Nifty
:
23719.30
Sensex
:
75415.35
64.60 (0.27%)
231.99 (0.31%)
Nifty
Sensex
:
:
23719.30
75415.35
64.60 (0.27%)
231.99 (0.31%)

General Insurance Corporation of India

Insurance - General

Rating :
54/99

BSE: 540755 | NSE: GICRE

NSE BSE
381.45
22-May-2026
  • Open
  • High
  • Low
  • Previous Close
  •  386.5
  •  389.45
  •  380
  •  388.25
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  324371
  •  124448637.6
  •  435.8
  •  350.25

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 67,018.08
  • 6.96
  • 5
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 83,730.55
  • 2.62%
  • 1.20

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 82.40%
  • 0.28%
  • 1.54%
  • FII
  • DII
  • Others
  • 2.05%
  • 12.44%
  • 1.29%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 9.43
  • 30.13
  • 2.47

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 7.20
  • 8.65
  • 8.45

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 6.43
  • 1.20
  • 1.40

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.42
  • 5.63
  • 8.17

Earnings Forecasts:

(Updated: 16-05-2026)
Description
2024
2025
2026
2027
Adj EPS
46.35
52.97
58.42
53.3
P/E Ratio
8.23
7.20
6.53
7.16
Revenue
39719.5
44509.7
49884.2
48898.6
EBITDA
6198.6
6461.9
6768.1
7235.3
Net Income
8140.82
8901.92
9810.98
9353.7
ROA
3.93
4.16
4.24
3.9
P/B Ratio
1.02
0.89
0.78
0.98
ROE
13.8
13.3
12.95
14.3
FCFF
FCFF Yield
Net Debt
BVPS
375.4
429.88
489.77
389.6

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Dec 25
Dec 24
Var%
Sep 25
Sep 24
Var%
Jun 25
Jun 24
Var%
Mar 25
Mar 24
Var%
Net Sales
9,630.54
8,477.74
13.60%
8,925.33
8,886.45
0.44%
11,273.88
10,097.61
11.65%
9,250.02
7,273.93
27.17%
Expenses
10,363.10
9,214.90
12.46%
9,993.08
9,997.79
-0.05%
12,018.28
11,430.88
5.14%
10,210.44
7,276.01
40.33%
EBITDA
-732.56
-737.16
-
-1,067.75
-1,111.34
-
-744.40
-1,333.27
-
-960.42
-2.08
-
EBIDTM
-7.61%
-8.70%
-11.96%
-12.51%
-6.60%
-13.20%
-10.38%
-0.03%
Other Income
3,092.89
2,920.95
5.89%
4,382.85
3,398.26
28.97%
3,408.07
2,823.41
20.71%
4,104.23
3,097.81
32.49%
Interest
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Depreciation
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
PBT
2,360.33
2,183.79
8.08%
3,315.10
2,286.92
44.96%
2,663.67
1,490.14
78.75%
3,143.81
3,095.73
1.55%
Tax
608.94
560.35
8.67%
617.09
422.01
46.23%
490.90
368.38
33.26%
779.94
541.60
44.01%
PAT
1,751.39
1,623.44
7.88%
2,698.01
1,864.91
44.67%
2,172.77
1,121.76
93.69%
2,363.87
2,554.13
-7.45%
PATM
18.19%
19.15%
30.23%
20.99%
19.27%
11.11%
25.56%
35.11%
EPS
9.84
9.56
2.93%
16.38
10.58
54.82%
14.42
7.98
80.70%
14.24
14.71
-3.20%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Net Sales
39,079.77
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Sales Growth
12.51%
0
0
0
0
0
0
0
0
0
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
39,079.77
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
GP Margin
100.00%
0
0
0
0
0
0
0
0
0
0
Total Expenditure
42,584.90
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Power & Fuel Cost
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0
0
0
0
0
0
0
0
0
0
Employee Cost
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0
0
0
0
0
0
0
0
0
0
Manufacturing Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0
0
0
0
0
0
0
0
0
0
General & Admin Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0
0
0
0
0
0
0
0
0
0
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0
0
0
0
0
0
0
0
0
0
Miscellaneous Exp.
-
108.04
81.59
8.99
30.94
179.41
80.86
73.68
77.26
44.87
0.00
% Of Sales
-
0
0
0
0
0
0
0
0
0
0
EBITDA
-3,505.13
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
EBITDA Margin
-8.97%
0
0
0
0
0
0
0
0
0
0
Other Income
14,988.04
181.89
367.45
504.45
154.72
11.46
171.51
144.99
13.39
18.12
237.46
Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Depreciation
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PBT
11,482.91
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax
2,496.87
2,130.68
1,416.76
1,454.02
1,555.89
1,244.32
-87.38
1,215.87
434.92
496.11
108.23
Tax Rate
21.74%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
PAT
8,986.04
7,431.85
6,685.88
6,907.31
2,386.28
1,991.59
-186.46
2,757.57
3,145.54
3,671.74
3,016.89
PAT before Minority Interest
8,986.04
7,431.85
6,685.88
6,907.31
2,386.28
1,991.59
-186.46
2,757.57
3,145.54
3,671.74
3,016.89
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
22.99%
0
0
0
0
0
0
0
0
0
0
PAT Growth
25.43%
11.16%
-3.21%
189.46%
19.82%
-
-
-12.33%
-14.33%
21.71%
 
EPS
51.22
42.36
38.11
39.37
13.60
11.35
-1.06
15.72
17.93
20.93
17.20

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Shareholder's Funds
48,659.16
41,934.80
35,996.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Share Capital
877.20
877.20
877.20
877.20
877.20
877.20
877.20
438.60
430.00
430.00
Total Reserves
47,781.96
41,057.60
35,118.80
27,949.82
25,375.67
23,066.83
24,615.18
23,716.13
19,752.61
16,627.54
Non-Current Liabilities
691.46
688.16
604.95
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Secured Loans
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Unsecured Loans
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Long Term Provisions
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Current Liabilities
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Trade Payables
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Current Liabilities
86,232.67
80,572.13
75,894.22
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Short Term Borrowings
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Short Term Provisions
30,566.39
27,039.78
26,169.12
25,027.56
24,801.86
21,439.56
18,088.60
15,732.23
15,938.08
12,601.80
Total Liabilities
49,350.62
42,622.96
36,600.95
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Block
318.65
317.78
324.02
200.19
199.64
209.07
224.96
199.57
191.60
198.33
Gross Block
484.05
471.47
468.35
345.60
331.90
327.29
326.85
287.61
272.12
270.62
Accumulated Depreciation
165.40
153.69
144.34
145.41
132.26
118.21
101.89
88.04
80.51
72.29
Non Current Assets
326.56
317.78
324.02
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
7.91
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Non Current Investment
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Long Term Loans & Adv.
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Non Current Assets
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Current Assets
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Current Investments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash & Bank
25,279.64
24,855.18
23,702.44
21,451.34
18,588.81
16,106.73
12,933.14
14,257.14
12,231.43
9,779.36
Other Current Assets
13,555.31
14,317.36
15,227.39
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Short Term Loans & Adv.
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Current Assets
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Total Assets
326.56
317.78
324.02
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Cash From Operating Activity
1,975.99
-211.73
11,722.24
9,050.78
13,283.61
8,616.98
7,604.19
8,836.97
7,901.21
5,875.98
PBT
0.00
0.00
8,031.18
3,754.65
3,069.32
-365.67
3,854.33
3,629.54
3,770.14
2,987.78
Adjustment
1,705.07
1,789.91
1,834.92
160.95
671.92
832.68
538.16
241.79
412.09
-196.98
Changes in Working Capital
2,524.32
-102.17
3,672.62
6,599.17
10,604.25
8,783.42
4,549.10
5,366.82
4,034.02
2,680.50
Cash after chg. in Working capital
4,229.39
1,687.74
13,538.72
10,514.78
14,345.49
9,250.43
8,941.59
9,238.15
8,216.25
5,471.30
Interest Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
-2,253.40
-1,899.47
-1,816.47
-1,464.00
-1,061.88
-633.44
-1,337.40
-401.17
-315.04
404.68
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-925.59
1,676.83
-9,999.19
-6,826.78
-10,453.20
-4,595.16
-7,864.58
-5,502.46
-4,353.77
-4,534.19
Net Fixed Assets
-18.62
-1.89
-123.15
-11.77
-1.11
0.07
-38.81
-14.86
-2.08
-41.78
Net Investments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Others
-906.97
1,678.72
-9,876.04
-6,815.01
-10,452.09
-4,595.23
-7,825.77
-5,487.60
-4,351.69
-4,492.41
Cash from Financing Activity
-1,754.40
-1,263.17
-394.74
103.92
0.00
-1,427.65
-1,427.65
-1,205.99
-1,035.08
453.30
Net Cash Inflow / Outflow
-704.00
201.93
1,328.32
2,327.92
2,830.41
2,594.18
-1,688.04
2,128.52
2,512.36
1,795.09
Opening Cash & Equivalents
7,769.01
7,494.88
21,451.34
18,588.81
16,106.73
12,933.14
14,257.14
12,231.43
9,779.36
7,748.88
Closing Cash & Equivalent
7,715.53
7,769.01
23,702.44
21,451.34
18,588.81
16,106.73
12,933.14
14,257.14
12,231.43
9,779.36

Financial Ratios

Consolidated /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Book Value (Rs.)
277.36
239.03
205.18
164.31
149.64
136.48
145.31
137.68
117.34
19.83
ROA
8.52%
8.73%
10.83%
4.20%
4.32%
-0.78%
4.58%
6.23%
6.34%
6.48%
ROE
16.41%
17.16%
21.31%
8.66%
7.94%
-1.50%
10.15%
14.63%
15.45%
16.58%
ROCE
21.11%
20.79%
25.80%
14.31%
12.89%
-1.85%
15.05%
16.59%
18.11%
17.23%
Fixed Asset Turnover
76.84
71.73
88.39
116.77
121.31
135.60
124.50
136.50
98.67
60.00
Receivable days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash Conversion Cycle
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Total Debt/Equity
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Interest Cover
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Annual Reports:

FY 2025
FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016

News Update:


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Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.