Muthoot Finance, 533398, MUTHOOTFIN Share Price, Rating, Research, Analysis, Fundamental & Historical Data

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

1,53,993.27
21.08
10

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

2,35,367.70
0.68%
4.69

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

10 Years
5 Years
3 Years

15.18
11.87
19.33

EBITDA CAGR (%)

10 Years
5 Years
3 Years

14.97
9.70
10.00

PAT CAGR (%)

10 Years
5 Years
3 Years

20.67
6.99
13.87

P:E (Median)

8 Years
5 Years
3 Years

13.70
14.67
16.26

P:BV (Average)

8 Years
5 Years
3 Years

2.90
2.99
2.86

EV:EBITDA (Average)

8 Years
5 Years
3 Years

9.59
10.09
10.30

Earnings Forecasts:

(Updated: 13-12-2025)

Description 2024 2025 2026 2027
Adj EPS 129.54 209.03 237.3 285.95
P/E Ratio 29.62 18.36 16.17 13.42
Revenue 17099.1 15603.8 18013.5 21106.6
EBITDA 13519.4 10741 12559.2 14287.7
Net Income 5200.75 8469.69 9669.26 11494.6
ROA 4.65 5.77 5.42 5.66
P/B Ratio 5.42 4.38 3.60 2.95
ROE 19.73 26.04 24.2 23.22
FCFF 7076.67 -4282.51 17.95 2063.13
FCFF Yield 2.66 -1.61 0.01 0.78
Net Debt 82628.9
BVPS 708.35 875.96 1066.78 1300.69

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone

Description Sep 25 Sep 24 Var% Jun 25 Jun 24 Var% Mar 25 Mar 24 Var% Dec 24 Dec 23 Var%
Net Sales 6,432.24 4,117.44 56.22% 5,703.32 3,703.79 53.99% 4,854.40 3,408.92 42.40% 4,423.46 3,167.73 39.64%
Expenses 971.08 851.78 14.01% 831.80 849.05 -2.03% 965.71 752.63 28.31% 913.12 565.90 61.36%
EBITDA 5,461.16 3,265.66 67.23% 4,871.51 2,854.74 70.65% 3,888.70 2,656.28 46.40% 3,510.33 2,601.83 34.92%
EBIDTM 84.90% 79.31% 85.42% 77.08% 80.11% 77.92% 79.36% 82.14%
Other Income 28.59 8.78 225.63% 16.68 6.31 164.34% 34.07 9.48 259.39% 7.70 7.99 -3.63%
Interest 2,312.64 1,550.46 49.16% 2,119.14 1,351.13 56.84% 1,879.66 1,222.76 53.72% 1,647.58 1,211.94 35.95%
Depreciation 25.67 16.02 60.24% 23.56 18.23 29.24% 22.69 19.45 16.66% 19.92 17.41 14.42%
PBT 3,151.44 1,707.96 84.51% 2,745.49 1,491.70 84.05% 2,020.41 1,423.57 41.93% 1,850.53 1,380.48 34.05%
Tax 806.27 456.82 76.50% 699.19 413.01 69.29% 512.57 367.27 39.56% 487.44 353.22 38.00%
PAT 2,345.17 1,251.14 87.44% 2,046.30 1,078.68 89.70% 1,507.84 1,056.29 42.75% 1,363.09 1,027.26 32.69%
PATM 36.46% 30.39% 35.88% 29.12% 31.06% 30.99% 30.82% 32.43%
EPS 58.41 31.16 87.45% 50.97 26.87 89.69% 37.56 26.31 42.76% 33.95 25.59 32.67%

Description Sep 25 Sep 24 Var% Jun 25 Jun 24 Var% Mar 25 Mar 24 Var% Dec 24 Dec 23 Var%
Net Sales 7,282.79 4,928.82 47.76% 6,450.13 4,473.86 44.17% 5,621.75 4,163.80 35.01% 5,189.73 3,820.02 35.86%
Expenses 1,479.56 1,323.73 11.77% 1,441.33 1,226.43 17.52% 1,574.80 1,120.99 40.48% 1,405.23 871.72 61.20%
EBITDA 5,803.23 3,605.09 60.97% 5,008.80 3,247.43 54.24% 4,046.95 3,042.81 33.00% 3,784.50 2,948.29 28.36%
EBIDTM 79.68% 73.14% 77.65% 72.59% 71.99% 73.08% 72.92% 77.18%
Other Income 49.80 28.57 74.31% 34.89 18.61 87.48% 31.19 15.62 99.68% 31.95 22.66 41.00%
Interest 2,571.22 1,807.03 42.29% 2,354.91 1,594.50 47.69% 2,111.22 1,446.64 45.94% 1,899.55 1,412.48 34.48%
Depreciation 37.61 24.86 51.29% 34.75 25.84 34.48% 34.71 26.61 30.44% 30.58 24.13 26.73%
PBT 3,244.20 1,801.78 80.06% 2,654.03 1,645.70 61.27% 1,932.20 1,585.18 21.89% 1,886.32 1,534.35 22.94%
Tax 832.54 480.55 73.25% 679.78 450.04 51.05% 488.27 402.90 21.19% 494.78 389.04 27.18%
PAT 2,411.66 1,321.22 82.53% 1,974.25 1,195.66 65.12% 1,443.93 1,182.27 22.13% 1,391.55 1,145.31 21.50%
PATM 33.11% 26.81% 30.61% 26.73% 25.68% 28.39% 26.81% 29.98%
EPS 60.29 31.67 90.37% 50.22 28.99 73.23% 36.81 28.37 29.75% 34.60 27.49 25.86%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone

Description TTM Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Net Sales 21,413.42 17,099.09 12,635.01 10,514.85 11,082.32 10,557.21 8,714.65 6,878.21 6,266.52 5,728.63 4,861.40 Net Sales Growth 48.73% 35.33% 20.16% -5.12% 4.97% 21.14% 26.70% 9.76% 9.39% 17.84% Cost Of Goods Sold 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 21,413.42 17,099.09 12,635.01 10,514.85 11,082.32 10,557.21 8,714.65 6,878.21 6,266.52 5,728.63 4,861.40 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 3,681.71 3,542.76 2,513.02 2,109.70 1,890.52 1,817.87 1,826.64 1,518.62 1,509.96 1,479.46 1,241.19 Power & Fuel Cost - 51.75 47.45 40.88 31.66 28.91 31.57 29.99 28.43 26.72 25.08 % Of Sales - 0.30% 0.38% 0.39% 0.29% 0.27% 0.36% 0.44% 0.45% 0.47% 0.52% Employee Cost - 1,696.58 1,386.92 1,199.44 1,030.22 1,006.25 1,028.95 897.55 782.38 728.05 641.88 % Of Sales - 9.92% 10.98% 11.41% 9.30% 9.53% 11.81% 13.05% 12.49% 12.71% 13.20% Manufacturing Exp. - 496.58 450.25 419.04 395.53 347.63 324.94 289.87 264.39 250.47 228.33 % Of Sales - 2.90% 3.56% 3.99% 3.57% 3.29% 3.73% 4.21% 4.22% 4.37% 4.70% General & Admin Exp. - 476.07 377.23 333.62 253.89 280.38 295.44 266.68 196.30 204.27 193.92 % Of Sales - 2.78% 2.99% 3.17% 2.29% 2.66% 3.39% 3.88% 3.13% 3.57% 3.99% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 873.54 298.63 157.60 210.89 183.61 177.31 64.52 266.89 296.67 0.00 % Of Sales - 5.11% 2.36% 1.50% 1.90% 1.74% 2.03% 0.94% 4.26% 5.18% 3.64% EBITDA 17,731.70 13,556.33 10,121.99 8,405.15 9,191.80 8,739.34 6,888.01 5,359.59 4,756.56 4,249.17 3,620.21 EBITDA Margin 82.81% 79.28% 80.11% 79.94% 82.94% 82.78% 79.04% 77.92% 75.90% 74.17% 74.47% Other Income 87.04 56.86 59.04 28.90 16.07 17.15 8.15 2.42 66.64 18.07 13.61 Interest 7,959.02 6,465.73 4,666.61 3,709.30 3,844.60 3,699.26 2,795.65 2,243.11 1,934.66 2,298.02 2,259.56 Depreciation 91.84 76.86 65.63 58.31 53.91 50.71 43.09 42.09 43.85 48.25 57.51 PBT 9,767.87 7,070.60 5,448.78 4,666.43 5,309.35 5,006.51 4,057.41 3,076.82 2,844.69 1,920.98 1,316.75 Tax 2,505.47 1,869.85 1,399.12 1,192.89 1,355.05 1,284.34 1,039.11 1,104.67 1,067.13 741.15 507.20 Tax Rate 25.65% 26.45% 25.68% 25.56% 25.52% 25.65% 25.61% 35.90% 37.51% 38.58% 38.52% PAT 7,262.40 5,200.75 4,049.66 3,473.53 3,954.30 3,722.18 3,018.30 1,972.14 1,777.56 1,179.83 809.55 PAT before Minority Interest 7,262.40 5,200.75 4,049.66 3,473.53 3,954.30 3,722.18 3,018.30 1,972.14 1,777.56 1,179.83 809.55 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 33.92% 30.42% 32.05% 33.03% 35.68% 35.26% 34.63% 28.67% 28.37% 20.60% 16.65% PAT Growth 64.55% 28.42% 16.59% -12.16% 6.24% 23.32% 53.05% 10.95% 50.66% 45.74% EPS 180.88 129.53 100.86 86.51 98.49 92.71 75.18 49.12 44.27 29.39 20.16

Description TTM Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Net Sales 24,544.40 20,214.17 15,061.66 11,897.66 12,185.61 11,534.56 9,687.45 7,594.43 6,712.66 5,910.80 4,919.98 Net Sales Growth 41.17% 34.21% 26.59% -2.36% 5.64% 19.07% 27.56% 13.14% 13.57% 20.14% Cost Of Goods Sold 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 24,544.40 20,214.17 15,061.66 11,897.66 12,185.61 11,534.56 9,687.45 7,594.43 6,712.66 5,910.80 4,919.98 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 5,900.92 5,481.30 3,622.57 2,749.23 2,490.39 2,262.72 2,214.13 1,746.95 1,656.07 1,553.90 1,267.82 Power & Fuel Cost - 60.47 52.38 43.06 33.66 30.71 33.79 31.54 29.68 27.48 25.59 % Of Sales - 0.30% 0.35% 0.36% 0.28% 0.27% 0.35% 0.42% 0.44% 0.46% 0.52% Employee Cost - 2,324.99 1,828.21 1,488.27 1,236.81 1,189.27 1,208.49 1,013.34 847.99 760.36 653.82 % Of Sales - 11.50% 12.14% 12.51% 10.15% 10.31% 12.47% 13.34% 12.63% 12.86% 13.29% Manufacturing Exp. - 630.72 512.94 454.04 424.23 371.91 349.76 309.86 278.72 263.98 234.08 % Of Sales - 3.12% 3.41% 3.82% 3.48% 3.22% 3.61% 4.08% 4.15% 4.47% 4.76% General & Admin Exp. - 714.23 558.39 409.62 300.27 311.08 340.64 304.57 224.93 179.34 198.11 % Of Sales - 3.53% 3.71% 3.44% 2.46% 2.70% 3.52% 4.01% 3.35% 3.03% 4.03% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 1,811.36 723.03 397.30 529.08 390.47 315.24 119.18 304.44 350.22 0.00 % Of Sales - 8.96% 4.80% 3.34% 4.34% 3.39% 3.25% 1.57% 4.54% 5.93% 3.70% EBITDA 18,643.48 14,732.87 11,439.09 9,148.43 9,695.22 9,271.84 7,473.32 5,847.48 5,056.59 4,356.90 3,652.16 EBITDA Margin 75.96% 72.88% 75.95% 76.89% 79.56% 80.38% 77.14% 77.00% 75.33% 73.71% 74.23% Other Income 147.83 110.32 101.08 77.34 52.55 35.90 26.14 6.62 69.03 27.59 20.78 Interest 8,936.90 7,461.20 5,451.57 4,224.84 4,267.58 4,108.90 3,179.83 2,542.88 2,131.61 2,373.99 2,287.62 Depreciation 137.65 115.99 92.11 78.16 70.00 67.36 59.24 51.69 51.93 51.92 58.66 PBT 9,716.75 7,266.01 5,996.50 4,922.78 5,410.19 5,131.48 4,260.39 3,259.53 2,942.08 1,958.58 1,326.66 Tax 2,495.37 1,913.64 1,528.91 1,253.01 1,378.86 1,312.61 1,091.71 1,156.57 1,098.33 751.32 508.82 Tax Rate 25.68% 26.34% 25.50% 25.45% 25.49% 25.58% 25.62% 35.48% 37.33% 38.36% 38.35% PAT 7,221.39 5,332.90 4,324.28 3,612.30 4,016.62 3,804.40 3,138.24 2,078.01 1,829.83 1,207.26 814.50 PAT before Minority Interest 7,303.70 5,352.36 4,467.59 3,669.77 4,031.32 3,818.87 3,168.68 2,102.96 1,843.75 1,207.26 817.84 Minority Interest 82.31 -19.46 -143.31 -57.47 -14.70 -14.47 -30.44 -24.95 -13.92 0.00 -3.34 PAT Margin 29.42% 26.38% 28.71% 30.36% 32.96% 32.98% 32.39% 27.36% 27.26% 20.42% 16.55% PAT Growth 49.06% 23.32% 19.71% -10.07% 5.58% 21.23% 51.02% 13.56% 51.57% 48.22% EPS 179.86 132.82 107.70 89.97 100.04 94.75 78.16 51.76 45.57 30.07 20.29

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Shareholder's Funds 28,437.52 24,290.29 21,061.93 18,344.57 15,238.89 11,571.81 9,792.72 7,812.02 6,516.44 5,619.25 Share Capital 401.46 401.46 401.45 401.35 401.20 401.04 400.66 400.04 399.48 399.00 Total Reserves 28,035.60 23,887.71 20,658.47 17,937.05 14,827.20 11,157.55 9,375.59 7,393.40 6,094.84 5,197.88 Non-Current Liabilities 50,256.52 26,777.14 30,398.02 27,733.13 21,435.93 13,213.61 9,699.57 7,656.39 4,847.66 6,351.35 Secured Loans 18,939.65 14,177.62 29,677.05 26,630.03 20,233.33 11,686.61 8,686.06 5,399.12 3,161.21 3,457.69 Unsecured Loans 31,042.12 12,330.58 711.72 1,114.96 1,191.38 1,485.59 999.83 1,967.47 1,069.98 1,818.57 Long Term Provisions 71.50 33.65 38.05 35.11 38.35 36.63 22.86 17.17 0.53 0.24 Current Liabilities 42,494.57 33,928.13 21,119.71 24,428.44 26,761.46 25,674.23 18,558.90 15,317.42 19,991.02 15,385.70 Trade Payables 115.29 100.17 179.90 151.16 201.71 218.50 163.40 123.89 111.47 61.13 Other Current Liabilities 1,971.03 1,185.32 1,201.82 1,750.97 1,585.68 1,093.06 1,000.02 1,106.30 5,775.66 6,088.90 Short Term Borrowings 39,838.03 32,274.87 19,345.54 22,066.26 24,521.57 23,957.85 17,147.26 13,800.44 12,754.91 8,363.52 Short Term Provisions 570.22 367.76 392.44 460.05 452.50 404.82 248.21 286.79 1,348.99 872.16 Total Liabilities 1,21,188.61 84,995.56 72,579.66 70,506.14 63,436.28 50,459.65 38,051.19 30,785.83 31,355.12 27,356.30 Net Block 479.94 350.08 271.77 267.43 246.94 227.78 192.56 200.47 208.23 218.48 Gross Block 907.57 702.34 560.35 498.71 425.38 356.29 278.27 244.32 587.22 550.03 Accumulated Depreciation 427.63 352.26 288.58 231.28 178.43 128.51 85.71 43.85 378.99 331.54 Non Current Assets 1,11,969.80 79,829.71 1,791.52 1,764.21 1,481.64 1,409.15 1,321.44 690.41 540.67 425.93 Capital Work in Progress 12.54 88.32 67.43 45.65 38.48 28.74 22.83 5.74 9.97 8.89 Non Current Investment 2,626.80 2,241.94 1,311.67 1,316.96 1,067.13 1,031.64 982.56 394.41 209.12 98.26 Long Term Loans & Adv. 6.95 16.08 126.64 120.51 112.62 106.90 118.58 89.08 113.14 100.30 Other Non Current Assets 162.60 131.84 14.01 13.65 16.46 14.09 4.91 0.72 0.21 0.00 Current Assets 9,218.81 5,165.85 70,788.14 68,741.93 61,954.64 49,050.51 36,729.75 30,095.42 30,814.46 26,930.37 Current Investments 1,872.28 26.38 5.19 3.52 523.15 406.70 0.00 1.02 0.00 0.00 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 0.93 1.03 1.61 2.14 3.47 4.73 16.06 23.00 1,270.60 1,467.26 Cash & Bank 7,191.20 5,045.44 6,461.20 9,242.91 7,189.82 5,640.54 1,735.51 486.99 1,534.05 679.11 Other Current Assets 154.40 72.63 44.35 97.96 54,238.19 42,998.53 34,978.18 29,584.41 28,009.81 24,783.99 Short Term Loans & Adv. 22.99 20.36 64,275.80 59,395.40 54,064.06 42,604.84 34,933.60 29,529.54 28,005.44 24,779.66 Net Current Assets -33,275.76 -28,762.28 49,668.43 44,313.50 35,193.18 23,376.28 18,170.85 14,778.00 10,823.44 11,544.67 Total Assets 1,21,188.61 84,995.56 72,579.66 70,506.14 63,436.28 50,459.66 38,051.19 30,785.83 31,355.13 27,356.30

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Shareholder's Funds 29,366.63 25,107.21 21,665.75 18,785.72 15,575.02 11,829.21 9,931.20 7,856.57 6,538.04 5,622.29 Share Capital 401.46 401.46 401.45 401.35 401.20 401.04 400.66 400.04 399.48 399.00 Total Reserves 28,964.70 24,704.63 21,262.29 18,378.21 15,163.33 11,414.94 9,514.07 7,437.95 6,116.44 5,200.92 Non-Current Liabilities 54,189.93 31,120.02 36,385.24 32,436.67 25,823.86 16,956.03 12,771.84 9,944.43 5,463.29 6,497.94 Secured Loans 19,311.42 14,764.98 35,173.34 30,982.26 24,251.53 14,972.16 10,948.27 7,273.95 3,712.17 3,521.62 Unsecured Loans 34,674.12 16,103.09 1,201.14 1,495.84 1,611.00 1,974.50 1,848.89 2,389.93 1,132.97 1,904.94 Long Term Provisions 90.53 41.11 38.65 35.62 0.00 0.00 0.00 18.14 9.71 0.91 Current Liabilities 48,475.16 39,498.30 21,546.78 24,632.94 26,998.70 25,907.21 18,852.44 15,778.33 20,047.36 15,180.49 Trade Payables 137.13 143.94 199.81 157.24 211.38 225.94 166.41 126.01 100.99 62.42 Other Current Liabilities 2,361.98 1,735.74 1,528.86 1,927.00 1,753.43 1,240.67 1,077.96 1,129.29 6,502.25 6,219.17 Short Term Borrowings 45,383.21 37,244.37 19,413.68 22,074.52 24,534.09 23,988.53 17,330.35 14,226.82 12,765.87 8,370.81 Short Term Provisions 592.84 374.25 404.43 474.18 499.80 452.07 277.73 296.21 678.25 528.09 Total Liabilities 1,32,658.27 96,372.36 80,084.82 76,207.50 68,582.15 54,864.59 41,697.86 33,652.64 32,120.63 27,338.40 Net Block 669.46 472.47 377.34 332.34 313.14 297.98 243.56 236.62 257.38 235.21 Gross Block 1,198.51 896.98 718.01 606.13 529.58 455.75 346.29 288.53 647.41 570.83 Accumulated Depreciation 529.05 424.52 340.67 273.79 216.44 157.78 102.73 51.91 390.02 335.62 Non Current Assets 1,22,066.90 89,603.31 1,071.31 1,041.71 791.21 1,075.13 603.41 410.85 1,124.69 499.53 Capital Work in Progress 12.83 88.68 67.47 52.39 38.53 28.74 22.83 5.74 9.98 10.72 Non Current Investment 455.83 560.95 402.88 475.73 254.37 590.21 199.44 71.29 15.91 14.70 Long Term Loans & Adv. 7.39 0.00 188.44 147.87 125.71 109.91 106.39 90.96 102.40 103.09 Other Non Current Assets 331.10 284.94 26.97 24.04 59.46 48.30 31.18 6.25 34.26 0.00 Current Assets 10,591.37 6,769.05 79,013.51 75,165.79 67,790.95 53,789.46 41,094.45 33,241.79 30,995.94 26,838.86 Current Investments 1,944.89 151.54 142.83 47.58 568.08 55.66 27.38 120.78 80.63 34.39 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 11.86 17.84 9.89 7.01 9.80 8.98 21.68 26.65 1,276.93 1,467.92 Cash & Bank 8,321.91 6,205.97 8,035.66 10,314.96 8,021.01 6,130.65 2,203.48 747.02 1,644.67 714.01 Other Current Assets 312.72 321.22 258.29 257.43 59,192.05 47,594.17 38,841.91 32,347.33 27,993.72 24,622.55 Short Term Loans & Adv. 15.55 72.49 70,566.84 64,538.81 58,819.68 47,078.92 38,744.86 32,275.03 27,984.00 24,561.13 Net Current Assets -37,883.79 -32,729.25 57,466.73 50,532.85 40,792.25 27,882.25 22,242.01 17,463.46 10,948.58 11,658.37 Total Assets 1,32,658.27 96,372.36 80,084.82 76,207.50 68,582.16 54,864.59 41,697.86 33,652.64 32,120.63 27,338.39

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Cash From Operating Activity -25,854.55 -9,301.95 -1,901.72 -1,141.54 -7,476.52 -4,458.02 -3,858.07 -86.89 -1,709.78 213.62 PBT 7,070.60 5,448.78 4,666.43 5,309.35 5,006.51 4,057.41 3,076.82 2,844.69 1,920.98 1,316.75 Adjustment 6,865.32 4,582.44 3,547.98 3,829.71 3,620.94 2,862.34 2,266.10 2,241.60 2,610.13 2,475.97 Changes in Working Capital -32,428.15 -12,895.54 -4,909.70 -5,384.87 -11,612.25 -7,741.35 -5,491.39 -1,526.76 -2,908.11 -1,255.61 Cash after chg. in Working capital -18,492.23 -2,864.32 3,304.71 3,754.19 -2,984.80 -821.59 -148.47 3,559.52 1,623.00 2,537.11 Interest Paid -5,693.56 -4,999.93 -3,950.06 -3,543.60 -3,244.09 -2,616.24 -2,573.84 -2,664.57 -2,460.82 -1,945.29 Tax Paid -1,668.77 -1,437.70 -1,256.37 -1,352.13 -1,247.63 -1,020.19 -1,135.75 -981.84 -871.96 -378.21 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity -1,944.44 -739.06 187.55 407.63 47.57 -428.87 -584.88 -193.89 -134.35 -67.12 Net Fixed Assets -129.45 -162.88 -83.42 -80.50 -78.83 -83.93 -51.04 347.13 -38.27 -18.98 Net Investments -2,230.76 -951.46 3.62 269.80 -151.94 -455.78 -587.13 -186.31 -110.86 -59.77 Others 415.77 375.28 267.35 218.33 278.34 110.84 53.29 -354.71 14.78 11.63 Cash from Financing Activity 29,932.90 8,648.76 -1,035.54 2,795.72 9,041.08 8,677.98 5,701.24 -553.58 2,457.23 -1,204.38 Net Cash Inflow / Outflow 2,133.91 -1,392.26 -2,749.71 2,061.82 1,612.13 3,791.08 1,258.29 -834.36 613.10 -1,057.88 Opening Cash & Equivalents 5,036.55 6,428.80 9,178.51 7,116.70 5,504.57 1,713.48 455.19 1,289.55 676.44 1,734.33 Closing Cash & Equivalent 7,170.45 5,036.55 6,428.80 9,178.51 7,116.70 5,504.57 1,713.48 455.19 1,289.55 676.44

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Cash From Operating Activity -26,524.89 -13,605.49 -2,804.07 -1,596.45 -7,814.29 -4,970.10 -4,824.20 -1,432.15 -2,186.20 108.32 PBT 7,266.01 5,996.50 4,922.78 5,410.19 5,131.48 4,260.39 3,259.53 2,942.08 1,958.58 1,326.66 Adjustment 8,664.32 5,685.02 4,226.86 4,494.01 4,174.62 3,331.45 2,606.67 2,468.91 2,698.13 2,506.45 Changes in Working Capital -34,025.06 -17,894.92 -6,179.71 -6,127.73 -12,211.96 -8,524.67 -6,620.68 -2,997.29 -3,420.70 -1,372.98 Cash after chg. in Working capital -18,094.74 -6,213.40 2,969.93 3,776.46 -2,905.86 -932.83 -754.47 2,413.70 1,236.01 2,460.14 Interest Paid -6,705.03 -5,759.31 -4,452.20 -3,970.63 -3,621.14 -2,971.23 -2,872.37 -2,829.49 -2,535.85 -1,973.22 Tax Paid -1,725.13 -1,632.78 -1,321.80 -1,402.28 -1,287.29 -1,066.04 -1,197.36 -1,016.36 -886.36 -378.60 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity -1,376.27 45.36 180.97 421.64 39.58 -383.84 -164.69 -125.04 -183.15 -45.70 Net Fixed Assets -129.45 -162.88 -83.42 -80.50 -78.83 -83.93 -51.04 347.13 -38.27 -18.98 Net Investments -2,230.76 -951.46 3.62 269.80 -151.94 -455.78 -587.13 -186.31 -110.86 -59.77 Others 983.94 1,159.70 260.77 232.34 270.35 155.87 473.48 -285.86 -34.02 33.05 Cash from Financing Activity 30,041.47 11,809.06 395.02 3,445.49 9,712.42 9,192.90 6,351.02 823.68 3,026.77 -1,101.65 Net Cash Inflow / Outflow 2,140.31 -1,751.07 -2,228.08 2,270.68 1,937.71 3,838.96 1,362.13 -733.51 657.42 -1,039.02 Opening Cash & Equivalents 6,082.38 7,831.14 10,060.25 7,800.71 5,865.94 2,027.85 641.21 1,375.26 711.34 1,747.74 Closing Cash & Equivalent 8,224.31 6,082.38 7,831.14 10,060.25 7,800.71 5,865.94 2,005.66 641.21 1,375.26 711.34

Financial Ratios

Consolidated /

Standalone

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Book Value (Rs.) 708.33 605.02 524.60 456.92 379.57 288.22 244.00 194.82 162.57 140.27 ROA 5.04% 5.14% 4.86% 5.90% 6.54% 6.82% 5.73% 5.72% 4.02% 2.97% ROE 19.73% 17.86% 17.63% 23.56% 27.79% 28.29% 22.45% 24.88% 19.52% 15.19% ROCE 13.45% 13.15% 12.06% 14.15% 15.84% 16.06% 16.22% 16.92% 16.32% 14.69% Fixed Asset Turnover 21.24 20.01 19.86 23.99 27.01 27.47 26.32 15.07 10.07 8.98 Receivable days 0.02 0.04 0.07 0.09 0.14 0.44 1.04 37.67 87.22 98.40 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 0.00 0.00 0.00 48.50 41.36 38.14 28.75 21.00 Cash Conversion Cycle 0.02 0.04 0.07 0.09 0.14 -48.07 -40.33 -0.47 58.47 77.40 Total Debt/Equity 3.16 2.42 2.36 2.72 3.02 3.21 2.74 2.72 3.23 3.32 Interest Cover 2.09 2.17 2.26 2.38 2.35 2.45 2.37 2.47 1.84 1.58

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Book Value (Rs.) 731.46 625.35 539.64 467.92 387.95 294.64 247.46 195.93 163.11 140.35 ROA 4.67% 5.06% 4.70% 5.57% 6.19% 6.56% 5.58% 5.61% 4.06% 2.99% ROE 19.65% 19.10% 18.15% 23.48% 27.89% 29.16% 23.69% 25.69% 19.93% 15.34% ROCE 13.27% 13.42% 12.13% 13.89% 15.56% 16.03% 16.16% 16.78% 16.29% 14.70% Fixed Asset Turnover 19.29 18.65 17.97 21.46 23.41 24.16 23.93 14.34 9.70 8.80 Receivable days 0.27 0.34 0.26 0.25 0.30 0.58 1.16 35.44 84.75 97.29 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 0.00 0.00 0.00 42.96 37.62 34.00 26.85 21.03 Cash Conversion Cycle 0.27 0.34 0.26 0.25 0.30 -42.39 -36.45 1.45 57.90 76.26 Total Debt/Equity 3.38 2.71 2.58 2.90 3.24 3.46 3.04 3.05 3.40 3.37 Interest Cover 1.97 2.10 2.17 2.27 2.25 2.34 2.28 2.38 1.83 1.58

Top Investors:

sbi mutual fund

llp

Annual Reports:

News Update:

Muthoot Finance’s consolidated net profit jumps 90% in Q2
14th Nov 2025, 12:13 PM

The consolidated total income of the company increased by 47.91% at Rs 7,332.59 crore for Q2FY26
Read More
Muthoot Finance gets nod for additional equity infusion of Rs 500 crore in Muthoot Money
14th Nov 2025, 09:59 AM

The Board of Directors of the company at their meeting held on November 13, 2025 has approved the same
Read More
Muthoot Finance - Quarterly Results
14th Nov 2025, 00:00 AM

Read More

Muthoot Finance Ltd.

Finance - Gold NBFC

BSE: 533398 | NSE: MUTHOOTFIN

Stock Summary

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Earnings Forecasts:

Quarterly Results

Consolidated Figures in Rs. Crores /

Annual Results

Consolidated Figures in Rs. Crores /

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Cash Flow

Consolidated Figures in Rs. Crores /

Financial Ratios

Consolidated /

Top Investors:

Annual Reports:

News Update:

Muthoot Finance Ltd.

Finance - Gold NBFC

BSE: 533398 | NSE: MUTHOOTFIN

Stock Summary

Shareholding Pattern

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Earnings Forecasts:

Quarterly Results

Consolidated Figures in Rs. Crores /

Annual Results

Consolidated Figures in Rs. Crores /

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Cash Flow

Consolidated Figures in Rs. Crores /

Financial Ratios

Consolidated /

Top Investors:

Annual Reports:

News Update: