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Nifty
Sensex

:
:

24334.55
77656.09

115.50 (0.48%)
286.98 (0.37%)

Muthoot Microfin Ltd.

Finance - NBFC

Rating :

42/99

BSE: 544055 | NSE: MUTHOOTMF

Watchlist

NSE BSE

211.33

24-Aug-2026

Open
High
Low
Previous Close

210.5
214.47
210
210.87

Volume
Traded Value (lacs)
52 Week High
52 Week Low

179736
38186592.84
262.77
141.2

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

3,605.91
14.69
10

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

12,175.45
N/A
1.24

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

10 Years
5 Years
3 Years

25.53
23.27
1.76

EBITDA CAGR (%)

10 Years
5 Years
3 Years

22.90
21.53
-5.59

PAT CAGR (%)

10 Years
5 Years
3 Years

16.48
29.14
-27.65

P:E (Median)

8 Years
5 Years
3 Years

-
-
7.71

P:BV (Average)

8 Years
5 Years
3 Years

-
-
1.14

EV:EBITDA (Average)

8 Years
5 Years
3 Years

-
-
11.83

Earnings Forecasts:

(Updated: 22-08-2026)

Description 2026 2027 2028 2029
Adj EPS 61 6 63.67 11.11
P/E Ratio 3.46 35.22 3.32 19.02
Revenue 9.37 7.27 6.87 1533
EBITDA 1895.6 2261.85 2633 -
Net Income - - - 185.9
ROA 386.8 498.7 527.8 1.63
P/B Ratio - - - 1.26
ROE 1.12 0.97 0.87 6.83
FCFF 12.78 14.36 13.5 -
FCFF Yield - - - -
Net Debt - - - -
BVPS - - - 168.14

Quarterly Results

Standalone Figures in Rs. Crores /

Consolidated

Description Jun 26 Jun 25 Var% Mar 26 Mar 25 Var% Dec 25 Dec 24 Var% Sep 25 Sep 24 Var%
Net Sales 668.63 558.62 19.69% 631.81 555.03 13.83% 602.81 680.78 -11.45% 576.33 662.41 -12.99%
Expenses 306.41 332.54 -7.86% 299.72 845.04 -64.53% 303.98 428.15 -29.00% 317.95 333.90 -4.78%
EBITDA 362.23 226.08 60.22% 332.10 -290.01 - 298.83 252.63 18.29% 258.37 328.51 -21.35%
EBIDTM 54.17% 40.47% 52.56% -52.25% 49.57% 37.11% 44.83% 49.59%
Other Income 1.97 0.44 347.73% 7.08 1.19 494.96% 2.54 0.66 284.85% 1.06 0.62 70.97%
Interest 246.74 209.76 17.63% 231.58 221.71 4.45% 221.82 237.29 -6.52% 211.31 237.41 -10.99%
Depreciation 10.87 11.00 -1.18% 10.67 11.18 -4.56% 10.44 10.94 -4.57% 11.02 10.53 4.65%
PBT 106.60 5.76 1,750.69% 96.94 -521.71 - 69.11 5.06 1,265.81% 37.11 81.19 -54.29%
Tax 25.26 -0.42 - 25.81 -120.56 - 6.66 1.27 424.41% 6.59 19.58 -66.34%
PAT 81.34 6.18 1,216.18% 71.12 -401.15 - 62.44 3.80 1,543.16% 30.52 61.61 -50.46%
PATM 12.16% 1.11% 11.26% -72.28% 10.36% 0.56% 5.30% 9.30%
EPS 4.77 0.36 1,225.00% 4.17 -23.53 - 3.66 0.22 1,563.64% 1.79 3.61 -50.42%

Description Mar 26 Mar 25 Var% Dec 25 Dec 24 Var% Sep 25 Sep 24 Var% Jun 25 Jun 24 Var%
Net Sales 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Expenses 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
EBITDA 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
EBIDTM 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Other Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Interest 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Depreciation 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PBT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Tax 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PAT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PATM 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EPS 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0

Annual Results

Standalone Figures in Rs. Crores

Right to Left

Description TTM Mar 26 Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17
Net Sales 2,479.58 2,369.57 2,561.69 2,248.93 1,428.76 832.51 684.17 860.22 714.31 503.05 243.84 Net Sales Growth 0.93% -7.50% 13.91% 57.40% 71.62% 21.68% -20.47% 20.43% 42.00% 106.30% Cost Of Goods Sold 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 2,479.58 2,369.57 2,561.69 2,248.93 1,428.76 832.51 684.17 860.22 714.31 503.05 243.84 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 1,228.06 1,268.98 1,893.20 781.38 657.86 417.28 369.06 542.65 243.10 285.17 103.86 Power & Fuel Cost - 4.78 4.96 3.89 2.83 1.79 1.67 1.49 1.26 0.84 0.37 % Of Sales - 0.20% 0.19% 0.17% 0.20% 0.22% 0.24% 0.17% 0.18% 0.17% 0.15% Employee Cost - 603.51 533.91 446.43 322.56 237.08 187.09 196.92 147.01 103.83 65.23 % Of Sales - 25.47% 20.84% 19.85% 22.58% 28.48% 27.35% 22.89% 20.58% 20.64% 26.75% Manufacturing Exp. - 59.75 53.60 54.01 39.38 25.98 18.77 22.56 31.52 32.74 7.58 % Of Sales - 2.52% 2.09% 2.40% 2.76% 3.12% 2.74% 2.62% 4.41% 6.51% 3.11% General & Admin Exp. - 131.48 121.67 89.68 65.86 38.52 25.93 43.68 28.29 15.25 23.64 % Of Sales - 5.55% 4.75% 3.99% 4.61% 4.63% 3.79% 5.08% 3.96% 3.03% 9.69% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 474.25 1,184.03 191.26 230.06 115.70 137.27 279.50 36.28 133.35 0.00 % Of Sales - 20.01% 46.22% 8.50% 16.10% 13.90% 20.06% 32.49% 5.08% 26.51% 3.04% EBITDA 1,251.53 1,100.59 668.49 1,467.55 770.90 415.23 315.11 317.57 471.21 217.88 139.98 EBITDA Margin 50.47% 46.45% 26.10% 65.26% 53.96% 49.88% 46.06% 36.92% 65.97% 43.31% 57.41% Other Income 12.65 25.93 15.55 15.76 17.58 10.44 12.11 6.52 36.12 8.35 0.00 Interest 911.45 874.46 930.11 866.04 549.01 340.15 299.33 290.67 233.84 189.18 81.79 Depreciation 43.00 43.13 42.84 35.44 26.61 20.78 18.83 13.71 2.96 1.84 0.97 PBT 309.76 208.91 -288.90 581.84 212.87 64.72 9.05 19.70 270.52 35.21 57.22 Tax 64.32 38.64 -66.38 132.26 48.98 17.32 2.00 1.49 69.30 49.63 20.18 Tax Rate 20.76% 18.50% 22.98% 22.73% 23.01% 26.76% 22.10% 7.56% 25.62% 140.95% 35.27% PAT 245.42 170.27 -222.52 449.58 163.89 47.40 7.05 18.21 201.22 -14.42 37.04 PAT before Minority Interest 245.42 170.27 -222.52 449.58 163.89 47.40 7.05 18.21 201.22 -14.42 37.04 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 9.90% 7.19% -8.69% 19.99% 11.47% 5.69% 1.03% 2.12% 28.17% -2.87% 15.19% PAT Growth 174.47% - - 174.32% 245.76% 572.34% -61.29% -90.95% - - EPS 14.39 9.99 -13.05 26.37 9.61 2.78 0.41 1.07 11.80 -0.85 2.17

Results Balance Sheet

Standalone Figures in Rs. Crores

Right to Left

Description Mar 26 Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17
Shareholder's Funds 2,854.31 2,632.23 2,804.35 1,625.85 1,336.58 889.89 906.99 885.79 402.94 189.02 Share Capital 167.77 167.60 167.27 140.20 133.33 114.17 114.17 114.17 102.88 88.17 Total Reserves 2,666.65 2,446.72 2,622.28 1,480.22 1,202.02 774.75 791.71 770.70 299.46 100.85 Non-Current Liabilities 4,361.54 3,434.36 3,597.62 6,491.01 3,996.77 3,010.26 3,032.19 2,498.26 2,039.13 750.52 Secured Loans 4,269.39 3,366.02 0.00 6,437.36 3,854.01 2,873.79 2,896.42 2,426.38 1,719.77 723.62 Unsecured Loans 0.00 0.00 3,300.28 55.81 142.60 141.87 24.93 24.89 293.44 25.00 Long Term Provisions 15.78 11.18 156.64 3.61 4.94 4.64 5.09 0.90 0.65 3.81 Current Liabilities 5,420.87 4,696.61 5,333.88 406.56 253.33 273.66 171.10 146.13 112.72 522.26 Trade Payables 17.17 19.02 24.18 11.93 7.53 2.92 3.68 5.49 5.17 0.00 Other Current Liabilities 125.79 117.19 185.19 394.63 245.80 270.74 148.78 140.63 107.55 513.45 Short Term Borrowings 5,277.90 4,560.40 5,124.51 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Short Term Provisions 0.00 0.00 0.00 0.00 0.00 0.00 18.63 0.00 0.00 8.81 Total Liabilities 12,636.72 10,763.20 11,735.85 8,523.42 5,586.68 4,173.81 4,110.28 3,530.18 2,554.79 1,461.80 Net Block 199.26 222.62 214.66 171.90 121.25 109.98 109.10 20.67 13.19 7.18 Gross Block 320.18 307.77 282.27 208.22 177.81 147.93 128.40 26.40 16.00 8.17 Accumulated Depreciation 120.92 85.15 67.62 36.32 56.56 37.94 19.30 5.72 2.81 0.99 Non Current Assets 11,382.43 9,529.36 9,962.19 7,277.10 4,528.73 3,408.29 2,680.82 2,726.93 1,869.93 1,059.79 Capital Work in Progress 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.66 0.00 0.53 Non Current Investment 405.83 354.34 46.71 63.36 0.05 0.05 0.00 0.00 0.00 0.00 Long Term Loans & Adv. 35.56 80.21 158.74 15.27 7.56 4.36 6.80 0.39 0.51 3.40 Other Non Current Assets 345.31 132.00 255.72 0.00 1.85 1.28 1.31 5.96 2.39 56.80 Current Assets 1,254.29 1,233.84 1,773.66 1,246.32 1,057.96 765.53 1,429.46 803.25 684.87 402.01 Current Investments 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 25.36 22.11 14.52 72.21 16.77 9.29 11.04 3.82 3.47 1.78 Cash & Bank 977.75 1,049.63 1,336.34 1,150.41 999.92 744.98 1,360.24 780.93 671.66 346.38 Other Current Assets 251.17 162.10 422.81 18.64 41.27 11.26 58.17 18.50 9.74 53.85 Short Term Loans & Adv. 0.00 0.00 0.00 5.06 41.27 11.26 58.17 18.50 9.74 0.56 Net Current Assets -4,166.58 -3,462.77 -3,560.22 839.76 804.63 491.87 1,258.36 657.13 572.15 -120.26 Total Assets 12,636.72 10,763.20 11,735.85 8,523.42 5,586.69 4,173.82 4,110.28 3,530.18 2,554.80 1,461.80

Cash Flow

Standalone Figures in Rs. Crores

Right to Left

Description Mar 26 Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 19 Mar 18 Mar 17 Mar 16
Cash From Operating Activity -580.33 1,382.03 -1,271.69 -2,332.88 -1,083.58 -703.96 -601.81 -698.85 -468.89 -395.63 PBT 208.91 -288.90 581.84 212.87 64.72 9.05 270.52 35.21 57.22 14.60 Adjustment 1,251.01 2,043.93 884.61 157.98 44.06 105.58 -173.33 25.12 8.10 4.95 Changes in Working Capital -2,077.41 -262.20 -2,613.71 -2,669.57 -1,139.29 -813.36 -629.78 -706.84 -513.74 -408.56 Cash after chg. in Working capital -617.49 1,492.82 -1,147.26 -2,298.73 -1,030.51 -698.72 -532.59 -646.51 -448.42 -389.01 Interest Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Tax Paid 37.16 -110.79 -124.43 -34.15 -53.07 -5.23 -69.22 -52.33 -20.47 -6.63 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity -41.39 -127.79 -225.33 -180.03 -73.80 -37.95 -6.21 -12.22 -65.76 -28.55 Net Fixed Assets -12.41 -25.50 -74.05 -30.41 -29.88 -120.87 -11.06 -7.30 -6.38 -2.31 Net Investments -51.49 -307.63 16.65 -63.31 0.00 -0.05 0.00 0.00 0.00 0.00 Others 22.51 205.34 -167.93 -86.31 -43.92 82.97 4.85 -4.92 -59.38 -26.24 Cash from Financing Activity 625.62 -1,484.64 1,671.02 2,566.54 1,344.13 79.69 706.81 966.05 801.29 467.34 Net Cash Inflow / Outflow 3.90 -230.40 174.00 53.63 186.75 -662.22 98.79 254.99 266.65 43.16 Opening Cash & Equivalents 697.25 927.65 753.65 705.83 519.08 1,181.29 571.22 316.23 48.10 4.94 Closing Cash & Equivalent 701.15 697.25 927.65 759.46 705.83 519.08 670.01 571.22 314.74 48.10

Financial Ratios

Standalone

Right to Left

Description Mar 26 Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 19 Mar 18 Mar 17
Book Value (Rs.) 168.95 155.99 166.77 136.69 115.28 77.86 77.50 39.11 22.03 ROA 1.46% -1.98% 4.44% 2.32% 0.97% 0.17% 6.61% -0.72% 3.73% ROE 6.25% -8.24% 20.50% 11.25% 4.30% 0.79% 31.27% -4.91% 29.18% ROCE 9.44% 5.89% 14.97% 11.33% 8.76% 7.97% 17.53% 12.01% 15.42% Fixed Asset Turnover 7.55 8.68 9.17 7.40 5.11 5.34 33.69 41.62 46.48 Receivable days 3.66 2.61 7.04 11.37 5.71 5.42 1.86 1.90 1.87 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 0.00 0.00 0.00 0.00 10.65 6.78 0.00 Cash Conversion Cycle 3.66 2.61 7.04 11.37 5.71 5.42 -8.79 -4.88 1.87 Total Debt/Equity 3.37 3.03 3.02 4.01 2.99 3.39 2.77 5.00 5.99 Interest Cover 1.24 0.69 1.67 1.39 1.19 1.03 2.16 1.19 1.70

Top Investors:

greater pacific capital wiv ltd

creation investments india, llc

muthoot microfin limited employee welfare trust

Annual Reports:

News Update:

Muthoot Microfin - Quarterly Results
7th Aug 2026, 00:00 AM

Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.

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