Nifty
:
19674.25
Sensex
:
66009.15
-68.10 (-0.34%)
-221.09 (-0.33%)
Nifty
Sensex
:
:
19674.25
66009.15
-68.10 (-0.34%)
-221.09 (-0.33%)

Bajaj Finance Ltd.

Finance - NBFC

Rating :
67/99

BSE: 500034 | NSE: BAJFINANCE

NSE BSE
7471.35
22-Sep-2023
  • Open
  • High
  • Low
  • Previous Close
  •  7493.95
  •  7577.00
  •  7453.60
  •  7484.20
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  526304
  •  39573.44
  •  7999.90
  •  5485.70

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 452,772.63
  • 36.64
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 665,158.60
  • 0.40%
  • 7.90

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 55.87%
  • 1.16%
  • 8.68%
  • FII
  • DII
  • Others
  • 20.09%
  • 11.81%
  • 2.39%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 24.36
  • 17.50
  • 15.76

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 24.72
  • 17.11
  • 12.65

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 30.49
  • 23.56
  • 37.57

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 50.05
  • 50.98
  • 53.90

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 8.36
  • 8.58
  • 9.02

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 22.50
  • 24.43
  • 26.91

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Jun 23
Jun 22
Var%
Mar 23
Mar 22
Var%
Dec 22
Dec 21
Var%
Sep 22
Sep 21
Var%
Net Sales
12,497.81
9,284.26
34.61%
11,359.59
8,626.06
31.69%
10,784.30
8,536.65
26.33%
9,968.40
7,733.84
28.89%
Expenses
3,693.55
3,026.24
22.05%
3,377.55
2,691.07
25.51%
3,304.12
3,040.03
8.69%
3,128.10
3,238.35
-3.40%
EBITDA
8,804.26
6,258.02
40.69%
7,982.04
5,934.99
34.49%
7,480.18
5,496.62
36.09%
6,840.30
4,495.49
52.16%
EBIDTM
70.45%
67.40%
70.27%
68.80%
69.36%
64.39%
68.62%
58.13%
Other Income
2.73
1.60
70.62%
3.55
3.29
7.90%
1.65
2.48
-33.47%
4.23
1.06
299.06%
Interest
4,102.52
2,645.45
55.08%
3,591.96
2,568.35
39.85%
3,351.22
2,534.54
32.22%
2,971.37
2,397.57
23.93%
Depreciation
156.09
111.41
40.10%
134.11
104.44
28.41%
118.99
96.58
23.20%
120.87
94.53
27.86%
PBT
4,548.38
3,502.76
29.85%
4,259.52
3,265.49
30.44%
4,011.62
2,867.98
39.88%
3,752.29
2,004.45
87.20%
Tax
1,114.32
906.51
22.92%
1,103.34
845.98
30.42%
1,038.68
742.69
39.85%
971.64
523.46
85.62%
PAT
3,434.06
2,596.25
32.27%
3,156.18
2,419.51
30.45%
2,972.94
2,125.29
39.88%
2,780.65
1,480.99
87.76%
PATM
27.48%
27.96%
27.78%
28.05%
27.57%
24.90%
27.89%
19.15%
EPS
56.79
43.01
32.04%
52.24
40.10
30.27%
49.20
35.25
39.57%
46.03
24.58
87.27%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Net Sales
44,610.10
41,397.38
31,640.45
26,689.57
26,373.77
18,487.14
12,785.86
9,966.71
7,293.54
5,381.80
Net Sales Growth
30.51%
30.84%
18.55%
1.20%
42.66%
44.59%
28.29%
36.65%
35.52%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
44,610.10
41,397.38
31,640.45
26,689.57
26,373.77
18,487.14
12,785.86
9,966.71
7,293.54
5,381.80
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
13,503.32
12,692.85
11,905.08
10,867.64
9,161.22
5,454.21
4,156.67
3,250.64
2,353.77
1,891.49
Power & Fuel Cost
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
Employee Cost
-
5,059.13
3,592.44
2,498.67
2,547.96
1,938.53
1,433.62
931.67
629.63
450.73
% Of Sales
-
12.22%
11.35%
9.36%
9.66%
10.49%
11.21%
9.35%
8.63%
8.38%
Manufacturing Exp.
-
2,899.20
2,498.51
1,678.05
1,620.26
1,233.56
987.62
1,034.35
822.21
639.83
% Of Sales
-
7.00%
7.90%
6.29%
6.14%
6.67%
7.72%
10.38%
11.27%
11.89%
General & Admin Exp.
-
1,217.84
715.35
411.54
739.84
566.70
465.43
429.12
336.54
270.58
% Of Sales
-
2.94%
2.26%
1.54%
2.81%
3.07%
3.64%
4.31%
4.61%
5.03%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
3,516.68
5,098.78
6,279.38
4,253.16
1,715.42
1,270.00
855.50
565.39
530.35
% Of Sales
-
8.49%
16.11%
23.53%
16.13%
9.28%
9.93%
8.58%
7.75%
9.85%
EBITDA
31,106.78
28,704.53
19,735.37
15,821.93
17,212.55
13,032.93
8,629.19
6,716.07
4,939.77
3,490.31
EBITDA Margin
69.73%
69.34%
62.37%
59.28%
65.26%
70.50%
67.49%
67.39%
67.73%
64.85%
Other Income
12.16
8.31
7.60
14.95
11.87
13.04
12.43
25.48
40.02
176.03
Interest
14,017.07
12,701.27
9,854.62
9,519.35
9,607.67
6,722.66
4,696.11
3,852.97
2,958.77
2,273.79
Depreciation
530.06
485.38
384.57
325.27
294.63
144.15
102.07
71.17
56.34
35.60
PBT
16,571.81
15,526.19
9,503.78
5,992.26
7,322.12
6,179.16
3,843.44
2,817.41
1,964.68
1,356.95
Tax
4,227.98
4,020.17
2,475.55
1,572.44
2,058.37
2,184.17
1,347.07
981.03
686.05
459.07
Tax Rate
25.51%
25.89%
26.05%
26.24%
28.11%
35.35%
35.05%
34.82%
34.92%
33.83%
PAT
12,343.83
11,507.69
7,028.23
4,419.82
5,263.75
3,994.99
2,496.37
1,836.38
1,278.63
897.88
PAT before Minority Interest
12,343.83
11,507.69
7,028.23
4,419.82
5,263.75
3,994.99
2,496.37
1,836.38
1,278.63
897.88
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
27.67%
27.80%
22.21%
16.56%
19.96%
21.61%
19.52%
18.43%
17.53%
16.68%
PAT Growth
43.17%
63.74%
59.02%
-16.03%
31.76%
60.03%
35.94%
43.62%
42.41%
 
EPS
203.73
189.93
116.00
72.95
86.87
65.93
41.20
30.31
21.10
14.82

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Shareholder's Funds
54,371.98
43,712.69
36,918.41
32,327.63
19,697.02
15,847.84
9,600.26
7,426.76
4,799.71
Share Capital
120.89
120.66
120.32
119.99
115.37
115.03
109.37
53.55
50.00
Total Reserves
53,695.63
43,194.47
36,494.84
31,994.47
19,443.80
15,650.80
9,490.89
7,271.18
4,749.71
Non-Current Liabilities
194,072.14
150,570.25
121,532.16
122,230.65
88,147.60
58,047.59
36,266.42
27,490.99
19,611.22
Secured Loans
138,475.77
110,342.66
82,268.22
89,717.98
70,062.96
46,317.87
27,420.12
22,681.01
16,448.57
Unsecured Loans
55,945.84
40,726.38
39,842.26
33,140.74
18,606.89
12,397.39
5,695.84
2,605.85
1,824.94
Long Term Provisions
380.95
242.82
298.40
121.79
73.12
66.77
3,034.66
2,036.77
1,414.22
Current Liabilities
25,847.46
17,271.81
12,073.93
8,982.72
15,718.86
10,135.39
21,033.03
14,260.91
9,910.19
Trade Payables
2,091.44
1,511.10
1,098.10
959.81
811.54
651.03
309.27
334.91
273.72
Other Current Liabilities
1,458.44
1,574.08
1,433.31
1,056.82
1,966.18
1,620.71
10,002.79
6,953.96
4,699.92
Short Term Borrowings
22,268.88
14,162.49
9,523.06
6,947.71
12,918.00
7,841.96
8,922.42
5,638.49
4,277.83
Short Term Provisions
28.70
24.14
19.46
18.38
23.14
21.69
1,798.55
1,333.55
658.72
Total Liabilities
274,291.58
211,554.75
170,524.50
163,541.00
123,563.48
84,030.82
66,899.71
49,178.66
34,321.12
Net Block
2,307.62
1,716.30
1,315.70
1,320.99
694.84
470.26
366.01
290.27
252.45
Gross Block
3,797.36
2,863.85
2,278.09
2,032.05
1,133.27
788.99
592.30
425.85
346.88
Accumulated Depreciation
1,489.74
1,147.55
962.39
711.06
438.43
318.73
226.29
135.58
94.43
Non Current Assets
261,298.25
204,189.47
152,925.76
146,109.29
114,929.34
80,720.46
35,165.40
27,419.64
19,871.41
Capital Work in Progress
79.84
34.14
51.06
0.00
0.00
0.00
0.00
0.00
0.00
Non Current Investment
16,331.27
10,670.34
4,596.33
3,089.31
1,512.25
1,025.43
762.30
457.15
147.09
Long Term Loans & Adv.
310.59
345.44
275.80
294.69
189.09
88.31
2,008.94
1,893.65
1,351.95
Other Non Current Assets
0.00
0.00
0.00
28.25
20.34
33.96
0.00
0.02
0.25
Current Assets
12,993.33
7,365.28
17,598.74
17,431.71
8,634.14
3,310.36
31,734.31
21,759.02
14,449.71
Current Investments
6,420.57
1,575.20
13,800.58
14,454.59
7,086.78
2,114.00
3,307.21
571.95
179.20
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
1,299.72
1,265.89
1,096.86
952.56
808.70
638.88
25,654.78
18,493.68
13,079.78
Cash & Bank
4,304.52
3,680.30
2,164.32
1,382.72
348.71
339.66
326.09
1,330.85
229.83
Other Current Assets
968.52
121.90
0.00
171.76
389.95
217.82
2,446.23
1,362.54
960.90
Short Term Loans & Adv.
819.64
721.99
536.98
470.08
389.95
217.82
2,090.40
1,150.69
795.04
Net Current Assets
-12,854.13
-9,906.53
5,524.81
8,448.99
-7,084.72
-6,825.03
10,701.28
7,498.11
4,539.52
Total Assets
274,291.58
211,554.75
170,524.50
163,541.00
123,563.48
84,030.82
66,899.71
49,178.66
34,321.12

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Cash From Operating Activity
-42,140.40
-37,089.90
-807.27
-24,411.70
-29,061.53
-20,565.59
-10,438.95
-9,869.67
0.00
PBT
15,527.86
9,503.78
5,992.26
7,322.12
6,179.16
3,843.44
2,817.41
1,964.68
0.00
Adjustment
2,553.72
6,168.29
4,177.72
4,779.74
1,566.81
1,256.67
4,519.61
3,376.32
0.00
Changes in Working Capital
-56,249.80
-50,175.87
-9,494.94
-34,278.21
-34,592.18
-24,182.12
-13,602.56
476.74
0.00
Cash after chg. in Working capital
-38,168.22
-34,503.80
675.04
-22,176.35
-26,846.21
-19,082.01
-6,265.54
5,817.74
0.00
Interest Paid
0.00
0.00
0.00
0.00
0.00
0.00
-3,167.27
-2,415.60
0.00
Tax Paid
-3,972.18
-2,586.10
-1,482.31
-2,235.35
-2,215.32
-1,483.58
-1,006.14
-739.52
0.00
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
-12,532.29
0.00
Cash From Investing Activity
-10,365.25
6,346.79
-428.55
-8,757.61
-5,378.93
1,075.43
-3,046.76
-686.82
0.00
Net Fixed Assets
-900.02
-512.30
-280.43
-823.59
-302.79
-195.87
-163.93
-78.97
Net Investments
-12,366.03
3,797.30
-30.14
-9,768.57
-6,716.95
421.24
-3,040.63
-701.78
Others
2,900.80
3,061.79
-117.98
1,834.55
1,640.81
850.06
157.80
93.93
Cash from Financing Activity
50,674.96
32,275.22
1,740.63
34,166.81
34,449.31
19,503.35
12,513.43
11,656.20
0.00
Net Cash Inflow / Outflow
-1,830.69
1,532.11
504.81
997.50
8.85
13.19
-972.28
1,099.71
0.00
Opening Cash & Equivalents
3,381.44
1,849.33
1,344.52
347.02
338.17
324.98
1,297.19
227.81
0.00
Closing Cash & Equivalent
1,550.75
3,381.44
1,849.33
1,344.52
347.02
338.17
324.91
1,327.52
0.00

Financial Ratios

Consolidated /

Standalone
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Book Value (Rs.)
890.34
717.97
608.63
535.29
339.07
274.12
175.56
136.78
95.99
ROA
4.74%
3.68%
2.65%
3.67%
3.85%
3.31%
3.16%
3.06%
2.62%
ROE
23.70%
17.59%
12.86%
20.37%
22.62%
19.68%
21.70%
21.09%
18.71%
ROCE
11.76%
10.26%
9.38%
11.95%
12.67%
12.09%
12.91%
12.97%
11.54%
Fixed Asset Turnover
12.43
12.31
12.38
16.66
19.23
18.51
19.58
18.88
15.51
Receivable days
11.31
13.63
14.01
12.19
14.29
375.30
808.40
790.04
887.09
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
0.00
0.00
72.29
80.31
69.28
57.57
73.43
88.55
Cash Conversion Cycle
11.31
13.63
14.01
-60.11
-66.02
306.02
750.83
716.60
798.53
Total Debt/Equity
4.03
3.81
3.60
4.04
5.19
4.22
5.13
5.05
5.55
Interest Cover
2.22
1.96
1.63
1.76
1.92
1.82
1.73
1.66
1.60

Annual Reports:

FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016

News Update:


  • Bajaj Finance raises Rs 500 crore through NCDs
    20th Sep 2023, 12:30 PM

    The Debenture Allotment Committee of the Company at its meeting held on September 20, 2023, allotted the same

    Read More
  • Bajaj Finance planning to enter microfinance, SME, tractor, four-wheeler financing
    12th Sep 2023, 12:20 PM

    These expansions should happen over the next two to three years

    Read More
  • Bajaj Finance crosses Rs 50,000 crore mark in FD Bookings
    11th Sep 2023, 17:38 PM

    This achievement underscores the enduring importance of FD investments and the unwavering trust that investors place in them

    Read More
  • Bajaj Finance raises Rs 1195 crore through NCDs
    11th Sep 2023, 16:30 PM

    The Debenture Allotment Committee of the Company has at its meeting held on September 11, 2023 has allotted the same

    Read More
  • Bajaj Finance forges partnership with Flipkart
    8th Sep 2023, 16:38 PM

    This exciting collaboration between Bajaj Finance and Flipkart is set to make mobile phone upgrades more affordable and convenient than ever before

    Read More
  • Bajaj Finance raises Rs 304.21 crore via NCDs
    21st Aug 2023, 12:15 PM

    The Debenture Allotment Committee of the Company at its meeting held on August 21, 2023, has allotted the same

    Read More
  • Bajaj Finance lowers home loan interest rates
    17th Aug 2023, 14:40 PM

    The company is now offering home loans at an interest rate starting at 8.50% p.a

    Read More
  • Bajaj Finance partners with ICICI Lombard General Insurance to offer motor insurance policies
    8th Aug 2023, 11:08 AM

    The ICICI Lombard Car and Two-wheeler Insurance policies offer comprehensive damage coverage

    Read More
  • Bajaj Finance reports 32% rise in Q1 consolidated net profit
    26th Jul 2023, 16:11 PM

    Total consolidated income of the company increased by 34.62% at Rs 12500.54 crore for Q1FY24

    Read More
  • Bajaj Finance - Quarterly Results
    26th Jul 2023, 14:26 PM

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  • Bajaj Finance offers car loan balance transfer, top-up
    25th Jul 2023, 11:08 AM

    The NBFC also offers a high-value top-up of up to 180% of their car’s value

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  • Bajaj Finance reports 46% growth in deposits book in Q1FY24
    4th Jul 2023, 10:30 AM

    Its new loans booked during Q1FY24 grew by 34% to 9.94 million (provisional) as compared to 7.42 million in Q1FY23

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  • Bajaj Finance introduces insta personal loans
    30th Jun 2023, 14:38 PM

    New customers can easily check their pre-assigned loan limit using their mobile number and OTP

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  • Bajaj Finance partners with BYD India for dealer finance, vehicle loans
    28th Jun 2023, 16:12 PM

    The strategic partnership aims to provide comprehensive vehicle financing solutions to BYD dealers and customers across India

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Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.