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:
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34.35 (0.14%)
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Nifty
Sensex
:
:
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77100.47
34.35 (0.14%)
109.25 (0.14%)

India Shelter Finance Corporation Ltd.

Finance - Housing

Rating :
69/99

BSE: 544044 | NSE: INDIASHLTR

NSE BSE
768.75
25-Jun-2026
  • Open
  • High
  • Low
  • Previous Close
  •  780.2
  •  789
  •  765
  •  782.75
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  76293
  •  59255251.05
  •  1011.75
  •  653.2

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 8,364.93
  • 16.63
  • 5
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 14,347.91
  • 1.30%
  • 2.65

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 47.54%
  • 1.07%
  • 9.73%
  • FII
  • DII
  • Others
  • 6.87%
  • 19.11%
  • 15.68%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 32.81
  • 27.82
  • 22.59

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 36.08
  • 29.06
  • 13.67

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 37.76
  • 31.40
  • 26.66

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • 24.41

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • 3.21

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • 16.16

Earnings Forecasts:

(Updated: 27-06-2026)
Description
2026
2027
2028
2029
Adj EPS
23.75
44.6
55.13
68.3
P/E Ratio
32.37
17.24
13.94
11.26
Revenue
9.17
1053.13
1317.68
1621.38
EBITDA
1910.7
-
-
-
Net Income
-
491.85
601.95
743.95
ROA
1063.3
4.9
5.05
4.9
P/B Ratio
-
2.68
2.26
1.91
ROE
1.67
16.6
17.42
18.3
FCFF
17.1
-
-
-
FCFF Yield
-
-
-
-
Net Debt
-
-
-
-
BVPS
-
286.5
339.6
402.37

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 26
Mar 25
Var%
Dec 25
Dec 24
Var%
Sep 25
Sep 24
Var%
Jun 25
Jun 24
Var%
Net Sales
408.23
327.29
24.73%
389.74
304.25
28.10%
369.21
282.56
30.67%
361.22
251.54
43.60%
Expenses
109.96
83.24
32.10%
112.98
85.01
32.90%
98.34
78.83
24.75%
96.83
73.19
32.30%
EBITDA
298.27
244.05
22.22%
276.76
219.24
26.24%
270.86
203.73
32.95%
264.38
178.35
48.24%
EBIDTM
73.07%
74.57%
71.01%
72.06%
73.36%
72.10%
73.19%
70.90%
Other Income
0.04
0.13
-69.23%
0.02
0.15
-86.67%
0.03
0.84
-96.43%
0.09
9.17
-99.02%
Interest
115.19
101.59
13.39%
113.53
92.03
23.36%
109.63
84.61
29.57%
106.45
76.64
38.90%
Depreciation
3.10
2.98
4.03%
3.31
2.99
10.70%
3.19
2.81
13.52%
2.78
2.82
-1.42%
PBT
180.03
139.60
28.96%
159.94
124.37
28.60%
158.07
117.16
34.92%
155.24
108.07
43.65%
Tax
42.44
31.47
34.86%
35.88
28.23
27.10%
36.03
27.08
33.05%
35.79
24.54
45.84%
PAT
137.59
108.13
27.24%
124.07
96.14
29.05%
122.04
90.08
35.48%
119.45
83.53
43.00%
PATM
33.70%
33.04%
31.83%
31.60%
33.06%
31.88%
33.07%
33.21%
EPS
12.65
10.02
26.25%
11.42
8.92
28.03%
11.26
8.39
34.21%
11.07
7.80
41.92%

Annual Results

Standalone Figures in Rs. Crores /

Consolidated
Description
TTM
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Net Sales
-
1,528.39
1,165.64
829.62
584.53
447.98
316.71
Net Sales Growth
-
31.12%
40.50%
41.93%
30.48%
41.45%
 
Cost Of Goods Sold
-
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
-
1,528.39
1,165.64
829.62
584.53
447.98
316.71
GP Margin
-
100%
100%
100%
100%
100%
100%
Total Expenditure
-
407.11
311.02
238.68
182.76
134.83
97.42
Power & Fuel Cost
-
2.48
2.31
1.76
1.38
0.89
0.56
% Of Sales
-
0.16%
0.20%
0.21%
0.24%
0.20%
0.18%
Employee Cost
-
297.79
229.08
179.43
134.56
101.31
61.96
% Of Sales
-
19.48%
19.65%
21.63%
23.02%
22.61%
19.56%
Manufacturing Exp.
-
35.20
26.31
18.02
12.29
9.67
7.36
% Of Sales
-
2.30%
2.26%
2.17%
2.10%
2.16%
2.32%
General & Admin Exp.
-
26.10
23.94
17.83
19.14
9.96
6.91
% Of Sales
-
1.71%
2.05%
2.15%
3.27%
2.22%
2.18%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
48.03
31.69
23.41
16.77
13.89
21.18
% Of Sales
-
3.14%
2.72%
2.82%
2.87%
3.10%
6.69%
EBITDA
-
1,121.28
854.62
590.94
401.77
313.15
219.29
EBITDA Margin
-
73.36%
73.32%
71.23%
68.73%
69.90%
69.24%
Other Income
-
0.19
10.29
32.32
21.70
11.83
6.09
Interest
-
455.80
364.12
294.16
213.31
151.53
107.33
Depreciation
-
12.38
11.60
9.91
8.20
6.54
5.10
PBT
-
653.29
489.19
319.18
201.95
166.90
112.96
Tax
-
150.14
111.32
71.59
46.61
38.45
25.57
Tax Rate
-
22.98%
22.76%
22.43%
23.08%
23.04%
22.64%
PAT
-
503.15
377.87
247.60
155.34
128.45
87.39
PAT before Minority Interest
-
503.15
377.87
247.60
155.34
128.45
87.39
Minority Interest
-
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
-
32.92%
32.42%
29.84%
26.58%
28.67%
27.59%
PAT Growth
-
33.15%
52.61%
59.39%
20.93%
46.98%
 
EPS
-
46.25
34.73
22.76
14.28
11.81
8.03

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Shareholder's Funds
3,198.12
2,708.74
2,298.67
1,240.53
1,076.13
937.27
Share Capital
54.38
53.95
53.53
43.76
43.71
42.98
Total Reserves
3,103.37
2,629.31
2,228.71
1,180.15
1,024.08
888.79
Non-Current Liabilities
4,892.94
3,878.65
2,647.61
2,274.68
1,575.03
1,136.56
Secured Loans
4,889.84
3,883.63
2,649.45
2,273.95
1,573.69
1,143.15
Unsecured Loans
0.00
0.00
0.00
0.00
0.00
0.00
Long Term Provisions
3.79
1.27
1.22
3.76
4.29
2.75
Current Liabilities
1,523.23
1,153.86
844.84
777.35
567.11
379.48
Trade Payables
8.89
9.03
5.00
6.15
4.59
4.63
Other Current Liabilities
143.34
56.29
72.61
54.67
61.04
25.86
Short Term Borrowings
1,356.20
1,085.42
765.65
714.92
496.31
348.14
Short Term Provisions
14.80
3.12
1.58
1.61
5.17
0.85
Total Liabilities
9,614.29
7,741.25
5,791.12
4,292.56
3,218.27
2,453.31
Net Block
29.18
29.36
29.81
24.32
17.04
15.11
Gross Block
73.52
67.02
57.34
46.84
34.82
29.31
Accumulated Depreciation
44.35
37.65
27.53
22.53
17.78
14.20
Non Current Assets
8,941.12
7,147.85
5,205.58
3,716.07
2,690.07
2,039.90
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
0.00
Non Current Investment
104.21
114.55
0.00
0.00
0.00
0.00
Long Term Loans & Adv.
0.00
0.00
0.00
0.00
0.00
0.04
Other Non Current Assets
239.19
144.46
113.37
82.61
50.50
43.59
Current Assets
667.87
587.49
579.17
570.03
524.84
409.92
Current Investments
291.01
200.72
157.80
46.93
175.32
0.00
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
5.48
0.38
0.00
0.00
0.00
0.00
Cash & Bank
263.06
314.01
344.78
479.64
321.70
393.72
Other Current Assets
108.33
68.83
61.76
43.47
27.82
16.20
Short Term Loans & Adv.
0.00
3.55
14.83
0.00
0.00
0.00
Net Current Assets
-855.36
-566.37
-265.67
-207.32
-42.27
30.45
Total Assets
9,608.99
7,735.34
5,784.75
4,286.10
3,214.91
2,449.82

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Cash From Operating Activity
-1,185.00
-1,434.77
-1,232.33
-852.18
-495.28
PBT
653.29
489.19
319.18
201.95
166.90
Adjustment
28.75
23.09
29.26
25.88
-20.86
Changes in Working Capital
-1,735.21
-1,843.44
-1,505.70
-1,029.89
-613.84
Cash after chg. in Working capital
-1,053.17
-1,331.16
-1,157.26
-802.06
-467.80
Interest Paid
0.00
0.00
0.00
0.00
0.00
Tax Paid
-131.83
-103.61
-75.07
-50.12
-27.48
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-105.37
-61.38
-236.28
162.50
-185.78
Net Fixed Assets
-6.50
-9.68
-10.50
-12.02
Net Investments
-67.95
-157.47
-110.87
116.39
Others
-30.92
105.77
-114.91
58.13
Cash from Financing Activity
1,237.79
1,566.19
1,219.58
906.83
591.77
Net Cash Inflow / Outflow
-52.58
70.04
-249.03
217.14
-89.29
Opening Cash & Equivalents
181.96
111.92
360.94
143.80
233.09
Closing Cash & Equivalent
129.38
181.96
111.92
360.94
143.80

Financial Ratios

Standalone /

Consolidated
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Book Value (Rs.)
290.35
248.69
213.19
279.66
244.31
ROA
5.80%
5.58%
4.91%
4.14%
4.53%
ROE
17.23%
15.22%
14.12%
13.56%
12.85%
ROCE
12.96%
12.74%
12.34%
11.26%
11.42%
Fixed Asset Turnover
21.75
18.75
15.93
14.32
13.97
Receivable days
0.70
0.12
0.00
0.00
0.00
Inventory Days
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
0.00
0.00
0.00
0.00
Cash Conversion Cycle
0.70
0.12
0.00
0.00
0.00
Total Debt/Equity
1.98
1.85
1.50
2.44
1.94
Interest Cover
2.43
2.34
2.09
1.95
2.10

Annual Reports:

FY 2026
FY 2025
FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018

News Update:


  • India Shelter Fin. - Quarterly Results
    3rd May 2026, 00:00 AM

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.