Nifty
:
14284.05
Sensex
:
48576.96
-149.65 (-1.04%)
-457.71 (-0.93%)
Nifty
Sensex
:
:
14284.05
48576.96
-149.65 (-1.04%)
-457.71 (-0.93%)

Cholamandalam Investment & Finance Company Ltd.

Finance - NBFC

Rating :
65/99

BSE: 511243 | NSE: CHOLAFIN

NSE BSE
424.10
15-Jan-2021
  • Open
  • High
  • Low
  • Previous Close
  •  427.10
  •  430.05
  •  417.40
  •  426.15
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  2959135
  •  12519.02
  •  451.00
  •  117.40

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 34,751.95
  • 26.79
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 82,756.64
  • 0.40%
  • 3.85

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 51.64%
  • 0.61%
  • 6.37%
  • FII
  • DII
  • Others
  • 11.32%
  • 28.42%
  • 1.64%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 21.86
  • 15.64
  • 16.16

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 29.73
  • 17.45
  • 8.90

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 28.70
  • 12.90
  • 4.67

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 19.64
  • 21.69
  • 19.65

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 3.16
  • 3.64
  • 3.48

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 11.02
  • 11.94
  • 11.99

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 20
Sep 19
Var%
Jun 20
Jun 19
Var%
Mar 20
Mar 19
Var%
Dec 19
Dec 18
Var%
Net Sales
2,454.01
2,212.27
10.93%
2,125.55
2,045.23
3.93%
2,165.45
1,902.24
13.84%
2,289.06
1,840.28
24.39%
Expenses
661.59
484.57
36.53%
387.29
449.65
-13.87%
944.94
436.00
116.73%
542.30
416.68
30.15%
EBITDA
1,792.42
1,727.70
3.75%
1,738.26
1,595.58
8.94%
1,220.51
1,466.24
-16.76%
1,746.76
1,423.60
22.70%
EBIDTM
73.04%
78.10%
3.55%
3.55%
14.01%
77.08%
76.31%
77.36%
Other Income
3.88
0.21
1,747.62%
0.06
0.05
20.00%
0.12
0.32
-62.50%
0.24
20.30
-98.82%
Interest
1,185.09
1,177.60
0.64%
1,130.57
1,086.84
4.02%
1,135.46
986.13
15.14%
1,191.80
950.25
25.42%
Depreciation
25.47
27.03
-5.77%
25.65
24.12
6.34%
27.79
15.56
78.60%
32.31
15.26
111.73%
PBT
585.74
523.28
11.94%
15.41
15.41
0.00%
57.38
464.87
-87.66%
522.89
478.39
9.30%
Tax
151.12
216.07
-30.06%
1.10
1.10
0.00%
14.79
166.68
-91.13%
133.74
159.00
-15.89%
PAT
434.62
307.21
41.47%
14.31
14.31
0.00%
42.59
298.19
-85.72%
389.15
319.39
21.84%
PATM
17.71%
13.89%
37.11%
37.11%
7.11%
15.68%
17.00%
17.36%
EPS
5.30
3.92
35.20%
1.69
1.69
0.00%
28.29
0.76
3,622.37%
4.97
4.08
21.81%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Net Sales
9,034.07
8,712.01
7,087.62
5,558.68
4,693.48
4,213.75
3,714.81
3,279.31
2,570.15
1,779.30
1,206.26
Net Sales Growth
12.93%
22.92%
27.51%
18.43%
11.38%
13.43%
13.28%
27.59%
44.45%
47.51%
 
