Nifty
Sensex
:
:
15763.05
52586.84
-15.40 (-0.10%)
-66.23 (-0.13%)

Finance - Housing

Rating :
46/99

BSE: 500253 | NSE: LICHSGFIN

410.45
30-Jul-2021
  • Open
  • High
  • Low
  • Previous Close
  •  408.00
  •  417.35
  •  406.10
  •  414.90
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  7898855
  •  32458.17
  •  542.45
  •  255.40

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 20,718.94
  • 10.11
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 209,976.52
  • 2.07%
  • 1.00

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 40.31%
  • 0.86%
  • 10.54%
  • FII
  • DII
  • Others
  • 28.8%
  • 14.90%
  • 4.59%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 15.54
  • 9.61
  • 9.89

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 15.90
  • 9.03
  • 5.38

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 9.50
  • 7.59
  • 6.17

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 12.31
  • 11.46
  • 8.44

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 2.09
  • 1.88
  • 1.30

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 10.98
  • 11.12
  • 11.09

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Jun 21
Jun 20
Var%
Mar 21
Mar 20
Var%
Dec 20
Dec 19
Var%
Sep 20
Sep 19
Var%
Net Sales
4,864.57
5,011.50
-2.93%
4,981.84
4,935.20
0.95%
4,911.03
5,005.26
-1.88%
4,977.34
4,980.06
-0.05%
Expenses
1,111.31
187.26
493.46%
1,212.76
291.77
315.66%
348.37
527.81
-34.00%
263.85
413.46
-36.18%
EBITDA
3,753.26
4,824.24
-22.20%
3,769.08
4,643.43
-18.83%
4,562.66
4,477.45
1.90%
4,713.49
4,566.60
3.22%
EBIDTM
77.16%
96.26%
75.66%
94.09%
92.91%
89.45%
94.70%
91.70%
Other Income
2.65
-25.49
-
-1.93
-31.66
-
15.62
0.76
1,955.26%
10.30
0.74
1,291.89%
Interest
3,549.14
3,763.91
-5.71%
3,392.20
3,763.73
-9.87%
3,594.41
3,713.81
-3.22%
3,699.86
3,701.59
-0.05%
Depreciation
13.00
13.07
-0.54%
12.48
15.11
-17.41%
13.79
13.04
5.75%
13.13
12.47
5.29%
PBT
193.77
1,021.77
-81.04%
362.47
832.93
-56.48%
970.08
751.36
29.11%
1,010.80
853.28
18.46%
Tax
42.70
197.69
-78.40%
-22.46
408.62
-
248.97
149.11
66.97%
221.13
85.33
159.15%
PAT
151.07
824.08
-81.67%
384.93
424.31
-9.28%
721.11
602.25
19.74%
789.67
767.95
2.83%
PATM
3.11%
16.44%
7.73%
8.60%
14.68%
12.03%
15.87%
15.42%
EPS
3.00
16.31
-81.61%
7.62
8.41
-9.39%
14.25
11.93
19.45%
15.72
15.22
3.29%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Net Sales
19,734.78
19,736.66
17,395.38
14,874.87
14,072.06
12,474.64
10,751.29
9,271.81
7,697.63
6,172.32
4,656.97
Net Sales Growth
-0.99%
13.46%
16.94%
5.70%
12.81%
16.03%
15.96%
20.45%
24.71%
32.54%
 
Cost Of Goods Sold
1.08
4.69
4.18
7.18
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
19,733.70
19,731.97
17,391.20
14,867.69
14,072.06
12,474.64
10,751.29
9,271.81
7,697.63
6,172.32
4,656.97
GP Margin
99.99%
99.98%
99.98%
99.95%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
2,936.29
1,626.36
1,103.75
940.45
1,024.53
718.10
501.55
420.22
470.60
450.11
516.62
Power & Fuel Cost
-
5.70
5.69
5.59
5.77
5.35
5.31
4.78
4.37
3.59
3.40
% Of Sales
-
0.03%
0.03%
0.04%
0.04%
0.04%
0.05%
0.05%
0.06%
0.06%
0.07%
Employee Cost
-
327.62
274.58
245.10
266.23
164.50
139.09
112.69
98.16
81.33
75.01
% Of Sales
-
1.66%
1.58%
1.65%
1.89%
1.32%
1.29%
1.22%
1.28%
1.32%
1.61%
Manufacturing Exp.
-
78.32
66.05
106.92
244.17
219.36
169.75
168.73
179.53
138.34
106.82
% Of Sales
-
0.40%
0.38%
0.72%
1.74%
1.76%
1.58%
1.82%
2.33%
2.24%
2.29%
General & Admin Exp.
-
100.74
104.25
76.84
142.05
125.95
120.34
108.05
77.25
64.64
59.60
% Of Sales
-
0.51%
0.60%
0.52%
1.01%
1.01%
1.12%
1.17%
1.00%
1.05%
1.28%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
1,114.99
654.69
504.41
372.07
208.28
72.38
30.75
115.67
165.80
0.00
% Of Sales
-
5.65%
3.76%
3.39%
2.64%
1.67%
0.67%
0.33%
1.50%
2.69%
5.91%
EBITDA
16,798.49
18,110.30
16,291.63
13,934.42
13,047.53
11,756.54
10,249.74
8,851.59
7,227.03
5,722.21
4,140.35
EBITDA Margin
85.12%
91.76%
93.65%
93.68%
92.72%
94.24%
95.33%
95.47%
93.89%
92.71%
88.91%
Other Income
26.64
4.97
3.08
1.59
166.76
135.17
189.44
164.44
123.31
111.58
253.71
Interest
14,235.61
14,781.98
12,891.04
11,143.82
10,231.41
9,306.64
8,310.22
7,174.36
5,924.59
4,591.06
3,097.71
Depreciation
52.40
51.11
11.92
10.21
9.70
10.01
9.65
7.80
7.71
7.59
6.41
PBT
2,537.12
3,282.18
3,391.75
2,781.98
2,973.18
2,575.06
2,119.31
1,833.86
1,418.04
1,235.13
1,289.94
Tax
490.34
878.52
957.38
773.82
1,031.35
907.44
721.79
512.44
364.04
318.80
320.65
Tax Rate
19.33%
26.77%
28.23%
27.82%
34.69%
35.24%
34.06%
27.94%
25.67%
25.81%
24.86%
PAT
2,046.78
2,403.26
2,433.95
2,007.94
1,941.81
1,667.32
1,397.22
1,321.08
1,053.33
916.50
969.64
PAT before Minority Interest
2,046.37
2,403.66
2,434.37
2,008.16
1,941.82
1,667.61
1,397.52
1,321.41
1,054.00
916.33
969.29
Minority Interest
-0.41
-0.40
-0.42
-0.22
-0.01
-0.29
-0.30
-0.33
-0.67
0.17
0.35
PAT Margin
10.37%
12.18%
13.99%
13.50%
13.80%
13.37%
13.00%
14.25%
13.68%
14.85%
20.82%
PAT Growth
-21.84%
-1.26%
21.22%
3.41%
16.46%
19.33%
5.76%
25.42%
14.93%
-5.48%
 
EPS
40.55
47.62
48.23
39.78
38.47
33.04
27.68
26.18
20.87
18.16
19.21

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Shareholder's Funds
18,264.87
16,330.82
14,311.19
11,155.85
9,214.57
7,880.06
7,585.88
6,533.37
5,710.21
4,191.65
Share Capital
100.99
100.99
100.99
101.00
101.00
101.00
101.00
101.00
101.00
95.00
Total Reserves
18,163.88
16,229.83
14,210.20
11,054.85
9,113.58
7,779.06
7,484.88
6,432.37
5,609.21
4,096.65
Non-Current Liabilities
155,116.15
148,043.62
132,661.35
106,843.53
93,150.15
82,216.08
68,305.68
56,761.96
46,549.95
37,546.23
Secured Loans
153,458.55
145,065.47
129,388.05
98,200.63
85,924.55
76,655.85
64,170.02
52,725.35
42,914.54
33,878.65
Unsecured Loans
1,500.00
2,000.00
2,500.00
5,538.26
4,733.59
3,862.70
3,542.31
3,542.58
3,196.75
3,335.33
Long Term Provisions
148.62
118.54
122.32
997.76
806.70
696.99
706.31
687.72
623.15
467.97
Current Liabilities
43,010.00
35,769.08
23,804.12
32,996.02
28,220.84
22,532.61
19,712.71
17,102.20
13,363.42
10,662.14
Trade Payables
30.63
74.90
52.63
51.44
36.94
26.68
26.92
23.55
15.01
17.51
Other Current Liabilities
6,643.42
12,102.51
10,331.17
25,212.12
22,280.98
19,432.75
15,577.03
14,337.23
11,302.74
9,670.93
Short Term Borrowings
36,335.95
23,591.67
13,420.32
7,587.22
5,440.44
2,698.01
3,738.11
2,437.24
1,758.62
731.78
Short Term Provisions
0.00
0.00
0.00
145.24
462.48
375.17
370.64
304.18
287.05
241.92
Total Liabilities
216,393.46
200,145.71
170,778.54
150,997.04
130,587.19
112,630.25
95,605.36
80,398.29
65,623.66
52,400.07
Net Block
294.43
168.08
129.46
102.37
102.40
90.17
86.36
73.20
73.60
45.14
Gross Block
363.39
189.26
138.76
180.91
179.79
162.72
146.50
126.98
120.27
84.67
Accumulated Depreciation
68.96
21.18
9.30
78.54
77.39
72.55
60.14
53.79
46.67
39.53
Non Current Assets
210,588.76
194,710.06
167,541.87
136,326.00
118,159.66
102,265.03
86,319.80
73,675.49
58,341.58
46,863.16
Capital Work in Progress
2.92
2.19
2.74
5.06
0.25
0.25
0.25
0.25
0.68
3.47
Non Current Investment
1,889.28
1,323.19
994.49
519.19
263.67
228.59
192.16
180.36
171.72
173.49
Long Term Loans & Adv.
453.97
244.93
272.59
213.58
136.08
121.15
146.25
172.03
164.04
129.40
Other Non Current Assets
33.32
25.70
13.44
71.59
5.33
0.30
12.83
1.55
0.01
0.14
Current Assets
5,804.70
5,435.65
3,236.67
14,671.02
12,427.52
10,365.22
9,285.53
6,722.74
7,282.01
5,536.80
Current Investments
3,595.45
2,294.15
1,013.74
18.20
16.71
12.84
1.92
14.62
0.03
0.04
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.25
0.12
0.00
Sundry Debtors
21.80
11.99
13.50
112.19
87.66
72.51
71.81
64.16
73.92
44.96
Cash & Bank
2,036.92
3,053.13
2,143.01
4,522.54
3,987.13
2,992.91
3,074.22
1,523.46
1,646.45
586.54
Other Current Assets
150.53
68.40
56.34
880.20
8,336.03
7,286.95
6,137.58
5,120.25
5,561.49
4,905.27
Short Term Loans & Adv.
24.00
7.98
10.08
9,137.89
7,538.97
6,570.39
5,480.55
4,575.05
5,159.52
4,599.47
Net Current Assets
-37,205.30
-30,333.43
-20,567.45
-18,324.99
-15,793.31
-12,167.39
-10,427.18
-10,379.46
-6,081.41
-5,125.34
Total Assets
216,393.46
200,145.71
170,778.54
150,997.02
130,587.18
112,630.25
95,605.35
80,398.28
65,623.67
52,400.06

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Cash From Operating Activity
-14,737.67
-21,538.47
-18,977.03
-14,273.19
-13,039.43
-14,345.37
-11,522.84
-12,578.11
-11,620.73
-10,477.79
PBT
3,282.18
3,391.75
2,781.98
2,867.64
2,575.06
2,119.31
1,833.86
1,418.04
1,235.13
1,289.94
Adjustment
-347.34
-173.97
1,053.78
1,333.22
972.35
421.50
558.51
562.69
156.31
72.98
Changes in Working Capital
-6,311.26
2,118.85
-264.83
1,956.84
991.90
742.70
136.01
590.56
-660.79
1,560.29
Cash after chg. in Working capital
-3,376.42
5,336.63
3,570.93
6,157.69
4,539.30
3,283.51
2,528.38
2,571.29
730.65
2,923.21
Interest Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
-1,016.47
-1,065.91
-955.69
-1,026.53
-736.96
-586.22
-526.33
-388.03
-365.85
-398.61
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
-10,344.78
-25,809.19
-21,592.27
-19,404.36
-16,841.77
-17,042.65
-13,524.90
-14,761.38
-11,985.53
-13,002.39
Cash From Investing Activity
-1,851.41
-1,642.33
1,367.96
-277.67
-57.58
-57.69
-1.52
-26.81
-21.35
129.08
Net Fixed Assets
-163.08
-50.41
66.97
-5.41
-16.97
-16.10
-19.42
-7.10
-35.34
-4.36
Net Investments
-1,901.31
-1,622.89
-1,445.18
-250.15
-39.70
-37.83
-14.68
-20.61
0.88
1,223.80
Others
212.98
30.97
2,746.17
-22.11
-0.91
-3.76
32.58
0.90
13.11
-1,090.36
Cash from Financing Activity
15,155.53
24,068.29
18,074.35
15,072.10
14,097.54
14,231.64
13,048.20
12,466.77
11,541.66
10,238.03
Net Cash Inflow / Outflow
-1,433.55
887.49
465.28
521.24
1,000.52
-171.42
1,523.84
-138.16
-100.42
-110.68
Opening Cash & Equivalents
2,802.85
1,915.36
1,450.07
3,773.85
2,773.33
2,944.75
1,420.91
1,559.07
1,659.49
677.58
Closing Cash & Equivalent
1,369.30
2,802.85
1,915.35
4,295.09
3,773.85
2,773.33
2,944.75
1,420.91
1,559.07
566.90

Financial Ratios

Consolidated /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Book Value (Rs.)
361.93
323.61
283.59
221.05
182.59
156.14
150.31
129.46
113.15
88.30
ROA
1.15%
1.31%
1.25%
1.38%
1.37%
1.34%
1.50%
1.44%
1.55%
2.09%
ROE
13.90%
15.89%
15.77%
19.07%
19.51%
18.07%
18.72%
17.22%
18.51%
25.39%
ROCE
9.11%
9.40%
9.37%
10.25%
10.58%
10.75%
10.92%
10.71%
10.48%
10.02%
Fixed Asset Turnover
71.43
106.06
93.06
78.03
72.84
69.54
67.80
62.26
60.24
57.14
Receivable days
0.31
0.27
1.54
2.59
2.34
2.45
2.68
3.27
3.51
1.81
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.01
0.01
0.00
Payable days
41.13
64.08
50.59
30.64
29.05
30.18
31.30
24.26
25.68
101.15
Cash Conversion Cycle
-40.81
-63.81
-49.05
-28.05
-26.71
-27.73
-28.62
-20.98
-22.16
-99.34
Total Debt/Equity
10.47
10.45
10.15
11.32
12.04
12.25
10.81
10.53
9.82
10.77
Interest Cover
1.22
1.26
1.25
1.29
1.28
1.26
1.26
1.24
1.27
1.42

News Update:


  • LIC Housing Finance reports 82% fall in Q1 consolidated net profit
    29th Jul 2021, 15:48 PM

    Total income of the company decreased by 1.39% at Rs 4867.22 crore for Q1FY22

    Read More
  • LIC Housing Finance approaches SAT to settle issue on preference shares with stock exchanges
    20th Jul 2021, 13:19 PM

    The company has been asked to explain how it arrived at the decision to fix the issue price for the preference shares

    Read More
  • LIC Housing Finance reports 9% fall in Q4 consolidated net profit
    16th Jun 2021, 10:58 AM

    Total income of the company increased by 1.55% at Rs 4979.91 crore for Q4FY21

    Read More
  • LIC Housing Finance’s parent organization hikes stake in Union Bank of India
    22nd May 2021, 10:43 AM

    It has now increased to 5.06%

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