Nifty
:
24565.35
Sensex
:
80599.91
-203.00 (-0.82%)
-585.67 (-0.72%)
Nifty
Sensex
:
:
24565.35
80599.91
-203.00 (-0.82%)
-585.67 (-0.72%)

Bajaj Finance Ltd.

Finance - NBFC

Rating :
76/99

BSE: 500034 | NSE: BAJFINANCE

NSE BSE
875.60
01-Aug-2025
  • Open
  • High
  • Low
  • Previous Close
  •  884.8
  •  895.85
  •  873
  •  881.20
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  5300299
  •  4682166230.3
  •  978.8
  •  642.5

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 5,44,961.86
  • 31.27
  • 1
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 8,92,762.40
  • 0.64%
  • 5.40

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 54.73%
  • 0.93%
  • 6.89%
  • FII
  • DII
  • Others
  • 21.71%
  • 13.53%
  • 2.21%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 25.32
  • 21.16
  • 18.94

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 25.50
  • 24.80
  • 10.78

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 29.25
  • 30.36
  • 13.08

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 48.98
  • 38.88
  • 34.03

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 8.10
  • 7.77
  • 6.73

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 22.11
  • 22.52
  • 18.22

Earnings Forecasts:

(Updated: 06-06-2025)
Description
2024
2025
2026
2027
Adj EPS
207.27
269.33
321.96
403.09
P/E Ratio
4.22
3.25
2.72
2.17
Revenue
46939
59380
52031
63959
EBITDA
31518
38351
28367
35764
Net Income
12644
16662
19637
24738
ROA
4.9
4
4.5
4.5
P/B Ratio
0.75
0.62
0.50
0.41
ROE
20.48
20.83
19.83
20.73
FCFF
14470
21251
FCFF Yield
1.69
2.49
Net Debt
151901
191397
432513
537925
BVPS
1165.2
1417.34
1760.56
2112.9

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Jun 25
Jun 24
Var%
Mar 25
Mar 24
Var%
Dec 24
Dec 23
Var%
Sep 24
Sep 23
Var%
Net Sales
19,523.88
16,100.05
21.27%
18,456.85
14,927.19
23.65%
18,035.11
14,163.60
27.33%
17,090.27
13,381.93
27.71%
Expenses
5,991.73
4,955.81
20.90%
6,026.19
4,419.72
36.35%
5,691.16
4,229.34
34.56%
5,338.02
3,930.88
35.80%
EBITDA
13,532.15
11,144.24
21.43%
12,430.66
10,507.47
18.30%
12,343.95
9,934.26
24.26%
11,752.25
9,451.05
24.35%
EBIDTM
69.31%
69.22%
67.35%
70.39%
68.44%
70.14%
68.77%
70.63%
Other Income
3.86
2.26
70.80%
11.89
4.65
155.70%
23.21
3.37
588.72%
5.14
2.15
139.07%
Interest
6,917.68
5,683.86
21.71%
6,551.98
5,217.09
25.59%
6,385.63
4,868.01
31.18%
6,149.32
4,537.07
35.54%
Depreciation
251.49
199.81
25.86%
252.01
192.96
30.60%
219.13
175.75
24.68%
210.04
158.52
32.50%
PBT
6,366.84
5,262.83
20.98%
5,638.56
5,102.07
10.52%
5,762.40
4,893.87
17.75%
5,398.03
4,757.61
13.46%
Tax
1,602.29
1,353.37
18.39%
1,101.81
1,280.55
-13.96%
1,457.23
1,256.57
15.97%
1,387.74
1,206.96
14.98%
PAT
4,764.55
3,909.46
21.87%
4,536.75
3,821.52
18.72%
4,305.17
3,637.30
18.36%
4,010.29
3,550.65
12.95%
PATM
24.40%
24.28%
24.58%
25.60%
23.87%
25.68%
23.47%
26.53%
EPS
7.56
6.32
19.62%
7.22
6.19
16.64%
6.86
5.89
16.47%
6.47
5.87
10.22%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Net Sales
73,106.11
69,683.51
54,973.89
41,410.16
31,640.45
26,689.57
26,373.77
18,487.14
12,785.86
9,966.71
7,293.54
Net Sales Growth
24.81%
26.76%
32.75%
30.88%
18.55%
1.20%
42.66%
44.59%
28.29%
36.65%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
73,106.11
69,683.51
54,973.89
41,410.16
31,640.45
26,689.57
26,373.77
18,487.14
12,785.86
9,966.71
7,293.54
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
23,047.10
21,789.79
16,111.24
12,706.08
11,905.08
10,867.64
9,161.22
5,454.21
4,156.67
3,250.64
2,353.77
Power & Fuel Cost
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Employee Cost
-
7,508.34
6,396.01
5,100.19
3,592.44
2,498.67
2,547.96
1,938.53
1,433.62
931.67
629.63
% Of Sales
-
10.77%
11.63%
12.32%
11.35%
9.36%
9.66%
10.49%
11.21%
9.35%
8.63%
Manufacturing Exp.
-
3,829.71
3,251.09
2,901.34
2,498.51
1,678.05
1,620.26
1,233.56
987.62
1,034.35
822.21
% Of Sales
-
5.50%
5.91%
7.01%
7.90%
6.29%
6.14%
6.67%
7.72%
10.38%
11.27%
General & Admin Exp.
-
1,991.17
1,482.92
1,257.37
715.35
411.54
739.84
566.70
465.43
429.12
336.54
% Of Sales
-
2.86%
2.70%
3.04%
2.26%
1.54%
2.81%
3.07%
3.64%
4.31%
4.61%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
8,460.57
4,981.22
3,447.18
5,098.78
6,279.38
4,253.16
1,715.42
1,270.00
855.50
0.00
% Of Sales
-
12.14%
9.06%
8.32%
16.11%
23.53%
16.13%
9.28%
9.93%
8.58%
7.75%
EBITDA
50,059.01
47,893.72
38,862.65
28,704.08
19,735.37
15,821.93
17,212.55
13,032.93
8,629.19
6,716.07
4,939.77
EBITDA Margin
68.47%
68.73%
70.69%
69.32%
62.37%
59.28%
65.26%
70.50%
67.49%
67.39%
67.73%
Other Income
44.10
41.27
8.62
8.10
7.60
14.95
11.87
13.04
12.43
25.48
40.02
Interest
26,004.61
24,992.18
18,886.02
12,700.61
9,854.62
9,519.35
9,607.67
6,722.66
4,696.11
3,852.97
2,958.77
Depreciation
932.67
880.99
683.32
485.38
384.57
325.27
294.63
144.15
102.07
71.17
56.34
PBT
23,165.83
22,061.82
19,301.93
15,526.19
9,503.78
5,992.26
7,322.12
6,179.16
3,843.44
2,817.41
1,964.68
Tax
5,549.07
5,300.15
4,858.40
4,020.17
2,475.55
1,572.44
2,058.37
2,184.17
1,347.07
981.03
686.05
Tax Rate
23.95%
24.02%
25.17%
25.89%
26.05%
26.24%
28.11%
35.35%
35.05%
34.82%
34.92%
PAT
17,616.76
16,637.82
14,451.17
11,507.69
7,028.23
4,419.82
5,263.75
3,994.99
2,496.37
1,836.38
1,278.63
PAT before Minority Interest
17,409.42
16,779.48
14,451.17
11,507.69
7,028.23
4,419.82
5,263.75
3,994.99
2,496.37
1,836.38
1,278.63
Minority Interest
-207.34
-141.66
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
24.10%
23.88%
26.29%
27.79%
22.21%
16.56%
19.96%
21.61%
19.52%
18.43%
17.53%
PAT Growth
18.08%
15.13%
25.58%
63.74%
59.02%
-16.03%
31.76%
60.03%
35.94%
43.62%
 
EPS
28.35
26.77
23.25
18.52
11.31
7.11
8.47
6.43
4.02
2.96
2.06

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Shareholder's Funds
96,692.87
76,695.35
54,371.98
43,712.69
36,918.41
32,327.63
19,697.02
15,847.84
9,600.26
7,426.76
Share Capital
124.17
123.60
120.89
120.66
120.32
119.99
115.37
115.03
109.37
53.55
Total Reserves
95,618.01
75,563.04
53,695.63
43,194.47
36,494.84
31,994.47
19,443.80
15,650.80
9,490.89
7,271.18
Non-Current Liabilities
2,30,645.44
1,82,789.51
1,94,069.78
1,50,570.25
1,21,532.16
1,22,230.65
88,147.60
58,047.59
36,266.42
27,490.99
Secured Loans
1,85,924.84
1,47,318.96
1,38,475.77
1,10,342.66
82,268.22
89,717.98
70,062.96
46,317.87
27,420.12
22,681.01
Unsecured Loans
44,451.82
35,261.99
55,945.84
40,726.38
39,842.26
33,140.74
18,606.89
12,397.39
5,695.84
2,605.85
Long Term Provisions
483.75
393.42
378.59
242.82
298.40
121.79
73.12
66.77
3,034.66
2,036.77
Current Liabilities
1,35,403.30
1,15,239.33
25,847.46
17,271.81
12,073.93
8,982.72
15,718.86
10,135.39
21,033.03
14,260.91
Trade Payables
1,878.04
2,064.04
2,091.44
1,511.10
1,098.10
959.81
811.54
651.03
309.27
334.91
Other Current Liabilities
2,522.11
2,273.30
1,458.44
1,574.08
1,433.31
1,056.82
1,966.18
1,620.71
10,002.79
6,953.96
Short Term Borrowings
1,30,871.99
1,10,764.88
22,268.88
14,162.49
9,523.06
6,947.71
12,918.00
7,841.96
8,922.42
5,638.49
Short Term Provisions
131.16
137.11
28.70
24.14
19.46
18.38
23.14
21.69
1,798.55
1,333.55
Total Liabilities
4,64,985.63
3,74,724.19
2,74,289.22
2,11,554.75
1,70,524.50
1,63,541.00
1,23,563.48
84,030.82
66,899.71
49,178.66
Net Block
3,780.17
3,249.90
2,307.62
1,716.30
1,315.70
1,320.99
694.84
470.26
366.01
290.27
Gross Block
6,274.61
5,233.53
3,797.36
2,863.85
2,278.09
2,032.05
1,133.27
788.99
592.30
425.85
Accumulated Depreciation
2,494.44
1,983.63
1,489.74
1,147.55
962.39
711.06
438.43
318.73
226.29
135.58
Non Current Assets
4,40,591.87
3,58,651.26
2,61,298.25
2,04,189.47
1,52,925.76
1,46,109.29
1,14,929.34
80,720.46
35,165.40
27,419.64
Capital Work in Progress
41.29
43.46
79.84
34.14
51.06
0.00
0.00
0.00
0.00
0.00
Non Current Investment
27,911.04
26,077.32
16,331.27
10,670.34
4,596.33
3,089.31
1,512.25
1,025.43
762.30
457.15
Long Term Loans & Adv.
607.60
439.44
310.59
345.44
275.80
294.69
189.09
88.31
2,008.94
1,893.65
Other Non Current Assets
407.63
2,547.82
0.00
0.00
0.00
28.25
20.34
33.96
0.00
0.02
Current Assets
24,393.76
16,072.93
12,990.97
7,365.28
17,598.74
17,431.71
8,634.14
3,310.36
31,734.31
21,759.02
Current Investments
6,529.80
4,803.33
6,420.57
1,575.20
13,800.58
14,454.59
7,086.78
2,114.00
3,307.21
571.95
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
1,826.78
1,623.92
1,299.72
1,265.89
1,096.86
952.56
808.70
638.88
25,654.78
18,493.68
Cash & Bank
13,448.11
8,296.92
4,304.52
3,680.30
2,164.32
1,382.72
348.71
339.66
326.09
1,330.85
Other Current Assets
2,589.07
1,238.99
148.88
121.90
536.98
641.84
389.95
217.82
2,446.23
1,362.54
Short Term Loans & Adv.
205.72
109.77
817.28
721.99
536.98
470.08
389.95
217.82
2,090.40
1,150.69
Net Current Assets
-1,11,009.54
-99,166.40
-12,856.49
-9,906.53
5,524.81
8,448.99
-7,084.72
-6,825.03
10,701.28
7,498.11
Total Assets
4,64,985.63
3,74,724.19
2,74,289.22
2,11,554.75
1,70,524.50
1,63,541.00
1,23,563.48
84,030.82
66,899.71
49,178.66

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Cash From Operating Activity
-68,154.47
-69,843.31
-42,111.79
-37,089.90
-807.27
-24,411.70
-29,061.53
-20,565.59
-10,438.95
-9,869.67
PBT
22,079.63
19,309.57
15,527.86
9,503.78
5,992.26
7,322.12
6,179.16
3,843.44
2,817.41
1,964.68
Adjustment
9,883.82
5,476.73
2,558.80
6,168.29
4,177.72
4,779.74
1,566.81
1,256.67
4,519.61
3,376.32
Changes in Working Capital
-94,170.02
-89,531.62
-56,226.27
-50,175.87
-9,494.94
-34,278.21
-34,592.18
-24,182.12
-13,602.56
476.74
Cash after chg. in Working capital
-62,206.57
-64,745.32
-38,139.61
-34,503.80
675.04
-22,176.35
-26,846.21
-19,082.01
-6,265.54
5,817.74
Interest Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
-3,167.27
-2,415.60
Tax Paid
-5,947.90
-5,097.99
-3,972.18
-2,586.10
-1,482.31
-2,235.35
-2,215.32
-1,483.58
-1,006.14
-739.52
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
-12,532.29
Cash From Investing Activity
-2,765.02
-10,088.01
-10,393.91
6,346.79
-428.55
-8,757.61
-5,378.93
1,075.43
-3,046.76
-686.82
Net Fixed Assets
-976.00
-1,323.56
-900.02
-512.30
-280.43
-823.59
-302.79
-195.87
-163.93
-78.97
Net Investments
-4,562.87
-8,415.51
-12,366.03
3,797.30
-30.14
-9,768.57
-6,716.95
421.24
-3,040.63
-701.78
Others
2,773.85
-348.94
2,872.14
3,061.79
-117.98
1,834.55
1,640.81
850.06
157.80
93.93
Cash from Financing Activity
70,527.44
82,415.08
50,675.01
32,275.22
1,740.63
34,166.81
34,449.31
19,503.35
12,513.43
11,656.20
Net Cash Inflow / Outflow
-392.05
2,483.76
-1,830.69
1,532.11
504.81
997.50
8.85
13.19
-972.28
1,099.71
Opening Cash & Equivalents
4,034.51
1,550.75
3,381.44
1,849.33
1,344.52
347.02
338.17
324.98
1,297.19
227.81
Closing Cash & Equivalent
3,642.46
4,034.51
1,550.75
3,381.44
1,849.33
1,344.52
347.02
338.17
324.91
1,327.52

Financial Ratios

Consolidated /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Book Value (Rs.)
154.21
122.47
890.34
717.97
608.63
535.29
339.07
274.12
175.56
136.78
ROA
4.00%
4.45%
4.74%
3.68%
2.65%
3.67%
3.85%
3.31%
3.16%
3.06%
ROE
19.58%
22.32%
23.70%
17.59%
12.86%
20.37%
22.62%
19.68%
21.70%
21.09%
ROCE
11.37%
11.92%
11.76%
10.26%
9.38%
11.95%
12.67%
12.09%
12.91%
12.97%
Fixed Asset Turnover
12.11
12.17
12.43
12.31
12.38
16.66
19.23
18.51
19.58
18.88
Receivable days
9.04
9.71
11.31
13.63
14.01
12.19
14.29
375.30
808.40
790.04
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
0.00
0.00
0.00
0.00
72.29
80.31
69.28
57.57
73.43
Cash Conversion Cycle
9.04
9.71
11.31
13.63
14.01
-60.11
-66.02
306.02
750.83
716.60
Total Debt/Equity
3.77
3.88
4.03
3.81
3.60
4.04
5.19
4.22
5.13
5.05
Interest Cover
1.88
2.02
2.22
1.96
1.63
1.76
1.92
1.82
1.73
1.66

Annual Reports:

FY 2025
FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016

News Update:


  • Bajaj Finance raises Rs 1,000 crore through NCDs
    30th Jul 2025, 15:07 PM

    The Debenture Allotment Committee of the company has at its meeting held July 30, 2025, allotted the same

    Read More
  • Bajaj Finance reports 20% rise in Q1 consolidated net profit
    25th Jul 2025, 11:53 AM

    The total consolidated income of the company increased by 21.27% at Rs 19527.74 crore for Q1FY26

    Read More
  • Bajaj Finance reports 23% rise in new loans book during Q1FY26
    4th Jul 2025, 15:41 PM

    The company’s deposits book grew by 15% to around Rs 72,100 crore as of June 30, 2025

    Read More
  • Bajaj Finance launches Loan Utsav
    3rd Jul 2025, 16:44 PM

    The Loan Utsav aims to make the borrowing experience smoother and more accessible.

    Read More
  • Bajaj Finance raises Rs 505.13 crore through NCDs
    30th May 2025, 14:42 PM

    The Debenture Allotment Committee of the Company has at its meeting held on May 30, 2025, allotted the same

    Read More
  • Bajaj Finance raises Rs 736.05 crore via NCDs
    7th May 2025, 14:58 PM

    The Debenture Allotment Committee of the company has at its meeting held on May 7, 2025, allotted the same

    Read More
  • Bajaj Finance reports 19% rise in Q4 consolidated net profit
    30th Apr 2025, 12:12 PM

    The consolidated total income of the company increased by 23.69% at Rs 18468.74 crore for Q4FY25

    Read More
  • Bajaj Finance - Quarterly Results
    29th Apr 2025, 18:05 PM

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.