Nifty
Sensex
:
:
17274.30
58065.47
386.95 (2.29%)
1276.66 (2.25%)

Finance - NBFC

Rating :
64/99

BSE: 511243 | NSE: CHOLAFIN

737.75
04-Oct-2022
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  • 716.00
  • 744.45
  • 716.00
  • 699.55
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  2855582
  •  21007.87
  •  817.75
  •  469.25

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 57,537.32
  • 24.10
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 122,408.98
  • 0.29%
  • 4.68

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 51.52%
  • 1.02%
  • 6.29%
  • FII
  • DII
  • Others
  • 17.96%
  • 21.46%
  • 1.75%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 14.71
  • 12.78
  • 5.19

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 14.59
  • 11.93
  • 2.78

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 21.50
  • 18.62
  • 26.99

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 22.26
  • 23.74
  • 25.72

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 3.78
  • 3.96
  • 3.85

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 12.44
  • 13.23
  • 13.60

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Jun 22
Jun 21
Var%
Mar 22
Mar 21
Var%
Dec 21
Dec 20
Var%
Sep 21
Sep 20
Var%
Net Sales
2,770.02
2,481.74
11.62%
2,605.07
2,479.37
5.07%
2,557.28
2,520.39
1.46%
2,496.26
2,454.01
1.72%
Expenses
873.92
920.76
-5.09%
625.47
1,063.11
-41.17%
777.62
801.99
-3.04%
574.17
661.59
-13.21%
EBITDA
1,896.10
1,560.98
21.47%
1,979.60
1,416.26
39.78%
1,779.66
1,718.40
3.56%
1,922.09
1,792.42
7.23%
EBIDTM
68.45%
62.90%
75.99%
57.12%
69.59%
68.18%
77.00%
73.04%
Other Income
25.89
11.37
127.70%
51.56
56.37
-8.53%
0.18
0.09
100.00%
0.45
3.88
-88.40%
Interest
1,130.43
1,103.65
2.43%
1,070.80
1,119.55
-4.35%
1,045.70
1,140.33
-8.30%
1,077.51
1,185.09
-9.08%
Depreciation
27.53
24.89
10.61%
28.08
25.78
8.92%
24.11
25.40
-5.08%
23.55
25.47
-7.54%
PBT
764.03
443.81
72.15%
932.28
327.30
184.84%
710.03
552.76
28.45%
821.48
585.74
40.25%
Tax
196.75
114.69
71.55%
240.71
81.98
193.62%
181.99
142.73
27.51%
211.32
151.12
39.84%
PAT
567.28
329.12
72.36%
691.57
245.32
181.91%
528.04
410.03
28.78%
610.16
434.62
40.39%
PATM
20.48%
13.26%
26.55%
9.89%
20.65%
16.27%
24.44%
17.71%
EPS
6.84
4.00
71.00%
8.36
2.99
179.60%
6.43
5.00
28.60%
7.44
5.30
40.38%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Net Sales
10,428.63
10,140.75
9,579.40
8,712.01
7,087.62
5,558.68
4,693.48
4,213.75
3,714.81
3,279.31
2,570.15
Net Sales Growth
4.96%
5.86%
9.96%
22.92%
27.51%
18.43%
11.38%
13.43%
13.28%
27.59%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
10,428.63
10,140.75
9,579.40
8,712.01
7,087.62
5,558.68
4,693.48
4,213.75
3,714.81
3,279.31
2,570.15
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
2,851.18
2,926.72
2,914.37
2,422.89
1,634.66
1,453.29
1,553.45
1,399.64
1,246.25
1,048.60
722.58
Power & Fuel Cost
-
11.07
10.11
14.44
12.16
11.31
9.29
7.91
7.67
5.52
0.00
% Of Sales
-
0.11%
0.11%
0.17%
0.17%
0.20%
0.20%
0.19%
0.21%
0.17%
0%
Employee Cost
-
957.20
791.01
700.32
604.68
550.81
414.09
262.18
230.23
194.12
160.81
% Of Sales
-
9.44%
8.26%
8.04%
8.53%
9.91%
8.82%
6.22%
6.20%
5.92%
6.26%
Manufacturing Exp.
-
814.78
584.66
615.22
507.52
376.13
392.99
432.85
395.05
340.07
301.82
% Of Sales
-
8.03%
6.10%
7.06%
7.16%
6.77%
8.37%
10.27%
10.63%
10.37%
11.74%
General & Admin Exp.
-
234.36
125.11
165.07
183.47
197.75
181.70
130.46
99.66
102.26
91.69
% Of Sales
-
2.31%
1.31%
1.89%
2.59%
3.56%
3.87%
3.10%
2.68%
3.12%
3.57%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
920.38
1,413.59
942.28
338.99
328.60
564.67
574.16
521.31
412.15
0.00
% Of Sales
-
9.08%
14.76%
10.82%
4.78%
5.91%
12.03%
13.63%
14.03%
12.57%
6.55%
EBITDA
7,577.45
7,214.03
6,665.03
6,289.12
5,452.96
4,105.39
3,140.03
2,814.11
2,468.56
2,230.71
1,847.57
EBITDA Margin
72.66%
71.14%
69.58%
72.19%
76.94%
73.86%
66.90%
66.78%
66.45%
68.02%
71.89%
Other Income
78.08
91.86
60.71
2.05
23.70
2.96
234.35
135.03
185.57
117.77
36.20
Interest
4,324.44
4,297.66
4,575.54
4,591.70
3,588.14
2,656.68
2,227.92
2,047.95
1,957.82
1,769.37
1,410.00
Depreciation
103.27
100.63
102.30
111.25
56.99
50.86
39.02
21.74
30.10
24.64
21.57
PBT
3,227.82
2,907.60
2,047.90
1,588.22
1,831.53
1,400.81
1,107.43
879.45
666.22
554.48
452.20
Tax
830.77
748.71
526.51
534.08
634.59
483.12
389.51
304.80
222.09
186.20
144.29
Tax Rate
25.74%
25.75%
25.71%
33.63%
34.65%
34.49%
35.17%
34.66%
33.34%
33.58%
31.91%
PAT
2,397.05
2,158.89
1,521.39
1,054.14
1,198.41
919.30
719.42
574.68
444.14
368.28
307.91
PAT before Minority Interest
2,397.05
2,158.89
1,521.39
1,054.14
1,196.94
917.69
717.92
574.65
444.14
368.28
307.91
Minority Interest
0.00
0.00
0.00
0.00
1.47
1.61
1.50
0.03
0.00
0.00
0.00
PAT Margin
22.99%
21.29%
15.88%
12.10%
16.91%
16.54%
15.33%
13.64%
11.96%
11.23%
11.98%
PAT Growth
68.91%
41.90%
44.33%
-12.04%
30.36%
27.78%
25.19%
29.39%
20.60%
19.61%
 
EPS
29.18
26.28
18.52
12.83
14.59
11.19
8.76
7.00
5.41
4.48
3.75

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Shareholder's Funds
11,769.00
9,599.80
8,199.86
6,208.71
5,125.46
4,297.91
3,669.70
3,174.37
2,286.77
1,952.56
Share Capital
164.28
164.07
163.98
156.42
156.40
156.34
156.21
643.73
143.26
143.17
Total Reserves
11,549.80
9,401.29
8,005.61
6,033.68
4,958.60
4,141.39
3,513.47
2,529.95
2,143.50
1,809.39
Non-Current Liabilities
64,584.76
58,497.86
51,439.73
45,247.31
34,709.66
15,571.59
11,223.66
12,603.02
10,038.21
8,366.51
Secured Loans
61,379.73
54,868.18
47,561.68
41,298.75
30,858.81
12,345.87
8,372.53
9,815.80
7,851.70
6,445.01
Unsecured Loans
3,872.88
4,390.06
4,405.52
4,408.68
4,210.03
2,758.70
2,558.70
2,608.70
1,981.30
1,853.70
Long Term Provisions
0.00
0.00
0.00
0.00
0.00
586.21
492.77
320.56
302.25
88.21
Current Liabilities
5,450.01
5,777.53
3,891.32
5,573.98
3,965.51
10,411.35
12,710.00
7,905.95
9,089.52
7,840.54
Trade Payables
847.59
641.37
319.96
360.39
314.53
298.69
208.83
167.38
146.67
151.11
Other Current Liabilities
561.85
511.71
441.62
279.62
325.52
6,795.21
8,374.31
4,996.27
5,745.89
4,506.59
Short Term Borrowings
3,920.89
4,471.75
3,038.23
4,859.31
3,261.50
3,230.46
3,971.17
2,676.34
3,147.25
2,961.12
Short Term Provisions
119.68
152.70
91.51
74.66
63.96
87.00
155.69
65.96
49.70
221.71
Total Liabilities
81,803.77
73,875.19
63,530.91
57,030.00
43,800.97
30,282.85
27,606.86
23,683.34
21,414.50
18,159.61
Net Block
258.47
227.46
283.03
167.17
170.45
149.73
120.27
68.87
74.26
72.76
Gross Block
654.47
534.29
490.39
272.09
216.13
314.32
248.20
187.76
170.24
146.68
Accumulated Depreciation
396.00
306.83
207.36
104.92
45.68
164.58
127.92
118.88
95.98
73.92
Non Current Assets
76,821.06
67,995.78
55,936.54
53,023.76
42,639.72
20,873.41
18,841.95
16,227.38
14,129.31
12,092.30
Capital Work in Progress
37.35
9.91
10.60
13.97
3.80
0.00
0.00
0.00
0.00
0.00
Non Current Investment
2,055.18
1,583.62
32.84
41.64
22.77
134.36
12.36
15.88
21.98
28.63
Long Term Loans & Adv.
292.08
211.76
210.10
186.23
198.28
121.50
70.46
66.97
67.34
57.13
Other Non Current Assets
33.27
123.69
4.24
3.98
0.46
532.38
451.19
607.69
614.71
460.14
Current Assets
4,982.71
5,879.41
7,594.37
4,006.24
1,161.25
9,409.44
8,764.91
7,455.97
7,285.19
6,067.32
Current Investments
0.00
0.00
0.00
0.00
0.00
47.75
3.59
8.70
17.00
143.32
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
160.95
98.71
65.55
80.36
124.61
21.84
11.53
11.83
16.61
4.86
Cash & Bank
4,301.84
5,279.77
7,000.74
3,708.46
951.85
493.76
509.46
352.20
812.84
403.68
Other Current Assets
519.92
497.39
496.26
191.26
84.79
8,846.09
8,240.33
7,083.24
6,438.73
5,515.45
Short Term Loans & Adv.
7.21
3.54
31.82
26.16
26.02
8,515.56
7,756.61
6,736.78
6,098.62
5,227.81
Net Current Assets
-467.30
101.88
3,703.05
-1,567.74
-2,804.26
-1,001.91
-3,945.09
-449.99
-1,804.33
-1,773.22
Total Assets
81,803.77
73,875.19
63,530.91
57,030.00
43,800.97
30,282.85
27,606.86
23,683.35
21,414.50
18,159.62

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Cash From Operating Activity
-5,571.33
-8,848.25
-2,074.77
-9,317.34
-7,926.34
-1,467.64
-2,809.11
-2,263.73
-2,446.68
-3,753.96
PBT
2,907.60
2,047.90
1,588.22
1,831.53
1,400.81
1,107.43
879.45
666.22
554.48
452.20
Adjustment
5,032.43
5,643.49
5,353.67
3,800.45
2,964.20
2,520.67
2,457.00
2,230.78
1,998.28
1,505.26
Changes in Working Capital
-8,807.79
-11,650.98
-3,942.68
-10,604.89
-9,178.09
-2,728.43
-3,767.88
-3,033.72
-3,173.32
-4,290.20
Cash after chg. in Working capital
-867.76
-3,959.59
2,999.21
-4,972.91
-4,813.08
899.68
-431.43
-136.72
-620.56
-2,332.74
Interest Paid
-4,117.50
-4,544.93
-4,714.58
-3,687.72
-2,571.47
-1,954.92
-2,041.16
-1,941.53
-1,667.55
-1,332.09
Tax Paid
-847.09
-699.29
-576.37
-731.90
-591.87
-479.76
-400.07
-271.38
-232.88
-173.05
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
261.02
355.56
216.97
75.19
50.08
67.36
63.56
85.90
74.31
83.91
Cash From Investing Activity
1,639.54
-1,746.16
-54.05
-10.86
-60.12
-221.86
-139.64
-40.23
-83.19
4.63
Net Fixed Assets
-149.68
-41.26
-206.92
-69.88
87.33
-64.75
-54.44
-17.67
-24.05
-37.09
Net Investments
-457.34
-1,545.89
0.00
-0.09
165.61
-172.01
0.91
14.94
142.09
-162.81
Others
2,246.56
-159.01
152.87
59.11
-313.06
14.90
-86.11
-37.50
-201.23
204.53
Cash from Financing Activity
5,150.27
8,706.62
2,451.81
12,190.59
8,008.65
1,691.80
3,031.15
1,818.90
2,749.31
4,066.61
Net Cash Inflow / Outflow
1,218.48
-1,887.79
322.99
2,862.39
22.19
2.29
82.40
-485.05
219.44
317.28
Opening Cash & Equivalents
1,480.36
3,368.15
3,161.58
299.69
277.50
275.21
190.54
675.59
456.15
138.87
Closing Cash & Equivalent
2,698.84
1,480.36
3,484.57
3,161.58
299.69
277.51
275.21
190.54
675.59
456.15

Financial Ratios

Consolidated /

Standalone
Description
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Book Value (Rs.)
142.67
116.65
99.68
79.18
65.44
55.00
47.00
37.22
31.94
27.29
ROA
2.77%
2.21%
1.75%
2.37%
2.48%
2.48%
2.24%
1.97%
1.86%
1.95%
ROE
20.29%
17.16%
14.68%
21.18%
19.50%
18.02%
18.12%
17.91%
17.38%
18.35%
ROCE
9.34%
9.70%
10.30%
10.81%
11.30%
12.22%
11.99%
12.21%
12.37%
12.39%
Fixed Asset Turnover
17.06
18.70
22.85
29.03
20.96
16.69
19.33
20.75
20.69
19.97
Receivable days
4.67
3.13
3.06
5.28
4.81
1.30
1.01
1.40
1.19
0.87
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
0.00
85.17
103.16
112.03
107.36
94.10
85.63
95.17
96.87
Cash Conversion Cycle
4.67
3.13
-82.11
-97.89
-107.22
-106.06
-93.08
-84.23
-93.98
-96.00
Total Debt/Equity
5.91
6.66
6.73
8.17
7.49
5.60
6.14
6.13
7.90
7.82
Interest Cover
1.68
1.45
1.35
1.51
1.53
1.50
1.43
1.34
1.31
1.32

News Update:


  • Chola Invest & Fin. - Quarterly Results
    29th Jul 2022, 16:17 PM

    Read More
  • Kinetic Green Energy enters into partnership with Cholamandalam Investment and Finance Company
    4th Jul 2022, 15:45 PM

    Collaboration with Kinetic will help Cholamandalam Investment and Finance take it further to fulfilling its ESG goals

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.