Nifty
:
24741.00
Sensex
:
80710.76
6.70 (0.03%)
-7.25 (-0.01%)
Nifty
Sensex
:
:
24741.00
80710.76
6.70 (0.03%)
-7.25 (-0.01%)

General Insurance Corporation of India

Insurance - General

Rating :
53/99

BSE: 540755 | NSE: GICRE

NSE BSE
367.35
05-Sep-2025
  • Open
  • High
  • Low
  • Previous Close
  •  366.4
  •  368.6
  •  360.55
  •  366.40
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  655091
  •  238977739.2
  •  525.5
  •  347

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 64,404.02
  • 7.52
  • 5
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 83,210.74
  • 2.72%
  • 1.24

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 82.40%
  • 0.32%
  • 1.70%
  • FII
  • DII
  • Others
  • 2.12%
  • 11.67%
  • 1.79%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 10.48
  • 30.13
  • 2.47

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 5.62
  • 8.96
  • 8.45

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 11.79
  • 1.19
  • 1.31

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.77
  • 2.92
  • 6.55

Earnings Forecasts:

(Updated: 04-09-2025)
Description
2024
2025
2026
2027
Adj EPS
8.47
39.01
43.05
56.25
P/E Ratio
43.37
9.42
8.53
6.53
Revenue
45589
42846.8
49698.2
56397.9
EBITDA
5362.34
3057.05
3242.8
3354.75
Net Income
7431.84
6843.35
7552.13
9868.8
ROA
3.92
3.36
3.4
3.5
P/B Ratio
1.32
1.06
0.96
0.92
ROE
16.41
14.95
14.16
13.71
FCFF
10523.2
FCFF Yield
24.07
Net Debt
-25279.6
BVPS
277.35
346.93
382.9
397.33

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Jun 25
Jun 24
Var%
Mar 25
Mar 24
Var%
Dec 24
Dec 23
Var%
Sep 24
Sep 23
Var%
Net Sales
11,273.88
10,097.61
11.65%
9,250.02
7,273.93
27.17%
8,477.74
7,780.23
8.97%
8,886.45
9,954.15
-10.73%
Expenses
12,018.28
11,430.88
5.14%
10,210.44
7,276.01
40.33%
9,214.89
9,523.00
-3.24%
10,107.44
11,589.86
-12.79%
EBITDA
-744.40
-1,333.27
-
-960.42
-2.08
-
-737.15
-1,742.77
-
-1,220.99
-1,635.71
-
EBIDTM
-6.60%
-13.20%
-10.38%
-0.03%
-8.70%
-22.40%
-13.74%
-16.43%
Other Income
3,408.07
2,823.41
20.71%
4,104.23
3,097.81
32.49%
2,920.94
3,562.99
-18.02%
3,507.91
3,491.09
0.48%
Interest
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Depreciation
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
PBT
2,663.67
1,490.14
78.75%
3,143.81
3,095.73
1.55%
2,183.79
1,820.22
19.97%
2,286.92
1,855.38
23.26%
Tax
490.90
368.38
33.26%
779.94
541.60
44.01%
560.35
427.98
30.93%
422.01
243.67
73.19%
PAT
2,172.77
1,121.76
93.69%
2,363.87
2,554.13
-7.45%
1,623.44
1,392.24
16.61%
1,864.91
1,611.71
15.71%
PATM
19.27%
11.11%
25.56%
35.11%
19.15%
17.89%
20.99%
16.19%
EPS
14.42
7.98
80.70%
14.24
14.71
-3.20%
9.56
8.20
16.59%
10.58
9.63
9.87%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Net Sales
37,888.09
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Sales Growth
7.93%
0
0
0
0
0
0
0
0
0
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
37,888.09
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
GP Margin
100.00%
0
0
0
0
0
0
0
0
0
0
Total Expenditure
41,551.05
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Power & Fuel Cost
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0
0
0
0
0
0
0
0
0
0
Employee Cost
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0
0
0
0
0
0
0
0
0
0
Manufacturing Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0
0
0
0
0
0
0
0
0
0
General & Admin Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0
0
0
0
0
0
0
0
0
0
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0
0
0
0
0
0
0
0
0
0
Miscellaneous Exp.
-
108.04
81.59
8.99
30.94
179.41
80.86
73.68
77.26
44.87
0.00
% Of Sales
-
0
0
0
0
0
0
0
0
0
0
EBITDA
-3,662.96
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
EBITDA Margin
-9.67%
0
0
0
0
0
0
0
0
0
0
Other Income
13,941.15
181.89
367.45
504.45
154.72
11.46
171.51
144.99
13.39
18.12
237.46
Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Depreciation
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PBT
10,278.19
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax
2,253.20
2,130.68
1,416.76
1,454.02
1,555.89
1,244.32
-87.38
1,215.87
434.92
496.11
108.23
Tax Rate
21.92%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
PAT
8,024.99
7,431.85
6,685.88
6,907.31
2,386.28
1,991.59
-370.14
2,519.37
3,243.71
2,876.32
2,742.22
PAT before Minority Interest
8,024.99
7,431.85
6,685.88
6,907.31
2,386.28
1,991.59
-370.14
2,519.37
3,243.71
2,876.32
2,742.22
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
21.18%
0
0
0
0
0
0
0
0
0
0
PAT Growth
20.14%
11.16%
-3.21%
189.46%
19.82%
-
-
-22.33%
12.77%
4.89%
 
EPS
45.74
42.36
38.11
39.37
13.60
11.35
-2.11
14.36
18.49
16.39
15.63

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Shareholder's Funds
48,659.16
41,934.80
35,996.00
0.00
0.00
0.00
25,492.38
24,154.73
0.00
0.00
Share Capital
877.20
877.20
877.20
877.20
877.20
877.20
877.20
438.60
430.00
430.00
Total Reserves
47,781.96
41,057.60
35,118.80
27,949.82
25,375.67
23,066.83
24,615.18
23,716.13
19,752.61
16,627.54
Non-Current Liabilities
691.46
688.16
604.95
0.00
0.00
0.00
2.56
17.49
0.00
0.00
Secured Loans
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Unsecured Loans
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Long Term Provisions
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Current Liabilities
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Trade Payables
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Current Liabilities
86,232.67
80,572.13
75,894.22
0.00
0.00
0.00
52,111.39
46,054.16
0.00
0.00
Short Term Borrowings
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Short Term Provisions
30,566.39
27,039.78
26,169.12
25,027.56
24,801.86
21,439.56
18,088.60
15,732.23
15,938.08
12,601.80
Total Liabilities
49,350.62
42,622.96
36,600.95
0.00
0.00
0.00
25,494.94
24,172.22
0.00
0.00
Net Block
318.65
317.78
324.02
200.19
199.64
209.07
224.96
199.57
191.60
198.33
Gross Block
484.05
471.47
468.35
345.60
331.90
327.29
326.85
287.61
272.12
270.62
Accumulated Depreciation
165.40
153.69
144.34
145.41
132.26
118.21
101.89
88.04
80.51
72.29
Non Current Assets
326.56
317.78
324.02
0.00
0.00
0.00
224.96
199.57
0.00
0.00
Capital Work in Progress
7.91
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Non Current Investment
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Long Term Loans & Adv.
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Non Current Assets
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Current Assets
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Current Investments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash & Bank
25,279.64
24,855.18
23,702.44
21,451.34
18,588.81
16,106.73
12,933.14
14,257.14
12,231.43
9,779.36
Other Current Assets
13,555.31
14,317.36
15,227.39
0.00
0.00
0.00
19,318.85
18,527.68
0.00
0.00
Short Term Loans & Adv.
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Current Assets
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Total Assets
326.56
317.78
324.02
0.00
0.00
0.00
224.96
199.57
0.00
0.00

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Cash From Operating Activity
1,975.99
-211.73
11,722.24
9,050.78
13,283.61
8,616.98
7,604.19
8,836.97
7,901.21
5,875.98
PBT
0.00
0.00
8,031.18
3,754.65
3,069.32
-365.67
3,854.33
3,629.54
3,770.14
2,987.78
Adjustment
1,705.07
1,789.91
1,834.92
160.95
671.92
832.68
538.16
241.79
412.09
-196.98
Changes in Working Capital
2,524.32
-102.17
3,672.62
6,599.17
10,604.25
8,783.42
4,549.10
5,366.82
4,034.02
2,680.50
Cash after chg. in Working capital
4,229.39
1,687.74
13,538.72
10,514.78
14,345.49
9,250.43
8,941.59
9,238.15
8,216.25
5,471.30
Interest Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
-2,253.40
-1,899.47
-1,816.47
-1,464.00
-1,061.88
-633.44
-1,337.40
-401.17
-315.04
404.68
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-925.59
1,676.83
-9,999.19
-6,826.78
-10,453.20
-4,595.16
-7,864.58
-5,502.46
-4,353.77
-4,534.19
Net Fixed Assets
-18.62
-1.89
-123.15
-11.77
-1.11
0.07
-38.81
-14.86
-2.08
-41.78
Net Investments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Others
-906.97
1,678.72
-9,876.04
-6,815.01
-10,452.09
-4,595.23
-7,825.77
-5,487.60
-4,351.69
-4,492.41
Cash from Financing Activity
-1,754.40
-1,263.17
-394.74
103.92
0.00
-1,427.65
-1,427.65
-1,205.99
-1,035.08
453.30
Net Cash Inflow / Outflow
-704.00
201.93
1,328.32
2,327.92
2,830.41
2,594.18
-1,688.04
2,128.52
2,512.36
1,795.09
Opening Cash & Equivalents
7,769.01
7,494.88
21,451.34
18,588.81
16,106.73
12,933.14
14,257.14
12,231.43
9,779.36
7,748.88
Closing Cash & Equivalent
7,715.53
7,769.01
23,702.44
21,451.34
18,588.81
16,106.73
12,933.14
14,257.14
12,231.43
9,779.36

Financial Ratios

Consolidated /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Book Value (Rs.)
277.36
239.03
205.18
164.31
149.64
136.48
145.31
137.68
117.34
19.83
ROA
8.52%
8.73%
10.83%
4.20%
4.32%
-0.78%
4.58%
6.23%
6.34%
6.48%
ROE
16.41%
17.16%
21.31%
8.66%
7.94%
-1.50%
10.15%
14.63%
15.45%
16.58%
ROCE
21.11%
20.79%
25.80%
14.31%
12.89%
-1.85%
15.05%
16.59%
18.11%
17.23%
Fixed Asset Turnover
76.84
71.73
88.39
116.77
121.31
135.60
124.50
136.50
98.67
60.00
Receivable days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash Conversion Cycle
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Total Debt/Equity
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Interest Cover
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Annual Reports:

FY 2025
FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016

News Update:


  • General Insurance Corporation of India reports 81% jump in Q1 consolidated net profit
    8th Aug 2025, 12:07 PM

    The total consolidated income of the company increased by 12.82% at Rs 13,542.73 crore for Q1FY26

    Read More
  • General Ins. Corp - Quarterly Results
    7th Aug 2025, 20:06 PM

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.