Nifty
Sensex
:
:
12968.95
44149.72
-18.05 (-0.14%)
-110.02 (-0.25%)

Finance - Capital Markets

Rating :
45/99

BSE: 523405 | NSE: JMFINANCIL

82.40
27-Nov-2020
  • Open
  • High
  • Low
  • Previous Close
  •  82.40
  •  83.00
  •  81.20
  •  82.50
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  1861091
  •  1528.10
  •  124.70
  •  55.45

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 7,841.56
  • 15.06
  • 1
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 18,267.83
  • 0.24%
  • 1.18

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 54.82%
  • 0.80%
  • 8.35%
  • FII
  • DII
  • Others
  • 27.15%
  • 7.13%
  • 1.75%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 17.49
  • 18.08
  • 4.01

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 24.34
  • 19.27
  • 1.82

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 12.50
  • 9.55
  • -3.13

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 12.03
  • 13.47
  • 13.86

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.54
  • 1.80
  • 1.66

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 7.69
  • 8.00
  • 7.94

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 20
Sep 19
Var%
Jun 20
Jun 19
Var%
Mar 20
Mar 19
Var%
Dec 19
Dec 18
Var%
Net Sales
800.77
845.28
-5.27%
686.80
850.50
-19.25%
835.89
783.93
6.63%
900.80
899.14
0.18%
Expenses
264.97
220.73
20.04%
224.23
194.66
15.19%
281.30
188.75
49.03%
236.88
173.42
36.59%
EBITDA
535.80
624.55
-14.21%
462.57
655.84
-29.47%
554.59
595.18
-6.82%
663.92
725.72
-8.52%
EBIDTM
66.91%
73.89%
67.35%
77.11%
66.35%
75.92%
73.70%
80.71%
Other Income
2.63
6.11
-56.96%
4.31
6.07
-29.00%
4.69
8.18
-42.67%
4.65
1.59
192.45%
Interest
288.87
349.39
-17.32%
272.65
349.57
-22.00%
333.32
351.53
-5.18%
353.58
378.42
-6.56%
Depreciation
10.04
9.82
2.24%
10.06
9.97
0.90%
10.94
6.99
56.51%
10.31
6.88
49.85%
PBT
239.52
271.45
-11.76%
184.17
302.37
-39.09%
215.02
244.84
-12.18%
304.68
342.01
-10.91%
Tax
55.95
74.77
-25.17%
45.21
107.71
-58.03%
50.97
68.56
-25.66%
82.53
121.07
-31.83%
PAT
183.57
196.68
-6.67%
138.96
194.66
-28.61%
164.05
176.28
-6.94%
222.15
220.94
0.55%
PATM
22.92%
23.27%
20.23%
22.89%
19.63%
22.49%
24.66%
24.57%
EPS
1.93
2.07
-6.76%
1.46
2.04
-28.43%
1.72
1.85
-7.03%
2.33
2.32
0.43%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Net Sales
3,224.26
3,432.03
3,479.15
3,050.31
2,159.24
1,494.84
1,196.23
828.95
797.26
674.17
684.48
Net Sales Growth
-4.58%
-1.35%
14.06%
41.27%
44.45%
24.96%
44.31%
3.97%
18.26%
-1.51%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
3,224.26
3,432.03
3,479.15
3,050.31
2,159.24
1,494.84
1,196.23
828.95
797.26
674.17
684.48
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
1,007.38
933.13
743.38
766.60
582.25
459.43
447.88
403.44
399.22
383.72
401.55
Power & Fuel Cost
-
4.50
4.27
4.35
4.18
4.21
3.59
4.02
4.00
3.72
4.24
% Of Sales
-
0.13%
0.12%
0.14%
0.19%
0.28%
0.30%
0.48%
0.50%
0.55%
0.62%
Employee Cost
-
395.41
421.61
391.01
305.81
263.91
235.24
203.16
197.99
175.52
204.67
% Of Sales
-
11.52%
12.12%
12.82%
14.16%
17.65%
19.67%
24.51%
24.83%
26.03%
29.90%
Manufacturing Exp.
-
178.53
171.05
173.79
157.98
126.99
144.82
135.15
150.95
141.59
136.66
% Of Sales
-
5.20%
4.92%
5.70%
7.32%
8.50%
12.11%
16.30%
18.93%
21.00%
19.97%
General & Admin Exp.
-
55.55
76.07
68.47
52.60
39.30
41.77
35.12
38.14
35.26
41.02
% Of Sales
-
1.62%
2.19%
2.24%
2.44%
2.63%
3.49%
4.24%
4.78%
5.23%
5.99%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
303.64
74.65
133.33
65.86
29.23
26.05
30.01
12.14
31.35
0.00
% Of Sales
-
8.85%
2.15%
4.37%
3.05%
1.96%
2.18%
3.62%
1.52%
4.65%
2.81%
EBITDA
2,216.88
2,498.90
2,735.77
2,283.71
1,576.99
1,035.41
748.35
425.51
398.04
290.45
282.93
EBITDA Margin
68.76%
72.81%
78.63%
74.87%
73.03%
69.27%
62.56%
51.33%
49.93%
43.08%
41.34%
Other Income
16.28
21.52
20.34
46.29
200.02
189.82
206.81
177.72
244.97
199.80
211.44
Interest
1,248.42
1,385.86
1,446.21
1,138.99
781.96
512.09
420.20
307.83
376.92
296.07
243.53
Depreciation
41.35
41.04
27.11
26.17
23.32
20.29
18.05
15.24
12.16
11.47
12.44
PBT
943.39
1,093.52
1,282.79
1,164.84
971.73
692.85
516.91
280.16
253.93
182.71
238.40
Tax
234.66
315.98
446.31
381.77
334.84
222.44
156.39
79.98
74.93
59.55
52.78
Tax Rate
24.87%
28.90%
34.79%
32.77%
34.46%
32.11%
30.25%
28.55%
29.51%
32.59%
23.16%
PAT
708.73
544.57
571.61
599.07
458.22
345.13
311.76
185.03
163.06
113.67
167.71
PAT before Minority Interest
520.20
777.54
836.48
783.07
636.89
470.41
360.52
200.18
179.00
123.16
175.09
Minority Interest
-188.53
-232.97
-264.87
-184.00
-178.67
-125.28
-48.76
-15.15
-15.94
-9.49
-7.38
PAT Margin
21.98%
15.87%
16.43%
19.64%
21.22%
23.09%
26.06%
22.32%
20.45%
16.86%
24.50%
PAT Growth
-10.12%
-4.73%
-4.58%
30.74%
32.77%
10.70%
68.49%
13.47%
43.45%
-32.22%
 
EPS
7.44
5.72
6.00
6.29
4.81
3.62
3.27
1.94
1.71
1.19
1.76

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Shareholder's Funds
5,638.77
5,131.69
4,554.64
3,319.31
2,909.47
2,542.97
2,197.14
2,050.59
1,939.26
1,978.73
Share Capital
84.12
83.99
83.79
79.45
78.90
78.37
75.53
75.16
74.99
74.97
Total Reserves
5,520.87
5,008.83
4,439.62
3,228.88
2,818.60
2,452.59
2,095.88
1,963.48
1,857.29
1,903.76
Non-Current Liabilities
142.80
119.94
203.29
4,241.02
2,637.03
406.54
555.23
566.12
409.01
154.69
Secured Loans
0.00
0.00
0.00
4,064.39
2,312.41
261.37
414.66
400.40
271.29
0.80
Unsecured Loans
0.00
0.00
0.00
0.00
160.00
0.00
0.00
25.00
0.00
25.00
Long Term Provisions
47.88
42.20
37.14
66.57
64.00
55.16
47.32
45.31
40.45
34.85
Current Liabilities
12,468.29
14,754.01
15,530.60
7,875.48
4,845.88
4,900.75
3,012.71
4,160.06
3,216.12
3,778.61
Trade Payables
439.85
417.10
345.28
823.36
312.02
208.40
262.41
210.69
141.82
261.47
Other Current Liabilities
272.77
345.80
197.75
1,664.52
597.59
446.13
453.71
388.08
81.75
132.95
Short Term Borrowings
11,755.67
13,991.11
14,987.57
5,378.17
3,846.29
4,151.43
2,234.29
3,500.25
2,930.26
3,320.80
Short Term Provisions
0.00
0.00
0.00
9.43
89.98
94.79
62.30
61.04
62.29
63.39
Total Liabilities
20,745.52
22,640.09
22,206.29
16,544.99
11,060.93
8,504.86
5,930.05
6,927.13
5,704.71
6,052.72
Net Block
449.98
423.55
427.07
473.71
444.45
445.35
227.83
101.36
104.50
199.69
Gross Block
536.66
472.77
453.37
613.29
575.59
560.83
333.94
189.04
184.06
273.10
Accumulated Depreciation
86.68
49.22
26.30
139.58
131.14
115.48
106.11
87.68
79.56
73.41
Non Current Assets
2,322.78
2,779.41
692.08
7,417.00
5,759.34
3,999.48
2,224.61
1,713.53
1,212.97
1,330.83
Capital Work in Progress
0.69
1.35
2.90
2.03
1.09
1.69
0.68
0.18
0.03
0.00
Non Current Investment
1,529.07
2,063.41
0.00
197.91
509.92
481.45
410.98
495.85
519.80
587.25
Long Term Loans & Adv.
320.40
278.02
254.54
6,742.85
4,803.54
3,070.60
1,584.59
1,116.09
588.36
543.74
Other Non Current Assets
22.64
13.08
7.57
0.50
0.34
0.39
0.53
0.05
0.28
0.15
Current Assets
18,422.74
19,860.68
21,514.21
9,127.99
5,301.59
4,505.38
3,705.44
5,213.60
4,491.74
4,721.89
Current Investments
2,485.38
869.93
2,388.45
1,958.07
261.81
158.23
83.84
72.06
50.05
296.43
Inventories
0.00
0.00
0.00
9.86
256.89
359.01
534.21
597.76
953.02
1,255.99
Sundry Debtors
324.25
685.05
854.68
1,178.91
354.91
226.68
194.74
180.52
157.91
116.13
Cash & Bank
1,329.40
1,282.24
1,526.95
869.06
1,265.05
832.87
974.18
1,419.40
1,370.00
1,056.87
Other Current Assets
14,283.71
2,773.56
1,742.59
176.45
3,162.93
2,928.59
1,918.47
2,943.86
1,960.76
1,996.47
Short Term Loans & Adv.
11,881.85
14,249.90
15,001.54
4,935.64
2,997.69
2,877.46
1,861.91
2,379.55
1,861.09
1,880.11
Net Current Assets
5,954.45
5,106.67
5,983.61
1,252.51
455.71
-395.37
692.73
1,053.54
1,275.62
943.28
Total Assets
20,745.52
22,640.09
22,206.29
16,544.99
11,060.93
8,504.86
5,930.05
6,927.13
5,704.71
6,052.72

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Cash From Operating Activity
3,164.13
773.27
-3,584.18
-2,545.60
-918.14
-1,717.09
1,057.79
-402.02
376.31
-809.98
PBT
1,093.52
1,282.79
1,164.84
971.73
692.85
516.91
280.16
253.93
182.71
227.87
Adjustment
59.34
-228.21
-48.39
712.62
420.41
315.70
222.39
226.01
186.34
119.49
Changes in Working Capital
2,383.43
221.79
-4,237.76
-3,909.90
-1,801.90
-2,381.11
660.50
-811.37
61.71
-1,058.37
Cash after chg. in Working capital
3,536.29
1,276.37
-3,121.31
-2,225.55
-688.64
-1,548.50
1,163.05
-331.43
430.76
-711.01
Interest Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
-372.16
-503.10
-462.87
-320.05
-229.50
-168.59
-105.26
-70.59
-54.45
-98.97
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-901.41
-148.41
-708.04
-366.30
264.03
-280.95
584.54
167.30
185.25
-533.08
Net Fixed Assets
-83.70
-1.55
-2.83
0.44
-0.95
-0.73
-0.55
1.45
-0.67
0.56
Net Investments
-139.65
35.38
-655.02
-12.55
-94.99
-348.19
157.03
36.92
0.59
48.06
Others
-678.06
-182.24
-50.19
-354.19
359.97
67.97
428.06
128.93
185.33
-581.70
Cash from Financing Activity
-2,204.53
-522.17
4,539.69
2,424.13
1,304.88
1,783.07
-1,594.00
255.61
-495.50
1,134.07
Net Cash Inflow / Outflow
58.19
102.69
247.47
-487.77
650.77
-214.97
48.33
20.89
66.06
-208.99
Opening Cash & Equivalents
751.71
649.08
401.61
843.18
192.41
407.38
359.05
338.16
272.10
481.09
Closing Cash & Equivalent
809.90
751.77
649.08
395.65
843.18
192.41
407.38
359.05
338.16
272.10

Financial Ratios

Consolidated /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Book Value (Rs.)
66.63
60.64
53.99
41.64
36.72
32.30
28.75
27.12
25.77
26.39
ROA
3.58%
3.73%
4.04%
4.61%
4.81%
5.00%
3.11%
2.83%
2.10%
3.37%
ROE
14.54%
17.40%
20.00%
20.53%
17.33%
15.33%
9.51%
9.02%
6.30%
9.13%
ROCE
13.58%
14.12%
13.69%
14.79%
14.30%
15.05%
10.29%
11.08%
9.15%
10.45%
Fixed Asset Turnover
6.80
7.51
5.72
3.63
2.63
2.67
3.17
4.27
2.95
2.58
Receivable days
53.67
80.77
121.67
129.64
71.00
64.29
82.62
77.47
74.18
61.44
Inventory Days
0.00
0.00
0.00
22.55
75.19
136.27
249.21
354.99
597.99
533.84
Payable days
247.78
220.21
352.75
416.05
225.82
211.70
238.95
174.32
219.21
287.59
Cash Conversion Cycle
-194.11
-139.44
-231.08
-263.87
-79.62
-11.13
92.88
258.14
452.96
307.70
Total Debt/Equity
2.10
2.75
3.31
3.27
2.30
1.87
1.38
2.06
1.66
1.69
Interest Cover
1.79
1.89
2.02
2.24
2.35
2.23
1.91
1.67
1.62
1.94

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.