Nifty
Sensex
:
:
24509.25
80502.08
-21.65 (-0.09%)
-102.57 (-0.13%)

Finance - NBFC - MFI

Rating :
49/99

BSE: 539404 | NSE: SATIN

220.01
05-Jul-2024
  • Open
  • High
  • Low
  • Previous Close
  •  221.10
  •  221.58
  •  218.05
  •  220.26
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  210905
  •  463.85
  •  283.55
  •  183.05

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 2,369.60
  • 5.44
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 9,013.41
  • N/A
  • 0.99

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 36.17%
  • 12.82%
  • 20.99%
  • FII
  • DII
  • Others
  • 7.14%
  • 3.12%
  • 19.76%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 20.36
  • 8.31
  • 17.56

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 20.18
  • 12.83
  • 17.08

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 29.56
  • 22.98
  • 176.15

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 4.72
  • 4.89
  • 6.10

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.94
  • 0.70
  • 0.81

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 7.25
  • 6.78
  • 7.66

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Var%
Dec 23
Dec 22
Var%
Sep 23
Sep 22
Var%
Jun 23
Jun 22
Var%
Net Sales
642.11
429.20
49.61%
595.57
415.81
43.23%
537.61
359.68
49.47%
462.34
344.77
34.10%
Expenses
217.47
132.03
64.71%
192.35
177.97
8.08%
172.66
137.54
25.53%
156.32
463.28
-66.26%
EBITDA
424.64
297.17
42.89%
403.22
237.84
69.53%
364.95
222.14
64.29%
306.02
-118.51
-
EBIDTM
66.13%
69.24%
67.70%
57.20%
67.88%
61.76%
66.19%
-34.37%
Other Income
4.77
0.05
9,440.00%
0.71
0.15
373.33%
0.87
1.02
-14.71%
1.38
0.51
170.59%
Interest
251.95
157.91
59.55%
246.90
155.11
59.18%
216.69
144.87
49.58%
185.48
158.85
16.76%
Depreciation
6.39
7.81
-18.18%
5.85
3.90
50.00%
6.05
3.54
70.90%
4.37
3.14
39.17%
PBT
171.08
131.50
30.10%
151.18
78.98
91.42%
143.09
74.75
91.42%
117.54
-279.99
-
Tax
42.86
32.89
30.31%
38.11
20.27
88.01%
36.31
17.56
106.78%
29.67
-70.30
-
PAT
128.22
98.60
30.04%
113.07
58.71
92.59%
106.78
57.20
86.68%
87.87
-209.70
-
PATM
19.97%
22.97%
18.98%
14.12%
19.86%
15.90%
19.01%
-60.82%
EPS
11.65
11.63
0.17%
10.28
7.09
44.99%
10.76
7.27
48.01%
9.98
-27.95
-

Annual Results

Standalone Figures in Rs. Crores /

Consolidated
Description
TTM
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Net Sales
-
2,237.42
1,549.16
1,377.05
1,375.86
1,500.91
1,442.68
1,031.88
801.05
Net Sales Growth
-
44.43%
12.50%
0.09%
-8.33%
4.04%
39.81%
28.82%
 
Cost Of Goods Sold
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
-
2,237.42
1,549.16
1,377.05
1,375.86
1,500.91
1,442.68
1,031.88
801.05
GP Margin
-
100%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
-
748.07
1,108.58
700.15
741.07
686.37
567.62
502.01
321.85
Power & Fuel Cost
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
Employee Cost
-
447.91
387.60
393.12
337.33
351.35
305.48
220.48
171.86
% Of Sales
-
20.02%
25.02%
28.55%
24.52%
23.41%
21.17%
21.37%
21.45%
Manufacturing Exp.
-
25.52
28.58
30.22
30.42
32.13
33.88
22.38
15.74
% Of Sales
-
1.14%
1.84%
2.19%
2.21%
2.14%
2.35%
2.17%
1.96%
General & Admin Exp.
-
92.32
73.71
50.28
49.38
66.94
55.70
43.27
45.88
% Of Sales
-
4.13%
4.76%
3.65%
3.59%
4.46%
3.86%
4.19%
5.73%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
182.31
618.68
226.52
323.95
235.95
172.56
215.88
88.37
% Of Sales
-
8.15%
39.94%
16.45%
23.55%
15.72%
11.96%
20.92%
11.03%
EBITDA
-
1,489.35
440.58
676.90
634.79
814.54
875.06
529.87
479.20
EBITDA Margin
-
66.57%
28.44%
49.16%
46.14%
54.27%
60.66%
51.35%
59.82%
Other Income
-
17.23
199.78
4.09
8.51
3.92
99.43
136.48
0.42
Interest
-
901.02
616.73
630.72
637.97
589.29
646.17
535.74
435.75
Depreciation
-
22.66
18.39
16.10
15.08
17.54
12.51
14.74
6.05
PBT
-
582.89
5.24
34.18
-9.75
211.63
315.81
115.86
37.81
Tax
-
146.95
0.43
13.48
4.23
56.65
114.31
41.06
12.89
Tax Rate
-
25.21%
8.21%
39.44%
-43.38%
26.77%
36.20%
35.44%
34.09%
PAT
-
435.94
4.81
20.70
-13.98
154.97
201.20
75.41
24.88
PAT before Minority Interest
-
435.94
4.81
20.70
-13.98
154.97
201.50
74.80
24.93
Minority Interest
-
0.00
0.00
0.00
0.00
0.00
-0.30
0.61
-0.05
PAT Margin
-
19.48%
0.31%
1.50%
-1.02%
10.33%
13.95%
7.31%
3.11%
PAT Growth
-
8,963.20%
-76.76%
-
-
-22.98%
166.81%
203.09%
 
EPS
-
39.45
0.44
1.87
-1.27
14.02
18.21
6.82
2.25

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Shareholder's Funds
2,400.85
1,628.12
1,581.85
1,486.16
1,448.69
1,149.45
884.77
662.59
Share Capital
110.04
84.80
74.59
66.47
51.71
48.53
47.27
62.14
Total Reserves
2,290.81
1,514.06
1,457.26
1,417.52
1,391.57
1,081.15
820.96
599.97
Non-Current Liabilities
7,068.86
4,672.27
4,941.98
5,933.29
5,373.70
4,790.98
4,283.78
2,027.55
Secured Loans
6,595.74
4,127.42
4,304.39
5,330.70
4,661.13
4,089.15
3,774.85
1,640.63
Unsecured Loans
472.03
624.08
710.30
638.35
692.43
695.34
601.53
382.70
Long Term Provisions
10.17
9.34
9.82
16.43
12.86
15.15
0.00
27.29
Current Liabilities
1,011.22
1,460.60
1,048.90
573.06
477.23
791.88
1,035.80
2,062.20
Trade Payables
21.83
20.60
29.71
33.64
24.92
13.43
25.09
14.55
Other Current Liabilities
139.87
280.26
290.37
326.47
264.36
292.32
205.74
1,833.75
Short Term Borrowings
847.17
1,159.75
728.83
212.08
187.95
486.12
784.50
169.92
Short Term Provisions
2.35
0.00
0.00
0.88
0.00
0.00
20.46
43.97
Total Liabilities
10,480.93
7,760.99
7,572.73
7,992.51
7,299.62
6,732.31
6,206.43
4,754.62
Net Block
126.30
122.32
118.83
131.27
93.95
80.63
74.97
72.74
Gross Block
212.00
202.56
192.08
197.43
147.94
117.92
104.31
87.62
Accumulated Depreciation
85.70
80.25
73.25
66.16
53.99
37.29
29.34
14.88
Non Current Assets
9,106.14
6,535.58
5,512.27
5,967.40
5,080.91
4,651.93
4,947.22
1,074.69
Capital Work in Progress
0.09
0.00
0.18
3.65
34.14
16.34
16.23
12.18
Non Current Investment
56.49
61.76
47.97
0.01
0.01
0.01
0.04
0.06
Long Term Loans & Adv.
3.75
3.74
5.69
6.33
7.00
4.65
3.23
16.16
Other Non Current Assets
5.07
12.27
24.19
14.99
4.70
1.68
5.46
157.86
Current Assets
1,374.78
1,225.41
2,060.46
2,025.13
2,218.71
2,080.38
1,259.20
3,674.54
Current Investments
0.00
0.00
0.59
0.58
245.73
264.28
71.78
20.45
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
8.45
5.39
2.76
19.46
12.33
12.38
11.77
5.99
Cash & Bank
1,271.13
1,114.36
2,001.94
1,958.33
1,881.16
1,758.42
1,133.78
1,129.76
Other Current Assets
95.20
57.97
43.08
38.66
79.49
45.30
41.87
2,518.33
Short Term Loans & Adv.
15.10
47.69
12.08
8.11
43.71
22.03
8.57
2,449.24
Net Current Assets
363.56
-235.18
1,011.56
1,452.06
1,741.48
1,288.50
223.41
1,612.34
Total Assets
10,480.92
7,760.99
7,572.73
7,992.53
7,299.62
6,732.31
6,206.42
4,754.63

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Cash From Operating Activity
-2,068.89
-956.34
336.17
-944.90
-225.30
611.00
-1,541.37
-966.45
PBT
582.89
5.24
34.18
-9.75
211.63
315.81
115.86
37.81
Adjustment
-51.97
219.60
184.13
229.53
16.07
-70.55
70.13
58.04
Changes in Working Capital
-2,564.37
-1,143.53
158.02
-1,151.40
-381.40
432.90
-1,719.59
-1,033.65
Cash after chg. in Working capital
-2,033.46
-918.69
376.33
-931.62
-153.70
678.16
-1,533.60
-937.80
Interest Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
-35.43
-37.65
-40.17
-13.28
-71.59
-67.16
-7.77
-28.64
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-28.23
-72.90
-50.80
225.66
55.68
-186.85
-54.91
-36.21
Net Fixed Assets
-6.69
-9.50
10.83
-17.29
-43.59
-13.16
-19.53
Net Investments
-85.47
-405.35
-52.98
230.15
-91.45
-273.33
-78.27
Others
63.93
341.95
-8.65
12.80
190.72
99.64
42.89
Cash from Financing Activity
2,263.46
389.87
-442.42
734.32
242.85
88.23
1,393.73
1,397.52
Net Cash Inflow / Outflow
166.34
-639.37
-157.05
15.08
73.24
512.38
-202.55
394.86
Opening Cash & Equivalents
257.71
897.08
1,054.13
1,039.05
965.82
453.43
655.98
268.36
Closing Cash & Equivalent
424.05
257.71
897.08
1,054.13
1,039.05
965.82
453.43
663.22

Financial Ratios

Standalone /

Consolidated
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Book Value (Rs.)
218.28
188.67
205.51
223.33
261.45
218.07
172.07
159.35
ROA
4.78%
0.06%
0.27%
-0.18%
2.21%
3.11%
1.36%
0.52%
ROE
21.80%
0.31%
1.37%
-0.96%
12.05%
20.17%
9.97%
3.95%
ROCE
16.62%
8.37%
8.87%
8.57%
11.94%
15.43%
12.33%
10.47%
Fixed Asset Turnover
10.79
7.85
7.07
7.97
11.29
12.98
10.75
9.14
Receivable days
1.13
0.96
2.94
4.22
3.00
3.05
3.14
2.73
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
0.00
0.00
0.00
17.16
19.69
27.84
27.14
Cash Conversion Cycle
1.13
0.96
2.94
4.22
-14.16
-16.63
-24.69
-24.41
Total Debt/Equity
3.30
3.70
3.75
4.17
3.84
4.67
5.94
5.88
Interest Cover
1.65
1.01
1.05
0.98
1.36
1.49
1.22
1.09

News Update:


  • Satin Creditcare Network secures 15 million Euros debt funding from OeEB
    10th Jul 2024, 16:27 PM

    The ECB has a tenure of five years, during which the funds raised will be strategically utilized to expand SCNL’s business operations and enhance micro-credit access for its customers

    Read More
  • Satin Creditcare Network raises Rs 50 crore through NCDs
    5th Jul 2024, 09:58 AM

    The Working Committee of Board of Directors of the company in its meeting held on July 4, 2024 has allotted the same

    Read More
  • Satin Creditcare Network opens first branch in Nagaland
    24th Jun 2024, 14:30 PM

    With the company’s debut in Nagaland, its presence now extends to six states in the Northeast region

    Read More
  • Satin Creditcare - Quarterly Results
    29th Apr 2024, 14:35 PM

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.