Nifty
Sensex
:
:
22482.25
74005.94
16.15 (0.07%)
88.91 (0.12%)

Finance - Capital Markets

Rating :
40/99

BSE: 523405 | NSE: JMFINANCIL

82.00
18-May-2024
  • Open
  • High
  • Low
  • Previous Close
  •  82.05
  •  82.70
  •  81.45
  •  81.60
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  2089068
  •  1712.90
  •  114.85
  •  65.80

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 7,833.95
  • 11.26
  • 1
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 10,304.73
  • 2.20%
  • 0.90

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 56.44%
  • 1.81%
  • 13.44%
  • FII
  • DII
  • Others
  • 18.19%
  • 8.35%
  • 1.77%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 14.69
  • -1.65
  • 0.70

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 15.50
  • -8.05
  • -3.80

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 12.43
  • 0.88
  • 0.51

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 12.80
  • 12.04
  • 10.37

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.48
  • 1.06
  • 0.95

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 7.84
  • 7.44
  • 7.25

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Dec 23
Dec 22
Var%
Sep 23
Sep 22
Var%
Jun 23
Jun 22
Var%
Mar 23
Mar 22
Var%
Net Sales
1,235.99
929.60
32.96%
1,197.38
859.29
39.35%
1,064.95
791.25
34.59%
845.60
809.64
4.44%
Expenses
429.87
312.58
37.52%
534.77
279.45
91.37%
472.77
276.25
71.14%
458.87
258.04
77.83%
EBITDA
806.12
617.02
30.65%
662.61
579.84
14.27%
592.18
515.00
14.99%
386.73
551.60
-29.89%
EBIDTM
65.22%
66.37%
55.34%
67.48%
55.61%
65.09%
45.73%
68.13%
Other Income
24.97
16.53
51.06%
16.58
17.84
-7.06%
16.17
14.47
11.75%
25.56
29.58
-13.59%
Interest
400.29
301.45
32.79%
388.10
269.79
43.85%
365.88
260.74
40.32%
346.53
249.95
38.64%
Depreciation
13.68
10.46
30.78%
13.16
10.07
30.69%
12.03
9.56
25.84%
11.78
9.64
22.20%
PBT
417.12
321.64
29.69%
277.93
317.82
-12.55%
230.44
259.17
-11.09%
53.98
321.59
-83.21%
Tax
95.56
81.37
17.44%
72.39
80.14
-9.67%
55.14
60.91
-9.47%
21.43
92.48
-76.83%
PAT
321.56
240.27
33.83%
205.54
237.68
-13.52%
175.30
198.26
-11.58%
32.55
229.11
-85.79%
PATM
26.02%
25.85%
17.17%
27.66%
16.46%
25.06%
3.85%
28.30%
EPS
2.91
1.99
46.23%
2.04
1.89
7.94%
1.74
1.78
-2.25%
0.60
1.87
-67.91%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Net Sales
4,343.92
3,265.08
3,707.16
3,197.47
3,432.03
3,548.71
3,054.01
2,159.24
1,494.84
1,196.23
828.95
Net Sales Growth
28.15%
-11.93%
15.94%
-6.83%
-3.29%
16.20%
41.44%
44.45%
24.96%
44.31%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
4,343.92
3,265.08
3,707.16
3,197.47
3,432.03
3,548.71
3,054.01
2,159.24
1,494.84
1,196.23
828.95
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
1,896.28
1,466.91
1,295.73
1,014.83
933.13
812.94
770.30
582.25
459.43
447.88
403.44
Power & Fuel Cost
-
4.71
3.39
3.37
4.50
4.27
4.35
4.18
4.21
3.59
4.02
% Of Sales
-
0.14%
0.09%
0.11%
0.13%
0.12%
0.14%
0.19%
0.28%
0.30%
0.48%
Employee Cost
-
622.34
547.81
440.83
395.41
421.61
391.01
305.81
263.91
235.24
203.16
% Of Sales
-
19.06%
14.78%
13.79%
11.52%
11.88%
12.80%
14.16%
17.65%
19.67%
24.51%
Manufacturing Exp.
-
303.78
297.48
220.01
178.53
173.85
175.73
157.98
126.99
144.82
135.15
% Of Sales
-
9.30%
8.02%
6.88%
5.20%
4.90%
5.75%
7.32%
8.50%
12.11%
16.30%
General & Admin Exp.
-
95.86
53.60
45.56
55.55
73.27
66.53
50.56
37.85
34.97
33.52
% Of Sales
-
2.94%
1.45%
1.42%
1.62%
2.06%
2.18%
2.34%
2.53%
2.92%
4.04%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
444.93
396.84
308.43
303.64
144.21
137.03
67.90
30.68
32.85
0.00
% Of Sales
-
13.63%
10.70%
9.65%
8.85%
4.06%
4.49%
3.14%
2.05%
2.75%
3.81%
EBITDA
2,447.64
1,798.17
2,411.43
2,182.64
2,498.90
2,735.77
2,283.71
1,576.99
1,035.41
748.35
425.51
EBITDA Margin
56.35%
55.07%
65.05%
68.26%
72.81%
77.09%
74.78%
73.03%
69.27%
62.56%
51.33%
Other Income
83.28
374.82
56.12
34.83
21.52
20.34
46.29
200.02
189.82
206.81
177.72
Interest
1,500.80
1,178.51
1,081.73
1,110.87
1,385.86
1,446.21
1,138.99
781.96
512.09
420.20
307.83
Depreciation
50.65
41.87
37.78
39.75
41.04
27.11
26.17
23.32
20.29
18.05
15.24
PBT
979.47
952.61
1,348.04
1,066.85
1,093.52
1,282.79
1,164.84
971.73
692.85
516.91
280.16
Tax
244.52
243.85
355.67
260.79
315.98
446.31
381.77
334.84
222.44
156.39
79.98
Tax Rate
24.96%
25.60%
26.38%
24.44%
28.90%
34.79%
32.77%
34.46%
32.11%
30.25%
28.55%
PAT
734.95
597.06
773.14
588.03
544.57
571.61
599.07
458.22
345.13
311.76
185.03
PAT before Minority Interest
693.37
708.76
992.37
806.06
777.54
836.48
783.07
636.89
470.41
360.52
200.18
Minority Interest
-41.58
-111.70
-219.23
-218.03
-232.97
-264.87
-184.00
-178.67
-125.28
-48.76
-15.15
PAT Margin
16.92%
18.29%
20.86%
18.39%
15.87%
16.11%
19.62%
21.22%
23.09%
26.06%
22.32%
PAT Growth
-18.82%
-22.77%
31.48%
7.98%
-4.73%
-4.58%
30.74%
32.77%
10.70%
68.49%
 
EPS
7.69
6.25
8.09
6.15
5.70
5.98
6.27
4.80
3.61
3.26
1.94

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Shareholder's Funds
8,136.26
7,686.21
6,999.90
5,638.77
5,131.69
4,554.64
3,319.31
2,909.47
2,542.97
2,197.14
Share Capital
95.48
95.41
95.27
84.12
83.99
83.79
79.45
78.90
78.37
75.53
Total Reserves
8,024.17
7,573.09
6,877.77
5,525.67
5,019.79
4,449.71
3,228.88
2,818.60
2,452.59
2,095.88
Non-Current Liabilities
12,639.15
9,439.95
9,719.54
142.80
10,183.83
10,103.72
4,241.02
2,637.03
406.54
555.23
Secured Loans
12,625.45
9,453.08
9,670.70
0.00
9,787.03
9,380.84
4,064.39
2,312.41
261.37
414.66
Unsecured Loans
0.00
0.00
0.00
0.00
320.06
604.07
0.00
160.00
0.00
0.00
Long Term Provisions
35.97
33.48
36.87
47.88
30.46
27.04
66.57
64.00
55.16
47.32
Current Liabilities
5,216.22
5,507.97
3,954.78
12,468.29
4,690.12
5,630.17
7,875.48
4,845.88
4,900.75
3,012.71
Trade Payables
1,323.24
845.95
763.93
439.85
417.10
345.28
823.36
312.02
208.40
262.41
Other Current Liabilities
620.23
636.60
476.03
272.77
377.26
272.13
1,664.52
597.59
446.13
453.71
Short Term Borrowings
3,252.17
4,006.86
2,697.81
11,755.67
3,884.02
5,002.66
5,378.17
3,846.29
4,151.43
2,234.29
Short Term Provisions
20.58
18.56
17.01
0.00
11.74
10.10
9.43
89.98
94.79
62.30
Total Liabilities
29,125.22
25,573.56
23,350.37
20,745.52
22,640.09
22,206.29
16,544.99
11,060.93
8,504.86
5,930.05
Net Block
504.85
413.71
422.86
449.98
423.55
427.07
473.71
444.45
445.35
227.83
Gross Block
685.40
561.81
542.54
536.66
472.77
453.37
613.29
575.59
560.83
333.94
Accumulated Depreciation
180.55
148.10
119.68
86.68
49.22
26.30
139.58
131.14
115.48
106.11
Non Current Assets
2,150.72
1,375.10
1,164.83
2,322.78
1,330.17
1,312.08
7,417.00
5,759.34
3,999.48
2,224.61
Capital Work in Progress
7.01
3.05
0.86
0.69
1.35
2.90
2.03
1.09
1.69
0.68
Non Current Investment
1,055.33
597.54
413.80
1,529.07
615.39
598.62
197.91
509.92
481.45
410.98
Long Term Loans & Adv.
583.53
360.80
327.31
320.40
289.88
283.49
6,742.85
4,803.54
3,070.60
1,584.59
Other Non Current Assets
0.00
0.00
0.00
22.64
0.00
0.00
0.50
0.34
0.39
0.53
Current Assets
26,974.50
24,198.46
22,185.54
18,422.74
21,309.92
20,894.21
9,127.99
5,301.59
4,505.38
3,705.44
Current Investments
2,529.16
3,041.75
5,387.85
2,485.38
2,317.95
1,789.83
1,958.07
261.81
158.23
83.84
Inventories
102.10
0.00
0.00
0.00
0.00
0.00
9.86
256.89
359.01
534.21
Sundry Debtors
1,215.31
499.09
508.62
324.25
685.05
854.68
1,178.91
354.91
226.68
194.74
Cash & Bank
2,391.66
2,559.87
2,074.95
1,329.40
1,282.24
1,526.95
869.06
1,265.05
832.87
974.18
Other Current Assets
20,736.27
3,184.95
3,133.09
2,402.22
17,024.68
16,722.75
5,112.09
3,162.93
2,928.59
1,918.47
Short Term Loans & Adv.
16,804.83
14,912.80
11,081.03
11,881.49
14,238.04
14,972.59
4,935.64
2,997.69
2,877.46
1,861.91
Net Current Assets
21,758.28
18,690.49
18,230.76
5,954.45
16,619.80
15,264.04
1,252.51
455.71
-395.37
692.73
Total Assets
29,125.22
25,573.56
23,350.37
20,745.52
22,640.09
22,206.29
16,544.99
11,060.93
8,504.86
5,930.05

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Cash From Operating Activity
-2,448.73
-3,458.08
969.28
3,164.13
773.27
-3,584.18
-2,545.60
-918.14
-1,717.09
1,057.79
PBT
952.61
1,348.04
1,066.85
1,093.52
1,282.79
1,164.84
971.73
692.85
516.91
280.16
Adjustment
-978.99
-1,079.13
-67.75
59.34
-228.21
-48.39
712.62
420.41
315.70
222.39
Changes in Working Capital
-2,874.55
-3,751.44
284.34
2,383.43
221.79
-4,237.76
-3,909.90
-1,801.90
-2,381.11
660.50
Cash after chg. in Working capital
-2,900.93
-3,482.53
1,283.44
3,536.29
1,276.37
-3,121.31
-2,225.55
-688.64
-1,548.50
1,163.05
Interest Paid
-1,138.61
-1,334.22
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
-274.23
-452.49
-314.16
-372.16
-503.10
-462.87
-320.05
-229.50
-168.59
-105.26
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
1,865.04
1,811.16
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-450.84
2,613.92
-2,248.75
-901.41
-148.41
-708.04
-366.30
264.03
-280.95
584.54
Net Fixed Assets
-2.11
2.16
-1.91
-83.70
-1.55
-2.83
0.44
-0.95
-0.73
-0.55
Net Investments
180.23
-229.61
-492.92
-139.65
35.39
-655.03
-12.55
-94.99
-348.19
157.03
Others
-628.96
2,841.37
-1,753.92
-678.06
-182.25
-50.18
-354.19
359.97
67.97
428.06
Cash from Financing Activity
2,153.26
1,280.72
1,295.95
-2,204.53
-522.17
4,539.69
2,424.13
1,304.88
1,783.07
-1,594.00
Net Cash Inflow / Outflow
-746.31
436.56
16.48
58.19
102.69
247.47
-487.77
650.77
-214.97
48.33
Opening Cash & Equivalents
1,262.94
826.38
809.90
751.71
649.08
401.61
843.18
192.41
407.38
359.05
Closing Cash & Equivalent
524.02
1,262.94
826.38
809.90
751.77
649.08
395.65
843.18
192.41
407.38

Financial Ratios

Consolidated /

Standalone
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Book Value (Rs.)
85.04
80.37
73.19
66.69
60.77
54.11
41.64
36.72
32.30
28.75
ROA
2.59%
4.06%
3.66%
3.58%
3.73%
4.04%
4.61%
4.81%
5.00%
3.11%
ROE
8.98%
13.56%
12.81%
14.52%
17.36%
19.97%
20.53%
17.33%
15.33%
9.51%
ROCE
9.44%
11.99%
11.85%
13.58%
14.12%
13.69%
14.79%
14.30%
15.05%
10.29%
Fixed Asset Turnover
5.24
6.71
5.93
6.80
7.66
5.73
3.63
2.63
2.67
3.17
Receivable days
95.83
49.61
47.54
53.67
79.18
121.52
129.64
71.00
64.29
82.62
Inventory Days
11.41
0.00
0.00
0.00
0.00
0.00
22.55
75.19
136.27
249.21
Payable days
0.00
0.00
0.00
247.78
219.23
351.62
416.05
225.82
211.70
238.95
Cash Conversion Cycle
107.24
49.61
47.54
-194.11
-140.05
-230.10
-263.87
-79.62
-11.13
92.88
Total Debt/Equity
1.96
1.76
1.77
2.10
2.74
3.31
3.27
2.30
1.87
1.38
Interest Cover
1.81
2.25
1.96
1.79
1.89
2.02
2.24
2.35
2.23
1.91

News Update:


  • RBI bars JM Financial’s arm from financing against shares, debentures
    6th Mar 2024, 10:59 AM

    The Company shall, however, continue to service its existing loan accounts through the usual collection and recovery process

    Read More
  • JM Financial reports 34% rise in Q3 consolidated net profit
    13th Feb 2024, 11:30 AM

    Total consolidated income of the company increased by 33.28% at Rs 1260.96 crore for Q3FY24

    Read More
  • JM Financial - Quarterly Results
    12th Feb 2024, 17:55 PM

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.