Nifty
:
25571.25
Sensex
:
82814.71
116.90 (0.46%)
316.57 (0.38%)
Nifty
Sensex
:
:
25571.25
82814.71
116.90 (0.46%)
316.57 (0.38%)

PTC India Financial Services Ltd.

Finance - NBFC

Rating :
50/99

BSE: 533344 | NSE: PFS

NSE BSE
31.82
20-Feb-2026
  • Open
  • High
  • Low
  • Previous Close
  •  32.4
  •  32.49
  •  31.47
  •  32.17
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  429885
  •  13749584.34
  •  44.2
  •  29.41

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 2,047.60
  • 6.17
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 3,300.74
  • N/A
  • 0.68

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 64.99%
  • 1.34%
  • 24.07%
  • FII
  • DII
  • Others
  • 2.17%
  • 5.06%
  • 2.37%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -6.09
  • -10.94
  • -7.14

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -5.74
  • -6.84
  • -2.36

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -5.72
  • 53.34
  • 7.28

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 12.69
  • 14.60
  • 12.05

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.63
  • 0.73
  • 0.88

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 10.19
  • 9.85
  • 8.55

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Dec 25
Dec 24
Var%
Sep 25
Sep 24
Var%
Jun 25
Jun 24
Var%
Mar 25
Mar 24
Var%
Net Sales
121.74
158.07
-22.98%
131.84
163.43
-19.33%
141.91
161.21
-11.97%
150.68
176.47
-14.61%
Expenses
-1.08
-2.27
-
-45.22
15.35
-
-71.24
12.14
-
6.64
63.93
-89.61%
EBITDA
122.82
160.34
-23.40%
177.06
148.08
19.57%
213.15
149.07
42.99%
144.04
112.54
27.99%
EBIDTM
100.89%
101.44%
134.30%
90.61%
150.20%
92.47%
95.59%
63.77%
Other Income
3.30
0.05
6,500.00%
0.02
0.00
0
0.33
0.01
3,200.00%
4.56
0.45
913.33%
Interest
57.64
78.11
-26.21%
57.57
83.10
-30.72%
65.34
88.16
-25.88%
71.70
92.12
-22.17%
Depreciation
1.88
1.62
16.05%
1.88
1.57
19.75%
1.83
1.58
15.82%
1.79
1.61
11.18%
PBT
64.17
80.66
-20.44%
117.63
63.41
85.51%
146.31
59.34
146.56%
75.11
19.26
289.98%
Tax
15.08
13.52
11.54%
29.49
16.07
83.51%
9.68
14.94
-35.21%
16.95
5.42
212.73%
PAT
49.09
67.14
-26.88%
88.14
47.34
86.19%
136.63
44.40
207.73%
58.16
13.84
320.23%
PATM
40.32%
42.47%
66.85%
28.97%
96.28%
27.54%
38.60%
7.84%
EPS
0.76
1.05
-27.62%
1.37
0.74
85.14%
2.13
0.69
208.70%
0.91
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Net Sales
546.17
633.37
761.07
790.88
952.88
1,130.57
1,364.25
1,334.42
1,187.78
1,350.79
1,186.91
Net Sales Growth
-17.14%
-16.78%
-3.77%
-17.00%
-15.72%
-17.13%
2.24%
12.35%
-12.07%
13.81%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
546.17
633.37
761.07
790.88
952.88
1,130.57
1,364.25
1,334.42
1,187.78
1,350.79
1,186.91
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
-110.90
43.26
142.80
125.80
207.37
289.41
240.94
107.29
650.02
175.13
121.08
Power & Fuel Cost
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Employee Cost
-
18.46
20.58
19.63
18.93
16.74
16.41
14.04
14.74
12.77
10.15
% Of Sales
-
2.91%
2.70%
2.48%
1.99%
1.48%
1.20%
1.05%
1.24%
0.95%
0.86%
Manufacturing Exp.
-
3.26
2.91
3.67
2.73
2.82
2.38
8.12
7.66
6.77
6.24
% Of Sales
-
0.51%
0.38%
0.46%
0.29%
0.25%
0.17%
0.61%
0.64%
0.50%
0.53%
General & Admin Exp.
-
12.94
12.71
13.14
11.86
17.37
17.66
13.44
11.85
10.76
8.08
% Of Sales
-
2.04%
1.67%
1.66%
1.24%
1.54%
1.29%
1.01%
1.00%
0.80%
0.68%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
8.60
106.60
89.35
173.85
252.48
204.49
71.69
615.78
144.83
0.00
% Of Sales
-
1.36%
14.01%
11.30%
18.24%
22.33%
14.99%
5.37%
51.84%
10.72%
8.14%
EBITDA
657.07
590.11
618.27
665.08
745.51
841.16
1,123.31
1,227.13
537.76
1,175.66
1,065.83
EBITDA Margin
120.31%
93.17%
81.24%
84.09%
78.24%
74.40%
82.34%
91.96%
45.27%
87.03%
89.80%
Other Income
8.21
16.48
15.50
6.20
16.03
11.25
5.46
2.10
0.61
1.09
0.01
Interest
252.25
321.51
411.31
432.83
581.55
753.04
950.39
945.49
685.53
644.69
530.11
Depreciation
7.38
6.56
6.48
6.08
6.07
5.95
6.34
2.73
3.26
3.38
4.30
PBT
403.22
278.52
215.98
232.37
173.91
93.42
172.04
281.00
-150.43
528.68
531.44
Tax
71.20
61.47
55.23
56.56
43.93
67.81
62.04
96.86
-50.19
183.35
140.35
Tax Rate
17.66%
22.07%
25.57%
24.34%
25.26%
72.59%
36.06%
34.47%
33.36%
34.68%
26.41%
PAT
332.02
217.05
160.75
175.81
129.98
25.60
110.00
184.14
-100.23
345.33
391.10
PAT before Minority Interest
332.02
217.05
160.75
175.81
129.98
25.60
110.00
184.14
-100.23
345.33
391.10
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
60.79%
34.27%
21.12%
22.23%
13.64%
2.26%
8.06%
13.80%
-8.44%
25.57%
32.95%
PAT Growth
92.23%
35.02%
-8.57%
35.26%
407.73%
-76.73%
-40.26%
-
-
-11.70%
 
EPS
5.17
3.38
2.50
2.74
2.02
0.40
1.71
2.87
-1.56
5.38
6.09

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Shareholder's Funds
2,754.32
2,538.74
2,442.74
2,263.87
2,119.50
2,114.82
2,066.55
1,939.35
2,419.28
1,742.54
Share Capital
642.28
642.28
642.28
642.28
642.28
642.28
642.28
642.28
642.28
562.08
Total Reserves
2,112.04
1,896.46
1,800.46
1,621.59
1,477.22
1,472.54
1,424.27
1,297.07
1,777.00
1,180.45
Non-Current Liabilities
1,742.56
2,775.76
5,050.49
7,854.53
9,261.50
9,783.39
10,819.95
10,298.38
5,408.27
5,316.18
Secured Loans
1,758.48
2,804.05
5,098.23
7,117.51
8,571.03
9,159.90
10,258.33
9,833.59
4,715.88
4,843.63
Unsecured Loans
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Long Term Provisions
2.79
1.83
2.39
768.62
767.59
749.13
748.00
747.18
712.17
477.01
Current Liabilities
1,155.51
1,162.45
91.04
132.48
836.99
362.50
864.75
539.53
3,518.71
2,174.77
Trade Payables
5.85
2.11
1.86
1.76
2.89
6.65
3.23
5.28
4.20
3.93
Other Current Liabilities
63.12
59.21
65.65
126.84
230.93
240.83
201.53
138.54
659.26
681.99
Short Term Borrowings
1,086.33
1,100.89
23.53
3.88
603.16
115.02
660.00
395.27
2,855.18
1,407.62
Short Term Provisions
0.21
0.24
0.00
0.00
0.00
0.00
0.00
0.44
0.06
81.23
Total Liabilities
5,652.39
6,476.95
7,584.27
10,250.88
12,217.99
12,260.71
13,751.25
12,777.26
11,346.26
9,233.49
Net Block
22.80
25.44
30.42
11.58
16.28
21.90
12.31
14.20
14.99
18.20
Gross Block
78.50
75.31
74.20
65.23
64.11
63.90
48.07
47.65
45.23
45.12
Accumulated Depreciation
55.70
49.87
43.78
53.66
47.83
42.01
35.76
33.46
30.24
26.92
Non Current Assets
4,534.58
4,969.42
6,988.83
9,291.70
11,358.78
11,821.93
13,703.32
12,710.22
10,596.21
8,533.96
Capital Work in Progress
0.11
0.20
0.15
0.00
0.00
0.00
0.00
0.06
0.06
0.00
Non Current Investment
268.38
122.04
91.25
350.03
373.30
355.68
95.87
63.01
114.28
234.90
Long Term Loans & Adv.
56.05
31.78
9.86
861.02
997.20
1,054.49
931.11
801.78
641.04
444.42
Other Non Current Assets
1.09
8.01
10.30
10.08
11.28
21.62
19.97
25.01
27.11
29.54
Current Assets
1,117.81
1,507.53
595.43
959.19
859.21
438.77
47.94
67.04
750.05
699.52
Current Investments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
0.49
0.62
4.20
1.11
3.77
3.97
8.61
5.66
5.67
1.14
Cash & Bank
1,110.65
1,504.01
589.88
957.04
854.60
432.83
38.92
58.23
35.38
24.76
Other Current Assets
6.67
1.47
0.54
0.64
0.84
1.98
0.41
3.16
709.00
673.62
Short Term Loans & Adv.
2.73
1.43
0.82
0.41
0.16
0.86
0.03
1.04
206.35
200.88
Net Current Assets
-37.70
345.08
504.39
826.71
22.22
76.27
-816.81
-472.49
-2,768.66
-1,475.25
Total Assets
5,652.39
6,476.95
7,584.26
10,250.89
12,217.99
12,260.70
13,751.26
12,777.26
11,346.26
9,233.48

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Cash From Operating Activity
1,139.22
2,562.99
1,887.28
2,721.40
1,311.04
3,228.32
236.47
-1,301.71
-888.47
-1,166.77
PBT
278.52
215.98
232.37
173.91
93.42
172.04
281.00
-150.43
528.68
531.44
Adjustment
309.24
493.89
513.81
758.90
1,004.76
1,151.23
997.14
1,294.51
897.16
734.35
Changes in Working Capital
618.84
1,928.08
1,131.58
1,657.41
165.87
2,028.43
-912.60
-2,295.14
-2,122.78
-2,272.92
Cash after chg. in Working capital
1,206.60
2,637.95
1,877.75
2,590.22
1,264.05
3,351.70
365.54
-1,151.06
-696.94
-1,007.12
Interest Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
-67.38
-74.96
9.53
131.18
46.99
-123.38
-129.07
-150.65
-191.54
-159.64
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
775.67
-689.06
259.48
-153.76
-162.06
-385.68
-0.25
-12.76
-5.32
-0.46
Net Fixed Assets
-3.10
-1.16
-9.12
-1.12
-0.21
-15.83
-0.36
-2.42
-0.17
Net Investments
-146.34
-30.79
258.78
23.27
-17.62
-259.81
-32.86
51.27
120.62
Others
925.11
-657.11
9.82
-175.91
-144.23
-110.04
32.97
-61.61
-125.77
Cash from Financing Activity
-1,383.21
-1,668.76
-2,459.08
-2,719.04
-882.76
-2,651.69
-257.29
1,338.13
904.42
1,169.43
Net Cash Inflow / Outflow
531.68
205.17
-312.33
-151.40
266.22
190.95
-21.07
23.66
10.62
2.20
Opening Cash & Equivalents
230.84
25.67
338.00
489.40
223.18
32.23
53.30
29.64
24.76
22.56
Closing Cash & Equivalent
762.52
230.84
25.67
338.00
489.40
223.18
32.23
53.30
35.38
24.76

Financial Ratios

Consolidated /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Book Value (Rs.)
42.88
39.53
38.03
35.25
33.00
32.93
32.18
30.19
37.67
31.00
ROA
3.58%
2.29%
1.97%
1.16%
0.21%
0.85%
1.39%
-0.83%
3.36%
4.24%
ROE
8.20%
6.45%
7.47%
5.93%
1.21%
5.26%
9.19%
-4.60%
16.60%
22.44%
ROCE
9.96%
8.96%
7.85%
7.31%
7.46%
9.21%
9.75%
4.71%
12.27%
12.36%
Fixed Asset Turnover
8.24
10.18
11.34
14.73
17.66
24.37
27.88
25.58
29.90
26.31
Receivable days
0.32
1.16
1.22
0.93
1.25
1.68
1.95
1.74
0.92
0.35
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
0.00
0.00
0.00
0.00
68.74
59.50
65.03
62.48
67.27
Cash Conversion Cycle
0.32
1.16
1.22
0.93
1.25
-67.06
-57.55
-63.29
-61.56
-66.91
Total Debt/Equity
1.03
1.54
2.10
3.15
4.33
4.39
5.28
5.27
3.36
3.93
Interest Cover
1.87
1.53
1.54
1.30
1.12
1.18
1.30
0.78
1.82
2.00

Annual Reports:

FY 2025
FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017

News Update:


  • PTC India Fin. Serv - Quarterly Results
    21st Jan 2026, 00:00 AM

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.