Nifty
Sensex
:
:
24503.10
80452.49
-27.80 (-0.11%)
-152.16 (-0.19%)

Finance - Housing

Rating :
54/99

BSE: 540173 | NSE: PNBHOUSING

792.60
05-Jul-2024
  • Open
  • High
  • Low
  • Previous Close
  •  808.80
  •  809.90
  •  791.10
  •  808.85
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  719773
  •  5745.04
  •  913.70
  •  598.10

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 20,271.79
  • 13.44
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 72,681.45
  • N/A
  • 1.36

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 28.13%
  • 1.30%
  • 8.10%
  • FII
  • DII
  • Others
  • 17.89%
  • 7.72%
  • 36.86%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 14.69
  • -3.63
  • 4.40

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 14.65
  • -2.06
  • 3.18

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 22.91
  • 18.47
  • 21.71

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • 9.99
  • 11.61

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • 0.94
  • 1.01

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • 10.32
  • 10.42

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Var%
Dec 23
Dec 22
Var%
Sep 23
Sep 22
Var%
Jun 23
Jun 22
Var%
Net Sales
1,809.95
1,635.71
10.65%
1,754.75
1,796.51
-2.32%
1,777.75
1,684.41
5.54%
1,707.63
1,410.70
21.05%
Expenses
170.28
274.54
-37.98%
216.03
420.70
-48.65%
203.66
365.95
-44.35%
200.91
157.60
27.48%
EBITDA
1,639.67
1,361.17
20.46%
1,538.72
1,375.81
11.84%
1,574.09
1,318.46
19.39%
1,506.72
1,253.10
20.24%
EBIDTM
90.59%
83.22%
87.69%
76.58%
88.54%
78.27%
88.23%
88.83%
Other Income
4.02
2.01
100.00%
1.25
0.01
12,400.00%
1.65
-0.98
-
0.09
1.29
-93.02%
Interest
1,069.70
1,008.05
6.12%
1,086.62
996.34
9.06%
1,057.30
963.87
9.69%
1,047.50
930.26
12.60%
Depreciation
14.18
12.63
12.27%
13.05
12.60
3.57%
11.33
13.18
-14.04%
12.63
13.03
-3.07%
PBT
559.81
342.50
63.45%
440.30
366.88
20.01%
507.11
340.43
48.96%
446.68
311.10
43.58%
Tax
120.56
63.22
90.70%
101.86
97.75
4.20%
124.11
77.80
59.52%
99.36
76.14
30.50%
PAT
439.25
279.28
57.28%
338.44
269.13
25.75%
383.00
262.63
45.83%
347.32
234.96
47.82%
PATM
24.27%
17.07%
19.29%
14.98%
21.54%
15.59%
20.34%
16.66%
EPS
16.91
13.69
23.52%
13.03
13.20
-1.29%
14.75
12.90
14.34%
13.38
11.54
15.94%

Annual Results

Standalone Figures in Rs. Crores /

Consolidated
Description
TTM
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Net Sales
-
7,050.08
6,527.33
6,195.93
7,608.63
8,482.31
7,679.32
5,488.71
Net Sales Growth
-
8.01%
5.35%
-18.57%
-10.30%
10.46%
39.91%
 
Cost Of Goods Sold
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
-
7,050.08
6,527.33
6,195.93
7,608.63
8,482.31
7,679.32
5,488.71
GP Margin
-
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
-
972.22
2,343.45
999.03
1,261.83
1,737.69
750.26
693.60
Power & Fuel Cost
-
9.35
8.73
7.45
7.04
0.00
0.00
0.00
% Of Sales
-
0.13%
0.13%
0.12%
0.09%
0%
0%
0%
Employee Cost
-
337.34
265.96
216.61
211.29
233.06
303.88
144.14
% Of Sales
-
4.78%
4.07%
3.50%
2.78%
2.75%
3.96%
2.63%
Manufacturing Exp.
-
131.35
84.94
66.69
67.91
38.18
116.62
130.30
% Of Sales
-
1.86%
1.30%
1.08%
0.89%
0.45%
1.52%
2.37%
General & Admin Exp.
-
125.76
108.57
106.76
60.99
131.84
123.35
122.96
% Of Sales
-
1.78%
1.66%
1.72%
0.80%
1.55%
1.61%
2.24%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
377.77
1,883.98
608.97
921.64
1,334.61
206.41
296.20
% Of Sales
-
5.36%
28.86%
9.83%
12.11%
15.73%
2.69%
5.40%
EBITDA
-
6,077.86
4,183.88
5,196.90
6,346.80
6,744.62
6,929.06
4,795.11
EBITDA Margin
-
86.21%
64.10%
83.88%
83.42%
79.51%
90.23%
87.36%
Other Income
-
190.28
1,128.43
5.31
20.16
7.71
3.90
0.63
Interest
-
4,263.05
3,899.96
4,064.86
5,100.92
5,875.47
5,167.20
3,537.03
Depreciation
-
51.19
51.44
53.39
59.01
65.85
31.37
24.13
PBT
-
1,953.90
1,360.91
1,083.96
1,207.03
811.01
1,734.39
1,234.58
Tax
-
445.89
314.91
247.48
277.13
164.77
542.87
393.43
Tax Rate
-
22.82%
23.14%
22.83%
22.96%
20.32%
31.30%
31.87%
PAT
-
1,508.01
1,046.00
836.48
929.90
646.24
1,191.52
841.15
PAT before Minority Interest
-
1,508.01
1,046.00
836.48
929.90
646.24
1,191.52
841.15
Minority Interest
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
-
21.39%
16.02%
13.50%
12.22%
7.62%
15.52%
15.33%
PAT Growth
-
44.17%
25.05%
-10.05%
43.89%
-45.76%
41.65%
 
EPS
-
58.07
40.28
32.21
35.81
24.88
45.88
32.39

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Shareholder's Funds
14,974.44
11,013.86
9,871.63
8,923.03
7,997.77
7,543.90
6,567.34
Share Capital
259.72
168.86
168.60
168.27
168.19
167.47
166.59
Total Reserves
14,668.17
10,794.79
9,647.49
8,681.47
7,762.26
7,320.32
6,373.41
Non-Current Liabilities
46,653.09
47,109.52
45,576.54
50,714.02
60,497.96
56,391.21
39,108.82
Secured Loans
28,564.22
28,382.12
28,241.91
35,354.67
45,531.59
42,854.10
28,282.37
Unsecured Loans
18,192.00
18,851.63
17,678.13
15,513.27
15,010.86
13,219.67
10,529.04
Long Term Provisions
20.23
17.72
17.33
18.39
16.94
24.92
16.84
Current Liabilities
11,167.24
8,701.40
10,242.37
11,325.52
10,148.06
19,872.89
17,730.80
Trade Payables
19.74
30.25
16.29
17.82
86.92
127.16
119.60
Other Current Liabilities
2,369.52
2,186.77
2,825.16
2,720.27
2,866.49
3,960.31
2,206.06
Short Term Borrowings
8,260.37
6,387.63
7,041.09
8,524.50
7,192.65
15,785.08
14,965.29
Short Term Provisions
517.61
96.75
359.83
62.93
2.00
0.34
439.85
Total Liabilities
72,794.77
66,824.78
65,690.54
70,962.57
78,643.79
83,808.00
63,406.96
Net Block
206.27
145.79
149.87
317.75
457.09
233.66
254.25
Gross Block
440.42
401.05
362.83
478.40
571.86
286.91
277.83
Accumulated Depreciation
234.15
255.26
212.96
160.65
114.77
53.25
23.58
Non Current Assets
66,798.56
60,335.51
57,748.62
62,928.65
69,066.93
78,839.08
58,629.87
Capital Work in Progress
15.25
3.16
3.54
2.38
4.06
5.17
9.69
Non Current Investment
2,429.45
2,316.92
2,234.23
1,941.84
1,953.34
4,291.01
1,183.29
Long Term Loans & Adv.
26.07
17.33
17.06
16.47
18.74
18.75
16.49
Other Non Current Assets
12.77
12.00
7.45
5.49
5.68
2.61
1.35
Current Assets
5,996.21
6,489.27
7,833.09
8,033.92
9,576.86
4,968.92
4,777.09
Current Investments
1,916.56
879.37
1,248.47
102.98
122.95
270.22
1,230.23
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
51.53
12.87
42.80
44.94
44.90
38.88
0.33
Cash & Bank
2,606.93
3,796.20
5,216.09
6,968.63
8,514.39
4,034.07
2,816.98
Other Current Assets
1,421.19
1,397.35
899.10
911.88
894.62
625.75
729.55
Short Term Loans & Adv.
742.45
403.48
426.63
5.49
64.23
120.62
503.05
Net Current Assets
-5,171.03
-2,212.13
-2,409.28
-3,291.60
-571.20
-14,903.97
-12,953.71
Total Assets
72,794.77
66,824.78
65,581.71
70,962.57
78,643.79
83,808.00
63,406.96

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Cash From Operating Activity
-4,661.51
-1,865.03
6,254.26
6,611.28
8,928.50
-16,617.08
-15,663.56
PBT
1,953.90
1,360.91
1,083.96
1,207.03
811.01
1,734.39
1,234.58
Adjustment
4,658.50
4,617.63
5,033.90
5,809.89
1,272.42
13.38
290.17
Changes in Working Capital
-6,735.13
-3,559.31
4,900.12
5,109.37
7,189.37
-17,794.23
-16,714.37
Cash after chg. in Working capital
-122.73
2,419.23
11,017.98
12,126.29
9,272.80
-16,046.46
-15,189.62
Interest Paid
-4,181.12
-3,979.92
-4,404.01
-5,219.27
0.00
0.00
0.00
Tax Paid
-357.66
-304.34
-359.71
-295.74
-344.30
-570.62
-473.94
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-1,186.08
175.78
-1,474.99
20.55
-62.53
-53.97
-49.69
Net Fixed Assets
-51.38
-37.56
114.41
95.16
-283.60
-3.84
Net Investments
-1,157.24
284.00
-1,439.10
15.95
2,409.12
-2,044.27
Others
22.54
-70.66
-150.30
-90.56
-2,188.05
1,994.14
Cash from Financing Activity
4,178.63
301.47
-6,732.22
-8,177.59
-4,385.61
17,888.06
18,464.32
Net Cash Inflow / Outflow
-1,668.96
-1,387.78
-1,952.95
-1,545.76
4,480.36
1,217.01
2,751.07
Opening Cash & Equivalents
3,627.83
5,015.61
6,968.56
8,514.32
4,033.96
2,816.95
65.88
Closing Cash & Equivalent
1,958.87
3,627.83
5,015.61
6,968.56
8,514.32
4,033.96
2,816.95

Financial Ratios

Standalone /

Consolidated
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Book Value (Rs.)
574.77
537.56
482.04
525.92
471.52
447.11
392.58
ROA
2.16%
1.58%
1.22%
1.24%
0.80%
1.62%
1.33%
ROE
11.65%
10.07%
8.96%
11.08%
8.38%
16.99%
12.86%
ROCE
9.24%
8.25%
7.85%
8.76%
8.62%
9.88%
7.91%
Fixed Asset Turnover
16.76
17.09
17.60
14.48
19.75
39.79
19.76
Receivable days
1.67
1.56
2.58
2.15
1.80
0.93
0.02
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
0.00
0.00
0.00
115.42
99.28
145.39
Cash Conversion Cycle
1.67
1.56
2.58
2.15
-113.61
-98.35
-145.37
Total Debt/Equity
3.69
4.89
5.40
6.71
8.54
9.60
8.22
Interest Cover
1.46
1.35
1.27
1.24
1.14
1.34
1.35

News Update:


  • PNB Housing Finance planning to raise funds up to Rs 10,000 crore through NCDs
    12th Jun 2024, 16:28 PM

    A meeting of the Board of Directors of the Company is scheduled on June 18, 2024, to consider the same

    Read More
  • PNB Housing Finance - Quarterly Results
    29th Apr 2024, 15:22 PM

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.