Nifty
Sensex
:
:
18114.90
60821.62
-63.20 (-0.35%)
-101.88 (-0.17%)

Finance - NBFC

Rating :
73/99

BSE: 500034 | NSE: BAJFINANCE

7710.20
22-Oct-2021
  • Open
  • High
  • Low
  • Previous Close
  •  7756.00
  •  7935.00
  •  7665.00
  •  7737.30
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  1517376
  •  118657.75
  •  8050.00
  •  3236.65

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 465,576.46
  • 104.39
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 595,045.66
  • 0.13%
  • 12.38

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 56.03%
  • 1.09%
  • 8.34%
  • FII
  • DII
  • Others
  • 23.64%
  • 9.09%
  • 1.81%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 26.97
  • 21.77
  • 13.02

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 26.25
  • 18.69
  • 3.95

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 25.55
  • 19.20
  • 3.43

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 43.99
  • 52.38
  • 52.84

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 6.47
  • 8.57
  • 8.45

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 17.13
  • 22.65
  • 23.77

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Jun 21
Jun 20
Var%
Mar 21
Mar 20
Var%
Dec 20
Dec 19
Var%
Sep 20
Sep 19
Var%
Net Sales
6,741.91
6,648.20
1.41%
6,850.62
7,226.55
-5.20%
6,656.12
7,019.57
-5.18%
6,516.55
6,322.17
3.07%
Expenses
3,034.58
2,758.20
10.02%
2,746.91
3,319.93
-17.26%
2,661.64
2,289.22
16.27%
2,788.16
1,906.52
46.24%
EBITDA
3,707.33
3,890.00
-4.70%
4,103.71
3,906.62
5.05%
3,994.48
4,730.35
-15.56%
3,728.39
4,415.65
-15.56%
EBIDTM
54.99%
58.51%
59.90%
54.06%
60.01%
67.39%
57.21%
69.84%
Other Income
1.10
1.54
-28.57%
4.32
4.29
0.70%
2.35
4.37
-46.22%
6.74
0.93
624.73%
Interest
2,253.55
2,497.63
-9.77%
2,195.55
2,547.40
-13.81%
2,362.68
2,489.03
-5.08%
2,358.14
2,323.42
1.49%
Depreciation
89.02
84.22
5.70%
89.89
85.31
5.37%
79.64
75.62
5.32%
71.52
70.73
1.12%
PBT
1,365.86
1,309.69
4.29%
1,822.59
1,278.20
42.59%
1,554.51
2,170.07
-28.37%
1,305.47
2,022.43
-35.45%
Tax
363.42
347.37
4.62%
475.95
330.10
44.18%
408.53
555.96
-26.52%
340.59
516.14
-34.01%
PAT
1,002.44
962.32
4.17%
1,346.64
948.10
42.04%
1,145.98
1,614.11
-29.00%
964.88
1,506.29
-35.94%
PATM
14.87%
14.47%
19.66%
13.12%
17.22%
22.99%
14.81%
23.83%
EPS
16.64
16.03
3.81%
22.38
15.80
41.65%
19.02
26.91
-29.32%
16.06
26.07
-38.40%

Annual Results

Standalone Figures in Rs. Crores /

Consolidated
Description
TTM
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Net Sales
26,765.20
26,689.57
26,373.77
18,487.14
12,785.86
9,966.71
7,293.54
5,381.80
Net Sales Growth
-1.66%
1.20%
42.66%
44.59%
28.29%
36.65%
35.52%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
26,765.20
26,689.57
26,373.77
18,487.14
12,785.86
9,966.71
7,293.54
5,381.80
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
11,231.29
10,867.64
9,161.22
5,454.21
4,156.67
3,250.64
2,353.77
1,891.49
Power & Fuel Cost
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
Employee Cost
-
2,498.67
2,547.96
1,938.53
1,433.62
931.67
629.63
450.73
% Of Sales
-
9.36%
9.66%
10.49%
11.21%
9.35%
8.63%
8.38%
Manufacturing Exp.
-
1,678.05
1,620.26
1,233.56
987.62
1,034.35
822.21
639.83
% Of Sales
-
6.29%
6.14%
6.67%
7.72%
10.38%
11.27%
11.89%
General & Admin Exp.
-
411.54
739.84
566.70
465.43
429.12
336.54
270.58
% Of Sales
-
1.54%
2.81%
3.07%
3.64%
4.31%
4.61%
5.03%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
6,279.38
4,253.16
1,715.42
1,270.00
855.50
565.39
530.35
% Of Sales
-
23.53%
16.13%
9.28%
9.93%
8.58%
7.75%
9.85%
EBITDA
15,533.91
15,821.93
17,212.55
13,032.93
8,629.19
6,716.07
4,939.77
3,490.31
EBITDA Margin
58.04%
59.28%
65.26%
70.50%
67.49%
67.39%
67.73%
64.85%
Other Income
14.51
14.95
11.87
13.04
12.43
25.48
40.02
176.03
Interest
9,169.92
9,519.35
9,607.67
6,722.66
4,696.11
3,852.97
2,958.77
2,273.79
Depreciation
330.07
325.27
294.63
144.15
102.07
71.17
56.34
35.60
PBT
6,048.43
5,992.26
7,322.12
6,179.16
3,843.44
2,817.41
1,964.68
1,356.95
Tax
1,588.49
1,572.44
2,058.37
2,184.17
1,347.07
981.03
686.05
459.07
Tax Rate
26.26%
26.24%
28.11%
35.35%
35.05%
34.82%
34.92%
33.83%
PAT
4,459.94
4,419.82
5,263.75
3,994.99
2,496.37
1,836.38
1,278.63
897.88
PAT before Minority Interest
4,459.94
4,419.82
5,263.75
3,994.99
2,496.37
1,836.38
1,278.63
897.88
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
16.66%
16.56%
19.96%
21.61%
19.52%
18.43%
17.53%
16.68%
PAT Growth
-11.35%
-16.03%
31.76%
60.03%
35.94%
43.62%
42.41%
 
EPS
73.89
73.22
87.21
66.19
41.36
30.42
21.18
14.88

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Shareholder's Funds
36,918.41
32,327.63
19,697.02
15,847.84
9,600.26
7,426.76
4,799.71
Share Capital
120.32
119.99
115.37
115.03
109.37
53.55
50.00
Total Reserves
36,494.84
31,994.47
19,443.80
15,650.80
9,490.89
7,271.18
4,749.71
Non-Current Liabilities
121,585.29
122,230.65
88,147.60
58,047.59
36,266.42
27,490.99
19,611.22
Secured Loans
82,268.22
89,717.98
70,062.96
46,317.87
27,420.12
22,681.01
16,448.57
Unsecured Loans
39,842.26
33,140.74
18,606.89
12,397.39
5,695.84
2,605.85
1,824.94
Long Term Provisions
298.40
121.79
73.12
66.77
3,034.66
2,036.77
1,414.22
Current Liabilities
12,077.27
8,982.72
15,718.86
10,135.39
21,033.03
14,260.91
9,910.19
Trade Payables
1,108.68
959.81
811.54
651.03
309.27
334.91
273.72
Other Current Liabilities
1,414.23
1,056.82
1,966.18
1,620.71
10,002.79
6,953.96
4,699.92
Short Term Borrowings
9,534.90
6,947.71
12,918.00
7,841.96
8,922.42
5,638.49
4,277.83
Short Term Provisions
19.46
18.38
23.14
21.69
1,798.55
1,333.55
658.72
Total Liabilities
170,580.97
163,541.00
123,563.48
84,030.82
66,899.71
49,178.66
34,321.12
Net Block
1,315.70
1,320.99
694.84
470.26
366.01
290.27
252.45
Gross Block
2,278.09
2,032.05
1,133.27
788.99
592.30
425.85
346.88
Accumulated Depreciation
962.39
711.06
438.43
318.73
226.29
135.58
94.43
Non Current Assets
152,959.79
146,109.29
114,929.34
80,720.46
35,165.40
27,419.64
19,871.41
Capital Work in Progress
51.06
0.00
0.00
0.00
0.00
0.00
0.00
Non Current Investment
4,596.33
3,089.31
1,512.25
1,025.43
762.30
457.15
147.09
Long Term Loans & Adv.
275.58
294.69
189.09
88.31
2,008.94
1,893.65
1,351.95
Other Non Current Assets
34.25
28.25
20.34
33.96
0.00
0.02
0.25
Current Assets
17,621.18
17,431.71
8,634.14
3,310.36
31,734.31
21,759.02
14,449.71
Current Investments
13,800.58
14,454.59
7,086.78
2,114.00
3,307.21
571.95
179.20
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
1,107.24
952.56
808.70
638.88
25,654.78
18,493.68
13,079.78
Cash & Bank
2,176.18
1,382.72
348.71
339.66
326.09
1,330.85
229.83
Other Current Assets
537.18
171.76
0.00
0.00
2,446.23
1,362.54
960.90
Short Term Loans & Adv.
537.18
470.08
389.95
217.82
2,090.40
1,150.69
795.04
Net Current Assets
5,543.91
8,448.99
-7,084.72
-6,825.03
10,701.28
7,498.11
4,539.52
Total Assets
170,580.97
163,541.00
123,563.48
84,030.82
66,899.71
49,178.66
34,321.12

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Cash From Operating Activity
-880.95
-24,411.70
-29,061.53
-20,565.59
-10,438.95
-9,869.67
0.00
PBT
5,992.26
7,322.12
6,179.16
3,843.44
2,817.41
1,964.68
0.00
Adjustment
4,104.06
4,779.74
1,566.81
1,256.67
4,519.61
3,376.32
0.00
Changes in Working Capital
-9,494.96
-34,278.21
-34,592.18
-24,182.12
-13,602.56
476.74
0.00
Cash after chg. in Working capital
601.36
-22,176.35
-26,846.21
-19,082.01
-6,265.54
5,817.74
0.00
Interest Paid
0.00
0.00
0.00
0.00
-3,167.27
-2,415.60
0.00
Tax Paid
-1,482.31
-2,235.35
-2,215.32
-1,483.58
-1,006.14
-739.52
0.00
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
-12,532.29
0.00
Cash From Investing Activity
-428.54
-8,757.61
-5,378.93
1,075.43
-3,046.76
-686.82
0.00
Net Fixed Assets
-280.43
-823.59
-302.79
-195.87
-163.93
-78.97
Net Investments
-30.14
-9,768.57
-6,716.95
421.24
-3,040.63
-701.78
Others
-117.97
1,834.55
1,640.81
850.06
157.80
93.93
Cash from Financing Activity
1,826.14
34,166.81
34,449.31
19,503.35
12,513.43
11,656.20
0.00
Net Cash Inflow / Outflow
516.65
997.50
8.85
13.19
-972.28
1,099.71
0.00
Opening Cash & Equivalents
1,344.52
347.02
338.17
324.98
1,297.19
227.81
0.00
Closing Cash & Equivalent
1,861.17
1,344.52
347.02
338.17
324.91
1,327.52
0.00

Financial Ratios

Standalone /

Consolidated
Description
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Book Value (Rs.)
608.63
535.29
339.07
274.12
175.56
136.78
95.99
ROA
2.65%
3.67%
3.85%
3.31%
3.16%
3.06%
2.62%
ROE
12.86%
20.37%
22.62%
19.68%
21.70%
21.09%
18.71%
ROCE
9.38%
11.95%
12.67%
12.09%
12.91%
12.97%
11.54%
Fixed Asset Turnover
12.38
16.66
19.23
18.51
19.58
18.88
15.51
Receivable days
14.08
12.19
14.29
375.30
808.40
790.04
887.09
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
83.68
72.29
80.31
69.28
57.57
73.43
88.55
Cash Conversion Cycle
-69.60
-60.11
-66.02
306.02
750.83
716.60
798.53
Total Debt/Equity
3.60
4.04
5.19
4.22
5.13
5.05
5.55
Interest Cover
1.63
1.76
1.92
1.82
1.73
1.66
1.60

News Update:


  • Bajaj Finance offers professional loan for medical professionals
    19th Oct 2021, 11:02 AM

    Applying for this professional loan during Diwali gives doctors a bonus of an Amazon gift voucher worth Rs. 5,000

    Read More
  • Bajaj Finance’s deposit book stands at Rs 28,700 crore in Q2FY22
    7th Oct 2021, 11:40 AM

    Consolidated liquidity surplus stood at around Rs 16,500 crore as of September 30, 2021

    Read More
  • Bajaj Finance invests Rs 195.54 crore in Bajaj Finserv Direct
    17th Sep 2021, 15:54 PM

    Further, the balance investment of approximately Rs 89 crore is expected to be completed in one or more tranches

    Read More
  • Bajaj Finance cautions customers against fraudsters offering mandatory insurance policies for availing loan
    31st Aug 2021, 12:47 PM

    Bajaj Finance has alerted its customer through its social media handles to not to fall for such traps by fraudsters

    Read More
  • Bajaj Finance reports 4% rise in Q1 consolidated net profit
    21st Jul 2021, 10:17 AM

    Total consolidated income of the company increased by 1.40% at Rs 6743.01 crore for Q1FY22

    Read More
  • Bajaj Finance’s arm offering Amazon gift vouchers
    20th Jul 2021, 12:43 PM

    Customers can get vouchers by simply filling out the home loan application form on the BHFL website

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.