Nifty

:

15752.05

Sensex

:

52907.93

-28.20 (-0.18%)
-111.01 (-0.21%)

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Nifty
Sensex

:
:

15752.05
52907.93

-28.20 (-0.18%)
-111.01 (-0.21%)

Paisalo Digital Ltd.

Finance - NBFC

Rating :

55/99

BSE: 532900 | NSE: PAISALO

Watchlist

NSE BSE

72.95

01-Jul-2022

Day's Open
Day's High
Day's Low
Previous Close

70.00
74.00
68.20
72.20

Volume
Traded Value (lacs)
52 Week High
52 Week Low

1157653
827.99
114.30
56.00

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

3,194.61
41.28
1

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

4,468.40
0.01%
3.20

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

10 Years
5 Years
3 Years

3.97
5.36
-1.37

EBITDA CAGR (%)

10 Years
5 Years
3 Years

2.71
7.10
0.82

PAT CAGR (%)

10 Years
5 Years
3 Years

-1.42
3.38
2.81

P:E (Median)

8 Years
5 Years
3 Years

22.78
28.78
39.30

P:BV (Average)

8 Years
5 Years
3 Years

2.24
2.43
2.80

EV:EBITDA (Average)

8 Years
5 Years
3 Years

11.64
12.26
14.01

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone

Description Mar 22 Mar 21 Var% Dec 21 Dec 20 Var% Sep 21 Sep 20 Var% Jun 21 Jun 20 Var%
Net Sales 89.00 84.33 5.54% 92.76 78.51 18.15% 91.12 70.54 29.17% 83.51 78.17 6.83%
Expenses 22.09 45.73 -51.69% 14.12 10.79 30.86% 21.96 6.52 236.81% 21.80 21.13 3.17%
EBITDA 66.90 38.59 73.36% 78.64 67.72 16.13% 69.16 64.02 8.03% 61.71 57.04 8.19%
EBIDTM 75.17% 45.77% 84.78% 86.25% 75.90% 90.76% 73.89% 72.97%
Other Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Interest 45.55 37.38 21.86% 43.61 37.58 16.05% 39.40 34.22 15.14% 38.22 34.57 10.56%
Depreciation 0.81 0.92 -11.96% 0.81 0.98 -17.35% 0.80 0.90 -11.11% 0.81 0.94 -13.83%
PBT 20.54 0.94 2,085.11% 34.22 29.16 17.35% 28.95 28.89 0.21% 22.68 21.53 5.34%
Tax 5.74 -1.03 - 8.34 7.09 17.63% 7.72 7.07 9.19% 5.88 6.48 -9.26%
PAT 14.80 1.97 651.27% 25.88 22.08 17.21% 21.24 21.82 -2.66% 16.80 15.04 11.70%
PATM 16.63% 2.34% 27.90% 28.12% 23.30% 30.94% 20.12% 19.25%
EPS 4.85 0.65 646.15% 8.48 7.24 17.13% 6.96 7.16 -2.79% 5.51 4.93 11.76%

Description Mar 22 Mar 21 Var% Dec 21 Dec 20 Var% Sep 21 Sep 20 Var% Jun 21 Jun 20 Var%
Net Sales 99.60 93.19 6.88% 101.50 86.42 17.45% 99.44 79.85 24.53% 91.69 86.56 5.93%
Expenses 27.77 49.97 -44.43% 18.33 14.20 29.08% 26.24 11.00 138.55% 25.39 24.53 3.51%
EBITDA 71.83 43.22 66.20% 83.17 72.22 15.16% 73.20 68.85 6.32% 66.30 62.03 6.88%
EBIDTM 72.12% 46.38% 81.94% 83.57% 73.61% 86.22% 72.31% 71.66%
Other Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Interest 50.27 41.80 20.26% 47.94 41.89 14.44% 43.28 38.89 11.29% 42.62 39.37 8.26%
Depreciation 0.81 0.92 -11.96% 0.81 0.98 -17.35% 0.81 0.90 -10.00% 0.81 0.94 -13.83%
PBT 20.72 0.92 2,152.17% 34.41 29.36 17.20% 29.12 29.05 0.24% 22.87 21.72 5.29%
Tax 5.80 -1.10 - 8.39 7.13 17.67% 7.76 7.11 9.14% 5.92 6.65 -10.98%
PAT 14.92 2.02 638.61% 26.03 22.22 17.15% 21.36 21.95 -2.69% 16.95 15.07 12.48%
PATM 14.98% 2.17% 25.64% 25.71% 21.48% 27.48% 18.48% 17.41%
EPS 0.34 0.05 580.00% 0.62 0.53 16.98% 0.51 0.52 -1.92% 0.40 0.36 11.11%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone

Right to Left

Description TTM Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12
Net Sales 356.39 311.55 337.45 317.74 273.67 249.52 193.37 178.38 207.93 219.04 210.98 Net Sales Growth 14.39% -7.68% 6.20% 16.10% 9.68% 29.04% 8.40% -14.21% -5.07% 3.82% Cost Of Goods Sold -0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 356.40 311.55 337.45 317.74 273.67 249.52 193.37 178.38 207.93 219.04 210.98 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 79.97 85.85 128.07 109.11 89.71 83.56 59.46 56.38 61.88 51.97 38.25 Power & Fuel Cost - 0.50 0.60 0.57 0.53 0.31 0.30 0.21 0.21 0.17 0.15 % Of Sales - 0.16% 0.18% 0.18% 0.19% 0.12% 0.16% 0.12% 0.10% 0.08% 0.07% Employee Cost - 17.32 18.65 16.67 12.04 9.13 7.47 5.43 4.08 3.14 2.77 % Of Sales - 5.56% 5.53% 5.25% 4.40% 3.66% 3.86% 3.04% 1.96% 1.43% 1.31% Manufacturing Exp. - 2.58 3.41 3.22 4.38 4.07 2.91 2.38 4.38 4.01 3.10 % Of Sales - 0.83% 1.01% 1.01% 1.60% 1.63% 1.50% 1.33% 2.11% 1.83% 1.47% General & Admin Exp. - 23.94 28.99 36.10 33.13 32.05 28.50 23.42 25.96 22.55 20.86 % Of Sales - 7.68% 8.59% 11.36% 12.11% 12.84% 14.74% 13.13% 12.48% 10.29% 9.89% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 42.01 77.02 53.11 40.17 38.32 20.57 25.14 27.46 22.26 0.00 % Of Sales - 13.48% 22.82% 16.71% 14.68% 15.36% 10.64% 14.09% 13.21% 10.16% 5.46% EBITDA 276.41 225.70 209.38 208.63 183.96 165.96 133.91 122.00 146.05 167.07 172.73 EBITDA Margin 77.56% 72.44% 62.05% 65.66% 67.22% 66.51% 69.25% 68.39% 70.24% 76.27% 81.87% Other Income 0.00 0.00 0.00 0.00 4.50 0.00 0.00 1.43 0.00 0.00 0.00 Interest 166.78 143.76 133.57 123.11 104.96 88.37 64.87 55.93 61.47 62.61 71.22 Depreciation 3.23 2.06 1.88 0.82 0.43 0.40 0.44 0.80 0.43 0.57 0.76 PBT 106.39 79.89 73.92 84.70 83.08 77.19 68.60 66.70 84.15 103.89 100.75 Tax 27.68 19.61 19.88 27.93 27.04 25.89 23.47 22.19 27.90 33.45 30.43 Tax Rate 26.02% 24.35% 26.89% 32.98% 32.55% 33.54% 34.21% 33.27% 33.16% 32.20% 30.20% PAT 78.72 60.92 54.04 56.77 56.04 51.29 45.13 44.52 56.25 70.45 70.32 PAT before Minority Interest 78.72 60.92 54.04 56.77 56.04 51.29 45.13 44.52 56.25 70.45 70.32 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 22.09% 19.55% 16.01% 17.87% 20.48% 20.56% 23.34% 24.96% 27.05% 32.16% 33.33% PAT Growth 29.24% 12.73% -4.81% 1.30% 9.26% 13.65% 1.37% -20.85% -20.16% 0.18% EPS 25.81 19.97 17.72 18.61 18.37 16.82 14.80 14.60 18.44 23.10 23.06

Description TTM Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13
Net Sales 392.23 346.02 374.77 360.60 303.13 266.54 205.02 190.58 219.45 238.41 Net Sales Growth 13.35% -7.67% 3.93% 18.96% 13.73% 30.01% 7.58% -13.16% -7.95% Cost Of Goods Sold 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 392.22 346.02 374.77 360.60 303.13 266.54 205.02 190.58 219.45 238.41 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 97.73 101.38 142.16 125.74 103.24 92.96 68.24 66.50 73.01 67.82 Power & Fuel Cost - 0.50 0.60 0.57 0.53 0.31 0.30 0.21 0.21 0.17 % Of Sales - 0.14% 0.16% 0.16% 0.17% 0.12% 0.15% 0.11% 0.10% 0.07% Employee Cost - 18.99 20.83 21.91 14.79 11.72 9.55 7.41 6.01 5.56 % Of Sales - 5.49% 5.56% 6.08% 4.88% 4.40% 4.66% 3.89% 2.74% 2.33% Manufacturing Exp. - 2.58 3.44 3.40 4.53 4.21 3.02 2.49 4.56 4.39 % Of Sales - 0.75% 0.92% 0.94% 1.49% 1.58% 1.47% 1.31% 2.08% 1.84% General & Admin Exp. - 24.42 30.81 44.05 37.56 38.46 34.78 30.21 32.57 31.66 % Of Sales - 7.06% 8.22% 12.22% 12.39% 14.43% 16.96% 15.85% 14.84% 13.28% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 55.39 87.09 56.38 46.35 38.57 20.90 26.39 29.87 26.21 % Of Sales - 16.01% 23.24% 15.64% 15.29% 14.47% 10.19% 13.85% 13.61% 10.99% EBITDA 294.50 244.64 232.61 234.86 199.89 173.58 136.78 124.08 146.44 170.59 EBITDA Margin 75.08% 70.70% 62.07% 65.13% 65.94% 65.12% 66.72% 65.11% 66.73% 71.55% Other Income 0.00 0.00 0.00 0.00 4.50 0.00 0.00 1.43 0.00 0.00 Interest 184.11 161.95 156.55 149.11 117.52 94.29 66.66 58.09 61.86 65.24 Depreciation 3.24 2.07 1.90 0.84 0.44 0.43 0.46 0.87 0.46 0.60 PBT 107.12 80.63 74.16 84.90 86.43 78.86 69.66 66.57 84.12 104.75 Tax 27.87 19.79 20.03 28.52 28.68 26.98 24.35 22.39 28.14 33.98 Tax Rate 26.02% 24.42% 27.01% 33.59% 33.18% 34.21% 34.96% 33.63% 33.45% 32.44% PAT 79.26 61.26 54.13 56.38 57.75 51.88 45.31 44.17 55.98 70.77 PAT before Minority Interest 79.26 61.26 54.13 56.38 57.75 51.88 45.31 44.17 55.98 70.77 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 20.21% 17.70% 14.44% 15.64% 19.05% 19.46% 22.10% 23.18% 25.51% 29.68% PAT Growth 29.38% 13.17% -3.99% -2.37% 11.31% 14.50% 2.58% -21.10% -20.90% EPS 25.99 20.09 17.75 18.49 18.93 17.01 14.86 14.48 18.35 23.20

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone

Right to Left

Description Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12
Shareholder's Funds 854.48 755.89 654.29 603.42 554.13 510.35 522.25 484.97 433.40 368.02 Share Capital 42.30 42.30 40.57 40.57 40.57 40.57 43.07 43.07 43.07 43.07 Total Reserves 766.18 713.59 613.72 562.85 513.56 469.78 479.18 441.90 390.33 324.96 Non-Current Liabilities 428.82 287.09 211.41 133.12 131.10 35.53 61.35 85.53 226.14 301.25 Secured Loans 51.96 58.97 0.00 0.00 0.00 2.12 8.04 21.98 57.62 132.79 Unsecured Loans 367.44 220.00 204.00 123.00 95.00 0.00 0.00 0.00 8.53 10.04 Long Term Provisions 7.75 6.93 6.81 6.52 4.59 3.14 2.46 2.18 2.40 2.20 Current Liabilities 1,077.38 1,105.21 1,145.64 1,171.26 848.52 747.18 528.34 489.61 588.14 485.40 Trade Payables 19.83 9.68 44.43 6.74 0.00 0.00 0.00 0.00 0.00 0.00 Other Current Liabilities 205.10 211.68 295.52 327.08 115.38 101.24 98.36 62.51 169.03 124.79 Short Term Borrowings 766.56 791.17 742.19 778.51 597.55 505.06 402.36 364.71 320.60 292.69 Short Term Provisions 85.89 92.68 63.50 58.93 135.59 140.89 27.61 62.38 98.51 67.92 Total Liabilities 2,360.68 2,148.19 2,011.34 1,907.80 1,533.75 1,293.06 1,111.94 1,060.11 1,247.68 1,154.67 Net Block 64.26 66.25 9.41 6.66 3.09 2.99 3.11 2.52 2.43 2.67 Gross Block 77.10 77.03 16.78 13.21 9.27 8.79 8.59 16.27 15.77 15.46 Accumulated Depreciation 12.84 10.78 7.38 6.55 6.18 5.79 5.49 13.76 13.35 12.80 Non Current Assets 130.61 132.60 77.00 74.15 89.33 90.60 66.59 79.85 96.62 113.66 Capital Work in Progress 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non Current Investment 66.14 66.14 66.14 66.14 66.14 68.47 44.41 71.60 88.85 105.90 Long Term Loans & Adv. 0.21 0.22 1.46 1.35 20.10 19.15 19.08 5.73 5.34 5.10 Other Non Current Assets 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Current Assets 2,228.06 2,011.89 1,928.51 1,823.97 1,434.56 1,189.55 1,029.61 961.01 1,136.61 1,037.57 Current Investments 0.00 0.00 0.00 0.00 0.82 0.11 4.17 22.54 26.12 35.43 Inventories 0.00 0.00 0.00 0.00 1,261.84 996.94 961.21 871.41 959.54 880.73 Sundry Debtors 31.25 10.65 9.56 11.07 0.00 0.00 0.00 0.00 0.00 0.00 Cash & Bank 46.82 31.34 9.52 11.22 8.33 24.04 13.33 3.74 55.29 61.08 Other Current Assets 2,149.98 164.35 157.41 126.31 163.57 168.44 50.90 63.32 95.67 60.33 Short Term Loans & Adv. 1,977.31 1,805.55 1,752.02 1,675.37 59.43 56.45 50.89 63.31 95.65 60.32 Net Current Assets 1,150.67 906.68 782.87 652.71 586.05 442.37 501.27 471.40 548.47 552.17 Total Assets 2,360.68 2,148.18 2,011.33 1,907.80 1,533.74 1,293.05 1,111.94 1,060.11 1,247.69 1,154.67

Description Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13
Shareholder's Funds 865.03 765.98 664.12 613.70 563.54 519.56 531.82 494.93 443.82 Share Capital 42.30 42.30 40.57 40.57 40.57 40.57 43.07 43.07 43.07 Total Reserves 776.73 723.68 623.56 573.13 522.97 479.00 488.75 451.86 400.75 Non-Current Liabilities 474.49 358.24 296.30 243.44 141.92 52.26 61.48 85.78 226.35 Secured Loans 96.86 129.24 83.77 109.26 10.44 18.53 8.04 21.98 57.62 Unsecured Loans 367.44 220.00 204.00 123.00 95.00 0.00 0.00 0.00 8.53 Long Term Provisions 8.49 7.79 7.83 7.58 4.98 3.47 2.58 2.41 2.59 Current Liabilities 1,170.01 1,205.32 1,275.51 1,241.35 900.84 794.01 529.09 535.13 617.31 Trade Payables 20.32 10.35 45.35 7.10 0.00 0.00 0.00 0.00 0.00 Other Current Liabilities 205.10 211.69 295.53 327.09 115.53 101.43 98.73 62.68 196.04 Short Term Borrowings 857.26 887.85 868.92 846.26 648.30 550.47 402.36 409.69 320.60 Short Term Provisions 87.33 95.44 65.72 60.90 137.01 142.10 28.00 62.76 100.66 Total Liabilities 2,509.53 2,329.54 2,235.93 2,098.49 1,606.30 1,365.83 1,122.39 1,115.84 1,287.48 Net Block 64.27 66.27 9.44 6.72 3.14 3.07 3.19 2.67 2.61 Gross Block 77.40 77.33 17.09 13.52 9.55 9.06 8.85 16.53 16.03 Accumulated Depreciation 13.13 11.06 7.64 6.80 6.41 5.99 5.65 13.86 13.42 Non Current Assets 88.53 90.52 35.16 32.49 47.14 48.45 24.44 37.76 54.81 Capital Work in Progress 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non Current Investment 23.90 23.90 23.90 23.90 23.90 26.23 2.17 29.36 46.86 Long Term Loans & Adv. 0.21 0.22 1.46 1.35 20.10 19.15 19.08 5.73 5.34 Other Non Current Assets 0.15 0.13 0.36 0.52 0.00 0.00 0.00 0.00 0.00 Current Assets 2,418.99 2,235.33 2,194.95 2,056.31 1,549.31 1,304.48 1,082.20 1,058.82 1,218.19 Current Investments 0.00 0.00 0.00 0.00 0.82 0.41 29.81 22.84 26.42 Inventories 0.00 0.00 0.00 0.00 1,374.89 1,106.73 1,011.29 963.63 1,034.10 Sundry Debtors 31.69 11.89 12.60 15.30 0.00 0.00 0.00 0.00 0.00 Cash & Bank 47.78 34.99 14.05 11.47 8.65 27.93 14.86 8.96 60.06 Other Current Assets 2,339.52 164.35 157.41 126.31 164.95 169.40 26.23 63.39 97.61 Short Term Loans & Adv. 2,166.85 2,024.10 2,010.89 1,903.23 60.81 57.41 26.22 63.38 97.59 Net Current Assets 1,248.98 1,030.01 919.44 814.96 648.47 510.47 553.11 523.69 600.88 Total Assets 2,509.53 2,329.54 2,235.93 2,098.48 1,606.30 1,365.83 1,122.38 1,115.84 1,287.48

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone

Right to Left

Description Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12
Cash From Operating Activity -126.54 -7.72 26.02 -266.37 -199.92 10.40 -45.33 31.23 1.70 35.46 PBT 223.64 207.50 207.81 188.03 77.19 133.47 122.63 145.62 197.31 201.10 Adjustment 44.07 78.90 5.07 -0.45 5.73 6.79 4.86 4.39 2.53 1.98 Changes in Working Capital -227.93 -138.19 -34.21 -319.64 -253.58 -51.05 -103.74 -43.26 -104.64 -67.27 Cash after chg. in Working capital 39.78 148.21 178.67 -132.06 -170.66 89.22 23.75 106.75 95.21 135.81 Interest Paid -143.76 -133.57 -123.11 -104.96 0.00 -64.87 -55.93 -61.47 -62.61 -71.22 Tax Paid -19.93 -21.37 -29.04 -27.91 -27.76 -12.15 -11.20 -14.05 -30.89 -29.13 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items -2.64 -0.98 -0.51 -1.45 -1.50 -1.80 -1.95 0.00 0.00 0.00 Cash From Investing Activity -0.07 -0.30 -3.57 4.32 1.13 -21.75 45.60 20.32 26.02 -20.02 Net Fixed Assets -0.07 -60.25 -3.57 -3.94 -0.48 -0.20 7.68 -0.50 -0.31 55.49 Net Investments 0.00 0.00 0.00 0.82 1.62 -20.00 45.56 20.83 26.36 -19.30 Others 0.00 59.95 0.00 7.44 -0.01 -1.55 -7.64 -0.01 -0.03 -56.21 Cash from Financing Activity 142.09 29.84 -24.15 264.12 183.08 22.07 9.32 -103.10 -33.52 -19.15 Net Cash Inflow / Outflow 15.48 21.83 -1.70 2.07 -15.71 10.72 9.59 -51.55 -5.79 -3.70 Opening Cash & Equivalents 31.34 9.52 11.22 9.15 24.04 13.33 3.74 55.29 61.08 64.79 Closing Cash & Equivalent 46.82 31.34 9.52 11.22 8.33 24.04 13.33 3.74 55.29 61.08

Description Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13
Cash From Operating Activity -97.89 35.17 -2.86 -381.91 -202.82 -74.23 21.29 -13.55 -0.95 PBT 242.58 230.71 234.02 203.96 78.86 136.32 124.65 145.98 204.13 Adjustment 57.46 88.99 5.09 -0.30 5.77 6.82 4.93 4.42 2.56 Changes in Working Capital -216.11 -103.65 -59.83 -436.00 -256.67 -136.74 -37.01 -87.97 -108.30 Cash after chg. in Working capital 83.93 216.05 179.28 -232.35 -172.04 6.41 92.58 62.43 98.39 Interest Paid -161.95 -156.55 -149.11 -117.52 0.00 -66.66 -58.09 -61.86 -67.77 Tax Paid -17.01 -23.36 -32.52 -30.59 -29.27 -12.18 -11.25 -14.12 -31.58 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items -2.86 -0.98 -0.51 -1.45 -1.50 -1.80 -1.95 0.00 0.00 Cash From Investing Activity -0.07 -0.30 -3.57 4.29 1.43 3.57 20.27 20.57 27.53 Net Fixed Assets -0.07 -60.25 -3.57 -3.94 -0.48 -0.20 7.68 -0.50 Net Investments 0.00 0.00 0.00 0.82 1.62 -20.00 45.56 20.83 Others 0.00 59.95 0.00 7.41 0.29 23.77 -32.97 0.24 Cash from Financing Activity 110.74 -13.93 9.01 379.62 182.11 83.73 -35.66 -58.12 -33.52 Net Cash Inflow / Outflow 12.78 20.94 2.58 2.00 -19.28 13.07 5.90 -51.10 -6.94 Opening Cash & Equivalents 34.99 14.05 11.47 9.47 27.93 14.86 8.96 60.06 67.00 Closing Cash & Equivalent 47.78 34.99 14.05 11.47 8.65 27.93 14.86 8.96 60.06

Financial Ratios

Consolidated /

Standalone

Right to Left

Description Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12
Book Value (Rs.) 18.98 177.00 158.96 146.38 134.19 122.64 124.26 114.20 102.67 89.27 ROA 2.70% 2.60% 2.90% 3.26% 3.63% 3.75% 4.10% 4.87% 5.86% 6.20% ROE 7.85% 7.76% 9.17% 9.85% 9.85% 9.01% 9.20% 12.79% 18.10% 19.82% ROCE 11.64% 12.17% 13.47% 13.76% 14.77% 13.89% 13.86% 17.56% 20.74% 21.49% Fixed Asset Turnover 4.04 7.19 21.19 24.35 27.64 22.26 14.35 12.98 14.02 4.88 Receivable days 24.55 10.93 11.85 14.76 0.00 0.00 0.00 0.00 0.00 0.00 Inventory Days 0.00 0.00 0.00 0.00 1652.10 1848.11 1874.96 1607.04 1533.26 1477.26 Payable days 0.00 335.31 340.62 119.79 0.00 0.00 0.00 0.00 0.00 0.00 Cash Conversion Cycle 24.55 -324.38 -328.77 -105.02 1652.10 1848.11 1874.96 1607.04 1533.26 1477.26 Total Debt/Equity 1.48 1.43 1.47 1.52 1.27 1.02 0.81 0.83 0.92 1.19 Interest Cover 1.56 1.55 1.69 1.79 1.87 2.06 2.19 2.37 2.66 2.41

Description Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13
Book Value (Rs.) 19.23 179.38 161.38 148.92 136.51 124.91 126.62 116.66 105.24 ROA 2.53% 2.37% 2.60% 3.12% 3.49% 3.64% 3.95% 4.66% 5.50% ROE 7.79% 7.66% 8.96% 9.98% 9.79% 8.88% 8.95% 12.44% 16.58% ROCE 11.64% 12.12% 13.40% 13.64% 14.53% 13.62% 13.59% 16.94% 20.83% Fixed Asset Turnover 4.47 7.94 23.57 26.29 28.65 22.90 15.02 13.48 14.87 Receivable days 22.98 11.92 14.12 18.42 0.00 0.00 0.00 0.00 0.00 Inventory Days 0.00 0.00 0.00 0.00 1699.16 1885.41 1891.21 1661.38 1583.19 Payable days 0.00 320.93 291.32 110.52 0.00 0.00 0.00 0.00 0.00 Cash Conversion Cycle 22.98 -309.01 -277.20 -92.10 1699.16 1885.41 1891.21 1661.38 1583.19 Total Debt/Equity 1.62 1.63 1.77 1.79 1.36 1.12 0.80 0.91 0.90 Interest Cover 1.50 1.47 1.57 1.74 1.84 2.05 2.15 2.36 2.61

Top Investors:

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Annual Reports:

News Update:

Paisalo Digital enters into co-lending loan agreement with UCO Bank
24th May 2022, 16:23 PM

Earlier, the company had signed co-lending loan agreement with Punjab National Bank
Read More
Paisalo Digital - Quarterly Results
6th May 2022, 17:03 PM

Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.

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