Nifty
:
25244.75
Sensex
:
82755.51
200.40 (0.80%)
700.40 (0.85%)
Nifty
Sensex
:
:
25244.75
82755.51
200.40 (0.80%)
700.40 (0.85%)

HDFC Life Insurance Company Ltd.

Insurance - Life

Rating :
66/99

BSE: 540777 | NSE: HDFCLIFE

NSE BSE
785.10
25-Jun-2025
  • Open
  • High
  • Low
  • Previous Close
  •  780.05
  •  787.65
  •  778.55
  •  779.70
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  2733266
  •  2141884194.15
  •  791.1
  •  584.3

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 1,69,240.43
  • N/A
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 1,70,369.48
  • 0.27%
  • 10.69

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 50.32%
  • 4.53%
  • 5.58%
  • FII
  • DII
  • Others
  • 24.95%
  • 13.59%
  • 1.03%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 8.29
  • 5.88
  • 9.79

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 84.37
  • 90.21
  • 85.76

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 19.96
  • 15.77
  • 9.28

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 78.19
  • 109.44
  • 121.34

Earnings Forecasts:

(Updated: 06-06-2025)
Description
2024
2025
2026
2027
Adj EPS
7.32
8.41
10.77
12.45
P/E Ratio
107.25
93.35
72.90
63.06
Revenue
101994
97385
110846
125437
EBITDA
Net Income
1574
1811
2205
2577
ROA
0.6
0.6
0.7
0.6
P/B Ratio
11.53
11.60
9.78
8.84
ROE
11.38
11.75
13.89
14.15
FCFF
26921
27375
FCFF Yield
15.73
16
Net Debt
-609
1129
1180
1180
BVPS
68.12
67.66
80.3
88.78

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Var%
Dec 24
Dec 23
Var%
Sep 24
Sep 23
Var%
Jun 24
Jun 23
Var%
Net Sales
23,842.99
20,533.71
16.12%
16,831.84
15,273.25
10.20%
16,613.72
14,797.21
12.28%
12,548.42
11,507.89
9.04%
Expenses
23,813.78
27,777.37
-14.27%
16,852.24
26,663.32
-36.80%
28,806.63
23,557.00
22.28%
26,622.71
23,045.40
15.52%
EBITDA
29.21
-7,243.66
-
-20.40
-11,390.07
-
-12,192.91
-8,759.79
-
-14,074.29
-11,537.51
-
EBIDTM
0.12%
-35.28%
-0.12%
-74.58%
-73.39%
-59.20%
-112.16%
-100.26%
Other Income
471.22
7,693.33
-93.87%
439.13
11,757.10
-96.26%
12,162.71
8,480.52
43.42%
14,475.07
11,977.37
20.85%
Interest
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Depreciation
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
PBT
500.43
449.67
11.29%
418.73
367.03
14.09%
-30.20
-279.27
-
400.78
439.86
-8.88%
Tax
25.07
38.03
-34.08%
-2.58
-0.51
-
-465.38
-657.47
-
-78.19
23.15
-
PAT
475.36
411.64
15.48%
421.31
367.54
14.63%
435.18
378.20
15.07%
478.97
416.71
14.94%
PATM
1.99%
2.00%
2.50%
2.41%
2.62%
2.56%
3.82%
3.62%
EPS
2.21
1.91
15.71%
1.96
1.71
14.62%
2.02
1.76
14.77%
2.23
1.94
14.95%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Net Sales
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Sales Growth
-
0
0
0
0
0
0
0
0
0
 
Cost Of Goods Sold
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
GP Margin
-
0
0
0
0
0
0
0
0
0
0
Total Expenditure
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Power & Fuel Cost
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0
0
0
0
0
0
0
0
0
0
Employee Cost
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0
0
0
0
0
0
0
0
0
0
Manufacturing Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0
0
0
0
0
0
0
0
0
0
General & Admin Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0
0
0
0
0
0
0
0
0
0
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0
0
0
0
0
0
0
0
0
0
Miscellaneous Exp.
-
218.03
168.81
151.83
113.96
69.12
62.09
57.24
28.59
77.55
0.00
% Of Sales
-
0
0
0
0
0
0
0
0
0
0
EBITDA
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
EBITDA Margin
-
0
0
0
0
0
0
0
0
0
0
Other Income
-
71.13
58.95
92.78
19.01
3.10
41.12
39.97
23.40
0.87
10.57
Interest
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Depreciation
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PBT
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax
-
67.12
-4.41
-86.07
-24.18
-6.59
16.48
13.09
17.74
22.01
16.60
Tax Rate
-
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
PAT
-
1,810.82
1,574.08
1,368.28
1,326.93
1,360.87
1,297.44
1,277.93
1,107.20
886.92
816.79
PAT before Minority Interest
-
1,810.82
1,574.08
1,368.28
1,326.93
1,360.87
1,297.44
1,277.93
1,107.20
886.92
816.79
Minority Interest
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
-
0
0
0
0
0
0
0
0
0
0
PAT Growth
-
15.04%
15.04%
3.12%
-2.49%
4.89%
1.53%
15.42%
24.84%
8.59%
 
EPS
-
8.41
7.31
6.36
6.16
6.32
6.03
5.94
5.14
4.12
3.79

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Shareholder's Funds
15,708.64
14,215.84
12,973.45
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Share Capital
2,152.99
2,150.94
2,149.40
2,112.62
2,020.94
2,018.80
2,017.38
2,011.74
1,998.48
1,995.29
Total Reserves
13,555.01
12,064.90
10,820.90
13,412.60
6,409.44
4,974.20
3,627.84
2,692.48
1,795.53
1,199.50
Non-Current Liabilities
2,950.00
950.00
950.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Secured Loans
2,950.00
950.00
950.00
600.00
600.00
0.00
0.00
0.00
0.00
0.00
Unsecured Loans
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Long Term Provisions
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Current Liabilities
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Trade Payables
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Current Liabilities
9,587.87
8,728.62
8,240.29
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Short Term Borrowings
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Short Term Provisions
117.56
113.59
128.21
111.76
93.79
76.05
58.71
44.09
46.82
41.60
Total Liabilities
18,658.64
15,165.84
13,923.45
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Block
499.43
392.67
351.59
5,964.34
327.28
322.30
323.69
336.42
337.37
385.23
Gross Block
1,217.02
1,088.25
1,015.38
6,590.32
799.21
769.32
734.49
717.62
681.33
705.69
Accumulated Depreciation
717.59
695.58
663.79
625.99
471.92
447.02
410.80
381.20
343.96
320.45
Non Current Assets
608.60
420.34
382.38
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
109.17
27.67
30.79
19.80
14.24
8.41
10.19
5.28
16.09
12.16
Non Current Investment
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Long Term Loans & Adv.
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Non Current Assets
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Current Assets
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Current Investments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash & Bank
1,820.95
1,558.61
1,168.55
1,375.15
1,099.26
690.75
1,244.45
1,110.50
797.38
727.40
Other Current Assets
6,854.36
6,015.07
4,822.32
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Short Term Loans & Adv.
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Current Assets
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Total Assets
608.60
420.34
382.38
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Cash From Operating Activity
15,597.07
10,721.36
6,883.17
5,942.54
9,702.84
7,387.66
9,868.30
6,739.28
6,230.24
5,687.44
PBT
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Adjustment
20,946.32
13,713.65
11,241.60
7,154.35
10,561.90
8,304.49
10,802.24
7,469.49
6,814.41
6,156.88
Changes in Working Capital
-40.07
91.98
-26.00
-23.59
21.91
1.14
-38.06
10.36
-8.98
24.49
Cash after chg. in Working capital
20,906.25
13,805.63
11,215.60
7,130.77
10,583.81
8,305.63
10,764.18
7,479.85
6,805.43
6,181.38
Interest Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
-5,309.18
-3,084.27
-4,332.44
-1,188.22
-880.97
-917.97
-895.88
-740.57
-575.19
-493.94
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-13,638.24
-13,624.63
-10,087.38
-806.95
-8,946.28
-7,806.84
-10,181.78
-4,421.15
-5,175.21
-3,959.08
Net Fixed Assets
-205.37
-66.49
-239.56
8.79
-34.69
-32.81
-21.16
-25.48
20.44
-24.38
Net Investments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Others
-13,432.87
-13,558.14
-9,847.82
-815.74
-8,911.59
-7,774.03
-10,160.62
-4,395.67
-5,195.65
-3,934.70
Cash from Financing Activity
1,607.47
-403.39
1,984.71
-238.19
678.29
37.97
-337.17
-196.35
-235.58
-212.42
Net Cash Inflow / Outflow
3,566.30
-3,306.66
-1,219.50
4,897.40
1,434.85
-381.21
-650.65
2,121.79
819.45
1,515.93
Opening Cash & Equivalents
7,517.29
10,820.90
12,024.35
7,218.47
5,789.01
6,152.67
6,803.56
4,681.54
3,864.15
2,351.15
Closing Cash & Equivalent
11,089.28
7,517.29
10,820.91
12,121.97
7,218.47
5,789.01
6,152.67
6,803.56
4,681.54
3,864.15

Financial Ratios

Consolidated /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Book Value (Rs.)
72.96
66.09
60.34
73.49
41.72
34.64
27.98
23.38
18.98
15.76
ROA
0.57%
0.59%
0.59%
0.67%
0.91%
1.03%
1.11%
1.12%
1.07%
1.16%
ROE
12.10%
11.58%
9.60%
11.08%
17.65%
20.53%
24.70%
26.06%
25.56%
28.72%
ROCE
11.10%
10.79%
8.54%
10.36%
16.90%
20.79%
24.95%
26.47%
26.20%
29.30%
Fixed Asset Turnover
60.59
59.05
14.96
12.67
48.70
42.88
39.85
33.41
27.79
23.25
Receivable days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash Conversion Cycle
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Total Debt/Equity
0.19
0.07
0.07
0.04
0.07
0.00
0.00
0.00
0.00
0.00
Interest Cover
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Annual Reports:

FY 2025
FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016

News Update:


  • HDFC Life Insurance Company reports 15% rise in Q4 consolidated net profit
    21st Apr 2025, 12:13 PM

    consolidated net premium income of the company increased by 16.12% at Rs 23,842.99 crore for Q4FY25

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.