Nifty
Sensex
:
:
25763.35
83978.49
41.25 (0.16%)
39.78 (0.05%)

Finance - Housing

Rating :
59/99

BSE: 540173 | NSE: PNBHOUSING

937.90
03-Nov-2025
  • Open
  • High
  • Low
  • Previous Close
  •  929
  •  952.75
  •  926.55
  •  928.70
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  1041911
  •  978722112.95
  •  1141.9
  •  746.7

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 24,473.48
  • 11.39
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 57,846.05
  • 0.53%
  • 1.36

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 28.04%
  • 1.62%
  • 9.77%
  • FII
  • DII
  • Others
  • 18.61%
  • 36.52%
  • 5.44%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 10.96
  • 0.15
  • 5.50

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 11.32
  • 1.79
  • 10.64

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 19.56
  • 15.80
  • 22.78

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • 11.97
  • 13.67

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • 1.11
  • 1.29

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • 10.13
  • 9.67

Earnings Forecasts:

(Updated: 01-11-2025)
Description
2024
2025
2026
2027
Adj EPS
75.02
84.57
93.44
118.47
P/E Ratio
12.50
11.09
10.04
7.92
Revenue
7632.76
3623.35
4292.81
5359.39
EBITDA
7075.71
2768.55
3456.4
4172.85
Net Income
1948.95
2198.65
2438.25
3090.07
ROA
2.5
2.46
2.3
2.54
P/B Ratio
1.45
1.29
1.16
1.02
ROE
12.27
12.25
12.1
12.81
FCFF
-8106.38
FCFF Yield
-12.69
Net Debt
41202.7
BVPS
647.64
727.4
809.75
919.08

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 25
Sep 24
Var%
Jun 25
Jun 24
Var%
Mar 25
Mar 24
Var%
Dec 24
Dec 23
Var%
Net Sales
2,127.86
1,878.68
13.26%
2,076.11
1,823.06
13.88%
2,021.85
1,809.95
11.71%
1,941.76
1,754.75
10.66%
Expenses
87.59
142.58
-38.57%
144.88
167.62
-13.57%
133.21
170.28
-21.77%
155.16
216.03
-28.18%
EBITDA
2,040.27
1,736.10
17.52%
1,931.23
1,655.44
16.66%
1,888.64
1,639.67
15.18%
1,786.60
1,538.72
16.11%
EBIDTM
95.88%
92.41%
93.02%
90.81%
93.41%
90.59%
92.01%
87.69%
Other Income
2.74
0.98
179.59%
5.76
9.02
-36.14%
14.93
4.02
271.39%
1.35
1.25
8.00%
Interest
1,266.97
1,118.50
13.27%
1,234.37
1,096.93
12.53%
1,178.05
1,069.70
10.13%
1,157.92
1,086.62
6.56%
Depreciation
16.40
13.85
18.41%
14.70
13.35
10.11%
14.31
14.18
0.92%
14.38
13.05
10.19%
PBT
759.64
604.73
25.62%
687.92
554.18
24.13%
711.21
559.81
27.04%
615.65
440.30
39.83%
Tax
178.05
135.05
31.84%
154.42
121.37
27.23%
160.83
120.56
33.40%
132.38
101.86
29.96%
PAT
581.59
469.68
23.83%
533.50
432.81
23.26%
550.38
439.25
25.30%
483.27
338.44
42.79%
PATM
27.33%
25.00%
25.70%
23.74%
27.22%
24.27%
24.89%
19.29%
EPS
22.33
18.08
23.51%
20.51
16.66
23.11%
21.17
16.91
25.19%
18.60
13.03
42.75%

Annual Results

Standalone Figures in Rs. Crores /

Consolidated
Description
TTM
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Net Sales
8,167.58
7,665.35
7,050.08
6,527.33
6,195.93
7,608.63
8,482.31
7,679.32
5,488.71
Net Sales Growth
12.40%
8.73%
8.01%
5.35%
-18.57%
-10.30%
10.46%
39.91%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
8,167.58
7,665.35
7,050.08
6,527.33
6,195.93
7,608.63
8,482.31
7,679.32
5,488.71
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
520.84
728.42
972.22
2,343.45
999.03
1,261.83
1,737.69
750.26
693.60
Power & Fuel Cost
-
9.51
9.35
8.73
7.45
7.04
0.00
0.00
0.00
% Of Sales
-
0.12%
0.13%
0.13%
0.12%
0.09%
0%
0%
0%
Employee Cost
-
421.47
337.34
265.96
216.61
211.29
233.06
303.88
144.14
% Of Sales
-
5.50%
4.78%
4.07%
3.50%
2.78%
2.75%
3.96%
2.63%
Manufacturing Exp.
-
142.95
131.35
84.94
66.69
67.91
38.18
116.62
130.30
% Of Sales
-
1.86%
1.86%
1.30%
1.08%
0.89%
0.45%
1.52%
2.37%
General & Admin Exp.
-
161.63
125.76
108.57
106.76
60.99
131.84
123.35
122.96
% Of Sales
-
2.11%
1.78%
1.66%
1.72%
0.80%
1.55%
1.61%
2.24%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
2.37
377.77
1,883.98
608.97
921.64
1,334.61
206.41
296.20
% Of Sales
-
0.03%
5.36%
28.86%
9.83%
12.11%
15.73%
2.69%
5.40%
EBITDA
7,646.74
6,936.93
6,077.86
4,183.88
5,196.90
6,346.80
6,744.62
6,929.06
4,795.11
EBITDA Margin
93.62%
90.50%
86.21%
64.10%
83.88%
83.42%
79.51%
90.23%
87.36%
Other Income
24.78
156.49
190.28
1,128.43
5.31
20.16
7.71
3.90
0.63
Interest
4,837.31
4,551.76
4,263.05
3,899.96
4,064.86
5,100.92
5,875.47
5,167.20
3,537.03
Depreciation
59.79
55.89
51.19
51.44
53.39
59.01
65.85
31.37
24.13
PBT
2,774.42
2,485.77
1,953.90
1,360.91
1,083.96
1,207.03
811.01
1,734.39
1,234.58
Tax
625.68
549.63
445.89
314.91
247.48
277.13
164.77
542.87
393.43
Tax Rate
22.55%
22.11%
22.82%
23.14%
22.83%
22.96%
20.32%
31.30%
31.87%
PAT
2,148.74
1,936.14
1,508.01
1,046.00
836.48
929.90
646.24
1,191.52
841.15
PAT before Minority Interest
2,148.74
1,936.14
1,508.01
1,046.00
836.48
929.90
646.24
1,191.52
841.15
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
26.31%
25.26%
21.39%
16.02%
13.50%
12.22%
7.62%
15.52%
15.33%
PAT Growth
27.89%
28.39%
44.17%
25.05%
-10.05%
43.89%
-45.76%
41.65%
 
EPS
82.49
74.32
57.89
40.15
32.11
35.70
24.81
45.74
32.29

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Shareholder's Funds
16,863.13
14,974.44
11,013.86
9,871.63
8,923.03
7,997.77
7,543.90
6,567.34
Share Capital
259.93
259.72
168.86
168.60
168.27
168.19
167.47
166.59
Total Reserves
16,552.26
14,668.17
10,794.79
9,647.49
8,681.47
7,762.26
7,320.32
6,373.41
Non-Current Liabilities
40,706.02
33,228.72
47,109.52
45,576.54
50,714.02
60,497.96
56,391.21
39,108.82
Secured Loans
27,872.32
20,251.63
28,382.12
28,241.91
35,354.67
45,531.59
42,854.10
28,282.37
Unsecured Loans
12,023.54
12,275.33
18,851.63
17,678.13
15,513.27
15,010.86
13,219.67
10,529.04
Long Term Provisions
771.08
531.81
17.72
17.33
18.39
16.94
24.92
16.84
Current Liabilities
25,532.62
24,591.61
8,701.40
10,242.37
11,325.52
10,148.06
19,872.89
17,730.80
Trade Payables
17.54
19.74
30.25
16.29
17.82
86.92
127.16
119.60
Other Current Liabilities
3,097.88
2,076.21
2,186.77
2,825.16
2,720.27
2,866.49
3,960.31
2,206.06
Short Term Borrowings
22,413.75
22,489.63
6,387.63
7,041.09
8,524.50
7,192.65
15,785.08
14,965.29
Short Term Provisions
3.45
6.03
96.75
359.83
62.93
2.00
0.34
439.85
Total Liabilities
83,101.77
72,794.77
66,824.78
65,690.54
70,962.57
78,643.79
83,808.00
63,406.96
Net Block
238.67
206.27
145.79
149.87
317.75
457.09
233.66
254.25
Gross Block
490.03
440.42
401.05
362.83
478.40
571.86
286.91
277.83
Accumulated Depreciation
251.36
234.15
255.26
212.96
160.65
114.77
53.25
23.58
Non Current Assets
78,363.72
67,933.94
60,335.51
57,748.62
62,928.65
69,066.93
78,839.08
58,629.87
Capital Work in Progress
16.14
15.25
3.16
3.54
2.38
4.06
5.17
9.69
Non Current Investment
2,427.83
2,429.45
2,316.92
2,234.23
1,941.84
1,953.34
4,291.01
1,183.29
Long Term Loans & Adv.
760.05
702.78
17.33
17.06
16.47
18.74
18.75
16.49
Other Non Current Assets
275.20
471.44
12.00
7.45
5.49
5.68
2.61
1.35
Current Assets
4,738.05
4,860.83
6,489.27
7,833.09
8,033.92
9,576.86
4,968.92
4,777.09
Current Investments
953.09
1,916.56
879.37
1,248.47
102.98
122.95
270.22
1,230.23
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
49.56
51.45
12.87
42.80
44.94
44.90
38.88
0.33
Cash & Bank
3,600.13
2,606.93
3,796.20
5,216.09
6,968.63
8,514.39
4,034.07
2,816.98
Other Current Assets
135.27
285.89
1,397.35
899.10
917.37
894.62
625.75
729.55
Short Term Loans & Adv.
0.00
0.00
403.48
426.63
5.49
64.23
120.62
503.05
Net Current Assets
-20,794.57
-19,730.78
-2,212.13
-2,409.28
-3,291.60
-571.20
-14,903.97
-12,953.71
Total Assets
83,101.77
72,794.77
66,824.78
65,581.71
70,962.57
78,643.79
83,808.00
63,406.96

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Cash From Operating Activity
-8,057.33
-4,661.51
-1,865.03
6,254.26
6,611.28
8,928.50
-16,617.08
-15,663.56
PBT
2,485.77
1,953.90
1,360.91
1,083.96
1,207.03
811.01
1,734.39
1,234.58
Adjustment
4,985.75
4,757.38
4,617.63
5,033.90
5,809.89
1,272.42
13.38
290.17
Changes in Working Capital
-10,656.25
-6,834.01
-3,559.31
4,900.12
5,109.37
7,189.37
-17,794.23
-16,714.37
Cash after chg. in Working capital
-3,184.73
-122.73
2,419.23
11,017.98
12,126.29
9,272.80
-16,046.46
-15,189.62
Interest Paid
-4,478.18
-4,181.12
-3,979.92
-4,404.01
-5,219.27
0.00
0.00
0.00
Tax Paid
-394.42
-357.66
-304.34
-359.71
-295.74
-344.30
-570.62
-473.94
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
757.10
-1,186.08
175.78
-1,474.99
20.55
-62.53
-53.97
-49.69
Net Fixed Assets
-50.37
-51.38
-37.56
114.41
95.16
-283.60
-3.84
Net Investments
964.50
-1,157.24
284.00
-1,439.10
15.95
2,409.12
-2,044.27
Others
-157.03
22.54
-70.66
-150.30
-90.56
-2,188.05
1,994.14
Cash from Financing Activity
7,403.86
4,178.63
301.47
-6,732.22
-8,177.59
-4,385.61
17,888.06
18,464.32
Net Cash Inflow / Outflow
103.63
-1,668.96
-1,387.78
-1,952.95
-1,545.76
4,480.36
1,217.01
2,751.07
Opening Cash & Equivalents
1,958.87
3,627.83
5,015.61
6,968.56
8,514.32
4,033.96
2,816.95
65.88
Closing Cash & Equivalent
2,062.50
1,958.87
3,627.83
5,015.61
6,968.56
8,514.32
4,033.96
2,816.95

Financial Ratios

Standalone /

Consolidated
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Book Value (Rs.)
646.80
574.77
537.56
482.04
525.92
471.52
447.11
392.58
ROA
2.48%
2.16%
1.58%
1.22%
1.24%
0.80%
1.62%
1.33%
ROE
12.20%
11.65%
10.07%
8.96%
11.08%
8.38%
16.99%
12.86%
ROCE
9.44%
9.24%
8.25%
7.85%
8.76%
8.62%
9.88%
7.91%
Fixed Asset Turnover
16.48
16.76
17.09
17.60
14.48
19.75
39.79
19.76
Receivable days
2.40
1.67
1.56
2.58
2.15
1.80
0.93
0.02
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
0.00
0.00
0.00
0.00
115.42
99.28
145.39
Cash Conversion Cycle
2.40
1.67
1.56
2.58
2.15
-113.61
-98.35
-145.37
Total Debt/Equity
3.71
3.69
4.89
5.40
6.71
8.54
9.60
8.22
Interest Cover
1.55
1.46
1.35
1.27
1.24
1.14
1.34
1.35

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.