Nifty

:

24435.95

Sensex

:

77966.35

-35.75 (-0.15%)
-187.90 (-0.24%)

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Nifty
Sensex

:
:

24435.95
77966.35

-35.75 (-0.15%)
-187.90 (-0.24%)

Paisalo Digital Ltd.

Finance - NBFC

Rating :

66/99

BSE: 532900 | NSE: PAISALO

Watchlist

NSE BSE

68.75

12-Aug-2026

Open
High
Low
Previous Close

68.9
69.7
68.5
69.31

Volume
Traded Value (lacs)
52 Week High
52 Week Low

5772773
399718564.04
77.39
29.86

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

6,250.23
24.87
1

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

9,217.92
0.15%
3.37

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

10 Years
5 Years
3 Years

14.16
17.38
17.68

EBITDA CAGR (%)

10 Years
5 Years
3 Years

15.94
19.98
11.91

PAT CAGR (%)

10 Years
5 Years
3 Years

16.01
28.12
28.82

P:E (Median)

8 Years
5 Years
3 Years

29.35
29.07
22.57

P:BV (Average)

8 Years
5 Years
3 Years

2.77
3.04
2.98

EV:EBITDA (Average)

8 Years
5 Years
3 Years

12.90
13.55
12.00

Earnings Forecasts:

(Updated: 08-08-2026)

Description 2026 2027 2028 2029
Adj EPS 56 23 18.48 2.65
P/E Ratio 1.23 2.99 3.72 25.94
Revenue 23.13 19.33 17.21 917
EBITDA 1082.6 1282.3 1484.8 -
Net Income - - - 256.7
ROA 302.1 360.8 405.2 -
P/B Ratio - - - 3.82
ROE 3.42 2.88 2.48 -
FCFF 14.6 14.9 14.4 -57
FCFF Yield 36.7 80.7 111 -0.53
Net Debt 0.34 0.75 1.03 -
BVPS - - - 18

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone

Description Jun 26 Jun 25 Var% Mar 26 Mar 25 Var% Dec 25 Dec 24 Var% Sep 25 Sep 24 Var%
Net Sales 254.62 209.59 21.48% 255.67 189.72 34.76% 236.31 193.76 21.96% 215.83 175.93 22.68%
Expenses 54.79 53.77 1.90% 69.16 44.92 53.96% 51.20 33.20 54.22% 49.99 35.85 39.44%
EBITDA 199.83 155.82 28.24% 186.51 144.80 28.81% 185.11 160.55 15.30% 165.84 140.08 18.39%
EBIDTM 78.48% 74.34% 72.95% 76.32% 78.33% 82.86% 76.84% 79.62%
Other Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Interest 113.90 90.69 25.59% 86.10 81.68 5.41% 93.03 77.50 20.04% 95.40 72.42 31.73%
Depreciation 4.33 2.20 96.82% 4.73 2.23 112.11% 3.13 1.23 154.47% 2.18 1.04 109.62%
PBT 81.60 62.93 29.67% 95.68 61.48 55.63% 88.17 81.83 7.75% 68.26 66.61 2.48%
Tax 20.74 16.27 27.47% 24.43 16.47 48.33% 22.21 19.76 12.40% 17.46 17.09 2.17%
PAT 60.86 46.66 30.43% 71.25 45.01 58.30% 65.97 62.07 6.28% 50.81 49.52 2.61%
PATM 23.90% 22.26% 27.87% 23.72% 27.92% 32.03% 23.54% 28.15%
EPS 0.67 0.51 31.37% 0.78 0.49 59.18% 0.73 0.68 7.35% 0.56 0.54 3.70%

Description Jun 26 Jun 25 Var% Mar 26 Mar 25 Var% Dec 25 Dec 24 Var% Sep 25 Sep 24 Var%
Net Sales 260.29 218.71 19.01% 260.92 193.77 34.65% 240.05 203.75 17.82% 224.01 187.03 19.77%
Expenses 58.18 58.64 -0.78% 71.60 43.38 65.05% 52.63 38.14 37.99% 55.06 41.52 32.61%
EBITDA 202.11 160.07 26.26% 189.32 150.39 25.89% 187.43 165.62 13.17% 168.95 145.50 16.12%
EBIDTM 77.65% 73.19% 72.56% 77.61% 78.08% 81.28% 75.42% 77.80%
Other Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Interest 115.58 94.27 22.61% 87.58 85.83 2.04% 94.71 82.08 15.39% 97.77 77.32 26.45%
Depreciation 4.33 2.20 96.82% 4.73 2.23 112.11% 3.13 1.23 154.47% 2.18 1.05 107.62%
PBT 82.20 63.60 29.25% 97.01 63.11 53.72% 88.80 82.31 7.88% 69.00 67.14 2.77%
Tax 20.89 16.43 27.15% 24.78 16.83 47.24% 22.54 19.87 13.44% 17.46 17.22 1.39%
PAT 61.31 47.17 29.98% 72.23 46.29 56.04% 66.26 62.43 6.13% 51.54 49.91 3.27%
PATM 23.56% 21.57% 27.68% 23.89% 27.60% 30.64% 23.01% 26.69%
EPS 0.67 0.52 28.85% 0.79 0.51 54.90% 0.73 0.70 4.29% 0.57 0.56 1.79%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone

Right to Left

Description TTM Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Net Sales 962.43 734.83 605.04 422.97 356.40 311.55 337.45 317.74 273.67 249.52 193.37 Net Sales Growth 25.15% 21.45% 43.05% 18.68% 14.40% -7.68% 6.20% 16.10% 9.68% 29.04% Cost Of Goods Sold -0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 962.44 734.83 605.04 422.97 356.40 311.55 337.45 317.74 273.67 249.52 193.37 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 225.14 156.66 123.94 111.78 81.26 89.13 128.07 109.11 89.71 83.56 59.46 Power & Fuel Cost - 1.00 0.86 0.82 0.56 0.50 0.60 0.57 0.53 0.31 0.30 % Of Sales - 0.14% 0.14% 0.19% 0.16% 0.16% 0.18% 0.18% 0.19% 0.12% 0.16% Employee Cost - 53.99 40.52 26.37 18.73 17.32 18.65 16.67 12.04 9.13 7.47 % Of Sales - 7.35% 6.70% 6.23% 5.26% 5.56% 5.53% 5.25% 4.40% 3.66% 3.86% Manufacturing Exp. - 18.30 22.92 6.44 3.14 2.58 3.41 3.22 4.38 4.70 2.91 % Of Sales - 2.49% 3.79% 1.52% 0.88% 0.83% 1.01% 1.01% 1.60% 1.88% 1.50% General & Admin Exp. - 58.13 55.91 31.43 16.97 23.94 28.99 36.10 33.13 32.05 28.50 % Of Sales - 7.91% 9.24% 7.43% 4.76% 7.68% 8.59% 11.36% 12.11% 12.84% 14.74% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 26.24 4.58 47.54 42.42 45.29 77.02 53.11 40.17 37.69 0.00 % Of Sales - 3.57% 0.76% 11.24% 11.90% 14.54% 22.82% 16.71% 14.68% 15.11% 10.64% EBITDA 737.29 578.17 481.10 311.19 275.14 222.42 209.38 208.63 183.96 165.96 133.91 EBITDA Margin 76.61% 78.68% 79.52% 73.57% 77.20% 71.39% 62.05% 65.66% 67.22% 66.51% 69.25% Other Income 0.00 0.00 0.06 0.13 0.01 0.00 0.00 0.00 4.50 0.00 0.00 Interest 388.43 309.30 239.82 180.35 166.79 143.76 133.57 123.11 104.96 88.37 64.87 Depreciation 14.37 4.27 3.40 2.54 1.96 2.06 1.88 0.82 0.43 0.40 0.44 PBT 333.71 264.60 237.95 128.42 106.39 76.60 73.92 84.70 83.08 77.19 68.60 Tax 84.84 67.51 61.52 32.14 27.68 19.61 19.88 27.93 27.04 25.89 23.47 Tax Rate 25.42% 25.46% 25.79% 25.95% 26.02% 25.39% 26.89% 32.98% 32.55% 33.54% 34.21% PAT 248.89 197.69 177.02 91.69 78.71 57.64 54.04 56.77 56.04 51.29 45.13 PAT before Minority Interest 248.89 197.69 177.02 91.69 78.71 57.64 54.04 56.77 56.04 51.29 45.13 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 25.86% 26.90% 29.26% 21.68% 22.08% 18.50% 16.01% 17.87% 20.48% 20.56% 23.34% PAT Growth 22.45% 11.68% 93.06% 16.49% 36.55% 6.66% -4.81% 1.30% 9.26% 13.65% EPS 2.74 2.17 1.95 1.01 0.87 0.63 0.59 0.62 0.62 0.56 0.50

Description TTM Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Net Sales 985.27 771.11 658.75 473.19 392.22 346.02 374.77 360.60 303.13 266.54 205.02 Net Sales Growth 22.66% 17.06% 39.21% 20.64% 13.35% -7.67% 3.93% 18.96% 13.73% 30.01% Cost Of Goods Sold -0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 985.28 771.11 658.75 473.19 392.22 346.02 374.77 360.60 303.13 266.54 205.02 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 237.47 170.96 144.63 131.34 99.00 104.66 142.16 125.74 103.24 92.96 68.24 Power & Fuel Cost - 1.00 0.86 0.82 0.56 0.50 0.60 0.57 0.53 0.31 0.30 % Of Sales - 0.13% 0.13% 0.17% 0.14% 0.14% 0.16% 0.16% 0.17% 0.12% 0.15% Employee Cost - 56.10 42.54 28.33 20.70 18.99 20.83 21.91 14.79 11.72 9.55 % Of Sales - 7.28% 6.46% 5.99% 5.28% 5.49% 5.56% 6.08% 4.88% 4.40% 4.66% Manufacturing Exp. - 18.30 22.92 6.45 3.15 2.58 3.44 3.40 4.53 4.84 3.02 % Of Sales - 2.37% 3.48% 1.36% 0.80% 0.75% 0.92% 0.94% 1.49% 1.82% 1.47% General & Admin Exp. - 63.49 65.28 39.66 17.64 24.42 30.81 44.05 37.56 38.46 34.78 % Of Sales - 8.23% 9.91% 8.38% 4.50% 7.06% 8.22% 12.22% 12.39% 14.43% 16.96% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 33.07 13.90 56.90 57.52 58.67 87.09 56.38 46.35 37.94 0.00 % Of Sales - 4.29% 2.11% 12.02% 14.67% 16.96% 23.24% 15.64% 15.29% 14.23% 10.19% EBITDA 747.81 600.15 514.12 341.85 293.22 241.36 232.61 234.86 199.89 173.58 136.78 EBITDA Margin 75.90% 77.83% 78.04% 72.24% 74.76% 69.75% 62.07% 65.13% 65.94% 65.12% 66.72% Other Income 0.00 0.00 0.06 0.13 0.01 0.00 0.00 0.00 4.50 0.00 0.00 Interest 395.64 328.31 270.07 208.67 184.11 161.95 156.55 149.11 117.52 94.29 66.66 Depreciation 14.37 4.27 3.40 2.55 1.96 2.07 1.90 0.84 0.44 0.43 0.46 PBT 337.01 267.57 240.71 130.77 107.15 77.34 74.16 84.90 86.43 78.86 69.66 Tax 85.67 68.24 62.21 32.62 27.87 19.79 20.03 28.52 28.68 26.98 24.35 Tax Rate 25.42% 25.43% 25.79% 25.84% 26.02% 25.45% 27.01% 33.59% 33.18% 34.21% 34.96% PAT 251.34 200.12 178.97 93.62 79.25 57.98 54.13 56.38 57.75 51.88 45.31 PAT before Minority Interest 251.34 200.12 178.97 93.62 79.25 57.98 54.13 56.38 57.75 51.88 45.31 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 25.51% 25.95% 27.17% 19.78% 20.21% 16.76% 14.44% 15.64% 19.05% 19.46% 22.10% PAT Growth 22.13% 11.82% 91.17% 18.13% 36.69% 7.11% -3.99% -2.37% 11.31% 14.50% EPS 2.76 2.20 1.97 1.03 0.87 0.64 0.60 0.62 0.63 0.57 0.50

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone

Right to Left

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Shareholder's Funds 1,517.65 1,314.72 1,150.19 1,012.61 854.48 755.89 654.29 603.42 554.13 510.35 Share Capital 90.22 89.81 44.91 43.92 42.30 42.30 40.57 40.57 40.57 40.57 Total Reserves 1,427.44 1,224.91 1,105.28 951.24 766.18 713.59 613.72 562.85 513.56 469.78 Non-Current Liabilities 3,000.65 1,775.31 857.79 555.93 428.82 287.09 211.41 133.12 131.10 35.53 Secured Loans 1,942.24 1,141.55 430.91 131.40 51.96 58.97 0.00 0.00 0.00 2.12 Unsecured Loans 1,034.09 627.43 416.08 412.31 367.44 220.00 204.00 123.00 95.00 0.00 Long Term Provisions 19.22 14.97 11.47 9.60 7.75 6.93 6.81 6.52 4.59 3.14 Current Liabilities 621.58 874.26 1,111.26 1,073.73 904.73 1,105.21 1,145.64 1,171.26 848.52 747.18 Trade Payables 65.19 26.34 11.05 14.35 19.83 9.68 44.43 6.74 0.00 0.00 Other Current Liabilities 33.44 62.77 23.37 5.79 32.45 211.68 295.52 327.08 115.38 101.24 Short Term Borrowings 435.60 686.58 970.82 937.64 766.56 791.17 742.19 778.51 597.55 505.06 Short Term Provisions 87.35 98.56 106.01 115.94 85.89 92.68 63.50 58.93 135.59 140.89 Total Liabilities 5,139.88 3,964.29 3,119.24 2,642.27 2,188.03 2,148.19 2,011.34 1,907.80 1,533.75 1,293.06 Net Block 74.60 66.44 66.27 63.61 64.26 66.25 9.41 6.66 3.09 2.99 Gross Block 98.89 86.56 83.17 78.31 77.10 77.03 16.78 13.21 9.27 8.79 Accumulated Depreciation 24.29 20.13 16.91 14.70 12.84 10.78 7.38 6.55 6.18 5.79 Non Current Assets 134.96 126.83 132.68 129.99 130.61 132.60 77.00 74.15 89.33 90.60 Capital Work in Progress 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non Current Investment 60.04 60.04 66.14 66.14 66.14 66.14 66.14 66.14 66.14 68.47 Long Term Loans & Adv. 0.32 0.36 0.27 0.23 0.21 0.22 1.46 1.35 20.10 19.15 Other Non Current Assets 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Current Assets 4,988.67 3,837.46 2,986.56 2,511.54 2,055.41 2,011.89 1,928.51 1,823.97 1,434.56 1,189.55 Current Investments 2.50 2.24 1.28 1.78 0.00 0.00 0.00 0.00 0.82 0.11 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,261.84 996.94 Sundry Debtors 21.13 11.90 9.38 27.88 31.25 10.65 9.56 11.07 0.00 0.00 Cash & Bank 103.67 13.56 28.25 9.56 46.82 31.34 9.52 11.22 8.33 24.04 Other Current Assets 4,861.37 50.28 63.59 48.57 1,977.33 1,969.90 1,909.43 1,801.68 163.57 168.44 Short Term Loans & Adv. 4,836.60 3,759.47 2,884.05 2,423.75 1,977.31 1,805.55 1,752.02 1,675.37 59.43 56.45 Net Current Assets 4,367.08 2,963.20 1,875.30 1,437.82 1,150.67 906.68 782.87 652.71 586.05 442.37 Total Assets 5,139.89 3,964.29 3,119.24 2,642.27 2,188.03 2,148.18 2,011.33 1,907.80 1,533.74 1,293.05

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Shareholder's Funds 1,534.98 1,329.42 1,162.54 1,023.47 865.03 765.98 664.12 613.70 563.54 519.56 Share Capital 90.22 89.81 44.91 43.92 42.30 42.30 40.57 40.57 40.57 40.57 Total Reserves 1,444.76 1,239.61 1,117.63 962.10 776.73 723.68 623.56 573.13 522.97 479.00 Non-Current Liabilities 3,100.29 1,920.79 1,086.88 681.48 474.49 358.24 296.30 243.44 141.92 52.26 Secured Loans 1,985.40 1,219.76 585.53 204.46 96.86 129.24 83.77 109.26 10.44 18.53 Unsecured Loans 1,089.79 693.63 488.98 463.71 367.44 220.00 204.00 123.00 95.00 0.00 Long Term Provisions 20.03 15.99 12.88 10.57 8.49 7.79 7.83 7.58 4.98 3.47 Current Liabilities 673.91 934.68 1,186.97 1,146.11 997.36 1,205.32 1,275.51 1,241.35 900.84 794.01 Trade Payables 66.58 29.24 13.14 15.10 20.32 10.35 45.35 7.10 0.00 0.00 Other Current Liabilities 33.67 62.90 23.56 5.89 32.45 211.69 295.53 327.09 115.53 101.43 Short Term Borrowings 484.28 742.01 1,042.68 1,007.79 857.26 887.85 868.92 846.26 648.30 550.47 Short Term Provisions 89.39 100.52 107.59 117.32 87.33 95.44 65.72 60.90 137.01 142.10 Total Liabilities 5,309.18 4,184.89 3,436.39 2,851.06 2,336.88 2,329.54 2,235.93 2,098.49 1,606.30 1,365.83 Net Block 74.61 66.44 66.28 63.62 64.27 66.27 9.44 6.72 3.14 3.07 Gross Block 99.21 86.88 83.49 78.62 77.40 77.33 17.09 13.52 9.55 9.06 Accumulated Depreciation 24.60 20.43 17.21 15.00 13.13 11.06 7.64 6.80 6.41 5.99 Non Current Assets 92.86 85.01 91.30 88.35 88.53 90.52 35.16 32.49 47.14 48.45 Capital Work in Progress 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non Current Investment 17.80 17.80 23.90 23.90 23.90 23.90 23.90 23.90 23.90 26.23 Long Term Loans & Adv. 0.32 0.36 0.27 0.23 0.21 0.22 1.46 1.35 20.10 19.15 Other Non Current Assets 0.13 0.41 0.85 0.60 0.15 0.13 0.36 0.52 0.00 0.00 Current Assets 5,200.06 4,099.88 3,345.08 2,761.95 2,246.34 2,235.33 2,194.95 2,056.31 1,549.31 1,304.48 Current Investments 2.50 2.24 1.28 1.78 0.00 0.00 0.00 0.00 0.82 0.41 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,374.89 1,106.73 Sundry Debtors 21.21 12.25 9.75 28.07 31.69 11.89 12.60 15.30 0.00 0.00 Cash & Bank 104.81 14.58 29.11 10.34 47.78 34.99 14.05 11.47 8.65 27.93 Other Current Assets 5,071.53 50.28 63.59 48.57 2,166.87 2,188.45 2,168.30 2,029.54 164.95 169.40 Short Term Loans & Adv. 5,046.76 4,020.53 3,241.35 2,673.19 2,166.85 2,024.10 2,010.89 1,903.23 60.81 57.41 Net Current Assets 4,526.15 3,165.20 2,158.11 1,615.84 1,248.98 1,030.01 919.44 814.96 648.47 510.47 Total Assets 5,309.18 4,184.89 3,436.38 2,851.04 2,336.88 2,329.54 2,235.93 2,098.48 1,606.30 1,365.83

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone

Right to Left

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Cash From Operating Activity -893.96 -669.45 -347.48 -337.21 -126.54 -7.72 26.02 -266.37 -199.92 10.40 PBT 573.90 477.77 308.77 273.19 220.36 207.50 207.81 188.03 77.19 133.47 Adjustment 27.61 6.95 49.94 44.37 47.35 78.90 5.07 -0.45 5.73 6.79 Changes in Working Capital -1,114.36 -841.26 -484.53 -457.00 -227.93 -138.19 -34.21 -319.64 -253.58 -51.05 Cash after chg. in Working capital -512.84 -356.54 -125.81 -139.44 39.78 148.21 178.67 -132.06 -170.66 89.22 Interest Paid -309.30 -239.82 -180.35 -166.79 -143.76 -133.57 -123.11 -104.96 0.00 -64.87 Tax Paid -69.20 -71.55 -34.96 -29.37 -19.93 -21.37 -29.04 -27.91 -27.76 -12.15 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items -2.61 -1.53 -6.35 -1.61 -2.64 -0.98 -0.51 -1.45 -1.50 -1.80 Cash From Investing Activity -12.68 2.60 -5.07 -3.08 -0.07 -0.30 -3.57 4.32 1.13 -21.75 Net Fixed Assets -12.33 -3.39 -4.86 -1.21 -0.07 -60.25 -3.57 -3.94 -0.48 -0.20 Net Investments -0.26 5.14 0.50 -1.78 0.00 0.00 0.00 0.82 1.62 -20.00 Others -0.09 0.85 -0.71 -0.09 0.00 59.95 0.00 7.44 -0.01 -1.55 Cash from Financing Activity 996.74 652.16 371.23 303.03 142.09 29.84 -24.15 264.12 183.08 22.07 Net Cash Inflow / Outflow 90.10 -14.68 18.69 -37.26 15.48 21.83 -1.70 2.07 -15.71 10.72 Opening Cash & Equivalents 13.56 28.25 9.56 46.82 31.34 9.52 11.22 9.15 24.04 13.33 Closing Cash & Equivalent 103.67 13.56 28.25 9.56 46.82 31.34 9.52 11.22 8.33 24.04

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Cash From Operating Activity -841.53 -569.75 -452.17 -396.38 -97.89 35.17 -2.86 -381.91 -202.82 -74.23 PBT 595.88 510.78 339.44 291.26 239.30 230.71 234.02 203.96 78.86 136.32 Adjustment 34.44 16.26 59.31 59.48 60.74 88.99 5.09 -0.30 5.77 6.82 Changes in Working Capital -1,072.26 -752.61 -601.45 -530.83 -216.11 -103.65 -59.83 -436.00 -256.67 -136.74 Cash after chg. in Working capital -441.94 -225.57 -202.70 -180.09 83.93 216.05 179.28 -232.35 -172.04 6.41 Interest Paid -328.31 -270.07 -208.67 -184.11 -161.95 -156.55 -149.11 -117.52 0.00 -66.66 Tax Paid -68.86 -72.47 -34.51 -30.54 -17.01 -23.36 -32.52 -30.59 -29.27 -12.18 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items -2.43 -1.64 -6.29 -1.64 -2.86 -0.98 -0.51 -1.45 -1.50 -1.80 Cash From Investing Activity -12.68 2.60 -5.07 -3.08 -0.07 -0.30 -3.57 4.29 1.43 3.57 Net Fixed Assets -12.33 -3.39 -4.86 -1.21 -0.07 -60.25 -3.57 -3.94 -0.48 -0.20 Net Investments -0.26 5.14 0.50 -1.78 0.00 0.00 0.00 0.82 1.62 -20.00 Others -0.09 0.85 -0.71 -0.09 0.00 59.95 0.00 7.41 0.29 23.77 Cash from Financing Activity 944.44 552.61 476.01 362.03 110.74 -13.93 9.01 379.62 182.11 83.73 Net Cash Inflow / Outflow 90.23 -14.53 18.77 -37.44 12.78 20.94 2.58 2.00 -19.28 13.07 Opening Cash & Equivalents 14.58 29.11 10.34 47.78 34.99 14.05 11.47 9.47 27.93 14.86 Closing Cash & Equivalent 104.81 14.58 29.11 10.34 47.78 34.99 14.05 11.47 8.65 27.93

Financial Ratios

Consolidated /

Standalone

Right to Left

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Book Value (Rs.) 16.61 14.60 12.77 22.57 18.98 177.00 158.96 146.38 134.19 122.64 ROA 4.34% 5.00% 3.18% 3.26% 2.66% 2.60% 2.90% 3.26% 3.63% 3.75% ROE 14.07% 14.40% 8.58% 8.78% 7.43% 7.76% 9.17% 9.85% 9.85% 9.01% ROCE 13.24% 14.21% 11.15% 12.08% 11.47% 12.17% 13.47% 13.76% 14.77% 13.89% Fixed Asset Turnover 7.92 7.13 5.24 4.59 4.04 7.19 21.19 24.35 27.64 22.26 Receivable days 8.20 6.42 16.08 30.28 24.55 10.93 11.85 14.76 0.00 0.00 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1652.10 1848.11 Payable days 0.00 0.00 0.00 0.00 0.00 335.31 340.62 119.79 0.00 0.00 Cash Conversion Cycle 8.20 6.42 16.08 30.28 24.55 -324.38 -328.77 -105.02 1652.10 1848.11 Total Debt/Equity 2.28 1.87 1.59 1.49 1.48 1.43 1.47 1.52 1.27 1.02 Interest Cover 1.86 1.99 1.69 1.64 1.54 1.55 1.69 1.79 1.87 2.06

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Book Value (Rs.) 16.80 14.77 12.91 22.81 19.23 179.38 161.38 148.92 136.51 124.91 ROA 4.22% 4.70% 2.98% 3.06% 2.48% 2.37% 2.60% 3.12% 3.49% 3.64% ROE 14.08% 14.40% 8.66% 8.73% 7.38% 7.66% 8.96% 9.98% 9.79% 8.88% ROCE 13.18% 14.09% 11.22% 11.94% 11.48% 12.12% 13.40% 13.64% 14.53% 13.62% Fixed Asset Turnover 8.29 7.73 5.84 5.03 4.47 7.94 23.57 26.29 28.65 22.90 Receivable days 7.92 6.09 14.59 27.80 22.98 11.92 14.12 18.42 0.00 0.00 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1699.16 1885.41 Payable days 0.00 0.00 0.00 0.00 0.00 320.93 291.32 110.52 0.00 0.00 Cash Conversion Cycle 7.92 6.09 14.59 27.80 22.98 -309.01 -277.20 -92.10 1699.16 1885.41 Total Debt/Equity 2.35 2.00 1.83 1.67 1.62 1.63 1.77 1.79 1.36 1.12 Interest Cover 1.82 1.89 1.61 1.58 1.48 1.47 1.57 1.74 1.84 2.05

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Annual Reports:

News Update:

Paisalo Digital - Quarterly Results
6th Aug 2026, 00:00 AM

Read More
Paisalo Digital gets nod to raise funds via NCDs
11th May 2026, 16:44 PM

The Board of Directors of the Company at its meeting held on May 10, 2026, inter alia, approved the same
Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.

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