Nifty

:

23997.35

Sensex

:

77562.90

873.70 (3.78%)
2946.32 (3.95%)

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Nifty
Sensex

:
:

23997.35
77562.90

873.70 (3.78%)
2946.32 (3.95%)

India Home Loan Ltd.

Finance - Housing

Rating :

47/99

BSE: 530979 | NSE: Not Listed

Watchlist

NSE BSE

30.12

07-Apr-2026

Open
High
Low
Previous Close

29.55
30.5
28.99
29.74

Volume
Traded Value (lacs)
52 Week High
52 Week Low

2163
65122
30.5
0

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

43.02
421.73
10

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

52.73
N/A
1.04

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

10 Years
5 Years
3 Years

12.60
-15.26
-15.25

EBITDA CAGR (%)

10 Years
5 Years
3 Years

13.19
-18.07
-7.43

PAT CAGR (%)

10 Years
5 Years
3 Years

-10.94
-24.76
-23.79

P:E (Median)

8 Years
5 Years
3 Years

32.19
26.94
-

P:BV (Average)

8 Years
5 Years
3 Years

1.26
1.20
1.13

EV:EBITDA (Average)

8 Years
5 Years
3 Years

10.17
9.88
9.88

Quarterly Results

Standalone Figures in Rs. Crores /

Consolidated

Description Dec 25 Dec 24 Var% Sep 25 Sep 24 Var% Jun 25 Jun 24 Var% Mar 25 Mar 24 Var%
Net Sales 3.31 3.31 0.00% 3.50 3.28 6.71% 4.28 3.28 30.49% 3.73 2.33 60.09%
Expenses 1.42 1.27 11.81% 1.51 1.29 17.05% 2.30 1.24 85.48% 1.64 2.11 -22.27%
EBITDA 1.89 2.04 -7.35% 1.99 1.99 0.00% 1.97 2.05 -3.90% 2.09 0.21 895.24%
EBIDTM 57.07% 61.78% 56.82% 60.58% 46.11% 62.35% 56.01% 9.15%
Other Income 0.00 0.01 -100.00% 0.00 0.01 -100.00% 0.00 0.06 -100.00% 0.01 0.01 0.00%
Interest 1.80 1.91 -5.76% 1.87 1.92 -2.60% 1.86 1.96 -5.10% 1.89 2.23 -15.25%
Depreciation 0.06 0.07 -14.29% 0.07 0.03 133.33% 0.06 0.02 200.00% 0.12 0.03 300.00%
PBT 0.04 0.08 -50.00% 0.05 0.05 0.00% 0.05 0.13 -61.54% 0.09 -2.04 -
Tax 0.03 0.00 0 -0.02 -0.01 - 0.04 0.03 33.33% 0.08 0.07 14.29%
PAT 0.01 0.08 -87.50% 0.07 0.06 16.67% 0.01 0.10 -90.00% 0.01 -2.11 -
PATM 0.27% 2.42% 2.08% 1.71% 0.23% 3.02% 0.27% -90.64%
EPS 0.01 0.06 -83.33% 0.05 0.04 25.00% 0.01 0.07 -85.71% 0.01 -1.48 -

Description Dec 25 Dec 24 Var% Sep 25 Sep 24 Var% Jun 25 Jun 24 Var% Mar 25 Mar 24 Var%
Net Sales 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Expenses 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
EBITDA 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
EBIDTM 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Other Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Interest 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Depreciation 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PBT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Tax 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PAT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PATM 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EPS 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0

Annual Results

Standalone Figures in Rs. Crores

Right to Left

Description TTM Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Net Sales 14.82 13.60 12.02 22.34 30.05 31.13 32.34 31.40 16.39 5.52 4.15 Net Sales Growth 21.48% 13.14% -46.20% -25.66% -3.47% -3.74% 2.99% 91.58% 196.92% 33.01% Cost Of Goods Sold 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 14.82 13.60 12.02 22.34 30.05 31.13 32.34 31.40 16.39 5.52 4.15 GP Margin 99.99% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 6.87 5.49 7.50 10.41 9.46 9.16 7.30 6.82 5.42 2.65 1.80 Power & Fuel Cost - 0.04 0.05 0.05 0.05 0.04 0.05 0.05 0.02 0.01 0.00 % Of Sales - 0.29% 0.42% 0.22% 0.17% 0.13% 0.15% 0.16% 0.12% 0.18% 0% Employee Cost - 2.77 2.82 3.32 3.18 3.50 3.70 3.27 1.83 0.60 0.47 % Of Sales - 20.37% 23.46% 14.86% 10.58% 11.24% 11.44% 10.41% 11.17% 10.87% 11.33% Manufacturing Exp. - 0.48 0.62 0.56 0.51 1.14 0.80 0.71 1.76 0.35 0.29 % Of Sales - 3.53% 5.16% 2.51% 1.70% 3.66% 2.47% 2.26% 10.74% 6.34% 6.99% General & Admin Exp. - 1.64 2.93 2.35 1.41 1.24 1.34 1.47 0.99 1.37 0.90 % Of Sales - 12.06% 24.38% 10.52% 4.69% 3.98% 4.14% 4.68% 6.04% 24.82% 21.69% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 0.60 1.13 4.20 4.36 3.28 1.47 1.38 0.84 0.33 0.00 % Of Sales - 4.41% 9.40% 18.80% 14.51% 10.54% 4.55% 4.39% 5.13% 5.98% 3.37% EBITDA 7.94 8.11 4.52 11.93 20.59 21.97 25.04 24.58 10.97 2.87 2.35 EBITDA Margin 53.58% 59.63% 37.60% 53.40% 68.52% 70.58% 77.43% 78.28% 66.93% 51.99% 56.63% Other Income 0.01 0.11 1.81 2.51 0.44 0.00 0.60 0.44 0.31 0.34 0.14 Interest 7.42 7.64 9.51 12.89 16.53 20.25 21.57 21.75 6.92 1.74 1.13 Depreciation 0.31 0.23 0.19 0.56 0.53 0.23 0.33 0.44 0.29 0.07 0.07 PBT 0.23 0.35 -3.37 0.99 3.96 1.48 3.75 2.83 4.06 1.40 1.29 Tax 0.13 0.07 0.08 0.38 2.05 0.36 0.94 1.01 1.10 0.41 0.43 Tax Rate 56.52% 20.00% -2.37% 38.38% 51.77% 24.32% 25.07% 35.69% 27.09% 29.29% 33.33% PAT 0.10 0.27 -3.44 0.61 1.92 1.12 2.80 1.82 2.96 0.99 0.86 PAT before Minority Interest 0.10 0.27 -3.44 0.61 1.92 1.12 2.80 1.82 2.96 0.99 0.86 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 0.67% 1.99% -28.62% 2.73% 6.39% 3.60% 8.66% 5.80% 18.06% 17.93% 20.72% PAT Growth 105.35% - - -68.23% 71.43% -60.00% 53.85% -38.51% 198.99% 15.12% EPS 0.07 0.19 -2.41 0.43 1.34 0.78 1.96 1.27 2.07 0.69 0.60

Results Balance Sheet

Standalone Figures in Rs. Crores

Right to Left

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Shareholder's Funds 41.44 41.20 44.61 43.92 39.12 38.16 35.68 33.89 31.27 18.51 Share Capital 14.28 14.28 14.28 14.28 14.28 14.28 14.28 14.28 14.28 11.37 Total Reserves 27.16 26.92 30.33 26.78 24.83 20.80 18.33 19.61 16.99 7.14 Non-Current Liabilities 49.54 57.07 91.04 125.31 170.13 174.70 196.47 117.23 11.62 10.74 Secured Loans 29.48 40.51 75.04 109.54 155.48 155.06 176.67 115.75 10.87 10.20 Unsecured Loans 19.76 16.28 15.80 15.95 15.14 15.00 15.00 0.00 0.00 0.00 Long Term Provisions 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.26 0.59 0.40 Current Liabilities 8.65 5.73 3.53 3.81 1.47 9.65 4.58 41.63 3.74 3.27 Trade Payables 0.17 0.38 0.72 0.38 0.32 0.48 1.03 0.54 0.05 0.05 Other Current Liabilities 7.25 4.14 1.62 1.53 0.43 8.52 3.25 19.97 3.30 3.06 Short Term Borrowings 0.00 0.00 0.00 0.00 0.00 0.00 0.00 20.73 0.00 0.00 Short Term Provisions 1.23 1.21 1.19 1.90 0.73 0.65 0.30 0.39 0.38 0.16 Total Liabilities 99.63 104.00 139.18 173.04 210.72 222.51 236.73 192.75 46.63 32.52 Net Block 0.58 0.29 0.44 0.67 0.54 0.69 0.90 1.05 0.17 0.09 Gross Block 3.28 2.76 2.72 2.69 2.17 2.09 1.97 1.68 0.51 0.35 Accumulated Depreciation 2.70 2.47 2.28 2.02 1.63 1.40 1.07 0.63 0.33 0.26 Non Current Assets 48.73 57.30 98.93 156.54 201.08 217.09 220.66 170.51 38.60 29.16 Capital Work in Progress 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.13 0.05 Non Current Investment 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Long Term Loans & Adv. 0.34 1.09 0.82 0.70 0.60 0.46 0.33 0.41 0.38 0.54 Other Non Current Assets 0.14 0.15 0.09 0.06 0.21 3.11 3.24 0.00 0.00 0.00 Current Assets 0.86 0.79 3.97 4.90 9.63 5.41 16.07 22.23 8.03 3.36 Current Investments 0.00 0.00 0.00 0.00 0.00 0.00 9.01 4.00 2.49 0.00 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash & Bank 0.60 0.51 3.61 3.58 8.17 5.07 6.87 7.31 1.12 0.35 Other Current Assets 0.26 0.08 0.00 0.00 1.46 0.34 0.18 10.92 4.42 3.01 Short Term Loans & Adv. 0.20 0.20 0.36 1.32 1.46 0.34 0.18 9.19 4.42 3.01 Net Current Assets -7.80 -4.94 0.44 1.09 8.16 -4.24 11.49 -19.40 4.29 0.09 Total Assets 49.59 58.09 102.90 161.44 210.71 222.50 236.73 192.74 46.63 32.52

Cash Flow

Standalone Figures in Rs. Crores

Right to Left

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Cash From Operating Activity 12.30 30.94 34.82 40.53 7.67 10.69 -55.43 -133.01 -9.42 -9.10 PBT 0.35 -3.37 0.99 3.96 1.48 3.75 2.83 4.06 1.40 1.29 Adjustment 0.41 -0.52 2.70 4.46 2.67 0.96 1.06 0.69 -0.23 -0.06 Changes in Working Capital 11.63 34.83 31.23 32.66 4.39 6.67 -58.25 -136.66 -10.25 -9.93 Cash after chg. in Working capital 12.38 30.94 34.92 41.08 8.55 11.38 -54.37 -131.91 -9.08 -8.70 Interest Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Tax Paid -0.09 0.00 -0.10 -0.55 -0.87 -0.69 -1.06 -1.10 -0.34 -0.40 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity -4.64 3.24 -0.32 1.53 -1.57 9.18 -6.36 -2.25 -2.42 2.40 Net Fixed Assets -0.52 -0.04 -0.03 -0.52 -0.08 -0.12 -0.29 -1.04 -0.24 -0.01 Net Investments 0.00 0.00 0.00 0.00 0.00 9.01 -5.01 -1.51 -2.49 2.28 Others -4.12 3.28 -0.29 2.05 -1.49 0.29 -1.06 0.30 0.31 0.13 Cash from Financing Activity -7.54 -34.05 -34.65 -44.85 -5.12 -21.95 59.37 141.45 12.61 6.45 Net Cash Inflow / Outflow 0.11 0.13 -0.15 -2.78 0.98 -2.08 -2.42 6.19 0.77 -0.24 Opening Cash & Equivalents 0.47 0.33 0.49 3.27 2.29 4.37 6.79 1.12 0.35 0.59 Closing Cash & Equivalent 0.58 0.47 0.33 0.49 3.27 2.29 4.37 7.31 1.12 0.35

Financial Ratios

Standalone

Right to Left

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Book Value (Rs.) 29.01 28.85 31.23 28.75 27.39 24.57 22.83 23.73 21.89 16.28 ROA 0.27% -2.83% 0.39% 1.00% 0.52% 1.22% 0.85% 2.48% 2.50% 3.11% ROE 0.66% -8.03% 1.41% 4.78% 3.02% 8.29% 5.49% 9.10% 3.98% 4.76% ROCE 8.47% 5.26% 9.10% 10.81% 10.40% 11.63% 11.79% 9.34% 8.15% 8.89% Fixed Asset Turnover 4.51 4.38 8.25 12.36 14.63 15.95 17.20 14.98 12.87 12.04 Receivable days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 0.00 0.00 0.00 55.45 63.44 27.44 14.53 13.77 Cash Conversion Cycle 0.00 0.00 0.00 0.00 0.00 -55.45 -63.44 -27.44 -14.53 -13.77 Total Debt/Equity 1.19 1.38 2.04 3.06 4.36 4.85 5.88 4.60 0.45 0.71 Interest Cover 1.05 0.65 1.08 1.24 1.07 1.17 1.13 1.59 1.80 2.14

Top Investors:

sonal mayur shah

subhash ambubhai patel

shailaja chetan shah

Annual Reports:

News Update:

India Home Loan - Quarterly Results
31st Jan 2026, 00:00 AM

Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.

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