LIC Housing Finance, 500253, LICHSGFIN Share Price, Rating, Research, Analysis, Fundamental & Historical Data

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

31,719.38
6.16
2

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

1,27,758.39
1.56%
0.91

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

10 Years
5 Years
3 Years

9.76
6.69
10.95

EBITDA CAGR (%)

10 Years
5 Years
3 Years

9.11
6.25
7.65

PAT CAGR (%)

10 Years
5 Years
3 Years

13.04
14.64
27.70

P:E (Median)

8 Years
5 Years
3 Years

8.15
7.38
7.24

P:BV (Average)

8 Years
5 Years
3 Years

1.32
0.93
0.94

EV:EBITDA (Average)

8 Years
5 Years
3 Years

10.82
10.63
9.67

Earnings Forecasts:

Description 2024 2025 2026 2027
Adj EPS 86.53 93.13 93.43 102.14
P/E Ratio 7.25 6.74 6.72 6.14
Revenue 27841 8518 9291 10000
EBITDA 24504 6774 7007 7450
Net Income 4759 5019 5223 5601
ROA 1.7 1.6 1.5 1.5
P/B Ratio 1.1 0.96 0.85 0.76
ROE 16.29 15.21 13.94 13.51
FCFF 7432.71
FCFF Yield 2.7

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone

Description Dec 24 Dec 23 Var% Sep 24 Sep 23 Var% Jun 24 Jun 23 Var% Mar 24 Mar 23 Var%
Net Sales 7,057.33 6,792.47 3.90% 6,925.81 6,752.83 2.56% 6,783.67 6,746.51 0.55% 6,936.41 6,415.11 8.13%
Expenses 288.48 679.96 -57.57% 364.93 666.45 -45.24% 383.59 584.89 -34.42% 793.34 564.05 40.65%
EBITDA 6,768.85 6,112.51 10.74% 6,560.88 6,086.38 7.80% 6,400.08 6,161.62 3.87% 6,143.07 5,851.06 4.99%
EBIDTM 95.91% 89.99% 94.73% 90.13% 94.35% 91.33% 88.56% 91.21%
Other Income 0.02 0.03 -33.33% 6.00 5.92 1.35% 0.02 0.04 -50.00% 0.43 0.06 616.67%
Interest 4,951.48 4,646.50 6.56% 4,879.58 4,600.02 6.08% 4,750.05 4,494.23 5.69% 4,649.91 4,387.73 5.98%
Depreciation 23.95 17.35 38.04% 22.94 12.22 87.73% 21.62 18.44 17.25% 17.41 18.61 -6.45%
PBT 1,793.44 1,448.69 23.80% 1,664.36 1,480.06 12.45% 1,628.43 1,648.99 -1.25% 1,476.18 1,444.78 2.17%
Tax 361.48 285.81 26.48% 335.47 292.01 14.88% 328.22 325.33 0.89% 385.36 264.50 45.69%
PAT 1,431.96 1,162.88 23.14% 1,328.89 1,188.05 11.85% 1,300.21 1,323.66 -1.77% 1,090.82 1,180.28 -7.58%
PATM 20.29% 17.12% 19.19% 17.59% 19.17% 19.62% 15.73% 18.40%
EPS 26.03 21.14 23.13% 24.16 21.60 11.85% 23.64 24.06 -1.75% 19.83 21.46 -7.60%

Description Dec 24 Dec 23 Var% Sep 24 Sep 23 Var% Jun 24 Jun 23 Var% Mar 24 Mar 23 Var%
Net Sales 7,069.99 6,804.19 3.91% 6,937.72 6,765.44 2.55% 6,796.85 6,759.13 0.56% 6,948.21 6,431.12 8.04%
Expenses 296.87 685.64 -56.70% 372.06 669.76 -44.45% 391.83 601.79 -34.89% 801.92 581.55 37.89%
EBITDA 6,773.12 6,118.55 10.70% 6,565.66 6,095.68 7.71% 6,405.02 6,157.34 4.02% 6,146.29 5,849.57 5.07%
EBIDTM 95.80% 89.92% 94.64% 90.10% 94.24% 91.10% 88.46% 90.96%
Other Income 0.00 0.00 0 0.59 0.43 37.21% 0.00 0.00 0 0.40 0.11 263.64%
Interest 4,950.41 4,645.92 6.55% 4,878.61 4,599.91 6.06% 4,749.32 4,493.11 5.70% 4,646.15 4,377.50 6.14%
Depreciation 24.92 18.31 36.10% 23.94 13.16 81.91% 22.50 19.40 15.98% 18.36 19.41 -5.41%
PBT 1,797.79 1,454.32 23.62% 1,663.70 1,483.04 12.18% 1,633.20 1,644.83 -0.71% 1,482.18 1,452.77 2.02%
Tax 363.42 287.72 26.31% 337.24 291.18 15.82% 329.07 325.79 1.01% 400.12 261.89 52.78%
PAT 1,434.37 1,166.60 22.95% 1,326.46 1,191.86 11.29% 1,304.13 1,319.04 -1.13% 1,082.06 1,190.88 -9.14%
PATM 20.29% 17.15% 19.12% 17.62% 19.19% 19.51% 15.57% 18.52%
EPS 26.07 21.24 22.74% 24.12 21.68 11.25% 23.73 23.96 -0.96% 19.66 21.64 -9.15%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone

Description TTM Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15
Net Sales 27,703.22 27,228.22 22,656.95 19,919.07 19,847.15 19,697.28 17,357.79 14,836.98 14,052.05 12,460.44 10,725.97 Net Sales Growth 3.73% 20.18% 13.75% 0.36% 0.76% 13.48% 16.99% 5.59% 12.77% 16.17% Cost Of Goods Sold 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 27,703.22 27,228.22 22,656.95 19,919.07 19,847.15 19,697.28 17,357.79 14,836.98 14,052.05 12,460.44 10,725.97 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 1,830.34 2,724.64 2,865.68 2,945.18 2,002.41 1,602.37 1,081.75 921.30 1,021.56 712.66 488.93 Power & Fuel Cost - 6.36 5.93 5.16 5.00 5.61 5.59 5.59 5.69 5.29 5.25 % Of Sales - 0.02% 0.03% 0.03% 0.03% 0.03% 0.03% 0.04% 0.04% 0.04% 0.05% Employee Cost - 609.99 473.21 563.32 293.18 299.09 247.88 223.16 245.80 150.35 129.31 % Of Sales - 2.24% 2.09% 2.83% 1.48% 1.52% 1.43% 1.50% 1.75% 1.21% 1.21% Manufacturing Exp. - 216.09 215.74 157.18 150.10 90.16 77.31 122.82 269.32 230.97 168.56 % Of Sales - 0.79% 0.95% 0.79% 0.76% 0.46% 0.45% 0.83% 1.92% 1.85% 1.57% General & Admin Exp. - 162.78 144.26 115.80 115.69 99.35 102.80 76.83 134.78 123.46 119.13 % Of Sales - 0.60% 0.64% 0.58% 0.58% 0.50% 0.59% 0.52% 0.96% 0.99% 1.11% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 1,735.78 2,032.47 2,108.88 1,443.44 1,113.77 653.76 498.49 371.65 207.88 0.00 % Of Sales - 6.37% 8.97% 10.59% 7.27% 5.65% 3.77% 3.36% 2.64% 1.67% 0.67% EBITDA 25,872.88 24,503.58 19,791.27 16,973.89 17,844.74 18,094.91 16,276.04 13,915.68 13,030.49 11,747.78 10,237.04 EBITDA Margin 93.39% 89.99% 87.35% 85.21% 89.91% 91.87% 93.77% 93.79% 92.73% 94.28% 95.44% Other Income 6.47 6.42 17.25 33.95 5.85 6.60 6.78 3.65 166.20 132.25 184.53 Interest 19,231.02 18,390.66 16,185.96 14,177.25 14,452.58 14,784.45 12,891.54 11,143.85 10,231.49 9,306.76 8,310.25 Depreciation 85.92 65.42 65.56 52.44 49.44 48.07 11.73 9.98 9.43 9.72 9.38 PBT 6,562.41 6,053.92 3,557.00 2,778.15 3,348.57 3,268.99 3,379.55 2,765.50 2,955.77 2,563.55 2,101.94 Tax 1,410.53 1,288.51 665.97 490.87 614.23 867.15 948.58 763.00 1,024.72 902.76 715.76 Tax Rate 21.49% 21.28% 18.72% 17.67% 18.34% 26.53% 28.07% 27.59% 34.67% 35.22% 34.05% PAT 5,151.88 4,765.41 2,891.03 2,287.28 2,734.34 2,401.84 2,430.97 2,002.50 1,931.05 1,660.79 1,386.19 PAT before Minority Interest 5,151.88 4,765.41 2,891.03 2,287.28 2,734.34 2,401.84 2,430.97 2,002.50 1,931.05 1,660.79 1,386.19 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 18.60% 17.50% 12.76% 11.48% 13.78% 12.19% 14.01% 13.50% 13.74% 13.33% 12.92% PAT Growth 6.12% 64.83% 26.40% -16.35% 13.84% -1.20% 21.40% 3.70% 16.27% 19.81% EPS 93.65 86.63 52.55 41.58 49.71 43.66 44.19 36.40 35.10 30.19 25.20

Description TTM Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15
Net Sales 27,752.77 27,276.97 22,713.90 19,974.36 19,881.70 19,736.66 17,395.38 14,874.87 14,072.06 12,474.64 10,751.29 Net Sales Growth 3.71% 20.09% 13.72% 0.47% 0.73% 13.46% 16.94% 5.70% 12.81% 16.03% Cost Of Goods Sold 0.00 0.00 0.00 0.00 1.03 4.69 4.18 7.18 0.00 0.00 0.00 Gross Profit 27,752.77 27,276.97 22,713.90 19,974.36 19,880.67 19,731.97 17,391.20 14,867.69 14,072.06 12,474.64 10,751.29 GP Margin 100.00% 100% 100% 100% 99.99% 99.98% 99.98% 99.95% 100% 100% 100% Total Expenditure 1,862.68 2,759.11 2,963.65 3,011.77 2,017.55 1,626.36 1,103.75 940.45 1,024.53 718.10 501.55 Power & Fuel Cost - 6.51 6.07 5.27 5.09 5.70 5.69 5.59 5.77 5.35 5.31 % Of Sales - 0.02% 0.03% 0.03% 0.03% 0.03% 0.03% 0.04% 0.04% 0.04% 0.05% Employee Cost - 649.63 516.41 602.45 323.78 327.62 274.58 245.10 266.23 164.50 139.09 % Of Sales - 2.38% 2.27% 3.02% 1.63% 1.66% 1.58% 1.65% 1.89% 1.32% 1.29% Manufacturing Exp. - 197.65 239.93 160.54 130.52 78.32 66.05 106.92 244.17 219.36 169.75 % Of Sales - 0.72% 1.06% 0.80% 0.66% 0.40% 0.38% 0.72% 1.74% 1.76% 1.58% General & Admin Exp. - 174.38 148.01 118.55 117.34 100.74 104.25 76.84 142.05 125.95 120.34 % Of Sales - 0.64% 0.65% 0.59% 0.59% 0.51% 0.60% 0.52% 1.01% 1.01% 1.12% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 1,737.45 2,059.30 2,130.23 1,444.88 1,114.99 654.69 504.41 372.07 208.28 0.00 % Of Sales - 6.37% 9.07% 10.66% 7.27% 5.65% 3.76% 3.39% 2.64% 1.67% 0.67% EBITDA 25,890.09 24,517.86 19,750.25 16,962.59 17,864.15 18,110.30 16,291.63 13,934.42 13,047.53 11,756.54 10,249.74 EBITDA Margin 93.29% 89.88% 86.95% 84.92% 89.85% 91.76% 93.65% 93.68% 92.72% 94.24% 95.33% Other Income 0.99 0.83 14.32 30.95 3.83 4.97 3.08 1.59 166.76 135.17 189.44 Interest 19,224.49 18,385.09 16,134.76 14,151.09 14,450.38 14,781.98 12,891.04 11,143.82 10,231.41 9,306.64 8,310.22 Depreciation 89.72 69.23 69.04 55.19 52.47 51.12 11.92 10.21 9.70 10.01 9.65 PBT 6,576.87 6,064.37 3,560.77 2,787.26 3,365.13 3,282.17 3,391.75 2,781.98 2,973.18 2,575.06 2,119.31 Tax 1,429.85 1,304.81 669.60 501.26 624.00 878.52 957.38 773.82 1,031.35 907.44 721.79 Tax Rate 21.74% 21.52% 18.80% 17.98% 18.54% 26.77% 28.23% 27.82% 34.69% 35.24% 34.06% PAT 5,147.02 4,759.21 2,890.76 2,285.65 2,740.72 2,403.25 2,433.95 2,007.94 1,941.81 1,667.32 1,397.22 PAT before Minority Interest 5,146.73 4,759.56 2,891.17 2,286.00 2,741.13 2,403.65 2,434.37 2,008.16 1,941.82 1,667.61 1,397.52 Minority Interest -0.29 -0.35 -0.41 -0.35 -0.41 -0.40 -0.42 -0.22 -0.01 -0.29 -0.30 PAT Margin 18.55% 17.45% 12.73% 11.44% 13.79% 12.18% 13.99% 13.50% 13.80% 13.37% 13.00% PAT Growth 5.72% 64.64% 26.47% -16.60% 14.04% -1.26% 21.22% 3.41% 16.46% 19.33% EPS 93.57 86.52 52.55 41.55 49.82 43.69 44.25 36.50 35.30 30.31 25.40

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone

Description Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15
Shareholder's Funds 31,394.63 27,100.34 24,671.84 20,521.31 18,193.10 16,259.27 14,241.18 11,077.03 9,145.98 7,818.44 Share Capital 110.08 110.08 110.08 100.99 100.99 100.99 100.99 101.00 101.00 101.00 Total Reserves 31,284.55 26,990.26 24,561.76 20,420.32 18,092.11 16,158.28 14,140.19 10,976.03 9,044.98 7,717.44 Non-Current Liabilities 2,23,482.03 2,08,864.46 1,95,375.37 1,80,332.01 1,55,119.10 1,48,046.81 1,32,664.02 1,06,834.27 93,141.07 82,206.93 Secured Loans 2,12,734.20 1,96,882.65 1,75,012.35 1,59,038.37 1,51,962.84 1,45,065.47 1,29,388.05 98,200.63 85,924.55 76,655.85 Unsecured Loans 11,694.89 13,421.98 21,381.58 21,592.87 2,995.71 2,000.00 2,500.00 5,538.26 4,733.59 3,862.70 Long Term Provisions 334.13 205.46 169.98 142.48 145.33 113.39 117.64 997.23 806.33 696.66 Current Liabilities 34,688.82 40,558.75 33,152.17 33,867.07 42,973.35 35,724.02 23,742.34 32,989.11 28,210.72 22,519.68 Trade Payables 70.58 38.96 64.30 96.12 34.57 79.94 61.29 58.97 41.39 27.46 Other Current Liabilities 6,550.54 6,044.21 5,823.65 6,532.94 6,565.65 12,042.54 10,259.16 25,201.60 22,268.36 19,421.11 Short Term Borrowings 28,067.70 34,469.59 27,264.22 27,230.25 36,373.13 23,601.54 13,421.89 7,587.22 5,440.44 2,698.01 Short Term Provisions 0.00 5.99 0.00 7.76 0.00 0.00 0.00 141.32 460.53 373.11 Total Liabilities 2,89,565.48 2,76,523.55 2,53,199.38 2,34,720.39 2,16,285.55 2,00,030.10 1,70,647.54 1,50,900.41 1,30,497.77 1,12,545.05 Net Block 360.85 356.21 286.13 243.39 254.05 135.85 97.12 96.52 92.02 79.65 Gross Block 689.14 554.17 427.27 361.70 320.26 156.59 106.18 173.15 167.74 150.77 Accumulated Depreciation 328.29 197.96 141.14 118.31 66.21 20.74 9.06 76.62 75.72 71.12 Non Current Assets 2,86,377.47 2,73,278.16 2,50,562.62 2,31,070.30 2,10,630.06 1,94,752.10 1,67,531.97 1,36,313.28 1,18,149.90 1,02,260.62 Capital Work in Progress 0.14 0.74 1.49 3.63 0.33 0.00 0.00 0.00 0.00 0.00 Non Current Investment 4,682.98 4,734.38 4,705.20 2,486.55 1,933.43 1,367.77 1,014.87 526.89 271.82 237.12 Long Term Loans & Adv. 718.31 330.97 243.81 118.97 444.03 236.16 249.31 206.70 134.06 119.23 Other Non Current Assets 40.88 38.99 45.36 114.61 33.00 25.45 13.22 68.97 0.05 0.04 Current Assets 3,188.01 3,006.50 2,529.38 3,650.09 5,655.49 5,278.00 3,115.57 14,587.13 12,347.87 10,284.44 Current Investments 1,594.05 2,242.03 1,493.40 2,149.06 3,562.94 2,227.29 957.30 0.10 5.02 0.02 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 0.00 0.00 0.00 0.00 0.00 0.00 0.00 109.42 85.39 69.62 Cash & Bank 1,572.63 741.90 937.39 1,346.72 1,978.95 3,013.51 2,096.44 4,463.35 3,926.80 2,933.06 Other Current Assets 21.33 3.45 83.94 141.55 113.60 37.20 61.83 10,014.27 8,330.65 7,281.73 Short Term Loans & Adv. 16.72 19.12 14.65 12.76 24.01 7.99 6.11 9,135.63 7,535.44 6,567.86 Net Current Assets -31,500.81 -37,552.25 -30,622.79 -30,216.98 -37,317.86 -30,446.02 -20,626.77 -18,401.98 -15,862.85 -12,235.25 Total Assets 2,89,565.48 2,76,284.66 2,53,092.00 2,34,720.39 2,16,285.55 2,00,030.10 1,70,647.54 1,50,900.41 1,30,497.77 1,12,545.06

Description Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15
Shareholder's Funds 31,476.69 27,184.66 24,750.82 20,601.43 18,264.86 16,330.82 14,311.19 11,155.85 9,214.57 7,880.06 Share Capital 110.08 110.08 110.08 100.99 100.99 100.99 100.99 101.00 101.00 101.00 Total Reserves 31,366.61 27,074.58 24,640.74 20,500.44 18,163.87 16,229.83 14,210.20 11,054.85 9,113.58 7,779.06 Non-Current Liabilities 2,23,341.57 2,08,781.28 1,95,324.85 1,80,267.45 1,55,116.15 1,48,043.62 1,32,661.35 1,06,843.53 93,150.15 82,216.08 Secured Loans 2,12,734.20 1,96,882.66 1,75,012.36 1,59,038.37 1,51,962.84 1,45,065.47 1,29,388.05 98,200.63 85,924.55 76,655.85 Unsecured Loans 11,645.75 13,376.53 21,330.26 21,528.95 2,995.71 2,000.00 2,500.00 5,538.26 4,733.59 3,862.70 Long Term Provisions 238.19 176.97 173.93 147.51 148.62 118.54 122.32 997.76 806.70 696.99 Current Liabilities 34,873.58 40,693.97 33,236.82 33,931.29 43,010.00 35,769.08 23,804.12 32,996.02 28,220.84 22,532.61 Trade Payables 70.58 33.72 53.97 85.97 30.63 74.90 52.63 51.44 36.94 26.68 Other Current Liabilities 6,735.30 6,186.78 5,918.63 6,607.31 6,643.42 12,102.51 10,331.17 25,212.12 22,280.98 19,432.75 Short Term Borrowings 28,067.70 34,469.60 27,264.22 27,230.25 36,335.95 23,591.67 13,420.32 7,587.22 5,440.44 2,698.01 Short Term Provisions 0.00 3.87 0.00 7.76 0.00 0.00 0.00 145.24 462.48 375.17 Total Liabilities 2,89,695.24 2,76,663.10 2,53,315.41 2,34,802.88 2,16,393.45 2,00,145.71 1,70,778.54 1,50,997.04 1,30,587.19 1,12,630.25 Net Block 359.62 388.48 314.82 281.87 294.43 168.08 129.46 102.37 102.40 90.17 Gross Block 700.26 596.48 465.09 406.85 364.30 189.26 138.76 180.91 179.79 162.72 Accumulated Depreciation 340.64 208.00 150.27 124.98 69.87 21.18 9.30 78.54 77.39 72.55 Non Current Assets 2,86,372.49 2,73,288.37 2,50,552.92 2,31,047.45 2,10,588.75 1,94,710.06 1,67,541.87 1,36,326.00 1,18,159.66 1,02,265.03 Capital Work in Progress 0.20 0.84 4.30 6.34 2.92 2.19 2.74 5.06 0.25 0.25 Non Current Investment 4,700.44 4,758.63 4,716.60 2,473.89 1,889.27 1,323.19 994.49 519.19 263.67 228.59 Long Term Loans & Adv. 723.38 339.57 260.88 127.05 453.97 244.93 272.59 213.58 136.08 121.15 Other Non Current Assets 41.46 39.60 34.11 115.27 33.32 25.70 13.44 71.59 5.33 0.30 Current Assets 3,322.75 3,135.84 2,655.11 3,755.43 5,804.70 5,435.65 3,236.67 14,671.02 12,427.52 10,365.22 Current Investments 1,636.99 2,291.08 1,562.78 2,170.01 3,595.45 2,294.15 1,013.74 18.20 16.71 12.84 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 9.94 0.72 8.38 7.70 21.80 11.99 13.50 112.19 87.66 72.51 Cash & Bank 1,655.18 821.56 984.66 1,384.96 2,036.92 3,053.13 2,143.01 4,522.54 3,987.13 2,992.91 Other Current Assets 20.64 0.13 80.52 179.97 150.53 76.38 66.42 10,018.09 8,336.03 7,286.95 Short Term Loans & Adv. 17.68 22.35 18.77 12.79 24.02 7.98 10.08 9,137.89 7,538.97 6,570.39 Net Current Assets -31,550.83 -37,558.13 -30,581.71 -30,175.86 -37,205.30 -30,333.43 -20,567.45 -18,324.99 -15,793.31 -12,167.39 Total Assets 2,89,695.24 2,76,424.21 2,53,208.03 2,34,802.88 2,16,393.45 2,00,145.71 1,70,778.54 1,50,997.02 1,30,587.18 1,12,630.25

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone

Description Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15
Cash From Operating Activity -7,055.11 -19,611.54 -16,740.26 -17,194.66 -14,714.92 -21,528.70 -19,004.51 -14,278.99 -13,035.90 -14,353.93 PBT 6,053.92 3,557.00 2,778.15 3,348.57 3,268.99 3,379.55 2,765.50 2,955.77 2,563.55 2,101.94 Adjustment 2,493.69 1,574.82 1,466.40 964.61 -362.14 -230.04 1,019.67 1,329.27 974.75 426.39 Changes in Working Capital 228.99 237.55 -799.33 866.75 -6,299.47 2,144.57 -262.81 1,860.37 999.56 746.70 Cash after chg. in Working capital 8,776.60 5,369.37 3,445.22 5,179.93 -3,392.62 5,294.08 3,522.36 6,145.40 4,537.86 3,275.04 Interest Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Tax Paid -1,468.27 -1,046.89 -1,087.36 -624.58 -1,005.00 -1,054.49 -944.03 -1,020.03 -731.98 -586.31 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items -14,363.44 -23,934.02 -19,098.12 -21,750.01 -10,317.30 -25,768.29 -21,582.84 -19,404.36 -16,841.77 -17,042.65 Cash From Investing Activity 573.23 -830.50 -1,600.98 883.72 -1,879.00 -1,655.84 1,379.83 -283.01 -60.87 -51.29 Net Fixed Assets -134.37 -126.15 -63.43 -44.74 -164.00 -50.41 66.97 -5.41 -16.97 -16.10 Net Investments 699.38 -777.81 -1,562.99 860.76 -1,901.31 -1,622.89 -1,445.18 -250.15 -39.70 -37.83 Others 8.22 73.46 25.44 67.70 186.31 17.46 2,758.04 -27.45 -4.20 2.64 Cash from Financing Activity 7,299.98 20,239.24 17,834.59 16,274.38 15,157.84 24,078.00 18,084.69 15,073.10 14,097.81 14,231.45 Net Cash Inflow / Outflow 818.10 -202.80 -506.65 -36.56 -1,436.08 893.46 460.01 511.10 1,001.04 -173.77 Opening Cash & Equivalents 619.40 822.19 1,329.15 1,365.72 2,801.80 1,908.34 1,448.33 3,758.30 2,757.27 2,931.04 Closing Cash & Equivalent 1,437.49 619.40 822.19 1,329.15 1,365.72 2,801.80 1,908.34 4,269.41 3,758.30 2,757.27

Description Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15
Cash From Operating Activity -7,150.98 -19,632.00 -16,729.27 -17,140.27 -14,737.67 -21,538.47 -18,977.03 -14,273.19 -13,039.43 -14,345.37 PBT 6,064.37 3,560.77 2,787.25 3,365.13 3,282.18 3,391.75 2,781.98 2,867.64 2,575.06 2,119.31 Adjustment 2,447.00 1,571.87 1,469.16 986.03 -347.34 -173.97 1,053.78 1,333.22 972.35 421.50 Changes in Working Capital 176.83 223.21 -794.27 891.39 -6,311.26 2,118.85 -264.83 1,956.84 991.90 742.70 Cash after chg. in Working capital 8,688.20 5,355.85 3,462.14 5,242.55 -3,376.42 5,336.63 3,570.93 6,157.69 4,539.30 3,283.51 Interest Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Tax Paid -1,475.13 -1,053.83 -1,093.30 -632.79 -1,016.47 -1,065.91 -955.69 -1,026.53 -736.96 -586.22 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items -14,364.05 -23,934.02 -19,098.11 -21,750.03 -10,344.78 -25,809.19 -21,592.27 -19,404.36 -16,841.77 -17,042.65 Cash From Investing Activity 586.86 -799.67 -1,628.21 858.23 -1,851.41 -1,642.33 1,367.96 -277.67 -57.58 -57.69 Net Fixed Assets -134.37 -126.15 -63.43 -44.74 -164.00 -50.41 66.97 -5.41 -16.97 -16.10 Net Investments 699.38 -777.81 -1,562.99 860.76 -1,901.31 -1,622.89 -1,445.18 -250.15 -39.70 -37.83 Others 21.85 104.29 -1.79 42.21 213.90 30.97 2,746.17 -22.11 -0.91 -3.76 Cash from Financing Activity 7,345.57 20,248.69 17,850.27 16,244.62 15,155.53 24,068.29 18,074.35 15,072.10 14,097.54 14,231.64 Net Cash Inflow / Outflow 781.45 -182.98 -507.21 -37.42 -1,433.55 887.49 465.28 521.24 1,000.52 -171.42 Opening Cash & Equivalents 641.38 824.35 1,331.87 1,369.30 2,802.85 1,915.36 1,450.07 3,773.85 2,773.33 2,944.75 Closing Cash & Equivalent 1,422.82 641.38 824.35 1,331.87 1,369.30 2,802.85 1,915.35 4,295.09 3,773.85 2,773.33

Financial Ratios

Consolidated /

Standalone

Description Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15
Book Value (Rs.) 570.71 492.64 448.50 406.64 360.51 322.19 282.20 219.49 181.23 154.92 ROA 1.68% 1.09% 0.94% 1.21% 1.15% 1.31% 1.25% 1.37% 1.37% 1.33% ROE 16.29% 11.17% 10.12% 14.13% 13.94% 15.94% 15.82% 19.10% 19.58% 18.06% ROCE 8.80% 7.59% 7.11% 8.13% 9.11% 9.39% 9.37% 10.24% 10.58% 10.74% Fixed Asset Turnover 43.80 46.17 50.49 58.21 82.61 132.11 106.23 82.44 78.24 75.15 Receivable days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.53 2.27 2.35 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 0.00 0.00 47.10 75.09 60.63 34.51 31.67 30.95 Cash Conversion Cycle 0.00 0.00 0.00 0.00 -47.10 -75.09 -60.63 -31.98 -29.40 -28.61 Total Debt/Equity 8.04 9.03 9.07 10.13 10.52 10.50 10.20 11.41 12.13 12.35 Interest Cover 1.33 1.22 1.20 1.23 1.22 1.26 1.25 1.29 1.28 1.25

Description Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15
Book Value (Rs.) 572.20 494.18 449.93 408.23 361.93 323.61 283.59 221.05 182.59 156.14 ROA 1.68% 1.09% 0.94% 1.22% 1.15% 1.31% 1.25% 1.38% 1.37% 1.34% ROE 16.23% 11.13% 10.08% 14.11% 13.90% 15.89% 15.77% 19.07% 19.51% 18.07% ROCE 8.80% 7.57% 7.11% 8.14% 9.11% 9.40% 9.37% 10.25% 10.58% 10.75% Fixed Asset Turnover 42.07 42.79 45.82 51.56 71.31 106.06 93.06 78.03 72.84 69.54 Receivable days 0.07 0.07 0.15 0.27 0.31 0.27 1.54 2.59 2.34 2.45 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 0.00 0.00 41.13 64.08 50.59 30.64 29.05 30.18 Cash Conversion Cycle 0.07 0.07 0.15 0.27 -40.81 -63.81 -49.05 -28.05 -26.71 -27.73 Total Debt/Equity 8.02 9.00 9.03 10.09 10.47 10.45 10.15 11.32 12.04 12.25 Interest Cover 1.33 1.22 1.20 1.23 1.22 1.26 1.25 1.29 1.28 1.26

Top Investors:

kotak mahindra trustee co ltd a/c kotak special opportunities fund

mirae asset nifty500 multicap 50:25:25 etf

icici prudential value discovery fund

government pension fund global

bank muscat india fund

aditya birla sun life trustee private limited a/c aditya birla sun life psu equity fund

hdfc trustee company ltd. a/c hdfc balanced advantage fund

hdfc life insurance companylimited -shareholders solvency margin account

investor education and protection fund (iepf)

llp

Annual Reports:

News Update:

LIC Housing Finance reports 23% rise in Q3 consolidated net profit
1st Feb 2025, 14:55 PM

Total consolidated income of the company increased by 3.91% at Rs 7069.99 crore for Q3FY25
Read More
LIC Housing Finance - Quarterly Results
31st Jan 2025, 18:31 PM

Read More

LIC Housing Finance Ltd.

Finance - Housing

BSE: 500253 | NSE: LICHSGFIN

Stock Summary

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Earnings Forecasts:

Quarterly Results

Consolidated Figures in Rs. Crores /

Annual Results

Consolidated Figures in Rs. Crores /

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Cash Flow

Consolidated Figures in Rs. Crores /

Financial Ratios

Consolidated /

Top Investors:

Annual Reports:

News Update:

LIC Housing Finance Ltd.

Finance - Housing

BSE: 500253 | NSE: LICHSGFIN

Stock Summary

Shareholding Pattern

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Earnings Forecasts:

Quarterly Results

Consolidated Figures in Rs. Crores /

Annual Results

Consolidated Figures in Rs. Crores /

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Cash Flow

Consolidated Figures in Rs. Crores /

Financial Ratios

Consolidated /

Top Investors:

Annual Reports:

News Update: