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Bajaj Finance Ltd.

Finance - NBFC

Rating :
70/99

BSE: 500034 | NSE: BAJFINANCE

NSE BSE
3235.60
04-Aug-2020
  • Open
  • High
  • Low
  • Previous Close
  •  3202.00
  •  3260.00
  •  3142.85
  •  3174.50
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  6679173
  •  214689.09
  •  4923.40
  •  1783.00

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 194,994.25
  • 38.76
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 301,990.81
  • 0.31%
  • 5.90

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 56.20%
  • 1.45%
  • 9.11%
  • FII
  • DII
  • Others
  • 21.24%
  • 8.61%
  • 3.39%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 32.84
  • 29.31
  • 27.30

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 36.20
  • 28.36
  • 14.81

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 34.77
  • 32.71
  • 28.23

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 33.91
  • 47.66
  • 51.98

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 5.07
  • 7.90
  • 8.66

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 12.73
  • 19.62
  • 21.39

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Jun 20
Jun 19
Var%
Mar 20
Mar 19
Var%
Dec 19
Dec 18
Var%
Sep 19
Sep 18
Var%
Net Sales
6,648.20
5,801.25
14.60%
7,226.58
5,294.49
36.49%
7,011.05
4,985.39
40.63%
6,321.45
4,261.36
48.34%
Expenses
2,758.20
1,780.54
54.91%
3,319.92
1,532.24
116.67%
2,291.21
1,529.59
49.79%
1,905.97
1,239.98
53.71%
EBITDA
3,890.00
4,020.71
-3.25%
3,906.66
3,762.25
3.84%
4,719.84
3,455.80
36.58%
4,415.48
3,021.38
46.14%
EBIDTM
58.51%
69.31%
54.06%
71.06%
67.32%
69.32%
69.85%
70.90%
Other Income
1.54
7.04
-78.12%
4.25
3.52
20.74%
14.88
6.68
122.75%
1.10
11.94
-90.79%
Interest
2,497.63
2,113.36
18.18%
2,547.40
1,913.32
33.14%
2,489.03
1,785.72
39.39%
2,323.42
1,565.43
48.42%
Depreciation
84.22
62.97
33.75%
85.31
40.82
108.99%
75.62
41.09
84.04%
70.73
33.38
111.89%
PBT
1,309.69
1,851.42
-29.26%
1,278.20
1,811.63
-29.44%
2,170.07
1,635.67
32.67%
2,022.43
1,434.51
40.98%
Tax
347.37
656.17
-47.06%
330.10
635.57
-48.06%
555.96
576.11
-3.50%
516.14
511.04
1.00%
PAT
962.32
1,195.25
-19.49%
948.10
1,176.06
-19.38%
1,614.11
1,059.56
52.34%
1,506.29
923.47
63.11%
PATM
14.47%
20.60%
13.12%
22.21%
23.02%
21.25%
23.83%
21.67%
EPS
15.99
19.86
-19.49%
15.76
19.55
-19.39%
26.83
17.61
52.36%
25.03
15.35
63.06%

Annual Results

Standalone Figures in Rs. Crores /

Consolidated
Description
TTM
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Net Sales
27,207.28
26,373.80
18,485.09
12,785.86
9,966.71
7,293.54
5,381.80
Net Sales Growth
33.75%
42.68%
44.57%
28.29%
36.65%
35.52%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
27,207.28
26,373.80
18,485.09
12,785.86
9,966.71
7,293.54
5,381.80
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
Total Expenditure
10,275.30
9,161.21
5,455.79
4,156.67
3,250.64
2,353.77
1,891.49
Power & Fuel Cost
-
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
Employee Cost
-
2,549.08
1,940.90
1,433.62
931.67
629.63
450.73
% Of Sales
-
9.67%
10.50%
11.21%
9.35%
8.63%
8.38%
Manufacturing Exp.
-
648.74
585.77
496.19
1,034.35
822.21
639.83
% Of Sales
-
2.46%
3.17%
3.88%
10.38%
11.27%
11.89%
General & Admin Exp.
-
1,698.11
1,211.69
956.86
205.68
177.00
136.68
% Of Sales
-
6.44%
6.55%
7.48%
2.06%
2.43%
2.54%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
4,265.28
1,717.43
1,270.00
1,078.94
724.93
664.25
% Of Sales
-
16.17%
9.29%
9.93%
10.83%
9.94%
12.34%
EBITDA
16,931.98
17,212.59
13,029.30
8,629.19
6,716.07
4,939.77
3,490.31
EBITDA Margin
62.23%
65.26%
70.49%
67.49%
67.39%
67.73%
64.85%
Other Income
21.77
11.83
16.67
12.43
25.48
40.02
175.95
Interest
9,857.48
9,607.67
6,722.66
4,696.11
3,852.97
2,958.77
2,273.71
Depreciation
315.88
294.63
144.15
102.07
71.17
56.34
35.60
PBT
6,780.39
7,322.12
6,179.16
3,843.44
2,817.41
1,964.68
1,356.95
Tax
1,749.57
2,058.37
2,184.17
1,347.07
981.03
686.05
459.07
Tax Rate
25.80%
28.11%
35.35%
35.05%
34.82%
34.92%
33.83%
PAT
5,030.82
5,263.75
3,994.99
2,496.37
1,836.38
1,278.63
897.88
PAT before Minority Interest
5,030.82
5,263.75
3,994.99
2,496.37
1,836.38
1,278.63
897.88
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
18.49%
19.96%
21.61%
19.52%
18.43%
17.53%
16.68%
PAT Growth
15.54%
31.76%
60.03%
35.94%
43.62%
42.41%
 
EPS
83.61
87.48
66.40
41.49
30.52
21.25
14.92

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Shareholder's Funds
32,327.63
19,697.02
15,847.84
9,600.26
7,426.76
4,799.71
Share Capital
119.99
115.37
115.03
109.37
53.55
50.00
Total Reserves
31,994.47
19,443.80
15,650.80
9,490.89
7,271.18
4,749.71
Non-Current Liabilities
104,476.29
-237.08
-448.26
36,266.42
27,490.99
19,611.22
Secured Loans
89,717.98
0.00
0.00
27,420.12
22,681.01
16,448.57
Unsecured Loans
15,055.94
0.00
0.00
5,695.84
2,605.85
1,824.94
Long Term Provisions
140.41
96.26
88.46
3,034.66
2,036.77
1,414.22
Current Liabilities
26,737.32
104,103.53
68,631.24
21,033.03
14,260.91
9,910.19
Trade Payables
959.81
844.02
651.03
309.27
334.91
273.72
Other Current Liabilities
22,172.15
14,864.67
9,215.86
10,002.79
6,953.96
4,699.92
Short Term Borrowings
3,605.36
88,394.84
58,764.35
8,922.42
5,638.49
4,277.83
Short Term Provisions
0.00
0.00
0.00
1,798.55
1,333.55
658.72
Total Liabilities
163,541.24
123,563.47
84,030.82
66,899.71
49,178.66
34,321.12
Net Block
1,320.99
694.84
470.26
366.01
290.27
252.45
Gross Block
2,032.05
1,133.27
788.99
592.30
425.85
346.88
Accumulated Depreciation
711.06
438.43
318.73
226.29
135.58
94.43
Non Current Assets
146,748.43
113,415.08
79,654.13
35,165.40
27,419.64
19,871.41
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
0.00
Non Current Investment
3,728.45
0.00
0.00
762.30
457.15
147.09
Long Term Loans & Adv.
294.69
187.08
47.41
2,008.94
1,893.65
1,351.95
Other Non Current Assets
28.25
20.34
33.96
0.00
0.02
0.25
Current Assets
16,792.81
10,148.39
4,376.69
31,734.31
21,759.02
14,449.71
Current Investments
13,815.45
8,599.03
3,139.43
3,307.21
571.95
179.20
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
952.49
897.57
638.88
0.00
0.00
0.00
Cash & Bank
1,382.72
348.71
339.66
326.09
1,330.85
229.83
Other Current Assets
642.15
0.00
0.00
355.83
19,856.22
14,040.68
Short Term Loans & Adv.
470.39
303.08
258.72
27,745.18
19,644.37
13,874.82
Net Current Assets
-9,944.51
-93,955.14
-64,254.55
10,701.28
7,498.11
4,539.52
Total Assets
163,541.24
123,563.47
84,030.82
66,899.71
49,178.66
34,321.12

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Cash From Operating Activity
-24,426.18
-29,146.69
-20,565.59
-10,438.95
-9,869.67
0.00
PBT
7,322.12
6,179.16
3,843.44
2,817.41
1,964.68
0.00
Adjustment
4,765.94
1,503.47
1,256.67
4,519.61
3,376.32
0.00
Changes in Working Capital
-34,278.89
-34,614.00
-24,182.12
1,528.79
476.74
0.00
Cash after chg. in Working capital
-22,190.83
-26,931.37
-19,082.01
8,865.81
5,817.74
0.00
Interest Paid
0.00
0.00
0.00
-3,167.27
-2,415.60
0.00
Tax Paid
-2,235.35
-2,215.32
-1,483.58
-1,006.14
-739.52
0.00
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
-15,131.35
-12,532.29
0.00
Cash From Investing Activity
-8,756.88
-5,375.79
1,075.43
-3,046.76
-686.82
0.00
Net Fixed Assets
-823.59
-302.79
-195.87
-163.93
-78.97
Net Investments
-9,768.57
-6,716.95
421.24
-3,040.63
-701.78
Others
1,835.28
1,643.95
850.06
157.80
93.93
Cash from Financing Activity
34,180.56
34,531.33
19,503.35
12,513.43
11,656.20
0.00
Net Cash Inflow / Outflow
997.50
8.85
13.19
-972.28
1,099.71
0.00
Opening Cash & Equivalents
347.02
338.17
324.98
1,297.19
227.81
0.00
Closing Cash & Equivalent
1,344.52
347.02
338.17
324.91
1,327.52
0.00

Financial Ratios

Standalone /

Consolidated
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Book Value (Rs.)
535.29
339.07
274.12
175.56
136.78
95.99
ROA
3.67%
3.85%
3.31%
3.16%
3.06%
2.62%
ROE
20.37%
22.62%
19.68%
21.70%
21.09%
18.71%
ROCE
13.61%
14.12%
12.80%
12.91%
12.97%
11.54%
Fixed Asset Turnover
16.66
19.23
18.51
19.58
18.88
15.51
Receivable days
12.19
15.17
18.24
0.00
0.00
0.00
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
92.33
101.88
85.98
57.57
73.43
88.55
Cash Conversion Cycle
-80.14
-86.71
-67.75
-57.57
-73.43
-88.55
Total Debt/Equity
3.37
4.52
3.73
5.13
5.05
5.55
Interest Cover
1.76
1.92
1.82
1.73
1.66
1.60

Annual Reports:

FY 2020
FY 2019
FY 2018
FY 2017
FY 2016
FY 2015
FY 2014
FY 2013
FY 2012

News Update:


  • Bajaj Finance reports 19% fall in Q1 consolidated net profit
    23rd Jul 2020, 14:18 PM

    Total income of the company increased by 14.50% at Rs 6649.74 crore for Q1FY21

    Read More
  • Bajaj Finance’s arm launches E-Home Loan
    20th Jul 2020, 13:27 PM

    Apart from being fully digital, the E-Home Loans offer faster approvals and a host of other additional benefits

    Read More
  • Bajaj Finance’s arm offers equity F&O trade at flat Rs 5 per order
    30th Jun 2020, 13:06 PM

    The company offers an annual subscription-based trading pack

    Read More
  • S&P Global Ratings downgrades credit ratings of Bajaj Finance
    29th Jun 2020, 11:04 AM

    The rating agency has downgraded the credit rating of company from Long term rating of ‘BBB-/Negative’ to ‘BB+/Stable’

    Read More
  • Bajaj Finance launches online fixed deposit for new customers
    23rd Jun 2020, 12:15 PM

    Using this convenience, new and existing customers can invest in Bajaj Finance FD from the comfort of their homes

    Read More
  • Bajaj Finance’s arm offers unique service blend of low-cost brokerage
    20th Jun 2020, 10:44 AM

    Through affordable paid subscription plans from BFSL, investors can avail brokerage rates as low as Rs. 0.99/order for Equity Delivery and Intraday, and Rs. 5/order for F&O

    Read More
  • Bajaj Finance offers coverage against everyday risks with pocket insurance and subscriptions
    17th Jun 2020, 14:06 PM

    These plans secure the insured persons and their valuable possessions from risks and hazards faced in daily life

    Read More
  • Bajaj Finance reports fall of 19% in Q4 consolidated net profit
    20th May 2020, 15:20 PM

    Total income of the company increased by 36.48% at Rs 7230.83 crore for Q4FY20

    Read More
  • Bajaj Finance - Quarterly Results
    19th May 2020, 12:00 AM

    Read More
  • Bajaj Finance offers Digital Health EMI Network Card
    29th Apr 2020, 11:16 AM

    This card offers medical financing up to Rs 4 lakh

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.