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Finance - Housing

Rating :
48/99

BSE: 540173 | NSE: PNBHOUSING

369.15
21-Oct-2020
  • Open
  • High
  • Low
  • Previous Close
  •  370.70
  •  380.50
  •  362.80
  •  369.15
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  502990
  •  1877.66
  •  595.20
  •  145.65

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 6,219.55
  • 10.05
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 65,440.26
  • N/A
  • 0.76

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 32.65%
  • 0.48%
  • 5.86%
  • FII
  • DII
  • Others
  • 23.95%
  • 2.58%
  • 34.48%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 37.23
  • 25.73
  • 15.61

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 35.62
  • 23.24
  • 7.06

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 25.68
  • 15.89
  • -8.41

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Jun 20
Jun 19
Var%
Mar 20
Mar 19
Var%
Dec 19
Dec 18
Var%
Sep 19
Sep 18
Var%
Net Sales
1,870.06
2,230.93
-16.18%
1,946.44
2,145.21
-9.27%
2,074.76
2,077.74
-0.14%
2,229.71
1,808.26
23.31%
Expenses
163.33
289.48
-43.58%
884.57
166.46
431.40%
297.38
219.03
35.77%
266.31
199.01
33.82%
EBITDA
1,706.73
1,941.45
-12.09%
1,061.87
1,978.75
-46.34%
1,777.38
1,858.71
-4.38%
1,963.40
1,609.25
22.01%
EBIDTM
91.27%
87.02%
54.55%
92.24%
85.67%
89.46%
88.06%
88.99%
Other Income
2.27
1.65
37.58%
5.40
2.98
81.21%
0.03
0.72
-95.83%
0.63
0.00
0
Interest
1,363.53
1,512.68
-9.86%
1,379.97
1,427.51
-3.33%
1,461.03
1,410.25
3.60%
1,521.27
1,228.86
23.80%
Depreciation
15.99
16.39
-2.44%
14.54
9.15
58.91%
18.13
7.59
138.87%
16.79
7.91
112.26%
PBT
329.48
414.03
-20.42%
-327.24
545.07
-
298.25
441.59
-32.46%
425.97
372.48
14.36%
Tax
72.30
129.56
-44.20%
-85.18
165.30
-
61.23
138.62
-55.83%
59.16
119.49
-50.49%
PAT
257.18
284.47
-9.59%
-242.06
379.77
-
237.02
302.97
-21.77%
366.81
252.99
44.99%
PATM
13.75%
12.75%
-12.44%
17.70%
11.42%
14.58%
16.45%
13.99%
EPS
15.29
16.91
-9.58%
-14.39
22.58
-
14.09
18.01
-21.77%
21.81
15.04
45.01%

Annual Results

Standalone Figures in Rs. Crores /

Consolidated
Description
TTM
Mar 20
Mar 19
Mar 18
Net Sales
8,120.97
8,481.84
7,679.32
5,488.71
Net Sales Growth
-1.71%
10.45%
39.91%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
Gross Profit
8,120.97
8,481.84
7,679.32
5,488.71
GP Margin
100.00%
100%
100%
100%
Total Expenditure
1,611.59
1,737.22
750.26
693.60
Power & Fuel Cost
-
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
Employee Cost
-
233.06
303.88
144.14
% Of Sales
-
2.75%
3.96%
2.63%
Manufacturing Exp.
-
29.26
62.00
46.83
% Of Sales
-
0.34%
0.81%
0.85%
General & Admin Exp.
-
140.76
177.97
206.43
% Of Sales
-
1.66%
2.32%
3.76%
Selling & Distn. Exp.
-
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
Miscellaneous Exp.
-
1,334.14
206.41
296.20
% Of Sales
-
15.73%
2.69%
5.40%
EBITDA
6,509.38
6,744.62
6,929.06
4,795.11
EBITDA Margin
80.16%
79.52%
90.23%
87.36%
Other Income
8.33
7.71
3.90
0.63
Interest
5,725.80
5,875.47
5,167.20
3,537.03
Depreciation
65.45
65.85
31.37
24.13
PBT
726.46
811.01
1,734.39
1,234.58
Tax
107.51
164.77
542.87
393.43
Tax Rate
14.80%
20.32%
31.30%
31.87%
PAT
618.95
646.24
1,191.52
841.15
PAT before Minority Interest
618.95
646.24
1,191.52
841.15
Minority Interest
0.00
0.00
0.00
0.00
PAT Margin
7.62%
7.62%
15.52%
15.33%
PAT Growth
-49.27%
-45.76%
41.65%
 
EPS
36.80
38.42
70.84
50.01

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 20
Mar 19
Mar 18
Shareholder's Funds
7,997.77
7,543.90
6,567.34
Share Capital
168.19
167.47
166.59
Total Reserves
7,762.26
7,320.32
6,373.41
Non-Current Liabilities
63,806.48
59,310.18
2,050.31
Secured Loans
45,531.59
42,854.10
0.00
Unsecured Loans
18,541.89
16,491.81
0.00
Long Term Provisions
18.94
25.26
456.69
Current Liabilities
6,839.54
16,953.92
54,789.31
Trade Payables
86.92
127.16
119.60
Other Current Liabilities
3,091.00
4,313.82
893.01
Short Term Borrowings
3,661.62
12,512.94
53,776.70
Short Term Provisions
0.00
0.00
0.00
Total Liabilities
78,643.79
83,808.00
63,406.96
Net Block
250.53
102.55
75.55
Gross Block
365.30
155.80
99.13
Accumulated Depreciation
114.77
53.25
23.58
Non Current Assets
69,134.14
78,951.84
771.08
Capital Work in Progress
4.06
5.17
9.69
Non Current Investment
1,953.29
4,291.01
0.57
Long Term Loans & Adv.
66,692.25
74,408.50
503.05
Other Non Current Assets
234.01
144.61
182.22
Current Assets
9,509.65
4,856.16
62,635.88
Current Investments
123.00
270.22
2,412.95
Inventories
0.00
0.00
0.00
Sundry Debtors
44.90
38.88
0.33
Cash & Bank
8,514.39
4,034.07
2,816.98
Other Current Assets
827.36
494.24
224.33
Short Term Loans & Adv.
18.74
18.75
57,181.29
Net Current Assets
2,670.11
-12,097.76
7,846.57
Total Assets
78,643.79
83,808.00
63,406.96

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 20
Mar 19
Mar 18
Cash From Operating Activity
8,928.50
-16,617.08
-15,663.56
PBT
811.01
1,734.39
1,234.58
Adjustment
889.05
13.38
290.17
Changes in Working Capital
7,572.74
-17,794.23
-16,714.37
Cash after chg. in Working capital
9,272.80
-16,046.46
-15,189.62
Interest Paid
0.00
0.00
0.00
Tax Paid
-344.30
-570.62
-473.94
Other Direct Exp. Paid
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
Cash From Investing Activity
-62.53
-53.97
-49.69
Net Fixed Assets
-208.15
-51.43
Net Investments
2,409.12
-2,044.27
Others
-2,263.50
2,041.73
Cash from Financing Activity
-4,385.61
17,888.06
18,464.32
Net Cash Inflow / Outflow
4,480.36
1,217.01
2,751.07
Opening Cash & Equivalents
4,033.96
2,816.95
65.88
Closing Cash & Equivalent
8,514.32
4,033.96
2,816.95

Financial Ratios

Standalone /

Consolidated
Description
Mar 20
Mar 19
Mar 18
Book Value (Rs.)
471.52
447.11
392.58
ROA
0.80%
1.62%
1.33%
ROE
8.38%
16.99%
12.86%
ROCE
8.62%
9.88%
7.91%
Fixed Asset Turnover
32.55
60.25
55.37
Receivable days
1.80
0.93
0.02
Inventory Days
0.00
0.00
0.00
Payable days
118.54
112.87
201.37
Cash Conversion Cycle
-116.74
-111.94
-201.35
Total Debt/Equity
8.54
9.60
8.22
Interest Cover
1.14
1.34
1.35

News Update:


  • PNB Housing Finance gets nod to raise Rs 1800 crore
    20th Aug 2020, 09:15 AM

    The Board of Directors of the company at its meeting held on August 19, 2020, has approved the same

    Read More
  • PNB Housing Finance launches innovative digital customer on-boarding platform ‘Ace’
    29th Jul 2020, 10:03 AM

    This will facilitate easier and safer approval and disbursal of loans with minimal physical interface

    Read More
  • PNB Housing Finance hopes to disburse Rs 13,000 crore loan in FY21
    27th Jul 2020, 09:46 AM

    The company expects demand to pick up around October-November with the onset of festive season

    Read More
  • PNB Housing Finance reports 10% fall in Q1 consolidated net profit
    24th Jul 2020, 11:52 AM

    Total income of the company decreased by 16.14% at Rs 1872.33 crore for Q1FY21

    Read More
  • PNB Housing Finance - Quarterly Results
    23rd Jul 2020, 14:18 PM

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.