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Nifty
Sensex

:
:

23398.10
74781.76

-79.70 (-0.34%)
-120.83 (-0.16%)

Five-Star Business Finance Ltd.

Finance - NBFC

Rating :

37/99

BSE: 543663 | NSE: FIVESTAR

Watchlist

NSE BSE

551.05

11-Sep-2026

Open
High
Low
Previous Close

525.75
556.85
521
530.65

Volume
Traded Value (lacs)
52 Week High
52 Week Low

1960216
1076144178.75
666
338.15

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

16,257.51
14.73
1

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

22,382.96
0.36%
2.13

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

10 Years
5 Years
3 Years

44.15
20.74
13.81

EBITDA CAGR (%)

10 Years
5 Years
3 Years

45.35
19.28
6.70

PAT CAGR (%)

10 Years
5 Years
3 Years

49.75
19.36
9.54

P:E (Median)

8 Years
5 Years
3 Years

-
-
20.09

P:BV (Average)

8 Years
5 Years
3 Years

-
-
3.33

EV:EBITDA (Average)

8 Years
5 Years
3 Years

-
-
13.19

Earnings Forecasts:

(Updated: 12-09-2026)

Description 2026 2027 2028 2029
Adj EPS 34 4 14.61 37.59
P/E Ratio 16.21 137.76 37.72 14.66
Revenue 13.22 11.02 9 2485.02
EBITDA 2837.58 3359.48 3872.38 -
Net Income - - - 1106.06
ROA 1226.42 1480.71 1780.1 7.2
P/B Ratio - - - 2.19
ROE 1.87 1.61 1.39 16.13
FCFF 15.35 15.9 16.49 -
FCFF Yield - - - -
Net Debt - - - -
BVPS - - - 251.62

Quarterly Results

Standalone Figures in Rs. Crores /

Consolidated

Description Jun 26 Jun 25 Var% Mar 26 Mar 25 Var% Dec 25 Dec 24 Var% Sep 25 Sep 24 Var%
Net Sales 828.98 786.68 5.38% 816.94 752.27 8.60% 815.06 727.38 12.05% 799.44 702.05 13.87%
Expenses 296.08 240.72 23.00% 277.44 204.38 35.75% 255.26 186.23 37.07% 235.49 177.83 32.42%
EBITDA 532.90 545.96 -2.39% 539.50 547.89 -1.53% 559.80 541.14 3.45% 563.94 524.22 7.58%
EBIDTM 64.28% 69.40% 66.04% 72.83% 68.68% 74.40% 70.54% 74.67%
Other Income 9.76 4.51 116.41% 9.11 7.48 21.79% 7.16 3.68 94.57% 7.07 3.79 86.54%
Interest 171.50 187.29 -8.43% 181.39 175.30 3.47% 188.53 171.35 10.03% 179.98 163.13 10.33%
Depreciation 9.21 8.22 12.04% 10.10 8.99 12.35% 9.61 8.34 15.23% 9.11 6.67 36.58%
PBT 361.95 354.95 1.97% 357.13 371.07 -3.76% 368.81 365.13 1.01% 381.92 358.21 6.62%
Tax 90.54 88.64 2.14% 87.86 91.95 -4.45% 91.78 91.27 0.56% 95.78 90.27 6.10%
PAT 271.41 266.31 1.92% 269.27 279.13 -3.53% 277.03 273.86 1.16% 286.14 267.94 6.79%
PATM 32.74% 33.85% 32.96% 37.10% 33.99% 37.65% 35.79% 38.16%
EPS 9.19 9.02 1.88% 9.12 9.46 -3.59% 9.38 9.28 1.08% 9.69 9.08 6.72%

Description Mar 26 Mar 25 Var% Dec 25 Dec 24 Var% Sep 25 Sep 24 Var% Jun 25 Jun 24 Var%
Net Sales 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Expenses 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
EBITDA 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
EBIDTM 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Other Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Interest 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Depreciation 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PBT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Tax 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PAT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PATM 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EPS 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0

Annual Results

Standalone Figures in Rs. Crores /

Consolidated

Right to Left

Description TTM Mar 26 Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17
Net Sales 3,260.42 3,218.12 2,847.84 2,182.85 1,520.85 1,254.06 1,049.74 786.71 408.91 196.29 83.08 Net Sales Growth 9.84% 13.00% 30.46% 43.53% 21.27% 19.46% 33.43% 92.39% 108.32% 136.27% Cost Of Goods Sold -0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 3,260.43 3,218.12 2,847.84 2,182.85 1,520.85 1,254.06 1,049.74 786.71 408.91 196.29 83.08 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 1,064.27 1,004.35 733.06 582.37 438.77 337.30 236.83 209.82 109.89 63.84 30.47 Power & Fuel Cost - 3.65 2.99 2.32 1.56 0.97 0.93 0.78 0.55 0.32 0.15 % Of Sales - 0.11% 0.10% 0.11% 0.10% 0.08% 0.09% 0.10% 0.13% 0.16% 0.18% Employee Cost - 629.89 521.10 428.59 346.43 236.12 163.72 127.11 76.53 39.19 18.58 % Of Sales - 19.57% 18.30% 19.63% 22.78% 18.83% 15.60% 16.16% 18.72% 19.97% 22.36% Manufacturing Exp. - 62.99 49.04 39.52 29.76 16.59 10.86 8.09 11.02 7.80 2.11 % Of Sales - 1.96% 1.72% 1.81% 1.96% 1.32% 1.03% 1.03% 2.69% 3.97% 2.54% General & Admin Exp. - 72.21 56.17 45.79 32.18 31.77 19.81 24.57 13.46 6.52 6.20 % Of Sales - 2.24% 1.97% 2.10% 2.12% 2.53% 1.89% 3.12% 3.29% 3.32% 7.46% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 239.26 106.74 68.47 30.40 52.83 42.44 50.05 8.87 10.34 0.00 % Of Sales - 7.43% 3.75% 3.14% 2.00% 4.21% 4.04% 6.36% 2.17% 5.27% 4.31% EBITDA 2,196.14 2,213.77 2,114.78 1,600.48 1,082.08 916.76 812.91 576.89 299.02 132.45 52.61 EBITDA Margin 67.36% 68.79% 74.26% 73.32% 71.15% 73.10% 77.44% 73.33% 73.13% 67.48% 63.32% Other Income 33.10 27.85 18.18 12.25 8.08 2.11 1.51 0.63 0.02 0.77 2.83 Interest 721.40 741.76 671.99 472.22 268.11 302.41 326.60 218.16 76.40 54.97 23.73 Depreciation 38.03 37.05 30.38 24.57 17.31 12.24 11.38 10.07 4.19 2.59 0.92 PBT 1,469.81 1,462.82 1,430.59 1,115.94 804.73 604.21 476.44 349.30 218.44 75.65 30.78 Tax 365.96 364.07 358.10 280.02 201.24 150.66 117.45 87.35 61.79 21.41 11.41 Tax Rate 24.90% 24.89% 25.03% 25.09% 25.01% 24.94% 24.65% 25.01% 28.29% 28.30% 37.07% PAT 1,103.85 1,098.75 1,072.49 835.92 603.50 453.54 358.99 261.95 156.66 54.24 19.37 PAT before Minority Interest 1,103.85 1,098.75 1,072.49 835.92 603.50 453.54 358.99 261.95 156.66 54.24 19.37 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 33.86% 34.14% 37.66% 38.29% 39.68% 36.17% 34.20% 33.30% 38.31% 27.63% 23.31% PAT Growth 1.53% 2.45% 28.30% 38.51% 33.06% 26.34% 37.05% 67.21% 188.83% 180.02% EPS 37.39 37.22 36.33 28.32 20.44 15.36 12.16 8.87 5.31 1.84 0.66

Description TTM Mar 19 Mar 18 Mar 17 Mar 16 Mar 15
Net Sales - 408.91 200.63 83.68 46.28 32.99 Net Sales Growth - 103.81% 139.76% 80.81% 40.28% Cost Of Goods Sold - 0.00 0.00 0.00 0.00 0.00 Gross Profit - 408.91 200.63 83.68 46.28 32.99 GP Margin - 100% 100% 100% 100% 100% Total Expenditure - 109.89 66.20 31.23 12.45 7.67 Power & Fuel Cost - 0.55 0.32 0.15 0.09 0.05 % Of Sales - 0.13% 0.16% 0.18% 0.19% 0.15% Employee Cost - 76.53 40.82 19.13 7.84 4.89 % Of Sales - 18.72% 20.35% 22.86% 16.94% 14.82% Manufacturing Exp. - 11.02 7.91 2.11 1.13 0.75 % Of Sales - 2.69% 3.94% 2.52% 2.44% 2.27% General & Admin Exp. - 13.46 6.70 6.21 2.51 1.36 % Of Sales - 3.29% 3.34% 7.42% 5.42% 4.12% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% Miscellaneous Exp. - 8.87 10.76 3.77 0.97 0.67 % Of Sales - 2.17% 5.36% 4.51% 2.10% 2.03% EBITDA - 299.02 134.43 52.45 33.83 25.32 EBITDA Margin - 73.13% 67.00% 62.68% 73.10% 76.75% Other Income - 0.02 0.02 3.46 1.52 0.61 Interest - 76.40 57.24 23.83 14.07 10.37 Depreciation - 4.19 2.59 0.92 0.51 0.36 PBT - 218.44 74.62 31.15 20.77 15.20 Tax - 61.79 21.17 11.53 7.05 5.28 Tax Rate - 28.29% 28.37% 37.01% 33.94% 34.74% PAT - 156.66 53.45 19.62 13.72 9.92 PAT before Minority Interest - 156.66 53.45 19.62 13.72 9.92 Minority Interest - 0.00 0.00 0.00 0.00 0.00 PAT Margin - 38.31% 26.64% 23.45% 29.65% 30.07% PAT Growth - 193.10% 172.43% 43.00% 38.31% EPS - 5.31 1.81 0.66 0.46 0.34

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated

Right to Left

Description Mar 26 Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17
Shareholder's Funds 7,380.15 6,304.61 5,196.15 4,339.53 3,710.35 2,318.17 1,944.58 1,365.13 592.21 224.49 Share Capital 29.52 29.44 29.24 29.14 29.13 25.64 25.58 23.90 19.17 14.27 Total Reserves 7,320.50 6,233.91 5,110.56 4,249.19 3,647.16 2,274.57 1,914.72 1,336.33 569.77 210.23 Non-Current Liabilities 5,617.88 5,930.32 4,717.71 4,130.39 2,441.12 3,388.79 2,337.93 939.25 473.38 334.56 Secured Loans 5,608.26 5,948.44 4,755.92 4,179.87 2,484.39 3,423.23 2,363.69 950.68 477.49 333.63 Unsecured Loans 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.66 0.72 0.80 Long Term Provisions 33.84 31.02 10.04 3.84 3.40 2.55 2.47 2.56 1.39 2.57 Current Liabilities 2,706.13 2,098.43 1,702.18 179.58 144.92 49.66 42.41 30.81 61.29 147.86 Trade Payables 31.81 26.72 25.32 20.09 13.00 8.67 6.62 2.93 2.21 3.29 Other Current Liabilities 64.09 86.09 88.56 78.94 51.88 34.37 31.73 16.36 8.91 74.87 Short Term Borrowings 2,592.17 1,973.55 1,559.93 67.41 74.44 1.97 0.00 8.69 49.85 46.88 Short Term Provisions 18.05 12.07 28.37 13.14 5.60 4.65 4.05 2.83 0.32 22.83 Total Liabilities 15,704.16 14,333.36 11,616.04 8,649.50 6,296.39 5,756.62 4,324.92 2,335.19 1,126.88 706.91 Net Block 88.22 86.36 64.30 44.87 32.81 24.89 27.87 9.46 6.32 4.86 Gross Block 198.96 161.27 131.33 87.68 56.81 48.56 44.62 16.17 8.91 7.13 Accumulated Depreciation 110.74 74.92 67.03 42.81 24.00 23.68 16.75 6.71 2.59 2.27 Non Current Assets 13,548.85 12,181.91 9,903.27 6,985.90 5,286.41 4,396.54 3,868.13 2,112.08 997.61 408.07 Capital Work in Progress 72.08 62.36 0.00 0.00 0.00 0.00 0.00 0.00 0.14 1.58 Non Current Investment 227.14 212.22 0.00 104.12 140.20 0.00 0.00 0.00 15.00 15.00 Long Term Loans & Adv. 11.12 3.26 2.52 14.68 10.95 12.87 9.42 6.72 7.51 1.80 Other Non Current Assets 165.48 130.88 151.34 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Current Assets 2,155.32 2,151.44 1,712.78 1,663.60 1,009.99 1,360.08 456.79 223.10 129.27 298.84 Current Investments 0.00 0.00 107.69 40.50 107.98 0.00 0.00 0.00 0.00 0.00 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash & Bank 2,074.98 2,103.22 1,576.30 1,580.86 879.94 1,355.72 451.13 219.73 126.51 180.43 Other Current Assets 80.33 48.22 28.79 42.24 22.07 4.36 5.66 3.38 2.76 118.41 Short Term Loans & Adv. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.20 113.74 Net Current Assets -550.81 53.01 10.60 1,484.02 865.06 1,310.42 414.38 192.29 67.98 150.98 Total Assets 15,704.17 14,333.35 11,616.05 8,649.50 6,296.40 5,756.62 4,324.92 2,335.18 1,126.88 706.91

Description Mar 19 Mar 18 Mar 17 Mar 16 Mar 15
Shareholder's Funds 1,365.13 591.92 225.05 91.47 71.25 Share Capital 23.90 19.17 14.27 10.70 10.20 Total Reserves 1,336.33 569.48 210.78 80.77 61.05 Non-Current Liabilities 934.16 491.07 334.59 79.91 35.00 Secured Loans 945.59 495.43 333.63 79.70 32.39 Unsecured Loans 0.66 0.72 0.80 0.32 2.33 Long Term Provisions 2.56 1.42 2.62 0.88 0.60 Current Liabilities 35.90 61.57 131.97 52.84 66.41 Trade Payables 2.93 2.26 3.34 0.57 0.56 Other Current Liabilities 21.48 9.13 77.99 37.13 38.50 Short Term Borrowings 8.67 49.85 46.88 13.82 15.75 Short Term Provisions 2.83 0.33 3.76 1.32 11.59 Total Liabilities 2,335.19 1,144.56 691.61 224.22 172.66 Net Block 9.46 6.32 4.86 1.91 0.78 Gross Block 16.17 8.91 7.14 3.39 1.75 Accumulated Depreciation 6.71 2.59 2.27 1.48 0.97 Non Current Assets 2,108.48 1,006.86 402.21 149.30 90.15 Capital Work in Progress 0.00 0.14 1.58 0.00 0.00 Non Current Investment 0.00 0.00 0.00 0.04 0.00 Long Term Loans & Adv. 3.12 4.14 1.80 0.98 1.08 Other Non Current Assets 0.00 0.00 0.00 0.06 0.03 Current Assets 226.70 137.69 289.27 74.76 82.51 Current Investments 0.00 0.00 4.34 4.00 0.19 Inventories 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 0.00 0.00 0.00 0.00 0.00 Cash & Bank 219.68 131.46 184.70 17.88 28.72 Other Current Assets 7.03 2.59 4.77 0.47 53.61 Short Term Loans & Adv. 3.60 3.65 95.45 52.40 53.23 Net Current Assets 190.81 76.13 157.30 21.92 16.10 Total Assets 2,335.18 1,144.55 691.60 224.22 172.66

Cash Flow

Standalone Figures in Rs. Crores

Right to Left

Description Mar 26 Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 17 Mar 16 Mar 15
Cash From Operating Activity -264.28 -1,044.95 -2,122.34 -1,122.81 -277.16 -157.27 -1,523.28 -258.17 -50.74 -19.84 PBT 1,462.82 1,430.59 1,115.94 804.73 604.21 476.44 349.30 30.78 20.32 15.20 Adjustment -2,174.75 -2,010.62 -1,596.99 -1,176.10 -831.07 -641.62 -479.04 27.63 15.03 11.07 Changes in Working Capital -1,515.40 -2,117.87 -2,848.73 -1,765.10 -779.12 -552.94 -1,768.49 -283.05 -65.37 -30.37 Cash after chg. in Working capital -2,227.33 -2,697.89 -3,329.79 -2,136.47 -1,005.98 -718.12 -1,898.23 -224.64 -30.02 -4.11 Interest Paid -734.95 -641.69 -511.77 -279.91 -273.95 -300.95 -225.43 -21.80 -13.37 -10.70 Tax Paid -366.99 -381.18 -287.32 -201.49 -153.83 -130.29 -102.19 -11.73 -7.35 -5.03 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 3,064.98 2,675.81 2,006.54 1,495.06 1,156.61 992.10 702.57 0.00 0.00 0.00 Cash From Investing Activity 228.38 -585.58 210.16 161.78 -383.88 102.14 -131.93 -1.39 -20.12 -0.33 Net Fixed Assets -47.41 -92.30 -43.65 -30.87 -8.25 -3.94 -35.91 -5.32 -1.64 Net Investments -14.92 -104.53 36.93 103.56 -248.18 0.00 15.00 4.04 -18.85 Others 290.71 -388.75 216.88 89.09 -127.45 106.08 -111.02 -0.11 0.37 Cash from Financing Activity 157.06 1,592.87 2,106.22 1,688.22 7.02 1,032.53 1,725.34 437.12 45.58 37.50 Net Cash Inflow / Outflow 121.15 -37.66 194.04 727.20 -654.02 977.40 70.12 177.56 -25.28 17.33 Opening Cash & Equivalents 1,496.74 1,534.40 1,340.36 613.16 1,267.18 289.78 219.66 2.47 27.74 10.42 Closing Cash & Equivalent 1,617.90 1,496.74 1,534.40 1,340.36 613.16 1,267.18 289.78 180.03 2.47 27.74

Financial Ratios

Standalone

Right to Left

Description Mar 26 Mar 25 Mar 24 Mar 23 Mar 22 Mar 21
Book Value (Rs.) 249.01 212.73 175.75 146.84 126.18 896.95 ROA 7.32% 8.27% 8.25% 8.08% 7.53% 7.12% ROE 16.14% 18.81% 17.75% 15.17% 15.18% 16.93% ROCE 14.79% 16.34% 15.80% 14.44% 15.09% 15.98% Fixed Asset Turnover 17.87 19.47 19.93 21.05 23.80 22.52 Receivable days 0.00 0.00 0.00 0.00 0.00 0.00 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 0.00 0.00 0.00 0.00 Cash Conversion Cycle 0.00 0.00 0.00 0.00 0.00 0.00 Total Debt/Equity 1.12 1.26 1.23 0.99 0.70 1.49 Interest Cover 2.97 3.13 3.36 4.00 3.00 2.46

Top Investors:

hdfc mutual fund - hdfc bse 500 etf

sirius ii pte. ltd.

sundaram mutual fund a/c sundaram small cap fund

peak xv partners investments v

fidelity funds - india focus fund

kotak small cap fund

norwest venture partners x - mauritius

government pension fund global

peak xv partners growth investments iii

sequoia capital global growth fund iii- endurance

Annual Reports:

News Update:

Five Star Business - Quarterly Results
26th Jul 2026, 00:00 AM

Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.

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