Nifty
:
15752.05
Sensex
:
52907.93
-28.20 (-0.18%)
-111.01 (-0.21%)
Nifty
Sensex
:
:
15752.05
52907.93
-28.20 (-0.18%)
-111.01 (-0.21%)

Max Financial Services Ltd.

Insurance - Life

Rating :
56/99

BSE: 500271 | NSE: MFSL

NSE BSE
803.35
01-Jul-2022
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  • 782.35
  • 808.40
  • 772.15
  • 782.35
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  320516
  •  2548.56
  •  1148.05
  •  696.50

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 27,761.03
  • 109.57
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 27,039.46
  • N/A
  • 7.06

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 14.72%
  • 0.82%
  • 6.21%
  • FII
  • DII
  • Others
  • 23.26%
  • 52.76%
  • 2.23%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 13.81
  • 15.49
  • 17.05

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 6.85
  • 0.04
  • 5.76

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 10.63
  • 1.47
  • 17.45

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 52.72
  • 45.91
  • 89.22

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 6.00
  • 6.54
  • 7.32

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 29.11
  • 33.60
  • 43.20

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 22
Mar 21
Var%
Dec 21
Dec 20
Var%
Sep 21
Sep 20
Var%
Jun 21
Jun 20
Var%
Net Sales
8,959.65
9,759.75
-8.20%
6,954.04
8,989.70
-22.64%
9,325.40
7,019.85
32.84%
5,942.05
5,504.61
7.95%
Expenses
8,798.89
9,691.65
-9.21%
6,842.85
8,709.28
-21.43%
9,270.17
6,923.36
33.90%
5,857.29
5,365.23
9.17%
EBITDA
160.76
68.10
136.06%
111.19
280.42
-60.35%
55.23
96.49
-42.76%
84.76
139.38
-39.19%
EBIDTM
1.79%
0.70%
1.60%
3.12%
0.59%
1.37%
1.43%
2.53%
Other Income
2.66
0.56
375.00%
0.72
0.58
24.14%
1.97
0.26
657.69%
1.09
12.71
-91.42%
Interest
9.25
0.06
15,316.67%
9.28
0.09
10,211.11%
6.10
0.05
12,100.00%
0.11
0.08
37.50%
Depreciation
1.20
1.45
-17.24%
1.22
1.37
-10.95%
1.21
1.19
1.68%
1.37
1.31
4.58%
PBT
152.97
67.15
127.80%
101.41
279.54
-63.72%
49.89
95.51
-47.76%
84.37
150.70
-44.01%
Tax
8.97
-2.88
-
10.48
52.41
-80.00%
2.24
14.45
-84.50%
48.56
-30.83
-
PAT
144.00
70.03
105.63%
90.93
227.13
-59.97%
47.65
81.06
-41.22%
35.81
181.53
-80.27%
PATM
1.61%
0.72%
1.31%
2.53%
0.51%
1.15%
0.60%
3.30%
EPS
3.41
1.81
88.40%
2.17
5.10
-57.45%
1.15
2.09
-44.98%
0.61
4.85
-87.42%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Net Sales
31,181.14
31,286.52
21,214.17
19,511.71
16,321.04
15,227.89
11,696.14
14,877.43
11,680.94
10,615.85
8,583.88
Net Sales Growth
-0.30%
47.48%
8.73%
19.55%
7.18%
30.20%
-21.38%
27.37%
10.03%
23.67%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
781.37
851.76
804.21
694.50
Gross Profit
31,181.14
31,286.52
21,214.17
19,511.71
16,321.04
15,227.89
11,696.14
14,096.07
10,829.18
9,811.64
7,889.37
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
94.75%
92.71%
92.42%
91.91%
Total Expenditure
30,769.20
30,532.98
20,604.01
18,942.08
15,734.51
14,475.68
11,178.72
14,190.29
11,232.27
9,464.84
8,195.35
Power & Fuel Cost
-
14.86
19.73
30.24
26.89
25.87
22.12
98.56
103.99
96.43
76.51
% Of Sales
-
0.05%
0.09%
0.15%
0.16%
0.17%
0.19%
0.66%
0.89%
0.91%
0.89%
Employee Cost
-
1,684.55
1,276.91
954.55
794.18
918.13
650.34
1,009.92
956.79
880.05
796.24
% Of Sales
-
5.38%
6.02%
4.89%
4.87%
6.03%
5.56%
6.79%
8.19%
8.29%
9.28%
Manufacturing Exp.
-
8,575.00
7,650.61
6,801.75
5,888.48
9,363.74
6,002.69
7,934.97
5,644.32
4,352.31
3,906.98
% Of Sales
-
27.41%
36.06%
34.86%
36.08%
61.49%
51.32%
53.34%
48.32%
41.00%
45.52%
General & Admin Exp.
-
825.69
871.27
841.88
674.02
4,166.35
3,482.49
688.44
694.52
646.23
611.57
% Of Sales
-
2.64%
4.11%
4.31%
4.13%
27.36%
29.77%
4.63%
5.95%
6.09%
7.12%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
3,992.92
3,590.90
2,612.60
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
34.18%
33.83%
30.44%
Miscellaneous Exp.
-
19,447.74
10,805.22
10,343.91
8,377.83
27.46
1,043.19
3,775.59
3,084.87
2,782.04
2,612.60
% Of Sales
-
62.16%
50.93%
53.01%
51.33%
0.18%
8.92%
25.38%
26.41%
26.21%
25.47%
EBITDA
411.94
753.54
610.16
569.63
586.53
752.21
517.42
687.14
448.67
1,151.01
388.53
EBITDA Margin
1.32%
2.41%
2.88%
2.92%
3.59%
4.94%
4.42%
4.62%
3.84%
10.84%
4.53%
Other Income
6.44
42.01
32.31
26.89
17.67
20.81
15.73
61.24
56.93
61.63
41.28
Interest
24.74
40.99
38.77
39.46
11.03
8.93
7.66
82.13
93.21
84.45
85.96
Depreciation
5.00
161.66
161.22
76.21
63.15
62.53
60.47
153.80
137.91
136.79
101.96
PBT
388.64
592.89
442.49
480.84
530.02
701.56
465.02
512.46
274.48
991.38
241.88
Tax
70.25
33.14
169.63
64.37
88.18
108.29
71.83
147.54
65.00
141.85
4.00
Tax Rate
18.08%
5.59%
38.34%
13.39%
16.64%
15.44%
15.45%
28.79%
23.68%
14.31%
1.65%
PAT
318.39
425.39
144.99
262.56
286.39
395.36
252.74
279.62
139.45
784.12
154.97
PAT before Minority Interest
253.36
559.75
272.85
416.47
441.84
593.27
393.19
364.91
209.48
849.53
237.88
Minority Interest
-65.03
-134.36
-127.86
-153.91
-155.45
-197.91
-140.45
-85.29
-70.03
-65.41
-82.91
PAT Margin
1.02%
1.36%
0.68%
1.35%
1.75%
2.60%
2.16%
1.88%
1.19%
7.39%
1.81%
PAT Growth
-43.12%
193.39%
-44.78%
-8.32%
-27.56%
56.43%
-9.61%
100.52%
-82.22%
405.98%
 
EPS
9.23
12.33
4.20
7.61
8.30
11.46
7.32
8.10
4.04
22.72
4.49

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Shareholder's Funds
3,342.96
2,146.52
2,059.03
1,819.27
2,334.65
1,965.72
3,302.02
3,049.59
3,027.85
2,637.75
Share Capital
69.02
53.90
53.88
53.68
53.45
53.40
53.30
118.71
178.10
177.91
Total Reserves
3,273.13
2,088.38
2,002.64
1,748.37
2,273.16
1,903.05
3,233.62
2,920.21
2,834.97
2,427.75
Non-Current Liabilities
758.61
495.71
778.95
343.65
38,688.11
31,289.09
27,015.96
20,647.20
17,351.93
14,749.89
Secured Loans
0.00
0.00
0.00
0.00
0.00
0.00
403.05
435.35
376.54
386.39
Unsecured Loans
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
1.67
11.13
Long Term Provisions
41.27
63.74
280.51
39.18
264.37
284.86
59.61
77.60
97.65
72.44
Current Liabilities
93,759.12
71,201.72
63,772.39
52,896.24
5,195.89
4,418.06
4,573.53
4,600.07
3,609.25
2,677.81
Trade Payables
1,235.32
809.44
979.17
905.87
864.81
666.05
907.21
873.05
805.47
780.14
Other Current Liabilities
92,509.54
70,256.58
62,789.26
51,984.54
4,164.78
3,658.60
3,287.23
3,225.42
2,342.52
1,721.18
Short Term Borrowings
0.00
0.00
0.00
0.00
0.00
0.00
114.71
216.16
211.96
80.93
Short Term Provisions
14.25
135.70
3.96
5.82
166.30
93.40
264.37
285.43
249.31
95.56
Total Liabilities
98,122.77
74,516.28
67,384.43
55,841.68
46,967.62
38,375.44
35,508.57
29,117.39
24,724.00
20,775.27
Net Block
988.89
1,046.14
722.30
694.61
690.78
348.62
1,199.82
1,592.46
1,597.35
1,368.33
Gross Block
1,427.19
1,334.63
857.39
757.35
1,209.11
815.60
1,997.73
2,414.56
2,312.42
1,979.42
Accumulated Depreciation
438.29
288.49
135.09
62.74
518.34
466.98
797.91
822.10
715.07
611.09
Non Current Assets
3,507.89
3,606.10
2,298.08
1,374.07
40,599.20
34,449.44
30,788.38
25,277.40
20,985.72
16,969.14
Capital Work in Progress
22.57
11.98
25.52
20.26
3.28
37.08
39.02
55.10
92.29
75.21
Non Current Investment
806.14
509.46
213.03
22.29
39,424.61
33,694.53
29,164.11
23,110.59
18,880.56
15,184.17
Long Term Loans & Adv.
663.69
575.04
769.62
458.00
439.98
340.92
343.09
485.60
414.12
340.83
Other Non Current Assets
1,026.59
1,463.47
567.62
178.91
40.54
28.29
42.33
33.65
1.40
0.60
Current Assets
94,614.88
70,910.18
65,086.35
54,467.60
6,368.43
3,925.99
4,720.19
3,839.99
3,738.28
3,806.14
Current Investments
91,765.75
68,565.60
63,244.76
52,660.89
4,682.96
2,406.98
2,850.72
2,023.00
2,210.69
2,351.82
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
179.20
169.40
61.33
63.44
Sundry Debtors
610.57
823.27
634.36
591.25
530.84
519.04
693.42
658.13
647.75
502.32
Cash & Bank
721.58
770.22
693.83
833.67
356.23
335.63
319.28
394.47
362.11
524.99
Other Current Assets
1,516.99
749.59
498.95
338.99
798.39
664.34
677.57
594.99
456.40
363.57
Short Term Loans & Adv.
1.51
1.50
14.44
42.81
144.35
203.54
251.62
204.20
130.84
119.69
Net Current Assets
855.76
-291.54
1,313.96
1,571.36
1,172.54
-492.07
146.66
-760.08
129.02
1,128.33
Total Assets
98,122.77
74,516.28
67,384.43
55,841.67
46,967.63
38,375.43
35,508.57
29,117.39
24,724.00
20,775.28

