Nifty
Sensex
:
:
11050.25
37388.66
244.70 (2.26%)
835.06 (2.28%)

Finance - NBFC

Rating :
52/99

BSE: 511243 | NSE: CHOLAFIN

238.70
25-Sep-2020
  • Open
  • High
  • Low
  • Previous Close
  •  232.05
  •  240.00
  •  227.35
  •  229.80
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  5326944
  •  12492.49
  •  349.00
  •  117.40

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 19,552.76
  • 16.71
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 67,557.45
  • 0.71%
  • 2.27

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 51.65%
  • 0.79%
  • 6.73%
  • FII
  • DII
  • Others
  • 11.9%
  • 26.96%
  • 1.97%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 21.86
  • 15.64
  • 16.16

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 29.73
  • 17.45
  • 8.90

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 28.70
  • 12.90
  • 4.67

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 19.46
  • 21.15
  • 19.88

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 3.12
  • 3.63
  • 3.60

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 10.92
  • 11.87
  • 12.07

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Jun 20
Jun 19
Var%
Mar 20
Mar 19
Var%
Dec 19
Dec 18
Var%
Sep 19
Sep 18
Var%
Net Sales
2,125.55
2,045.23
3.93%
2,165.45
1,902.24
13.84%
2,289.06
1,840.28
24.39%
2,212.27
1,702.43
29.95%
Expenses
387.29
449.65
-13.87%
944.94
436.00
116.73%
542.30
416.68
30.15%
484.57
378.42
28.05%
EBITDA
1,738.26
1,595.58
8.94%
1,220.51
1,466.24
-16.76%
1,746.76
1,423.60
22.70%
1,727.70
1,324.01
30.49%
EBIDTM
3.55%
78.01%
14.01%
77.08%
76.31%
77.36%
78.10%
77.77%
Other Income
0.06
0.05
20.00%
0.12
0.32
-62.50%
0.24
20.30
-98.82%
0.21
0.30
-30.00%
Interest
1,130.57
1,086.84
4.02%
1,135.46
986.13
15.14%
1,191.80
950.25
25.42%
1,177.60
856.72
37.45%
Depreciation
25.65
24.12
6.34%
27.79
15.56
78.60%
32.31
15.26
111.73%
27.03
13.13
105.86%
PBT
15.41
484.67
-96.82%
57.38
464.87
-87.66%
522.89
478.39
9.30%
523.28
454.46
15.14%
Tax
1.10
169.48
-99.35%
14.79
166.68
-91.13%
133.74
159.00
-15.89%
216.07
155.72
38.76%
PAT
14.31
315.19
-95.46%
42.59
298.19
-85.72%
389.15
319.39
21.84%
307.21
298.74
2.84%
PATM
37.11%
15.41%
7.11%
15.68%
17.00%
17.36%
13.89%
17.55%
EPS
0.17
3.85
-95.58%
0.52
3.64
-85.71%
4.75
3.90
21.79%
3.75
3.64
3.02%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Net Sales
8,792.33
8,712.01
7,087.62
5,558.68
4,693.48
4,213.75
3,714.81
3,279.31
2,570.15
1,779.30
1,206.26
Net Sales Growth
17.38%
22.92%
27.51%
18.43%
11.38%
13.43%
13.28%
27.59%
44.45%
47.51%
 
Cost Of Goods Sold
4,666.36
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
4,125.97
8,712.01
7,087.62
5,558.68
4,693.48
4,213.75
3,714.81
3,279.31
2,570.15
1,779.30
1,206.26
GP Margin
46.93%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
2,359.10
2,421.46
1,632.17
1,450.93
1,322.47
1,399.64
1,246.25
1,048.60
722.58
745.64
740.51
Power & Fuel Cost
-
14.44
12.16
11.31
9.29
7.91
7.67
5.52
6.55
3.97
2.43
% Of Sales
-
0.17%
0.17%
0.20%
0.20%
0.19%
0.21%
0.17%
0.25%
0.22%
0.20%
Employee Cost
-
700.32
604.68
550.81
414.09
262.18
230.23
194.12
160.81
119.19
96.55
% Of Sales
-
8.04%
8.53%
9.91%
8.82%
6.22%
6.20%
5.92%
6.26%
6.70%
8.00%
Manufacturing Exp.
-
615.22
541.21
428.53
305.83
316.37
252.20
257.55
236.92
196.18
123.47
% Of Sales
-
7.06%
7.64%
7.71%
6.52%
7.51%
6.79%
7.85%
9.22%
11.03%
10.24%
General & Admin Exp.
-
165.07
149.78
145.35
143.52
246.72
99.47
102.01
91.62
57.46
28.54
% Of Sales
-
1.89%
2.11%
2.61%
3.06%
5.86%
2.68%
3.11%
3.56%
3.23%
2.37%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
940.85
336.50
326.24
459.03
574.38
664.36
494.92
233.24
372.81
0.00
% Of Sales
-
10.80%
4.75%
5.87%
9.78%
13.63%
17.88%
15.09%
9.07%
20.95%
40.78%
EBITDA
6,433.23
6,290.55
5,455.45
4,107.75
3,371.01
2,814.11
2,468.56
2,230.71
1,847.57
1,033.66
465.75
EBITDA Margin
73.17%
72.21%
76.97%
73.90%
71.82%
66.78%
66.45%
68.02%
71.89%
58.09%
38.61%
Other Income
0.63
0.62
21.21
0.60
3.37
135.03
185.57
117.77
36.20
226.07
241.75
Interest
4,635.43
4,591.70
3,588.14
2,656.68
2,227.92
2,047.95
1,957.82
1,769.37
1,410.00
990.02
574.71
Depreciation
112.78
111.25
56.99
50.86
39.02
21.74
30.10
24.64
21.57
10.38
10.05
PBT
1,118.96
1,588.22
1,831.53
1,400.81
1,107.43
879.45
666.22
554.48
452.20
259.32
122.74
Tax
365.70
534.08
634.59
483.12
389.51
304.80
222.09
186.20
144.29
120.33
38.16
Tax Rate
32.68%
33.63%
34.65%
34.49%
35.17%
34.66%
33.34%
33.58%
31.91%
41.59%
31.09%
PAT
753.26
1,054.14
1,198.41
919.30
719.42
574.68
444.14
368.28
307.91
168.99
84.58
PAT before Minority Interest
753.26
1,054.14
1,196.94
917.69
717.92
574.65
444.14
368.28
307.91
168.99
84.58
Minority Interest
0.00
0.00
1.47
1.61
1.50
0.03
0.00
0.00
0.00
0.00
0.00
PAT Margin
8.57%
12.10%
16.91%
16.54%
15.33%
13.64%
11.96%
11.23%
11.98%
9.50%
7.01%
PAT Growth
-38.83%
-12.04%
30.36%
27.78%
25.19%
29.39%
20.60%
19.61%
82.21%
99.80%
 
EPS
9.19
12.86
14.62
11.22
8.78
7.01
5.42
4.49
3.76
2.06
1.03

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Shareholder's Funds
8,199.86
6,208.71
5,125.46
4,297.91
3,669.70
3,174.37
2,286.77
1,952.56
1,403.73
1,062.01
Share Capital
163.98
156.42
156.40
156.34
156.21
643.73
143.26
143.17
132.62
119.35
Total Reserves
8,005.61
6,052.29
4,969.06
4,141.39
3,513.47
2,529.95
2,143.50
1,809.39
1,271.11
942.64
Non-Current Liabilities
52,929.42
41,063.29
30,976.96
15,571.59
11,223.66
12,603.02
10,038.21
8,366.51
7,175.80
5,641.77
Secured Loans
49,011.68
40,948.75
30,858.81
12,345.87
8,372.53
9,815.80
7,851.70
6,445.01
5,868.85
4,762.52
Unsecured Loans
4,405.52
500.00
420.00
2,758.70
2,558.70
2,608.70
1,981.30
1,853.70
1,285.70
853.00
Long Term Provisions
39.69
74.66
63.96
586.21
492.77
320.56
302.25
88.21
53.01
130.08
Current Liabilities
2,392.28
9,758.00
7,698.21
10,411.35
12,710.00
7,905.95
9,089.52
7,840.54
4,865.94
3,068.38
Trade Payables
319.96
360.39
314.53
298.69
208.83
167.38
146.67
151.11
108.94
67.18
Other Current Liabilities
432.27
279.62
332.15
6,795.21
8,374.31
4,996.27
5,745.89
4,506.59
3,023.50
1,533.69
Short Term Borrowings
1,588.23
9,117.99
7,051.53
3,230.46
3,971.17
2,676.34
3,147.25
2,961.12
1,548.06
1,066.66
Short Term Provisions
51.82
0.00
0.00
87.00
155.69
65.96
49.70
221.71
185.43
400.84
Total Liabilities
63,521.56
57,030.00
43,800.97
30,282.85
27,606.86
23,683.34
21,414.50
18,159.61
13,445.47
9,772.16
Net Block
283.03
166.84
170.45
149.73
120.27
68.87
74.26
72.76
56.49
37.35
Gross Block
490.39
263.90
216.13
314.32
248.20
187.76
170.24
146.68
110.68
82.30
Accumulated Depreciation
207.36
97.06
45.68
164.58
127.92
118.88
95.98
73.92
54.19
44.96
Non Current Assets
55,901.94
402.76
372.06
20,873.41
18,841.95
16,227.38
14,129.31
12,092.30
8,819.64
6,066.32
Capital Work in Progress
10.60
13.97
3.80
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Non Current Investment
32.84
41.97
22.77
134.36
12.36
15.88
21.98
28.63
3.89
6.76
Long Term Loans & Adv.
160.61
164.05
162.87
121.50
72.71
69.22
69.65
59.49
51.37
145.63
Other Non Current Assets
19.13
15.93
12.17
532.38
448.94
605.44
612.40
457.78
364.93
382.18
Current Assets
7,619.62
56,627.24
43,428.91
9,409.44
8,764.91
7,455.97
7,285.19
6,067.32
4,625.82
3,705.84
Current Investments
0.00
0.00
0.00
47.75
3.59
8.70
17.00
143.32
6.27
3.26
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
65.55
80.36
124.61
21.84
11.53
11.83
16.61
4.86
7.36
6.68
Cash & Bank
7,000.74
3,708.46
951.85
493.76
509.46
352.20
812.84
403.68
288.27
197.42
Other Current Assets
553.33
179.31
47.06
330.53
8,240.33
7,083.24
6,438.74
5,515.45
4,323.92
3,498.48
Short Term Loans & Adv.
81.31
52,659.11
42,305.39
8,515.56
7,756.53
6,736.56
6,098.54
5,230.16
4,082.90
3,316.35
Net Current Assets
5,227.34
46,869.24
35,730.70
-1,001.91
-3,945.09
-449.99
-1,804.33
-1,773.22
-240.11
637.47
Total Assets
63,521.56
57,030.00
43,800.97
30,282.85
27,606.86
23,683.35
21,414.50
18,159.62
13,445.46
9,772.16

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Cash From Operating Activity
-2,074.77
-9,317.34
-7,926.34
-1,467.64
-2,809.11
-2,263.73
-2,446.68
-3,753.96
-3,573.92
-3,251.19
PBT
1,588.22
1,831.53
1,400.81
1,107.43
879.45
666.22
554.48
452.20
289.32
122.74
Adjustment
5,353.67
3,800.45
2,964.20
2,520.67
2,457.00
2,230.78
2,072.59
1,589.17
1,014.07
716.74
Changes in Working Capital
-3,942.68
-10,604.89
-9,178.09
-2,728.43
-3,767.88
-3,033.72
-3,173.32
-4,290.20
-3,917.75
-3,481.12
Cash after chg. in Working capital
2,999.21
-4,972.91
-4,813.08
899.68
-431.43
-136.72
-546.25
-2,248.83
-2,614.35
-2,641.63
Interest Paid
-4,714.58
-3,687.72
-2,571.47
-1,954.92
-2,041.16
-1,941.53
0.00
0.00
0.00
0.00
Tax Paid
-576.37
-731.90
-591.87
-479.76
-400.07
-271.38
-232.88
-173.05
-36.00
-38.20
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
216.97
75.19
50.08
67.36
63.56
85.90
0.00
0.00
0.00
0.00
Cash From Investing Activity
-54.05
-10.86
-60.12
-221.86
-139.64
-40.23
-83.19
4.63
54.72
206.57
Net Fixed Assets
-216.05
-60.75
87.33
-64.75
-54.44
-17.67
-24.05
-37.09
-28.23
-6.03
Net Investments
0.33
-0.42
165.61
-172.01
0.91
14.94
142.09
-162.81
6.58
151.04
Others
161.67
50.31
-313.06
14.90
-86.11
-37.50
-201.23
204.53
76.37
61.56
Cash from Financing Activity
2,451.81
12,190.59
8,008.65
1,691.80
3,031.15
1,818.90
2,749.31
4,066.61
3,602.41
2,770.65
Net Cash Inflow / Outflow
322.99
2,862.39
22.19
2.29
82.40
-485.05
219.44
317.28
83.20
-273.96
Opening Cash & Equivalents
3,161.58
299.69
277.50
275.21
190.54
675.59
456.15
138.87
55.67
329.63
Closing Cash & Equivalent
3,484.57
3,161.58
299.69
277.51
275.21
190.54
675.59
456.15
138.87
55.67

Financial Ratios

Consolidated /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Book Value (Rs.)
99.68
79.41
65.57
55.00
47.00
37.22
31.94
27.29
21.18
17.80
ROA
1.75%
2.37%
2.48%
2.48%
2.24%
1.97%
1.86%
1.95%
1.46%
1.00%
ROE
14.68%
21.12%
19.48%
18.02%
18.12%
17.91%
17.38%
18.35%
13.71%
11.17%
ROCE
10.30%
10.81%
11.30%
12.22%
11.99%
12.21%
12.37%
12.39%
11.67%
9.12%
Fixed Asset Turnover
22.85
29.53
20.96
16.69
19.33
20.75
20.69
19.97
18.44
14.74
Receivable days
3.06
5.28
4.81
1.30
1.01
1.40
1.19
0.87
1.44
2.65
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
85.17
100.33
106.45
119.42
91.03
108.86
111.25
109.97
96.22
106.32
Cash Conversion Cycle
-82.11
-95.05
-101.64
-118.12
-90.02
-107.47
-110.05
-109.10
-94.78
-103.68
Total Debt/Equity
6.73
8.14
7.48
5.60
6.14
6.13
7.90
7.82
8.15
7.54
Interest Cover
1.35
1.51
1.53
1.50
1.43
1.34
1.31
1.32
1.29
1.21

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.