Nifty

:

26186.45

Sensex

:

85712.37

152.70 (0.59%)
447.05 (0.52%)

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Nifty
Sensex

:
:

26186.45
85712.37

152.70 (0.59%)
447.05 (0.52%)

Paisalo Digital Ltd.

Finance - NBFC

Rating :

46/99

BSE: 532900 | NSE: PAISALO

Watchlist

NSE BSE

37.08

05-Dec-2025

Open
High
Low
Previous Close

36.79
37.37
36.45
36.80

Volume
Traded Value (lacs)
52 Week High
52 Week Low

3218209
118871329.32
62.99
29.38

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

3,377.96
16.28
1

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

6,003.34
0.27%
2.05

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

10 Years
5 Years
3 Years

14.16
17.38
17.68

EBITDA CAGR (%)

10 Years
5 Years
3 Years

15.94
19.98
11.91

PAT CAGR (%)

10 Years
5 Years
3 Years

16.01
28.12
28.82

P:E (Median)

8 Years
5 Years
3 Years

29.35
35.09
25.94

P:BV (Average)

8 Years
5 Years
3 Years

2.72
3.18
2.96

EV:EBITDA (Average)

8 Years
5 Years
3 Years

12.84
14.41
12.68

Earnings Forecasts:

(Updated: 06-12-2025)

Description 2024 2025 2026 2027
Adj EPS 2.2 2.65 3.11 3.72
P/E Ratio 16.85 13.99 11.92 9.97
Revenue 716.15 917 1082.6 1282.3
EBITDA 578.17
Net Income 197.69 256.7 302.1 360.8
ROA 4.27 4.7 5.3 5.9
P/B Ratio 2.20 2.06 1.77 1.48
ROE 13.96 14.4 14.6 14.9
FCFF -854.59 -57.01 36.68 80.68
FCFF Yield -12.39 -0.83 0.53 1.17
Net Debt 3335.21
BVPS 16.82 18 21 25

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone

Description Sep 25 Sep 24 Var% Jun 25 Jun 24 Var% Mar 25 Mar 24 Var% Dec 24 Dec 23 Var%
Net Sales 215.83 175.93 22.68% 209.59 175.42 19.48% 189.72 181.84 4.33% 193.76 171.25 13.14%
Expenses 49.99 35.85 39.44% 53.77 41.48 29.63% 44.92 52.73 -14.81% 33.20 38.12 -12.91%
EBITDA 165.84 140.08 18.39% 155.82 133.94 16.34% 144.80 129.11 12.15% 160.55 133.13 20.60%
EBIDTM 76.84% 79.62% 74.34% 76.35% 76.32% 71.00% 82.86% 77.74%
Other Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Interest 95.40 72.42 31.73% 90.69 77.71 16.70% 81.68 80.17 1.88% 77.50 56.73 36.61%
Depreciation 2.18 1.04 109.62% 2.20 0.96 129.17% 2.23 0.92 142.39% 1.23 0.86 43.02%
PBT 68.26 66.61 2.48% 62.93 55.27 13.86% 61.48 48.59 26.53% 81.83 75.54 8.33%
Tax 17.46 17.09 2.17% 16.27 14.18 14.74% 16.47 12.70 29.69% 19.76 19.42 1.75%
PAT 50.81 49.52 2.61% 46.66 41.09 13.56% 45.01 35.89 25.41% 62.07 56.11 10.62%
PATM 23.54% 28.15% 22.26% 23.42% 23.72% 19.74% 32.03% 32.77%
EPS 0.56 0.54 3.70% 0.51 0.45 13.33% 0.49 0.39 25.64% 0.68 0.62 9.68%

Description Sep 25 Sep 24 Var% Jun 25 Jun 24 Var% Mar 25 Mar 24 Var% Dec 24 Dec 23 Var%
Net Sales 224.01 187.03 19.77% 218.71 186.55 17.24% 193.77 195.29 -0.78% 203.75 182.59 11.59%
Expenses 55.06 41.52 32.61% 58.64 46.71 25.54% 43.38 59.27 -26.81% 38.14 41.54 -8.18%
EBITDA 168.95 145.50 16.12% 160.07 139.84 14.47% 150.39 136.02 10.56% 165.62 141.05 17.42%
EBIDTM 75.42% 77.80% 73.19% 74.96% 77.61% 69.65% 81.28% 77.25%
Other Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Interest 97.77 77.32 26.45% 94.27 83.08 13.47% 85.83 85.96 -0.15% 82.08 64.18 27.89%
Depreciation 2.18 1.05 107.62% 2.20 0.96 129.17% 2.23 0.92 142.39% 1.23 0.86 43.02%
PBT 69.00 67.14 2.77% 63.60 55.80 13.98% 63.11 49.61 27.21% 82.31 76.00 8.30%
Tax 17.46 17.22 1.39% 16.43 14.31 14.81% 16.83 13.00 29.46% 19.87 19.54 1.69%
PAT 51.54 49.91 3.27% 47.17 41.49 13.69% 46.29 36.61 26.44% 62.43 56.46 10.57%
PATM 23.01% 26.69% 21.57% 22.24% 23.89% 18.75% 30.64% 30.92%
EPS 0.57 0.56 1.79% 0.52 0.46 13.04% 0.51 0.41 24.39% 0.70 0.63 11.11%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone

Right to Left

Description TTM Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Net Sales 808.90 734.83 605.04 422.97 356.40 311.55 337.45 317.74 273.67 249.52 193.37 Net Sales Growth 14.83% 21.45% 43.05% 18.68% 14.40% -7.68% 6.20% 16.10% 9.68% 29.04% Cost Of Goods Sold 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 808.89 734.83 605.04 422.97 356.40 311.55 337.45 317.74 273.67 249.52 193.37 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 181.88 156.66 123.94 111.78 81.26 89.13 128.07 109.11 89.71 83.56 59.46 Power & Fuel Cost - 1.00 0.86 0.82 0.56 0.50 0.60 0.57 0.53 0.31 0.30 % Of Sales - 0.14% 0.14% 0.19% 0.16% 0.16% 0.18% 0.18% 0.19% 0.12% 0.16% Employee Cost - 53.99 40.52 26.37 18.73 17.32 18.65 16.67 12.04 9.13 7.47 % Of Sales - 7.35% 6.70% 6.23% 5.26% 5.56% 5.53% 5.25% 4.40% 3.66% 3.86% Manufacturing Exp. - 18.30 22.92 6.44 3.14 2.58 3.41 3.22 4.38 4.07 2.91 % Of Sales - 2.49% 3.79% 1.52% 0.88% 0.83% 1.01% 1.01% 1.60% 1.63% 1.50% General & Admin Exp. - 58.13 55.91 31.43 16.97 23.94 28.99 36.10 33.13 32.05 28.50 % Of Sales - 7.91% 9.24% 7.43% 4.76% 7.68% 8.59% 11.36% 12.11% 12.84% 14.74% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 26.24 4.58 47.54 42.42 45.29 77.02 53.11 40.17 38.32 0.00 % Of Sales - 3.57% 0.76% 11.24% 11.90% 14.54% 22.82% 16.71% 14.68% 15.36% 10.64% EBITDA 627.01 578.17 481.10 311.19 275.14 222.42 209.38 208.63 183.96 165.96 133.91 EBITDA Margin 77.51% 78.68% 79.52% 73.57% 77.20% 71.39% 62.05% 65.66% 67.22% 66.51% 69.25% Other Income 0.00 0.00 0.06 0.13 0.01 0.00 0.00 0.00 4.50 0.00 0.00 Interest 345.27 309.30 239.82 180.35 166.79 143.76 133.57 123.11 104.96 88.37 64.87 Depreciation 7.84 4.27 3.40 2.54 1.96 2.06 1.88 0.82 0.43 0.40 0.44 PBT 274.50 264.60 237.95 128.42 106.39 76.60 73.92 84.70 83.08 77.19 68.60 Tax 69.96 67.51 61.52 32.14 27.68 19.61 19.88 27.93 27.04 25.89 23.47 Tax Rate 25.49% 25.46% 25.79% 25.95% 26.02% 25.39% 26.89% 32.98% 32.55% 33.54% 34.21% PAT 204.55 197.69 177.02 91.69 78.71 57.64 54.04 56.77 56.04 51.29 45.13 PAT before Minority Interest 204.55 197.69 177.02 91.69 78.71 57.64 54.04 56.77 56.04 51.29 45.13 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 25.29% 26.90% 29.26% 21.68% 22.08% 18.50% 16.01% 17.87% 20.48% 20.56% 23.34% PAT Growth 12.01% 11.68% 93.06% 16.49% 36.55% 6.66% -4.81% 1.30% 9.26% 13.65% EPS 2.25 2.17 1.95 1.01 0.87 0.63 0.59 0.62 0.62 0.56 0.50

Description TTM Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Net Sales 840.24 771.11 658.75 473.19 392.22 346.02 374.77 360.60 303.13 266.54 205.02 Net Sales Growth 11.81% 17.06% 39.21% 20.64% 13.35% -7.67% 3.93% 18.96% 13.73% 30.01% Cost Of Goods Sold -0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 840.25 771.11 658.75 473.19 392.22 346.02 374.77 360.60 303.13 266.54 205.02 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 195.22 170.96 144.63 131.34 99.00 104.66 142.16 125.74 103.24 92.96 68.24 Power & Fuel Cost - 1.00 0.86 0.82 0.56 0.50 0.60 0.57 0.53 0.31 0.30 % Of Sales - 0.13% 0.13% 0.17% 0.14% 0.14% 0.16% 0.16% 0.17% 0.12% 0.15% Employee Cost - 56.10 42.54 28.33 20.70 18.99 20.83 21.91 14.79 11.72 9.55 % Of Sales - 7.28% 6.46% 5.99% 5.28% 5.49% 5.56% 6.08% 4.88% 4.40% 4.66% Manufacturing Exp. - 18.30 22.92 6.45 3.15 2.58 3.44 3.40 4.53 4.21 3.02 % Of Sales - 2.37% 3.48% 1.36% 0.80% 0.75% 0.92% 0.94% 1.49% 1.58% 1.47% General & Admin Exp. - 63.49 65.28 39.66 17.64 24.42 30.81 44.05 37.56 38.46 34.78 % Of Sales - 8.23% 9.91% 8.38% 4.50% 7.06% 8.22% 12.22% 12.39% 14.43% 16.96% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 33.07 13.90 56.90 57.52 58.67 87.09 56.38 46.35 38.57 0.00 % Of Sales - 4.29% 2.11% 12.02% 14.67% 16.96% 23.24% 15.64% 15.29% 14.47% 10.19% EBITDA 645.03 600.15 514.12 341.85 293.22 241.36 232.61 234.86 199.89 173.58 136.78 EBITDA Margin 76.77% 77.83% 78.04% 72.24% 74.76% 69.75% 62.07% 65.13% 65.94% 65.12% 66.72% Other Income 0.00 0.00 0.06 0.13 0.01 0.00 0.00 0.00 4.50 0.00 0.00 Interest 359.95 328.31 270.07 208.67 184.11 161.95 156.55 149.11 117.52 94.29 66.66 Depreciation 7.84 4.27 3.40 2.55 1.96 2.07 1.90 0.84 0.44 0.43 0.46 PBT 278.02 267.57 240.71 130.77 107.15 77.34 74.16 84.90 86.43 78.86 69.66 Tax 70.59 68.24 62.21 32.62 27.87 19.79 20.03 28.52 28.68 26.98 24.35 Tax Rate 25.39% 25.43% 25.79% 25.84% 26.02% 25.45% 27.01% 33.59% 33.18% 34.21% 34.96% PAT 207.43 200.12 178.97 93.62 79.25 57.98 54.13 56.38 57.75 51.88 45.31 PAT before Minority Interest 207.43 200.12 178.97 93.62 79.25 57.98 54.13 56.38 57.75 51.88 45.31 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 24.69% 25.95% 27.17% 19.78% 20.21% 16.76% 14.44% 15.64% 19.05% 19.46% 22.10% PAT Growth 12.45% 11.82% 91.17% 18.13% 36.69% 7.11% -3.99% -2.37% 11.31% 14.50% EPS 2.28 2.20 1.97 1.03 0.87 0.64 0.60 0.62 0.63 0.57 0.50

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone

Right to Left

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Shareholder's Funds 1,517.65 1,314.72 1,150.19 1,012.61 854.48 755.89 654.29 603.42 554.13 510.35 Share Capital 90.22 89.81 44.91 43.92 42.30 42.30 40.57 40.57 40.57 40.57 Total Reserves 1,427.44 1,224.91 1,105.28 951.24 766.18 713.59 613.72 562.85 513.56 469.78 Non-Current Liabilities 3,000.65 1,775.31 857.79 555.93 428.82 287.09 211.41 133.12 131.10 35.53 Secured Loans 1,942.24 1,141.55 430.91 131.40 51.96 58.97 0.00 0.00 0.00 2.12 Unsecured Loans 1,034.09 627.43 416.08 412.31 367.44 220.00 204.00 123.00 95.00 0.00 Long Term Provisions 19.22 14.97 11.47 9.60 7.75 6.93 6.81 6.52 4.59 3.14 Current Liabilities 621.58 874.26 1,111.26 1,073.73 904.73 1,105.21 1,145.64 1,171.26 848.52 747.18 Trade Payables 65.19 26.34 11.05 14.35 19.83 9.68 44.43 6.74 0.00 0.00 Other Current Liabilities 33.44 62.77 23.37 5.79 32.45 211.68 295.52 327.08 115.38 101.24 Short Term Borrowings 435.60 686.58 970.82 937.64 766.56 791.17 742.19 778.51 597.55 505.06 Short Term Provisions 87.35 98.56 106.01 115.94 85.89 92.68 63.50 58.93 135.59 140.89 Total Liabilities 5,139.88 3,964.29 3,119.24 2,642.27 2,188.03 2,148.19 2,011.34 1,907.80 1,533.75 1,293.06 Net Block 74.60 66.44 66.27 63.61 64.26 66.25 9.41 6.66 3.09 2.99 Gross Block 98.89 86.56 83.17 78.31 77.10 77.03 16.78 13.21 9.27 8.79 Accumulated Depreciation 24.29 20.13 16.91 14.70 12.84 10.78 7.38 6.55 6.18 5.79 Non Current Assets 134.96 126.83 132.68 129.99 130.61 132.60 77.00 74.15 89.33 90.60 Capital Work in Progress 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non Current Investment 60.04 60.04 66.14 66.14 66.14 66.14 66.14 66.14 66.14 68.47 Long Term Loans & Adv. 0.32 0.36 0.27 0.23 0.21 0.22 1.46 1.35 20.10 19.15 Other Non Current Assets 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Current Assets 4,988.67 3,837.46 2,986.56 2,511.54 2,055.41 2,011.89 1,928.51 1,823.97 1,434.56 1,189.55 Current Investments 2.50 2.24 1.28 1.78 0.00 0.00 0.00 0.00 0.82 0.11 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,261.84 996.94 Sundry Debtors 21.13 11.90 9.38 27.88 31.25 10.65 9.56 11.07 0.00 0.00 Cash & Bank 103.67 13.56 28.25 9.56 46.82 31.34 9.52 11.22 8.33 24.04 Other Current Assets 4,861.37 50.28 63.59 48.57 1,977.33 1,969.90 1,909.43 1,801.68 163.57 168.44 Short Term Loans & Adv. 4,836.60 3,759.47 2,884.05 2,423.75 1,977.31 1,805.55 1,752.02 1,675.37 59.43 56.45 Net Current Assets 4,367.08 2,963.20 1,875.30 1,437.82 1,150.67 906.68 782.87 652.71 586.05 442.37 Total Assets 5,139.89 3,964.29 3,119.24 2,642.27 2,188.03 2,148.18 2,011.33 1,907.80 1,533.74 1,293.05

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Shareholder's Funds 1,534.98 1,329.42 1,162.54 1,023.47 865.03 765.98 664.12 613.70 563.54 519.56 Share Capital 90.22 89.81 44.91 43.92 42.30 42.30 40.57 40.57 40.57 40.57 Total Reserves 1,444.76 1,239.61 1,117.63 962.10 776.73 723.68 623.56 573.13 522.97 479.00 Non-Current Liabilities 3,100.29 1,920.79 1,086.88 681.48 474.49 358.24 296.30 243.44 141.92 52.26 Secured Loans 1,985.40 1,219.76 585.53 204.46 96.86 129.24 83.77 109.26 10.44 18.53 Unsecured Loans 1,089.79 693.63 488.98 463.71 367.44 220.00 204.00 123.00 95.00 0.00 Long Term Provisions 20.03 15.99 12.88 10.57 8.49 7.79 7.83 7.58 4.98 3.47 Current Liabilities 673.91 934.68 1,186.97 1,146.11 997.36 1,205.32 1,275.51 1,241.35 900.84 794.01 Trade Payables 66.58 29.24 13.14 15.10 20.32 10.35 45.35 7.10 0.00 0.00 Other Current Liabilities 33.67 62.90 23.56 5.89 32.45 211.69 295.53 327.09 115.53 101.43 Short Term Borrowings 484.28 742.01 1,042.68 1,007.79 857.26 887.85 868.92 846.26 648.30 550.47 Short Term Provisions 89.39 100.52 107.59 117.32 87.33 95.44 65.72 60.90 137.01 142.10 Total Liabilities 5,309.18 4,184.89 3,436.39 2,851.06 2,336.88 2,329.54 2,235.93 2,098.49 1,606.30 1,365.83 Net Block 74.61 66.44 66.28 63.62 64.27 66.27 9.44 6.72 3.14 3.07 Gross Block 99.21 86.88 83.49 78.62 77.40 77.33 17.09 13.52 9.55 9.06 Accumulated Depreciation 24.60 20.43 17.21 15.00 13.13 11.06 7.64 6.80 6.41 5.99 Non Current Assets 92.86 85.01 91.30 88.35 88.53 90.52 35.16 32.49 47.14 48.45 Capital Work in Progress 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non Current Investment 17.80 17.80 23.90 23.90 23.90 23.90 23.90 23.90 23.90 26.23 Long Term Loans & Adv. 0.32 0.36 0.27 0.23 0.21 0.22 1.46 1.35 20.10 19.15 Other Non Current Assets 0.13 0.41 0.85 0.60 0.15 0.13 0.36 0.52 0.00 0.00 Current Assets 5,200.06 4,099.88 3,345.08 2,761.95 2,246.34 2,235.33 2,194.95 2,056.31 1,549.31 1,304.48 Current Investments 2.50 2.24 1.28 1.78 0.00 0.00 0.00 0.00 0.82 0.41 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,374.89 1,106.73 Sundry Debtors 21.21 12.25 9.75 28.07 31.69 11.89 12.60 15.30 0.00 0.00 Cash & Bank 104.81 14.58 29.11 10.34 47.78 34.99 14.05 11.47 8.65 27.93 Other Current Assets 5,071.53 50.28 63.59 48.57 2,166.87 2,188.45 2,168.30 2,029.54 164.95 169.40 Short Term Loans & Adv. 5,046.76 4,020.53 3,241.35 2,673.19 2,166.85 2,024.10 2,010.89 1,903.23 60.81 57.41 Net Current Assets 4,526.15 3,165.20 2,158.11 1,615.84 1,248.98 1,030.01 919.44 814.96 648.47 510.47 Total Assets 5,309.18 4,184.89 3,436.38 2,851.04 2,336.88 2,329.54 2,235.93 2,098.48 1,606.30 1,365.83

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone

Right to Left

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Cash From Operating Activity -893.96 -669.45 -347.48 -337.21 -126.54 -7.72 26.02 -266.37 -199.92 10.40 PBT 573.90 477.77 308.77 273.19 220.36 207.50 207.81 188.03 77.19 133.47 Adjustment 27.61 6.95 49.94 44.37 47.35 78.90 5.07 -0.45 5.73 6.79 Changes in Working Capital -1,114.36 -841.26 -484.53 -457.00 -227.93 -138.19 -34.21 -319.64 -253.58 -51.05 Cash after chg. in Working capital -512.84 -356.54 -125.81 -139.44 39.78 148.21 178.67 -132.06 -170.66 89.22 Interest Paid -309.30 -239.82 -180.35 -166.79 -143.76 -133.57 -123.11 -104.96 0.00 -64.87 Tax Paid -69.20 -71.55 -34.96 -29.37 -19.93 -21.37 -29.04 -27.91 -27.76 -12.15 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items -2.61 -1.53 -6.35 -1.61 -2.64 -0.98 -0.51 -1.45 -1.50 -1.80 Cash From Investing Activity -12.68 2.60 -5.07 -3.08 -0.07 -0.30 -3.57 4.32 1.13 -21.75 Net Fixed Assets -12.33 -3.39 -4.86 -1.21 -0.07 -60.25 -3.57 -3.94 -0.48 -0.20 Net Investments -0.26 5.14 0.50 -1.78 0.00 0.00 0.00 0.82 1.62 -20.00 Others -0.09 0.85 -0.71 -0.09 0.00 59.95 0.00 7.44 -0.01 -1.55 Cash from Financing Activity 996.74 652.16 371.23 303.03 142.09 29.84 -24.15 264.12 183.08 22.07 Net Cash Inflow / Outflow 90.10 -14.68 18.69 -37.26 15.48 21.83 -1.70 2.07 -15.71 10.72 Opening Cash & Equivalents 13.56 28.25 9.56 46.82 31.34 9.52 11.22 9.15 24.04 13.33 Closing Cash & Equivalent 103.67 13.56 28.25 9.56 46.82 31.34 9.52 11.22 8.33 24.04

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Cash From Operating Activity -841.53 -569.75 -452.17 -396.38 -97.89 35.17 -2.86 -381.91 -202.82 -74.23 PBT 595.88 510.78 339.44 291.26 239.30 230.71 234.02 203.96 78.86 136.32 Adjustment 34.44 16.26 59.31 59.48 60.74 88.99 5.09 -0.30 5.77 6.82 Changes in Working Capital -1,072.26 -752.61 -601.45 -530.83 -216.11 -103.65 -59.83 -436.00 -256.67 -136.74 Cash after chg. in Working capital -441.94 -225.57 -202.70 -180.09 83.93 216.05 179.28 -232.35 -172.04 6.41 Interest Paid -328.31 -270.07 -208.67 -184.11 -161.95 -156.55 -149.11 -117.52 0.00 -66.66 Tax Paid -68.86 -72.47 -34.51 -30.54 -17.01 -23.36 -32.52 -30.59 -29.27 -12.18 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items -2.43 -1.64 -6.29 -1.64 -2.86 -0.98 -0.51 -1.45 -1.50 -1.80 Cash From Investing Activity -12.68 2.60 -5.07 -3.08 -0.07 -0.30 -3.57 4.29 1.43 3.57 Net Fixed Assets -12.33 -3.39 -4.86 -1.21 -0.07 -60.25 -3.57 -3.94 -0.48 -0.20 Net Investments -0.26 5.14 0.50 -1.78 0.00 0.00 0.00 0.82 1.62 -20.00 Others -0.09 0.85 -0.71 -0.09 0.00 59.95 0.00 7.41 0.29 23.77 Cash from Financing Activity 944.44 552.61 476.01 362.03 110.74 -13.93 9.01 379.62 182.11 83.73 Net Cash Inflow / Outflow 90.23 -14.53 18.77 -37.44 12.78 20.94 2.58 2.00 -19.28 13.07 Opening Cash & Equivalents 14.58 29.11 10.34 47.78 34.99 14.05 11.47 9.47 27.93 14.86 Closing Cash & Equivalent 104.81 14.58 29.11 10.34 47.78 34.99 14.05 11.47 8.65 27.93

Financial Ratios

Consolidated /

Standalone

Right to Left

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Book Value (Rs.) 16.61 14.60 12.77 22.57 18.98 177.00 158.96 146.38 134.19 122.64 ROA 4.34% 5.00% 3.18% 3.26% 2.66% 2.60% 2.90% 3.26% 3.63% 3.75% ROE 14.07% 14.40% 8.58% 8.78% 7.43% 7.76% 9.17% 9.85% 9.85% 9.01% ROCE 13.24% 14.21% 11.15% 12.08% 11.47% 12.17% 13.47% 13.76% 14.77% 13.89% Fixed Asset Turnover 7.92 7.13 5.24 4.59 4.04 7.19 21.19 24.35 27.64 22.26 Receivable days 8.20 6.42 16.08 30.28 24.55 10.93 11.85 14.76 0.00 0.00 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1652.10 1848.11 Payable days 0.00 0.00 0.00 0.00 0.00 335.31 340.62 119.79 0.00 0.00 Cash Conversion Cycle 8.20 6.42 16.08 30.28 24.55 -324.38 -328.77 -105.02 1652.10 1848.11 Total Debt/Equity 2.28 1.87 1.59 1.49 1.48 1.43 1.47 1.52 1.27 1.02 Interest Cover 1.86 1.99 1.69 1.64 1.54 1.55 1.69 1.79 1.87 2.06

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Book Value (Rs.) 16.80 14.77 12.91 22.81 19.23 179.38 161.38 148.92 136.51 124.91 ROA 4.22% 4.70% 2.98% 3.06% 2.48% 2.37% 2.60% 3.12% 3.49% 3.64% ROE 14.08% 14.40% 8.66% 8.73% 7.38% 7.66% 8.96% 9.98% 9.79% 8.88% ROCE 13.18% 14.09% 11.22% 11.94% 11.48% 12.12% 13.40% 13.64% 14.53% 13.62% Fixed Asset Turnover 8.29 7.73 5.84 5.03 4.47 7.94 23.57 26.29 28.65 22.90 Receivable days 7.92 6.09 14.59 27.80 22.98 11.92 14.12 18.42 0.00 0.00 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1699.16 1885.41 Payable days 0.00 0.00 0.00 0.00 0.00 320.93 291.32 110.52 0.00 0.00 Cash Conversion Cycle 7.92 6.09 14.59 27.80 22.98 -309.01 -277.20 -92.10 1699.16 1885.41 Total Debt/Equity 2.35 2.00 1.83 1.67 1.62 1.63 1.77 1.79 1.36 1.12 Interest Cover 1.82 1.89 1.61 1.58 1.48 1.47 1.57 1.74 1.84 2.05

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Paisalo Digital - Quarterly Results
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Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.

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