Nifty
:
24252.00
Sensex
:
77540.83
20.15 (0.08%)
3.11 (0.00%)
Nifty
Sensex
:
:
24252.00
77540.83
20.15 (0.08%)
3.11 (0.00%)

PTC India Financial Services Ltd.

Finance - NBFC

Rating :
39/99

BSE: 533344 | NSE: PFS

NSE BSE
27.76
21-Aug-2026
  • Open
  • High
  • Low
  • Previous Close
  •  27.82
  •  28.08
  •  27.7
  •  27.82
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  274704
  •  7655717.04
  •  40.5
  •  23.85

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 1,786.83
  • 8.01
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 2,493.66
  • N/A
  • 0.57

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 64.99%
  • 1.75%
  • 23.81%
  • FII
  • DII
  • Others
  • 2.03%
  • 5.05%
  • 2.37%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -6.09
  • -10.94
  • -7.14

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -5.74
  • -6.84
  • -2.36

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -5.72
  • 53.34
  • 7.28

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 12.13
  • 12.69
  • 12.05

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.63
  • 0.73
  • 0.90

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 9.84
  • 9.20
  • 7.53

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Jun 26
Jun 25
Var%
Mar 26
Mar 25
Var%
Dec 25
Dec 24
Var%
Sep 25
Sep 24
Var%
Net Sales
103.31
141.91
-27.20%
119.08
152.99
-22.16%
121.74
158.07
-22.98%
131.84
163.43
-19.33%
Expenses
8.86
-71.24
-
11.74
8.95
31.17%
-1.08
-2.27
-
-45.22
15.35
-
EBITDA
94.45
213.15
-55.69%
107.34
144.04
-25.48%
122.82
160.34
-23.40%
177.06
148.08
19.57%
EBIDTM
91.42%
150.20%
90.14%
94.15%
100.89%
101.44%
134.30%
90.61%
Other Income
0.00
0.33
-100.00%
0.03
4.56
-99.34%
3.30
0.05
6,500.00%
0.02
0.00
0
Interest
38.50
65.34
-41.08%
43.94
71.70
-38.72%
57.64
78.11
-26.21%
57.57
83.10
-30.72%
Depreciation
1.70
1.83
-7.10%
1.84
1.79
2.79%
1.88
1.62
16.05%
1.88
1.57
19.75%
PBT
54.25
146.31
-62.92%
61.59
75.11
-18.00%
64.17
80.66
-20.44%
117.63
63.41
85.51%
Tax
14.01
9.68
44.73%
16.09
16.95
-5.07%
15.08
13.52
11.54%
29.49
16.07
83.51%
PAT
40.24
136.63
-70.55%
45.50
58.16
-21.77%
49.09
67.14
-26.88%
88.14
47.34
86.19%
PATM
38.95%
96.28%
38.21%
38.02%
40.32%
42.47%
66.85%
28.97%
EPS
0.63
2.13
-70.42%
0.71
0.91
-21.98%
0.76
1.05
-27.62%
1.37
0.74
85.14%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Net Sales
475.97
633.37
761.07
790.88
952.88
1,130.57
1,364.25
1,334.42
1,187.78
1,350.79
1,186.91
Net Sales Growth
-22.78%
-16.78%
-3.77%
-17.00%
-15.72%
-17.13%
2.24%
12.35%
-12.07%
13.81%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
475.97
633.37
761.07
790.88
952.88
1,130.57
1,364.25
1,334.42
1,187.78
1,350.79
1,186.91
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
-25.70
43.26
142.80
125.80
207.37
289.41
240.94
107.29
650.02
175.13
121.08
Power & Fuel Cost
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Employee Cost
-
18.46
20.58
19.63
18.93
16.74
16.41
14.04
14.74
12.77
10.15
% Of Sales
-
2.91%
2.70%
2.48%
1.99%
1.48%
1.20%
1.05%
1.24%
0.95%
0.86%
Manufacturing Exp.
-
3.26
2.91
3.67
2.73
2.82
2.38
8.12
7.66
6.77
6.24
% Of Sales
-
0.51%
0.38%
0.46%
0.29%
0.25%
0.17%
0.61%
0.64%
0.50%
0.53%
General & Admin Exp.
-
12.94
12.71
13.14
11.86
17.37
17.66
13.44
11.85
10.76
8.08
% Of Sales
-
2.04%
1.67%
1.66%
1.24%
1.54%
1.29%
1.01%
1.00%
0.80%
0.68%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
8.60
106.60
89.35
173.85
252.48
204.49
71.69
615.78
144.83
0.00
% Of Sales
-
1.36%
14.01%
11.30%
18.24%
22.33%
14.99%
5.37%
51.84%
10.72%
8.14%
EBITDA
501.67
590.11
618.27
665.08
745.51
841.16
1,123.31
1,227.13
537.76
1,175.66
1,065.83
EBITDA Margin
105.40%
93.17%
81.24%
84.09%
78.24%
74.40%
82.34%
91.96%
45.27%
87.03%
89.80%
Other Income
3.35
16.48
15.50
6.20
16.03
11.25
5.46
2.10
0.61
1.09
0.01
Interest
197.65
321.51
411.31
432.83
581.55
753.04
950.39
945.49
685.53
644.69
530.11
Depreciation
7.30
6.56
6.48
6.08
6.07
5.95
6.34
2.73
3.26
3.38
4.30
PBT
297.64
278.52
215.98
232.37
173.91
93.42
172.04
281.00
-150.43
528.68
531.44
Tax
74.67
61.47
55.23
56.56
43.93
67.81
62.04
96.86
-50.19
183.35
140.35
Tax Rate
25.09%
22.07%
25.57%
24.34%
25.26%
72.59%
36.06%
34.47%
33.36%
34.68%
26.41%
PAT
222.97
217.05
160.75
175.81
129.98
25.60
110.00
184.14
-100.23
345.33
391.10
PAT before Minority Interest
222.97
217.05
160.75
175.81
129.98
25.60
110.00
184.14
-100.23
345.33
391.10
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
46.85%
34.27%
21.12%
22.23%
13.64%
2.26%
8.06%
13.80%
-8.44%
25.57%
32.95%
PAT Growth
-27.90%
35.02%
-8.57%
35.26%
407.73%
-76.73%
-40.26%
-
-
-11.70%
 
EPS
3.47
3.38
2.50
2.74
2.02
0.40
1.71
2.87
-1.56
5.38
6.09

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Shareholder's Funds
2,754.32
2,538.74
2,442.74
2,263.87
2,119.50
2,114.82
2,066.55
1,939.35
2,419.28
1,742.54
Share Capital
642.28
642.28
642.28
642.28
642.28
642.28
642.28
642.28
642.28
562.08
Total Reserves
2,112.04
1,896.46
1,800.46
1,621.59
1,477.22
1,472.54
1,424.27
1,297.07
1,777.00
1,180.45
Non-Current Liabilities
1,742.56
2,775.76
5,050.49
7,854.53
9,261.50
9,783.39
10,819.95
10,298.38
5,408.27
5,316.18
Secured Loans
1,758.48
2,804.05
5,098.23
7,117.51
8,571.03
9,159.90
10,258.33
9,833.59
4,715.88
4,843.63
Unsecured Loans
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Long Term Provisions
2.79
1.83
2.39
768.62
767.59
749.13
748.00
747.18
712.17
477.01
Current Liabilities
1,155.51
1,162.45
91.04
132.48
836.99
362.50
864.75
539.53
3,518.71
2,174.77
Trade Payables
5.85
2.11
1.86
1.76
2.89
6.65
3.23
5.28
4.20
3.93
Other Current Liabilities
63.12
59.21
65.65
126.84
230.93
240.83
201.53
138.54
659.26
681.99
Short Term Borrowings
1,086.33
1,100.89
23.53
3.88
603.16
115.02
660.00
395.27
2,855.18
1,407.62
Short Term Provisions
0.21
0.24
0.00
0.00
0.00
0.00
0.00
0.44
0.06
81.23
Total Liabilities
5,652.39
6,476.95
7,584.27
10,250.88
12,217.99
12,260.71
13,751.25
12,777.26
11,346.26
9,233.49
Net Block
22.80
25.44
30.42
11.58
16.28
21.90
12.31
14.20
14.99
18.20
Gross Block
78.50
75.31
74.20
65.23
64.11
63.90
48.07
47.65
45.23
45.12
Accumulated Depreciation
55.70
49.87
43.78
53.66
47.83
42.01
35.76
33.46
30.24
26.92
Non Current Assets
4,534.58
4,969.42
6,988.83
9,291.70
11,358.78
11,821.93
13,703.32
12,710.22
10,596.21
8,533.96
Capital Work in Progress
0.11
0.20
0.15
0.00
0.00
0.00
0.00
0.06
0.06
0.00
Non Current Investment
268.38
122.04
91.25
350.03
373.30
355.68
95.87
63.01
114.28
234.90
Long Term Loans & Adv.
56.05
31.78
9.86
861.02
997.20
1,054.49
931.11
801.78
641.04
444.42
Other Non Current Assets
1.09
8.01
10.30
10.08
11.28
21.62
19.97
25.01
27.11
29.54
Current Assets
1,117.81
1,507.53
595.43
959.19
859.21
438.77
47.94
67.04
750.05
699.52
Current Investments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
0.49
0.62
4.20
1.11
3.77
3.97
8.61
5.66
5.67
1.14
Cash & Bank
1,110.65
1,504.01
589.88
957.04
854.60
432.83
38.92
58.23
35.38
24.76
Other Current Assets
6.67
1.47
0.54
0.64
0.84
1.98
0.41
3.16
709.00
673.62
Short Term Loans & Adv.
2.73
1.43
0.82
0.41
0.16
0.86
0.03
1.04
206.35
200.88
Net Current Assets
-37.70
345.08
504.39
826.71
22.22
76.27
-816.81
-472.49
-2,768.66
-1,475.25
Total Assets
5,652.39
6,476.95
7,584.26
10,250.89
12,217.99
12,260.70
13,751.26
12,777.26
11,346.26
9,233.48

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Cash From Operating Activity
1,139.22
2,562.99
1,887.28
2,721.40
1,311.04
3,228.32
236.47
-1,301.71
-888.47
-1,166.77
PBT
278.52
215.98
232.37
173.91
93.42
172.04
281.00
-150.43
528.68
531.44
Adjustment
309.24
493.89
513.81
758.90
1,004.76
1,151.23
997.14
1,294.51
897.16
734.35
Changes in Working Capital
618.84
1,928.08
1,131.58
1,657.41
165.87
2,028.43
-912.60
-2,295.14
-2,122.78
-2,272.92
Cash after chg. in Working capital
1,206.60
2,637.95
1,877.75
2,590.22
1,264.05
3,351.70
365.54
-1,151.06
-696.94
-1,007.12
Interest Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
-67.38
-74.96
9.53
131.18
46.99
-123.38
-129.07
-150.65
-191.54
-159.64
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
775.67
-689.06
259.48
-153.76
-162.06
-385.68
-0.25
-12.76
-5.32
-0.46
Net Fixed Assets
-3.10
-1.16
-9.12
-1.12
-0.21
-15.83
-0.36
-2.42
-0.17
Net Investments
-146.34
-30.79
258.78
23.27
-17.62
-259.81
-32.86
51.27
120.62
Others
925.11
-657.11
9.82
-175.91
-144.23
-110.04
32.97
-61.61
-125.77
Cash from Financing Activity
-1,383.21
-1,668.76
-2,459.08
-2,719.04
-882.76
-2,651.69
-257.29
1,338.13
904.42
1,169.43
Net Cash Inflow / Outflow
531.68
205.17
-312.33
-151.40
266.22
190.95
-21.07
23.66
10.62
2.20
Opening Cash & Equivalents
230.84
25.67
338.00
489.40
223.18
32.23
53.30
29.64
24.76
22.56
Closing Cash & Equivalent
762.52
230.84
25.67
338.00
489.40
223.18
32.23
53.30
35.38
24.76

Financial Ratios

Consolidated /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Book Value (Rs.)
42.88
39.53
38.03
35.25
33.00
32.93
32.18
30.19
37.67
31.00
ROA
3.58%
2.29%
1.97%
1.16%
0.21%
0.85%
1.39%
-0.83%
3.36%
4.24%
ROE
8.20%
6.45%
7.47%
5.93%
1.21%
5.26%
9.19%
-4.60%
16.60%
22.44%
ROCE
9.96%
8.96%
7.85%
7.31%
7.46%
9.21%
9.75%
4.71%
12.27%
12.36%
Fixed Asset Turnover
8.24
10.18
11.34
14.73
17.66
24.37
27.88
25.58
29.90
26.31
Receivable days
0.32
1.16
1.22
0.93
1.25
1.68
1.95
1.74
0.92
0.35
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
0.00
0.00
0.00
0.00
68.74
59.50
65.03
62.48
67.27
Cash Conversion Cycle
0.32
1.16
1.22
0.93
1.25
-67.06
-57.55
-63.29
-61.56
-66.91
Total Debt/Equity
1.03
1.54
2.10
3.15
4.33
4.39
5.28
5.27
3.36
3.93
Interest Cover
1.87
1.53
1.54
1.30
1.12
1.18
1.30
0.78
1.82
2.00

Annual Reports:

FY 2025
FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017

News Update:


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Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.