Nifty

:

26186.45

Sensex

:

85712.37

152.70 (0.59%)
447.05 (0.52%)

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Nifty
Sensex

:
:

26186.45
85712.37

152.70 (0.59%)
447.05 (0.52%)

Mahindra & Mahindra Financial Services Ltd.

Finance - NBFC

Rating :

70/99

BSE: 532720 | NSE: M%26MFIN

Watchlist

NSE BSE

367.55

05-Dec-2025

Open
High
Low
Previous Close

345
370.5
344.55
347.00

Volume
Traded Value (lacs)
52 Week High
52 Week Low

15441892
5605403026.4
387
231.52

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

51,074.49
20.70
2

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

1,16,815.78
1.72%
2.06

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

10 Years
5 Years
3 Years

10.91
8.80
13.28

EBITDA CAGR (%)

10 Years
5 Years
3 Years

11.00
13.91
12.07

PAT CAGR (%)

10 Years
5 Years
3 Years

11.34
25.25
2.96

P:E (Median)

8 Years
5 Years
3 Years

16.38
16.58
16.61

P:BV (Average)

8 Years
5 Years
3 Years

1.80
1.61
1.75

EV:EBITDA (Average)

8 Years
5 Years
3 Years

12.29
12.41
10.61

Earnings Forecasts:

(Updated: 06-12-2025)

Description 2024 2025 2026 2027
Adj EPS 18.48 19.81 24.14 27.57
P/E Ratio 19.89 18.55 15.23 13.33
Revenue 16074.7 9839.84 11236.7 12903.1
EBITDA 11319 5309.71 6212.56 7385.83
Net Income 2345.04 2713.65 3331.67 3796.17
ROA 1.69 1.87 2.02 2.04
P/B Ratio 2.36 2.10 1.90 1.72
ROE 12.35 12.57 13.02 13.73
FCFF 2751.6
FCFF Yield 1.87
Net Debt 90787.1 103107 118198 133964
BVPS 156.02 175.16 193.11 213.26

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone

Description Sep 25 Sep 24 Var% Jun 25 Jun 24 Var% Mar 25 Mar 24 Var% Dec 24 Dec 23 Var%
Net Sales 4,472.67 3,912.94 14.30% 4,419.37 3,722.21 18.73% 4,240.80 3,654.01 16.06% 4,143.00 3,453.63 19.96%
Expenses 1,592.23 1,431.43 11.23% 1,517.11 1,181.44 28.41% 1,327.17 1,079.06 22.99% 815.66 1,023.39 -20.30%
EBITDA 2,880.44 2,481.51 16.08% 2,902.26 2,540.77 14.23% 2,913.63 2,574.95 13.15% 3,327.34 2,430.24 36.91%
EBIDTM 64.40% 63.42% 65.67% 68.26% 68.70% 70.47% 80.31% 70.37%
Other Income 16.57 12.12 36.72% 18.38 37.94 -51.56% 4.29 52.09 -91.76% 1.39 36.79 -96.22%
Interest 2,066.29 1,934.25 6.83% 2,152.41 1,828.58 17.71% 2,089.59 1,735.06 20.43% 2,045.88 1,674.96 22.15%
Depreciation 83.19 66.73 24.67% 74.90 63.75 17.49% 72.67 60.44 20.23% 70.27 57.96 21.24%
PBT 747.53 492.65 51.74% 693.33 686.38 1.01% 755.66 831.54 -9.13% 1,212.58 734.11 65.18%
Tax 178.22 123.18 44.68% 163.83 173.42 -5.53% 192.52 212.55 -9.42% 313.11 181.32 72.68%
PAT 569.31 369.47 54.09% 529.50 512.96 3.22% 563.14 618.99 -9.02% 899.47 552.79 62.71%
PATM 12.73% 9.44% 11.98% 13.78% 13.28% 16.94% 21.71% 16.01%
EPS 4.10 2.66 54.14% 3.81 3.69 3.25% 4.05 4.45 -8.99% 6.47 3.98 62.56%

Description Sep 25 Sep 24 Var% Jun 25 Jun 24 Var% Mar 25 Mar 24 Var% Dec 24 Dec 23 Var%
Net Sales 5,026.19 4,465.15 12.56% 4,990.61 4,315.52 15.64% 4,885.63 4,280.32 14.14% 4,796.80 4,100.08 16.99%
Expenses 2,014.54 1,829.58 10.11% 1,964.16 1,676.38 17.17% 2,000.94 1,519.59 31.68% 1,325.24 1,456.38 -9.00%
EBITDA 3,011.65 2,635.57 14.27% 3,026.45 2,639.14 14.68% 2,884.69 2,760.73 4.49% 3,471.56 2,643.70 31.31%
EBIDTM 59.92% 59.03% 60.64% 61.15% 59.04% 64.50% 72.37% 64.48%
Other Income 23.26 14.09 65.08% 22.83 39.41 -42.07% 11.21 52.62 -78.70% 2.65 36.92 -92.82%
Interest 2,197.68 2,062.42 6.56% 2,279.98 1,960.33 16.31% 2,217.77 1,860.88 19.18% 2,174.91 1,797.76 20.98%
Depreciation 93.93 78.67 19.40% 85.87 75.82 13.26% 84.52 72.18 17.10% 82.20 69.23 18.73%
PBT 743.30 508.57 46.15% 683.43 642.40 6.39% 593.61 880.29 -32.57% 1,217.10 813.63 49.59%
Tax 192.66 132.93 44.93% 174.62 164.46 6.18% 153.28 225.09 -31.90% 315.37 203.43 55.03%
PAT 550.64 375.64 46.59% 508.81 477.94 6.46% 440.33 655.20 -32.79% 901.73 610.20 47.78%
PATM 10.96% 8.41% 10.20% 11.07% 9.01% 15.31% 18.80% 14.88%
EPS 4.06 3.07 32.25% 3.80 3.92 -3.06% 3.60 5.28 -31.82% 7.23 4.90 47.55%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone

Right to Left

Description TTM Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Net Sales 17,275.84 16,018.95 13,407.03 10,928.80 9,657.97 10,456.11 10,099.76 8,722.91 6,633.47 6,173.91 5,853.16 Net Sales Growth 17.18% 19.48% 22.68% 13.16% -7.63% 3.53% 15.78% 31.50% 7.44% 5.48% Cost Of Goods Sold 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 17,275.84 16,018.95 13,407.03 10,928.80 9,657.97 10,456.11 10,099.76 8,722.91 6,633.47 6,173.91 5,853.16 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 5,252.17 4,755.70 4,557.88 4,753.95 4,460.86 5,242.37 3,959.36 3,552.34 2,420.36 2,714.03 2,186.74 Power & Fuel Cost - 18.18 18.17 16.14 13.46 10.05 19.11 23.56 21.70 20.39 18.50 % Of Sales - 0.11% 0.14% 0.15% 0.14% 0.10% 0.19% 0.27% 0.33% 0.33% 0.32% Employee Cost - 1,903.13 1,712.63 1,584.27 1,171.40 1,015.23 1,148.45 1,090.12 832.47 680.90 553.17 % Of Sales - 11.88% 12.77% 14.50% 12.13% 9.71% 11.37% 12.50% 12.55% 11.03% 9.45% Manufacturing Exp. - 400.61 337.00 360.30 282.97 188.79 208.85 197.70 144.42 349.30 283.67 % Of Sales - 2.50% 2.51% 3.30% 2.93% 1.81% 2.07% 2.27% 2.18% 5.66% 4.85% General & Admin Exp. - 776.45 648.72 550.87 462.73 275.35 508.64 470.28 385.24 344.22 271.31 % Of Sales - 4.85% 4.84% 5.04% 4.79% 2.63% 5.04% 5.39% 5.81% 5.58% 4.64% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 1,675.51 1,859.53 2,258.51 2,543.76 3,763.00 2,093.42 1,794.25 1,058.23 1,339.61 0.00 % Of Sales - 10.46% 13.87% 20.67% 26.34% 35.99% 20.73% 20.57% 15.95% 21.70% 18.43% EBITDA 12,023.67 11,263.25 8,849.15 6,174.85 5,197.11 5,213.74 6,140.40 5,170.57 4,213.11 3,459.88 3,666.42 EBITDA Margin 69.60% 70.31% 66.00% 56.50% 53.81% 49.86% 60.80% 59.28% 63.51% 56.04% 62.64% Other Income 40.63 162.99 161.97 1,341.68 206.81 61.66 150.40 1,216.66 514.55 63.64 51.94 Interest 8,354.17 8,005.55 6,426.94 4,576.72 3,920.18 4,733.19 4,828.75 3,944.56 3,081.62 2,857.43 2,639.29 Depreciation 301.03 273.42 228.71 187.23 126.83 125.88 118.29 60.23 44.19 46.02 40.89 PBT 3,409.10 3,147.27 2,355.47 2,752.58 1,356.91 416.33 1,343.76 2,382.44 1,601.85 620.07 1,038.18 Tax 847.68 802.23 595.85 713.75 368.16 87.28 437.36 825.38 590.73 219.83 365.59 Tax Rate 24.87% 25.49% 25.30% 26.45% 27.13% 20.66% 32.55% 34.64% 35.44% 35.45% 35.21% PAT 2,561.42 2,345.04 1,759.62 1,984.32 988.75 335.15 906.40 1,557.06 1,076.09 400.23 672.60 PAT before Minority Interest 2,561.42 2,345.04 1,759.62 1,984.32 988.75 335.15 906.40 1,557.06 1,076.09 400.23 672.60 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 14.83% 14.64% 13.12% 18.16% 10.24% 3.21% 8.97% 17.85% 16.22% 6.48% 11.49% PAT Growth 24.69% 33.27% -11.32% 100.69% 195.02% -63.02% -41.79% 44.70% 168.87% -40.50% EPS 18.43 16.87 12.66 14.28 7.11 2.41 6.52 11.20 7.74 2.88 4.84

Description TTM Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Net Sales 19,699.23 18,463.10 15,796.85 12,699.53 11,317.57 12,111.17 11,885.40 10,371.70 7,883.85 7,146.20 6,553.87 Net Sales Growth 14.79% 16.88% 24.39% 12.21% -6.55% 1.90% 14.59% 31.56% 10.32% 9.04% Cost Of Goods Sold 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 19,699.23 18,463.10 15,796.85 12,699.53 11,317.57 12,111.17 11,885.40 10,371.70 7,883.85 7,146.20 6,553.87 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 7,304.88 6,832.48 6,212.46 6,119.93 5,433.06 6,047.32 4,908.46 4,214.90 2,920.77 3,123.01 2,459.28 Power & Fuel Cost - 21.80 21.99 19.45 15.81 11.87 22.14 26.06 23.44 21.72 19.53 % Of Sales - 0.12% 0.14% 0.15% 0.14% 0.10% 0.19% 0.25% 0.30% 0.30% 0.30% Employee Cost - 2,354.94 2,261.44 2,115.33 1,613.12 1,384.01 1,609.82 1,477.95 1,136.61 886.64 704.09 % Of Sales - 12.75% 14.32% 16.66% 14.25% 11.43% 13.54% 14.25% 14.42% 12.41% 10.74% Manufacturing Exp. - 1,411.50 1,160.55 640.05 503.98 309.78 331.61 338.47 226.86 369.49 294.13 % Of Sales - 7.64% 7.35% 5.04% 4.45% 2.56% 2.79% 3.26% 2.88% 5.17% 4.49% General & Admin Exp. - 920.71 794.74 706.64 493.74 315.15 600.44 560.63 474.79 443.70 329.66 % Of Sales - 4.99% 5.03% 5.56% 4.36% 2.60% 5.05% 5.41% 6.02% 6.21% 5.03% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 2,145.33 1,995.73 2,657.91 2,822.22 4,038.38 2,366.59 1,837.84 1,082.51 1,423.19 0.00 % Of Sales - 11.62% 12.63% 20.93% 24.94% 33.34% 19.91% 17.72% 13.73% 19.92% 17.26% EBITDA 12,394.35 11,630.62 9,584.39 6,579.60 5,884.51 6,063.85 6,976.94 6,156.80 4,963.08 4,023.19 4,094.59 EBITDA Margin 62.92% 62.99% 60.67% 51.81% 51.99% 50.07% 58.70% 59.36% 62.95% 56.30% 62.48% Other Income 59.95 174.95 181.73 1,557.16 168.68 60.29 116.62 1,144.84 402.44 54.46 43.58 Interest 8,870.34 8,522.68 6,959.20 5,094.30 4,417.37 5,307.57 5,390.56 4,432.28 3,436.19 3,186.17 2,868.35 Depreciation 346.52 321.21 274.85 225.96 151.99 150.51 146.87 75.53 55.21 53.72 45.70 PBT 3,237.44 2,961.68 2,532.07 2,816.50 1,483.83 666.06 1,556.13 2,793.83 1,874.11 837.75 1,224.12 Tax 835.93 766.04 645.13 732.56 399.08 153.86 516.21 973.48 688.51 308.05 436.72 Tax Rate 25.82% 25.87% 25.48% 26.54% 26.53% 17.20% 33.17% 34.84% 36.74% 36.77% 35.68% PAT 2,401.51 2,261.87 1,932.69 2,072.40 1,136.87 733.67 1,029.25 1,780.37 1,154.50 511.64 772.29 PAT before Minority Interest 2,399.79 2,260.87 1,943.05 2,071.20 1,150.34 740.74 1,039.92 1,820.35 1,185.60 529.70 787.40 Minority Interest -1.72 1.00 -10.36 1.20 -13.47 -7.07 -10.67 -39.98 -31.10 -18.06 -15.11 PAT Margin 12.19% 12.25% 12.23% 16.32% 10.05% 6.06% 8.66% 17.17% 14.64% 7.16% 11.78% PAT Growth 13.33% 17.03% -6.74% 82.29% 54.96% -28.72% -42.19% 54.21% 125.65% -33.75% EPS 17.28 16.27 13.90 14.91 8.18 5.28 7.40 12.81 8.31 3.68 5.56

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone

Right to Left

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Shareholder's Funds 19,812.24 18,157.49 17,088.91 15,628.09 14,711.51 11,363.86 10,908.02 9,621.91 6,477.24 6,088.11 Share Capital 246.98 246.88 246.72 246.60 246.40 123.07 122.98 122.90 113.01 112.92 Total Reserves 19,556.08 17,898.36 16,818.89 15,350.20 14,422.35 11,192.17 10,751.18 9,477.72 6,339.62 5,950.77 Non-Current Liabilities 73,383.70 61,620.09 69,460.40 54,336.92 56,721.15 58,981.67 48,907.85 15,868.17 21,657.04 17,627.24 Secured Loans 44,610.30 35,715.09 63,147.71 45,662.09 47,256.98 49,848.17 43,197.73 12,470.83 17,067.91 13,178.92 Unsecured Loans 28,872.33 25,840.04 6,754.56 9,307.01 10,137.32 9,474.14 5,924.26 3,745.05 4,344.49 4,152.76 Long Term Provisions 71.77 81.95 106.58 114.70 106.37 91.54 88.22 171.56 548.90 448.21 Current Liabilities 41,711.26 34,690.56 9,030.00 4,487.30 4,741.43 3,236.08 6,890.39 26,675.21 16,970.89 15,278.86 Trade Payables 1,208.56 1,459.47 1,166.31 1,005.28 643.09 635.74 1,013.65 1,055.39 577.57 478.84 Other Current Liabilities 896.86 565.19 2,600.27 2,516.63 2,793.50 2,394.73 2,019.56 4,976.67 8,986.35 8,946.22 Short Term Borrowings 39,390.84 32,423.46 5,043.59 844.82 1,182.38 140.00 3,724.95 20,643.15 5,790.22 4,346.89 Short Term Provisions 215.00 242.44 219.83 120.57 122.46 65.61 132.23 0.00 1,616.75 1,506.90 Total Liabilities 1,34,907.20 1,14,468.14 95,579.31 74,452.31 76,174.09 73,581.61 66,706.26 52,165.29 45,105.17 38,994.21 Net Block 1,049.27 825.72 695.55 392.87 330.12 363.50 163.06 119.66 111.51 113.47 Gross Block 1,892.41 1,539.28 1,306.88 910.76 815.53 746.74 446.61 356.50 317.03 284.76 Accumulated Depreciation 843.14 713.56 611.33 517.89 485.41 383.24 283.54 236.84 205.52 171.29 Non Current Assets 1,23,538.24 1,08,633.56 12,968.68 8,848.07 8,925.17 5,275.94 4,445.88 4,053.80 23,780.03 19,684.05 Capital Work in Progress 65.62 105.25 0.00 0.00 10.34 0.00 0.00 0.00 0.49 0.02 Non Current Investment 5,295.09 7,152.98 7,204.03 6,967.86 7,261.58 2,559.89 2,295.56 2,318.86 1,311.73 992.33 Long Term Loans & Adv. 601.68 609.78 225.81 147.64 23.72 32.06 21.55 233.13 204.41 174.36 Other Non Current Assets 312.56 744.65 1,362.22 143.55 284.68 456.08 85.18 21.66 146.37 102.20 Current Assets 11,368.96 5,834.58 82,610.63 65,604.24 67,248.92 68,305.67 62,260.38 48,111.49 21,325.14 19,310.15 Current Investments 5,105.39 2,497.84 2,784.59 1,472.41 4,443.77 3,351.09 1,496.14 415.26 561.33 491.01 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 53.02 24.74 21.84 9.09 8.40 8.60 5.19 3.69 5.83 5.11 Cash & Bank 5,444.48 2,689.11 2,832.06 4,150.69 3,322.05 1,425.79 958.49 411.12 578.07 585.21 Other Current Assets 766.07 622.89 1,414.81 1,097.48 59,474.70 63,520.19 59,800.56 47,281.42 20,179.91 18,228.82 Short Term Loans & Adv. 0.00 0.00 75,557.33 58,874.57 58,641.28 62,871.96 59,087.79 46,681.57 19,558.83 17,629.44 Net Current Assets -30,342.30 -28,855.98 73,580.63 61,116.94 62,507.49 65,069.59 55,369.99 21,436.28 4,354.25 4,031.29 Total Assets 1,34,907.20 1,14,468.14 95,579.31 74,452.31 76,174.09 73,581.61 66,706.26 52,165.29 45,105.17 38,994.20

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Shareholder's Funds 21,529.46 19,933.25 18,560.09 16,896.31 15,776.37 11,969.01 11,269.02 9,855.00 6,960.16 6,469.40 Share Capital 246.98 246.88 246.72 246.60 246.40 123.07 122.98 122.90 113.01 112.92 Total Reserves 20,467.98 18,872.29 18,273.18 16,606.67 15,479.77 11,792.23 11,109.45 9,709.83 6,822.53 6,332.06 Non-Current Liabilities 76,854.90 65,859.39 75,868.19 60,469.79 62,897.34 64,789.70 54,156.05 18,923.74 25,202.71 20,666.33 Secured Loans 45,766.59 37,402.12 68,055.08 49,992.57 52,789.17 55,739.10 48,532.64 15,534.39 20,467.55 16,218.60 Unsecured Loans 31,351.03 28,138.64 8,335.11 11,193.98 10,835.40 9,443.39 5,888.01 3,752.05 4,443.24 4,122.61 Long Term Provisions 83.42 99.00 135.01 144.97 134.81 128.59 115.73 231.10 621.69 491.72 Current Liabilities 44,848.83 37,079.74 9,769.34 5,349.82 5,883.25 4,365.36 8,622.70 29,087.77 20,203.08 17,204.35 Trade Payables 1,440.65 1,679.02 1,286.01 1,163.83 778.94 722.84 1,148.48 1,138.20 606.88 496.39 Other Current Liabilities 1,177.02 2,338.02 3,196.48 3,088.32 3,477.58 3,090.60 2,940.11 5,712.37 10,737.02 9,921.13 Short Term Borrowings 41,975.62 32,778.37 5,038.37 939.08 1,476.38 451.75 4,380.98 22,237.21 7,140.65 5,217.53 Short Term Provisions 255.54 284.33 248.48 158.59 150.35 100.17 153.13 0.00 1,718.53 1,569.30 Total Liabilities 1,43,276.71 1,22,913.99 1,04,338.97 82,857.38 84,656.11 81,213.75 74,126.28 58,011.61 52,465.75 44,407.61 Net Block 1,206.95 1,007.96 870.60 515.28 399.04 455.36 201.45 146.66 133.39 129.05 Gross Block 2,227.04 1,867.48 1,608.52 1,131.69 967.34 907.57 527.93 412.82 358.32 312.70 Accumulated Depreciation 1,020.09 859.52 737.92 616.41 568.30 452.21 326.48 266.17 224.93 183.65 Non Current Assets 1,33,379.06 1,16,025.95 16,025.78 10,671.93 13,889.29 4,766.97 4,047.72 3,743.29 29,182.74 23,780.08 Capital Work in Progress 66.16 105.59 2.64 2.10 11.73 0.56 0.79 0.46 1.14 0.02 Non Current Investment 7,628.94 7,736.51 10,037.16 8,628.03 12,100.11 1,917.86 1,820.58 1,966.33 797.94 652.21 Long Term Loans & Adv. 736.36 733.47 235.71 153.85 51.07 36.51 25.77 228.07 211.89 173.26 Other Non Current Assets 227.09 98.46 1,398.60 176.52 312.61 492.27 118.59 41.28 147.83 102.80 Current Assets 9,897.65 6,888.04 88,313.19 72,185.45 70,766.82 76,446.78 70,078.55 54,268.33 23,283.01 20,627.52 Current Investments 2,960.85 1,861.95 25.97 26.10 26.22 3,422.51 1,506.78 411.61 575.98 546.70 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 246.69 173.35 98.35 64.83 54.64 52.91 53.60 56.44 22.96 20.00 Cash & Bank 5,847.20 4,075.09 4,066.91 4,827.61 4,037.19 1,531.60 994.04 477.90 603.88 605.94 Other Current Assets 842.91 687.63 1,462.77 1,219.10 66,648.77 71,439.76 67,524.13 53,322.37 22,080.19 19,454.88 Short Term Loans & Adv. 0.00 90.02 82,659.19 66,047.81 65,803.04 70,778.58 66,804.21 52,719.63 21,455.36 18,860.70 Net Current Assets -34,951.18 -30,191.70 78,543.85 66,835.63 64,883.57 72,081.42 61,455.86 25,180.56 3,079.93 3,423.17 Total Assets 1,43,276.71 1,22,913.99 1,04,338.97 82,857.38 84,656.11 81,213.75 74,126.27 58,011.62 52,465.75 44,407.60

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone

Right to Left

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Cash From Operating Activity -15,281.43 -18,400.79 -17,484.99 -0.32 4,885.89 -3,151.18 -10,918.08 -7,105.87 -4,906.90 -3,381.41 PBT 3,147.27 2,355.47 2,752.58 1,356.91 416.33 1,343.76 2,382.44 1,666.82 620.07 1,038.18 Adjustment -5,528.16 -4,751.68 -5,049.19 -3,137.81 -1,934.00 2,047.43 552.58 470.74 1,176.67 839.53 Changes in Working Capital -17,828.86 -21,775.03 -21,106.94 -4,130.66 -175.99 -6,047.57 -13,176.69 -8,692.44 -6,276.14 -4,680.22 Cash after chg. in Working capital -20,209.75 -24,171.24 -23,403.55 -5,911.56 -1,693.66 -2,656.38 -10,241.67 -6,554.88 -4,479.40 -2,802.51 Interest Paid -7,630.56 -6,336.35 -4,668.87 -4,234.25 -4,177.57 0.00 0.00 0.00 0.00 0.00 Tax Paid -820.88 -716.76 -476.49 -509.40 -596.49 -494.80 -676.41 -550.99 -427.50 -578.90 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 13,379.76 12,823.56 11,063.92 10,654.89 11,353.61 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity -1,011.49 1,958.66 -1,320.69 2,612.88 -7,251.84 -2,572.71 -1,316.85 211.04 -256.47 -506.36 Net Fixed Assets -313.50 -337.65 -396.12 -84.89 -79.13 -300.13 -90.11 -38.98 -32.74 -34.64 Net Investments -749.66 337.80 -1,548.35 3,265.08 -5,794.37 -2,119.28 -1,057.58 -861.06 -389.72 -629.67 Others 51.67 1,958.51 623.78 -567.31 -1,378.34 -153.30 -169.16 1,111.08 165.99 157.95 Cash from Financing Activity 17,648.41 16,503.45 18,727.56 -2,855.27 2,259.74 5,898.99 12,464.71 6,755.28 5,359.87 3,914.96 Net Cash Inflow / Outflow 1,355.49 61.32 -78.12 -242.71 -106.21 175.10 229.77 -139.55 196.50 27.18 Opening Cash & Equivalents 311.07 249.75 327.87 570.58 676.79 501.69 271.90 411.45 214.95 187.77 Closing Cash & Equivalent 1,666.56 311.07 249.75 327.87 570.58 676.79 501.68 271.90 411.45 214.95

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Cash From Operating Activity -15,601.88 -18,448.55 -17,395.31 18.06 5,825.89 -3,115.23 -12,077.94 -8,509.69 -6,466.94 -4,957.03 PBT 2,961.68 2,532.07 2,816.50 1,483.83 666.06 1,556.13 2,793.83 1,874.11 837.75 1,224.12 Adjustment -5,598.45 -5,230.49 -5,609.13 -3,647.58 -2,507.48 2,330.69 637.51 642.07 1,257.75 908.90 Changes in Working Capital -18,429.42 -22,050.83 -21,150.96 -4,402.34 297.18 -6,413.70 -14,685.39 -10,361.37 -8,029.91 -6,434.58 Cash after chg. in Working capital -21,066.19 -24,749.25 -23,943.59 -6,566.09 -1,544.24 -2,526.88 -11,254.05 -7,845.19 -5,934.41 -4,301.56 Interest Paid -6,522.04 -6,925.23 -5,201.64 -4,826.59 -4,742.22 0.00 0.00 0.00 0.00 0.00 Tax Paid -870.23 -826.67 -533.75 -573.23 -658.56 -588.35 -823.89 -664.50 -532.54 -655.48 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 12,856.58 14,052.60 12,283.67 11,983.97 12,770.91 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity -1,076.89 2,670.28 -1,635.37 3,110.59 -8,348.44 -2,689.11 -1,213.05 243.13 -97.40 -439.86 Net Fixed Assets -313.50 -337.65 -396.12 -84.89 -79.13 -300.13 -90.11 -38.98 -32.74 -34.64 Net Investments -749.66 337.80 -1,548.35 3,265.08 -5,794.37 -2,119.28 -1,057.58 -861.06 -389.72 -629.67 Others -13.73 2,670.13 309.10 -69.60 -2,474.94 -269.70 -65.36 1,143.17 325.06 224.45 Cash from Financing Activity 17,605.33 16,094.90 18,851.96 -3,172.88 2,548.48 6,049.72 13,489.53 8,173.71 6,765.94 5,430.53 Net Cash Inflow / Outflow 926.56 316.63 -178.72 -44.23 25.93 245.38 198.54 -92.85 201.59 33.64 Opening Cash & Equivalents 903.54 586.53 765.18 808.53 782.60 537.22 338.69 431.54 235.67 202.03 Closing Cash & Equivalent 1,830.25 903.54 586.53 765.32 808.53 782.60 537.22 338.69 437.26 235.67

Financial Ratios

Consolidated /

Standalone

Right to Left

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Book Value (Rs.) 156.03 143.02 138.34 126.49 119.06 112.13 107.84 95.27 69.64 65.49 ROA 1.88% 1.68% 2.33% 1.31% 0.45% 1.29% 2.62% 2.21% 0.95% 1.83% ROE 12.36% 9.99% 12.15% 6.53% 2.58% 8.17% 15.21% 13.41% 6.40% 11.48% ROCE 9.11% 8.60% 8.90% 7.29% 7.15% 9.17% 11.48% 10.85% 9.08% 10.90% Fixed Asset Turnover 9.34 9.42 9.86 11.19 13.39 16.93 21.72 19.70 20.52 21.90 Receivable days 0.89 0.63 0.52 0.33 0.30 0.25 0.19 0.26 0.32 0.34 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 0.00 0.00 0.00 195.75 269.05 279.90 172.77 189.99 Cash Conversion Cycle 0.89 0.63 0.52 0.33 0.30 -195.50 -268.86 -279.64 -172.45 -189.65 Total Debt/Equity 5.70 5.18 4.39 3.58 3.99 5.26 4.86 3.84 5.35 4.86 Interest Cover 1.39 1.37 1.59 1.35 1.09 1.28 1.60 1.54 1.22 1.39

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Book Value (Rs.) 163.21 150.70 150.13 136.69 127.65 118.08 111.40 97.58 74.85 69.61 ROA 1.70% 1.71% 2.21% 1.37% 0.89% 1.34% 2.76% 2.15% 1.09% 1.91% ROE 11.35% 10.32% 11.71% 7.06% 5.36% 8.99% 17.28% 14.14% 7.92% 12.73% ROCE 8.92% 8.75% 8.82% 7.46% 7.83% 9.41% 11.90% 10.73% 9.13% 10.81% Fixed Asset Turnover 9.02 9.09 9.27 10.78 12.92 16.56 22.05 20.45 21.30 22.61 Receivable days 4.15 3.14 2.35 1.93 1.62 1.64 1.94 1.84 1.10 0.96 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 0.00 0.00 0.00 157.42 212.77 216.02 148.33 166.79 Cash Conversion Cycle 4.15 3.14 2.35 1.93 1.62 -155.78 -210.83 -214.18 -147.24 -165.83 Total Debt/Equity 5.75 5.14 4.40 3.69 4.14 5.51 5.23 4.22 5.86 5.28 Interest Cover 1.36 1.37 1.55 1.35 1.17 1.29 1.63 1.55 1.26 1.43

Top Investors:

life insurance corporation of india, lic-p&gs fund, lici funds

sbi mutual fund- multiple accounts

hdfc mutual fund- multiple accounts

hdfc life insurance company limited

sundaram mutual fund- multiple accounts

bandhan mutual fund- multiple accounts

sbi life insurance company limited

investor education and protection fund (iepf)

Annual Reports:

News Update:

Mah & Mah Finl. Serv - Quarterly Results
29th Oct 2025, 00:00 AM

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Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.

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