Cost Of Goods Sold
4,666.36
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
4,367.71
8,712.01
7,087.62
5,558.68
4,693.48
4,213.75
3,714.81
3,279.31
2,570.15
1,779.30
1,206.26
GP Margin
48.35%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
2,536.12
2,421.46
1,632.17
1,450.93
1,322.47
1,399.64
1,246.25
1,048.60
722.58
745.64
740.51
Power & Fuel Cost
-
14.44
12.16
11.31
9.29
7.91
7.67
5.52
6.55
3.97
2.43
% Of Sales
-
0.17%
0.17%
0.20%
0.20%
0.19%
0.21%
0.17%
0.25%
0.22%
0.20%
Employee Cost
-
700.32
604.68
550.81
414.09
262.18
230.23
194.12
160.81
119.19
96.55
% Of Sales
-
8.04%
8.53%
9.91%
8.82%
6.22%
6.20%
5.92%
6.26%
6.70%
8.00%
Manufacturing Exp.
-
615.22
541.21
428.53
305.83
316.37
252.20
257.55
236.92
196.18
123.47
% Of Sales
-
7.06%
7.64%
7.71%
6.52%
7.51%
6.79%
7.85%
9.22%
11.03%
10.24%
General & Admin Exp.
-
165.07
149.78
145.35
143.52
246.72
99.47
102.01
91.62
57.46
28.54
% Of Sales
-
1.89%
2.11%
2.61%
3.06%
5.86%
2.68%
3.11%
3.56%
3.23%
2.37%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
940.85
336.50
326.24
459.03
574.38
664.36
494.92
233.24
372.81
0.00
% Of Sales
-
10.80%
4.75%
5.87%
9.78%
13.63%
17.88%
15.09%
9.07%
20.95%
40.78%
EBITDA
6,497.95
6,290.55
5,455.45
4,107.75
3,371.01
2,814.11
2,468.56
2,230.71
1,847.57
1,033.66
465.75
EBITDA Margin
71.93%
72.21%
76.97%
73.90%
71.82%
66.78%
66.45%
68.02%
71.89%
58.09%
38.61%
Other Income
4.30
0.62
21.21
0.60
3.37
135.03
185.57
117.77
36.20
226.07
241.75
Interest
4,642.92
4,591.70
3,588.14
2,656.68
2,227.92
2,047.95
1,957.82
1,769.37
1,410.00
990.02
574.71
Depreciation
111.22
111.25
56.99
50.86
39.02
21.74
30.10
24.64
21.57
10.38
10.05
PBT
1,181.42
1,588.22
1,831.53
1,400.81
1,107.43
879.45
666.22
554.48
452.20
259.32
122.74
Tax
300.75
534.08
634.59
483.12
389.51
304.80
222.09
186.20
144.29
120.33
38.16
Tax Rate
25.46%
33.63%
34.65%
34.49%
35.17%
34.66%
33.34%
33.58%
31.91%
41.59%
31.09%
PAT
880.67
1,054.14
1,198.41
919.30
719.42
574.68
444.14
368.28
307.91
168.99
84.58
PAT before Minority Interest
880.67
1,054.14
1,196.94
917.69
717.92
574.65
444.14
368.28
307.91
168.99
84.58
Minority Interest
0.00
0.00
1.47
1.61
1.50
0.03
0.00
0.00
0.00
0.00
0.00
PAT Margin
9.75%
12.10%
16.91%
16.54%
15.33%
13.64%
11.96%
11.23%
11.98%
9.50%
7.01%
PAT Growth
-6.22%
-12.04%
30.36%
27.78%
25.19%
29.39%
20.60%
19.61%
82.21%
99.80%
 
EPS
10.75
12.86
14.62
11.22
8.78
7.01
5.42
4.49
3.76
2.06
1.03

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Shareholder's Funds
8,199.86
6,208.71
5,125.46
4,297.91
3,669.70
3,174.37
2,286.77
1,952.56
1,403.73
1,062.01
Share Capital
163.98
156.42
156.40
156.34
156.21
643.73
143.26
143.17
132.62
119.35
Total Reserves
8,005.61
6,033.68
4,969.06
4,141.39
3,513.47
2,529.95
2,143.50
1,809.39
1,271.11
942.64
Non-Current Liabilities
52,929.42
45,286.19
30,976.96
15,571.59
11,223.66
12,603.02
10,038.21
8,366.51
7,175.80
5,641.77
Secured Loans
49,011.68
41,298.75
30,858.81
12,345.87
8,372.53
9,815.80
7,851.70
6,445.01
5,868.85
4,762.52
Unsecured Loans
4,405.52
4,408.68
420.00
2,758.70
2,558.70
2,608.70
1,981.30
1,853.70
1,285.70
853.00
Long Term Provisions
39.69
38.88
63.96
586.21
492.77
320.56
302.25
88.21
53.01
130.08
Current Liabilities
2,392.28
5,535.10
7,698.21
10,411.35
12,710.00
7,905.95
9,089.52
7,840.54
4,865.94
3,068.38
Trade Payables
319.96
360.39
314.53
298.69
208.83
167.38
146.67
151.11
108.94
67.18
Other Current Liabilities
432.27
279.62
332.15
6,795.21
8,374.31
4,996.27
5,745.89
4,506.59
3,023.50
1,533.69
Short Term Borrowings
1,588.23
4,859.31
7,051.53
3,230.46
3,971.17
2,676.34
3,147.25
2,961.12
1,548.06
1,066.66
Short Term Provisions
51.82
35.78
0.00
87.00
155.69
65.96
49.70
221.71
185.43
400.84
Total Liabilities
63,521.56
57,030.00
43,800.97
30,282.85
27,606.86
23,683.34
21,414.50
18,159.61
13,445.47
9,772.16
Net Block
283.03
167.17
170.45
149.73
120.27
68.87
74.26
72.76
56.49
37.35
Gross Block
490.39
272.09
216.13
314.32
248.20
187.76
170.24
146.68
110.68
82.30
Accumulated Depreciation
207.36
104.92
45.68
164.58
127.92
118.88
95.98
73.92
54.19
44.96
Non Current Assets
55,901.94
53,002.73
372.06
20,873.41
18,841.95
16,227.38
14,129.31
12,092.30
8,819.64
6,066.32
Capital Work in Progress
10.60
13.97
3.80
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Non Current Investment
32.84
41.64
22.77
134.36
12.36
15.88
21.98
28.63
3.89
6.76
Long Term Loans & Adv.
160.61
153.25
162.87
121.50
72.71
69.22
69.65
59.49
51.37
145.63
Other Non Current Assets
19.13
15.93
12.17
532.38
448.94
605.44
612.40
457.78
364.93
382.18
Current Assets
7,619.62
4,027.27
43,428.91
9,409.44
8,764.91
7,455.97
7,285.19
6,067.32
4,625.82
3,705.84
Current Investments
0.00
0.00
0.00
47.75
3.59
8.70
17.00
143.32
6.27
3.26
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
65.55
80.36
124.61
21.84
11.53
11.83
16.61
4.86
7.36
6.68
Cash & Bank
7,000.74
3,708.46
951.85
493.76
509.46
352.20
812.84
403.68
288.27
197.42
Other Current Assets
553.33
179.31
47.06
330.53
8,240.33
7,083.24
6,438.74
5,515.45
4,323.92
3,498.48
Short Term Loans & Adv.
81.31
59.14
42,305.39
8,515.56
7,756.53
6,736.56
6,098.54
5,230.16
4,082.90
3,316.35
Net Current Assets
5,227.34
-1,507.83
35,730.70
-1,001.91
-3,945.09
-449.99
-1,804.33
-1,773.22
-240.11
637.47
Total Assets
63,521.56
57,030.00
43,800.97
30,282.85
27,606.86
23,683.35
21,414.50
18,159.62
13,445.46
9,772.16

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Cash From Operating Activity
-2,074.77
-9,317.34
-7,926.34
-1,467.64
-2,809.11
-2,263.73
-2,446.68
-3,753.96
-3,573.92
-3,251.19
PBT
1,588.22
1,831.53
1,400.81
1,107.43
879.45
666.22
554.48
452.20
289.32
122.74
Adjustment
5,353.67
3,800.45
2,964.20
2,520.67
2,457.00
2,230.78
2,072.59
1,589.17
1,014.07
716.74
Changes in Working Capital
-3,942.68
-10,604.89
-9,178.09
-2,728.43
-3,767.88
-3,033.72
-3,173.32
-4,290.20
-3,917.75
-3,481.12
Cash after chg. in Working capital
2,999.21
-4,972.91
-4,813.08
899.68
-431.43
-136.72
-546.25
-2,248.83
-2,614.35
-2,641.63
Interest Paid
-4,714.58
-3,687.72
-2,571.47
-1,954.92
-2,041.16
-1,941.53
0.00
0.00
0.00
0.00
Tax Paid
-576.37
-731.90
-591.87
-479.76
-400.07
-271.38
-232.88
-173.05
-36.00
-38.20
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
216.97
75.19
50.08
67.36
63.56
85.90
0.00
0.00
0.00
0.00
Cash From Investing Activity
-54.05
-10.86
-60.12
-221.86
-139.64
-40.23
-83.19
4.63
54.72
206.57
Net Fixed Assets
-206.92
-69.88
87.33
-64.75
-54.44
-17.67
-24.05
-37.09
-28.23
-6.03
Net Investments
0.00
-0.09
165.61
-172.01
0.91
14.94
142.09
-162.81
6.58
151.04
Others
152.87
59.11
-313.06
14.90
-86.11
-37.50
-201.23
204.53
76.37
61.56
Cash from Financing Activity
2,451.81
12,190.59
8,008.65
1,691.80
3,031.15
1,818.90
2,749.31
4,066.61
3,602.41
2,770.65
Net Cash Inflow / Outflow
322.99
2,862.39
22.19
2.29
82.40
-485.05
219.44
317.28
83.20
-273.96
Opening Cash & Equivalents
3,161.58
299.69
277.50
275.21
190.54
675.59
456.15
138.87
55.67
329.63
Closing Cash & Equivalent
3,484.57
3,161.58
299.69
277.51
275.21
190.54
675.59
456.15
138.87
55.67

Financial Ratios

Consolidated /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Book Value (Rs.)
99.68
79.18
65.57
55.00
47.00
37.22
31.94
27.29
21.18
17.80
ROA
1.75%
2.37%
2.48%
2.48%
2.24%
1.97%
1.86%
1.95%
1.46%
1.00%
ROE
14.68%
21.16%
19.48%
18.02%
18.12%
17.91%
17.38%
18.35%
13.71%
11.17%
ROCE
10.30%
10.81%
11.30%
12.22%
11.99%
12.21%
12.37%
12.39%
11.67%
9.12%
Fixed Asset Turnover
22.85
29.03
20.96
16.69
19.33
20.75
20.69
19.97
18.44
14.74
Receivable days
3.06
5.28
4.81
1.30
1.01
1.40
1.19
0.87
1.44
2.65
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
85.17
100.33
106.45
119.42
91.03
108.86
111.25
109.97
96.22
106.32
Cash Conversion Cycle
-82.11
-95.05
-101.64
-118.12
-90.02
-107.47
-110.05
-109.10
-94.78
-103.68
Total Debt/Equity
6.73
8.17
7.48
5.60
6.14
6.13
7.90
7.82
8.15
7.54
Interest Cover
1.35
1.51
1.53
1.50
1.43
1.34
1.31
1.32
1.29
1.21

Annual Reports:

FY 2020
FY 2019
FY 2018
FY 2017
FY 2016
FY 2015
FY 2014
FY 2013
FY 2012
FY 2011

News Update:


  • Cholamandalam Investment launches co-lending business with technology from Nucleus Software
    10th Nov 2020, 12:17 PM

    The co-lending model is a great opportunity for banks and NBFCs to draw upon each other’s strengths

    Read More
  • Chola Invest & Fin. - Quarterly Results
    29th Oct 2020, 14:39 PM

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.