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Cash From Operating Activity
8,621.13
5,451.66
5,558.92
4,853.13
4,266.26
3,802.07
2,579.38
2,160.25
1,887.31
2,853.66
PBT
592.89
442.49
480.84
530.02
701.56
465.02
512.46
274.48
991.38
241.88
Adjustment
7,296.17
5,737.81
5,056.47
4,405.07
3,581.14
3,388.83
2,067.28
2,027.98
937.88
2,369.21
Changes in Working Capital
869.68
-664.73
92.92
6.96
90.61
22.98
111.79
-63.43
133.01
242.92
Cash after chg. in Working capital
8,758.75
5,515.57
5,630.23
4,942.05
4,373.31
3,876.83
2,691.53
2,239.03
2,062.27
2,854.01
Interest Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
-137.62
-63.90
-71.31
-88.92
-107.05
-74.76
-112.15
-78.78
-174.96
-0.35
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-8,580.55
-4,990.71
-5,522.09
-4,270.91
-4,030.48
-3,503.04
-2,311.21
-1,908.38
-1,796.20
-3,257.71
Net Fixed Assets
-1.25
-4.56
-0.67
-14.77
1.23
9.50
463.58
-22.70
-21.36
-17.57
Net Investments
-4,147.97
-337.08
-167.00
-142.48
-117.05
1,613.74
-574.15
-11.82
-424.91
-336.98
Others
-4,431.33
-4,649.07
-5,354.42
-4,113.66
-3,914.66
-5,126.28
-2,200.64
-1,873.86
-1,349.93
-2,903.16
Cash from Financing Activity
-92.02
-382.57
-173.64
-116.31
-215.35
-186.92
-387.60
-213.24
-220.15
532.80
Net Cash Inflow / Outflow
-51.44
78.38
-136.81
465.90
20.43
112.11
-119.43
38.63
-129.04
128.76
Opening Cash & Equivalents
767.02
688.64
825.45
359.55
333.31
259.59
379.02
340.39
469.43
340.72
Closing Cash & Equivalent
715.57
767.02
688.64
825.45
353.73
333.31
259.59
379.02
340.39
469.43

Financial Ratios

Consolidated /

Standalone
Description
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Book Value (Rs.)
96.85
79.49
76.34
67.14
87.05
73.28
123.34
111.69
108.77
93.76
ROA
0.65%
0.38%
0.68%
0.86%
1.39%
1.06%
1.13%
0.78%
3.73%
1.26%
ROE
20.41%
13.00%
21.59%
21.40%
27.70%
15.00%
11.66%
7.15%
31.65%
12.54%
ROCE
23.09%
22.89%
26.83%
26.05%
33.04%
16.27%
15.66%
9.86%
31.22%
3.81%
Fixed Asset Turnover
22.66
19.36
24.17
16.60
15.04
8.31
6.74
4.94
4.95
4.89
Receivable days
8.36
12.54
11.46
12.55
12.58
18.92
16.58
20.40
19.77
18.07
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
4.28
3.60
2.14
2.39
Payable days
0.00
35.31
42.94
46.85
26.47
41.97
32.09
25.89
28.99
30.42
Cash Conversion Cycle
8.36
-22.77
-31.47
-34.31
-13.89
-23.06
-11.24
-1.89
-7.08
-9.95
Total Debt/Equity
0.00
0.00
0.00
0.00
0.00
0.00
0.17
0.23
0.22
0.21
Interest Cover
15.46
12.41
13.18
49.06
79.54
61.73
7.24
3.94
12.74
3.81

Annual Reports:

FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016
FY 2015
FY 2014
FY 2013
FY 2012

News Update:


  • Max Financial Services’ arm launches smart solution ‘Insta-COI’
    30th Jun 2022, 14:40 PM

    This solution is currently applicable for certain low-risk prospects choosing a sum assured of up to Rs 25 lakh

    Read More
  • Max Financial Services’ arm launches ‘Max Life Smart Fixed-return Digital Plan’
    23rd Jun 2022, 15:57 PM

    The Smart Fixed-return Digital Plan targets the digitally-savvy millennials who prefer quick and hassle-free online onboarding

    Read More
  • Max Financial Services’ arm disburses 30,830 death claims in FY22
    14th Jun 2022, 15:25 PM

    With this, the Company has surpassed the coveted 99% benchmark for the third year in a row

    Read More
  • Max Financial Services reports over 2-fold jump in Q4 consolidated net profit
    11th May 2022, 14:08 PM

    Total consolidated income of the company decreased by 8.18% at Rs 8,962.31 crore for Q4FY22

    Read More
  • Max Financial - Quarterly Results
    10th May 2022, 18:03 PM

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