Five-Star Business Finance, 543663, FIVESTAR Share Price, Rating, Research, Analysis, Fundamental & Historical Data

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

15,729.05
14.47
1

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

21,547.83
0.37%
2.41

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

10 Years
5 Years
3 Years

50.98
22.09
23.26

EBITDA CAGR (%)

10 Years
5 Years
3 Years

51.20
21.07
14.34

PAT CAGR (%)

10 Years
5 Years
3 Years

54.99
24.47
21.13

P:E (Median)

8 Years
5 Years
3 Years

-
-
26.91

P:BV (Average)

8 Years
5 Years
3 Years

-
-
3.79

EV:EBITDA (Average)

8 Years
5 Years
3 Years

-
-
16.24

Earnings Forecasts:

(Updated: 27-09-2025)

Description 2024 2025 2026 2027
Adj EPS 36.61 40.07 48.48 58.33
P/E Ratio 14.58 13.33 11.01 9.15
Revenue 2847.84 2561.75 3070.16 3727.33
EBITDA 2110.77 1730.9 1971.9
Net Income 1072.49 1169.73 1413.88 1695.65
ROA 8.22 7.43 7.33 7.16
P/B Ratio 2.49 2.11 1.78 1.50
ROE 18.65 17.3 17.62 17.75
FCFF 1019.3
FCFF Yield 4.82
Net Debt 5766.85
BVPS 214.13 253.09 300.03 357.14

Quarterly Results

Standalone Figures in Rs. Crores /

Consolidated

Description Jun 25 Jun 24 Var% Mar 25 Mar 24 Var% Dec 24 Dec 23 Var% Sep 24 Sep 23 Var%
Net Sales 786.68 666.14 18.10% 752.27 616.29 22.06% 727.38 567.37 28.20% 702.05 518.82 35.32%
Expenses 240.72 168.63 42.75% 204.38 160.83 27.08% 186.23 144.77 28.64% 177.83 143.81 23.66%
EBITDA 545.96 497.51 9.74% 547.89 455.46 20.29% 541.14 422.60 28.05% 524.22 375.00 39.79%
EBIDTM 69.40% 74.69% 72.83% 73.90% 74.40% 74.48% 74.67% 72.28%
Other Income 4.51 3.24 39.20% 7.48 2.85 162.46% 3.68 2.65 38.87% 3.79 3.55 6.76%
Interest 187.29 158.19 18.40% 175.30 137.73 27.28% 171.35 128.71 33.13% 163.13 105.89 54.06%
Depreciation 8.22 6.38 28.84% 8.99 7.40 21.49% 8.34 6.64 25.60% 6.67 5.69 17.22%
PBT 354.95 336.19 5.58% 371.07 313.19 18.48% 365.13 289.91 25.95% 358.21 266.97 34.18%
Tax 88.64 84.62 4.75% 91.95 77.13 19.21% 91.27 73.15 24.77% 90.27 67.59 33.56%
PAT 266.31 251.57 5.86% 279.13 236.06 18.25% 273.86 216.76 26.34% 267.94 199.39 34.38%
PATM 33.85% 37.77% 37.10% 38.30% 37.65% 38.20% 38.16% 38.43%
EPS 9.05 8.55 5.85% 9.48 8.02 18.20% 9.30 7.36 26.36% 9.10 6.77 34.42%

Description Jun 25 Jun 24 Var% Mar 25 Mar 24 Var% Dec 24 Dec 23 Var% Sep 24 Sep 23 Var%
Net Sales 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Expenses 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
EBITDA 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
EBIDTM 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Other Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Interest 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Depreciation 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PBT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Tax 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PAT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PATM 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EPS 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0

Annual Results

Standalone Figures in Rs. Crores /

Consolidated

Description TTM Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 17 Mar 16 Mar 15 Mar 14
Net Sales 2,968.38 2,847.84 2,182.85 1,520.85 1,254.06 1,049.74 786.71 83.08 46.28 32.99 25.19 Net Sales Growth 25.32% 30.46% 43.53% 21.27% 19.46% 33.43% 846.93% 79.52% 40.28% 30.96% Cost Of Goods Sold 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 2,968.37 2,847.84 2,182.85 1,520.85 1,254.06 1,049.74 786.71 83.08 46.28 32.99 25.19 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 809.16 733.06 582.37 438.77 337.30 236.83 209.82 30.47 12.41 7.67 4.78 Power & Fuel Cost - 2.99 2.32 1.56 0.97 0.93 0.78 0.15 0.09 0.05 0.04 % Of Sales - 0.10% 0.11% 0.10% 0.08% 0.09% 0.10% 0.18% 0.19% 0.15% 0.16% Employee Cost - 521.10 428.59 346.43 236.12 163.72 127.11 18.58 7.84 4.89 2.96 % Of Sales - 18.30% 19.63% 22.78% 18.83% 15.60% 16.16% 22.36% 16.94% 14.82% 11.75% Manufacturing Exp. - 49.04 39.52 29.76 5.58 10.86 8.09 2.34 1.19 0.82 0.60 % Of Sales - 1.72% 1.81% 1.96% 0.44% 1.03% 1.03% 2.82% 2.57% 2.49% 2.38% General & Admin Exp. - 56.17 45.79 32.18 42.78 19.81 24.57 5.86 2.45 1.30 0.63 % Of Sales - 1.97% 2.10% 2.12% 3.41% 1.89% 3.12% 7.05% 5.29% 3.94% 2.50% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 106.74 68.47 30.40 52.83 42.44 50.05 3.68 0.92 0.67 0.00 % Of Sales - 3.75% 3.14% 2.00% 4.21% 4.04% 6.36% 4.43% 1.99% 2.03% 2.38% EBITDA 2,159.21 2,114.78 1,600.48 1,082.08 916.76 812.91 576.89 52.61 33.87 25.32 20.41 EBITDA Margin 72.74% 74.26% 73.32% 71.15% 73.10% 77.44% 73.33% 63.32% 73.18% 76.75% 81.02% Other Income 19.46 18.18 12.25 8.08 2.11 1.51 0.63 2.83 1.03 0.61 0.30 Interest 697.07 671.99 472.22 268.11 302.41 326.60 218.16 23.73 14.07 10.37 9.49 Depreciation 32.22 30.38 24.57 17.31 12.24 11.38 10.07 0.92 0.51 0.36 0.17 PBT 1,449.36 1,430.59 1,115.94 804.73 604.21 476.44 349.30 30.78 20.32 15.20 11.04 Tax 362.13 358.10 280.02 201.24 150.66 117.45 87.35 11.41 6.90 5.28 3.77 Tax Rate 24.99% 25.03% 25.09% 25.01% 24.94% 24.65% 25.01% 37.07% 33.96% 34.74% 34.15% PAT 1,087.24 1,072.49 835.92 603.50 453.54 358.99 261.95 19.37 13.41 9.92 7.27 PAT before Minority Interest 1,087.24 1,072.49 835.92 603.50 453.54 358.99 261.95 19.37 13.41 9.92 7.27 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 36.63% 37.66% 38.29% 39.68% 36.17% 34.20% 33.30% 23.31% 28.98% 30.07% 28.86% PAT Growth 20.30% 28.30% 38.51% 33.06% 26.34% 37.05% 1,252.35% 44.44% 35.18% 36.45% EPS 36.93 36.43 28.39 20.50 15.41 12.19 8.90 0.66 0.46 0.34 0.25

Description TTM Mar 17 Mar 16 Mar 15
Net Sales - 83.68 46.28 32.99 Net Sales Growth - 80.81% 40.28% Cost Of Goods Sold - 0.00 0.00 0.00 Gross Profit - 83.68 46.28 32.99 GP Margin - 100% 100% 100% Total Expenditure - 31.23 12.45 7.67 Power & Fuel Cost - 0.15 0.09 0.05 % Of Sales - 0.18% 0.19% 0.15% Employee Cost - 19.13 7.84 4.89 % Of Sales - 22.86% 16.94% 14.82% Manufacturing Exp. - 2.35 1.19 0.82 % Of Sales - 2.81% 2.57% 2.49% General & Admin Exp. - 5.98 2.45 1.30 % Of Sales - 7.15% 5.29% 3.94% Selling & Distn. Exp. - 0.00 0.00 0.00 % Of Sales - 0% 0% 0% Miscellaneous Exp. - 3.77 0.97 0.67 % Of Sales - 4.51% 2.10% 2.03% EBITDA - 52.45 33.83 25.32 EBITDA Margin - 62.68% 73.10% 76.75% Other Income - 3.46 1.52 0.61 Interest - 23.83 14.07 10.37 Depreciation - 0.92 0.51 0.36 PBT - 31.15 20.77 15.20 Tax - 11.53 7.05 5.28 Tax Rate - 37.01% 33.94% 34.74% PAT - 19.62 13.72 9.92 PAT before Minority Interest - 19.62 13.72 9.92 Minority Interest - 0.00 0.00 0.00 PAT Margin - 23.45% 29.65% 30.07% PAT Growth - 43.00% 38.31% EPS - 0.67 0.47 0.34

Results Balance Sheet

Standalone Figures in Rs. Crores

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20
Shareholder's Funds 6,304.61 5,196.15 4,339.53 3,710.35 2,318.17 1,944.58 Share Capital 29.44 29.24 29.14 29.13 25.64 25.58 Total Reserves 6,233.91 5,110.56 4,249.19 3,647.16 2,274.57 1,914.72 Non-Current Liabilities 5,930.32 4,717.71 4,130.39 2,432.06 3,386.24 2,341.99 Secured Loans 5,948.44 4,755.92 4,179.87 2,475.33 3,423.23 2,363.69 Unsecured Loans 0.00 0.00 0.00 0.00 0.00 0.00 Long Term Provisions 31.02 10.04 3.84 3.40 0.00 6.52 Current Liabilities 2,098.43 1,702.18 179.58 153.99 52.21 38.36 Trade Payables 26.72 25.32 20.09 13.00 8.67 6.62 Other Current Liabilities 86.09 88.56 78.94 51.88 34.37 31.73 Short Term Borrowings 1,973.55 1,559.93 67.41 83.50 1.97 0.00 Short Term Provisions 12.07 28.37 13.14 5.60 7.20 0.00 Total Liabilities 14,333.36 11,616.04 8,649.50 6,296.40 5,756.62 4,324.93 Net Block 86.36 64.30 44.87 32.81 24.92 27.87 Gross Block 161.27 131.33 87.68 56.81 48.60 44.62 Accumulated Depreciation 74.92 67.03 42.81 24.00 23.68 16.75 Non Current Assets 12,181.91 9,903.27 6,985.90 5,281.01 29.04 3,863.79 Capital Work in Progress 62.36 0.00 0.00 0.00 0.00 0.00 Non Current Investment 212.22 0.00 104.12 140.20 0.00 0.04 Long Term Loans & Adv. 3.26 2.52 14.68 5,107.96 4.12 3,835.89 Other Non Current Assets 130.88 151.34 0.00 0.00 0.00 0.00 Current Assets 2,151.44 1,712.78 1,663.60 1,015.38 5,727.58 461.13 Current Investments 0.00 107.69 40.50 107.98 0.00 0.00 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 0.00 0.00 0.00 0.00 0.00 0.00 Cash & Bank 2,103.22 1,576.30 1,580.86 879.94 1,355.72 451.13 Other Current Assets 48.22 28.79 42.24 22.07 4,371.86 10.00 Short Term Loans & Adv. 0.00 0.00 0.00 5.40 4,367.50 4.34 Net Current Assets 53.01 10.60 1,484.02 861.40 5,675.37 422.78 Total Assets 14,333.35 11,616.05 8,649.50 6,296.39 5,756.62 4,324.92

Cash Flow

Standalone Figures in Rs. Crores

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20
Cash From Operating Activity -1,044.95 -2,122.34 -1,122.81 -277.16 -157.27 -1,523.28 PBT 1,430.59 1,115.94 804.73 604.21 476.44 349.30 Adjustment -2,010.62 -1,596.99 -1,176.10 -831.07 -641.62 -479.04 Changes in Working Capital -2,117.87 -2,848.73 -1,765.10 -779.12 -552.94 -1,768.49 Cash after chg. in Working capital -2,697.89 -3,329.79 -2,136.47 -1,005.98 -718.12 -1,898.23 Interest Paid -641.69 -511.77 -279.91 -273.95 -300.95 -225.43 Tax Paid -381.18 -287.32 -201.49 -153.83 -130.29 -102.19 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 2,675.81 2,006.54 1,495.06 1,156.61 992.10 702.57 Cash From Investing Activity -585.16 210.16 161.78 -383.88 102.14 -131.93 Net Fixed Assets -92.30 -43.65 -30.87 -8.21 -3.98 Net Investments -104.53 36.93 103.56 -248.18 0.04 Others -388.33 216.88 89.09 -127.49 106.08 Cash from Financing Activity 1,592.87 2,106.22 1,688.22 7.02 1,032.53 1,725.34 Net Cash Inflow / Outflow -37.24 194.04 727.20 -654.02 977.40 70.12 Opening Cash & Equivalents 1,534.40 1,340.36 613.16 1,267.18 289.78 219.66 Closing Cash & Equivalent 1,497.16 1,534.40 1,340.36 613.16 1,267.18 289.78

Financial Ratios

Standalone

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21
Book Value (Rs.) 212.73 175.75 146.84 126.18 896.95 ROA 8.27% 8.25% 8.08% 7.53% 7.12% ROE 18.81% 17.75% 15.17% 15.18% 16.93% ROCE 16.34% 15.80% 14.44% 15.09% 15.98% Fixed Asset Turnover 19.47 19.93 21.05 23.80 22.52 Receivable days 0.00 0.00 0.00 0.00 0.00 Inventory Days 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 0.00 0.00 0.00 Cash Conversion Cycle 0.00 0.00 0.00 0.00 0.00 Total Debt/Equity 1.26 1.23 0.99 0.70 1.49 Interest Cover 3.13 3.36 4.00 3.00 2.46

Top Investors:

sirius ii pte. ltd

hdfc mutual fund-hdfc s&p bse 500 etf

fidelity funds - india focus fund

norwest venture partners x - mauritius

nomura india investment fund mother fund

peak xv partners growth investments iii

government pension fund global

sequoia capital global growth fund iii- endurance

atma ram builders pvt ltd

wasatch emerging india fund

Annual Reports:

News Update:

Five-Star Business Finance gets nod to raise Rs 4,000 crore via NCDs
11th Sep 2025, 11:08 AM

The shareholders of the company at the 41st Annual General Meeting (AGM) held on September 09, 2025, has inter-alia, considered and approved the same
Read More
Five Star Business - Quarterly Results
28th Jul 2025, 18:47 PM

Read More

Five-Star Business Finance Ltd.

Finance - NBFC

BSE: 543663 | NSE: FIVESTAR

Stock Summary

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Earnings Forecasts:

Quarterly Results

Standalone Figures in Rs. Crores /

Annual Results

Standalone Figures in Rs. Crores /

Results Balance Sheet

Standalone Figures in Rs. Crores

Cash Flow

Standalone Figures in Rs. Crores

Financial Ratios

Standalone

Top Investors:

Annual Reports:

News Update:

Five-Star Business Finance Ltd.

Finance - NBFC

BSE: 543663 | NSE: FIVESTAR

Stock Summary

Shareholding Pattern

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Earnings Forecasts:

Quarterly Results

Standalone Figures in Rs. Crores /

Annual Results

Standalone Figures in Rs. Crores /

Results Balance Sheet

Standalone Figures in Rs. Crores

Cash Flow

Standalone Figures in Rs. Crores

Financial Ratios

Standalone

Top Investors:

Annual Reports:

News Update: