Nifty
Sensex
:
:
16083.80
53872.64
-41.35 (-0.26%)
-179.97 (-0.33%)

Finance - Capital Markets

Rating :
41/99

BSE: 523405 | NSE: JMFINANCIL

64.60
24-May-2022
  • Open
  • High
  • Low
  • Previous Close
  •  66.25
  •  66.75
  •  64.45
  •  65.95
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  378610
  •  246.73
  •  117.70
  •  60.15

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 6,170.06
  • 8.00
  • 1
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 16,463.62
  • 0.77%
  • 0.81

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 55.42%
  • 1.24%
  • 10.97%
  • FII
  • DII
  • Others
  • 21.83%
  • 8.65%
  • 1.89%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 16.84
  • 8.17
  • -3.41

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 22.38
  • 6.77
  • -4.37

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 17.86
  • 5.12
  • 0.95

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 13.00
  • 14.01
  • 13.11

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.60
  • 1.65
  • 1.18

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 7.90
  • 8.13
  • 7.66

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 22
Mar 21
Var%
Dec 21
Dec 20
Var%
Sep 21
Sep 20
Var%
Jun 21
Jun 20
Var%
Net Sales
809.64
825.09
-1.87%
951.93
884.81
7.59%
962.24
800.77
20.16%
985.81
686.80
43.54%
Expenses
258.04
247.92
4.08%
323.05
272.04
18.75%
355.38
264.97
34.12%
361.72
224.23
61.32%
EBITDA
551.60
577.17
-4.43%
628.88
612.77
2.63%
606.86
535.80
13.26%
624.09
462.57
34.92%
EBIDTM
68.13%
69.95%
66.06%
69.25%
63.07%
66.91%
63.31%
67.35%
Other Income
29.58
16.04
84.41%
12.55
6.18
103.07%
7.25
2.63
175.67%
6.74
4.31
56.38%
Interest
249.95
271.10
-7.80%
283.40
278.25
1.85%
287.39
288.87
-0.51%
260.99
272.65
-4.28%
Depreciation
9.64
9.71
-0.72%
9.29
9.94
-6.54%
9.41
10.04
-6.27%
9.44
10.06
-6.16%
PBT
321.59
312.40
2.94%
348.74
330.76
5.44%
317.31
239.52
32.48%
360.40
184.17
95.69%
Tax
92.48
79.06
16.97%
87.97
80.57
9.18%
89.29
55.95
59.59%
85.93
45.21
90.07%
PAT
229.11
233.34
-1.81%
260.77
250.19
4.23%
228.02
183.57
24.21%
274.47
138.96
97.52%
PATM
28.30%
28.28%
27.39%
28.28%
23.70%
22.92%
27.84%
20.23%
EPS
1.87
1.85
1.08%
2.27
1.90
19.47%
1.83
1.46
25.34%
2.13
0.98
117.35%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Net Sales
3,709.62
3,197.47
3,432.03
3,548.71
3,054.01
2,159.24
1,494.84
1,196.23
828.95
797.26
674.17
Net Sales Growth
16.02%
-6.83%
-3.29%
16.20%
41.44%
44.45%
24.96%
44.31%
3.97%
18.26%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
3,709.62
3,197.47
3,432.03
3,548.71
3,054.01
2,159.24
1,494.84
1,196.23
828.95
797.26
674.17
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
1,298.19
1,009.16
933.13
812.94
770.30
582.25
459.43
447.88
403.44
399.22
383.72
Power & Fuel Cost
-
3.37
4.50
4.27
4.35
4.18
4.21
3.59
4.02
0.00
3.72
% Of Sales
-
0.11%
0.13%
0.12%
0.14%
0.19%
0.28%
0.30%
0.48%
0%
0.55%
Employee Cost
-
440.83
395.41
421.61
391.01
305.81
263.91
235.24
203.16
197.99
175.52
% Of Sales
-
13.79%
11.52%
11.88%
12.80%
14.16%
17.65%
19.67%
24.51%
24.83%
26.03%
Manufacturing Exp.
-
220.01
178.53
173.85
175.73
157.98
126.99
144.82
135.15
150.95
141.59
% Of Sales
-
6.88%
5.20%
4.90%
5.75%
7.32%
8.50%
12.11%
16.30%
18.93%
21.00%
General & Admin Exp.
-
45.56
55.55
73.27
66.53
50.56
37.85
34.97
33.52
35.91
35.26
% Of Sales
-
1.42%
1.62%
2.06%
2.18%
2.34%
2.53%
2.92%
4.04%
4.50%
5.23%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
302.76
303.64
144.21
137.03
67.90
30.68
32.85
31.61
14.37
0.00
% Of Sales
-
9.47%
8.85%
4.06%
4.49%
3.14%
2.05%
2.75%
3.81%
1.80%
4.65%
EBITDA
2,411.43
2,188.31
2,498.90
2,735.77
2,283.71
1,576.99
1,035.41
748.35
425.51
398.04
290.45
EBITDA Margin
65.00%
68.44%
72.81%
77.09%
74.78%
73.03%
69.27%
62.56%
51.33%
49.93%
43.08%
Other Income
56.12
29.16
21.52
20.34
46.29
200.02
189.82
206.81
177.72
244.97
199.80
Interest
1,081.73
1,110.87
1,385.86
1,446.21
1,138.99
781.96
512.09
420.20
307.83
376.92
296.07
Depreciation
37.78
39.75
41.04
27.11
26.17
23.32
20.29
18.05
15.24
12.16
11.47
PBT
1,348.04
1,066.85
1,093.52
1,282.79
1,164.84
971.73
692.85
516.91
280.16
253.93
182.71
Tax
355.67
260.79
315.98
446.31
381.77
334.84
222.44
156.39
79.98
74.93
59.55
Tax Rate
26.38%
24.44%
28.90%
34.79%
32.77%
34.46%
32.11%
30.25%
28.55%
29.51%
32.59%
PAT
992.37
588.03
544.57
571.61
599.07
458.22
345.13
311.76
185.03
163.06
113.67
PAT before Minority Interest
773.14
806.06
777.54
836.48
783.07
636.89
470.41
360.52
200.18
179.00
123.16
Minority Interest
-219.23
-218.03
-232.97
-264.87
-184.00
-178.67
-125.28
-48.76
-15.15
-15.94
-9.49
PAT Margin
26.75%
18.39%
15.87%
16.11%
19.62%
21.22%
23.09%
26.06%
22.32%
20.45%
16.86%
PAT Growth
23.11%
7.98%
-4.73%
-4.58%
30.74%
32.77%
10.70%
68.49%
13.47%
43.45%
 
EPS
10.40
6.16
5.71
5.99
6.28
4.80
3.62
3.27
1.94
1.71
1.19

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Shareholder's Funds
6,999.90
5,638.77
5,131.69
4,554.64
3,319.31
2,909.47
2,542.97
2,197.14
2,050.59
1,939.26
Share Capital
95.27
84.12
83.99
83.79
79.45
78.90
78.37
75.53
75.16
74.99
Total Reserves
6,877.77
5,525.67
5,019.79
4,449.71
3,228.88
2,818.60
2,452.59
2,095.88
1,963.48
1,857.29
Non-Current Liabilities
102.07
142.80
10,183.83
10,103.72
4,241.02
2,637.03
406.54
555.23
566.12
409.01
Secured Loans
0.00
0.00
9,787.03
9,380.84
4,064.39
2,312.41
261.37
414.66
400.40
271.29
Unsecured Loans
0.00
0.00
320.06
604.07
0.00
160.00
0.00
0.00
25.00
0.00
Long Term Provisions
50.68
47.88
30.46
27.04
66.57
64.00
55.16
47.32
45.31
40.45
Current Liabilities
13,568.92
12,468.29
4,690.12
5,630.17
7,875.48
4,845.88
4,900.75
3,012.71
4,160.06
3,216.12
Trade Payables
764.60
439.85
417.10
345.28
823.36
312.02
208.40
262.41
210.69
141.82
Other Current Liabilities
435.81
272.77
377.26
272.13
1,664.52
597.59
446.13
453.71
388.08
81.75
Short Term Borrowings
12,368.51
11,755.67
3,884.02
5,002.66
5,378.17
3,846.29
4,151.43
2,234.29
3,500.25
2,930.26
Short Term Provisions
0.00
0.00
11.74
10.10
9.43
89.98
94.79
62.30
61.04
62.29
Total Liabilities
23,347.04
20,745.52
22,640.09
22,206.29
16,544.99
11,060.93
8,504.86
5,930.05
6,927.13
5,704.71
Net Block
422.86
449.98
423.55
427.07
473.71
444.45
445.35
227.83
101.36
104.50
Gross Block
542.54
536.66
472.77
453.37
613.29
575.59
560.83
333.94
189.04
184.06
Accumulated Depreciation
119.68
86.68
49.22
26.30
139.58
131.14
115.48
106.11
87.68
79.56
Non Current Assets
2,224.05
2,322.78
1,330.17
1,312.08
7,417.00
5,759.34
3,999.48
2,224.61
1,713.53
1,212.97
Capital Work in Progress
0.86
0.69
1.35
2.90
2.03
1.09
1.69
0.68
0.18
0.03
Non Current Investment
1,467.42
1,529.07
615.39
598.62
197.91
509.92
481.45
410.98
495.85
519.80
Long Term Loans & Adv.
324.11
320.40
289.88
283.49
6,742.85
4,803.54
3,070.60
1,584.59
1,116.09
588.36
Other Non Current Assets
8.80
22.64
0.00
0.00
0.50
0.34
0.39
0.53
0.05
0.28
Current Assets
21,122.99
18,422.74
21,309.92
20,894.21
9,127.99
5,301.59
4,505.38
3,705.44
5,213.60
4,491.74
Current Investments
4,334.24
2,485.38
2,317.95
1,789.83
1,958.07
261.81
158.23
83.84
72.06
50.05
Inventories
0.00
0.00
0.00
0.00
9.86
256.89
359.01
534.21
597.76
953.02
Sundry Debtors
499.18
324.25
685.05
854.68
1,178.91
354.91
226.68
194.74
180.52
157.91
Cash & Bank
2,074.95
1,329.40
1,282.24
1,526.95
869.06
1,265.05
832.87
974.18
1,419.40
1,370.00
Other Current Assets
14,214.62
2,402.22
2,786.64
1,750.16
5,112.09
3,162.93
2,928.59
1,918.47
2,943.86
1,960.76
Short Term Loans & Adv.
11,089.87
11,881.49
14,238.04
14,972.59
4,935.64
2,997.69
2,877.46
1,861.91
2,379.55
1,861.09
Net Current Assets
7,554.07
5,954.45
16,619.80
15,264.04
1,252.51
455.71
-395.37
692.73
1,053.54
1,275.62
Total Assets
23,347.04
20,745.52
22,640.09
22,206.29
16,544.99
11,060.93
8,504.86
5,930.05
6,927.13
5,704.71

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Cash From Operating Activity
969.29
3,164.13
773.27
-3,584.18
-2,545.60
-918.14
-1,717.09
1,057.79
-402.02
376.31
PBT
1,066.85
1,093.52
1,282.79
1,164.84
971.73
692.85
516.91
280.16
253.93
182.71
Adjustment
-67.75
59.34
-228.21
-48.39
712.62
420.41
315.70
222.39
226.01
186.34
Changes in Working Capital
284.35
2,383.43
221.79
-4,237.76
-3,909.90
-1,801.90
-2,381.11
660.50
-811.37
61.71
Cash after chg. in Working capital
1,283.45
3,536.29
1,276.37
-3,121.31
-2,225.55
-688.64
-1,548.50
1,163.05
-331.43
430.76
Interest Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
-314.16
-372.16
-503.10
-462.87
-320.05
-229.50
-168.59
-105.26
-70.59
-54.45
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-2,248.76
-901.41
-148.41
-708.04
-366.30
264.03
-280.95
584.54
167.30
185.25
Net Fixed Assets
-1.91
-83.70
-1.55
-2.83
0.44
-0.95
-0.73
-0.55
1.45
-0.67
Net Investments
-492.92
-139.65
35.39
-655.03
-12.55
-94.99
-348.19
157.03
36.92
0.59
Others
-1,753.93
-678.06
-182.25
-50.18
-354.19
359.97
67.97
428.06
128.93
185.33
Cash from Financing Activity
1,295.95
-2,204.53
-522.17
4,539.69
2,424.13
1,304.88
1,783.07
-1,594.00
255.61
-495.50
Net Cash Inflow / Outflow
16.48
58.19
102.69
247.47
-487.77
650.77
-214.97
48.33
20.89
66.06
Opening Cash & Equivalents
809.90
751.71
649.08
401.61
843.18
192.41
407.38
359.05
338.16
272.10
Closing Cash & Equivalent
826.38
809.90
751.77
649.08
395.65
843.18
192.41
407.38
359.05
338.16

Financial Ratios

Consolidated /

Standalone
Description
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Book Value (Rs.)
73.19
66.69
60.77
54.11
41.64
36.72
32.30
28.75
27.12
25.77
ROA
3.66%
3.58%
3.73%
4.04%
4.61%
4.81%
5.00%
3.11%
2.83%
2.10%
ROE
12.81%
14.52%
17.36%
19.97%
20.53%
17.33%
15.33%
9.51%
9.02%
6.30%
ROCE
11.85%
13.58%
14.12%
13.69%
14.79%
14.30%
15.05%
10.29%
11.08%
9.15%
Fixed Asset Turnover
5.93
6.80
7.66
5.73
3.63
2.63
2.67
3.17
4.27
2.95
Receivable days
47.00
53.67
79.18
121.52
129.64
71.00
64.29
82.62
77.47
74.18
Inventory Days
0.00
0.00
0.00
0.00
22.55
75.19
136.27
249.21
354.99
597.99
Payable days
0.00
247.78
219.23
351.62
416.05
225.82
211.70
238.95
176.23
219.21
Cash Conversion Cycle
47.00
-194.11
-140.05
-230.10
-263.87
-79.62
-11.13
92.88
256.23
452.96
Total Debt/Equity
1.77
2.10
2.74
3.31
3.27
2.30
1.87
1.38
2.06
1.66
Interest Cover
1.96
1.79
1.89
2.02
2.24
2.35
2.23
1.91
1.67
1.62

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.