Nifty

:

25212.05

Sensex

:

82634.48

16.25 (0.06%)
63.57 (0.08%)

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Nifty
Sensex

:
:

25212.05
82634.48

16.25 (0.06%)
63.57 (0.08%)

Indian Railway Finance Corporation Ltd.

Finance Term Lending

Rating :

54/99

BSE: 543257 | NSE: IRFC

Watchlist

NSE BSE

135.45

16-Jul-2025

Open
High
Low
Previous Close

135.29
136.5
135.02
135.29

Volume
Traded Value (lacs)
52 Week High
52 Week Low

7455169
1012437409.31
212
108.04

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

1,77,078.26
27.19
10

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

3,34,233.09
1.18%
3.36

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

10 Years
5 Years
3 Years

14.40
14.70
9.49

EBITDA CAGR (%)

10 Years
5 Years
3 Years

14.40
14.70
5.61

PAT CAGR (%)

10 Years
5 Years
3 Years

23.80
14.97
1.73

P:E (Median)

8 Years
5 Years
3 Years

-
-
23.42

P:BV (Average)

8 Years
5 Years
3 Years

-
-
2.58

EV:EBITDA (Average)

8 Years
5 Years
3 Years

-
-
16.14

Earnings Forecasts:

(Updated: 06-06-2025)

Description 2024 2025 2026 2027
Adj EPS 4.91 5 5.1
P/E Ratio 27.59 27.09 26.56
Revenue 26645 6633 6844
EBITDA 26512
Net Income 6412 6484 6683
ROA 1.3 1.4 1.5
P/B Ratio 3.60 3.34 3.14
ROE 13.55 12.7 12.2
FCFF 7906
FCFF Yield 1.33
Net Debt 411571
BVPS 37.63 40.6 43.2

Quarterly Results

Standalone Figures in Rs. Crores /

Consolidated

Description Mar 25 Mar 24 Var% Dec 24 Dec 23 Var% Sep 24 Sep 23 Var% Jun 24 Jun 23 Var%
Net Sales 6,723.23 6,475.02 3.83% 6,763.43 6,736.60 0.40% 6,899.66 6,761.33 2.05% 6,765.63 6,673.88 1.37%
Expenses 44.27 34.22 29.37% 39.32 35.47 10.85% 37.72 33.96 11.07% 32.69 29.26 11.72%
EBITDA 6,678.96 6,440.80 3.70% 6,724.11 6,701.13 0.34% 6,861.94 6,727.37 2.00% 6,732.94 6,644.62 1.33%
EBIDTM 99.34% 99.47% 99.42% 99.47% 99.45% 99.50% 99.52% 99.56%
Other Income 0.57 2.97 -80.81% 2.96 3.42 -13.45% 0.54 0.85 -36.47% 0.39 1.86 -79.03%
Interest 4,996.37 4,724.72 5.75% 5,095.07 5,104.29 -0.18% 5,248.74 5,181.49 1.30% 5,154.91 5,090.97 1.26%
Depreciation 1.29 1.73 -25.43% 1.34 1.33 0.75% 1.09 2.15 -49.30% 1.59 4.23 -62.41%
PBT 1,681.87 1,717.32 -2.06% 1,630.66 1,598.93 1.98% 1,612.65 1,544.58 4.41% 1,576.83 1,551.28 1.65%
Tax 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PAT 1,681.87 1,717.32 -2.06% 1,630.66 1,598.93 1.98% 1,612.65 1,544.58 4.41% 1,576.83 1,551.28 1.65%
PATM 25.02% 26.52% 24.11% 23.73% 23.37% 22.84% 23.31% 23.24%
EPS 1.29 1.31 -1.53% 1.25 1.22 2.46% 1.23 1.18 4.24% 1.21 1.19 1.68%

Description Mar 25 Mar 24 Var% Dec 24 Dec 23 Var% Sep 24 Sep 23 Var% Jun 24 Jun 23 Var%
Net Sales 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Expenses 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
EBITDA 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
EBIDTM 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Other Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Interest 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Depreciation 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PBT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Tax 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PAT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PATM 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EPS 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0

Annual Results

Standalone Figures in Rs. Crores

Right to Left

Description TTM Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15
Net Sales 27,151.95 26,644.58 23,721.42 20,299.26 15,770.47 13,421.02 11,133.59 11,018.51 9,046.77 7,506.24 6,938.80 Net Sales Growth 1.90% 12.32% 16.86% 28.72% 17.51% 20.55% 1.04% 21.79% 20.52% 8.18% Cost Of Goods Sold 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 27,151.95 26,644.58 23,721.42 20,299.26 15,770.47 13,421.02 11,133.59 11,018.51 9,046.77 7,506.24 6,938.80 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 154.00 136.83 137.25 122.64 113.25 65.84 48.49 37.86 25.95 38.20 33.71 Power & Fuel Cost - 0.25 0.23 0.21 0.24 0.26 0.22 0.24 0.22 0.20 0.21 % Of Sales - 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% Employee Cost - 11.17 13.10 10.75 7.85 6.26 6.25 5.44 3.00 4.09 3.10 % Of Sales - 0.04% 0.06% 0.05% 0.05% 0.05% 0.06% 0.05% 0.03% 0.05% 0.04% Manufacturing Exp. - 5.13 5.29 5.94 5.13 2.98 2.32 1.78 1.79 0.92 0.41 % Of Sales - 0.02% 0.02% 0.03% 0.03% 0.02% 0.02% 0.02% 0.02% 0.01% 0.01% General & Admin Exp. - 6.45 7.14 5.46 2.92 3.66 2.80 5.48 2.63 2.42 3.45 % Of Sales - 0.02% 0.03% 0.03% 0.02% 0.03% 0.03% 0.05% 0.03% 0.03% 0.05% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 114.08 111.73 100.49 97.35 52.93 37.13 25.16 18.53 30.77 0.00 % Of Sales - 0.43% 0.47% 0.50% 0.62% 0.39% 0.33% 0.23% 0.20% 0.41% 0.39% EBITDA 26,997.95 26,507.75 23,584.17 20,176.62 15,657.22 13,355.18 11,085.10 10,980.65 9,020.82 7,468.04 6,905.09 EBITDA Margin 99.43% 99.49% 99.42% 99.40% 99.28% 99.51% 99.56% 99.66% 99.71% 99.49% 99.51% Other Income 4.46 15.26 44.26 2.33 0.39 0.07 0.00 1.72 0.89 1.07 1.38 Interest 20,495.09 20,101.47 17,447.21 14,074.78 11,237.05 10,162.70 8,183.10 8,436.87 6,888.09 5,518.84 4,991.85 Depreciation 5.31 9.44 14.06 14.03 4.43 0.46 0.42 0.35 0.35 0.35 0.44 PBT 6,502.01 6,412.10 6,167.16 6,090.15 4,416.13 3,192.10 2,901.59 2,545.15 2,133.27 1,949.92 1,914.17 Tax 0.00 0.00 0.00 0.32 0.00 0.00 646.84 537.84 1,199.46 1,101.22 1,155.87 Tax Rate 0.00% 0.00% 0.00% 0.01% 0.00% 0.00% 22.29% 21.13% 56.23% 56.48% 60.38% PAT 6,502.01 6,412.10 6,167.16 6,089.84 4,416.13 3,192.10 2,254.75 2,007.31 933.81 848.69 758.30 PAT before Minority Interest 6,502.01 6,412.10 6,167.16 6,089.84 4,416.13 3,192.10 2,254.75 2,007.31 933.81 848.69 758.30 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 23.95% 24.07% 26.00% 30.00% 28.00% 23.78% 20.25% 18.22% 10.32% 11.31% 10.93% PAT Growth 1.40% 3.97% 1.27% 37.90% 38.35% 41.57% 12.33% 114.96% 10.03% 11.92% EPS 4.98 4.91 4.72 4.66 3.38 2.44 1.73 1.54 0.71 0.65 0.58

Results Balance Sheet

Standalone Figures in Rs. Crores

Right to Left

Description Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15
Shareholder's Funds 49,178.57 44,680.18 40,996.34 35,913.38 30,299.75 25,028.65 13,565.21 12,009.60 11,525.35 8,681.61 Share Capital 13,068.51 13,068.51 13,068.51 13,068.51 11,880.46 9,380.46 6,526.46 6,526.46 4,526.46 3,583.96 Total Reserves 36,110.06 31,611.67 27,927.83 22,844.88 18,419.29 15,648.19 7,038.75 5,483.14 4,998.89 4,555.15 Non-Current Liabilities 4,12,065.27 4,18,941.89 3,88,428.38 3,20,575.24 1,53,984.52 1,20,620.05 1,23,295.85 1,04,842.55 82,051.32 66,747.57 Secured Loans 3,67,149.34 3,72,133.15 3,41,483.92 2,62,204.93 1,51,427.05 1,20,611.92 92,556.94 72,526.22 59,455.22 51,013.91 Unsecured Loans 44,882.76 46,796.11 46,932.70 58,008.73 0.00 0.00 22,297.19 24,184.04 16,436.85 10,770.23 Long Term Provisions 0.00 0.00 0.00 1.46 2,547.74 0.00 1.51 1.16 1.24 0.29 Current Liabilities 23,838.59 26,736.68 20,567.97 24,641.66 93,767.60 60,954.91 25,471.08 12,797.48 14,823.72 12,217.82 Trade Payables 0.00 12.89 24.57 50.76 37.75 12.18 0.00 0.00 0.00 0.00 Other Current Liabilities 23,675.82 26,618.98 20,477.36 21,017.45 10,766.37 7,607.21 20,283.98 6,979.59 8,911.87 11,976.40 Short Term Borrowings 0.00 0.00 0.00 2,897.03 82,949.67 53,320.75 4,966.79 5,769.35 5,675.72 200.00 Short Term Provisions 162.77 104.80 66.03 676.42 13.80 14.77 220.31 48.54 236.13 41.42 Total Liabilities 4,85,082.43 4,90,358.75 4,49,992.69 3,81,130.28 2,78,051.87 2,06,603.61 1,62,332.14 1,29,649.63 1,08,400.39 87,647.00 Net Block 22.05 19.19 37.96 45.36 11.05 11.28 11.29 11.52 11.76 12.01 Gross Block 37.44 54.32 53.59 46.96 12.22 12.00 17.59 17.48 17.40 17.33 Accumulated Depreciation 15.39 35.13 15.62 1.60 1.18 0.73 6.29 5.97 5.64 5.32 Non Current Assets 2,70,473.43 6,960.18 1,373.10 17,724.58 3,203.84 74.18 1,48,225.94 1,18,562.46 97,906.16 80,715.38 Capital Work in Progress 3.78 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non Current Investment 53.60 13.66 10.00 11.98 11.51 13.14 5.33 6.54 7.87 9.32 Long Term Loans & Adv. 56.45 46.62 19.09 17,041.40 3,181.28 3.07 42,385.08 24,558.84 14,279.17 80,229.67 Other Non Current Assets 2,65,393.04 6,880.71 1,306.04 625.84 0.00 46.69 1,05,824.23 93,985.56 83,607.37 464.38 Current Assets 2,14,609.00 4,83,398.57 4,48,619.59 3,63,405.70 2,74,848.03 2,06,529.43 14,106.19 11,087.18 10,494.23 6,931.61 Current Investments 0.00 0.00 0.00 0.00 0.00 0.00 1.21 1.33 0.00 0.00 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 0.00 2,43,356.87 2,00,692.50 1,65,568.99 1,48,579.80 1,25,026.51 0.00 0.00 0.00 0.00 Cash & Bank 467.37 541.66 303.38 458.92 100.76 81.07 99.82 7.52 1,211.21 5.07 Other Current Assets 2,14,141.63 2,18,884.24 2,20,961.14 1,90,522.42 1,26,167.47 81,421.85 14,005.16 11,078.33 9,283.02 6,926.54 Short Term Loans & Adv. 12,103.31 20,615.80 26,662.58 6,855.37 1,17,528.27 76,846.10 1,641.67 219.29 1,873.87 173.56 Net Current Assets 1,90,770.40 4,56,661.89 4,28,051.62 3,38,764.04 1,81,080.43 1,45,574.52 -11,364.88 -1,710.31 -4,329.49 -5,286.21 Total Assets 4,85,082.43 4,90,358.75 4,49,992.69 3,81,130.28 2,78,051.87 2,06,603.61 1,62,332.13 1,29,649.64 1,08,400.39 87,646.99

Cash Flow

Standalone Figures in Rs. Crores

Right to Left

Description Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15
Cash From Operating Activity 7,914.10 -28,588.36 -64,412.28 -89,906.65 -62,700.61 -41,748.19 -27,936.16 -19,455.18 -16,377.50 -1,292.04 PBT 6,412.10 6,167.16 6,090.15 4,416.13 3,192.10 2,901.59 2,545.15 2,133.27 1,949.92 1,914.17 Adjustment 137.19 112.52 127.39 -265.74 -10.50 142.24 416.64 308.97 -10,227.84 -5,621.48 Changes in Working Capital 1,340.91 -35,137.32 -70,925.58 -93,752.97 -65,292.83 -44,172.76 -30,344.76 -21,450.73 -7,635.18 2,799.99 Cash after chg. in Working capital 7,890.20 -28,857.65 -64,708.04 -89,602.57 -62,111.23 -41,128.93 -27,382.97 -19,008.49 -15,913.11 -907.32 Interest Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Tax Paid 23.90 269.29 295.76 -304.07 -589.38 -619.25 -553.19 -446.69 -464.39 -384.72 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity -7.54 0.09 -4.72 0.42 1.47 1.31 1.67 1.79 1.94 2.06 Net Fixed Assets 13.10 -0.73 -6.63 -34.74 -0.22 5.59 -0.11 -0.08 -0.07 -0.06 Net Investments -39.94 -3.66 1.98 -0.47 1.63 -6.60 1.33 0.00 1.45 1.60 Others 19.30 4.48 -0.07 35.63 0.06 2.32 0.45 1.87 0.56 0.52 Cash from Financing Activity -8,046.42 28,644.48 64,266.30 90,202.04 62,696.81 41,749.45 28,026.79 18,249.71 17,581.70 1,058.08 Net Cash Inflow / Outflow -139.87 56.21 -150.70 295.81 -2.33 2.58 92.30 -1,203.69 1,206.14 -231.90 Opening Cash & Equivalents 162.64 106.43 297.19 1.38 3.71 1.13 7.52 1,211.21 5.07 236.96 Closing Cash & Equivalent 22.77 162.64 146.49 297.19 1.38 3.71 99.82 7.52 1,211.21 5.07

Financial Ratios

Standalone

Right to Left

Description Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15
Book Value (Rs.) 37.63 34.19 31.37 27.48 25.50 26.68 20.78 18.40 2104.37 2270.98 ROA 1.31% 1.31% 1.47% 1.34% 1.32% 1.22% 1.37% 0.78% 0.87% 0.88% ROE 13.66% 14.40% 15.84% 13.34% 11.54% 11.68% 15.70% 8.67% 9.61% 9.80% ROCE 5.73% 5.29% 5.12% 5.02% 5.76% 6.38% 8.23% 8.30% 8.35% 8.77% Fixed Asset Turnover 580.73 439.66 403.79 532.95 1108.03 752.61 628.43 518.67 432.23 401.15 Receivable days 0.00 3416.28 3292.86 3635.41 3720.52 4098.83 0.00 0.00 0.00 0.00 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 0.00 0.00 893.20 471.30 0.00 0.00 0.00 0.00 Cash Conversion Cycle 0.00 3416.28 3292.86 3635.41 2827.32 3627.52 0.00 0.00 0.00 0.00 Total Debt/Equity 8.38 9.38 9.47 9.00 7.74 6.95 9.95 8.86 9.19 8.76 Interest Cover 1.32 1.35 1.43 1.39 1.31 1.35 1.30 1.31 1.35 1.38

Top Investors:

life insurance corporation of india

Annual Reports:

News Update:

Indian Railway Finance Corporation emerges as lowest bidder for Rs 5000 crore term loan to NTPC
25th Apr 2025, 15:30 PM

The proposal is subject to further due diligence and approval of Board of Directors and finalisation of detailed sanctioned terms with NTPC
Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.

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