Nifty
Sensex
:
:
16266.15
54326.39
456.75 (2.89%)
1534.16 (2.91%)

Finance - Housing

Rating :
42/99

BSE: 500253 | NSE: LICHSGFIN

369.90
20-May-2022
  • Open
  • High
  • Low
  • Previous Close
  •  364.70
  •  374.40
  •  363.00
  •  354.45
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  5568200
  •  20587.25
  •  542.45
  •  321.00

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 20,352.33
  • 8.93
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 226,764.94
  • 2.30%
  • 0.82

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 45.24%
  • 1.31%
  • 12.64%
  • FII
  • DII
  • Others
  • 23.03%
  • 15.85%
  • 1.93%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 12.41
  • 7.16
  • 4.55

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 12.06
  • 6.49
  • 1.86

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 11.58
  • 7.14
  • 4.04

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 13.08
  • 11.20
  • 8.50

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 2.02
  • 1.54
  • 1.05

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 11.33
  • 11.56
  • 11.71

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 22
Mar 21
Var%
Dec 21
Dec 20
Var%
Sep 21
Sep 20
Var%
Jun 21
Jun 20
Var%
Net Sales
5,327.87
4,981.84
6.95%
5,064.27
4,911.03
3.12%
4,717.65
4,977.34
-5.22%
4,864.57
5,011.50
-2.93%
Expenses
456.39
1,212.76
-62.37%
551.82
348.37
58.40%
892.27
263.85
238.17%
1,111.31
187.26
493.46%
EBITDA
4,871.48
3,769.08
29.25%
4,512.45
4,562.66
-1.10%
3,825.38
4,713.49
-18.84%
3,753.26
4,824.24
-22.20%
EBIDTM
91.43%
75.66%
89.10%
92.91%
81.09%
94.70%
77.16%
96.26%
Other Income
8.61
-1.93
-
14.41
15.62
-7.75%
5.28
10.30
-48.74%
2.65
-25.49
-
Interest
3,551.12
3,392.20
4.68%
3,545.68
3,594.41
-1.36%
3,505.15
3,699.86
-5.26%
3,549.14
3,763.91
-5.71%
Depreciation
14.99
12.48
20.11%
13.61
13.79
-1.31%
13.58
13.13
3.43%
13.00
13.07
-0.54%
PBT
1,313.98
362.47
262.51%
967.57
970.08
-0.26%
311.93
1,010.80
-69.14%
193.77
1,021.77
-81.04%
Tax
200.23
-43.79
-
196.25
248.97
-21.18%
62.07
221.13
-71.93%
42.70
197.69
-78.40%
PAT
1,113.75
406.26
174.15%
771.32
721.11
6.96%
249.86
789.67
-68.36%
151.07
824.08
-81.67%
PATM
20.90%
8.15%
15.23%
14.68%
5.30%
15.87%
3.11%
16.44%
EPS
20.23
8.05
151.30%
14.00
14.25
-1.75%
4.56
15.72
-70.99%
3.00
16.31
-81.61%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Net Sales
19,974.36
19,881.70
19,736.66
17,395.38
14,874.87
14,072.06
12,474.64
10,751.29
9,271.81
7,697.63
6,172.32
Net Sales Growth
0.47%
0.73%
13.46%
16.94%
5.70%
12.81%
16.03%
15.96%
20.45%
24.71%
 
Cost Of Goods Sold
19.92
1.03
4.69
4.18
7.18
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
19,954.44
19,880.67
19,731.97
17,391.20
14,867.69
14,072.06
12,474.64
10,751.29
9,271.81
7,697.63
6,172.32
GP Margin
99.90%
99.99%
99.98%
99.98%
99.95%
100%
100%
100%
100%
100%
100%
Total Expenditure
3,011.79
2,017.55
1,626.36
1,103.75
940.45
1,024.53
718.10
501.55
420.22
470.60
450.11
Power & Fuel Cost
-
5.09
5.70
5.69
5.59
5.77
5.35
5.31
4.78
4.37
3.59
% Of Sales
-
0.03%
0.03%
0.03%
0.04%
0.04%
0.04%
0.05%
0.05%
0.06%
0.06%
Employee Cost
-
323.78
327.62
274.58
245.10
266.23
164.50
139.09
112.69
98.16
81.33
% Of Sales
-
1.63%
1.66%
1.58%
1.65%
1.89%
1.32%
1.29%
1.22%
1.28%
1.32%
Manufacturing Exp.
-
130.52
78.32
66.05
106.92
244.17
219.36
169.75
168.73
179.53
138.34
% Of Sales
-
0.66%
0.40%
0.38%
0.72%
1.74%
1.76%
1.58%
1.82%
2.33%
2.24%
General & Admin Exp.
-
117.34
100.74
104.25
76.84
142.05
125.95
120.34
108.05
77.25
64.64
% Of Sales
-
0.59%
0.51%
0.60%
0.52%
1.01%
1.01%
1.12%
1.17%
1.00%
1.05%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
1,444.88
1,114.99
654.69
504.41
372.07
208.28
72.38
30.75
115.67
0.00
% Of Sales
-
7.27%
5.65%
3.76%
3.39%
2.64%
1.67%
0.67%
0.33%
1.50%
2.69%
EBITDA
16,962.57
17,864.15
18,110.30
16,291.63
13,934.42
13,047.53
11,756.54
10,249.74
8,851.59
7,227.03
5,722.21
EBITDA Margin
84.92%
89.85%
91.76%
93.65%
93.68%
92.72%
94.24%
95.33%
95.47%
93.89%
92.71%
Other Income
30.95
3.83
4.97
3.08
1.59
166.76
135.17
189.44
164.44
123.31
111.58
Interest
14,151.09
14,450.38
14,781.98
12,891.04
11,143.82
10,231.41
9,306.64
8,310.22
7,174.36
5,924.59
4,591.06
Depreciation
55.18
52.46
51.12
11.92
10.21
9.70
10.01
9.65
7.80
7.71
7.59
PBT
2,787.25
3,365.14
3,282.17
3,391.75
2,781.98
2,973.18
2,575.06
2,119.31
1,833.86
1,418.04
1,235.13
Tax
501.25
624.01
878.52
957.38
773.82
1,031.35
907.44
721.79
512.44
364.04
318.80
Tax Rate
17.98%
18.54%
26.77%
28.23%
27.82%
34.69%
35.24%
34.06%
27.94%
25.67%
25.81%
PAT
2,286.00
2,740.72
2,403.25
2,433.95
2,007.94
1,941.81
1,667.32
1,397.22
1,321.08
1,053.33
916.50
PAT before Minority Interest
2,285.65
2,741.13
2,403.65
2,434.37
2,008.16
1,941.82
1,667.61
1,397.52
1,321.41
1,054.00
916.33
Minority Interest
-0.35
-0.41
-0.40
-0.42
-0.22
-0.01
-0.29
-0.30
-0.33
-0.67
0.17
PAT Margin
11.44%
13.79%
12.18%
13.99%
13.50%
13.80%
13.37%
13.00%
14.25%
13.68%
14.85%
PAT Growth
-16.60%
14.04%
-1.26%
21.22%
3.41%
16.46%
19.33%
5.76%
25.42%
14.93%
 
EPS
41.56
49.82
43.69
44.25
36.50
35.30
30.31
25.40
24.02
19.15
16.66

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Shareholder's Funds
20,601.43
18,264.86
16,330.82
14,311.19
11,155.85
9,214.57
7,880.06
7,585.88
6,533.37
5,710.21
Share Capital
100.99
100.99
100.99
100.99
101.00
101.00
101.00
101.00
101.00
101.00
Total Reserves
20,500.44
18,163.87
16,229.83
14,210.20
11,054.85
9,113.58
7,779.06
7,484.88
6,432.37
5,609.21
Non-Current Liabilities
161,995.70
155,116.15
148,043.62
132,661.35
106,843.53
93,150.15
82,216.08
68,305.68
56,761.96
46,549.95
Secured Loans
159,038.37
151,962.84
145,065.47
129,388.05
98,200.63
85,924.55
76,655.85
64,170.02
52,725.35
42,914.54
Unsecured Loans
3,257.20
2,995.71
2,000.00
2,500.00
5,538.26
4,733.59
3,862.70
3,542.31
3,542.58
3,196.75
Long Term Provisions
147.51
148.62
118.54
122.32
997.76
806.70
696.99
706.31
687.72
623.15
Current Liabilities
52,203.04
43,010.00
35,769.08
23,804.12
32,996.02
28,220.84
22,532.61
19,712.71
17,102.20
13,363.42
Trade Payables
85.97
30.63
74.90
52.63
51.44
36.94
26.68
26.92
23.55
15.01
Other Current Liabilities
6,607.31
6,643.42
12,102.51
10,331.17
25,212.12
22,280.98
19,432.75
15,577.03
14,337.23
11,302.74
Short Term Borrowings
45,502.00
36,335.95
23,591.67
13,420.32
7,587.22
5,440.44
2,698.01
3,738.11
2,437.24
1,758.62
Short Term Provisions
7.76
0.00
0.00
0.00
145.24
462.48
375.17
370.64
304.18
287.05
Total Liabilities
234,802.88
216,393.45
200,145.71
170,778.54
150,997.04
130,587.19
112,630.25
95,605.36
80,398.29
65,623.66
Net Block
281.87
294.43
168.08
129.46
102.37
102.40
90.17
86.36
73.20
73.60
Gross Block
413.56
364.30
189.26
138.76
180.91
179.79
162.72
146.50
126.98
120.27
Accumulated Depreciation
131.69
69.87
21.18
9.30
78.54
77.39
72.55
60.14
53.79
46.67
Non Current Assets
231,018.73
210,588.75
194,710.06
167,541.87
136,326.00
118,159.66
102,265.03
86,319.80
73,675.49
58,341.58
Capital Work in Progress
6.34
2.92
2.19
2.74
5.06
0.25
0.25
0.25
0.25
0.68
Non Current Investment
2,445.17
1,889.27
1,323.19
994.49
519.19
263.67
228.59
192.16
180.36
171.72
Long Term Loans & Adv.
127.05
453.97
244.93
272.59
213.58
136.08
121.15
146.25
172.03
164.04
Other Non Current Assets
115.27
33.32
25.70
13.44
71.59
5.33
0.30
12.83
1.55
0.01
Current Assets
3,784.15
5,804.70
5,435.65
3,236.67
14,671.02
12,427.52
10,365.22
9,285.53
6,722.74
7,282.01
Current Investments
2,198.73
3,595.45
2,294.15
1,013.74
18.20
16.71
12.84
1.92
14.62
0.03
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.25
0.12
Sundry Debtors
7.70
21.80
11.99
13.50
112.19
87.66
72.51
71.81
64.16
73.92
Cash & Bank
1,384.96
2,036.92
3,053.13
2,143.01
4,522.54
3,987.13
2,992.91
3,074.22
1,523.46
1,646.45
Other Current Assets
192.76
126.51
68.40
56.34
10,018.09
8,336.03
7,286.95
6,137.58
5,120.25
5,561.49
Short Term Loans & Adv.
12.79
24.02
7.98
10.08
9,137.89
7,538.97
6,570.39
5,480.55
4,575.05
5,159.52
Net Current Assets
-48,418.89
-37,205.30
-30,333.43
-20,567.45
-18,324.99
-15,793.31
-12,167.39
-10,427.18
-10,379.46
-6,081.41
Total Assets
234,802.88
216,393.45
200,145.71
170,778.54
150,997.02
130,587.18
112,630.25
95,605.35
80,398.28
65,623.67

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Cash From Operating Activity
-11,323.58
-14,737.67
-21,538.47
-18,977.03
-14,273.19
-13,039.43
-14,345.37
-11,522.84
-12,578.11
-11,620.73
PBT
3,365.13
3,282.18
3,391.75
2,781.98
2,867.64
2,575.06
2,119.31
1,833.86
1,418.04
1,235.13
Adjustment
986.03
-347.34
-173.97
1,053.78
1,333.22
972.35
421.50
558.51
562.69
156.31
Changes in Working Capital
891.39
-6,311.26
2,118.85
-264.83
1,956.84
991.90
742.70
136.01
590.56
-660.79
Cash after chg. in Working capital
5,242.55
-3,376.42
5,336.63
3,570.93
6,157.69
4,539.30
3,283.51
2,528.38
2,571.29
730.65
Interest Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
-632.79
-1,016.47
-1,065.91
-955.69
-1,026.53
-736.96
-586.22
-526.33
-388.03
-365.85
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
-15,933.34
-10,344.78
-25,809.19
-21,592.27
-19,404.36
-16,841.77
-17,042.65
-13,524.90
-14,761.38
-11,985.53
Cash From Investing Activity
858.23
-1,851.41
-1,642.33
1,367.96
-277.67
-57.58
-57.69
-1.52
-26.81
-21.35
Net Fixed Assets
-51.44
-164.00
-50.41
66.97
-5.41
-16.97
-16.10
-19.42
-7.10
-35.34
Net Investments
860.76
-1,901.31
-1,622.89
-1,445.18
-250.15
-39.70
-37.83
-14.68
-20.61
0.88
Others
48.91
213.90
30.97
2,746.17
-22.11
-0.91
-3.76
32.58
0.90
13.11
Cash from Financing Activity
10,427.93
15,155.53
24,068.29
18,074.35
15,072.10
14,097.54
14,231.64
13,048.20
12,466.77
11,541.66
Net Cash Inflow / Outflow
-37.42
-1,433.55
887.49
465.28
521.24
1,000.52
-171.42
1,523.84
-138.16
-100.42
Opening Cash & Equivalents
1,369.30
2,802.85
1,915.36
1,450.07
3,773.85
2,773.33
2,944.75
1,420.91
1,559.07
1,659.49
Closing Cash & Equivalent
1,331.87
1,369.30
2,802.85
1,915.35
4,295.09
3,773.85
2,773.33
2,944.75
1,420.91
1,559.07

Financial Ratios

Consolidated /

Standalone
Description
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Book Value (Rs.)
408.23
361.93
323.61
283.59
221.05
182.59
156.14
150.31
129.46
113.15
ROA
1.22%
1.15%
1.31%
1.25%
1.38%
1.37%
1.34%
1.50%
1.44%
1.55%
ROE
14.11%
13.90%
15.89%
15.77%
19.07%
19.51%
18.07%
18.72%
17.22%
18.51%
ROCE
8.14%
9.11%
9.40%
9.37%
10.25%
10.58%
10.75%
10.92%
10.71%
10.48%
Fixed Asset Turnover
51.12
71.31
106.06
93.06
78.03
72.84
69.54
67.80
62.26
60.24
Receivable days
0.27
0.31
0.27
1.54
2.59
2.34
2.45
2.68
3.27
3.51
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.01
0.01
Payable days
0.00
41.13
64.08
50.59
30.64
29.05
30.18
31.30
24.26
25.68
Cash Conversion Cycle
0.27
-40.81
-63.81
-49.05
-28.05
-26.71
-27.73
-28.62
-20.98
-22.16
Total Debt/Equity
10.09
10.47
10.45
10.15
11.32
12.04
12.25
10.81
10.53
9.82
Interest Cover
1.23
1.22
1.26
1.25
1.29
1.28
1.26
1.26
1.24
1.27

News Update:


  • LIC Housing Finance reports around 3-fold jump in Q4 consolidated net profit
    19th May 2022, 12:05 PM

    The company has reported a standalone net profit of Rs 1,118.64 crore for the quarter ended March 31, 2022

    Read More
  • LIC Housing Finance increases home loan rate
    13th May 2022, 14:46 PM

    For borrowers with CIBIL score of 700 and above, the rate hike has been limited to only 20 bps

    Read More
  • LIC Housing’s parent organization gets SEBI’s nod for IPO
    10th Mar 2022, 12:12 PM

    This is one of the fastest approvals given by the market regulator for an IPO

    Read More

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