Nifty
:
18119.65
Sensex
:
60921.86
-58.45 (-0.32%)
-1.64 (0.00%)
Nifty
Sensex
:
:
18119.65
60921.86
-58.45 (-0.32%)
-1.64 (0.00%)

Cholamandalam Investment and Finance Company Ltd.

Finance - NBFC

Rating :
70/99

BSE: 511243 | NSE: CHOLAFIN

NSE BSE
614.15
21-Oct-2021
  • Open
  • High
  • Low
  • Previous Close
  •  600.70
  •  623.90
  •  592.00
  •  594.80
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  4177273
  •  25514.74
  •  634.00
  •  234.50

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 50,396.31
  • 35.65
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 108,846.53
  • 0.33%
  • 5.11

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 51.57%
  • 0.94%
  • 6.24%
  • FII
  • DII
  • Others
  • 17.88%
  • 21.69%
  • 1.68%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 18.33
  • 15.34
  • 10.56

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 20.59
  • 16.44
  • 4.27

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 24.58
  • 16.16
  • 8.28

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 20.59
  • 22.43
  • 19.77

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 3.43
  • 3.76
  • 3.52

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 11.54
  • 12.35
  • 12.37

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Jun 21
Jun 20
Var%
Mar 21
Mar 20
Var%
Dec 20
Dec 19
Var%
Sep 20
Sep 19
Var%
Net Sales
2,481.74
2,125.55
16.76%
2,479.37
2,165.45
14.50%
2,520.18
2,289.06
10.10%
2,454.01
2,212.27
10.93%
Expenses
909.56
387.29
134.85%
1,007.17
944.94
6.59%
801.99
542.30
47.89%
661.59
484.57
36.53%
EBITDA
1,572.18
1,738.26
-9.55%
1,472.20
1,220.51
20.62%
1,718.19
1,746.76
-1.64%
1,792.42
1,727.70
3.75%
EBIDTM
63.35%
81.78%
59.38%
56.36%
68.18%
76.31%
73.04%
78.10%
Other Income
0.17
0.06
183.33%
0.43
0.12
258.33%
0.30
0.24
25.00%
3.88
0.21
1,747.62%
Interest
1,103.65
1,130.57
-2.38%
1,119.55
1,135.46
-1.40%
1,140.33
1,191.80
-4.32%
1,185.09
1,177.60
0.64%
Depreciation
24.89
25.65
-2.96%
25.78
27.79
-7.23%
25.40
32.31
-21.39%
25.47
27.03
-5.77%
PBT
443.81
582.10
-23.76%
327.30
57.38
470.41%
552.76
522.89
5.71%
585.74
523.28
11.94%
Tax
114.69
150.68
-23.89%
81.98
14.79
454.29%
142.73
133.74
6.72%
151.12
216.07
-30.06%
PAT
329.12
431.42
-23.71%
245.32
42.59
476.00%
410.03
389.15
5.37%
434.62
307.21
41.47%
PATM
13.26%
20.30%
9.89%
1.97%
16.27%
17.00%
17.71%
13.89%
EPS
4.00
5.26
-23.95%
2.99
0.52
475.00%
5.00
4.97
0.60%
5.30
3.92
35.20%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Net Sales
9,935.30
9,579.40
8,712.01
7,087.62
5,558.68
4,693.48
4,213.75
3,714.81
3,279.31
2,570.15
1,779.30
Net Sales Growth
13.00%
9.96%
22.92%
27.51%
18.43%
11.38%
13.43%
13.28%
27.59%
44.45%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
9,935.30
9,579.40
8,712.01
7,087.62
5,558.68
4,693.48
4,213.75
3,714.81
3,279.31
2,570.15
1,779.30
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
3,380.31
2,859.26
2,422.89
1,634.66
1,453.29
1,553.45
1,399.64
1,246.25
1,048.60
722.58
745.64
Power & Fuel Cost
-
10.11
14.44
12.16
11.31
9.29
7.91
7.67
5.52
0.00
3.97
% Of Sales
-
0.11%
0.17%
0.17%
0.20%
0.20%
0.19%
0.21%
0.17%
0%
0.22%
Employee Cost
-
791.84
700.32
604.68
550.81
414.09
262.18
230.23
194.12
160.81
119.19
% Of Sales
-
8.27%
8.04%
8.53%
9.91%
8.82%
6.22%
6.20%
5.92%
6.26%
6.70%
Manufacturing Exp.
-
584.66
615.22
507.52
376.13
392.99
432.85
395.05
340.07
301.82
233.96
% Of Sales
-
6.10%
7.06%
7.16%
6.77%
8.37%
10.27%
10.63%
10.37%
11.74%
13.15%
General & Admin Exp.
-
125.11
165.07
183.47
197.75
181.70
130.46
99.66
102.26
91.69
77.22
% Of Sales
-
1.31%
1.89%
2.59%
3.56%
3.87%
3.10%
2.68%
3.12%
3.57%
4.34%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
1,357.65
942.28
338.99
328.60
564.67
574.16
521.31
412.15
168.27
0.00
% Of Sales
-
14.17%
10.82%
4.78%
5.91%
12.03%
13.63%
14.03%
12.57%
6.55%
17.72%
EBITDA
6,554.99
6,720.14
6,289.12
5,452.96
4,105.39
3,140.03
2,814.11
2,468.56
2,230.71
1,847.57
1,033.66
EBITDA Margin
65.98%
70.15%
72.19%
76.94%
73.86%
66.90%
66.78%
66.45%
68.02%
71.89%
58.09%
Other Income
4.78
5.60
2.05
23.70
2.96
234.35
135.03
185.57
117.77
36.20
226.07
Interest
4,548.62
4,575.54
4,591.70
3,588.14
2,656.68
2,227.92
2,047.95
1,957.82
1,769.37
1,410.00
990.02
Depreciation
101.54
102.30
111.25
56.99
50.86
39.02
21.74
30.10
24.64
21.57
10.38
PBT
1,909.61
2,047.90
1,588.22
1,831.53
1,400.81
1,107.43
879.45
666.22
554.48
452.20
259.32
Tax
490.52
526.51
534.08
634.59
483.12
389.51
304.80
222.09
186.20
144.29
120.33
Tax Rate
25.69%
25.71%
33.63%
34.65%
34.49%
35.17%
34.66%
33.34%
33.58%
31.91%
41.59%
PAT
1,419.09
1,521.39
1,054.14
1,198.41
919.30
719.42
574.68
444.14
368.28
307.91
168.99
PAT before Minority Interest
1,419.09
1,521.39
1,054.14
1,196.94
917.69
717.92
574.65
444.14
368.28
307.91
168.99
Minority Interest
0.00
0.00
0.00
1.47
1.61
1.50
0.03
0.00
0.00
0.00
0.00
PAT Margin
14.28%
15.88%
12.10%
16.91%
16.54%
15.33%
13.64%
11.96%
11.23%
11.98%
9.50%
PAT Growth
21.25%
44.33%
-12.04%
30.36%
27.78%
25.19%
29.39%
20.60%
19.61%
82.21%
 
EPS
17.29
18.54
12.84
14.60
11.20
8.77
7.00
5.41
4.49
3.75
2.06

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Shareholder's Funds
9,599.80
8,199.86
6,208.71
5,125.46
4,297.91
3,669.70
3,174.37
2,286.77
1,952.56
1,403.73
Share Capital
164.07
163.98
156.42
156.40
156.34
156.21
643.73
143.26
143.17
132.62
Total Reserves
9,401.29
8,005.61
6,033.68
4,958.60
4,141.39
3,513.47
2,529.95
2,143.50
1,809.39
1,271.11
Non-Current Liabilities
58,489.27
51,439.73
45,247.31
34,709.66
15,571.59
11,223.66
12,603.02
10,038.21
8,366.51
7,175.80
Secured Loans
54,868.18
47,561.68
41,298.75
30,858.81
12,345.87
8,372.53
9,815.80
7,851.70
6,445.01
5,868.85
Unsecured Loans
4,390.06
4,405.52
4,408.68
4,210.03
2,758.70
2,558.70
2,608.70
1,981.30
1,853.70
1,285.70
Long Term Provisions
0.00
0.00
0.00
0.00
586.21
492.77
320.56
302.25
88.21
53.01
Current Liabilities
5,786.12
3,891.32
5,573.98
3,965.51
10,411.35
12,710.00
7,905.95
9,089.52
7,840.54
4,865.94
Trade Payables
484.61
319.96
360.39
314.53
298.69
208.83
167.38
146.67
151.11
108.94
Other Current Liabilities
677.06
441.62
279.62
325.52
6,795.21
8,374.31
4,996.27
5,745.89
4,506.59
3,023.50
Short Term Borrowings
4,471.75
3,038.23
4,859.31
3,261.50
3,230.46
3,971.17
2,676.34
3,147.25
2,961.12
1,548.06
Short Term Provisions
152.70
91.51
74.66
63.96
87.00
155.69
65.96
49.70
221.71
185.43
Total Liabilities
73,875.19
63,530.91
57,030.00
43,800.97
30,282.85
27,606.86
23,683.34
21,414.50
18,159.61
13,445.47
Net Block
227.46
283.03
167.17
170.45
149.73
120.27
68.87
74.26
72.76
56.49
Gross Block
534.29
490.39
272.09
216.13
314.32
248.20
187.76
170.24
146.68
110.68
Accumulated Depreciation
306.83
207.36
104.92
45.68
164.58
127.92
118.88
95.98
73.92
54.19
Non Current Assets
67,969.37
55,936.54
53,023.76
42,639.72
20,873.41
18,841.95
16,227.38
14,129.31
12,092.30
8,819.64
Capital Work in Progress
9.91
10.60
13.97
3.80
0.00
0.00
0.00
0.00
0.00
0.00
Non Current Investment
1,583.62
32.84
41.64
22.77
134.36
12.36
15.88
21.98
28.63
3.89
Long Term Loans & Adv.
211.76
210.10
186.23
198.28
121.50
70.46
66.97
67.34
57.13
49.19
Other Non Current Assets
97.28
4.24
3.98
0.46
532.38
451.19
607.69
614.71
460.14
367.10
Current Assets
5,905.82
7,594.37
4,006.24
1,161.25
9,409.44
8,764.91
7,455.97
7,285.19
6,067.32
4,625.82
Current Investments
0.00
0.00
0.00
0.00
47.75
3.59
8.70
17.00
143.32
6.27
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
98.71
65.55
80.36
124.61
21.84
11.53
11.83
16.61
4.86
7.36
Cash & Bank
5,279.77
7,000.74
3,708.46
951.85
493.76
509.46
352.20
812.84
403.68
288.27
Other Current Assets
527.34
496.26
191.26
58.77
8,846.09
8,240.33
7,083.24
6,438.73
5,515.45
4,323.91
Short Term Loans & Adv.
29.95
31.82
26.16
26.02
8,515.56
7,756.61
6,736.78
6,098.62
5,227.81
4,062.79
Net Current Assets
119.70
3,703.05
-1,567.74
-2,804.26
-1,001.91
-3,945.09
-449.99
-1,804.33
-1,773.22
-240.11
Total Assets
73,875.19
63,530.91
57,030.00
43,800.97
30,282.85
27,606.86
23,683.35
21,414.50
18,159.62
13,445.46

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Cash From Operating Activity
-8,841.95
-2,074.77
-9,317.34
-7,926.34
-1,467.64
-2,809.11
-2,263.73
-2,446.68
-3,753.96
-3,573.92
PBT
2,047.90
1,588.22
1,831.53
1,400.81
1,107.43
879.45
666.22
554.48
452.20
289.32
Adjustment
5,649.79
5,353.67
3,800.45
2,964.20
2,520.67
2,457.00
2,230.78
1,998.28
1,505.26
1,014.07
Changes in Working Capital
-11,650.98
-3,942.68
-10,604.89
-9,178.09
-2,728.43
-3,767.88
-3,033.72
-3,173.32
-4,290.20
-3,917.75
Cash after chg. in Working capital
-3,953.29
2,999.21
-4,972.91
-4,813.08
899.68
-431.43
-136.72
-620.56
-2,332.74
-2,614.35
Interest Paid
-4,544.93
-4,714.58
-3,687.72
-2,571.47
-1,954.92
-2,041.16
-1,941.53
-1,667.55
-1,332.09
-923.56
Tax Paid
-699.29
-576.37
-731.90
-591.87
-479.76
-400.07
-271.38
-232.88
-173.05
-36.00
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
355.56
216.97
75.19
50.08
67.36
63.56
85.90
74.31
83.91
0.00
Cash From Investing Activity
-1,572.28
-54.05
-10.86
-60.12
-221.86
-139.64
-40.23
-83.19
4.63
54.72
Net Fixed Assets
-41.26
-206.92
-69.88
87.33
-64.75
-54.44
-17.67
-24.05
-37.09
-28.23
Net Investments
-1,545.89
0.00
-0.09
165.61
-172.01
0.91
14.94
142.09
-162.81
6.58
Others
14.87
152.87
59.11
-313.06
14.90
-86.11
-37.50
-201.23
204.53
76.37
Cash from Financing Activity
8,515.87
2,451.81
12,190.59
8,008.65
1,691.80
3,031.15
1,818.90
2,749.31
4,066.61
3,602.41
Net Cash Inflow / Outflow
-1,898.36
322.99
2,862.39
22.19
2.29
82.40
-485.05
219.44
317.28
83.20
Opening Cash & Equivalents
3,484.57
3,161.58
299.69
277.50
275.21
190.54
675.59
456.15
138.87
55.67
Closing Cash & Equivalent
1,586.21
3,484.57
3,161.58
299.69
277.51
275.21
190.54
675.59
456.15
138.87

Financial Ratios

Consolidated /

Standalone
Description
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Book Value (Rs.)
116.65
99.68
79.18
65.44
55.00
47.00
37.22
31.94
27.29
21.18
ROA
2.21%
1.75%
2.37%
2.48%
2.48%
2.24%
1.97%
1.86%
1.95%
1.46%
ROE
17.16%
14.68%
21.18%
19.50%
18.02%
18.12%
17.91%
17.38%
18.35%
13.71%
ROCE
9.70%
10.30%
10.81%
11.30%
12.22%
11.99%
12.21%
12.37%
12.39%
11.67%
Fixed Asset Turnover
18.70
22.85
29.03
20.96
16.69
19.33
20.75
20.69
19.97
18.44
Receivable days
3.13
3.06
5.28
4.81
1.30
1.01
1.40
1.19
0.87
1.44
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
97.47
85.17
103.16
112.03
107.36
94.10
85.63
95.17
96.87
86.44
Cash Conversion Cycle
-94.34
-82.11
-97.89
-107.22
-106.06
-93.08
-84.23
-93.98
-96.00
-85.00
Total Debt/Equity
6.66
6.73
8.17
7.49
5.60
6.14
6.13
7.90
7.82
8.15
Interest Cover
1.45
1.35
1.51
1.53
1.50
1.43
1.34
1.31
1.32
1.29

Annual Reports:

FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016
FY 2015
FY 2014
FY 2013
FY 2012

News Update:


  • Cholamandalam Investment signs shareholders agreement, share subscription agreement with Paytail Commerce
    16th Sep 2021, 12:18 PM

    The proposed investment is in line with the long-term direction of the company to move towards the ecosystem model

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.