Nifty
Sensex
:
:
16266.15
54326.39
456.75 (2.89%)
1534.16 (2.91%)

Finance - NBFC

Rating :
55/99

BSE: 532720 | NSE: M&MFIN

170.35
20-May-2022
  • Open
  • High
  • Low
  • Previous Close
  •  171.70
  •  173.65
  •  169.55
  •  170.15
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  1549618
  •  2655.30
  •  206.35
  •  128.00

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 21,041.07
  • 18.58
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 82,159.50
  • 2.11%
  • 1.25

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 52.16%
  • 4.21%
  • 8.87%
  • FII
  • DII
  • Others
  • 17.9%
  • 10.40%
  • 6.46%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 15.35
  • 11.02
  • 5.13

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 11.26
  • 8.33
  • -0.50

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 1.32
  • 7.47
  • -25.58

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 18.67
  • 23.82
  • 11.40

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 2.23
  • 2.02
  • 1.43

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 12.75
  • 13.70
  • 13.15

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 22
Mar 21
Var%
Dec 21
Dec 20
Var%
Sep 21
Sep 20
Var%
Jun 21
Jun 20
Var%
Net Sales
2,865.08
3,007.26
-4.73%
2,974.28
2,957.96
0.55%
2,928.70
3,035.11
-3.51%
2,549.51
3,056.62
-16.59%
Expenses
932.47
1,534.14
-39.22%
555.97
1,981.95
-71.95%
317.64
1,162.42
-72.67%
3,541.24
1,367.84
158.89%
EBITDA
1,932.61
1,473.12
31.19%
2,418.31
976.01
147.78%
2,611.06
1,872.69
39.43%
-991.73
1,688.78
-
EBIDTM
67.45%
48.99%
81.31%
33.00%
89.15%
61.70%
-38.90%
55.25%
Other Income
32.36
31.11
4.02%
11.37
34.98
-67.50%
21.88
35.39
-38.17%
17.33
12.06
43.70%
Interest
1,052.94
1,226.11
-14.12%
1,070.72
1,311.77
-18.38%
1,142.63
1,368.54
-16.51%
1,151.08
1,401.15
-17.85%
Depreciation
49.65
36.55
35.84%
35.37
36.51
-3.12%
34.21
39.58
-13.57%
32.76
37.87
-13.49%
PBT
862.38
241.57
256.99%
1,323.59
-337.29
-
1,476.67
499.96
195.36%
-2,158.24
490.36
-
Tax
239.96
36.81
551.89%
341.87
-89.68
-
385.20
135.06
185.21%
-567.95
71.66
-
PAT
622.42
204.76
203.98%
981.72
-247.61
-
1,091.47
364.90
199.11%
-1,590.29
418.70
-
PATM
21.72%
6.81%
33.01%
-8.37%
37.27%
12.02%
-62.38%
13.70%
EPS
5.06
1.76
187.50%
7.99
-1.83
-
8.93
2.85
213.33%
-12.74
4.28
-

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Net Sales
11,317.57
12,050.26
11,885.40
10,371.70
7,883.85
7,146.20
6,553.87
6,021.14
5,275.23
4,094.99
2,889.38
Net Sales Growth
-6.13%
1.39%
14.59%
31.56%
10.32%
9.04%
8.85%
14.14%
28.82%
41.73%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
11,317.57
12,050.26
11,885.40
10,371.70
7,883.85
7,146.20
6,553.87
6,021.14
5,275.23
4,094.99
2,889.38
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
5,347.32
6,047.32
4,908.46
4,214.90
2,920.77
3,123.01
2,459.28
1,972.53
1,531.98
1,096.58
823.51
Power & Fuel Cost
-
11.87
22.14
26.06
23.44
21.72
19.53
16.77
14.46
0.00
7.71
% Of Sales
-
0.10%
0.19%
0.25%
0.30%
0.30%
0.30%
0.28%
0.27%
0%
0.27%
Employee Cost
-
1,384.01
1,609.82
1,477.95
1,136.61
886.64
704.09
567.10
489.73
377.50
311.26
% Of Sales
-
11.49%
13.54%
14.25%
14.42%
12.41%
10.74%
9.42%
9.28%
9.22%
10.77%
Manufacturing Exp.
-
268.32
331.61
338.47
226.86
369.49
294.13
261.58
237.31
195.41
145.97
% Of Sales
-
2.23%
2.79%
3.26%
2.88%
5.17%
4.49%
4.34%
4.50%
4.77%
5.05%
General & Admin Exp.
-
356.61
600.44
560.63
474.79
443.70
329.66
268.21
278.09
235.48
171.64
% Of Sales
-
2.96%
5.05%
5.41%
6.02%
6.21%
5.03%
4.45%
5.27%
5.75%
5.94%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
4,038.38
2,366.59
1,837.84
1,082.51
1,423.19
1,131.40
875.64
526.85
288.18
0.00
% Of Sales
-
33.51%
19.91%
17.72%
13.73%
19.92%
17.26%
14.54%
9.99%
7.04%
6.74%
EBITDA
5,970.25
6,002.94
6,976.94
6,156.80
4,963.08
4,023.19
4,094.59
4,048.61
3,743.25
2,998.41
2,065.87
EBITDA Margin
52.75%
49.82%
58.70%
59.36%
62.95%
56.30%
62.48%
67.24%
70.96%
73.22%
71.50%
Other Income
82.94
121.20
116.62
1,144.84
402.44
54.46
43.58
39.76
25.33
17.97
55.60
Interest
4,417.37
5,307.57
5,390.56
4,432.28
3,436.19
3,186.17
2,868.35
2,643.00
2,280.96
1,670.59
1,139.88
Depreciation
151.99
150.51
146.87
75.53
55.21
53.72
45.70
45.51
26.08
23.66
20.29
PBT
1,504.40
666.06
1,556.13
2,793.83
1,874.11
837.75
1,224.12
1,399.87
1,461.53
1,322.14
961.30
Tax
399.08
153.86
516.21
973.48
688.51
308.05
436.72
475.00
496.75
423.75
316.78
Tax Rate
26.53%
17.20%
33.17%
34.84%
36.74%
36.77%
35.68%
33.93%
33.99%
31.33%
32.95%
PAT
1,105.32
733.67
1,029.25
1,780.37
1,154.50
511.64
772.29
912.91
954.42
927.04
643.50
PAT before Minority Interest
1,091.85
740.74
1,039.92
1,820.35
1,185.60
529.70
787.40
924.87
964.77
928.91
644.52
Minority Interest
-13.47
-7.07
-10.67
-39.98
-31.10
-18.06
-15.11
-11.96
-10.35
-1.87
-1.02
PAT Margin
9.77%
6.09%
8.66%
17.17%
14.64%
7.16%
11.78%
15.16%
18.09%
22.64%
22.27%
PAT Growth
49.22%
-28.72%
-42.19%
54.21%
125.65%
-33.75%
-15.40%
-4.35%
2.95%
44.06%
 
EPS
8.95
5.94
8.33
14.41
9.34
4.14
6.25
7.39
7.72
7.50
5.21

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Shareholder's Funds
15,776.37
11,969.01
11,269.02
9,855.00
6,960.16
6,469.40
5,942.72
5,293.70
4,579.56
3,031.07
Share Capital
246.40
123.07
122.98
122.90
113.01
112.92
112.83
112.70
112.60
102.69
Total Reserves
15,479.77
11,792.23
11,109.45
9,709.83
6,822.53
6,332.06
5,813.47
5,172.27
4,459.20
2,921.35
Non-Current Liabilities
62,897.34
64,789.70
54,156.05
18,923.74
25,202.71
20,666.33
17,099.13
18,538.52
14,134.68
10,143.62
Secured Loans
52,789.17
55,739.10
48,532.64
15,534.39
20,467.55
16,218.60
12,539.21
14,608.03
11,300.77
8,336.77
Unsecured Loans
10,835.40
9,443.39
5,888.01
3,752.05
4,443.24
4,122.61
4,326.04
3,645.73
2,514.63
1,574.24
Long Term Provisions
134.81
128.59
115.73
231.10
621.69
491.72
352.67
333.10
318.39
357.88
Current Liabilities
5,883.25
4,365.36
8,622.70
29,087.77
20,203.08
17,204.35
15,120.74
9,863.44
8,090.80
6,034.53
Trade Payables
778.94
722.84
1,148.48
1,138.20
606.88
496.39
495.45
450.74
489.34
381.68
Other Current Liabilities
3,477.58
3,090.60
2,940.11
5,712.37
10,737.02
9,921.13
8,182.26
6,981.27
5,353.31
3,740.95
Short Term Borrowings
1,476.38
451.75
4,380.98
22,237.21
7,140.65
5,217.53
5,258.62
1,510.28
1,581.91
1,438.95
Short Term Provisions
150.35
100.17
153.13
0.00
1,718.53
1,569.30
1,184.40
921.16
666.24
472.94
Total Liabilities
84,656.11
81,213.75
74,126.28
58,011.61
52,465.75
44,407.61
38,211.89
33,732.14
26,828.71
19,216.93
Net Block
399.04
455.36
201.45
146.66
133.39
129.05
118.86
128.48
112.32
100.97
Gross Block
967.34
907.57
527.93
412.82
358.32
312.70
267.00
228.45
207.34
173.77
Accumulated Depreciation
568.30
452.21
326.48
266.17
224.93
183.65
148.14
99.97
95.02
72.80
Non Current Assets
11,093.34
4,766.97
4,047.72
3,743.29
29,182.74
23,780.08
20,799.74
18,374.04
14,692.70
9,904.20
Capital Work in Progress
11.73
0.56
0.79
0.46
1.14
0.02
0.32
0.23
1.36
1.83
Non Current Investment
9,304.16
1,917.86
1,820.58
1,966.33
797.94
652.21
559.67
378.96
241.68
147.26
Long Term Loans & Adv.
51.07
36.51
25.77
228.07
211.89
173.26
54.82
48.78
75.45
41.69
Other Non Current Assets
312.61
492.27
118.59
41.28
147.83
102.80
291.00
218.04
227.77
15.77
Current Assets
73,562.77
76,446.78
70,078.55
54,268.33
23,283.01
20,627.52
17,412.14
15,358.10
12,136.01
9,312.73
Current Investments
2,724.07
3,422.51
1,506.78
411.61
575.98
546.70
94.50
342.89
215.85
289.38
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
54.64
52.91
53.60
56.44
22.96
20.00
14.54
22.90
15.74
11.12
Cash & Bank
3,982.52
1,531.60
994.04
477.90
603.88
605.94
493.64
570.43
367.97
255.97
Other Current Assets
66,801.54
661.18
719.92
602.74
22,080.19
19,454.88
16,809.46
14,421.87
11,536.45
8,756.26
Short Term Loans & Adv.
65,803.04
70,778.58
66,804.21
52,719.63
21,455.36
18,860.70
16,407.04
14,084.31
11,346.73
8,600.09
Net Current Assets
67,679.52
72,081.42
61,455.86
25,180.56
3,079.93
3,423.17
2,291.40
5,494.65
4,045.21
3,278.19
Total Assets
84,656.11
81,213.75
74,126.27
58,011.62
52,465.75
44,407.60
38,211.88
33,732.14
26,828.71
19,216.93

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Cash From Operating Activity
5,956.62
-3,115.23
-12,077.94
-8,509.69
-6,466.94
-4,957.03
-3,970.04
-6,447.89
-7,441.71
-6,248.91
PBT
666.06
1,556.13
2,793.83
1,874.11
837.75
1,224.12
1,399.87
1,461.53
1,322.14
961.30
Adjustment
3,826.27
2,330.69
637.51
642.07
1,257.75
908.90
610.22
164.86
-130.18
-56.62
Changes in Working Capital
2,122.84
-6,413.70
-14,685.39
-10,361.37
-8,029.91
-6,434.58
-5,388.67
-7,515.08
-8,159.87
-6,827.99
Cash after chg. in Working capital
6,615.17
-2,526.88
-11,254.05
-7,845.19
-5,934.41
-4,301.56
-3,378.58
-5,888.69
-6,967.92
-5,923.32
Interest Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
-658.55
-588.35
-823.89
-664.50
-532.54
-655.48
-591.45
-559.20
-473.79
-325.59
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-8,479.18
-2,689.11
-1,213.05
243.13
-97.40
-439.86
34.09
-470.03
-180.67
101.64
Net Fixed Assets
-79.13
-300.13
-90.11
-38.98
-32.74
-34.64
-34.87
-16.10
-28.79
-37.26
Net Investments
-5,696.27
-2,119.28
-1,057.58
-861.06
-389.72
-629.67
15.50
-308.21
-58.45
172.05
Others
-2,703.78
-269.70
-65.36
1,143.17
325.06
224.45
53.46
-145.72
-93.43
-33.15
Cash from Financing Activity
2,548.49
6,049.72
13,489.53
8,173.71
6,765.94
5,430.53
3,907.07
6,898.28
7,696.27
6,058.42
Net Cash Inflow / Outflow
25.93
245.38
198.54
-92.85
201.59
33.64
-28.88
-19.64
73.89
-88.85
Opening Cash & Equivalents
782.60
537.22
338.69
431.54
235.67
202.03
234.37
254.01
180.12
285.38
Closing Cash & Equivalent
808.53
782.60
537.22
338.69
437.26
235.67
205.49
234.37
254.01
196.53

Financial Ratios

Consolidated /

Standalone
Description
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Book Value (Rs.)
127.65
118.08
111.40
97.58
74.85
69.61
64.06
57.19
49.52
35.92
ROA
0.89%
1.34%
2.76%
2.15%
1.09%
1.91%
2.57%
3.19%
4.03%
3.92%
ROE
5.36%
8.99%
17.28%
14.14%
7.92%
12.73%
16.50%
19.58%
24.46%
23.16%
ROCE
7.83%
9.41%
11.90%
10.73%
9.13%
10.81%
12.18%
13.39%
14.26%
14.00%
Fixed Asset Turnover
12.85
16.56
22.05
20.45
21.30
22.61
24.31
24.21
21.49
19.10
Receivable days
1.63
1.64
1.94
1.84
1.10
0.96
1.13
1.34
1.20
1.36
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
157.42
212.77
216.02
148.33
166.79
190.27
218.27
260.54
245.48
Cash Conversion Cycle
1.63
-155.78
-210.83
-214.18
-147.24
-165.83
-189.13
-216.93
-259.34
-244.11
Total Debt/Equity
4.14
5.51
5.23
4.22
5.86
5.28
4.93
4.90
4.41
4.84
Interest Cover
1.17
1.29
1.63
1.55
1.26
1.43
1.53
1.64
1.81
1.84

News Update:


  • Mahindra & Mahindra Financial Services reports above 2-fold jump in Q4 consolidated net profit
    5th May 2022, 10:11 AM

    Total consolidated income of the company decreased by 4.64% at Rs 2897.44 crore for Q4FY22

    Read More
  • Mahindra Finance disburses Rs 3,832 crore in March
    5th Apr 2022, 17:48 PM

    The disbursement for FY 2022 at around Rs 27,466 crore, registered a Y-o-Y growth of 45%

    Read More
  • Mahindra Finance raises Rs 255.45 crore through NCDs
    28th Mar 2022, 15:20 PM

    Date of maturity of the said NCDs will be November 17, 2031

    Read More
  • Mahindra Finance’s Quiklyz ties up with BluSmart to provide 500 EVs on leasing
    22nd Mar 2022, 14:58 PM

    Quiklyz will provide customized Lease for up to 500 EVs which will be deployed on BluSmart’s 100% EV fleet

    Read More
  • Mahindra Finance inks pact with DLL to extend long-standing U.S. joint venture
    11th Mar 2022, 09:46 AM

    The joint venture, under the name Mahindra Finance USA, offers retail and wholesale financing in the United States for MAgNA

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  • Mahindra Finance disburses Rs 2,733 crore in February
    4th Mar 2022, 11:21 AM

    During February, the Company continued to enjoy a comfortable liquidity position on its Balance Sheet, with a liquidity chest of over 3 months

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  • Mahindra Finance to increase branches of Sri Lankan subsidiary
    25th Feb 2022, 10:13 AM

    In July 2021, Mahindra Finance had increased its stake in Sri Lanka-based Ideal Finance to 58.2 per cent from 38.2 per cent, making the latter its subsidiary

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  • Mahindra Finance launches Special Deposit Scheme
    23rd Feb 2022, 11:38 AM

    This scheme, aimed specifically for digitally affluent customers is part of the company’s digitisation drive

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  • Mahindra Finance raises Rs 300 crore through NCDs
    22nd Feb 2022, 12:42 PM

    The board of directors at its meeting held on February 22, 2022 has approved the same

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  • Mahindra Finance raises Rs 500 crore through NCDs
    15th Feb 2022, 15:41 PM

    The board of directors at its meeting held on February 15, 2022 has approved the same

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Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.