Nifty
:
16266.15
Sensex
:
54326.39
456.75 (2.89%)
1534.16 (2.91%)
Nifty
Sensex
:
:
16266.15
54326.39
456.75 (2.89%)
1534.16 (2.91%)

Bajaj Finance Ltd.

Finance - NBFC

Rating :
65/99

BSE: 500034 | NSE: BAJFINANCE

NSE BSE
5769.60
20-May-2022
  • Open
  • High
  • Low
  • Previous Close
  •  5840.00
  •  5841.95
  •  5712.00
  •  5707.00
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  1098610
  •  63421.20
  •  8050.00
  •  5488.00

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 349,723.17
  • 49.76
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 479,192.37
  • 0.35%
  • 8.00

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 55.86%
  • 1.18%
  • 8.95%
  • FII
  • DII
  • Others
  • 21.41%
  • 10.71%
  • 1.89%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 26.97
  • 21.77
  • 13.02

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 26.25
  • 18.69
  • 3.95

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 25.55
  • 19.20
  • 3.43

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 48.13
  • 54.57
  • 54.27

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 7.24
  • 8.93
  • 8.82

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 19.48
  • 24.20
  • 25.26

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 22
Mar 21
Var%
Dec 21
Dec 20
Var%
Sep 21
Sep 20
Var%
Jun 21
Jun 20
Var%
Net Sales
8,626.57
6,850.62
25.92%
8,532.58
6,656.13
28.19%
7,731.36
6,513.15
18.70%
6,741.91
6,648.20
1.41%
Expenses
2,697.77
2,746.91
-1.79%
3,035.96
2,661.52
14.07%
3,235.51
2,784.89
16.18%
3,034.58
2,758.20
10.02%
EBITDA
5,928.80
4,103.71
44.47%
5,496.62
3,994.61
37.60%
4,495.85
3,728.26
20.59%
3,707.33
3,890.00
-4.70%
EBIDTM
68.73%
59.90%
64.42%
60.01%
58.15%
57.24%
54.99%
58.51%
Other Income
3.71
4.32
-14.12%
2.48
2.21
12.22%
0.70
6.88
-89.83%
1.10
1.54
-28.57%
Interest
2,562.58
2,195.55
16.72%
2,534.54
2,362.67
7.27%
2,397.57
2,358.15
1.67%
2,253.55
2,497.63
-9.77%
Depreciation
104.44
89.89
16.19%
96.58
79.64
21.27%
94.53
71.52
32.17%
89.02
84.22
5.70%
PBT
3,265.49
1,822.59
79.17%
2,867.98
1,554.51
84.49%
2,004.45
1,305.47
53.54%
1,365.86
1,309.69
4.29%
Tax
845.98
475.95
77.75%
742.69
408.53
81.80%
523.46
340.59
53.69%
363.42
347.37
4.62%
PAT
2,419.51
1,346.64
79.67%
2,125.29
1,145.98
85.46%
1,480.99
964.88
53.49%
1,002.44
962.32
4.17%
PATM
28.05%
19.66%
24.91%
17.22%
19.16%
14.81%
14.87%
14.47%
EPS
40.10
22.38
79.18%
35.21
19.02
85.12%
24.58
16.06
53.05%
16.64
16.03
3.81%

Annual Results

Standalone Figures in Rs. Crores /

Consolidated
Description
TTM
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Net Sales
31,632.42
26,689.57
26,373.77
18,487.14
12,785.86
9,966.71
7,293.54
5,381.80
Net Sales Growth
18.62%
1.20%
42.66%
44.59%
28.29%
36.65%
35.52%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
31,632.42
26,689.57
26,373.77
18,487.14
12,785.86
9,966.71
7,293.54
5,381.80
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
12,003.82
10,867.64
9,161.22
5,454.21
4,156.67
3,250.64
2,353.77
1,891.49
Power & Fuel Cost
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
Employee Cost
-
2,498.67
2,547.96
1,938.53
1,433.62
931.67
629.63
450.73
% Of Sales
-
9.36%
9.66%
10.49%
11.21%
9.35%
8.63%
8.38%
Manufacturing Exp.
-
1,678.05
1,620.26
1,233.56
987.62
1,034.35
822.21
639.83
% Of Sales
-
6.29%
6.14%
6.67%
7.72%
10.38%
11.27%
11.89%
General & Admin Exp.
-
411.54
739.84
566.70
465.43
429.12
336.54
270.58
% Of Sales
-
1.54%
2.81%
3.07%
3.64%
4.31%
4.61%
5.03%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
6,279.38
4,253.16
1,715.42
1,270.00
855.50
565.39
530.35
% Of Sales
-
23.53%
16.13%
9.28%
9.93%
8.58%
7.75%
9.85%
EBITDA
19,628.60
15,821.93
17,212.55
13,032.93
8,629.19
6,716.07
4,939.77
3,490.31
EBITDA Margin
62.05%
59.28%
65.26%
70.50%
67.49%
67.39%
67.73%
64.85%
Other Income
7.99
14.95
11.87
13.04
12.43
25.48
40.02
176.03
Interest
9,748.24
9,519.35
9,607.67
6,722.66
4,696.11
3,852.97
2,958.77
2,273.79
Depreciation
384.57
325.27
294.63
144.15
102.07
71.17
56.34
35.60
PBT
9,503.78
5,992.26
7,322.12
6,179.16
3,843.44
2,817.41
1,964.68
1,356.95
Tax
2,475.55
1,572.44
2,058.37
2,184.17
1,347.07
981.03
686.05
459.07
Tax Rate
26.05%
26.24%
28.11%
35.35%
35.05%
34.82%
34.92%
33.83%
PAT
7,028.23
4,419.82
5,263.75
3,994.99
2,496.37
1,836.38
1,278.63
897.88
PAT before Minority Interest
7,028.23
4,419.82
5,263.75
3,994.99
2,496.37
1,836.38
1,278.63
897.88
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
22.22%
16.56%
19.96%
21.61%
19.52%
18.43%
17.53%
16.68%
PAT Growth
59.02%
-16.03%
31.76%
60.03%
35.94%
43.62%
42.41%
 
EPS
116.09
73.01
86.95
65.99
41.24
30.33
21.12
14.83

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Shareholder's Funds
36,918.41
32,327.63
19,697.02
15,847.84
9,600.26
7,426.76
4,799.71
Share Capital
120.32
119.99
115.37
115.03
109.37
53.55
50.00
Total Reserves
36,494.84
31,994.47
19,443.80
15,650.80
9,490.89
7,271.18
4,749.71
Non-Current Liabilities
121,585.29
122,230.65
88,147.60
58,047.59
36,266.42
27,490.99
19,611.22
Secured Loans
82,268.22
89,717.98
70,062.96
46,317.87
27,420.12
22,681.01
16,448.57
Unsecured Loans
39,842.26
33,140.74
18,606.89
12,397.39
5,695.84
2,605.85
1,824.94
Long Term Provisions
298.40
121.79
73.12
66.77
3,034.66
2,036.77
1,414.22
Current Liabilities
12,077.27
8,982.72
15,718.86
10,135.39
21,033.03
14,260.91
9,910.19
Trade Payables
1,108.68
959.81
811.54
651.03
309.27
334.91
273.72
Other Current Liabilities
1,414.23
1,056.82
1,966.18
1,620.71
10,002.79
6,953.96
4,699.92
Short Term Borrowings
9,534.90
6,947.71
12,918.00
7,841.96
8,922.42
5,638.49
4,277.83
Short Term Provisions
19.46
18.38
23.14
21.69
1,798.55
1,333.55
658.72
Total Liabilities
170,580.97
163,541.00
123,563.48
84,030.82
66,899.71
49,178.66
34,321.12
Net Block
1,315.70
1,320.99
694.84
470.26
366.01
290.27
252.45
Gross Block
2,278.09
2,032.05
1,133.27
788.99
592.30
425.85
346.88
Accumulated Depreciation
962.39
711.06
438.43
318.73
226.29
135.58
94.43
Non Current Assets
152,959.79
146,109.29
114,929.34
80,720.46
35,165.40
27,419.64
19,871.41
Capital Work in Progress
51.06
0.00
0.00
0.00
0.00
0.00
0.00
Non Current Investment
4,596.33
3,089.31
1,512.25
1,025.43
762.30
457.15
147.09
Long Term Loans & Adv.
275.58
294.69
189.09
88.31
2,008.94
1,893.65
1,351.95
Other Non Current Assets
34.25
28.25
20.34
33.96
0.00
0.02
0.25
Current Assets
17,621.18
17,431.71
8,634.14
3,310.36
31,734.31
21,759.02
14,449.71
Current Investments
13,800.58
14,454.59
7,086.78
2,114.00
3,307.21
571.95
179.20
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
1,107.24
952.56
808.70
638.88
25,654.78
18,493.68
13,079.78
Cash & Bank
2,176.18
1,382.72
348.71
339.66
326.09
1,330.85
229.83
Other Current Assets
537.18
171.76
0.00
0.00
2,446.23
1,362.54
960.90
Short Term Loans & Adv.
537.18
470.08
389.95
217.82
2,090.40
1,150.69
795.04
Net Current Assets
5,543.91
8,448.99
-7,084.72
-6,825.03
10,701.28
7,498.11
4,539.52
Total Assets
170,580.97
163,541.00
123,563.48
84,030.82
66,899.71
49,178.66
34,321.12

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Cash From Operating Activity
-880.95
-24,411.70
-29,061.53
-20,565.59
-10,438.95
-9,869.67
0.00
PBT
5,992.26
7,322.12
6,179.16
3,843.44
2,817.41
1,964.68
0.00
Adjustment
4,104.06
4,779.74
1,566.81
1,256.67
4,519.61
3,376.32
0.00
Changes in Working Capital
-9,494.96
-34,278.21
-34,592.18
-24,182.12
-13,602.56
476.74
0.00
Cash after chg. in Working capital
601.36
-22,176.35
-26,846.21
-19,082.01
-6,265.54
5,817.74
0.00
Interest Paid
0.00
0.00
0.00
0.00
-3,167.27
-2,415.60
0.00
Tax Paid
-1,482.31
-2,235.35
-2,215.32
-1,483.58
-1,006.14
-739.52
0.00
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
-12,532.29
0.00
Cash From Investing Activity
-428.54
-8,757.61
-5,378.93
1,075.43
-3,046.76
-686.82
0.00
Net Fixed Assets
-280.43
-823.59
-302.79
-195.87
-163.93
-78.97
Net Investments
-30.14
-9,768.57
-6,716.95
421.24
-3,040.63
-701.78
Others
-117.97
1,834.55
1,640.81
850.06
157.80
93.93
Cash from Financing Activity
1,826.14
34,166.81
34,449.31
19,503.35
12,513.43
11,656.20
0.00
Net Cash Inflow / Outflow
516.65
997.50
8.85
13.19
-972.28
1,099.71
0.00
Opening Cash & Equivalents
1,344.52
347.02
338.17
324.98
1,297.19
227.81
0.00
Closing Cash & Equivalent
1,861.17
1,344.52
347.02
338.17
324.91
1,327.52
0.00

Financial Ratios

Standalone /

Consolidated
Description
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Book Value (Rs.)
608.63
535.29
339.07
274.12
175.56
136.78
95.99
ROA
2.65%
3.67%
3.85%
3.31%
3.16%
3.06%
2.62%
ROE
12.86%
20.37%
22.62%
19.68%
21.70%
21.09%
18.71%
ROCE
9.38%
11.95%
12.67%
12.09%
12.91%
12.97%
11.54%
Fixed Asset Turnover
12.38
16.66
19.23
18.51
19.58
18.88
15.51
Receivable days
14.08
12.19
14.29
375.30
808.40
790.04
887.09
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
72.29
80.31
69.28
57.57
73.43
88.55
Cash Conversion Cycle
14.08
-60.11
-66.02
306.02
750.83
716.60
798.53
Total Debt/Equity
3.60
4.04
5.19
4.22
5.13
5.05
5.55
Interest Cover
1.63
1.76
1.92
1.82
1.73
1.66
1.60

Annual Reports:

FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016
FY 2015
FY 2014
FY 2013

News Update:


  • Bajaj Finance increases interest rates on fixed deposit
    11th May 2022, 17:31 PM

    The revised rates on Bajaj Finance FDs of up to Rs 5 crore are effective from May 10, 2022, and shall apply to fresh deposits and renewals of maturing deposits

    Read More
  • Bajaj Finance collaborates with FinMapp
    27th Apr 2022, 12:36 PM

    Investors have multiple tenures to choose from for their fixed deposits

    Read More
  • Bajaj Finance reports 80% jump in Q4 consolidated net profit
    27th Apr 2022, 09:46 AM

    For the year ended March 31, 2022, the company has reported 60.55% rise in its net profit at Rs 6,350.49 crore as compared to Rs 3,955.51 crore for the previous year

    Read More
  • Bajaj Finance - Quarterly Results
    26th Apr 2022, 18:13 PM

    Read More
  • Bajaj Finance’s deposit book rises 19% at Rs 30,800 crore in Q4FY22
    5th Apr 2022, 09:28 AM

    Customer franchise as of March 31, 2022 stood at 57.6 MM as compared to 48.6 MM as of March 31, 2021

    Read More
  • Bajaj Finance’s arm surpasses Rs 50,000 crore worth of assets under management
    19th Mar 2022, 11:28 AM

    In the first year of operations, i.e., FY19, Bajaj Housing Finance touched its first milestone of Rs. 10,000 crore of assets under management

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.