Indian Railway Finance Corporation, 543257, IRFC Share Price, Rating, Research, Analysis, Fundamental & Historical Data

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

1,14,022.71
16.27
10

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

2,68,145.09
1.83%
2.01

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

10 Years
5 Years
3 Years

13.72
11.48
4.61

EBITDA CAGR (%)

10 Years
5 Years
3 Years

13.71
11.51
2.74

PAT CAGR (%)

10 Years
5 Years
3 Years

22.58
8.04
1.78

P:E (Median)

8 Years
5 Years
3 Years

-
15.73
24.86

P:BV (Average)

8 Years
5 Years
3 Years

-
2.15
3.06

EV:EBITDA (Average)

8 Years
5 Years
3 Years

-
16.18
14.30

Earnings Forecasts:

(Updated: 28-03-2026)

Description 2024 2025 2026 2027
Adj EPS 4.98
P/E Ratio 17.52
Revenue 27152.9
EBITDA 26998.8
Net Income 6502
ROA 1.34
P/B Ratio 2.16
ROE 12.77
FCFF 8228.75
FCFF Yield 1.52
Net Debt 405990
BVPS 40.3

Quarterly Results

Standalone Figures in Rs. Crores /

Consolidated

Description Dec 25 Dec 24 Var% Sep 25 Sep 24 Var% Jun 25 Jun 24 Var% Mar 25 Mar 24 Var%
Net Sales 6,661.37 6,763.43 -1.51% 6,371.89 6,899.66 -7.65% 6,915.38 6,765.68 2.21% 6,723.23 6,475.02 3.83%
Expenses 103.59 39.32 163.45% 49.16 37.72 30.33% 46.83 32.70 43.21% 44.27 34.22 29.37%
EBITDA 6,557.78 6,724.11 -2.47% 6,322.73 6,861.94 -7.86% 6,868.55 6,732.98 2.01% 6,678.96 6,440.80 3.70%
EBIDTM 98.44% 99.42% 99.23% 99.45% 99.32% 99.52% 99.34% 99.47%
Other Income 57.86 2.96 1,854.73% 0.02 0.54 -96.30% 2.86 0.35 717.14% 0.57 2.97 -80.81%
Interest 4,812.02 5,095.07 -5.56% 4,544.42 5,248.74 -13.42% 5,124.39 5,154.91 -0.59% 4,996.37 4,724.72 5.75%
Depreciation 1.43 1.34 6.72% 1.35 1.09 23.85% 1.33 1.59 -16.35% 1.29 1.73 -25.43%
PBT 1,802.19 1,630.66 10.52% 1,776.98 1,612.65 10.19% 1,745.69 1,576.83 10.71% 1,681.87 1,717.32 -2.06%
Tax 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PAT 1,802.19 1,630.66 10.52% 1,776.98 1,612.65 10.19% 1,745.69 1,576.83 10.71% 1,681.87 1,717.32 -2.06%
PATM 27.05% 24.11% 27.89% 23.37% 25.24% 23.31% 25.02% 26.52%
EPS 1.38 1.25 10.40% 1.36 1.23 10.57% 1.34 1.21 10.74% 1.29 1.31 -1.53%

Description Dec 25 Dec 24 Var% Sep 25 Sep 24 Var% Jun 25 Jun 24 Var% Mar 25 Mar 24 Var%
Net Sales 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Expenses 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
EBITDA 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
EBIDTM 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Other Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Interest 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Depreciation 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PBT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Tax 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PAT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PATM 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EPS 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0

Annual Results

Standalone Figures in Rs. Crores

Description TTM Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Net Sales 26,671.87 27,152.14 26,648.63 23,721.42 20,299.26 15,770.47 13,421.02 11,133.59 11,018.51 9,046.77 7,506.24 Net Sales Growth -0.86% 1.89% 12.34% 16.86% 28.72% 17.51% 20.55% 1.04% 21.79% 20.52% Cost Of Goods Sold 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 26,671.87 27,152.14 26,648.63 23,721.42 20,299.26 15,770.47 13,421.02 11,133.59 11,018.51 9,046.77 7,506.24 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 243.85 154.01 136.83 137.25 122.64 113.25 65.84 48.49 37.86 25.95 38.20 Power & Fuel Cost - 0.24 0.26 0.23 0.21 0.24 0.26 0.22 0.24 0.22 0.20 % Of Sales - 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% Employee Cost - 13.51 11.17 13.10 10.75 7.85 6.26 6.25 5.44 3.00 4.09 % Of Sales - 0.05% 0.04% 0.06% 0.05% 0.05% 0.05% 0.06% 0.05% 0.03% 0.05% Manufacturing Exp. - 5.32 5.14 5.29 5.94 5.13 2.98 2.32 1.78 1.79 1.00 % Of Sales - 0.02% 0.02% 0.02% 0.03% 0.03% 0.02% 0.02% 0.02% 0.02% 0.01% General & Admin Exp. - 6.40 6.44 7.14 5.46 2.92 3.66 2.80 5.48 2.63 2.34 % Of Sales - 0.02% 0.02% 0.03% 0.03% 0.02% 0.03% 0.03% 0.05% 0.03% 0.03% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 128.78 114.08 111.73 100.49 97.35 52.93 37.13 25.16 18.53 0.00 % Of Sales - 0.47% 0.43% 0.47% 0.50% 0.62% 0.39% 0.33% 0.23% 0.20% 0.41% EBITDA 26,428.02 26,998.13 26,511.80 23,584.17 20,176.62 15,657.22 13,355.18 11,085.10 10,980.65 9,020.82 7,468.04 EBITDA Margin 99.09% 99.43% 99.49% 99.42% 99.40% 99.28% 99.51% 99.56% 99.66% 99.71% 99.49% Other Income 61.31 4.27 11.22 44.26 2.33 0.39 0.07 0.00 1.72 0.89 1.07 Interest 19,477.20 20,495.09 20,101.47 17,447.21 14,074.78 11,237.05 10,162.70 8,183.10 8,436.87 6,888.09 5,518.84 Depreciation 5.40 5.31 9.44 14.06 14.03 4.43 0.46 0.42 0.35 0.35 0.35 PBT 7,006.73 6,502.00 6,412.11 6,167.16 6,090.15 4,416.13 3,192.10 2,901.59 2,545.15 2,133.27 1,949.92 Tax 0.00 0.00 0.00 0.00 0.32 0.00 0.00 646.84 537.84 1,199.46 1,101.22 Tax Rate 0.00% 0.00% 0.00% 0.00% 0.01% 0.00% 0.00% 22.29% 21.13% 56.23% 56.48% PAT 7,006.73 6,502.00 6,412.11 6,167.16 6,089.84 4,416.13 3,192.10 2,254.75 2,007.31 933.81 848.69 PAT before Minority Interest 7,006.73 6,502.00 6,412.11 6,167.16 6,089.84 4,416.13 3,192.10 2,254.75 2,007.31 933.81 848.69 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 26.27% 23.95% 24.06% 26.00% 30.00% 28.00% 23.78% 20.25% 18.22% 10.32% 11.31% PAT Growth 7.18% 1.40% 3.97% 1.27% 37.90% 38.35% 41.57% 12.33% 114.96% 10.03% EPS 5.36 4.98 4.91 4.72 4.66 3.38 2.44 1.73 1.54 0.71 0.65

Results Balance Sheet

Standalone Figures in Rs. Crores

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Shareholder's Funds 52,667.77 49,178.57 44,680.18 40,996.34 35,913.38 30,299.75 25,028.65 13,565.21 12,009.60 11,525.35 Share Capital 13,068.51 13,068.51 13,068.51 13,068.51 13,068.51 11,880.46 9,380.46 6,526.46 6,526.46 4,526.46 Total Reserves 39,599.26 36,110.06 31,611.67 27,927.83 22,844.88 18,419.29 15,648.19 7,038.75 5,483.14 4,998.89 Non-Current Liabilities 3,95,967.09 4,01,401.92 4,18,941.89 3,88,428.38 3,20,222.34 2,30,522.99 1,70,954.79 1,23,295.85 1,04,842.55 82,051.32 Secured Loans 3,94,467.13 3,99,383.06 3,72,133.15 3,41,483.92 2,62,204.93 2,18,597.50 1,65,964.97 92,556.94 72,526.22 59,455.22 Unsecured Loans 0.00 0.00 46,796.11 46,932.70 58,008.73 11,915.81 4,981.73 22,297.19 24,184.04 16,436.85 Long Term Provisions 3.10 162.38 0.00 0.00 0.00 0.00 0.00 1.51 1.16 1.24 Current Liabilities 40,199.82 34,501.94 26,736.68 20,567.97 24,994.56 17,229.13 13,164.94 25,471.08 12,797.48 14,823.72 Trade Payables 0.00 0.00 0.00 0.00 0.00 0.00 12.18 0.00 0.00 0.00 Other Current Liabilities 22,280.48 21,852.51 26,631.88 20,501.93 21,419.65 10,804.17 7,607.25 20,283.98 6,979.59 8,911.87 Short Term Borrowings 17,662.27 12,649.04 0.00 0.00 2,897.03 3,863.41 2,985.98 4,966.79 5,769.35 5,675.72 Short Term Provisions 257.07 0.39 104.80 66.03 677.88 2,561.55 2,559.54 220.31 48.54 236.13 Total Liabilities 4,88,834.68 4,85,082.43 4,90,358.75 4,49,992.69 3,81,130.28 2,78,051.87 2,09,148.38 1,62,332.14 1,29,649.63 1,08,400.39 Net Block 17.51 22.05 19.19 37.96 45.36 11.05 11.28 11.29 11.52 11.76 Gross Block 31.29 30.61 54.32 53.59 46.96 12.22 12.00 17.59 17.48 17.40 Accumulated Depreciation 13.78 8.56 35.13 15.62 1.60 1.18 0.73 6.29 5.97 5.64 Non Current Assets 4,45,942.40 4,51,974.83 2,56,250.18 2,08,890.40 1,73,241.11 1,56,831.97 1,30,996.27 1,48,225.94 1,18,562.46 97,906.16 Capital Work in Progress 3.78 3.78 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non Current Investment 38.18 53.60 13.66 10.00 11.98 11.51 13.14 5.33 6.54 7.87 Long Term Loans & Adv. 0.00 0.00 46.62 19.09 19.13 2.84 3.17 37,388.45 22,613.38 9,452.27 Other Non Current Assets 4,40,711.34 4,46,950.89 2,50,237.58 2,01,998.54 1,66,194.83 1,50,383.20 1,25,073.20 1,05,824.23 93,985.56 86,307.37 Current Assets 42,892.28 33,107.60 2,34,108.57 2,41,102.29 2,07,889.17 1,21,219.91 78,152.11 14,106.19 11,087.18 10,494.23 Current Investments 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.21 1.33 0.00 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash & Bank 6,143.16 467.37 541.66 303.38 458.92 100.76 81.07 99.82 7.52 1,211.21 Other Current Assets 36,749.12 32,296.11 2,18,884.24 2,20,961.14 2,07,430.25 1,21,119.14 78,071.05 14,005.16 11,078.33 9,283.02 Short Term Loans & Adv. 390.21 344.12 14,682.68 19,837.77 16,907.83 1,15,752.13 74,965.92 1,641.67 219.29 1,873.87 Net Current Assets 2,692.46 -1,394.34 2,07,371.89 2,20,534.32 1,82,894.61 1,03,990.78 64,987.17 -11,364.88 -1,710.31 -4,329.49 Total Assets 4,88,834.68 4,85,082.43 4,90,358.75 4,49,992.69 3,81,130.28 2,78,051.88 2,09,148.38 1,62,332.13 1,29,649.64 1,08,400.39

Cash Flow

Standalone Figures in Rs. Crores

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Cash From Operating Activity 8,229.57 7,914.10 -28,588.36 -64,412.28 -89,906.65 -62,700.61 -41,748.19 -27,936.16 -19,455.18 -16,377.50 PBT 6,502.00 6,412.11 6,167.16 6,090.15 4,416.13 3,192.10 2,901.59 2,545.15 2,133.27 1,949.92 Adjustment 120.21 137.19 112.52 127.39 -265.74 -10.50 142.24 416.64 308.97 -10,227.84 Changes in Working Capital 1,653.45 1,340.90 -35,137.32 -70,925.58 -93,752.97 -65,292.83 -44,172.76 -30,344.76 -21,450.73 -7,635.18 Cash after chg. in Working capital 8,275.66 7,890.20 -28,857.65 -64,708.04 -89,602.57 -62,111.23 -41,128.93 -27,382.97 -19,008.49 -15,913.11 Interest Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Tax Paid -46.09 23.90 269.29 295.76 -304.07 -589.38 -619.25 -553.19 -446.69 -464.39 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity -0.10 -7.54 0.09 -4.72 0.42 1.47 1.31 1.67 1.79 1.94 Net Fixed Assets -0.68 19.93 -0.73 -6.63 -34.74 -0.22 5.59 -0.11 -0.08 -0.07 Net Investments 15.42 -39.94 -3.66 1.98 -0.47 1.63 -6.60 1.33 0.00 1.45 Others -14.84 12.47 4.48 -0.07 35.63 0.06 2.32 0.45 1.87 0.56 Cash from Financing Activity -2,571.95 -8,046.43 28,644.48 64,266.30 90,202.04 62,696.81 41,749.45 28,026.79 18,249.71 17,581.70 Net Cash Inflow / Outflow 5,657.52 -139.87 56.21 -150.70 295.81 -2.33 2.58 92.30 -1,203.69 1,206.14 Opening Cash & Equivalents 22.77 162.64 106.43 297.19 1.38 3.71 1.13 7.52 1,211.21 5.07 Closing Cash & Equivalent 5,680.29 22.77 162.64 146.49 297.19 1.38 3.71 99.82 7.52 1,211.21

Financial Ratios

Standalone

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Book Value (Rs.) 40.30 37.63 34.19 31.37 27.48 25.50 26.68 20.78 18.40 2104.37 ROA 1.34% 1.31% 1.31% 1.47% 1.34% 1.32% 1.22% 1.37% 0.78% 0.87% ROE 12.77% 13.66% 14.40% 15.84% 13.34% 11.54% 11.68% 15.70% 8.67% 9.61% ROCE 5.83% 5.73% 5.29% 5.12% 5.02% 5.76% 6.38% 8.23% 8.30% 8.35% Fixed Asset Turnover 877.29 627.53 439.66 403.79 532.95 1108.03 752.61 628.43 518.67 432.23 Receivable days 0.00 0.00 3416.28 3292.86 3635.41 3720.52 4098.83 0.00 0.00 0.00 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 0.00 0.00 0.00 893.20 471.30 0.00 0.00 0.00 Cash Conversion Cycle 0.00 0.00 3416.28 3292.86 3635.41 2827.32 3627.52 0.00 0.00 0.00 Total Debt/Equity 7.83 8.38 9.38 9.47 9.00 7.74 6.95 9.95 8.86 9.19 Interest Cover 1.32 1.32 1.35 1.43 1.39 1.31 1.35 1.30 1.31 1.35

Top Investors:

life insurance corporation of india

Annual Reports:

News Update:

IRFC signs Rs 12,842 crore loan deal with HURL
24th Mar 2026, 09:21 AM

This transaction represents one of IRFC’s largest refinancing initiatives and marks a significant step forward in advancing its strategic vision under IRFC 2.0
Read More
Government to divest up to 4% stake in IRFC
25th Feb 2026, 12:29 PM

The floor price for the offer is Rs 104.00 per equity share
Read More
IRFC enters into strategic MoU with VOCPA, SMFC
4th Feb 2026, 10:20 AM

The companies have entered into a strategic MoU to jointly support financing of large-scale port and multimodal infrastructure projects.
Read More
Indian Railway Fin. - Quarterly Results
20th Jan 2026, 00:00 AM

Read More
Indian Railway Finance Corporation reports 11% rise in Q3 net profit
19th Jan 2026, 15:51 PM

Total income of the company decreased by 0.70% at Rs 6,719.23 crore for Q3FY26
Read More

Indian Railway Finance Corporation Ltd.

Finance Term Lending

BSE: 543257 | NSE: IRFC

Stock Summary

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Earnings Forecasts:

Quarterly Results

Standalone Figures in Rs. Crores /

Annual Results

Standalone Figures in Rs. Crores

Results Balance Sheet

Standalone Figures in Rs. Crores

Cash Flow

Standalone Figures in Rs. Crores

Financial Ratios

Standalone

Top Investors:

Annual Reports:

News Update:

Indian Railway Finance Corporation Ltd.

Finance Term Lending

BSE: 543257 | NSE: IRFC

Stock Summary

Shareholding Pattern

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Earnings Forecasts:

Quarterly Results

Standalone Figures in Rs. Crores /

Annual Results

Standalone Figures in Rs. Crores

Results Balance Sheet

Standalone Figures in Rs. Crores

Cash Flow

Standalone Figures in Rs. Crores

Financial Ratios

Standalone

Top Investors:

Annual Reports:

News Update: