Nifty
Sensex
:
:
17843.15
60614.72
121.65 (0.69%)
328.68 (0.55%)

Finance - NBFC

Rating :
67/99

BSE: 500034 | NSE: BAJFINANCE

6351.65
08-Feb-2023
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  • 6165.00
  • 6377.00
  • 6162.80
  • 6160.55
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  1903208
  •  119660.10
  •  7778.00
  •  5220.00

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 384,620.11
  • 34.63
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 546,171.73
  • 0.31%
  • 7.31

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 55.91%
  • 1.23%
  • 9.19%
  • FII
  • DII
  • Others
  • 19.87%
  • 11.44%
  • 2.36%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 24.60
  • 19.88
  • 6.28

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 23.45
  • 17.98
  • 2.77

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 26.79
  • 23.00
  • 10.12

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 50.02
  • 52.52
  • 53.89

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 8.03
  • 8.82
  • 8.62

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 21.73
  • 24.70
  • 26.10

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Dec 22
Dec 21
Var%
Sep 22
Sep 21
Var%
Jun 22
Jun 21
Var%
Mar 22
Mar 21
Var%
Net Sales
10,784.30
8,536.65
26.33%
9,968.40
7,733.84
28.89%
9,280.92
6,742.15
37.66%
8,626.57
6,850.62
25.92%
Expenses
3,304.12
3,040.03
8.69%
3,128.10
3,238.35
-3.40%
3,023.41
3,034.82
-0.38%
2,697.77
2,746.91
-1.79%
EBITDA
7,480.18
5,496.62
36.09%
6,840.30
4,495.49
52.16%
6,257.51
3,707.33
68.79%
5,928.80
4,103.71
44.47%
EBIDTM
69.36%
64.39%
68.62%
58.13%
67.42%
54.99%
68.73%
59.90%
Other Income
1.65
2.48
-33.47%
4.23
1.06
299.06%
1.79
1.10
62.73%
3.71
4.32
-14.12%
Interest
3,351.22
2,534.54
32.22%
2,971.37
2,397.57
23.93%
2,645.13
2,253.55
17.38%
2,562.58
2,195.55
16.72%
Depreciation
118.99
96.58
23.20%
120.87
94.53
27.86%
111.41
89.02
25.15%
104.44
89.89
16.19%
PBT
4,011.62
2,867.98
39.88%
3,752.29
2,004.45
87.20%
3,502.76
1,365.86
156.45%
3,265.49
1,822.59
79.17%
Tax
1,038.68
742.69
39.85%
971.64
523.46
85.62%
906.51
363.42
149.44%
845.98
475.95
77.75%
PAT
2,972.94
2,125.29
39.88%
2,780.65
1,480.99
87.76%
2,596.25
1,002.44
158.99%
2,419.51
1,346.64
79.67%
PATM
27.57%
24.90%
27.89%
19.15%
27.97%
14.87%
28.05%
19.66%
EPS
49.20
35.25
39.57%
46.03
24.58
87.27%
43.01
16.64
158.47%
40.10
22.38
79.18%

Annual Results

Standalone Figures in Rs. Crores /

Consolidated
Description
TTM
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Net Sales
38,660.19
31,658.98
26,689.57
26,373.77
18,487.14
12,785.86
9,966.71
7,293.54
5,381.80
Net Sales Growth
29.46%
18.62%
1.20%
42.66%
44.59%
28.29%
36.65%
35.52%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
38,660.19
31,658.98
26,689.57
26,373.77
18,487.14
12,785.86
9,966.71
7,293.54
5,381.80
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
12,153.40
11,930.94
10,867.64
9,161.22
5,454.21
4,156.67
3,250.64
2,353.77
1,891.49
Power & Fuel Cost
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
Employee Cost
-
3,589.66
2,498.67
2,547.96
1,938.53
1,433.62
931.67
629.63
450.73
% Of Sales
-
11.34%
9.36%
9.66%
10.49%
11.21%
9.35%
8.63%
8.38%
Manufacturing Exp.
-
2,452.36
1,678.05
1,620.26
1,233.56
987.62
1,034.35
822.21
639.83
% Of Sales
-
7.75%
6.29%
6.14%
6.67%
7.72%
10.38%
11.27%
11.89%
General & Admin Exp.
-
653.89
411.54
739.84
566.70
465.43
429.12
336.54
270.58
% Of Sales
-
2.07%
1.54%
2.81%
3.07%
3.64%
4.31%
4.61%
5.03%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
5,235.03
6,279.38
4,253.16
1,715.42
1,270.00
855.50
565.39
530.35
% Of Sales
-
16.54%
23.53%
16.13%
9.28%
9.93%
8.58%
7.75%
9.85%
EBITDA
26,506.79
19,728.04
15,821.93
17,212.55
13,032.93
8,629.19
6,716.07
4,939.77
3,490.31
EBITDA Margin
68.56%
62.31%
59.28%
65.26%
70.50%
67.49%
67.39%
67.73%
64.85%
Other Income
11.38
7.99
14.95
11.87
13.04
12.43
25.48
40.02
176.03
Interest
11,530.30
9,847.68
9,519.35
9,607.67
6,722.66
4,696.11
3,852.97
2,958.77
2,273.79
Depreciation
455.71
384.57
325.27
294.63
144.15
102.07
71.17
56.34
35.60
PBT
14,532.16
9,503.78
5,992.26
7,322.12
6,179.16
3,843.44
2,817.41
1,964.68
1,356.95
Tax
3,762.81
2,475.55
1,572.44
2,058.37
2,184.17
1,347.07
981.03
686.05
459.07
Tax Rate
25.89%
26.05%
26.24%
28.11%
35.35%
35.05%
34.82%
34.92%
33.83%
PAT
10,769.35
7,028.23
4,419.82
5,263.75
3,994.99
2,496.37
1,836.38
1,278.63
897.88
PAT before Minority Interest
10,769.35
7,028.23
4,419.82
5,263.75
3,994.99
2,496.37
1,836.38
1,278.63
897.88
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
27.86%
22.20%
16.56%
19.96%
21.61%
19.52%
18.43%
17.53%
16.68%
PAT Growth
80.83%
59.02%
-16.03%
31.76%
60.03%
35.94%
43.62%
42.41%
 
EPS
177.89
116.09
73.01
86.95
65.99
41.24
30.33
21.12
14.83

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Shareholder's Funds
43,712.69
36,918.41
32,327.63
19,697.02
15,847.84
9,600.26
7,426.76
4,799.71
Share Capital
120.66
120.32
119.99
115.37
115.03
109.37
53.55
50.00
Total Reserves
43,194.47
36,494.84
31,994.47
19,443.80
15,650.80
9,490.89
7,271.18
4,749.71
Non-Current Liabilities
150,423.21
121,532.16
122,230.65
88,147.60
58,047.59
36,266.42
27,490.99
19,611.22
Secured Loans
104,820.22
82,268.22
89,717.98
70,062.96
46,317.87
27,420.12
22,681.01
16,448.57
Unsecured Loans
46,249.21
39,842.26
33,140.74
18,606.89
12,397.39
5,695.84
2,605.85
1,824.94
Long Term Provisions
242.82
298.40
121.79
73.12
66.77
3,034.66
2,036.77
1,414.22
Current Liabilities
17,418.35
12,073.93
8,982.72
15,718.86
10,135.39
21,033.03
14,260.91
9,910.19
Trade Payables
1,511.10
1,098.10
959.81
811.54
651.03
309.27
334.91
273.72
Other Current Liabilities
1,720.62
1,433.31
1,056.82
1,966.18
1,620.71
10,002.79
6,953.96
4,699.92
Short Term Borrowings
14,162.49
9,523.06
6,947.71
12,918.00
7,841.96
8,922.42
5,638.49
4,277.83
Short Term Provisions
24.14
19.46
18.38
23.14
21.69
1,798.55
1,333.55
658.72
Total Liabilities
211,554.25
170,524.50
163,541.00
123,563.48
84,030.82
66,899.71
49,178.66
34,321.12
Net Block
1,716.30
1,315.70
1,320.99
694.84
470.26
366.01
290.27
252.45
Gross Block
2,863.85
2,278.09
2,032.05
1,133.27
788.99
592.30
425.85
346.88
Accumulated Depreciation
1,147.55
962.39
711.06
438.43
318.73
226.29
135.58
94.43
Non Current Assets
204,189.47
152,925.76
146,109.29
114,929.34
80,720.46
35,165.40
27,419.64
19,871.41
Capital Work in Progress
34.14
51.06
0.00
0.00
0.00
0.00
0.00
0.00
Non Current Investment
10,670.34
4,596.33
3,089.31
1,512.25
1,025.43
762.30
457.15
147.09
Long Term Loans & Adv.
345.44
275.80
294.69
189.09
88.31
2,008.94
1,893.65
1,351.95
Other Non Current Assets
0.00
0.00
28.25
20.34
33.96
0.00
0.02
0.25
Current Assets
7,364.78
17,598.74
17,431.71
8,634.14
3,310.36
31,734.31
21,759.02
14,449.71
Current Investments
1,575.20
13,800.58
14,454.59
7,086.78
2,114.00
3,307.21
571.95
179.20
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
1,265.89
1,096.86
952.56
808.70
638.88
25,654.78
18,493.68
13,079.78
Cash & Bank
3,680.30
2,164.32
1,382.72
348.71
339.66
326.09
1,330.85
229.83
Other Current Assets
843.39
0.00
171.76
0.00
217.82
2,446.23
1,362.54
960.90
Short Term Loans & Adv.
721.49
536.98
470.08
389.95
217.82
2,090.40
1,150.69
795.04
Net Current Assets
-10,053.57
5,524.81
8,448.99
-7,084.72
-6,825.03
10,701.28
7,498.11
4,539.52
Total Assets
211,554.25
170,524.50
163,541.00
123,563.48
84,030.82
66,899.71
49,178.66
34,321.12

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Cash From Operating Activity
-37,028.62
-807.27
-24,411.70
-29,061.53
-20,565.59
-10,438.95
-9,869.67
0.00
PBT
9,503.78
5,992.26
7,322.12
6,179.16
3,843.44
2,817.41
1,964.68
0.00
Adjustment
6,179.96
4,177.72
4,779.74
1,566.81
1,256.67
4,519.61
3,376.32
0.00
Changes in Working Capital
-50,126.26
-9,494.94
-34,278.21
-34,592.18
-24,182.12
-13,602.56
476.74
0.00
Cash after chg. in Working capital
-34,442.52
675.04
-22,176.35
-26,846.21
-19,082.01
-6,265.54
5,817.74
0.00
Interest Paid
0.00
0.00
0.00
0.00
0.00
-3,167.27
-2,415.60
0.00
Tax Paid
-2,586.10
-1,482.31
-2,235.35
-2,215.32
-1,483.58
-1,006.14
-739.52
0.00
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
0.00
-12,532.29
0.00
Cash From Investing Activity
6,346.84
-428.55
-8,757.61
-5,378.93
1,075.43
-3,046.76
-686.82
0.00
Net Fixed Assets
-512.30
-280.43
-823.59
-302.79
-195.87
-163.93
-78.97
Net Investments
3,797.30
-30.14
-9,768.57
-6,716.95
421.24
-3,040.63
-701.78
Others
3,061.84
-117.98
1,834.55
1,640.81
850.06
157.80
93.93
Cash from Financing Activity
32,239.62
1,740.63
34,166.81
34,449.31
19,503.35
12,513.43
11,656.20
0.00
Net Cash Inflow / Outflow
1,557.84
504.81
997.50
8.85
13.19
-972.28
1,099.71
0.00
Opening Cash & Equivalents
1,849.33
1,344.52
347.02
338.17
324.98
1,297.19
227.81
0.00
Closing Cash & Equivalent
3,407.17
1,849.33
1,344.52
347.02
338.17
324.91
1,327.52
0.00

Financial Ratios

Standalone /

Consolidated
Description
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Book Value (Rs.)
717.97
608.63
535.29
339.07
274.12
175.56
136.78
95.99
ROA
3.68%
2.65%
3.67%
3.85%
3.31%
3.16%
3.06%
2.62%
ROE
17.59%
12.86%
20.37%
22.62%
19.68%
21.70%
21.09%
18.71%
ROCE
10.25%
9.38%
11.95%
12.67%
12.09%
12.91%
12.97%
11.54%
Fixed Asset Turnover
12.31
12.38
16.66
19.23
18.51
19.58
18.88
15.51
Receivable days
13.62
14.01
12.19
14.29
375.30
808.40
790.04
887.09
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
0.00
72.29
80.31
69.28
57.57
73.43
88.55
Cash Conversion Cycle
13.62
14.01
-60.11
-66.02
306.02
750.83
716.60
798.53
Total Debt/Equity
3.81
3.60
4.04
5.19
4.22
5.13
5.05
5.55
Interest Cover
1.97
1.63
1.76
1.92
1.82
1.73
1.66
1.60

News Update:


  • Bajaj Finance reports 40% rise in Q3 consolidated net profit
    28th Jan 2023, 12:45 PM

    Total consolidated income of the company increased by 26.31% to Rs 10,785.95 crore for the quarter under review

    Read More
  • Bajaj Finance increases FD rates for multiple tenures
    21st Jan 2023, 12:47 PM

    For a tenor of 12-23 months, the interest rate for customers below 60 years has been increased from 7.05% p.a. to 7.15% p.a.

    Read More
  • Bajaj Finance reports 41% growth in deposit book in Q3FY23
    5th Jan 2023, 10:30 AM

    Its Assets under management grew by 27% to around Rs 230,850 crore (provisional) as of December 31, 2022 as compared to Rs 181,250 crore as of December 31, 2021

    Read More
  • Bajaj Finance inks pact to acquire 40% stake in Snapwork Technologies
    26th Nov 2022, 12:30 PM

    The acquisition is proposed with the intention to strengthen the Company’s technology roadmap

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.