Nifty
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Finance - Gold NBFC

Rating :
76/99

BSE: 533398 | NSE: MUTHOOTFIN

1184.50
23-Oct-2020
  • Open
  • High
  • Low
  • Previous Close
  •  1188.50
  •  1220.00
  •  1170.05
  •  1192.85
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  1357920
  •  16049.48
  •  1220.00
  •  0.00

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 47,508.82
  • 13.88
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 82,313.36
  • 1.27%
  • 3.77

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 73.40%
  • 0.35%
  • 4.14%
  • FII
  • DII
  • Others
  • 13.92%
  • 7.15%
  • 1.04%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 14.24
  • 14.51
  • 13.01

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 14.33
  • 15.40
  • 8.13

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 19.84
  • 30.97
  • 19.70

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 11.01
  • 13.21
  • 12.69

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.65
  • 2.50
  • 2.72

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 5.83
  • 8.52
  • 8.70

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Jun 20
Jun 19
Var%
Mar 20
Mar 19
Var%
Dec 19
Dec 18
Var%
Sep 19
Sep 18
Var%
Net Sales
2,604.48
2,067.67
25.96%
2,630.50
2,084.64
26.18%
2,577.85
1,904.12
35.38%
2,397.38
1,818.09
31.86%
Expenses
469.25
463.74
1.19%
624.16
539.63
15.66%
639.56
390.35
63.84%
511.03
412.04
24.02%
EBITDA
2,135.23
1,603.93
33.12%
2,006.34
1,545.01
29.86%
1,938.29
1,513.77
28.04%
1,886.34
1,406.05
34.16%
EBIDTM
81.98%
77.57%
14.01%
74.11%
75.19%
79.50%
78.68%
77.34%
Other Income
2.34
4.44
-47.30%
3.08
4.20
-26.67%
9.55
1.51
532.45%
9.02
2.79
223.30%
Interest
972.05
732.41
32.72%
864.28
688.81
25.47%
794.59
666.90
19.15%
765.88
610.11
25.53%
Depreciation
14.02
12.31
13.89%
17.23
15.26
12.91%
16.21
13.38
21.15%
13.49
12.20
10.57%
PBT
1,151.49
863.65
33.33%
1,127.91
845.14
33.46%
1,137.04
835.01
36.17%
1,115.99
786.53
41.89%
Tax
293.80
300.33
-2.17%
292.13
296.58
-1.50%
287.77
313.23
-8.13%
207.45
271.47
-23.58%
PAT
857.68
563.31
52.26%
835.77
548.56
52.36%
849.26
521.78
62.76%
908.54
515.06
76.39%
PATM
32.93%
27.24%
7.11%
26.31%
32.94%
27.40%
37.90%
28.33%
EPS
21.38
14.04
52.28%
20.83
13.67
52.38%
21.17
13.01
62.72%
22.65
12.84
76.40%

Annual Results

Standalone Figures in Rs. Crores /

Consolidated
Description
TTM
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Net Sales
10,210.21
9,687.45
7,594.43
6,712.66
5,910.80
4,919.98
4,324.54
Net Sales Growth
29.66%
27.56%
13.14%
13.57%
20.14%
13.77%
 
Cost Of Goods Sold
4,644.10
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
5,566.11
9,687.45
7,594.43
6,712.66
5,910.80
4,919.98
4,324.54
GP Margin
54.52%
100%
100%
100%
100%
100%
100%
Total Expenditure
2,244.00
2,214.13
1,746.95
1,656.07
1,553.90
1,267.82
1,109.70
Power & Fuel Cost
-
33.79
31.54
29.68
27.48
25.59
23.18
% Of Sales
-
0.35%
0.42%
0.44%
0.46%
0.52%
0.54%
Employee Cost
-
1,208.49
1,013.34
847.99
760.36
653.82
633.32
% Of Sales
-
12.47%
13.34%
12.63%
12.86%
13.29%
14.64%
Manufacturing Exp.
-
349.72
309.86
278.72
263.98
234.08
223.89
% Of Sales
-
3.61%
4.08%
4.15%
4.47%
4.76%
5.18%
General & Admin Exp.
-
340.64
304.57
224.93
179.34
198.11
205.96
% Of Sales
-
3.52%
4.01%
3.35%
3.03%
4.03%
4.76%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
315.28
119.18
304.44
350.22
181.80
46.53
% Of Sales
-
3.25%
1.57%
4.54%
5.93%
3.70%
1.08%
EBITDA
7,966.20
7,473.32
5,847.48
5,056.59
4,356.90
3,652.16
3,214.84
EBITDA Margin
78.02%
77.14%
77.00%
75.33%
73.71%
74.23%
74.34%
Other Income
23.99
26.14
6.62
69.03
27.59
20.78
12.01
Interest
3,396.80
3,179.83
2,542.88
2,131.61
2,373.99
2,287.62
2,113.89
Depreciation
60.95
59.24
51.69
51.93
51.92
58.66
84.30
PBT
4,532.43
4,260.39
3,259.53
2,942.08
1,958.58
1,326.66
1,028.67
Tax
1,081.15
1,091.71
1,156.57
1,098.33
751.32
508.82
357.12
Tax Rate
23.85%
25.62%
35.48%
37.33%
38.36%
38.35%
34.72%
PAT
3,451.25
3,138.24
2,078.01
1,829.83
1,207.26
814.50
671.04
PAT before Minority Interest
3,430.17
3,168.68
2,102.96
1,843.75
1,207.26
817.84
671.54
Minority Interest
-21.08
-30.44
-24.95
-13.92
0.00
-3.34
-0.50
PAT Margin
33.80%
32.39%
27.36%
27.26%
20.42%
16.55%
15.52%
PAT Growth
60.62%
51.02%
13.56%
51.57%
48.22%
21.38%
 
EPS
86.02
78.22
51.79
45.61
30.09
20.30
16.73

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Shareholder's Funds
11,829.21
9,931.20
7,856.57
6,538.04
5,622.29
5,084.02
Share Capital
401.04
400.66
400.04
399.48
399.00
397.97
Total Reserves
11,414.94
9,514.07
7,437.95
6,116.44
5,200.92
4,665.38
Non-Current Liabilities
17,991.74
13,281.05
355.51
5,463.29
6,497.94
7,936.30
Secured Loans
14,776.55
10,805.50
0.00
3,712.17
3,521.62
4,275.64
Unsecured Loans
1,779.57
1,374.26
0.00
1,132.97
1,904.94
2,490.86
Long Term Provisions
371.23
216.53
314.35
9.71
0.91
1.23
Current Liabilities
24,871.49
18,343.23
25,367.24
20,047.36
15,180.49
14,260.95
Trade Payables
222.03
166.41
126.01
100.99
62.42
52.63
Other Current Liabilities
189.56
167.88
1,350.53
6,502.25
6,219.17
5,784.51
Short Term Borrowings
24,379.07
17,947.75
23,890.70
12,765.87
8,370.81
7,760.65
Short Term Provisions
80.83
61.19
0.00
678.25
528.09
663.16
Total Liabilities
54,864.58
41,697.86
33,652.63
32,120.63
27,338.40
27,310.20
Net Block
297.98
243.56
236.62
257.38
235.21
268.88
Gross Block
455.75
346.29
288.53
647.41
570.83
547.27
Accumulated Depreciation
157.78
102.73
51.91
390.02
335.62
278.40
Non Current Assets
1,073.80
533.39
318.11
1,124.69
499.53
471.02
Capital Work in Progress
28.74
22.83
5.74
9.98
10.72
6.86
Non Current Investment
588.21
127.95
14.82
15.91
14.70
4.70
Long Term Loans & Adv.
110.58
107.07
40.17
773.07
238.91
190.58
Other Non Current Assets
48.30
31.98
20.76
68.35
0.00
0.00
Current Assets
53,790.78
41,164.47
33,334.54
30,995.94
26,838.86
26,839.18
Current Investments
57.66
98.87
177.26
80.63
34.39
15.53
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
8.98
21.68
26.65
1,276.93
1,467.92
1,155.00
Cash & Bank
6,130.65
2,203.48
747.02
1,644.67
714.01
1,757.12
Other Current Assets
47,593.49
114.12
43.14
42.00
24,622.55
23,911.54
Short Term Loans & Adv.
47,067.74
38,726.33
32,340.47
27,951.71
24,615.55
23,871.18
Net Current Assets
28,919.29
22,821.24
7,967.29
10,948.58
11,658.37
12,578.24
Total Assets
54,864.58
41,697.86
33,652.65
32,120.63
27,338.39
27,310.20

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Cash From Operating Activity
-4,975.18
-4,824.20
-1,432.15
-2,186.20
108.32
-479.10
PBT
4,260.39
3,259.53
2,942.08
1,958.58
1,326.66
1,028.67
Adjustment
3,331.45
2,606.67
2,468.91
2,698.13
2,506.45
2,224.14
Changes in Working Capital
-8,525.10
-6,620.68
-2,997.29
-3,420.70
-1,372.98
-1,547.86
Cash after chg. in Working capital
-933.26
-754.47
2,413.70
1,236.01
2,460.14
1,704.95
Interest Paid
-2,975.88
-2,872.37
-2,829.49
-2,535.85
-1,973.22
-1,825.12
Tax Paid
-1,066.04
-1,197.36
-1,016.36
-886.36
-378.60
-358.92
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-391.56
-164.69
-125.04
-183.15
-45.70
-12.95
Net Fixed Assets
-83.93
-51.04
347.13
-38.27
-18.98
Net Investments
-455.79
-587.12
-186.31
-110.86
-59.77
Others
148.16
473.47
-285.86
-34.02
33.05
Cash from Financing Activity
9,196.30
6,351.02
823.68
3,026.77
-1,101.65
248.89
Net Cash Inflow / Outflow
3,829.55
1,362.13
-733.51
657.42
-1,039.02
-243.16
Opening Cash & Equivalents
2,005.66
641.21
1,375.26
711.34
1,747.74
1,957.21
Closing Cash & Equivalent
5,834.77
2,005.66
641.21
1,375.26
711.34
1,748.29

Financial Ratios

Standalone /

Consolidated
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Book Value (Rs.)
294.64
247.46
195.93
163.11
140.35
127.23
ROA
6.56%
5.58%
5.61%
4.06%
2.99%
2.46%
ROE
29.16%
23.69%
25.69%
19.93%
15.34%
13.26%
ROCE
16.03%
16.16%
16.78%
16.29%
14.70%
12.72%
Fixed Asset Turnover
24.16
23.93
14.34
9.70
8.80
7.90
Receivable days
0.58
1.16
35.44
84.75
97.29
97.48
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
42.54
37.62
34.00
26.85
21.03
19.43
Cash Conversion Cycle
-41.96
-36.45
1.45
57.90
76.26
78.06
Total Debt/Equity
3.46
3.04
3.05
3.40
3.37
3.88
Interest Cover
2.34
2.28
2.38
1.83
1.58
1.49

News Update:


  • Fitch Ratings affirms Muthoot Finance's Long Term Issuer Default ratings
    23rd Sep 2020, 11:05 AM

    Fitch Ratings has removed the Rating Watch Negative on the Issuer Default Rating and revised the Outlook to Stable

    Read More
  • Muthoot Finance reports 53% rise in Q1 consolidated net profit
    20th Aug 2020, 09:41 AM

    Total consolidated income of the company increased by 25.81% at Rs 2,606.82 crore for Q1FY21

    Read More
  • Muthoot Finance - Quarterly Results
    19th Aug 2020, 14:43 PM

    Read More
  • Muthoot Finance ties up with Kotak Mahindra General Insurance to offer COVID-19 insurance cover
    18th Aug 2020, 09:34 AM

    This cover however will be available only for the customers availing gold loan under the Super Loan scheme

    Read More
  • Muthoot Finance eyeing 20% growth in gold loan portfolio in FY21
    20th Jul 2020, 17:19 PM

    The company has witnessed 22 per cent growth in its gold loan portfolio in the last financial year ended March 2020

    Read More
  • Muthoot Finance decides to defer stock-split proposal
    20th Jul 2020, 14:30 PM

    The board discussed in depth the pros and cons of the stock split proposal

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.