Bajaj Finance, 500034, BAJFINANCE Share Price, Rating, Research, Analysis, Fundamental & Historical Data

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

448,090.28
52.49
2

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

609,641.90
0.27%
9.86

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

10 Years
5 Years
3 Years

24.60
19.88
6.28

EBITDA CAGR (%)

10 Years
5 Years
3 Years

23.45
17.98
2.77

PAT CAGR (%)

10 Years
5 Years
3 Years

26.79
23.00
10.12

P:E (Median)

8 Years
5 Years
3 Years

49.87
53.94
54.00

P:BV (Average)

8 Years
5 Years
3 Years

7.67
8.95
8.68

EV:EBITDA (Average)

8 Years
5 Years
3 Years

20.73
24.65
25.91

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone

Description Jun 22 Jun 21 Var% Mar 22 Mar 21 Var% Dec 21 Dec 20 Var% Sep 21 Sep 20 Var%
Net Sales 8,144.68 5,916.14 37.67% 7,617.08 6,006.18 26.82% 7,523.07 5,845.41 28.70% 6,808.23 5,779.94 17.79%
Expenses 2,861.96 2,921.40 -2.03% 2,516.83 2,630.56 -4.32% 2,854.81 2,482.41 15.00% 3,064.25 2,665.83 14.95%
EBITDA 5,282.72 2,994.74 76.40% 5,100.25 3,375.62 51.09% 4,668.26 3,363.00 38.81% 3,743.98 3,114.11 20.23%
EBIDTM 64.86% 50.62% 66.96% 56.20% 62.05% 57.53% 54.99% 53.88%
Other Income 1.67 1.06 57.55% 3.11 4.16 -25.24% 2.48 2.26 9.73% 0.55 6.65 -91.73%
Interest 2,005.99 1,763.90 13.72% 1,947.80 1,723.27 13.03% 1,972.10 1,870.24 5.45% 1,889.33 1,868.11 1.14%
Depreciation 102.11 82.43 23.87% 96.10 84.91 13.18% 88.80 73.25 21.23% 87.58 67.11 30.50%
PBT 3,176.29 1,149.47 176.33% 3,059.46 1,571.60 94.67% 2,609.84 1,421.77 83.56% 1,767.62 1,185.54 49.10%
Tax 820.37 306.55 167.61% 791.51 410.75 92.70% 675.99 373.19 81.14% 461.85 308.96 49.49%
PAT 2,355.92 842.92 179.50% 2,267.95 1,160.85 95.37% 1,933.85 1,048.58 84.43% 1,305.77 876.58 48.96%
PATM 28.93% 14.25% 29.77% 19.33% 25.71% 17.94% 19.18% 15.17%
EPS 38.92 13.92 179.60% 37.46 19.17 95.41% 31.94 17.32 84.41% 21.57 14.48 48.96%

Description Jun 22 Jun 21 Var% Mar 22 Mar 21 Var% Dec 21 Dec 20 Var% Sep 21 Sep 20 Var%
Net Sales 9,280.92 6,742.15 37.66% 8,626.57 6,850.62 25.92% 8,532.58 6,656.13 28.19% 7,731.36 6,513.15 18.70%
Expenses 3,023.41 3,034.82 -0.38% 2,697.77 2,746.91 -1.79% 3,035.96 2,661.52 14.07% 3,235.51 2,784.89 16.18%
EBITDA 6,257.51 3,707.33 68.79% 5,928.80 4,103.71 44.47% 5,496.62 3,994.61 37.60% 4,495.85 3,728.26 20.59%
EBIDTM 67.42% 54.99% 68.73% 59.90% 64.42% 60.01% 58.15% 57.24%
Other Income 1.79 1.10 62.73% 3.71 4.32 -14.12% 2.48 2.21 12.22% 0.70 6.88 -89.83%
Interest 2,645.13 2,253.55 17.38% 2,562.58 2,195.55 16.72% 2,534.54 2,362.67 7.27% 2,397.57 2,358.15 1.67%
Depreciation 111.41 89.02 25.15% 104.44 89.89 16.19% 96.58 79.64 21.27% 94.53 71.52 32.17%
PBT 3,502.76 1,365.86 156.45% 3,265.49 1,822.59 79.17% 2,867.98 1,554.51 84.49% 2,004.45 1,305.47 53.54%
Tax 906.51 363.42 149.44% 845.98 475.95 77.75% 742.69 408.53 81.80% 523.46 340.59 53.69%
PAT 2,596.25 1,002.44 158.99% 2,419.51 1,346.64 79.67% 2,125.29 1,145.98 85.46% 1,480.99 964.88 53.49%
PATM 27.97% 14.87% 28.05% 19.66% 24.91% 17.22% 19.16% 14.81%
EPS 43.01 16.64 158.47% 40.10 22.38 79.18% 35.21 19.02 85.12% 24.58 16.06 53.05%

Annual Results

Standalone Figures in Rs. Crores /

Consolidated

Description TTM Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13
Net Sales 30,093.06 27,894.74 23,549.72 23,822.53 17,386.02 12,652.84 9,963.02 7,293.54 5,381.80 4,032.44 3,092.01 Net Sales Growth 27.80% 18.45% -1.15% 37.02% 37.41% 27.00% 36.60% 35.52% 33.46% 30.41% Cost Of Goods Sold 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 30,093.06 27,894.74 23,549.72 23,822.53 17,386.02 12,652.84 9,963.02 7,293.54 5,381.80 4,032.44 3,092.01 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 11,297.85 11,290.03 10,348.67 8,764.84 5,189.30 4,082.96 3,247.66 2,353.69 1,891.42 1,424.04 1,072.94 Power & Fuel Cost - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Employee Cost - 3,221.88 2,242.42 2,293.44 1,719.60 1,415.48 931.67 629.63 450.73 340.81 245.15 % Of Sales - 11.55% 9.52% 9.63% 9.89% 11.19% 9.35% 8.63% 8.38% 8.45% 7.93% Manufacturing Exp. - 2,386.03 1,644.90 1,600.84 1,193.61 970.23 1,034.35 822.21 639.83 550.16 406.87 % Of Sales - 8.55% 6.98% 6.72% 6.87% 7.67% 10.38% 11.27% 11.89% 13.64% 13.16% General & Admin Exp. - 650.62 443.13 756.21 591.00 462.24 426.40 176.98 270.53 211.79 163.85 % Of Sales - 2.33% 1.88% 3.17% 3.40% 3.65% 4.28% 2.43% 5.03% 5.25% 5.30% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 5,031.50 6,018.22 4,114.35 1,685.09 1,235.01 855.24 724.87 530.33 321.28 0.00 % Of Sales - 18.04% 25.56% 17.27% 9.69% 9.76% 8.58% 9.94% 9.85% 7.97% 8.31% EBITDA 18,795.21 16,604.71 13,201.05 15,057.69 12,196.72 8,569.88 6,715.36 4,939.85 3,490.38 2,608.40 2,019.07 EBITDA Margin 62.46% 59.53% 56.06% 63.21% 70.15% 67.73% 67.40% 67.73% 64.86% 64.69% 65.30% Other Income 7.81 7.20 14.17 11.62 13.25 12.28 25.95 39.84 175.98 103.77 92.96 Interest 7,815.22 7,670.61 7,550.09 7,990.48 6,037.30 4,648.98 3,852.63 2,958.78 2,273.82 1,591.82 1,220.87 Depreciation 374.59 354.91 302.25 270.70 137.37 101.96 71.16 56.34 35.60 29.19 19.56 PBT 10,613.21 8,586.39 5,362.88 6,808.13 6,035.30 3,831.22 2,817.52 1,964.57 1,356.94 1,091.16 871.60 Tax 2,749.72 2,235.90 1,407.37 1,927.01 2,144.96 1,346.71 980.97 686.05 459.07 372.15 280.29 Tax Rate 25.91% 26.04% 26.24% 28.30% 35.54% 35.15% 34.82% 34.92% 33.83% 34.11% 32.16% PAT 7,863.49 6,350.49 3,955.51 4,881.12 3,890.34 2,484.51 1,836.55 1,278.52 897.87 719.01 591.31 PAT before Minority Interest 7,863.49 6,350.49 3,955.51 4,881.12 3,890.34 2,484.51 1,836.55 1,278.52 897.87 719.01 591.31 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 26.13% 22.77% 16.80% 20.49% 22.38% 19.64% 18.43% 17.53% 16.68% 17.83% 19.12% PAT Growth 100.14% 60.55% -18.96% 25.47% 56.58% 35.28% 43.65% 42.39% 24.88% 21.60% EPS 129.89 104.90 65.34 80.63 64.26 41.04 30.34 21.12 14.83 11.88 9.77

Description TTM Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15
Net Sales 34,171.43 31,658.98 26,689.57 26,373.77 18,487.14 12,785.86 9,966.71 7,293.54 5,381.80 Net Sales Growth 27.69% 18.62% 1.20% 42.66% 44.59% 28.29% 36.65% 35.52% Cost Of Goods Sold 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 34,171.43 31,658.98 26,689.57 26,373.77 18,487.14 12,785.86 9,966.71 7,293.54 5,381.80 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 11,992.65 11,930.94 10,867.64 9,161.22 5,454.21 4,156.67 3,250.64 2,353.77 1,891.49 Power & Fuel Cost - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% Employee Cost - 3,589.66 2,498.67 2,547.96 1,938.53 1,433.62 931.67 629.63 450.73 % Of Sales - 11.34% 9.36% 9.66% 10.49% 11.21% 9.35% 8.63% 8.38% Manufacturing Exp. - 2,452.36 1,678.05 1,620.26 1,233.56 987.62 1,034.35 822.21 639.83 % Of Sales - 7.75% 6.29% 6.14% 6.67% 7.72% 10.38% 11.27% 11.89% General & Admin Exp. - 653.89 411.54 739.84 566.70 465.43 429.12 336.54 270.58 % Of Sales - 2.07% 1.54% 2.81% 3.07% 3.64% 4.31% 4.61% 5.03% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 5,235.03 6,279.38 4,253.16 1,715.42 1,270.00 855.50 565.39 530.35 % Of Sales - 16.54% 23.53% 16.13% 9.28% 9.93% 8.58% 7.75% 9.85% EBITDA 22,178.78 19,728.04 15,821.93 17,212.55 13,032.93 8,629.19 6,716.07 4,939.77 3,490.31 EBITDA Margin 64.90% 62.31% 59.28% 65.26% 70.50% 67.49% 67.39% 67.73% 64.85% Other Income 8.68 7.99 14.95 11.87 13.04 12.43 25.48 40.02 176.03 Interest 10,139.82 9,847.68 9,519.35 9,607.67 6,722.66 4,696.11 3,852.97 2,958.77 2,273.79 Depreciation 406.96 384.57 325.27 294.63 144.15 102.07 71.17 56.34 35.60 PBT 11,640.68 9,503.78 5,992.26 7,322.12 6,179.16 3,843.44 2,817.41 1,964.68 1,356.95 Tax 3,018.64 2,475.55 1,572.44 2,058.37 2,184.17 1,347.07 981.03 686.05 459.07 Tax Rate 25.93% 26.05% 26.24% 28.11% 35.35% 35.05% 34.82% 34.92% 33.83% PAT 8,622.04 7,028.23 4,419.82 5,263.75 3,994.99 2,496.37 1,836.38 1,278.63 897.88 PAT before Minority Interest 8,622.04 7,028.23 4,419.82 5,263.75 3,994.99 2,496.37 1,836.38 1,278.63 897.88 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 25.23% 22.20% 16.56% 19.96% 21.61% 19.52% 18.43% 17.53% 16.68% PAT Growth 93.32% 59.02% -16.03% 31.76% 60.03% 35.94% 43.62% 42.41% EPS 142.42 116.09 73.01 86.95 65.99 41.24 30.33 21.12 14.83

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated

Description Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13
Shareholder's Funds 42,055.88 35,938.74 31,813.21 19,563.63 15,817.21 9,600.31 7,426.64 4,799.70 3,990.86 3,351.98 Share Capital 120.66 120.32 119.99 115.37 115.03 109.37 53.55 50.00 49.75 49.54 Total Reserves 41,537.66 35,515.17 31,480.05 19,310.41 15,620.17 9,490.94 7,271.06 4,749.70 3,941.11 3,302.44 Non-Current Liabilities 113,088.71 93,025.73 98,227.61 76,506.31 55,305.68 36,266.36 27,491.10 19,611.33 11,393.80 7,519.31 Secured Loans 68,596.38 54,117.53 65,884.25 58,422.51 43,575.78 27,420.12 22,681.01 16,448.57 9,578.97 6,706.90 Unsecured Loans 44,977.96 39,334.92 32,887.35 18,606.89 12,397.39 5,695.84 2,605.96 1,825.05 898.79 796.18 Long Term Provisions 218.93 290.81 113.75 70.28 65.18 3,034.60 2,036.77 1,414.22 951.60 64.61 Current Liabilities 11,963.09 8,399.87 7,115.14 11,769.10 9,729.56 21,032.91 14,260.84 9,910.11 10,332.96 6,844.61 Trade Payables 1,063.92 857.39 816.52 766.33 609.26 309.04 334.91 273.66 214.61 174.78 Other Current Liabilities 1,410.62 1,122.40 847.01 1,659.48 1,442.74 10,002.90 6,953.89 4,699.90 4,121.91 4,496.81 Short Term Borrowings 9,465.91 6,401.55 5,434.39 9,322.32 7,656.16 8,922.42 5,638.49 4,277.83 5,472.78 2,080.14 Short Term Provisions 22.64 18.53 17.22 20.97 21.40 1,798.55 1,333.55 658.72 523.66 92.88 Total Liabilities 167,107.68 137,364.34 137,155.96 107,839.04 80,852.45 66,899.58 49,178.58 34,321.14 25,717.62 17,715.90 Net Block 1,598.44 1,227.20 1,228.14 654.33 464.66 361.13 287.00 249.18 219.87 176.21 Gross Block 2,668.81 2,138.13 1,908.76 1,085.17 782.38 586.51 422.58 343.61 307.81 246.18 Accumulated Depreciation 1,070.37 910.93 680.62 430.84 317.72 225.38 135.58 94.43 87.94 69.97 Non Current Assets 155,622.42 122,732.03 123,025.58 101,100.58 78,669.55 35,488.37 27,444.32 19,894.68 15,025.86 9,802.46 Capital Work in Progress 32.68 51.06 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non Current Investment 9,390.74 8,107.56 8,076.41 5,060.63 2,553.43 1,090.30 485.15 175.09 0.00 5.26 Long Term Loans & Adv. 324.31 256.27 276.68 184.72 86.99 2,008.84 1,893.62 1,350.74 953.57 72.80 Other Non Current Assets 0.00 0.00 27.27 19.64 31.59 0.00 0.00 0.00 0.00 0.00 Current Assets 11,485.26 14,632.31 14,130.38 6,738.46 2,182.90 31,411.21 21,734.26 14,426.46 10,691.76 7,913.44 Current Investments 6,981.08 12,061.56 12,062.57 5,309.78 1,100.03 2,984.40 548.92 157.20 28.21 0.00 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 1,017.11 709.72 867.18 805.38 638.85 25,654.78 0.00 13,079.78 9,118.53 7,195.45 Cash & Bank 2,900.73 1,373.90 679.36 241.69 228.82 325.80 1,329.15 228.62 776.81 416.37 Other Current Assets 586.34 0.00 171.76 0.00 215.20 2,446.23 19,856.19 960.86 768.21 301.62 Short Term Loans & Adv. 464.44 487.13 349.51 381.61 215.20 2,090.40 19,644.37 795.02 689.49 233.42 Net Current Assets -477.83 6,232.44 7,015.24 -5,030.64 -7,546.66 10,378.30 7,473.42 4,516.35 358.80 1,068.83 Total Assets 167,107.68 137,364.34 137,155.96 107,839.04 80,852.45 66,899.58 49,178.58 34,321.14 25,717.62 17,715.90

Description Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15
Shareholder's Funds 43,712.69 36,918.41 32,327.63 19,697.02 15,847.84 9,600.26 7,426.76 4,799.71 Share Capital 120.66 120.32 119.99 115.37 115.03 109.37 53.55 50.00 Total Reserves 43,194.47 36,494.84 31,994.47 19,443.80 15,650.80 9,490.89 7,271.18 4,749.71 Non-Current Liabilities 150,423.21 121,532.16 122,230.65 88,147.60 58,047.59 36,266.42 27,490.99 19,611.22 Secured Loans 104,820.22 82,268.22 89,717.98 70,062.96 46,317.87 27,420.12 22,681.01 16,448.57 Unsecured Loans 46,249.21 39,842.26 33,140.74 18,606.89 12,397.39 5,695.84 2,605.85 1,824.94 Long Term Provisions 242.82 298.40 121.79 73.12 66.77 3,034.66 2,036.77 1,414.22 Current Liabilities 17,418.35 12,073.93 8,982.72 15,718.86 10,135.39 21,033.03 14,260.91 9,910.19 Trade Payables 1,511.10 1,098.10 959.81 811.54 651.03 309.27 334.91 273.72 Other Current Liabilities 1,720.62 1,433.31 1,056.82 1,966.18 1,620.71 10,002.79 6,953.96 4,699.92 Short Term Borrowings 14,162.49 9,523.06 6,947.71 12,918.00 7,841.96 8,922.42 5,638.49 4,277.83 Short Term Provisions 24.14 19.46 18.38 23.14 21.69 1,798.55 1,333.55 658.72 Total Liabilities 211,554.25 170,524.50 163,541.00 123,563.48 84,030.82 66,899.71 49,178.66 34,321.12 Net Block 1,716.30 1,315.70 1,320.99 694.84 470.26 366.01 290.27 252.45 Gross Block 2,863.85 2,278.09 2,032.05 1,133.27 788.99 592.30 425.85 346.88 Accumulated Depreciation 1,147.55 962.39 711.06 438.43 318.73 226.29 135.58 94.43 Non Current Assets 204,189.47 152,925.76 146,109.29 114,929.34 80,720.46 35,165.40 27,419.64 19,871.41 Capital Work in Progress 34.14 51.06 0.00 0.00 0.00 0.00 0.00 0.00 Non Current Investment 10,670.34 4,596.33 3,089.31 1,512.25 1,025.43 762.30 457.15 147.09 Long Term Loans & Adv. 345.44 275.80 294.69 189.09 88.31 2,008.94 1,893.65 1,351.95 Other Non Current Assets 0.00 0.00 28.25 20.34 33.96 0.00 0.02 0.25 Current Assets 7,364.78 17,598.74 17,431.71 8,634.14 3,310.36 31,734.31 21,759.02 14,449.71 Current Investments 1,575.20 13,800.58 14,454.59 7,086.78 2,114.00 3,307.21 571.95 179.20 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 1,265.89 1,096.86 952.56 808.70 638.88 25,654.78 18,493.68 13,079.78 Cash & Bank 3,680.30 2,164.32 1,382.72 348.71 339.66 326.09 1,330.85 229.83 Other Current Assets 843.39 0.00 171.76 0.00 217.82 2,446.23 1,362.54 960.90 Short Term Loans & Adv. 721.49 536.98 470.08 389.95 217.82 2,090.40 1,150.69 795.04 Net Current Assets -10,053.57 5,524.81 8,448.99 -7,084.72 -6,825.03 10,701.28 7,498.11 4,539.52 Total Assets 211,554.25 170,524.50 163,541.00 123,563.48 84,030.82 66,899.71 49,178.66 34,321.12

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated

Description Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13
Cash From Operating Activity -23,794.56 4,385.94 -14,110.33 -15,693.66 -17,191.28 -10,439.98 -9,870.83 -7,147.14 -6,086.57 -3,250.87 PBT 8,586.39 5,362.88 6,808.13 6,035.30 3,831.22 2,817.52 1,964.57 1,356.94 1,091.16 871.60 Adjustment 6,373.21 3,774.77 4,411.97 1,447.04 1,317.59 4,519.66 3,376.49 2,476.96 1,740.85 1,290.32 Changes in Working Capital -36,414.82 -3,451.19 -23,223.43 -21,006.25 -20,867.53 -13,604.14 475.59 -8,475.62 -6,904.07 -4,050.65 Cash after chg. in Working capital -21,455.22 5,686.46 -12,003.33 -13,523.91 -15,718.72 -6,266.96 5,816.65 -4,641.72 -4,072.06 -1,888.73 Interest Paid 0.00 0.00 0.00 0.00 0.00 -3,166.92 -2,415.61 -2,014.52 -1,579.73 -1,048.90 Tax Paid -2,339.34 -1,300.52 -2,107.00 -2,169.75 -1,472.56 -1,006.10 -739.58 -490.90 -434.78 -313.24 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 0.00 0.00 0.00 0.00 0.00 0.00 -12,532.29 0.00 0.00 0.00 Cash From Investing Activity 3,806.50 424.26 -9,632.54 -6,637.58 504.94 -3,048.24 -685.90 -365.42 -95.81 -56.37 Net Fixed Assets -512.30 -280.43 -823.59 -302.79 -195.87 -163.93 -78.97 -35.80 -61.63 -49.03 Net Investments 3,797.30 -30.14 -9,768.57 -6,716.95 421.24 -3,040.63 -701.78 -304.08 -22.95 0.22 Others 521.50 734.83 959.62 382.16 279.57 156.32 94.85 -25.54 -11.23 -7.56 Cash from Financing Activity 21,514.93 -4,112.94 24,177.40 22,343.91 16,588.98 12,515.94 11,656.20 6,953.19 6,542.82 3,663.78 Net Cash Inflow / Outflow 1,526.87 697.26 434.53 12.67 -97.36 -972.28 1,099.47 -559.37 360.44 356.54 Opening Cash & Equivalents 1,371.79 674.53 240.00 227.33 324.69 1,296.90 227.76 787.13 416.37 59.83 Closing Cash & Equivalent 2,898.66 1,371.79 674.53 240.00 227.33 324.62 1,327.23 227.76 776.81 416.37

Description Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15
Cash From Operating Activity -37,028.62 -807.27 -24,411.70 -29,061.53 -20,565.59 -10,438.95 -9,869.67 0.00 PBT 9,503.78 5,992.26 7,322.12 6,179.16 3,843.44 2,817.41 1,964.68 0.00 Adjustment 6,179.96 4,177.72 4,779.74 1,566.81 1,256.67 4,519.61 3,376.32 0.00 Changes in Working Capital -50,126.26 -9,494.94 -34,278.21 -34,592.18 -24,182.12 -13,602.56 476.74 0.00 Cash after chg. in Working capital -34,442.52 675.04 -22,176.35 -26,846.21 -19,082.01 -6,265.54 5,817.74 0.00 Interest Paid 0.00 0.00 0.00 0.00 0.00 -3,167.27 -2,415.60 0.00 Tax Paid -2,586.10 -1,482.31 -2,235.35 -2,215.32 -1,483.58 -1,006.14 -739.52 0.00 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 0.00 0.00 0.00 0.00 0.00 0.00 -12,532.29 0.00 Cash From Investing Activity 6,346.84 -428.55 -8,757.61 -5,378.93 1,075.43 -3,046.76 -686.82 0.00 Net Fixed Assets -512.30 -280.43 -823.59 -302.79 -195.87 -163.93 -78.97 Net Investments 3,797.30 -30.14 -9,768.57 -6,716.95 421.24 -3,040.63 -701.78 Others 3,061.84 -117.98 1,834.55 1,640.81 850.06 157.80 93.93 Cash from Financing Activity 32,239.62 1,740.63 34,166.81 34,449.31 19,503.35 12,513.43 11,656.20 0.00 Net Cash Inflow / Outflow 1,557.84 504.81 997.50 8.85 13.19 -972.28 1,099.71 0.00 Opening Cash & Equivalents 1,849.33 1,344.52 347.02 338.17 324.98 1,297.19 227.81 0.00 Closing Cash & Equivalent 3,407.17 1,849.33 1,344.52 347.02 338.17 324.91 1,327.52 0.00

Financial Ratios

Standalone /

Consolidated

Description Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13
Book Value (Rs.) 690.51 592.35 526.71 336.76 273.58 175.56 136.78 95.99 80.22 67.66 ROA 4.17% 2.88% 3.98% 4.12% 3.36% 3.16% 3.06% 2.99% 3.31% 3.87% ROE 16.43% 11.77% 19.13% 22.13% 19.61% 21.70% 21.09% 20.43% 19.58% 22.05% ROCE 10.81% 9.50% 12.23% 13.03% 12.26% 12.91% 12.97% 13.16% 13.34% 14.56% Fixed Asset Turnover 11.61 11.64 15.91 18.62 18.49 19.75 19.04 16.52 14.56 13.95 Receivable days 11.30 12.22 12.81 15.16 379.25 939.88 0.00 752.76 738.34 761.95 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 69.22 82.10 67.20 57.55 73.43 78.98 77.07 94.62 Cash Conversion Cycle 11.30 12.22 -56.40 -66.94 312.05 882.33 -73.43 673.78 661.27 667.33 Total Debt/Equity 2.95 2.80 3.30 4.45 4.04 5.13 5.05 5.55 4.95 3.92 Interest Cover 2.12 1.71 1.85 2.00 1.82 1.73 1.66 1.60 1.69 1.71

Description Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15
Book Value (Rs.) 717.97 608.63 535.29 339.07 274.12 175.56 136.78 95.99 ROA 3.68% 2.65% 3.67% 3.85% 3.31% 3.16% 3.06% 2.62% ROE 17.59% 12.86% 20.37% 22.62% 19.68% 21.70% 21.09% 18.71% ROCE 10.25% 9.38% 11.95% 12.67% 12.09% 12.91% 12.97% 11.54% Fixed Asset Turnover 12.31 12.38 16.66 19.23 18.51 19.58 18.88 15.51 Receivable days 13.62 14.01 12.19 14.29 375.30 808.40 790.04 887.09 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 72.29 80.31 69.28 57.57 73.43 88.55 Cash Conversion Cycle 13.62 14.01 -60.11 -66.02 306.02 750.83 716.60 798.53 Total Debt/Equity 3.81 3.60 4.04 5.19 4.22 5.13 5.05 5.55 Interest Cover 1.97 1.63 1.76 1.92 1.82 1.73 1.66 1.60

Top Investors:

government of singapore - e

axis mutual fund trustee limited a/c axis mutual fund a/c axis multicap fund

sbi equity hybrid fund

iepf

Annual Reports:

News Update:

Bajaj Finance reports 37% growth in deposit book in Q2FY23
6th Oct 2022, 16:11 PM

The company’s new loans booked during Q2FY23 were 6.8 MM as compared to 6.3 MM in Q2FY22
Read More
Bajaj Finance hikes FD Rates
26th Aug 2022, 14:13 PM

For a tenor of 12-23 months, the interest rate for customers below 60 years has been increased from 6.20% p.a. to 6.35% p.a
Read More
Bajaj Finance’s arm hikes lending rate by 0.50%
23rd Aug 2022, 12:07 PM

The revisions come amid a rising interest rates scenario
Read More
Bajaj Finance reports 2-fold jump in Q1 consolidated net profit
27th Jul 2022, 15:50 PM

Total consolidated income of the company increased by 37.66% at Rs 9,282.71 crore for Q1FY23
Read More
Bajaj Finance - Quarterly Results
27th Jul 2022, 15:02 PM

Read More
Bajaj Finance reports 22% growth in deposit book in Q1FY23
6th Jul 2022, 11:28 AM

The company’s new loans booked during Q1FY23 were 7.4 MM as compared to 4.6 MM in Q1FY22
Read More

Bajaj Finance Ltd.

Finance - NBFC

BSE: 500034 | NSE: BAJFINANCE

Stock Summary

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Consolidated Figures in Rs. Crores /

Annual Results

Standalone Figures in Rs. Crores /

Results Balance Sheet

Standalone Figures in Rs. Crores /

Cash Flow

Standalone Figures in Rs. Crores /

Financial Ratios

Standalone /

Top Investors:

Annual Reports:

News Update:

Bajaj Finance Ltd.

Finance - NBFC

BSE: 500034 | NSE: BAJFINANCE

Stock Summary

Shareholding Pattern

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Consolidated Figures in Rs. Crores /

Annual Results

Standalone Figures in Rs. Crores /

Results Balance Sheet

Standalone Figures in Rs. Crores /

Cash Flow

Standalone Figures in Rs. Crores /

Financial Ratios

Standalone /

Top Investors:

Annual Reports:

News Update: