Nifty
Sensex
:
:
8083.80
27590.95
-170.00 (-2.06%)
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Finance - Housing

Rating :
44/99

BSE: 500253 | NSE: LICHSGFIN

218.65
03-Apr-2020
  • Open
  • High
  • Low
  • Previous Close
  •  232.05
  •  234.70
  •  216.00
  •  233.00
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  4702299
  •  10490.71
  •  587.00
  •  185.25

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 11,044.55
  • 4.13
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 176,669.33
  • 3.47%
  • 0.62

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 40.31%
  • 0.82%
  • 8.02%
  • FII
  • DII
  • Others
  • 32.7%
  • 13.70%
  • 4.45%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 17.43
  • 10.10
  • 7.29

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 17.41
  • 9.72
  • 4.55

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 13.89
  • 11.89
  • 7.98

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 13.41
  • 14.29
  • 11.75

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.80
  • 0.80
  • 0.80

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 10.52
  • 10.71
  • 10.85

Quarterly Results

Standalone Figures in Rs. Crores /

Consolidated
Description
Dec 19
Dec 18
Var%
Sep 19
Sep 18
Var%
Jun 19
Jun 18
Var%
Mar 19
Mar 18
Var%
Net Sales
5,005.36
0.00
0
4,979.95
0.00
0
4,815.57
0.00
0
4,666.48
0.00
0
Expenses
527.92
0.00
0
413.28
0.00
0
359.13
0.00
0
275.67
0.00
0
EBITDA
4,477.44
0.00
0
4,566.67
0.00
0
4,456.44
0.00
0
4,390.81
0.00
0
EBIDTM
89.45%
0.00%
91.70%
0.00%
92.54%
0.00%
94.09%
0.00%
Other Income
0.76
0.00
0
0.64
0.00
0
0.94
0.00
0
1.62
0.00
0
Interest
3,713.80
0.00
0
3,701.56
0.00
0
3,602.30
0.00
0
3,397.85
0.00
0
Depreciation
13.04
0.00
0
12.47
0.00
0
10.49
0.00
0
3.24
0.00
0
PBT
751.36
0.00
0
853.28
0.00
0
844.59
0.00
0
991.34
0.00
0
Tax
149.11
0.00
0
85.33
0.00
0
235.46
0.00
0
294.00
0.00
0
PAT
602.25
0.00
0
767.95
0.00
0
609.13
0.00
0
697.34
0.00
0
PATM
12.03%
0.00%
15.42%
0.00%
12.65%
0.00%
14.94%
0.00%
EPS
11.93
0.00
0
15.22
0.00
0
12.06
0.00
0
13.81
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Net Sales
19,467.36
17,392.59
14,874.87
14,072.06
12,474.64
10,751.29
9,271.81
7,697.63
6,172.32
4,656.97
3,487.79
Net Sales Growth
0.00%
16.93%
5.70%
12.81%
16.03%
15.96%
20.45%
24.71%
32.54%
33.52%
 
Cost Of Goods Sold
2.23
4.18
7.18
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
19,465.13
17,388.41
14,867.69
14,072.06
12,474.64
10,751.29
9,271.81
7,697.63
6,172.32
4,656.97
3,487.79
GP Margin
99.99%
99.98%
99.95%
100%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
1,576.00
1,100.97
940.45
1,024.53
718.10
501.55
420.22
470.60
450.18
516.62
217.86
Power & Fuel Cost
-
5.69
5.59
5.77
5.35
5.31
4.78
4.37
3.59
3.40
3.33
% Of Sales
-
0.03%
0.04%
0.04%
0.04%
0.05%
0.05%
0.06%
0.06%
0.07%
0.10%
Employee Cost
-
274.58
245.10
266.23
164.50
139.09
112.69
98.16
81.33
75.01
52.32
% Of Sales
-
1.58%
1.65%
1.89%
1.32%
1.29%
1.22%
1.28%
1.32%
1.61%
1.50%
Manufacturing Exp.
-
70.60
99.76
240.88
219.16
164.95
146.80
145.98
124.33
106.82
87.68
% Of Sales
-
0.41%
0.67%
1.71%
1.76%
1.53%
1.58%
1.90%
2.01%
2.29%
2.51%
General & Admin Exp.
-
110.95
84.00
142.05
125.95
120.34
108.05
77.25
64.64
59.59
72.07
% Of Sales
-
0.64%
0.56%
1.01%
1.01%
1.12%
1.17%
1.00%
1.05%
1.28%
2.07%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
640.66
504.41
375.36
208.49
77.18
52.68
149.22
179.88
275.20
0.00
% Of Sales
-
3.68%
3.39%
2.67%
1.67%
0.72%
0.57%
1.94%
2.91%
5.91%
0.17%
EBITDA
17,891.36
16,291.62
13,934.42
13,047.53
11,756.54
10,249.74
8,851.59
7,227.03
5,722.14
4,140.35
3,269.93
EBITDA Margin
91.90%
93.67%
93.68%
92.72%
94.24%
95.33%
95.47%
93.89%
92.71%
88.91%
93.75%
Other Income
3.96
3.08
1.59
166.76
135.17
189.44
164.44
123.31
111.66
253.71
47.69
Interest
14,415.51
12,891.03
11,143.82
10,231.41
9,306.64
8,310.22
7,174.36
5,924.59
4,591.06
3,097.71
2,401.56
Depreciation
39.24
11.92
10.21
9.70
10.01
9.65
7.80
7.71
7.59
6.41
6.52
PBT
3,440.57
3,391.75
2,781.98
2,973.18
2,575.06
2,119.31
1,833.86
1,418.04
1,235.13
1,289.94
909.54
Tax
763.90
957.38
773.82
1,031.35
907.44
721.79
512.44
364.04
318.80
320.65
249.21
Tax Rate
22.20%
28.23%
27.82%
34.69%
35.24%
34.06%
27.94%
25.67%
25.81%
24.86%
27.40%
PAT
2,676.67
2,433.95
2,007.94
1,941.81
1,667.32
1,397.22
1,321.08
1,053.33
916.50
969.64
660.33
PAT before Minority Interest
2,676.23
2,434.37
2,008.16
1,941.82
1,667.61
1,397.52
1,321.41
1,054.00
916.33
969.29
660.33
Minority Interest
-0.44
-0.42
-0.22
-0.01
-0.29
-0.30
-0.33
-0.67
0.17
0.35
0.00
PAT Margin
13.75%
13.99%
13.50%
13.80%
13.37%
13.00%
14.25%
13.68%
14.85%
20.82%
18.93%
PAT Growth
0.00%
21.22%
3.41%
16.46%
19.33%
5.76%
25.42%
14.93%
-5.48%
46.84%
 
Unadjusted EPS
53.02
48.23
39.85
38.49
33.05
27.65
26.12
20.76
19.32
20.05
76.42

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Shareholder's Funds
16,330.84
14,311.19
11,155.85
9,214.57
7,880.06
7,585.88
6,533.37
5,710.21
4,191.65
3,442.84
Share Capital
100.99
100.99
101.00
101.00
101.00
101.00
101.00
101.00
95.00
95.00
Total Reserves
16,229.85
14,210.20
11,054.85
9,113.58
7,779.06
7,484.88
6,432.37
5,609.21
4,096.65
3,347.85
Non-Current Liabilities
153,701.17
136,931.45
106,843.53
93,150.15
82,216.08
68,305.68
56,761.96
46,549.95
37,546.23
34,669.14
Secured Loans
145,065.47
129,388.05
98,200.63
85,924.55
76,655.85
64,170.02
52,725.35
42,914.54
33,878.65
31,014.98
Unsecured Loans
7,657.56
6,770.10
5,538.26
4,733.59
3,862.70
3,542.31
3,542.58
3,196.75
3,335.33
3,743.17
Long Term Provisions
118.54
122.32
997.76
806.70
696.99
706.31
687.72
623.15
467.97
0.00
Current Liabilities
30,111.53
19,534.02
32,996.02
28,220.84
22,532.61
19,712.71
17,102.20
13,363.42
10,662.14
2,104.03
Trade Payables
74.90
52.63
51.44
36.94
26.68
26.92
23.55
15.01
17.51
88.82
Other Current Liabilities
14,102.52
12,831.17
25,212.12
22,280.98
19,432.75
15,577.03
14,337.23
11,302.74
9,670.93
1,607.40
Short Term Borrowings
15,934.11
6,650.22
7,587.22
5,440.44
2,698.01
3,738.11
2,437.24
1,758.62
731.78
0.00
Short Term Provisions
0.00
0.00
145.24
462.48
375.17
370.64
304.18
287.05
241.92
407.81
Total Liabilities
200,145.73
170,778.54
150,997.04
130,587.19
112,630.25
95,605.36
80,398.29
65,623.66
52,400.07
40,216.01
Net Block
168.08
129.46
102.37
102.40
90.17
86.36
73.20
73.60
45.14
45.05
Gross Block
189.25
138.76
180.91
179.79
162.72
146.50
126.98
120.27
84.67
78.33
Accumulated Depreciation
21.17
9.30
78.54
77.39
72.55
60.14
53.79
46.67
39.53
33.27
Non Current Assets
196,992.66
168,505.31
136,326.00
118,159.66
102,265.03
86,319.80
73,675.49
58,341.58
46,863.26
204.60
Capital Work in Progress
2.19
2.74
5.06
0.25
0.25
0.25
0.25
0.68
3.47
4.49
Non Current Investment
3,617.34
2,008.23
519.19
263.67
228.59
192.16
180.36
171.72
173.49
155.06
Long Term Loans & Adv.
233.38
222.29
213.58
136.08
121.15
146.25
172.03
160.48
126.12
0.00
Other Non Current Assets
25.70
13.44
71.59
5.33
0.30
12.83
1.55
3.57
3.52
0.00
Current Assets
3,153.07
2,273.23
14,671.02
12,427.52
10,365.22
9,285.53
6,722.74
7,282.01
5,536.80
1,929.83
Current Investments
0.00
0.00
18.20
16.71
12.84
1.92
14.62
0.03
0.04
1,278.10
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.25
0.12
0.00
0.00
Sundry Debtors
11.99
13.50
112.19
87.66
72.51
71.81
64.16
73.92
44.96
1.29
Cash & Bank
3,032.36
2,143.01
4,522.54
3,987.13
2,992.91
3,074.22
1,523.46
1,646.45
586.54
269.89
Other Current Assets
108.72
56.34
880.20
797.06
7,286.95
6,137.57
5,120.25
5,561.49
4,905.27
380.54
Short Term Loans & Adv.
59.64
60.38
9,137.89
7,538.97
6,570.39
5,511.76
4,575.05
5,159.52
4,599.47
139.47
Net Current Assets
-26,958.46
-17,260.79
-18,324.99
-15,793.31
-12,167.39
-10,427.18
-10,379.46
-6,081.41
-5,125.34
-174.20
Total Assets
200,145.73
170,778.54
150,997.02
130,587.18
112,630.25
95,605.35
80,398.28
65,623.67
52,400.06
2,134.62

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Cash From Operating Activity
-21,538.07
-18,977.03
-14,273.19
-13,039.43
-14,345.37
-11,522.84
-12,578.11
-11,620.73
-10,477.79
-9,476.57
PBT
3,391.75
2,781.98
2,867.19
2,575.14
2,117.40
1,830.65
1,411.55
1,238.65
1,272.53
938.05
Adjustment
-173.67
1,053.78
1,333.66
972.27
423.42
561.72
569.18
152.79
90.39
-57.94
Changes in Working Capital
2,118.94
-264.83
1,956.84
991.90
742.70
136.01
590.56
-660.79
1,560.29
315.86
Cash after chg. in Working capital
5,337.02
3,570.93
6,157.69
4,539.30
3,283.51
2,528.38
2,571.29
730.65
2,923.21
1,195.96
Interest Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
-1,065.90
-955.69
-1,026.53
-736.96
-586.22
-526.33
-388.03
-365.85
-398.61
-275.43
Other Direct Exp. Paid
0.00
0.00
-19,404.36
-16,841.77
-17,042.65
-13,524.90
-14,761.38
-11,985.53
-13,002.39
-10,397.10
Extra & Other Items
-25,809.19
-21,592.27
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-1,642.73
1,367.96
-277.67
-57.58
-57.69
-1.52
-26.81
-21.35
129.08
-247.64
Net Fixed Assets
-50.40
66.97
-5.41
-16.97
-16.10
-19.42
-7.10
-35.34
-4.36
-6.63
Net Investments
-1,622.89
-1,445.18
-250.15
-39.70
-37.83
-14.68
-20.61
0.88
1,223.80
-259.35
Others
30.56
2,746.17
-22.11
-0.91
-3.76
32.58
0.90
13.11
-1,090.36
18.34
Cash from Financing Activity
24,068.29
18,074.35
15,072.10
14,097.54
14,231.64
13,048.20
12,466.77
11,541.66
10,238.03
9,856.28
Net Cash Inflow / Outflow
887.49
465.28
521.24
1,000.52
-171.42
1,523.84
-138.16
-100.42
-110.68
132.07
Opening Cash & Equivalents
1,915.36
1,450.07
3,773.85
2,773.33
2,944.75
1,420.91
1,559.07
1,659.49
677.58
137.83
Closing Cash & Equivalent
2,802.85
1,915.35
4,295.09
3,773.85
2,773.33
2,944.75
1,420.91
1,559.07
566.90
269.89

Financial Ratios

Consolidated /

Standalone
Description
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Book Value (Rs.)
323.61
283.59
221.05
182.59
156.14
150.31
129.46
113.15
88.31
72.53
ROA
1.31%
1.25%
1.38%
1.37%
1.34%
1.50%
1.44%
1.55%
2.09%
1.90%
ROE
15.89%
15.77%
19.07%
19.51%
18.07%
18.72%
17.22%
18.51%
25.39%
23.15%
ROCE
9.52%
9.45%
10.25%
10.58%
10.75%
10.92%
10.71%
10.48%
10.02%
10.05%
Fixed Asset Turnover
106.05
93.06
78.03
72.84
69.54
67.80
62.26
60.24
57.14
46.58
Receivable days
0.27
1.54
2.59
2.34
2.45
2.68
3.27
3.51
1.81
0.08
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.01
0.01
0.00
0.00
Payable days
63.30
51.57
30.83
29.06
30.63
33.82
27.44
27.34
101.15
212.48
Cash Conversion Cycle
-63.04
-50.03
-28.24
-26.72
-28.18
-31.14
-24.15
-23.82
-99.34
-212.40
Total Debt/Equity
10.33
9.98
11.32
12.04
12.25
10.81
10.53
9.82
10.77
10.10
Interest Cover
1.26
1.25
1.29
1.28
1.26
1.26
1.24
1.27
1.42
1.38

News Update:


  • LIC Housing Finance identifies 14 projects for alternative investment fund
    17th Feb 2020, 11:33 AM

    The company is the sole lender to these 14 real estate projects and has a total exposure of Rs 1,400 crore to them

    Read More
  • LIC Housing Finance reports marginal fall in Q3 consolidated net profit
    30th Jan 2020, 15:28 PM

    Total income of the company rose 12.10% at Rs 5,006.12 crore for Q3FY20

    Read More
  • LIC Housing Finance unveils ‘2020 Home Loan Offer’
    16th Jan 2020, 10:46 AM

    It has come out with the special offers in its home loan products

    Read More
  • Nationnal Housing Bank imposes penalty on LIC Housing Finance
    3rd Jan 2020, 16:01 PM

    NHB has imposed penalty as the company has failed to provide the loan documents to the customer after the loan closure

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.