Nifty

:

25574.35

Sensex

:

83535.35

82.05 (0.32%)
319.07 (0.38%)

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Nifty
Sensex

:
:

25574.35
83535.35

82.05 (0.32%)
319.07 (0.38%)

Cholamandalam Investment and Finance Company Ltd.

Finance - NBFC

Rating :

71/99

BSE: 511243 | NSE: CHOLAFIN

Watchlist

NSE BSE

1754.40

10-Nov-2025

Open
High
Low
Previous Close

1716.8
1759
1691.9
1703.90

Volume
Traded Value (lacs)
52 Week High
52 Week Low

1647003
2866938525.9
1782
1168

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

1,48,016.90
31.86
2

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

2,76,390.28
0.11%
5.64

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

10 Years
5 Years
3 Years

19.89
21.96
26.12

EBITDA CAGR (%)

10 Years
5 Years
3 Years

20.51
22.21
14.43

PAT CAGR (%)

10 Years
5 Years
3 Years

22.18
22.87
16.75

P:E (Median)

8 Years
5 Years
3 Years

26.68
30.22
30.76

P:BV (Average)

8 Years
5 Years
3 Years

4.54
5.13
5.47

EV:EBITDA (Average)

8 Years
5 Years
3 Years

14.08
15.30
15.34

Earnings Forecasts:

(Updated: 08-11-2025)

Description 2024 2025 2026 2027
Adj EPS 50.67 61.32 77.87 94.2
P/E Ratio 34.62 28.61 22.53 18.62
Revenue 26054.8 16721.9 20299.1 24365.1
EBITDA 18463.8 7111 9947.6 12047.1
Net Income 4258.53 5174.44 6557.47 7958.15
ROA 2.38 2.34 2.46 2.5
P/B Ratio 6.25 5.07 4.19 3.47
ROE 19.72 19.49 20.17 20.15
FCFF 9457.98
FCFF Yield 3.06
Net Debt 165545 198422 240726 292341
BVPS 280.74 345.9 418.48 505.99

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone

Description Sep 25 Sep 24 Var% Jun 25 Jun 24 Var% Mar 25 Mar 24 Var% Dec 24 Dec 23 Var%
Net Sales 7,469.58 6,226.60 19.96% 7,244.92 5,784.71 25.24% 7,025.05 5,388.01 30.38% 6,709.21 4,959.71 35.27%
Expenses 2,443.51 1,877.12 30.17% 2,268.10 1,706.49 32.91% 1,988.75 1,401.27 41.92% 2,018.56 1,377.57 46.53%
EBITDA 5,026.07 4,349.48 15.56% 4,976.82 4,078.22 22.03% 5,036.30 3,986.74 26.33% 4,690.65 3,582.14 30.95%
EBIDTM 67.29% 69.85% 68.69% 70.50% 71.69% 73.99% 69.91% 72.22%
Other Income 120.55 66.15 82.24% 85.86 44.26 93.99% 95.64 104.07 -8.10% 103.14 58.98 74.87%
Interest 3,515.51 3,055.13 15.07% 3,466.25 2,795.65 23.99% 3,362.29 2,579.34 30.35% 3,271.78 2,438.98 34.15%
Depreciation 70.36 61.92 13.63% 66.79 58.34 14.48% 63.43 74.55 -14.92% 58.43 45.24 29.16%
PBT 1,560.75 1,298.58 20.19% 1,529.64 1,268.49 20.59% 1,706.22 1,436.92 18.74% 1,463.58 1,156.90 26.51%
Tax 405.44 335.53 20.84% 393.73 326.26 20.68% 439.50 378.82 16.02% 377.05 280.74 34.31%
PAT 1,155.31 963.05 19.96% 1,135.91 942.23 20.56% 1,266.72 1,058.10 19.72% 1,086.53 876.16 24.01%
PATM 15.47% 15.47% 15.68% 16.29% 18.03% 19.64% 16.19% 17.67%
EPS 13.73 11.45 19.91% 13.50 11.20 20.54% 15.05 12.58 19.63% 12.91 10.41 24.02%

Description Sep 25 Sep 24 Var% Jun 25 Jun 24 Var% Mar 25 Mar 24 Var% Dec 24 Dec 23 Var%
Net Sales 7,491.38 6,255.12 19.76% 7,266.80 5,812.31 25.02% 7,045.57 5,409.90 30.23% 6,732.98 5,007.42 34.46%
Expenses 2,460.43 1,896.93 29.71% 2,286.32 1,726.90 32.39% 2,010.02 1,416.62 41.89% 2,038.10 1,411.48 44.39%
EBITDA 5,030.95 4,358.19 15.44% 4,980.48 4,085.41 21.91% 5,035.55 3,993.28 26.10% 4,694.88 3,595.94 30.56%
EBIDTM 67.16% 69.67% 68.54% 70.29% 71.47% 73.81% 69.73% 71.81%
Other Income 122.04 67.22 81.55% 86.29 44.44 94.17% 91.34 89.26 2.33% 103.78 47.34 119.22%
Interest 3,517.31 3,058.57 15.00% 3,468.06 2,796.36 24.02% 3,364.67 2,579.40 30.44% 3,274.93 2,440.99 34.16%
Depreciation 71.03 62.63 13.41% 67.44 58.96 14.38% 64.09 75.18 -14.75% 59.15 45.79 29.18%
PBT 1,564.65 1,304.21 19.97% 1,531.27 1,274.53 20.14% 1,698.13 1,427.96 18.92% 1,464.58 1,156.50 26.64%
Tax 406.30 337.08 20.54% 394.17 327.91 20.21% 439.02 378.94 15.85% 377.44 284.37 32.73%
PAT 1,158.35 967.13 19.77% 1,137.10 946.62 20.12% 1,259.11 1,049.02 20.03% 1,087.14 872.13 24.65%
PATM 15.46% 15.46% 15.65% 16.29% 17.87% 19.39% 16.15% 17.42%
EPS 13.78 11.51 19.72% 13.52 11.27 19.96% 14.97 12.68 18.06% 12.94 10.38 24.66%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone

Right to Left

Description TTM Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Net Sales 28,448.76 25,745.57 18,845.22 12,757.04 10,048.29 9,516.01 8,652.63 6,991.97 5,479.23 4,659.55 4,192.47 Net Sales Growth 27.24% 36.62% 47.72% 26.96% 5.59% 9.98% 23.75% 27.61% 17.59% 11.14% Cost Of Goods Sold 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 28,448.76 25,745.57 18,845.22 12,757.04 10,048.29 9,516.01 8,652.63 6,991.97 5,479.23 4,659.55 4,192.47 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 8,718.92 7,597.23 5,210.13 3,512.34 2,853.23 2,864.65 2,369.72 1,527.76 1,376.17 1,521.06 1,383.58 Power & Fuel Cost - 27.43 20.91 14.59 11.07 10.11 14.21 11.90 11.09 9.08 7.66 % Of Sales - 0.11% 0.11% 0.11% 0.11% 0.11% 0.16% 0.17% 0.20% 0.19% 0.18% Employee Cost - 3,280.51 2,330.55 1,265.68 894.53 748.53 655.00 590.58 536.79 402.64 253.95 % Of Sales - 12.74% 12.37% 9.92% 8.90% 7.87% 7.57% 8.45% 9.80% 8.64% 6.06% Manufacturing Exp. - 1,237.66 1,047.16 1,019.77 806.45 581.00 611.16 465.80 368.71 389.71 429.58 % Of Sales - 4.81% 5.56% 7.99% 8.03% 6.11% 7.06% 6.66% 6.73% 8.36% 10.25% General & Admin Exp. - 495.48 394.49 324.84 232.04 121.85 162.79 132.89 142.56 165.86 126.44 % Of Sales - 1.92% 2.09% 2.55% 2.31% 1.28% 1.88% 1.90% 2.60% 3.56% 3.02% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 2,583.58 1,437.93 902.05 920.21 1,413.27 940.77 338.49 328.11 562.84 0.00 % Of Sales - 10.04% 7.63% 7.07% 9.16% 14.85% 10.87% 4.84% 5.99% 12.08% 13.68% EBITDA 19,729.84 18,148.34 13,635.09 9,244.70 7,195.06 6,651.36 6,282.91 5,464.21 4,103.06 3,138.49 2,808.89 EBITDA Margin 69.35% 70.49% 72.35% 72.47% 71.60% 69.90% 72.61% 78.15% 74.88% 67.36% 67.00% Other Income 405.19 315.50 373.39 222.62 92.05 61.29 2.59 3.16 7.32 236.00 133.99 Interest 13,615.83 12,484.85 9,230.61 5,748.75 4,298.82 4,575.91 4,592.23 3,588.74 2,659.33 2,230.80 2,050.78 Depreciation 259.01 242.12 195.77 118.88 97.35 98.30 107.54 55.48 49.68 38.11 21.33 PBT 6,260.19 5,736.87 4,582.10 3,599.69 2,890.94 2,038.44 1,585.73 1,823.15 1,401.37 1,105.58 870.77 Tax 1,615.72 1,478.34 1,159.34 933.49 744.23 523.53 533.36 637.00 483.07 386.84 302.32 Tax Rate 25.81% 25.77% 25.30% 25.93% 25.74% 25.68% 33.63% 34.94% 34.47% 34.99% 34.72% PAT 4,644.47 4,258.53 3,422.76 2,666.20 2,146.71 1,514.91 1,052.37 1,186.15 918.30 718.74 568.45 PAT before Minority Interest 4,644.47 4,258.53 3,422.76 2,666.20 2,146.71 1,514.91 1,052.37 1,186.15 918.30 718.74 568.45 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 16.33% 16.54% 18.16% 20.90% 21.36% 15.92% 12.16% 16.96% 16.76% 15.43% 13.56% PAT Growth 20.96% 24.42% 28.38% 24.20% 41.71% 43.95% -11.28% 29.17% 27.77% 26.44% EPS 55.20 50.61 40.68 31.69 25.51 18.00 12.51 14.10 10.91 8.54 6.76

Description TTM Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Net Sales 28,536.73 25,845.98 19,139.62 12,884.10 10,140.75 9,579.40 8,712.01 7,087.62 5,558.68 4,693.48 4,213.75 Net Sales Growth 26.92% 35.04% 48.55% 27.05% 5.86% 9.96% 22.92% 27.51% 18.43% 11.38% Cost Of Goods Sold 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 28,536.73 25,845.98 19,139.62 12,884.10 10,140.75 9,579.40 8,712.01 7,087.62 5,558.68 4,693.48 4,213.75 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 8,794.87 7,673.10 5,387.90 3,622.01 2,926.72 2,914.37 2,422.89 1,634.66 1,453.29 1,553.45 1,399.64 Power & Fuel Cost - 27.47 21.28 14.69 11.07 10.11 14.44 12.16 11.31 9.29 7.91 % Of Sales - 0.11% 0.11% 0.11% 0.11% 0.11% 0.17% 0.17% 0.20% 0.20% 0.19% Employee Cost - 3,327.75 2,478.60 1,360.37 957.20 791.01 700.32 604.68 550.81 414.09 262.18 % Of Sales - 12.88% 12.95% 10.56% 9.44% 8.26% 8.04% 8.53% 9.91% 8.82% 6.22% Manufacturing Exp. - 1,259.94 1,068.27 1,030.18 814.78 584.66 615.22 507.52 376.13 392.99 432.85 % Of Sales - 4.87% 5.58% 8.00% 8.03% 6.10% 7.06% 7.16% 6.77% 8.37% 10.27% General & Admin Exp. - 500.17 406.83 329.10 234.36 125.11 165.07 183.47 197.75 181.70 130.46 % Of Sales - 1.94% 2.13% 2.55% 2.31% 1.31% 1.89% 2.59% 3.56% 3.87% 3.10% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 2,585.24 1,434.20 902.36 920.38 1,413.59 942.28 338.99 328.60 564.67 0.00 % Of Sales - 10.00% 7.49% 7.00% 9.08% 14.76% 10.82% 4.78% 5.91% 12.03% 13.63% EBITDA 19,741.86 18,172.88 13,751.72 9,262.09 7,214.03 6,665.03 6,289.12 5,452.96 4,105.39 3,140.03 2,814.11 EBITDA Margin 69.18% 70.31% 71.85% 71.89% 71.14% 69.58% 72.19% 76.94% 73.86% 66.90% 66.78% Other Income 403.45 307.93 282.40 221.62 91.86 60.71 2.05 23.70 2.96 234.35 135.03 Interest 13,624.97 12,494.53 9,230.75 5,748.03 4,297.66 4,575.54 4,591.70 3,588.14 2,656.68 2,227.92 2,047.95 Depreciation 261.71 244.83 198.06 121.09 100.63 102.30 111.25 56.99 50.86 39.02 21.74 PBT 6,258.63 5,741.45 4,605.31 3,614.59 2,907.60 2,047.90 1,588.22 1,831.53 1,400.81 1,107.43 879.45 Tax 1,616.93 1,481.45 1,194.57 937.92 748.71 526.51 534.08 634.59 483.12 389.51 304.80 Tax Rate 25.84% 25.80% 25.94% 25.95% 25.75% 25.71% 33.63% 34.65% 34.49% 35.17% 34.66% PAT 4,641.70 4,260.00 3,410.74 2,676.67 2,158.89 1,521.39 1,054.14 1,198.41 919.30 719.42 574.68 PAT before Minority Interest 4,641.70 4,260.00 3,410.74 2,676.67 2,158.89 1,521.39 1,054.14 1,196.94 917.69 717.92 574.65 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.47 1.61 1.50 0.03 PAT Margin 16.27% 16.48% 17.82% 20.77% 21.29% 15.88% 12.10% 16.91% 16.54% 15.33% 13.64% PAT Growth 21.04% 24.90% 27.42% 23.98% 41.90% 44.33% -12.04% 30.36% 27.78% 25.19% EPS 55.17 50.63 40.54 31.81 25.66 18.08 12.53 14.24 10.93 8.55 6.83

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone

Right to Left

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Shareholder's Funds 23,627.40 19,556.51 14,296.05 11,707.68 9,560.31 8,171.84 6,175.74 5,098.14 4,284.92 3,657.41 Share Capital 168.25 168.06 164.48 164.28 164.07 163.98 156.43 156.40 156.34 156.21 Total Reserves 23,243.93 19,248.07 14,048.18 11,488.47 9,361.79 7,977.59 6,000.70 4,931.28 4,128.40 3,501.17 Non-Current Liabilities 1,17,879.08 87,011.43 90,029.63 64,587.59 58,503.03 51,465.46 45,262.77 34,713.76 15,571.81 12,404.63 Secured Loans 1,05,181.12 80,050.89 85,921.16 61,379.73 54,868.18 47,561.68 41,298.75 30,858.81 12,345.87 8,372.53 Unsecured Loans 12,658.07 6,908.28 4,712.46 3,872.88 4,390.06 4,405.52 4,408.68 4,210.03 2,758.70 2,562.20 Long Term Provisions 233.62 192.70 0.00 0.00 0.00 0.00 0.00 0.00 586.21 1,669.37 Current Liabilities 59,194.39 49,228.68 8,581.33 5,396.65 5,721.28 3,844.26 5,534.79 3,916.12 10,422.90 12,721.38 Trade Payables 149.23 115.37 1,188.02 802.80 595.06 302.39 336.36 271.10 275.13 196.39 Other Current Liabilities 1,938.24 1,598.90 529.99 554.69 502.64 412.88 265.10 320.10 6,792.38 8,395.32 Short Term Borrowings 57,106.92 47,514.41 6,722.44 3,920.89 4,471.75 3,038.23 4,859.31 3,261.49 3,268.96 3,974.42 Short Term Provisions 0.00 0.00 140.88 118.27 151.83 90.76 74.02 63.43 86.44 155.25 Total Liabilities 2,00,700.87 1,55,796.62 1,12,907.01 81,691.92 73,784.62 63,481.56 56,973.30 43,728.02 30,279.63 28,783.42 Net Block 1,771.81 1,557.01 398.60 254.44 219.47 273.46 162.62 160.75 140.04 111.32 Gross Block 2,367.07 2,188.59 880.77 639.82 517.30 475.60 265.84 205.26 296.39 231.64 Accumulated Depreciation 595.26 631.58 482.17 385.38 297.83 202.14 103.22 44.51 156.35 120.32 Non Current Assets 1,93,274.55 1,52,997.82 1,09,153.73 76,793.79 67,866.59 55,936.77 53,038.74 42,669.28 20,915.17 20,055.94 Capital Work in Progress 10.91 12.45 60.34 36.98 9.82 10.26 13.10 3.80 0.00 0.00 Non Current Investment 6,390.39 4,100.23 3,620.02 2,076.16 1,618.95 73.06 73.06 72.97 192.48 64.68 Long Term Loans & Adv. 220.08 364.28 326.32 276.87 179.01 177.26 167.69 178.30 116.79 1,243.45 Other Non Current Assets 2,951.33 2,539.43 0.00 0.00 0.00 0.00 0.00 0.22 530.41 448.83 Current Assets 7,426.32 2,761.71 3,745.28 4,898.13 5,918.03 7,544.79 3,934.56 1,058.74 9,364.47 8,727.48 Current Investments 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 46.10 1.89 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 187.58 199.00 191.06 128.01 66.43 58.74 43.49 94.00 0.00 0.00 Cash & Bank 7,025.71 2,180.21 2,961.42 4,220.08 5,231.88 6,959.10 3,674.85 887.95 470.64 490.47 Other Current Assets 213.03 364.17 563.41 533.33 619.72 526.95 216.22 76.80 8,847.74 8,235.12 Short Term Loans & Adv. 13.03 18.33 29.39 16.71 3.04 31.36 25.45 18.59 8,505.55 7,737.87 Net Current Assets -51,768.07 -46,466.97 -4,836.05 -498.52 196.75 3,700.53 -1,600.23 -2,857.38 -1,058.43 -3,993.90 Total Assets 2,00,700.87 1,55,759.53 1,12,899.01 81,691.92 73,784.62 63,481.56 56,973.30 43,728.02 30,279.64 28,783.42

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Shareholder's Funds 23,668.69 19,593.24 14,346.10 11,769.00 9,599.80 8,199.86 6,208.71 5,125.46 4,297.91 3,669.70 Share Capital 168.25 168.06 164.48 164.28 164.07 163.98 156.42 156.40 156.34 156.21 Total Reserves 23,285.23 19,284.81 14,098.24 11,549.80 9,401.29 8,005.61 6,033.68 4,958.60 4,141.39 3,513.47 Non-Current Liabilities 1,17,888.54 87,018.21 90,028.08 64,584.76 58,497.86 51,439.73 45,247.31 34,709.66 15,571.59 11,223.66 Secured Loans 1,05,181.12 80,050.89 85,921.16 61,379.73 54,868.18 47,561.68 41,298.75 30,858.81 12,345.87 8,372.53 Unsecured Loans 12,658.07 6,908.28 4,713.90 3,872.88 4,390.06 4,405.52 4,408.68 4,210.03 2,758.70 2,558.70 Long Term Provisions 235.55 193.97 0.00 0.00 0.00 0.00 0.00 0.00 586.21 492.77 Current Liabilities 59,380.93 49,419.11 8,641.23 5,450.01 5,777.53 3,891.32 5,573.98 3,965.51 10,411.35 12,710.00 Trade Payables 236.94 295.69 1,235.82 847.59 641.37 319.96 360.39 314.53 298.69 208.83 Other Current Liabilities 1,947.18 1,607.71 540.75 561.85 511.71 441.62 279.62 325.52 6,795.21 8,374.31 Short Term Borrowings 57,196.81 47,515.71 6,722.44 3,920.89 4,471.75 3,038.23 4,859.31 3,261.50 3,230.46 3,971.17 Short Term Provisions 0.00 0.00 142.22 119.68 152.70 91.51 74.66 63.96 87.00 155.69 Total Liabilities 2,00,938.16 1,56,030.56 1,13,015.41 81,803.77 73,875.19 63,530.91 57,030.00 43,800.97 30,282.85 27,606.86 Net Block 1,779.72 1,563.22 402.55 258.47 227.46 283.03 167.17 170.45 149.73 120.27 Gross Block 2,381.91 2,209.15 897.15 654.47 534.29 490.39 272.09 216.13 314.32 248.20 Accumulated Depreciation 602.19 645.93 494.60 396.00 306.83 207.36 104.92 45.68 164.58 127.92 Non Current Assets 1,90,011.31 1,51,548.27 1,09,188.39 76,821.05 67,995.78 55,936.54 53,023.76 42,639.72 20,873.41 18,841.95 Capital Work in Progress 10.91 12.67 60.50 37.35 9.91 10.60 13.97 3.80 0.00 0.00 Non Current Investment 3,001.44 2,586.57 3,561.87 2,055.05 1,583.62 32.84 41.64 22.77 134.36 12.36 Long Term Loans & Adv. 218.08 359.04 353.69 292.07 211.76 210.10 186.23 198.28 121.50 70.46 Other Non Current Assets 2,963.39 2,563.99 0.00 33.27 123.69 4.24 3.98 0.46 532.38 451.19 Current Assets 10,926.85 4,445.20 3,804.45 4,982.72 5,879.41 7,594.37 4,006.24 1,161.25 9,409.44 8,764.91 Current Investments 3,365.97 1,449.18 0.00 0.00 0.00 0.00 0.00 0.00 47.75 3.59 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 204.19 213.46 202.34 160.95 98.71 65.55 80.36 124.61 21.84 11.53 Cash & Bank 7,123.53 2,242.81 3,007.10 4,301.84 5,279.77 7,000.74 3,708.46 951.85 493.76 509.46 Other Current Assets 233.16 539.75 364.27 218.70 500.93 528.08 217.42 84.79 8,846.09 8,240.33 Short Term Loans & Adv. 0.00 0.00 230.74 301.23 3.54 31.82 26.16 26.02 8,515.56 7,756.61 Net Current Assets -48,454.08 -44,973.91 -4,836.78 -467.29 101.88 3,703.05 -1,567.74 -2,804.26 -1,001.91 -3,945.09 Total Assets 2,00,938.16 1,55,993.47 1,12,992.84 81,803.77 73,875.19 63,530.91 57,030.00 43,800.97 30,282.85 27,606.86

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone

Right to Left

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Cash From Operating Activity -32,404.24 -35,767.52 -27,036.89 -5,607.52 -8,857.04 -2,086.22 -9,331.24 -7,922.91 -1,491.12 -2,813.65 PBT 5,736.87 4,582.10 3,599.69 2,890.94 2,038.44 1,585.73 1,823.15 1,401.37 1,105.58 870.77 Adjustment 14,254.06 10,093.14 6,402.90 5,034.33 5,696.90 5,350.28 3,820.97 2,961.74 564.46 2,461.33 Changes in Working Capital -39,520.90 -40,875.75 -31,142.19 -8,831.12 -11,697.47 -3,949.55 -10,631.63 -9,174.93 -2,746.97 -3,765.88 Cash after chg. in Working capital -19,529.97 -26,200.51 -21,139.60 -905.85 -3,962.13 2,986.46 -4,987.51 -4,811.82 -1,076.94 -433.78 Interest Paid -11,964.61 -8,735.97 -5,277.88 -4,117.31 -4,545.64 -4,715.42 -3,689.45 -2,571.09 0.00 -2,043.99 Tax Paid -1,538.30 -1,272.75 -898.16 -844.78 -703.26 -573.01 -728.07 -589.33 -478.91 -398.65 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 628.64 441.71 278.75 260.42 353.99 215.75 73.79 49.33 64.73 62.77 Cash From Investing Activity -2,866.57 -2,705.47 -2,160.12 1,666.68 -1,758.88 -51.44 -3.58 -62.79 -201.55 -147.02 Net Fixed Assets -176.94 -1,259.93 -264.31 -149.68 -41.26 -206.92 -69.88 87.33 -64.75 -54.44 Net Investments -2,290.16 -480.21 -1,543.86 -457.21 -1,545.89 0.00 -0.09 165.61 -172.01 0.91 Others -399.47 -965.33 -351.95 2,273.57 -171.73 155.48 66.39 -315.73 35.21 -93.49 Cash from Financing Activity 39,707.03 38,404.67 27,449.42 5,150.87 8,707.74 2,460.61 12,219.96 7,965.45 1,700.55 3,036.85 Net Cash Inflow / Outflow 4,436.22 -68.32 -1,747.59 1,210.03 -1,908.18 322.95 2,885.14 -20.25 7.88 76.18 Opening Cash & Equivalents 841.97 910.29 2,657.88 1,447.85 3,356.03 3,138.93 253.79 274.04 266.16 189.98 Closing Cash & Equivalent 5,278.19 841.97 910.29 2,657.88 1,447.85 3,461.88 3,138.93 253.79 274.04 266.16

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Cash From Operating Activity -32,413.15 -35,682.85 -27,105.05 -5,571.33 -8,848.25 -2,074.77 -9,317.34 -7,926.34 -1,467.64 -2,809.11 PBT 5,741.45 4,605.31 3,614.59 2,907.60 2,047.90 1,588.22 1,831.53 1,400.81 1,107.43 879.45 Adjustment 14,252.61 10,181.95 6,401.92 5,032.43 5,643.49 5,353.67 3,800.45 2,964.20 2,520.67 2,457.00 Changes in Working Capital -39,549.69 -40,861.25 -31,201.46 -8,807.79 -11,650.98 -3,942.68 -10,604.89 -9,178.09 -2,728.43 -3,767.88 Cash after chg. in Working capital -19,555.63 -26,073.99 -21,184.95 -867.76 -3,959.59 2,999.21 -4,972.91 -4,813.08 899.68 -431.43 Interest Paid -11,976.87 -8,744.80 -5,279.92 -4,117.50 -4,544.93 -4,714.58 -3,687.72 -2,571.47 -1,954.92 -2,041.16 Tax Paid -1,541.39 -1,308.10 -902.68 -847.09 -699.29 -576.37 -731.90 -591.87 -479.76 -400.07 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 660.74 444.04 262.50 261.02 355.56 216.97 75.19 50.08 67.36 63.56 Cash From Investing Activity -2,948.12 -2,854.59 -2,148.41 1,639.54 -1,746.16 -54.05 -10.86 -60.12 -221.86 -139.64 Net Fixed Assets -176.94 -1,259.93 -264.31 -149.68 -41.26 -206.92 -69.88 87.33 -64.75 -54.44 Net Investments -2,290.16 -480.21 -1,543.86 -457.21 -1,545.89 0.00 -0.09 165.61 -172.01 0.91 Others -481.02 -1,114.45 -340.24 2,246.43 -159.01 152.87 59.11 -313.06 14.90 -86.11 Cash from Financing Activity 39,795.28 38,471.23 27,466.47 5,150.27 8,706.62 2,451.81 12,190.59 8,008.65 1,691.80 3,031.15 Net Cash Inflow / Outflow 4,434.01 -66.21 -1,786.99 1,218.48 -1,887.79 322.99 2,862.39 22.19 2.29 82.40 Opening Cash & Equivalents 845.64 911.85 2,698.84 1,480.36 3,368.15 3,161.58 299.69 277.50 275.21 190.54 Closing Cash & Equivalent 5,279.65 845.64 911.85 2,698.84 1,480.36 3,484.57 3,161.58 299.69 277.51 275.21

Financial Ratios

Consolidated /

Standalone

Right to Left

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Book Value (Rs.) 278.42 231.16 172.89 141.92 116.17 99.34 78.75 65.09 54.83 46.84 ROA 2.39% 2.55% 2.74% 2.76% 2.21% 1.75% 2.36% 2.48% 2.43% 2.14% ROE 19.89% 20.36% 20.62% 20.27% 17.15% 14.72% 21.10% 19.60% 18.10% 17.96% ROCE 10.34% 10.40% 9.71% 9.33% 9.69% 10.30% 10.81% 11.31% 12.21% 11.95% Fixed Asset Turnover 11.30 12.28 16.78 17.37 19.17 23.34 29.68 21.84 17.65 20.51 Receivable days 2.74 2.67 4.56 3.53 2.40 2.16 3.59 6.26 0.00 0.00 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 0.00 0.00 0.00 83.02 97.58 102.16 101.64 88.32 Cash Conversion Cycle 2.74 2.67 4.56 3.53 2.40 -80.87 -93.99 -95.90 -101.64 -88.32 Total Debt/Equity 7.47 6.93 6.85 5.94 6.69 6.76 8.21 7.53 5.63 6.17 Interest Cover 1.46 1.50 1.63 1.67 1.45 1.35 1.51 1.53 1.50 1.42

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Book Value (Rs.) 278.91 231.59 173.50 142.67 116.65 99.68 79.18 65.44 55.00 47.00 ROA 2.39% 2.54% 2.75% 2.77% 2.21% 1.75% 2.37% 2.48% 2.48% 2.24% ROE 19.86% 20.23% 20.61% 20.29% 17.16% 14.68% 21.18% 19.50% 18.02% 18.12% ROCE 10.34% 10.41% 9.72% 9.34% 9.70% 10.30% 10.81% 11.30% 12.22% 11.99% Fixed Asset Turnover 11.26 12.32 16.61 17.06 18.70 22.85 29.03 20.96 16.69 19.33 Receivable days 2.95 2.98 5.15 4.67 3.13 3.06 5.28 4.81 1.30 1.01 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 0.00 0.00 0.00 85.17 103.16 112.03 107.36 94.10 Cash Conversion Cycle 2.95 2.98 5.15 4.67 3.13 -82.11 -97.89 -107.22 -106.06 -93.08 Total Debt/Equity 7.46 6.91 6.83 5.91 6.66 6.73 8.17 7.49 5.60 6.14 Interest Cover 1.46 1.50 1.63 1.68 1.45 1.35 1.51 1.53 1.50 1.43

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Chola Invest & Fin. - Quarterly Results
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Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.

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