Nifty
:
18534.40
Sensex
:
62622.24
-99.45 (-0.53%)
-346.89 (-0.55%)
Nifty
Sensex
:
:
18534.40
62622.24
-99.45 (-0.53%)
-346.89 (-0.55%)

Cholamandalam Investment and Finance Company Ltd.

Finance - NBFC

Rating :
71/99

BSE: 511243 | NSE: CHOLAFIN

NSE BSE
1050.90
31-May-2023
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  • 1046.50
  • 1057.80
  • 1036.65
  • 1046.30
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  2135788
  •  22379.85
  •  1069.80
  •  600.00

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 86,390.65
  • 32.25
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 151,262.31
  • 0.19%
  • 5.99

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 51.47%
  • 0.85%
  • 5.87%
  • FII
  • DII
  • Others
  • 19.63%
  • 19.71%
  • 2.47%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 14.71
  • 12.78
  • 5.19

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 14.59
  • 11.93
  • 2.78

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 21.50
  • 18.62
  • 26.99

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 23.61
  • 24.09
  • 26.77

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 3.93
  • 4.01
  • 4.28

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 12.90
  • 13.63
  • 14.51

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 23
Mar 22
Var%
Dec 22
Dec 21
Var%
Sep 22
Sep 21
Var%
Jun 22
Jun 21
Var%
Net Sales
3,741.11
2,605.07
43.61%
3,356.13
2,557.28
31.24%
3,016.84
2,496.66
20.84%
2,770.02
2,481.74
11.62%
Expenses
902.31
625.47
44.26%
908.78
794.67
14.36%
936.87
585.02
60.14%
873.92
920.76
-5.09%
EBITDA
2,838.80
1,979.60
43.40%
2,447.35
1,762.61
38.85%
2,079.97
1,911.64
8.81%
1,896.10
1,560.98
21.47%
EBIDTM
75.88%
75.99%
72.92%
68.93%
68.95%
76.57%
68.45%
62.90%
Other Income
93.46
51.56
81.26%
51.96
17.23
201.57%
50.18
10.90
360.37%
25.89
11.37
127.70%
Interest
1,734.20
1,070.80
61.95%
1,543.34
1,045.70
47.59%
1,340.06
1,077.51
24.37%
1,130.43
1,103.65
2.43%
Depreciation
35.50
28.08
26.42%
30.03
24.11
24.55%
28.03
23.55
19.02%
27.53
24.89
10.61%
PBT
1,162.56
932.28
24.70%
925.94
710.03
30.41%
762.06
821.48
-7.23%
764.03
443.81
72.15%
Tax
307.37
240.71
27.69%
238.02
181.99
30.79%
195.78
211.32
-7.35%
196.75
114.69
71.55%
PAT
855.19
691.57
23.66%
687.92
528.04
30.28%
566.28
610.16
-7.19%
567.28
329.12
72.36%
PATM
22.86%
26.55%
20.50%
20.65%
18.77%
24.44%
20.48%
13.26%
EPS
10.40
8.36
24.40%
8.33
6.43
29.55%
6.85
7.44
-7.93%
6.84
4.00
71.00%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Net Sales
12,884.10
10,140.75
9,579.40
8,712.01
7,087.62
5,558.68
4,693.48
4,213.75
3,714.81
3,279.31
2,570.15
Net Sales Growth
27.05%
5.86%
9.96%
22.92%
27.51%
18.43%
11.38%
13.43%
13.28%
27.59%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
12,884.10
10,140.75
9,579.40
8,712.01
7,087.62
5,558.68
4,693.48
4,213.75
3,714.81
3,279.31
2,570.15
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
3,621.88
2,926.72
2,914.37
2,422.89
1,634.66
1,453.29
1,553.45
1,399.64
1,246.25
1,048.60
722.58
Power & Fuel Cost
-
11.07
10.11
14.44
12.16
11.31
9.29
7.91
7.67
5.52
0.00
% Of Sales
-
0.11%
0.11%
0.17%
0.17%
0.20%
0.20%
0.19%
0.21%
0.17%
0%
Employee Cost
-
957.20
791.01
700.32
604.68
550.81
414.09
262.18
230.23
194.12
160.81
% Of Sales
-
9.44%
8.26%
8.04%
8.53%
9.91%
8.82%
6.22%
6.20%
5.92%
6.26%
Manufacturing Exp.
-
814.78
584.66
615.22
507.52
376.13
392.99
432.85
395.05
340.07
301.82
% Of Sales
-
8.03%
6.10%
7.06%
7.16%
6.77%
8.37%
10.27%
10.63%
10.37%
11.74%
General & Admin Exp.
-
234.36
125.11
165.07
183.47
197.75
181.70
130.46
99.66
102.26
91.69
% Of Sales
-
2.31%
1.31%
1.89%
2.59%
3.56%
3.87%
3.10%
2.68%
3.12%
3.57%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
920.38
1,413.59
942.28
338.99
328.60
564.67
574.16
521.31
412.15
0.00
% Of Sales
-
9.08%
14.76%
10.82%
4.78%
5.91%
12.03%
13.63%
14.03%
12.57%
6.55%
EBITDA
9,262.22
7,214.03
6,665.03
6,289.12
5,452.96
4,105.39
3,140.03
2,814.11
2,468.56
2,230.71
1,847.57
EBITDA Margin
71.89%
71.14%
69.58%
72.19%
76.94%
73.86%
66.90%
66.78%
66.45%
68.02%
71.89%
Other Income
221.49
91.86
60.71
2.05
23.70
2.96
234.35
135.03
185.57
117.77
36.20
Interest
5,748.03
4,297.66
4,575.54
4,591.70
3,588.14
2,656.68
2,227.92
2,047.95
1,957.82
1,769.37
1,410.00
Depreciation
121.09
100.63
102.30
111.25
56.99
50.86
39.02
21.74
30.10
24.64
21.57
PBT
3,614.59
2,907.60
2,047.90
1,588.22
1,831.53
1,400.81
1,107.43
879.45
666.22
554.48
452.20
Tax
937.92
748.71
526.51
534.08
634.59
483.12
389.51
304.80
222.09
186.20
144.29
Tax Rate
25.95%
25.75%
25.71%
33.63%
34.65%
34.49%
35.17%
34.66%
33.34%
33.58%
31.91%
PAT
2,676.67
2,158.89
1,521.39
1,054.14
1,198.41
919.30
719.42
574.68
444.14
368.28
307.91
PAT before Minority Interest
2,676.67
2,158.89
1,521.39
1,054.14
1,196.94
917.69
717.92
574.65
444.14
368.28
307.91
Minority Interest
0.00
0.00
0.00
0.00
1.47
1.61
1.50
0.03
0.00
0.00
0.00
PAT Margin
20.77%
21.29%
15.88%
12.10%
16.91%
16.54%
15.33%
13.64%
11.96%
11.23%
11.98%
PAT Growth
23.98%
41.90%
44.33%
-12.04%
30.36%
27.78%
25.19%
29.39%
20.60%
19.61%
 
EPS
32.56
26.26
18.51
12.82
14.58
11.18
8.75
6.99
5.40
4.48
3.75

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Shareholder's Funds
11,769.00
9,599.80
8,199.86
6,208.71
5,125.46
4,297.91
3,669.70
3,174.37
2,286.77
1,952.56
Share Capital
164.28
164.07
163.98
156.42
156.40
156.34
156.21
643.73
143.26
143.17
Total Reserves
11,549.80
9,401.29
8,005.61
6,033.68
4,958.60
4,141.39
3,513.47
2,529.95
2,143.50
1,809.39
Non-Current Liabilities
64,584.76
58,497.86
51,439.73
45,247.31
34,709.66
15,571.59
11,223.66
12,603.02
10,038.21
8,366.51
Secured Loans
61,379.73
54,868.18
47,561.68
41,298.75
30,858.81
12,345.87
8,372.53
9,815.80
7,851.70
6,445.01
Unsecured Loans
3,872.88
4,390.06
4,405.52
4,408.68
4,210.03
2,758.70
2,558.70
2,608.70
1,981.30
1,853.70
Long Term Provisions
0.00
0.00
0.00
0.00
0.00
586.21
492.77
320.56
302.25
88.21
Current Liabilities
5,450.01
5,777.53
3,891.32
5,573.98
3,965.51
10,411.35
12,710.00
7,905.95
9,089.52
7,840.54
Trade Payables
847.59
641.37
319.96
360.39
314.53
298.69
208.83
167.38
146.67
151.11
Other Current Liabilities
561.85
511.71
441.62
279.62
325.52
6,795.21
8,374.31
4,996.27
5,745.89
4,506.59
Short Term Borrowings
3,920.89
4,471.75
3,038.23
4,859.31
3,261.50
3,230.46
3,971.17
2,676.34
3,147.25
2,961.12
Short Term Provisions
119.68
152.70
91.51
74.66
63.96
87.00
155.69
65.96
49.70
221.71
Total Liabilities
81,803.77
73,875.19
63,530.91
57,030.00
43,800.97
30,282.85
27,606.86
23,683.34
21,414.50
18,159.61
Net Block
258.47
227.46
283.03
167.17
170.45
149.73
120.27
68.87
74.26
72.76
Gross Block
654.47
534.29
490.39
272.09
216.13
314.32
248.20
187.76
170.24
146.68
Accumulated Depreciation
396.00
306.83
207.36
104.92
45.68
164.58
127.92
118.88
95.98
73.92
Non Current Assets
76,821.06
67,995.78
55,936.54
53,023.76
42,639.72
20,873.41
18,841.95
16,227.38
14,129.31
12,092.30
Capital Work in Progress
37.35
9.91
10.60
13.97
3.80
0.00
0.00
0.00
0.00
0.00
Non Current Investment
2,055.05
1,583.62
32.84
41.64
22.77
134.36
12.36
15.88
21.98
28.63
Long Term Loans & Adv.
292.08
211.76
210.10
186.23
198.28
121.50
70.46
66.97
67.34
57.13
Other Non Current Assets
33.27
123.69
4.24
3.98
0.46
532.38
451.19
607.69
614.71
460.14
Current Assets
4,982.71
5,879.41
7,594.37
4,006.24
1,161.25
9,409.44
8,764.91
7,455.97
7,285.19
6,067.32
Current Investments
0.00
0.00
0.00
0.00
0.00
47.75
3.59
8.70
17.00
143.32
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
160.95
98.71
65.55
80.36
124.61
21.84
11.53
11.83
16.61
4.86
Cash & Bank
4,301.84
5,279.77
7,000.74
3,708.46
951.85
493.76
509.46
352.20
812.84
403.68
Other Current Assets
519.92
497.39
496.26
191.26
84.79
8,846.09
8,240.33
7,083.24
6,438.73
5,515.45
Short Term Loans & Adv.
19.07
3.54
31.82
26.16
26.02
8,515.56
7,756.61
6,736.78
6,098.62
5,227.81
Net Current Assets
-467.30
101.88
3,703.05
-1,567.74
-2,804.26
-1,001.91
-3,945.09
-449.99
-1,804.33
-1,773.22
Total Assets
81,803.77
73,875.19
63,530.91
57,030.00
43,800.97
30,282.85
27,606.86
23,683.35
21,414.50
18,159.62

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Cash From Operating Activity
-5,571.33
-8,848.25
-2,074.77
-9,317.34
-7,926.34
-1,467.64
-2,809.11
-2,263.73
-2,446.68
-3,753.96
PBT
2,907.60
2,047.90
1,588.22
1,831.53
1,400.81
1,107.43
879.45
666.22
554.48
452.20
Adjustment
5,032.43
5,643.49
5,353.67
3,800.45
2,964.20
2,520.67
2,457.00
2,230.78
1,998.28
1,505.26
Changes in Working Capital
-8,807.79
-11,650.98
-3,942.68
-10,604.89
-9,178.09
-2,728.43
-3,767.88
-3,033.72
-3,173.32
-4,290.20
Cash after chg. in Working capital
-867.76
-3,959.59
2,999.21
-4,972.91
-4,813.08
899.68
-431.43
-136.72
-620.56
-2,332.74
Interest Paid
-4,117.50
-4,544.93
-4,714.58
-3,687.72
-2,571.47
-1,954.92
-2,041.16
-1,941.53
-1,667.55
-1,332.09
Tax Paid
-847.09
-699.29
-576.37
-731.90
-591.87
-479.76
-400.07
-271.38
-232.88
-173.05
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
261.02
355.56
216.97
75.19
50.08
67.36
63.56
85.90
74.31
83.91
Cash From Investing Activity
1,639.54
-1,746.16
-54.05
-10.86
-60.12
-221.86
-139.64
-40.23
-83.19
4.63
Net Fixed Assets
-149.68
-41.26
-206.92
-69.88
87.33
-64.75
-54.44
-17.67
-24.05
-37.09
Net Investments
-457.21
-1,545.89
0.00
-0.09
165.61
-172.01
0.91
14.94
142.09
-162.81
Others
2,246.43
-159.01
152.87
59.11
-313.06
14.90
-86.11
-37.50
-201.23
204.53
Cash from Financing Activity
5,150.27
8,706.62
2,451.81
12,190.59
8,008.65
1,691.80
3,031.15
1,818.90
2,749.31
4,066.61
Net Cash Inflow / Outflow
1,218.48
-1,887.79
322.99
2,862.39
22.19
2.29
82.40
-485.05
219.44
317.28
Opening Cash & Equivalents
1,480.36
3,368.15
3,161.58
299.69
277.50
275.21
190.54
675.59
456.15
138.87
Closing Cash & Equivalent
2,698.84
1,480.36
3,484.57
3,161.58
299.69
277.51
275.21
190.54
675.59
456.15

Financial Ratios

Consolidated /

Standalone
Description
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Book Value (Rs.)
142.67
116.65
99.68
79.18
65.44
55.00
47.00
37.22
31.94
27.29
ROA
2.77%
2.21%
1.75%
2.37%
2.48%
2.48%
2.24%
1.97%
1.86%
1.95%
ROE
20.29%
17.16%
14.68%
21.18%
19.50%
18.02%
18.12%
17.91%
17.38%
18.35%
ROCE
9.34%
9.70%
10.30%
10.81%
11.30%
12.22%
11.99%
12.21%
12.37%
12.39%
Fixed Asset Turnover
17.06
18.70
22.85
29.03
20.96
16.69
19.33
20.75
20.69
19.97
Receivable days
4.67
3.13
3.06
5.28
4.81
1.30
1.01
1.40
1.19
0.87
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
0.00
85.17
103.16
112.03
107.36
94.10
85.63
95.17
96.87
Cash Conversion Cycle
4.67
3.13
-82.11
-97.89
-107.22
-106.06
-93.08
-84.23
-93.98
-96.00
Total Debt/Equity
5.91
6.66
6.73
8.17
7.49
5.60
6.14
6.13
7.90
7.82
Interest Cover
1.68
1.45
1.35
1.51
1.53
1.50
1.43
1.34
1.31
1.32

Annual Reports:

FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016
FY 2015
FY 2014
FY 2013

News Update:


  • Cholamandalam Investment and Finance Company reports 25% rise in Q4 consolidated net profit
    4th May 2023, 12:57 PM

    Total consolidated income of the company increased by 44.34% at Rs 3,834.57 crore for Q4FY23

    Read More
  • Cholamandalam Investment to sell 30.87% stake in White Data Systems India
    29th Mar 2023, 14:27 PM

    Consequently, WDSI will cease to be an associate of the Company upon completion of transaction

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.