Paisalo Digital, 532900, PAISALO Share Price, Rating, Research, Analysis, Fundamental & Historical Data

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

1,759.36
32.93
10

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

2,961.45
0.24%
2.27

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

10 Years
5 Years
3 Years

6.40
12.82
7.33

EBITDA CAGR (%)

10 Years
5 Years
3 Years

3.15
11.20
3.08

PAT CAGR (%)

10 Years
5 Years
3 Years

-1.17
3.62
-2.13

P:E (Median)

8 Years
5 Years
3 Years

21.26
20.34
21.04

P:BV (Average)

8 Years
5 Years
3 Years

2.01
1.75
1.89

EV:EBITDA (Average)

8 Years
5 Years
3 Years

9.79
9.54
9.92

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone

Description Jun 20 Jun 19 Var% Mar 20 Mar 19 Var% Dec 19 Dec 18 Var% Sep 19 Sep 18 Var%
Net Sales 78.17 82.93 -5.74% 81.75 81.09 0.81% 89.68 84.11 6.62% 83.09 78.35 6.05%
Expenses 21.13 27.72 -23.77% 45.13 34.08 32.42% 27.44 26.05 5.34% 25.66 23.03 11.42%
EBITDA 57.04 55.21 3.31% 36.63 47.01 -22.08% 62.24 58.06 7.20% 57.43 55.32 3.81%
EBIDTM 72.97% 66.57% 44.80% 57.98% 69.40% 69.02% 69.12% 70.60%
Other Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Interest 34.57 31.20 10.80% 35.30 33.24 6.20% 34.84 32.21 8.17% 32.23 28.85 11.72%
Depreciation 0.94 0.84 11.90% 1.07 1.21 -11.57% 1.05 1.28 -17.97% 1.05 1.10 -4.55%
PBT 21.53 23.16 -7.04% 0.26 12.56 -97.93% 26.35 24.57 7.24% 24.15 25.37 -4.81%
Tax 6.48 7.57 -14.40% 1.78 13.52 -86.83% 6.18 6.63 -6.79% 4.35 4.96 -12.30%
PAT 15.04 15.59 -3.53% -1.52 -0.96 - 20.17 17.94 12.43% 19.81 20.41 -2.94%
PATM 19.25% 18.80% -1.86% -1.18% 22.49% 21.33% 23.84% 26.04%
EPS 5.90 6.11 -3.44% -0.60 -0.37 - 7.91 7.03 12.52% 7.77 8.00 -2.88%

Description Jun 20 Jun 19 Var% Mar 20 Mar 19 Var% Dec 19 Dec 18 Var% Sep 19 Sep 18 Var%
Net Sales 86.56 92.75 -6.67% 90.80 90.19 0.68% 98.48 94.72 3.97% 92.74 90.02 3.02%
Expenses 24.53 31.14 -21.23% 49.52 36.99 33.87% 30.56 30.21 1.16% 28.81 27.80 3.63%
EBITDA 62.03 61.62 0.67% 41.28 53.20 -22.41% 67.92 64.50 5.30% 63.92 62.21 2.75%
EBIDTM 71.66% 66.43% 45.47% 58.99% 68.96% 68.10% 68.93% 69.11%
Other Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Interest 39.37 37.33 5.46% 40.41 43.91 -7.97% 40.37 37.29 8.26% 38.43 33.85 13.53%
Depreciation 0.94 0.85 10.59% 1.07 1.21 -11.57% 1.05 1.29 -18.60% 1.06 1.10 -3.64%
PBT 21.72 23.44 -7.34% -0.20 8.08 - 26.49 25.93 2.16% 24.43 27.26 -10.38%
Tax 6.65 7.67 -13.30% 1.77 12.56 -85.91% 6.21 7.08 -12.29% 4.38 5.66 -22.61%
PAT 15.07 15.77 -4.44% -1.97 -4.48 - 20.28 18.85 7.59% 20.05 21.60 -7.18%
PATM 17.41% 17.01% -2.17% -4.97% 20.59% 19.90% 21.62% 23.99%
EPS 5.91 6.19 -4.52% -0.77 -1.76 - 7.95 7.39 7.58% 7.86 8.47 -7.20%

Annual Results

Standalone Figures in Rs. Crores /

Consolidated

Description TTM Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11
Net Sales 332.69 337.45 317.74 273.67 249.52 193.37 178.38 207.93 219.04 210.98 181.44 Net Sales Growth 1.90% 6.20% 16.10% 9.68% 29.04% 8.40% -14.21% -5.07% 3.82% 16.28% Cost Of Goods Sold -0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 332.70 337.45 317.74 273.67 249.52 193.37 178.38 207.93 219.04 210.98 181.44 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 119.36 128.07 109.11 89.71 83.56 59.46 56.38 61.88 51.97 38.25 27.84 Power & Fuel Cost - 0.60 0.57 0.53 0.31 0.30 0.21 0.21 0.17 0.15 0.17 % Of Sales - 0.18% 0.18% 0.19% 0.12% 0.16% 0.12% 0.10% 0.08% 0.07% 0.09% Employee Cost - 18.65 16.67 12.04 9.13 7.47 5.43 4.08 3.14 2.77 3.15 % Of Sales - 5.53% 5.25% 4.40% 3.66% 3.86% 3.04% 1.96% 1.43% 1.31% 1.74% Manufacturing Exp. - 3.41 2.77 3.60 4.07 2.48 2.01 3.70 3.67 2.80 1.68 % Of Sales - 1.01% 0.87% 1.32% 1.63% 1.28% 1.13% 1.78% 1.68% 1.33% 0.93% General & Admin Exp. - 28.99 36.55 33.91 32.05 28.50 23.42 25.96 22.55 20.86 16.55 % Of Sales - 8.59% 11.50% 12.39% 12.84% 14.74% 13.13% 12.48% 10.29% 9.89% 9.12% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 77.02 53.11 40.17 38.32 21.01 25.52 28.14 22.60 11.82 0.00 % Of Sales - 22.82% 16.71% 14.68% 15.36% 10.87% 14.31% 13.53% 10.32% 5.60% 3.57% EBITDA 213.34 209.38 208.63 183.96 165.96 133.91 122.00 146.05 167.07 172.73 153.60 EBITDA Margin 64.13% 62.05% 65.66% 67.22% 66.51% 69.25% 68.39% 70.24% 76.27% 81.87% 84.66% Other Income 0.00 0.00 0.00 4.50 0.00 0.00 1.43 0.00 0.00 0.00 0.00 Interest 136.94 133.57 123.11 104.96 88.37 64.87 55.93 61.47 62.61 71.22 62.02 Depreciation 4.11 1.88 0.82 0.43 0.40 0.44 0.80 0.43 0.57 0.76 5.49 PBT 72.29 73.92 84.70 83.08 77.19 68.60 66.70 84.15 103.89 100.75 86.09 Tax 18.79 19.88 27.93 27.04 25.89 23.47 22.19 27.90 33.45 30.43 25.27 Tax Rate 25.99% 26.89% 32.98% 32.55% 33.54% 34.21% 33.27% 33.16% 32.20% 30.20% 29.35% PAT 53.50 54.04 56.77 56.04 51.29 45.13 44.52 56.25 70.45 70.32 60.82 PAT before Minority Interest 53.50 54.04 56.77 56.04 51.29 45.13 44.52 56.25 70.45 70.32 60.82 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 16.08% 16.01% 17.87% 20.48% 20.56% 23.34% 24.96% 27.05% 32.16% 33.33% 33.52% PAT Growth 0.98% -4.81% 1.30% 9.26% 13.65% 1.37% -20.85% -20.16% 0.18% 15.62% EPS 20.98 21.19 22.26 21.98 20.11 17.70 17.46 22.06 27.63 27.58 23.85

Description TTM Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13
Net Sales 368.58 374.77 360.60 303.13 266.54 205.02 190.58 219.45 238.41 Net Sales Growth 0.24% 3.93% 18.96% 13.73% 30.01% 7.58% -13.16% -7.95% Cost Of Goods Sold 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 368.58 374.77 360.60 303.13 266.54 205.02 190.58 219.45 238.41 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 133.42 142.16 125.74 103.24 92.96 68.24 66.50 73.01 67.82 Power & Fuel Cost - 0.60 0.57 0.53 0.31 0.30 0.21 0.21 0.17 % Of Sales - 0.16% 0.16% 0.17% 0.12% 0.15% 0.11% 0.10% 0.07% Employee Cost - 20.83 21.91 14.79 11.72 9.55 7.41 6.01 5.56 % Of Sales - 5.56% 6.08% 4.88% 4.40% 4.66% 3.89% 2.74% 2.33% Manufacturing Exp. - 3.44 2.95 3.75 4.21 2.58 2.11 3.87 4.05 % Of Sales - 0.92% 0.82% 1.24% 1.58% 1.26% 1.11% 1.76% 1.70% General & Admin Exp. - 30.81 44.50 38.34 38.46 34.78 30.21 32.57 31.66 % Of Sales - 8.22% 12.34% 12.65% 14.43% 16.96% 15.85% 14.84% 13.28% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 87.09 56.38 46.35 38.57 21.33 26.77 30.56 26.55 % Of Sales - 23.24% 15.64% 15.29% 14.47% 10.40% 14.05% 13.93% 11.14% EBITDA 235.15 232.61 234.86 199.89 173.58 136.78 124.08 146.44 170.59 EBITDA Margin 63.80% 62.07% 65.13% 65.94% 65.12% 66.72% 65.11% 66.73% 71.55% Other Income 0.00 0.00 0.00 4.50 0.00 0.00 1.43 0.00 0.00 Interest 158.58 156.55 149.11 117.52 94.29 66.66 58.09 61.86 65.24 Depreciation 4.12 1.90 0.84 0.44 0.43 0.46 0.87 0.46 0.60 PBT 72.44 74.16 84.90 86.43 78.86 69.66 66.57 84.12 104.75 Tax 19.01 20.03 28.52 28.68 26.98 24.35 22.39 28.14 33.98 Tax Rate 26.24% 27.01% 33.59% 33.18% 34.21% 34.96% 33.63% 33.45% 32.44% PAT 53.43 54.13 56.38 57.75 51.88 45.31 44.17 55.98 70.77 PAT before Minority Interest 53.43 54.13 56.38 57.75 51.88 45.31 44.17 55.98 70.77 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 14.50% 14.44% 15.64% 19.05% 19.46% 22.10% 23.18% 25.51% 29.68% PAT Growth 3.27% -3.99% -2.37% 11.31% 14.50% 2.58% -21.10% -20.90% EPS 20.95 21.23 22.11 22.65 20.35 17.77 17.32 21.95 27.75

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated

Description Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11
Shareholder's Funds 755.89 654.29 603.42 554.13 510.35 522.25 484.97 433.40 368.02 354.49 Share Capital 42.30 40.57 40.57 40.57 40.57 43.07 43.07 43.07 43.07 43.07 Total Reserves 713.59 613.72 562.85 513.56 469.78 479.18 441.90 390.33 324.96 311.43 Non-Current Liabilities 232.21 187.88 184.86 131.10 35.53 61.35 85.53 226.14 301.25 318.68 Secured Loans 0.00 0.00 0.00 0.00 2.12 8.04 21.98 57.62 132.79 139.17 Unsecured Loans 220.00 123.00 123.00 95.00 0.00 0.00 0.00 8.53 10.04 7.46 Long Term Provisions 6.93 58.83 54.38 4.59 3.14 2.46 2.18 2.40 2.20 2.07 Current Liabilities 1,158.41 1,169.17 1,119.53 848.52 747.18 528.34 489.61 588.14 485.40 440.09 Trade Payables 5.06 44.43 6.74 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Other Current Liabilities 212.21 371.08 323.21 115.38 101.24 98.36 62.51 169.03 124.79 101.82 Short Term Borrowings 850.14 742.19 778.51 597.55 505.06 402.36 364.71 320.60 292.69 304.19 Short Term Provisions 91.00 11.48 11.07 135.59 140.89 27.61 62.38 98.51 67.92 34.08 Total Liabilities 2,146.51 2,011.34 1,907.81 1,533.75 1,293.06 1,111.94 1,060.11 1,247.68 1,154.67 1,113.26 Net Block 66.25 9.41 6.66 3.09 2.99 3.11 2.52 2.43 2.67 50.28 Gross Block 77.03 16.78 13.21 9.27 8.79 8.59 16.27 15.77 15.46 70.95 Accumulated Depreciation 10.78 7.38 6.55 6.18 5.79 5.49 13.76 13.35 12.80 20.67 Non Current Assets 132.60 70.40 65.53 89.33 90.60 66.59 79.85 96.62 113.66 154.17 Capital Work in Progress 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non Current Investment 66.14 0.00 0.00 66.14 68.47 44.41 71.60 88.85 105.90 90.05 Long Term Loans & Adv. 0.22 60.99 58.87 20.10 19.15 19.08 5.73 5.34 5.10 9.19 Other Non Current Assets 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.65 Current Assets 2,010.22 1,935.11 1,832.60 1,434.56 1,189.55 1,029.61 961.01 1,136.61 1,037.57 959.09 Current Investments 0.00 66.14 66.14 0.82 0.11 4.17 22.54 26.12 35.43 31.98 Inventories 0.00 0.00 0.00 1,261.84 996.94 961.21 871.41 959.54 880.73 827.10 Sundry Debtors 10.65 9.56 11.07 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash & Bank 31.34 9.52 11.22 8.33 24.04 13.33 3.74 55.29 61.08 64.79 Other Current Assets 1,968.22 0.05 0.10 104.14 168.44 50.90 63.32 95.67 60.33 35.22 Short Term Loans & Adv. 1,968.18 1,849.84 1,744.07 59.43 56.45 50.89 63.31 95.65 60.32 35.21 Net Current Assets 851.81 765.94 713.07 586.05 442.37 501.27 471.40 548.47 552.17 519.00 Total Assets 2,146.51 2,011.33 1,907.81 1,533.74 1,293.05 1,111.94 1,060.11 1,247.69 1,154.67 1,113.26

Description Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13
Shareholder's Funds 765.98 664.12 613.70 563.54 519.56 531.82 494.93 443.82 Share Capital 42.30 40.57 40.57 40.57 40.57 43.07 43.07 43.07 Total Reserves 723.68 623.56 573.13 522.97 479.00 488.75 451.86 400.75 Non-Current Liabilities 233.10 189.98 186.50 141.92 52.26 61.48 85.78 226.35 Secured Loans 0.00 0.00 0.00 10.44 18.53 8.04 21.98 57.62 Unsecured Loans 220.00 123.00 123.00 95.00 0.00 0.00 0.00 8.53 Long Term Provisions 7.79 60.83 56.02 4.98 3.47 2.58 2.41 2.59 Current Liabilities 1,328.79 1,381.83 1,298.30 900.84 794.01 529.09 535.13 617.31 Trade Payables 5.06 45.35 7.10 0.00 0.00 0.00 0.00 0.00 Other Current Liabilities 212.88 371.08 323.21 115.53 101.43 98.73 62.68 196.04 Short Term Borrowings 1,017.09 952.69 955.52 648.30 550.47 402.36 409.69 320.60 Short Term Provisions 93.76 12.72 12.46 137.01 142.10 28.00 62.76 100.66 Total Liabilities 2,327.87 2,235.93 2,098.50 1,606.30 1,365.83 1,122.39 1,115.84 1,287.48 Net Block 66.27 9.44 6.72 3.14 3.07 3.19 2.67 2.61 Gross Block 77.33 17.09 13.52 9.55 9.06 8.85 16.53 16.03 Accumulated Depreciation 11.06 7.64 6.80 6.41 5.99 5.65 13.86 13.42 Non Current Assets 90.52 78.64 70.48 47.14 48.45 24.44 37.76 54.81 Capital Work in Progress 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non Current Investment 23.90 0.00 0.00 23.90 26.23 2.17 29.36 46.86 Long Term Loans & Adv. 0.22 68.84 63.24 20.10 19.15 19.08 5.73 5.34 Other Non Current Assets 0.13 0.36 0.52 0.00 0.00 0.00 0.00 0.00 Current Assets 2,233.66 2,151.47 2,018.33 1,549.31 1,304.48 1,082.20 1,058.82 1,218.19 Current Investments 0.00 23.90 23.90 0.82 0.41 29.81 22.84 26.42 Inventories 0.00 0.00 0.00 1,374.89 1,106.73 1,011.29 963.63 1,034.10 Sundry Debtors 11.89 12.60 15.30 0.00 0.00 0.00 0.00 0.00 Cash & Bank 34.99 14.05 11.47 8.65 27.93 14.86 8.96 60.06 Other Current Assets 2,186.78 0.05 0.10 104.14 169.40 26.23 63.39 97.61 Short Term Loans & Adv. 2,186.74 2,100.86 1,967.56 60.81 57.41 26.22 63.38 97.59 Net Current Assets 904.87 769.64 720.04 648.47 510.47 553.11 523.69 600.88 Total Assets 2,327.87 2,235.93 2,098.49 1,606.30 1,365.83 1,122.38 1,115.84 1,287.48

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated

Description Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11
Cash From Operating Activity -7.72 26.02 -266.37 -199.92 10.40 -45.33 31.23 1.70 35.46 -189.17 PBT 207.50 207.81 188.03 77.19 68.60 122.63 145.62 197.31 201.10 175.10 Adjustment 13.59 5.07 -0.45 5.73 6.79 4.86 4.39 2.53 1.98 5.49 Changes in Working Capital -72.87 -34.21 -319.64 -253.58 -51.05 -103.74 -43.26 -104.64 -67.27 -277.40 Cash after chg. in Working capital 148.21 178.67 -132.06 -170.66 24.35 23.75 106.75 95.21 135.81 -96.81 Interest Paid -133.57 -123.11 -104.96 0.00 0.00 -55.93 -61.47 -62.61 -71.22 -61.87 Tax Paid -21.37 -29.04 -27.91 -27.76 -12.15 -11.20 -14.05 -30.89 -29.13 -30.48 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items -0.98 -0.51 -1.45 -1.50 -1.80 -1.95 0.00 0.00 0.00 0.00 Cash From Investing Activity -0.30 -3.57 4.32 1.13 -21.75 45.60 20.32 26.02 -20.02 -67.43 Net Fixed Assets -60.25 -3.57 -3.94 -0.48 -0.20 7.68 -0.50 -0.31 55.49 -0.24 Net Investments 0.00 0.00 0.82 1.62 -20.00 45.56 20.83 26.36 -19.30 -67.19 Others 59.95 0.00 7.44 -0.01 -1.55 -7.64 -0.01 -0.03 -56.21 0.00 Cash from Financing Activity 29.84 -24.15 264.12 183.08 22.07 9.32 -103.10 -33.52 -19.15 148.24 Net Cash Inflow / Outflow 21.83 -1.70 2.07 -15.71 10.72 9.59 -51.55 -5.79 -3.70 -108.35 Opening Cash & Equivalents 9.52 11.22 9.15 24.04 13.33 3.74 55.29 61.08 64.79 173.14 Closing Cash & Equivalent 31.34 9.52 11.22 8.33 24.04 13.33 3.74 55.29 61.08 64.79

Description Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13
Cash From Operating Activity 35.17 -2.86 -381.91 -202.82 -74.23 21.29 -13.55 -0.95 PBT 230.71 234.02 203.96 78.86 69.66 124.65 145.98 204.13 Adjustment 14.14 5.09 -0.30 5.77 6.82 4.93 4.42 2.56 Changes in Working Capital -28.79 -59.83 -436.00 -256.67 -136.74 -37.01 -87.97 -108.30 Cash after chg. in Working capital 216.05 179.28 -232.35 -172.04 -60.25 92.58 62.43 98.39 Interest Paid -156.55 -149.11 -117.52 0.00 0.00 -58.09 0.00 0.00 Tax Paid -23.36 -32.52 -30.59 -29.27 -12.18 -11.25 -14.12 -31.58 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items -0.98 -0.51 -1.45 -1.50 -1.80 -1.95 0.00 0.00 Cash From Investing Activity -0.30 -3.57 4.29 1.43 3.57 20.27 20.57 27.53 Net Fixed Assets -60.25 -3.57 -3.94 -0.48 -0.20 7.68 -0.50 Net Investments 0.00 0.00 0.82 1.62 -20.00 45.56 20.83 Others 59.95 0.00 7.41 0.29 23.77 -32.97 0.24 Cash from Financing Activity -13.93 9.01 379.62 182.11 83.73 -35.66 -58.12 -33.52 Net Cash Inflow / Outflow 20.94 2.58 2.00 -19.28 13.07 5.90 -51.10 -6.94 Opening Cash & Equivalents 14.05 11.47 9.47 27.93 14.86 8.96 60.06 67.00 Closing Cash & Equivalent 34.99 14.05 11.47 8.65 27.93 14.86 8.96 60.06

Financial Ratios

Standalone /

Consolidated

Description Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11
Book Value (Rs.) 177.00 158.96 146.38 134.19 122.64 124.26 114.20 102.67 89.27 86.78 ROA 2.60% 2.90% 3.26% 3.63% 3.75% 4.10% 4.87% 5.86% 6.20% 6.28% ROE 7.76% 9.17% 9.85% 9.85% 9.01% 9.20% 12.79% 18.10% 19.70% 18.66% ROCE 12.17% 13.83% 13.76% 14.77% 13.89% 13.86% 17.56% 20.74% 21.42% 18.90% Fixed Asset Turnover 7.19 21.19 24.35 27.64 22.26 14.35 12.98 14.02 4.88 2.56 Receivable days 10.93 11.85 14.76 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Inventory Days 0.00 0.00 0.00 1652.10 1848.11 1874.96 1607.04 1533.26 1477.26 1358.80 Payable days 267.43 346.27 124.53 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash Conversion Cycle -256.50 -334.42 -109.76 1652.10 1848.11 1874.96 1607.04 1533.26 1477.26 1358.80 Total Debt/Equity 1.43 1.34 1.52 1.27 1.02 0.81 0.83 0.92 1.19 1.27 Interest Cover 1.55 1.69 1.79 1.87 2.06 2.19 2.37 2.66 2.41 2.39

Description Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13
Book Value (Rs.) 179.38 161.38 148.92 136.51 124.91 126.62 116.66 105.24 ROA 2.37% 2.60% 3.12% 3.49% 3.64% 3.95% 4.66% 5.50% ROE 7.66% 8.96% 9.98% 9.79% 8.88% 8.95% 12.44% 16.58% ROCE 12.12% 13.71% 13.64% 14.53% 13.62% 13.59% 16.94% 20.83% Fixed Asset Turnover 7.94 23.57 26.29 28.65 22.90 15.02 13.48 14.87 Receivable days 11.92 14.12 18.42 0.00 0.00 0.00 0.00 0.00 Inventory Days 0.00 0.00 0.00 1699.16 1885.41 1891.21 1661.38 1583.19 Payable days 248.66 295.33 57.16 0.00 0.00 0.00 0.00 0.00 Cash Conversion Cycle -236.73 -281.21 -38.74 1699.16 1885.41 1891.21 1661.38 1583.19 Total Debt/Equity 1.63 1.64 1.79 1.36 1.12 0.80 0.91 0.90 Interest Cover 1.47 1.57 1.74 1.84 2.05 2.15 2.36 2.61

Top Investors:

elara india opportunities fund limited

zeal professional services private limited

heshika growth fund

antara india evergreen fund ltd

davos international fund

life insurance corporation of india

nomura singapore limited odi

eastern star infradev private limited

Annual Reports:

News Update:

Paisalo Digital raises Rs 20 crore through NCDs
26th Aug 2020, 16:21 PM

The company has allotted 9.50% NCDs of the face value of Rs 10 lakh each on Private Placement basis
Read More
Paisalo Digital - Quarterly Results
13th Aug 2020, 18:15 PM

Read More
Paisalo Digital raises Rs 50 crore via NCDs
16th Jul 2020, 13:47 PM

The company has raised an amount of Rs 50 crore by an allotment of 10.50% Secured, Redeemable, Non-Convertible, Rated, Listed, Taxable Bonds in the nature of Debentures
Read More

Paisalo Digital Ltd.

Finance - NBFC

BSE: 532900 | NSE: PAISALO

Stock Summary

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Consolidated Figures in Rs. Crores /

Annual Results

Standalone Figures in Rs. Crores /

Results Balance Sheet

Standalone Figures in Rs. Crores /

Cash Flow

Standalone Figures in Rs. Crores /

Financial Ratios

Standalone /

Top Investors:

Annual Reports:

News Update:

Paisalo Digital Ltd.

Finance - NBFC

BSE: 532900 | NSE: PAISALO

Stock Summary

Shareholding Pattern

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Consolidated Figures in Rs. Crores /

Annual Results

Standalone Figures in Rs. Crores /

Results Balance Sheet

Standalone Figures in Rs. Crores /

Cash Flow

Standalone Figures in Rs. Crores /

Financial Ratios

Standalone /

Top Investors:

Annual Reports:

News Update: