Nifty
:
17154.25
Sensex
:
58141.36
2.35 (0.01%)
-73.23 (-0.13%)
Nifty
Sensex
:
:
17154.25
58141.36
2.35 (0.01%)
-73.23 (-0.13%)

LIC Housing Finance Ltd.

Finance - Housing

Rating :
53/99

BSE: 500253 | NSE: LICHSGFIN

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 18,748.90
  • 6.66
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 241,371.08
  • 2.49%
  • 0.72

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 45.24%
  • 1.14%
  • 10.29%
  • FII
  • DII
  • Others
  • 19.14%
  • 22.58%
  • 1.61%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 10.00
  • 6.07
  • 0.40

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 8.91
  • 4.01
  • -1.30

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 8.05
  • 2.62
  • -1.66

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 12.23
  • 8.87
  • 7.61

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.83
  • 1.22
  • 0.89

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 11.58
  • 11.87
  • 12.33

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Dec 22
Dec 21
Var%
Sep 22
Sep 21
Var%
Jun 22
Jun 21
Var%
Mar 22
Mar 21
Var%
Net Sales
5,890.15
5,064.27
16.31%
5,096.35
4,717.65
8.03%
5,296.28
4,864.57
8.87%
5,327.87
4,981.84
6.95%
Expenses
1,069.30
551.82
93.78%
811.42
892.27
-9.06%
504.23
1,111.31
-54.63%
456.39
1,212.76
-62.37%
EBITDA
4,820.85
4,512.45
6.83%
4,284.93
3,825.38
12.01%
4,792.05
3,753.26
27.68%
4,871.48
3,769.08
29.25%
EBIDTM
81.85%
89.10%
84.08%
81.09%
90.48%
77.16%
91.43%
75.66%
Other Income
5.79
14.41
-59.82%
5.05
5.28
-4.36%
6.22
2.65
134.72%
8.61
-1.93
-
Interest
4,232.09
3,545.68
19.36%
3,885.81
3,505.15
10.86%
3,639.35
3,549.14
2.54%
3,551.12
3,392.20
4.68%
Depreciation
17.38
13.61
27.70%
16.00
13.58
17.82%
16.25
13.00
25.00%
14.99
12.48
20.11%
PBT
577.17
967.57
-40.35%
388.17
311.93
24.44%
1,142.67
193.77
489.70%
1,313.98
362.47
262.51%
Tax
115.20
196.25
-41.30%
76.73
62.07
23.62%
215.78
42.70
405.34%
200.23
-43.79
-
PAT
461.97
771.32
-40.11%
311.44
249.86
24.65%
926.89
151.07
513.55%
1,113.75
406.26
174.15%
PATM
7.84%
15.23%
6.11%
5.30%
17.50%
3.11%
20.90%
8.15%
EPS
8.38
14.00
-40.14%
5.68
4.56
24.56%
16.83
3.00
461.00%
20.23
8.05
151.30%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Net Sales
21,610.65
19,974.36
19,881.70
19,736.66
17,395.38
14,874.87
14,072.06
12,474.64
10,751.29
9,271.81
7,697.63
Net Sales Growth
10.10%
0.47%
0.73%
13.46%
16.94%
5.70%
12.81%
16.03%
15.96%
20.45%
 
Cost Of Goods Sold
45.89
19.92
1.03
4.69
4.18
7.18
0.00
0.00
0.00
0.00
0.00
Gross Profit
21,564.76
19,954.44
19,880.67
19,731.97
17,391.20
14,867.69
14,072.06
12,474.64
10,751.29
9,271.81
7,697.63
GP Margin
99.79%
99.90%
99.99%
99.98%
99.98%
99.95%
100%
100%
100%
100%
100%
Total Expenditure
2,841.34
3,011.78
2,017.55
1,626.36
1,103.75
940.45
1,024.53
718.10
501.55
420.22
470.60
Power & Fuel Cost
-
5.27
5.09
5.70
5.69
5.59
5.77
5.35
5.31
4.78
4.37
% Of Sales
-
0.03%
0.03%
0.03%
0.03%
0.04%
0.04%
0.04%
0.05%
0.05%
0.06%
Employee Cost
-
602.45
323.78
327.62
274.58
245.10
266.23
164.50
139.09
112.69
98.16
% Of Sales
-
3.02%
1.63%
1.66%
1.58%
1.65%
1.89%
1.32%
1.29%
1.22%
1.28%
Manufacturing Exp.
-
160.54
130.52
78.32
66.05
106.92
244.17
219.36
169.75
168.73
179.53
% Of Sales
-
0.80%
0.66%
0.40%
0.38%
0.72%
1.74%
1.76%
1.58%
1.82%
2.33%
General & Admin Exp.
-
118.55
117.34
100.74
104.25
76.84
142.05
125.95
120.34
108.05
77.25
% Of Sales
-
0.59%
0.59%
0.51%
0.60%
0.52%
1.01%
1.01%
1.12%
1.17%
1.00%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
2,110.32
1,444.88
1,114.99
654.69
504.41
372.07
208.28
72.38
30.75
0.00
% Of Sales
-
10.57%
7.27%
5.65%
3.76%
3.39%
2.64%
1.67%
0.67%
0.33%
1.50%
EBITDA
18,769.31
16,962.58
17,864.15
18,110.30
16,291.63
13,934.42
13,047.53
11,756.54
10,249.74
8,851.59
7,227.03
EBITDA Margin
86.85%
84.92%
89.85%
91.76%
93.65%
93.68%
92.72%
94.24%
95.33%
95.47%
93.89%
Other Income
25.67
30.95
3.83
4.97
3.08
1.59
166.76
135.17
189.44
164.44
123.31
Interest
15,308.37
14,151.09
14,450.38
14,781.98
12,891.04
11,143.82
10,231.41
9,306.64
8,310.22
7,174.36
5,924.59
Depreciation
64.62
55.19
52.47
51.12
11.92
10.21
9.70
10.01
9.65
7.80
7.71
PBT
3,421.99
2,787.25
3,365.13
3,282.17
3,391.75
2,781.98
2,973.18
2,575.06
2,119.31
1,833.86
1,418.04
Tax
607.94
501.25
624.00
878.52
957.38
773.82
1,031.35
907.44
721.79
512.44
364.04
Tax Rate
17.77%
17.98%
18.54%
26.77%
28.23%
27.82%
34.69%
35.24%
34.06%
27.94%
25.67%
PAT
2,814.05
2,285.65
2,740.72
2,403.25
2,433.95
2,007.94
1,941.81
1,667.32
1,397.22
1,321.08
1,053.33
PAT before Minority Interest
2,813.67
2,286.00
2,741.13
2,403.65
2,434.37
2,008.16
1,941.82
1,667.61
1,397.52
1,321.41
1,054.00
Minority Interest
-0.38
-0.35
-0.41
-0.40
-0.42
-0.22
-0.01
-0.29
-0.30
-0.33
-0.67
PAT Margin
13.02%
11.44%
13.79%
12.18%
13.99%
13.50%
13.80%
13.37%
13.00%
14.25%
13.68%
PAT Growth
78.27%
-16.60%
14.04%
-1.26%
21.22%
3.41%
16.46%
19.33%
5.76%
25.42%
 
