Nifty
:
25195.80
Sensex
:
82570.91
113.50 (0.45%)
317.45 (0.39%)
Nifty
Sensex
:
:
25195.80
82570.91
113.50 (0.45%)
317.45 (0.39%)

General Insurance Corporation of India

Insurance - General

Rating :
50/99

BSE: 540755 | NSE: GICRE

NSE BSE
385.30
15-Jul-2025
  • Open
  • High
  • Low
  • Previous Close
  •  383.4
  •  387.9
  •  382.05
  •  382.85
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  1214002
  •  468380874.25
  •  525.5
  •  347

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 67,632.12
  • 9.10
  • 5
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 82,492.93
  • 2.59%
  • 1.39

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 82.40%
  • 0.32%
  • 1.52%
  • FII
  • DII
  • Others
  • 1.93%
  • 12.13%
  • 1.70%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 8.75
  • -
  • 40.98

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 5.52
  • 8.91
  • 8.43

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 11.99
  • 1.18
  • 1.28

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.62
  • 0.60
  • 6.17

Earnings Forecasts:

(Updated: 06-06-2025)
Description
2024
2025
2026
2027
Adj EPS
38.11
42.36
38.74
42.37
P/E Ratio
10.11
9.10
9.95
9.09
Revenue
45170
40816
45872
EBITDA
Net Income
6686
7432
6796
7432
ROA
3.9
3.4
3.4
P/B Ratio
1.75
1.10
1.00
ROE
17.16
14.97
14.15
FCFF
11339
FCFF Yield
24.11
Net Debt
-24855
BVPS
220.48
348.91
384.19

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Var%
Dec 24
Dec 23
Var%
Sep 24
Sep 23
Var%
Jun 24
Jun 23
Var%
Net Sales
9,250.02
7,273.93
27.17%
8,477.74
7,780.23
8.97%
8,886.45
9,954.15
-10.73%
10,097.61
8,696.42
16.11%
Expenses
10,210.44
7,276.01
40.33%
9,214.89
9,523.00
-3.24%
10,107.44
11,589.86
-12.79%
11,430.88
10,205.00
12.01%
EBITDA
-960.42
-2.08
-
-737.15
-1,742.77
-
-1,220.99
-1,635.71
-
-1,333.27
-1,508.58
-
EBIDTM
-10.38%
-0.03%
-8.70%
-22.40%
-13.74%
-16.43%
-13.20%
-17.35%
Other Income
4,104.23
3,097.81
32.49%
2,920.94
3,562.99
-18.02%
3,507.91
3,491.09
0.48%
2,823.41
2,662.15
6.06%
Interest
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Depreciation
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
PBT
3,143.81
3,095.73
1.55%
2,183.79
1,820.22
19.97%
2,286.92
1,855.38
23.26%
1,490.14
1,153.57
29.18%
Tax
779.94
541.60
44.01%
560.35
427.98
30.93%
422.01
243.67
73.19%
368.38
203.51
81.01%
PAT
2,363.87
2,554.13
-7.45%
1,623.44
1,392.24
16.61%
1,864.91
1,611.71
15.71%
1,121.76
950.06
18.07%
PATM
25.56%
35.11%
19.15%
17.89%
20.99%
16.19%
11.11%
10.92%
EPS
14.24
14.71
-3.20%
9.56
8.20
16.59%
10.58
9.63
9.87%
7.98
5.57
43.27%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Net Sales
36,711.82
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Sales Growth
8.92%
0
0
0
0
0
0
0
0
0
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
36,711.82
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
GP Margin
100.00%
0
0
0
0
0
0
0
0
0
0
Total Expenditure
40,963.65
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Power & Fuel Cost
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0
0
0
0
0
0
0
0
0
0
Employee Cost
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0
0
0
0
0
0
0
0
0
0
Manufacturing Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0
0
0
0
0
0
0
0
0
0
General & Admin Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0
0
0
0
0
0
0
0
0
0
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0
0
0
0
0
0
0
0
0
0
Miscellaneous Exp.
-
80.67
8.99
30.94
179.41
80.86
73.68
77.26
44.87
49.87
0.00
% Of Sales
-
0
0
0
0
0
0
0
0
0
0
EBITDA
-4,251.83
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
EBITDA Margin
-11.58%
0
0
0
0
0
0
0
0
0
0
Other Income
13,356.49
1,084.10
504.45
154.72
11.46
171.51
144.99
13.39
18.12
237.46
234.81
Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Depreciation
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PBT
9,104.66
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax
2,130.68
1,416.76
1,454.02
1,555.89
1,244.32
-87.38
1,215.87
434.92
496.11
108.23
29.44
Tax Rate
23.40%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
PAT
6,973.98
6,685.86
6,907.31
2,386.28
1,991.59
-370.14
2,519.37
3,243.71
2,876.32
2,742.22
2,890.97
PAT before Minority Interest
6,973.98
6,685.86
6,907.31
2,386.28
1,991.59
-370.14
2,519.37
3,243.71
2,876.32
2,742.22
2,890.97
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
19.00%
0
0
0
0
0
0
0
0
0
0
PAT Growth
7.16%
-3.21%
189.46%
19.82%
-
-
-22.33%
12.77%
4.89%
-5.15%
 
EPS
39.75
38.11
39.37
13.60
11.35
-2.11
14.36
18.49
16.39
15.63
16.48

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Shareholder's Funds
41,934.79
35,996.00
0.00
0.00
0.00
25,492.38
24,154.73
0.00
0.00
0.00
Share Capital
877.20
877.20
877.20
877.20
877.20
877.20
438.60
430.00
430.00
430.00
Total Reserves
41,057.60
35,118.80
27,949.82
25,375.67
23,066.83
24,615.18
23,716.13
19,752.61
16,627.54
15,594.18
Non-Current Liabilities
688.16
604.95
0.00
0.00
0.00
2.56
17.49
0.00
0.00
0.00
Secured Loans
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Unsecured Loans
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Long Term Provisions
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Current Liabilities
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Trade Payables
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Current Liabilities
80,572.13
75,894.22
0.00
0.00
0.00
52,111.39
46,054.16
0.00
0.00
0.00
Short Term Borrowings
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Short Term Provisions
27,039.78
26,169.12
25,027.56
24,801.86
21,439.56
18,088.60
15,732.23
15,938.08
12,601.80
10,112.12
Total Liabilities
42,622.95
36,600.95
0.00
0.00
0.00
25,494.94
24,172.22
0.00
0.00
0.00
Net Block
317.78
324.02
200.19
199.64
209.07
224.96
199.57
191.60
198.33
180.78
Gross Block
471.48
468.35
345.60
331.90
327.29
326.85
287.61
272.12
270.62
239.39
Accumulated Depreciation
153.70
144.34
145.41
132.26
118.21
101.89
88.04
80.51
72.29
58.61
Non Current Assets
317.78
324.02
0.00
0.00
0.00
224.96
199.57
0.00
0.00
0.00
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Non Current Investment
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Long Term Loans & Adv.
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Non Current Assets
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Current Assets
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Current Investments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash & Bank
24,855.18
23,702.44
21,451.34
18,588.81
16,106.73
12,933.14
14,257.14
12,231.43
9,779.36
7,748.88
Other Current Assets
14,317.36
15,227.39
0.00
0.00
0.00
19,318.85
18,527.68
0.00
0.00
0.00
Short Term Loans & Adv.
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Current Assets
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Total Assets
317.78
324.02
0.00
0.00
0.00
224.96
199.57
0.00
0.00
0.00

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Cash From Operating Activity
11,144.45
11,722.24
9,050.78
13,283.61
8,616.98
7,604.19
8,836.97
7,901.21
5,875.98
2,634.89
PBT
7,924.90
8,031.18
3,754.65
3,069.32
-365.67
3,854.33
3,629.54
3,770.14
2,987.78
2,830.50
Adjustment
-322.62
1,834.92
160.95
671.92
832.68
538.16
241.79
412.09
-196.98
366.67
Changes in Working Capital
5,423.79
3,672.62
6,599.17
10,604.25
8,783.42
4,549.10
5,366.82
4,034.02
2,680.50
-924.61
Cash after chg. in Working capital
13,026.07
13,538.72
10,514.78
14,345.49
9,250.43
8,941.59
9,238.15
8,216.25
5,471.30
2,272.56
Interest Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
-1,881.62
-1,816.47
-1,464.00
-1,061.88
-633.44
-1,337.40
-401.17
-315.04
404.68
362.33
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-8,872.14
-9,999.19
-6,826.78
-10,453.20
-4,595.16
-7,864.58
-5,502.46
-4,353.77
-4,534.19
-2,676.65
Net Fixed Assets
-1.88
-123.15
-11.77
-1.11
0.07
-38.81
-14.86
-2.08
-41.78
-32.20
Net Investments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Others
-8,870.26
-9,876.04
-6,815.01
-10,452.09
-4,595.23
-7,825.77
-5,487.60
-4,351.69
-4,492.41
-2,644.45
Cash from Financing Activity
-1,263.17
-394.74
103.92
0.00
-1,427.65
-1,427.65
-1,205.99
-1,035.08
453.30
-387.37
Net Cash Inflow / Outflow
1,009.14
1,328.32
2,327.92
2,830.41
2,594.18
-1,688.04
2,128.52
2,512.36
1,795.09
-429.13
Opening Cash & Equivalents
23,702.44
21,451.34
18,588.81
16,106.73
12,933.14
14,257.14
12,231.43
9,779.36
7,748.88
8,264.07
Closing Cash & Equivalent
24,855.18
23,702.44
21,451.34
18,588.81
16,106.73
12,933.14
14,257.14
12,231.43
9,779.36
7,748.88

Financial Ratios

Consolidated /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Book Value (Rs.)
239.03
205.18
164.31
149.64
136.48
145.31
137.68
117.34
19.83
1863.28
ROA
8.73%
10.83%
4.20%
4.32%
-0.78%
4.58%
6.23%
6.34%
6.48%
7.38%
ROE
17.16%
21.31%
8.66%
7.94%
-1.50%
10.15%
14.63%
15.45%
16.58%
19.48%
ROCE
20.79%
25.80%
14.31%
12.89%
-1.85%
15.05%
16.59%
18.11%
17.23%
19.68%
Fixed Asset Turnover
71.72
88.39
116.77
121.31
135.60
124.50
136.50
98.67
60.00
66.83
Receivable days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash Conversion Cycle
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Total Debt/Equity
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Interest Cover
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Annual Reports:

FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016
FY 2015

News Update:


  • General Insurance Corporation of India reports 3% fall in Q4 consolidated net profit
    27th May 2025, 14:47 PM

    The total consolidated income of the company increased by 28.80% at Rs 11,942.51 crore for Q4FY25

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.