Nifty
Sensex
:
:
24870.10
81306.85
-213.65 (-0.85%)
-693.86 (-0.85%)

Finance - NBFC - MFI

Rating :
47/99

BSE: 539404 | NSE: SATIN

140.79
22-Aug-2025
  • Open
  • High
  • Low
  • Previous Close
  •  139.75
  •  142.55
  •  139.75
  •  139.90
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  92140
  •  12989667.01
  •  223
  •  131.8

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 1,555.98
  • 12.35
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 9,125.26
  • N/A
  • 0.60

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 36.17%
  • 15.78%
  • 20.42%
  • FII
  • DII
  • Others
  • 4.32%
  • 3.61%
  • 19.70%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 15.72
  • 13.57
  • 18.82

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 12.39
  • 15.32
  • 24.05

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 14.09
  • -
  • 238.24

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 5.11
  • 5.35
  • 5.63

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.92
  • 0.71
  • 0.90

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 7.10
  • 6.83
  • 6.44

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Jun 25
Jun 24
Var%
Mar 25
Mar 24
Var%
Dec 24
Dec 23
Var%
Sep 24
Sep 23
Var%
Net Sales
708.58
632.66
12.00%
621.06
642.11
-3.28%
684.07
595.57
14.86%
656.90
537.61
22.19%
Expenses
351.88
236.64
48.70%
333.01
217.47
53.13%
397.50
192.35
106.65%
323.11
172.66
87.14%
EBITDA
356.70
396.02
-9.93%
288.05
424.64
-32.17%
286.56
403.22
-28.93%
333.80
364.95
-8.54%
EBIDTM
50.34%
62.60%
46.38%
66.13%
41.89%
67.70%
50.81%
67.88%
Other Income
4.69
1.69
177.51%
1.44
4.77
-69.81%
3.52
0.71
395.77%
0.56
0.87
-35.63%
Interest
297.10
251.00
18.37%
263.68
251.95
4.66%
267.83
246.90
8.48%
266.09
216.69
22.80%
Depreciation
6.21
5.69
9.14%
7.58
6.39
18.62%
7.30
5.85
24.79%
6.70
6.05
10.74%
PBT
58.08
141.01
-58.81%
18.23
171.08
-89.34%
14.95
151.18
-90.11%
61.58
143.09
-56.96%
Tax
12.98
35.73
-63.67%
-3.67
42.86
-
0.69
38.11
-98.19%
16.88
36.31
-53.51%
PAT
45.10
105.28
-57.16%
21.89
128.22
-82.93%
14.26
113.07
-87.39%
44.69
106.78
-58.15%
PATM
6.36%
16.64%
3.53%
19.97%
2.08%
18.98%
6.80%
19.86%
EPS
4.10
9.57
-57.16%
1.99
11.65
-82.92%
1.30
10.28
-87.35%
4.06
10.76
-62.27%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Net Sales
2,670.61
2,599.03
2,237.42
1,549.16
1,377.05
1,375.86
1,500.91
1,442.68
1,031.88
801.05
Net Sales Growth
10.91%
16.16%
44.43%
12.50%
0.09%
-8.33%
4.04%
39.81%
28.82%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
2,670.61
2,599.03
2,237.42
1,549.16
1,377.05
1,375.86
1,500.91
1,442.68
1,031.88
801.05
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
1,405.50
1,304.61
748.07
1,108.58
700.15
741.07
686.37
567.62
502.01
321.85
Power & Fuel Cost
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
Employee Cost
-
586.31
447.91
387.60
393.12
337.33
351.35
305.48
220.48
171.86
% Of Sales
-
22.56%
20.02%
25.02%
28.55%
24.52%
23.41%
21.17%
21.37%
21.45%
Manufacturing Exp.
-
29.32
25.52
28.58
30.22
30.42
32.13
33.88
22.38
15.74
% Of Sales
-
1.13%
1.14%
1.84%
2.19%
2.21%
2.14%
2.35%
2.17%
1.96%
General & Admin Exp.
-
134.80
92.32
73.71
50.28
49.38
66.94
55.70
43.27
45.88
% Of Sales
-
5.19%
4.13%
4.76%
3.65%
3.59%
4.46%
3.86%
4.19%
5.73%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
554.17
182.31
618.68
226.52
323.95
235.95
172.56
215.88
88.37
% Of Sales
-
21.32%
8.15%
39.94%
16.45%
23.55%
15.72%
11.96%
20.92%
11.03%
EBITDA
1,265.11
1,294.42
1,489.35
440.58
676.90
634.79
814.54
875.06
529.87
479.20
EBITDA Margin
47.37%
49.80%
66.57%
28.44%
49.16%
46.14%
54.27%
60.66%
51.35%
59.82%
Other Income
10.21
17.23
17.23
199.78
4.09
8.51
3.92
99.43
136.48
0.42
Interest
1,094.70
1,048.61
901.02
616.73
630.72
637.97
589.29
646.17
535.74
435.75
Depreciation
27.79
27.27
22.66
18.39
16.10
15.08
17.54
12.51
14.74
6.05
PBT
152.84
235.77
582.89
5.24
34.18
-9.75
211.63
315.81
115.86
37.81
Tax
26.88
49.64
146.95
0.43
13.48
4.23
56.65
114.31
41.06
12.89
Tax Rate
17.59%
21.05%
25.21%
8.21%
39.44%
-43.38%
26.77%
36.20%
35.44%
34.09%
PAT
125.94
186.13
435.94
4.81
20.70
-13.98
154.97
201.20
75.41
24.88
PAT before Minority Interest
125.94
186.13
435.94
4.81
20.70
-13.98
154.97
201.50
74.80
24.93
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
-0.30
0.61
-0.05
PAT Margin
4.72%
7.16%
19.48%
0.31%
1.50%
-1.02%
10.33%
13.95%
7.31%
3.11%
PAT Growth
-72.22%
-57.30%
8,963.20%
-76.76%
-
-
-22.98%
166.81%
203.09%
 
EPS
11.40
16.84
39.45
0.44
1.87
-1.27
14.02
18.21
6.82
2.25

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Shareholder's Funds
2,542.86
2,400.85
1,628.12
1,581.85
1,486.16
1,448.69
1,149.45
884.77
662.59
Share Capital
110.04
110.04
84.80
74.59
66.47
51.71
48.53
47.27
62.14
Total Reserves
2,432.37
2,290.81
1,514.06
1,457.26
1,417.52
1,391.57
1,081.15
820.96
599.97
Non-Current Liabilities
4,216.24
4,308.48
4,672.27
4,941.98
5,933.29
5,373.70
4,790.98
4,283.78
2,027.55
Secured Loans
1,155.86
800.61
4,127.42
4,304.39
5,330.70
4,661.13
4,089.15
3,774.85
1,640.63
Unsecured Loans
3,091.02
3,494.69
624.08
710.30
638.35
692.43
695.34
601.53
382.70
Long Term Provisions
13.76
7.12
9.34
9.82
16.43
12.86
15.15
0.00
27.29
Current Liabilities
4,783.49
3,766.29
1,460.60
1,048.90
573.06
477.23
791.88
1,035.80
2,062.20
Trade Payables
35.53
21.83
20.60
29.71
33.64
24.92
13.43
25.09
14.55
Other Current Liabilities
199.34
124.73
280.26
290.37
326.47
264.36
292.32
205.74
1,833.75
Short Term Borrowings
4,544.56
3,614.33
1,159.75
728.83
212.08
187.95
486.12
784.50
169.92
Short Term Provisions
4.06
5.41
0.00
0.00
0.88
0.00
0.00
20.46
43.97
Total Liabilities
11,542.59
10,475.62
7,760.99
7,572.73
7,992.51
7,299.62
6,732.31
6,206.43
4,754.62
Net Block
130.79
126.30
122.32
118.83
131.27
93.95
80.63
74.97
72.74
Gross Block
226.01
212.00
202.56
192.08
197.43
147.94
117.92
104.31
87.62
Accumulated Depreciation
95.22
85.70
80.25
73.25
66.16
53.99
37.29
29.34
14.88
Non Current Assets
10,183.28
9,327.07
6,535.58
5,512.27
5,967.40
5,080.91
4,651.93
4,947.22
1,074.69
Capital Work in Progress
0.43
0.09
0.00
0.18
3.65
34.14
16.34
16.23
12.18
Non Current Investment
37.21
51.18
61.76
47.97
0.01
0.01
0.01
0.04
0.06
Long Term Loans & Adv.
0.00
0.00
3.74
5.69
6.33
7.00
4.65
3.23
16.16
Other Non Current Assets
165.25
235.05
12.27
24.19
14.99
4.70
1.68
5.46
157.86
Current Assets
1,359.31
1,148.55
1,225.41
2,060.46
2,025.13
2,218.71
2,080.38
1,259.20
3,674.54
Current Investments
17.89
0.00
0.00
0.59
0.58
245.73
264.28
71.78
20.45
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
1.94
8.45
5.39
2.76
19.46
12.33
12.38
11.77
5.99
Cash & Bank
1,222.16
1,045.45
1,114.36
2,001.94
1,958.33
1,881.16
1,758.42
1,133.78
1,129.76
Other Current Assets
117.32
83.09
57.97
43.08
46.77
79.49
45.30
41.87
2,518.33
Short Term Loans & Adv.
19.13
11.56
47.69
12.08
8.11
43.71
22.03
8.57
2,449.24
Net Current Assets
-3,424.18
-2,617.74
-235.18
1,011.56
1,452.06
1,741.48
1,288.50
223.41
1,612.34
Total Assets
11,542.59
10,475.62
7,760.99
7,572.73
7,992.53
7,299.62
6,732.31
6,206.42
4,754.63

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Cash From Operating Activity
-563.40
-2,068.89
-956.34
336.17
-944.90
-225.30
611.00
-1,541.37
-966.45
PBT
235.77
582.89
5.24
34.18
-9.75
211.63
315.81
115.86
37.81
Adjustment
372.45
-51.97
219.60
184.13
229.53
16.07
-70.55
70.13
58.04
Changes in Working Capital
-1,091.65
-2,564.37
-1,143.53
158.02
-1,151.40
-381.40
432.90
-1,719.59
-1,033.65
Cash after chg. in Working capital
-483.43
-2,033.46
-918.69
376.33
-931.62
-153.70
678.16
-1,533.60
-937.80
Interest Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
-79.97
-35.43
-37.65
-40.17
-13.28
-71.59
-67.16
-7.77
-28.64
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-45.39
-24.20
-72.90
-50.80
225.66
55.68
-186.85
-54.91
-36.21
Net Fixed Assets
-11.85
-6.69
-9.50
10.83
-17.29
-43.59
-13.16
-19.53
Net Investments
-88.84
-83.29
-405.35
-52.98
230.15
-91.45
-273.33
-78.27
Others
55.30
65.78
341.95
-8.65
12.80
190.72
99.64
42.89
Cash from Financing Activity
913.81
2,259.44
389.87
-442.42
734.32
242.85
88.23
1,393.73
1,397.52
Net Cash Inflow / Outflow
305.02
166.34
-639.37
-157.05
15.08
73.24
512.38
-202.55
394.86
Opening Cash & Equivalents
424.03
257.68
897.08
1,054.13
1,039.05
965.82
453.43
655.98
268.36
Closing Cash & Equivalent
729.05
424.03
257.71
897.08
1,054.13
1,039.05
965.82
453.43
663.22

Financial Ratios

Consolidated /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Book Value (Rs.)
231.15
218.28
188.67
205.51
223.33
261.45
218.07
172.07
159.35
ROA
1.69%
4.78%
0.06%
0.27%
-0.18%
2.21%
3.11%
1.36%
0.52%
ROE
7.53%
21.80%
0.31%
1.37%
-0.96%
12.05%
20.17%
9.97%
3.95%
ROCE
11.87%
16.63%
8.37%
8.87%
8.57%
11.94%
15.43%
12.33%
10.47%
Fixed Asset Turnover
11.87
10.79
7.85
7.07
7.97
11.29
12.98
10.75
9.14
Receivable days
0.73
1.13
0.96
2.94
4.22
3.00
3.05
3.14
2.73
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
0.00
0.00
0.00
0.00
17.16
19.69
27.84
27.14
Cash Conversion Cycle
0.73
1.13
0.96
2.94
4.22
-14.16
-16.63
-24.69
-24.41
Total Debt/Equity
3.46
3.29
3.70
3.75
4.17
3.84
4.67
5.94
5.88
Interest Cover
1.22
1.65
1.01
1.05
0.98
1.36
1.49
1.22
1.09

News Update:


  • Satin Creditcare Network raises Rs 100 crore subordinated debt
    22nd Aug 2025, 12:40 PM

    The fundraise was completed in two tranches, the first tranche of Rs 40 crore on July 24, 2025 and the second tranche of Rs 60 crore on August 21, 2025

    Read More
  • Satin Creditcare Network raises Rs 60 crore via NCDs
    21st Aug 2025, 16:41 PM

    The NDCs were allotted on private placement basis

    Read More
  • Satin Creditcare - Quarterly Results
    8th Aug 2025, 16:45 PM

    Read More
  • Satin Creditcare Network opens first branch in Mizoram
    17th Jul 2025, 12:40 PM

    SCNL manages a robust portfolio of over Rs 1,500 crore and runs 165 active branches in the Northeast alone as of June 30, 2025

    Read More
  • Satin Creditcare Network to raise funds up to Rs 5000 crore through NCDs
    23rd Jun 2025, 16:29 PM

    A meeting of the Board of Directors of the company is scheduled to be held on June 27, 2025, inter-alia, to discuss and consider the same

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.