Bajaj Finance, 500034, BAJFINANCE Share Price, Rating, Research, Analysis, Fundamental & Historical Data

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

5,37,487.47
32.31
2

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

6,56,046.18
0.65%
5.56

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

10 Years
5 Years
3 Years

26.16
15.82
20.22

EBITDA CAGR (%)

10 Years
5 Years
3 Years

27.25
17.69
14.51

PAT CAGR (%)

10 Years
5 Years
3 Years

32.03
22.38
27.16

P:E (Median)

8 Years
5 Years
3 Years

49.47
39.13
34.42

P:BV (Average)

8 Years
5 Years
3 Years

8.18
7.72
6.94

EV:EBITDA (Average)

8 Years
5 Years
3 Years

22.15
22.38
18.87

Earnings Forecasts:

Description 2024 2025 2026 2027
Adj EPS 236.89 270.68 344.05 430.32
P/E Ratio 28.31 24.77 19.49 15.58
Revenue 54969 45051 56225 69529
EBITDA 38697 29901 38338 48449
Net Income 14451 16699 21313 26784
ROA 4.4 4.1 4.2 4.2
P/B Ratio 5.4 4.48 3.74 3.09
ROE 22.05 19.55 20.72 21.74
FCFF 15767.71
FCFF Yield 2.49

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone

Description Mar 25 Mar 24 Var% Dec 24 Dec 23 Var% Sep 24 Sep 23 Var% Jun 24 Jun 23 Var%
Net Sales 15,796.96 12,760.49 23.80% 15,371.02 12,102.69 27.00% 14,487.43 11,410.28 26.97% 13,723.11 10,665.34 28.67%
Expenses 5,753.38 4,158.48 38.35% 5,434.00 4,032.99 34.74% 5,105.21 3,723.74 37.10% 4,735.94 3,505.12 35.11%
EBITDA 10,043.58 8,602.01 16.76% 9,937.02 8,069.70 23.14% 9,382.22 7,686.54 22.06% 8,987.17 7,160.22 25.52%
EBIDTM 63.58% 67.41% 64.65% 66.68% 64.76% 67.36% 65.49% 67.14%
Other Income 11.44 3.94 190.36% 22.89 1.83 1,150.82% 4.36 0.74 489.19% 2.63 0.67 292.54%
Interest 4,914.16 3,860.80 27.28% 4,777.29 3,618.32 32.03% 4,544.31 3,351.26 35.60% 4,201.59 3,013.06 39.45%
Depreciation 235.99 178.69 32.07% 204.56 161.91 26.34% 195.66 145.21 34.74% 185.77 143.32 29.62%
PBT 4,904.87 4,566.46 7.41% 4,978.06 4,291.30 16.00% 7,190.72 4,190.81 71.58% 4,602.44 4,004.51 14.93%
Tax 964.43 1,164.55 -17.18% 1,272.25 1,113.91 14.21% 1,577.01 1,085.06 45.34% 1,200.90 1,045.45 14.87%
PAT 3,940.44 3,401.91 15.83% 3,705.81 3,177.39 16.63% 5,613.71 3,105.75 80.75% 3,401.54 2,959.06 14.95%
PATM 24.94% 26.66% 24.11% 26.25% 38.75% 27.22% 24.79% 27.74%
EPS 63.41 54.75 15.82% 59.64 51.13 16.64% 90.34 49.98 80.75% 54.74 47.62 14.95%

Description Mar 25 Mar 24 Var% Dec 24 Dec 23 Var% Sep 24 Sep 23 Var% Jun 24 Jun 23 Var%
Net Sales 18,456.85 14,927.19 23.65% 18,035.11 14,163.60 27.33% 17,090.27 13,381.93 27.71% 16,098.67 12,497.78 28.81%
Expenses 6,026.19 4,419.72 36.35% 5,691.16 4,229.34 34.56% 5,338.02 3,930.88 35.80% 4,955.81 3,692.63 34.21%
EBITDA 12,430.66 10,507.47 18.30% 12,343.95 9,934.26 24.26% 11,752.25 9,451.05 24.35% 11,142.86 8,805.15 26.55%
EBIDTM 67.35% 70.39% 68.44% 70.14% 68.77% 70.63% 69.22% 70.45%
Other Income 11.89 4.65 155.70% 23.21 3.37 588.72% 5.14 2.15 139.07% 3.64 1.84 97.83%
Interest 6,551.98 5,217.09 25.59% 6,385.63 4,868.01 31.18% 6,149.32 4,537.07 35.54% 5,683.86 4,102.52 38.55%
Depreciation 252.01 192.96 30.60% 219.13 175.75 24.68% 210.04 158.52 32.50% 199.81 156.09 28.01%
PBT 5,638.56 5,102.07 10.52% 5,762.40 4,893.87 17.75% 5,398.03 4,757.61 13.46% 5,262.83 4,548.38 15.71%
Tax 1,101.81 1,280.55 -13.96% 1,457.23 1,256.57 15.97% 1,387.74 1,206.96 14.98% 1,353.37 1,114.32 21.45%
PAT 4,536.75 3,821.52 18.72% 4,305.17 3,637.30 18.36% 4,010.29 3,550.65 12.95% 3,909.46 3,434.06 13.84%
PATM 24.58% 25.60% 23.87% 25.68% 23.47% 26.53% 24.28% 27.48%
EPS 72.15 61.89 16.58% 68.63 58.91 16.50% 64.65 58.66 10.21% 63.25 56.79 11.38%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone

Description TTM Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15
Net Sales 59,378.52 46,938.80 35,684.44 27,872.31 23,549.72 23,822.53 17,386.02 12,652.84 9,963.02 7,293.54 5,381.80 Net Sales Growth 26.50% 31.54% 28.03% 18.36% -1.15% 37.02% 37.41% 27.00% 36.60% 35.52% Cost Of Goods Sold 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 59,378.52 46,938.80 35,684.44 27,872.31 23,549.72 23,822.53 17,386.02 12,652.84 9,963.02 7,293.54 5,381.80 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 21,028.53 15,261.10 11,940.67 11,260.28 10,348.67 8,764.84 5,189.30 4,082.96 3,247.66 2,353.69 1,891.42 Power & Fuel Cost - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Employee Cost - 5,849.47 4,614.35 3,224.53 2,242.42 2,293.44 1,719.60 1,415.48 931.67 629.63 450.73 % Of Sales - 12.46% 12.93% 11.57% 9.52% 9.63% 9.89% 11.19% 9.35% 8.63% 8.38% Manufacturing Exp. - 3,109.68 2,802.09 2,428.68 1,644.90 1,600.84 1,193.61 970.23 1,034.35 822.21 639.83 % Of Sales - 6.62% 7.85% 8.71% 6.98% 6.72% 6.87% 7.67% 10.38% 11.27% 11.89% General & Admin Exp. - 1,439.87 1,239.97 709.70 443.13 756.21 591.00 462.24 426.40 176.98 270.53 % Of Sales - 3.07% 3.47% 2.55% 1.88% 3.17% 3.40% 3.65% 4.28% 2.43% 5.03% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 4,862.08 3,284.26 4,897.37 6,018.22 4,114.35 1,685.09 1,235.01 855.24 724.87 0.00 % Of Sales - 10.36% 9.20% 17.57% 25.56% 17.27% 9.69% 9.76% 8.58% 9.94% 9.85% EBITDA 38,349.99 31,677.70 23,743.77 16,612.03 13,201.05 15,057.69 12,196.72 8,569.88 6,715.36 4,939.85 3,490.38 EBITDA Margin 64.59% 67.49% 66.54% 59.60% 56.06% 63.21% 70.15% 67.73% 67.40% 67.73% 64.86% Other Income 41.32 7.18 5.37 6.81 14.17 11.62 13.25 12.28 25.95 39.84 175.98 Interest 18,437.35 14,002.67 9,423.86 7,677.54 7,550.09 7,990.48 6,037.30 4,648.98 3,852.63 2,958.78 2,273.82 Depreciation 821.98 629.13 443.77 354.91 302.25 270.70 137.37 101.96 71.16 56.34 35.60 PBT 21,676.09 17,053.08 13,881.51 8,586.39 5,362.88 6,808.13 6,035.30 3,831.22 2,817.52 1,964.57 1,356.94 Tax 5,014.59 4,408.97 3,591.77 2,235.90 1,407.37 1,927.01 2,144.96 1,346.71 980.97 686.05 459.07 Tax Rate 23.13% 25.85% 25.87% 26.04% 26.24% 28.30% 35.54% 35.15% 34.82% 34.92% 33.83% PAT 16,661.50 12,644.11 10,289.74 6,350.49 3,955.51 4,881.12 3,890.34 2,484.51 1,836.55 1,278.52 897.87 PAT before Minority Interest 16,661.50 12,644.11 10,289.74 6,350.49 3,955.51 4,881.12 3,890.34 2,484.51 1,836.55 1,278.52 897.87 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 28.06% 26.94% 28.84% 22.78% 16.80% 20.49% 22.38% 19.64% 18.43% 17.53% 16.68% PAT Growth 31.77% 22.88% 62.03% 60.55% -18.96% 25.47% 56.58% 35.28% 43.65% 42.39% EPS 268.13 203.48 165.59 102.20 63.65 78.55 62.61 39.98 29.56 20.57 14.45

Description TTM Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15
Net Sales 69,680.90 54,969.49 41,410.16 31,640.45 26,689.57 26,373.77 18,487.14 12,785.86 9,966.71 7,293.54 5,381.80 Net Sales Growth 26.76% 32.74% 30.88% 18.55% 1.20% 42.66% 44.59% 28.29% 36.65% 35.52% Cost Of Goods Sold 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 69,680.90 54,969.49 41,410.16 31,640.45 26,689.57 26,373.77 18,487.14 12,785.86 9,966.71 7,293.54 5,381.80 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 22,011.18 16,111.24 12,706.08 11,905.08 10,867.64 9,161.22 5,454.21 4,156.67 3,250.64 2,353.77 1,891.49 Power & Fuel Cost - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Employee Cost - 6,396.01 5,100.19 3,592.44 2,498.67 2,547.96 1,938.53 1,433.62 931.67 629.63 450.73 % Of Sales - 11.64% 12.32% 11.35% 9.36% 9.66% 10.49% 11.21% 9.35% 8.63% 8.38% Manufacturing Exp. - 3,251.09 2,901.34 2,498.51 1,678.05 1,620.26 1,233.56 987.62 1,034.35 822.21 639.83 % Of Sales - 5.91% 7.01% 7.90% 6.29% 6.14% 6.67% 7.72% 10.38% 11.27% 11.89% General & Admin Exp. - 1,482.92 1,257.37 715.35 411.54 739.84 566.70 465.43 429.12 336.54 270.58 % Of Sales - 2.70% 3.04% 2.26% 1.54% 2.81% 3.07% 3.64% 4.31% 4.61% 5.03% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 4,981.22 3,447.18 5,098.78 6,279.38 4,253.16 1,715.42 1,270.00 855.50 565.39 0.00 % Of Sales - 9.06% 8.32% 16.11% 23.53% 16.13% 9.28% 9.93% 8.58% 7.75% 9.85% EBITDA 47,669.72 38,858.25 28,704.08 19,735.37 15,821.93 17,212.55 13,032.93 8,629.19 6,716.07 4,939.77 3,490.31 EBITDA Margin 68.41% 70.69% 69.32% 62.37% 59.28% 65.26% 70.50% 67.49% 67.39% 67.73% 64.85% Other Income 43.88 13.02 8.10 7.60 14.95 11.87 13.04 12.43 25.48 40.02 176.03 Interest 24,770.79 18,886.02 12,700.61 9,854.62 9,519.35 9,607.67 6,722.66 4,696.11 3,852.97 2,958.77 2,273.79 Depreciation 880.99 683.32 485.38 384.57 325.27 294.63 144.15 102.07 71.17 56.34 35.60 PBT 22,061.82 19,301.93 15,526.19 9,503.78 5,992.26 7,322.12 6,179.16 3,843.44 2,817.41 1,964.68 1,356.95 Tax 5,300.15 4,858.40 4,020.17 2,475.55 1,572.44 2,058.37 2,184.17 1,347.07 981.03 686.05 459.07 Tax Rate 24.02% 25.17% 25.89% 26.05% 26.24% 28.11% 35.35% 35.05% 34.82% 34.92% 33.83% PAT 16,761.67 14,451.17 11,507.69 7,028.23 4,419.82 5,263.75 3,994.99 2,496.37 1,836.38 1,278.63 897.88 PAT before Minority Interest 16,620.01 14,451.17 11,507.69 7,028.23 4,419.82 5,263.75 3,994.99 2,496.37 1,836.38 1,278.63 897.88 Minority Interest -141.66 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 24.05% 26.29% 27.79% 22.21% 16.56% 19.96% 21.61% 19.52% 18.43% 17.53% 16.68% PAT Growth 16.05% 25.58% 63.74% 59.02% -16.03% 31.76% 60.03% 35.94% 43.62% 42.41% EPS 269.74 232.56 185.19 113.10 71.13 84.71 64.29 40.17 29.55 20.58 14.45

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone

Description Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15
Shareholder's Funds 72,010.53 51,493.13 42,055.88 35,938.74 31,813.21 19,563.63 15,817.21 9,600.31 7,426.64 4,799.70 Share Capital 123.60 120.89 120.66 120.32 119.99 115.37 115.03 109.37 53.55 50.00 Total Reserves 70,878.22 50,816.78 41,537.66 35,515.17 31,480.05 19,310.41 15,620.17 9,490.94 7,271.06 4,749.70 Non-Current Liabilities 1,83,164.22 1,40,894.81 1,13,088.32 93,025.73 98,227.61 76,506.31 55,305.68 36,266.36 27,491.10 19,611.33 Secured Loans 1,12,904.31 86,504.16 74,118.82 54,117.53 65,884.25 58,422.51 43,575.78 27,420.12 22,681.01 16,448.57 Unsecured Loans 70,549.20 54,755.03 39,455.13 39,334.92 32,887.35 18,606.89 12,397.39 5,695.84 2,605.96 1,825.05 Long Term Provisions 438.60 349.98 218.93 290.81 113.75 70.28 65.18 3,034.60 2,036.77 1,414.22 Current Liabilities 40,512.99 23,217.81 11,963.98 8,399.87 7,115.14 11,769.10 9,729.56 21,032.91 14,260.84 9,910.11 Trade Payables 1,671.95 1,512.28 1,063.92 857.39 816.52 766.33 609.26 309.04 334.91 273.66 Other Current Liabilities 1,886.56 1,252.85 1,411.51 1,122.40 847.01 1,659.48 1,442.74 10,002.90 6,953.89 4,699.90 Short Term Borrowings 36,925.14 20,425.44 9,465.91 6,401.55 5,434.39 9,322.32 7,656.16 8,922.42 5,638.49 4,277.83 Short Term Provisions 29.34 27.24 22.64 18.53 17.22 20.97 21.40 1,798.55 1,333.55 658.72 Total Liabilities 2,95,687.74 2,15,605.75 1,67,108.18 1,37,364.34 1,37,155.96 1,07,839.04 80,852.45 66,899.58 49,178.58 34,321.14 Net Block 3,059.93 2,146.91 1,598.44 1,227.20 1,228.14 654.33 464.66 361.13 287.00 249.18 Gross Block 4,882.48 3,521.98 2,668.81 2,138.13 1,908.76 1,085.17 782.38 586.51 422.58 343.61 Accumulated Depreciation 1,822.55 1,375.07 1,070.37 910.93 680.62 430.84 317.72 225.38 135.58 94.43 Non Current Assets 2,61,175.30 1,94,375.03 1,55,622.42 1,22,732.03 1,23,025.58 1,01,100.58 78,669.55 35,488.37 27,444.32 19,894.68 Capital Work in Progress 42.59 79.53 32.68 51.06 0.00 0.00 0.00 0.00 0.00 0.00 Non Current Investment 14,345.84 12,758.99 9,390.74 8,107.56 8,076.41 5,060.63 2,553.43 1,090.30 485.15 175.09 Long Term Loans & Adv. 392.51 292.48 324.31 256.27 276.68 184.72 86.99 2,008.84 1,893.62 1,350.74 Other Non Current Assets 0.00 0.00 0.00 0.00 27.27 19.64 31.59 0.00 0.00 0.00 Current Assets 34,512.44 21,230.72 11,485.76 14,632.31 14,130.38 6,738.46 2,182.90 31,411.21 21,734.26 14,426.46 Current Investments 22,807.52 15,978.86 6,981.08 12,061.56 12,062.57 5,309.78 1,100.03 2,984.40 548.92 157.20 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 1,244.89 1,070.21 1,017.11 709.72 867.18 805.38 638.85 25,654.78 0.00 13,079.78 Cash & Bank 9,432.26 3,319.46 2,900.73 1,373.90 679.36 241.69 228.82 325.80 1,329.15 228.62 Other Current Assets 1,027.77 146.98 121.90 0.00 521.27 381.61 215.20 2,446.23 19,856.19 960.86 Short Term Loans & Adv. 1,012.08 715.21 464.94 487.13 349.51 381.61 215.20 2,090.40 19,644.37 795.02 Net Current Assets -6,000.55 -1,987.09 -478.22 6,232.44 7,015.24 -5,030.64 -7,546.66 10,378.30 7,473.42 4,516.35 Total Assets 2,95,687.74 2,15,605.75 1,67,108.18 1,37,364.34 1,37,155.96 1,07,839.04 80,852.45 66,899.58 49,178.58 34,321.14

Description Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15
Shareholder's Funds 76,695.35 54,371.98 43,712.69 36,918.41 32,327.63 19,697.02 15,847.84 9,600.26 7,426.76 4,799.71 Share Capital 123.60 120.89 120.66 120.32 119.99 115.37 115.03 109.37 53.55 50.00 Total Reserves 75,563.04 53,695.63 43,194.47 36,494.84 31,994.47 19,443.80 15,650.80 9,490.89 7,271.18 4,749.71 Non-Current Liabilities 2,48,694.79 1,94,069.78 1,50,570.25 1,21,532.16 1,22,230.65 88,147.60 58,047.59 36,266.42 27,490.99 19,611.22 Secured Loans 1,77,010.59 1,38,475.77 1,10,342.66 82,268.22 89,717.98 70,062.96 46,317.87 27,420.12 22,681.01 16,448.57 Unsecured Loans 72,002.56 55,945.84 40,726.38 39,842.26 33,140.74 18,606.89 12,397.39 5,695.84 2,605.85 1,824.94 Long Term Provisions 499.30 378.59 242.82 298.40 121.79 73.12 66.77 3,034.66 2,036.77 1,414.22 Current Liabilities 49,334.05 25,847.46 17,271.81 12,073.93 8,982.72 15,718.86 10,135.39 21,033.03 14,260.91 9,910.19 Trade Payables 2,828.62 2,091.44 1,511.10 1,098.10 959.81 811.54 651.03 309.27 334.91 273.72 Other Current Liabilities 2,141.52 1,458.44 1,574.08 1,433.31 1,056.82 1,966.18 1,620.71 10,002.79 6,953.96 4,699.92 Short Term Borrowings 44,332.68 22,268.88 14,162.49 9,523.06 6,947.71 12,918.00 7,841.96 8,922.42 5,638.49 4,277.83 Short Term Provisions 31.23 28.70 24.14 19.46 18.38 23.14 21.69 1,798.55 1,333.55 658.72 Total Liabilities 3,74,724.19 2,74,289.22 2,11,554.75 1,70,524.50 1,63,541.00 1,23,563.48 84,030.82 66,899.71 49,178.66 34,321.12 Net Block 3,249.90 2,307.62 1,716.30 1,315.70 1,320.99 694.84 470.26 366.01 290.27 252.45 Gross Block 5,233.53 3,797.36 2,863.85 2,278.09 2,032.05 1,133.27 788.99 592.30 425.85 346.88 Accumulated Depreciation 1,983.63 1,489.74 1,147.55 962.39 711.06 438.43 318.73 226.29 135.58 94.43 Non Current Assets 3,56,103.64 2,61,298.25 2,04,189.47 1,52,925.76 1,46,109.29 1,14,929.34 80,720.46 35,165.40 27,419.64 19,871.41 Capital Work in Progress 43.46 79.84 34.14 51.06 0.00 0.00 0.00 0.00 0.00 0.00 Non Current Investment 26,077.32 16,331.27 10,670.34 4,596.33 3,089.31 1,512.25 1,025.43 762.30 457.15 147.09 Long Term Loans & Adv. 439.64 310.59 345.44 275.80 294.69 189.09 88.31 2,008.94 1,893.65 1,351.95 Other Non Current Assets 0.00 0.00 0.00 0.00 28.25 20.34 33.96 0.00 0.02 0.25 Current Assets 18,620.55 12,990.97 7,365.28 17,598.74 17,431.71 8,634.14 3,310.36 31,734.31 21,759.02 14,449.71 Current Investments 4,803.33 6,420.57 1,575.20 13,800.58 14,454.59 7,086.78 2,114.00 3,307.21 571.95 179.20 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 1,733.49 1,299.72 1,265.89 1,096.86 952.56 808.70 638.88 25,654.78 18,493.68 13,079.78 Cash & Bank 10,624.01 4,304.52 3,680.30 2,164.32 1,382.72 348.71 339.66 326.09 1,330.85 229.83 Other Current Assets 1,459.72 148.88 121.90 0.00 641.84 389.95 217.82 2,446.23 1,362.54 960.90 Short Term Loans & Adv. 1,431.88 817.28 721.99 536.98 470.08 389.95 217.82 2,090.40 1,150.69 795.04 Net Current Assets -30,713.50 -12,856.49 -9,906.53 5,524.81 8,448.99 -7,084.72 -6,825.03 10,701.28 7,498.11 4,539.52 Total Assets 3,74,724.19 2,74,289.22 2,11,554.75 1,70,524.50 1,63,541.00 1,23,563.48 84,030.82 66,899.71 49,178.66 34,321.12

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone

Description Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15
Cash From Operating Activity -54,337.69 -27,302.41 -23,855.66 4,385.94 -14,110.33 -15,693.66 -17,191.28 -10,439.98 -9,870.83 -7,147.14 PBT 17,053.08 13,881.51 8,586.39 5,362.88 6,808.13 6,035.30 3,831.22 2,817.52 1,964.57 1,356.94 Adjustment 4,706.20 2,624.05 6,361.34 3,774.77 4,411.97 1,447.04 1,317.59 4,519.66 3,376.49 2,476.96 Changes in Working Capital -71,542.09 -40,241.51 -36,464.05 -3,451.19 -23,223.43 -21,006.25 -20,867.53 -13,604.14 475.59 -8,475.62 Cash after chg. in Working capital -49,782.81 -23,735.95 -21,516.32 5,686.46 -12,003.33 -13,523.91 -15,718.72 -6,266.96 5,816.65 -4,641.72 Interest Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -3,166.92 -2,415.61 -2,014.52 Tax Paid -4,554.88 -3,566.46 -2,339.34 -1,300.52 -2,107.00 -2,169.75 -1,472.56 -1,006.10 -739.58 -490.90 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -12,532.29 0.00 Cash From Investing Activity -7,762.87 -12,400.21 3,806.46 424.26 -9,632.54 -6,637.58 504.94 -3,048.24 -685.90 -365.42 Net Fixed Assets -1,323.56 -900.02 -512.30 -280.43 -823.59 -302.79 -195.87 -163.93 -78.97 -35.80 Net Investments -8,415.51 -12,366.03 3,797.30 -30.14 -9,768.57 -6,716.95 421.24 -3,040.63 -701.78 -304.08 Others 1,976.20 865.84 521.46 734.83 959.62 382.16 279.57 156.32 94.85 -25.54 Cash from Financing Activity 64,774.36 38,021.04 21,550.34 -4,112.94 24,177.40 22,343.91 16,588.98 12,515.94 11,656.20 6,953.19 Net Cash Inflow / Outflow 2,673.80 -1,681.58 1,501.14 697.26 434.53 12.67 -97.36 -972.28 1,099.47 -559.37 Opening Cash & Equivalents 1,191.35 2,872.93 1,371.79 674.53 240.00 227.33 324.69 1,296.90 227.76 787.13 Closing Cash & Equivalent 3,865.15 1,191.35 2,872.93 1,371.79 674.53 240.00 227.33 324.62 1,327.23 227.76

Description Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15
Cash From Operating Activity -72,760.14 -42,111.79 -37,089.90 -807.27 -24,411.70 -29,061.53 -20,565.59 -10,438.95 -9,869.67 0.00 PBT 19,309.57 15,527.86 9,503.78 5,992.26 7,322.12 6,179.16 3,843.44 2,817.41 1,964.68 0.00 Adjustment 4,532.75 2,558.80 6,168.29 4,177.72 4,779.74 1,566.81 1,256.67 4,519.61 3,376.32 0.00 Changes in Working Capital -91,504.47 -56,226.27 -50,175.87 -9,494.94 -34,278.21 -34,592.18 -24,182.12 -13,602.56 476.74 0.00 Cash after chg. in Working capital -67,662.15 -38,139.61 -34,503.80 675.04 -22,176.35 -26,846.21 -19,082.01 -6,265.54 5,817.74 0.00 Interest Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -3,167.27 -2,415.60 0.00 Tax Paid -5,097.99 -3,972.18 -2,586.10 -1,482.31 -2,235.35 -2,215.32 -1,483.58 -1,006.14 -739.52 0.00 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -12,532.29 0.00 Cash From Investing Activity -7,171.18 -10,393.91 6,346.79 -428.55 -8,757.61 -5,378.93 1,075.43 -3,046.76 -686.82 0.00 Net Fixed Assets -1,323.56 -900.02 -512.30 -280.43 -823.59 -302.79 -195.87 -163.93 -78.97 Net Investments -8,415.51 -12,366.03 3,797.30 -30.14 -9,768.57 -6,716.95 421.24 -3,040.63 -701.78 Others 2,567.89 2,872.14 3,061.79 -117.98 1,834.55 1,640.81 850.06 157.80 93.93 Cash from Financing Activity 82,415.08 50,675.01 32,275.22 1,740.63 34,166.81 34,449.31 19,503.35 12,513.43 11,656.20 0.00 Net Cash Inflow / Outflow 2,483.76 -1,830.69 1,532.11 504.81 997.50 8.85 13.19 -972.28 1,099.71 0.00 Opening Cash & Equivalents 1,550.75 3,381.44 1,849.33 1,344.52 347.02 338.17 324.98 1,297.19 227.81 0.00 Closing Cash & Equivalent 4,034.51 1,550.75 3,381.44 1,849.33 1,344.52 347.02 338.17 324.91 1,327.52 0.00

Financial Ratios

Consolidated /

Standalone

Description Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15
Book Value (Rs.) 1148.90 842.71 690.51 592.35 526.71 336.76 273.58 175.56 136.78 95.99 ROA 4.95% 5.38% 4.17% 2.88% 3.98% 4.12% 3.36% 3.16% 3.06% 2.99% ROE 20.74% 22.23% 16.43% 11.77% 19.13% 22.13% 19.61% 21.70% 21.09% 20.43% ROCE 12.29% 12.32% 10.81% 9.50% 12.23% 13.03% 12.26% 12.91% 12.97% 13.16% Fixed Asset Turnover 11.17 11.53 11.60 11.64 15.91 18.62 18.49 19.75 19.04 16.52 Receivable days 9.00 10.68 11.31 12.22 12.81 15.16 379.25 939.88 0.00 752.76 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 0.00 0.00 69.22 82.10 67.20 57.55 73.43 78.98 Cash Conversion Cycle 9.00 10.68 11.31 12.22 -56.40 -66.94 312.05 882.33 -73.43 673.78 Total Debt/Equity 3.10 3.17 2.95 2.80 3.30 4.45 4.04 5.13 5.05 5.55 Interest Cover 2.22 2.47 2.12 1.71 1.85 2.00 1.82 1.73 1.66 1.60

Description Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15
Book Value (Rs.) 1224.70 890.34 717.97 608.63 535.29 339.07 274.12 175.56 136.78 95.99 ROA 4.45% 4.74% 3.68% 2.65% 3.67% 3.85% 3.31% 3.16% 3.06% 2.62% ROE 22.32% 23.70% 17.59% 12.86% 20.37% 22.62% 19.68% 21.70% 21.09% 18.71% ROCE 11.92% 11.76% 10.26% 9.38% 11.95% 12.67% 12.09% 12.91% 12.97% 11.54% Fixed Asset Turnover 12.17 12.43 12.31 12.38 16.66 19.23 18.51 19.58 18.88 15.51 Receivable days 10.07 11.31 13.63 14.01 12.19 14.29 375.30 808.40 790.04 887.09 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 0.00 0.00 72.29 80.31 69.28 57.57 73.43 88.55 Cash Conversion Cycle 10.07 11.31 13.63 14.01 -60.11 -66.02 306.02 750.83 716.60 798.53 Total Debt/Equity 3.88 4.03 3.81 3.60 4.04 5.19 4.22 5.13 5.05 5.55 Interest Cover 2.02 2.22 1.96 1.63 1.76 1.92 1.82 1.73 1.66 1.60

Top Investors:

life insurance corporation of india

government of singapore

sbi mutual fund

axis mutual fund

investor education and protection fund (iepf)

Annual Reports:

News Update:

Bajaj Finance reports 19% rise in Q4 consolidated net profit
30th Apr 2025, 12:12 PM

The consolidated total income of the company increased by 23.69% at Rs 18468.74 crore for Q4FY25
Read More
Bajaj Finance - Quarterly Results
29th Apr 2025, 18:05 PM

Read More
Bajaj Finance raises Rs 1,251.12 crore via NCDs
9th Apr 2025, 15:41 PM

The Debenture Allotment Committee of the company has at its meeting held on April 9, 2025, allotted the same
Read More
Bajaj Finance reports 36% rise in new loans book during Q4FY25
4th Apr 2025, 11:39 AM

The company’s deposits book stood at around Rs 71,400 crore as of March 31, 2025
Read More
Bajaj Finance raises Rs 542.74 crore through NCDs
19th Mar 2025, 15:23 PM

The Debenture Allotment Committee of the Company has at its meeting held on March 19, 2025, allotted the same
Read More
Bajaj Finance raises Rs 776.52 crore through NCDs
3rd Mar 2025, 14:03 PM

Maturity of the said NCDs will be on February 11, 2030
Read More
Bajaj Finance raises Rs 760.09 crore via NCDs
10th Feb 2025, 14:41 PM

The Debenture Allotment Committee of the company has at its meeting held on February 10, 2025, allotted the same
Read More
Bajaj Finance reports 18% rise in Q3 consolidated net profit
30th Jan 2025, 09:30 AM

Total consolidated income of the company increased by 27.47% at Rs 18058.32 crore for Q3FY25
Read More

Bajaj Finance Ltd.

Finance - NBFC

BSE: 500034 | NSE: BAJFINANCE

Stock Summary

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Earnings Forecasts:

Quarterly Results

Consolidated Figures in Rs. Crores /

Annual Results

Consolidated Figures in Rs. Crores /

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Cash Flow

Consolidated Figures in Rs. Crores /

Financial Ratios

Consolidated /

Top Investors:

Annual Reports:

News Update:

Bajaj Finance Ltd.

Finance - NBFC

BSE: 500034 | NSE: BAJFINANCE

Stock Summary

Shareholding Pattern

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Earnings Forecasts:

Quarterly Results

Consolidated Figures in Rs. Crores /

Annual Results

Consolidated Figures in Rs. Crores /

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Cash Flow

Consolidated Figures in Rs. Crores /

Financial Ratios

Consolidated /

Top Investors:

Annual Reports:

News Update: