Nifty
Sensex
:
:
15746.45
52578.76
-78.00 (-0.49%)
-316.65 (-0.60%)

Finance - NBFC

Rating :
49/99

BSE: 532900 | NSE: PAISALO

659.25
27-Jul-2021
  • Open
  • High
  • Low
  • Previous Close
  •  676.95
  •  684.70
  •  652.05
  •  676.95
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  47075
  •  313.77
  •  880.00
  •  290.00

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 2,801.65
  • 45.73
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 4,003.74
  • 0.15%
  • 3.24

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 40.64%
  • 15.91%
  • 4.78%
  • FII
  • DII
  • Others
  • 19.98%
  • 15.31%
  • 3.38%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 6.40
  • 12.82
  • 7.33

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 3.23
  • 11.20
  • 3.08

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -1.17
  • 3.62
  • -2.13

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 22.68
  • 20.97
  • 29.16

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 2.19
  • 2.01
  • 2.28

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 11.00
  • 10.54
  • 11.72

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 21
Mar 20
Var%
Dec 20
Dec 19
Var%
Sep 20
Sep 19
Var%
Jun 20
Jun 19
Var%
Net Sales
93.19
90.80
2.63%
86.42
98.48
-12.25%
79.85
92.74
-13.90%
86.56
92.75
-6.67%
Expenses
49.97
49.52
0.91%
14.20
30.56
-53.53%
11.00
28.81
-61.82%
24.53
31.14
-21.23%
EBITDA
43.22
41.28
4.70%
72.22
67.92
6.33%
68.85
63.92
7.71%
62.03
61.62
0.67%
EBIDTM
46.38%
45.47%
83.57%
68.96%
86.22%
68.93%
71.66%
66.43%
Other Income
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Interest
41.80
40.41
3.44%
41.89
40.37
3.77%
38.89
38.44
1.17%
39.37
37.33
5.46%
Depreciation
0.92
1.07
-14.02%
0.98
1.05
-6.67%
0.90
1.06
-15.09%
0.94
0.85
10.59%
PBT
0.92
-0.20
-
29.36
26.49
10.83%
29.05
24.43
18.91%
21.72
23.44
-7.34%
Tax
-1.10
1.77
-
7.13
6.21
14.81%
7.11
4.38
62.33%
6.65
7.67
-13.30%
PAT
2.02
-1.97
-
22.22
20.28
9.57%
21.95
20.05
9.48%
15.07
15.77
-4.44%
PATM
2.17%
-2.17%
25.71%
20.59%
27.48%
21.62%
17.41%
17.01%
EPS
0.48
-0.47
-
5.25
4.80
9.38%
5.19
4.74
9.49%
3.56
3.73
-4.56%

Annual Results

Standalone Figures in Rs. Crores /

Consolidated
Description
TTM
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Net Sales
346.02
374.77
360.60
303.13
266.54
205.02
190.58
219.45
238.41
Net Sales Growth
-7.67%
3.93%
18.96%
13.73%
30.01%
7.58%
-13.16%
-7.95%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
346.02
374.77
360.60
303.13
266.54
205.02
190.58
219.45
238.41
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
99.70
142.16
125.74
103.24
92.96
68.24
66.50
73.01
67.82
Power & Fuel Cost
-
0.60
0.57
0.53
0.31
0.30
0.21
0.21
0.17
% Of Sales
-
0.16%
0.16%
0.17%
0.12%
0.15%
0.11%
0.10%
0.07%
Employee Cost
-
20.83
21.91
14.79
11.72
9.55
7.41
6.01
5.56
% Of Sales
-
5.56%
6.08%
4.88%
4.40%
4.66%
3.89%
2.74%
2.33%
Manufacturing Exp.
-
3.98
3.40
4.53
4.21
3.02
2.49
4.56
4.39
% Of Sales
-
1.06%
0.94%
1.49%
1.58%
1.47%
1.31%
2.08%
1.84%
General & Admin Exp.
-
30.26
44.05
37.56
38.46
34.78
30.21
32.57
31.66
% Of Sales
-
8.07%
12.22%
12.39%
14.43%
16.96%
15.85%
14.84%
13.28%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
87.09
56.38
46.35
38.57
20.90
26.39
29.87
26.21
% Of Sales
-
23.24%
15.64%
15.29%
14.47%
10.19%
13.85%
13.61%
10.99%
EBITDA
246.32
232.61
234.86
199.89
173.58
136.78
124.08
146.44
170.59
EBITDA Margin
71.19%
62.07%
65.13%
65.94%
65.12%
66.72%
65.11%
66.73%
71.55%
Other Income
0.00
0.00
0.00
4.50
0.00
0.00
1.43
0.00
0.00
Interest
161.95
156.55
149.11
117.52
94.29
66.66
58.09
61.86
65.24
Depreciation
3.74
1.90
0.84
0.44
0.43
0.46
0.87
0.46
0.60
PBT
81.05
74.16
84.90
86.43
78.86
69.66
66.57
84.12
104.75
Tax
19.79
20.03
28.52
28.68
26.98
24.35
22.39
28.14
33.98
Tax Rate
24.42%
27.01%
33.59%
33.18%
34.21%
34.96%
33.63%
33.45%
32.44%
PAT
61.26
54.13
56.38
57.75
51.88
45.31
44.17
55.98
70.77
PAT before Minority Interest
61.26
54.13
56.38
57.75
51.88
45.31
44.17
55.98
70.77
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
17.70%
14.44%
15.64%
19.05%
19.46%
22.10%
23.18%
25.51%
29.68%
PAT Growth
13.17%
-3.99%
-2.37%
11.31%
14.50%
2.58%
-21.10%
-20.90%
 
EPS
21.20
18.73
19.51
19.98
17.95
15.68
15.28
19.37
24.49

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Shareholder's Funds
765.98
664.12
613.70
563.54
519.56
531.82
494.93
443.82
Share Capital
42.30
40.57
40.57
40.57
40.57
43.07
43.07
43.07
Total Reserves
723.68
623.56
573.13
522.97
479.00
488.75
451.86
400.75
Non-Current Liabilities
358.24
296.30
243.44
141.92
52.26
61.48
85.78
226.35
Secured Loans
129.24
83.77
109.26
10.44
18.53
8.04
21.98
57.62
Unsecured Loans
220.00
204.00
123.00
95.00
0.00
0.00
0.00
8.53
Long Term Provisions
7.79
7.83
7.58
4.98
3.47
2.58
2.41
2.59
Current Liabilities
1,203.65
1,275.51
1,241.35
900.84
794.01
529.09
535.13
617.31
Trade Payables
10.35
45.35
7.10
0.00
0.00
0.00
0.00
0.00
Other Current Liabilities
211.69
295.53
327.09
115.53
101.43
98.73
62.68
196.04
Short Term Borrowings
887.85
868.92
846.26
648.30
550.47
402.36
409.69
320.60
Short Term Provisions
93.76
65.72
60.90
137.01
142.10
28.00
62.76
100.66
Total Liabilities
2,327.87
2,235.93
2,098.49
1,606.30
1,365.83
1,122.39
1,115.84
1,287.48
Net Block
66.27
9.44
6.72
3.14
3.07
3.19
2.67
2.61
Gross Block
77.33
17.09
13.52
9.55
9.06
8.85
16.53
16.03
Accumulated Depreciation
11.06
7.64
6.80
6.41
5.99
5.65
13.86
13.42
Non Current Assets
90.52
35.16
32.49
47.14
48.45
24.44
37.76
54.81
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Non Current Investment
23.90
23.90
23.90
23.90
26.23
2.17
29.36
46.86
Long Term Loans & Adv.
0.22
1.46
1.35
20.10
19.15
19.08
5.73
5.34
Other Non Current Assets
0.13
0.36
0.52
0.00
0.00
0.00
0.00
0.00
Current Assets
2,233.66
2,194.95
2,056.31
1,549.31
1,304.48
1,082.20
1,058.82
1,218.19
Current Investments
0.00
0.00
0.00
0.82
0.41
29.81
22.84
26.42
Inventories
0.00
0.00
0.00
1,374.89
1,106.73
1,011.29
963.63
1,034.10
Sundry Debtors
11.89
12.60
15.30
0.00
0.00
0.00
0.00
0.00
Cash & Bank
34.99
14.05
11.47
8.65
27.93
14.86
8.96
60.06
Other Current Assets
2,186.78
157.41
126.31
104.14
169.40
26.23
63.39
97.61
Short Term Loans & Adv.
2,022.43
2,010.89
1,903.23
60.81
57.41
26.22
63.38
97.59
Net Current Assets
1,030.01
919.44
814.96
648.47
510.47
553.11
523.69
600.88
Total Assets
2,327.87
2,235.93
2,098.48
1,606.30
1,365.83
1,122.38
1,115.84
1,287.48

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Cash From Operating Activity
35.17
-2.86
-381.91
-202.82
-74.23
21.29
-13.55
-0.95
PBT
230.71
234.02
203.96
78.86
136.32
124.65
145.98
204.13
Adjustment
14.14
5.09
-0.30
5.77
6.82
4.93
4.42
2.56
Changes in Working Capital
-28.79
-59.83
-436.00
-256.67
-136.74
-37.01
-87.97
-108.30
Cash after chg. in Working capital
216.05
179.28
-232.35
-172.04
6.41
92.58
62.43
98.39
Interest Paid
-156.55
-149.11
-117.52
0.00
-66.66
-58.09
-61.86
-67.77
Tax Paid
-23.36
-32.52
-30.59
-29.27
-12.18
-11.25
-14.12
-31.58
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
-0.98
-0.51
-1.45
-1.50
-1.80
-1.95
0.00
0.00
Cash From Investing Activity
-0.30
-3.57
4.29
1.43
3.57
20.27
20.57
27.53
Net Fixed Assets
-60.25
-3.57
-3.94
-0.48
-0.20
7.68
-0.50
Net Investments
0.00
0.00
0.82
1.62
-20.00
45.56
20.83
Others
59.95
0.00
7.41
0.29
23.77
-32.97
0.24
Cash from Financing Activity
-13.93
9.01
379.62
182.11
83.73
-35.66
-58.12
-33.52
Net Cash Inflow / Outflow
20.94
2.58
2.00
-19.28
13.07
5.90
-51.10
-6.94
Opening Cash & Equivalents
14.05
11.47
9.47
27.93
14.86
8.96
60.06
67.00
Closing Cash & Equivalent
34.99
14.05
11.47
8.65
27.93
14.86
8.96
60.06

Financial Ratios

Standalone /

Consolidated
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Book Value (Rs.)
179.38
161.38
148.92
136.51
124.91
126.62
116.66
105.24
ROA
2.37%
2.60%
3.12%
3.49%
3.64%
3.95%
4.66%
5.50%
ROE
7.66%
8.96%
9.98%
9.79%
8.88%
8.95%
12.44%
16.58%
ROCE
12.12%
13.40%
13.64%
14.53%
13.62%
13.59%
16.94%
20.83%
Fixed Asset Turnover
7.94
23.57
26.29
28.65
22.90
15.02
13.48
14.87
Receivable days
11.92
14.12
18.42
0.00
0.00
0.00
0.00
0.00
Inventory Days
0.00
0.00
0.00
1699.16
1885.41
1891.21
1661.38
1583.19
Payable days
315.51
291.32
110.52
0.00
0.00
0.00
0.00
0.00
Cash Conversion Cycle
-303.59
-277.20
-92.10
1699.16
1885.41
1891.21
1661.38
1583.19
Total Debt/Equity
1.63
1.77
1.79
1.36
1.12
0.80
0.91
0.90
Interest Cover
1.47
1.57
1.74
1.84
2.05
2.15
2.36
2.61

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.