Nifty
:
25807.20
Sensex
:
83674.92
-146.65 (-0.56%)
-558.72 (-0.66%)
Nifty
Sensex
:
:
25807.20
83674.92
-146.65 (-0.56%)
-558.72 (-0.66%)

Housing & Urban Development Corporation Ltd.

Finance - Housing

Rating :
60/99

BSE: 540530 | NSE: HUDCO

NSE BSE
201.93
12-Feb-2026
  • Open
  • High
  • Low
  • Previous Close
  •  192
  •  202.94
  •  191.5
  •  193.24
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  22244997
  •  4421679635.78
  •  253.73
  •  158.85

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 40,298.25
  • 14.49
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 1,05,131.66
  • 2.06%
  • 2.15

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 75.00%
  • 0.53%
  • 10.30%
  • FII
  • DII
  • Others
  • 1.97%
  • 11.46%
  • 0.74%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 11.99
  • 7.34
  • 13.51

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 14.31
  • 7.99
  • 8.23

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 13.22
  • 11.41
  • 16.77

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 7.09
  • 8.02
  • 16.17

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.24
  • 1.50
  • 2.09

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 10.62
  • 10.03
  • 10.08

Earnings Forecasts:

(Updated: 07-02-2026)
Description
2024
2025
2026
2027
Adj EPS
13.53
14.31
19.24
24.31
P/E Ratio
14.92
14.11
10.50
8.31
Revenue
10311.3
4482.3
5920.45
7278.55
EBITDA
9947.16
Net Income
2709.14
2961.7
3929.55
4842.05
ROA
2.44
2.01
2.1
2.12
P/B Ratio
2.25
2.04
1.78
1.53
ROE
15.67
13.97
16.36
17.46
FCFF
-31595.3
FCFF Yield
-21.54
Net Debt
107232
BVPS
89.76
98.75
113.2
132.32

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Dec 25
Dec 24
Var%
Sep 25
Sep 24
Var%
Jun 25
Jun 24
Var%
Mar 25
Mar 24
Var%
Net Sales
3,431.20
2,760.23
24.31%
3,219.03
2,517.72
27.85%
2,937.31
2,188.35
34.22%
2,844.99
2,065.22
37.76%
Expenses
319.93
73.36
336.11%
146.56
-138.46
-
108.99
46.84
132.69%
-28.11
8.14
-
EBITDA
3,111.27
2,686.87
15.80%
3,072.47
2,656.18
15.67%
2,828.32
2,141.51
32.07%
2,873.10
2,057.08
39.67%
EBIDTM
90.68%
97.34%
95.45%
105.50%
96.29%
97.86%
100.99%
99.61%
Other Income
74.37
9.91
650.45%
31.99
8.42
279.93%
8.16
8.84
-7.69%
9.92
128.82
-92.30%
Interest
2,394.15
1,762.49
35.84%
2,146.94
1,662.02
29.18%
1,976.31
1,463.69
35.02%
1,859.25
1,240.30
49.90%
Depreciation
3.00
2.63
14.07%
2.81
2.54
10.63%
2.94
1.96
50.00%
3.51
2.48
41.53%
PBT
788.49
931.66
-15.37%
954.71
1,000.04
-4.53%
857.23
684.70
25.20%
1,020.26
943.12
8.18%
Tax
75.49
196.63
-61.61%
244.88
311.42
-21.37%
227.00
126.95
78.81%
292.52
242.96
20.40%
PAT
713.00
735.03
-3.00%
709.83
688.62
3.08%
630.23
557.75
13.00%
727.74
700.16
3.94%
PATM
20.78%
26.63%
22.05%
27.35%
21.46%
25.49%
25.58%
33.90%
EPS
3.56
3.67
-3.00%
3.55
3.44
3.20%
3.15
2.79
12.90%
3.64
3.50
4.00%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Net Sales
12,432.53
10,311.29
7,784.29
7,049.46
6,954.08
7,235.53
7,532.12
5,555.90
4,171.36
3,498.85
3,322.10
Net Sales Growth
30.44%
32.46%
10.42%
1.37%
-3.89%
-3.94%
35.57%
33.19%
19.22%
5.32%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
12,432.53
10,311.29
7,784.29
7,049.46
6,954.08
7,235.53
7,532.12
5,555.90
4,171.36
3,498.85
3,322.10
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
547.37
364.99
342.49
352.07
360.84
464.14
543.59
660.46
525.26
467.51
711.52
Power & Fuel Cost
-
1.84
2.40
2.09
2.48
2.54
2.15
2.19
1.96
1.92
1.97
% Of Sales
-
0.02%
0.03%
0.03%
0.04%
0.04%
0.03%
0.04%
0.05%
0.05%
0.06%
Employee Cost
-
227.49
231.25
185.64
217.18
205.31
239.02
224.12
175.56
123.38
139.20
% Of Sales
-
2.21%
2.97%
2.63%
3.12%
2.84%
3.17%
4.03%
4.21%
3.53%
4.19%
Manufacturing Exp.
-
30.07
27.15
23.01
23.76
19.77
18.44
20.79
19.41
16.27
18.07
% Of Sales
-
0.29%
0.35%
0.33%
0.34%
0.27%
0.24%
0.37%
0.47%
0.47%
0.54%
General & Admin Exp.
-
23.84
16.67
17.01
9.78
14.36
21.89
28.93
30.28
16.89
16.88
% Of Sales
-
0.23%
0.21%
0.24%
0.14%
0.20%
0.29%
0.52%
0.73%
0.48%
0.51%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
83.59
67.42
126.41
110.12
224.70
264.24
386.62
300.01
310.97
0.00
% Of Sales
-
0.81%
0.87%
1.79%
1.58%
3.11%
3.51%
6.96%
7.19%
8.89%
16.18%
EBITDA
11,885.16
9,946.30
7,441.80
6,697.39
6,593.24
6,771.39
6,988.53
4,895.44
3,646.10
3,031.34
2,610.58
EBITDA Margin
95.60%
96.46%
95.60%
95.01%
94.81%
93.59%
92.78%
88.11%
87.41%
86.64%
78.58%
Other Income
124.44
448.50
372.32
110.43
293.13
229.05
39.57
43.58
62.78
134.97
372.39
Interest
8,376.65
6,747.50
4,960.82
4,507.10
4,532.53
4,764.82
4,847.86
3,070.51
2,294.79
1,986.46
1,907.52
Depreciation
12.26
10.64
9.86
11.31
7.90
6.98
5.71
5.30
5.46
4.68
4.51
PBT
3,620.69
3,636.66
2,843.44
2,289.41
2,345.94
2,228.64
2,174.53
1,863.21
1,408.63
1,175.17
1,070.94
Tax
839.89
927.52
726.70
587.79
629.34
650.06
466.11
683.06
398.45
333.19
293.31
Tax Rate
23.20%
25.50%
25.56%
25.67%
26.83%
29.17%
21.43%
36.66%
28.29%
28.35%
27.26%
PAT
2,780.80
2,709.14
2,116.69
1,701.43
1,716.41
1,578.58
1,708.42
1,180.15
1,010.18
842.24
782.79
PAT before Minority Interest
2,780.80
2,709.14
2,116.69
1,701.43
1,716.41
1,578.58
1,708.42
1,180.15
1,010.18
842.24
782.79
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
22.37%
26.27%
27.19%
24.14%
24.68%
21.82%
22.68%
21.24%
24.22%
24.07%
23.56%
PAT Growth
3.70%
27.99%
24.41%
-0.87%
8.73%
-7.60%
44.76%
16.83%
19.94%
7.59%
 
EPS
13.89
13.53
10.57
8.50
8.57
7.89
8.53
5.90
5.05
4.21
3.91

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Shareholder's Funds
17,968.05
16,612.56
15,443.56
14,466.82
13,187.74
12,342.26
10,954.76
9,942.28
9,167.58
8,445.71
Share Capital
2,001.90
2,001.90
2,001.90
2,001.90
2,001.90
2,001.90
2,001.90
2,001.90
2,001.90
2,001.90
Total Reserves
15,966.15
14,610.66
13,441.66
12,464.92
11,185.84
10,340.36
8,952.86
7,940.38
7,165.68
6,443.81
Non-Current Liabilities
77,184.88
59,033.96
50,406.09
58,111.75
60,435.89
57,915.77
55,351.92
30,537.11
25,737.87
22,163.27
Secured Loans
0.00
0.00
14,754.95
16,025.27
18,716.68
20,172.40
20,020.24
20,617.20
19,925.04
19,487.75
Unsecured Loans
75,304.44
57,396.61
34,290.84
40,892.95
40,742.49
37,099.15
34,151.20
9,442.54
5,041.11
1,866.64
Long Term Provisions
364.78
359.14
342.52
339.44
332.82
220.65
765.41
161.60
309.80
290.94
Current Liabilities
33,969.08
18,244.21
15,543.15
6,729.58
3,753.70
6,322.74
7,107.10
8,880.45
4,817.00
5,602.57
Trade Payables
0.00
0.00
7.94
9.64
12.22
17.59
14.64
12.43
8.97
17.98
Other Current Liabilities
1,337.76
1,130.47
1,237.83
1,713.13
1,794.69
1,685.08
1,536.22
2,626.62
2,633.86
3,720.18
Short Term Borrowings
31,992.32
16,599.25
13,859.29
4,584.82
1,518.79
4,165.07
5,556.24
5,785.17
1,741.13
1,391.08
Short Term Provisions
639.00
514.49
438.09
421.99
428.00
455.00
0.00
456.23
433.04
473.33
Total Liabilities
1,29,122.01
93,890.73
81,392.80
79,308.15
77,377.33
76,580.77
73,413.78
49,359.84
39,723.23
36,212.33
Net Block
69.07
68.69
69.40
75.47
62.89
45.55
50.36
48.02
72.10
72.63
Gross Block
178.15
171.41
168.22
163.90
148.67
127.02
128.65
120.78
172.21
169.30
Accumulated Depreciation
109.08
102.72
98.82
88.43
85.78
81.47
78.29
72.76
100.11
96.67
Non Current Assets
1,26,661.91
92,499.22
79,609.69
77,364.23
75,008.97
74,990.57
72,580.18
47,739.16
33,705.75
30,045.95
Capital Work in Progress
16.05
14.97
19.49
25.40
38.64
51.56
38.59
35.09
43.40
39.41
Non Current Investment
281.93
273.01
262.00
254.46
260.65
251.56
554.71
549.95
366.52
366.53
Long Term Loans & Adv.
10.48
0.34
35.64
39.38
385.06
406.56
997.41
49.43
43.40
47.17
Other Non Current Assets
1,924.86
757.57
0.00
0.00
15.61
11.78
22.42
0.00
18.29
19.11
Current Assets
2,460.10
1,391.51
1,783.11
1,943.92
2,368.36
1,590.20
833.60
1,620.64
6,017.48
6,166.38
Current Investments
1,035.95
24.06
367.68
2.75
7.53
0.00
0.00
0.00
0.01
0.00
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
1.84
1.22
1.38
7.16
7.93
6.24
4.42
1.96
5.90
4.25
Cash & Bank
64.54
387.36
68.85
643.93
1,427.40
422.81
340.04
334.98
332.89
590.11
Other Current Assets
1,357.77
156.04
562.35
516.37
925.50
1,161.15
489.14
1,283.70
5,678.68
5,572.02
Short Term Loans & Adv.
971.55
822.83
782.85
773.71
441.50
478.89
39.15
810.61
4,689.79
4,911.58
Net Current Assets
-31,508.98
-16,852.70
-13,760.04
-4,785.66
-1,385.34
-4,732.54
-6,273.50
-7,259.81
1,200.48
563.81
Total Assets
1,29,122.01
93,890.73
81,392.80
79,308.15
77,377.33
76,580.77
73,413.78
49,359.84
39,723.23
36,212.33

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Cash From Operating Activity
-31,602.67
-10,286.74
-850.67
-805.93
2,160.91
-1,336.25
-23,400.25
-7,830.31
-2,597.83
-4,965.26
PBT
3,636.66
2,843.39
2,289.22
2,345.75
2,228.64
2,174.53
1,863.21
1,408.63
1,175.43
1,077.00
Adjustment
-777.96
-263.41
-31.85
-230.04
19.39
185.02
333.27
238.58
294.40
166.67
Changes in Working Capital
-33,822.37
-12,354.72
-2,687.00
-2,509.65
332.47
-3,238.81
-24,998.43
-9,034.00
-3,685.97
-5,826.15
Cash after chg. in Working capital
-30,963.67
-9,774.74
-429.63
-393.94
2,580.50
-879.26
-22,801.95
-7,386.79
-2,216.14
-4,582.48
Interest Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
-639.00
-512.00
-421.04
-411.99
-419.59
-456.99
-598.30
-443.52
-381.69
-384.00
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
1.22
Cash From Investing Activity
-938.52
435.09
-352.41
-0.93
-14.41
82.64
17.57
-3.62
-4.86
372.28
Net Fixed Assets
-7.82
1.33
1.59
-1.99
-8.73
-11.34
-11.37
48.15
-6.52
-2.06
Net Investments
-1,020.81
332.56
-372.66
10.78
-16.70
302.93
-5.06
-182.13
0.00
387.15
Others
90.11
101.20
18.66
-9.72
11.02
-208.95
34.00
130.36
1.66
-12.81
Cash from Financing Activity
32,215.38
10,173.70
690.92
80.73
-1,083.05
1,365.18
23,421.89
7,858.31
2,509.49
4,652.54
Net Cash Inflow / Outflow
-325.81
322.05
-512.16
-726.13
1,063.45
111.57
39.21
24.38
-93.20
59.56
Opening Cash & Equivalents
369.88
47.83
559.99
1,286.12
222.67
111.10
71.89
47.51
140.74
81.18
Closing Cash & Equivalent
44.07
369.88
47.83
559.99
1,286.12
222.67
111.10
71.89
47.54
140.74

Financial Ratios

Consolidated /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Book Value (Rs.)
89.75
82.98
77.14
72.27
65.88
61.65
54.72
49.66
45.79
42.19
ROA
2.43%
2.42%
2.12%
2.19%
2.05%
2.28%
1.92%
2.27%
2.22%
2.25%
ROE
15.67%
13.21%
11.38%
12.41%
12.37%
14.67%
11.29%
10.57%
9.56%
9.65%
ROCE
9.62%
9.24%
8.81%
9.16%
9.45%
9.72%
8.44%
8.86%
8.87%
9.57%
Fixed Asset Turnover
59.00
45.84
42.45
44.50
52.49
58.92
44.55
28.47
20.49
19.55
Receivable days
0.05
0.06
0.22
0.40
0.36
0.26
0.21
0.34
0.53
0.91
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
0.00
0.00
0.00
0.00
22.15
19.54
19.11
33.19
30.29
Cash Conversion Cycle
0.05
0.06
0.22
0.40
0.36
-21.89
-19.33
-18.77
-32.66
-29.38
Total Debt/Equity
5.97
4.45
4.07
4.25
4.62
4.98
5.45
3.65
3.08
3.01
Interest Cover
1.54
1.57
1.51
1.52
1.47
1.45
1.61
1.61
1.59
1.56

Annual Reports:

FY 2025
FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016

News Update:


  • Housing & Urban Dev. - Quarterly Results
    30th Jan 2026, 00:00 AM

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  • HUDCO signs MoU with Government of Chhattisgarh
    8th Jan 2026, 09:07 AM

    As per the non-binding MoU, the company may provide financial assistance of up to Rs 1,00,000 crore during next five years

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  • HUDCO sanctions loans of Rs 46,167.32 crore in Q3FY26
    2nd Jan 2026, 11:40 AM

    The company has achieved loan sanctions of Rs 1,39,151.92 crore during the April-December period of FY26

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  • HUDCO inks pact with National Institute of Urban Affairs
    25th Nov 2025, 09:01 AM

    The MoU also aims to explore collaborations with multi-lateral funding agencies and other suitable financing opportunities

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  • HUDCO inks pact with IDFC Foundation
    24th Nov 2025, 09:05 AM

    Through the MoU, both parties intend to collaborate on capacity development initiatives for the urban sector in India

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  • HUDCO reports marginal rise in Q2 net profit
    11th Nov 2025, 14:23 PM

    Total income of the company increased by 28.70% at Rs 3,251.02 crore for Q2FY26

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  • HUDCO launches ‘Urban Invest Window’
    10th Nov 2025, 10:08 AM

    The company has launched UiWIN for ULBs to develop bankable infrastructure projects

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Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.