Nifty
Sensex
:
:
11966.60
40894.38
-79.20 (-0.66%)
-161.31 (-0.39%)

Finance - NBFC

Rating :
51/99

BSE: 532900 | NSE: PAISALO

269.85
18-Feb-2020
  • Open
  • High
  • Low
  • Previous Close
  •  271.00
  •  273.00
  •  262.10
  •  272.85
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  4008
  •  10.77
  •  488.90
  •  205.10

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 1,145.91
  • 22.20
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 2,207.54
  • 0.37%
  • 1.50

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 46.07%
  • 21.62%
  • 2.79%
  • FII
  • DII
  • Others
  • 25.46%
  • 0.00%
  • 4.06%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 13.68
  • 13.60
  • 10.60

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 11.00
  • 13.61
  • 6.23

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 7.98
  • 5.00
  • 2.81

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 21.07
  • 20.83
  • 20.80

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.89
  • 1.86
  • 1.87

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 9.04
  • 9.98
  • 9.62

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Dec 19
Dec 18
Var%
Sep 19
Sep 18
Var%
Jun 19
Jun 18
Var%
Mar 19
Mar 18
Var%
Net Sales
98.48
97.57
0.93%
92.74
90.02
3.02%
92.75
85.68
8.25%
90.19
71.80
25.61%
Expenses
30.56
30.21
1.16%
28.81
27.80
3.63%
31.14
26.88
15.85%
36.99
16.91
118.75%
EBITDA
67.92
67.36
0.83%
63.92
62.21
2.75%
61.62
58.80
4.80%
53.20
54.90
-3.10%
EBIDTM
68.96%
69.03%
68.93%
69.11%
66.43%
68.63%
58.99%
76.46%
Other Income
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Interest
40.37
40.14
0.57%
38.43
33.85
13.53%
37.33
34.06
9.60%
43.91
35.59
23.38%
Depreciation
1.05
1.29
-18.60%
1.06
1.10
-3.64%
0.85
1.10
-22.73%
1.21
1.58
-23.42%
PBT
26.49
25.93
2.16%
24.43
27.26
-10.38%
23.44
23.64
-0.85%
8.08
17.73
-54.43%
Tax
6.21
7.08
-12.29%
4.38
5.66
-22.61%
7.67
4.23
81.32%
12.56
18.17
-30.88%
PAT
20.28
18.85
7.59%
20.05
21.60
-7.18%
15.77
19.41
-18.75%
-4.48
-0.45
-
PATM
20.59%
19.32%
21.62%
23.99%
17.01%
22.66%
-4.97%
-0.62%
EPS
4.80
4.65
3.23%
4.74
5.33
-11.07%
3.73
4.79
-22.13%
-1.10
-0.11
-

Annual Results

Standalone Figures in Rs. Crores /

Consolidated
Description
TTM
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Net Sales
374.16
360.60
303.13
266.54
205.02
190.58
219.45
238.41
Net Sales Growth
8.43%
18.96%
13.73%
30.01%
7.58%
-13.16%
-7.95%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
374.16
360.60
303.13
266.54
205.02
190.58
219.45
238.41
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
127.50
125.74
103.24
92.96
68.24
66.50
73.01
67.82
Power & Fuel Cost
-
0.57
0.53
0.31
0.30
0.21
0.21
0.17
% Of Sales
-
0.16%
0.17%
0.12%
0.15%
0.11%
0.10%
0.07%
Employee Cost
-
21.91
14.79
11.72
9.55
7.41
6.01
5.56
% Of Sales
-
6.08%
4.88%
4.40%
4.66%
3.89%
2.74%
2.33%
Manufacturing Exp.
-
2.95
3.75
4.21
2.58
2.11
3.87
4.05
% Of Sales
-
0.82%
1.24%
1.58%
1.26%
1.11%
1.76%
1.70%
General & Admin Exp.
-
44.50
38.34
38.46
34.78
30.21
32.57
31.66
% Of Sales
-
12.34%
12.65%
14.43%
16.96%
15.85%
14.84%
13.28%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
56.38
46.35
38.57
21.33
26.77
30.56
26.55
% Of Sales
-
15.64%
15.29%
14.47%
10.40%
14.05%
13.93%
11.14%
EBITDA
246.66
234.86
199.89
173.58
136.78
124.08
146.44
170.59
EBITDA Margin
65.92%
65.13%
65.94%
65.12%
66.72%
65.11%
66.73%
71.55%
Other Income
0.00
0.00
4.50
0.00
0.00
1.43
0.00
0.00
Interest
160.04
149.11
117.52
94.29
66.66
58.09
61.86
65.24
Depreciation
4.17
0.84
0.44
0.43
0.46
0.87
0.46
0.60
PBT
82.44
84.90
86.43
78.86
69.66
66.57
84.12
104.75
Tax
30.82
28.52
28.68
26.98
24.35
22.39
28.14
33.98
Tax Rate
37.38%
33.59%
33.18%
34.21%
34.96%
33.63%
33.45%
32.44%
PAT
51.62
56.38
57.75
51.88
45.31
44.17
55.98
70.77
PAT before Minority Interest
51.62
56.38
57.75
51.88
45.31
44.17
55.98
70.77
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
13.80%
15.64%
19.05%
19.46%
22.10%
23.18%
25.51%
29.68%
PAT Growth
-13.11%
-2.37%
11.31%
14.50%
2.58%
-21.10%
-20.90%
 
Unadjusted EPS
12.17
13.90
15.18
12.79
11.17
10.82
13.73
17.38

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Shareholder's Funds
664.12
613.70
563.54
519.56
531.82
494.93
443.82
Share Capital
40.57
40.57
40.57
40.57
43.07
43.07
43.07
Total Reserves
623.56
573.13
522.97
479.00
488.75
451.86
400.75
Non-Current Liabilities
189.98
186.50
141.92
52.26
61.48
85.78
226.35
Secured Loans
0.00
0.00
10.44
18.53
8.04
21.98
57.62
Unsecured Loans
123.00
123.00
95.00
0.00
0.00
0.00
8.53
Long Term Provisions
60.83
56.02
4.98
3.47
2.58
2.41
2.59
Current Liabilities
1,381.83
1,298.30
900.84
794.01
529.09
535.13
617.31
Trade Payables
45.35
7.10
0.00
0.00
0.00
0.00
0.00
Other Current Liabilities
371.08
323.21
115.53
101.43
98.73
62.68
196.04
Short Term Borrowings
952.69
955.52
648.30
550.47
402.36
409.69
320.60
Short Term Provisions
12.72
12.46
137.01
142.10
28.00
62.76
100.66
Total Liabilities
2,235.93
2,098.50
1,606.30
1,365.83
1,122.39
1,115.84
1,287.48
Net Block
9.44
6.72
3.14
3.07
3.19
2.67
2.61
Gross Block
17.09
13.52
9.55
9.06
8.85
16.53
16.03
Accumulated Depreciation
7.64
6.80
6.41
5.99
5.65
13.86
13.42
Non Current Assets
78.64
70.48
47.14
48.45
24.44
37.76
54.81
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Non Current Investment
0.00
0.00
23.90
26.23
2.17
29.36
46.86
Long Term Loans & Adv.
68.84
63.24
20.10
19.15
19.08
5.73
5.34
Other Non Current Assets
0.36
0.52
0.00
0.00
0.00
0.00
0.00
Current Assets
2,151.47
2,018.33
1,549.31
1,304.48
1,082.20
1,058.82
1,218.19
Current Investments
23.90
23.90
0.82
0.41
29.81
22.84
26.42
Inventories
0.00
0.00
1,374.89
1,106.73
1,011.29
963.63
1,034.10
Sundry Debtors
12.60
15.30
0.00
0.00
0.00
0.00
0.00
Cash & Bank
14.05
11.47
8.65
27.93
14.86
8.96
60.06
Other Current Assets
2,100.91
0.10
104.14
111.99
26.23
63.39
97.61
Short Term Loans & Adv.
2,100.86
1,967.56
60.81
57.41
26.22
63.38
97.59
Net Current Assets
769.64
720.04
648.47
510.47
553.11
523.69
600.88
Total Assets
2,235.93
2,098.49
1,606.30
1,365.83
1,122.38
1,115.84
1,287.48

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Cash From Operating Activity
-2.86
-381.91
-202.82
-74.23
21.29
-13.55
-0.95
PBT
234.02
203.96
78.86
69.66
124.65
145.98
204.13
Adjustment
5.09
-0.30
5.77
6.82
4.93
4.42
2.56
Changes in Working Capital
-59.83
-436.00
-256.67
-136.74
-37.01
-87.97
-108.30
Cash after chg. in Working capital
179.28
-232.35
-172.04
-60.25
92.58
62.43
98.39
Interest Paid
-149.11
-117.52
0.00
0.00
-58.09
0.00
0.00
Tax Paid
-32.52
-30.59
-29.27
-12.18
-11.25
-14.12
-31.58
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
-0.51
-1.45
-1.50
-1.80
-1.95
0.00
0.00
Cash From Investing Activity
-3.57
4.29
1.43
3.57
20.27
20.57
27.53
Net Fixed Assets
-3.57
-3.94
-0.48
-0.20
7.68
-0.50
Net Investments
0.00
0.82
1.62
-20.00
45.56
20.83
Others
0.00
7.41
0.29
23.77
-32.97
0.24
Cash from Financing Activity
9.01
379.62
182.11
83.73
-35.66
-58.12
-33.52
Net Cash Inflow / Outflow
2.58
2.00
-19.28
13.07
5.90
-51.10
-6.94
Opening Cash & Equivalents
11.47
9.47
27.93
14.86
8.96
60.06
67.00
Closing Cash & Equivalent
14.05
11.47
8.65
27.93
14.86
8.96
60.06

Financial Ratios

Standalone /

Consolidated
Description
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Book Value (Rs.)
161.38
148.92
136.51
124.91
126.62
116.66
105.24
ROA
2.60%
3.12%
3.49%
3.64%
3.95%
4.66%
5.50%
ROE
8.96%
9.98%
9.79%
8.88%
8.95%
12.44%
16.58%
ROCE
13.71%
13.64%
14.53%
13.62%
13.59%
16.94%
20.83%
Fixed Asset Turnover
23.57
26.29
28.65
22.90
15.02
13.48
14.87
Receivable days
14.12
18.42
0.00
0.00
0.00
0.00
0.00
Inventory Days
0.00
0.00
1699.16
1885.41
1891.21
1661.38
1583.19
Payable days
295.33
57.16
0.00
0.00
0.00
0.00
0.00
Cash Conversion Cycle
-281.21
-38.74
1699.16
1885.41
1891.21
1661.38
1583.19
Total Debt/Equity
1.64
1.79
1.36
1.12
0.80
0.91
0.90
Interest Cover
1.57
1.74
1.84
2.05
2.15
2.36
2.61

News Update:


  • Paisalo Digital allots NCD on private placement basis
    13th Feb 2020, 16:35 PM

    The company has allotted one Unlisted Unsecured 12% Non-Convertible Debenture of face value of Rs 1,00,00,000

    Read More
  • Paisalo Digital raises Rs 6 crore via NCDs
    31st Jan 2020, 10:49 AM

    The Board of Directors of the company in their meeting held January 30, 2020 has allotted the same

    Read More
  • Paisalo Digital gets nod to raise Rs 99 crore via NCDs
    30th Jan 2020, 11:41 AM

    The Board of Directors of the company in their meeting held on January 30, 2020 has considered and approved the same

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.