Paisalo Digital, 532900, PAISALO Share Price, Rating, Research, Analysis, Fundamental & Historical Data

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

3,470.92
60.61
10

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

4,673.01
0.12%
4.34

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

10 Years
5 Years
3 Years

6.40
12.82
7.33

EBITDA CAGR (%)

10 Years
5 Years
3 Years

3.15
11.20
3.08

PAT CAGR (%)

10 Years
5 Years
3 Years

-1.17
3.62
-2.13

P:E (Median)

8 Years
5 Years
3 Years

22.02
20.48
21.71

P:BV (Average)

8 Years
5 Years
3 Years

2.17
1.85
2.09

EV:EBITDA (Average)

8 Years
5 Years
3 Years

10.62
9.94
10.78

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone

Description Dec 20 Dec 19 Var% Sep 20 Sep 19 Var% Jun 20 Jun 19 Var% Mar 20 Mar 19 Var%
Net Sales 78.51 89.68 -12.46% 70.54 83.09 -15.10% 78.17 82.93 -5.74% 81.75 81.09 0.81%
Expenses 10.79 27.44 -60.68% 6.52 25.66 -74.59% 21.13 27.72 -23.77% 45.13 34.08 32.42%
EBITDA 67.72 62.24 8.80% 64.02 57.43 11.47% 57.04 55.21 3.31% 36.63 47.01 -22.08%
EBIDTM 86.25% 69.40% 90.76% 69.12% 72.97% 66.57% 44.80% 57.97%
Other Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Interest 37.58 34.84 7.86% 34.22 32.23 6.17% 34.57 31.20 10.80% 35.30 33.24 6.20%
Depreciation 0.98 1.05 -6.67% 0.90 1.05 -14.29% 0.94 0.84 11.90% 1.07 1.21 -11.57%
PBT 29.16 26.35 10.66% 28.89 24.15 19.63% 21.53 23.16 -7.04% 0.26 12.56 -97.93%
Tax 7.09 6.18 14.72% 7.07 4.35 62.53% 6.48 7.57 -14.40% 1.78 13.52 -86.83%
PAT 22.08 20.17 9.47% 21.82 19.81 10.15% 15.04 15.59 -3.53% -1.52 -0.96 -
PATM 28.12% 22.49% 30.94% 23.84% 19.25% 18.80% -1.86% -1.18%
EPS 8.66 7.91 9.48% 8.56 7.77 10.17% 5.90 6.11 -3.44% -0.60 -0.38 -

Description Dec 20 Dec 19 Var% Sep 20 Sep 19 Var% Jun 20 Jun 19 Var% Mar 20 Mar 19 Var%
Net Sales 86.42 98.48 -12.25% 79.85 92.74 -13.90% 86.56 92.75 -6.67% 90.80 90.19 0.68%
Expenses 14.20 30.56 -53.53% 11.00 28.81 -61.82% 24.53 31.14 -21.23% 49.52 36.99 33.87%
EBITDA 72.22 67.92 6.33% 68.85 63.92 7.71% 62.03 61.62 0.67% 41.28 53.20 -22.41%
EBIDTM 83.57% 68.96% 86.22% 68.93% 71.66% 66.43% 45.47% 58.99%
Other Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Interest 41.89 40.37 3.77% 38.89 38.44 1.17% 39.37 37.33 5.46% 40.41 43.91 -7.97%
Depreciation 0.98 1.05 -6.67% 0.90 1.06 -15.09% 0.94 0.85 10.59% 1.07 1.21 -11.57%
PBT 29.36 26.49 10.83% 29.05 24.43 18.91% 21.72 23.44 -7.34% -0.20 8.08 -
Tax 7.13 6.21 14.81% 7.11 4.38 62.33% 6.65 7.67 -13.30% 1.77 12.56 -85.91%
PAT 22.22 20.28 9.57% 21.95 20.05 9.48% 15.07 15.77 -4.44% -1.97 -4.48 -
PATM 25.71% 20.59% 27.48% 21.62% 17.41% 17.01% -2.17% -4.97%
EPS 5.25 4.80 9.38% 5.19 4.74 9.49% 3.56 3.73 -4.56% -0.47 -1.10 -

Annual Results

Standalone Figures in Rs. Crores /

Consolidated

Description TTM Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11
Net Sales 308.97 337.45 317.74 273.67 249.52 193.37 178.38 207.93 219.04 210.98 181.44 Net Sales Growth -8.26% 6.20% 16.10% 9.68% 29.04% 8.40% -14.21% -5.07% 3.82% 16.28% Cost Of Goods Sold -0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 308.98 337.45 317.74 273.67 249.52 193.37 178.38 207.93 219.04 210.98 181.44 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 83.57 128.07 109.11 89.71 83.56 59.46 56.38 61.88 51.97 38.25 27.84 Power & Fuel Cost - 0.60 0.57 0.53 0.31 0.30 0.21 0.21 0.17 0.15 0.17 % Of Sales - 0.18% 0.18% 0.19% 0.12% 0.16% 0.12% 0.10% 0.08% 0.07% 0.09% Employee Cost - 18.65 16.67 12.04 9.13 7.47 5.43 4.08 3.14 2.77 3.15 % Of Sales - 5.53% 5.25% 4.40% 3.66% 3.86% 3.04% 1.96% 1.43% 1.31% 1.74% Manufacturing Exp. - 3.41 2.77 3.60 4.07 2.48 2.01 3.70 3.67 2.80 1.68 % Of Sales - 1.01% 0.87% 1.32% 1.63% 1.28% 1.13% 1.78% 1.68% 1.33% 0.93% General & Admin Exp. - 28.99 36.55 33.91 32.05 28.50 23.42 25.96 22.55 20.86 16.55 % Of Sales - 8.59% 11.50% 12.39% 12.84% 14.74% 13.13% 12.48% 10.29% 9.89% 9.12% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 77.02 53.11 40.17 38.32 21.01 25.52 28.14 22.60 11.82 0.00 % Of Sales - 22.82% 16.71% 14.68% 15.36% 10.87% 14.31% 13.53% 10.32% 5.60% 3.57% EBITDA 225.41 209.38 208.63 183.96 165.96 133.91 122.00 146.05 167.07 172.73 153.60 EBITDA Margin 72.96% 62.05% 65.66% 67.22% 66.51% 69.25% 68.39% 70.24% 76.27% 81.87% 84.66% Other Income 0.00 0.00 0.00 4.50 0.00 0.00 1.43 0.00 0.00 0.00 0.00 Interest 141.67 133.57 123.11 104.96 88.37 64.87 55.93 61.47 62.61 71.22 62.02 Depreciation 3.89 1.88 0.82 0.43 0.40 0.44 0.80 0.43 0.57 0.76 5.49 PBT 79.84 73.92 84.70 83.08 77.19 68.60 66.70 84.15 103.89 100.75 86.09 Tax 22.42 19.88 27.93 27.04 25.89 23.47 22.19 27.90 33.45 30.43 25.27 Tax Rate 28.08% 26.89% 32.98% 32.55% 33.54% 34.21% 33.27% 33.16% 32.20% 30.20% 29.35% PAT 57.42 54.04 56.77 56.04 51.29 45.13 44.52 56.25 70.45 70.32 60.82 PAT before Minority Interest 57.42 54.04 56.77 56.04 51.29 45.13 44.52 56.25 70.45 70.32 60.82 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 18.58% 16.01% 17.87% 20.48% 20.56% 23.34% 24.96% 27.05% 32.16% 33.33% 33.52% PAT Growth 5.15% -4.81% 1.30% 9.26% 13.65% 1.37% -20.85% -20.16% 0.18% 15.62% EPS 22.52 21.19 22.26 21.98 20.11 17.70 17.46 22.06 27.63 27.58 23.85

Description TTM Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13
Net Sales 343.63 374.77 360.60 303.13 266.54 205.02 190.58 219.45 238.41 Net Sales Growth -8.16% 3.93% 18.96% 13.73% 30.01% 7.58% -13.16% -7.95% Cost Of Goods Sold -0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 343.64 374.77 360.60 303.13 266.54 205.02 190.58 219.45 238.41 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 99.25 142.16 125.74 103.24 92.96 68.24 66.50 73.01 67.82 Power & Fuel Cost - 0.60 0.57 0.53 0.31 0.30 0.21 0.21 0.17 % Of Sales - 0.16% 0.16% 0.17% 0.12% 0.15% 0.11% 0.10% 0.07% Employee Cost - 20.83 21.91 14.79 11.72 9.55 7.41 6.01 5.56 % Of Sales - 5.56% 6.08% 4.88% 4.40% 4.66% 3.89% 2.74% 2.33% Manufacturing Exp. - 3.44 2.95 3.75 4.21 2.58 2.11 3.87 4.05 % Of Sales - 0.92% 0.82% 1.24% 1.58% 1.26% 1.11% 1.76% 1.70% General & Admin Exp. - 30.81 44.50 38.34 38.46 34.78 30.21 32.57 31.66 % Of Sales - 8.22% 12.34% 12.65% 14.43% 16.96% 15.85% 14.84% 13.28% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 87.09 56.38 46.35 38.57 21.33 26.77 30.56 26.55 % Of Sales - 23.24% 15.64% 15.29% 14.47% 10.40% 14.05% 13.93% 11.14% EBITDA 244.38 232.61 234.86 199.89 173.58 136.78 124.08 146.44 170.59 EBITDA Margin 71.12% 62.07% 65.13% 65.94% 65.12% 66.72% 65.11% 66.73% 71.55% Other Income 0.00 0.00 0.00 4.50 0.00 0.00 1.43 0.00 0.00 Interest 160.56 156.55 149.11 117.52 94.29 66.66 58.09 61.86 65.24 Depreciation 3.89 1.90 0.84 0.44 0.43 0.46 0.87 0.46 0.60 PBT 79.93 74.16 84.90 86.43 78.86 69.66 66.57 84.12 104.75 Tax 22.66 20.03 28.52 28.68 26.98 24.35 22.39 28.14 33.98 Tax Rate 28.35% 27.01% 33.59% 33.18% 34.21% 34.96% 33.63% 33.45% 32.44% PAT 57.27 54.13 56.38 57.75 51.88 45.31 44.17 55.98 70.77 PAT before Minority Interest 57.27 54.13 56.38 57.75 51.88 45.31 44.17 55.98 70.77 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 16.67% 14.44% 15.64% 19.05% 19.46% 22.10% 23.18% 25.51% 29.68% PAT Growth 10.95% -3.99% -2.37% 11.31% 14.50% 2.58% -21.10% -20.90% EPS 22.46 21.23 22.11 22.65 20.35 17.77 17.32 21.95 27.75

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated

Description Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11
Shareholder's Funds 755.89 654.29 603.42 554.13 510.35 522.25 484.97 433.40 368.02 354.49 Share Capital 42.30 40.57 40.57 40.57 40.57 43.07 43.07 43.07 43.07 43.07 Total Reserves 713.59 613.72 562.85 513.56 469.78 479.18 441.90 390.33 324.96 311.43 Non-Current Liabilities 232.21 216.85 184.86 131.10 35.53 61.35 85.53 226.14 301.25 318.68 Secured Loans 0.00 0.00 0.00 0.00 2.12 8.04 21.98 57.62 132.79 139.17 Unsecured Loans 220.00 204.00 123.00 95.00 0.00 0.00 0.00 8.53 10.04 7.46 Long Term Provisions 6.93 6.81 54.38 4.59 3.14 2.46 2.18 2.40 2.20 2.07 Current Liabilities 1,158.41 1,140.19 1,119.53 848.52 747.18 528.34 489.61 588.14 485.40 440.09 Trade Payables 5.06 38.09 6.74 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Other Current Liabilities 212.21 296.41 323.21 115.38 101.24 98.36 62.51 169.03 124.79 101.82 Short Term Borrowings 850.14 742.19 778.51 597.55 505.06 402.36 364.71 320.60 292.69 304.19 Short Term Provisions 91.00 63.50 11.07 135.59 140.89 27.61 62.38 98.51 67.92 34.08 Total Liabilities 2,146.51 2,011.33 1,907.81 1,533.75 1,293.06 1,111.94 1,060.11 1,247.68 1,154.67 1,113.26 Net Block 66.25 9.41 6.66 3.09 2.99 3.11 2.52 2.43 2.67 50.28 Gross Block 77.03 16.78 13.21 9.27 8.79 8.59 16.27 15.77 15.46 70.95 Accumulated Depreciation 10.78 7.38 6.55 6.18 5.79 5.49 13.76 13.35 12.80 20.67 Non Current Assets 132.60 77.00 65.53 89.33 90.60 66.59 79.85 96.62 113.66 154.17 Capital Work in Progress 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non Current Investment 66.14 66.14 0.00 66.14 68.47 44.41 71.60 88.85 105.90 90.05 Long Term Loans & Adv. 0.22 1.46 58.87 20.10 19.15 19.08 5.73 5.34 5.10 9.19 Other Non Current Assets 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.65 Current Assets 2,010.22 1,928.51 1,832.60 1,434.56 1,189.55 1,029.61 961.01 1,136.61 1,037.57 959.09 Current Investments 0.00 0.00 66.14 0.82 0.11 4.17 22.54 26.12 35.43 31.98 Inventories 0.00 0.00 0.00 1,261.84 996.94 961.21 871.41 959.54 880.73 827.10 Sundry Debtors 10.65 9.56 11.07 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash & Bank 31.34 9.52 11.22 8.33 24.04 13.33 3.74 55.29 61.08 64.79 Other Current Assets 1,968.22 0.05 0.10 104.14 168.44 50.90 63.32 95.67 60.33 35.22 Short Term Loans & Adv. 1,968.18 1,909.38 1,744.07 59.43 56.45 50.89 63.31 95.65 60.32 35.21 Net Current Assets 851.81 788.31 713.07 586.05 442.37 501.27 471.40 548.47 552.17 519.00 Total Assets 2,146.51 2,011.33 1,907.81 1,533.74 1,293.05 1,111.94 1,060.11 1,247.69 1,154.67 1,113.26

Description Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13
Shareholder's Funds 765.98 664.12 613.70 563.54 519.56 531.82 494.93 443.82 Share Capital 42.30 40.57 40.57 40.57 40.57 43.07 43.07 43.07 Total Reserves 723.68 623.56 573.13 522.97 479.00 488.75 451.86 400.75 Non-Current Liabilities 233.10 217.98 186.50 141.92 52.26 61.48 85.78 226.35 Secured Loans 0.00 0.00 0.00 10.44 18.53 8.04 21.98 57.62 Unsecured Loans 220.00 204.00 123.00 95.00 0.00 0.00 0.00 8.53 Long Term Provisions 7.79 7.83 56.02 4.98 3.47 2.58 2.41 2.59 Current Liabilities 1,328.79 1,353.83 1,298.30 900.84 794.01 529.09 535.13 617.31 Trade Payables 5.06 38.09 7.10 0.00 0.00 0.00 0.00 0.00 Other Current Liabilities 212.88 297.33 323.21 115.53 101.43 98.73 62.68 196.04 Short Term Borrowings 1,017.09 952.69 955.52 648.30 550.47 402.36 409.69 320.60 Short Term Provisions 93.76 65.72 12.46 137.01 142.10 28.00 62.76 100.66 Total Liabilities 2,327.87 2,235.93 2,098.50 1,606.30 1,365.83 1,122.39 1,115.84 1,287.48 Net Block 66.27 9.44 6.72 3.14 3.07 3.19 2.67 2.61 Gross Block 77.33 17.09 13.52 9.55 9.06 8.85 16.53 16.03 Accumulated Depreciation 11.06 7.64 6.80 6.41 5.99 5.65 13.86 13.42 Non Current Assets 90.52 35.16 70.48 47.14 48.45 24.44 37.76 54.81 Capital Work in Progress 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non Current Investment 23.90 23.90 0.00 23.90 26.23 2.17 29.36 46.86 Long Term Loans & Adv. 0.22 1.46 63.24 20.10 19.15 19.08 5.73 5.34 Other Non Current Assets 0.13 0.36 0.52 0.00 0.00 0.00 0.00 0.00 Current Assets 2,233.66 2,194.95 2,018.33 1,549.31 1,304.48 1,082.20 1,058.82 1,218.19 Current Investments 0.00 0.00 23.90 0.82 0.41 29.81 22.84 26.42 Inventories 0.00 0.00 0.00 1,374.89 1,106.73 1,011.29 963.63 1,034.10 Sundry Debtors 11.89 12.60 15.30 0.00 0.00 0.00 0.00 0.00 Cash & Bank 34.99 14.05 11.47 8.65 27.93 14.86 8.96 60.06 Other Current Assets 2,186.78 0.05 0.10 104.14 169.40 26.23 63.39 97.61 Short Term Loans & Adv. 2,186.74 2,168.25 1,967.56 60.81 57.41 26.22 63.38 97.59 Net Current Assets 904.87 841.12 720.04 648.47 510.47 553.11 523.69 600.88 Total Assets 2,327.87 2,235.93 2,098.49 1,606.30 1,365.83 1,122.38 1,115.84 1,287.48

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated

Description Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11
Cash From Operating Activity -7.72 26.02 -266.37 -199.92 10.40 -45.33 31.23 1.70 35.46 -189.17 PBT 207.50 207.81 188.03 77.19 68.60 122.63 145.62 197.31 201.10 175.10 Adjustment 13.59 5.07 -0.45 5.73 6.79 4.86 4.39 2.53 1.98 5.49 Changes in Working Capital -72.87 -34.21 -319.64 -253.58 -51.05 -103.74 -43.26 -104.64 -67.27 -277.40 Cash after chg. in Working capital 148.21 178.67 -132.06 -170.66 24.35 23.75 106.75 95.21 135.81 -96.81 Interest Paid -133.57 -123.11 -104.96 0.00 0.00 -55.93 -61.47 -62.61 -71.22 -61.87 Tax Paid -21.37 -29.04 -27.91 -27.76 -12.15 -11.20 -14.05 -30.89 -29.13 -30.48 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items -0.98 -0.51 -1.45 -1.50 -1.80 -1.95 0.00 0.00 0.00 0.00 Cash From Investing Activity -0.30 -3.57 4.32 1.13 -21.75 45.60 20.32 26.02 -20.02 -67.43 Net Fixed Assets -60.25 -3.57 -3.94 -0.48 -0.20 7.68 -0.50 -0.31 55.49 -0.24 Net Investments 0.00 0.00 0.82 1.62 -20.00 45.56 20.83 26.36 -19.30 -67.19 Others 59.95 0.00 7.44 -0.01 -1.55 -7.64 -0.01 -0.03 -56.21 0.00 Cash from Financing Activity 29.84 -24.15 264.12 183.08 22.07 9.32 -103.10 -33.52 -19.15 148.24 Net Cash Inflow / Outflow 21.83 -1.70 2.07 -15.71 10.72 9.59 -51.55 -5.79 -3.70 -108.35 Opening Cash & Equivalents 9.52 11.22 9.15 24.04 13.33 3.74 55.29 61.08 64.79 173.14 Closing Cash & Equivalent 31.34 9.52 11.22 8.33 24.04 13.33 3.74 55.29 61.08 64.79

Description Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13
Cash From Operating Activity 35.17 -2.86 -381.91 -202.82 -74.23 21.29 -13.55 -0.95 PBT 230.71 234.02 203.96 78.86 69.66 124.65 145.98 204.13 Adjustment 14.14 5.09 -0.30 5.77 6.82 4.93 4.42 2.56 Changes in Working Capital -28.79 -59.83 -436.00 -256.67 -136.74 -37.01 -87.97 -108.30 Cash after chg. in Working capital 216.05 179.28 -232.35 -172.04 -60.25 92.58 62.43 98.39 Interest Paid -156.55 -149.11 -117.52 0.00 0.00 -58.09 0.00 0.00 Tax Paid -23.36 -32.52 -30.59 -29.27 -12.18 -11.25 -14.12 -31.58 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items -0.98 -0.51 -1.45 -1.50 -1.80 -1.95 0.00 0.00 Cash From Investing Activity -0.30 -3.57 4.29 1.43 3.57 20.27 20.57 27.53 Net Fixed Assets -60.25 -3.57 -3.94 -0.48 -0.20 7.68 -0.50 Net Investments 0.00 0.00 0.82 1.62 -20.00 45.56 20.83 Others 59.95 0.00 7.41 0.29 23.77 -32.97 0.24 Cash from Financing Activity -13.93 9.01 379.62 182.11 83.73 -35.66 -58.12 -33.52 Net Cash Inflow / Outflow 20.94 2.58 2.00 -19.28 13.07 5.90 -51.10 -6.94 Opening Cash & Equivalents 14.05 11.47 9.47 27.93 14.86 8.96 60.06 67.00 Closing Cash & Equivalent 34.99 14.05 11.47 8.65 27.93 14.86 8.96 60.06

Financial Ratios

Standalone /

Consolidated

Description Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11
Book Value (Rs.) 177.00 158.96 146.38 134.19 122.64 124.26 114.20 102.67 89.27 86.78 ROA 2.60% 2.90% 3.26% 3.63% 3.75% 4.10% 4.87% 5.86% 6.20% 6.28% ROE 7.76% 9.17% 9.85% 9.85% 9.01% 9.20% 12.79% 18.10% 19.70% 18.66% ROCE 12.17% 13.47% 13.76% 14.77% 13.89% 13.86% 17.56% 20.74% 21.42% 18.90% Fixed Asset Turnover 7.19 21.19 24.35 27.64 22.26 14.35 12.98 14.02 4.88 2.56 Receivable days 10.93 11.85 14.76 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Inventory Days 0.00 0.00 0.00 1652.10 1848.11 1874.96 1607.04 1533.26 1477.26 1358.80 Payable days 267.43 303.42 124.53 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash Conversion Cycle -256.50 -291.57 -109.76 1652.10 1848.11 1874.96 1607.04 1533.26 1477.26 1358.80 Total Debt/Equity 1.43 1.47 1.52 1.27 1.02 0.81 0.83 0.92 1.19 1.27 Interest Cover 1.55 1.69 1.79 1.87 2.06 2.19 2.37 2.66 2.41 2.39

Description Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13
Book Value (Rs.) 179.38 161.38 148.92 136.51 124.91 126.62 116.66 105.24 ROA 2.37% 2.60% 3.12% 3.49% 3.64% 3.95% 4.66% 5.50% ROE 7.66% 8.96% 9.98% 9.79% 8.88% 8.95% 12.44% 16.58% ROCE 12.12% 13.40% 13.64% 14.53% 13.62% 13.59% 16.94% 20.83% Fixed Asset Turnover 7.94 23.57 26.29 28.65 22.90 15.02 13.48 14.87 Receivable days 11.92 14.12 18.42 0.00 0.00 0.00 0.00 0.00 Inventory Days 0.00 0.00 0.00 1699.16 1885.41 1891.21 1661.38 1583.19 Payable days 248.66 254.50 57.16 0.00 0.00 0.00 0.00 0.00 Cash Conversion Cycle -236.73 -240.38 -38.74 1699.16 1885.41 1891.21 1661.38 1583.19 Total Debt/Equity 1.63 1.77 1.79 1.36 1.12 0.80 0.91 0.90 Interest Cover 1.47 1.57 1.74 1.84 2.05 2.15 2.36 2.61

Top Investors:

elara india opportunities fund limited

zeal professional services private limited

heshika growth fund

antara india evergreen fund ltd

life insurance corporation of india

davos international fund

nomura singapore limited odi

eastern star infradev private

Annual Reports:

News Update:

Paisalo Digital raises Rs 23 crore through NCDs
17th Feb 2021, 11:25 AM

The company has allotted 23 NCDs having face value of Rs 1 crore each on Private Placement basis
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Paisalo Digital increasing capital base by warrant issue to promoters
9th Feb 2021, 12:20 PM

Board has approved the issue of 2.61 million equity warrants on preferential basis to promoter group
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Paisalo Digital planning to raise funds through NCDs
9th Dec 2020, 10:57 AM

The meeting of Operations and Finance Committee of the Board of Directors of the company is scheduled to be held on December 11, 2020 to raise funds
Read More
Paisalo Digital planning to raise funds through NCDs
1st Dec 2020, 10:34 AM

The meeting of Operations and Finance Committee of the Board of Directors of the company is scheduled to be held on December 4, 2020 to raise funds
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Paisalo Digital Ltd.

Finance - NBFC

BSE: 532900 | NSE: PAISALO

Stock Summary

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

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Consolidated Figures in Rs. Crores /

Annual Results

Standalone Figures in Rs. Crores /

Results Balance Sheet

Standalone Figures in Rs. Crores /

Cash Flow

Standalone Figures in Rs. Crores /

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Standalone /

Top Investors:

Annual Reports:

News Update:

Paisalo Digital Ltd.

Finance - NBFC

BSE: 532900 | NSE: PAISALO

Stock Summary

Shareholding Pattern

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Consolidated Figures in Rs. Crores /

Annual Results

Standalone Figures in Rs. Crores /

Results Balance Sheet

Standalone Figures in Rs. Crores /

Cash Flow

Standalone Figures in Rs. Crores /

Financial Ratios

Standalone /

Top Investors:

Annual Reports:

News Update: