JIO Financial Services, 543940, JIOFIN Share Price, Rating, Research, Analysis, Fundamental & Historical Data

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

1,61,182.69
103.26
10

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

1,73,393.56
0.25%
1.14

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

10 Years
5 Years
3 Years

13.44
23.28
230.17

EBITDA CAGR (%)

10 Years
5 Years
3 Years

-
24.30
113.30

PAT CAGR (%)

10 Years
5 Years
3 Years

-
34.86
272.30

P:E (Median)

8 Years
5 Years
3 Years

-
-
109.03

P:BV (Average)

8 Years
5 Years
3 Years

-
-
1.45

EV:EBITDA (Average)

8 Years
5 Years
3 Years

-
-
853.22

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone

Description Mar 26 Mar 25 Var% Dec 25 Dec 24 Var% Sep 25 Sep 24 Var% Jun 25 Jun 24 Var%
Net Sales 134.79 151.53 -11.05% 159.19 137.37 15.88% 520.49 382.77 35.98% 134.28 133.89 0.29%
Expenses 40.45 45.40 -10.90% 43.79 43.94 -0.34% 61.84 51.25 20.66% 34.92 32.94 6.01%
EBITDA 94.34 106.13 -11.11% 115.40 93.43 23.51% 458.65 331.52 38.35% 99.36 100.95 -1.58%
EBIDTM 69.99% 70.04% 72.49% 68.01% 88.12% 86.61% 73.99% 75.40%
Other Income 0.34 22.95 -98.52% 0.00 10.43 -100.00% 19.53 0.34 5,644.12% 0.00 0.00 0
Interest 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Depreciation 3.22 3.06 5.23% 3.37 3.11 8.36% 3.36 3.12 7.69% 3.21 3.07 4.56%
PBT 91.46 126.02 -27.42% 112.03 100.75 11.20% 474.82 328.74 44.44% 96.15 97.88 -1.77%
Tax 11.42 28.88 -60.46% 38.95 25.57 52.33% 18.37 23.91 -23.17% 24.69 26.12 -5.47%
PAT 80.04 97.14 -17.60% 73.08 75.18 -2.79% 456.45 304.83 49.74% 71.46 71.76 -0.42%
PATM 59.38% 64.11% 45.91% 54.73% 87.70% 79.64% 53.22% 53.60%
EPS 0.13 0.15 -13.33% 0.12 0.12 0.00% 0.72 0.48 50.00% 0.11 0.11 0.00%

Description Mar 26 Mar 25 Var% Dec 25 Dec 24 Var% Sep 25 Sep 24 Var% Jun 25 Jun 24 Var%
Net Sales 1,018.51 493.24 106.49% 900.90 438.35 105.52% 981.39 693.50 41.51% 612.46 417.82 46.58%
Expenses 413.89 155.25 166.60% 345.99 124.99 176.81% 292.93 140.46 108.55% 155.58 73.96 110.36%
EBITDA 604.62 337.99 78.89% 554.91 313.36 77.08% 688.46 553.04 24.49% 456.88 343.86 32.87%
EBIDTM 59.36% 68.52% 61.60% 71.49% 70.15% 79.75% 74.60% 82.30%
Other Income 1.18 25.12 -95.30% 0.15 10.54 -98.58% 21.01 0.35 5,902.86% 7.00 0.00 0
Interest 298.09 7.65 3,796.60% 212.38 0.00 0 135.82 0.00 0 98.80 0.00 0
Depreciation 8.01 5.76 39.06% 7.55 5.76 31.08% 7.75 5.61 38.15% 6.13 5.39 13.73%
PBT 299.70 349.70 -14.30% 335.13 318.14 5.34% 565.90 547.78 3.31% 387.52 338.47 14.49%
Tax 66.31 79.70 -16.80% 102.11 82.44 23.86% 88.03 84.42 4.28% 94.31 87.76 7.46%
PAT 233.39 270.00 -13.56% 233.02 235.70 -1.14% 477.87 463.36 3.13% 293.21 250.71 16.95%
PATM 22.91% 54.74% 25.87% 53.77% 48.69% 66.81% 47.87% 60.00%
EPS 0.43 0.50 -14.00% 0.42 0.46 -8.70% 1.09 1.08 0.93% 0.51 0.49 4.08%

Annual Results

Standalone Figures in Rs. Crores /

Consolidated

Description TTM Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Net Sales 948.75 805.56 638.06 41.63 148.61 282.93 349.25 -105.03 296.27 942.78 228.17 Net Sales Growth 17.78% 26.25% 1432.69% -71.99% -47.47% -18.99% 0 -135.45% -68.57% 313.19% Cost Of Goods Sold 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 948.75 805.56 638.06 41.63 148.61 282.93 349.25 -105.03 296.27 942.78 228.17 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 0 100% 100% 100% Total Expenditure 181.00 173.53 94.48 5.56 7.39 69.93 27.66 16.04 15.84 11.41 234.07 Power & Fuel Cost - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0 0% 0% 0% Employee Cost - 83.41 42.73 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 10.35% 6.70% 0% 0% 0% 0% 0 0% 0% 0% Manufacturing Exp. - 37.33 19.37 0.00 0.00 0.00 2.79 9.66 11.50 10.04 5.81 % Of Sales - 4.63% 3.04% 0% 0% 0% 0.80% 0 3.88% 1.06% 2.55% General & Admin Exp. - 37.83 28.11 1.68 7.04 69.79 5.96 1.38 1.14 0.64 0.15 % Of Sales - 4.70% 4.41% 4.04% 4.74% 24.67% 1.71% 0 0.38% 0.07% 0.07% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0 0% 0% 0% Miscellaneous Exp. - 14.96 4.27 3.88 0.35 0.14 18.91 5.00 3.20 0.73 0.00 % Of Sales - 1.86% 0.67% 9.32% 0.24% 0.05% 5.41% 0 1.08% 0.08% 99.97% EBITDA 767.75 632.03 543.58 36.07 141.22 213.00 321.59 -121.07 280.43 931.37 -5.90 EBITDA Margin 80.92% 78.46% 85.19% 86.64% 95.03% 75.28% 92.08% 0 94.65% 98.79% -2.59% Other Income 19.87 33.72 0.00 13.27 35.65 15.63 0.00 0.09 1.20 1.08 0.42 Interest 0.00 0.00 10.27 0.00 0.00 110.57 127.76 247.89 71.44 269.06 289.38 Depreciation 13.16 12.36 12.31 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PBT 774.46 653.39 521.00 49.34 176.87 118.06 193.83 -368.87 210.19 663.39 -294.86 Tax 93.43 104.48 138.53 18.09 8.83 -5.00 -36.11 32.81 -31.50 239.47 5.97 Tax Rate 12.06% 15.99% 26.59% 36.66% 4.99% -4.24% -18.63% -8.89% -14.99% 36.10% -2.02% PAT 681.03 548.91 382.47 31.25 168.04 123.06 229.94 -401.68 241.69 423.92 -300.83 PAT before Minority Interest 681.03 548.91 382.47 31.25 168.04 123.06 229.94 -401.68 241.69 423.92 -300.83 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 71.78% 68.14% 59.94% 75.07% 113.07% 43.49% 65.84% 0 81.58% 44.96% -131.84% PAT Growth 24.07% 43.52% 1,123.90% -81.40% 36.55% -46.48% - - -42.99% - EPS 1.07 0.86 0.60 0.05 0.26 0.19 0.36 -0.63 0.38 0.67 -0.47

Description TTM Mar 25 Mar 24 Mar 23
Net Sales 3,513.26 2,042.91 1,853.88 56.76 Net Sales Growth 71.97% 10.20% 3166.17% Cost Of Goods Sold 0.00 0.00 0.00 0.00 Gross Profit 3,513.26 2,042.91 1,853.88 56.76 GP Margin 100.00% 100% 100% 100% Total Expenditure 1,208.39 450.38 245.79 20.69 Power & Fuel Cost - 0.00 0.00 0.00 % Of Sales - 0% 0% 0% Employee Cost - 214.92 116.04 0.00 % Of Sales - 10.52% 6.26% 0% Manufacturing Exp. - 90.15 58.72 0.13 % Of Sales - 4.41% 3.17% 0.23% General & Admin Exp. - 78.33 55.62 1.48 % Of Sales - 3.83% 3.00% 2.61% Selling & Distn. Exp. - 0.00 0.00 0.00 % Of Sales - 0% 0% 0% Miscellaneous Exp. - 66.98 15.41 19.08 % Of Sales - 3.28% 0.83% 33.62% EBITDA 2,304.87 1,592.53 1,608.09 36.07 EBITDA Margin 65.60% 77.95% 86.74% 63.55% Other Income 29.34 36.01 0.80 13.27 Interest 745.09 51.93 60.00 0.00 Depreciation 29.44 22.52 21.52 0.00 PBT 1,588.25 1,554.09 1,527.37 49.34 Tax 350.76 334.32 351.34 18.09 Tax Rate 22.08% 21.51% 23.00% 36.66% PAT 1,237.49 1,612.59 1,604.55 31.25 PAT before Minority Interest 1,237.49 1,612.59 1,604.55 31.25 Minority Interest 0.00 0.00 0.00 0.00 PAT Margin 35.22% 78.94% 86.55% 55.06% PAT Growth 1.45% 0.50% 5,034.56% EPS 1.95 2.54 2.53 0.05

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Shareholder's Funds 24,985.46 24,436.81 24,054.25 2,228.03 2,059.99 1,936.93 1,706.99 2,108.67 1,866.98 1,443.06 Share Capital 6,353.14 6,353.28 2.33 2.33 2.33 2.33 2.33 2.33 2.33 2.33 Total Reserves 18,632.32 18,083.53 17,698.64 2,225.70 2,057.66 1,934.60 1,704.66 2,106.34 1,864.65 1,440.73 Non-Current Liabilities 248.03 143.60 4.08 -5.31 -3.94 4.77 53.78 20.97 145.24 0.00 Secured Loans 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Unsecured Loans 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Long Term Provisions 171.25 126.42 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Current Liabilities 32.34 18.92 744.77 0.09 0.24 2,841.74 2,339.42 1,737.72 1,833.62 3,387.01 Trade Payables 6.31 2.39 0.09 0.00 0.00 0.04 0.86 0.00 0.00 74.01 Other Current Liabilities 12.17 5.69 0.19 0.09 0.24 403.80 17.10 0.29 266.67 287.43 Short Term Borrowings 0.00 0.00 742.77 0.00 0.00 2,420.25 2,321.42 1,737.30 1,559.60 3,024.50 Short Term Provisions 13.86 10.84 1.72 0.00 0.00 17.65 0.04 0.13 7.35 1.07 Total Liabilities 25,265.83 24,599.33 24,803.10 2,222.81 2,056.29 4,783.44 4,100.19 3,867.36 3,845.84 4,830.07 Net Block 27.96 36.53 48.80 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Block 77.25 73.46 73.42 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Accumulated Depreciation 49.29 36.93 24.62 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non Current Assets 24,590.44 19,987.41 13,231.87 2,181.90 2,008.58 4,632.24 3,902.46 3,743.03 295.06 467.71 Capital Work in Progress 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non Current Investment 22,610.13 19,705.40 13,183.07 180.90 57.49 206.09 3,143.81 3,711.49 280.05 432.74 Long Term Loans & Adv. 195.59 149.80 0.00 0.00 0.00 26.00 758.65 6.54 8.01 25.02 Other Non Current Assets 8.78 4.05 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Current Assets 675.39 4,611.92 11,571.23 40.91 47.71 151.20 197.73 124.33 3,550.78 4,362.36 Current Investments 96.04 14.57 6,217.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2,575.55 3,290.20 Sundry Debtors 0.00 0.00 0.00 0.00 0.00 7.65 31.08 40.32 37.79 225.17 Cash & Bank 558.15 4,590.20 5,249.87 0.51 0.36 0.49 1.05 1.68 352.36 351.37 Other Current Assets 21.20 2.52 79.86 0.00 47.35 143.06 165.60 82.33 585.08 495.62 Short Term Loans & Adv. 9.17 4.63 24.00 40.40 47.35 128.72 95.13 66.86 150.46 256.96 Net Current Assets 643.05 4,593.00 10,826.46 40.82 47.47 -2,690.54 -2,141.69 -1,613.39 1,717.16 975.35 Total Assets 25,265.83 24,599.33 24,803.10 2,222.81 2,056.29 4,783.44 4,100.19 3,867.36 3,845.84 4,830.07

Description Mar 25 Mar 24 Mar 23
Shareholder's Funds 1,23,496.52 1,39,147.66 1,14,120.34 Share Capital 6,353.14 6,353.28 2.33 Total Reserves 1,17,143.38 1,32,794.38 1,07,764.73 Non-Current Liabilities 5,558.72 5,563.43 6.63 Secured Loans 0.00 0.00 0.00 Unsecured Loans 0.00 0.00 0.00 Long Term Provisions 3.67 6.05 0.00 Current Liabilities 4,444.74 151.67 802.60 Trade Payables 33.30 16.27 16.38 Other Current Liabilities 408.98 111.82 39.75 Short Term Borrowings 3,970.00 0.00 742.77 Short Term Provisions 32.46 23.58 3.70 Total Liabilities 1,33,499.98 1,44,862.76 1,14,929.57 Net Block 179.92 171.67 158.21 Gross Block 271.20 240.43 205.45 Accumulated Depreciation 91.28 68.76 47.24 Non Current Assets 1,21,474.06 1,27,933.92 98,188.30 Capital Work in Progress 14.47 3.43 37.88 Non Current Investment 1,11,094.71 1,27,489.55 97,951.12 Long Term Loans & Adv. 95.28 85.16 0.00 Other Non Current Assets 36.56 10.80 0.00 Current Assets 12,025.92 16,928.84 16,741.27 Current Investments 7,815.61 5,802.62 10,189.82 Inventories 0.00 0.00 0.00 Sundry Debtors 14.95 13.97 13.83 Cash & Bank 4,071.78 10,959.77 6,296.70 Other Current Assets 123.58 108.01 104.12 Short Term Loans & Adv. 67.52 44.47 136.80 Net Current Assets 7,581.18 16,777.17 15,938.67 Total Assets 1,33,499.98 1,44,862.76 1,14,929.57

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 17 Mar 16 Mar 15
Cash From Operating Activity -1,771.89 -283.44 2,052.61 123.04 1,380.80 -919.61 -1,800.49 PBT 653.39 521.00 49.34 176.87 663.39 -294.86 86.31 Adjustment -710.82 -613.34 -15.64 -0.27 116.90 187.53 25.28 Changes in Working Capital -1,668.68 -65.20 2,011.13 -37.83 674.79 -805.15 -1,896.60 Cash after chg. in Working capital -1,726.11 -157.54 2,044.83 138.77 1,455.08 -912.48 -1,785.01 Interest Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Tax Paid -45.78 -125.90 7.78 -15.73 -74.28 -7.13 -15.48 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity 1,775.57 1,041.26 -1,164.03 -122.89 372.48 173.15 183.26 Net Fixed Assets -3.79 -0.04 -73.42 0.00 0.00 0.00 Net Investments -2,986.20 -319.40 -19,219.67 99.15 152.69 31.81 Others 4,765.56 1,360.70 18,129.06 -222.04 219.79 141.34 Cash from Financing Activity 0.00 -753.04 -888.92 0.00 -1,752.29 746.45 1,615.22 Net Cash Inflow / Outflow 3.68 4.78 -0.34 0.15 0.99 -0.01 -2.01 Opening Cash & Equivalents 4.95 0.17 0.51 0.36 0.37 0.38 2.39 Closing Cash & Equivalent 8.63 4.95 0.17 0.51 1.36 0.37 0.38

Description Mar 25 Mar 24 Mar 23
Cash From Operating Activity -10,083.39 -677.57 2,054.90 PBT 1,946.91 1,955.89 49.34 Adjustment -2,059.13 -2,094.58 -13.35 Changes in Working Capital -9,691.13 -204.14 2,011.13 Cash after chg. in Working capital -9,803.35 -342.83 2,047.12 Interest Paid 0.00 0.00 0.00 Tax Paid -280.04 -334.74 7.78 Other Direct Exp. Paid 0.00 0.00 0.00 Extra & Other Items 0.00 0.00 0.00 Cash From Investing Activity 6,406.18 1,441.22 -1,166.32 Net Fixed Assets -3.79 -0.04 Net Investments -2,986.20 -319.40 Others 9,396.17 1,760.66 Cash from Financing Activity 3,962.35 -753.04 -888.92 Net Cash Inflow / Outflow 285.14 10.61 -0.34 Opening Cash & Equivalents 67.18 56.57 0.51 Closing Cash & Equivalent 352.32 67.18 56.57

Financial Ratios

Standalone /

Consolidated

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10
Book Value (Rs.) 39.33 38.46 87627.03 11028.32 6226.73 6737.08 49282.57 5711.09 5566.29 5143.78 ROA 2.20% 1.55% 0.23% 7.85% 2.65% 0.11% 0.42% 2.44% 7.68% 0.77% ROE 2.22% 1.82% 0.31% 7.84% 5.50% 0.12% 0.43% 2.57% 7.88% 0.79% ROCE 2.64% 2.16% 0.37% 8.25% 9.32% 0.76% 2.14% 9.46% 10.90% 4.12% Fixed Asset Turnover 10.69 8.69 0.57 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Receivable days 0.00 0.00 0.00 0.00 0.00 89.46 65.93 0.00 0.00 0.00 Inventory Days 0.00 0.00 0.00 0.00 1871.27 1406.66 187.98 20.89 34.97 681.12 Payable days 0.00 0.00 0.00 0.00 35.21 0.00 64.22 0.21 2.85 3878.08 Cash Conversion Cycle 0.00 0.00 0.00 0.00 1836.06 1496.12 189.69 20.68 32.12 -3196.96 Total Debt/Equity 0.00 0.00 0.04 0.00 1.69 0.35 0.00 0.00 0.00 0.00 Interest Cover 0.00 51.73 0.00 0.00 1.55 1.26 1.33 1.52 11.35 1.28

Description Mar 25 Mar 24 Mar 23 Mar 12 Mar 11
Book Value (Rs.) 194.39 219.02 533498.76 49163.22 49014.16 ROA 1.16% 1.24% 0.05% 0.29% 0.82% ROE 1.23% 1.30% 0.06% 0.30% 0.87% ROCE 1.50% 1.59% 0.08% 1.09% 1.14% Fixed Asset Turnover 7.99 8.32 0.20 100.77 81.78 Receivable days 2.58 2.74 127.09 0.67 1.69 Inventory Days 0.00 0.00 0.00 48.59 52.22 Payable days 0.00 0.00 0.00 48.16 64.23 Cash Conversion Cycle 2.58 2.74 127.09 1.10 -10.32 Total Debt/Equity 0.03 0.00 0.01 0.00 0.06 Interest Cover 38.49 33.60 0.00 1.52 10.94

Top Investors:

life insurance corporation of india

sbi mutual funds

investor education and protection fund (iepf)

jfsl trust – phys (ril)

Annual Reports:

News Update:

Jio Financial Services, Allianz incorporate joint venture company
13th May 2026, 16:29 PM

The company will invest an amount of Rs 4.95 crore towards initial subscription of 49,50,000 equity shares of face value Rs 10 each for 50% stake
Read More
Jio Financial Services infuses Rs 300 crore in JFPSL
7th May 2026, 12:16 PM

The aggregate investment by the Company in JFPSL till date is Rs 335 crore
Read More
Jio Financial Services, Allianz sign binding agreement to form 50:50 primary insurance JV
23rd Apr 2026, 10:17 AM

The JV will launch operations upon receipt of the necessary statutory and regulatory approvals
Read More
Jio Financial Services reports 14% fall in Q4 consolidated net profit
18th Apr 2026, 13:01 PM

Consolidated total income of the company increased by 96.71% at Rs 1,019.69 crore for Q4FY26
Read More
JIO Financial Serv. - Quarterly Results
18th Apr 2026, 00:00 AM

Read More
Jio Financial Services’ arm introduces UPI-based cash withdrawal services
17th Mar 2026, 17:50 PM

The feature enables customers, particularly in rural and semi-urban areas, to conveniently withdraw cash by simply scanning a UPI QR code
Read More

JIO Financial Services Ltd.

Finance - NBFC

BSE: 543940 | NSE: JIOFIN

Stock Summary

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Consolidated Figures in Rs. Crores /

Annual Results

Standalone Figures in Rs. Crores /

Results Balance Sheet

Standalone Figures in Rs. Crores /

Cash Flow

Standalone Figures in Rs. Crores /

Financial Ratios

Standalone /

Top Investors:

Annual Reports:

News Update:

JIO Financial Services Ltd.

Finance - NBFC

BSE: 543940 | NSE: JIOFIN

Stock Summary

Shareholding Pattern

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Consolidated Figures in Rs. Crores /

Annual Results

Standalone Figures in Rs. Crores /

Results Balance Sheet

Standalone Figures in Rs. Crores /

Cash Flow

Standalone Figures in Rs. Crores /

Financial Ratios

Standalone /

Top Investors:

Annual Reports:

News Update: