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HDFC Life Insurance Company Ltd.

Insurance - Life

Rating :
46/99

BSE: 540777 | NSE: HDFCLIFE

NSE BSE
597.30
27-Apr-2026
  • Open
  • High
  • Low
  • Previous Close
  •  595
  •  603.45
  •  590.1
  •  588.20
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  5548234
  •  3320269091.5
  •  820.75
  •  555.1

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 1,28,854.19
  • 67.38
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 1,30,030.07
  • 0.35%
  • 7.38

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 50.21%
  • 4.48%
  • 5.06%
  • FII
  • DII
  • Others
  • 22.52%
  • 16.23%
  • 1.50%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 8.29
  • 5.88
  • 9.79

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 85.41
  • 87.49
  • 86.70

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 19.43
  • 12.35
  • 9.50

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 85.31
  • 112.66
  • 130.32

Earnings Forecasts:

(Updated: 18-04-2026)
Description
2024
2025
2026
2027
Adj EPS
8.41
10.21
11.43
12.86
P/E Ratio
71.02
58.50
52.26
46.45
Revenue
119696
81705.6
92479
106637
EBITDA
-4904.62
2057.07
40453.6
46807.8
Net Income
1810.82
2113.43
2493.29
2790.19
ROA
0.56
0.67
0.66
0.64
P/B Ratio
7.96
7.12
6.37
5.71
ROE
11.75
13.6
13.54
13.52
FCFF
27375.2
FCFF Yield
20.8
Net Debt
1129.05
519
471.2
421
BVPS
75.03
83.91
93.73
104.56

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 26
Mar 25
Var%
Dec 25
Dec 24
Var%
Sep 25
Sep 24
Var%
Jun 25
Jun 24
Var%
Net Sales
25,998.42
23,842.99
9.04%
18,351.42
16,831.84
9.03%
18,871.23
16,613.72
13.59%
14,539.42
12,548.42
15.87%
Expenses
19,781.53
23,813.78
-16.93%
29,156.83
16,852.24
73.01%
20,336.02
28,806.63
-29.41%
29,023.86
26,622.71
9.02%
EBITDA
6,216.89
29.21
21,183.43%
-10,805.41
-20.40
-
-1,464.79
-12,192.91
-
-14,484.44
-14,074.29
-
EBIDTM
23.91%
0.12%
-58.88%
-0.12%
-7.76%
-73.39%
-99.62%
-112.16%
Other Income
-5,680.20
471.22
-
11,250.61
439.13
2,462.02%
1,936.27
12,162.71
-84.08%
15,088.24
14,475.07
4.24%
Interest
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Depreciation
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
PBT
536.69
500.43
7.25%
445.20
418.73
6.32%
471.48
-30.20
-
603.80
400.78
50.66%
Tax
39.20
25.07
56.36%
27.01
-2.58
-
23.19
-465.38
-
55.45
-78.19
-
PAT
497.49
475.36
4.66%
418.19
421.31
-0.74%
448.29
435.18
3.01%
548.35
478.97
14.49%
PATM
1.91%
1.99%
2.28%
2.50%
2.38%
2.62%
3.77%
3.82%
EPS
2.31
2.21
4.52%
1.94
1.96
-1.02%
2.08
2.02
2.97%
2.54
2.23
13.90%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Net Sales
77,760.49
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Sales Growth
11.35%
0
0
0
0
0
0
0
0
0
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
77,760.49
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
GP Margin
100.00%
0
0
0
0
0
0
0
0
0
0
Total Expenditure
98,298.24
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Power & Fuel Cost
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0
0
0
0
0
0
0
0
0
0
Employee Cost
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0
0
0
0
0
0
0
0
0
0
Manufacturing Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0
0
0
0
0
0
0
0
0
0
General & Admin Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0
0
0
0
0
0
0
0
0
0
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0
0
0
0
0
0
0
0
0
0
Miscellaneous Exp.
-
218.03
168.81
151.83
113.96
69.12
62.09
57.24
28.59
77.55
0.00
% Of Sales
-
0
0
0
0
0
0
0
0
0
0
EBITDA
-20,537.75
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
EBITDA Margin
-26.41%
0
0
0
0
0
0
0
0
0
0
Other Income
22,594.92
71.13
58.95
92.78
19.01
3.10
41.12
39.97
23.40
0.87
10.57
Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Depreciation
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PBT
2,057.17
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax
144.85
67.12
-4.41
-86.07
-24.18
-6.59
16.48
13.09
17.74
22.01
16.60
Tax Rate
7.04%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
PAT
1,912.32
1,810.82
1,574.08
1,368.28
1,326.93
1,360.87
1,297.44
1,277.93
1,107.20
886.92
816.79
PAT before Minority Interest
1,912.32
1,810.82
1,574.08
1,368.28
1,326.93
1,360.87
1,297.44
1,277.93
1,107.20
886.92
816.79
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
2.46%
0
0
0
0
0
0
0
0
0
0
PAT Growth
5.61%
15.04%
15.04%
3.12%
-2.49%
4.89%
1.53%
15.42%
24.84%
8.59%
 
