Mahindra & Mahindra Financial Services, 532720, M%26MFIN Share Price, Rating, Research, Analysis, Fundamental & Historical Data

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

22,184.16
7.52
2

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

79,482.18
2.00%
1.30

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

10 Years
5 Years
3 Years

10.70
7.50
-1.62

EBITDA CAGR (%)

10 Years
5 Years
3 Years

6.97
3.46
-3.36

PAT CAGR (%)

10 Years
5 Years
3 Years

1.65
-1.11
1.99

P:E (Median)

8 Years
5 Years
3 Years

19.10
18.07
11.27

P:BV (Average)

8 Years
5 Years
3 Years

2.16
1.90
1.35

EV:EBITDA (Average)

8 Years
5 Years
3 Years

12.81
13.50
13.34

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone

Description Jun 22 Jun 21 Var% Mar 22 Mar 21 Var% Dec 21 Dec 20 Var% Sep 21 Sep 20 Var%
Net Sales 2,486.31 2,179.08 14.10% 2,442.44 2,606.73 -6.30% 2,531.65 2,541.79 -0.40% 2,507.90 2,612.88 -4.02%
Expenses 1,230.22 3,211.83 -61.70% 654.49 1,347.02 -51.41% 352.59 1,754.65 -79.91% 95.97 982.92 -90.24%
EBITDA 1,256.09 -1,032.75 - 1,787.95 1,259.71 41.93% 2,179.06 787.14 176.83% 2,411.93 1,629.96 47.97%
EBIDTM 50.52% -47.39% 73.20% 48.33% 86.07% 30.97% 96.17% 62.38%
Other Income 12.24 7.98 53.38% 23.92 30.78 -22.29% 11.34 33.06 -65.70% 14.49 36.63 -60.44%
Interest 931.96 1,017.94 -8.45% 935.74 1,088.68 -14.05% 951.41 1,158.33 -17.86% 1,015.09 1,221.58 -16.90%
Depreciation 35.88 27.10 32.40% 42.05 30.48 37.96% 29.42 30.57 -3.76% 28.26 33.29 -15.11%
PBT 300.49 -2,069.81 - 834.08 171.33 386.83% 1,209.57 -368.70 - 1,383.07 411.72 235.92%
Tax 77.57 -541.05 - 233.28 21.36 992.13% 315.76 -94.56 - 360.17 108.18 232.94%
PAT 222.92 -1,528.76 - 600.80 149.97 300.61% 893.81 -274.14 - 1,022.90 303.54 236.99%
PATM 8.97% -70.16% 24.60% 5.75% 35.31% -10.79% 40.79% 11.62%
EPS 1.80 -12.37 - 4.86 1.21 301.65% 7.23 -2.22 - 8.28 2.46 236.59%

Description Jun 22 Jun 21 Var% Mar 22 Mar 21 Var% Dec 21 Dec 20 Var% Sep 21 Sep 20 Var%
Net Sales 2,902.12 2,560.26 13.35% 2,865.08 3,007.26 -4.73% 2,974.28 2,957.96 0.55% 2,928.70 3,035.11 -3.51%
Expenses 1,511.72 3,541.24 -57.31% 932.47 1,534.14 -39.22% 555.97 1,981.95 -71.95% 317.64 1,162.42 -72.67%
EBITDA 1,390.40 -980.98 - 1,932.61 1,473.12 31.19% 2,418.31 976.01 147.78% 2,611.06 1,872.69 39.43%
EBIDTM 47.91% -38.32% 67.45% 48.99% 81.31% 33.00% 89.15% 61.70%
Other Income 11.83 6.58 79.79% 32.36 31.11 4.02% 11.37 34.98 -67.50% 21.88 35.39 -38.17%
Interest 1,052.12 1,151.08 -8.60% 1,052.94 1,226.11 -14.12% 1,070.72 1,311.77 -18.38% 1,142.63 1,368.54 -16.51%
Depreciation 43.37 32.76 32.39% 49.65 36.55 35.84% 35.37 36.51 -3.12% 34.21 39.58 -13.57%
PBT 306.74 -2,158.24 - 862.38 241.57 256.99% 1,323.59 -337.29 - 1,476.67 499.96 195.36%
Tax 78.58 -567.95 - 239.96 36.81 551.89% 341.87 -89.68 - 385.20 135.06 185.21%
PAT 228.16 -1,590.29 - 622.42 204.76 203.98% 981.72 -247.61 - 1,091.47 364.90 199.11%
PATM 7.86% -62.11% 21.72% 6.81% 33.01% -8.37% 37.27% 12.02%
EPS 1.94 -12.74 - 5.06 1.76 187.50% 7.99 -1.83 - 8.93 2.85 213.33%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone

Description TTM Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13
Net Sales 9,968.30 9,657.97 10,456.11 10,099.76 8,722.91 6,633.47 6,173.91 5,853.16 5,536.06 4,921.63 3,856.72 Net Sales Growth 0.28% -7.63% 3.53% 15.78% 31.50% 7.44% 5.48% 5.73% 12.48% 27.61% Cost Of Goods Sold 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 9,968.30 9,657.97 10,456.11 10,099.76 8,722.91 6,633.47 6,173.91 5,853.16 5,536.06 4,921.63 3,856.72 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 2,333.27 4,460.86 5,242.37 3,959.36 3,552.34 2,420.36 2,714.03 2,186.74 1,792.81 1,394.93 1,003.07 Power & Fuel Cost - 13.46 10.05 19.11 23.56 21.70 20.39 18.50 16.08 13.79 0.00 % Of Sales - 0.14% 0.10% 0.19% 0.27% 0.33% 0.33% 0.32% 0.29% 0.28% 0% Employee Cost - 1,171.40 1,015.23 1,148.45 1,090.12 832.47 680.90 553.17 453.25 292.56 221.61 % Of Sales - 12.13% 9.71% 11.37% 12.50% 12.55% 11.03% 9.45% 8.19% 5.94% 5.75% Manufacturing Exp. - 282.97 188.79 208.85 197.70 144.42 349.30 283.67 254.13 379.67 327.60 % Of Sales - 2.93% 1.81% 2.07% 2.27% 2.18% 5.66% 4.85% 4.59% 7.71% 8.49% General & Admin Exp. - 462.73 275.35 508.64 470.28 385.24 344.22 271.31 233.07 209.68 170.52 % Of Sales - 4.79% 2.63% 5.04% 5.39% 5.81% 5.58% 4.64% 4.21% 4.26% 4.42% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 2,543.76 3,763.00 2,093.42 1,794.25 1,058.23 1,339.61 1,078.59 852.37 513.01 0.00 % Of Sales - 26.34% 35.99% 20.73% 20.57% 15.95% 21.70% 18.43% 15.40% 10.42% 7.35% EBITDA 7,635.03 5,197.11 5,213.74 6,140.40 5,170.57 4,213.11 3,459.88 3,666.42 3,743.25 3,526.70 2,853.65 EBITDA Margin 76.59% 53.81% 49.86% 60.80% 59.28% 63.51% 56.04% 62.64% 67.62% 71.66% 73.99% Other Income 61.99 206.81 61.66 150.40 1,216.66 514.55 63.64 51.94 48.65 31.37 37.98 Interest 3,834.20 3,920.18 4,733.19 4,828.75 3,944.56 3,081.62 2,857.43 2,639.29 2,496.73 2,188.01 1,618.77 Depreciation 135.61 126.83 125.88 118.29 60.23 44.19 46.02 40.89 41.52 24.30 22.24 PBT 3,727.21 1,356.91 416.33 1,343.76 2,382.44 1,601.85 620.07 1,038.18 1,253.64 1,345.77 1,250.62 Tax 986.78 368.16 87.28 437.36 825.38 590.73 219.83 365.59 421.87 458.54 396.51 Tax Rate 26.48% 27.13% 20.66% 32.55% 34.64% 35.44% 35.45% 35.21% 33.65% 34.07% 31.00% PAT 2,740.43 988.75 335.15 906.40 1,557.06 1,076.09 400.23 672.60 831.78 887.23 882.69 PAT before Minority Interest 2,740.43 988.75 335.15 906.40 1,557.06 1,076.09 400.23 672.60 831.78 887.23 882.69 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 27.49% 10.24% 3.21% 8.97% 17.85% 16.22% 6.48% 11.49% 15.02% 18.03% 22.89% PAT Growth 303.09% 195.02% -63.02% -41.79% 44.70% 168.87% -40.50% -19.14% -6.25% 0.51% EPS 22.18 8.00 2.71 7.34 12.60 8.71 3.24 5.44 6.73 7.18 7.14

Description TTM Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13
Net Sales 11,670.18 11,317.57 12,111.17 11,885.40 10,371.70 7,883.85 7,146.20 6,553.87 6,021.14 5,275.23 4,094.99 Net Sales Growth 0.95% -6.55% 1.90% 14.59% 31.56% 10.32% 9.04% 8.85% 14.14% 28.82% Cost Of Goods Sold 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 11,670.18 11,317.57 12,111.17 11,885.40 10,371.70 7,883.85 7,146.20 6,553.87 6,021.14 5,275.23 4,094.99 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 3,317.80 5,435.45 6,047.32 4,908.46 4,214.90 2,920.77 3,123.01 2,459.28 1,972.53 1,531.98 1,096.58 Power & Fuel Cost - 15.81 11.87 22.14 26.06 23.44 21.72 19.53 16.77 14.46 0.00 % Of Sales - 0.14% 0.10% 0.19% 0.25% 0.30% 0.30% 0.30% 0.28% 0.27% 0% Employee Cost - 1,613.12 1,384.01 1,609.82 1,477.95 1,136.61 886.64 704.09 567.10 489.73 377.50 % Of Sales - 14.25% 11.43% 13.54% 14.25% 14.42% 12.41% 10.74% 9.42% 9.28% 9.22% Manufacturing Exp. - 462.52 309.78 331.61 338.47 226.86 369.49 294.13 261.58 237.31 195.41 % Of Sales - 4.09% 2.56% 2.79% 3.26% 2.88% 5.17% 4.49% 4.34% 4.50% 4.77% General & Admin Exp. - 535.20 315.15 600.44 560.63 474.79 443.70 329.66 268.21 278.09 235.48 % Of Sales - 4.73% 2.60% 5.05% 5.41% 6.02% 6.21% 5.03% 4.45% 5.27% 5.75% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 2,824.61 4,038.38 2,366.59 1,837.84 1,082.51 1,423.19 1,131.40 875.64 526.85 0.00 % Of Sales - 24.96% 33.34% 19.91% 17.72% 13.73% 19.92% 17.26% 14.54% 9.99% 7.04% EBITDA 8,352.38 5,882.12 6,063.85 6,976.94 6,156.80 4,963.08 4,023.19 4,094.59 4,048.61 3,743.25 2,998.41 EBITDA Margin 71.57% 51.97% 50.07% 58.70% 59.36% 62.95% 56.30% 62.48% 67.24% 70.96% 73.22% Other Income 77.44 171.07 60.29 116.62 1,144.84 402.44 54.46 43.58 39.76 25.33 17.97 Interest 4,318.41 4,417.37 5,307.57 5,390.56 4,432.28 3,436.19 3,186.17 2,868.35 2,643.00 2,280.96 1,670.59 Depreciation 162.60 151.99 150.51 146.87 75.53 55.21 53.72 45.70 45.51 26.08 23.66 PBT 3,969.38 1,483.83 666.06 1,556.13 2,793.83 1,874.11 837.75 1,224.12 1,399.87 1,461.53 1,322.14 Tax 1,045.61 399.08 153.86 516.21 973.48 688.51 308.05 436.72 475.00 496.75 423.75 Tax Rate 26.34% 26.53% 17.20% 33.17% 34.84% 36.74% 36.77% 35.68% 33.93% 33.99% 31.33% PAT 2,923.77 1,091.85 733.67 1,029.25 1,780.37 1,154.50 511.64 772.29 912.91 954.42 927.04 PAT before Minority Interest 2,910.02 1,105.32 740.74 1,039.92 1,820.35 1,185.60 529.70 787.40 924.87 964.77 928.91 Minority Interest -13.75 -13.47 -7.07 -10.67 -39.98 -31.10 -18.06 -15.11 -11.96 -10.35 -1.87 PAT Margin 25.05% 9.65% 6.06% 8.66% 17.17% 14.64% 7.16% 11.78% 15.16% 18.09% 22.64% PAT Growth 330.54% 48.82% -28.72% -42.19% 54.21% 125.65% -33.75% -15.40% -4.35% 2.95% EPS 23.66 8.84 5.94 8.33 14.41 9.34 4.14 6.25 7.39 7.72 7.50

