Muthoot Finance, 533398, MUTHOOTFIN Share Price, Rating, Research, Analysis, Fundamental & Historical Data

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

1,17,068.21
10.29
10

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

2,01,174.83
1.03%
2.88

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

10 Years
5 Years
3 Years

15.18
11.87
19.33

EBITDA CAGR (%)

10 Years
5 Years
3 Years

14.97
9.70
10.00

PAT CAGR (%)

10 Years
5 Years
3 Years

20.67
6.99
13.87

P:E (Median)

8 Years
5 Years
3 Years

13.78
14.93
16.62

P:BV (Average)

8 Years
5 Years
3 Years

3.02
3.01
3.23

EV:EBITDA (Average)

8 Years
5 Years
3 Years

9.78
10.15
10.45

Earnings Forecasts:

(Updated: 08-08-2026)

Description 2026 2027 2028 2029
Adj EPS 81 -19 14.89 237.9
P/E Ratio 35.88 -152.95 195.16 12.22
Revenue 10.42 9.39 7.43 16853.5
EBITDA 20242.3 22645.6 25167.9 13043.5
Net Income 14653.6 16577.9 17252.6 9571.47
ROA 11327.7 12674.3 13934.6 6.4
P/B Ratio 0.02 0.02 0.02 3.22
ROE 2.52 2.05 1.71 29.38
FCFF 26.93 24.12 22.02 -
FCFF Yield - - - -
Net Debt - - - 125445
BVPS 137698 145881 154769 901.18

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone

Description Jun 26 Jun 25 Var% Mar 26 Mar 25 Var% Dec 25 Dec 24 Var% Sep 25 Sep 24 Var%
Net Sales 7,588.85 5,703.32 33.06% 8,179.92 4,854.40 68.51% 7,242.77 4,423.46 63.74% 6,432.24 4,117.44 56.22%
Expenses 1,014.46 822.91 23.28% 1,154.35 951.31 21.34% 1,006.74 913.12 10.25% 971.08 851.78 14.01%
EBITDA 6,574.39 4,880.40 34.71% 7,025.57 3,903.10 80.00% 6,236.02 3,510.33 77.65% 5,461.16 3,265.66 67.23%
EBIDTM 86.63% 85.57% 85.89% 80.40% 86.10% 79.36% 84.90% 79.31%
Other Income 14.20 7.79 82.28% 14.01 19.67 -28.77% 20.18 7.70 162.08% 28.59 8.78 225.63%
Interest 3,145.86 2,119.14 48.45% 2,862.56 1,879.66 52.29% 2,646.67 1,647.58 60.64% 2,312.64 1,550.46 49.16%
Depreciation 19.73 23.56 -16.26% 10.12 22.69 -55.40% 27.88 19.92 39.96% 25.67 16.02 60.24%
PBT 3,423.00 2,745.49 24.68% 4,166.91 2,020.41 106.24% 3,581.66 1,850.53 93.55% 3,151.44 1,707.96 84.51%
Tax 872.52 699.19 24.79% 1,080.72 512.57 110.84% 925.23 487.44 89.81% 806.27 456.82 76.50%
PAT 2,550.48 2,046.30 24.64% 3,086.19 1,507.84 104.68% 2,656.42 1,363.09 94.88% 2,345.17 1,251.14 87.44%
PATM 33.61% 35.88% 37.73% 31.06% 36.68% 30.82% 36.46% 30.39%
EPS 63.52 50.97 24.62% 76.87 37.56 104.66% 66.16 33.95 94.87% 58.41 31.16 87.45%

Description Jun 26 Jun 25 Var% Mar 26 Mar 25 Var% Dec 25 Dec 24 Var% Sep 25 Sep 24 Var%
Net Sales 8,671.60 6,450.13 34.44% 9,288.71 5,621.75 65.23% 8,187.60 5,189.73 57.77% 7,282.79 4,928.82 47.76%
Expenses 1,407.90 1,421.99 -0.99% 1,527.95 1,549.24 -1.37% 1,457.56 1,405.23 3.72% 1,479.56 1,323.73 11.77%
EBITDA 7,263.70 5,028.14 44.46% 7,760.76 4,072.51 90.56% 6,730.05 3,784.50 77.83% 5,803.23 3,605.09 60.97%
EBIDTM 83.76% 77.95% 83.55% 72.44% 82.20% 72.92% 79.68% 73.14%
Other Income 23.21 15.55 49.26% 2.65 5.62 -52.85% 51.61 31.95 61.53% 49.80 28.57 74.31%
Interest 3,458.39 2,354.91 46.86% 3,154.78 2,111.22 49.43% 2,918.72 1,899.55 53.65% 2,571.22 1,807.03 42.29%
Depreciation 31.40 34.75 -9.64% 24.48 34.71 -29.47% 40.48 30.58 32.37% 37.61 24.86 51.29%
PBT 3,797.13 2,654.03 43.07% 4,584.15 1,932.20 137.25% 3,822.46 1,886.32 102.64% 3,244.20 1,801.78 80.06%
Tax 972.29 679.78 43.03% 1,186.67 488.27 143.04% 998.98 494.78 101.90% 832.54 480.55 73.25%
PAT 2,824.84 1,974.25 43.08% 3,397.48 1,443.93 135.29% 2,823.48 1,391.55 102.90% 2,411.66 1,321.22 82.53%
PATM 32.58% 30.61% 36.58% 25.68% 34.48% 26.81% 33.11% 26.81%
EPS 69.72 50.22 38.83% 83.43 36.81 126.65% 69.84 34.60 101.85% 60.29 31.67 90.37%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone

Description TTM Mar 26 Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17
Net Sales 29,443.78 27,558.25 17,099.09 12,635.01 10,514.85 11,082.32 10,557.21 8,714.65 6,878.21 6,266.52 5,728.63 Net Sales Growth 54.17% 61.17% 35.33% 20.16% -5.12% 4.97% 21.14% 26.70% 9.76% 9.39% Cost Of Goods Sold 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 29,443.78 27,558.25 17,099.09 12,635.01 10,514.85 11,082.32 10,557.21 8,714.65 6,878.21 6,266.52 5,728.63 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 4,146.63 3,883.64 3,521.95 2,513.02 2,109.70 1,890.52 1,817.87 1,826.64 1,518.62 1,509.96 1,479.46 Power & Fuel Cost - 51.68 51.75 47.45 40.88 31.66 28.91 31.57 29.99 28.43 26.72 % Of Sales - 0.19% 0.30% 0.38% 0.39% 0.29% 0.27% 0.36% 0.44% 0.45% 0.47% Employee Cost - 1,966.83 1,566.55 1,386.92 1,199.44 1,030.22 1,006.25 1,028.95 897.55 782.38 728.05 % Of Sales - 7.14% 9.16% 10.98% 11.41% 9.30% 9.53% 11.81% 13.05% 12.49% 12.71% Manufacturing Exp. - 802.54 626.61 450.25 419.04 395.53 347.63 324.94 289.87 264.39 250.47 % Of Sales - 2.91% 3.66% 3.56% 3.99% 3.57% 3.29% 3.73% 4.21% 4.22% 4.37% General & Admin Exp. - 526.97 476.07 377.23 333.62 253.89 280.38 295.44 266.68 196.30 204.27 % Of Sales - 1.91% 2.78% 2.99% 3.17% 2.29% 2.66% 3.39% 3.88% 3.13% 3.57% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 587.30 852.72 298.63 157.60 210.89 183.61 177.31 64.52 266.89 0.00 % Of Sales - 2.13% 4.99% 2.36% 1.50% 1.90% 1.74% 2.03% 0.94% 4.26% 5.18% EBITDA 25,297.14 23,674.61 13,577.14 10,121.99 8,405.15 9,191.80 8,739.34 6,888.01 5,359.59 4,756.56 4,249.17 EBITDA Margin 85.92% 85.91% 79.40% 80.11% 79.94% 82.94% 82.78% 79.04% 77.92% 75.90% 74.17% Other Income 76.98 41.62 36.05 59.04 28.90 16.07 17.15 8.15 2.42 66.64 18.07 Interest 10,967.73 9,983.51 6,465.73 4,666.61 3,709.30 3,844.60 3,699.26 2,795.65 2,243.11 1,934.66 2,298.02 Depreciation 83.40 87.23 76.86 65.63 58.31 53.91 50.71 43.09 42.09 43.85 48.25 PBT 14,323.01 13,645.49 7,070.60 5,448.78 4,666.43 5,309.35 5,006.51 4,057.41 3,076.82 2,844.69 1,920.98 Tax 3,684.74 3,511.41 1,869.85 1,399.12 1,192.89 1,355.05 1,284.34 1,039.11 1,104.67 1,067.13 741.15 Tax Rate 25.73% 25.73% 26.45% 25.68% 25.56% 25.52% 25.65% 25.61% 35.90% 37.51% 38.58% PAT 10,638.26 10,134.08 5,200.75 4,049.66 3,473.53 3,954.30 3,722.18 3,018.30 1,972.14 1,777.56 1,179.83 PAT before Minority Interest 10,638.26 10,134.08 5,200.75 4,049.66 3,473.53 3,954.30 3,722.18 3,018.30 1,972.14 1,777.56 1,179.83 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 36.13% 36.77% 30.42% 32.05% 33.03% 35.68% 35.26% 34.63% 28.67% 28.37% 20.60% PAT Growth 72.46% 94.86% 28.42% 16.59% -12.16% 6.24% 23.32% 53.05% 10.95% 50.66% EPS 264.96 252.41 129.53 100.86 86.51 98.49 92.71 75.18 49.12 44.27 29.39

Description TTM Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Net Sales 33,430.70 20,214.17 15,061.66 11,897.66 12,185.61 11,534.56 9,687.45 7,594.43 6,712.66 5,910.80 4,919.98 Net Sales Growth 50.65% 34.21% 26.59% -2.36% 5.64% 19.07% 27.56% 13.14% 13.57% 20.14% Cost Of Goods Sold 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 33,430.70 20,214.17 15,061.66 11,897.66 12,185.61 11,534.56 9,687.45 7,594.43 6,712.66 5,910.80 4,919.98 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 5,872.97 5,481.30 3,622.57 2,749.23 2,490.39 2,262.72 2,214.13 1,746.95 1,656.07 1,553.90 1,267.82 Power & Fuel Cost - 60.47 52.38 43.06 33.66 30.71 33.79 31.54 29.68 27.48 25.59 % Of Sales - 0.30% 0.35% 0.36% 0.28% 0.27% 0.35% 0.42% 0.44% 0.46% 0.52% Employee Cost - 2,324.99 1,828.21 1,488.27 1,236.81 1,189.27 1,208.49 1,013.34 847.99 760.36 653.82 % Of Sales - 11.50% 12.14% 12.51% 10.15% 10.31% 12.47% 13.34% 12.63% 12.86% 13.29% Manufacturing Exp. - 630.72 512.94 454.04 424.23 371.91 349.73 309.86 278.72 263.98 234.08 % Of Sales - 3.12% 3.41% 3.82% 3.48% 3.22% 3.61% 4.08% 4.15% 4.47% 4.76% General & Admin Exp. - 714.23 558.39 409.62 300.27 311.08 340.67 304.57 224.93 179.34 198.11 % Of Sales - 3.53% 3.71% 3.44% 2.46% 2.70% 3.52% 4.01% 3.35% 3.03% 4.03% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 1,811.36 723.03 397.30 529.08 390.47 315.24 119.18 304.44 350.22 0.00 % Of Sales - 8.96% 4.80% 3.34% 4.34% 3.39% 3.25% 1.57% 4.54% 5.93% 3.70% EBITDA 27,557.74 14,732.87 11,439.09 9,148.43 9,695.22 9,271.84 7,473.32 5,847.48 5,056.59 4,356.90 3,652.16 EBITDA Margin 82.43% 72.88% 75.95% 76.89% 79.56% 80.38% 77.14% 77.00% 75.33% 73.71% 74.23% Other Income 127.27 110.32 101.08 77.34 52.55 35.90 26.14 6.62 69.03 27.59 20.78 Interest 12,103.11 7,461.20 5,451.57 4,224.84 4,267.58 4,108.90 3,179.83 2,542.88 2,131.61 2,373.99 2,287.62 Depreciation 133.97 115.99 92.11 78.16 70.00 67.36 59.24 51.69 51.93 51.92 58.66 PBT 15,447.94 7,266.01 5,996.50 4,922.78 5,410.19 5,131.48 4,260.39 3,259.53 2,942.08 1,958.58 1,326.66 Tax 3,990.48 1,913.64 1,528.91 1,253.01 1,378.86 1,312.61 1,091.71 1,156.57 1,098.33 751.32 508.82 Tax Rate 25.83% 26.34% 25.50% 25.45% 25.49% 25.58% 25.62% 35.48% 37.33% 38.36% 38.35% PAT 11,457.46 5,332.90 4,324.28 3,612.30 4,016.62 3,804.40 3,138.24 2,078.01 1,829.83 1,207.26 814.50 PAT before Minority Interest 11,373.20 5,352.36 4,467.59 3,669.77 4,031.32 3,818.87 3,168.68 2,102.96 1,843.75 1,207.26 817.84 Minority Interest -84.26 -19.46 -143.31 -57.47 -14.70 -14.47 -30.44 -24.95 -13.92 0.00 -3.34 PAT Margin 34.27% 26.38% 28.71% 30.36% 32.96% 32.98% 32.39% 27.36% 27.26% 20.42% 16.55% PAT Growth 86.88% 23.32% 19.71% -10.07% 5.58% 21.23% 51.02% 13.56% 51.57% 48.22% EPS 285.37 132.82 107.70 89.97 100.04 94.75 78.16 51.76 45.57 30.07 20.29

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone

Description Mar 26 Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17
Shareholder's Funds 37,742.44 28,437.52 24,290.29 21,061.93 18,344.57 15,238.89 11,571.81 9,792.72 7,812.02 6,516.44 Share Capital 401.47 401.46 401.46 401.45 401.35 401.20 401.04 400.66 400.04 399.48 Total Reserves 37,340.98 28,035.60 23,887.71 20,658.47 17,937.05 14,827.20 11,157.55 9,375.59 7,393.40 6,094.84 Non-Current Liabilities 88,083.75 50,256.52 26,777.14 30,398.02 27,733.13 21,435.93 13,213.61 9,699.57 7,656.39 4,847.66 Secured Loans 32,046.56 18,939.65 14,177.62 29,677.05 26,630.03 20,233.33 11,686.61 8,686.06 5,399.12 3,161.21 Unsecured Loans 55,850.75 31,042.12 12,330.58 711.72 1,114.96 1,191.38 1,485.59 999.83 1,967.47 1,069.98 Long Term Provisions 126.48 71.50 33.65 38.05 35.11 38.35 36.63 22.86 17.17 0.53 Current Liabilities 54,040.59 42,494.57 33,928.13 21,119.71 24,428.44 26,761.46 25,674.23 18,558.90 15,317.42 19,991.02 Trade Payables 115.98 115.29 100.17 79.49 114.37 201.71 218.50 163.40 123.89 111.47 Other Current Liabilities 2,665.86 1,948.45 1,185.32 1,302.23 1,787.76 1,585.68 1,093.06 1,000.02 1,106.30 5,775.66 Short Term Borrowings 50,545.83 39,838.03 32,274.87 19,345.54 22,066.26 24,521.57 23,957.85 17,147.26 13,800.44 12,754.91 Short Term Provisions 712.92 592.80 367.76 392.44 460.05 452.50 404.82 248.21 286.79 1,348.99 Total Liabilities 1,79,866.78 1,21,188.61 84,995.56 72,579.66 70,506.14 63,436.28 50,459.65 38,051.19 30,785.83 31,355.12 Net Block 513.88 479.94 350.08 271.77 267.43 246.94 227.78 192.56 200.47 208.23 Gross Block 1,007.83 907.52 702.34 560.35 498.71 425.38 356.29 278.27 244.32 587.22 Accumulated Depreciation 493.95 427.59 352.26 288.58 231.28 178.43 128.51 85.71 43.85 378.99 Non Current Assets 1,67,703.45 1,11,969.80 79,829.71 66,056.40 61,148.44 55,567.26 44,002.82 36,237.31 30,210.94 540.67 Capital Work in Progress 10.49 12.54 88.32 67.43 45.65 38.48 28.74 22.83 5.74 9.97 Non Current Investment 3,834.48 2,626.80 2,241.94 1,311.67 1,316.96 1,067.13 1,031.64 982.56 394.41 209.12 Long Term Loans & Adv. 5.75 6.95 16.08 126.64 120.51 134.85 96.40 101.52 102.81 101.47 Other Non Current Assets 1,736.71 162.60 131.84 14.01 13.65 16.46 14.09 4.91 0.72 0.21 Current Assets 12,163.35 9,218.81 5,165.85 6,523.26 9,357.70 7,869.02 6,456.83 1,813.88 574.89 30,814.46 Current Investments 20.16 1,872.28 26.38 5.19 3.52 523.15 406.70 0.00 1.02 0.00 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 1.26 0.93 1.03 1.61 2.14 3.47 4.73 16.06 23.00 1,270.60 Cash & Bank 11,706.50 7,191.20 5,045.44 6,461.20 9,242.91 7,189.82 5,640.54 1,735.51 486.99 1,534.05 Other Current Assets 435.43 131.42 72.63 44.35 109.13 152.57 404.86 62.31 63.88 28,009.81 Short Term Loans & Adv. 26.26 22.99 20.36 10.92 11.17 11.17 32.81 33.89 22.74 28,005.44 Net Current Assets -41,877.25 -33,275.76 -28,762.28 -14,596.45 -15,070.74 -18,892.44 -19,217.40 -16,745.02 -14,742.53 10,823.44 Total Assets 1,79,866.80 1,21,188.61 84,995.56 72,579.66 70,506.14 63,436.28 50,459.65 38,051.19 30,785.83 31,355.13

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Shareholder's Funds 29,366.63 25,107.21 21,665.75 18,785.72 15,575.02 11,829.21 9,931.20 7,856.57 6,538.04 5,622.29 Share Capital 401.46 401.46 401.45 401.35 401.20 401.04 400.66 400.04 399.48 399.00 Total Reserves 28,964.70 24,704.63 21,262.29 18,378.21 15,163.33 11,414.94 9,514.07 7,437.95 6,116.44 5,200.92 Non-Current Liabilities 54,189.93 31,120.02 36,385.24 32,436.67 25,862.38 16,992.86 12,794.70 9,944.43 5,463.29 6,497.94 Secured Loans 19,311.42 14,764.98 35,173.34 30,982.26 24,251.53 14,972.16 10,948.27 7,273.95 3,712.17 3,521.62 Unsecured Loans 34,674.12 16,103.09 1,201.14 1,495.84 1,611.00 1,974.50 1,848.89 2,389.93 1,132.97 1,904.94 Long Term Provisions 90.53 41.11 38.65 35.62 38.52 36.83 22.86 18.14 9.71 0.91 Current Liabilities 48,475.16 39,498.30 21,546.78 24,632.94 26,960.18 25,870.37 18,829.58 15,778.33 20,047.36 15,180.49 Trade Payables 137.13 143.94 87.84 120.45 211.15 225.94 166.41 126.01 100.99 62.42 Other Current Liabilities 2,361.98 1,735.74 1,640.83 1,963.80 1,753.66 1,240.67 1,077.96 1,129.29 6,502.25 6,219.17 Short Term Borrowings 45,383.21 37,244.37 19,413.68 22,074.52 24,534.09 23,988.53 17,330.35 14,226.82 12,765.87 8,370.81 Short Term Provisions 592.84 374.25 404.43 474.18 461.28 415.23 254.87 296.21 678.25 528.09 Total Liabilities 1,32,658.27 96,372.36 80,084.82 76,207.50 68,582.15 54,864.58 41,697.86 33,652.64 32,120.63 27,338.40 Net Block 669.46 472.47 377.34 332.34 313.14 297.98 243.56 236.62 257.38 235.21 Gross Block 1,198.51 896.98 718.01 606.13 529.58 455.75 346.29 288.53 647.41 570.83 Accumulated Depreciation 529.05 424.52 340.67 273.79 216.44 157.78 102.73 51.91 390.02 335.62 Non Current Assets 1,22,066.90 89,603.31 71,625.69 65,569.36 59,599.73 48,142.87 39,329.74 32,678.40 1,124.69 499.53 Capital Work in Progress 12.83 88.68 67.47 52.39 38.53 28.74 22.83 5.74 9.98 10.72 Non Current Investment 455.83 560.95 402.88 475.73 240.42 574.56 183.75 56.47 15.91 14.70 Long Term Loans & Adv. 7.39 0.00 188.44 147.87 160.81 133.33 122.62 106.21 102.40 103.09 Other Non Current Assets 331.10 284.94 26.97 24.04 24.36 24.89 14.95 6.25 34.26 0.00 Current Assets 10,591.37 6,769.05 8,459.13 10,638.14 8,982.43 6,721.71 2,368.12 974.24 30,995.94 26,838.86 Current Investments 1,944.89 151.54 142.83 47.58 568.08 55.66 27.38 120.78 80.63 34.39 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 11.86 17.84 9.89 7.01 9.80 8.98 21.68 26.65 1,276.93 1,467.92 Cash & Bank 8,321.91 6,205.97 8,035.66 10,314.96 8,021.01 6,130.65 2,203.48 747.02 1,644.67 714.01 Other Current Assets 312.72 321.22 258.29 257.43 383.54 526.43 115.58 79.79 27,993.72 24,622.55 Short Term Loans & Adv. 15.55 72.49 12.46 11.17 11.17 11.18 18.53 22.74 27,984.00 24,561.13 Net Current Assets -37,883.79 -32,729.25 -13,087.65 -13,994.79 -17,977.75 -19,148.66 -16,461.46 -14,804.09 10,948.58 11,658.37 Total Assets 1,32,658.27 96,372.36 80,084.82 76,207.50 68,582.16 54,864.58 41,697.86 33,652.64 32,120.63 27,338.39

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone

Description Mar 26 Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17
Cash From Operating Activity -42,323.96 -25,854.55 -9,301.95 -1,901.72 -1,141.54 -7,476.52 -4,458.02 -3,858.07 -86.89 -1,709.78 PBT 13,645.49 7,070.60 5,448.78 4,666.43 5,309.35 5,006.51 4,057.41 3,076.82 2,844.69 1,920.98 Adjustment 9,838.45 6,865.32 4,582.44 3,547.98 3,829.71 3,620.94 2,862.34 2,266.10 2,241.60 2,610.13 Changes in Working Capital -53,484.66 -32,428.15 -12,895.54 -4,909.70 -5,384.87 -11,612.25 -7,741.35 -5,491.39 -1,526.76 -2,908.11 Cash after chg. in Working capital -30,000.72 -18,492.23 -2,864.32 3,304.71 3,754.19 -2,984.80 -821.59 -148.47 3,559.52 1,623.00 Interest Paid -8,811.60 -5,693.56 -4,999.93 -3,950.06 -3,543.60 -3,244.09 -2,616.24 -2,573.84 -2,664.57 -2,460.82 Tax Paid -3,511.64 -1,668.77 -1,437.70 -1,256.37 -1,352.13 -1,247.63 -1,020.19 -1,135.75 -981.84 -871.96 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity 1,270.14 -1,944.44 -739.06 187.55 407.63 47.57 -428.87 -584.88 -193.89 -134.35 Net Fixed Assets -98.26 -129.40 -162.88 -83.42 -80.50 -78.83 -83.93 -51.04 347.13 -38.27 Net Investments 644.44 -2,230.76 -951.46 3.62 269.80 -151.94 -455.78 -587.13 -186.31 -110.86 Others 723.96 415.72 375.28 267.35 218.33 278.34 110.84 53.29 -354.71 14.78 Cash from Financing Activity 45,569.43 29,932.90 8,648.76 -1,035.54 2,795.72 9,041.08 8,677.98 5,701.24 -553.58 2,457.23 Net Cash Inflow / Outflow 4,515.60 2,133.91 -1,392.26 -2,749.71 2,061.82 1,612.13 3,791.08 1,258.29 -834.36 613.10 Opening Cash & Equivalents 7,170.45 5,036.55 6,428.80 9,178.51 7,116.70 5,504.57 1,713.48 455.19 1,289.55 676.44 Closing Cash & Equivalent 11,686.06 7,170.45 5,036.55 6,428.80 9,178.51 7,116.70 5,504.57 1,713.48 455.19 1,289.55

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Cash From Operating Activity -26,524.89 -13,605.49 -2,804.07 -1,596.45 -7,814.29 -4,970.10 -4,824.20 -1,432.15 -2,186.20 108.32 PBT 7,266.01 5,996.50 4,922.78 5,410.19 5,131.48 4,260.39 3,259.53 2,942.08 1,958.58 1,326.66 Adjustment 8,664.32 5,685.02 4,226.86 4,494.01 4,174.62 3,331.45 2,606.67 2,468.91 2,698.13 2,506.45 Changes in Working Capital -34,025.06 -17,894.92 -6,179.71 -6,127.73 -12,211.96 -8,524.67 -6,620.68 -2,997.29 -3,420.70 -1,372.98 Cash after chg. in Working capital -18,094.74 -6,213.40 2,969.93 3,776.46 -2,905.86 -932.83 -754.47 2,413.70 1,236.01 2,460.14 Interest Paid -6,705.03 -5,759.31 -4,452.20 -3,970.63 -3,621.14 -2,971.23 -2,872.37 -2,829.49 -2,535.85 -1,973.22 Tax Paid -1,725.13 -1,632.78 -1,321.80 -1,402.28 -1,287.29 -1,066.04 -1,197.36 -1,016.36 -886.36 -378.60 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity -1,376.27 45.36 180.97 421.64 39.58 -383.84 -164.69 -125.04 -183.15 -45.70 Net Fixed Assets -129.40 -162.88 -83.42 -80.50 -78.83 -83.93 -51.04 347.13 -38.27 -18.98 Net Investments -2,230.76 -951.46 3.62 269.80 -151.94 -455.78 -587.13 -186.31 -110.86 -59.77 Others 983.89 1,159.70 260.77 232.34 270.35 155.87 473.48 -285.86 -34.02 33.05 Cash from Financing Activity 30,041.47 11,809.06 395.02 3,445.49 9,712.42 9,192.90 6,351.02 823.68 3,026.77 -1,101.65 Net Cash Inflow / Outflow 2,140.31 -1,751.07 -2,228.08 2,270.68 1,937.71 3,838.96 1,362.13 -733.51 657.42 -1,039.02 Opening Cash & Equivalents 6,082.38 7,831.14 10,060.25 7,800.71 5,865.94 2,027.85 641.21 1,375.26 711.34 1,747.74 Closing Cash & Equivalent 8,224.31 6,082.38 7,831.14 10,060.25 7,800.71 5,865.94 2,005.66 641.21 1,375.26 711.34

Financial Ratios

Consolidated /

Standalone

Description Mar 26 Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17
Book Value (Rs.) 940.11 708.33 605.02 524.60 456.92 379.57 288.22 244.00 194.82 162.57 ROA 6.73% 5.04% 5.14% 4.86% 5.90% 6.54% 6.82% 5.73% 5.72% 4.02% ROE 30.63% 19.73% 17.86% 17.63% 23.56% 27.79% 28.29% 22.45% 24.88% 19.52% ROCE 16.05% 13.45% 13.15% 12.06% 14.15% 15.84% 16.06% 16.22% 16.92% 16.32% Fixed Asset Turnover 28.78 21.24 20.01 19.86 23.99 27.01 27.47 26.32 15.07 10.07 Receivable days 0.01 0.02 0.04 0.07 0.09 0.14 0.44 1.04 37.67 87.22 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 0.00 0.00 0.00 0.00 48.50 41.36 38.14 28.75 Cash Conversion Cycle 0.01 0.02 0.04 0.07 0.09 0.14 -48.07 -40.33 -0.47 58.47 Total Debt/Equity 3.67 3.16 2.42 2.36 2.72 3.02 3.21 2.74 2.72 3.23 Interest Cover 2.37 2.09 2.17 2.26 2.38 2.35 2.45 2.37 2.47 1.84

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Book Value (Rs.) 731.46 625.35 539.64 467.92 387.95 294.64 247.46 195.93 163.11 140.35 ROA 4.67% 5.06% 4.70% 5.57% 6.19% 6.56% 5.58% 5.61% 4.06% 2.99% ROE 19.65% 19.10% 18.15% 23.48% 27.89% 29.16% 23.69% 25.69% 19.93% 15.34% ROCE 13.27% 13.42% 12.13% 13.89% 15.56% 16.03% 16.16% 16.78% 16.29% 14.70% Fixed Asset Turnover 19.29 18.65 17.97 21.46 23.41 24.16 23.93 14.34 9.70 8.80 Receivable days 0.27 0.34 0.26 0.25 0.30 0.58 1.16 35.44 84.75 97.29 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 0.00 0.00 0.00 42.96 37.62 34.00 26.85 21.03 Cash Conversion Cycle 0.27 0.34 0.26 0.25 0.30 -42.39 -36.45 1.45 57.90 76.26 Total Debt/Equity 3.38 2.71 2.58 2.90 3.24 3.46 3.04 3.05 3.40 3.37 Interest Cover 1.97 2.10 2.17 2.27 2.25 2.34 2.28 2.38 1.83 1.58

Top Investors:

sbi mutual fund

motilal oswal mutual fund

llp

investor education and protection fund (iepf)

Annual Reports:

News Update:

Muthoot Finance reports 39% rise in Q1 consolidated net profit
3rd Aug 2026, 12:16 PM

Consolidated total income of the company has increased by 34.48% at Rs 8,694.82 crore for Q1FY27
Read More
Muthoot Finance - Quarterly Results
2nd Aug 2026, 00:00 AM

Read More
Muthoot Finance reports over two-fold jump in Q4 consolidated net profit
15th May 2026, 14:59 PM

The total consolidated income of the company increased by 65.11% at Rs 9,291.36 crore for Q4FY26
Read More

Muthoot Finance Ltd.

Finance - Gold NBFC

BSE: 533398 | NSE: MUTHOOTFIN

Stock Summary

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Earnings Forecasts:

Quarterly Results

Consolidated Figures in Rs. Crores /

Annual Results

Consolidated Figures in Rs. Crores /

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Cash Flow

Consolidated Figures in Rs. Crores /

Financial Ratios

Consolidated /

Top Investors:

Annual Reports:

News Update:

Muthoot Finance Ltd.

Finance - Gold NBFC

BSE: 533398 | NSE: MUTHOOTFIN

Stock Summary

Shareholding Pattern

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Earnings Forecasts:

Quarterly Results

Consolidated Figures in Rs. Crores /

Annual Results

Consolidated Figures in Rs. Crores /

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Cash Flow

Consolidated Figures in Rs. Crores /

Financial Ratios

Consolidated /

Top Investors:

Annual Reports:

News Update: