Nifty
Sensex
:
:
17331.80
58222.10
57.50 (0.33%)
156.63 (0.27%)

Finance - NBFC

Rating :
67/99

BSE: 500034 | NSE: BAJFINANCE

7404.15
06-Oct-2022
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  • 7550.00
  • 7599.00
  • 7346.90
  • 7488.70
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  1510060
  •  111926.37
  •  8050.00
  •  5220.00

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 448,090.28
  • 52.49
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 609,641.90
  • 0.27%
  • 9.86

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 55.86%
  • 1.28%
  • 9.66%
  • FII
  • DII
  • Others
  • 19.98%
  • 11.51%
  • 1.71%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 24.60
  • 19.88
  • 6.28

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 23.45
  • 17.98
  • 2.77

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 26.79
  • 23.00
  • 10.12

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 49.87
  • 53.94
  • 54.00

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 7.67
  • 8.95
  • 8.68

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 20.73
  • 24.65
  • 25.91

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Jun 22
Jun 21
Var%
Mar 22
Mar 21
Var%
Dec 21
Dec 20
Var%
Sep 21
Sep 20
Var%
Net Sales
9,280.92
6,742.15
37.66%
8,626.57
6,850.62
25.92%
8,532.58
6,656.13
28.19%
7,731.36
6,513.15
18.70%
Expenses
3,023.41
3,034.82
-0.38%
2,697.77
2,746.91
-1.79%
3,035.96
2,661.52
14.07%
3,235.51
2,784.89
16.18%
EBITDA
6,257.51
3,707.33
68.79%
5,928.80
4,103.71
44.47%
5,496.62
3,994.61
37.60%
4,495.85
3,728.26
20.59%
EBIDTM
67.42%
54.99%
68.73%
59.90%
64.42%
60.01%
58.15%
57.24%
Other Income
1.79
1.10
62.73%
3.71
4.32
-14.12%
2.48
2.21
12.22%
0.70
6.88
-89.83%
Interest
2,645.13
2,253.55
17.38%
2,562.58
2,195.55
16.72%
2,534.54
2,362.67
7.27%
2,397.57
2,358.15
1.67%
Depreciation
111.41
89.02
25.15%
104.44
89.89
16.19%
96.58
79.64
21.27%
94.53
71.52
32.17%
PBT
3,502.76
1,365.86
156.45%
3,265.49
1,822.59
79.17%
2,867.98
1,554.51
84.49%
2,004.45
1,305.47
53.54%
Tax
906.51
363.42
149.44%
845.98
475.95
77.75%
742.69
408.53
81.80%
523.46
340.59
53.69%
PAT
2,596.25
1,002.44
158.99%
2,419.51
1,346.64
79.67%
2,125.29
1,145.98
85.46%
1,480.99
964.88
53.49%
PATM
27.97%
14.87%
28.05%
19.66%
24.91%
17.22%
19.16%
14.81%
EPS
43.01
16.64
158.47%
40.10
22.38
79.18%
35.21
19.02
85.12%
24.58
16.06
53.05%

Annual Results

Standalone Figures in Rs. Crores /

Consolidated
Description
TTM
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Net Sales
34,171.43
31,658.98
26,689.57
26,373.77
18,487.14
12,785.86
9,966.71
7,293.54
5,381.80
Net Sales Growth
27.69%
18.62%
1.20%
42.66%
44.59%
28.29%
36.65%
35.52%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
34,171.43
31,658.98
26,689.57
26,373.77
18,487.14
12,785.86
9,966.71
7,293.54
5,381.80
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
11,992.65
11,930.94
10,867.64
9,161.22
5,454.21
4,156.67
3,250.64
2,353.77
1,891.49
Power & Fuel Cost
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
Employee Cost
-
3,589.66
2,498.67
2,547.96
1,938.53
1,433.62
931.67
629.63
450.73
% Of Sales
-
11.34%
9.36%
9.66%
10.49%
11.21%
9.35%
8.63%
8.38%
Manufacturing Exp.
-
2,452.36
1,678.05
1,620.26
1,233.56
987.62
1,034.35
822.21
639.83
% Of Sales
-
7.75%
6.29%
6.14%
6.67%
7.72%
10.38%
11.27%
11.89%
General & Admin Exp.
-
653.89
411.54
739.84
566.70
465.43
429.12
336.54
270.58
% Of Sales
-
2.07%
1.54%
2.81%
3.07%
3.64%
4.31%
4.61%
5.03%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
5,235.03
6,279.38
4,253.16
1,715.42
1,270.00
855.50
565.39
530.35
% Of Sales
-
16.54%
23.53%
16.13%
9.28%
9.93%
8.58%
7.75%
9.85%
EBITDA
22,178.78
19,728.04
15,821.93
17,212.55
13,032.93
8,629.19
6,716.07
4,939.77
3,490.31
EBITDA Margin
64.90%
62.31%
59.28%
65.26%
70.50%
67.49%
67.39%
67.73%
64.85%
Other Income
8.68
7.99
14.95
11.87
13.04
12.43
25.48
40.02
176.03
Interest
10,139.82
9,847.68
9,519.35
9,607.67
6,722.66
4,696.11
3,852.97
2,958.77
2,273.79
Depreciation
406.96
384.57
325.27
294.63
144.15
102.07
71.17
56.34
35.60
PBT
11,640.68
9,503.78
5,992.26
7,322.12
6,179.16
3,843.44
2,817.41
1,964.68
1,356.95
Tax
3,018.64
2,475.55
1,572.44
2,058.37
2,184.17
1,347.07
981.03
686.05
459.07
Tax Rate
25.93%
26.05%
26.24%
28.11%
35.35%
35.05%
34.82%
34.92%
33.83%
PAT
8,622.04
7,028.23
4,419.82
5,263.75
3,994.99
2,496.37
1,836.38
1,278.63
897.88
PAT before Minority Interest
8,622.04
7,028.23
4,419.82
5,263.75
3,994.99
2,496.37
1,836.38
1,278.63
897.88
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
25.23%
22.20%
16.56%
19.96%
21.61%
19.52%
18.43%
17.53%
16.68%
PAT Growth
93.32%
59.02%
-16.03%
31.76%
60.03%
35.94%
43.62%
42.41%
 
EPS
142.42
116.09
73.01
86.95
65.99
41.24
30.33
21.12
14.83

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Shareholder's Funds
43,712.69
36,918.41
32,327.63
19,697.02
15,847.84
9,600.26
7,426.76
4,799.71
Share Capital
120.66
120.32
119.99
115.37
115.03
109.37
53.55
50.00
Total Reserves
43,194.47
36,494.84
31,994.47
19,443.80
15,650.80
9,490.89
7,271.18
4,749.71
Non-Current Liabilities
150,423.21
121,532.16
122,230.65
88,147.60
58,047.59
36,266.42
27,490.99
19,611.22
Secured Loans
104,820.22
82,268.22
89,717.98
70,062.96
46,317.87
27,420.12
22,681.01
16,448.57
Unsecured Loans
46,249.21
39,842.26
33,140.74
18,606.89
12,397.39
5,695.84
2,605.85
1,824.94
Long Term Provisions
242.82
298.40
121.79
73.12
66.77
3,034.66
2,036.77
1,414.22
Current Liabilities
17,418.35
12,073.93
8,982.72
15,718.86
10,135.39
21,033.03
14,260.91
9,910.19
Trade Payables
1,511.10
1,098.10
959.81
811.54
651.03
309.27
334.91
273.72
Other Current Liabilities
1,720.62
1,433.31
1,056.82
1,966.18
1,620.71
10,002.79
6,953.96
4,699.92
Short Term Borrowings
14,162.49
9,523.06
6,947.71
12,918.00
7,841.96
8,922.42
5,638.49
4,277.83
Short Term Provisions
24.14
19.46
18.38
23.14
21.69
1,798.55
1,333.55
658.72
Total Liabilities
211,554.25
170,524.50
163,541.00
123,563.48
84,030.82
66,899.71
49,178.66
34,321.12
Net Block
1,716.30
1,315.70
1,320.99
694.84
470.26
366.01
290.27
252.45
Gross Block
2,863.85
2,278.09
2,032.05
1,133.27
788.99
592.30
425.85
346.88
Accumulated Depreciation
1,147.55
962.39
711.06
438.43
318.73
226.29
135.58
94.43
Non Current Assets
204,189.47
152,925.76
146,109.29
114,929.34
80,720.46
35,165.40
27,419.64
19,871.41
Capital Work in Progress
34.14
51.06
0.00
0.00
0.00
0.00
0.00
0.00
Non Current Investment
10,670.34
4,596.33
3,089.31
1,512.25
1,025.43
762.30
457.15
147.09
Long Term Loans & Adv.
345.44
275.80
294.69
189.09
88.31
2,008.94
1,893.65
1,351.95
Other Non Current Assets
0.00
0.00
28.25
20.34
33.96
0.00
0.02
0.25
Current Assets
7,364.78
17,598.74
17,431.71
8,634.14
3,310.36
31,734.31
21,759.02
14,449.71
Current Investments
1,575.20
13,800.58
14,454.59
7,086.78
2,114.00
3,307.21
571.95
179.20
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
1,265.89
1,096.86
952.56
808.70
638.88
25,654.78
18,493.68
13,079.78
Cash & Bank
3,680.30
2,164.32
1,382.72
348.71
339.66
326.09
1,330.85
229.83
Other Current Assets
843.39
0.00
171.76
0.00
217.82
2,446.23
1,362.54
960.90
Short Term Loans & Adv.
721.49
536.98
470.08
389.95
217.82
2,090.40
1,150.69
795.04
Net Current Assets
-10,053.57
5,524.81
8,448.99
-7,084.72
-6,825.03
10,701.28
7,498.11
4,539.52
Total Assets
211,554.25
170,524.50
163,541.00
123,563.48
84,030.82
66,899.71
49,178.66
34,321.12

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Cash From Operating Activity
-37,028.62
-807.27
-24,411.70
-29,061.53
-20,565.59
-10,438.95
-9,869.67
0.00
PBT
9,503.78
5,992.26
7,322.12
6,179.16
3,843.44
2,817.41
1,964.68
0.00
Adjustment
6,179.96
4,177.72
4,779.74
1,566.81
1,256.67
4,519.61
3,376.32
0.00
Changes in Working Capital
-50,126.26
-9,494.94
-34,278.21
-34,592.18
-24,182.12
-13,602.56
476.74
0.00
Cash after chg. in Working capital
-34,442.52
675.04
-22,176.35
-26,846.21
-19,082.01
-6,265.54
5,817.74
0.00
Interest Paid
0.00
0.00
0.00
0.00
0.00
-3,167.27
-2,415.60
0.00
Tax Paid
-2,586.10
-1,482.31
-2,235.35
-2,215.32
-1,483.58
-1,006.14
-739.52
0.00
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
0.00
-12,532.29
0.00
Cash From Investing Activity
6,346.84
-428.55
-8,757.61
-5,378.93
1,075.43
-3,046.76
-686.82
0.00
Net Fixed Assets
-512.30
-280.43
-823.59
-302.79
-195.87
-163.93
-78.97
Net Investments
3,797.30
-30.14
-9,768.57
-6,716.95
421.24
-3,040.63
-701.78
Others
3,061.84
-117.98
1,834.55
1,640.81
850.06
157.80
93.93
Cash from Financing Activity
32,239.62
1,740.63
34,166.81
34,449.31
19,503.35
12,513.43
11,656.20
0.00
Net Cash Inflow / Outflow
1,557.84
504.81
997.50
8.85
13.19
-972.28
1,099.71
0.00
Opening Cash & Equivalents
1,849.33
1,344.52
347.02
338.17
324.98
1,297.19
227.81
0.00
Closing Cash & Equivalent
3,407.17
1,849.33
1,344.52
347.02
338.17
324.91
1,327.52
0.00

Financial Ratios

Standalone /

Consolidated
Description
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Book Value (Rs.)
717.97
608.63
535.29
339.07
274.12
175.56
136.78
95.99
ROA
3.68%
2.65%
3.67%
3.85%
3.31%
3.16%
3.06%
2.62%
ROE
17.59%
12.86%
20.37%
22.62%
19.68%
21.70%
21.09%
18.71%
ROCE
10.25%
9.38%
11.95%
12.67%
12.09%
12.91%
12.97%
11.54%
Fixed Asset Turnover
12.31
12.38
16.66
19.23
18.51
19.58
18.88
15.51
Receivable days
13.62
14.01
12.19
14.29
375.30
808.40
790.04
887.09
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
0.00
72.29
80.31
69.28
57.57
73.43
88.55
Cash Conversion Cycle
13.62
14.01
-60.11
-66.02
306.02
750.83
716.60
798.53
Total Debt/Equity
3.81
3.60
4.04
5.19
4.22
5.13
5.05
5.55
Interest Cover
1.97
1.63
1.76
1.92
1.82
1.73
1.66
1.60

News Update:


  • Bajaj Finance reports 37% growth in deposit book in Q2FY23
    6th Oct 2022, 16:11 PM

    The company’s new loans booked during Q2FY23 were 6.8 MM as compared to 6.3 MM in Q2FY22

    Read More
  • Bajaj Finance hikes FD Rates
    26th Aug 2022, 14:13 PM

    For a tenor of 12-23 months, the interest rate for customers below 60 years has been increased from 6.20% p.a. to 6.35% p.a

    Read More
  • Bajaj Finance’s arm hikes lending rate by 0.50%
    23rd Aug 2022, 12:07 PM

    The revisions come amid a rising interest rates scenario

    Read More
  • Bajaj Finance reports 2-fold jump in Q1 consolidated net profit
    27th Jul 2022, 15:50 PM

    Total consolidated income of the company increased by 37.66% at Rs 9,282.71 crore for Q1FY23

    Read More
  • Bajaj Finance - Quarterly Results
    27th Jul 2022, 15:02 PM

    Read More
  • Bajaj Finance reports 22% growth in deposit book in Q1FY23
    6th Jul 2022, 11:28 AM

    The company’s new loans booked during Q1FY23 were 7.4 MM as compared to 4.6 MM in Q1FY22

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.