Nifty

:

26013.45

Sensex

:

84950.95

103.40 (0.40%)
388.17 (0.46%)

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Nifty
Sensex

:
:

26013.45
84950.95

103.40 (0.40%)
388.17 (0.46%)

SBI Life Insurance Company Ltd.

Insurance - Life

Rating :

63/99

BSE: 540719 | NSE: SBILIFE

Watchlist

NSE BSE

1996.00

17-Nov-2025

Open
High
Low
Previous Close

2000.9
2012.9
1993.3
2000.90

Volume
Traded Value (lacs)
52 Week High
52 Week Low

726715
1454048260.1
2017.9
1372.55

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

2,00,037.38
81.54
10

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

1,98,303.51
0.14%
10.93

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

10 Years
5 Years
3 Years

-
-
-

EBITDA CAGR (%)

10 Years
5 Years
3 Years

-
-
-

PAT CAGR (%)

10 Years
5 Years
3 Years

10.86
10.64
11.94

P:E (Median)

8 Years
5 Years
3 Years

70.92
74.65
74.18

P:BV (Average)

8 Years
5 Years
3 Years

9.89
10.04
10.00

EV:EBITDA (Average)

8 Years
5 Years
3 Years

56.60
67.14
65.87

Earnings Forecasts:

(Updated: 08-11-2025)

Description 2024 2025 2026 2027
Adj EPS 24.09 28.33 32.56 37.42
P/E Ratio 82.86 70.46 61.30 53.34
Revenue 89490.1 130026 145554 165265
EBITDA 3002.91 3917.02 4368.76 4912.72
Net Income 2413.3 2829.94 3265.22 3755.16
ROA 0.56 0.59 0.6 0.63
P/B Ratio 11.78 10.35 0.39 0.33
ROE 15.13 14.99 14.75 15.04
FCFF 25440.5
FCFF Yield 12.99
Net Debt -1846.63 1457.5 1718.05 -2457.9
BVPS 169.49 192.82 5081.99 6111.49

Quarterly Results

Standalone Figures in Rs. Crores /

Consolidated

Description Sep 25 Sep 24 Var% Jun 25 Jun 24 Var% Mar 25 Mar 24 Var% Dec 24 Dec 23 Var%
Net Sales 24,848.31 20,266.10 22.61% 17,178.50 15,105.48 13.72% 23,860.71 25,116.47 -5.00% 24,827.54 22,316.47 11.25%
Expenses 22,599.79 39,696.17 -43.07% 38,332.57 34,059.99 12.54% 23,520.10 37,043.39 -36.51% 18,265.68 38,680.85 -52.78%
EBITDA 2,248.52 -19,430.07 - -21,154.07 -18,954.51 - 340.61 -11,926.92 - 6,561.86 -16,364.38 -
EBIDTM 9.05% -95.87% -123.14% -125.48% 1.43% -47.49% 26.43% -73.33%
Other Income -1,716.76 20,031.51 - 21,810.27 19,551.49 11.55% 560.02 12,778.05 -95.62% -5,968.33 16,734.33 -
Interest 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Depreciation 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PBT 531.76 601.44 -11.59% 656.20 596.98 9.92% 900.63 851.13 5.82% 593.53 369.95 60.44%
Tax 37.17 72.02 -48.39% 61.83 77.46 -20.18% 87.12 40.33 116.02% 42.71 48.20 -11.39%
PAT 494.59 529.42 -6.58% 594.37 519.52 14.41% 813.51 810.80 0.33% 550.82 321.75 71.20%
PATM 1.99% 2.61% 3.46% 3.44% 3.41% 3.23% 2.22% 1.44%
EPS 4.93 5.28 -6.63% 5.93 5.18 14.48% 8.11 8.09 0.25% 5.49 3.21 71.03%

Description Jun 25 Jun 24 Var% Mar 25 Mar 24 Var% Dec 24 Dec 23 Var% Sep 24 Sep 23 Var%
Net Sales 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Expenses 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
EBITDA 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
EBIDTM 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Other Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Interest 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Depreciation 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PBT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Tax 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PAT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PATM 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EPS 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0

Annual Results

Standalone Figures in Rs. Crores

Right to Left

Description TTM Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Net Sales 90,715.06 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Net Sales Growth 9.55% 0 0 0 0 0 0 0 0 0 Cost Of Goods Sold 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 90,715.06 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 GP Margin 100.00% 0 0 0 0 0 0 0 0 0 0 Total Expenditure 1,02,718.14 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Power & Fuel Cost - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0 0 0 0 0 0 0 0 0 0 Employee Cost - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0 0 0 0 0 0 0 0 0 0 Manufacturing Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0 0 0 0 0 0 0 0 0 0 General & Admin Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0 0 0 0 0 0 0 0 0 0 Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0 0 0 0 0 0 0 0 0 0 Miscellaneous Exp. - 1,380.10 1,679.03 1,744.72 1,139.13 855.78 524.58 128.91 107.73 90.17 0.00 % Of Sales - 0 0 0 0 0 0 0 0 0 0 EBITDA -12,003.08 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 EBITDA Margin -13.23% 0 0 0 0 0 0 0 0 0 0 Other Income 14,685.20 -4.72 -12.04 0.75 5.36 6.31 6.79 13.54 11.47 8.21 7.93 Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PBT 2,682.12 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Tax 228.83 81.37 48.33 37.87 54.76 86.61 -8.63 46.07 34.07 19.92 12.75 Tax Rate 8.53% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% PAT 2,453.29 2,413.30 1,893.78 1,720.57 1,506.00 1,455.85 1,422.18 1,326.80 1,150.39 954.65 861.03 PAT before Minority Interest 2,453.29 2,413.30 1,893.78 1,720.57 1,506.00 1,455.85 1,422.18 1,326.80 1,150.39 954.65 861.03 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 2.70% 0 0 0 0 0 0 0 0 0 0 PAT Growth 12.46% 27.43% 10.07% 14.25% 3.44% 2.37% 7.19% 15.33% 20.50% 10.87% EPS 24.47 24.07 18.89 17.16 15.02 14.52 14.18 13.23 11.47 9.52 8.59

Results Balance Sheet

Standalone Figures in Rs. Crores

Right to Left

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Shareholder's Funds 16,792.94 14,591.64 12,924.55 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Share Capital 1,002.14 1,001.47 1,000.89 1,000.37 1,000.07 1,000.03 1,000.00 1,000.00 1,000.00 1,000.00 Total Reserves 15,786.23 13,587.94 11,921.96 10,416.88 9,092.22 7,883.78 6,460.14 5,374.46 4,464.78 3,690.66 Non-Current Liabilities 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Secured Loans 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Unsecured Loans 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Long Term Provisions 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Current Liabilities 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Trade Payables 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Other Current Liabilities 5,790.85 5,195.22 4,644.47 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Short Term Borrowings 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Short Term Provisions 2,883.00 2,578.13 2,390.88 2,365.67 433.36 238.51 358.88 348.54 250.25 201.92 Total Liabilities 16,792.94 14,591.64 12,924.55 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Net Block 580.32 551.21 520.45 523.96 563.94 567.99 563.37 511.18 507.43 301.02 Gross Block 1,347.30 1,264.60 1,236.71 1,193.28 1,179.43 1,094.26 1,002.89 861.84 806.95 564.00 Accumulated Depreciation 766.98 713.39 716.27 669.31 615.49 526.27 439.52 350.66 299.53 262.97 Non Current Assets 590.34 556.96 521.51 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Capital Work in Progress 10.02 5.75 1.07 2.81 1.49 13.19 31.85 70.11 31.05 146.23 Non Current Investment 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Long Term Loans & Adv. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Other Non Current Assets 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Current Assets 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Current Investments 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash & Bank 1,846.63 4,745.90 4,164.92 3,204.22 2,710.52 1,423.23 2,420.63 2,644.63 2,429.84 2,616.76 Other Current Assets 6,287.89 6,680.47 5,097.73 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Short Term Loans & Adv. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Net Current Assets 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total Assets 590.34 556.96 521.51 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Cash Flow

Standalone Figures in Rs. Crores

Right to Left

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Cash From Operating Activity 25,546.65 29,121.86 28,656.05 21,851.94 23,877.64 19,298.59 13,472.86 10,394.97 8,525.12 5,777.94 PBT 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Adjustment 28,351.48 31,558.49 30,846.00 23,836.30 25,555.92 20,891.43 14,871.30 11,383.67 9,449.51 7,352.02 Changes in Working Capital 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash after chg. in Working capital 28,351.48 31,558.49 30,846.00 23,836.30 25,555.92 20,891.43 14,871.30 11,383.67 9,449.51 7,352.02 Interest Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Tax Paid -2,804.83 -2,436.63 -2,189.95 -1,984.36 -1,678.27 -1,592.84 -1,398.44 -988.70 -924.40 -1,574.08 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity -21,788.86 -31,221.33 -30,203.00 -21,611.01 -19,202.71 -16,986.90 -13,552.86 -8,909.81 -9,031.24 -7,203.73 Net Fixed Assets -86.97 -32.57 -41.69 -15.17 -73.47 -72.71 -102.79 -93.95 -127.77 -182.80 Net Investments 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Others -21,701.89 -31,188.76 -30,161.31 -21,595.84 -19,129.24 -16,914.19 -13,450.07 -8,815.86 -8,903.47 -7,020.93 Cash from Financing Activity -214.80 -227.32 -415.10 -231.01 2.65 -198.48 -241.06 -221.25 -144.43 -143.99 Net Cash Inflow / Outflow 3,542.99 -2,326.79 -1,962.05 9.92 4,677.59 2,113.21 -321.06 1,263.91 -650.55 -1,569.78 Opening Cash & Equivalents 6,595.77 8,922.56 10,884.62 10,874.70 6,197.71 4,083.98 4,404.59 3,140.53 3,808.04 5,377.83 Closing Cash & Equivalent 10,138.76 6,595.77 8,922.57 10,884.62 10,874.70 6,197.71 4,083.98 4,404.59 3,156.97 3,808.04

Financial Ratios

Standalone

Right to Left

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Book Value (Rs.) 167.53 145.68 129.11 114.13 100.92 88.84 74.60 63.74 54.65 46.91 ROA 0.57% 0.54% 0.60% 0.61% 0.76% 0.93% 1.02% 1.06% 1.06% 1.13% ROE 15.38% 13.77% 14.14% 14.00% 15.34% 17.40% 19.18% 19.43% 18.80% 19.87% ROCE 15.90% 14.12% 14.45% 14.51% 16.26% 17.30% 19.85% 20.01% 19.19% 20.17% Fixed Asset Turnover 64.37 64.44 54.80 49.25 43.78 38.46 35.28 30.15 30.42 28.89 Receivable days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash Conversion Cycle 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total Debt/Equity 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Interest Cover 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

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Annual Reports:

News Update:

SBI Life Insuran - Quarterly Results
25th Oct 2025, 00:00 AM

Read More
SBI Life Insurance Company reports 7% fall in Q2 net profit
24th Oct 2025, 16:42 PM

The total income of the company increased by 22.61% at Rs 24848.31 crore for Q2FY26
Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.

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