EPS
8.86
8.39
7.29
6.34
6.15
6.31
6.01
5.92
5.13
4.11
3.79

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Shareholder's Funds
15,708.64
14,215.84
12,973.45
15,528.54
8,432.35
6,998.59
5,645.62
4,705.10
3,794.01
3,194.79
Share Capital
2,152.99
2,150.94
2,149.40
2,112.62
2,020.94
2,018.80
2,017.38
2,011.74
1,998.48
1,995.29
Total Reserves
13,555.01
12,064.90
10,820.90
13,412.60
6,409.44
4,974.20
3,627.84
2,692.48
1,795.53
1,199.50
Non-Current Liabilities
2,950.00
950.00
950.00
600.00
600.00
0.00
0.00
0.00
0.00
0.00
Secured Loans
2,950.00
950.00
950.00
600.00
600.00
0.00
0.00
0.00
0.00
0.00
Unsecured Loans
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Long Term Provisions
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Current Liabilities
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Trade Payables
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Current Liabilities
9,587.87
8,728.62
8,240.29
6,836.00
6,440.04
4,913.88
5,064.69
4,606.70
3,775.32
2,512.51
Short Term Borrowings
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Short Term Provisions
117.56
113.59
128.21
111.76
93.79
76.05
58.71
44.09
46.82
41.60
Total Liabilities
18,658.64
15,165.84
13,923.45
16,128.54
9,032.35
6,998.59
5,645.62
4,705.10
3,794.01
3,194.79
Net Block
499.43
392.67
351.59
5,964.34
327.28
322.30
323.69
336.42
337.37
385.23
Gross Block
1,217.02
1,088.25
1,015.38
6,590.32
799.21
769.32
734.49
717.62
681.33
705.69
Accumulated Depreciation
717.59
695.58
663.79
625.99
471.92
447.02
410.80
381.20
343.96
320.45
Non Current Assets
608.60
420.34
382.38
5,984.14
341.52
330.71
333.88
341.69
353.47
397.40
Capital Work in Progress
109.17
27.67
30.79
19.80
14.24
8.41
10.19
5.28
16.09
12.16
Non Current Investment
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Long Term Loans & Adv.
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Non Current Assets
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Current Assets
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Current Investments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash & Bank
1,820.95
1,558.61
1,168.55
1,375.15
1,099.26
690.75
1,244.45
1,110.50
797.38
727.40
Other Current Assets
6,854.36
6,015.07
4,822.32
4,111.77
3,315.36
2,993.80
2,274.34
2,003.01
1,817.71
926.44
Short Term Loans & Adv.
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Current Assets
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Total Assets
608.60
420.34
382.38
5,984.14
341.52
330.71
333.88
341.69
353.47
397.40

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Cash From Operating Activity
15,597.07
10,721.36
6,883.17
5,942.54
9,702.84
7,387.66
9,868.30
6,739.28
6,230.24
5,687.44
PBT
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Adjustment
20,946.32
13,713.65
11,241.60
7,154.35
10,561.90
8,304.49
10,802.24
7,469.49
6,814.41
6,156.88
Changes in Working Capital
-40.07
91.98
-26.00
-23.59
21.91
1.14
-38.06
10.36
-8.98
24.49
Cash after chg. in Working capital
20,906.25
13,805.63
11,215.60
7,130.77
10,583.81
8,305.63
10,764.18
7,479.85
6,805.43
6,181.38
Interest Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
-5,309.18
-3,084.27
-4,332.44
-1,188.22
-880.97
-917.97
-895.88
-740.57
-575.19
-493.94
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-13,638.24
-13,624.63
-10,087.38
-806.95
-8,946.28
-7,806.84
-10,181.78
-4,421.15
-5,175.21
-3,959.08
Net Fixed Assets
-205.37
-66.49
-239.56
8.79
-34.69
-32.81
-21.16
-25.48
20.44
-24.38
Net Investments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Others
-13,432.87
-13,558.14
-9,847.82
-815.74
-8,911.59
-7,774.03
-10,160.62
-4,395.67
-5,195.65
-3,934.70
Cash from Financing Activity
1,607.47
-403.39
1,984.71
-238.19
678.29
37.97
-337.17
-196.35
-235.58
-212.42
Net Cash Inflow / Outflow
3,566.30
-3,306.66
-1,219.50
4,897.40
1,434.85
-381.21
-650.65
2,121.79
819.45
1,515.93
Opening Cash & Equivalents
7,517.29
10,820.90
12,024.35
7,218.47
5,789.01
6,152.67
6,803.56
4,681.54
3,864.15
2,351.15
Closing Cash & Equivalent
11,089.28
7,517.29
10,820.91
12,121.97
7,218.47
5,789.01
6,152.67
6,803.56
4,681.54
3,864.15

Financial Ratios

Consolidated /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Book Value (Rs.)
72.96
66.09
60.34
73.49
41.72
34.64
27.98
23.38
18.98
15.76
ROA
0.57%
0.59%
0.59%
0.67%
0.91%
1.03%
1.11%
1.12%
1.07%
1.16%
ROE
12.10%
11.58%
9.60%
11.08%
17.65%
20.53%
24.70%
26.06%
25.56%
28.72%
ROCE
11.10%
10.79%
8.54%
10.36%
16.90%
20.79%
24.95%
26.47%
26.20%
29.30%
Fixed Asset Turnover
60.59
59.05
14.96
12.67
48.70
42.88
39.85
33.41
27.79
23.25
Receivable days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash Conversion Cycle
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Total Debt/Equity
0.19
0.07
0.07
0.04
0.07
0.00
0.00
0.00
0.00
0.00
Interest Cover
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Annual Reports:

FY 2025
FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016

News Update:


  • HDFC Life Insurance reports 5% rise in Q4 consolidated net profit
    17th Apr 2026, 10:21 AM

    Consolidated net premium income of the company increased by 9.04% at Rs 25,998.42 crore for Q4FY26

    Read More
  • HDFC Life Insurance - Quarterly Results
    17th Apr 2026, 00:00 AM

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.