Muthoot Finance, 533398, MUTHOOTFIN Share Price, Rating, Research, Analysis, Fundamental & Historical Data

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

1,17,228.79
9.61
10

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

2,24,763.18
1.03%
2.67

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

10 Years
5 Years
3 Years

18.10
20.69
27.49

EBITDA CAGR (%)

10 Years
5 Years
3 Years

19.30
21.28
17.34

PAT CAGR (%)

10 Years
5 Years
3 Years

24.25
21.40
34.79

P:E (Median)

8 Years
5 Years
3 Years

13.78
14.49
16.62

P:BV (Average)

8 Years
5 Years
3 Years

3.03
2.95
3.26

EV:EBITDA (Average)

8 Years
5 Years
3 Years

9.77
9.99
10.22

Earnings Forecasts:

(Updated: 07-11-2026)

Description 2026 2027 2028 2029
Adj EPS 252.43 283.93 320.39 372.39
P/E Ratio 11.56 10.28 9.11 7.83
Revenue 27558.3 20647.8 23311.5 26911.2
EBITDA 23632.1 15423.3 17354.8 19851.9
Net Income 10134.1 11413 12875.6 14941.5
ROA 6.45 5.62 5.42 5.46
P/B Ratio 3.10 2.52 2.03 1.66
ROE 30.63 26.65 24.79 23.01
FCFF 11688 - - -
FCFF Yield 4.62 - - -
Net Debt 126737 152384 166420 179122
BVPS 940.11 1156.42 1434.44 1753.32

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone

Description Sep 26 Sep 25 Var% Jun 26 Jun 25 Var% Mar 26 Mar 25 Var% Dec 25 Dec 24 Var%
Net Sales 8,834.35 6,432.24 37.34% 7,588.85 5,703.32 33.06% 8,179.92 4,854.40 68.51% 7,242.77 4,423.46 63.74%
Expenses 1,459.01 951.78 53.29% 1,014.46 822.91 23.28% 1,154.35 951.31 21.34% 1,006.74 913.12 10.25%
EBITDA 7,375.34 5,480.46 34.58% 6,574.39 4,880.40 34.71% 7,025.57 3,903.10 80.00% 6,236.02 3,510.33 77.65%
EBIDTM 83.48% 85.20% 86.63% 85.57% 85.89% 80.40% 86.10% 79.36%
Other Income 7.57 9.29 -18.51% 14.20 7.79 82.28% 14.01 19.67 -28.77% 20.18 7.70 162.08%
Interest 3,364.64 2,312.64 45.49% 3,145.86 2,119.14 48.45% 2,862.56 1,879.66 52.29% 2,646.67 1,647.58 60.64%
Depreciation 25.76 25.67 0.35% 19.73 23.56 -16.26% 10.12 22.69 -55.40% 27.88 19.92 39.96%
PBT 3,992.52 3,151.44 26.69% 3,423.00 2,745.49 24.68% 4,166.91 2,020.41 106.24% 3,581.66 1,850.53 93.55%
Tax 1,015.89 806.27 26.00% 872.52 699.19 24.79% 1,080.72 512.57 110.84% 925.23 487.44 89.81%
PAT 2,976.63 2,345.17 26.93% 2,550.48 2,046.30 24.64% 3,086.19 1,507.84 104.68% 2,656.42 1,363.09 94.88%
PATM 33.69% 36.46% 33.61% 35.88% 37.73% 31.06% 36.68% 30.82%
EPS 74.14 58.41 26.93% 63.52 50.97 24.62% 76.87 37.56 104.66% 66.16 33.95 94.87%

Description Sep 26 Sep 25 Var% Jun 26 Jun 25 Var% Mar 26 Mar 25 Var% Dec 25 Dec 24 Var%
Net Sales 9,997.77 7,282.79 37.28% 8,671.60 6,450.13 34.44% 9,288.71 5,621.75 65.23% 8,187.60 5,189.73 57.77%
Expenses 1,856.94 1,445.96 28.42% 1,407.90 1,421.99 -0.99% 1,527.95 1,549.24 -1.37% 1,457.56 1,405.23 3.72%
EBITDA 8,140.83 5,836.82 39.47% 7,263.70 5,028.14 44.46% 7,760.76 4,072.51 90.56% 6,730.05 3,784.50 77.83%
EBIDTM 81.43% 80.15% 83.76% 77.95% 83.55% 72.44% 82.20% 72.92%
Other Income 13.01 16.21 -19.74% 23.21 15.55 49.26% 2.65 5.62 -52.85% 51.61 31.95 61.53%
Interest 3,716.59 2,571.22 44.55% 3,458.39 2,354.91 46.86% 3,154.78 2,111.22 49.43% 2,918.72 1,899.55 53.65%
Depreciation 38.22 37.61 1.62% 31.40 34.75 -9.64% 24.48 34.71 -29.47% 40.48 30.58 32.37%
PBT 4,399.04 3,244.20 35.60% 3,797.13 2,654.03 43.07% 4,584.15 1,932.20 137.25% 3,822.46 1,886.32 102.64%
Tax 1,121.04 832.54 34.65% 972.29 679.78 43.03% 1,186.67 488.27 143.04% 998.98 494.78 101.90%
PAT 3,278.00 2,411.66 35.92% 2,824.84 1,974.25 43.08% 3,397.48 1,443.93 135.29% 2,823.48 1,391.55 102.90%
PATM 32.79% 33.11% 32.58% 30.61% 36.58% 25.68% 34.48% 26.81%
EPS 80.87 60.29 34.14% 69.72 50.22 38.83% 83.43 36.81 126.65% 69.84 34.60 101.85%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone

Description TTM Mar 26 Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17
Net Sales 31,845.89 27,558.25 17,099.09 12,635.01 10,514.85 11,082.32 10,557.21 8,714.65 6,878.21 6,266.52 5,728.63 Net Sales Growth 48.72% 61.17% 35.33% 20.16% -5.12% 4.97% 21.14% 26.70% 9.76% 9.39% Cost Of Goods Sold 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 31,845.89 27,558.25 17,099.09 12,635.01 10,514.85 11,082.32 10,557.21 8,714.65 6,878.21 6,266.52 5,728.63 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 4,634.56 3,883.64 3,521.95 2,513.02 2,109.70 1,890.52 1,817.87 1,826.64 1,518.62 1,509.96 1,479.46 Power & Fuel Cost - 51.68 51.75 47.45 40.88 31.66 28.91 31.57 29.99 28.43 26.72 % Of Sales - 0.19% 0.30% 0.38% 0.39% 0.29% 0.27% 0.36% 0.44% 0.45% 0.47% Employee Cost - 1,966.83 1,566.55 1,386.92 1,199.44 1,030.22 1,006.25 1,028.95 897.55 782.38 728.05 % Of Sales - 7.14% 9.16% 10.98% 11.41% 9.30% 9.53% 11.81% 13.05% 12.49% 12.71% Manufacturing Exp. - 802.54 626.61 450.25 419.04 395.53 347.63 324.94 289.87 264.39 250.47 % Of Sales - 2.91% 3.66% 3.56% 3.99% 3.57% 3.29% 3.73% 4.21% 4.22% 4.37% General & Admin Exp. - 526.97 476.07 377.23 333.62 253.89 280.38 295.44 266.68 196.30 204.27 % Of Sales - 1.91% 2.78% 2.99% 3.17% 2.29% 2.66% 3.39% 3.88% 3.13% 3.57% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 587.30 852.72 298.63 157.60 210.89 183.61 177.31 64.52 266.89 0.00 % Of Sales - 2.13% 4.99% 2.36% 1.50% 1.90% 1.74% 2.03% 0.94% 4.26% 5.18% EBITDA 27,211.32 23,674.61 13,577.14 10,121.99 8,405.15 9,191.80 8,739.34 6,888.01 5,359.59 4,756.56 4,249.17 EBITDA Margin 85.45% 85.91% 79.40% 80.11% 79.94% 82.94% 82.78% 79.04% 77.92% 75.90% 74.17% Other Income 55.96 41.62 36.05 59.04 28.90 16.07 17.15 8.15 2.42 66.64 18.07 Interest 12,019.73 9,983.51 6,465.73 4,666.61 3,709.30 3,844.60 3,699.26 2,795.65 2,243.11 1,934.66 2,298.02 Depreciation 83.49 87.23 76.86 65.63 58.31 53.91 50.71 43.09 42.09 43.85 48.25 PBT 15,164.09 13,645.49 7,070.60 5,448.78 4,666.43 5,309.35 5,006.51 4,057.41 3,076.82 2,844.69 1,920.98 Tax 3,894.36 3,511.41 1,869.85 1,399.12 1,192.89 1,355.05 1,284.34 1,039.11 1,104.67 1,067.13 741.15 Tax Rate 25.68% 25.73% 26.45% 25.68% 25.56% 25.52% 25.65% 25.61% 35.90% 37.51% 38.58% PAT 11,269.72 10,134.08 5,200.75 4,049.66 3,473.53 3,954.30 3,722.18 3,018.30 1,972.14 1,777.56 1,179.83 PAT before Minority Interest 11,269.72 10,134.08 5,200.75 4,049.66 3,473.53 3,954.30 3,722.18 3,018.30 1,972.14 1,777.56 1,179.83 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 35.39% 36.77% 30.42% 32.05% 33.03% 35.68% 35.26% 34.63% 28.67% 28.37% 20.60% PAT Growth 55.18% 94.86% 28.42% 16.59% -12.16% 6.24% 23.32% 53.05% 10.95% 50.66% EPS 280.69 252.41 129.53 100.86 86.51 98.49 92.71 75.18 49.12 44.27 29.39

Description TTM Mar 26 Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17
Net Sales 36,145.68 31,209.23 20,214.17 15,061.66 11,897.66 12,185.61 11,534.56 9,687.45 7,594.43 6,712.66 5,910.80 Net Sales Growth 47.27% 54.39% 34.21% 26.59% -2.36% 5.64% 19.07% 27.56% 13.14% 13.57% Cost Of Goods Sold 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 36,145.68 31,209.23 20,214.17 15,061.66 11,897.66 12,185.61 11,534.56 9,687.45 7,594.43 6,712.66 5,910.80 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 6,250.35 5,767.03 5,421.90 3,622.57 2,749.23 2,490.39 2,262.72 2,214.13 1,746.95 1,656.07 1,553.90 Power & Fuel Cost - 63.15 60.47 52.38 43.06 33.66 30.71 33.79 31.54 29.68 27.48 % Of Sales - 0.20% 0.30% 0.35% 0.36% 0.28% 0.27% 0.35% 0.42% 0.44% 0.46% Employee Cost - 2,791.14 2,194.96 1,828.21 1,488.27 1,236.81 1,189.27 1,208.49 1,013.34 847.99 760.36 % Of Sales - 8.94% 10.86% 12.14% 12.51% 10.15% 10.31% 12.47% 13.34% 12.63% 12.86% Manufacturing Exp. - 984.32 782.95 512.94 454.04 424.23 371.91 349.73 309.86 278.72 263.98 % Of Sales - 3.15% 3.87% 3.41% 3.82% 3.48% 3.22% 3.61% 4.08% 4.15% 4.47% General & Admin Exp. - 750.72 704.57 558.39 409.62 300.27 311.08 340.67 304.57 224.93 179.34 % Of Sales - 2.41% 3.49% 3.71% 3.44% 2.46% 2.70% 3.52% 4.01% 3.35% 3.03% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 1,240.86 1,739.42 723.03 397.30 529.08 390.47 315.24 119.18 304.44 0.00 % Of Sales - 3.98% 8.60% 4.80% 3.34% 4.34% 3.39% 3.25% 1.57% 4.54% 5.93% EBITDA 29,895.34 25,442.20 14,792.27 11,439.09 9,148.43 9,695.22 9,271.84 7,473.32 5,847.48 5,056.59 4,356.90 EBITDA Margin 82.71% 81.52% 73.18% 75.95% 76.89% 79.56% 80.38% 77.14% 77.00% 75.33% 73.71% Other Income 90.48 54.18 50.92 101.08 77.34 52.55 35.90 26.14 6.62 69.03 27.59 Interest 13,248.48 11,054.22 7,461.20 5,451.57 4,224.84 4,267.58 4,108.90 3,179.83 2,542.88 2,131.61 2,373.99 Depreciation 134.58 137.31 115.99 92.11 78.16 70.00 67.36 59.24 51.69 51.93 51.92 PBT 16,602.78 14,304.84 7,266.01 5,996.50 4,922.78 5,410.19 5,131.48 4,260.39 3,259.53 2,942.08 1,958.58 Tax 4,278.98 3,697.98 1,913.64 1,528.91 1,253.01 1,378.86 1,312.61 1,091.71 1,156.57 1,098.33 751.32 Tax Rate 25.77% 25.85% 26.34% 25.50% 25.45% 25.49% 25.58% 25.62% 35.48% 37.33% 38.36% PAT 12,323.80 10,590.34 5,332.90 4,324.28 3,612.30 4,016.62 3,804.40 3,138.24 2,078.01 1,829.83 1,207.26 PAT before Minority Interest 12,199.10 10,606.87 5,352.36 4,467.59 3,669.77 4,031.32 3,818.87 3,168.68 2,102.96 1,843.75 1,207.26 Minority Interest -124.70 -16.53 -19.46 -143.31 -57.47 -14.70 -14.47 -30.44 -24.95 -13.92 0.00 PAT Margin 34.09% 33.93% 26.38% 28.71% 30.36% 32.96% 32.98% 32.39% 27.36% 27.26% 20.42% PAT Growth 70.66% 98.59% 23.32% 19.71% -10.07% 5.58% 21.23% 51.02% 13.56% 51.57% EPS 306.94 263.77 132.82 107.70 89.97 100.04 94.75 78.16 51.76 45.57 30.07

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone

Description Mar 26 Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17
Shareholder's Funds 37,742.44 28,437.52 24,290.29 21,061.93 18,344.57 15,238.89 11,571.81 9,792.72 7,812.02 6,516.44 Share Capital 401.47 401.46 401.46 401.45 401.35 401.20 401.04 400.66 400.04 399.48 Total Reserves 37,340.98 28,035.60 23,887.71 20,658.47 17,937.05 14,827.20 11,157.55 9,375.59 7,393.40 6,094.84 Non-Current Liabilities 88,083.75 50,256.52 26,777.14 30,398.02 27,733.13 21,435.93 13,213.61 9,699.57 7,656.39 4,847.66 Secured Loans 32,046.56 18,939.65 14,177.62 29,677.05 26,630.03 20,233.33 11,686.61 8,686.06 5,399.12 3,161.21 Unsecured Loans 55,850.75 31,042.12 12,330.58 711.72 1,114.96 1,191.38 1,485.59 999.83 1,967.47 1,069.98 Long Term Provisions 126.48 71.50 33.65 38.05 35.11 38.35 36.63 22.86 17.17 0.53 Current Liabilities 54,040.59 42,494.57 33,928.13 21,119.71 24,428.44 26,761.46 25,674.23 18,558.90 15,317.42 19,991.02 Trade Payables 115.98 115.29 100.17 79.49 114.37 201.71 218.50 163.40 123.89 111.47 Other Current Liabilities 2,665.86 1,948.45 1,185.32 1,302.23 1,787.76 1,585.68 1,093.06 1,000.02 1,106.30 5,775.66 Short Term Borrowings 50,545.83 39,838.03 32,274.87 19,345.54 22,066.26 24,521.57 23,957.85 17,147.26 13,800.44 12,754.91 Short Term Provisions 712.92 592.80 367.76 392.44 460.05 452.50 404.82 248.21 286.79 1,348.99 Total Liabilities 1,79,866.78 1,21,188.61 84,995.56 72,579.66 70,506.14 63,436.28 50,459.65 38,051.19 30,785.83 31,355.12 Net Block 513.88 479.94 350.08 271.77 267.43 246.94 227.78 192.56 200.47 208.23 Gross Block 1,007.83 907.52 702.34 560.35 498.71 425.38 356.29 278.27 244.32 587.22 Accumulated Depreciation 493.95 427.59 352.26 288.58 231.28 178.43 128.51 85.71 43.85 378.99 Non Current Assets 1,67,703.45 1,11,969.80 79,829.71 66,056.40 61,148.44 55,567.26 44,002.82 36,237.31 30,210.94 540.67 Capital Work in Progress 10.49 12.54 88.32 67.43 45.65 38.48 28.74 22.83 5.74 9.97 Non Current Investment 3,834.48 2,626.80 2,241.94 1,311.67 1,316.96 1,067.13 1,031.64 982.56 394.41 209.12 Long Term Loans & Adv. 5.75 6.95 16.08 126.64 120.51 134.85 96.40 101.52 102.81 101.47 Other Non Current Assets 1,736.71 162.60 131.84 14.01 13.65 16.46 14.09 4.91 0.72 0.21 Current Assets 12,163.35 9,218.81 5,165.85 6,523.26 9,357.70 7,869.02 6,456.83 1,813.88 574.89 30,814.46 Current Investments 20.16 1,872.28 26.38 5.19 3.52 523.15 406.70 0.00 1.02 0.00 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 1.26 0.93 1.03 1.61 2.14 3.47 4.73 16.06 23.00 1,270.60 Cash & Bank 11,706.50 7,191.20 5,045.44 6,461.20 9,242.91 7,189.82 5,640.54 1,735.51 486.99 1,534.05 Other Current Assets 435.43 131.42 72.63 44.35 109.13 152.57 404.86 62.31 63.88 28,009.81 Short Term Loans & Adv. 26.26 22.99 20.36 10.92 11.17 11.17 32.81 33.89 22.74 28,005.44 Net Current Assets -41,877.25 -33,275.76 -28,762.28 -14,596.45 -15,070.74 -18,892.44 -19,217.40 -16,745.02 -14,742.53 10,823.44 Total Assets 1,79,866.80 1,21,188.61 84,995.56 72,579.66 70,506.14 63,436.28 50,459.65 38,051.19 30,785.83 31,355.13

Description Mar 26 Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17
Shareholder's Funds 39,130.32 29,366.63 25,107.21 21,665.75 18,785.72 15,575.02 11,829.21 9,931.20 7,856.57 6,538.04 Share Capital 401.47 401.46 401.46 401.45 401.35 401.20 401.04 400.66 400.04 399.48 Total Reserves 38,728.85 28,964.70 24,704.63 21,262.29 18,378.21 15,163.33 11,414.94 9,514.07 7,437.95 6,116.44 Non-Current Liabilities 94,039.35 54,189.93 31,120.02 36,385.24 32,436.67 25,862.38 16,992.86 12,794.70 9,944.43 5,463.29 Secured Loans 32,586.97 19,311.42 14,764.98 35,173.34 30,982.26 24,251.53 14,972.16 10,948.27 7,273.95 3,712.17 Unsecured Loans 61,305.64 34,674.12 16,103.09 1,201.14 1,495.84 1,611.00 1,974.50 1,848.89 2,389.93 1,132.97 Long Term Provisions 149.99 90.53 41.11 38.65 35.62 38.52 36.83 22.86 18.14 9.71 Current Liabilities 61,728.24 48,475.16 39,498.30 21,546.78 24,632.94 26,960.18 25,870.37 18,829.58 15,778.33 20,047.36 Trade Payables 144.57 137.13 143.94 87.84 120.45 211.15 225.94 166.41 126.01 100.99 Other Current Liabilities 2,936.62 2,339.40 1,735.74 1,640.83 1,963.80 1,753.66 1,240.67 1,077.96 1,129.29 6,502.25 Short Term Borrowings 57,893.98 45,383.21 37,244.37 19,413.68 22,074.52 24,534.09 23,988.53 17,330.35 14,226.82 12,765.87 Short Term Provisions 753.06 615.42 374.25 404.43 474.18 461.28 415.23 254.87 296.21 678.25 Total Liabilities 1,95,542.05 1,32,658.27 96,372.36 80,084.82 76,207.50 68,582.15 54,864.58 41,697.86 33,652.64 32,120.63 Net Block 708.46 669.46 472.47 377.34 332.34 313.14 297.98 243.56 236.62 257.38 Gross Block 1,363.78 1,192.12 896.98 718.01 606.13 529.58 455.75 346.29 288.53 647.41 Accumulated Depreciation 655.32 522.66 424.52 340.67 273.79 216.44 157.78 102.73 51.91 390.02 Non Current Assets 1,82,041.96 1,22,066.90 89,603.31 71,625.69 65,569.36 59,599.73 48,142.87 39,329.74 32,678.40 1,124.69 Capital Work in Progress 10.63 12.83 88.68 67.47 52.39 38.53 28.74 22.83 5.74 9.98 Non Current Investment 442.53 455.83 560.95 402.88 475.73 240.42 574.56 183.75 56.47 15.91 Long Term Loans & Adv. 9.31 7.39 0.00 188.44 147.87 160.81 133.33 122.62 106.21 102.40 Other Non Current Assets 2,001.90 331.10 284.94 26.97 24.04 24.36 24.89 14.95 6.25 34.26 Current Assets 13,500.08 10,591.36 6,769.05 8,459.13 10,638.14 8,982.43 6,721.71 2,368.12 974.24 30,995.94 Current Investments 107.67 1,944.89 151.54 142.83 47.58 568.08 55.66 27.38 120.78 80.63 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 11.60 11.86 17.84 9.89 7.01 9.80 8.98 21.68 26.65 1,276.93 Cash & Bank 12,765.36 8,321.91 6,205.97 8,035.66 10,314.96 8,021.01 6,130.65 2,203.48 747.02 1,644.67 Other Current Assets 615.45 297.16 321.22 258.29 268.60 383.54 526.43 115.58 79.79 27,993.72 Short Term Loans & Adv. 10.71 15.55 72.49 12.46 11.17 11.17 11.18 18.53 22.74 27,984.00 Net Current Assets -48,228.16 -37,883.79 -32,729.25 -13,087.65 -13,994.79 -17,977.75 -19,148.66 -16,461.46 -14,804.09 10,948.58 Total Assets 1,95,542.04 1,32,658.26 96,372.36 80,084.82 76,207.50 68,582.16 54,864.58 41,697.86 33,652.64 32,120.63

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone

Description Mar 26 Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17
Cash From Operating Activity -42,323.96 -25,854.55 -9,301.95 -1,901.72 -1,141.54 -7,476.52 -4,458.02 -3,858.07 -86.89 -1,709.78 PBT 13,645.49 7,070.60 5,448.78 4,666.43 5,309.35 5,006.51 4,057.41 3,076.82 2,844.69 1,920.98 Adjustment 9,838.45 6,865.32 4,582.44 3,547.98 3,829.71 3,620.94 2,862.34 2,266.10 2,241.60 2,610.13 Changes in Working Capital -53,484.66 -32,428.15 -12,895.54 -4,909.70 -5,384.87 -11,612.25 -7,741.35 -5,491.39 -1,526.76 -2,908.11 Cash after chg. in Working capital -30,000.72 -18,492.23 -2,864.32 3,304.71 3,754.19 -2,984.80 -821.59 -148.47 3,559.52 1,623.00 Interest Paid -8,811.60 -5,693.56 -4,999.93 -3,950.06 -3,543.60 -3,244.09 -2,616.24 -2,573.84 -2,664.57 -2,460.82 Tax Paid -3,511.64 -1,668.77 -1,437.70 -1,256.37 -1,352.13 -1,247.63 -1,020.19 -1,135.75 -981.84 -871.96 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity 1,270.14 -1,944.44 -739.06 187.55 407.63 47.57 -428.87 -584.88 -193.89 -134.35 Net Fixed Assets -98.26 -129.40 -162.88 -83.42 -80.50 -78.83 -83.93 -51.04 347.13 -38.27 Net Investments 644.44 -2,230.76 -951.46 3.62 269.80 -151.94 -455.78 -587.13 -186.31 -110.86 Others 723.96 415.72 375.28 267.35 218.33 278.34 110.84 53.29 -354.71 14.78 Cash from Financing Activity 45,569.43 29,932.90 8,648.76 -1,035.54 2,795.72 9,041.08 8,677.98 5,701.24 -553.58 2,457.23 Net Cash Inflow / Outflow 4,515.60 2,133.91 -1,392.26 -2,749.71 2,061.82 1,612.13 3,791.08 1,258.29 -834.36 613.10 Opening Cash & Equivalents 7,170.45 5,036.55 6,428.80 9,178.51 7,116.70 5,504.57 1,713.48 455.19 1,289.55 676.44 Closing Cash & Equivalent 11,686.06 7,170.45 5,036.55 6,428.80 9,178.51 7,116.70 5,504.57 1,713.48 455.19 1,289.55

Description Mar 26 Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17
Cash From Operating Activity -47,392.65 -26,524.89 -13,605.49 -2,804.07 -1,596.45 -7,814.29 -4,970.10 -4,824.20 -1,432.15 -2,186.20 PBT 14,304.84 7,266.01 5,996.50 4,922.78 5,410.19 5,131.48 4,260.39 3,259.53 2,942.08 1,958.58 Adjustment 11,452.63 8,664.32 5,685.02 4,226.86 4,494.01 4,174.62 3,331.45 2,606.67 2,468.91 2,698.13 Changes in Working Capital -59,653.02 -34,025.06 -17,894.92 -6,179.71 -6,127.73 -12,211.96 -8,524.67 -6,620.68 -2,997.29 -3,420.70 Cash after chg. in Working capital -33,895.55 -18,094.74 -6,213.40 2,969.93 3,776.46 -2,905.86 -932.83 -754.47 2,413.70 1,236.01 Interest Paid -9,849.23 -6,705.03 -5,759.31 -4,452.20 -3,970.63 -3,621.14 -2,971.23 -2,872.37 -2,829.49 -2,535.85 Tax Paid -3,647.87 -1,725.13 -1,632.78 -1,321.80 -1,402.28 -1,287.29 -1,066.04 -1,197.36 -1,016.36 -886.36 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity 2,457.78 -1,376.27 45.36 180.97 421.64 39.58 -383.84 -164.69 -125.04 -183.15 Net Fixed Assets -98.26 -129.40 -162.88 -83.42 -80.50 -78.83 -83.93 -51.04 347.13 -38.27 Net Investments 644.44 -2,230.76 -951.46 3.62 269.80 -151.94 -455.78 -587.13 -186.31 -110.86 Others 1,911.60 983.89 1,159.70 260.77 232.34 270.35 155.87 473.48 -285.86 -34.02 Cash from Financing Activity 49,319.56 30,041.47 11,809.06 395.02 3,445.49 9,712.42 9,192.90 6,351.02 823.68 3,026.77 Net Cash Inflow / Outflow 4,384.69 2,140.31 -1,751.07 -2,228.08 2,270.68 1,937.71 3,838.96 1,362.13 -733.51 657.42 Opening Cash & Equivalents 8,224.31 6,082.38 7,831.14 10,060.25 7,800.71 5,865.94 2,027.85 641.21 1,375.26 711.34 Closing Cash & Equivalent 12,612.69 8,224.31 6,082.38 7,831.14 10,060.25 7,800.71 5,865.94 2,005.66 641.21 1,375.26

Financial Ratios

Consolidated /

Standalone

Description Mar 26 Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17
Book Value (Rs.) 940.11 708.33 605.02 524.60 456.92 379.57 288.22 244.00 194.82 162.57 ROA 6.73% 5.04% 5.14% 4.86% 5.90% 6.54% 6.82% 5.73% 5.72% 4.02% ROE 30.63% 19.73% 17.86% 17.63% 23.56% 27.79% 28.29% 22.45% 24.88% 19.52% ROCE 16.05% 13.45% 13.15% 12.06% 14.15% 15.84% 16.06% 16.22% 16.92% 16.32% Fixed Asset Turnover 28.78 21.24 20.01 19.86 23.99 27.01 27.47 26.32 15.07 10.07 Receivable days 0.01 0.02 0.04 0.07 0.09 0.14 0.44 1.04 37.67 87.22 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 0.00 0.00 0.00 0.00 48.50 41.36 38.14 28.75 Cash Conversion Cycle 0.01 0.02 0.04 0.07 0.09 0.14 -48.07 -40.33 -0.47 58.47 Total Debt/Equity 3.67 3.16 2.42 2.36 2.72 3.02 3.21 2.74 2.72 3.23 Interest Cover 2.37 2.09 2.17 2.26 2.38 2.35 2.45 2.37 2.47 1.84

Description Mar 26 Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17
Book Value (Rs.) 974.67 731.46 625.35 539.64 467.92 387.95 294.64 247.46 195.93 163.11 ROA 6.46% 4.67% 5.06% 4.70% 5.57% 6.19% 6.56% 5.58% 5.61% 4.06% ROE 30.97% 19.65% 19.10% 18.15% 23.48% 27.89% 29.16% 23.69% 25.69% 19.93% ROCE 15.87% 13.27% 13.42% 12.13% 13.89% 15.56% 16.03% 16.16% 16.78% 16.29% Fixed Asset Turnover 24.42 19.35 18.65 17.97 21.46 23.41 24.16 23.93 14.34 9.70 Receivable days 0.14 0.27 0.34 0.26 0.25 0.30 0.58 1.16 35.44 84.75 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 0.00 0.00 0.00 0.00 42.96 37.62 34.00 26.85 Cash Conversion Cycle 0.14 0.27 0.34 0.26 0.25 0.30 -42.39 -36.45 1.45 57.90 Total Debt/Equity 3.88 3.38 2.71 2.58 2.90 3.24 3.46 3.04 3.05 3.40 Interest Cover 2.29 1.97 2.10 2.17 2.27 2.25 2.34 2.28 2.38 1.83

Top Investors:

sbi focused fund

icici prudential large & mid cap fund

motilal oswal large and midcap fund

llp

investor education and protection fund (iepf)

Annual Reports:

News Update:

Muthoot Finance’s consolidated net profit soars 34% in Q2
2nd Nov 2026, 15:47 PM

The total consolidated income of the company has increased by 37.15% at Rs 10,010.78 crore for Q2FY27
Read More
Muthoot Finance - Quarterly Results
1st Nov 2026, 00:00 AM

Read More
Muthoot Finance reports 39% rise in Q1 consolidated net profit
3rd Aug 2026, 12:16 PM

Consolidated total income of the company has increased by 34.48% at Rs 8,694.82 crore for Q1FY27
Read More

Muthoot Finance Ltd.

Finance - Gold NBFC

BSE: 533398 | NSE: MUTHOOTFIN

Stock Summary

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Earnings Forecasts:

Quarterly Results

Consolidated Figures in Rs. Crores /

Annual Results

Consolidated Figures in Rs. Crores /

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Cash Flow

Consolidated Figures in Rs. Crores /

Financial Ratios

Consolidated /

Top Investors:

Annual Reports:

News Update:

Muthoot Finance Ltd.

Finance - Gold NBFC

BSE: 533398 | NSE: MUTHOOTFIN

Stock Summary

Shareholding Pattern

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Earnings Forecasts:

Quarterly Results

Consolidated Figures in Rs. Crores /

Annual Results

Consolidated Figures in Rs. Crores /

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Cash Flow

Consolidated Figures in Rs. Crores /

Financial Ratios

Consolidated /

Top Investors:

Annual Reports:

News Update: