Nifty

:

24980.65

Sensex

:

81644.39

103.70 (0.42%)
370.64 (0.46%)

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Nifty
Sensex

:
:

24980.65
81644.39

103.70 (0.42%)
370.64 (0.46%)

Home First Finance Company India Ltd.

Finance - Housing

Rating :

74/99

BSE: 543259 | NSE: HOMEFIRST

Watchlist

NSE BSE

1269.50

19-Aug-2025

Open
High
Low
Previous Close

1257.8
1284
1250
1256.90

Volume
Traded Value (lacs)
52 Week High
52 Week Low

127241
161101143.7
1519
878.4

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

13,098.59
31.70
2

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

21,711.05
0.29%
3.42

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

10 Years
5 Years
3 Years

38.32
25.62
24.60

EBITDA CAGR (%)

10 Years
5 Years
3 Years

39.54
27.63
15.08

PAT CAGR (%)

10 Years
5 Years
3 Years

51.47
30.71
18.73

P:E (Median)

8 Years
5 Years
3 Years

-
-
30.11

P:BV (Average)

8 Years
5 Years
3 Years

-
-
4.00

EV:EBITDA (Average)

8 Years
5 Years
3 Years

-
-
17.13

Earnings Forecasts:

(Updated: 06-06-2025)

Description 2024 2025 2026 2027
Adj EPS 34.65 42.83 49.04 63.77
P/E Ratio 36.64 29.64 25.89 19.91
Revenue 1152 1530 1082 1379
EBITDA 907 1223 688 830
Net Income 306 382 498 644
ROA 3.8 3.5 3.5 3.6
P/B Ratio 5.30 5.18 3.15 2.73
ROE 15.52 16.46 14.84 14.65
FCFF -1885 -2161
FCFF Yield -9.08 -10.41
Net Debt 6497 8612
BVPS 239.67 244.92 403.09 464.96

Quarterly Results

Standalone Figures in Rs. Crores /

Consolidated

Description Jun 25 Jun 24 Var% Mar 25 Mar 24 Var% Dec 24 Dec 23 Var% Sep 24 Sep 23 Var%
Net Sales 453.61 336.42 34.83% 414.66 312.76 32.58% 405.95 296.31 37.00% 372.92 273.33 36.44%
Expenses 94.10 67.57 39.26% 83.66 57.90 44.49% 80.88 65.05 24.34% 74.70 61.68 21.11%
EBITDA 359.51 268.85 33.72% 331.00 254.86 29.88% 325.07 231.26 40.56% 298.22 211.65 40.90%
EBIDTM 79.26% 79.91% 79.82% 81.49% 80.08% 78.05% 79.97% 77.43%
Other Income 1.65 4.91 -66.40% 1.53 4.99 -69.34% 1.50 4.70 -68.09% 1.32 4.65 -71.61%
Interest 200.28 156.77 27.75% 190.31 145.87 30.47% 192.63 130.21 47.94% 175.56 117.01 50.04%
Depreciation 4.38 3.46 26.59% 4.33 3.23 34.06% 4.12 3.01 36.88% 3.62 2.84 27.46%
PBT 156.50 113.52 37.86% 137.90 110.75 24.51% 129.82 102.74 26.36% 120.36 96.44 24.80%
Tax 37.61 25.75 46.06% 33.20 27.28 21.70% 32.43 23.92 35.58% 28.13 22.13 27.11%
PAT 118.89 87.77 35.46% 104.69 83.47 25.42% 97.38 78.82 23.55% 92.22 74.31 24.10%
PATM 26.21% 26.09% 25.25% 26.69% 23.99% 26.60% 24.73% 27.19%
EPS 11.52 8.50 35.53% 10.14 8.09 25.34% 9.44 7.64 23.56% 8.94 7.20 24.17%

Description Mar 25 Mar 24 Var% Dec 24 Dec 23 Var% Sep 24 Sep 23 Var% Jun 24 Jun 23 Var%
Net Sales 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Expenses 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
EBITDA 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
EBIDTM 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Other Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Interest 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Depreciation 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PBT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Tax 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PAT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PATM 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EPS 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0

Annual Results

Standalone Figures in Rs. Crores

Right to Left

Description TTM Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Net Sales 1,647.14 1,529.95 1,137.45 790.99 595.67 489.12 398.66 259.98 132.09 91.58 59.66 Net Sales Growth 35.14% 34.51% 43.80% 32.79% 21.78% 22.69% 53.34% 96.82% 44.23% 53.50% Cost Of Goods Sold 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 1,647.14 1,529.95 1,137.45 790.99 595.67 489.12 398.66 259.98 132.09 91.58 59.66 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 333.34 303.41 241.90 183.25 142.87 126.90 111.28 74.62 41.54 25.62 15.84 Power & Fuel Cost - 1.29 1.02 0.66 0.45 0.34 0.51 0.31 0.17 0.10 0.00 % Of Sales - 0.08% 0.09% 0.08% 0.08% 0.07% 0.13% 0.12% 0.13% 0.11% 0% Employee Cost - 194.41 148.34 107.01 80.77 66.13 61.08 43.17 24.95 15.00 8.58 % Of Sales - 12.71% 13.04% 13.53% 13.56% 13.52% 15.32% 16.61% 18.89% 16.38% 14.38% Manufacturing Exp. - 34.80 28.68 23.69 15.37 11.91 4.00 2.96 1.59 0.72 2.56 % Of Sales - 2.27% 2.52% 2.99% 2.58% 2.43% 1.00% 1.14% 1.20% 0.79% 4.29% General & Admin Exp. - 35.35 31.22 23.07 16.70 12.36 25.19 17.83 10.27 6.91 3.66 % Of Sales - 2.31% 2.74% 2.92% 2.80% 2.53% 6.32% 6.86% 7.78% 7.55% 6.13% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 38.85 33.65 29.48 30.04 36.51 21.00 10.65 4.72 3.00 0.00 % Of Sales - 2.54% 2.96% 3.73% 5.04% 7.46% 5.27% 4.10% 3.57% 3.28% 1.73% EBITDA 1,313.80 1,226.54 895.55 607.74 452.80 362.22 287.38 185.36 90.55 65.96 43.82 EBITDA Margin 79.76% 80.17% 78.73% 76.83% 76.02% 74.06% 72.09% 71.30% 68.55% 72.02% 73.45% Other Income 6.00 9.26 19.10 4.61 0.03 0.04 21.02 11.04 2.15 0.00 2.45 Interest 758.78 718.67 502.95 308.06 219.01 220.59 193.83 126.54 65.96 54.04 36.87 Depreciation 16.45 15.53 11.73 9.07 7.52 7.62 7.24 4.58 2.46 1.55 0.38 PBT 544.58 501.59 399.96 295.22 226.29 134.04 107.33 65.29 24.27 10.36 9.03 Tax 131.37 119.52 94.24 66.93 40.20 33.90 27.78 19.56 8.27 3.68 3.02 Tax Rate 24.12% 23.83% 23.56% 22.67% 17.76% 25.29% 25.88% 29.96% 34.07% 35.52% 33.44% PAT 413.18 382.07 305.72 228.29 186.10 100.14 79.55 45.72 16.00 6.68 6.01 PAT before Minority Interest 413.18 382.07 305.72 228.29 186.10 100.14 79.55 45.72 16.00 6.68 6.01 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 25.08% 24.97% 26.88% 28.86% 31.24% 20.47% 19.95% 17.59% 12.11% 7.29% 10.07% PAT Growth 27.38% 24.97% 33.92% 22.67% 85.84% 25.88% 73.99% 185.75% 139.52% 11.15% EPS 40.04 37.02 29.62 22.12 18.03 9.70 7.71 4.43 1.55 0.65 0.58

Results Balance Sheet

Standalone Figures in Rs. Crores

Right to Left

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 14
Shareholder's Funds 2,521.28 2,121.49 1,817.34 1,573.68 1,380.54 933.43 522.66 325.21 306.36 98.72 Share Capital 18.01 17.70 17.60 17.53 17.48 15.66 12.67 10.32 10.32 6.13 Total Reserves 2,445.75 2,064.78 1,775.75 1,542.40 1,353.44 910.33 505.82 308.82 292.69 92.60 Non-Current Liabilities 9,562.47 7,300.56 4,816.60 3,470.56 250.78 9.75 1.54 -4.51 -0.58 91.63 Secured Loans 9,550.70 7,296.31 4,813.47 3,464.28 239.59 0.00 0.00 0.00 0.00 91.10 Unsecured Loans 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Long Term Provisions 9.39 7.38 5.96 4.54 3.24 6.64 2.96 1.87 2.04 0.77 Current Liabilities 242.15 226.95 197.25 116.93 2,908.06 2,537.03 1,955.90 1,049.89 685.31 25.23 Trade Payables 16.09 11.48 14.91 6.21 4.85 0.43 1.36 0.54 3.29 0.67 Other Current Liabilities 103.38 87.50 85.34 63.93 59.88 42.79 28.90 17.44 14.13 18.91 Short Term Borrowings 0.00 5.80 0.00 2.48 2,814.10 2,493.80 1,925.64 1,019.88 663.04 5.20 Short Term Provisions 122.69 122.16 97.00 44.31 29.23 0.00 0.00 12.04 4.84 0.45 Total Liabilities 12,325.90 9,649.00 6,831.19 5,161.17 4,539.38 3,480.21 2,480.10 1,370.59 991.09 215.58 Net Block 45.88 30.03 25.73 20.23 16.67 21.00 17.43 10.11 6.65 0.49 Gross Block 92.75 64.65 51.01 38.98 30.86 35.47 25.99 14.77 9.09 0.79 Accumulated Depreciation 46.87 34.62 25.29 18.75 14.19 14.47 8.56 4.66 2.44 0.30 Non Current Assets 10,696.26 8,174.17 6,022.15 4,325.33 3,718.18 3,180.47 2,255.05 1,319.90 795.97 163.13 Capital Work in Progress 0.23 0.18 0.05 0.00 0.00 0.00 0.00 1.05 0.00 0.28 Non Current Investment 0.00 0.00 0.00 0.00 375.01 145.56 102.92 0.00 0.00 0.00 Long Term Loans & Adv. 1,915.49 1,395.61 902.44 487.97 3,326.50 3,013.91 2,134.70 1,308.73 789.31 162.36 Other Non Current Assets 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Current Assets 1,629.63 1,474.83 809.04 835.85 821.20 299.74 225.05 50.70 195.12 52.44 Current Investments 360.24 378.81 280.80 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 5.55 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash & Bank 938.24 821.51 298.41 667.85 679.87 222.06 191.98 30.22 182.15 47.87 Other Current Assets 325.61 147.97 122.73 116.99 141.33 77.68 33.07 20.48 12.97 4.58 Short Term Loans & Adv. 122.71 126.53 107.10 51.00 40.39 9.95 4.10 14.31 6.85 0.82 Net Current Assets 1,387.49 1,247.88 611.78 718.92 -2,086.86 -2,237.29 -1,730.85 -999.19 -490.19 27.22 Total Assets 12,325.89 9,649.00 6,831.19 5,161.18 4,539.38 3,480.21 2,480.10 1,370.60 991.09 215.57

Cash Flow

Standalone Figures in Rs. Crores

Right to Left

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 14
Cash From Operating Activity -2,198.34 -1,907.68 -1,468.53 -807.03 -222.93 -823.19 -790.57 -506.40 -272.90 -86.07 PBT 501.59 399.96 295.22 226.29 134.04 107.33 65.29 24.27 10.36 2.31 Adjustment -702.16 -571.08 -431.67 -273.41 -183.97 9.49 3.42 18.61 4.53 6.88 Changes in Working Capital -2,507.95 -2,161.50 -1,703.35 -969.97 -347.40 -916.02 -842.66 -536.70 -283.06 -95.26 Cash after chg. in Working capital -2,708.52 -2,332.62 -1,839.80 -1,017.09 -397.33 -799.20 -773.96 -493.81 -268.18 -86.07 Interest Paid -717.58 -508.86 -298.80 -222.82 -203.32 0.00 0.00 0.00 0.00 0.00 Tax Paid -109.43 -90.10 -72.03 -43.68 -29.82 -23.99 -16.61 -12.59 -4.72 0.00 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 1,337.19 1,023.89 742.10 476.56 407.53 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity -0.21 -217.38 -266.59 803.96 -614.97 -108.07 -105.49 56.25 -14.01 2.26 Net Fixed Assets -28.15 -13.77 -12.08 -8.12 4.61 -9.48 -10.17 -6.73 -8.02 -0.75 Net Investments 18.57 -98.01 -280.80 375.01 -229.45 -42.64 -102.92 0.00 0.00 0.00 Others 9.37 -105.60 26.29 437.07 -390.13 -55.95 7.60 62.98 -5.99 3.01 Cash from Financing Activity 2,217.20 2,469.98 1,352.92 411.41 899.60 893.26 1,058.77 357.18 379.86 100.13 Net Cash Inflow / Outflow 18.65 344.91 -382.19 408.34 61.69 -38.00 162.71 -92.97 92.95 16.31 Opening Cash & Equivalents 580.48 235.56 617.76 209.42 147.72 185.72 23.01 115.98 23.03 31.56 Closing Cash & Equivalent 599.13 580.48 235.56 617.76 209.42 147.72 185.72 23.01 115.98 47.87

Financial Ratios

Standalone

Right to Left

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Book Value (Rs.) 273.58 235.27 203.75 178.00 156.86 118.26 409.29 309.15 293.58 398.86 ROA 3.48% 3.71% 3.81% 3.84% 2.50% 2.67% 2.37% 1.35% 0.84% 1.26% ROE 16.81% 15.78% 13.62% 12.70% 8.72% 11.01% 10.92% 5.14% 2.95% 4.84% ROCE 11.35% 11.25% 10.34% 9.40% 9.02% 10.25% 10.11% 7.80% 8.65% 10.52% Fixed Asset Turnover 19.44 19.67 17.58 17.06 14.75 12.97 12.76 11.07 16.00 31.33 Receivable days 1.32 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 0.00 0.00 0.00 4.49 6.78 23.96 51.72 38.73 Cash Conversion Cycle 1.32 0.00 0.00 0.00 0.00 -4.49 -6.78 -23.96 -51.72 -38.73 Total Debt/Equity 3.88 3.51 2.68 2.22 2.23 2.69 3.71 3.20 2.19 2.38 Interest Cover 1.70 1.80 1.96 2.03 1.61 1.55 1.52 1.37 1.19 1.24

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Annual Reports:

News Update:

Home First Finance - Quarterly Results
25th Jul 2025, 16:33 PM

Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.

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