Nifty
Sensex
:
:
22570.35
74339.44
167.95 (0.75%)
486.50 (0.66%)

Finance - NBFC - MFI

Rating :
59/99

BSE: 541770 | NSE: CREDITACC

1502.00
24-Apr-2024
  • Open
  • High
  • Low
  • Previous Close
  •  1513.00
  •  1516.00
  •  1480.00
  •  1504.60
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  142851
  •  2139.38
  •  1796.00
  •  961.00

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 23,904.95
  • 17.77
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 37,856.07
  • N/A
  • 3.89

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 66.58%
  • 0.28%
  • 5.20%
  • FII
  • DII
  • Others
  • 11.65%
  • 15.46%
  • 0.83%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 37.92
  • 22.55
  • 12.94

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 39.03
  • 20.75
  • 15.46

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 46.20
  • 20.75
  • 83.35

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • 30.74

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • 3.48

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • 14.60

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Dec 23
Dec 22
Var%
Sep 23
Sep 22
Var%
Jun 23
Jun 22
Var%
Mar 23
Mar 22
Var%
Net Sales
1,292.20
907.90
42.33%
1,246.94
812.22
53.52%
1,170.03
759.59
54.03%
1,065.41
821.89
29.63%
Expenses
365.10
292.87
24.66%
344.67
299.25
15.18%
306.37
279.99
9.42%
310.56
327.04
-5.04%
EBITDA
927.10
615.03
50.74%
902.27
512.97
75.89%
863.66
479.60
80.08%
754.85
494.85
52.54%
EBIDTM
71.75%
67.74%
72.36%
63.16%
73.82%
63.14%
70.85%
60.21%
Other Income
3.03
1.82
66.48%
0.65
2.09
-68.90%
0.69
0.93
-25.81%
0.83
2.59
-67.95%
Interest
441.50
314.21
40.51%
423.87
273.23
55.13%
384.92
279.80
37.57%
345.64
267.15
29.38%
Depreciation
13.06
12.61
3.57%
12.28
12.82
-4.21%
12.06
11.92
1.17%
12.49
12.46
0.24%
PBT
475.57
290.03
63.97%
466.77
229.01
103.82%
467.37
188.81
147.53%
397.55
217.83
82.50%
Tax
122.23
74.27
64.58%
119.73
53.86
122.30%
118.91
50.26
136.59%
100.98
58.70
72.03%
PAT
353.34
215.76
63.77%
347.04
175.15
98.14%
348.46
138.55
151.50%
296.57
159.13
86.37%
PATM
27.34%
23.76%
27.83%
21.56%
29.78%
18.24%
27.84%
19.36%
EPS
22.20
13.82
60.64%
21.81
11.22
94.39%
21.93
8.89
146.68%
18.66
10.21
82.76%

Annual Results

Standalone Figures in Rs. Crores /

Consolidated
Description
TTM
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Net Sales
4,774.58
3,545.12
2,742.82
2,461.00
1,704.31
1,282.26
Net Sales Growth
44.61%
29.25%
11.45%
44.40%
32.91%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
4,774.58
3,545.12
2,742.82
2,461.00
1,704.31
1,282.26
GP Margin
100.00%
100%
100%
100%
100%
100%
Total Expenditure
1,326.70
1,179.41
1,234.69
1,308.29
641.38
360.69
Power & Fuel Cost
-
5.43
4.23
3.47
2.82
1.96
% Of Sales
-
0.15%
0.15%
0.14%
0.17%
0.15%
Employee Cost
-
515.24
437.66
379.99
262.05
186.05
% Of Sales
-
14.53%
15.96%
15.44%
15.38%
14.51%
Manufacturing Exp.
-
74.34
62.34
45.92
29.50
23.91
% Of Sales
-
2.10%
2.27%
1.87%
1.73%
1.86%
General & Admin Exp.
-
161.54
117.97
91.01
96.45
64.27
% Of Sales
-
4.56%
4.30%
3.70%
5.66%
5.01%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
428.29
616.72
791.37
253.38
86.46
% Of Sales
-
12.08%
22.48%
32.16%
14.87%
6.74%
EBITDA
3,447.88
2,365.71
1,508.13
1,152.71
1,062.93
921.57
EBITDA Margin
72.21%
66.73%
54.98%
46.84%
62.37%
71.87%
Other Income
5.20
5.67
7.31
5.08
1.17
1.18
Interest
1,595.93
1,216.12
987.42
933.32
582.13
417.22
Depreciation
49.89
49.84
47.23
44.07
20.37
7.79
PBT
1,807.26
1,105.42
480.79
180.40
461.60
497.74
Tax
461.85
279.36
127.72
49.00
126.11
175.98
Tax Rate
25.56%
25.27%
26.56%
27.16%
27.32%
35.36%
PAT
1,345.41
826.06
353.07
134.02
333.55
321.76
PAT before Minority Interest
1,345.41
826.06
353.07
131.40
335.49
321.76
Minority Interest
0.00
0.00
0.00
2.62
-1.94
0.00
PAT Margin
28.18%
23.30%
12.87%
5.45%
19.57%
25.09%
PAT Growth
95.39%
133.96%
163.45%
-59.82%
3.66%
 
EPS
84.40
51.82
22.15
8.41
20.93
20.19

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Shareholder's Funds
5,106.97
4,166.91
3,691.55
2,734.22
2,365.06
Share Capital
158.91
155.87
155.58
143.99
143.55
Total Reserves
4,928.65
3,999.32
3,527.45
2,581.62
2,212.72
Non-Current Liabilities
16,734.91
13,202.69
11,333.51
9,963.78
5,142.88
Secured Loans
16,009.67
12,710.17
10,652.06
9,436.64
4,829.50
Unsecured Loans
277.33
184.95
289.27
103.03
37.07
Long Term Provisions
528.84
462.96
496.27
481.55
319.45
Current Liabilities
691.48
595.61
390.36
201.10
121.37
Trade Payables
303.70
259.02
201.69
108.65
103.73
Other Current Liabilities
97.98
102.62
94.31
78.41
9.90
Short Term Borrowings
25.26
25.57
0.00
0.00
0.00
Short Term Provisions
264.54
208.40
94.36
14.04
7.74
Total Liabilities
22,533.36
17,965.21
15,520.25
13,008.05
7,629.31
Net Block
599.03
628.89
572.77
576.50
24.75
Gross Block
777.54
759.57
658.44
619.59
47.97
Accumulated Depreciation
178.51
130.68
85.67
43.09
23.22
Non Current Assets
20,672.79
15,903.69
12,816.12
12,221.20
6,959.75
Capital Work in Progress
3.94
3.07
0.62
2.84
2.36
Non Current Investment
454.52
0.54
0.54
45.56
0.20
Long Term Loans & Adv.
557.83
492.91
521.71
497.39
328.54
Other Non Current Assets
14.13
12.95
0.00
0.00
1.07
Current Assets
1,860.57
2,061.52
2,704.13
786.85
669.56
Current Investments
0.00
0.00
0.00
0.00
0.00
Inventories
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
0.00
0.00
0.00
0.22
0.09
Cash & Bank
1,436.43
1,761.39
2,484.38
717.64
615.55
Other Current Assets
424.14
86.08
110.93
40.95
53.92
Short Term Loans & Adv.
274.93
214.05
108.82
28.04
19.04
Net Current Assets
1,169.09
1,465.91
2,313.77
585.75
548.19
Total Assets
22,533.36
17,965.21
15,520.25
13,008.05
7,629.31

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Cash From Operating Activity
-3,289.78
-2,713.47
-454.67
-2,252.64
-1,378.09
PBT
1,105.42
480.79
180.40
461.60
497.74
Adjustment
386.62
555.70
652.79
168.01
97.32
Changes in Working Capital
-4,541.73
-3,629.64
-1,172.64
-2,718.23
-1,791.10
Cash after chg. in Working capital
-3,049.69
-2,593.15
-339.45
-2,088.62
-1,196.04
Interest Paid
0.00
0.00
0.00
0.00
0.00
Tax Paid
-240.09
-120.32
-115.22
-164.02
-182.05
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-314.43
-32.96
23.53
-607.64
-7.14
Net Fixed Assets
-18.84
-596.43
-34.37
-81.49
Net Investments
-453.98
662.38
-1.49
-661.24
Others
158.39
-98.91
59.39
135.09
Cash from Financing Activity
3,365.07
1,966.89
2,146.36
2,914.71
1,828.93
Net Cash Inflow / Outflow
-239.14
-779.54
1,715.22
54.43
443.70
Opening Cash & Equivalents
1,580.55
2,360.09
644.87
590.44
130.03
Closing Cash & Equivalent
1,341.41
1,580.55
2,360.09
644.87
573.73

Financial Ratios

Standalone /

Consolidated
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Book Value (Rs.)
320.15
266.58
236.73
189.29
164.14
ROA
4.08%
2.11%
0.92%
3.25%
4.22%
ROE
17.87%
9.01%
4.10%
13.20%
13.66%
ROCE
12.06%
9.26%
8.28%
10.70%
12.65%
Fixed Asset Turnover
4.61
3.87
3.85
5.11
26.73
Receivable days
0.00
0.00
0.00
0.03
0.03
Inventory Days
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
0.00
0.00
122.57
171.26
Cash Conversion Cycle
0.00
0.00
0.00
-122.54
-171.23
Total Debt/Equity
3.21
3.11
2.97
3.50
2.07
Interest Cover
1.91
1.49
1.19
1.79
2.19

News Update:


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Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.