Nifty
Sensex
:
:
14870.55
50110.74
109.00 (0.74%)
260.90 (0.52%)

Finance - NBFC

Rating :
62/99

BSE: 532900 | NSE: PAISALO

820.05
01-Mar-2021
  • Open
  • High
  • Low
  • Previous Close
  •  864.00
  •  864.00
  •  808.15
  •  829.65
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  21965
  •  180.69
  •  875.00
  •  145.10

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 3,470.92
  • 60.61
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 4,673.01
  • 0.12%
  • 4.34

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 46.07%
  • 21.21%
  • 3.64%
  • FII
  • DII
  • Others
  • 9.32%
  • 18.31%
  • 1.45%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 6.40
  • 12.82
  • 7.33

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 3.15
  • 11.20
  • 3.08

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -1.17
  • 3.62
  • -2.13

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 22.02
  • 20.48
  • 21.71

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 2.17
  • 1.85
  • 2.09

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 10.62
  • 9.94
  • 10.78

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Dec 20
Dec 19
Var%
Sep 20
Sep 19
Var%
Jun 20
Jun 19
Var%
Mar 20
Mar 19
Var%
Net Sales
86.42
98.48
-12.25%
79.85
92.74
-13.90%
86.56
92.75
-6.67%
90.80
90.19
0.68%
Expenses
14.20
30.56
-53.53%
11.00
28.81
-61.82%
24.53
31.14
-21.23%
49.52
36.99
33.87%
EBITDA
72.22
67.92
6.33%
68.85
63.92
7.71%
62.03
61.62
0.67%
41.28
53.20
-22.41%
EBIDTM
83.57%
68.96%
86.22%
68.93%
71.66%
66.43%
45.47%
58.99%
Other Income
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Interest
41.89
40.37
3.77%
38.89
38.44
1.17%
39.37
37.33
5.46%
40.41
43.91
-7.97%
Depreciation
0.98
1.05
-6.67%
0.90
1.06
-15.09%
0.94
0.85
10.59%
1.07
1.21
-11.57%
PBT
29.36
26.49
10.83%
29.05
24.43
18.91%
21.72
23.44
-7.34%
-0.20
8.08
-
Tax
7.13
6.21
14.81%
7.11
4.38
62.33%
6.65
7.67
-13.30%
1.77
12.56
-85.91%
PAT
22.22
20.28
9.57%
21.95
20.05
9.48%
15.07
15.77
-4.44%
-1.97
-4.48
-
PATM
25.71%
20.59%
27.48%
21.62%
17.41%
17.01%
-2.17%
-4.97%
EPS
5.25
4.80
9.38%
5.19
4.74
9.49%
3.56
3.73
-4.56%
-0.47
-1.10
-

Annual Results

Standalone Figures in Rs. Crores /

Consolidated
Description
TTM
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Net Sales
343.63
374.77
360.60
303.13
266.54
205.02
190.58
219.45
238.41
Net Sales Growth
-8.16%
3.93%
18.96%
13.73%
30.01%
7.58%
-13.16%
-7.95%
 
Cost Of Goods Sold
-0.01
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
343.64
374.77
360.60
303.13
266.54
205.02
190.58
219.45
238.41
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
99.25
142.16
125.74
103.24
92.96
68.24
66.50
73.01
67.82
Power & Fuel Cost
-
0.60
0.57
0.53
0.31
0.30
0.21
0.21
0.17
% Of Sales
-
0.16%
0.16%
0.17%
0.12%
0.15%
0.11%
0.10%
0.07%
Employee Cost
-
20.83
21.91
14.79
11.72
9.55
7.41
6.01
5.56
% Of Sales
-
5.56%
6.08%
4.88%
4.40%
4.66%
3.89%
2.74%
2.33%
Manufacturing Exp.
-
3.44
2.95
3.75
4.21
2.58
2.11
3.87
4.05
% Of Sales
-
0.92%
0.82%
1.24%
1.58%
1.26%
1.11%
1.76%
1.70%
General & Admin Exp.
-
30.81
44.50
38.34
38.46
34.78
30.21
32.57
31.66
% Of Sales
-
8.22%
12.34%
12.65%
14.43%
16.96%
15.85%
14.84%
13.28%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
87.09
56.38
46.35
38.57
21.33
26.77
30.56
26.55
% Of Sales
-
23.24%
15.64%
15.29%
14.47%
10.40%
14.05%
13.93%
11.14%
EBITDA
244.38
232.61
234.86
199.89
173.58
136.78
124.08
146.44
170.59
EBITDA Margin
71.12%
62.07%
65.13%
65.94%
65.12%
66.72%
65.11%
66.73%
71.55%
Other Income
0.00
0.00
0.00
4.50
0.00
0.00
1.43
0.00
0.00
Interest
160.56
156.55
149.11
117.52
94.29
66.66
58.09
61.86
65.24
Depreciation
3.89
1.90
0.84
0.44
0.43
0.46
0.87
0.46
0.60
PBT
79.93
74.16
84.90
86.43
78.86
69.66
66.57
84.12
104.75
Tax
22.66
20.03
28.52
28.68
26.98
24.35
22.39
28.14
33.98
Tax Rate
28.35%
27.01%
33.59%
33.18%
34.21%
34.96%
33.63%
33.45%
32.44%
PAT
57.27
54.13
56.38
57.75
51.88
45.31
44.17
55.98
70.77
PAT before Minority Interest
57.27
54.13
56.38
57.75
51.88
45.31
44.17
55.98
70.77
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
16.67%
14.44%
15.64%
19.05%
19.46%
22.10%
23.18%
25.51%
29.68%
PAT Growth
10.95%
-3.99%
-2.37%
11.31%
14.50%
2.58%
-21.10%
-20.90%
 
EPS
22.46
21.23
22.11
22.65
20.35
17.77
17.32
21.95
27.75

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Shareholder's Funds
765.98
664.12
613.70
563.54
519.56
531.82
494.93
443.82
Share Capital
42.30
40.57
40.57
40.57
40.57
43.07
43.07
43.07
Total Reserves
723.68
623.56
573.13
522.97
479.00
488.75
451.86
400.75
Non-Current Liabilities
233.10
217.98
186.50
141.92
52.26
61.48
85.78
226.35
Secured Loans
0.00
0.00
0.00
10.44
18.53
8.04
21.98
57.62
Unsecured Loans
220.00
204.00
123.00
95.00
0.00
0.00
0.00
8.53
Long Term Provisions
7.79
7.83
56.02
4.98
3.47
2.58
2.41
2.59
Current Liabilities
1,328.79
1,353.83
1,298.30
900.84
794.01
529.09
535.13
617.31
Trade Payables
5.06
38.09
7.10
0.00
0.00
0.00
0.00
0.00
Other Current Liabilities
212.88
297.33
323.21
115.53
101.43
98.73
62.68
196.04
Short Term Borrowings
1,017.09
952.69
955.52
648.30
550.47
402.36
409.69
320.60
Short Term Provisions
93.76
65.72
12.46
137.01
142.10
28.00
62.76
100.66
Total Liabilities
2,327.87
2,235.93
2,098.50
1,606.30
1,365.83
1,122.39
1,115.84
1,287.48
Net Block
66.27
9.44
6.72
3.14
3.07
3.19
2.67
2.61
Gross Block
77.33
17.09
13.52
9.55
9.06
8.85
16.53
16.03
Accumulated Depreciation
11.06
7.64
6.80
6.41
5.99
5.65
13.86
13.42
Non Current Assets
90.52
35.16
70.48
47.14
48.45
24.44
37.76
54.81
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Non Current Investment
23.90
23.90
0.00
23.90
26.23
2.17
29.36
46.86
Long Term Loans & Adv.
0.22
1.46
63.24
20.10
19.15
19.08
5.73
5.34
Other Non Current Assets
0.13
0.36
0.52
0.00
0.00
0.00
0.00
0.00
Current Assets
2,233.66
2,194.95
2,018.33
1,549.31
1,304.48
1,082.20
1,058.82
1,218.19
Current Investments
0.00
0.00
23.90
0.82
0.41
29.81
22.84
26.42
Inventories
0.00
0.00
0.00
1,374.89
1,106.73
1,011.29
963.63
1,034.10
Sundry Debtors
11.89
12.60
15.30
0.00
0.00
0.00
0.00
0.00
Cash & Bank
34.99
14.05
11.47
8.65
27.93
14.86
8.96
60.06
Other Current Assets
2,186.78
0.05
0.10
104.14
169.40
26.23
63.39
97.61
Short Term Loans & Adv.
2,186.74
2,168.25
1,967.56
60.81
57.41
26.22
63.38
97.59
Net Current Assets
904.87
841.12
720.04
648.47
510.47
553.11
523.69
600.88
Total Assets
2,327.87
2,235.93
2,098.49
1,606.30
1,365.83
1,122.38
1,115.84
1,287.48

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Cash From Operating Activity
35.17
-2.86
-381.91
-202.82
-74.23
21.29
-13.55
-0.95
PBT
230.71
234.02
203.96
78.86
69.66
124.65
145.98
204.13
Adjustment
14.14
5.09
-0.30
5.77
6.82
4.93
4.42
2.56
Changes in Working Capital
-28.79
-59.83
-436.00
-256.67
-136.74
-37.01
-87.97
-108.30
Cash after chg. in Working capital
216.05
179.28
-232.35
-172.04
-60.25
92.58
62.43
98.39
Interest Paid
-156.55
-149.11
-117.52
0.00
0.00
-58.09
0.00
0.00
Tax Paid
-23.36
-32.52
-30.59
-29.27
-12.18
-11.25
-14.12
-31.58
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
-0.98
-0.51
-1.45
-1.50
-1.80
-1.95
0.00
0.00
Cash From Investing Activity
-0.30
-3.57
4.29
1.43
3.57
20.27
20.57
27.53
Net Fixed Assets
-60.25
-3.57
-3.94
-0.48
-0.20
7.68
-0.50
Net Investments
0.00
0.00
0.82
1.62
-20.00
45.56
20.83
Others
59.95
0.00
7.41
0.29
23.77
-32.97
0.24
Cash from Financing Activity
-13.93
9.01
379.62
182.11
83.73
-35.66
-58.12
-33.52
Net Cash Inflow / Outflow
20.94
2.58
2.00
-19.28
13.07
5.90
-51.10
-6.94
Opening Cash & Equivalents
14.05
11.47
9.47
27.93
14.86
8.96
60.06
67.00
Closing Cash & Equivalent
34.99
14.05
11.47
8.65
27.93
14.86
8.96
60.06

Financial Ratios

Standalone /

Consolidated
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Book Value (Rs.)
179.38
161.38
148.92
136.51
124.91
126.62
116.66
105.24
ROA
2.37%
2.60%
3.12%
3.49%
3.64%
3.95%
4.66%
5.50%
ROE
7.66%
8.96%
9.98%
9.79%
8.88%
8.95%
12.44%
16.58%
ROCE
12.12%
13.40%
13.64%
14.53%
13.62%
13.59%
16.94%
20.83%
Fixed Asset Turnover
7.94
23.57
26.29
28.65
22.90
15.02
13.48
14.87
Receivable days
11.92
14.12
18.42
0.00
0.00
0.00
0.00
0.00
Inventory Days
0.00
0.00
0.00
1699.16
1885.41
1891.21
1661.38
1583.19
Payable days
248.66
254.50
57.16
0.00
0.00
0.00
0.00
0.00
Cash Conversion Cycle
-236.73
-240.38
-38.74
1699.16
1885.41
1891.21
1661.38
1583.19
Total Debt/Equity
1.63
1.77
1.79
1.36
1.12
0.80
0.91
0.90
Interest Cover
1.47
1.57
1.74
1.84
2.05
2.15
2.36
2.61

News Update:


  • Paisalo Digital raises Rs 23 crore through NCDs
    17th Feb 2021, 11:25 AM

    The company has allotted 23 NCDs having face value of Rs 1 crore each on Private Placement basis

    Read More
  • Paisalo Digital increasing capital base by warrant issue to promoters
    9th Feb 2021, 12:20 PM

    Board has approved the issue of 2.61 million equity warrants on preferential basis to promoter group

    Read More
  • Paisalo Digital planning to raise funds through NCDs
    9th Dec 2020, 10:57 AM

    The meeting of Operations and Finance Committee of the Board of Directors of the company is scheduled to be held on December 11, 2020 to raise funds

    Read More
  • Paisalo Digital planning to raise funds through NCDs
    1st Dec 2020, 10:34 AM

    The meeting of Operations and Finance Committee of the Board of Directors of the company is scheduled to be held on December 4, 2020 to raise funds

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.