Muthoot Finance, 533398, MUTHOOTFIN Share Price, Rating, Research, Analysis, Fundamental & Historical Data

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

1,07,489.17
17.46
10

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

1,77,150.51
0.97%
3.54

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

10 Years
5 Years
3 Years

15.18
11.87
19.33

EBITDA CAGR (%)

10 Years
5 Years
3 Years

14.97
9.70
10.00

PAT CAGR (%)

10 Years
5 Years
3 Years

20.67
6.99
13.87

P:E (Median)

8 Years
5 Years
3 Years

13.70
14.21
14.87

P:BV (Average)

8 Years
5 Years
3 Years

2.85
2.95
2.66

EV:EBITDA (Average)

8 Years
5 Years
3 Years

9.49
9.96
10.03

Earnings Forecasts:

(Updated: 06-06-2025)

Description 2024 2025 2026 2027
Adj EPS 100.88 129.54 163.76 187.32
P/E Ratio 26.57 20.69 16.37 14.31
Revenue 12635 17099 12964 14872
EBITDA 10110 13519 9561 10738
Net Income 4050 5201 6570 7466
ROA 5.1 4.7 5 5
P/B Ratio 4.43 3.78 3.22 2.74
ROE 17.86 19.73 21.04 20.23
FCFF 3721 7225 -2356 839
FCFF Yield 2.13 4.13 -1.35 0.48
Net Debt 53737 82629
BVPS 605.05 708.35 831.68 977.1

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone

Description Jun 25 Jun 24 Var% Mar 25 Mar 24 Var% Dec 24 Dec 23 Var% Sep 24 Sep 23 Var%
Net Sales 5,703.32 3,703.79 53.99% 4,854.40 3,408.92 42.40% 4,423.46 3,167.73 39.64% 4,117.44 3,059.67 34.57%
Expenses 831.80 849.05 -2.03% 965.71 752.63 28.31% 913.12 565.90 61.36% 851.78 571.66 49.00%
EBITDA 4,871.51 2,854.74 70.65% 3,888.70 2,656.28 46.40% 3,510.33 2,601.83 34.92% 3,265.66 2,488.01 31.26%
EBIDTM 85.42% 77.08% 80.11% 77.92% 79.36% 82.14% 79.31% 81.32%
Other Income 16.68 6.31 164.34% 34.07 9.48 259.39% 7.70 7.99 -3.63% 8.78 13.92 -36.93%
Interest 2,119.14 1,351.13 56.84% 1,879.66 1,222.76 53.72% 1,647.58 1,211.94 35.95% 1,550.46 1,156.29 34.09%
Depreciation 23.56 18.23 29.24% 22.69 19.45 16.66% 19.92 17.41 14.42% 16.02 15.42 3.89%
PBT 2,745.49 1,491.70 84.05% 2,020.41 1,423.57 41.93% 1,850.53 1,380.48 34.05% 1,707.96 1,330.22 28.40%
Tax 699.19 413.01 69.29% 512.57 367.27 39.56% 487.44 353.22 38.00% 456.82 339.22 34.67%
PAT 2,046.30 1,078.68 89.70% 1,507.84 1,056.29 42.75% 1,363.09 1,027.26 32.69% 1,251.14 991.00 26.25%
PATM 35.88% 29.12% 31.06% 30.99% 30.82% 32.43% 30.39% 32.39%
EPS 50.97 26.87 89.69% 37.56 26.31 42.76% 33.95 25.59 32.67% 31.16 24.68 26.26%

Description Jun 25 Jun 24 Var% Mar 25 Mar 24 Var% Dec 24 Dec 23 Var% Sep 24 Sep 23 Var%
Net Sales 6,450.13 4,473.86 44.17% 5,621.75 4,163.80 35.01% 5,189.73 3,820.02 35.86% 4,928.82 3,606.14 36.68%
Expenses 1,441.33 1,226.43 17.52% 1,574.80 1,120.99 40.48% 1,405.23 871.72 61.20% 1,323.73 804.55 64.53%
EBITDA 5,008.80 3,247.43 54.24% 4,046.95 3,042.81 33.00% 3,784.50 2,948.29 28.36% 3,605.09 2,801.59 28.68%
EBIDTM 77.65% 72.59% 71.99% 73.08% 72.92% 77.18% 73.14% 77.69%
Other Income 34.89 18.61 87.48% 31.19 15.62 99.68% 31.95 22.66 41.00% 28.57 25.81 10.69%
Interest 2,354.91 1,594.50 47.69% 2,111.22 1,446.64 45.94% 1,899.55 1,412.48 34.48% 1,807.03 1,335.01 35.36%
Depreciation 34.75 25.84 34.48% 34.71 26.61 30.44% 30.58 24.13 26.73% 24.86 22.18 12.08%
PBT 2,654.03 1,645.70 61.27% 1,932.20 1,585.18 21.89% 1,886.32 1,534.35 22.94% 1,801.78 1,470.21 22.55%
Tax 679.78 450.04 51.05% 488.27 402.90 21.19% 494.78 389.04 27.18% 480.55 374.92 28.17%
PAT 1,974.25 1,195.66 65.12% 1,443.93 1,182.27 22.13% 1,391.55 1,145.31 21.50% 1,321.22 1,095.29 20.63%
PATM 30.61% 26.73% 25.68% 28.39% 26.81% 29.98% 26.81% 30.37%
EPS 50.22 28.99 73.23% 36.81 28.37 29.75% 34.60 27.49 25.86% 31.67 26.39 20.01%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone

Description TTM Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Net Sales 19,098.62 17,099.09 12,635.01 10,514.85 11,082.32 10,557.21 8,714.65 6,878.21 6,266.52 5,728.63 4,861.40 Net Sales Growth 43.17% 35.33% 20.16% -5.12% 4.97% 21.14% 26.70% 9.76% 9.39% 17.84% Cost Of Goods Sold 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 19,098.62 17,099.09 12,635.01 10,514.85 11,082.32 10,557.21 8,714.65 6,878.21 6,266.52 5,728.63 4,861.40 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 3,562.41 3,542.76 2,513.02 2,109.70 1,890.52 1,817.87 1,826.64 1,518.62 1,509.96 1,479.46 1,241.19 Power & Fuel Cost - 51.75 47.45 40.88 31.66 28.91 31.57 29.99 28.43 26.72 25.08 % Of Sales - 0.30% 0.38% 0.39% 0.29% 0.27% 0.36% 0.44% 0.45% 0.47% 0.52% Employee Cost - 1,696.58 1,386.92 1,199.44 1,030.22 1,006.25 1,028.95 897.55 782.38 728.05 641.88 % Of Sales - 9.92% 10.98% 11.41% 9.30% 9.53% 11.81% 13.05% 12.49% 12.71% 13.20% Manufacturing Exp. - 496.58 450.25 419.04 395.53 347.63 324.94 289.87 264.39 250.47 228.33 % Of Sales - 2.90% 3.56% 3.99% 3.57% 3.29% 3.73% 4.21% 4.22% 4.37% 4.70% General & Admin Exp. - 476.07 377.23 333.62 253.89 280.38 295.44 266.68 196.30 204.27 193.92 % Of Sales - 2.78% 2.99% 3.17% 2.29% 2.66% 3.39% 3.88% 3.13% 3.57% 3.99% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 873.54 298.63 157.60 210.89 183.61 177.31 64.52 266.89 296.67 0.00 % Of Sales - 5.11% 2.36% 1.50% 1.90% 1.74% 2.03% 0.94% 4.26% 5.18% 3.64% EBITDA 15,536.20 13,556.33 10,121.99 8,405.15 9,191.80 8,739.34 6,888.01 5,359.59 4,756.56 4,249.17 3,620.21 EBITDA Margin 81.35% 79.28% 80.11% 79.94% 82.94% 82.78% 79.04% 77.92% 75.90% 74.17% 74.47% Other Income 67.23 56.86 59.04 28.90 16.07 17.15 8.15 2.42 66.64 18.07 13.61 Interest 7,196.84 6,465.73 4,666.61 3,709.30 3,844.60 3,699.26 2,795.65 2,243.11 1,934.66 2,298.02 2,259.56 Depreciation 82.19 76.86 65.63 58.31 53.91 50.71 43.09 42.09 43.85 48.25 57.51 PBT 8,324.39 7,070.60 5,448.78 4,666.43 5,309.35 5,006.51 4,057.41 3,076.82 2,844.69 1,920.98 1,316.75 Tax 2,156.02 1,869.85 1,399.12 1,192.89 1,355.05 1,284.34 1,039.11 1,104.67 1,067.13 741.15 507.20 Tax Rate 25.90% 26.45% 25.68% 25.56% 25.52% 25.65% 25.61% 35.90% 37.51% 38.58% 38.52% PAT 6,168.37 5,200.75 4,049.66 3,473.53 3,954.30 3,722.18 3,018.30 1,972.14 1,777.56 1,179.83 809.55 PAT before Minority Interest 6,168.37 5,200.75 4,049.66 3,473.53 3,954.30 3,722.18 3,018.30 1,972.14 1,777.56 1,179.83 809.55 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 32.30% 30.42% 32.05% 33.03% 35.68% 35.26% 34.63% 28.67% 28.37% 20.60% 16.65% PAT Growth 48.52% 28.42% 16.59% -12.16% 6.24% 23.32% 53.05% 10.95% 50.66% 45.74% EPS 153.63 129.53 100.86 86.51 98.49 92.71 75.18 49.12 44.27 29.39 20.16

