Nifty
:
16266.15
Sensex
:
54326.39
456.75 (2.89%)
1534.16 (2.91%)
Nifty
Sensex
:
:
16266.15
54326.39
456.75 (2.89%)
1534.16 (2.91%)

Cholamandalam Investment and Finance Company Ltd.

Finance - NBFC

Rating :
62/99

BSE: 511243 | NSE: CHOLAFIN

NSE BSE
645.85
20-May-2022
  • Open
  • High
  • Low
  • Previous Close
  •  644.70
  •  665.00
  •  642.15
  •  638.55
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  1256877
  •  8145.99
  •  768.00
  •  469.25

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 52,996.27
  • 24.63
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 111,446.49
  • 0.31%
  • 4.51

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 51.55%
  • 0.00%
  • 6.17%
  • FII
  • DII
  • Others
  • 17.61%
  • 21.96%
  • 2.71%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 18.33
  • 15.34
  • 10.56

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 20.59
  • 16.44
  • 4.27

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 24.58
  • 16.16
  • 8.28

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 21.42
  • 23.44
  • 21.69

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 3.66
  • 3.89
  • 3.71

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 12.12
  • 12.92
  • 13.03

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 22
Mar 21
Var%
Dec 21
Dec 20
Var%
Sep 21
Sep 20
Var%
Jun 21
Jun 20
Var%
Net Sales
2,605.07
2,479.37
5.07%
2,557.28
2,520.39
1.46%
2,496.26
2,454.01
1.72%
2,481.74
2,125.55
16.76%
Expenses
625.47
1,063.11
-41.17%
777.62
801.99
-3.04%
574.17
661.59
-13.21%
909.56
387.29
134.85%
EBITDA
1,979.60
1,416.26
39.78%
1,779.66
1,718.40
3.56%
1,922.09
1,792.42
7.23%
1,572.18
1,738.26
-9.55%
EBIDTM
75.99%
57.12%
69.59%
68.18%
77.00%
73.04%
63.35%
81.78%
Other Income
51.56
56.37
-8.53%
0.18
0.09
100.00%
0.45
3.88
-88.40%
0.17
0.06
183.33%
Interest
1,070.80
1,119.55
-4.35%
1,045.70
1,140.33
-8.30%
1,077.51
1,185.09
-9.08%
1,103.65
1,130.57
-2.38%
Depreciation
28.08
25.78
8.92%
24.11
25.40
-5.08%
23.55
25.47
-7.54%
24.89
25.65
-2.96%
PBT
932.28
327.30
184.84%
710.03
552.76
28.45%
821.48
585.74
40.25%
443.81
582.10
-23.76%
Tax
240.71
81.98
193.62%
181.99
142.73
27.51%
211.32
151.12
39.84%
114.69
150.68
-23.89%
PAT
691.57
245.32
181.91%
528.04
410.03
28.78%
610.16
434.62
40.39%
329.12
431.42
-23.71%
PATM
26.55%
9.89%
20.65%
16.27%
24.44%
17.71%
13.26%
20.30%
EPS
8.36
2.99
179.60%
6.43
5.00
28.60%
7.44
5.30
40.38%
4.00
5.26
-23.95%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Net Sales
10,140.35
9,579.40
8,712.01
7,087.62
5,558.68
4,693.48
4,213.75
3,714.81
3,279.31
2,570.15
1,779.30
Net Sales Growth
5.86%
9.96%
22.92%
27.51%
18.43%
11.38%
13.43%
13.28%
27.59%
44.45%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
10,140.35
9,579.40
8,712.01
7,087.62
5,558.68
4,693.48
4,213.75
3,714.81
3,279.31
2,570.15
1,779.30
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
2,886.82
2,859.26
2,422.89
1,634.66
1,453.29
1,553.45
1,399.64
1,246.25
1,048.60
722.58
745.64
Power & Fuel Cost
-
10.11
14.44
12.16
11.31
9.29
7.91
7.67
5.52
0.00
3.97
% Of Sales
-
0.11%
0.17%
0.17%
0.20%
0.20%
0.19%
0.21%
0.17%
0%
0.22%
Employee Cost
-
791.84
700.32
604.68
550.81
414.09
262.18
230.23
194.12
160.81
119.19
% Of Sales
-
8.27%
8.04%
8.53%
9.91%
8.82%
6.22%
6.20%
5.92%
6.26%
6.70%
Manufacturing Exp.
-
584.66
615.22
507.52
376.13
392.99
432.85
395.05
340.07
301.82
233.96
% Of Sales
-
6.10%
7.06%
7.16%
6.77%
8.37%
10.27%
10.63%
10.37%
11.74%
13.15%
General & Admin Exp.
-
125.11
165.07
183.47
197.75
181.70
130.46
99.66
102.26
91.69
77.22
% Of Sales
-
1.31%
1.89%
2.59%
3.56%
3.87%
3.10%
2.68%
3.12%
3.57%
4.34%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
1,357.65
942.28
338.99
328.60
564.67
574.16
521.31
412.15
168.27
0.00
% Of Sales
-
14.17%
10.82%
4.78%
5.91%
12.03%
13.63%
14.03%
12.57%
6.55%
17.72%
EBITDA
7,253.53
6,720.14
6,289.12
5,452.96
4,105.39
3,140.03
2,814.11
2,468.56
2,230.71
1,847.57
1,033.66
EBITDA Margin
71.53%
70.15%
72.19%
76.94%
73.86%
66.90%
66.78%
66.45%
68.02%
71.89%
58.09%
Other Income
52.36
5.60
2.05
23.70
2.96
234.35
135.03
185.57
117.77
36.20
226.07
Interest
4,297.66
4,575.54
4,591.70
3,588.14
2,656.68
2,227.92
2,047.95
1,957.82
1,769.37
1,410.00
990.02
Depreciation
100.63
102.30
111.25
56.99
50.86
39.02
21.74
30.10
24.64
21.57
10.38
PBT
2,907.60
2,047.90
1,588.22
1,831.53
1,400.81
1,107.43
879.45
666.22
554.48
452.20
259.32
Tax
748.71
526.51
534.08
634.59
483.12
389.51
304.80
222.09
186.20
144.29
120.33
Tax Rate
25.75%
25.71%
33.63%
34.65%
34.49%
35.17%
34.66%
33.34%
33.58%
31.91%
41.59%
PAT
2,158.89
1,521.39
1,054.14
1,198.41
919.30
719.42
574.68
444.14
368.28
307.91
168.99
PAT before Minority Interest
2,158.89
1,521.39
1,054.14
1,196.94
917.69
717.92
574.65
444.14
368.28
307.91
168.99
Minority Interest
0.00
0.00
0.00
1.47
1.61
1.50
0.03
0.00
0.00
0.00
0.00
PAT Margin
21.29%
15.88%
12.10%
16.91%
16.54%
15.33%
13.64%
11.96%
11.23%
11.98%
9.50%
PAT Growth
41.90%
44.33%
-12.04%
30.36%
27.78%
25.19%
29.39%
20.60%
19.61%
82.21%
 
EPS
26.29
18.53
12.84
14.60
11.20
8.76
7.00
5.41
4.49
3.75
2.06

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Shareholder's Funds
9,599.80
8,199.86
6,208.71
5,125.46
4,297.91
3,669.70
3,174.37
2,286.77
1,952.56
1,403.73
Share Capital
164.07
163.98
156.42
156.40
156.34
156.21
643.73
143.26
143.17
132.62
Total Reserves
9,401.29
8,005.61
6,033.68
4,958.60
4,141.39
3,513.47
2,529.95
2,143.50
1,809.39
1,271.11
Non-Current Liabilities
58,489.27
51,439.73
45,247.31
34,709.66
15,571.59
11,223.66
12,603.02
10,038.21
8,366.51
7,175.80
Secured Loans
54,868.18
47,561.68
41,298.75
30,858.81
12,345.87
8,372.53
9,815.80
7,851.70
6,445.01
5,868.85
Unsecured Loans
4,390.06
4,405.52
4,408.68
4,210.03
2,758.70
2,558.70
2,608.70
1,981.30
1,853.70
1,285.70
Long Term Provisions
0.00
0.00
0.00
0.00
586.21
492.77
320.56
302.25
88.21
53.01
Current Liabilities
5,786.12
3,891.32
5,573.98
3,965.51
10,411.35
12,710.00
7,905.95
9,089.52
7,840.54
4,865.94
Trade Payables
484.61
319.96
360.39
314.53
298.69
208.83
167.38
146.67
151.11
108.94
Other Current Liabilities
677.06
441.62
279.62
325.52
6,795.21
8,374.31
4,996.27
5,745.89
4,506.59
3,023.50
Short Term Borrowings
4,471.75
3,038.23
4,859.31
3,261.50
3,230.46
3,971.17
2,676.34
3,147.25
2,961.12
1,548.06
Short Term Provisions
152.70
91.51
74.66
63.96
87.00
155.69
65.96
49.70
221.71
185.43
Total Liabilities
73,875.19
63,530.91
57,030.00
43,800.97
30,282.85
27,606.86
23,683.34
21,414.50
18,159.61
13,445.47
Net Block
227.46
283.03
167.17
170.45
149.73
120.27
68.87
74.26
72.76
56.49
Gross Block
534.29
490.39
272.09
216.13
314.32
248.20
187.76
170.24
146.68
110.68
Accumulated Depreciation
306.83
207.36
104.92
45.68
164.58
127.92
118.88
95.98
73.92
54.19
Non Current Assets
67,969.37
55,936.54
53,023.76
42,639.72
20,873.41
18,841.95
16,227.38
14,129.31
12,092.30
8,819.64
Capital Work in Progress
9.91
10.60
13.97
3.80
0.00
0.00
0.00
0.00
0.00
0.00
Non Current Investment
1,583.62
32.84
41.64
22.77
134.36
12.36
15.88
21.98
28.63
3.89
Long Term Loans & Adv.
211.76
210.10
186.23
198.28
121.50
70.46
66.97
67.34
57.13
49.19
Other Non Current Assets
97.28
4.24
3.98
0.46
532.38
451.19
607.69
614.71
460.14
367.10
Current Assets
5,905.82
7,594.37
4,006.24
1,161.25
9,409.44
8,764.91
7,455.97
7,285.19
6,067.32
4,625.82
Current Investments
0.00
0.00
0.00
0.00
47.75
3.59
8.70
17.00
143.32
6.27
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
98.71
65.55
80.36
124.61
21.84
11.53
11.83
16.61
4.86
7.36
Cash & Bank
5,279.77
7,000.74
3,708.46
951.85
493.76
509.46
352.20
812.84
403.68
288.27
Other Current Assets
527.34
496.26
191.26
58.77
8,846.09
8,240.33
7,083.24
6,438.73
5,515.45
4,323.91
Short Term Loans & Adv.
29.95
31.82
26.16
26.02
8,515.56
7,756.61
6,736.78
6,098.62
5,227.81
4,062.79
Net Current Assets
119.70
3,703.05
-1,567.74
-2,804.26
-1,001.91
-3,945.09
-449.99
-1,804.33
-1,773.22
-240.11
Total Assets
73,875.19
63,530.91
57,030.00
43,800.97
30,282.85
27,606.86
23,683.35
21,414.50
18,159.62
13,445.46

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Cash From Operating Activity
-8,841.95
-2,074.77
-9,317.34
-7,926.34
-1,467.64
-2,809.11
-2,263.73
-2,446.68
-3,753.96
-3,573.92
PBT
2,047.90
1,588.22
1,831.53
1,400.81
1,107.43
879.45
666.22
554.48
452.20
289.32
Adjustment
5,649.79
5,353.67
3,800.45
2,964.20
2,520.67
2,457.00
2,230.78
1,998.28
1,505.26
1,014.07
Changes in Working Capital
-11,650.98
-3,942.68
-10,604.89
-9,178.09
-2,728.43
-3,767.88
-3,033.72
-3,173.32
-4,290.20
-3,917.75
Cash after chg. in Working capital
-3,953.29
2,999.21
-4,972.91
-4,813.08
899.68
-431.43
-136.72
-620.56
-2,332.74
-2,614.35
Interest Paid
-4,544.93
-4,714.58
-3,687.72
-2,571.47
-1,954.92
-2,041.16
-1,941.53
-1,667.55
-1,332.09
-923.56
Tax Paid
-699.29
-576.37
-731.90
-591.87
-479.76
-400.07
-271.38
-232.88
-173.05
-36.00
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
355.56
216.97
75.19
50.08
67.36
63.56
85.90
74.31
83.91
0.00
Cash From Investing Activity
-1,572.28
-54.05
-10.86
-60.12
-221.86
-139.64
-40.23
-83.19
4.63
54.72
Net Fixed Assets
-41.26
-206.92
-69.88
87.33
-64.75
-54.44
-17.67
-24.05
-37.09
-28.23
Net Investments
-1,545.89
0.00
-0.09
165.61
-172.01
0.91
14.94
142.09
-162.81
6.58
Others
14.87
152.87
59.11
-313.06
14.90
-86.11
-37.50
-201.23
204.53
76.37
Cash from Financing Activity
8,515.87
2,451.81
12,190.59
8,008.65
1,691.80
3,031.15
1,818.90
2,749.31
4,066.61
3,602.41
Net Cash Inflow / Outflow
-1,898.36
322.99
2,862.39
22.19
2.29
82.40
-485.05
219.44
317.28
83.20
Opening Cash & Equivalents
3,484.57
3,161.58
299.69
277.50
275.21
190.54
675.59
456.15
138.87
55.67
Closing Cash & Equivalent
1,586.21
3,484.57
3,161.58
299.69
277.51
275.21
190.54
675.59
456.15
138.87

Financial Ratios

Consolidated /

Standalone
Description
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Book Value (Rs.)
116.65
99.68
79.18
65.44
55.00
47.00
37.22
31.94
27.29
21.18
ROA
2.21%
1.75%
2.37%
2.48%
2.48%
2.24%
1.97%
1.86%
1.95%
1.46%
ROE
17.16%
14.68%
21.18%
19.50%
18.02%
18.12%
17.91%
17.38%
18.35%
13.71%
ROCE
9.70%
10.30%
10.81%
11.30%
12.22%
11.99%
12.21%
12.37%
12.39%
11.67%
Fixed Asset Turnover
18.70
22.85
29.03
20.96
16.69
19.33
20.75
20.69
19.97
18.44
Receivable days
3.13
3.06
5.28
4.81
1.30
1.01
1.40
1.19
0.87
1.44
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
85.17
103.16
112.03
107.36
94.10
85.63
95.17
96.87
86.44
Cash Conversion Cycle
3.13
-82.11
-97.89
-107.22
-106.06
-93.08
-84.23
-93.98
-96.00
-85.00
Total Debt/Equity
6.66
6.73
8.17
7.49
5.60
6.14
6.13
7.90
7.82
8.15
Interest Cover
1.45
1.35
1.51
1.53
1.50
1.43
1.34
1.31
1.32
1.29

Annual Reports:

FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016
FY 2015
FY 2014
FY 2013
FY 2012

News Update:


  • Cholamandalam Investment reports 36% rise in disbursements in FY22
    8th Apr 2022, 11:56 AM

    Disbursements for Q4FY22 stood at Rs 12,718 crore, compared with Rs 8,071 crore in the year-ago period, logging a growth of 58%

    Read More
  • Cholamandalam Investment completes acquisition of stake in Payswiff Technologies
    10th Feb 2022, 12:15 PM

    Consequent to this acquisition, Payswiff has become a subsidiary of the Company with the aggregate holding of the Company in Payswiff constituting 71.94%

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.