Nifty
:
10588.65
Sensex
:
36012.93
36.95 (0.35%)
169.23 (0.47%)
Nifty
Sensex
:
:
10588.65
36012.93
36.95 (0.35%)
169.23 (0.47%)

LIC Housing Finance Ltd.

Finance - Housing

Rating :
42/99

BSE: 500253 | NSE: LICHSGFIN

NSE BSE
282.25
02-Jul-2020
  • Open
  • High
  • Low
  • Previous Close
  •  280.00
  •  283.80
  •  276.75
  •  276.50
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  6645059
  •  18675.40
  •  587.00
  •  185.25

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 14,239.07
  • 5.92
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 179,863.85
  • 2.69%
  • 0.78

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 40.31%
  • 0.68%
  • 8.95%
  • FII
  • DII
  • Others
  • 32.32%
  • 12.97%
  • 4.77%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 17.43
  • 10.10
  • 7.32

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 17.42
  • 9.71
  • 4.54

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 13.93
  • 11.74
  • 7.82

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 13.49
  • 14.13
  • 11.69

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 2.25
  • 2.31
  • 1.86

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 11.02
  • 11.06
  • 11.12

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 20
Mar 19
Var%
Dec 19
Dec 18
Var%
Sep 19
Sep 18
Var%
Jun 19
Jun 18
Var%
Net Sales
4,935.20
4,666.48
5.76%
5,005.36
4,465.37
12.09%
4,979.95
4,204.69
18.44%
4,815.57
4,068.83
18.35%
Expenses
291.77
275.67
5.84%
527.92
261.40
101.96%
413.28
327.34
26.25%
359.13
248.82
44.33%
EBITDA
4,643.43
4,390.81
5.75%
4,477.44
4,203.97
6.51%
4,566.67
3,877.35
17.78%
4,456.44
3,820.01
16.66%
EBIDTM
94.09%
94.09%
89.45%
94.15%
91.70%
92.21%
92.54%
93.88%
Other Income
-31.66
1.62
-
0.76
0.39
94.87%
0.64
0.44
45.45%
0.94
0.55
70.91%
Interest
3,763.73
3,397.85
10.77%
3,713.80
3,329.77
11.53%
3,701.56
3,138.14
17.95%
3,602.30
3,025.27
19.07%
Depreciation
15.11
3.24
366.36%
13.04
3.02
331.79%
12.47
2.99
317.06%
10.49
2.68
291.42%
PBT
832.93
991.34
-15.98%
751.36
871.57
-13.79%
853.28
736.66
15.83%
844.59
792.61
6.56%
Tax
408.62
294.00
38.99%
149.11
264.28
-43.58%
85.33
173.67
-50.87%
235.46
225.43
4.45%
PAT
424.31
697.34
-39.15%
602.25
607.29
-0.83%
767.95
562.99
36.41%
609.13
567.18
7.40%
PATM
8.60%
14.94%
12.03%
13.60%
15.42%
13.39%
12.65%
13.94%
EPS
8.41
13.82
-39.15%
11.93
12.03
-0.83%
15.22
11.15
36.50%
12.07
11.24
7.38%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Net Sales
19,736.08
17,392.59
14,874.87
14,072.06
12,474.64
10,751.29
9,271.81
7,697.63
6,172.32
4,656.97
3,487.79
Net Sales Growth
13.39%
16.93%
5.70%
12.81%
16.03%
15.96%
20.45%
24.71%
32.54%
33.52%
 
Cost Of Goods Sold
4.68
4.18
7.18
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
19,731.40
17,388.41
14,867.69
14,072.06
12,474.64
10,751.29
9,271.81
7,697.63
6,172.32
4,656.97
3,487.79
GP Margin
99.98%
99.98%
99.95%
100%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
1,592.10
1,100.97
940.45
1,024.53
718.10
501.55
420.22
470.60
450.18
516.62
217.86
Power & Fuel Cost
-
5.69
5.59
5.77
5.35
5.31
4.78
4.37
3.59
3.40
3.33
% Of Sales
-
0.03%
0.04%
0.04%
0.04%
0.05%
0.05%
0.06%
0.06%
0.07%
0.10%
Employee Cost
-
274.58
245.10
266.23
164.50
139.09
112.69
98.16
81.33
75.01
52.32
% Of Sales
-
1.58%
1.65%
1.89%
1.32%
1.29%
1.22%
1.28%
1.32%
1.61%
1.50%
Manufacturing Exp.
-
70.60
99.76
240.88
219.16
164.95
146.80
145.98
124.33
106.82
87.68
% Of Sales
-
0.41%
0.67%
1.71%
1.76%
1.53%
1.58%
1.90%
2.01%
2.29%
2.51%
General & Admin Exp.
-
110.95
84.00
142.05
125.95
120.34
108.05
77.25
64.64
59.59
72.07
% Of Sales
-
0.64%
0.56%
1.01%
1.01%
1.12%
1.17%
1.00%
1.05%
1.28%
2.07%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
640.66
504.41
375.36
208.49
77.18
52.68
149.22
179.88
275.20
0.00
% Of Sales
-
3.68%
3.39%
2.67%
1.67%
0.72%
0.57%
1.94%
2.91%
5.91%
0.17%
EBITDA
18,143.98
16,291.62
13,934.42
13,047.53
11,756.54
10,249.74
8,851.59
7,227.03
5,722.14
4,140.35
3,269.93
EBITDA Margin
91.93%
93.67%
93.68%
92.72%
94.24%
95.33%
95.47%
93.89%
92.71%
88.91%
93.75%
Other Income
-29.32
3.08
1.59
166.76
135.17
189.44
164.44
123.31
111.66
253.71
47.69
Interest
14,781.39
12,891.03
11,143.82
10,231.41
9,306.64
8,310.22
7,174.36
5,924.59
4,591.06
3,097.71
2,401.56
Depreciation
51.11
11.92
10.21
9.70
10.01
9.65
7.80
7.71
7.59
6.41
6.52
PBT
3,282.16
3,391.75
2,781.98
2,973.18
2,575.06
2,119.31
1,833.86
1,418.04
1,235.13
1,289.94
909.54
Tax
878.52
957.38
773.82
1,031.35
907.44
721.79
512.44
364.04
318.80
320.65
249.21
Tax Rate
26.77%
28.23%
27.82%
34.69%
35.24%
34.06%
27.94%
25.67%
25.81%
24.86%
27.40%
PAT
2,403.64
2,433.95
2,007.94
1,941.81
1,667.32
1,397.22
1,321.08
1,053.33
916.50
969.64
660.33
PAT before Minority Interest
2,403.25
2,434.37
2,008.16
1,941.82
1,667.61
1,397.52
1,321.41
1,054.00
916.33
969.29
660.33
Minority Interest
-0.39
-0.42
-0.22
-0.01
-0.29
-0.30
-0.33
-0.67
0.17
0.35
0.00
PAT Margin
12.18%
13.99%
13.50%
13.80%
13.37%
13.00%
14.25%
13.68%
14.85%
20.82%
18.93%
PAT Growth
-1.28%
21.22%
3.41%
16.46%
19.33%
5.76%
25.42%
14.93%
-5.48%
46.84%
 
EPS
47.63
48.23
39.78
38.47
33.04
27.68
26.18
20.87
18.16
19.21
13.08

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Shareholder's Funds
16,330.84
14,311.19
11,155.85
9,214.57
7,880.06
7,585.88
6,533.37
5,710.21
4,191.65
3,442.84
Share Capital
100.99
100.99
101.00
101.00
101.00
101.00
101.00
101.00
95.00
95.00
Total Reserves
16,229.85
14,210.20
11,054.85
9,113.58
7,779.06
7,484.88
6,432.37
5,609.21
4,096.65
3,347.85
Non-Current Liabilities
153,701.17
136,931.45
106,843.53
93,150.15
82,216.08
68,305.68
56,761.96
46,549.95
37,546.23
34,669.14
Secured Loans
145,065.47
129,388.05
98,200.63
85,924.55
76,655.85
64,170.02
52,725.35
42,914.54
33,878.65
31,014.98
Unsecured Loans
7,657.56
6,770.10
5,538.26
4,733.59
3,862.70
3,542.31
3,542.58
3,196.75
3,335.33
3,743.17
Long Term Provisions
118.54
122.32
997.76
806.70
696.99
706.31
687.72
623.15
467.97
0.00
Current Liabilities
30,111.53
19,534.02
32,996.02
28,220.84
22,532.61
19,712.71
17,102.20
13,363.42
10,662.14
2,104.03
Trade Payables
74.90
52.63
51.44
36.94
26.68
26.92
23.55
15.01
17.51
88.82
Other Current Liabilities
14,102.52
12,831.17
25,212.12
22,280.98
19,432.75
15,577.03
14,337.23
11,302.74
9,670.93
1,607.40
Short Term Borrowings
15,934.11
6,650.22
7,587.22
5,440.44
2,698.01
3,738.11
2,437.24
1,758.62
731.78
0.00
Short Term Provisions
0.00
0.00
145.24
462.48
375.17
370.64
304.18
287.05
241.92
407.81
Total Liabilities
200,145.73
170,778.54
150,997.04
130,587.19
112,630.25
95,605.36
80,398.29
65,623.66
52,400.07
40,216.01
Net Block
168.08
129.46
102.37
102.40
90.17
86.36
73.20
73.60
45.14
45.05
Gross Block
189.25
138.76
180.91
179.79
162.72
146.50
126.98
120.27
84.67
78.33
Accumulated Depreciation
21.17
9.30
78.54
77.39
72.55
60.14
53.79
46.67
39.53
33.27
Non Current Assets
196,992.66
168,505.31
136,326.00
118,159.66
102,265.03
86,319.80
73,675.49
58,341.58
46,863.26
204.60
Capital Work in Progress
2.19
2.74
5.06
0.25
0.25
0.25
0.25
0.68
3.47
4.49
Non Current Investment
3,617.34
2,008.23
519.19
263.67
228.59
192.16
180.36
171.72
173.49
155.06
Long Term Loans & Adv.
233.38
222.29
213.58
136.08
121.15
146.25
172.03
160.48
126.12
0.00
Other Non Current Assets
25.70
13.44
71.59
5.33
0.30
12.83
1.55
3.57
3.52
0.00
Current Assets
3,153.07
2,273.23
14,671.02
12,427.52
10,365.22
9,285.53
6,722.74
7,282.01
5,536.80
1,929.83
Current Investments
0.00
0.00
18.20
16.71
12.84
1.92
14.62
0.03
0.04
1,278.10
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.25
0.12
0.00
0.00
Sundry Debtors
11.99
13.50
112.19
87.66
72.51
71.81
64.16
73.92
44.96
1.29
Cash & Bank
3,032.36
2,143.01
4,522.54
3,987.13
2,992.91
3,074.22
1,523.46
1,646.45
586.54
269.89
Other Current Assets
108.72
56.34
880.20
797.06
7,286.95
6,137.57
5,120.25
5,561.49
4,905.27
380.54
Short Term Loans & Adv.
59.64
60.38
9,137.89
7,538.97
6,570.39
5,511.76
4,575.05
5,159.52
4,599.47
139.47
Net Current Assets
-26,958.46
-17,260.79
-18,324.99
-15,793.31
-12,167.39
-10,427.18
-10,379.46
-6,081.41
-5,125.34
-174.20
Total Assets
200,145.73
170,778.54
150,997.02
130,587.18
112,630.25
95,605.35
80,398.28
65,623.67
52,400.06
2,134.62

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Cash From Operating Activity
-21,538.07
-18,977.03
-14,273.19
-13,039.43
-14,345.37
-11,522.84
-12,578.11
-11,620.73
-10,477.79
-9,476.57
PBT
3,391.75
2,781.98
2,867.19
2,575.14
2,117.40
1,830.65
1,411.55
1,238.65
1,272.53
938.05
Adjustment
-173.67
1,053.78
1,333.66
972.27
423.42
561.72
569.18
152.79
90.39
-57.94
Changes in Working Capital
2,118.94
-264.83
1,956.84
991.90
742.70
136.01
590.56
-660.79
1,560.29
315.86
Cash after chg. in Working capital
5,337.02
3,570.93
6,157.69
4,539.30
3,283.51
2,528.38
2,571.29
730.65
2,923.21
1,195.96
Interest Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
-1,065.90
-955.69
-1,026.53
-736.96
-586.22
-526.33
-388.03
-365.85
-398.61
-275.43
Other Direct Exp. Paid
0.00
0.00
-19,404.36
-16,841.77
-17,042.65
-13,524.90
-14,761.38
-11,985.53
-13,002.39
-10,397.10
Extra & Other Items
-25,809.19
-21,592.27
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-1,642.73
1,367.96
-277.67
-57.58
-57.69
-1.52
-26.81
-21.35
129.08
-247.64
Net Fixed Assets
-50.40
66.97
-5.41
-16.97
-16.10
-19.42
-7.10
-35.34
-4.36
-6.63
Net Investments
-1,622.89
-1,445.18
-250.15
-39.70
-37.83
-14.68
-20.61
0.88
1,223.80
-259.35
Others
30.56
2,746.17
-22.11
-0.91
-3.76
32.58
0.90
13.11
-1,090.36
18.34
Cash from Financing Activity
24,068.29
18,074.35
15,072.10
14,097.54
14,231.64
13,048.20
12,466.77
11,541.66
10,238.03
9,856.28
Net Cash Inflow / Outflow
887.49
465.28
521.24
1,000.52
-171.42
1,523.84
-138.16
-100.42
-110.68
132.07
Opening Cash & Equivalents
1,915.36
1,450.07
3,773.85
2,773.33
2,944.75
1,420.91
1,559.07
1,659.49
677.58
137.83
Closing Cash & Equivalent
2,802.85
1,915.35
4,295.09
3,773.85
2,773.33
2,944.75
1,420.91
1,559.07
566.90
269.89

Financial Ratios

Consolidated /

Standalone
Description
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Book Value (Rs.)
323.61
283.59
221.05
182.59
156.14
150.31
129.46
113.15
88.31
72.53
ROA
1.31%
1.25%
1.38%
1.37%
1.34%
1.50%
1.44%
1.55%
2.09%
1.90%
ROE
15.89%
15.77%
19.07%
19.51%
18.07%
18.72%
17.22%
18.51%
25.39%
23.15%
ROCE
9.52%
9.45%
10.25%
10.58%
10.75%
10.92%
10.71%
10.48%
10.02%
10.05%
Fixed Asset Turnover
106.05
93.06
78.03
72.84
69.54
67.80
62.26
60.24
57.14
46.58
Receivable days
0.27
1.54
2.59
2.34
2.45
2.68
3.27
3.51
1.81
0.08
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.01
0.01
0.00
0.00
Payable days
63.30
51.57
30.83
29.06
30.63
33.82
27.44
27.34
101.15
212.48
Cash Conversion Cycle
-63.04
-50.03
-28.24
-26.72
-28.18
-31.14
-24.15
-23.82
-99.34
-212.40
Total Debt/Equity
10.33
9.98
11.32
12.04
12.25
10.81
10.53
9.82
10.77
10.10
Interest Cover
1.26
1.25
1.29
1.28
1.26
1.26
1.24
1.27
1.42
1.38

Annual Reports:

FY 2019
FY 2018
FY 2017
FY 2016
FY 2015
FY 2014
FY 2013
FY 2012
FY 2011
FY 2010

News Update:


  • LIC Housing Finance cuts lending rates to 7.5% for new homebuyers
    24th Apr 2020, 15:02 PM

    This will also help in bringing back consumers' confidence back to the sector

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.