Nifty
Sensex
:
:
25144.30
81592.45
-155.05 (-0.61%)
-318.56 (-0.39%)

Finance - Housing

Rating :
43/99

BSE: 511676 | NSE: GICHSGFIN

133.65
13-Nov-2026
  • Open
  • High
  • Low
  • Previous Close
  •  133.3
  •  137.54
  •  133.01
  •  131.36
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  283468
  •  38173238.15
  •  184
  •  120

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 720.53
  • 4.38
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 8,019.06
  • 3.36%
  • 0.34

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 42.41%
  • 8.46%
  • 39.80%
  • FII
  • DII
  • Others
  • 0.93%
  • 2.44%
  • 5.96%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 0.79
  • -1.20
  • 0.78

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -0.43
  • -1.73
  • -1.37

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 0.45
  • -2.25
  • 0.76

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 5.95
  • 5.95
  • 6.48

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.54
  • 0.54
  • 0.53

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 10.08
  • 10.08
  • 9.82

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 26
Sep 25
Var%
Jun 26
Jun 25
Var%
Mar 26
Mar 25
Var%
Dec 25
Dec 24
Var%
Net Sales
275.53
271.54
1.47%
266.76
265.36
0.53%
272.70
271.67
0.38%
272.63
269.26
1.25%
Expenses
25.51
35.08
-27.28%
72.85
110.09
-33.83%
38.93
29.75
30.86%
42.01
31.42
33.70%
EBITDA
250.02
236.46
5.73%
193.91
155.27
24.89%
233.77
241.92
-3.37%
230.62
237.84
-3.04%
EBIDTM
90.74%
87.08%
72.69%
58.51%
85.72%
89.05%
84.59%
88.33%
Other Income
1.67
0.19
778.95%
0.61
0.08
662.50%
0.77
4.16
-81.49%
0.02
0.96
-97.92%
Interest
175.96
172.58
1.96%
172.98
173.12
-0.08%
168.35
173.56
-3.00%
172.94
178.55
-3.14%
Depreciation
4.02
2.81
43.06%
3.80
2.54
49.61%
2.79
3.84
-27.34%
2.84
3.78
-24.87%
PBT
71.71
61.26
17.06%
17.74
-20.31
-
63.40
55.62
13.99%
54.86
56.47
-2.85%
Tax
14.47
11.23
28.85%
7.66
-27.73
-
9.72
20.42
-52.40%
11.17
6.76
65.24%
PAT
57.24
50.03
14.41%
10.08
7.42
35.85%
53.68
35.20
52.50%
43.69
49.71
-12.11%
PATM
20.77%
18.42%
3.78%
2.80%
19.68%
12.96%
16.03%
18.46%
EPS
10.63
9.29
14.42%
1.87
1.38
35.51%
9.97
6.54
52.45%
8.11
9.23
-12.13%

Annual Results

Standalone Figures in Rs. Crores /

Consolidated
Description
TTM
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Net Sales
1,087.62
1,082.23
1,078.91
1,057.16
1,114.90
1,149.78
Net Sales Growth
0.91%
0.31%
2.06%
-5.18%
-3.03%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
1,087.62
1,082.23
1,078.91
1,057.16
1,114.90
1,149.78
GP Margin
100.00%
100%
100%
100%
100%
100%
Total Expenditure
179.30
226.13
150.90
139.84
271.04
215.80
Power & Fuel Cost
-
0.84
0.87
0.81
0.81
0.63
% Of Sales
-
0.08%
0.08%
0.08%
0.07%
0.05%
Employee Cost
-
90.35
74.26
64.00
59.93
48.20
% Of Sales
-
8.35%
6.88%
6.05%
5.38%
4.19%
Manufacturing Exp.
-
21.81
19.84
15.80
13.84
11.46
% Of Sales
-
2.02%
1.84%
1.49%
1.24%
1.00%
General & Admin Exp.
-
35.44
31.95
35.29
29.21
22.60
% Of Sales
-
3.27%
2.96%
3.34%
2.62%
1.97%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
78.53
24.85
24.75
168.06
133.54
% Of Sales
-
7.26%
2.30%
2.34%
15.07%
11.61%
EBITDA
908.32
856.10
928.01
917.32
843.86
933.98
EBITDA Margin
83.51%
79.11%
86.01%
86.77%
75.69%
81.23%
Other Income
3.07
1.35
10.03
12.54
158.86
6.62
Interest
690.23
687.26
703.27
710.68
702.93
701.55
Depreciation
13.45
10.98
15.01
15.02
9.94
8.71
PBT
207.71
159.21
219.76
204.16
289.85
230.34
Tax
43.02
4.39
46.28
52.81
76.60
56.83
Tax Rate
20.71%
2.76%
22.39%
25.87%
26.43%
24.67%
PAT
164.69
154.82
160.42
151.35
213.25
173.51
PAT before Minority Interest
164.69
154.82
160.42
151.35
213.25
173.51
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
15.14%
14.31%
14.87%
14.32%
19.13%
15.09%
PAT Growth
15.69%
-3.49%
5.99%
-29.03%
22.90%
 
EPS
30.55
28.72
29.76
28.08
39.56
32.19

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Shareholder's Funds
2,106.40
1,964.84
1,828.83
1,699.30
1,510.76
Share Capital
53.88
53.88
53.88
53.88
53.88
Total Reserves
2,052.52
1,910.96
1,774.95
1,645.42
1,456.88
Non-Current Liabilities
5,562.05
5,586.04
5,494.85
8,725.89
9,689.11
Secured Loans
5,587.54
5,627.09
5,543.15
8,304.59
9,754.08
Unsecured Loans
0.00
0.00
0.00
490.00
50.00
Long Term Provisions
16.24
14.66
11.69
16.50
12.17
Current Liabilities
3,526.27
3,152.00
3,072.74
409.78
602.03
Trade Payables
16.28
11.33
10.61
8.02
12.81
Other Current Liabilities
37.89
30.22
31.29
53.63
45.82
Short Term Borrowings
3,462.94
3,100.22
3,020.14
348.13
543.40
Short Term Provisions
9.16
10.23
10.70
0.00
0.00
Total Liabilities
11,194.72
10,702.88
10,396.42
10,834.97
11,801.90
Net Block
69.34
26.75
43.63
52.22
20.56
Gross Block
95.49
57.40
85.97
79.98
39.87
Accumulated Depreciation
26.15
30.65
42.34
27.76
19.31
Non Current Assets
11,002.24
10,325.87
10,170.97
10,500.96
11,274.40
Capital Work in Progress
15.63
11.36
10.05
8.82
29.14
Non Current Investment
68.41
55.33
85.01
74.30
14.41
Long Term Loans & Adv.
2.64
11.58
39.97
43.73
11.29
Other Non Current Assets
18.07
8.54
6.95
0.85
0.82
Current Assets
192.48
377.01
125.64
257.71
494.84
Current Investments
141.66
198.71
83.44
155.02
0.00
Inventories
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
0.54
0.23
0.38
0.26
0.22
Cash & Bank
45.18
58.82
40.65
89.61
481.80
Other Current Assets
5.10
119.25
1.17
5.23
12.82
Short Term Loans & Adv.
0.00
0.00
0.00
7.59
7.59
Net Current Assets
-3,333.79
-2,774.99
-2,947.10
-152.07
-107.19
Total Assets
11,194.72
10,702.88
10,296.61
10,758.67
11,769.24

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Cash From Operating Activity
-320.10
-17.53
522.05
1,043.15
1,285.97
PBT
159.21
206.70
204.16
289.85
230.34
Adjustment
-302.51
-308.35
-307.62
-382.78
-313.57
Changes in Working Capital
-675.40
-215.34
343.01
834.28
1,001.13
Cash after chg. in Working capital
-818.70
-316.99
239.55
741.35
917.90
Interest Paid
-650.11
-693.22
-702.42
-700.40
-698.97
Tax Paid
-38.03
-42.62
-39.86
-63.52
-69.55
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
1,186.74
1,035.30
1,024.78
1,065.72
1,136.59
Cash From Investing Activity
51.74
-87.02
63.50
-212.85
-3.26
Net Fixed Assets
-42.30
27.26
-7.22
-19.79
Net Investments
43.97
-85.59
60.87
-214.91
Others
50.07
-28.69
9.85
21.85
Cash from Financing Activity
254.66
122.45
-619.39
-1,238.36
-891.77
Net Cash Inflow / Outflow
-13.70
17.90
-33.84
-408.06
390.94
Opening Cash & Equivalents
53.76
35.86
69.70
477.76
86.82
Closing Cash & Equivalent
40.06
53.76
35.86
69.70
477.76

Financial Ratios

Standalone /

Consolidated
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Book Value (Rs.)
391.16
364.87
339.61
315.56
280.54
ROA
1.41%
1.52%
1.43%
1.88%
1.47%
ROE
7.61%
8.46%
8.58%
13.29%
11.49%
ROCE
7.75%
8.63%
8.62%
8.75%
7.86%
Fixed Asset Turnover
14.16
15.05
12.74
18.60
28.84
Receivable days
0.13
0.10
0.11
0.08
0.07
Inventory Days
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
0.00
0.00
0.00
0.00
Cash Conversion Cycle
0.13
0.10
0.11
0.08
0.07
Total Debt/Equity
4.30
4.44
4.68
5.38
6.85
Interest Cover
1.23
1.29
1.29
1.41
1.33

News Update:


  • GIC Housing Finance raises Rs 100 crore via NCDs
    29th Sep 2026, 16:29 PM

    The NCDs are proposed to be listed on BSE

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.