

Annual Results

Consolidated Figures in Rs. Crores /

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Cash Flow

Consolidated Figures in Rs. Crores /

Financial Ratios

Consolidated /

Top Investors:

Annual Reports:

News Update: