Nifty
Sensex
:
:
17274.30
58065.47
386.95 (2.29%)
1276.66 (2.25%)

Finance - Housing

Rating :
53/99

BSE: 500253 | NSE: LICHSGFIN

417.65
04-Oct-2022
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  • 407.45
  • 419.00
  • 407.25
  • 402.30
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  2359294
  •  9824.17
  •  462.50
  •  291.75

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 22,137.29
  • 7.23
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 244,759.47
  • 2.11%
  • 0.86

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 45.24%
  • 1.26%
  • 12.37%
  • FII
  • DII
  • Others
  • 20.67%
  • 18.77%
  • 1.69%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 10.00
  • 6.07
  • 0.40

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 8.91
  • 4.01
  • -1.30

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 8.05
  • 2.62
  • -1.66

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 13.07
  • 10.05
  • 8.15

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.96
  • 1.37
  • 0.94

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 11.46
  • 11.70
  • 12.00

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Jun 22
Jun 21
Var%
Mar 22
Mar 21
Var%
Dec 21
Dec 20
Var%
Sep 21
Sep 20
Var%
Net Sales
5,296.28
4,864.57
8.87%
5,327.87
4,981.84
6.95%
5,064.27
4,911.03
3.12%
4,717.65
4,977.34
-5.22%
Expenses
504.23
1,111.31
-54.63%
456.39
1,212.76
-62.37%
551.82
348.37
58.40%
892.27
263.85
238.17%
EBITDA
4,792.05
3,753.26
27.68%
4,871.48
3,769.08
29.25%
4,512.45
4,562.66
-1.10%
3,825.38
4,713.49
-18.84%
EBIDTM
90.48%
77.16%
91.43%
75.66%
89.10%
92.91%
81.09%
94.70%
Other Income
6.22
2.65
134.72%
8.61
-1.93
-
14.41
15.62
-7.75%
5.28
10.30
-48.74%
Interest
3,639.35
3,549.14
2.54%
3,551.12
3,392.20
4.68%
3,545.68
3,594.41
-1.36%
3,505.15
3,699.86
-5.26%
Depreciation
16.25
13.00
25.00%
14.99
12.48
20.11%
13.61
13.79
-1.31%
13.58
13.13
3.43%
PBT
1,142.67
193.77
489.70%
1,313.98
362.47
262.51%
967.57
970.08
-0.26%
311.93
1,010.80
-69.14%
Tax
215.78
42.70
405.34%
200.23
-43.79
-
196.25
248.97
-21.18%
62.07
221.13
-71.93%
PAT
926.89
151.07
513.55%
1,113.75
406.26
174.15%
771.32
721.11
6.96%
249.86
789.67
-68.36%
PATM
17.50%
3.11%
20.90%
8.15%
15.23%
14.68%
5.30%
15.87%
EPS
16.83
3.00
461.00%
20.23
8.05
151.30%
14.00
14.25
-1.75%
4.56
15.72
-70.99%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Net Sales
20,406.07
19,974.36
19,881.70
19,736.66
17,395.38
14,874.87
14,072.06
12,474.64
10,751.29
9,271.81
7,697.63
Net Sales Growth
3.40%
0.47%
0.73%
13.46%
16.94%
5.70%
12.81%
16.03%
15.96%
20.45%
 
Cost Of Goods Sold
19.78
19.92
1.03
4.69
4.18
7.18
0.00
0.00
0.00
0.00
0.00
Gross Profit
20,386.29
19,954.44
19,880.67
19,731.97
17,391.20
14,867.69
14,072.06
12,474.64
10,751.29
9,271.81
7,697.63
GP Margin
99.90%
99.90%
99.99%
99.98%
99.98%
99.95%
100%
100%
100%
100%
100%
Total Expenditure
2,404.71
3,011.78
2,017.55
1,626.36
1,103.75
940.45
1,024.53
718.10
501.55
420.22
470.60
Power & Fuel Cost
-
5.27
5.09
5.70
5.69
5.59
5.77
5.35
5.31
4.78
4.37
% Of Sales
-
0.03%
0.03%
0.03%
0.03%
0.04%
0.04%
0.04%
0.05%
0.05%
0.06%
Employee Cost
-
602.45
323.78
327.62
274.58
245.10
266.23
164.50
139.09
112.69
98.16
% Of Sales
-
3.02%
1.63%
1.66%
1.58%
1.65%
1.89%
1.32%
1.29%
1.22%
1.28%
Manufacturing Exp.
-
160.54
130.52
78.32
66.05
106.92
244.17
219.36
169.75
168.73
179.53
% Of Sales
-
0.80%
0.66%
0.40%
0.38%
0.72%
1.74%
1.76%
1.58%
1.82%
2.33%
General & Admin Exp.
-
118.55
117.34
100.74
104.25
76.84
142.05
125.95
120.34
108.05
77.25
% Of Sales
-
0.59%
0.59%
0.51%
0.60%
0.52%
1.01%
1.01%
1.12%
1.17%
1.00%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
2,110.32
1,444.88
1,114.99
654.69
504.41
372.07
208.28
72.38
30.75
0.00
% Of Sales
-
10.57%
7.27%
5.65%
3.76%
3.39%
2.64%
1.67%
0.67%
0.33%
1.50%
EBITDA
18,001.36
16,962.58
17,864.15
18,110.30
16,291.63
13,934.42
13,047.53
11,756.54
10,249.74
8,851.59
7,227.03
EBITDA Margin
88.22%
84.92%
89.85%
91.76%
93.65%
93.68%
92.72%
94.24%
95.33%
95.47%
93.89%
Other Income
34.52
30.95
3.83
4.97
3.08
1.59
166.76
135.17
189.44
164.44
123.31
Interest
14,241.30
14,151.09
14,450.38
14,781.98
12,891.04
11,143.82
10,231.41
9,306.64
8,310.22
7,174.36
5,924.59
Depreciation
58.43
55.19
52.47
51.12
11.92
10.21
9.70
10.01
9.65
7.80
7.71
PBT
3,736.15
2,787.25
3,365.13
3,282.17
3,391.75
2,781.98
2,973.18
2,575.06
2,119.31
1,833.86
1,418.04
Tax
674.33
501.25
624.00
878.52
957.38
773.82
1,031.35
907.44
721.79
512.44
364.04
Tax Rate
18.05%
17.98%
18.54%
26.77%
28.23%
27.82%
34.69%
35.24%
34.06%
27.94%
25.67%
PAT
3,061.82
2,285.65
2,740.72
2,403.25
2,433.95
2,007.94
1,941.81
1,667.32
1,397.22
1,321.08
1,053.33
PAT before Minority Interest
3,061.47
2,286.00
2,741.13
2,403.65
2,434.37
2,008.16
1,941.82
1,667.61
1,397.52
1,321.41
1,054.00
Minority Interest
-0.35
-0.35
-0.41
-0.40
-0.42
-0.22
-0.01
-0.29
-0.30
-0.33
-0.67
PAT Margin
15.00%
11.44%
13.79%
12.18%
13.99%
13.50%
13.80%
13.37%
13.00%
14.25%
13.68%
PAT Growth
48.05%
-16.60%
14.04%
-1.26%
21.22%
3.41%
16.46%
19.33%
5.76%
25.42%
 
EPS
55.66
41.55
49.82
43.69
44.25
36.50
35.30
30.31
25.40
24.02
19.15

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Shareholder's Funds
24,750.82
20,601.43
18,264.86
16,330.82
14,311.19
11,155.85
9,214.57
7,880.06
7,585.88
6,533.37
Share Capital
110.08
100.99
100.99
100.99
100.99
101.00
101.00
101.00
101.00
101.00
Total Reserves
24,640.74
20,500.44
18,163.87
16,229.83
14,210.20
11,054.85
9,113.58
7,779.06
7,484.88
6,432.37
Non-Current Liabilities
195,324.85
180,267.45
155,116.15
148,043.62
132,661.35
106,843.53
93,150.15
82,216.08
68,305.68
56,761.96
Secured Loans
175,012.36
159,038.37
151,962.84
145,065.47
129,388.05
98,200.63
85,924.55
76,655.85
64,170.02
52,725.35
Unsecured Loans
21,330.26
21,528.95
2,995.71
2,000.00
2,500.00
5,538.26
4,733.59
3,862.70
3,542.31
3,542.58
Long Term Provisions
173.93
147.51
148.62
118.54
122.32
997.76
806.70
696.99
706.31
687.72
Current Liabilities
33,236.83
33,931.29
43,010.00
35,769.08
23,804.12
32,996.02
28,220.84
22,532.61
19,712.71
17,102.20
Trade Payables
53.97
85.97
30.63
74.90
52.63
51.44
36.94
26.68
26.92
23.55
Other Current Liabilities
5,918.64
6,607.31
6,643.42
12,102.51
10,331.17
25,212.12
22,280.98
19,432.75
15,577.03
14,337.23
Short Term Borrowings
27,264.22
27,230.25
36,335.95
23,591.67
13,420.32
7,587.22
5,440.44
2,698.01
3,738.11
2,437.24
Short Term Provisions
0.00
7.76
0.00
0.00
0.00
145.24
462.48
375.17
370.64
304.18
Total Liabilities
253,315.42
234,802.88
216,393.45
200,145.71
170,778.54
150,997.04
130,587.19
112,630.25
95,605.36
80,398.29
Net Block
314.82
281.87
294.43
168.08
129.46
102.37
102.40
90.17
86.36
73.20
Gross Block
483.63
406.85
364.30
189.26
138.76
180.91
179.79
162.72
146.50
126.98
Accumulated Depreciation
168.81
124.98
69.87
21.18
9.30
78.54
77.39
72.55
60.14
53.79
Non Current Assets
250,552.92
231,047.45
210,588.75
194,710.06
167,541.87
136,326.00
118,159.66
102,265.03
86,319.80
73,675.49
Capital Work in Progress
4.30
6.34
2.92
2.19
2.74
5.06
0.25
0.25
0.25
0.25
Non Current Investment
4,716.61
2,473.89
1,889.27
1,323.19
994.49
519.19
263.67
228.59
192.16
180.36
Long Term Loans & Adv.
260.87
127.05
453.97
244.93
272.59
213.58
136.08
121.15
146.25
172.03
Other Non Current Assets
34.11
115.27
33.32
25.70
13.44
71.59
5.33
0.30
12.83
1.55
Current Assets
2,762.50
3,755.43
5,804.70
5,435.65
3,236.67
14,671.02
12,427.52
10,365.22
9,285.53
6,722.74
Current Investments
1,562.78
2,170.01
3,595.45
2,294.15
1,013.74
18.20
16.71
12.84
1.92
14.62
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.25
Sundry Debtors
8.39
7.70
21.80
11.99
13.50
112.19
87.66
72.51
71.81
64.16
Cash & Bank
984.66
1,384.96
2,036.92
3,053.13
2,143.01
4,522.54
3,987.13
2,992.91
3,074.22
1,523.46
Other Current Assets
206.67
179.97
126.51
68.40
66.42
10,018.09
8,336.03
7,286.95
6,137.58
5,120.25
Short Term Loans & Adv.
18.77
12.79
24.02
7.98
10.08
9,137.89
7,538.97
6,570.39
5,480.55
4,575.05
Net Current Assets
-30,474.33
-30,175.86
-37,205.30
-30,333.43
-20,567.45
-18,324.99
-15,793.31
-12,167.39
-10,427.18
-10,379.46
Total Assets
253,315.42
234,802.88
216,393.45
200,145.71
170,778.54
150,997.02
130,587.18
112,630.25
95,605.35
80,398.28

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Cash From Operating Activity
-16,729.27
-17,140.27
-14,737.67
-21,538.47
-18,977.03
-14,273.19
-13,039.43
-14,345.37
-11,522.84
-12,578.11
PBT
2,787.25
3,365.13
3,282.18
3,391.75
2,781.98
2,867.64
2,575.06
2,119.31
1,833.86
1,418.04
Adjustment
1,469.16
986.03
-347.34
-173.97
1,053.78
1,333.22
972.35
421.50
558.51
562.69
Changes in Working Capital
-794.27
891.39
-6,311.26
2,118.85
-264.83
1,956.84
991.90
742.70
136.01
590.56
Cash after chg. in Working capital
3,462.14
5,242.55
-3,376.42
5,336.63
3,570.93
6,157.69
4,539.30
3,283.51
2,528.38
2,571.29
Interest Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
-1,093.30
-632.79
-1,016.47
-1,065.91
-955.69
-1,026.53
-736.96
-586.22
-526.33
-388.03
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
-19,098.11
-21,750.03
-10,344.78
-25,809.19
-21,592.27
-19,404.36
-16,841.77
-17,042.65
-13,524.90
-14,761.38
Cash From Investing Activity
-1,628.21
858.23
-1,851.41
-1,642.33
1,367.96
-277.67
-57.58
-57.69
-1.52
-26.81
Net Fixed Assets
-81.97
-44.74
-164.00
-50.41
66.97
-5.41
-16.97
-16.10
-19.42
-7.10
Net Investments
-1,562.99
860.76
-1,901.31
-1,622.89
-1,445.18
-250.15
-39.70
-37.83
-14.68
-20.61
Others
16.75
42.21
213.90
30.97
2,746.17
-22.11
-0.91
-3.76
32.58
0.90
Cash from Financing Activity
17,850.27
16,244.62
15,155.53
24,068.29
18,074.35
15,072.10
14,097.54
14,231.64
13,048.20
12,466.77
Net Cash Inflow / Outflow
-507.21
-37.42
-1,433.55
887.49
465.28
521.24
1,000.52
-171.42
1,523.84
-138.16
Opening Cash & Equivalents
1,331.87
1,369.30
2,802.85
1,915.36
1,450.07
3,773.85
2,773.33
2,944.75
1,420.91
1,559.07
Closing Cash & Equivalent
824.35
1,331.87
1,369.30
2,802.85
1,915.35
4,295.09
3,773.85
2,773.33
2,944.75
1,420.91

Financial Ratios

Consolidated /

Standalone
Description
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Book Value (Rs.)
449.93
408.23
361.93
323.61
283.59
221.05
182.59
156.14
150.31
129.46
ROA
0.94%
1.22%
1.15%
1.31%
1.25%
1.38%
1.37%
1.34%
1.50%
1.44%
ROE
10.08%
14.11%
13.90%
15.89%
15.77%
19.07%
19.51%
18.07%
18.72%
17.22%
ROCE
7.11%
8.14%
9.11%
9.40%
9.37%
10.25%
10.58%
10.75%
10.92%
10.71%
Fixed Asset Turnover
44.86
51.56
71.31
106.06
93.06
78.03
72.84
69.54
67.80
62.26
Receivable days
0.15
0.27
0.31
0.27
1.54
2.59
2.34
2.45
2.68
3.27
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.01
Payable days
1282.08
0.00
41.13
64.08
50.59
30.64
29.05
30.18
31.30
24.26
Cash Conversion Cycle
-1281.93
0.27
-40.81
-63.81
-49.05
-28.05
-26.71
-27.73
-28.62
-20.98
Total Debt/Equity
9.03
10.09
10.47
10.45
10.15
11.32
12.04
12.25
10.81
10.53
Interest Cover
1.20
1.23
1.22
1.26
1.25
1.29
1.28
1.26
1.26
1.24

News Update:


  • LIC Housing Finance hikes lending rate by 0.50%
    1st Oct 2022, 13:02 PM

    LIC Housing Prime Lending Rate is the benchmark rate to which the interest rate on company’s loans are linked

    Read More
  • LIC Housing Finance increases lending rates
    22nd Aug 2022, 17:22 PM

    The new interest rates on home loans will now start from 8 per cent

    Read More
  • LIC Housing Finance reports over 6-fold jump in Q1 consolidated net profit
    5th Aug 2022, 12:07 PM

    Total consolidated income of the company increased by 8.94% at Rs 5,302.50 crore for Q1FY23

    Read More
  • LIC Housing Finance - Quarterly Results
    4th Aug 2022, 15:48 PM

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