LIC Housing Finance, 500253, LICHSGFIN Share Price, Rating, Research, Analysis, Fundamental & Historical Data

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

30,822.78
5.60
2

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

2,99,889.91
1.78%
0.82

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

10 Years
5 Years
3 Years

8.46
7.17
7.36

EBITDA CAGR (%)

10 Years
5 Years
3 Years

8.47
8.21
6.06

PAT CAGR (%)

10 Years
5 Years
3 Years

12.56
14.71
23.48

P:E (Median)

8 Years
5 Years
3 Years

7.86
7.38
7.12

P:BV (Average)

8 Years
5 Years
3 Years

1.24
0.94
0.95

EV:EBITDA (Average)

8 Years
5 Years
3 Years

10.63
10.39
8.92

Earnings Forecasts:

(Updated: 06-06-2025)

Description 2024 2025 2026 2027
Adj EPS 86.63 98.64 97.22 102.62
P/E Ratio 6.47 5.68 5.76 5.46
Revenue 27660 28050 8920 9659
EBITDA 24504 26476 7076 7354
Net Income 4765 5429 5403 7007
ROA 1.7 1.8 1.6 1.6
P/B Ratio 0.98 0.85 0.76 0.68
ROE 16.29 16.05 13.98 13.22
FCFF 7528 5497
FCFF Yield 2.56 1.87
Net Debt 241190 261128 291619 318784
BVPS 570.75 658.74 739.7 824.83

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone

Description Jun 25 Jun 24 Var% Mar 25 Mar 24 Var% Dec 24 Dec 23 Var% Sep 24 Sep 23 Var%
Net Sales 7,233.13 6,783.67 6.63% 7,283.33 6,936.41 5.00% 7,057.33 6,792.47 3.90% 6,925.81 6,752.83 2.56%
Expenses 462.81 383.59 20.65% 537.53 793.34 -32.24% 288.48 679.96 -57.57% 364.93 666.45 -45.24%
EBITDA 6,770.32 6,400.08 5.78% 6,745.80 6,143.07 9.81% 6,768.85 6,112.51 10.74% 6,560.88 6,086.38 7.80%
EBIDTM 93.60% 94.35% 92.62% 88.56% 95.91% 89.99% 94.73% 90.13%
Other Income 0.01 0.02 -50.00% 0.04 0.43 -90.70% 0.02 0.03 -33.33% 6.00 5.92 1.35%
Interest 5,047.28 4,750.05 6.26% 4,950.84 4,649.91 6.47% 4,951.48 4,646.50 6.56% 4,879.58 4,600.02 6.08%
Depreciation 23.89 21.62 10.50% 25.42 17.41 46.01% 23.95 17.35 38.04% 22.94 12.22 87.73%
PBT 1,699.16 1,628.43 4.34% 1,769.58 1,476.18 19.88% 1,793.44 1,448.69 23.80% 1,664.36 1,480.06 12.45%
Tax 339.24 328.22 3.36% 401.62 385.36 4.22% 361.48 285.81 26.48% 335.47 292.01 14.88%
PAT 1,359.92 1,300.21 4.59% 1,367.96 1,090.82 25.41% 1,431.96 1,162.88 23.14% 1,328.89 1,188.05 11.85%
PATM 18.80% 19.17% 18.78% 15.73% 20.29% 17.12% 19.19% 17.59%
EPS 24.72 23.64 4.57% 24.87 19.83 25.42% 26.03 21.14 23.13% 24.16 21.60 11.85%

Description Jun 25 Jun 24 Var% Mar 25 Mar 24 Var% Dec 24 Dec 23 Var% Sep 24 Sep 23 Var%
Net Sales 7,250.16 6,796.85 6.67% 7,305.52 6,948.21 5.14% 7,069.99 6,804.19 3.91% 6,937.72 6,765.44 2.55%
Expenses 474.93 391.83 21.21% 547.89 799.15 -31.44% 296.87 685.64 -56.70% 372.06 669.76 -44.45%
EBITDA 6,775.23 6,405.02 5.78% 6,757.63 6,149.06 9.90% 6,773.12 6,118.55 10.70% 6,565.66 6,095.68 7.71%
EBIDTM 93.45% 94.24% 92.50% 88.50% 95.80% 89.92% 94.64% 90.10%
Other Income 0.00 0.00 0 0.03 0.40 -92.50% 0.00 0.00 0 0.59 0.43 37.21%
Interest 5,046.01 4,749.32 6.25% 4,950.02 4,648.92 6.48% 4,950.41 4,645.92 6.55% 4,878.61 4,599.91 6.06%
Depreciation 24.90 22.50 10.67% 26.41 18.36 43.85% 24.92 18.31 36.10% 23.94 13.16 81.91%
PBT 1,704.32 1,633.20 4.35% 1,781.23 1,482.18 20.18% 1,797.79 1,454.32 23.62% 1,663.70 1,483.04 12.18%
Tax 340.60 329.07 3.50% 406.43 400.12 1.58% 363.42 287.72 26.31% 337.24 291.18 15.82%
PAT 1,363.72 1,304.13 4.57% 1,374.80 1,082.06 27.05% 1,434.37 1,166.60 22.95% 1,326.46 1,191.86 11.29%
PATM 18.81% 19.19% 18.82% 15.57% 20.29% 17.15% 19.12% 17.62%
EPS 24.78 23.73 4.42% 24.95 19.65 26.97% 26.07 21.24 22.74% 24.12 21.68 11.25%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone

Description TTM Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Net Sales 28,499.60 28,050.14 27,228.22 22,656.95 19,919.07 19,847.15 19,697.28 17,357.79 14,836.98 14,052.05 12,460.44 Net Sales Growth 4.53% 3.02% 20.18% 13.75% 0.36% 0.76% 13.48% 16.99% 5.59% 12.77% Cost Of Goods Sold 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 28,499.60 28,050.14 27,228.22 22,656.95 19,919.07 19,847.15 19,697.28 17,357.79 14,836.98 14,052.05 12,460.44 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 1,653.75 1,574.53 2,724.64 2,865.68 2,945.18 2,002.41 1,602.37 1,081.75 921.30 1,021.56 712.66 Power & Fuel Cost - 6.91 6.36 5.93 5.16 5.00 5.61 5.59 5.59 5.69 5.29 % Of Sales - 0.02% 0.02% 0.03% 0.03% 0.03% 0.03% 0.03% 0.04% 0.04% 0.04% Employee Cost - 701.90 609.99 473.21 563.32 293.18 299.09 247.88 223.16 245.80 150.35 % Of Sales - 2.50% 2.24% 2.09% 2.83% 1.48% 1.52% 1.43% 1.50% 1.75% 1.21% Manufacturing Exp. - 243.19 216.09 215.74 157.18 150.10 90.16 77.31 122.82 269.32 230.97 % Of Sales - 0.87% 0.79% 0.95% 0.79% 0.76% 0.46% 0.45% 0.83% 1.92% 1.85% General & Admin Exp. - 176.08 162.77 144.26 115.80 115.69 99.35 102.80 76.83 134.78 123.46 % Of Sales - 0.63% 0.60% 0.64% 0.58% 0.58% 0.50% 0.59% 0.52% 0.96% 0.99% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 453.36 1,735.79 2,032.47 2,108.88 1,443.44 1,113.77 653.76 498.49 371.65 0.00 % Of Sales - 1.62% 6.37% 8.97% 10.59% 7.27% 5.65% 3.77% 3.36% 2.64% 1.67% EBITDA 26,845.85 26,475.61 24,503.58 19,791.27 16,973.89 17,844.74 18,094.91 16,276.04 13,915.68 13,030.49 11,747.78 EBITDA Margin 94.20% 94.39% 89.99% 87.35% 85.21% 89.91% 91.87% 93.77% 93.79% 92.73% 94.28% Other Income 6.07 6.08 6.42 17.25 33.95 5.85 6.60 6.78 3.65 166.20 132.25 Interest 19,829.18 19,531.95 18,390.66 16,185.96 14,177.25 14,452.58 14,784.45 12,891.54 11,143.85 10,231.49 9,306.76 Depreciation 96.20 93.93 65.42 65.56 52.44 49.44 48.07 11.73 9.98 9.43 9.72 PBT 6,926.54 6,855.81 6,053.92 3,557.00 2,778.15 3,348.57 3,268.99 3,379.55 2,765.50 2,955.77 2,563.55 Tax 1,437.81 1,426.79 1,288.51 665.97 490.87 614.23 867.15 948.58 763.00 1,024.72 902.76 Tax Rate 20.76% 20.81% 21.28% 18.72% 17.67% 18.34% 26.53% 28.07% 27.59% 34.67% 35.22% PAT 5,488.73 5,429.02 4,765.41 2,891.03 2,287.28 2,734.34 2,401.84 2,430.97 2,002.50 1,931.05 1,660.79 PAT before Minority Interest 5,488.73 5,429.02 4,765.41 2,891.03 2,287.28 2,734.34 2,401.84 2,430.97 2,002.50 1,931.05 1,660.79 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 19.26% 19.35% 17.50% 12.76% 11.48% 13.78% 12.19% 14.01% 13.50% 13.74% 13.33% PAT Growth 15.75% 13.93% 64.83% 26.40% -16.35% 13.84% -1.20% 21.40% 3.70% 16.27% EPS 99.78 98.69 86.63 52.55 41.58 49.71 43.66 44.19 36.40 35.10 30.19

Description TTM Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Net Sales 28,563.39 28,110.08 27,276.97 22,713.90 19,974.36 19,881.70 19,736.66 17,395.38 14,874.87 14,072.06 12,474.64 Net Sales Growth 4.57% 3.05% 20.09% 13.72% 0.47% 0.73% 13.46% 16.94% 5.70% 12.81% Cost Of Goods Sold 0.00 0.00 0.00 0.00 0.00 1.03 4.69 4.18 7.18 0.00 0.00 Gross Profit 28,563.39 28,110.08 27,276.97 22,713.90 19,974.36 19,880.67 19,731.97 17,391.20 14,867.69 14,072.06 12,474.64 GP Margin 100.00% 100% 100% 100% 100% 99.99% 99.98% 99.98% 99.95% 100% 100% Total Expenditure 1,691.75 1,608.65 2,756.33 2,963.65 3,011.77 2,017.55 1,626.36 1,103.75 940.45 1,024.53 718.10 Power & Fuel Cost - 7.07 6.51 6.07 5.27 5.09 5.70 5.69 5.59 5.77 5.35 % Of Sales - 0.03% 0.02% 0.03% 0.03% 0.03% 0.03% 0.03% 0.04% 0.04% 0.04% Employee Cost - 755.38 649.63 516.41 602.45 323.78 327.62 274.58 245.10 266.23 164.50 % Of Sales - 2.69% 2.38% 2.27% 3.02% 1.63% 1.66% 1.58% 1.65% 1.89% 1.32% Manufacturing Exp. - 202.15 194.87 239.93 160.54 130.52 78.32 66.05 106.92 244.17 219.36 % Of Sales - 0.72% 0.71% 1.06% 0.80% 0.66% 0.40% 0.38% 0.72% 1.74% 1.76% General & Admin Exp. - 171.02 174.38 148.01 118.55 117.34 100.74 104.25 76.84 142.05 125.95 % Of Sales - 0.61% 0.64% 0.65% 0.59% 0.59% 0.51% 0.60% 0.52% 1.01% 1.01% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 480.10 1,737.45 2,059.30 2,130.23 1,444.88 1,114.99 654.69 504.41 372.07 0.00 % Of Sales - 1.71% 6.37% 9.07% 10.66% 7.27% 5.65% 3.76% 3.39% 2.64% 1.67% EBITDA 26,871.64 26,501.43 24,520.64 19,750.25 16,962.59 17,864.15 18,110.30 16,291.63 13,934.42 13,047.53 11,756.54 EBITDA Margin 94.08% 94.28% 89.90% 86.95% 84.92% 89.85% 91.76% 93.65% 93.68% 92.72% 94.24% Other Income 0.62 0.62 0.83 14.32 30.95 3.83 4.97 3.08 1.59 166.76 135.17 Interest 19,825.05 19,528.36 18,387.87 16,134.76 14,151.09 14,450.38 14,781.98 12,891.04 11,143.82 10,231.41 9,306.64 Depreciation 100.17 97.77 69.23 69.04 55.19 52.47 51.12 11.92 10.21 9.70 10.01 PBT 6,947.04 6,875.92 6,064.37 3,560.77 2,787.26 3,365.13 3,282.17 3,391.75 2,781.98 2,973.18 2,575.06 Tax 1,447.69 1,436.16 1,304.81 669.60 501.26 624.00 878.52 957.38 773.82 1,031.35 907.44 Tax Rate 20.84% 20.89% 21.52% 18.80% 17.98% 18.54% 26.77% 28.23% 27.82% 34.69% 35.24% PAT 5,499.35 5,442.23 4,762.97 2,890.76 2,285.65 2,740.72 2,403.25 2,433.95 2,007.94 1,941.81 1,667.32 PAT before Minority Interest 5,498.87 5,442.70 4,763.32 2,891.17 2,286.00 2,741.13 2,403.65 2,434.37 2,008.16 1,941.82 1,667.61 Minority Interest -0.48 -0.47 -0.35 -0.41 -0.35 -0.41 -0.40 -0.42 -0.22 -0.01 -0.29 PAT Margin 19.25% 19.36% 17.46% 12.73% 11.44% 13.79% 12.18% 13.99% 13.50% 13.80% 13.37% PAT Growth 15.91% 14.26% 64.77% 26.47% -16.60% 14.04% -1.26% 21.22% 3.41% 16.46% EPS 99.97 98.93 86.58 52.55 41.55 49.82 43.69 44.25 36.50 35.30 30.31

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Shareholder's Funds 36,256.78 31,394.63 27,100.34 24,671.84 20,521.31 18,193.10 16,259.27 14,241.18 11,077.03 9,145.98 Share Capital 110.08 110.08 110.08 110.08 100.99 100.99 100.99 100.99 101.00 101.00 Total Reserves 36,146.70 31,284.55 26,990.26 24,561.76 20,420.32 18,092.11 16,158.28 14,140.19 10,976.03 9,044.98 Non-Current Liabilities 1,77,991.22 1,68,735.79 2,08,864.46 1,95,375.37 1,80,332.01 1,55,119.10 1,48,046.81 1,32,664.02 1,06,834.27 93,141.07 Secured Loans 1,71,738.69 1,64,030.67 1,96,882.65 1,75,012.35 1,59,038.37 1,51,962.84 1,45,065.47 1,29,388.05 98,200.63 85,924.55 Unsecured Loans 7,199.62 5,739.43 13,421.98 21,381.58 21,592.87 2,995.71 2,000.00 2,500.00 5,538.26 4,733.59 Long Term Provisions 95.39 138.32 205.46 169.98 142.48 145.33 113.39 117.64 997.23 806.33 Current Liabilities 98,379.71 89,397.96 40,558.75 33,152.17 33,867.07 42,973.35 35,724.02 23,742.34 32,989.11 28,210.72 Trade Payables 229.98 193.45 38.96 64.30 96.12 34.57 79.94 61.29 58.97 41.39 Other Current Liabilities 6,225.78 6,282.01 6,044.21 5,823.65 6,532.94 6,565.65 12,042.54 10,259.16 25,201.60 22,268.36 Short Term Borrowings 91,658.91 82,726.69 34,469.59 27,264.22 27,230.25 36,373.13 23,601.54 13,421.89 7,587.22 5,440.44 Short Term Provisions 265.04 195.81 5.99 0.00 7.76 0.00 0.00 0.00 141.32 460.53 Total Liabilities 3,12,627.71 2,89,528.38 2,76,523.55 2,53,199.38 2,34,720.39 2,16,285.55 2,00,030.10 1,70,647.54 1,50,900.41 1,30,497.77 Net Block 350.51 360.85 356.21 286.13 243.39 254.05 135.85 97.12 96.52 92.02 Gross Block 771.26 689.14 554.17 427.27 361.70 320.26 156.59 106.18 173.15 167.74 Accumulated Depreciation 420.75 328.29 197.96 141.14 118.31 66.21 20.74 9.06 76.62 75.72 Non Current Assets 3,07,892.40 2,85,665.40 2,73,278.16 2,50,562.62 2,31,070.30 2,10,630.06 1,94,752.10 1,67,531.97 1,36,313.28 1,18,149.90 Capital Work in Progress 51.50 0.14 0.74 1.49 3.63 0.33 0.00 0.00 0.00 0.00 Non Current Investment 4,605.88 4,682.98 4,734.38 4,705.20 2,486.55 1,933.43 1,367.77 1,014.87 526.89 271.82 Long Term Loans & Adv. 0.00 0.00 330.97 243.81 118.97 444.03 236.16 249.31 206.70 134.06 Other Non Current Assets 38.67 31.64 38.99 45.36 114.61 33.00 25.45 13.22 68.97 0.05 Current Assets 4,735.31 3,862.98 3,006.50 2,529.38 3,650.09 5,655.49 5,278.00 3,115.57 14,587.13 12,347.87 Current Investments 2,536.26 1,594.05 2,242.03 1,493.40 2,149.06 3,562.94 2,227.29 957.30 0.10 5.02 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 109.42 85.39 Cash & Bank 1,404.52 1,572.63 741.90 937.39 1,346.72 1,978.95 3,013.51 2,096.44 4,463.35 3,926.80 Other Current Assets 794.53 246.11 3.45 83.94 154.31 113.60 37.20 61.83 10,014.27 8,330.65 Short Term Loans & Adv. 586.42 450.19 19.12 14.65 12.76 24.01 7.99 6.11 9,135.63 7,535.44 Net Current Assets -93,644.40 -85,534.98 -37,552.25 -30,622.79 -30,216.98 -37,317.86 -30,446.02 -20,626.77 -18,401.98 -15,862.85 Total Assets 3,12,627.71 2,89,528.38 2,76,284.66 2,53,092.00 2,34,720.39 2,16,285.55 2,00,030.10 1,70,647.54 1,50,900.41 1,30,497.77

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Shareholder's Funds 36,351.79 31,476.66 27,184.66 24,750.82 20,601.43 18,264.86 16,330.82 14,311.19 11,155.85 9,214.57 Share Capital 110.08 110.08 110.08 110.08 100.99 100.99 100.99 100.99 101.00 101.00 Total Reserves 36,241.71 31,366.58 27,074.58 24,640.74 20,500.44 18,163.87 16,229.83 14,210.20 11,054.85 9,113.58 Non-Current Liabilities 1,77,993.40 1,68,767.49 2,08,781.28 1,95,324.85 1,80,267.45 1,55,116.15 1,48,043.62 1,32,661.35 1,06,843.53 93,150.15 Secured Loans 1,71,738.69 1,64,030.67 1,96,882.66 1,75,012.36 1,59,038.37 1,51,962.84 1,45,065.47 1,29,388.05 98,200.63 85,924.55 Unsecured Loans 7,199.62 5,712.13 13,376.53 21,330.26 21,528.95 2,995.71 2,000.00 2,500.00 5,538.26 4,733.59 Long Term Provisions 95.39 138.32 176.97 173.93 147.51 148.62 118.54 122.32 997.76 806.70 Current Liabilities 98,391.80 89,447.70 40,693.97 33,236.82 33,931.29 43,010.00 35,769.08 23,804.12 32,996.02 28,220.84 Trade Payables 216.24 70.60 33.72 53.97 85.97 30.63 74.90 52.63 51.44 36.94 Other Current Liabilities 6,302.72 6,572.38 6,186.78 5,918.63 6,607.31 6,643.42 12,102.51 10,331.17 25,212.12 22,280.98 Short Term Borrowings 91,603.25 82,704.85 34,469.60 27,264.22 27,230.25 36,335.95 23,591.67 13,420.32 7,587.22 5,440.44 Short Term Provisions 269.59 99.87 3.87 0.00 7.76 0.00 0.00 0.00 145.24 462.48 Total Liabilities 3,12,740.71 2,89,695.25 2,76,663.10 2,53,315.41 2,34,802.88 2,16,393.45 2,00,145.71 1,70,778.54 1,50,997.04 1,30,587.19 Net Block 348.11 359.62 388.48 314.82 281.87 294.43 168.08 129.46 102.37 102.40 Gross Block 783.88 700.27 596.48 465.09 406.85 364.30 189.26 138.76 180.91 179.79 Accumulated Depreciation 435.77 340.65 208.00 150.27 124.98 69.87 21.18 9.30 78.54 77.39 Non Current Assets 3,07,783.85 2,85,469.24 2,73,288.37 2,50,552.92 2,31,047.45 2,10,588.75 1,94,710.06 1,67,541.87 1,36,326.00 1,18,159.66 Capital Work in Progress 51.50 0.20 0.84 4.30 6.34 2.92 2.19 2.74 5.06 0.25 Non Current Investment 4,532.47 4,515.20 4,758.63 4,716.60 2,473.89 1,889.27 1,323.19 994.49 519.19 263.67 Long Term Loans & Adv. 0.00 0.01 339.57 260.88 127.05 453.97 244.93 272.59 213.58 136.08 Other Non Current Assets 44.38 32.98 39.60 34.11 115.27 33.32 25.70 13.44 71.59 5.33 Current Assets 4,956.86 4,226.01 3,135.84 2,655.11 3,755.43 5,804.70 5,435.65 3,236.67 14,671.02 12,427.52 Current Investments 2,668.28 1,822.23 2,291.08 1,562.78 2,170.01 3,595.45 2,294.15 1,013.74 18.20 16.71 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 11.62 9.93 0.72 8.38 7.70 21.80 11.99 13.50 112.19 87.66 Cash & Bank 1,474.43 1,655.18 821.56 984.66 1,384.96 2,036.92 3,053.13 2,143.01 4,522.54 3,987.13 Other Current Assets 802.53 313.52 0.13 80.52 192.76 150.53 76.38 66.42 10,018.09 8,336.03 Short Term Loans & Adv. 588.43 425.15 22.35 18.77 12.79 24.02 7.98 10.08 9,137.89 7,538.97 Net Current Assets -93,434.94 -85,221.69 -37,558.13 -30,581.71 -30,175.86 -37,205.30 -30,333.43 -20,567.45 -18,324.99 -15,793.31 Total Assets 3,12,740.71 2,89,695.25 2,76,424.21 2,53,208.03 2,34,802.88 2,16,393.45 2,00,145.71 1,70,778.54 1,50,997.02 1,30,587.18

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Cash From Operating Activity -16,688.53 -7,061.00 -19,611.54 -16,740.26 -17,194.66 -14,714.92 -21,528.70 -19,004.51 -14,278.99 -13,035.90 PBT 6,855.81 6,053.92 3,557.00 2,778.15 3,348.57 3,268.99 3,379.55 2,765.50 2,955.77 2,563.55 Adjustment 626.45 2,487.79 1,574.82 1,466.40 964.61 -362.14 -230.04 1,019.67 1,329.27 974.75 Changes in Working Capital -793.32 229.00 237.55 -799.33 866.75 -6,299.47 2,144.57 -262.81 1,860.37 999.56 Cash after chg. in Working capital 6,688.94 8,770.71 5,369.37 3,445.22 5,179.93 -3,392.62 5,294.08 3,522.36 6,145.40 4,537.86 Interest Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Tax Paid -1,198.56 -1,468.27 -1,046.89 -1,087.36 -624.58 -1,005.00 -1,054.49 -944.03 -1,020.03 -731.98 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items -22,178.91 -14,363.44 -23,934.02 -19,098.12 -21,750.01 -10,317.30 -25,768.29 -21,582.84 -19,404.36 -16,841.77 Cash From Investing Activity -883.70 579.12 -830.50 -1,600.98 883.72 -1,879.00 -1,655.84 1,379.83 -283.01 -60.87 Net Fixed Assets -133.48 -134.37 -126.15 -63.43 -44.74 -164.00 -50.41 66.97 -5.41 -16.97 Net Investments -865.11 699.38 -777.81 -1,562.99 860.76 -1,901.31 -1,622.89 -1,445.18 -250.15 -39.70 Others 114.89 14.11 73.46 25.44 67.70 186.31 17.46 2,758.04 -27.45 -4.20 Cash from Financing Activity 17,413.49 7,299.98 20,239.24 17,834.59 16,274.38 15,157.84 24,078.00 18,084.69 15,073.10 14,097.81 Net Cash Inflow / Outflow -158.74 818.10 -202.80 -506.65 -36.56 -1,436.08 893.46 460.01 511.10 1,001.04 Opening Cash & Equivalents 1,437.49 619.40 822.19 1,329.15 1,365.72 2,801.80 1,908.34 1,448.33 3,758.30 2,757.27 Closing Cash & Equivalent 1,278.75 1,437.49 619.40 822.19 1,329.15 1,365.72 2,801.80 1,908.34 4,269.41 3,758.30

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Cash From Operating Activity -16,609.17 -7,151.41 -19,632.00 -16,729.27 -17,140.27 -14,737.67 -21,538.47 -18,977.03 -14,273.19 -13,039.43 PBT 6,878.86 6,068.13 3,560.77 2,787.25 3,365.13 3,282.18 3,391.75 2,781.98 2,867.64 2,575.06 Adjustment 633.83 2,445.60 1,571.87 1,469.16 986.03 -347.34 -173.97 1,053.78 1,333.22 972.35 Changes in Working Capital -732.30 174.04 223.21 -794.27 891.39 -6,311.26 2,118.85 -264.83 1,956.84 991.90 Cash after chg. in Working capital 6,780.39 8,687.77 5,355.85 3,462.14 5,242.55 -3,376.42 5,336.63 3,570.93 6,157.69 4,539.30 Interest Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Tax Paid -1,210.65 -1,475.13 -1,053.83 -1,093.30 -632.79 -1,016.47 -1,065.91 -955.69 -1,026.53 -736.96 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items -22,178.91 -14,364.05 -23,934.02 -19,098.11 -21,750.03 -10,344.78 -25,809.19 -21,592.27 -19,404.36 -16,841.77 Cash From Investing Activity -938.54 587.29 -799.67 -1,628.21 858.23 -1,851.41 -1,642.33 1,367.96 -277.67 -57.58 Net Fixed Assets -133.48 -134.37 -126.15 -63.43 -44.74 -164.00 -50.41 66.97 -5.41 -16.97 Net Investments -865.11 699.38 -777.81 -1,562.99 860.76 -1,901.31 -1,622.89 -1,445.18 -250.15 -39.70 Others 60.05 22.28 104.29 -1.79 42.21 213.90 30.97 2,746.17 -22.11 -0.91 Cash from Financing Activity 17,413.47 7,345.57 20,248.69 17,850.27 16,244.62 15,155.53 24,068.29 18,074.35 15,072.10 14,097.54 Net Cash Inflow / Outflow -134.24 781.45 -182.98 -507.21 -37.42 -1,433.55 887.49 465.28 521.24 1,000.52 Opening Cash & Equivalents 1,422.82 641.38 824.35 1,331.87 1,369.30 2,802.85 1,915.36 1,450.07 3,773.85 2,773.33 Closing Cash & Equivalent 1,288.58 1,422.82 641.38 824.35 1,331.87 1,369.30 2,802.85 1,915.35 4,295.09 3,773.85

Financial Ratios

Consolidated /

Standalone

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Book Value (Rs.) 659.09 570.71 492.64 448.50 406.64 360.51 322.19 282.20 219.49 181.23 ROA 1.80% 1.68% 1.09% 0.94% 1.21% 1.15% 1.31% 1.25% 1.37% 1.37% ROE 16.05% 16.29% 11.17% 10.12% 14.13% 13.94% 15.94% 15.82% 19.10% 19.58% ROCE 8.93% 8.80% 7.59% 7.11% 8.13% 9.11% 9.39% 9.37% 10.24% 10.58% Fixed Asset Turnover 38.41 43.80 46.17 50.49 58.21 82.61 132.11 106.23 82.44 78.24 Receivable days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.53 2.27 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 0.00 0.00 0.00 47.10 75.09 60.63 34.51 31.67 Cash Conversion Cycle 0.00 0.00 0.00 0.00 0.00 -47.10 -75.09 -60.63 -31.98 -29.40 Total Debt/Equity 7.46 8.04 9.03 9.07 10.13 10.52 10.50 10.20 11.41 12.13 Interest Cover 1.35 1.33 1.22 1.20 1.23 1.22 1.26 1.25 1.29 1.28

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Book Value (Rs.) 660.82 572.20 494.18 449.93 408.23 361.93 323.61 283.59 221.05 182.59 ROA 1.81% 1.68% 1.09% 0.94% 1.22% 1.15% 1.31% 1.25% 1.38% 1.37% ROE 16.05% 16.24% 11.13% 10.08% 14.11% 13.90% 15.89% 15.77% 19.07% 19.51% ROCE 8.94% 8.80% 7.57% 7.11% 8.14% 9.11% 9.40% 9.37% 10.25% 10.58% Fixed Asset Turnover 37.88 42.07 42.79 45.82 51.56 71.31 106.06 93.06 78.03 72.84 Receivable days 0.14 0.07 0.07 0.15 0.27 0.31 0.27 1.54 2.59 2.34 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 0.00 0.00 0.00 41.13 64.08 50.59 30.64 29.05 Cash Conversion Cycle 0.14 0.07 0.07 0.15 0.27 -40.81 -63.81 -49.05 -28.05 -26.71 Total Debt/Equity 7.44 8.02 9.00 9.03 10.09 10.47 10.45 10.15 11.32 12.04 Interest Cover 1.35 1.33 1.22 1.20 1.23 1.22 1.26 1.25 1.29 1.28

Top Investors:

icici prudential value discovery fund

kotak mahindra trustee co ltd a/c kotak special opportunities fund

mirae asset nifty500 multicap 50:25:25 etf

government pension fund global

bank muscat india fund

aditya birla sun life trustee private limited a/c aditya birla sun life psu equity fund

hdfc life insurance companylimited -shareholders solvency margin account

hdfc trustee company ltd. a/c hdfc balanced advantage fund

investor education and protection fund (iepf)

llp

Annual Reports:

News Update:

LIC Housing Finance - Quarterly Results
1st Aug 2025, 20:10 PM

Read More
LIC Housing Finance reports 27% jump in Q4 consolidated net profit
28th May 2025, 11:31 AM

The total consolidated income of the company increased by 5.14% at Rs 7,305.55 crore for Q4FY25
Read More

LIC Housing Finance Ltd.

Finance - Housing

BSE: 500253 | NSE: LICHSGFIN

Stock Summary

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Earnings Forecasts:

Quarterly Results

Consolidated Figures in Rs. Crores /

Annual Results

Consolidated Figures in Rs. Crores /

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Cash Flow

Consolidated Figures in Rs. Crores /

Financial Ratios

Consolidated /

Top Investors:

Annual Reports:

News Update:

LIC Housing Finance Ltd.

Finance - Housing

BSE: 500253 | NSE: LICHSGFIN

Stock Summary

Shareholding Pattern

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Earnings Forecasts:

Quarterly Results

Consolidated Figures in Rs. Crores /

Annual Results

Consolidated Figures in Rs. Crores /

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Cash Flow

Consolidated Figures in Rs. Crores /

Financial Ratios

Consolidated /

Top Investors:

Annual Reports:

News Update: