Bajaj Finance, 500034, BAJFINANCE Share Price, Rating, Research, Analysis, Fundamental & Historical Data

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

384,620.11
34.63
2

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

546,171.73
0.31%
7.31

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

10 Years
5 Years
3 Years

24.60
19.88
6.28

EBITDA CAGR (%)

10 Years
5 Years
3 Years

23.45
17.98
2.77

PAT CAGR (%)

10 Years
5 Years
3 Years

26.79
23.00
10.12

P:E (Median)

8 Years
5 Years
3 Years

50.02
52.52
53.89

P:BV (Average)

8 Years
5 Years
3 Years

8.03
8.82
8.62

EV:EBITDA (Average)

8 Years
5 Years
3 Years

21.73
24.70
26.10

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone

Description Dec 22 Dec 21 Var% Sep 22 Sep 21 Var% Jun 22 Jun 21 Var% Mar 22 Mar 21 Var%
Net Sales 9,213.53 7,527.18 22.40% 8,602.63 6,811.03 26.30% 8,144.68 5,916.14 37.67% 7,617.08 6,006.18 26.82%
Expenses 3,110.13 2,858.92 8.79% 2,951.32 3,067.05 -3.77% 2,861.96 2,921.40 -2.03% 2,516.83 2,630.56 -4.32%
EBITDA 6,103.40 4,668.26 30.74% 5,651.31 3,743.98 50.94% 5,282.72 2,994.74 76.40% 5,100.25 3,375.62 51.09%
EBIDTM 66.24% 62.02% 65.69% 54.97% 64.86% 50.62% 66.96% 56.20%
Other Income 1.08 2.48 -56.45% 3.63 0.55 560.00% 1.67 1.06 57.55% 3.11 4.16 -25.24%
Interest 2,455.89 1,972.10 24.53% 2,208.93 1,889.33 16.92% 2,005.99 1,763.90 13.72% 1,947.80 1,723.27 13.03%
Depreciation 108.31 88.80 21.97% 110.82 87.58 26.54% 102.11 82.43 23.87% 96.10 84.91 13.18%
PBT 3,540.28 2,609.84 35.65% 3,335.19 1,767.62 88.68% 3,176.29 1,149.47 176.33% 3,059.46 1,571.60 94.67%
Tax 916.06 675.99 35.51% 862.95 461.85 86.85% 820.37 306.55 167.61% 791.51 410.75 92.70%
PAT 2,624.22 1,933.85 35.70% 2,472.24 1,305.77 89.33% 2,355.92 842.92 179.50% 2,267.95 1,160.85 95.37%
PATM 28.48% 25.69% 28.74% 19.17% 28.93% 14.25% 29.77% 19.33%
EPS 43.35 31.94 35.72% 40.84 21.57 89.34% 38.92 13.92 179.60% 37.46 19.17 95.41%

Description Dec 22 Dec 21 Var% Sep 22 Sep 21 Var% Jun 22 Jun 21 Var% Mar 22 Mar 21 Var%
Net Sales 10,784.30 8,536.65 26.33% 9,968.40 7,733.84 28.89% 9,280.92 6,742.15 37.66% 8,626.57 6,850.62 25.92%
Expenses 3,304.12 3,040.03 8.69% 3,128.10 3,238.35 -3.40% 3,023.41 3,034.82 -0.38% 2,697.77 2,746.91 -1.79%
EBITDA 7,480.18 5,496.62 36.09% 6,840.30 4,495.49 52.16% 6,257.51 3,707.33 68.79% 5,928.80 4,103.71 44.47%
EBIDTM 69.36% 64.39% 68.62% 58.13% 67.42% 54.99% 68.73% 59.90%
Other Income 1.65 2.48 -33.47% 4.23 1.06 299.06% 1.79 1.10 62.73% 3.71 4.32 -14.12%
Interest 3,351.22 2,534.54 32.22% 2,971.37 2,397.57 23.93% 2,645.13 2,253.55 17.38% 2,562.58 2,195.55 16.72%
Depreciation 118.99 96.58 23.20% 120.87 94.53 27.86% 111.41 89.02 25.15% 104.44 89.89 16.19%
PBT 4,011.62 2,867.98 39.88% 3,752.29 2,004.45 87.20% 3,502.76 1,365.86 156.45% 3,265.49 1,822.59 79.17%
Tax 1,038.68 742.69 39.85% 971.64 523.46 85.62% 906.51 363.42 149.44% 845.98 475.95 77.75%
PAT 2,972.94 2,125.29 39.88% 2,780.65 1,480.99 87.76% 2,596.25 1,002.44 158.99% 2,419.51 1,346.64 79.67%
PATM 27.57% 24.90% 27.89% 19.15% 27.97% 14.87% 28.05% 19.66%
EPS 49.20 35.25 39.57% 46.03 24.58 87.27% 43.01 16.64 158.47% 40.10 22.38 79.18%

Annual Results

Standalone Figures in Rs. Crores /

Consolidated

Description TTM Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13
Net Sales 33,577.92 27,894.74 23,549.72 23,822.53 17,386.02 12,652.84 9,963.02 7,293.54 5,381.80 4,032.44 3,092.01 Net Sales Growth 27.86% 18.45% -1.15% 37.02% 37.41% 27.00% 36.60% 35.52% 33.46% 30.41% Cost Of Goods Sold 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 33,577.92 27,894.74 23,549.72 23,822.53 17,386.02 12,652.84 9,963.02 7,293.54 5,381.80 4,032.44 3,092.01 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 11,440.24 11,290.03 10,348.67 8,764.84 5,189.30 4,082.96 3,247.66 2,353.69 1,891.42 1,424.04 1,072.94 Power & Fuel Cost - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Employee Cost - 3,221.88 2,242.42 2,293.44 1,719.60 1,415.48 931.67 629.63 450.73 340.81 245.15 % Of Sales - 11.55% 9.52% 9.63% 9.89% 11.19% 9.35% 8.63% 8.38% 8.45% 7.93% Manufacturing Exp. - 2,386.03 1,644.90 1,600.84 1,193.61 970.23 1,034.35 822.21 639.83 550.16 406.87 % Of Sales - 8.55% 6.98% 6.72% 6.87% 7.67% 10.38% 11.27% 11.89% 13.64% 13.16% General & Admin Exp. - 650.62 443.13 756.21 591.00 462.24 426.40 176.98 270.53 211.79 163.85 % Of Sales - 2.33% 1.88% 3.17% 3.40% 3.65% 4.28% 2.43% 5.03% 5.25% 5.30% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 5,031.50 6,018.22 4,114.35 1,685.09 1,235.01 855.24 724.87 530.33 321.28 0.00 % Of Sales - 18.04% 25.56% 17.27% 9.69% 9.76% 8.58% 9.94% 9.85% 7.97% 8.31% EBITDA 22,137.68 16,604.71 13,201.05 15,057.69 12,196.72 8,569.88 6,715.36 4,939.85 3,490.38 2,608.40 2,019.07 EBITDA Margin 65.93% 59.53% 56.06% 63.21% 70.15% 67.73% 67.40% 67.73% 64.86% 64.69% 65.30% Other Income 9.49 7.20 14.17 11.62 13.25 12.28 25.95 39.84 175.98 103.77 92.96 Interest 8,618.61 7,670.61 7,550.09 7,990.48 6,037.30 4,648.98 3,852.63 2,958.78 2,273.82 1,591.82 1,220.87 Depreciation 417.34 354.91 302.25 270.70 137.37 101.96 71.16 56.34 35.60 29.19 19.56 PBT 13,111.22 8,586.39 5,362.88 6,808.13 6,035.30 3,831.22 2,817.52 1,964.57 1,356.94 1,091.16 871.60 Tax 3,390.89 2,235.90 1,407.37 1,927.01 2,144.96 1,346.71 980.97 686.05 459.07 372.15 280.29 Tax Rate 25.86% 26.04% 26.24% 28.30% 35.54% 35.15% 34.82% 34.92% 33.83% 34.11% 32.16% PAT 9,720.33 6,350.49 3,955.51 4,881.12 3,890.34 2,484.51 1,836.55 1,278.52 897.87 719.01 591.31 PAT before Minority Interest 9,720.33 6,350.49 3,955.51 4,881.12 3,890.34 2,484.51 1,836.55 1,278.52 897.87 719.01 591.31 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 28.95% 22.77% 16.80% 20.49% 22.38% 19.64% 18.43% 17.53% 16.68% 17.83% 19.12% PAT Growth 85.38% 60.55% -18.96% 25.47% 56.58% 35.28% 43.65% 42.39% 24.88% 21.60% EPS 160.56 104.90 65.34 80.63 64.26 41.04 30.34 21.12 14.83 11.88 9.77

Description TTM Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15
Net Sales 38,660.19 31,658.98 26,689.57 26,373.77 18,487.14 12,785.86 9,966.71 7,293.54 5,381.80 Net Sales Growth 29.46% 18.62% 1.20% 42.66% 44.59% 28.29% 36.65% 35.52% Cost Of Goods Sold 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 38,660.19 31,658.98 26,689.57 26,373.77 18,487.14 12,785.86 9,966.71 7,293.54 5,381.80 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 12,153.40 11,930.94 10,867.64 9,161.22 5,454.21 4,156.67 3,250.64 2,353.77 1,891.49 Power & Fuel Cost - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% Employee Cost - 3,589.66 2,498.67 2,547.96 1,938.53 1,433.62 931.67 629.63 450.73 % Of Sales - 11.34% 9.36% 9.66% 10.49% 11.21% 9.35% 8.63% 8.38% Manufacturing Exp. - 2,452.36 1,678.05 1,620.26 1,233.56 987.62 1,034.35 822.21 639.83 % Of Sales - 7.75% 6.29% 6.14% 6.67% 7.72% 10.38% 11.27% 11.89% General & Admin Exp. - 653.89 411.54 739.84 566.70 465.43 429.12 336.54 270.58 % Of Sales - 2.07% 1.54% 2.81% 3.07% 3.64% 4.31% 4.61% 5.03% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 5,235.03 6,279.38 4,253.16 1,715.42 1,270.00 855.50 565.39 530.35 % Of Sales - 16.54% 23.53% 16.13% 9.28% 9.93% 8.58% 7.75% 9.85% EBITDA 26,506.79 19,728.04 15,821.93 17,212.55 13,032.93 8,629.19 6,716.07 4,939.77 3,490.31 EBITDA Margin 68.56% 62.31% 59.28% 65.26% 70.50% 67.49% 67.39% 67.73% 64.85% Other Income 11.38 7.99 14.95 11.87 13.04 12.43 25.48 40.02 176.03 Interest 11,530.30 9,847.68 9,519.35 9,607.67 6,722.66 4,696.11 3,852.97 2,958.77 2,273.79 Depreciation 455.71 384.57 325.27 294.63 144.15 102.07 71.17 56.34 35.60 PBT 14,532.16 9,503.78 5,992.26 7,322.12 6,179.16 3,843.44 2,817.41 1,964.68 1,356.95 Tax 3,762.81 2,475.55 1,572.44 2,058.37 2,184.17 1,347.07 981.03 686.05 459.07 Tax Rate 25.89% 26.05% 26.24% 28.11% 35.35% 35.05% 34.82% 34.92% 33.83% PAT 10,769.35 7,028.23 4,419.82 5,263.75 3,994.99 2,496.37 1,836.38 1,278.63 897.88 PAT before Minority Interest 10,769.35 7,028.23 4,419.82 5,263.75 3,994.99 2,496.37 1,836.38 1,278.63 897.88 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 27.86% 22.20% 16.56% 19.96% 21.61% 19.52% 18.43% 17.53% 16.68% PAT Growth 80.83% 59.02% -16.03% 31.76% 60.03% 35.94% 43.62% 42.41% EPS 177.89 116.09 73.01 86.95 65.99 41.24 30.33 21.12 14.83

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated

Description Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13
Shareholder's Funds 42,055.88 35,938.74 31,813.21 19,563.63 15,817.21 9,600.31 7,426.64 4,799.70 3,990.86 3,351.98 Share Capital 120.66 120.32 119.99 115.37 115.03 109.37 53.55 50.00 49.75 49.54 Total Reserves 41,537.66 35,515.17 31,480.05 19,310.41 15,620.17 9,490.94 7,271.06 4,749.70 3,941.11 3,302.44 Non-Current Liabilities 113,088.71 93,025.73 98,227.61 76,506.31 55,305.68 36,266.36 27,491.10 19,611.33 11,393.80 7,519.31 Secured Loans 68,596.38 54,117.53 65,884.25 58,422.51 43,575.78 27,420.12 22,681.01 16,448.57 9,578.97 6,706.90 Unsecured Loans 44,977.96 39,334.92 32,887.35 18,606.89 12,397.39 5,695.84 2,605.96 1,825.05 898.79 796.18 Long Term Provisions 218.93 290.81 113.75 70.28 65.18 3,034.60 2,036.77 1,414.22 951.60 64.61 Current Liabilities 11,963.09 8,399.87 7,115.14 11,769.10 9,729.56 21,032.91 14,260.84 9,910.11 10,332.96 6,844.61 Trade Payables 1,063.92 857.39 816.52 766.33 609.26 309.04 334.91 273.66 214.61 174.78 Other Current Liabilities 1,410.62 1,122.40 847.01 1,659.48 1,442.74 10,002.90 6,953.89 4,699.90 4,121.91 4,496.81 Short Term Borrowings 9,465.91 6,401.55 5,434.39 9,322.32 7,656.16 8,922.42 5,638.49 4,277.83 5,472.78 2,080.14 Short Term Provisions 22.64 18.53 17.22 20.97 21.40 1,798.55 1,333.55 658.72 523.66 92.88 Total Liabilities 167,107.68 137,364.34 137,155.96 107,839.04 80,852.45 66,899.58 49,178.58 34,321.14 25,717.62 17,715.90 Net Block 1,598.44 1,227.20 1,228.14 654.33 464.66 361.13 287.00 249.18 219.87 176.21 Gross Block 2,668.81 2,138.13 1,908.76 1,085.17 782.38 586.51 422.58 343.61 307.81 246.18 Accumulated Depreciation 1,070.37 910.93 680.62 430.84 317.72 225.38 135.58 94.43 87.94 69.97 Non Current Assets 155,622.42 122,732.03 123,025.58 101,100.58 78,669.55 35,488.37 27,444.32 19,894.68 15,025.86 9,802.46 Capital Work in Progress 32.68 51.06 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non Current Investment 9,390.74 8,107.56 8,076.41 5,060.63 2,553.43 1,090.30 485.15 175.09 0.00 5.26 Long Term Loans & Adv. 324.31 256.27 276.68 184.72 86.99 2,008.84 1,893.62 1,350.74 953.57 72.80 Other Non Current Assets 0.00 0.00 27.27 19.64 31.59 0.00 0.00 0.00 0.00 0.00 Current Assets 11,485.26 14,632.31 14,130.38 6,738.46 2,182.90 31,411.21 21,734.26 14,426.46 10,691.76 7,913.44 Current Investments 6,981.08 12,061.56 12,062.57 5,309.78 1,100.03 2,984.40 548.92 157.20 28.21 0.00 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 1,017.11 709.72 867.18 805.38 638.85 25,654.78 0.00 13,079.78 9,118.53 7,195.45 Cash & Bank 2,900.73 1,373.90 679.36 241.69 228.82 325.80 1,329.15 228.62 776.81 416.37 Other Current Assets 586.34 0.00 171.76 0.00 215.20 2,446.23 19,856.19 960.86 768.21 301.62 Short Term Loans & Adv. 464.44 487.13 349.51 381.61 215.20 2,090.40 19,644.37 795.02 689.49 233.42 Net Current Assets -477.83 6,232.44 7,015.24 -5,030.64 -7,546.66 10,378.30 7,473.42 4,516.35 358.80 1,068.83 Total Assets 167,107.68 137,364.34 137,155.96 107,839.04 80,852.45 66,899.58 49,178.58 34,321.14 25,717.62 17,715.90

Description Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15
Shareholder's Funds 43,712.69 36,918.41 32,327.63 19,697.02 15,847.84 9,600.26 7,426.76 4,799.71 Share Capital 120.66 120.32 119.99 115.37 115.03 109.37 53.55 50.00 Total Reserves 43,194.47 36,494.84 31,994.47 19,443.80 15,650.80 9,490.89 7,271.18 4,749.71 Non-Current Liabilities 150,423.21 121,532.16 122,230.65 88,147.60 58,047.59 36,266.42 27,490.99 19,611.22 Secured Loans 104,820.22 82,268.22 89,717.98 70,062.96 46,317.87 27,420.12 22,681.01 16,448.57 Unsecured Loans 46,249.21 39,842.26 33,140.74 18,606.89 12,397.39 5,695.84 2,605.85 1,824.94 Long Term Provisions 242.82 298.40 121.79 73.12 66.77 3,034.66 2,036.77 1,414.22 Current Liabilities 17,418.35 12,073.93 8,982.72 15,718.86 10,135.39 21,033.03 14,260.91 9,910.19 Trade Payables 1,511.10 1,098.10 959.81 811.54 651.03 309.27 334.91 273.72 Other Current Liabilities 1,720.62 1,433.31 1,056.82 1,966.18 1,620.71 10,002.79 6,953.96 4,699.92 Short Term Borrowings 14,162.49 9,523.06 6,947.71 12,918.00 7,841.96 8,922.42 5,638.49 4,277.83 Short Term Provisions 24.14 19.46 18.38 23.14 21.69 1,798.55 1,333.55 658.72 Total Liabilities 211,554.25 170,524.50 163,541.00 123,563.48 84,030.82 66,899.71 49,178.66 34,321.12 Net Block 1,716.30 1,315.70 1,320.99 694.84 470.26 366.01 290.27 252.45 Gross Block 2,863.85 2,278.09 2,032.05 1,133.27 788.99 592.30 425.85 346.88 Accumulated Depreciation 1,147.55 962.39 711.06 438.43 318.73 226.29 135.58 94.43 Non Current Assets 204,189.47 152,925.76 146,109.29 114,929.34 80,720.46 35,165.40 27,419.64 19,871.41 Capital Work in Progress 34.14 51.06 0.00 0.00 0.00 0.00 0.00 0.00 Non Current Investment 10,670.34 4,596.33 3,089.31 1,512.25 1,025.43 762.30 457.15 147.09 Long Term Loans & Adv. 345.44 275.80 294.69 189.09 88.31 2,008.94 1,893.65 1,351.95 Other Non Current Assets 0.00 0.00 28.25 20.34 33.96 0.00 0.02 0.25 Current Assets 7,364.78 17,598.74 17,431.71 8,634.14 3,310.36 31,734.31 21,759.02 14,449.71 Current Investments 1,575.20 13,800.58 14,454.59 7,086.78 2,114.00 3,307.21 571.95 179.20 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 1,265.89 1,096.86 952.56 808.70 638.88 25,654.78 18,493.68 13,079.78 Cash & Bank 3,680.30 2,164.32 1,382.72 348.71 339.66 326.09 1,330.85 229.83 Other Current Assets 843.39 0.00 171.76 0.00 217.82 2,446.23 1,362.54 960.90 Short Term Loans & Adv. 721.49 536.98 470.08 389.95 217.82 2,090.40 1,150.69 795.04 Net Current Assets -10,053.57 5,524.81 8,448.99 -7,084.72 -6,825.03 10,701.28 7,498.11 4,539.52 Total Assets 211,554.25 170,524.50 163,541.00 123,563.48 84,030.82 66,899.71 49,178.66 34,321.12

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated

Description Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13
Cash From Operating Activity -23,794.56 4,385.94 -14,110.33 -15,693.66 -17,191.28 -10,439.98 -9,870.83 -7,147.14 -6,086.57 -3,250.87 PBT 8,586.39 5,362.88 6,808.13 6,035.30 3,831.22 2,817.52 1,964.57 1,356.94 1,091.16 871.60 Adjustment 6,373.21 3,774.77 4,411.97 1,447.04 1,317.59 4,519.66 3,376.49 2,476.96 1,740.85 1,290.32 Changes in Working Capital -36,414.82 -3,451.19 -23,223.43 -21,006.25 -20,867.53 -13,604.14 475.59 -8,475.62 -6,904.07 -4,050.65 Cash after chg. in Working capital -21,455.22 5,686.46 -12,003.33 -13,523.91 -15,718.72 -6,266.96 5,816.65 -4,641.72 -4,072.06 -1,888.73 Interest Paid 0.00 0.00 0.00 0.00 0.00 -3,166.92 -2,415.61 -2,014.52 -1,579.73 -1,048.90 Tax Paid -2,339.34 -1,300.52 -2,107.00 -2,169.75 -1,472.56 -1,006.10 -739.58 -490.90 -434.78 -313.24 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 0.00 0.00 0.00 0.00 0.00 0.00 -12,532.29 0.00 0.00 0.00 Cash From Investing Activity 3,806.50 424.26 -9,632.54 -6,637.58 504.94 -3,048.24 -685.90 -365.42 -95.81 -56.37 Net Fixed Assets -512.30 -280.43 -823.59 -302.79 -195.87 -163.93 -78.97 -35.80 -61.63 -49.03 Net Investments 3,797.30 -30.14 -9,768.57 -6,716.95 421.24 -3,040.63 -701.78 -304.08 -22.95 0.22 Others 521.50 734.83 959.62 382.16 279.57 156.32 94.85 -25.54 -11.23 -7.56 Cash from Financing Activity 21,514.93 -4,112.94 24,177.40 22,343.91 16,588.98 12,515.94 11,656.20 6,953.19 6,542.82 3,663.78 Net Cash Inflow / Outflow 1,526.87 697.26 434.53 12.67 -97.36 -972.28 1,099.47 -559.37 360.44 356.54 Opening Cash & Equivalents 1,371.79 674.53 240.00 227.33 324.69 1,296.90 227.76 787.13 416.37 59.83 Closing Cash & Equivalent 2,898.66 1,371.79 674.53 240.00 227.33 324.62 1,327.23 227.76 776.81 416.37

Description Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15
Cash From Operating Activity -37,028.62 -807.27 -24,411.70 -29,061.53 -20,565.59 -10,438.95 -9,869.67 0.00 PBT 9,503.78 5,992.26 7,322.12 6,179.16 3,843.44 2,817.41 1,964.68 0.00 Adjustment 6,179.96 4,177.72 4,779.74 1,566.81 1,256.67 4,519.61 3,376.32 0.00 Changes in Working Capital -50,126.26 -9,494.94 -34,278.21 -34,592.18 -24,182.12 -13,602.56 476.74 0.00 Cash after chg. in Working capital -34,442.52 675.04 -22,176.35 -26,846.21 -19,082.01 -6,265.54 5,817.74 0.00 Interest Paid 0.00 0.00 0.00 0.00 0.00 -3,167.27 -2,415.60 0.00 Tax Paid -2,586.10 -1,482.31 -2,235.35 -2,215.32 -1,483.58 -1,006.14 -739.52 0.00 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 0.00 0.00 0.00 0.00 0.00 0.00 -12,532.29 0.00 Cash From Investing Activity 6,346.84 -428.55 -8,757.61 -5,378.93 1,075.43 -3,046.76 -686.82 0.00 Net Fixed Assets -512.30 -280.43 -823.59 -302.79 -195.87 -163.93 -78.97 Net Investments 3,797.30 -30.14 -9,768.57 -6,716.95 421.24 -3,040.63 -701.78 Others 3,061.84 -117.98 1,834.55 1,640.81 850.06 157.80 93.93 Cash from Financing Activity 32,239.62 1,740.63 34,166.81 34,449.31 19,503.35 12,513.43 11,656.20 0.00 Net Cash Inflow / Outflow 1,557.84 504.81 997.50 8.85 13.19 -972.28 1,099.71 0.00 Opening Cash & Equivalents 1,849.33 1,344.52 347.02 338.17 324.98 1,297.19 227.81 0.00 Closing Cash & Equivalent 3,407.17 1,849.33 1,344.52 347.02 338.17 324.91 1,327.52 0.00

Financial Ratios

Standalone /

Consolidated

Description Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13
Book Value (Rs.) 690.51 592.35 526.71 336.76 273.58 175.56 136.78 95.99 80.22 67.66 ROA 4.17% 2.88% 3.98% 4.12% 3.36% 3.16% 3.06% 2.99% 3.31% 3.87% ROE 16.43% 11.77% 19.13% 22.13% 19.61% 21.70% 21.09% 20.43% 19.58% 22.05% ROCE 10.81% 9.50% 12.23% 13.03% 12.26% 12.91% 12.97% 13.16% 13.34% 14.56% Fixed Asset Turnover 11.61 11.64 15.91 18.62 18.49 19.75 19.04 16.52 14.56 13.95 Receivable days 11.30 12.22 12.81 15.16 379.25 939.88 0.00 752.76 738.34 761.95 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 69.22 82.10 67.20 57.55 73.43 78.98 77.07 94.62 Cash Conversion Cycle 11.30 12.22 -56.40 -66.94 312.05 882.33 -73.43 673.78 661.27 667.33 Total Debt/Equity 2.95 2.80 3.30 4.45 4.04 5.13 5.05 5.55 4.95 3.92 Interest Cover 2.12 1.71 1.85 2.00 1.82 1.73 1.66 1.60 1.69 1.71

Description Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15
Book Value (Rs.) 717.97 608.63 535.29 339.07 274.12 175.56 136.78 95.99 ROA 3.68% 2.65% 3.67% 3.85% 3.31% 3.16% 3.06% 2.62% ROE 17.59% 12.86% 20.37% 22.62% 19.68% 21.70% 21.09% 18.71% ROCE 10.25% 9.38% 11.95% 12.67% 12.09% 12.91% 12.97% 11.54% Fixed Asset Turnover 12.31 12.38 16.66 19.23 18.51 19.58 18.88 15.51 Receivable days 13.62 14.01 12.19 14.29 375.30 808.40 790.04 887.09 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 72.29 80.31 69.28 57.57 73.43 88.55 Cash Conversion Cycle 13.62 14.01 -60.11 -66.02 306.02 750.83 716.60 798.53 Total Debt/Equity 3.81 3.60 4.04 5.19 4.22 5.13 5.05 5.55 Interest Cover 1.97 1.63 1.76 1.92 1.82 1.73 1.66 1.60

Top Investors:

government of singapore

axis mutual fund trustee limited a/c axis mutual f

sbi long term advantage fund - series v

investor education and protection fund (iepf)

Annual Reports:

News Update:

Bajaj Finance reports 40% rise in Q3 consolidated net profit
28th Jan 2023, 12:45 PM

Total consolidated income of the company increased by 26.31% to Rs 10,785.95 crore for the quarter under review
Read More
Bajaj Finance increases FD rates for multiple tenures
21st Jan 2023, 12:47 PM

For a tenor of 12-23 months, the interest rate for customers below 60 years has been increased from 7.05% p.a. to 7.15% p.a.
Read More
Bajaj Finance reports 41% growth in deposit book in Q3FY23
5th Jan 2023, 10:30 AM

Its Assets under management grew by 27% to around Rs 230,850 crore (provisional) as of December 31, 2022 as compared to Rs 181,250 crore as of December 31, 2021
Read More
Bajaj Finance inks pact to acquire 40% stake in Snapwork Technologies
26th Nov 2022, 12:30 PM

The acquisition is proposed with the intention to strengthen the Company’s technology roadmap
Read More

Bajaj Finance Ltd.

Finance - NBFC

BSE: 500034 | NSE: BAJFINANCE

Stock Summary

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Consolidated Figures in Rs. Crores /

Annual Results

Standalone Figures in Rs. Crores /

Results Balance Sheet

Standalone Figures in Rs. Crores /

Cash Flow

Standalone Figures in Rs. Crores /

Financial Ratios

Standalone /

Top Investors:

Annual Reports:

News Update:

Bajaj Finance Ltd.

Finance - NBFC

BSE: 500034 | NSE: BAJFINANCE

Stock Summary

Shareholding Pattern

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Consolidated Figures in Rs. Crores /

Annual Results

Standalone Figures in Rs. Crores /

Results Balance Sheet

Standalone Figures in Rs. Crores /

Cash Flow

Standalone Figures in Rs. Crores /

Financial Ratios

Standalone /

Top Investors:

Annual Reports:

News Update: