Muthoot Microfin, 544055, MUTHOOTMF Share Price, Rating, Research, Analysis, Fundamental & Historical Data

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

3,157.52
N/A
10

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

9,583.49
N/A
1.17

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

10 Years
5 Years
3 Years

47.61
30.22
21.48

EBITDA CAGR (%)

10 Years
5 Years
3 Years

34.06
16.24
-2.81

PAT CAGR (%)

10 Years
5 Years
3 Years

P:E (Median)

8 Years
5 Years
3 Years

-
-
7.71

P:BV (Average)

8 Years
5 Years
3 Years

-
-
1.13

EV:EBITDA (Average)

8 Years
5 Years
3 Years

-
-
10.94

Earnings Forecasts:

(Updated: 03-01-2026)

Description 2024 2025 2026 2027
Adj EPS -13.05 12.8 23.65 31.3
P/E Ratio -14.20 14.48 7.84 5.92
Revenue 2561.69 1609.75 1882.3 2229.15
EBITDA 795.51
Net Income -222.52 214.85 396.5 524.55
ROA -1.98 1.89 3.15 3.57
P/B Ratio 1.20 1.09 0.96 0.82
ROE -8.19 7.85 13 14.9
FCFF 1874.9
FCFF Yield 18.85
Net Debt 6932.22
BVPS 154.39 169.9 193.75 225

Quarterly Results

Standalone Figures in Rs. Crores /

Consolidated

Description Sep 25 Sep 24 Var% Jun 25 Jun 24 Var% Mar 25 Mar 24 Var% Dec 24 Dec 23 Var%
Net Sales 576.33 662.41 -12.99% 558.62 663.47 -15.80% 555.03 643.22 -13.71% 680.78 576.76 18.04%
Expenses 317.95 333.90 -4.78% 332.54 273.31 21.67% 845.04 227.24 271.87% 428.15 208.44 105.41%
EBITDA 258.37 328.51 -21.35% 226.08 390.16 -42.05% -290.01 415.98 - 252.63 368.32 -31.41%
EBIDTM 44.83% 49.59% 40.47% 58.81% -52.25% 64.67% 37.11% 63.86%
Other Income 1.06 0.62 70.97% 0.44 0.28 57.14% 1.19 1.86 -36.02% 0.66 2.34 -71.79%
Interest 211.31 237.41 -10.99% 209.76 233.70 -10.24% 221.71 230.69 -3.89% 237.29 231.59 2.46%
Depreciation 11.02 10.53 4.65% 11.00 10.18 8.06% 11.18 9.76 14.55% 10.94 9.22 18.66%
PBT 37.11 81.19 -54.29% 5.76 146.56 -96.07% -521.71 177.39 - 5.06 129.84 -96.10%
Tax 6.59 19.58 -66.34% -0.42 33.34 - -120.56 57.63 - 1.27 5.28 -75.95%
PAT 30.52 61.61 -50.46% 6.18 113.22 -94.54% -401.15 119.76 - 3.80 124.57 -96.95%
PATM 5.30% 9.30% 1.11% 17.07% -72.28% 18.62% 0.56% 21.60%
EPS 1.79 3.61 -50.42% 0.36 6.64 -94.58% -23.53 7.02 - 0.22 7.31 -96.99%

Description Sep 25 Sep 24 Var% Jun 25 Jun 24 Var% Mar 25 Mar 24 Var% Dec 24 Dec 23 Var%
Net Sales 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Expenses 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
EBITDA 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
EBIDTM 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Other Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Interest 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Depreciation 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PBT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Tax 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PAT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PATM 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EPS 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0

Annual Results

Standalone Figures in Rs. Crores

Description TTM Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15
Net Sales 2,370.76 2,561.69 2,248.93 1,428.76 832.51 684.17 714.31 503.05 243.84 52.15 0.38 Net Sales Growth -6.88% 13.91% 57.40% 71.62% 21.68% -4.22% 42.00% 106.30% 367.57% 13623.68% Cost Of Goods Sold -0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 2,370.77 2,561.69 2,248.93 1,428.76 832.51 684.17 714.31 503.05 243.84 52.15 0.38 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 1,923.68 1,893.07 781.38 657.86 417.28 369.06 243.10 285.17 103.86 16.48 0.61 Power & Fuel Cost - 4.96 3.89 2.83 1.79 1.67 1.26 0.84 0.37 0.08 0.00 % Of Sales - 0.19% 0.17% 0.20% 0.22% 0.24% 0.18% 0.17% 0.15% 0.15% 0% Employee Cost - 533.91 446.43 322.56 237.08 186.88 147.01 103.83 65.23 8.33 0.09 % Of Sales - 20.84% 19.85% 22.58% 28.48% 27.31% 20.58% 20.64% 26.75% 15.97% 23.68% Manufacturing Exp. - 53.60 54.01 39.38 25.98 18.77 31.52 32.74 7.58 2.38 0.48 % Of Sales - 2.09% 2.40% 2.76% 3.12% 2.74% 4.41% 6.51% 3.11% 4.56% 126.32% General & Admin Exp. - 121.67 89.68 65.86 38.52 25.93 28.29 15.25 23.64 1.27 0.02 % Of Sales - 4.75% 3.99% 4.61% 4.63% 3.79% 3.96% 3.03% 9.69% 2.44% 5.26% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 1,183.90 191.26 230.06 115.70 137.48 36.28 133.35 7.42 4.49 0.00 % Of Sales - 46.22% 8.50% 16.10% 13.90% 20.09% 5.08% 26.51% 3.04% 8.61% 2.63% EBITDA 447.07 668.62 1,467.55 770.90 415.23 315.11 471.21 217.88 139.98 35.67 -0.23 EBITDA Margin 18.86% 26.10% 65.26% 53.96% 49.88% 46.06% 65.97% 43.31% 57.41% 68.40% -60.53% Other Income 3.35 15.41 15.76 17.58 10.44 12.11 36.12 8.35 0.00 0.00 0.00 Interest 880.07 930.11 866.04 549.01 340.15 299.33 233.84 189.18 81.79 21.06 0.00 Depreciation 44.14 42.84 35.44 26.61 20.78 18.83 2.96 1.84 0.97 0.02 0.00 PBT -473.78 -288.90 581.84 212.87 64.72 9.05 270.52 35.21 57.22 14.60 -0.23 Tax -113.12 -66.38 132.26 48.98 17.32 2.00 69.30 49.63 20.18 5.19 -0.07 Tax Rate 23.88% 22.98% 22.73% 23.01% 26.76% 22.10% 25.62% 140.95% 35.27% 35.55% 30.43% PAT -360.65 -222.52 449.58 163.89 47.40 7.05 201.22 -14.42 37.04 9.41 -0.16 PAT before Minority Interest -360.65 -222.52 449.58 163.89 47.40 7.05 201.22 -14.42 37.04 9.41 -0.16 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin -15.21% -8.69% 19.99% 11.47% 5.69% 1.03% 28.17% -2.87% 15.19% 18.04% -42.11% PAT Growth -186.04% - 174.32% 245.76% 572.34% -96.50% - - 293.62% - EPS -21.15 -13.05 26.37 9.61 2.78 0.41 11.80 -0.85 2.17 0.55 -0.01

Results Balance Sheet

Standalone Figures in Rs. Crores

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 19 Mar 18 Mar 17
Shareholder's Funds 2,632.23 2,804.35 1,625.85 1,336.58 889.89 885.79 402.94 189.02 Share Capital 167.60 167.27 140.20 133.33 114.17 114.17 102.88 88.17 Total Reserves 2,446.72 2,622.28 1,480.22 1,202.02 774.75 770.70 299.46 100.85 Non-Current Liabilities 3,481.20 3,597.62 6,491.01 3,996.77 3,010.26 2,498.26 2,039.13 750.52 Secured Loans 0.00 0.00 6,437.36 3,854.01 2,873.79 2,426.38 1,719.77 723.62 Unsecured Loans 3,366.02 3,300.28 55.81 142.60 141.87 24.89 293.44 25.00 Long Term Provisions 58.02 156.64 3.61 4.94 4.64 0.90 0.65 3.81 Current Liabilities 4,696.61 5,333.88 406.56 253.33 275.09 146.13 112.72 522.26 Trade Payables 19.02 24.18 11.93 7.53 2.71 5.49 5.17 0.00 Other Current Liabilities 117.19 185.19 394.63 245.80 272.38 140.63 107.55 513.45 Short Term Borrowings 4,560.40 5,124.51 0.00 0.00 0.00 0.00 0.00 0.00 Short Term Provisions 0.00 0.00 0.00 0.00 0.00 0.00 0.00 8.81 Total Liabilities 10,810.04 11,735.85 8,523.42 5,586.68 4,175.24 3,530.18 2,554.79 1,461.80 Net Block 222.62 214.66 171.90 121.25 109.98 20.67 13.19 7.18 Gross Block 307.77 282.27 208.22 177.81 128.00 26.40 16.00 8.17 Accumulated Depreciation 85.15 67.62 36.32 56.56 18.02 5.72 2.81 0.99 Non Current Assets 9,576.32 9,962.19 7,277.10 4,528.73 3,417.12 2,726.93 1,869.93 1,059.79 Capital Work in Progress 0.00 0.00 0.00 0.00 0.00 0.66 0.00 0.53 Non Current Investment 354.34 46.71 63.36 0.05 0.00 0.00 0.00 0.00 Long Term Loans & Adv. 127.06 158.74 15.27 7.56 13.10 0.39 0.51 3.40 Other Non Current Assets 132.11 255.72 0.00 1.85 0.00 5.96 2.39 56.80 Current Assets 1,233.72 1,773.66 1,246.32 1,057.96 758.12 803.25 684.87 402.01 Current Investments 0.00 0.00 0.00 0.00 0.05 0.00 0.00 0.00 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 22.11 14.52 72.21 16.77 9.29 3.82 3.47 1.78 Cash & Bank 1,049.63 1,336.34 1,150.41 999.92 744.98 780.93 671.66 346.38 Other Current Assets 161.98 422.81 18.64 0.00 3.80 18.50 9.74 53.85 Short Term Loans & Adv. 0.00 0.00 5.06 41.27 3.80 18.50 9.74 0.56 Net Current Assets -3,462.89 -3,560.22 839.76 804.63 483.03 657.13 572.15 -120.26 Total Assets 10,810.04 11,735.85 8,523.42 5,586.69 4,175.24 3,530.18 2,554.80 1,461.80

Cash Flow

Standalone Figures in Rs. Crores

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 19 Mar 18 Mar 17
Cash From Operating Activity 1,382.03 -1,271.69 -2,332.88 -1,083.58 -703.96 -601.81 -698.85 -468.89 PBT -288.90 581.84 212.87 64.72 9.05 270.52 35.21 57.22 Adjustment 2,043.93 884.61 157.98 44.06 105.58 -173.33 25.12 8.10 Changes in Working Capital -262.20 -2,613.71 -2,669.57 -1,139.29 -813.36 -629.78 -706.84 -513.74 Cash after chg. in Working capital 1,492.82 -1,147.26 -2,298.73 -1,030.51 -698.72 -532.59 -646.51 -448.42 Interest Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Tax Paid -110.79 -124.43 -34.15 -53.07 -5.23 -69.22 -52.33 -20.47 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity -127.79 -225.33 -180.03 -73.80 -37.95 -6.21 -12.22 -65.76 Net Fixed Assets -25.50 -74.05 -30.41 -49.81 -100.94 -11.06 -7.30 Net Investments -307.63 16.65 -63.31 0.00 -0.05 0.00 0.00 Others 205.34 -167.93 -86.31 -23.99 63.04 4.85 -4.92 Cash from Financing Activity -1,484.64 1,671.02 2,566.54 1,344.13 79.69 706.81 966.05 801.29 Net Cash Inflow / Outflow -230.40 174.00 53.63 186.75 -662.22 98.79 254.99 266.65 Opening Cash & Equivalents 927.65 753.65 705.83 519.08 1,181.29 571.22 316.23 48.10 Closing Cash & Equivalent 697.25 927.65 759.46 705.83 519.08 670.01 571.22 314.74

Financial Ratios

Standalone

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 19 Mar 18 Mar 17
Book Value (Rs.) 155.99 166.77 136.69 115.28 77.86 77.50 39.11 22.03 ROA -1.97% 4.44% 2.32% 0.97% 0.17% 6.61% -0.72% 3.73% ROE -8.24% 20.50% 11.25% 4.30% 0.79% 31.27% -4.91% 29.18% ROCE 5.89% 14.97% 11.33% 8.76% 7.97% 17.53% 12.01% 15.42% Fixed Asset Turnover 8.68 9.17 7.40 5.11 5.34 33.69 41.62 46.48 Receivable days 2.61 7.04 11.37 5.71 5.42 1.86 1.90 1.87 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 0.00 0.00 0.00 10.65 6.78 0.00 Cash Conversion Cycle 2.61 7.04 11.37 5.71 5.42 -8.79 -4.88 1.87 Total Debt/Equity 3.03 3.02 4.01 2.99 3.39 2.77 5.00 5.99 Interest Cover 0.69 1.67 1.39 1.19 1.03 2.16 1.19 1.70

Top Investors:

greater pacific capital wiv ltd

creation investments india, llc

subha joseph

Annual Reports:

News Update:

Muthoot Microfin raises Rs 75 crore through NCDs
6th Jan 2026, 15:08 PM

The Debenture Issue and Allotment Committee of the company in its meeting held on January 06, 2026, has allotted the same
Read More
Muthoot Microfin’s Individual Loan portfolio AUM crosses Rs 1000 crore mark
29th Dec 2025, 11:19 AM

The overall Assets Under Management of the company has surpassed Rs 13,000 crore
Read More
Muthoot Microfin to raise Rs 450 crore through NCDs
28th Nov 2025, 14:58 PM

The funds will support the company’s pan-India expansion, while reinforcing its focus on building a more resilient financial foundation
Read More
Muthoot Microfin raises Rs 75 crore through NCDs
4th Nov 2025, 15:50 PM

The Debenture Issue and Allotment Committee of the company in its meeting held on November 04 2025, has allotted the same
Read More

Muthoot Microfin Ltd.

Finance - NBFC

BSE: 544055 | NSE: MUTHOOTMF

Stock Summary

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Earnings Forecasts:

Quarterly Results

Standalone Figures in Rs. Crores /

Annual Results

Standalone Figures in Rs. Crores

Results Balance Sheet

Standalone Figures in Rs. Crores

Cash Flow

Standalone Figures in Rs. Crores

Financial Ratios

Standalone

Top Investors:

Annual Reports:

News Update:

Muthoot Microfin Ltd.

Finance - NBFC

BSE: 544055 | NSE: MUTHOOTMF

Stock Summary

Shareholding Pattern

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Earnings Forecasts:

Quarterly Results

Standalone Figures in Rs. Crores /

Annual Results

Standalone Figures in Rs. Crores

Results Balance Sheet

Standalone Figures in Rs. Crores

Cash Flow

Standalone Figures in Rs. Crores

Financial Ratios

Standalone

Top Investors:

Annual Reports:

News Update: