Nifty
:
24774.30
Sensex
:
78639.03
390.70 (1.60%)
544.39 (0.70%)
Nifty
Sensex
:
:
24774.30
78639.03
390.70 (1.60%)
544.39 (0.70%)

HDFC Life Insurance Company Ltd.

Insurance - Life

Rating :
40/99

BSE: 540777 | NSE: HDFCLIFE

NSE BSE
553.10
03-Aug-2026
  • Open
  • High
  • Low
  • Previous Close
  •  553.7
  •  554
  •  549.1
  •  548.50
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  2516331
  •  1386270122.9
  •  815
  •  543

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 1,19,594.75
  • 60.55
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 1,21,919.39
  • 0.38%
  • 6.11

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 50.54%
  • 4.45%
  • 5.01%
  • FII
  • DII
  • Others
  • 19.27%
  • 18.77%
  • 1.96%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 7.99
  • 7.58
  • 6.70

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 84.72
  • 86.73
  • 85.47

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 18.61
  • 10.79
  • 9.23

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 87.31
  • 113.47
  • 131.76

Earnings Forecasts:

(Updated: 01-08-2026)
Description
2026
2027
2028
2029
Adj EPS
44
-15
5.85
10.17
P/E Ratio
12.57
-36.87
94.55
54.39
Revenue
57.09
50.16
43.57
81705.6
EBITDA
115100
127880
149721
2057.07
Net Income
2576.38
25943.7
90410.2
2113.43
ROA
2192.6
2509.72
2794.1
0.67
P/B Ratio
1.10
1.22
-
6.59
ROE
6.14
5.57
5.16
13.6
FCFF
13.31
12.8
12.64
-
FCFF Yield
-
-
-
-
Net Debt
-
-
-
519
BVPS
504.65
452.4
-
83.91

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Jun 26
Jun 25
Var%
Mar 26
Mar 25
Var%
Dec 25
Dec 24
Var%
Sep 25
Sep 24
Var%
Net Sales
16,727.63
14,539.42
15.05%
25,998.42
23,842.99
9.04%
18,351.42
16,831.84
9.03%
18,871.23
16,613.72
13.59%
Expenses
33,252.70
29,023.86
14.57%
19,781.53
23,813.78
-16.93%
29,156.83
16,852.24
73.01%
20,336.02
28,806.63
-29.41%
EBITDA
-16,525.07
-14,484.44
-
6,216.89
29.21
21,183.43%
-10,805.41
-20.40
-
-1,464.79
-12,192.91
-
EBIDTM
-98.79%
-99.62%
23.91%
0.12%
-58.88%
-0.12%
-7.76%
-73.39%
Other Income
17,202.20
15,088.24
14.01%
-5,680.20
471.22
-
11,250.61
439.13
2,462.02%
1,936.27
12,162.71
-84.08%
Interest
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Depreciation
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
PBT
677.13
603.80
12.14%
536.69
500.43
7.25%
445.20
418.73
6.32%
471.48
-30.20
-
Tax
65.94
55.45
18.92%
39.20
25.07
56.36%
27.01
-2.58
-
23.19
-465.38
-
PAT
611.19
548.35
11.46%
497.49
475.36
4.66%
418.19
421.31
-0.74%
448.29
435.18
3.01%
PATM
3.65%
3.77%
1.91%
1.99%
2.28%
2.50%
2.38%
2.62%
EPS
2.81
2.54
10.63%
2.31
2.21
4.52%
1.94
1.96
-1.02%
2.08
2.02
2.97%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Net Sales
79,948.70
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Sales Growth
11.31%
0
0
0
0
0
0
0
0
0
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
79,948.70
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
GP Margin
100.00%
0
0
0
0
0
0
0
0
0
0
Total Expenditure
1,02,527.08
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Power & Fuel Cost
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0
0
0
0
0
0
0
0
0
0
Employee Cost
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0
0
0
0
0
0
0
0
0
0
Manufacturing Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0
0
0
0
0
0
0
0
0
0
General & Admin Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0
0
0
0
0
0
0
0
0
0
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0
0
0
0
0
0
0
0
0
0
Miscellaneous Exp.
-
350.20
218.03
168.81
151.83
113.96
69.12
62.09
57.24
28.59
0.00
% Of Sales
-
0
0
0
0
0
0
0
0
0
0
EBITDA
-22,578.38
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
EBITDA Margin
-28.24%
0
0
0
0
0
0
0
0
0
0
Other Income
24,708.88
102.37
71.13
58.95
92.78
19.01
3.10
41.12
39.97
23.40
0.87
Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Depreciation
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PBT
2,130.50
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax
155.34
50.01
67.12
-4.41
-86.07
-24.18
-6.59
16.48
13.09
17.74
22.01
Tax Rate
7.29%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
PAT
1,975.16
1,912.32
1,810.82
1,574.08
1,368.28
1,326.93
1,360.87
1,297.44
1,277.93
1,107.20
886.92
PAT before Minority Interest
1,975.16
1,912.32
1,810.82
1,574.08
1,368.28
1,326.93
1,360.87
1,297.44
1,277.93
1,107.20
886.92
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
2.47%
0
0
0
0
0
0
0
0
0
0
PAT Growth
5.05%
5.61%
15.04%
15.04%
3.12%
-2.49%
4.89%
1.53%
15.42%
24.84%
 
EPS
9.09
8.80
8.34
7.25
6.30
6.11
6.26
5.97
5.88
5.10
4.08

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Shareholder's Funds
17,460.55
15,708.64
14,215.84
12,973.45
15,528.54
8,432.35
6,998.59
5,645.62
4,705.10
3,794.01
Share Capital
2,157.82
2,152.99
2,150.94
2,149.40
2,112.62
2,020.94
2,018.80
2,017.38
2,011.74
1,998.48
Total Reserves
15,290.90
13,555.01
12,064.90
10,820.90
13,412.60
6,409.44
4,974.20
3,627.84
2,692.48
1,795.53
Non-Current Liabilities
3,101.39
2,950.00
950.00
950.00
600.00
600.00
0.00
0.00
0.00
0.00
Secured Loans
3,099.00
2,950.00
950.00
950.00
600.00
600.00
0.00
0.00
0.00
0.00
Unsecured Loans
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Long Term Provisions
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Current Liabilities
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Trade Payables
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Current Liabilities
10,942.90
9,587.87
8,728.62
8,240.29
6,836.00
6,440.04
4,913.88
5,064.69
4,606.70
3,775.32
Short Term Borrowings
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Short Term Provisions
215.00
117.56
113.59
128.21
111.76
93.79
76.05
58.71
44.09
46.82
Total Liabilities
20,561.94
18,658.64
15,165.84
13,923.45
16,128.54
9,032.35
6,998.59
5,645.62
4,705.10
3,794.01
Net Block
607.24
499.43
392.67
351.59
5,964.34
327.28
322.30
323.69
336.42
337.37
Gross Block
1,425.82
1,217.02
1,088.25
1,015.38
6,590.32
799.21
769.32
734.49
717.62
681.33
Accumulated Depreciation
818.58
717.59
695.58
663.79
625.99
471.92
447.02
410.80
381.20
343.96
Non Current Assets
746.22
608.60
420.34
382.38
5,984.14
341.52
330.71
333.88
341.69
353.47
Capital Work in Progress
138.98
109.17
27.67
30.79
19.80
14.24
8.41
10.19
5.28
16.09
Non Current Investment
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Long Term Loans & Adv.
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Non Current Assets
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Current Assets
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Current Investments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash & Bank
1,990.23
1,820.95
1,558.61
1,168.55
1,375.15
1,099.26
690.75
1,244.45
1,110.50
797.38
Other Current Assets
8,009.70
6,854.36
6,015.07
4,822.32
4,111.77
3,315.36
2,993.80
2,274.34
2,003.01
1,817.71
Short Term Loans & Adv.
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Current Assets
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Total Assets
746.22
608.60
420.34
382.38
5,984.14
341.52
330.71
333.88
341.69
353.47

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Cash From Operating Activity
22,625.06
15,597.07
10,721.36
6,883.17
5,942.54
9,702.84
7,387.66
9,868.30
6,739.28
6,230.24
PBT
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Adjustment
26,684.64
20,946.32
13,713.65
11,241.60
7,154.35
10,561.90
8,304.49
10,802.24
7,469.49
6,814.41
Changes in Working Capital
-29.77
-40.07
91.98
-26.00
-23.59
21.91
1.14
-38.06
10.36
-8.98
Cash after chg. in Working capital
26,654.87
20,906.25
13,805.63
11,215.60
7,130.77
10,583.81
8,305.63
10,764.18
7,479.85
6,805.43
Interest Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
-4,029.81
-5,309.18
-3,084.27
-4,332.44
-1,188.22
-880.97
-917.97
-895.88
-740.57
-575.19
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-23,871.12
-13,638.24
-13,624.63
-10,087.38
-806.95
-8,946.28
-7,806.84
-10,181.78
-4,421.15
-5,175.21
Net Fixed Assets
-236.23
-205.37
-66.49
-239.56
8.79
-34.69
-32.81
-21.16
-25.48
20.44
Net Investments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Others
-23,634.89
-13,432.87
-13,558.14
-9,847.82
-815.74
-8,911.59
-7,774.03
-10,160.62
-4,395.67
-5,195.65
Cash from Financing Activity
-274.64
1,607.47
-403.39
1,984.71
-238.19
678.29
37.97
-337.17
-196.35
-235.58
Net Cash Inflow / Outflow
-1,520.70
3,566.30
-3,306.66
-1,219.50
4,897.40
1,434.85
-381.21
-650.65
2,121.79
819.45
Opening Cash & Equivalents
11,089.28
7,517.29
10,820.90
12,024.35
7,218.47
5,789.01
6,152.67
6,803.56
4,681.54
3,864.15
Closing Cash & Equivalent
9,590.70
11,089.28
7,517.29
10,820.91
12,121.97
7,218.47
5,789.01
6,152.67
6,803.56
4,681.54

Financial Ratios

Consolidated /

Standalone
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Book Value (Rs.)
80.86
72.96
66.09
60.34
73.49
41.72
34.64
27.98
23.38
18.98
ROA
0.53%
0.57%
0.59%
0.59%
0.67%
0.91%
1.03%
1.11%
1.12%
1.07%
ROE
11.54%
12.10%
11.58%
9.60%
11.08%
17.65%
20.53%
24.70%
26.06%
25.56%
ROCE
10.01%
11.10%
10.79%
8.54%
10.36%
16.90%
20.79%
24.95%
26.47%
26.20%
Fixed Asset Turnover
58.85
60.59
59.05
14.96
12.67
48.70
42.88
39.85
33.41
27.79
Receivable days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash Conversion Cycle
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Total Debt/Equity
0.18
0.19
0.07
0.07
0.04
0.07
0.00
0.00
0.00
0.00
Interest Cover
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Annual Reports:

FY 2026
FY 2025
FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017

News Update:


  • HDFC Life Insurance Company reports 11% rise in Q1 consolidated net profit
    16th Jul 2026, 10:00 AM

    Consolidated net premium income of the company grew by 15.05% to Rs 16,727.63 crore in Q1FY27.

    Read More
  • HDFC Life Insurance - Quarterly Results
    16th Jul 2026, 00:00 AM

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.