Nifty
:
26027.30
Sensex
:
85213.36
-19.65 (-0.08%)
-54.30 (-0.06%)
Nifty
Sensex
:
:
26027.30
85213.36
-19.65 (-0.08%)
-54.30 (-0.06%)

Life Insurance Corporation of India

Insurance

Rating :
60/99

BSE: 543526 | NSE: LICI

NSE BSE
856.90
15-Dec-2025
  • Open
  • High
  • Low
  • Previous Close
  •  864
  •  866.15
  •  855.5
  •  867.60
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  760013
  •  652288185.7
  •  980
  •  715.3

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 5,42,242.05
  • 10.74
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 11,53,796.53
  • 1.40%
  • 3.87

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 96.50%
  • 0.22%
  • 1.67%
  • FII
  • DII
  • Others
  • 0.13%
  • 1.25%
  • 0.23%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • 74.64
  • 10.31

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • 12.40

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • 7.43

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • 63.39

Earnings Forecasts:

(Updated: 13-12-2025)
Description
2024
2025
2026
2027
Adj EPS
83.48
75.93
84.7
92.23
P/E Ratio
10.26
11.29
10.12
9.29
Revenue
889982
943363
1.02329e+006
707355
EBITDA
56201.1
48638.4
54155.2
60552.8
Net Income
52798.3
49374.3
54992
60643.3
ROA
0.96
0.79
0.81
0.82
P/B Ratio
4.26
3.24
2.57
2.10
ROE
50.29
34.37
29.01
25.47
FCFF
305186
FCFF Yield
64.43
Net Debt
-69884.7
-56128.6
-54511.5
-57904.2
BVPS
201.15
264.26
333.44
409.02

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 25
Sep 24
Var%
Jun 25
Jun 24
Var%
Mar 25
Mar 24
Var%
Dec 24
Dec 23
Var%
Net Sales
1,26,930.04
1,20,325.66
5.49%
1,19,618.41
1,14,230.24
4.72%
1,47,917.19
1,52,767.26
-3.17%
1,07,302.30
1,17,431.94
-8.63%
Expenses
2,32,026.92
2,24,532.18
3.34%
2,14,194.18
2,02,144.84
5.96%
2,23,042.96
2,38,409.86
-6.45%
1,92,356.36
2,04,744.83
-6.05%
EBITDA
-1,05,096.88
-1,04,206.52
-
-94,575.77
-87,914.60
-
-75,125.77
-85,642.60
-
-85,054.06
-87,312.89
-
EBIDTM
-82.80%
-86.60%
-79.06%
-76.96%
-50.79%
-56.06%
-79.27%
-74.35%
Other Income
1,15,638.56
1,11,600.75
3.62%
1,05,832.61
98,722.91
7.20%
96,171.14
1,00,198.05
-4.02%
97,267.04
96,828.21
0.45%
Interest
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Depreciation
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
PBT
10,541.68
7,394.23
42.57%
11,256.84
10,808.31
4.15%
21,045.37
14,555.45
44.59%
12,212.98
9,515.32
28.35%
Tax
1,525.13
1,145.20
33.18%
1,644.99
1,629.21
0.97%
3,429.07
2,031.28
68.81%
1,743.17
1,423.71
22.44%
PAT
9,016.55
6,249.03
44.29%
9,611.85
9,179.10
4.71%
17,616.30
12,524.17
40.66%
10,469.81
8,091.61
29.39%
PATM
7.10%
5.19%
8.04%
8.04%
11.91%
8.20%
9.76%
6.89%
EPS
15.97
12.22
30.69%
17.32
16.67
3.90%
30.10
21.79
38.14%
17.41
14.97
16.30%

Annual Results

Standalone Figures in Rs. Crores /

Consolidated
Description
TTM
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Net Sales
5,01,767.94
0.00
0.00
0.00
0.00
0.00
Net Sales Growth
-0.59%
0
0
0
0
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
5,01,767.94
0.00
0.00
0.00
0.00
0.00
GP Margin
100.00%
0
0
0
0
0
Total Expenditure
8,61,620.42
0.00
0.00
0.00
0.00
0.00
Power & Fuel Cost
-
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0
0
0
0
0
Employee Cost
-
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0
0
0
0
0
Manufacturing Exp.
-
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0
0
0
0
0
General & Admin Exp.
-
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0
0
0
0
0
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0
0
0
0
0
Miscellaneous Exp.
-
743.43
334.85
53.86
27.38
22.00
% Of Sales
-
0
0
0
0
0
EBITDA
-3,59,852.48
0.00
0.00
0.00
0.00
0.00
EBITDA Margin
-71.72%
0
0
0
0
0
Other Income
4,14,909.35
172.55
151.68
130.98
110.63
25.28
Interest
0.00
0.00
0.00
0.00
0.00
0.00
Depreciation
0.00
0.00
0.00
0.00
0.00
0.00
PBT
55,056.87
0.00
0.00
0.00
0.00
0.00
Tax
8,342.36
30.28
140.75
84.29
39.87
8.57
Tax Rate
15.15%
0.00%
0.00%
0.00%
0.00%
0.00%
PAT
46,714.51
48,320.33
40,915.85
35,996.65
4,124.71
2,974.14
PAT before Minority Interest
46,692.25
48,320.33
40,915.85
35,996.65
4,124.71
2,974.14
Minority Interest
-22.26
0.00
0.00
0.00
0.00
0.00
PAT Margin
9.31%
0
0
0
0
0
PAT Growth
29.60%
18.10%
13.67%
772.71%
38.69%
 
EPS
73.86
76.40
64.69
56.91
6.52
4.70

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Shareholder's Funds
1,27,808.79
83,091.76
46,544.94
0.00
0.00
Share Capital
6,325.00
6,325.00
6,325.00
6,325.00
100.00
Total Reserves
1,21,483.79
76,766.76
40,219.94
5,039.73
6,804.75
Non-Current Liabilities
0.27
0.30
0.00
0.00
0.00
Secured Loans
0.00
0.00
0.00
1.29
3.67
Unsecured Loans
0.00
0.00
0.00
0.00
0.00
Long Term Provisions
0.00
0.00
0.00
0.00
0.00
Current Liabilities
0.00
0.00
0.00
0.00
0.00
Trade Payables
0.00
0.00
0.00
0.00
0.00
Other Current Liabilities
34,033.13
48,848.84
44,678.28
0.00
0.00
Short Term Borrowings
0.00
0.00
0.00
0.00
0.00
Short Term Provisions
14,946.08
14,946.14
14,946.22
14,948.07
14,948.28
Total Liabilities
1,27,809.06
83,092.06
46,544.94
0.00
0.00
Net Block
4,157.26
3,672.25
3,505.27
3,371.93
3,325.71
Gross Block
8,966.74
8,142.27
7,696.30
7,285.74
6,879.40
Accumulated Depreciation
4,809.48
4,470.02
4,191.03
3,913.81
3,553.70
Non Current Assets
4,483.18
4,074.77
3,836.73
0.00
0.00
Capital Work in Progress
325.92
402.52
331.46
198.75
148.32
Non Current Investment
0.00
0.00
0.00
0.00
0.00
Long Term Loans & Adv.
0.00
0.00
0.00
0.00
0.00
Other Non Current Assets
0.00
0.00
0.00
0.00
0.00
Current Assets
0.00
0.00
0.00
0.00
0.00
Current Investments
0.00
0.00
0.00
0.00
0.00
Inventories
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
0.00
0.00
0.00
0.00
0.00
Cash & Bank
69,884.66
41,824.47
45,498.60
44,724.34
36,078.32
Other Current Assets
1,28,469.74
1,34,292.07
1,28,461.92
0.00
0.00
Short Term Loans & Adv.
0.00
0.00
0.00
0.00
0.00
Net Current Assets
0.00
0.00
0.00
0.00
0.00
Total Assets
4,483.18
4,074.77
3,836.73
0.00
0.00

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Cash From Operating Activity
-9,144.77
26,547.94
54,518.51
-3,782.54
80,602.04
PBT
0.00
0.00
0.00
0.00
0.00
Adjustment
-6,716.05
23,615.95
50,964.87
5,611.80
53,303.26
Changes in Working Capital
-163.40
-347.42
170.38
713.93
18,536.06
Cash after chg. in Working capital
-6,879.45
23,268.53
51,135.25
6,325.73
71,839.32
Interest Paid
0.00
0.00
0.00
0.00
0.00
Tax Paid
-2,265.32
3,279.41
3,383.26
-10,108.27
8,762.72
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
40,423.43
-25,826.31
-54,471.53
12,098.80
1,48,792.31
Net Fixed Assets
-740.32
-514.48
-543.53
-457.12
Net Investments
0.00
0.00
0.00
0.00
Others
41,163.75
-25,311.83
-53,928.00
12,555.92
Cash from Financing Activity
-3,794.28
-4,427.20
-948.59
0.00
-2,56,125.47
Net Cash Inflow / Outflow
27,484.38
-3,705.57
-901.61
8,316.26
-26,731.12
Opening Cash & Equivalents
42,013.83
45,588.14
44,866.05
36,117.68
63,194.34
Closing Cash & Equivalent
69,906.48
42,013.83
45,588.14
44,866.05
36,117.68

Financial Ratios

Standalone /

Consolidated
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Book Value (Rs.)
202.07
131.37
73.59
17.96
10.91
ROA
0.89%
0.84%
0.83%
0.10%
0.08%
ROE
45.82%
63.13%
124.33%
45.16%
74.46%
ROCE
45.85%
63.34%
124.62%
45.59%
2.28%
Fixed Asset Turnover
57.25
60.21
63.54
60.64
30.80
Receivable days
0.00
0.00
0.00
0.00
0.00
Inventory Days
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
0.00
0.00
0.00
0.00
Cash Conversion Cycle
0.00
0.00
0.00
0.00
0.00
Total Debt/Equity
0.00
0.00
0.00
0.00
0.00
Interest Cover
0.00
0.00
0.00
0.00
0.00

Annual Reports:

FY 2025
FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016
FY 2015

News Update:


  • LIC launches two new products
    2nd Dec 2025, 16:59 PM

    Both products will cater to Domestic market and will be available for sale with effect from December 3, 2025

    Read More
  • Life Insurance Corp - Quarterly Results
    7th Nov 2025, 00:00 AM

    Read More
  • LIC launches two new products
    14th Oct 2025, 14:52 PM

    Both products will cater to Domestic market and will be available for sale with effect from October 15, 2025

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.