Nifty
Sensex
:
:
22957.10
75410.39
-10.55 (-0.05%)
-7.65 (-0.01%)

Insurance - Life

Rating :
54/99

BSE: 500271 | NSE: MFSL

960.90
23-May-2024
  • Open
  • High
  • Low
  • Previous Close
  •  981.65
  •  983.60
  •  947.95
  •  977.95
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  1148256
  •  11006.10
  •  1092.00
  •  668.30

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 33,117.21
  • 97.38
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 32,211.28
  • N/A
  • 8.57

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 6.52%
  • 0.51%
  • 4.34%
  • FII
  • DII
  • Others
  • 47.7%
  • 39.41%
  • 1.52%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 10.39
  • 9.97
  • 0.10

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 4.76
  • 4.63
  • 1.71

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 10.50
  • 7.59
  • -3.82

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 60.54
  • 78.43
  • 83.36

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 6.88
  • 7.32
  • 7.92

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 36.87
  • 45.68
  • 57.28

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Var%
Dec 23
Dec 22
Var%
Sep 23
Sep 22
Var%
Jun 23
Jun 22
Var%
Net Sales
14,887.81
9,929.37
49.94%
12,355.67
8,895.52
38.90%
10,164.62
9,316.09
9.11%
9,168.12
3,271.69
180.23%
Expenses
14,946.44
9,865.44
51.50%
12,146.31
8,573.27
41.68%
10,020.76
9,238.12
8.47%
9,043.15
3,184.94
183.93%
EBITDA
-58.63
63.93
-
209.36
322.25
-35.03%
143.86
77.97
84.51%
124.97
86.75
44.06%
EBIDTM
-0.39%
0.64%
1.69%
3.62%
1.42%
0.84%
1.36%
2.65%
Other Income
10.71
4.86
120.37%
3.52
2.83
24.38%
24.52
6.50
277.23%
3.34
4.20
-20.48%
Interest
10.81
9.24
16.99%
14.15
9.40
50.53%
9.36
9.47
-1.16%
9.32
9.35
-0.32%
Depreciation
0.66
1.11
-40.54%
0.76
1.14
-33.33%
0.78
1.17
-33.33%
0.99
1.21
-18.18%
PBT
-59.39
58.44
-
197.97
314.54
-37.06%
158.24
73.83
114.33%
118.00
80.39
46.78%
Tax
-9.31
5.99
-
26.76
45.19
-40.78%
-12.08
12.22
-
16.87
11.91
41.65%
PAT
-50.08
52.45
-
171.21
269.35
-36.44%
170.32
61.61
176.45%
101.13
68.48
47.68%
PATM
-0.34%
0.53%
1.39%
3.03%
1.68%
0.66%
1.10%
2.09%
EPS
-1.28
1.34
-
4.32
6.52
-33.74%
4.30
1.49
188.59%
2.55
1.63
56.44%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Net Sales
46,576.22
31,384.04
31,156.49
31,286.52
21,214.17
19,511.71
16,321.04
15,227.89
11,696.14
14,877.43
11,680.94
Net Sales Growth
48.27%
0.73%
-0.42%
47.48%
8.73%
19.55%
7.18%
30.20%
-21.38%
27.37%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
781.37
851.76
Gross Profit
46,576.22
31,384.04
31,156.49
31,286.52
21,214.17
19,511.71
16,321.04
15,227.89
11,696.14
14,096.07
10,829.18
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
100%
100%
94.75%
92.71%
Total Expenditure
46,156.66
30,669.69
30,554.26
30,630.24
20,604.01
18,942.08
15,734.51
14,475.68
11,178.72
14,190.29
11,232.27
Power & Fuel Cost
-
21.46
14.97
14.86
19.73
30.24
26.89
25.87
22.12
98.56
103.99
% Of Sales
-
0.07%
0.05%
0.05%
0.09%
0.15%
0.16%
0.17%
0.19%
0.66%
0.89%
Employee Cost
-
2,071.61
1,693.80
1,684.55
1,276.91
954.55
794.18
918.13
650.34
1,009.92
956.79
% Of Sales
-
6.60%
5.44%
5.38%
6.02%
4.89%
4.87%
6.03%
5.56%
6.79%
8.19%
Manufacturing Exp.
-
27,225.64
27,504.50
8,575.05
7,650.61
6,801.75
5,888.48
9,363.74
6,002.69
7,934.97
5,644.32
% Of Sales
-
86.75%
88.28%
27.41%
36.06%
34.86%
36.08%
61.49%
51.32%
53.34%
48.32%
General & Admin Exp.
-
1,184.55
1,090.64
825.69
871.27
841.88
674.02
4,166.35
3,482.49
688.44
694.52
% Of Sales
-
3.77%
3.50%
2.64%
4.11%
4.31%
4.13%
27.36%
29.77%
4.63%
5.95%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
3,992.92
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
34.18%
Miscellaneous Exp.
-
187.89
265.32
19,544.96
10,805.22
10,343.91
8,377.83
27.46
1,043.19
3,775.59
3,992.92
% Of Sales
-
0.60%
0.85%
62.47%
50.93%
53.01%
51.33%
0.18%
8.92%
25.38%
26.41%
EBITDA
419.56
714.35
602.23
656.28
610.16
569.63
586.53
752.21
517.42
687.14
448.67
EBITDA Margin
0.90%
2.28%
1.93%
2.10%
2.88%
2.92%
3.59%
4.94%
4.42%
4.62%
3.84%
Other Income
42.09
47.86
33.65
139.27
32.31
26.89
17.67
20.81
15.73
61.24
56.93
Interest
43.64
57.24
67.00
40.99
38.77
39.46
11.03
8.93
7.66
82.13
93.21
Depreciation
3.19
177.77
180.22
161.66
161.22
76.21
63.15
62.53
60.47
153.80
137.91
PBT
414.82
527.21
388.66
592.89
442.49
480.84
530.02
701.56
465.02
512.46
274.48
Tax
22.24
75.31
70.25
33.14
169.63
64.37
88.18
108.29
71.83
147.54
65.00
Tax Rate
5.36%
14.28%
18.07%
5.59%
38.34%
13.39%
16.64%
15.44%
15.45%
28.79%
23.68%
PAT
392.58
378.48
253.37
425.39
144.99
262.56
286.39
395.36
252.74
279.62
139.45
PAT before Minority Interest
340.07
451.89
318.40
559.75
272.85
416.47
441.84
593.27
393.19
364.91
209.48
Minority Interest
-52.51
-73.41
-65.03
-134.36
-127.86
-153.91
-155.45
-197.91
-140.45
-85.29
-70.03
PAT Margin
0.84%
1.21%
0.81%
1.36%
0.68%
1.35%
1.75%
2.60%
2.16%
1.88%
1.19%
PAT Growth
-13.12%
49.38%
-40.44%
193.39%
-44.78%
-8.32%
-27.56%
56.43%
-9.61%
100.52%
 
EPS
11.38
10.97
7.34
12.33
4.20
7.61
8.30
11.46
7.32
8.10
4.04

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Shareholder's Funds
3,518.24
3,934.61
3,342.96
2,146.52
2,059.03
1,819.27
2,334.65
1,965.72
3,302.02
3,049.59
Share Capital
68.72
69.02
69.02
53.90
53.88
53.68
53.45
53.40
53.30
118.71
Total Reserves
3,445.88
3,865.59
3,273.13
2,088.38
2,002.64
1,748.37
2,273.16
1,903.05
3,233.62
2,920.21
Non-Current Liabilities
812.78
777.32
758.61
495.71
778.95
343.65
38,688.11
31,289.09
27,015.96
20,647.20
Secured Loans
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
403.05
435.35
Unsecured Loans
520.66
520.56
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Long Term Provisions
10.64
12.05
41.27
63.74
280.51
39.18
264.37
284.86
59.61
77.60
Current Liabilities
127,038.65
112,485.02
93,693.10
71,201.72
63,772.39
52,896.24
5,195.89
4,418.06
4,573.53
4,600.07
Trade Payables
1,709.50
1,414.69
1,169.30
809.44
979.17
905.87
864.81
666.05
907.21
873.05
Other Current Liabilities
125,291.43
111,033.30
92,509.55
70,256.58
62,789.26
51,984.54
4,164.78
3,658.60
3,287.23
3,225.42
Short Term Borrowings
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
114.71
216.16
Short Term Provisions
37.72
37.03
14.25
135.70
3.96
5.82
166.30
93.40
264.37
285.43
Total Liabilities
131,819.93
117,747.25
98,056.75
74,516.28
67,384.43
55,841.68
46,967.62
38,375.44
35,508.57
29,117.39
Net Block
1,108.25
964.93
988.89
1,046.14
722.30
694.61
690.78
348.62
1,199.82
1,592.46
Gross Block
1,860.80
1,559.77
1,427.19
1,334.63
857.39
757.35
1,209.11
815.60
1,997.73
2,414.56
Accumulated Depreciation
752.56
594.84
438.29
288.49
135.09
62.74
518.34
466.98
797.91
822.10
Non Current Assets
3,030.63
2,653.09
2,534.32
3,606.10
2,298.08
1,374.07
40,599.20
34,449.44
30,788.38
25,277.40
Capital Work in Progress
39.44
31.32
22.57
11.98
25.52
20.26
3.28
37.08
39.02
55.10
Non Current Investment
0.00
0.00
806.14
509.46
213.03
22.29
39,424.61
33,694.53
29,164.11
23,110.59
Long Term Loans & Adv.
996.40
805.17
663.69
575.04
769.62
458.00
439.98
340.92
343.09
485.60
Other Non Current Assets
109.63
60.14
53.02
1,463.47
567.62
178.91
40.54
28.29
42.33
33.65
Current Assets
128,789.29
115,094.17
95,522.43
70,910.18
65,086.35
54,467.60
6,368.43
3,925.99
4,720.19
3,839.99
Current Investments
123,355.46
109,794.16
91,765.75
68,565.60
63,244.76
52,660.89
4,682.96
2,406.98
2,850.72
2,023.00
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
179.20
169.40
Sundry Debtors
681.24
677.16
610.57
823.27
634.36
591.25
530.84
519.04
693.42
658.13
Cash & Bank
1,287.77
799.73
721.58
770.22
693.83
833.67
356.23
335.63
319.28
394.47
Other Current Assets
3,464.83
3,820.38
2,423.03
749.59
513.39
381.80
798.39
664.34
677.57
594.99
Short Term Loans & Adv.
4.72
2.75
1.51
1.50
14.44
42.81
144.35
203.54
251.62
204.20
Net Current Assets
1,750.65
2,609.15
1,829.33
-291.54
1,313.96
1,571.36
1,172.54
-492.07
146.66
-760.08
Total Assets
131,819.92
117,747.26
98,056.75
74,516.28
67,384.43
55,841.67
46,967.63
38,375.43
35,508.57
29,117.39

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Cash From Operating Activity
9,922.28
8,495.86
6,892.24
5,451.66
5,558.92
4,853.13
4,266.26
3,802.07
2,579.38
2,160.25
PBT
527.21
388.66
592.89
442.49
480.84
530.02
701.56
465.02
512.46
274.48
Adjustment
8,651.51
8,163.05
5,493.56
5,737.81
5,056.47
4,405.07
3,581.14
3,388.83
2,067.28
2,027.98
Changes in Working Capital
838.68
14.32
943.41
-664.73
92.92
6.96
90.61
22.98
111.79
-63.43
Cash after chg. in Working capital
10,017.40
8,566.02
7,029.87
5,515.57
5,630.23
4,942.05
4,373.31
3,876.83
2,691.53
2,239.03
Interest Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
-95.12
-70.17
-137.62
-63.90
-71.31
-88.92
-107.05
-74.76
-112.15
-78.78
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-9,227.65
-8,835.38
-6,851.53
-4,990.71
-5,522.09
-4,270.91
-4,030.48
-3,503.04
-2,311.21
-1,908.38
Net Fixed Assets
2.81
22.67
2.48
-4.56
-0.67
-14.77
1.23
9.50
463.58
-22.70
Net Investments
28.03
-106.80
-4,147.97
-337.08
-167.00
-142.48
-117.05
1,613.74
-574.15
-11.82
Others
-9,258.49
-8,751.25
-2,706.04
-4,649.07
-5,354.42
-4,113.66
-3,914.66
-5,126.28
-2,200.64
-1,873.86
Cash from Financing Activity
-232.76
387.97
-92.15
-382.57
-173.64
-116.31
-215.35
-186.92
-387.60
-213.24
Net Cash Inflow / Outflow
461.87
48.45
-51.43
78.38
-136.81
465.90
20.43
112.11
-119.43
38.63
Opening Cash & Equivalents
764.03
715.57
767.01
688.64
825.45
359.55
333.31
259.59
379.02
340.39
Closing Cash & Equivalent
1,225.90
764.03
715.57
767.02
688.64
825.45
353.73
333.31
259.59
379.02

Financial Ratios

Consolidated /

Standalone
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Book Value (Rs.)
102.28
114.01
96.85
79.49
76.34
67.14
87.05
73.28
123.34
111.69
ROA
0.36%
0.30%
0.65%
0.38%
0.68%
0.86%
1.39%
1.06%
1.13%
0.78%
ROE
12.13%
8.75%
20.41%
13.00%
21.59%
21.40%
27.70%
15.00%
11.66%
7.15%
ROCE
13.76%
11.69%
23.09%
22.89%
26.83%
26.05%
33.04%
16.27%
15.66%
9.86%
Fixed Asset Turnover
18.35
20.86
22.66
19.36
24.17
16.60
15.04
8.31
6.74
4.94
Receivable days
7.90
7.54
8.36
12.54
11.46
12.55
12.58
18.92
16.58
20.40
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
4.28
3.60
Payable days
0.00
0.00
0.00
35.31
42.94
46.85
26.47
41.97
32.09
25.89
Cash Conversion Cycle
7.90
7.54
8.36
-22.77
-31.47
-34.31
-13.89
-23.06
-11.24
-1.89
Total Debt/Equity
0.15
0.13
0.00
0.00
0.00
0.00
0.00
0.00
0.17
0.23
Interest Cover
10.21
6.80
15.46
12.41
13.18
49.06
79.54
61.73
7.24
3.94

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.