Nifty
Sensex
:
:
11504.95
38845.82
-11.15 (-0.10%)
-134.03 (-0.34%)

Finance - Housing

Rating :
49/99

BSE: 500253 | NSE: LICHSGFIN

303.30
18-Sep-2020
  • Open
  • High
  • Low
  • Previous Close
  •  307.40
  •  310.65
  •  297.50
  •  306.25
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  4019733
  •  12267.47
  •  486.75
  •  185.25

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 15,286.24
  • 5.84
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 204,543.82
  • 2.64%
  • 0.80

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 40.31%
  • 0.67%
  • 9.95%
  • FII
  • DII
  • Others
  • 34.27%
  • 9.61%
  • 5.19%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 15.54
  • 9.61
  • 9.89

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 15.90
  • 9.03
  • 5.38

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 9.50
  • 7.59
  • 6.17

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 13.28
  • 13.60
  • 11.23

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 2.21
  • 2.21
  • 1.70

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 10.98
  • 11.01
  • 11.01

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Jun 20
Jun 19
Var%
Mar 20
Mar 19
Var%
Dec 19
Dec 18
Var%
Sep 19
Sep 18
Var%
Net Sales
5,011.50
4,815.57
4.07%
4,935.20
4,666.48
5.76%
5,005.36
4,465.37
12.09%
4,979.95
4,204.69
18.44%
Expenses
187.26
359.13
-47.86%
291.77
275.67
5.84%
527.92
261.40
101.96%
413.28
327.34
26.25%
EBITDA
4,824.24
4,456.44
8.25%
4,643.43
4,390.81
5.75%
4,477.44
4,203.97
6.51%
4,566.67
3,877.35
17.78%
EBIDTM
96.26%
92.54%
14.01%
94.09%
89.45%
94.15%
91.70%
92.21%
Other Income
-25.49
0.94
-
-31.66
1.62
-
0.76
0.39
94.87%
0.64
0.44
45.45%
Interest
3,763.91
3,602.30
4.49%
3,763.73
3,397.85
10.77%
3,713.80
3,329.77
11.53%
3,701.56
3,138.14
17.95%
Depreciation
13.07
10.49
24.59%
15.11
3.24
366.36%
13.04
3.02
331.79%
12.47
2.99
317.06%
PBT
1,021.77
844.59
20.98%
832.93
991.34
-15.98%
751.36
871.57
-13.79%
853.28
736.66
15.83%
Tax
197.69
235.46
-16.04%
408.62
294.00
38.99%
149.11
264.28
-43.58%
85.33
173.67
-50.87%
PAT
824.08
609.13
35.29%
424.31
697.34
-39.15%
602.25
607.29
-0.83%
767.95
562.99
36.41%
PATM
16.44%
12.65%
7.11%
14.94%
12.03%
13.60%
15.42%
13.39%
EPS
16.33
12.07
35.29%
8.41
13.82
-39.15%
11.93
12.03
-0.83%
15.22
11.15
36.50%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Net Sales
19,932.01
19,736.66
17,392.59
14,874.87
14,072.06
12,474.64
10,751.29
9,271.81
7,697.63
6,172.32
4,656.97
Net Sales Growth
9.81%
13.48%
16.93%
5.70%
12.81%
16.03%
15.96%
20.45%
24.71%
32.54%
 
Cost Of Goods Sold
4,645.04
4.69
4.18
7.18
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
15,286.97
19,731.97
17,388.41
14,867.69
14,072.06
12,474.64
10,751.29
9,271.81
7,697.63
6,172.32
4,656.97
GP Margin
76.70%
99.98%
99.98%
99.95%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
1,420.23
1,626.36
1,100.97
940.45
1,024.53
718.10
501.55
420.22
470.60
450.18
516.62
Power & Fuel Cost
-
5.70
5.69
5.59
5.77
5.35
5.31
4.78
4.37
3.59
3.40
% Of Sales
-
0.03%
0.03%
0.04%
0.04%
0.04%
0.05%
0.05%
0.06%
0.06%
0.07%
Employee Cost
-
327.62
274.58
245.10
266.23
164.50
139.09
112.69
98.16
81.33
75.01
% Of Sales
-
1.66%
1.58%
1.65%
1.89%
1.32%
1.29%
1.22%
1.28%
1.32%
1.61%
Manufacturing Exp.
-
30.93
70.60
99.76
240.88
219.16
164.95
146.80
145.98
124.33
106.82
% Of Sales
-
0.16%
0.41%
0.67%
1.71%
1.76%
1.53%
1.58%
1.90%
2.01%
2.29%
General & Admin Exp.
-
148.13
110.95
84.00
142.05
125.95
120.34
108.05
77.25
64.64
59.59
% Of Sales
-
0.75%
0.64%
0.56%
1.01%
1.01%
1.12%
1.17%
1.00%
1.05%
1.28%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
1,114.99
640.66
504.41
375.36
208.49
77.18
52.68
149.22
179.88
0.00
% Of Sales
-
5.65%
3.68%
3.39%
2.67%
1.67%
0.72%
0.57%
1.94%
2.91%
5.91%
EBITDA
18,511.78
18,110.30
16,291.62
13,934.42
13,047.53
11,756.54
10,249.74
8,851.59
7,227.03
5,722.14
4,140.35
EBITDA Margin
92.87%
91.76%
93.67%
93.68%
92.72%
94.24%
95.33%
95.47%
93.89%
92.71%
88.91%
Other Income
-55.75
4.97
3.08
1.59
166.76
135.17
189.44
164.44
123.31
111.66
253.71
Interest
14,943.00
14,781.98
12,891.03
11,143.82
10,231.41
9,306.64
8,310.22
7,174.36
5,924.59
4,591.06
3,097.71
Depreciation
53.69
51.11
11.92
10.21
9.70
10.01
9.65
7.80
7.71
7.59
6.41
PBT
3,459.34
3,282.18
3,391.75
2,781.98
2,973.18
2,575.06
2,119.31
1,833.86
1,418.04
1,235.13
1,289.94
Tax
840.75
878.52
957.38
773.82
1,031.35
907.44
721.79
512.44
364.04
318.80
320.65
Tax Rate
24.30%
26.77%
28.23%
27.82%
34.69%
35.24%
34.06%
27.94%
25.67%
25.81%
24.86%
PAT
2,618.59
2,403.26
2,433.95
2,007.94
1,941.81
1,667.32
1,397.22
1,321.08
1,053.33
916.50
969.64
PAT before Minority Interest
2,618.46
2,403.66
2,434.37
2,008.16
1,941.82
1,667.61
1,397.52
1,321.41
1,054.00
916.33
969.29
Minority Interest
-0.13
-0.40
-0.42
-0.22
-0.01
-0.29
-0.30
-0.33
-0.67
0.17
0.35
PAT Margin
13.14%
12.18%
13.99%
13.50%
13.80%
13.37%
13.00%
14.25%
13.68%
14.85%
20.82%
PAT Growth
5.73%
-1.26%
21.22%
3.41%
16.46%
19.33%
5.76%
25.42%
14.93%
-5.48%
 
EPS
51.88
47.62
48.23
39.78
38.47
33.04
27.68
26.18
20.87
18.16
19.21

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Shareholder's Funds
18,264.87
16,330.84
14,311.19
11,155.85
9,214.57
7,880.06
7,585.88
6,533.37
5,710.21
4,191.65
Share Capital
100.99
100.99
100.99
101.00
101.00
101.00
101.00
101.00
101.00
95.00
Total Reserves
18,163.88
16,229.85
14,210.20
11,054.85
9,113.58
7,779.06
7,484.88
6,432.37
5,609.21
4,096.65
Non-Current Liabilities
167,687.96
153,701.17
136,931.45
106,843.53
93,150.15
82,216.08
68,305.68
56,761.96
46,549.95
37,546.23
Secured Loans
153,458.55
145,065.47
129,388.05
98,200.63
85,924.55
76,655.85
64,170.02
52,725.35
42,914.54
33,878.65
Unsecured Loans
14,071.81
7,657.56
6,770.10
5,538.26
4,733.59
3,862.70
3,542.31
3,542.58
3,196.75
3,335.33
Long Term Provisions
148.62
118.54
122.32
997.76
806.70
696.99
706.31
687.72
623.15
467.97
Current Liabilities
30,438.19
30,111.53
19,534.02
32,996.02
28,220.84
22,532.61
19,712.71
17,102.20
13,363.42
10,662.14
Trade Payables
30.63
74.90
52.63
51.44
36.94
26.68
26.92
23.55
15.01
17.51
Other Current Liabilities
6,643.42
14,102.52
12,831.17
25,212.12
22,280.98
19,432.75
15,577.03
14,337.23
11,302.74
9,670.93
Short Term Borrowings
23,764.14
15,934.11
6,650.22
7,587.22
5,440.44
2,698.01
3,738.11
2,437.24
1,758.62
731.78
Short Term Provisions
0.00
0.00
0.00
145.24
462.48
375.17
370.64
304.18
287.05
241.92
Total Liabilities
216,393.46
200,145.73
170,778.54
150,997.04
130,587.19
112,630.25
95,605.36
80,398.29
65,623.66
52,400.07
Net Block
294.43
168.08
129.46
102.37
102.40
90.17
86.36
73.20
73.60
45.14
Gross Block
363.39
189.25
138.76
180.91
179.79
162.72
146.50
126.98
120.27
84.67
Accumulated Depreciation
68.96
21.17
9.30
78.54
77.39
72.55
60.14
53.79
46.67
39.53
Non Current Assets
210,576.02
196,992.66
168,505.31
136,326.00
118,159.66
102,265.03
86,319.80
73,675.49
58,341.58
46,863.26
Capital Work in Progress
2.92
2.19
2.74
5.06
0.25
0.25
0.25
0.25
0.68
3.47
Non Current Investment
1,889.28
3,617.34
2,008.23
519.19
263.67
228.59
192.16
180.36
171.72
173.49
Long Term Loans & Adv.
370.71
233.38
222.29
213.58
136.08
121.15
146.25
172.03
160.48
126.12
Other Non Current Assets
103.84
25.70
13.44
71.59
5.33
0.30
12.83
1.55
3.57
3.52
Current Assets
5,817.44
3,153.07
2,273.23
14,671.02
12,427.52
10,365.22
9,285.53
6,722.74
7,282.01
5,536.80
Current Investments
3,595.45
0.00
0.00
18.20
16.71
12.84
1.92
14.62
0.03
0.04
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.25
0.12
0.00
Sundry Debtors
21.80
11.99
13.50
112.19
87.66
72.51
71.81
64.16
73.92
44.96
Cash & Bank
2,036.92
3,032.36
2,143.01
4,522.54
3,987.13
2,992.91
3,074.22
1,523.46
1,646.45
586.54
Other Current Assets
163.27
49.08
56.34
880.20
8,336.03
7,286.95
6,137.57
5,120.25
5,561.49
4,905.27
Short Term Loans & Adv.
36.74
59.64
60.38
9,137.89
7,538.97
6,570.39
5,511.76
4,575.05
5,159.52
4,599.47
Net Current Assets
-24,620.75
-26,958.46
-17,260.79
-18,324.99
-15,793.31
-12,167.39
-10,427.18
-10,379.46
-6,081.41
-5,125.34
Total Assets
216,393.46
200,145.73
170,778.54
150,997.02
130,587.18
112,630.25
95,605.35
80,398.28
65,623.67
52,400.06

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Cash From Operating Activity
-14,737.67
-21,538.07
-18,977.03
-14,273.19
-13,039.43
-14,345.37
-11,522.84
-12,578.11
-11,620.73
-10,477.79
PBT
3,282.18
3,391.75
2,781.98
2,867.19
2,575.14
2,117.40
1,830.65
1,411.55
1,238.65
1,272.53
Adjustment
-347.34
-173.67
1,053.78
1,333.66
972.27
423.42
561.72
569.18
152.79
90.39
Changes in Working Capital
-6,311.26
2,118.94
-264.83
1,956.84
991.90
742.70
136.01
590.56
-660.79
1,560.29
Cash after chg. in Working capital
-3,376.42
5,337.02
3,570.93
6,157.69
4,539.30
3,283.51
2,528.38
2,571.29
730.65
2,923.21
Interest Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
-1,016.47
-1,065.90
-955.69
-1,026.53
-736.96
-586.22
-526.33
-388.03
-365.85
-398.61
Other Direct Exp. Paid
0.00
0.00
0.00
-19,404.36
-16,841.77
-17,042.65
-13,524.90
-14,761.38
-11,985.53
-13,002.39
Extra & Other Items
-10,344.78
-25,809.19
-21,592.27
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-1,851.41
-1,642.73
1,367.96
-277.67
-57.58
-57.69
-1.52
-26.81
-21.35
129.08
Net Fixed Assets
-163.09
-50.40
66.97
-5.41
-16.97
-16.10
-19.42
-7.10
-35.34
-4.36
Net Investments
-1,901.31
-1,622.89
-1,445.18
-250.15
-39.70
-37.83
-14.68
-20.61
0.88
1,223.80
Others
212.99
30.56
2,746.17
-22.11
-0.91
-3.76
32.58
0.90
13.11
-1,090.36
Cash from Financing Activity
15,155.53
24,068.29
18,074.35
15,072.10
14,097.54
14,231.64
13,048.20
12,466.77
11,541.66
10,238.03
Net Cash Inflow / Outflow
-1,433.55
887.49
465.28
521.24
1,000.52
-171.42
1,523.84
-138.16
-100.42
-110.68
Opening Cash & Equivalents
2,802.85
1,915.36
1,450.07
3,773.85
2,773.33
2,944.75
1,420.91
1,559.07
1,659.49
677.58
Closing Cash & Equivalent
1,369.30
2,802.85
1,915.35
4,295.09
3,773.85
2,773.33
2,944.75
1,420.91
1,559.07
566.90

Financial Ratios

Consolidated /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Book Value (Rs.)
361.93
323.61
283.59
221.05
182.59
156.14
150.31
129.46
113.15
88.31
ROA
1.15%
1.31%
1.25%
1.38%
1.37%
1.34%
1.50%
1.44%
1.55%
2.09%
ROE
13.90%
15.89%
15.77%
19.07%
19.51%
18.07%
18.72%
17.22%
18.51%
25.39%
ROCE
9.11%
9.52%
9.45%
10.25%
10.58%
10.75%
10.92%
10.71%
10.48%
10.02%
Fixed Asset Turnover
71.43
106.05
93.06
78.03
72.84
69.54
67.80
62.26
60.24
57.14
Receivable days
0.31
0.27
1.54
2.59
2.34
2.45
2.68
3.27
3.51
1.81
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.01
0.01
0.00
Payable days
45.76
63.30
51.57
30.83
29.06
30.63
33.82
27.44
27.34
101.15
Cash Conversion Cycle
-45.44
-63.04
-50.03
-28.24
-26.72
-28.18
-31.14
-24.15
-23.82
-99.34
Total Debt/Equity
10.47
10.33
9.98
11.32
12.04
12.25
10.81
10.53
9.82
10.77
Interest Cover
1.22
1.26
1.25
1.29
1.28
1.26
1.26
1.24
1.27
1.42

News Update:


  • LIC Housing Finance to seek shareholders' approval to raise up to Rs 50,500 crore
    3rd Sep 2020, 14:22 PM

    The company's annual general meeting is scheduled to take place through video conference and other audio-visual means on September 28, 2020

    Read More
  • LIC Housing Finance reports 35% rise in Q1 consolidated net profit
    25th Aug 2020, 15:28 PM

    Total income of the company increased by 3.52% at Rs 4986.01 crore for Q1FY21

    Read More
  • LIC Housing Finance reduces home loan rate
    23rd Jul 2020, 15:26 PM

    The rate of interest for home loans up to Rs 50 lakh starts from 6.90 per cent for borrowers with CIBIL score of 700 and above

    Read More
  • LIC Housing Finance - Quarterly Results
    19th Jun 2020, 12:00 AM

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