Nifty
Sensex
:
:
12152.90
41237.36
97.10 (0.81%)
270.50 (0.66%)

Finance - NBFC

Rating :
89/99

BSE: 500034 | NSE: BAJFINANCE

4213.00
28-Jan-2020
  • Open
  • High
  • Low
  • Previous Close
  •  4150.15
  •  4249.00
  •  4150.15
  •  4164.35
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  1052764
  •  44368.40
  •  4295.75
  •  2371.65

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 255,295.06
  • 51.71
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 343,341.19
  • 0.14%
  • 8.30

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 56.15%
  • 1.32%
  • 8.51%
  • FII
  • DII
  • Others
  • 22.22%
  • 9.61%
  • 2.19%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 34.31
  • 27.99
  • 22.86

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 45.31
  • 30.14
  • 14.17

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 45.83
  • 34.79
  • 29.57

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 32.26
  • 46.85
  • 52.30

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 4.68
  • 7.61
  • 9.11

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 11.63
  • 18.89
  • 21.94

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 19
Sep 18
Var%
Jun 19
Jun 18
Var%
Mar 19
Mar 18
Var%
Dec 18
Dec 17
Var%
Net Sales
6,321.45
4,261.36
48.34%
5,801.25
3,936.24
47.38%
5,307.66
0.00
0.00
4,974.70
0.00
0.00
Expenses
1,905.97
1,239.98
53.71%
1,780.54
1,252.47
42.16%
1,542.81
0.00
0.00
1,532.39
0.00
0.00
EBITDA
4,415.48
3,021.38
46.14%
4,020.71
2,683.77
49.82%
3,764.85
0.00
0.00
3,442.31
0.00
0.00
EBIDTM
69.85%
70.90%
69.31%
68.18%
70.93%
0.00%
69.20%
0.00%
Other Income
1.10
11.94
-90.79%
7.04
1.53
360.13%
0.81
0.00
0.00
20.56
0.00
0.00
Interest
2,323.42
1,565.43
48.42%
2,113.36
1,359.09
55.50%
1,913.21
0.00
0.00
1,786.11
0.00
0.00
Depreciation
70.73
33.38
111.89%
62.97
28.87
118.12%
40.82
0.00
0.00
41.09
0.00
0.00
PBT
2,022.43
1,434.51
40.98%
1,851.42
1,297.34
42.71%
1,811.63
0.00
0.00
1,635.67
0.00
0.00
Tax
516.14
511.04
1.00%
656.17
461.45
42.20%
635.57
0.00
0.00
576.11
0.00
0.00
PAT
1,506.29
923.47
63.11%
1,195.25
835.89
42.99%
1,176.06
0.00
0.00
1,059.56
0.00
0.00
PATM
23.83%
21.67%
20.60%
21.24%
22.16%
0.00%
21.30%
0.00%
EPS
26.07
16.02
62.73%
20.70
14.52
42.56%
20.39
0.00
0.00
18.38
0.00
0.00

Annual Results

Standalone Figures in Rs. Crores /

Consolidated
Description
TTM
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Net Sales
22,405.06
18,485.09
12,785.86
9,966.71
7,293.54
5,381.80
Net Sales Growth
173.31%
44.57%
28.29%
36.65%
35.52%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
22,405.06
18,485.09
12,785.86
9,966.71
7,293.54
5,381.80
GP Margin
100.00%
100%
100%
100%
100%
100%
Total Expenditure
6,761.71
5,455.79
4,156.67
3,250.64
2,353.77
1,891.49
Power & Fuel Cost
-
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
Employee Cost
-
1,940.90
1,433.62
931.67
629.63
450.73
% Of Sales
-
10.50%
11.21%
9.35%
8.63%
8.38%
Manufacturing Exp.
-
585.77
496.19
1,034.35
822.21
639.83
% Of Sales
-
3.17%
3.88%
10.38%
11.27%
11.89%
General & Admin Exp.
-
1,211.69
956.86
205.68
177.00
136.68
% Of Sales
-
6.55%
7.48%
2.06%
2.43%
2.54%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
1,717.43
1,270.00
1,078.94
724.93
664.25
% Of Sales
-
9.29%
9.93%
10.83%
9.94%
12.34%
EBITDA
15,643.35
13,029.30
8,629.19
6,716.07
4,939.77
3,490.31
EBITDA Margin
69.82%
70.49%
67.49%
67.39%
67.73%
64.85%
Other Income
29.51
16.67
12.43
25.48
40.02
175.95
Interest
8,136.10
6,722.66
4,696.11
3,852.97
2,958.77
2,273.71
Depreciation
215.61
144.15
102.07
71.17
56.34
35.60
PBT
7,321.15
6,179.16
3,843.44
2,817.41
1,964.68
1,356.95
Tax
2,383.99
2,184.17
1,347.07
981.03
686.05
459.07
Tax Rate
32.56%
35.35%
35.05%
34.82%
34.92%
33.83%
PAT
4,937.16
3,994.99
2,496.37
1,836.38
1,278.63
897.88
PAT before Minority Interest
4,937.16
3,994.99
2,496.37
1,836.38
1,278.63
897.88
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
22.04%
21.61%
19.52%
18.43%
17.53%
16.68%
PAT Growth
180.62%
60.03%
35.94%
43.62%
42.41%
 
Unadjusted EPS
85.54
69.33
44.38
34.01
242.32
179.94

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Shareholder's Funds
19,697.02
15,847.84
9,600.26
7,426.76
4,799.71
Share Capital
115.37
115.03
109.37
53.55
50.00
Total Reserves
19,443.80
15,650.80
9,490.89
7,271.18
4,749.71
Non-Current Liabilities
-237.08
-448.26
36,266.42
27,490.99
19,611.22
Secured Loans
0.00
0.00
27,420.12
22,681.01
16,448.57
Unsecured Loans
0.00
0.00
5,695.84
2,605.85
1,824.94
Long Term Provisions
96.26
88.46
3,034.66
2,036.77
1,414.22
Current Liabilities
104,103.53
68,631.24
21,033.03
14,260.91
9,910.19
Trade Payables
844.02
651.03
309.27
334.91
273.72
Other Current Liabilities
14,864.67
9,215.86
10,002.79
6,953.96
4,699.92
Short Term Borrowings
88,394.84
58,764.35
8,922.42
5,638.49
4,277.83
Short Term Provisions
0.00
0.00
1,798.55
1,333.55
658.72
Total Liabilities
123,563.47
84,030.82
66,899.71
49,178.66
34,321.12
Net Block
694.84
470.26
366.01
290.27
252.45
Gross Block
1,133.27
788.99
592.30
425.85
346.88
Accumulated Depreciation
438.43
318.73
226.29
135.58
94.43
Non Current Assets
113,415.08
79,654.13
35,165.40
27,419.64
19,871.41
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
Non Current Investment
0.00
0.00
762.30
457.15
147.09
Long Term Loans & Adv.
187.08
47.41
2,008.94
1,893.65
1,351.95
Other Non Current Assets
20.34
33.96
0.00
0.02
0.25
Current Assets
10,148.39
4,376.69
31,734.31
21,759.02
14,449.71
Current Investments
8,599.03
3,139.43
3,307.21
571.95
179.20
Inventories
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
897.57
638.88
0.00
0.00
0.00
Cash & Bank
348.71
339.66
326.09
1,330.85
229.83
Other Current Assets
303.08
0.00
355.83
211.85
14,040.68
Short Term Loans & Adv.
303.08
258.72
27,745.18
19,644.37
13,874.82
Net Current Assets
-93,955.14
-64,254.55
10,701.28
7,498.11
4,539.52
Total Assets
123,563.47
84,030.82
66,899.71
49,178.66
34,321.12

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Cash From Operating Activity
-29,146.69
-20,565.59
-10,438.95
-9,869.67
0.00
PBT
6,179.16
3,843.44
2,817.41
1,964.68
0.00
Adjustment
1,503.47
1,256.67
4,519.61
3,376.32
0.00
Changes in Working Capital
-34,614.00
-24,182.12
1,528.79
476.74
0.00
Cash after chg. in Working capital
-26,931.37
-19,082.01
8,865.81
5,817.74
0.00
Interest Paid
0.00
0.00
-3,167.27
-2,415.60
0.00
Tax Paid
-2,215.32
-1,483.58
-1,006.14
-739.52
0.00
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
-15,131.35
-12,532.29
0.00
Cash From Investing Activity
-5,375.79
1,075.43
-3,046.76
-686.82
0.00
Net Fixed Assets
-302.79
-195.87
-163.93
-78.97
Net Investments
-6,716.95
421.24
-3,040.63
-701.78
Others
1,643.95
850.06
157.80
93.93
Cash from Financing Activity
34,531.33
19,503.35
12,513.43
11,656.20
0.00
Net Cash Inflow / Outflow
8.85
13.19
-972.28
1,099.71
0.00
Opening Cash & Equivalents
338.17
324.98
1,297.19
227.81
0.00
Closing Cash & Equivalent
347.02
338.17
324.91
1,327.52
0.00

Financial Ratios

Standalone /

Consolidated
Description
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Book Value (Rs.)
339.07
274.12
175.56
136.78
95.99
ROA
3.85%
3.31%
3.16%
3.06%
2.62%
ROE
22.62%
19.68%
21.70%
21.09%
18.71%
ROCE
14.12%
12.80%
12.91%
12.97%
11.54%
Fixed Asset Turnover
19.23
18.51
19.58
18.88
15.51
Receivable days
15.17
18.24
0.00
0.00
0.00
Inventory Days
0.00
0.00
0.00
0.00
0.00
Payable days
101.88
85.98
57.57
73.43
88.55
Cash Conversion Cycle
-86.71
-67.75
-57.57
-73.43
-88.55
Total Debt/Equity
4.52
3.73
5.13
5.05
5.55
Interest Cover
1.92
1.82
1.73
1.66
1.60

News Update:


  • Bajaj Finance’s arm wins 'BFSI Digital Innovation Award'
    28th Jan 2020, 10:36 AM

    The company has won award for Cloud Solutions at the recently held Express BFSI Technology Conclave and Awards 2020

    Read More
  • Bajaj Finance launches ‘Travel on EMI’ campaign
    27th Jan 2020, 10:24 AM

    Alongside No Cost EMI financing, the campaign promotes Pocket Insurance plans for travel as well, such as Wallet Care and Baggage Insurance

    Read More
  • Bajaj Finance adds 3 new products under pocket insurance & subscriptions category
    21st Jan 2020, 10:21 AM

    The Pocket Insurance & Subscriptions now includes over 80 products catering to specific needs of the customers

    Read More
  • Bajaj Finance launches ‘Fit for Life’ campaign for healthy start to 2020
    15th Jan 2020, 10:23 AM

    The 10-day long campaign starting from January 14, 2020 will give customers an opportunity to supply basic details about their lives in exchange for a customised fitness report

    Read More
  • Bajaj Finance launches Systematic Deposit plan
    8th Jan 2020, 10:31 AM

    The company has launched Systematic Deposit plan for those looking to invest in Fixed Deposit through small monthly savings

    Read More
  • Bajaj Finance's AUM surges to Rs 145,200 crore in Q3 FY20
    6th Jan 2020, 10:44 AM

    New loans booked during Q3 FY20 was 7.7 MM as compared to 6.8 MM in Q3 FY19

    Read More
  • Bajaj Finance invokes pledged shares of Karvy Data Management Services
    20th Dec 2019, 09:18 AM

    The shares of KDMSL were pledged with Bajaj Finance for securing the outstanding dues of KSBL

    Read More
  • Bajaj Finance rolls out 111 offers to students from Indian Institute of Technology
    16th Dec 2019, 10:37 AM

    The company aims to invest in technology savvy, young and dynamic talent to enable its fintech journey

    Read More
  • Bajaj Finance unveils exciting offer on purchase of latest electronic devices
    6th Dec 2019, 11:15 AM

    This offer is valid until December 2019

    Read More
  • Bajaj Finance invests in RBL Bank through QIP
    6th Dec 2019, 09:46 AM

    The overall investment of the company in the Bank will not exceed Rs 150 crore

    Read More
  • Bajaj Finance launches campaign to drive awareness for its flexi personal loan
    4th Dec 2019, 10:23 AM

    Customers are encouraged to play the game and learn how a single, flexible loan can be of assistance during various life stages

    Read More
  • Bajaj Finance’s arm offers interest subsidy on home loan
    14th Nov 2019, 11:00 AM

    The quantum of interest subsidy is conditional and depends directly on the beneficiary family’s household income

    Read More
  • Bajaj Finance offers fixed deposits for NRIs
    1st Nov 2019, 10:58 AM

    Senior citizen NRIs earn up to 8.70% interest

    Read More
  • Bajaj Finance reports 63% rise in Q2 consolidated net profit
    22nd Oct 2019, 15:34 PM

    Total income of the company increased by 47.95% at Rs 6322.55 crore for Q2FY20

    Read More
  • Bajaj Finance - Quarterly Results
    22nd Oct 2019, 13:22 PM

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.