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone

Description Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13
Shareholder's Funds 15,628.09 14,711.51 11,363.86 10,908.02 9,621.91 6,477.24 6,088.11 5,669.41 5,094.22 4,454.58 Share Capital 246.60 246.40 123.07 122.98 122.90 113.01 112.92 112.83 112.70 112.60 Total Reserves 15,350.20 14,422.35 11,192.17 10,751.18 9,477.72 6,339.62 5,950.77 5,540.16 4,972.79 4,334.22 Non-Current Liabilities 54,336.92 56,721.15 58,981.67 48,907.85 15,868.17 21,657.04 17,627.24 15,002.33 17,182.55 13,330.48 Secured Loans 45,662.09 47,256.98 49,848.17 43,197.73 12,470.83 17,067.91 13,178.92 10,364.71 13,223.21 10,492.94 Unsecured Loans 9,307.01 10,137.32 9,474.14 5,924.26 3,745.05 4,344.49 4,152.76 4,422.44 3,679.98 2,522.38 Long Term Provisions 114.70 106.37 91.54 88.22 171.56 548.90 448.21 327.96 318.01 310.39 Current Liabilities 4,487.30 4,741.43 3,236.08 6,890.39 26,675.21 16,970.89 15,278.86 13,987.15 9,073.89 7,469.15 Trade Payables 1,005.28 643.09 635.74 1,013.65 1,055.39 577.57 478.84 477.90 437.86 478.84 Other Current Liabilities 2,516.63 2,793.50 2,394.73 2,019.56 4,976.67 8,986.35 8,946.22 7,487.64 6,491.15 5,037.21 Short Term Borrowings 844.82 1,182.38 140.00 3,724.95 20,643.15 5,790.22 4,346.89 4,870.98 1,244.28 1,301.24 Short Term Provisions 120.57 122.46 65.61 132.23 0.00 1,616.75 1,506.90 1,150.62 900.60 651.85 Total Liabilities 74,452.31 76,174.09 73,581.61 66,706.26 52,165.29 45,105.17 38,994.21 34,658.89 31,350.66 25,254.21 Net Block 392.87 330.12 363.50 163.06 119.66 111.51 113.47 109.74 119.30 105.60 Gross Block 910.76 815.53 746.74 446.61 356.50 317.03 284.76 249.82 215.04 197.99 Accumulated Depreciation 517.89 485.41 383.24 283.54 236.84 205.52 171.29 140.08 95.74 92.39 Non Current Assets 8,848.07 8,925.17 5,275.94 4,445.88 4,053.80 23,780.03 19,684.05 18,105.70 16,561.19 13,542.25 Capital Work in Progress 0.00 10.34 0.00 0.00 0.00 0.49 0.02 0.32 0.23 1.18 Non Current Investment 6,967.86 7,261.58 2,559.89 2,295.56 2,318.86 1,311.73 992.33 759.92 526.28 345.11 Long Term Loans & Adv. 147.64 23.72 32.06 21.55 233.13 204.41 174.36 99.25 50.68 91.67 Other Non Current Assets 143.55 284.68 456.08 85.18 21.66 146.37 102.20 290.40 217.54 227.27 Current Assets 65,604.24 67,248.92 68,305.67 62,260.38 48,111.49 21,325.14 19,310.15 16,553.19 14,789.46 11,711.96 Current Investments 1,472.41 4,443.77 3,351.09 1,496.14 415.26 561.33 491.01 93.75 342.89 215.85 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 9.09 8.40 8.60 5.19 3.69 5.83 5.11 5.67 14.35 9.81 Cash & Bank 4,150.69 3,322.05 1,425.79 958.49 411.12 578.07 585.21 479.38 553.29 345.43 Other Current Assets 59,972.05 833.42 648.23 712.77 47,281.42 20,179.91 18,228.82 15,974.39 13,878.93 11,140.87 Short Term Loans & Adv. 58,874.57 58,641.28 62,871.96 59,087.79 46,681.57 19,558.83 17,629.44 15,571.12 13,532.07 10,951.57 Net Current Assets 61,116.94 62,507.49 65,069.59 55,369.99 21,436.28 4,354.25 4,031.29 2,566.04 5,715.57 4,242.81 Total Assets 74,452.31 76,174.09 73,581.61 66,706.26 52,165.29 45,105.17 38,994.20 34,658.89 31,350.65 25,254.21

Description Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13
Shareholder's Funds 16,896.31 15,776.37 11,969.01 11,269.02 9,855.00 6,960.16 6,469.40 5,942.72 5,293.70 4,579.56 Share Capital 246.60 246.40 123.07 122.98 122.90 113.01 112.92 112.83 112.70 112.60 Total Reserves 16,606.67 15,479.77 11,792.23 11,109.45 9,709.83 6,822.53 6,332.06 5,813.47 5,172.27 4,459.20 Non-Current Liabilities 60,469.79 62,897.34 64,789.70 54,156.05 18,923.74 25,202.71 20,666.33 17,099.13 18,538.52 14,134.68 Secured Loans 49,992.57 52,789.17 55,739.10 48,532.64 15,534.39 20,467.55 16,218.60 12,539.21 14,608.03 11,300.77 Unsecured Loans 11,193.98 10,835.40 9,443.39 5,888.01 3,752.05 4,443.24 4,122.61 4,326.04 3,645.73 2,514.63 Long Term Provisions 144.97 134.81 128.59 115.73 231.10 621.69 491.72 352.67 333.10 318.39 Current Liabilities 5,349.82 5,883.25 4,365.36 8,622.70 29,087.77 20,203.08 17,204.35 15,120.74 9,863.44 8,090.80 Trade Payables 1,163.83 778.94 722.84 1,148.48 1,138.20 606.88 496.39 495.45 450.74 489.34 Other Current Liabilities 3,088.32 3,477.58 3,090.60 2,940.11 5,712.37 10,737.02 9,921.13 8,182.26 6,981.27 5,353.31 Short Term Borrowings 939.08 1,476.38 451.75 4,380.98 22,237.21 7,140.65 5,217.53 5,258.62 1,510.28 1,581.91 Short Term Provisions 158.59 150.35 100.17 153.13 0.00 1,718.53 1,569.30 1,184.40 921.16 666.24 Total Liabilities 82,857.38 84,656.11 81,213.75 74,126.28 58,011.61 52,465.75 44,407.61 38,211.89 33,732.14 26,828.71 Net Block 515.28 399.04 455.36 201.45 146.66 133.39 129.05 118.86 128.48 112.32 Gross Block 1,131.69 967.34 907.57 527.93 412.82 358.32 312.70 267.00 228.45 207.34 Accumulated Depreciation 616.41 568.30 452.21 326.48 266.17 224.93 183.65 148.14 99.97 95.02 Non Current Assets 10,671.93 13,889.29 4,766.97 4,047.72 3,743.29 29,182.74 23,780.08 20,799.74 18,374.04 14,692.70 Capital Work in Progress 2.10 11.73 0.56 0.79 0.46 1.14 0.02 0.32 0.23 1.36 Non Current Investment 8,628.03 12,100.11 1,917.86 1,820.58 1,966.33 797.94 652.21 559.67 378.96 241.68 Long Term Loans & Adv. 153.85 51.07 36.51 25.77 228.07 211.89 173.26 54.82 48.78 75.45 Other Non Current Assets 176.52 312.61 492.27 118.59 41.28 147.83 102.80 291.00 218.04 227.77 Current Assets 72,185.45 70,766.82 76,446.78 70,078.55 54,268.33 23,283.01 20,627.52 17,412.14 15,358.10 12,136.01 Current Investments 26.10 26.22 3,422.51 1,506.78 411.61 575.98 546.70 94.50 342.89 215.85 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 64.83 54.64 52.91 53.60 56.44 22.96 20.00 14.54 22.90 15.74 Cash & Bank 4,827.61 4,037.19 1,531.60 994.04 477.90 603.88 605.94 493.64 570.43 367.97 Other Current Assets 67,266.91 845.73 661.18 719.92 53,322.37 22,080.19 19,454.88 16,809.46 14,421.87 11,536.45 Short Term Loans & Adv. 66,047.81 65,803.04 70,778.58 66,804.21 52,719.63 21,455.36 18,860.70 16,407.04 14,084.31 11,346.73 Net Current Assets 66,835.63 64,883.57 72,081.42 61,455.86 25,180.56 3,079.93 3,423.17 2,291.40 5,494.65 4,045.21 Total Assets 82,857.38 84,656.11 81,213.75 74,126.27 58,011.62 52,465.75 44,407.60 38,211.88 33,732.14 26,828.71

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone

Description Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13
Cash From Operating Activity -0.32 4,885.89 -3,151.18 -10,918.08 -7,105.87 -4,906.90 -3,381.41 -2,988.98 -5,917.47 -6,952.74 PBT 1,356.91 416.33 1,343.76 2,382.44 1,666.82 620.07 1,038.18 1,253.64 1,345.77 1,250.62 Adjustment -3,137.81 -1,934.00 2,047.43 552.58 470.74 1,176.67 839.53 573.10 50.10 -147.14 Changes in Working Capital -4,130.66 -175.99 -6,047.57 -13,176.69 -8,692.44 -6,276.14 -4,680.22 -4,278.27 -6,791.09 -7,615.56 Cash after chg. in Working capital -5,911.56 -1,693.66 -2,656.38 -10,241.67 -6,554.88 -4,479.40 -2,802.51 -2,451.53 -5,395.22 -6,512.08 Interest Paid -4,234.25 -4,177.57 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Tax Paid -509.40 -596.49 -494.80 -676.41 -550.99 -427.50 -578.90 -537.45 -522.24 -440.65 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 10,654.89 11,353.61 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity 2,612.88 -7,251.84 -2,572.71 -1,316.85 211.04 -256.47 -506.36 -15.53 -514.83 -187.82 Net Fixed Assets -84.89 -79.13 -300.13 -90.11 -38.98 -32.74 -34.64 -34.87 -16.10 -28.79 Net Investments 3,265.08 -5,794.37 -2,119.28 -1,057.58 -861.06 -389.72 -629.67 15.50 -308.21 -58.45 Others -567.31 -1,378.34 -153.30 -169.16 1,111.08 165.99 157.95 3.84 -190.52 -100.58 Cash from Financing Activity -2,855.27 2,259.74 5,898.99 12,464.71 6,755.28 5,359.87 3,914.96 2,973.91 6,410.65 7,214.59 Net Cash Inflow / Outflow -242.71 -106.21 175.10 229.77 -139.55 196.50 27.18 -30.60 -21.64 74.03 Opening Cash & Equivalents 570.58 676.79 501.69 271.90 411.45 214.95 187.77 221.83 243.47 169.44 Closing Cash & Equivalent 327.87 570.58 676.79 501.68 271.90 411.45 214.95 191.23 221.83 243.47

Description Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13
Cash From Operating Activity 18.06 5,825.89 -3,115.23 -12,077.94 -8,509.69 -6,466.94 -4,957.03 -3,970.04 -6,447.89 -7,441.71 PBT 1,483.83 666.06 1,556.13 2,793.83 1,874.11 837.75 1,224.12 1,399.87 1,461.53 1,322.14 Adjustment -3,647.58 -2,507.48 2,330.69 637.51 642.07 1,257.75 908.90 610.22 164.86 -130.18 Changes in Working Capital -4,402.34 297.18 -6,413.70 -14,685.39 -10,361.37 -8,029.91 -6,434.58 -5,388.67 -7,515.08 -8,159.87 Cash after chg. in Working capital -6,566.09 -1,544.24 -2,526.88 -11,254.05 -7,845.19 -5,934.41 -4,301.56 -3,378.58 -5,888.69 -6,967.92 Interest Paid -4,826.59 -4,742.22 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Tax Paid -573.23 -658.56 -588.35 -823.89 -664.50 -532.54 -655.48 -591.45 -559.20 -473.79 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 11,983.97 12,770.91 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity 3,110.59 -8,348.44 -2,689.11 -1,213.05 243.13 -97.40 -439.86 34.09 -470.03 -180.67 Net Fixed Assets -84.89 -79.13 -300.13 -90.11 -38.98 -32.74 -34.64 -34.87 -16.10 -28.79 Net Investments 3,265.08 -5,794.37 -2,119.28 -1,057.58 -861.06 -389.72 -629.67 15.50 -308.21 -58.45 Others -69.60 -2,474.94 -269.70 -65.36 1,143.17 325.06 224.45 53.46 -145.72 -93.43 Cash from Financing Activity -3,172.88 2,548.48 6,049.72 13,489.53 8,173.71 6,765.94 5,430.53 3,907.07 6,898.28 7,696.27 Net Cash Inflow / Outflow -44.23 25.93 245.38 198.54 -92.85 201.59 33.64 -28.88 -19.64 73.89 Opening Cash & Equivalents 808.53 782.60 537.22 338.69 431.54 235.67 202.03 234.37 254.01 180.12 Closing Cash & Equivalent 765.32 808.53 782.60 537.22 338.69 437.26 235.67 205.49 234.37 254.01

Financial Ratios

Consolidated /

Standalone

Description Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13
Book Value (Rs.) 126.49 119.06 112.13 107.84 95.27 69.64 65.49 61.10 55.03 48.16 ROA 1.31% 0.45% 1.29% 2.62% 2.21% 0.95% 1.83% 2.52% 3.13% 4.05% ROE 6.53% 2.58% 8.17% 15.21% 13.41% 6.40% 11.48% 15.49% 18.62% 23.89% ROCE 7.29% 7.15% 9.17% 11.48% 10.85% 9.08% 10.90% 12.30% 13.50% 14.40% Fixed Asset Turnover 11.19 13.39 16.93 21.72 19.70 20.52 21.90 23.82 23.83 21.04 Receivable days 0.33 0.30 0.25 0.19 0.26 0.32 0.34 0.66 0.90 0.83 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 195.75 269.05 279.90 172.77 189.99 213.09 230.71 268.04 Cash Conversion Cycle 0.33 0.30 -195.50 -268.86 -279.64 -172.45 -189.65 -212.43 -229.82 -267.21 Total Debt/Equity 3.58 3.99 5.26 4.86 3.84 5.35 4.86 4.65 4.71 4.24 Interest Cover 1.35 1.09 1.28 1.60 1.54 1.22 1.39 1.50 1.62 1.79

Description Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13
Book Value (Rs.) 136.69 127.65 118.08 111.40 97.58 74.85 69.61 64.06 57.19 49.52 ROA 1.32% 0.89% 1.34% 2.76% 2.15% 1.09% 1.91% 2.57% 3.19% 4.03% ROE 6.79% 5.36% 8.99% 17.28% 14.14% 7.92% 12.73% 16.50% 19.58% 24.46% ROCE 7.41% 7.83% 9.41% 11.90% 10.73% 9.13% 10.81% 12.18% 13.39% 14.26% Fixed Asset Turnover 10.78 12.92 16.56 22.05 20.45 21.30 22.61 24.31 24.21 21.49 Receivable days 1.93 1.62 1.64 1.94 1.84 1.10 0.96 1.13 1.34 1.20 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 157.42 212.77 216.02 148.33 166.79 190.27 218.27 260.54 Cash Conversion Cycle 1.93 1.62 -155.78 -210.83 -214.18 -147.24 -165.83 -189.13 -216.93 -259.34 Total Debt/Equity 3.69 4.14 5.51 5.23 4.22 5.86 5.28 4.93 4.90 4.41 Interest Cover 1.34 1.17 1.29 1.63 1.55 1.26 1.43 1.53 1.64 1.81

Top Investors:

life insurance corporation of india, lic - p & gs fund

wishbone fund, ltd

sbi -arbitrage opportunities fund, long term equity fund, contra fund, magnum midcap fund, blue chip fund, banking & financial services fund

hdfc life insurance company limited

icici prudential -midcap fund, multicap fund, s&p bse 500 etf, equity savings fund, flexicap fund, midcap 150 index fund, midcap 150 etf, balanced ad

hdfc large & mid cap fund, hdfc mutual funds-hdfc multi cap fund and hdfc trustee company ltd- a/c hdfc mid-capooppor

nippon life india trustee ltd-a/c nippon -india nifty midcap 150 index fund, india flexi cap fund, india capital builder fund iv - series b, etf nifty

ashish dhawan

kotak -mahindra trustee co ltd a/c kotak midcap 50 etf, india growth fund series 4, trustee co ltd a/c kotak multicap fund, debt hybrid, small cap fu

valiant mauritius partners offshore limited

Annual Reports:

News Update:

Mahindra & Mahindra Financial Services disburses Rs 4,080 crore in September
4th Oct 2022, 16:35 PM

The collection efficiency stood at 98% for September 2022 as against CE of 96% for August 2022
Read More
Mahindra Finance raises Rs 2000 crore via NCDs
27th Sep 2022, 12:46 PM

A meeting of the Committee of Directors, as authorized by the Board of Directors, was held on September 27, 2022 has approved the allotment of the same
Read More
Mahindra Finance raises Rs 303.98 crore via NCDs
7th Sep 2022, 12:17 PM

A meeting of the Committee of Directors, as authorized by the Board of Directors of the Company, was held on September 7, 2022 has approved the allotment of the same
Read More
Mahindra Finance disburses Rs 3740 crore in August
3rd Sep 2022, 10:17 AM

The YTD disbursement at around Rs 17,150 crore registered a Y-o-Y growth of 104%
Read More
Mahindra Finance raises Rs 750 crore via NCDs
30th Aug 2022, 14:58 PM

A meeting of the Committee of Directors, as authorized by the Board of Directors of the Company, was held on August 30, 2022 has approved the allotment of the same
Read More
Mahindra Finance inks pact with CRIF Solutions
29th Aug 2022, 11:38 AM

This association is expected to facilitate quicker loan approval decisions, by combining automation and risk analysis
Read More
Mahindra Finance raises Rs 275 crore via NCDs
23rd Aug 2022, 14:47 PM

A meeting of the Committee of the Board of Directors was held on August 23, 2022 to approve and allotment of the same
Read More
Mahindra Finance turns black in Q1
28th Jul 2022, 15:28 PM

Total consolidated income of the company increased by 13.52% at Rs 2,913.95 crore for Q1FY23
Read More
Mah & Mah Finl. Serv - Quarterly Results
28th Jul 2022, 14:29 PM

Read More
Mahindra Finance raises Rs 80 crore via NCDs
21st Jul 2022, 12:59 PM

Date of maturity of the said NCDs will be July 21, 2032
Read More
Mahindra Finance enters into partnership with Credgenics
19th Jul 2022, 11:27 AM

The Credgenics platform will enable Mahindra Finance in streamlining and digitizing borrower communications including litigation modules across the loan portfolio
Read More
Mahindra Finance raises Rs 216.70 crore via NCDs
14th Jul 2022, 14:30 PM

A meeting of the Committee of the Board of Directors was held on July 14, 2022 to approved the allotment of the same
Read More
Mahindra Finance disburses Rs 3,750 crore in June
4th Jul 2022, 17:53 PM

As on June 30, 2022, the Company estimates the gross business assets at Rs 67,500 crore
Read More

Mahindra & Mahindra Financial Services Ltd.

Finance - NBFC

BSE: 532720 | NSE: M%26MFIN

Stock Summary

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Consolidated Figures in Rs. Crores /

Annual Results

Consolidated Figures in Rs. Crores /

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Cash Flow

Consolidated Figures in Rs. Crores /

Financial Ratios

Consolidated /

Top Investors:

Annual Reports:

News Update:

Mahindra & Mahindra Financial Services Ltd.

Finance - NBFC

BSE: 532720 | NSE: M%26MFIN

Stock Summary

Shareholding Pattern

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Consolidated Figures in Rs. Crores /

Annual Results

Consolidated Figures in Rs. Crores /

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Cash Flow

Consolidated Figures in Rs. Crores /

Financial Ratios

Consolidated /

Top Investors:

Annual Reports:

News Update: