Nifty
:
25181.80
Sensex
:
82172.10
135.65 (0.54%)
398.44 (0.49%)
Nifty
Sensex
:
:
25181.80
82172.10
135.65 (0.54%)
398.44 (0.49%)

Saraswati Commercial (India) Ltd.

Finance - NBFC

Rating :
29/99

BSE: 512020 | NSE: Not Listed

NSE BSE
12827.40
09-Oct-2025
  • Open
  • High
  • Low
  • Previous Close
  •  12715
  •  13445
  •  12625
  •  13012.00
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  139
  •  1804353
  •  13445
  •  0

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 1,405.79
  • 57.25
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 1,425.63
  • N/A
  • 1.42

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 73.99%
  • 16.50%
  • 9.20%
  • FII
  • DII
  • Others
  • 0%
  • 0.00%
  • 0.31%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -0.93
  • 4.15
  • 19.74

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 23.99
  • 21.71
  • 27.55

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 14.47
  • 20.16
  • 65.99

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 8.12
  • 8.94
  • 12.01

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.95
  • 1.05
  • 1.24

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 7.55
  • 8.81
  • 11.71

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Jun 25
Jun 24
Var%
Mar 25
Mar 24
Var%
Dec 24
Dec 23
Var%
Sep 24
Sep 23
Var%
Net Sales
31.47
68.22
-53.87%
-26.23
30.16
-
-44.84
40.08
-
78.31
28.57
174.10%
Expenses
1.81
1.33
36.09%
1.31
1.08
21.30%
0.77
0.91
-15.38%
1.60
0.60
166.67%
EBITDA
29.66
66.89
-55.66%
-27.55
29.08
-
-45.62
39.17
-
76.71
27.96
174.36%
EBIDTM
94.24%
98.05%
105.01%
96.42%
101.72%
97.74%
97.95%
97.89%
Other Income
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.10
-100.00%
Interest
0.49
0.06
716.67%
0.74
0.53
39.62%
0.64
0.26
146.15%
0.15
0.42
-64.29%
Depreciation
0.00
0.00
0
0.01
0.00
0
0.01
0.00
0
0.00
0.00
0
PBT
29.17
66.82
-56.35%
-28.29
28.55
-
-46.27
38.91
-
76.56
27.64
176.99%
Tax
5.59
14.37
-61.10%
-5.35
6.18
-
-6.87
5.59
-
13.23
3.84
244.53%
PAT
23.58
52.45
-55.04%
-22.95
22.37
-
-39.40
33.32
-
63.33
23.80
166.09%
PATM
74.93%
76.88%
87.47%
74.15%
87.86%
83.13%
80.86%
83.31%
EPS
215.16
509.18
-57.74%
-209.42
217.15
-
-382.50
323.46
-
614.81
231.11
166.02%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Net Sales
38.71
75.45
128.34
43.95
125.18
61.57
7.33
17.06
85.43
37.31
82.85
Net Sales Growth
-76.82%
-41.21%
192.01%
-64.89%
103.31%
739.97%
-57.03%
-80.03%
128.97%
-54.97%
 
Cost Of Goods Sold
0.01
0.00
0.00
19.93
38.29
24.31
18.06
14.05
69.03
24.10
73.43
Gross Profit
38.70
75.45
128.34
24.02
86.89
37.26
-10.74
3.01
16.41
13.21
9.41
GP Margin
99.98%
100%
100%
54.65%
69.41%
60.52%
-146.52%
17.64%
19.21%
35.41%
11.36%
Total Expenditure
5.49
5.02
3.18
23.09
40.56
35.20
20.20
16.22
71.46
33.62
74.65
Power & Fuel Cost
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Employee Cost
-
2.52
2.33
1.69
1.49
1.25
1.15
1.38
1.25
1.49
0.74
% Of Sales
-
3.34%
1.82%
3.85%
1.19%
2.03%
15.69%
8.09%
1.46%
3.99%
0.89%
Manufacturing Exp.
-
0.89
0.32
0.42
0.61
0.07
0.08
0.05
0.14
0.25
0.17
% Of Sales
-
1.18%
0.25%
0.96%
0.49%
0.11%
1.09%
0.29%
0.16%
0.67%
0.21%
General & Admin Exp.
-
0.38
0.28
0.09
0.12
0.22
0.08
0.10
0.57
0.18
0.18
% Of Sales
-
0.50%
0.22%
0.20%
0.10%
0.36%
1.09%
0.59%
0.67%
0.48%
0.22%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
1.23
0.27
0.95
0.05
9.35
0.83
0.65
0.48
7.60
0.00
% Of Sales
-
1.63%
0.21%
2.16%
0.04%
15.19%
11.32%
3.81%
0.56%
20.37%
0.14%
EBITDA
33.20
70.43
125.16
20.86
84.62
26.37
-12.87
0.84
13.97
3.69
8.20
EBITDA Margin
85.77%
93.35%
97.52%
47.46%
67.60%
42.83%
-175.58%
4.92%
16.35%
9.89%
9.90%
Other Income
0.00
0.00
0.00
0.01
0.02
0.04
0.12
0.07
0.04
4.31
9.84
Interest
2.02
1.59
1.69
1.76
0.91
1.51
0.29
0.15
0.34
2.84
4.20
Depreciation
0.02
0.01
0.01
0.01
0.01
0.01
0.01
0.02
0.02
0.03
0.00
PBT
31.17
68.82
123.47
19.10
83.72
24.89
-13.06
0.74
13.65
5.14
13.84
Tax
6.60
15.39
19.57
7.39
18.77
3.57
-3.44
0.38
-2.31
-0.08
0.00
Tax Rate
21.17%
22.36%
15.85%
38.69%
22.42%
14.34%
26.34%
51.35%
-16.92%
-1.56%
0.00%
PAT
24.56
53.42
103.90
11.68
64.92
21.33
-9.62
0.35
15.96
5.22
13.83
PAT before Minority Interest
24.55
53.43
103.90
11.70
64.95
21.32
-9.62
0.36
15.96
5.22
13.83
Minority Interest
-0.01
-0.01
0.00
-0.02
-0.03
0.01
0.00
-0.01
0.00
0.00
0.00
PAT Margin
63.45%
70.80%
80.96%
26.58%
51.86%
34.64%
-131.24%
2.05%
18.68%
13.99%
16.69%
PAT Growth
-81.39%
-48.59%
789.55%
-82.01%
204.36%
-
-
-97.81%
205.75%
-62.26%
 
EPS
223.27
485.64
944.55
106.18
590.18
193.91
-87.45
3.18
145.09
47.45
125.73

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Shareholder's Funds
967.56
697.19
438.12
426.68
279.16
156.84
244.65
129.13
116.07
35.16
Share Capital
1.10
1.03
1.03
1.03
1.00
1.00
1.00
1.00
0.64
0.64
Total Reserves
966.47
696.16
437.09
425.65
278.16
155.84
243.65
128.13
115.04
34.52
Non-Current Liabilities
108.06
67.86
26.27
29.51
11.60
-5.07
7.17
-2.65
-2.29
-0.93
Secured Loans
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Unsecured Loans
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Long Term Provisions
16.51
13.70
0.16
0.16
0.16
0.15
0.14
0.14
0.20
0.03
Current Liabilities
43.76
13.95
23.03
38.62
7.54
11.64
0.84
36.13
19.86
49.38
Trade Payables
0.29
13.36
0.07
0.01
0.82
0.02
0.02
0.06
7.73
0.00
Other Current Liabilities
0.82
0.58
0.47
0.40
0.32
0.05
0.30
0.23
0.67
4.65
Short Term Borrowings
42.66
0.02
22.35
27.70
4.89
10.07
0.52
31.82
8.00
42.23
Short Term Provisions
0.00
0.00
0.14
10.50
1.50
1.50
0.00
4.01
3.46
2.50
Total Liabilities
1,124.63
783.50
490.51
497.80
300.49
164.34
254.00
162.72
133.75
83.61
Net Block
0.05
0.04
0.04
0.05
0.04
0.04
0.05
0.08
0.08
0.00
Gross Block
0.13
0.11
0.10
0.10
0.08
0.07
0.08
0.99
0.97
0.01
Accumulated Depreciation
0.09
0.07
0.07
0.05
0.04
0.03
0.02
0.91
0.89
0.00
Non Current Assets
644.89
486.55
448.43
413.25
292.89
138.30
239.36
90.15
95.91
25.17
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Non Current Investment
627.11
470.18
447.38
412.19
291.84
137.25
238.29
86.97
94.82
25.17
Long Term Loans & Adv.
16.38
13.33
1.01
1.01
1.01
1.01
1.01
3.10
1.01
0.00
Other Non Current Assets
1.01
1.01
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Current Assets
479.75
296.95
42.08
84.55
7.60
26.05
14.64
72.57
37.84
58.44
Current Investments
456.81
291.76
41.58
61.40
0.00
0.00
0.00
32.41
2.46
25.41
Inventories
0.10
0.11
0.09
9.76
4.06
13.88
7.74
6.52
1.16
18.61
Sundry Debtors
0.00
1.42
0.00
0.91
0.00
0.12
0.00
0.00
2.67
6.20
Cash & Bank
22.82
2.61
0.17
1.88
0.06
7.53
0.18
0.32
1.63
0.09
Other Current Assets
0.02
1.05
0.09
0.13
3.48
4.52
6.71
33.32
29.91
8.12
Short Term Loans & Adv.
0.00
0.00
0.14
10.47
3.47
4.48
6.66
32.50
28.70
7.32
Net Current Assets
435.98
283.00
19.05
45.93
0.06
14.40
13.80
36.44
17.98
9.05
Total Assets
1,124.64
783.50
490.51
497.80
300.49
164.35
254.00
162.72
133.75
83.61

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Cash From Operating Activity
8.74
32.98
26.98
50.28
-4.90
-17.56
15.65
-5.97
-22.60
-15.50
PBT
68.82
123.47
19.10
83.72
24.89
-13.06
0.74
13.65
5.14
13.84
Adjustment
-36.60
-87.65
17.04
-19.01
-30.39
-1.86
-6.49
-29.75
-7.86
-18.71
Changes in Working Capital
-8.71
9.13
2.53
-7.36
-1.19
-2.41
22.10
11.14
-19.84
-9.45
Cash after chg. in Working capital
23.51
44.95
38.67
57.35
-6.69
-17.33
16.34
-4.95
-22.56
-14.32
Interest Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
-14.76
-11.97
-11.70
-7.07
1.79
-0.23
-0.69
-1.02
-0.04
-1.18
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-108.17
-6.75
-21.78
-81.23
4.15
15.67
15.65
7.91
26.88
19.77
Net Fixed Assets
-0.02
-0.01
0.00
-0.02
-0.01
0.01
0.91
-0.02
-0.96
Net Investments
-319.32
-268.88
-15.12
-179.39
-150.95
99.88
-115.50
-22.11
-46.58
Others
211.17
262.14
-6.66
98.18
155.11
-84.22
130.24
30.04
74.42
Cash from Financing Activity
119.63
-23.76
-6.90
32.76
-6.72
9.24
-31.47
-3.24
-2.81
-4.20
Net Cash Inflow / Outflow
20.21
2.47
-1.70
1.82
-7.47
7.35
-0.17
-1.30
1.47
0.07
Opening Cash & Equivalents
2.61
0.14
1.84
0.02
7.49
0.14
0.29
1.59
0.09
0.02
Closing Cash & Equivalent
22.82
2.61
0.14
1.84
0.02
7.49
0.12
0.29
1.59
0.09

Financial Ratios

Consolidated /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Book Value (Rs.)
8828.93
6769.45
4253.97
4142.89
2789.14
1566.98
2444.29
1290.11
1807.47
549.32
ROA
5.60%
16.31%
2.37%
16.27%
9.17%
-4.60%
0.17%
10.77%
4.80%
16.54%
ROE
6.42%
18.30%
2.71%
18.40%
9.78%
-4.79%
0.19%
13.04%
6.92%
39.35%
ROCE
8.25%
21.62%
4.56%
22.92%
11.71%
-6.20%
0.44%
9.82%
7.92%
23.31%
Fixed Asset Turnover
618.15
1188.36
425.69
1348.19
786.90
97.85
32.06
87.30
76.53
0.00
Receivable days
0.00
4.03
0.00
2.66
0.00
2.94
0.03
0.00
43.40
27.31
Inventory Days
0.52
0.30
40.90
20.15
53.19
538.53
152.58
16.41
96.74
82.00
Payable days
0.00
0.00
0.79
4.00
6.34
0.45
0.96
18.78
125.47
0.00
Cash Conversion Cycle
0.52
4.33
40.11
18.82
46.85
541.02
151.64
-2.37
14.67
109.31
Total Debt/Equity
0.04
0.00
0.05
0.06
0.02
0.06
0.00
0.25
0.07
1.20
Interest Cover
44.17
74.27
11.84
93.02
17.43
-44.13
5.87
41.55
2.81
4.29

Annual Reports:

FY 2025
FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017

News Update:


  • Saraswati Commercial - Quarterly Results
    13th Aug 2025, 18:02 PM

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.