Nifty

:

24056.00

Sensex

:

77100.47

34.35 (0.14%)
109.25 (0.14%)

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Nifty
Sensex

:
:

24056.00
77100.47

34.35 (0.14%)
109.25 (0.14%)

SBFC Finance Ltd.

Finance - NBFC

Rating :

38/99

BSE: 543959 | NSE: SBFC

Watchlist

NSE BSE

90.82

25-Jun-2026

Open
High
Low
Previous Close

92.74
92.74
89.89
92.00

Volume
Traded Value (lacs)
52 Week High
52 Week Low

968623
87996501.97
123
79.6

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

10,055.45
22.30
10

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

16,602.96
N/A
2.72

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

10 Years
5 Years
3 Years

95.49
25.98
18.13

EBITDA CAGR (%)

10 Years
5 Years
3 Years

100.09
29.71
11.29

PAT CAGR (%)

10 Years
5 Years
3 Years

154.21
47.52
23.90

P:E (Median)

8 Years
5 Years
3 Years

-
-
33.22

P:BV (Average)

8 Years
5 Years
3 Years

-
-
3.30

EV:EBITDA (Average)

8 Years
5 Years
3 Years

-
-
18.47

Earnings Forecasts:

(Updated: 23-06-2026)

Description 2026 2027 2028 2029
Adj EPS 4.16 5.04 6.26 7.24
P/E Ratio 21.83 18.02 14.51 12.54
Revenue 1144.16 1226.9 1433.4 2046.42
EBITDA - - - -
Net Income 450.94 556.47 692.47 801.5
ROA 4.53 4.43 4.46 4.26
P/B Ratio 2.71 2.34 2.04 1.72
ROE 13.16 13.9 14.4 15.59
FCFF - - - -
FCFF Yield - - - -
Net Debt - - - -
BVPS 33.52 38.73 44.56 52.95

Quarterly Results

Standalone Figures in Rs. Crores /

Consolidated

Description Mar 26 Mar 25 Var% Dec 25 Dec 24 Var% Sep 25 Sep 24 Var% Jun 25 Jun 24 Var%
Net Sales 454.03 360.57 25.92% 425.57 333.16 27.74% 410.78 313.89 30.87% 388.44 297.50 30.57%
Expenses 137.58 112.82 21.95% 127.03 105.02 20.96% 131.08 99.83 31.30% 122.73 93.87 30.74%
EBITDA 316.46 247.75 27.73% 298.54 228.14 30.86% 279.70 214.06 30.66% 265.70 203.63 30.48%
EBIDTM 69.70% 68.71% 70.15% 68.48% 68.09% 68.20% 68.40% 68.45%
Other Income 0.11 0.60 -81.67% 0.25 0.09 177.78% 0.22 0.30 -26.67% 0.11 0.01 1,000.00%
Interest 147.43 117.99 24.95% 135.93 106.11 28.10% 128.95 100.38 28.46% 125.06 94.76 31.98%
Depreciation 5.01 4.56 9.87% 4.99 4.65 7.31% 5.08 3.85 31.95% 5.04 3.75 34.40%
PBT 164.13 125.80 30.47% 157.87 117.47 34.39% 145.88 110.13 32.46% 135.71 105.12 29.10%
Tax 41.36 31.40 31.72% 39.83 29.39 35.52% 36.75 26.15 40.54% 34.82 26.41 31.84%
PAT 122.77 94.40 30.05% 118.04 88.08 34.01% 109.13 83.98 29.95% 100.89 78.72 28.16%
PATM 27.04% 26.18% 27.74% 26.44% 26.57% 26.76% 25.97% 26.46%
EPS 1.11 0.85 30.59% 1.07 0.80 33.75% 0.99 0.76 30.26% 0.91 0.71 28.17%

Description Dec 25 Dec 24 Var% Sep 25 Sep 24 Var% Jun 25 Jun 24 Var% Mar 25 Mar 24 Var%
Net Sales 0.00 333.50 -100.00% 0.00 314.23 -100.00% 0.00 297.76 -100.00% 360.67 278.90 29.32%
Expenses 0.00 105.05 -100.00% 0.00 99.89 -100.00% 0.00 93.87 -100.00% 113.15 90.41 25.15%
EBITDA 0.00 228.46 -100.00% 0.00 214.33 -100.00% 0.00 203.89 -100.00% 247.52 188.49 31.32%
EBIDTM 0.00% 68.50% 0.00% 68.21% 0.00% 68.47% 68.63% 67.58%
Other Income 0.00 0.08 -100.00% 0.00 0.28 -100.00% 0.00 0.01 -100.00% 0.22 0.65 -66.15%
Interest 0.00 106.11 -100.00% 0.00 100.38 -100.00% 0.00 94.76 -100.00% 117.99 88.30 33.62%
Depreciation 0.00 4.65 -100.00% 0.00 3.85 -100.00% 0.00 3.75 -100.00% 4.56 3.63 25.62%
PBT 0.00 117.77 -100.00% 0.00 110.39 -100.00% 0.00 105.38 -100.00% 125.19 97.21 28.78%
Tax 0.00 29.49 -100.00% 0.00 26.23 -100.00% 0.00 26.47 -100.00% 31.25 23.54 32.75%
PAT 0.00 88.28 -100.00% 0.00 84.16 -100.00% 0.00 78.91 -100.00% 93.94 73.67 27.51%
PATM 0.00% 26.47% 0.00% 26.78% 0.00% 26.50% 26.05% 26.41%
EPS 0.00 0.82 -100.00% 0.00 0.78 -100.00% 0.00 0.74 -100.00% 0.87 0.69 26.09%

Annual Results

Standalone Figures in Rs. Crores /

Consolidated

Right to Left

Description TTM Mar 26 Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17
Net Sales - 1,678.82 1,305.12 1,018.54 732.81 529.05 507.10 444.67 176.55 72.42 2.06 Net Sales Growth - 28.63% 28.14% 38.99% 38.51% 4.33% 14.04% 151.87% 143.79% 3415.53% Cost Of Goods Sold - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit - 1,678.82 1,305.12 1,018.54 732.81 529.05 507.10 444.67 176.55 72.42 2.06 GP Margin - 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure - 516.60 409.99 337.85 248.01 212.48 148.60 133.83 89.16 50.94 0.93 Power & Fuel Cost - 3.39 3.31 2.33 1.88 1.33 0.91 1.11 0.85 0.36 0.00 % Of Sales - 0.20% 0.25% 0.23% 0.26% 0.25% 0.18% 0.25% 0.48% 0.50% 0% Employee Cost - 286.10 253.23 217.13 160.12 109.53 84.18 73.63 60.26 25.45 0.92 % Of Sales - 17.04% 19.40% 21.32% 21.85% 20.70% 16.60% 16.56% 34.13% 35.14% 44.66% Manufacturing Exp. - 51.86 39.28 34.00 25.08 21.75 17.25 16.32 16.78 7.79 0.00 % Of Sales - 3.09% 3.01% 3.34% 3.42% 4.11% 3.40% 3.67% 9.50% 10.76% 0% General & Admin Exp. - 45.11 38.27 36.08 27.68 26.52 12.59 11.12 10.41 14.24 0.00 % Of Sales - 2.69% 2.93% 3.54% 3.78% 5.01% 2.48% 2.50% 5.90% 19.66% 0% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 133.53 79.21 50.63 35.12 54.69 34.57 32.77 1.71 3.46 0.00 % Of Sales - 7.95% 6.07% 4.97% 4.79% 10.34% 6.82% 7.37% 0.97% 4.78% 0% EBITDA - 1,162.22 895.13 680.69 484.80 316.57 358.50 310.84 87.39 21.48 1.13 EBITDA Margin - 69.23% 68.59% 66.83% 66.16% 59.84% 70.70% 69.90% 49.50% 29.66% 54.85% Other Income - 0.68 0.99 1.28 7.55 3.98 4.43 0.18 0.11 8.82 0.01 Interest - 539.21 420.79 352.50 278.19 222.07 239.33 244.22 50.39 27.19 1.08 Depreciation - 20.11 16.81 13.41 12.71 11.78 9.54 8.18 2.13 87.86 0.00 PBT - 603.59 458.52 316.06 201.45 86.70 114.06 58.61 34.98 -84.74 0.06 Tax - 152.76 113.35 79.04 51.65 22.18 29.05 23.12 10.54 0.00 0.02 Tax Rate - 25.31% 24.72% 25.01% 25.64% 25.58% 25.47% 39.45% 30.13% 0.00% 33.33% PAT - 450.83 345.17 237.02 149.80 64.52 85.01 35.49 24.44 -84.74 0.04 PAT before Minority Interest - 450.83 345.17 237.02 149.80 64.52 85.01 35.49 24.44 -84.74 0.04 Minority Interest - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin - 26.85% 26.45% 23.27% 20.44% 12.20% 16.76% 7.98% 13.84% -117.01% 1.94% PAT Growth - 30.61% 45.63% 58.22% 132.18% -24.10% 139.53% 45.21% - - EPS - 4.07 3.12 2.14 1.35 0.58 0.77 0.32 0.22 -0.77 0.00

Description TTM Mar 25 Mar 24 Mar 23 Mar 22
Net Sales - 1,306.16 1,018.64 732.81 529.05 Net Sales Growth - 28.23% 39.00% 38.51% Cost Of Goods Sold - 0.00 0.00 0.00 0.00 Gross Profit - 1,306.16 1,018.64 732.81 529.05 GP Margin - 100% 100% 100% 100% Total Expenditure - 410.41 337.87 248.09 212.48 Power & Fuel Cost - 3.31 2.33 1.88 1.33 % Of Sales - 0.25% 0.23% 0.26% 0.25% Employee Cost - 253.23 217.13 160.12 109.53 % Of Sales - 19.39% 21.32% 21.85% 20.70% Manufacturing Exp. - 39.31 34.00 25.08 21.75 % Of Sales - 3.01% 3.34% 3.42% 4.11% General & Admin Exp. - 38.34 36.10 27.76 26.52 % Of Sales - 2.94% 3.54% 3.79% 5.01% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% Miscellaneous Exp. - 79.54 50.63 35.12 54.69 % Of Sales - 6.09% 4.97% 4.79% 10.34% EBITDA - 895.75 680.77 484.72 316.57 EBITDA Margin - 68.58% 66.83% 66.15% 59.84% Other Income - 0.59 1.28 7.55 3.98 Interest - 420.79 352.50 278.19 222.07 Depreciation - 16.81 13.41 12.71 11.78 PBT - 458.73 316.14 201.37 86.70 Tax - 113.43 79.03 51.63 22.18 Tax Rate - 24.73% 25.00% 25.64% 25.58% PAT - 345.30 237.10 149.74 64.52 PAT before Minority Interest - 345.30 237.10 149.74 64.52 Minority Interest - 0.00 0.00 0.00 0.00 PAT Margin - 26.44% 23.28% 20.43% 12.20% PAT Growth - 45.63% 58.34% 132.08% EPS - 3.12 2.14 1.35 0.58

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated

Right to Left

Description Mar 26 Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17
Shareholder's Funds 3,725.15 3,190.13 2,778.26 1,727.33 1,287.17 1,205.11 1,012.48 880.23 760.22 2.53 Share Capital 1,105.70 1,085.18 1,071.89 889.57 806.80 796.67 742.32 676.00 676.00 2.05 Total Reserves 2,581.22 2,054.81 1,677.38 807.61 458.98 386.75 252.37 196.74 84.22 0.48 Non-Current Liabilities 4,910.05 3,678.94 4,217.39 3,751.80 2,959.61 2,791.89 3,080.07 854.83 449.80 0.01 Secured Loans 4,905.69 3,541.51 3,996.02 3,739.06 2,939.91 2,768.17 3,055.61 841.71 443.75 0.00 Unsecured Loans 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Long Term Provisions 0.45 121.23 203.88 0.13 0.25 0.23 0.00 11.76 6.05 0.01 Current Liabilities 2,434.55 1,847.97 271.20 267.38 336.89 276.52 127.70 57.65 93.28 7.14 Trade Payables 12.64 10.00 22.05 12.85 12.12 5.90 6.13 14.15 45.42 0.00 Other Current Liabilities 162.54 114.88 248.93 254.47 256.14 228.30 109.31 43.50 45.55 1.95 Short Term Borrowings 2,256.02 1,722.81 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5.14 Short Term Provisions 3.35 0.29 0.23 0.05 68.63 42.32 12.25 0.00 2.31 0.05 Total Liabilities 11,069.75 8,717.04 7,266.85 5,746.51 4,583.67 4,273.52 4,220.25 1,792.71 1,303.30 9.68 Net Block 314.09 307.89 299.87 296.40 299.38 301.11 293.83 269.99 178.91 0.00 Gross Block 378.72 357.74 343.61 327.85 327.93 318.94 304.86 272.88 266.76 0.00 Accumulated Depreciation 64.63 49.86 43.74 31.45 28.55 17.82 11.03 2.88 87.85 0.00 Non Current Assets 10,157.06 7,971.63 4,795.67 5,143.16 3,534.24 3,162.81 3,535.34 1,425.49 732.05 0.00 Capital Work in Progress 1.87 0.58 1.53 0.75 0.00 0.33 0.00 0.00 0.00 0.00 Non Current Investment 0.00 0.00 227.91 427.24 249.47 788.90 1,691.00 0.00 0.00 0.00 Long Term Loans & Adv. 1.06 124.90 210.06 3.47 2.97 2.26 2.35 1.87 553.11 0.00 Other Non Current Assets 34.85 34.17 153.88 0.00 0.00 0.00 0.00 0.00 0.03 0.00 Current Assets 912.69 745.41 2,471.17 603.35 1,049.43 1,110.71 684.90 367.23 571.25 9.68 Current Investments 192.44 326.83 199.25 179.41 598.65 695.35 188.07 166.76 257.00 0.00 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 20.29 14.81 14.58 10.83 8.27 3.89 3.42 0.00 0.00 0.00 Cash & Bank 614.21 398.70 317.08 400.76 335.29 341.38 415.91 195.61 72.73 0.00 Other Current Assets 85.76 3.92 4.67 11.24 107.22 70.09 77.50 4.86 241.52 9.68 Short Term Loans & Adv. 2.21 1.15 1,935.59 1.12 104.81 64.69 76.18 0.75 232.21 7.78 Net Current Assets -1,521.86 -1,102.56 2,199.97 335.97 712.54 834.19 557.21 309.58 477.97 2.54 Total Assets 11,069.75 8,717.04 7,266.84 5,746.51 4,583.67 4,273.52 4,220.24 1,792.72 1,303.30 9.68

Description Mar 25 Mar 24 Mar 23 Mar 22
Shareholder's Funds 3,190.07 2,778.07 1,727.27 1,287.17 Share Capital 1,085.18 1,071.89 889.57 806.80 Total Reserves 2,054.75 1,677.19 807.54 458.98 Non-Current Liabilities 3,808.31 4,217.39 3,751.78 2,959.61 Secured Loans 1,129.37 3,996.02 3,739.06 2,939.91 Unsecured Loans 2,541.51 0.00 0.00 0.00 Long Term Provisions 121.23 203.88 0.13 0.25 Current Liabilities 1,718.60 271.21 489.27 336.89 Trade Payables 10.00 22.06 12.86 12.12 Other Current Liabilities 114.88 248.93 254.48 256.14 Short Term Borrowings 1,593.44 0.00 0.00 0.00 Short Term Provisions 0.29 0.23 221.93 68.63 Total Liabilities 8,716.98 7,266.67 5,968.32 4,583.67 Net Block 307.89 299.87 296.40 299.38 Gross Block 357.74 343.61 327.85 327.93 Accumulated Depreciation 49.85 43.74 31.45 28.55 Non Current Assets 7,993.15 4,774.65 4,991.12 3,534.24 Capital Work in Progress 0.58 1.53 0.75 0.00 Non Current Investment 21.56 206.86 275.19 249.47 Long Term Loans & Adv. 124.85 210.09 3.47 2.97 Other Non Current Assets 34.17 153.88 0.00 0.00 Current Assets 723.84 2,492.01 977.20 1,049.43 Current Investments 305.27 199.25 331.40 598.65 Inventories 0.00 0.00 0.00 0.00 Sundry Debtors 14.81 14.58 10.83 8.27 Cash & Bank 398.70 338.19 400.81 335.29 Other Current Assets 5.06 4.39 11.17 2.41 Short Term Loans & Adv. 1.15 1,935.61 223.00 104.81 Net Current Assets -994.76 2,220.80 487.93 712.54 Total Assets 8,716.99 7,266.66 5,968.32 4,583.67

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated

Right to Left

Description Mar 26 Mar 25 Mar 24 Mar 23 Mar 22 Mar 21
Cash From Operating Activity -1,892.70 -1,415.26 -1,155.35 -1,244.59 -821.64 -275.20 PBT 603.59 458.52 316.06 201.45 86.70 114.06 Adjustment 123.24 98.60 91.60 27.93 36.69 7.84 Changes in Working Capital -2,453.00 -1,848.46 -1,473.01 -1,411.70 -903.65 -353.62 Cash after chg. in Working capital -1,726.16 -1,291.34 -1,065.35 -1,182.33 -780.27 -231.72 Interest Paid 0.00 0.00 0.00 0.00 0.00 0.00 Tax Paid -166.53 -123.92 -90.00 -62.27 -41.37 -43.48 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity 130.99 175.62 158.37 205.87 651.82 375.06 Net Fixed Assets -22.27 -13.18 -16.54 -0.67 -8.66 Net Investments 134.39 100.33 179.49 241.47 636.13 Others 18.87 88.47 -4.58 -34.93 24.35 Cash from Financing Activity 1,977.35 1,280.85 1,037.41 1,071.01 183.03 -186.66 Net Cash Inflow / Outflow 215.64 41.21 40.43 32.28 13.20 -86.80 Opening Cash & Equivalents 265.40 224.19 183.76 151.48 138.27 225.07 Closing Cash & Equivalent 481.04 265.40 224.19 183.76 151.48 138.27

Description Mar 25 Mar 24 Mar 23 Mar 22
Cash From Operating Activity -1,415.01 -1,155.17 -1,244.59 -821.64 PBT 458.73 316.14 201.37 86.70 Adjustment 98.82 91.51 27.93 36.69 Changes in Working Capital -1,848.72 -1,472.81 -1,411.62 -903.65 Cash after chg. in Working capital -1,291.17 -1,065.17 -1,182.33 -780.27 Interest Paid 0.00 0.00 0.00 0.00 Tax Paid -123.84 -90.00 -62.27 -41.37 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 Extra & Other Items 0.00 0.00 0.00 0.00 Cash From Investing Activity 174.19 159.37 205.92 651.82 Net Fixed Assets -13.18 -16.54 -0.67 Net Investments 100.33 179.49 241.47 Others 87.04 -3.58 -34.88 Cash from Financing Activity 1,281.01 1,037.20 1,071.01 183.03 Net Cash Inflow / Outflow 40.19 41.40 32.33 13.20 Opening Cash & Equivalents 225.21 183.81 151.48 138.27 Closing Cash & Equivalent 265.40 225.21 183.81 151.48

Financial Ratios

Standalone /

Consolidated

Right to Left

Description Mar 26 Mar 25 Mar 24 Mar 23 Mar 22 Mar 21
Book Value (Rs.) 33.34 28.94 25.65 19.08 15.69 14.85 ROA 4.56% 4.32% 3.64% 2.90% 1.46% 2.00% ROE 13.21% 11.72% 10.66% 10.11% 5.27% 7.81% ROCE 11.82% 11.55% 10.92% 9.90% 7.53% 8.79% Fixed Asset Turnover 4.56 3.72 3.03 2.23 1.64 1.63 Receivable days 3.81 4.11 4.55 4.76 4.19 2.63 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 0.00 0.00 0.00 0.00 Cash Conversion Cycle 3.81 4.11 4.55 4.76 4.19 2.63 Total Debt/Equity 1.94 1.68 1.45 2.20 2.32 2.34 Interest Cover 2.12 2.09 1.90 1.72 1.39 1.48

Description Mar 25 Mar 24 Mar 23 Mar 22
Book Value (Rs.) 28.93 25.65 19.08 15.69 ROA 4.32% 3.58% 2.84% 1.41% ROE 11.73% 10.67% 10.11% 5.10% ROCE 11.55% 10.93% 9.89% 7.30% Fixed Asset Turnover 3.72 3.03 2.23 1.61 Receivable days 4.11 4.55 4.76 5.70 Inventory Days 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 0.00 0.00 Cash Conversion Cycle 4.11 4.55 4.76 5.70 Total Debt/Equity 1.68 1.45 2.20 2.32 Interest Cover 2.09 1.90 1.72 1.39

Top Investors:

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Annual Reports:

News Update:

SBFC Finance - Quarterly Results
26th Apr 2026, 00:00 AM

Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.

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