Nifty

:

25492.30

Sensex

:

83216.28

-17.40 (-0.07%)
-94.73 (-0.11%)

Login

Nifty
Sensex

:
:

25492.30
83216.28

-17.40 (-0.07%)
-94.73 (-0.11%)

JM Financial Ltd.

Finance - Capital Markets

Rating :

59/99

BSE: 523405 | NSE: JMFINANCIL

Watchlist

NSE BSE

158.85

07-Nov-2025

Open
High
Low
Previous Close

158.69
161.07
153.85
161.93

Volume
Traded Value (lacs)
52 Week High
52 Week Low

4224242
667082737.74
199.8
80.2

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

15,189.49
13.30
1

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

12,838.77
1.70%
1.48

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

10 Years
5 Years
3 Years

11.34
6.48
10.20

EBITDA CAGR (%)

10 Years
5 Years
3 Years

8.25
0.95
4.86

PAT CAGR (%)

10 Years
5 Years
3 Years

9.04
6.87
11.14

P:E (Median)

8 Years
5 Years
3 Years

13.78
13.64
14.85

P:BV (Average)

8 Years
5 Years
3 Years

1.32
1.09
1.12

EV:EBITDA (Average)

8 Years
5 Years
3 Years

7.32
6.92
6.42

Earnings Forecasts:

(Updated: 01-11-2025)

Description 2024 2025 2026 2027
Adj EPS 8.59
P/E Ratio 18.49
Revenue 4452.83
EBITDA 2365.57
Net Income 821.31
ROA 3.03
P/B Ratio 1.56
ROE 9.02
FCFF 868.16
FCFF Yield 3.64
Net Debt 6998.52
BVPS 101.77

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone

Description Sep 25 Sep 24 Var% Jun 25 Jun 24 Var% Mar 25 Mar 24 Var% Dec 24 Dec 23 Var%
Net Sales 275.23 225.52 22.04% 246.26 118.84 107.22% 251.89 191.01 31.87% 209.21 217.52 -3.82%
Expenses 109.41 138.40 -20.95% 81.69 70.30 16.20% 98.30 121.30 -18.96% 117.89 97.63 20.75%
EBITDA 165.82 87.12 90.34% 164.57 48.54 239.04% 153.59 69.71 120.33% 91.32 119.89 -23.83%
EBIDTM 60.25% 38.63% 66.83% 40.84% 60.98% 36.50% 43.65% 55.12%
Other Income 119.93 192.22 -37.61% 2.01 1.56 28.85% 4.61 1.64 181.10% 1.61 2.32 -30.60%
Interest 1.18 1.41 -16.31% 1.26 1.45 -13.10% 1.72 1.33 29.32% 1.81 1.34 35.07%
Depreciation 3.05 3.03 0.66% 3.14 2.99 5.02% 4.40 2.63 67.30% 4.33 2.74 58.03%
PBT 281.52 274.90 2.41% 162.18 45.66 255.19% 152.08 67.39 125.67% 86.79 118.13 -26.53%
Tax 35.63 -33.91 - 28.73 11.00 161.18% 17.53 39.92 -56.09% 16.32 28.31 -42.35%
PAT 245.89 308.81 -20.37% 133.45 34.66 285.03% 134.55 27.47 389.81% 70.47 89.82 -21.54%
PATM 89.34% 136.93% 54.19% 29.17% 53.42% 14.38% 33.68% 41.29%
EPS 2.57 3.23 -20.43% 1.40 0.36 288.89% 1.41 0.29 386.21% 0.74 0.94 -21.28%

Description Sep 25 Sep 24 Var% Jun 25 Jun 24 Var% Mar 25 Mar 24 Var% Dec 24 Dec 23 Var%
Net Sales 1,031.28 1,190.51 -13.37% 1,111.34 1,077.05 3.18% 1,003.92 1,260.70 -20.37% 1,106.14 1,235.99 -10.51%
Expenses 426.47 699.64 -39.04% 261.12 462.16 -43.50% 425.87 579.97 -26.57% 499.59 429.87 16.22%
EBITDA 604.81 490.87 23.21% 850.22 614.89 38.27% 578.05 680.73 -15.08% 606.55 806.12 -24.76%
EBIDTM 58.65% 41.23% 76.50% 57.09% 57.58% 54.00% 54.83% 65.22%
Other Income 13.00 20.70 -37.20% 9.89 16.82 -41.20% 23.29 15.42 51.04% 14.40 24.97 -42.33%
Interest 254.22 343.12 -25.91% 250.88 370.22 -32.23% 273.59 407.25 -32.82% 318.00 400.29 -20.56%
Depreciation 19.20 14.85 29.29% 16.67 16.24 2.65% 16.33 14.16 15.32% 16.37 13.68 19.66%
PBT 344.39 153.60 124.21% 592.56 245.25 141.61% 311.42 -572.12 - 286.58 417.12 -31.30%
Tax 89.46 9.81 811.93% 134.98 59.47 126.97% 76.41 102.76 -25.64% 79.16 95.56 -17.16%
PAT 254.93 143.79 77.29% 457.58 185.78 146.30% 235.01 -674.88 - 207.42 321.56 -35.50%
PATM 24.72% 12.08% 41.17% 17.25% 23.41% -53.53% 18.75% 26.02%
EPS 2.82 2.43 16.05% 4.75 1.79 165.36% 2.19 -2.39 - 2.19 2.91 -24.74%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone

Right to Left

Description TTM Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Net Sales 982.59 837.20 717.93 402.94 560.55 346.51 264.06 163.96 298.71 47.28 35.07 Net Sales Growth 30.51% 16.61% 78.17% -28.12% 61.77% 31.22% 61.05% -45.11% 531.79% 34.82% Cost Of Goods Sold 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 982.59 837.20 717.93 402.94 560.55 346.51 264.06 163.96 298.71 47.28 35.07 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 407.29 552.97 397.47 245.40 186.28 138.42 134.14 149.00 157.28 16.33 18.13 Power & Fuel Cost - 0.83 0.75 0.67 0.45 0.51 0.57 0.57 0.77 0.12 0.11 % Of Sales - 0.10% 0.10% 0.17% 0.08% 0.15% 0.22% 0.35% 0.26% 0.25% 0.31% Employee Cost - 257.17 183.85 147.03 116.16 84.31 66.83 74.12 79.68 8.25 10.08 % Of Sales - 30.72% 25.61% 36.49% 20.72% 24.33% 25.31% 45.21% 26.67% 17.45% 28.74% Manufacturing Exp. - 165.99 83.59 66.24 52.78 36.37 34.81 46.79 54.35 3.36 2.95 % Of Sales - 19.83% 11.64% 16.44% 9.42% 10.50% 13.18% 28.54% 18.19% 7.11% 8.41% General & Admin Exp. - 30.51 33.93 18.51 9.86 9.47 9.79 10.42 15.12 3.55 3.14 % Of Sales - 3.64% 4.73% 4.59% 1.76% 2.73% 3.71% 6.36% 5.06% 7.51% 8.95% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 99.30 96.10 13.62 7.48 8.27 22.71 17.67 11.91 1.17 0.00 % Of Sales - 11.86% 13.39% 3.38% 1.33% 2.39% 8.60% 10.78% 3.99% 2.47% 5.59% EBITDA 575.30 284.23 320.46 157.54 374.27 208.09 129.92 14.96 141.43 30.95 16.94 EBITDA Margin 58.55% 33.95% 44.64% 39.10% 66.77% 60.05% 49.20% 9.12% 47.35% 65.46% 48.30% Other Income 128.16 288.48 106.13 155.70 59.08 27.90 46.52 122.16 127.82 116.25 122.70 Interest 5.97 7.01 5.50 6.13 6.76 7.24 7.81 19.56 34.73 39.60 27.15 Depreciation 14.92 16.60 10.89 10.44 10.69 11.92 12.18 1.86 1.87 0.67 0.38 PBT 682.57 549.10 410.20 296.67 415.90 216.83 156.45 115.70 232.65 106.93 112.11 Tax 98.21 10.36 100.60 40.22 88.12 41.60 29.14 4.40 40.96 0.21 -0.14 Tax Rate 14.39% 1.89% 24.52% 13.56% 21.19% 19.19% 18.63% 3.80% 17.61% 0.20% -0.12% PAT 584.36 538.74 309.60 256.45 327.78 175.23 127.31 111.30 191.68 106.73 112.25 PAT before Minority Interest 584.36 538.74 309.60 256.45 327.78 175.23 127.31 111.30 191.68 106.73 112.25 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 59.47% 64.35% 43.12% 63.64% 58.47% 50.57% 48.21% 67.88% 64.17% 225.74% 320.07% PAT Growth 26.83% 74.01% 20.73% -21.76% 87.06% 37.64% 14.38% -41.93% 79.59% -4.92% EPS 6.11 5.63 3.24 2.68 3.43 1.83 1.33 1.16 2.00 1.12 1.17

Description TTM Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Net Sales 4,252.68 4,377.62 4,760.72 3,271.50 3,707.16 3,197.47 3,432.03 3,548.71 3,054.01 2,159.24 1,494.84 Net Sales Growth -10.74% -8.05% 45.52% -11.75% 15.94% -6.83% -3.29% 16.20% 41.44% 44.45% Cost Of Goods Sold 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 4,252.68 4,377.62 4,760.72 3,271.50 3,707.16 3,197.47 3,432.03 3,548.71 3,054.01 2,159.24 1,494.84 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 1,613.05 2,089.34 2,017.50 1,466.91 1,295.73 1,014.83 933.13 812.94 770.30 582.25 459.43 Power & Fuel Cost - 6.92 5.77 4.71 3.39 3.37 4.50 4.27 4.35 4.18 4.21 % Of Sales - 0.16% 0.12% 0.14% 0.09% 0.11% 0.13% 0.12% 0.14% 0.19% 0.28% Employee Cost - 963.30 795.44 622.34 547.81 440.83 395.41 421.61 391.01 305.81 263.91 % Of Sales - 22.01% 16.71% 19.02% 14.78% 13.79% 11.52% 11.88% 12.80% 14.16% 17.65% Manufacturing Exp. - 478.82 413.39 303.78 297.48 220.01 178.53 173.85 175.73 157.98 126.99 % Of Sales - 10.94% 8.68% 9.29% 8.02% 6.88% 5.20% 4.90% 5.75% 7.32% 8.50% General & Admin Exp. - 173.74 161.97 95.86 53.60 45.56 55.55 73.27 66.53 50.56 37.85 % Of Sales - 3.97% 3.40% 2.93% 1.45% 1.42% 1.62% 2.06% 2.18% 2.34% 2.53% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 473.48 646.70 444.93 396.84 308.43 303.64 144.21 137.03 67.90 0.00 % Of Sales - 10.82% 13.58% 13.60% 10.70% 9.65% 8.85% 4.06% 4.49% 3.14% 2.05% EBITDA 2,639.63 2,288.28 2,743.22 1,804.59 2,411.43 2,182.64 2,498.90 2,735.77 2,283.71 1,576.99 1,035.41 EBITDA Margin 62.07% 52.27% 57.62% 55.16% 65.05% 68.26% 72.81% 77.09% 74.78% 73.03% 69.27% Other Income 60.58 77.29 71.56 368.40 56.12 34.83 21.52 20.34 46.29 200.02 189.82 Interest 1,096.69 1,304.93 1,561.52 1,178.51 1,081.73 1,110.87 1,385.86 1,446.21 1,138.99 781.96 512.09 Depreciation 68.57 63.79 53.03 41.87 37.78 39.75 41.04 27.11 26.17 23.32 20.29 PBT 1,534.95 996.85 1,200.23 952.61 1,348.04 1,066.85 1,093.52 1,282.79 1,164.84 971.73 692.85 Tax 380.01 224.85 325.85 243.85 355.67 260.79 315.98 446.31 381.77 334.84 222.44 Tax Rate 24.76% 22.56% 92.21% 25.60% 26.38% 24.44% 28.90% 34.79% 32.77% 34.46% 32.11% PAT 1,154.94 819.72 406.61 597.06 773.14 588.03 544.57 571.61 599.07 458.22 345.13 PAT before Minority Interest 1,134.13 772.00 27.52 708.76 992.37 806.06 777.54 836.48 783.07 636.89 470.41 Minority Interest -20.81 47.72 379.09 -111.70 -219.23 -218.03 -232.97 -264.87 -184.00 -178.67 -125.28 PAT Margin 27.16% 18.73% 8.54% 18.25% 20.86% 18.39% 15.87% 16.11% 19.62% 21.22% 23.09% PAT Growth 4,962.91% 101.60% -31.90% -22.77% 31.48% 7.98% -4.73% -4.58% 30.74% 32.77% EPS 12.08 8.57 4.25 6.24 8.09 6.15 5.70 5.98 6.27 4.79 3.61

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone

Right to Left

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Shareholder's Funds 4,461.45 4,109.53 3,887.44 3,736.51 3,502.86 2,573.28 2,481.95 2,491.03 1,725.52 1,655.02 Share Capital 95.58 95.56 95.48 95.41 95.27 84.12 83.99 83.79 79.45 78.90 Total Reserves 4,356.36 4,007.82 3,778.57 3,624.39 3,378.89 2,457.25 2,363.64 2,380.97 1,629.10 1,555.87 Non-Current Liabilities 151.39 198.81 206.58 206.06 203.56 135.42 138.60 134.95 111.21 111.01 Secured Loans 0.00 0.00 1.16 0.69 0.60 0.72 1.29 0.86 0.00 0.02 Unsecured Loans 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Long Term Provisions 6.64 8.02 14.05 9.66 12.10 11.28 10.76 9.97 0.28 0.20 Current Liabilities 229.99 143.99 70.06 94.06 84.05 134.44 36.56 53.23 216.66 505.91 Trade Payables 15.15 21.61 7.66 9.05 5.03 3.72 3.03 8.94 0.93 0.87 Other Current Liabilities 209.87 117.95 62.40 85.01 79.02 130.72 33.53 43.61 8.56 9.83 Short Term Borrowings 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 206.56 426.34 Short Term Provisions 4.97 4.43 0.00 0.00 0.00 0.00 0.00 0.68 0.61 68.87 Total Liabilities 4,842.83 4,452.33 4,164.08 4,036.63 3,790.47 2,843.14 2,657.11 2,679.21 2,053.39 2,271.94 Net Block 47.40 48.02 56.33 60.60 68.82 77.10 5.27 5.57 2.25 2.86 Gross Block 109.14 101.33 99.38 92.40 94.56 92.65 8.95 7.40 4.57 5.01 Accumulated Depreciation 61.74 53.31 43.05 31.80 25.74 15.55 3.68 1.84 2.32 2.15 Non Current Assets 4,537.84 3,206.10 2,637.62 2,456.94 2,564.76 2,619.98 2,434.62 2,163.39 1,922.42 1,926.78 Capital Work in Progress 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non Current Investment 3,857.60 2,546.31 2,418.31 2,236.94 2,332.48 2,371.03 2,246.27 1,986.10 1,769.15 1,756.60 Long Term Loans & Adv. 173.76 146.25 162.98 159.40 163.46 171.85 183.08 171.73 149.01 164.86 Other Non Current Assets 9.86 8.15 0.00 0.00 0.00 0.00 0.00 0.00 2.01 2.45 Current Assets 296.54 1,246.23 1,526.46 1,579.69 1,225.71 223.16 222.49 515.82 130.97 345.16 Current Investments 104.05 1,111.15 680.18 1,014.03 688.88 157.41 142.52 438.08 0.00 0.00 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 109.69 77.63 33.47 28.38 49.91 22.35 10.04 24.03 0.00 0.00 Cash & Bank 78.82 45.18 60.81 85.99 15.14 21.93 15.29 42.74 11.73 12.54 Other Current Assets 3.98 12.27 7.34 6.50 471.78 21.47 54.64 10.97 119.24 332.62 Short Term Loans & Adv. 0.00 0.00 744.66 444.79 456.23 6.31 41.70 2.57 108.58 318.23 Net Current Assets 66.55 1,102.24 1,456.40 1,485.63 1,141.66 88.72 185.93 462.59 -85.69 -160.75 Total Assets 4,834.38 4,452.33 4,164.08 4,036.63 3,790.47 2,843.14 2,657.11 2,679.21 2,053.39 2,271.94

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Shareholder's Funds 9,727.80 8,490.50 8,136.26 7,686.21 6,999.90 5,638.77 5,131.69 4,554.64 3,319.31 2,909.47 Share Capital 95.58 95.56 95.48 95.41 95.27 84.12 83.99 83.79 79.45 78.90 Total Reserves 9,596.25 8,376.14 8,024.17 7,573.09 6,877.77 5,525.67 5,019.79 4,449.71 3,228.88 2,818.60 Non-Current Liabilities 6,662.36 10,178.18 12,639.15 9,439.95 9,719.54 142.80 10,183.83 10,103.72 4,241.02 2,637.03 Secured Loans 6,727.39 10,159.81 12,625.45 9,453.08 9,670.70 0.00 9,787.03 9,380.84 4,064.39 2,312.41 Unsecured Loans 0.00 0.00 0.00 0.00 0.00 0.00 320.06 604.07 0.00 160.00 Long Term Provisions 36.43 32.28 35.97 33.48 36.87 47.88 30.46 27.04 66.57 64.00 Current Liabilities 7,277.07 8,255.35 5,216.22 5,507.97 3,954.78 12,468.29 4,690.12 5,630.17 7,875.48 4,845.88 Trade Payables 1,233.70 1,314.14 1,323.24 845.95 763.93 439.85 417.10 345.28 823.36 312.02 Other Current Liabilities 1,325.21 936.98 620.23 636.60 476.03 272.77 377.26 272.13 1,664.52 597.59 Short Term Borrowings 4,691.88 5,984.99 3,252.17 4,006.86 2,697.81 11,755.67 3,884.02 5,002.66 5,378.17 3,846.29 Short Term Provisions 26.28 19.24 20.58 18.56 17.01 0.00 11.74 10.10 9.43 89.98 Total Liabilities 24,169.88 29,489.56 29,125.22 25,573.56 23,350.37 20,745.52 22,640.09 22,206.29 16,544.99 11,060.93 Net Block 579.04 571.54 504.85 413.71 422.86 449.98 423.55 427.07 473.71 444.45 Gross Block 833.29 794.18 685.40 561.81 542.54 536.66 472.77 453.37 613.29 575.59 Accumulated Depreciation 254.25 222.64 180.55 148.10 119.68 86.68 49.22 26.30 139.58 131.14 Non Current Assets 12,897.11 18,472.23 2,150.72 1,375.10 1,164.83 2,322.78 1,330.17 1,312.08 7,417.00 5,759.34 Capital Work in Progress 10.23 4.43 7.01 3.05 0.86 0.69 1.35 2.90 2.03 1.09 Non Current Investment 1,441.91 1,251.64 1,055.33 597.54 413.80 1,529.07 615.39 598.62 197.91 509.92 Long Term Loans & Adv. 449.75 551.47 583.53 360.80 327.31 320.40 289.88 283.49 6,742.85 4,803.54 Other Non Current Assets 498.60 1,030.24 0.00 0.00 0.00 22.64 0.00 0.00 0.50 0.34 Current Assets 11,272.77 11,017.33 26,974.50 24,198.46 22,185.54 18,422.74 21,309.92 20,894.21 9,127.99 5,301.59 Current Investments 4,022.23 3,472.59 2,529.16 3,041.75 5,387.85 2,485.38 2,317.95 1,789.83 1,958.07 261.81 Inventories 129.90 142.87 102.10 0.00 0.00 0.00 0.00 0.00 9.86 256.89 Sundry Debtors 512.73 423.76 1,215.31 499.09 508.62 324.25 685.05 854.68 1,178.91 354.91 Cash & Bank 4,365.98 5,382.16 2,391.66 2,559.87 2,074.95 1,329.40 1,282.24 1,526.95 869.06 1,265.05 Other Current Assets 2,241.93 1,595.95 3,931.44 3,184.95 14,214.12 14,283.71 17,024.68 16,722.75 5,112.09 3,162.93 Short Term Loans & Adv. 0.00 0.00 16,804.83 14,912.80 11,081.03 11,881.49 14,238.04 14,972.59 4,935.64 2,997.69 Net Current Assets 3,995.70 2,761.98 21,758.28 18,690.49 18,230.76 5,954.45 16,619.80 15,264.04 1,252.51 455.71 Total Assets 24,169.88 29,489.56 29,125.22 25,573.56 23,350.37 20,745.52 22,640.09 22,206.29 16,544.99 11,060.93

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone

Right to Left

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Cash From Operating Activity 161.50 518.48 -280.78 202.99 -351.88 151.41 -37.32 179.12 256.99 -220.91 PBT 549.10 410.20 296.67 415.90 216.83 156.45 115.70 232.65 106.93 112.11 Adjustment -425.10 -204.17 -268.29 -241.70 -81.13 -28.77 -113.41 -201.43 -74.93 -86.00 Changes in Working Capital 116.10 386.06 -266.84 103.29 -453.97 43.90 -27.37 175.15 209.19 -244.39 Cash after chg. in Working capital 240.10 592.09 -238.46 277.49 -318.27 171.58 -25.08 206.37 241.20 -218.28 Interest Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Tax Paid -78.60 -73.61 -42.32 -74.50 -33.61 -20.17 -12.24 -27.25 15.79 -2.62 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity 98.65 -433.34 398.19 -25.01 -382.11 -87.98 152.41 -472.39 101.49 15.87 Net Fixed Assets -7.81 -1.95 -6.98 2.16 -1.91 -83.70 -1.55 -2.83 0.44 -0.95 Net Investments -304.19 -558.97 152.48 -229.61 -492.92 -139.65 35.39 -655.03 -12.55 -94.99 Others 410.65 127.58 252.69 202.44 112.72 135.37 118.57 185.47 113.60 111.81 Cash from Financing Activity -210.55 -98.92 -208.36 -108.05 729.43 -55.89 -139.18 308.62 -359.84 182.12 Net Cash Inflow / Outflow 49.60 -13.78 -90.95 69.93 -4.56 7.54 -24.09 15.35 -1.36 -22.92 Opening Cash & Equivalents 41.07 54.85 145.80 10.17 14.73 7.19 31.28 15.93 8.75 31.67 Closing Cash & Equivalent 75.59 41.07 54.85 80.10 10.17 14.73 7.19 31.28 7.39 8.75

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Cash From Operating Activity 5,568.68 3,635.05 -2,307.20 -3,458.08 969.28 3,164.13 773.27 -3,584.18 -2,545.60 -918.14 PBT 996.85 1,200.23 952.61 1,348.04 1,066.85 1,093.52 1,282.79 1,164.84 971.73 692.85 Adjustment -890.79 -953.91 -978.99 -1,079.13 -67.75 59.34 -228.21 -48.39 712.62 420.41 Changes in Working Capital 5,081.38 2,750.23 -2,882.97 -3,751.44 284.34 2,383.43 221.79 -4,237.76 -3,909.90 -1,801.90 Cash after chg. in Working capital 5,187.44 2,996.55 -2,909.35 -3,482.53 1,283.44 3,536.29 1,276.37 -3,121.31 -2,225.55 -688.64 Interest Paid -1,395.98 -1,549.17 -1,145.24 -1,334.22 0.00 0.00 0.00 0.00 0.00 0.00 Tax Paid -204.89 -379.78 -274.23 -452.49 -314.16 -372.16 -503.10 -462.87 -320.05 -229.50 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 1,982.11 2,567.45 2,021.62 1,811.16 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity -2,474.51 -2,089.94 -591.61 2,613.92 -2,248.75 -901.41 -148.41 -708.04 -366.30 264.03 Net Fixed Assets -7.81 -1.95 -6.98 2.16 -1.91 -83.70 -1.55 -2.83 0.44 -0.95 Net Investments -304.19 -558.97 152.48 -229.61 -492.92 -139.65 35.39 -655.03 -12.55 -94.99 Others -2,162.51 -1,529.02 -737.11 2,841.37 -1,753.92 -678.06 -182.25 -50.18 -354.19 359.97 Cash from Financing Activity -4,785.75 162.45 2,159.89 1,280.72 1,295.95 -2,204.53 -522.17 4,539.69 2,424.13 1,304.88 Net Cash Inflow / Outflow -1,691.58 1,707.56 -738.92 436.56 16.48 58.19 102.69 247.47 -487.77 650.77 Opening Cash & Equivalents 2,231.58 524.02 1,262.94 826.38 809.90 751.71 649.08 401.61 843.18 192.41 Closing Cash & Equivalent 540.00 2,231.58 524.02 1,262.94 826.38 809.90 751.77 649.08 395.65 843.18

Financial Ratios

Consolidated /

Standalone

Right to Left

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Book Value (Rs.) 46.58 42.94 40.57 38.99 36.47 30.21 29.14 29.42 21.50 20.72 ROA 11.55% 7.19% 6.25% 8.38% 5.28% 4.63% 4.17% 8.10% 4.93% 5.32% ROE 12.59% 7.76% 6.75% 9.11% 5.83% 5.10% 4.53% 9.19% 6.38% 6.89% ROCE 12.98% 10.39% 7.94% 11.67% 7.37% 6.50% 5.44% 12.09% 7.30% 7.24% Fixed Asset Turnover 7.96 7.15 4.20 6.00 3.70 5.20 20.05 49.88 9.87 7.74 Receivable days 40.83 28.24 28.01 25.49 38.06 22.39 37.92 29.36 0.00 0.00 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 0.00 0.00 0.00 10.55 17.37 12.92 23.10 22.64 Cash Conversion Cycle 40.83 28.24 28.01 25.49 38.06 11.84 20.55 16.43 -23.10 -22.64 Total Debt/Equity 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.12 0.26 Interest Cover 79.33 75.58 49.40 62.52 30.95 21.03 6.92 7.70 3.70 5.13

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Book Value (Rs.) 101.40 88.65 85.04 80.37 73.19 66.69 60.77 54.11 41.64 36.72 ROA 2.88% 0.09% 2.59% 4.06% 3.66% 3.58% 3.73% 4.04% 4.61% 4.81% ROE 8.50% 0.33% 8.98% 13.56% 12.81% 14.52% 17.36% 19.97% 20.53% 17.33% ROCE 10.06% 7.87% 9.44% 11.99% 11.85% 13.58% 14.12% 13.69% 14.79% 14.30% Fixed Asset Turnover 5.38 6.44 5.25 6.71 5.93 6.80 7.66 5.73 3.63 2.63 Receivable days 39.04 62.83 95.64 49.61 47.54 53.67 79.18 121.52 129.64 71.00 Inventory Days 11.37 9.39 11.39 0.00 0.00 0.00 0.00 0.00 22.55 75.19 Payable days 0.00 0.00 0.00 0.00 0.00 247.78 219.23 351.62 416.05 225.82 Cash Conversion Cycle 50.41 72.22 107.03 49.61 47.54 -194.11 -140.05 -230.10 -263.87 -79.62 Total Debt/Equity 1.18 1.91 1.96 1.76 1.77 2.10 2.74 3.31 3.27 2.30 Interest Cover 1.76 1.23 1.81 2.25 1.96 1.79 1.89 2.02 2.24 2.35

Top Investors:

baron emerging markets fund

quant mutual fund

icici prudential (various schemes)

vikram shankar pandit

think india opportunities master fund lp

robeco capital growth funds - robeco qi emerging markets active equities

investor education and protection fund (iepf)

Annual Reports:

News Update:

JM Financial - Quarterly Results
7th Nov 2025, 00:00 AM

Read More
JM Financial reports over 2-fold jump in Q1 consolidated net profit
12th Aug 2025, 11:17 AM

The total consolidated income of the company increased by 2.50% at Rs 1121.23 crore for Q1FY26
Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.

Feedback