EPS
51.16
41.55
49.82
43.69
44.25
36.50
35.30
30.31
25.40
24.02
19.15

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Shareholder's Funds
24,750.82
20,601.43
18,264.86
16,330.82
14,311.19
11,155.85
9,214.57
7,880.06
7,585.88
6,533.37
Share Capital
110.08
100.99
100.99
100.99
100.99
101.00
101.00
101.00
101.00
101.00
Total Reserves
24,640.74
20,500.44
18,163.87
16,229.83
14,210.20
11,054.85
9,113.58
7,779.06
7,484.88
6,432.37
Non-Current Liabilities
195,324.85
180,267.45
155,116.15
148,043.62
132,661.35
106,843.53
93,150.15
82,216.08
68,305.68
56,761.96
Secured Loans
175,012.36
159,038.37
151,962.84
145,065.47
129,388.05
98,200.63
85,924.55
76,655.85
64,170.02
52,725.35
Unsecured Loans
21,330.26
21,528.95
2,995.71
2,000.00
2,500.00
5,538.26
4,733.59
3,862.70
3,542.31
3,542.58
Long Term Provisions
173.93
147.51
148.62
118.54
122.32
997.76
806.70
696.99
706.31
687.72
Current Liabilities
33,236.83
33,931.29
43,010.00
35,769.08
23,804.12
32,996.02
28,220.84
22,532.61
19,712.71
17,102.20
Trade Payables
53.97
85.97
30.63
74.90
52.63
51.44
36.94
26.68
26.92
23.55
Other Current Liabilities
5,918.64
6,607.31
6,643.42
12,102.51
10,331.17
25,212.12
22,280.98
19,432.75
15,577.03
14,337.23
Short Term Borrowings
27,264.22
27,230.25
36,335.95
23,591.67
13,420.32
7,587.22
5,440.44
2,698.01
3,738.11
2,437.24
Short Term Provisions
0.00
7.76
0.00
0.00
0.00
145.24
462.48
375.17
370.64
304.18
Total Liabilities
253,315.42
234,802.88
216,393.45
200,145.71
170,778.54
150,997.04
130,587.19
112,630.25
95,605.36
80,398.29
Net Block
314.82
281.87
294.43
168.08
129.46
102.37
102.40
90.17
86.36
73.20
Gross Block
483.63
406.85
364.30
189.26
138.76
180.91
179.79
162.72
146.50
126.98
Accumulated Depreciation
168.81
124.98
69.87
21.18
9.30
78.54
77.39
72.55
60.14
53.79
Non Current Assets
250,552.92
231,047.45
210,588.75
194,710.06
167,541.87
136,326.00
118,159.66
102,265.03
86,319.80
73,675.49
Capital Work in Progress
4.30
6.34
2.92
2.19
2.74
5.06
0.25
0.25
0.25
0.25
Non Current Investment
4,716.61
2,473.89
1,889.27
1,323.19
994.49
519.19
263.67
228.59
192.16
180.36
Long Term Loans & Adv.
260.87
127.05
453.97
244.93
272.59
213.58
136.08
121.15
146.25
172.03
Other Non Current Assets
34.11
115.27
33.32
25.70
13.44
71.59
5.33
0.30
12.83
1.55
Current Assets
2,762.50
3,755.43
5,804.70
5,435.65
3,236.67
14,671.02
12,427.52
10,365.22
9,285.53
6,722.74
Current Investments
1,562.78
2,170.01
3,595.45
2,294.15
1,013.74
18.20
16.71
12.84
1.92
14.62
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.25
Sundry Debtors
8.39
7.70
21.80
11.99
13.50
112.19
87.66
72.51
71.81
64.16
Cash & Bank
984.66
1,384.96
2,036.92
3,053.13
2,143.01
4,522.54
3,987.13
2,992.91
3,074.22
1,523.46
Other Current Assets
206.67
179.97
126.51
68.40
66.42
10,018.09
8,336.03
7,286.95
6,137.58
5,120.25
Short Term Loans & Adv.
18.77
12.79
24.02
7.98
10.08
9,137.89
7,538.97
6,570.39
5,480.55
4,575.05
Net Current Assets
-30,474.33
-30,175.86
-37,205.30
-30,333.43
-20,567.45
-18,324.99
-15,793.31
-12,167.39
-10,427.18
-10,379.46
Total Assets
253,315.42
234,802.88
216,393.45
200,145.71
170,778.54
150,997.02
130,587.18
112,630.25
95,605.35
80,398.28

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Cash From Operating Activity
-16,729.27
-17,140.27
-14,737.67
-21,538.47
-18,977.03
-14,273.19
-13,039.43
-14,345.37
-11,522.84
-12,578.11
PBT
2,787.25
3,365.13
3,282.18
3,391.75
2,781.98
2,867.64
2,575.06
2,119.31
1,833.86
1,418.04
Adjustment
1,469.16
986.03
-347.34
-173.97
1,053.78
1,333.22
972.35
421.50
558.51
562.69
Changes in Working Capital
-794.27
891.39
-6,311.26
2,118.85
-264.83
1,956.84
991.90
742.70
136.01
590.56
Cash after chg. in Working capital
3,462.14
5,242.55
-3,376.42
5,336.63
3,570.93
6,157.69
4,539.30
3,283.51
2,528.38
2,571.29
Interest Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
-1,093.30
-632.79
-1,016.47
-1,065.91
-955.69
-1,026.53
-736.96
-586.22
-526.33
-388.03
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
-19,098.11
-21,750.03
-10,344.78
-25,809.19
-21,592.27
-19,404.36
-16,841.77
-17,042.65
-13,524.90
-14,761.38
Cash From Investing Activity
-1,628.21
858.23
-1,851.41
-1,642.33
1,367.96
-277.67
-57.58
-57.69
-1.52
-26.81
Net Fixed Assets
-81.97
-44.74
-164.00
-50.41
66.97
-5.41
-16.97
-16.10
-19.42
-7.10
Net Investments
-1,562.99
860.76
-1,901.31
-1,622.89
-1,445.18
-250.15
-39.70
-37.83
-14.68
-20.61
Others
16.75
42.21
213.90
30.97
2,746.17
-22.11
-0.91
-3.76
32.58
0.90
Cash from Financing Activity
17,850.27
16,244.62
15,155.53
24,068.29
18,074.35
15,072.10
14,097.54
14,231.64
13,048.20
12,466.77
Net Cash Inflow / Outflow
-507.21
-37.42
-1,433.55
887.49
465.28
521.24
1,000.52
-171.42
1,523.84
-138.16
Opening Cash & Equivalents
1,331.87
1,369.30
2,802.85
1,915.36
1,450.07
3,773.85
2,773.33
2,944.75
1,420.91
1,559.07
Closing Cash & Equivalent
824.35
1,331.87
1,369.30
2,802.85
1,915.35
4,295.09
3,773.85
2,773.33
2,944.75
1,420.91

Financial Ratios

Consolidated /

Standalone
Description
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Book Value (Rs.)
449.93
408.23
361.93
323.61
283.59
221.05
182.59
156.14
150.31
129.46
ROA
0.94%
1.22%
1.15%
1.31%
1.25%
1.38%
1.37%
1.34%
1.50%
1.44%
ROE
10.08%
14.11%
13.90%
15.89%
15.77%
19.07%
19.51%
18.07%
18.72%
17.22%
ROCE
7.11%
8.14%
9.11%
9.40%
9.37%
10.25%
10.58%
10.75%
10.92%
10.71%
Fixed Asset Turnover
44.86
51.56
71.31
106.06
93.06
78.03
72.84
69.54
67.80
62.26
Receivable days
0.15
0.27
0.31
0.27
1.54
2.59
2.34
2.45
2.68
3.27
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.01
Payable days
1282.08
0.00
41.13
64.08
50.59
30.64
29.05
30.18
31.30
24.26
Cash Conversion Cycle
-1281.93
0.27
-40.81
-63.81
-49.05
-28.05
-26.71
-27.73
-28.62
-20.98
Total Debt/Equity
9.03
10.09
10.47
10.45
10.15
11.32
12.04
12.25
10.81
10.53
Interest Cover
1.20
1.23
1.22
1.26
1.25
1.29
1.28
1.26
1.26
1.24

Annual Reports:

FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016
FY 2015
FY 2014
FY 2013

News Update:


  • ICICI Prudential Mutual Fund acquires additional stake in LIC Housing Finance
    22nd Feb 2023, 13:00 PM

    With this, ICICI Prudential Mutual Fund’s shareholding in the company increased to 3,89,10,526 (7.07%) from 2,77,39,406 (5.04%) earlier

    Read More
  • LIC Housing Finance reports 40% fall in Q3 consolidated net profit
    7th Feb 2023, 12:51 PM

    Total consolidated income of the company increased 16.09% at Rs 5895.94 crore for Q3FY23

    Read More
  • LIC Housing Finance - Quarterly Results
    6th Feb 2023, 17:02 PM

    Read More
  • LIC Housing Finance hikes public deposit interest rates
    27th Dec 2022, 11:59 AM

    Public deposit tenures range from 18 months to 5 years

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