Nifty
:
20137.95
Sensex
:
66993.46
41.35 (0.21%)
91.55 (0.14%)
Nifty
Sensex
:
:
20137.95
66993.46
41.35 (0.21%)
91.55 (0.14%)

Mahindra & Mahindra Financial Services Ltd.

Finance - NBFC

Rating :
55/99

BSE: 532720 | NSE: M%26MFIN

NSE BSE
274.60
29-Nov-2023
  • Open
  • High
  • Low
  • Previous Close
  •  272.00
  •  275.70
  •  269.80
  •  270.45
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  2702991
  •  7373.45
  •  346.55
  •  211.40

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 33,909.12
  • 17.10
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 81,030.75
  • 2.19%
  • 1.82

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 52.16%
  • 0.54%
  • 6.24%
  • FII
  • DII
  • Others
  • 14.1%
  • 19.33%
  • 7.63%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 9.18
  • 4.13
  • 1.59

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 5.80
  • 1.34
  • 1.65

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 8.06
  • 3.08
  • 41.36

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 18.78
  • 13.68
  • 16.09

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 2.05
  • 1.62
  • 1.54

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 12.98
  • 12.77
  • 14.07

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 23
Sep 22
Var%
Jun 23
Jun 22
Var%
Mar 23
Mar 22
Var%
Dec 22
Dec 21
Var%
Net Sales
3,833.25
3,010.95
27.31%
3,583.20
2,902.12
23.47%
3,462.69
2,865.08
20.86%
3,323.77
2,974.28
11.75%
Expenses
1,723.90
1,070.80
60.99%
1,504.33
1,511.72
-0.49%
1,072.50
932.47
15.02%
1,040.62
555.97
87.17%
EBITDA
2,109.35
1,940.15
8.72%
2,078.87
1,390.40
49.52%
2,390.19
1,932.61
23.68%
2,283.15
2,418.31
-5.59%
EBIDTM
55.03%
64.44%
58.02%
47.91%
69.03%
67.45%
68.69%
81.31%
Other Income
30.22
18.33
64.87%
53.71
11.83
354.02%
73.66
32.36
127.63%
29.05
11.37
155.50%
Interest
1,703.37
1,191.81
42.92%
1,597.19
1,052.12
51.81%
1,477.40
1,052.94
40.31%
1,372.97
1,070.72
28.23%
Depreciation
67.08
54.57
22.92%
66.36
43.37
53.01%
64.98
49.65
30.88%
63.04
35.37
78.23%
PBT
369.12
656.04
-43.74%
469.03
306.74
52.91%
921.47
862.38
6.85%
876.19
1,323.59
-33.80%
Tax
96.03
175.85
-45.39%
120.58
78.58
53.45%
258.97
239.96
7.92%
219.16
341.87
-35.89%
PAT
273.09
480.19
-43.13%
348.45
228.16
52.72%
662.50
622.42
6.44%
657.03
981.72
-33.07%
PATM
7.12%
15.95%
9.72%
7.86%
19.13%
21.72%
19.77%
33.01%
EPS
2.28
3.98
-42.71%
2.90
1.94
49.48%
5.52
5.06
9.09%
5.36
7.99
-32.92%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Net Sales
14,202.91
12,699.53
11,317.57
12,111.17
11,885.40
10,371.70
7,883.85
7,146.20
6,553.87
6,021.14
5,275.23
Net Sales Growth
20.85%
12.21%
-6.55%
1.90%
14.59%
31.56%
10.32%
9.04%
8.85%
14.14%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
14,202.91
12,699.53
11,317.57
12,111.17
11,885.40
10,371.70
7,883.85
7,146.20
6,553.87
6,021.14
5,275.23
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
5,341.35
6,119.79
5,433.06
6,047.32
4,908.46
4,214.90
2,920.77
3,123.01
2,459.28
1,972.53
1,531.98
Power & Fuel Cost
-
19.45
15.81
11.87
22.14
26.06
23.44
21.72
19.53
16.77
14.46
% Of Sales
-
0.15%
0.14%
0.10%
0.19%
0.25%
0.30%
0.30%
0.30%
0.28%
0.27%
Employee Cost
-
2,115.33
1,613.12
1,384.01
1,609.82
1,477.95
1,136.61
886.64
704.09
567.10
489.73
% Of Sales
-
16.66%
14.25%
11.43%
13.54%
14.25%
14.42%
12.41%
10.74%
9.42%
9.28%
Manufacturing Exp.
-
640.05
503.98
309.78
331.61
338.47
226.86
369.49
294.13
261.58
237.31
% Of Sales
-
5.04%
4.45%
2.56%
2.79%
3.26%
2.88%
5.17%
4.49%
4.34%
4.50%
General & Admin Exp.
-
706.64
493.74
315.15
600.44
560.63
474.79
443.70
329.66
268.21
278.09
% Of Sales
-
5.56%
4.36%
2.60%
5.05%
5.41%
6.02%
6.21%
5.03%
4.45%
5.27%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
2,657.77
2,822.22
4,038.38
2,366.59
1,837.84
1,082.51
1,423.19
1,131.40
875.64
0.00
% Of Sales
-
20.93%
24.94%
33.34%
19.91%
17.72%
13.73%
19.92%
17.26%
14.54%
9.99%
EBITDA
8,861.56
6,579.74
5,884.51
6,063.85
6,976.94
6,156.80
4,963.08
4,023.19
4,094.59
4,048.61
3,743.25
EBITDA Margin
62.39%
51.81%
51.99%
50.07%
58.70%
59.36%
62.95%
56.30%
62.48%
67.24%
70.96%
Other Income
186.64
1,557.02
168.68
60.29
116.62
1,144.84
402.44
54.46
43.58
39.76
25.33
Interest
6,150.93
5,094.30
4,417.37
5,307.57
5,390.56
4,432.28
3,436.19
3,186.17
2,868.35
2,643.00
2,280.96
Depreciation
261.46
225.96
151.99
150.51
146.87
75.53
55.21
53.72
45.70
45.51
26.08
PBT
2,635.81
2,816.50
1,483.83
666.06
1,556.13
2,793.83
1,874.11
837.75
1,224.12
1,399.87
1,461.53
Tax
694.74
732.56
399.08
153.86
516.21
973.48
688.51
308.05
436.72
475.00
496.75
Tax Rate
26.36%
26.54%
26.53%
17.20%
33.17%
34.84%
36.74%
36.77%
35.68%
33.93%
33.99%
PAT
1,941.07
2,072.40
1,136.87
733.67
1,029.25
1,780.37
1,154.50
511.64
772.29
912.91
954.42
PAT before Minority Interest
1,934.85
2,071.20
1,150.34
740.74
1,039.92
1,820.35
1,185.60
529.70
787.40
924.87
964.77
Minority Interest
-6.22
1.20
-13.47
-7.07
-10.67
-39.98
-31.10
-18.06
-15.11
-11.96
-10.35
PAT Margin
13.67%
16.32%
10.05%
6.06%
8.66%
17.17%
14.64%
7.16%
11.78%
15.16%
18.09%
PAT Growth
-16.06%
82.29%
54.96%
-28.72%
-42.19%
54.21%
125.65%
-33.75%
-15.40%
-4.35%
 
EPS
15.71
16.77
9.20
5.94
8.33
14.41
9.34
4.14
6.25
7.39
7.72

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Shareholder's Funds
18,560.09
16,896.31
15,776.37
11,969.01
11,269.02
9,855.00
6,960.16
6,469.40
5,942.72
5,293.70
Share Capital
246.72
246.60
246.40
123.07
122.98
122.90
113.01
112.92
112.83
112.70
Total Reserves
18,273.18
16,606.67
15,479.77
11,792.23
11,109.45
9,709.83
6,822.53
6,332.06
5,813.47
5,172.27
Non-Current Liabilities
75,868.19
60,469.79
62,897.34
64,789.70
54,156.05
18,923.74
25,202.71
20,666.33
17,099.13
18,538.52
Secured Loans
68,055.08
49,992.57
52,789.17
55,739.10
48,532.64
15,534.39
20,467.55
16,218.60
12,539.21
14,608.03
Unsecured Loans
8,335.11
11,193.98
10,835.40
9,443.39
5,888.01
3,752.05
4,443.24
4,122.61
4,326.04
3,645.73
Long Term Provisions
135.01
144.97
134.81
128.59
115.73
231.10
621.69
491.72
352.67
333.10
Current Liabilities
9,769.34
5,349.82
5,883.25
4,365.36
8,622.70
29,087.77
20,203.08
17,204.35
15,120.74
9,863.44
Trade Payables
1,286.01
1,163.83
778.94
722.84
1,148.48
1,138.20
606.88
496.39
495.45
450.74
Other Current Liabilities
3,196.48
3,088.32
3,477.58
3,090.60
2,940.11
5,712.37
10,737.02
9,921.13
8,182.26
6,981.27
Short Term Borrowings
5,038.37
939.08
1,476.38
451.75
4,380.98
22,237.21
7,140.65
5,217.53
5,258.62
1,510.28
Short Term Provisions
248.48
158.59
150.35
100.17
153.13
0.00
1,718.53
1,569.30
1,184.40
921.16
Total Liabilities
104,338.97
82,857.38
84,656.11
81,213.75
74,126.28
58,011.61
52,465.75
44,407.61
38,211.89
33,732.14
Net Block
870.60
515.28
399.04
455.36
201.45
146.66
133.39
129.05
118.86
128.48
Gross Block
1,608.52
1,131.69
967.34
907.57
527.93
412.82
358.32
312.70
267.00
228.45
Accumulated Depreciation
737.92
616.41
568.30
452.21
326.48
266.17
224.93
183.65
148.14
99.97
Non Current Assets
16,025.78
10,671.93
13,889.29
4,766.97
4,047.72
3,743.29
29,182.74
23,780.08
20,799.74
18,374.04
Capital Work in Progress
2.64
2.10
11.73
0.56
0.79
0.46
1.14
0.02
0.32
0.23
Non Current Investment
10,037.16
8,628.03
12,100.11
1,917.86
1,820.58
1,966.33
797.94
652.21
559.67
378.96
Long Term Loans & Adv.
235.71
153.85
51.07
36.51
25.77
228.07
211.89
173.26
54.82
48.78
Other Non Current Assets
1,398.60
176.52
312.61
492.27
118.59
41.28
147.83
102.80
291.00
218.04
Current Assets
88,313.19
72,185.45
70,766.82
76,446.78
70,078.55
54,268.33
23,283.01
20,627.52
17,412.14
15,358.10
Current Investments
25.97
26.10
26.22
3,422.51
1,506.78
411.61
575.98
546.70
94.50
342.89
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
98.35
64.83
54.64
52.91
53.60
56.44
22.96
20.00
14.54
22.90
Cash & Bank
4,066.91
4,827.61
4,037.19
1,531.60
994.04
477.90
603.88
605.94
493.64
570.43
Other Current Assets
84,121.96
1,219.10
845.73
661.18
67,524.13
53,322.37
22,080.19
19,454.88
16,809.46
14,421.87
Short Term Loans & Adv.
82,659.19
66,047.81
65,803.04
70,778.58
66,804.21
52,719.63
21,455.36
18,860.70
16,407.04
14,084.31
Net Current Assets
78,543.85
66,835.63
64,883.57
72,081.42
61,455.86
25,180.56
3,079.93
3,423.17
2,291.40
5,494.65
Total Assets
104,338.97
82,857.38
84,656.11
81,213.75
74,126.27
58,011.62
52,465.75
44,407.60
38,211.88
33,732.14

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Cash From Operating Activity
-17,395.31
18.06
5,825.89
-3,115.23
-12,077.94
-8,509.69
-6,466.94
-4,957.03
-3,970.04
-6,447.89
PBT
2,816.50
1,483.83
666.06
1,556.13
2,793.83
1,874.11
837.75
1,224.12
1,399.87
1,461.53
Adjustment
-5,609.13
-3,647.58
-2,507.48
2,330.69
637.51
642.07
1,257.75
908.90
610.22
164.86
Changes in Working Capital
-21,150.96
-4,402.34
297.18
-6,413.70
-14,685.39
-10,361.37
-8,029.91
-6,434.58
-5,388.67
-7,515.08
Cash after chg. in Working capital
-23,943.59
-6,566.09
-1,544.24
-2,526.88
-11,254.05
-7,845.19
-5,934.41
-4,301.56
-3,378.58
-5,888.69
Interest Paid
-5,201.64
-4,826.59
-4,742.22
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
-533.75
-573.23
-658.56
-588.35
-823.89
-664.50
-532.54
-655.48
-591.45
-559.20
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
12,283.67
11,983.97
12,770.91
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-1,635.37
3,110.59
-8,348.44
-2,689.11
-1,213.05
243.13
-97.40
-439.86
34.09
-470.03
Net Fixed Assets
-396.12
-84.89
-79.13
-300.13
-90.11
-38.98
-32.74
-34.64
-34.87
-16.10
Net Investments
-1,548.35
3,265.08
-5,794.37
-2,119.28
-1,057.58
-861.06
-389.72
-629.67
15.50
-308.21
Others
309.10
-69.60
-2,474.94
-269.70
-65.36
1,143.17
325.06
224.45
53.46
-145.72
Cash from Financing Activity
18,851.96
-3,172.88
2,548.48
6,049.72
13,489.53
8,173.71
6,765.94
5,430.53
3,907.07
6,898.28
Net Cash Inflow / Outflow
-178.72
-44.23
25.93
245.38
198.54
-92.85
201.59
33.64
-28.88
-19.64
Opening Cash & Equivalents
765.18
808.53
782.60
537.22
338.69
431.54
235.67
202.03
234.37
254.01
Closing Cash & Equivalent
586.53
765.32
808.53
782.60
537.22
338.69
437.26
235.67
205.49
234.37

Financial Ratios

Consolidated /

Standalone
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Book Value (Rs.)
150.13
136.69
127.65
118.08
111.40
97.58
74.85
69.61
64.06
57.19
ROA
2.21%
1.37%
0.89%
1.34%
2.76%
2.15%
1.09%
1.91%
2.57%
3.19%
ROE
11.71%
7.06%
5.36%
8.99%
17.28%
14.14%
7.92%
12.73%
16.50%
19.58%
ROCE
8.82%
7.46%
7.83%
9.41%
11.90%
10.73%
9.13%
10.81%
12.18%
13.39%
Fixed Asset Turnover
9.27
10.78
12.92
16.56
22.05
20.45
21.30
22.61
24.31
24.21
Receivable days
2.34
1.93
1.62
1.64
1.94
1.84
1.10
0.96
1.13
1.34
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
0.00
0.00
157.42
212.77
216.02
148.33
166.79
190.27
218.27
Cash Conversion Cycle
2.34
1.93
1.62
-155.78
-210.83
-214.18
-147.24
-165.83
-189.13
-216.93
Total Debt/Equity
4.40
3.69
4.14
5.51
5.23
4.22
5.86
5.28
4.93
4.90
Interest Cover
1.55
1.35
1.17
1.29
1.63
1.55
1.26
1.43
1.53
1.64

Annual Reports:

FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016
FY 2015
FY 2014

News Update:


  • Mahindra Finance enters into strategic co-lending partnership with SBI
    1st Nov 2023, 12:59 PM

    The co-lending model is designed to harness the distribution strength of NBFCs and the cost-efficient capital of banks, ensuring wider outreach and better interest rates for customers

    Read More
  • Mahindra & Mahindra Financial Services reports 42% fall in Q2 consolidated net profit
    30th Oct 2023, 14:20 PM

    Total consolidated income of the company increased by 27.54% at Rs 3863.47 crore for Q2FY24

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  • Mah & Mah Finl. Serv - Quarterly Results
    27th Oct 2023, 17:15 PM

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  • Mahindra Finance reports 11% growth in disbursement during September
    3rd Oct 2023, 17:12 PM

    The Q2FY2024 disbursements at around Rs 13,300 crore result in growth of 12.6% YoY

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  • Mahindra & Mahindra Financial executes Master agreement for co-lending with SBI
    6th Sep 2023, 09:27 AM

    The company has executed a Master agreement for providing priority sector loans and periodical assignments of loan portfolios

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  • Mahindra Finance’s arm implements Nucleus Software’s FinnOne Neo
    5th Sep 2023, 10:23 AM

    The implementation was completed in under a year with zero business disruptions

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  • Mahindra Finance reports 15% growth in disbursement during August
    4th Sep 2023, 17:59 PM

    The Company continued to maintain comfortable liquidity chest of about 3 months’ requirement

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Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.