Nifty
Sensex
:
:
13258.55
45079.55
124.65 (0.95%)
446.90 (1.00%)

Insurance - Life

Rating :
65/99

BSE: 500271 | NSE: MFSL

637.55
04-Dec-2020
  • Open
  • High
  • Low
  • Previous Close
  •  638.00
  •  639.85
  •  631.00
  •  634.95
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  863619
  •  5493.30
  •  665.00
  •  276.35

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 17,184.03
  • 67.03
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 16,490.20
  • N/A
  • 7.43

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 22.33%
  • 2.62%
  • 9.31%
  • FII
  • DII
  • Others
  • 32.4%
  • 28.40%
  • 4.94%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 9.80
  • 5.63
  • 8.57

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 19.11
  • -3.28
  • -5.01

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -1.25
  • -12.75

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 42.54
  • 42.26
  • 41.45

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 4.71
  • 5.88
  • 5.51

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 18.58
  • 21.72
  • 20.96

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 20
Sep 19
Var%
Jun 20
Jun 19
Var%
Mar 20
Mar 19
Var%
Dec 19
Dec 18
Var%
Net Sales
7,019.85
4,685.87
49.81%
5,504.61
3,948.68
39.40%
4,264.06
7,136.50
-40.25%
5,365.68
4,501.98
19.18%
Expenses
6,923.36
4,614.29
50.04%
5,365.23
3,884.65
38.11%
4,126.57
6,935.20
-40.50%
5,186.43
4,426.14
17.18%
EBITDA
96.49
71.58
34.80%
139.38
64.03
117.68%
137.49
201.30
-31.70%
179.25
75.84
136.35%
EBIDTM
1.37%
1.53%
2.53%
1.62%
3.22%
2.82%
3.34%
1.68%
Other Income
0.26
0.05
420.00%
12.71
0.09
14,022.22%
1.58
0.48
229.17%
0.06
1.06
-94.34%
Interest
0.05
0.08
-37.50%
0.08
0.07
14.29%
0.07
0.00
0
0.06
0.01
500.00%
Depreciation
1.19
0.74
60.81%
1.31
0.69
89.86%
7.94
0.45
1,664.44%
2.00
0.42
376.19%
PBT
95.51
70.81
34.88%
150.70
63.36
137.85%
131.06
201.33
-34.90%
177.25
76.47
131.79%
Tax
14.45
6.45
124.03%
-30.83
9.12
-
124.39
1.42
8,659.86%
29.67
17.53
69.25%
PAT
81.06
64.36
25.95%
181.53
54.24
234.68%
6.67
199.91
-96.66%
147.58
58.94
150.39%
PATM
1.15%
1.37%
3.30%
1.37%
0.16%
2.80%
2.75%
1.31%
EPS
3.01
2.39
25.94%
6.73
2.01
234.83%
0.25
7.42
-96.63%
5.47
2.19
149.77%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Net Sales
22,154.20
19,486.77
16,321.04
15,227.89
11,696.14
14,815.35
11,626.33
10,561.99
8,536.92
7,856.09
7,649.50
Net Sales Growth
9.28%
19.40%
7.18%
30.20%
-21.05%
27.43%
10.08%
23.72%
8.67%
2.70%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
781.37
851.76
804.21
694.50
454.24
367.19
Gross Profit
22,154.20
19,486.77
16,321.04
15,227.89
11,696.14
14,033.98
10,774.57
9,757.77
7,842.42
7,401.86
7,282.31
GP Margin
100.00%
100%
100%
100%
100%
94.73%
92.67%
92.39%
91.86%
94.22%
95.20%
Total Expenditure
21,601.59
18,905.11
15,734.51
14,475.68
11,178.72
14,128.21
11,177.66
9,410.98
8,148.39
7,546.01
7,548.31
Power & Fuel Cost
-
30.24
26.89
25.87
22.12
98.56
103.99
96.43
76.51
65.70
67.74
% Of Sales
-
0.16%
0.16%
0.17%
0.19%
0.67%
0.89%
0.91%
0.90%
0.84%
0.89%
Employee Cost
-
904.13
794.18
918.13
650.34
1,009.92
956.79
880.05
796.24
851.64
766.98
% Of Sales
-
4.64%
4.87%
6.03%
5.56%
6.82%
8.23%
8.33%
9.33%
10.84%
10.03%
Manufacturing Exp.
-
6,851.27
5,888.48
1,388.15
1,161.91
1,350.48
1,233.82
1,133.30
1,072.12
1,032.55
901.36
% Of Sales
-
35.16%
36.08%
9.12%
9.93%
9.12%
10.61%
10.73%
12.56%
13.14%
11.78%
General & Admin Exp.
-
843.19
674.02
12,141.94
8,323.27
10,855.73
8,118.44
6,564.37
5,155.26
5,126.38
4,689.38
% Of Sales
-
4.33%
4.13%
79.73%
71.16%
73.27%
69.83%
62.15%
60.39%
65.25%
61.30%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
3,992.92
3,590.90
2,612.60
1,997.16
1,214.26
% Of Sales
-
0%
0%
0%
0%
0%
34.34%
34.00%
30.60%
25.42%
15.87%
Miscellaneous Exp.
-
10,306.52
8,377.82
27.46
1,043.19
130.71
16.86
29.05
430.28
81.20
1,214.26
% Of Sales
-
52.89%
51.33%
0.18%
8.92%
0.88%
0.15%
0.28%
5.04%
1.03%
10.76%
EBITDA
552.61
581.66
586.53
752.21
517.42
687.14
448.67
1,151.01
388.53
310.08
101.19
EBITDA Margin
2.49%
2.98%
3.59%
4.94%
4.42%
4.64%
3.86%
10.90%
4.55%
3.95%
1.32%
Other Income
14.61
14.46
17.67
20.81
15.73
61.24
56.93
61.63
41.28
38.03
13.06
Interest
0.26
39.07
11.03
8.93
7.66
82.13
93.21
84.45
85.96
112.97
59.08
Depreciation
12.44
76.21
63.15
62.53
60.47
153.80
137.91
136.79
101.96
203.41
141.08
PBT
554.52
480.84
530.02
701.56
465.02
512.46
274.48
991.38
241.88
31.75
-85.91
Tax
137.68
64.37
88.18
108.29
71.83
147.54
65.00
141.85
4.00
9.90
3.39
Tax Rate
24.83%
13.39%
16.64%
15.44%
15.45%
28.79%
23.68%
14.31%
1.65%
31.18%
-3.95%
PAT
416.84
262.56
286.39
395.36
252.74
279.62
139.45
784.12
154.97
8.67
-71.57
PAT before Minority Interest
256.37
416.47
441.84
593.27
393.19
364.91
209.48
849.53
237.88
21.84
-89.29
Minority Interest
-160.47
-153.91
-155.45
-197.91
-140.45
-85.29
-70.03
-65.41
-82.91
-13.17
17.72
PAT Margin
1.88%
1.35%
1.75%
2.60%
2.16%
1.89%
1.20%
7.42%
1.82%
0.11%
-0.94%
PAT Growth
10.44%
-8.32%
-27.56%
56.43%
-9.61%
100.52%
-82.22%
405.98%
1,687.43%
-
 
EPS
15.46
9.74
10.62
14.66
9.37
10.37
5.17
29.08
5.75
0.32
-2.65

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Shareholder's Funds
2,059.03
1,819.27
2,334.65
1,965.72
3,302.02
3,049.59
3,027.85
2,637.75
1,672.01
1,721.43
Share Capital
53.88
53.68
53.45
53.40
53.30
118.71
178.10
177.91
296.50
296.47
Total Reserves
2,002.64
1,748.37
2,273.16
1,903.05
3,233.62
2,920.21
2,834.97
2,427.75
1,265.49
1,331.00
Non-Current Liabilities
546.54
487.33
38,688.11
31,289.09
27,015.96
20,647.20
17,351.93
14,749.89
11,976.35
10,196.87
Secured Loans
0.00
0.00
0.00
0.00
403.05
435.35
376.54
386.39
388.09
388.01
Unsecured Loans
0.00
0.00
0.00
0.00
0.00
0.00
1.67
11.13
11,334.24
9,806.86
Long Term Provisions
52.21
39.18
264.37
284.86
59.61
77.60
97.65
72.44
1.01
0.00
Current Liabilities
63,831.10
52,752.55
5,195.89
4,418.06
4,573.53
4,600.07
3,609.25
2,677.81
2,940.14
990.27
Trade Payables
979.17
905.87
864.81
666.05
907.21
873.05
805.47
780.14
608.87
558.30
Other Current Liabilities
62,849.06
51,840.86
4,164.78
3,658.60
3,287.23
3,225.42
2,342.52
1,721.18
2,085.06
402.25
Short Term Borrowings
0.00
0.00
0.00
0.00
114.71
216.16
211.96
80.93
85.01
0.00
Short Term Provisions
2.87
5.82
166.30
93.40
264.37
285.43
249.31
95.56
161.20
29.72
Total Liabilities
67,210.73
55,841.67
46,967.62
38,375.44
35,508.57
29,117.39
24,724.00
20,775.27
16,952.80
13,249.66
Net Block
722.30
694.61
690.78
348.62
1,199.82
1,592.46
1,597.35
1,368.33
940.95
888.79
Gross Block
857.39
757.35
1,209.11
815.60
1,997.73
2,414.56
2,312.42
1,979.42
1,530.22
1,355.81
Accumulated Depreciation
135.09
62.74
518.34
466.98
797.91
822.10
715.07
611.09
589.27
467.01
Non Current Assets
2,065.67
1,189.27
40,599.20
34,449.44
30,788.38
25,277.40
20,985.72
16,969.14
12,961.13
10,919.28
Capital Work in Progress
25.52
20.26
3.28
37.08
39.02
55.10
92.29
75.21
158.50
76.33
Non Current Investment
213.03
22.29
39,424.61
33,694.53
29,164.11
23,110.59
18,880.56
15,184.17
11,532.12
9,954.16
Long Term Loans & Adv.
541.32
238.18
439.98
340.92
343.09
493.20
414.12
340.83
325.76
0.00
Other Non Current Assets
563.50
213.93
40.54
28.29
42.33
26.05
1.40
0.60
3.81
0.00
Current Assets
65,145.06
54,652.40
6,368.43
3,925.99
4,720.19
3,839.99
3,738.28
3,806.14
3,991.67
2,330.38
Current Investments
63,244.76
52,660.89
4,682.96
2,406.98
2,850.72
2,023.00
2,210.69
2,351.82
2,466.86
978.88
Inventories
0.00
0.00
0.00
0.00
179.20
169.40
61.33
63.44
48.94
43.08
Sundry Debtors
634.36
591.25
530.84
519.04
693.42
658.13
647.75
502.32
347.73
313.48
Cash & Bank
693.83
827.99
356.23
335.63
319.28
394.47
362.11
524.99
717.13
252.38
Other Current Assets
572.10
309.77
654.04
460.80
677.57
594.99
456.40
363.57
411.02
742.57
Short Term Loans & Adv.
72.12
262.51
144.35
203.54
251.62
204.20
130.84
119.69
227.47
517.98
Net Current Assets
1,313.96
1,899.85
1,172.54
-492.07
146.66
-760.08
129.02
1,128.33
1,051.54
1,340.11
Total Assets
67,210.73
55,841.67
46,967.63
38,375.43
35,508.57
29,117.39
24,724.00
20,775.28
16,952.80
13,249.66

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Cash From Operating Activity
8,826.06
7,533.57
4,266.26
3,802.07
2,579.38
2,160.25
1,887.31
2,853.66
2,664.93
2,598.89
PBT
480.84
530.02
701.56
465.02
512.46
274.48
991.38
241.88
31.75
-85.91
Adjustment
5,056.47
4,405.07
3,581.14
3,388.83
2,067.28
2,027.98
937.88
2,369.21
2,394.40
2,393.15
Changes in Working Capital
3,360.06
2,687.40
90.61
22.98
111.79
-63.43
133.01
242.92
253.42
293.14
Cash after chg. in Working capital
8,897.37
7,622.49
4,373.31
3,876.83
2,691.53
2,239.03
2,062.27
2,854.01
2,679.57
2,600.39
Interest Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
-71.31
-88.92
-107.05
-74.76
-112.15
-78.78
-174.96
-0.35
-14.64
-1.50
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-8,789.22
-6,951.35
-4,030.48
-3,503.04
-2,311.21
-1,908.38
-1,796.20
-3,257.71
-2,570.74
-3,431.94
Net Fixed Assets
-0.67
-14.77
1.23
9.50
463.58
-22.70
-21.36
-17.57
-137.56
-18.85
Net Investments
-167.00
-142.48
-117.05
1,613.74
-574.15
-11.82
-424.91
-336.98
611.89
-892.26
Others
-8,621.55
-6,794.10
-3,914.66
-5,126.28
-2,200.64
-1,873.86
-1,349.93
-2,903.16
-3,045.07
-2,520.83
Cash from Financing Activity
-173.64
-116.31
-215.35
-186.92
-387.60
-213.24
-220.15
532.80
-5.89
857.27
Net Cash Inflow / Outflow
-136.81
465.90
20.43
112.11
-119.43
38.63
-129.04
128.76
88.30
24.22
Opening Cash & Equivalents
825.45
359.55
333.31
259.59
379.02
340.39
469.43
340.72
252.38
228.37
Closing Cash & Equivalent
688.64
825.45
353.73
333.31
259.59
379.02
340.39
469.43
340.72
252.38

Financial Ratios

Consolidated /

Standalone
Description
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Book Value (Rs.)
76.34
67.14
87.05
73.28
123.34
111.69
108.77
93.76
56.43
59.28
ROA
0.68%
0.86%
1.39%
1.06%
1.13%
0.78%
3.73%
1.26%
0.14%
-0.84%
ROE
21.59%
21.40%
27.70%
15.00%
11.66%
7.15%
31.65%
12.54%
1.62%
-6.66%
ROCE
26.81%
26.05%
33.04%
16.27%
15.66%
9.86%
31.22%
3.81%
1.12%
-0.28%
Fixed Asset Turnover
24.14
16.60
15.04
8.31
6.72
4.92
4.92
4.86
5.44
5.95
Receivable days
11.48
12.55
12.58
18.92
16.65
20.50
19.87
18.17
15.36
14.00
Inventory Days
0.00
0.00
0.00
0.00
4.29
3.62
2.16
2.40
2.14
2.00
Payable days
42.66
27.90
116.37
150.92
95.26
42.00
43.53
47.20
46.17
55.00
Cash Conversion Cycle
-31.18
-15.35
-103.79
-132.00
-74.32
-17.88
-21.50
-26.62
-28.67
-39.00
Total Debt/Equity
0.00
0.00
0.00
0.00
0.17
0.23
0.22
0.21
7.92
6.26
Interest Cover
13.31
49.06
79.54
61.73
7.24
3.94
12.74
3.81
1.28
-0.45

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.