Muthoot Microfin, 544055, MUTHOOTMF Share Price, Rating, Research, Analysis, Fundamental & Historical Data

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

2,872.79
N/A
10

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

9,749.58
N/A
1.12

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

10 Years
5 Years
3 Years

47.61
30.22
21.48

EBITDA CAGR (%)

10 Years
5 Years
3 Years

34.06
16.24
-2.81

PAT CAGR (%)

10 Years
5 Years
3 Years

P:E (Median)

8 Years
5 Years
3 Years

P:BV (Average)

8 Years
5 Years
3 Years

EV:EBITDA (Average)

8 Years
5 Years
3 Years

Quarterly Results

Standalone Figures in Rs. Crores /

Consolidated

Description Jun 25 Jun 24 Var% Mar 25 Mar 24 Var% Dec 24 Dec 23 Var% Sep 24 Sep 23 Var%
Net Sales 558.62 663.47 -15.80% 555.03 643.22 -13.71% 680.78 576.76 18.04% 666.58 563.63 18.27%
Expenses 332.54 273.31 21.67% 845.04 227.24 271.87% 428.15 208.44 105.41% 334.59 189.33 76.72%
EBITDA 226.08 390.16 -42.05% -290.01 415.98 - 252.63 368.32 -31.41% 331.99 374.29 -11.30%
EBIDTM 40.47% 58.81% -52.25% 64.67% 37.11% 63.86% 49.80% 66.41%
Other Income 0.44 0.28 57.14% 1.19 1.86 -36.02% 0.66 2.34 -71.79% 0.62 1.85 -66.49%
Interest 209.76 233.70 -10.24% 221.71 230.69 -3.89% 237.29 231.59 2.46% 240.89 221.02 8.99%
Depreciation 11.00 10.18 8.06% 11.18 9.76 14.55% 10.94 9.22 18.66% 10.53 8.53 23.45%
PBT 5.76 146.56 -96.07% -521.71 177.39 - 5.06 129.84 -96.10% 81.19 146.59 -44.61%
Tax -0.42 33.34 - -120.56 57.63 - 1.27 5.28 -75.95% 19.58 37.01 -47.10%
PAT 6.18 113.22 -94.54% -401.15 119.76 - 3.80 124.57 -96.95% 61.61 109.57 -43.77%
PATM 1.11% 17.07% -72.28% 18.62% 0.56% 21.60% 9.24% 19.44%
EPS 0.36 6.64 -94.58% -23.53 7.02 - 0.22 7.31 -96.99% 3.61 6.43 -43.86%

Description Jun 25 Jun 24 Var% Mar 25 Mar 24 Var% Dec 24 Dec 23 Var% Sep 24 Sep 23 Var%
Net Sales 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Expenses 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
EBITDA 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
EBIDTM 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Other Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Interest 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Depreciation 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PBT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Tax 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PAT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PATM 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EPS 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0

Annual Results

Standalone Figures in Rs. Crores

Description TTM Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15
Net Sales 2,461.01 2,561.69 2,248.93 1,428.76 832.51 684.17 714.31 503.05 243.84 52.15 0.38 Net Sales Growth 0.57% 13.91% 57.40% 71.62% 21.68% -4.22% 42.00% 106.30% 367.57% 13623.68% Cost Of Goods Sold -0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 2,461.02 2,561.69 2,248.93 1,428.76 832.51 684.17 714.31 503.05 243.84 52.15 0.38 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 1,940.32 1,893.07 781.38 657.86 417.28 369.06 243.10 285.17 103.86 16.48 0.61 Power & Fuel Cost - 4.96 3.89 2.83 1.79 1.67 1.26 0.84 0.37 0.08 0.00 % Of Sales - 0.19% 0.17% 0.20% 0.22% 0.24% 0.18% 0.17% 0.15% 0.15% 0% Employee Cost - 533.91 446.43 322.56 237.08 186.88 147.01 103.83 65.23 8.33 0.09 % Of Sales - 20.84% 19.85% 22.58% 28.48% 27.31% 20.58% 20.64% 26.75% 15.97% 23.68% Manufacturing Exp. - 53.60 54.01 39.38 25.98 18.77 31.52 32.74 7.58 2.38 0.48 % Of Sales - 2.09% 2.40% 2.76% 3.12% 2.74% 4.41% 6.51% 3.11% 4.56% 126.32% General & Admin Exp. - 121.67 89.68 65.86 38.52 25.93 28.29 15.25 23.64 1.27 0.02 % Of Sales - 4.75% 3.99% 4.61% 4.63% 3.79% 3.96% 3.03% 9.69% 2.44% 5.26% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 1,183.90 191.26 230.06 115.70 137.48 36.28 133.35 7.42 4.49 0.00 % Of Sales - 46.22% 8.50% 16.10% 13.90% 20.09% 5.08% 26.51% 3.04% 8.61% 2.63% EBITDA 520.69 668.62 1,467.55 770.90 415.23 315.11 471.21 217.88 139.98 35.67 -0.23 EBITDA Margin 21.16% 26.10% 65.26% 53.96% 49.88% 46.06% 65.97% 43.31% 57.41% 68.40% -60.53% Other Income 2.91 15.41 15.76 17.58 10.44 12.11 36.12 8.35 0.00 0.00 0.00 Interest 909.65 930.11 866.04 549.01 340.15 299.33 233.84 189.18 81.79 21.06 0.00 Depreciation 43.65 42.84 35.44 26.61 20.78 18.83 2.96 1.84 0.97 0.02 0.00 PBT -429.70 -288.90 581.84 212.87 64.72 9.05 270.52 35.21 57.22 14.60 -0.23 Tax -100.13 -66.38 132.26 48.98 17.32 2.00 69.30 49.63 20.18 5.19 -0.07 Tax Rate 23.30% 22.98% 22.73% 23.01% 26.76% 22.10% 25.62% 140.95% 35.27% 35.55% 30.43% PAT -329.56 -222.52 449.58 163.89 47.40 7.05 201.22 -14.42 37.04 9.41 -0.16 PAT before Minority Interest -329.56 -222.52 449.58 163.89 47.40 7.05 201.22 -14.42 37.04 9.41 -0.16 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin -13.39% -8.69% 19.99% 11.47% 5.69% 1.03% 28.17% -2.87% 15.19% 18.04% -42.11% PAT Growth -170.55% - 174.32% 245.76% 572.34% -96.50% - - 293.62% - EPS -19.33 -13.05 26.37 9.61 2.78 0.41 11.80 -0.85 2.17 0.55 -0.01

Results Balance Sheet

Standalone Figures in Rs. Crores

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 19 Mar 18 Mar 17
Shareholder's Funds 2,632.23 2,804.35 1,625.85 1,336.58 889.89 885.79 402.94 189.02 Share Capital 167.60 167.27 140.20 133.33 114.17 114.17 102.88 88.17 Total Reserves 2,446.72 2,622.28 1,480.22 1,202.02 774.75 770.70 299.46 100.85 Non-Current Liabilities 3,481.20 3,597.62 6,491.01 3,996.77 3,010.26 2,498.26 2,039.13 750.52 Secured Loans 0.00 0.00 6,437.36 3,854.01 2,873.79 2,426.38 1,719.77 723.62 Unsecured Loans 3,366.02 3,300.28 55.81 142.60 141.87 24.89 293.44 25.00 Long Term Provisions 58.02 156.64 3.61 4.94 4.64 0.90 0.65 3.81 Current Liabilities 4,696.61 5,333.88 406.56 253.33 275.09 146.13 112.72 522.26 Trade Payables 19.02 24.18 11.93 7.53 2.71 5.49 5.17 0.00 Other Current Liabilities 117.19 185.19 394.63 245.80 272.38 140.63 107.55 513.45 Short Term Borrowings 4,560.40 5,124.51 0.00 0.00 0.00 0.00 0.00 0.00 Short Term Provisions 0.00 0.00 0.00 0.00 0.00 0.00 0.00 8.81 Total Liabilities 10,810.04 11,735.85 8,523.42 5,586.68 4,175.24 3,530.18 2,554.79 1,461.80 Net Block 222.62 214.66 171.90 121.25 109.98 20.67 13.19 7.18 Gross Block 307.77 282.27 208.22 177.81 128.00 26.40 16.00 8.17 Accumulated Depreciation 85.15 67.62 36.32 56.56 18.02 5.72 2.81 0.99 Non Current Assets 9,576.32 9,962.19 7,277.10 4,528.73 3,417.12 2,726.93 1,869.93 1,059.79 Capital Work in Progress 0.00 0.00 0.00 0.00 0.00 0.66 0.00 0.53 Non Current Investment 354.34 46.71 63.36 0.05 0.00 0.00 0.00 0.00 Long Term Loans & Adv. 127.06 158.74 15.27 7.56 13.10 0.39 0.51 3.40 Other Non Current Assets 132.11 255.72 0.00 1.85 0.00 5.96 2.39 56.80 Current Assets 1,233.72 1,773.66 1,246.32 1,057.96 758.12 803.25 684.87 402.01 Current Investments 0.00 0.00 0.00 0.00 0.05 0.00 0.00 0.00 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 22.11 14.52 72.21 16.77 9.29 3.82 3.47 1.78 Cash & Bank 1,049.63 1,336.34 1,150.41 999.92 744.98 780.93 671.66 346.38 Other Current Assets 161.98 422.81 18.64 0.00 3.80 18.50 9.74 53.85 Short Term Loans & Adv. 0.00 0.00 5.06 41.27 3.80 18.50 9.74 0.56 Net Current Assets -3,462.89 -3,560.22 839.76 804.63 483.03 657.13 572.15 -120.26 Total Assets 10,810.04 11,735.85 8,523.42 5,586.69 4,175.24 3,530.18 2,554.80 1,461.80

Cash Flow

Standalone Figures in Rs. Crores

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 19 Mar 18 Mar 17
Cash From Operating Activity 1,382.03 -1,271.69 -2,332.88 -1,083.58 -703.96 -601.81 -698.85 -468.89 PBT -288.90 581.84 212.87 64.72 9.05 270.52 35.21 57.22 Adjustment 2,043.93 884.61 157.98 44.06 105.58 -173.33 25.12 8.10 Changes in Working Capital -262.20 -2,613.71 -2,669.57 -1,139.29 -813.36 -629.78 -706.84 -513.74 Cash after chg. in Working capital 1,492.82 -1,147.26 -2,298.73 -1,030.51 -698.72 -532.59 -646.51 -448.42 Interest Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Tax Paid -110.79 -124.43 -34.15 -53.07 -5.23 -69.22 -52.33 -20.47 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity -127.79 -225.33 -180.03 -73.80 -37.95 -6.21 -12.22 -65.76 Net Fixed Assets -25.50 -74.05 -30.41 -49.81 -100.94 -11.06 -7.30 Net Investments -307.63 16.65 -63.31 0.00 -0.05 0.00 0.00 Others 205.34 -167.93 -86.31 -23.99 63.04 4.85 -4.92 Cash from Financing Activity -1,484.64 1,671.02 2,566.54 1,344.13 79.69 706.81 966.05 801.29 Net Cash Inflow / Outflow -230.40 174.00 53.63 186.75 -662.22 98.79 254.99 266.65 Opening Cash & Equivalents 927.65 753.65 705.83 519.08 1,181.29 571.22 316.23 48.10 Closing Cash & Equivalent 697.25 927.65 759.46 705.83 519.08 670.01 571.22 314.74

Financial Ratios

Standalone

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 19 Mar 18 Mar 17
Book Value (Rs.) 155.99 166.77 136.69 115.28 77.86 77.50 39.11 22.03 ROA -1.97% 4.44% 2.32% 0.97% 0.17% 6.61% -0.72% 3.73% ROE -8.24% 20.50% 11.25% 4.30% 0.79% 31.27% -4.91% 29.18% ROCE 5.89% 14.97% 11.33% 8.76% 7.97% 17.53% 12.01% 15.42% Fixed Asset Turnover 8.68 9.17 7.40 5.11 5.34 33.69 41.62 46.48 Receivable days 2.61 7.04 11.37 5.71 5.42 1.86 1.90 1.87 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 0.00 0.00 0.00 10.65 6.78 0.00 Cash Conversion Cycle 2.61 7.04 11.37 5.71 5.42 -8.79 -4.88 1.87 Total Debt/Equity 3.03 3.02 4.01 2.99 3.39 2.77 5.00 5.99 Interest Cover 0.69 1.67 1.39 1.19 1.03 2.16 1.19 1.70

Top Investors:

greater pacific capital wiv ltd

creation investments india, llc

subha joseph

Annual Reports:

News Update:

Muthoot Microfin raises Rs 75 crore through NCDs
4th Nov 2025, 15:50 PM

The Debenture Issue and Allotment Committee of the company in its meeting held on November 04 2025, has allotted the same
Read More
Muthoot Microfin raises Rs 100 crore through NCDs
12th Sep 2025, 16:42 PM

The Debenture Issue and Allotment Committee of the company in its meeting held on September 12, 2025 has allotted the same
Read More
Muthoot Microfin - Quarterly Results
11th Aug 2025, 18:50 PM

Read More
Muthoot Microfin expands footprint into Assam
29th Jul 2025, 18:05 PM

Assam’s inclusion marks the company’s entry into one of India’s promising yet underserved microfinance markets
Read More

Muthoot Microfin Ltd.

Finance - NBFC

BSE: 544055 | NSE: MUTHOOTMF

Stock Summary

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Standalone Figures in Rs. Crores /

Annual Results

Standalone Figures in Rs. Crores

Results Balance Sheet

Standalone Figures in Rs. Crores

Cash Flow

Standalone Figures in Rs. Crores

Financial Ratios

Standalone

Top Investors:

Annual Reports:

News Update:

Muthoot Microfin Ltd.

Finance - NBFC

BSE: 544055 | NSE: MUTHOOTMF

Stock Summary

Shareholding Pattern

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Standalone Figures in Rs. Crores /

Annual Results

Standalone Figures in Rs. Crores

Results Balance Sheet

Standalone Figures in Rs. Crores

Cash Flow

Standalone Figures in Rs. Crores

Financial Ratios

Standalone

Top Investors:

Annual Reports:

News Update: