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Poonawalla Fincorp Ltd.

Finance - NBFC

Rating :
66/99

BSE: 524000 | NSE: POONAWALLA

NSE BSE
441.50
29-Oct-2026
  • Open
  • High
  • Low
  • Previous Close
  •  400
  •  450.8
  •  398.1
  •  403.25
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  21236896
  •  9256345114.05
  •  511.9
  •  361.2

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 38,931.40
  • 32.63
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 79,340.85
  • N/A
  • 2.58

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 59.01%
  • 2.44%
  • 8.61%
  • FII
  • DII
  • Others
  • 11.64%
  • 16.00%
  • 2.30%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 10.45
  • 34.55
  • 29.74

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 11.82
  • 54.56
  • 15.29

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 38.78
  • 12.72
  • -31.03

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 20.29
  • 38.32
  • 35.09

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 2.62
  • 3.62
  • 3.65

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 25.85
  • 31.25
  • 25.43

Earnings Forecasts:

(Updated: 24-10-2026)
Description
2026
2027
2028
2029
Adj EPS
6.84
16.78
24.26
33.89
P/E Ratio
64.55
26.31
18.20
13.03
Revenue
6790.18
6425.96
8054.66
11977.3
EBITDA
3578.95
3664.6
5349.6
-
Net Income
541.81
1467.45
2198.08
3177.97
ROA
1.14
1.97
2.08
2.22
P/B Ratio
3.48
2.69
2.25
1.88
ROE
5.88
11.65
13.35
15.64
FCFF
2598.9
-
-
-
FCFF Yield
3.01
-
-
-
Net Debt
48142.1
-
-
-
BVPS
126.69
164.03
196.13
235.29

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 26
Sep 25
Var%
Jun 26
Jun 25
Var%
Mar 26
Mar 25
Var%
Dec 25
Dec 24
Var%
Net Sales
2,624.50
1,542.30
70.17%
2,330.22
1,313.97
77.34%
2,115.49
1,166.27
81.39%
1,818.42
1,057.03
72.03%
Expenses
1,053.59
783.60
34.46%
973.61
662.44
46.97%
909.73
615.19
47.88%
855.46
631.70
35.42%
EBITDA
1,570.91
758.70
107.05%
1,356.61
651.53
108.22%
1,205.76
551.08
118.80%
962.96
425.33
126.40%
EBIDTM
59.86%
49.19%
58.22%
49.58%
57.00%
47.25%
52.96%
40.24%
Other Income
0.34
0.47
-27.66%
6.70
0.04
16,650.00%
4.90
7.04
-30.40%
0.06
0.14
-57.14%
Interest
1,035.45
637.81
62.34%
921.65
546.09
68.77%
844.06
458.38
84.14%
738.71
385.02
91.86%
Depreciation
34.50
22.47
53.54%
30.40
22.04
37.93%
25.53
19.52
30.79%
24.10
15.27
57.83%
PBT
501.30
98.89
406.93%
411.26
83.44
392.88%
341.07
80.22
325.17%
200.21
25.18
695.12%
Tax
126.45
24.69
412.15%
103.55
20.84
396.88%
86.28
17.89
382.28%
49.99
6.45
675.04%
PAT
374.85
74.20
405.19%
307.71
62.60
391.55%
254.79
62.33
308.78%
150.22
18.73
702.03%
PATM
14.28%
4.81%
13.21%
4.76%
12.04%
5.34%
8.26%
1.77%
EPS
4.26
0.92
363.04%
3.51
0.81
333.33%
3.15
0.81
288.89%
1.86
0.24
675.00%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Net Sales
8,888.63
6,790.18
4,189.76
3,109.01
1,938.58
1,540.01
2,318.90
2,513.43
2,457.22
2,290.96
2,512.65
Net Sales Growth
74.99%
62.07%
34.76%
60.38%
25.88%
-33.59%
-7.74%
2.29%
7.26%
-8.82%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
8,888.63
6,790.18
4,189.76
3,109.01
1,938.58
1,540.01
2,318.90
2,513.43
2,457.22
2,290.96
2,512.65
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
3,792.39
3,218.65
2,778.05
1,355.72
1,047.42
1,135.11
1,950.02
1,122.00
1,026.92
873.17
1,343.96
Power & Fuel Cost
-
8.59
6.82
5.89
7.03
3.75
4.61
7.37
8.59
7.17
6.96
% Of Sales
-
0.13%
0.16%
0.19%
0.36%
0.24%
0.20%
0.29%
0.35%
0.31%
0.28%
Employee Cost
-
1,017.54
636.22
444.42
514.80
409.86
381.53
447.91
436.64
368.03
293.32
% Of Sales
-
14.99%
15.19%
14.29%
26.56%
26.61%
16.45%
17.82%
17.77%
16.06%
11.67%
Manufacturing Exp.
-
562.22
328.04
166.57
108.04
59.34
38.56
54.09
73.56
69.41
219.00
% Of Sales
-
8.28%
7.83%
5.36%
5.57%
3.85%
1.66%
2.15%
2.99%
3.03%
8.72%
General & Admin Exp.
-
347.74
211.35
118.29
104.91
80.77
61.06
103.49
102.92
92.97
85.92
% Of Sales
-
5.12%
5.04%
3.80%
5.41%
5.24%
2.63%
4.12%
4.19%
4.06%
3.42%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
1,291.15
1,602.44
626.44
319.67
585.14
1,468.87
516.51
413.81
342.76
0.00
% Of Sales
-
19.01%
38.25%
20.15%
16.49%
38.00%
63.34%
20.55%
16.84%
14.96%
29.68%
EBITDA
5,096.24
3,571.53
1,411.71
1,753.29
891.16
404.90
368.88
1,391.43
1,430.30
1,417.79
1,168.69
EBITDA Margin
57.33%
52.60%
33.69%
56.39%
45.97%
26.29%
15.91%
55.36%
58.21%
61.89%
46.51%
Other Income
12.00
12.89
33.08
573.97
509.14
542.25
33.58
59.96
184.09
37.90
57.91
Interest
3,539.87
2,766.67
1,515.09
950.30
595.28
508.64
1,100.45
1,293.82
1,122.23
1,117.49
1,131.30
Depreciation
114.53
94.14
65.10
59.31
61.41
49.49
56.25
74.79
50.46
49.22
48.50
PBT
1,453.84
723.61
-135.40
1,317.65
743.61
389.02
-754.25
82.78
441.70
288.98
46.79
Tax
366.27
181.80
-37.06
482.66
181.19
92.49
-189.80
54.72
138.35
53.96
34.06
Tax Rate
25.19%
25.12%
27.37%
22.62%
24.13%
23.78%
25.16%
66.10%
31.32%
18.67%
72.79%
PAT
1,087.57
541.81
-98.34
1,651.51
568.76
297.74
-558.96
27.05
304.01
236.89
20.45
PAT before Minority Interest
1,087.57
541.81
-98.34
1,651.51
569.81
298.03
-558.96
27.05
304.01
236.89
12.73
Minority Interest
0.00
0.00
0.00
0.00
-1.05
-0.29
0.00
0.00
0.00
0.00
7.72
PAT Margin
12.24%
7.98%
-2.35%
53.12%
29.34%
19.33%
-24.10%
1.08%
12.37%
10.34%
0.81%
PAT Growth
399.21%
-
-
190.37%
91.03%
-
-
-91.10%
28.33%
1,058.39%
 
EPS
12.35
6.15
-1.12
18.75
6.46
3.38
-6.35
0.31
3.45
2.69
0.23

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Shareholder's Funds
10,348.24
8,174.66
8,167.08
6,861.40
6,055.95
2,194.30
2,748.00
2,743.89
1,972.02
2,172.13
Share Capital
161.59
154.58
154.11
153.59
152.98
53.92
53.90
53.86
47.41
47.39
Total Reserves
10,007.35
7,888.87
7,949.44
6,589.09
5,880.22
2,123.22
2,681.06
2,678.16
1,921.01
2,122.37
Non-Current Liabilities
30,883.50
11,922.86
7,097.29
7,206.15
6,811.67
4,966.87
4,754.63
3,816.58
3,432.05
3,315.43
Secured Loans
30,365.40
11,802.07
6,874.07
6,879.96
6,407.82
4,404.68
3,966.61
2,916.19
2,619.46
2,095.77
Unsecured Loans
264.88
126.03
236.91
365.27
588.39
833.44
856.24
1,013.30
1,022.24
1,013.52
Long Term Provisions
17.89
11.16
7.87
8.60
12.49
22.91
25.60
24.67
28.62
225.88
Current Liabilities
18,967.12
14,641.66
8,659.11
4,331.42
3,375.78
5,756.84
7,643.27
10,091.23
9,252.00
8,080.73
Trade Payables
4.88
3.93
1.24
2.02
15.13
94.09
25.06
369.66
322.38
218.90
Other Current Liabilities
1,491.88
683.53
688.05
455.05
448.03
467.82
453.69
517.95
444.45
2,292.57
Short Term Borrowings
17,468.02
13,952.45
7,969.15
3,874.35
2,912.62
5,194.93
7,164.52
9,203.62
8,484.96
5,480.23
Short Term Provisions
2.34
1.75
0.67
0.00
0.00
0.00
0.00
0.00
0.22
89.04
Total Liabilities
60,198.86
34,739.18
23,923.48
18,410.74
16,245.68
12,918.01
15,145.90
16,651.70
14,656.07
13,602.49
Net Block
420.22
243.73
194.13
221.43
214.21
195.72
241.84
199.14
206.59
277.72
Gross Block
631.92
382.91
299.06
363.97
328.29
326.21
337.62
259.72
234.86
497.25
Accumulated Depreciation
211.70
139.18
104.93
142.54
114.08
130.48
95.79
60.58
28.27
219.53
Non Current Assets
57,144.79
33,323.15
22,719.41
15,811.37
15,195.65
11,838.62
14,055.86
15,469.94
14,025.29
8,878.48
Capital Work in Progress
7.01
10.43
0.26
4.56
0.46
0.18
6.62
3.85
1.08
7.53
Non Current Investment
34.34
99.48
224.28
241.77
0.00
177.37
150.60
141.15
140.26
472.93
Long Term Loans & Adv.
158.27
144.73
172.34
123.33
125.56
100.97
109.62
117.72
105.36
98.31
Other Non Current Assets
573.39
129.75
81.92
1.67
4.64
3.07
0.74
1.45
1.58
197.62
Current Assets
3,003.37
1,365.33
1,153.37
1,340.09
867.41
1,075.75
1,090.04
1,181.75
630.78
4,724.00
Current Investments
2,456.12
1,156.87
654.05
268.37
0.00
0.00
0.00
0.00
0.00
73.56
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
38.48
18.39
22.39
18.64
10.18
10.17
7.99
8.68
2.16
6.75
Cash & Bank
293.58
32.27
268.50
657.43
596.97
774.69
708.28
956.85
406.70
353.31
Other Current Assets
215.19
119.27
201.41
85.70
260.26
290.90
373.77
216.22
221.92
4,290.38
Short Term Loans & Adv.
46.66
38.53
7.02
309.95
146.78
190.30
128.53
43.85
42.18
4,159.60
Net Current Assets
-15,963.75
-13,276.33
-7,505.74
-2,991.33
-2,508.37
-4,681.09
-6,553.23
-8,909.47
-8,621.23
-3,356.73
Total Assets
60,148.16
34,688.48
23,872.78
17,151.46
16,063.06
12,914.37
15,145.90
16,651.69
14,656.07
13,602.48

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Cash From Operating Activity
-21,785.59
-10,569.43
-7,556.49
-5,063.87
-2,873.22
1,644.30
998.24
-923.27
389.52
0.00
PBT
723.61
-135.40
2,176.24
905.19
491.68
-748.77
81.78
441.70
288.98
0.00
Adjustment
1,183.94
1,614.25
-702.18
14.92
151.37
1,496.24
559.53
304.49
355.06
0.00
Changes in Working Capital
-23,643.86
-12,078.43
-8,367.00
-5,929.22
-3,464.82
901.21
345.63
-1,627.66
-150.90
0.00
Cash after chg. in Working capital
-21,736.31
-10,599.58
-6,892.94
-5,009.11
-2,821.77
1,648.68
986.94
-881.47
493.14
0.00
Interest Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
-49.28
30.15
-663.55
-54.76
-51.45
-4.38
11.29
-41.80
-103.62
0.00
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-1,340.32
-481.91
2,969.35
-283.12
-32.85
81.35
-280.70
-97.85
-35.62
0.00
Net Fixed Assets
-245.59
-94.02
54.91
-44.01
-9.69
21.07
-74.47
-26.95
213.54
-44.38
Net Investments
-1,234.11
-378.02
-368.19
309.57
-390.79
-26.50
-100.00
3.15
274.64
-122.06
Others
139.38
-9.87
3,282.63
-548.68
367.63
86.78
-106.23
-74.05
-523.80
166.44
Cash from Financing Activity
23,387.26
10,820.81
4,330.67
5,748.47
2,902.96
-1,573.78
-1,082.56
1,490.50
-386.99
0.00
Net Cash Inflow / Outflow
261.35
-230.53
-256.47
401.48
-3.11
151.86
-365.02
469.38
-33.09
0.00
Opening Cash & Equivalents
24.65
255.18
511.65
354.71
357.82
205.96
570.98
101.60
134.69
0.00
Closing Cash & Equivalent
286.00
24.65
255.18
756.19
354.71
357.82
205.96
570.98
101.60
0.00

Financial Ratios

Consolidated /

Standalone
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Book Value (Rs.)
125.86
104.07
105.17
87.80
78.88
80.75
101.48
101.44
83.05
91.57
ROA
1.14%
-0.34%
7.01%
2.89%
2.04%
-4.02%
0.18%
1.94%
1.66%
0.09%
ROE
5.95%
-1.22%
22.25%
8.92%
7.26%
-22.98%
1.03%
12.91%
11.36%
0.59%
ROCE
7.55%
4.82%
14.96%
7.93%
6.29%
2.53%
8.99%
10.43%
10.68%
8.97%
Fixed Asset Turnover
13.38
12.29
9.38
5.60
4.68
6.95
8.42
9.94
6.26
5.35
Receivable days
1.53
1.78
2.41
3.27
3.19
1.80
1.52
1.09
0.83
1.00
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
220.45
198.60
128.96
Cash Conversion Cycle
1.53
1.78
2.41
3.27
3.19
1.80
1.52
-219.36
-197.77
-127.96
Total Debt/Equity
4.73
3.22
1.86
1.65
1.64
4.79
4.38
4.81
6.16
4.64
Interest Cover
1.26
0.91
3.25
2.26
1.77
0.31
1.06
1.39
1.26
1.04

Annual Reports:

FY 2026
FY 2025
FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017

News Update:


  • Poonawalla Fincorp - Quarterly Results
    10th Oct 2026, 00:00 AM

    Read More
  • Poonawalla Fincorp gets nod to raise up to Rs 750 crore through NCDs
    12th Aug 2026, 17:22 PM

    The NCDs are proposed to be listed on BSE

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