Description TTM Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Net Sales 22,190.43 20,214.17 15,061.66 11,897.66 12,185.61 11,534.56 9,687.45 7,594.43 6,712.66 5,910.80 4,919.98 Net Sales Growth 38.14% 34.21% 26.59% -2.36% 5.64% 19.07% 27.56% 13.14% 13.57% 20.14% Cost Of Goods Sold -0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 22,190.44 20,214.17 15,061.66 11,897.66 12,185.61 11,534.56 9,687.45 7,594.43 6,712.66 5,910.80 4,919.98 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 5,745.09 5,481.30 3,622.57 2,749.23 2,490.39 2,262.72 2,214.13 1,746.95 1,656.07 1,553.90 1,267.82 Power & Fuel Cost - 60.47 52.38 43.06 33.66 30.71 33.79 31.54 29.68 27.48 25.59 % Of Sales - 0.30% 0.35% 0.36% 0.28% 0.27% 0.35% 0.42% 0.44% 0.46% 0.52% Employee Cost - 2,324.99 1,828.21 1,488.27 1,236.81 1,189.27 1,208.49 1,013.34 847.99 760.36 653.82 % Of Sales - 11.50% 12.14% 12.51% 10.15% 10.31% 12.47% 13.34% 12.63% 12.86% 13.29% Manufacturing Exp. - 630.72 512.94 454.04 424.23 371.91 349.76 309.86 278.72 263.98 234.08 % Of Sales - 3.12% 3.41% 3.82% 3.48% 3.22% 3.61% 4.08% 4.15% 4.47% 4.76% General & Admin Exp. - 714.23 558.39 409.62 300.27 311.08 340.64 304.57 224.93 179.34 198.11 % Of Sales - 3.53% 3.71% 3.44% 2.46% 2.70% 3.52% 4.01% 3.35% 3.03% 4.03% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 1,811.36 723.03 397.30 529.08 390.47 315.24 119.18 304.44 350.22 0.00 % Of Sales - 8.96% 4.80% 3.34% 4.34% 3.39% 3.25% 1.57% 4.54% 5.93% 3.70% EBITDA 16,445.34 14,732.87 11,439.09 9,148.43 9,695.22 9,271.84 7,473.32 5,847.48 5,056.59 4,356.90 3,652.16 EBITDA Margin 74.11% 72.88% 75.95% 76.89% 79.56% 80.38% 77.14% 77.00% 75.33% 73.71% 74.23% Other Income 126.60 110.32 101.08 77.34 52.55 35.90 26.14 6.62 69.03 27.59 20.78 Interest 8,172.71 7,461.20 5,451.57 4,224.84 4,267.58 4,108.90 3,179.83 2,542.88 2,131.61 2,373.99 2,287.62 Depreciation 124.90 115.99 92.11 78.16 70.00 67.36 59.24 51.69 51.93 51.92 58.66 PBT 8,274.33 7,266.01 5,996.50 4,922.78 5,410.19 5,131.48 4,260.39 3,259.53 2,942.08 1,958.58 1,326.66 Tax 2,143.38 1,913.64 1,528.91 1,253.01 1,378.86 1,312.61 1,091.71 1,156.57 1,098.33 751.32 508.82 Tax Rate 25.90% 26.34% 25.50% 25.45% 25.49% 25.58% 25.62% 35.48% 37.33% 38.36% 38.35% PAT 6,130.95 5,332.90 4,324.28 3,612.30 4,016.62 3,804.40 3,138.24 2,078.01 1,829.83 1,207.26 814.50 PAT before Minority Interest 6,154.67 5,352.36 4,467.59 3,669.77 4,031.32 3,818.87 3,168.68 2,102.96 1,843.75 1,207.26 817.84 Minority Interest 23.72 -19.46 -143.31 -57.47 -14.70 -14.47 -30.44 -24.95 -13.92 0.00 -3.34 PAT Margin 27.63% 26.38% 28.71% 30.36% 32.96% 32.98% 32.39% 27.36% 27.26% 20.42% 16.55% PAT Growth 32.75% 23.32% 19.71% -10.07% 5.58% 21.23% 51.02% 13.56% 51.57% 48.22% EPS 152.70 132.82 107.70 89.97 100.04 94.75 78.16 51.76 45.57 30.07 20.29

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Shareholder's Funds 28,437.52 24,290.29 21,061.93 18,344.57 15,238.89 11,571.81 9,792.72 7,812.02 6,516.44 5,619.25 Share Capital 401.46 401.46 401.45 401.35 401.20 401.04 400.66 400.04 399.48 399.00 Total Reserves 28,035.60 23,887.71 20,658.47 17,937.05 14,827.20 11,157.55 9,375.59 7,393.40 6,094.84 5,197.88 Non-Current Liabilities 50,256.52 26,777.14 30,398.02 27,733.13 21,435.93 13,213.61 9,699.57 7,656.39 4,847.66 6,351.35 Secured Loans 18,939.65 14,177.62 29,677.05 26,630.03 20,233.33 11,686.61 8,686.06 5,399.12 3,161.21 3,457.69 Unsecured Loans 31,042.12 12,330.58 711.72 1,114.96 1,191.38 1,485.59 999.83 1,967.47 1,069.98 1,818.57 Long Term Provisions 71.50 33.65 38.05 35.11 38.35 36.63 22.86 17.17 0.53 0.24 Current Liabilities 42,494.57 33,928.13 21,119.71 24,428.44 26,761.46 25,674.23 18,558.90 15,317.42 19,991.02 15,385.70 Trade Payables 115.29 100.17 179.90 151.16 201.71 218.50 163.40 123.89 111.47 61.13 Other Current Liabilities 1,971.03 1,185.32 1,201.82 1,750.97 1,585.68 1,093.06 1,000.02 1,106.30 5,775.66 6,088.90 Short Term Borrowings 39,838.03 32,274.87 19,345.54 22,066.26 24,521.57 23,957.85 17,147.26 13,800.44 12,754.91 8,363.52 Short Term Provisions 570.22 367.76 392.44 460.05 452.50 404.82 248.21 286.79 1,348.99 872.16 Total Liabilities 1,21,188.61 84,995.56 72,579.66 70,506.14 63,436.28 50,459.65 38,051.19 30,785.83 31,355.12 27,356.30 Net Block 479.94 350.08 271.77 267.43 246.94 227.78 192.56 200.47 208.23 218.48 Gross Block 907.57 702.34 560.35 498.71 425.38 356.29 278.27 244.32 587.22 550.03 Accumulated Depreciation 427.63 352.26 288.58 231.28 178.43 128.51 85.71 43.85 378.99 331.54 Non Current Assets 1,11,969.80 79,829.71 1,791.52 1,764.21 1,481.64 1,409.15 1,321.44 690.41 540.67 425.93 Capital Work in Progress 12.54 88.32 67.43 45.65 38.48 28.74 22.83 5.74 9.97 8.89 Non Current Investment 2,626.80 2,241.94 1,311.67 1,316.96 1,067.13 1,031.64 982.56 394.41 209.12 98.26 Long Term Loans & Adv. 6.95 16.08 126.64 120.51 112.62 106.90 118.58 89.08 113.14 100.30 Other Non Current Assets 162.60 131.84 14.01 13.65 16.46 14.09 4.91 0.72 0.21 0.00 Current Assets 9,218.81 5,165.85 70,788.14 68,741.93 61,954.64 49,050.51 36,729.75 30,095.42 30,814.46 26,930.37 Current Investments 1,872.28 26.38 5.19 3.52 523.15 406.70 0.00 1.02 0.00 0.00 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 0.93 1.03 1.61 2.14 3.47 4.73 16.06 23.00 1,270.60 1,467.26 Cash & Bank 7,191.20 5,045.44 6,461.20 9,242.91 7,189.82 5,640.54 1,735.51 486.99 1,534.05 679.11 Other Current Assets 154.40 72.63 44.35 97.96 54,238.19 42,998.53 34,978.18 29,584.41 28,009.81 24,783.99 Short Term Loans & Adv. 22.99 20.36 64,275.80 59,395.40 54,064.06 42,604.84 34,933.60 29,529.54 28,005.44 24,779.66 Net Current Assets -33,275.76 -28,762.28 49,668.43 44,313.50 35,193.18 23,376.28 18,170.85 14,778.00 10,823.44 11,544.67 Total Assets 1,21,188.61 84,995.56 72,579.66 70,506.14 63,436.28 50,459.66 38,051.19 30,785.83 31,355.13 27,356.30

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Shareholder's Funds 29,366.63 25,107.21 21,665.75 18,785.72 15,575.02 11,829.21 9,931.20 7,856.57 6,538.04 5,622.29 Share Capital 401.46 401.46 401.45 401.35 401.20 401.04 400.66 400.04 399.48 399.00 Total Reserves 28,964.70 24,704.63 21,262.29 18,378.21 15,163.33 11,414.94 9,514.07 7,437.95 6,116.44 5,200.92 Non-Current Liabilities 54,189.93 31,120.02 36,385.24 32,436.67 25,823.86 16,956.03 12,771.84 9,944.43 5,463.29 6,497.94 Secured Loans 19,311.42 14,764.98 35,173.34 30,982.26 24,251.53 14,972.16 10,948.27 7,273.95 3,712.17 3,521.62 Unsecured Loans 34,674.12 16,103.09 1,201.14 1,495.84 1,611.00 1,974.50 1,848.89 2,389.93 1,132.97 1,904.94 Long Term Provisions 90.53 41.11 38.65 35.62 0.00 0.00 0.00 18.14 9.71 0.91 Current Liabilities 48,475.16 39,498.30 21,546.78 24,632.94 26,998.70 25,907.21 18,852.44 15,778.33 20,047.36 15,180.49 Trade Payables 137.13 143.94 199.81 157.24 211.38 225.94 166.41 126.01 100.99 62.42 Other Current Liabilities 2,361.98 1,735.74 1,528.86 1,927.00 1,753.43 1,240.67 1,077.96 1,129.29 6,502.25 6,219.17 Short Term Borrowings 45,383.21 37,244.37 19,413.68 22,074.52 24,534.09 23,988.53 17,330.35 14,226.82 12,765.87 8,370.81 Short Term Provisions 592.84 374.25 404.43 474.18 499.80 452.07 277.73 296.21 678.25 528.09 Total Liabilities 1,32,658.27 96,372.36 80,084.82 76,207.50 68,582.15 54,864.59 41,697.86 33,652.64 32,120.63 27,338.40 Net Block 669.46 472.47 377.34 332.34 313.14 297.98 243.56 236.62 257.38 235.21 Gross Block 1,198.51 896.98 718.01 606.13 529.58 455.75 346.29 288.53 647.41 570.83 Accumulated Depreciation 529.05 424.52 340.67 273.79 216.44 157.78 102.73 51.91 390.02 335.62 Non Current Assets 1,22,066.90 89,603.31 1,071.31 1,041.71 791.21 1,075.13 603.41 410.85 1,124.69 499.53 Capital Work in Progress 12.83 88.68 67.47 52.39 38.53 28.74 22.83 5.74 9.98 10.72 Non Current Investment 455.83 560.95 402.88 475.73 254.37 590.21 199.44 71.29 15.91 14.70 Long Term Loans & Adv. 7.39 0.00 188.44 147.87 125.71 109.91 106.39 90.96 102.40 103.09 Other Non Current Assets 331.10 284.94 26.97 24.04 59.46 48.30 31.18 6.25 34.26 0.00 Current Assets 10,591.37 6,769.05 79,013.51 75,165.79 67,790.95 53,789.46 41,094.45 33,241.79 30,995.94 26,838.86 Current Investments 1,944.89 151.54 142.83 47.58 568.08 55.66 27.38 120.78 80.63 34.39 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 11.86 17.84 9.89 7.01 9.80 8.98 21.68 26.65 1,276.93 1,467.92 Cash & Bank 8,321.91 6,205.97 8,035.66 10,314.96 8,021.01 6,130.65 2,203.48 747.02 1,644.67 714.01 Other Current Assets 312.72 321.22 258.29 257.43 59,192.05 47,594.17 38,841.91 32,347.33 27,993.72 24,622.55 Short Term Loans & Adv. 15.55 72.49 70,566.84 64,538.81 58,819.68 47,078.92 38,744.86 32,275.03 27,984.00 24,561.13 Net Current Assets -37,883.79 -32,729.25 57,466.73 50,532.85 40,792.25 27,882.25 22,242.01 17,463.46 10,948.58 11,658.37 Total Assets 1,32,658.27 96,372.36 80,084.82 76,207.50 68,582.16 54,864.59 41,697.86 33,652.64 32,120.63 27,338.39

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Cash From Operating Activity -25,854.55 -9,301.95 -1,901.72 -1,141.54 -7,476.52 -4,458.02 -3,858.07 -86.89 -1,709.78 213.62 PBT 7,070.60 5,448.78 4,666.43 5,309.35 5,006.51 4,057.41 3,076.82 2,844.69 1,920.98 1,316.75 Adjustment 6,865.32 4,582.44 3,547.98 3,829.71 3,620.94 2,862.34 2,266.10 2,241.60 2,610.13 2,475.97 Changes in Working Capital -32,428.15 -12,895.54 -4,909.70 -5,384.87 -11,612.25 -7,741.35 -5,491.39 -1,526.76 -2,908.11 -1,255.61 Cash after chg. in Working capital -18,492.23 -2,864.32 3,304.71 3,754.19 -2,984.80 -821.59 -148.47 3,559.52 1,623.00 2,537.11 Interest Paid -5,693.56 -4,999.93 -3,950.06 -3,543.60 -3,244.09 -2,616.24 -2,573.84 -2,664.57 -2,460.82 -1,945.29 Tax Paid -1,668.77 -1,437.70 -1,256.37 -1,352.13 -1,247.63 -1,020.19 -1,135.75 -981.84 -871.96 -378.21 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity -1,944.44 -739.06 187.55 407.63 47.57 -428.87 -584.88 -193.89 -134.35 -67.12 Net Fixed Assets -129.45 -162.88 -83.42 -80.50 -78.83 -83.93 -51.04 347.13 -38.27 -18.98 Net Investments -2,230.76 -951.46 3.62 269.80 -151.94 -455.78 -587.13 -186.31 -110.86 -59.77 Others 415.77 375.28 267.35 218.33 278.34 110.84 53.29 -354.71 14.78 11.63 Cash from Financing Activity 29,932.90 8,648.76 -1,035.54 2,795.72 9,041.08 8,677.98 5,701.24 -553.58 2,457.23 -1,204.38 Net Cash Inflow / Outflow 2,133.91 -1,392.26 -2,749.71 2,061.82 1,612.13 3,791.08 1,258.29 -834.36 613.10 -1,057.88 Opening Cash & Equivalents 5,036.55 6,428.80 9,178.51 7,116.70 5,504.57 1,713.48 455.19 1,289.55 676.44 1,734.33 Closing Cash & Equivalent 7,170.45 5,036.55 6,428.80 9,178.51 7,116.70 5,504.57 1,713.48 455.19 1,289.55 676.44

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Cash From Operating Activity -26,524.89 -13,605.49 -2,804.07 -1,596.45 -7,814.29 -4,970.10 -4,824.20 -1,432.15 -2,186.20 108.32 PBT 7,266.01 5,996.50 4,922.78 5,410.19 5,131.48 4,260.39 3,259.53 2,942.08 1,958.58 1,326.66 Adjustment 8,664.32 5,685.02 4,226.86 4,494.01 4,174.62 3,331.45 2,606.67 2,468.91 2,698.13 2,506.45 Changes in Working Capital -34,025.06 -17,894.92 -6,179.71 -6,127.73 -12,211.96 -8,524.67 -6,620.68 -2,997.29 -3,420.70 -1,372.98 Cash after chg. in Working capital -18,094.74 -6,213.40 2,969.93 3,776.46 -2,905.86 -932.83 -754.47 2,413.70 1,236.01 2,460.14 Interest Paid -6,705.03 -5,759.31 -4,452.20 -3,970.63 -3,621.14 -2,971.23 -2,872.37 -2,829.49 -2,535.85 -1,973.22 Tax Paid -1,725.13 -1,632.78 -1,321.80 -1,402.28 -1,287.29 -1,066.04 -1,197.36 -1,016.36 -886.36 -378.60 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity -1,376.27 45.36 180.97 421.64 39.58 -383.84 -164.69 -125.04 -183.15 -45.70 Net Fixed Assets -129.45 -162.88 -83.42 -80.50 -78.83 -83.93 -51.04 347.13 -38.27 -18.98 Net Investments -2,230.76 -951.46 3.62 269.80 -151.94 -455.78 -587.13 -186.31 -110.86 -59.77 Others 983.94 1,159.70 260.77 232.34 270.35 155.87 473.48 -285.86 -34.02 33.05 Cash from Financing Activity 30,041.47 11,809.06 395.02 3,445.49 9,712.42 9,192.90 6,351.02 823.68 3,026.77 -1,101.65 Net Cash Inflow / Outflow 2,140.31 -1,751.07 -2,228.08 2,270.68 1,937.71 3,838.96 1,362.13 -733.51 657.42 -1,039.02 Opening Cash & Equivalents 6,082.38 7,831.14 10,060.25 7,800.71 5,865.94 2,027.85 641.21 1,375.26 711.34 1,747.74 Closing Cash & Equivalent 8,224.31 6,082.38 7,831.14 10,060.25 7,800.71 5,865.94 2,005.66 641.21 1,375.26 711.34

Financial Ratios

Consolidated /

Standalone

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Book Value (Rs.) 708.33 605.02 524.60 456.92 379.57 288.22 244.00 194.82 162.57 140.27 ROA 5.04% 5.14% 4.86% 5.90% 6.54% 6.82% 5.73% 5.72% 4.02% 2.97% ROE 19.73% 17.86% 17.63% 23.56% 27.79% 28.29% 22.45% 24.88% 19.52% 15.19% ROCE 13.45% 13.15% 12.06% 14.15% 15.84% 16.06% 16.22% 16.92% 16.32% 14.69% Fixed Asset Turnover 21.24 20.01 19.86 23.99 27.01 27.47 26.32 15.07 10.07 8.98 Receivable days 0.02 0.04 0.07 0.09 0.14 0.44 1.04 37.67 87.22 98.40 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 0.00 0.00 0.00 48.50 41.36 38.14 28.75 21.00 Cash Conversion Cycle 0.02 0.04 0.07 0.09 0.14 -48.07 -40.33 -0.47 58.47 77.40 Total Debt/Equity 3.16 2.42 2.36 2.72 3.02 3.21 2.74 2.72 3.23 3.32 Interest Cover 2.09 2.17 2.26 2.38 2.35 2.45 2.37 2.47 1.84 1.58

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Book Value (Rs.) 731.46 625.35 539.64 467.92 387.95 294.64 247.46 195.93 163.11 140.35 ROA 4.67% 5.06% 4.70% 5.57% 6.19% 6.56% 5.58% 5.61% 4.06% 2.99% ROE 19.65% 19.10% 18.15% 23.48% 27.89% 29.16% 23.69% 25.69% 19.93% 15.34% ROCE 13.27% 13.42% 12.13% 13.89% 15.56% 16.03% 16.16% 16.78% 16.29% 14.70% Fixed Asset Turnover 19.29 18.65 17.97 21.46 23.41 24.16 23.93 14.34 9.70 8.80 Receivable days 0.27 0.34 0.26 0.25 0.30 0.58 1.16 35.44 84.75 97.29 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 0.00 0.00 0.00 42.96 37.62 34.00 26.85 21.03 Cash Conversion Cycle 0.27 0.34 0.26 0.25 0.30 -42.39 -36.45 1.45 57.90 76.26 Total Debt/Equity 3.38 2.71 2.58 2.90 3.24 3.46 3.04 3.05 3.40 3.37 Interest Cover 1.97 2.10 2.17 2.27 2.25 2.34 2.28 2.38 1.83 1.58

Top Investors:

sbi mutual fund

llp

Annual Reports:

News Update:

Muthoot Finance reports 73% jump in Q1 consolidated net profit
14th Aug 2025, 11:50 AM

The total consolidated income of the company increased by 44.35% at Rs 6485.02 crore for Q1FY26
Read More
Muthoot Finance gets nod for additional equity infusion in Muthoot Money
14th Aug 2025, 11:28 AM

The board of directors of the company at its meeting held on August 13, 2025 has approved the same
Read More
Muthoot Finance gets nod for additional equity infusion in Muthoot Homefin (India)
14th Aug 2025, 10:49 AM

The board of directors of the company at its meeting held on August 13, 2025 has approved the same
Read More
Muthoot Finance - Quarterly Results
13th Aug 2025, 16:03 PM

Read More

Muthoot Finance Ltd.

Finance - Gold NBFC

BSE: 533398 | NSE: MUTHOOTFIN

Stock Summary

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Earnings Forecasts:

Quarterly Results

Consolidated Figures in Rs. Crores /

Annual Results

Consolidated Figures in Rs. Crores /

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Cash Flow

Consolidated Figures in Rs. Crores /

Financial Ratios

Consolidated /

Top Investors:

Annual Reports:

News Update:

Muthoot Finance Ltd.

Finance - Gold NBFC

BSE: 533398 | NSE: MUTHOOTFIN

Stock Summary

Shareholding Pattern

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Earnings Forecasts:

Quarterly Results

Consolidated Figures in Rs. Crores /

Annual Results

Consolidated Figures in Rs. Crores /

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Cash Flow

Consolidated Figures in Rs. Crores /

Financial Ratios

Consolidated /

Top Investors:

Annual Reports:

News Update: