Nifty
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:
:
11896.45
40558.49
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Finance - NBFC

Rating :
64/99

BSE: 500034 | NSE: BAJFINANCE

3314.45
22-Oct-2020
  • Open
  • High
  • Low
  • Previous Close
  •  3160.00
  •  3345.00
  •  3150.00
  •  3232.85
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  7085782
  •  232920.77
  •  4923.40
  •  1783.00

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 199,646.22
  • 38.73
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 328,069.88
  • 0.30%
  • 5.89

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 56.12%
  • 1.20%
  • 9.12%
  • FII
  • DII
  • Others
  • 21.31%
  • 9.86%
  • 2.39%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 32.84
  • 29.31
  • 27.30

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 36.20
  • 28.36
  • 14.81

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 34.77
  • 32.71
  • 28.23

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 36.15
  • 47.64
  • 51.16

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 5.25
  • 7.96
  • 8.45

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 13.28
  • 19.84
  • 21.20

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 20
Sep 19
Var%
Jun 20
Jun 19
Var%
Mar 20
Mar 19
Var%
Dec 19
Dec 18
Var%
Net Sales
6,516.55
6,321.45
3.09%
6,648.20
5,801.25
14.60%
7,226.58
5,294.49
36.49%
7,011.05
4,985.39
40.63%
Expenses
2,788.16
1,905.97
46.29%
2,758.20
1,780.54
54.91%
3,319.92
1,532.24
116.67%
2,291.21
1,529.59
49.79%
EBITDA
3,728.39
4,415.48
-15.56%
3,890.00
4,020.71
-3.25%
3,906.66
3,762.25
3.84%
4,719.84
3,455.80
36.58%
EBIDTM
57.21%
69.85%
58.51%
69.31%
54.06%
71.06%
67.32%
69.32%
Other Income
6.74
1.10
512.73%
1.54
7.04
-78.12%
4.25
3.52
20.74%
14.88
6.68
122.75%
Interest
2,358.14
2,323.42
1.49%
2,497.63
2,113.36
18.18%
2,547.40
1,913.32
33.14%
2,489.03
1,785.72
39.39%
Depreciation
71.52
70.73
1.12%
84.22
62.97
33.75%
85.31
40.82
108.99%
75.62
41.09
84.04%
PBT
1,305.47
2,022.43
-35.45%
1,309.69
1,851.42
-29.26%
1,278.20
1,811.63
-29.44%
2,170.07
1,635.67
32.67%
Tax
340.59
516.14
-34.01%
347.37
656.17
-47.06%
330.10
635.57
-48.06%
555.96
576.11
-3.50%
PAT
964.88
1,506.29
-35.94%
962.32
1,195.25
-19.49%
948.10
1,176.06
-19.38%
1,614.11
1,059.56
52.34%
PATM
14.81%
23.83%
14.47%
20.60%
13.12%
22.21%
23.02%
21.25%
EPS
16.01
25.00
-35.96%
15.97
19.83
-19.47%
15.73
19.52
-19.42%
26.79
17.58
52.39%

Annual Results

Standalone Figures in Rs. Crores /

Consolidated
Description
TTM
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Net Sales
27,402.38
26,373.80
18,487.14
12,785.86
9,966.71
7,293.54
5,381.80
Net Sales Growth
22.32%
42.66%
44.59%
28.29%
36.65%
35.52%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
27,402.38
26,373.80
18,487.14
12,785.86
9,966.71
7,293.54
5,381.80
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
Total Expenditure
11,157.49
9,161.21
5,454.21
4,156.67
3,250.64
2,353.77
1,891.49
Power & Fuel Cost
-
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
Employee Cost
-
2,549.08
1,938.53
1,433.62
931.67
629.63
450.73
% Of Sales
-
9.67%
10.49%
11.21%
9.35%
8.63%
8.38%
Manufacturing Exp.
-
648.74
586.69
496.19
1,034.35
822.21
639.83
% Of Sales
-
2.46%
3.17%
3.88%
10.38%
11.27%
11.89%
General & Admin Exp.
-
1,698.11
1,213.57
956.86
205.68
177.00
136.68
% Of Sales
-
6.44%
6.56%
7.48%
2.06%
2.43%
2.54%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
4,265.28
1,715.42
1,270.00
1,078.94
724.93
664.25
% Of Sales
-
16.17%
9.28%
9.93%
10.83%
9.94%
12.34%
EBITDA
16,244.89
17,212.59
13,032.93
8,629.19
6,716.07
4,939.77
3,490.31
EBITDA Margin
59.28%
65.26%
70.50%
67.49%
67.39%
67.73%
64.85%
Other Income
27.41
11.83
13.04
12.43
25.48
40.02
175.95
Interest
9,892.20
9,607.67
6,722.66
4,696.11
3,852.97
2,958.77
2,273.71
Depreciation
316.67
294.63
144.15
102.07
71.17
56.34
35.60
PBT
6,063.43
7,322.12
6,179.16
3,843.44
2,817.41
1,964.68
1,356.95
Tax
1,574.02
2,058.37
2,184.17
1,347.07
981.03
686.05
459.07
Tax Rate
25.96%
28.11%
35.35%
35.05%
34.82%
34.92%
33.83%
PAT
4,489.41
5,263.75
3,994.99
2,496.37
1,836.38
1,278.63
897.88
PAT before Minority Interest
4,489.41
5,263.75
3,994.99
2,496.37
1,836.38
1,278.63
897.88
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
16.38%
19.96%
21.61%
19.52%
18.43%
17.53%
16.68%
PAT Growth
-9.07%
31.76%
60.03%
35.94%
43.62%
42.41%
 
EPS
74.50
87.35
66.30
41.43
30.47
21.22
14.90

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Shareholder's Funds
32,327.63
19,697.02
15,847.84
9,600.26
7,426.76
4,799.71
Share Capital
119.99
115.37
115.03
109.37
53.55
50.00
Total Reserves
31,994.47
19,443.80
15,650.80
9,490.89
7,271.18
4,749.71
Non-Current Liabilities
122,561.04
88,432.77
-448.26
36,266.42
27,490.99
19,611.22
Secured Loans
89,717.98
70,062.96
0.00
27,420.12
22,681.01
16,448.57
Unsecured Loans
33,140.69
18,606.89
0.00
5,695.84
2,605.85
1,824.94
Long Term Provisions
140.41
96.26
88.46
3,034.66
2,036.77
1,414.22
Current Liabilities
8,652.57
15,433.69
68,631.24
21,033.03
14,260.91
9,910.19
Trade Payables
959.81
811.54
651.03
309.27
334.91
273.72
Other Current Liabilities
745.05
1,704.15
9,215.86
10,002.79
6,953.96
4,699.92
Short Term Borrowings
6,947.71
12,918.00
58,764.35
8,922.42
5,638.49
4,277.83
Short Term Provisions
0.00
0.00
0.00
1,798.55
1,333.55
658.72
Total Liabilities
163,541.24
123,563.48
84,030.82
66,899.71
49,178.66
34,321.12
Net Block
1,320.99
694.84
470.26
366.01
290.27
252.45
Gross Block
2,032.05
1,133.27
788.99
592.30
425.85
346.88
Accumulated Depreciation
711.06
438.43
318.73
226.29
135.58
94.43
Non Current Assets
146,748.43
115,324.52
79,654.13
35,165.40
27,419.64
19,871.41
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
0.00
Non Current Investment
3,728.45
1,907.43
0.00
762.30
457.15
147.09
Long Term Loans & Adv.
294.69
189.09
47.41
2,008.94
1,893.65
1,351.95
Other Non Current Assets
28.25
20.34
33.96
0.00
0.02
0.25
Current Assets
16,792.81
8,238.96
4,376.69
31,734.31
21,759.02
14,449.71
Current Investments
13,815.45
6,691.60
3,139.43
3,307.21
571.95
179.20
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
952.49
808.70
638.88
0.00
0.00
0.00
Cash & Bank
1,382.72
348.71
339.66
326.09
1,330.85
229.83
Other Current Assets
642.15
0.00
0.00
355.83
19,856.22
14,040.68
Short Term Loans & Adv.
470.39
389.95
258.72
27,745.18
19,644.37
13,874.82
Net Current Assets
8,140.24
-7,194.73
-64,254.55
10,701.28
7,498.11
4,539.52
Total Assets
163,541.24
123,563.48
84,030.82
66,899.71
49,178.66
34,321.12

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Cash From Operating Activity
-24,426.18
-29,061.53
-20,565.59
-10,438.95
-9,869.67
0.00
PBT
7,322.12
6,179.16
3,843.44
2,817.41
1,964.68
0.00
Adjustment
4,765.94
1,566.81
1,256.67
4,519.61
3,376.32
0.00
Changes in Working Capital
-34,278.89
-34,592.18
-24,182.12
1,528.79
476.74
0.00
Cash after chg. in Working capital
-22,190.83
-26,846.21
-19,082.01
8,865.81
5,817.74
0.00
Interest Paid
0.00
0.00
0.00
-3,167.27
-2,415.60
0.00
Tax Paid
-2,235.35
-2,215.32
-1,483.58
-1,006.14
-739.52
0.00
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
-15,131.35
-12,532.29
0.00
Cash From Investing Activity
-8,756.88
-5,378.93
1,075.43
-3,046.76
-686.82
0.00
Net Fixed Assets
-823.59
-302.79
-195.87
-163.93
-78.97
Net Investments
-9,768.57
-6,716.95
421.24
-3,040.63
-701.78
Others
1,835.28
1,640.81
850.06
157.80
93.93
Cash from Financing Activity
34,180.56
34,449.31
19,503.35
12,513.43
11,656.20
0.00
Net Cash Inflow / Outflow
997.50
8.85
13.19
-972.28
1,099.71
0.00
Opening Cash & Equivalents
347.02
338.17
324.98
1,297.19
227.81
0.00
Closing Cash & Equivalent
1,344.52
347.02
338.17
324.91
1,327.52
0.00

Financial Ratios

Standalone /

Consolidated
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Book Value (Rs.)
535.29
339.07
274.12
175.56
136.78
95.99
ROA
3.67%
3.85%
3.31%
3.16%
3.06%
2.62%
ROE
20.37%
22.62%
19.68%
21.70%
21.09%
18.71%
ROCE
11.95%
12.67%
12.80%
12.91%
12.97%
11.54%
Fixed Asset Turnover
16.66
19.23
18.51
19.58
18.88
15.51
Receivable days
12.19
14.29
18.24
0.00
0.00
0.00
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
92.33
99.72
85.98
57.57
73.43
88.55
Cash Conversion Cycle
-80.14
-85.43
-67.75
-57.57
-73.43
-88.55
Total Debt/Equity
4.04
5.19
3.73
5.13
5.05
5.55
Interest Cover
1.76
1.92
1.82
1.73
1.66
1.60

News Update:


  • Bajaj Finance reports 36% fall in Q2 consolidated net profit
    21st Oct 2020, 16:11 PM

    Total income of the company marginally increased by 3.17% at Rs 6523.29 crore for Q2FY21

    Read More
  • Bajaj Finance, IDFC First, Vivo enter into partnership
    14th Oct 2020, 11:29 AM

    The companies have entered into partnership to waive dealer charges paid by retailers for selling devices under installment schemes

    Read More
  • Bajaj Finance’s consolidated deposit book rises by 22.5% in September
    7th Oct 2020, 09:44 AM

    Customer franchise grew by 14 percent to 4.41 crore as on September 30, 2020 as compared to 38.7 million a year ago

    Read More
  • Bajaj Finance planning to waive EMI bounce charges for auto loan customers in Maharashtra
    11th Sep 2020, 11:55 AM

    The move will benefit 1.19 lakh customers in total and added that the charges were being levied as per agreed loan conditions

    Read More
  • Bajaj Finance raises Rs 400 crore through NCDs
    11th Sep 2020, 10:34 AM

    The Debenture Allotment Committee of the Company at its meeting held on September 10, 2020 has alloted and approved the same

    Read More
  • Bajaj Finance raises Rs 135 crore through NCDs
    28th Aug 2020, 10:21 AM

    The Debenture Allotment Committee of the Company at its meeting held on August 27, 2020 has allotted the same

    Read More
  • Bajaj Finance reports 19% fall in Q1 consolidated net profit
    23rd Jul 2020, 14:18 PM

    Total income of the company increased by 14.50% at Rs 6649.74 crore for Q1FY21

    Read More
  • Bajaj Finance - Quarterly Results
    21st Jul 2020, 12:09 PM

    Read More
  • Bajaj Finance’s arm launches E-Home Loan
    20th Jul 2020, 13:27 PM

    Apart from being fully digital, the E-Home Loans offer faster approvals and a host of other additional benefits

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.