Nifty

:

24013.10

Sensex

:

76802.90

-154.90 (-0.64%)
-607.08 (-0.78%)

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Nifty
Sensex

:
:

24013.10
76802.90

-154.90 (-0.64%)
-607.08 (-0.78%)

Satin Creditcare Network Ltd.

Finance - NBFC - MFI

Rating :

72/99

BSE: 539404 | NSE: SATIN

Watchlist

NSE BSE

235.43

19-Jun-2026

Open
High
Low
Previous Close

230.1
236.45
228.87
231.43

Volume
Traded Value (lacs)
52 Week High
52 Week Low

288640
67395888.81
247
133.01

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

2,597.17
7.82
10

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

9,368.57
N/A
0.91

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

10 Years
5 Years
3 Years

15.72
13.57
18.82

EBITDA CAGR (%)

10 Years
5 Years
3 Years

12.39
15.32
24.05

PAT CAGR (%)

10 Years
5 Years
3 Years

14.09
-
238.24

P:E (Median)

8 Years
5 Years
3 Years

6.01
6.65
7.29

P:BV (Average)

8 Years
5 Years
3 Years

0.78
0.76
0.87

EV:EBITDA (Average)

8 Years
5 Years
3 Years

6.39
6.71
5.55

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone

Description Mar 26 Mar 25 Var% Dec 25 Dec 24 Var% Sep 25 Sep 24 Var% Jun 25 Jun 24 Var%
Net Sales 811.58 559.80 44.98% 669.87 631.30 6.11% 715.90 600.46 19.23% 641.43 581.92 10.23%
Expenses 280.28 298.49 -6.10% 315.81 366.72 -13.88% 331.03 295.13 12.16% 315.26 210.07 50.07%
EBITDA 531.30 261.31 103.32% 354.06 264.58 33.82% 384.87 305.33 26.05% 326.17 371.85 -12.28%
EBIDTM 65.46% 46.68% 52.86% 41.91% 53.76% 50.85% 50.85% 63.90%
Other Income 0.56 1.86 -69.89% 0.56 0.77 -27.27% 0.50 0.45 11.11% 0.56 0.19 194.74%
Interest 343.48 235.57 45.81% 256.34 242.02 5.92% 312.51 242.68 28.77% 266.74 229.49 16.23%
Depreciation 7.47 6.60 13.18% 7.02 6.32 11.08% 5.97 5.67 5.29% 5.37 5.01 7.19%
PBT 180.90 21.00 761.43% 91.26 17.02 436.19% 66.89 57.42 16.49% 54.63 137.54 -60.28%
Tax 43.95 -20.04 - 20.61 -14.33 - 15.01 15.87 -5.42% 12.03 34.93 -65.56%
PAT 136.95 41.05 233.62% 70.65 31.35 125.36% 51.88 41.56 24.83% 42.60 102.61 -58.48%
PATM 16.87% 7.33% 10.55% 4.97% 7.25% 6.92% 6.64% 17.63%
EPS 12.39 3.71 233.96% 6.39 2.84 125.00% 4.70 3.76 25.00% 3.86 9.29 -58.45%

Description Mar 26 Mar 25 Var% Dec 25 Dec 24 Var% Sep 25 Sep 24 Var% Jun 25 Jun 24 Var%
Net Sales 919.50 621.06 48.05% 747.48 684.07 9.27% 787.89 656.90 19.94% 708.58 632.66 12.00%
Expenses 320.47 333.01 -3.77% 362.23 397.50 -8.87% 372.97 323.11 15.43% 351.88 236.64 48.70%
EBITDA 599.03 288.05 107.96% 385.25 286.56 34.44% 414.92 333.80 24.30% 356.70 396.02 -9.93%
EBIDTM 65.15% 46.38% 51.54% 41.89% 52.66% 50.81% 50.34% 62.60%
Other Income 3.05 1.44 111.81% 5.20 3.52 47.73% 4.91 0.56 776.79% 4.69 1.69 177.51%
Interest 380.84 263.68 44.43% 289.19 267.83 7.98% 344.28 266.09 29.38% 297.10 251.00 18.37%
Depreciation 9.08 7.58 19.79% 8.15 7.30 11.64% 6.86 6.70 2.39% 6.21 5.69 9.14%
PBT 212.16 18.23 1,063.80% 93.12 14.95 522.88% 68.70 61.58 11.56% 58.08 141.01 -58.81%
Tax 50.11 -3.67 - 21.21 0.69 2,973.91% 15.54 16.88 -7.94% 12.98 35.73 -63.67%
PAT 162.05 21.89 640.29% 71.91 14.26 404.28% 53.15 44.69 18.93% 45.10 105.28 -57.16%
PATM 17.62% 3.53% 9.62% 2.08% 6.75% 6.80% 6.36% 16.64%
EPS 14.72 1.99 639.70% 6.53 1.30 402.31% 4.83 4.06 18.97% 4.10 9.57 -57.16%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone

Right to Left

Description TTM Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Net Sales 2,838.78 2,377.82 2,053.41 1,752.92 1,261.95 1,271.57 1,400.97 1,372.82 977.85 776.67 552.27 Net Sales Growth 19.60% 15.80% 17.14% 38.91% -0.76% -9.24% 2.05% 40.39% 25.90% 40.63% Cost Of Goods Sold 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 2,838.78 2,377.82 2,053.41 1,752.92 1,261.95 1,271.57 1,400.97 1,372.82 977.85 776.67 552.27 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 1,242.38 1,174.80 647.85 1,020.82 586.42 657.25 597.07 510.37 439.80 298.70 178.27 Power & Fuel Cost - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Employee Cost - 507.32 365.70 316.32 324.42 281.42 296.67 264.82 189.15 156.81 86.87 % Of Sales - 21.34% 17.81% 18.05% 25.71% 22.13% 21.18% 19.29% 19.34% 20.19% 15.73% Manufacturing Exp. - 25.00 20.94 23.04 25.32 25.06 26.86 28.30 18.82 14.54 9.84 % Of Sales - 1.05% 1.02% 1.31% 2.01% 1.97% 1.92% 2.06% 1.92% 1.87% 1.78% General & Admin Exp. - 114.48 94.53 73.33 49.01 41.83 58.73 48.49 38.14 43.31 54.74 % Of Sales - 4.81% 4.60% 4.18% 3.88% 3.29% 4.19% 3.53% 3.90% 5.58% 9.91% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 528.00 166.67 608.13 187.66 308.95 214.82 168.77 193.69 84.04 0.00 % Of Sales - 22.21% 8.12% 34.69% 14.87% 24.30% 15.33% 12.29% 19.81% 10.82% 4.85% EBITDA 1,596.40 1,203.02 1,405.56 732.10 675.53 614.32 803.90 862.45 538.05 477.97 374.00 EBITDA Margin 56.24% 50.59% 68.45% 41.76% 53.53% 48.31% 57.38% 62.82% 55.02% 61.54% 67.72% Other Income 2.18 3.32 13.10 201.13 4.03 6.54 1.33 97.18 136.01 0.00 6.27 Interest 1,179.07 949.76 832.84 576.02 606.41 617.61 576.86 642.70 533.38 435.13 289.86 Depreciation 25.83 23.60 19.98 16.20 13.79 13.01 15.20 11.32 14.06 5.63 2.88 PBT 393.68 232.98 565.85 341.00 59.36 -9.76 213.17 305.62 126.62 37.20 87.53 Tax 91.60 16.42 143.01 76.67 19.14 3.79 56.90 110.67 44.47 12.70 29.59 Tax Rate 23.27% 7.05% 25.27% 22.48% 32.24% -38.83% 26.69% 36.21% 35.12% 34.14% 33.81% PAT 302.08 216.56 422.84 264.33 40.23 -13.55 156.27 194.94 82.15 24.50 57.94 PAT before Minority Interest 302.08 216.56 422.84 264.33 40.23 -13.55 156.27 194.94 82.15 24.50 57.94 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 10.64% 9.11% 20.59% 15.08% 3.19% -1.07% 11.15% 14.20% 8.40% 3.15% 10.49% PAT Growth 39.48% -48.78% 59.97% 557.05% - - -19.84% 137.30% 235.31% -57.71% EPS 27.34 19.60 38.27 23.92 3.64 -1.23 14.14 17.64 7.43 2.22 5.24

Description TTM Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17
Net Sales 3,163.45 2,599.03 2,237.42 1,549.16 1,377.05 1,375.86 1,500.91 1,442.68 1,031.88 801.05 Net Sales Growth 21.92% 16.16% 44.43% 12.50% 0.09% -8.33% 4.04% 39.81% 28.82% Cost Of Goods Sold 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 3,163.45 2,599.03 2,237.42 1,549.16 1,377.05 1,375.86 1,500.91 1,442.68 1,031.88 801.05 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 1,407.55 1,304.61 748.07 1,108.58 700.15 741.07 686.37 567.62 502.01 321.85 Power & Fuel Cost - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% Employee Cost - 586.31 447.91 387.60 393.12 337.33 351.35 305.48 220.48 171.86 % Of Sales - 22.56% 20.02% 25.02% 28.55% 24.52% 23.41% 21.17% 21.37% 21.45% Manufacturing Exp. - 29.32 25.52 28.58 30.22 30.42 32.13 33.88 22.38 15.74 % Of Sales - 1.13% 1.14% 1.84% 2.19% 2.21% 2.14% 2.35% 2.17% 1.96% General & Admin Exp. - 134.80 92.32 73.71 50.28 49.38 66.94 55.70 43.27 45.88 % Of Sales - 5.19% 4.13% 4.76% 3.65% 3.59% 4.46% 3.86% 4.19% 5.73% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 554.17 182.31 618.68 226.52 323.95 235.95 172.56 215.88 88.37 % Of Sales - 21.32% 8.15% 39.94% 16.45% 23.55% 15.72% 11.96% 20.92% 11.03% EBITDA 1,755.90 1,294.42 1,489.35 440.58 676.90 634.79 814.54 875.06 529.87 479.20 EBITDA Margin 55.51% 49.80% 66.57% 28.44% 49.16% 46.14% 54.27% 60.66% 51.35% 59.82% Other Income 17.85 17.23 17.23 199.78 4.09 8.51 3.92 99.43 136.48 0.42 Interest 1,311.41 1,048.61 901.02 616.73 630.72 637.97 589.29 646.17 535.74 435.75 Depreciation 30.30 27.27 22.66 18.39 16.10 15.08 17.54 12.51 14.74 6.05 PBT 432.06 235.77 582.89 5.24 34.18 -9.75 211.63 315.81 115.86 37.81 Tax 99.84 49.64 146.95 0.43 13.48 4.23 56.65 114.31 41.06 12.89 Tax Rate 23.11% 21.05% 25.21% 8.21% 39.44% -43.38% 26.77% 36.20% 35.44% 34.09% PAT 332.21 186.13 435.94 4.81 20.70 -13.98 154.97 201.20 75.41 24.88 PAT before Minority Interest 332.19 186.13 435.94 4.81 20.70 -13.98 154.97 201.50 74.80 24.93 Minority Interest -0.02 0.00 0.00 0.00 0.00 0.00 0.00 -0.30 0.61 -0.05 PAT Margin 10.50% 7.16% 19.48% 0.31% 1.50% -1.02% 10.33% 13.95% 7.31% 3.11% PAT Growth 78.49% -57.30% 8,963.20% -76.76% - - -22.98% 166.81% 203.09% EPS 30.06 16.84 39.45 0.44 1.87 -1.27 14.02 18.21 6.82 2.25

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone

Right to Left

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Shareholder's Funds 2,843.28 2,667.34 1,913.72 1,606.25 1,491.05 1,452.77 1,151.42 891.90 662.22 324.01 Share Capital 110.04 110.04 84.80 74.59 66.47 51.71 48.53 47.27 62.14 31.50 Total Reserves 2,732.79 2,557.30 1,799.65 1,481.66 1,422.40 1,395.65 1,083.12 828.09 599.59 292.39 Non-Current Liabilities 3,709.52 3,906.14 4,298.97 4,675.92 5,782.80 5,245.32 4,756.77 4,277.78 2,023.76 1,327.63 Secured Loans 1,042.15 781.24 3,685.36 4,046.13 5,201.56 4,557.96 4,056.42 3,774.85 1,640.63 1,145.97 Unsecured Loans 2,634.87 3,038.60 604.12 690.14 614.18 665.08 692.51 591.63 379.49 187.53 Long Term Provisions 11.90 5.72 7.04 7.76 13.16 10.86 13.54 0.00 26.33 2.89 Current Liabilities 4,333.51 3,507.53 1,432.71 1,025.12 554.56 456.14 781.65 1,004.18 2,040.19 1,643.04 Trade Payables 28.82 15.70 13.48 25.93 24.51 18.30 12.00 6.82 0.41 13.08 Other Current Liabilities 178.57 111.73 261.22 271.64 311.22 251.79 283.54 193.64 1,828.49 1,462.17 Short Term Borrowings 4,122.51 3,375.12 1,158.01 726.55 209.89 186.04 486.12 784.41 167.56 144.71 Short Term Provisions 3.60 4.98 0.00 1.00 8.94 0.00 0.00 19.31 43.73 23.09 Total Liabilities 10,886.31 10,081.01 7,645.40 7,307.29 7,828.41 7,154.23 6,689.84 6,173.86 4,726.17 3,294.68 Net Block 88.17 86.82 84.74 81.14 93.67 56.19 45.37 39.22 37.76 14.08 Gross Block 173.88 162.33 155.64 145.96 153.32 105.54 79.75 66.70 51.22 22.63 Accumulated Depreciation 85.71 75.51 70.90 64.82 59.65 49.35 34.38 27.48 13.46 8.55 Non Current Assets 9,696.72 9,054.55 6,563.46 5,348.38 5,914.07 5,077.84 4,684.90 4,985.24 1,080.89 740.62 Capital Work in Progress 0.30 0.00 0.00 0.18 3.65 34.14 16.34 16.23 12.18 7.21 Non Current Investment 895.76 824.81 741.52 335.58 282.61 267.61 157.61 76.78 49.84 0.06 Long Term Loans & Adv. 0.00 0.00 35.81 3.54 4.66 6.21 3.91 2.87 15.97 60.03 Other Non Current Assets 131.66 185.15 10.54 23.57 14.52 4.30 1.59 4.92 149.45 124.63 Current Assets 1,189.59 1,026.46 1,081.93 1,958.91 1,914.35 2,076.38 2,004.94 1,188.61 3,639.88 2,547.59 Current Investments 17.89 0.00 0.00 0.59 0.58 245.73 264.28 71.78 20.45 0.00 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 1.42 4.01 2.41 2.39 14.61 6.13 6.52 0.19 0.01 1.59 Cash & Bank 1,090.84 954.31 1,028.75 1,914.66 1,862.64 1,761.66 1,697.84 1,083.20 1,107.93 709.77 Other Current Assets 79.44 66.34 50.52 40.84 36.52 62.87 36.30 33.43 2,511.49 1,836.23 Short Term Loans & Adv. 7.40 1.81 0.25 0.42 1.88 31.88 13.29 1.81 2,443.39 1,786.39 Net Current Assets -3,143.92 -2,481.07 -350.78 933.79 1,359.79 1,620.25 1,223.29 184.43 1,599.69 904.55 Total Assets 10,886.31 10,081.01 7,645.39 7,307.29 7,828.42 7,154.22 6,689.84 6,173.85 4,726.17 3,294.68

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17
Shareholder's Funds 2,542.86 2,400.85 1,628.12 1,581.85 1,486.16 1,448.69 1,149.45 884.77 662.59 Share Capital 110.04 110.04 84.80 74.59 66.47 51.71 48.53 47.27 62.14 Total Reserves 2,432.37 2,290.81 1,514.06 1,457.26 1,417.52 1,391.57 1,081.15 820.96 599.97 Non-Current Liabilities 4,216.24 4,308.48 4,672.27 4,941.98 5,933.29 5,373.70 4,790.98 4,283.78 2,027.55 Secured Loans 1,155.86 800.61 4,127.42 4,304.39 5,330.70 4,661.13 4,089.15 3,774.85 1,640.63 Unsecured Loans 3,091.02 3,494.69 624.08 710.30 638.35 692.43 695.34 601.53 382.70 Long Term Provisions 13.76 7.12 9.34 9.82 16.43 12.86 15.15 0.00 27.29 Current Liabilities 4,783.49 3,766.29 1,460.60 1,048.90 573.06 477.23 791.88 1,035.80 2,062.20 Trade Payables 35.53 21.83 20.60 29.71 33.64 24.92 13.43 25.09 14.55 Other Current Liabilities 199.34 124.73 280.26 290.37 326.47 264.36 292.32 205.74 1,833.75 Short Term Borrowings 4,544.56 3,614.33 1,159.75 728.83 212.08 187.95 486.12 784.50 169.92 Short Term Provisions 4.06 5.41 0.00 0.00 0.88 0.00 0.00 20.46 43.97 Total Liabilities 11,542.59 10,475.62 7,760.99 7,572.73 7,992.51 7,299.62 6,732.31 6,206.43 4,754.62 Net Block 130.79 126.30 122.32 118.83 131.27 93.95 80.63 74.97 72.74 Gross Block 226.01 212.00 202.56 192.08 197.43 147.94 117.92 104.31 87.62 Accumulated Depreciation 95.22 85.70 80.25 73.25 66.16 53.99 37.29 29.34 14.88 Non Current Assets 10,183.28 9,327.07 6,535.58 5,512.27 5,967.40 5,080.91 4,651.93 4,947.22 1,074.69 Capital Work in Progress 0.43 0.09 0.00 0.18 3.65 34.14 16.34 16.23 12.18 Non Current Investment 37.21 51.18 61.76 47.97 0.01 0.01 0.01 0.04 0.06 Long Term Loans & Adv. 0.00 0.00 3.74 5.69 6.33 7.00 4.65 3.23 16.16 Other Non Current Assets 165.25 235.05 12.27 24.19 14.99 4.70 1.68 5.46 157.86 Current Assets 1,359.31 1,148.55 1,225.41 2,060.46 2,025.13 2,218.71 2,080.38 1,259.20 3,674.54 Current Investments 17.89 0.00 0.00 0.59 0.58 245.73 264.28 71.78 20.45 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 1.94 8.45 5.39 2.76 19.46 12.33 12.38 11.77 5.99 Cash & Bank 1,222.16 1,045.45 1,114.36 2,001.94 1,958.33 1,881.16 1,758.42 1,133.78 1,129.76 Other Current Assets 117.32 83.09 57.97 43.08 46.77 79.49 45.30 41.87 2,518.33 Short Term Loans & Adv. 19.13 11.56 47.69 12.08 8.11 43.71 22.03 8.57 2,449.24 Net Current Assets -3,424.18 -2,617.74 -235.18 1,011.56 1,452.06 1,741.48 1,288.50 223.41 1,612.34 Total Assets 11,542.59 10,475.62 7,760.99 7,572.73 7,992.53 7,299.62 6,732.31 6,206.42 4,754.63

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone

Right to Left

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Cash From Operating Activity -258.11 -1,783.84 -736.48 465.16 -882.57 -17.03 717.79 -1,527.80 -952.99 -614.61 PBT 232.98 565.85 341.00 59.36 -9.76 213.17 305.62 126.62 37.20 377.39 Adjustment 347.54 -59.88 -141.00 145.65 214.79 -6.29 -78.36 48.30 56.89 2.87 Changes in Working Capital -762.77 -2,256.47 -902.57 299.41 -1,078.44 -151.29 554.51 -1,697.53 -1,020.45 -672.01 Cash after chg. in Working capital -182.25 -1,750.50 -702.56 504.42 -873.41 55.59 781.77 -1,522.61 -926.35 -291.75 Interest Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -289.86 Tax Paid -75.85 -33.33 -33.91 -39.26 -9.16 -72.62 -63.98 -5.19 -26.64 -33.00 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity -103.01 -85.84 -111.35 -54.61 211.32 -108.84 -264.31 -80.29 -84.30 -9.74 Net Fixed Assets -11.85 -6.69 -9.50 10.83 -17.29 -43.59 -13.16 -19.53 -33.56 -9.70 Net Investments -88.84 -83.29 -405.35 -52.98 230.15 -91.45 -273.33 -78.27 -70.23 0.00 Others -2.32 4.14 303.50 -12.46 -1.54 26.20 22.18 17.51 19.49 -0.04 Cash from Financing Activity 645.08 2,012.63 206.36 -566.51 712.65 150.54 62.77 1,390.12 1,420.23 700.72 Net Cash Inflow / Outflow 283.97 142.95 -641.47 -155.97 41.40 24.66 516.26 -217.96 382.94 76.37 Opening Cash & Equivalents 356.28 213.33 854.82 1,010.79 969.39 944.73 428.47 646.43 268.36 191.99 Closing Cash & Equivalent 640.25 356.28 213.35 854.82 1,010.79 969.39 944.73 428.47 651.30 268.36

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17
Cash From Operating Activity -563.40 -2,068.89 -956.34 336.17 -944.90 -225.30 611.00 -1,541.37 -966.45 PBT 235.77 582.89 5.24 34.18 -9.75 211.63 315.81 115.86 37.81 Adjustment 372.45 -51.97 219.60 184.13 229.53 16.07 -70.55 70.13 58.04 Changes in Working Capital -1,091.65 -2,564.37 -1,143.53 158.02 -1,151.40 -381.40 432.90 -1,719.59 -1,033.65 Cash after chg. in Working capital -483.43 -2,033.46 -918.69 376.33 -931.62 -153.70 678.16 -1,533.60 -937.80 Interest Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Tax Paid -79.97 -35.43 -37.65 -40.17 -13.28 -71.59 -67.16 -7.77 -28.64 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity -45.39 -24.20 -72.90 -50.80 225.66 55.68 -186.85 -54.91 -36.21 Net Fixed Assets -11.85 -6.69 -9.50 10.83 -17.29 -43.59 -13.16 -19.53 Net Investments -88.84 -83.29 -405.35 -52.98 230.15 -91.45 -273.33 -78.27 Others 55.30 65.78 341.95 -8.65 12.80 190.72 99.64 42.89 Cash from Financing Activity 913.81 2,259.44 389.87 -442.42 734.32 242.85 88.23 1,393.73 1,397.52 Net Cash Inflow / Outflow 305.02 166.34 -639.37 -157.05 15.08 73.24 512.38 -202.55 394.86 Opening Cash & Equivalents 424.03 257.68 897.08 1,054.13 1,039.05 965.82 453.43 655.98 268.36 Closing Cash & Equivalent 729.05 424.03 257.71 897.08 1,054.13 1,039.05 965.82 453.43 663.22

Financial Ratios

Consolidated /

Standalone

Right to Left

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Book Value (Rs.) 258.46 242.51 222.37 208.78 224.06 262.19 218.45 173.49 159.26 94.43 ROA 2.07% 4.77% 3.54% 0.53% -0.18% 2.26% 3.03% 1.51% 0.61% 2.19% ROE 7.86% 18.58% 15.37% 2.64% -0.92% 12.12% 19.43% 10.90% 5.13% 22.92% ROCE 11.54% 16.24% 12.71% 9.13% 8.45% 11.93% 15.26% 12.51% 12.46% 15.43% Fixed Asset Turnover 14.14 12.92 11.62 8.43 9.82 15.12 18.75 16.59 21.03 32.10 Receivable days 0.42 0.57 0.50 2.46 2.98 1.65 0.89 0.04 0.37 0.68 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 0.00 0.00 0.00 16.04 11.12 5.89 13.75 39.16 Cash Conversion Cycle 0.42 0.57 0.50 2.46 2.98 -14.39 -10.22 -5.86 -13.38 -38.48 Total Debt/Equity 2.74 2.70 2.89 3.51 4.05 3.74 4.63 5.88 5.87 8.66 Interest Cover 1.25 1.68 1.59 1.10 0.98 1.37 1.48 1.24 1.09 1.30

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17
Book Value (Rs.) 231.15 218.28 188.67 205.51 223.33 261.45 218.07 172.07 159.35 ROA 1.69% 4.78% 0.06% 0.27% -0.18% 2.21% 3.11% 1.36% 0.52% ROE 7.53% 21.80% 0.31% 1.37% -0.96% 12.05% 20.17% 9.97% 3.95% ROCE 11.87% 16.63% 8.37% 8.87% 8.57% 11.94% 15.43% 12.33% 10.47% Fixed Asset Turnover 11.87 10.79 7.85 7.07 7.97 11.29 12.98 10.75 9.14 Receivable days 0.73 1.13 0.96 2.94 4.22 3.00 3.05 3.14 2.73 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 0.00 0.00 0.00 17.16 19.69 27.84 27.14 Cash Conversion Cycle 0.73 1.13 0.96 2.94 4.22 -14.16 -16.63 -24.69 -24.41 Total Debt/Equity 3.46 3.29 3.70 3.75 4.17 3.84 4.67 5.94 5.88 Interest Cover 1.22 1.65 1.01 1.05 0.98 1.36 1.49 1.22 1.09

Top Investors:

florintree ventures llp

rajsonia consultancy services private limited

bhawani finvest pvt ltd

linkage securities private limited

icici prudential life insurance company limited

massachusetts institute of technology

taco consultants private limited

trust team investors limited

bandhan small cap fund

Annual Reports:

News Update:

Satin Creditcare Network raises $20 million via bonds
28th May 2026, 12:39 PM

The Working Committee of the Board of Directors of the company, in its meeting held on May 27, 2026, has allotted the same
Read More
Satin Creditcare - Quarterly Results
12th May 2026, 00:00 AM

Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.

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