Nifty

:

19664.70

Sensex

:

65945.47

-9.85 (-0.05%)
-78.22 (-0.12%)

Login

Nifty
Sensex

:
:

19664.70
65945.47

-9.85 (-0.05%)
-78.22 (-0.12%)

Paisalo Digital Ltd.

Finance - NBFC

Rating :

43/99

BSE: 532900 | NSE: PAISALO

Watchlist

NSE BSE

60.40

26-Sep-2023

Open
High
Low
Previous Close

61.25
62.40
60.00
61.00

Volume
Traded Value (lacs)
52 Week High
52 Week Low

329215
200.36
98.00
47.70

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

2,712.99
24.54
1

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

4,801.07
0.17%
2.28

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

10 Years
5 Years
3 Years

7.99
5.58
11.00

EBITDA CAGR (%)

10 Years
5 Years
3 Years

8.85
7.80
7.21

PAT CAGR (%)

10 Years
5 Years
3 Years

5.28
10.67
17.32

P:E (Median)

8 Years
5 Years
3 Years

24.28
34.31
41.96

P:BV (Average)

8 Years
5 Years
3 Years

2.29
2.65
3.12

EV:EBITDA (Average)

8 Years
5 Years
3 Years

11.94
13.50
15.67

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone

Description Jun 23 Jun 22 Var% Mar 23 Mar 22 Var% Dec 22 Dec 21 Var% Sep 22 Sep 21 Var%
Net Sales 121.74 101.93 19.43% 104.07 89.00 16.93% 110.20 92.76 18.80% 106.78 91.12 17.19%
Expenses 18.49 31.19 -40.72% 21.70 22.09 -1.77% 27.24 14.12 92.92% 30.78 21.96 40.16%
EBITDA 103.25 70.74 45.96% 82.37 66.90 23.12% 82.95 78.64 5.48% 75.99 69.16 9.88%
EBIDTM 84.81% 69.40% 79.15% 75.17% 75.28% 84.78% 71.17% 75.90%
Other Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Interest 51.09 41.59 22.84% 50.55 45.55 10.98% 45.21 43.61 3.67% 43.00 39.40 9.14%
Depreciation 0.75 0.71 5.63% 0.99 0.81 22.22% 0.82 0.81 1.23% 0.77 0.80 -3.75%
PBT 51.41 28.44 80.77% 26.24 20.54 27.75% 36.91 34.22 7.86% 32.23 28.95 11.33%
Tax 13.60 7.79 74.58% 6.91 5.74 20.38% 9.13 8.34 9.47% 8.32 7.72 7.77%
PAT 37.80 20.66 82.96% 19.33 14.80 30.61% 27.79 25.88 7.38% 23.91 21.24 12.57%
PATM 31.05% 20.26% 18.58% 16.63% 25.22% 27.90% 22.39% 23.30%
EPS 1.20 0.66 81.82% 0.61 0.47 29.79% 0.88 0.82 7.32% 0.76 0.67 13.43%

Description Jun 23 Jun 22 Var% Mar 23 Mar 22 Var% Dec 22 Dec 21 Var% Sep 22 Sep 21 Var%
Net Sales 136.18 112.64 20.90% 117.98 99.60 18.45% 122.27 101.50 20.46% 120.29 99.44 20.97%
Expenses 23.69 35.92 -34.05% 25.39 27.77 -8.57% 32.03 18.33 74.74% 37.12 26.24 41.46%
EBITDA 112.49 76.72 46.62% 92.60 71.83 28.92% 90.24 83.17 8.50% 83.17 73.20 13.62%
EBIDTM 82.60% 68.11% 78.48% 72.12% 73.80% 81.94% 69.14% 73.61%
Other Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Interest 59.70 47.28 26.27% 59.22 50.27 17.80% 52.37 47.94 9.24% 49.80 43.28 15.06%
Depreciation 0.75 0.71 5.63% 0.99 0.81 22.22% 0.82 0.81 1.23% 0.77 0.81 -4.94%
PBT 52.04 28.73 81.13% 27.86 20.72 34.46% 37.05 34.41 7.67% 32.60 29.12 11.95%
Tax 13.63 7.86 73.41% 7.20 5.80 24.14% 9.16 8.39 9.18% 8.40 7.76 8.25%
PAT 38.41 20.87 84.04% 20.66 14.92 38.47% 27.89 26.03 7.15% 24.19 21.36 13.25%
PATM 28.20% 18.53% 17.51% 14.98% 22.81% 25.64% 20.11% 21.48%
EPS 0.86 0.05 1,620.00% 0.46 0.34 35.29% 0.62 0.62 0.00% 0.54 0.51 5.88%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone

Right to Left

Description TTM Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14
Net Sales 442.79 422.97 356.40 311.55 337.45 317.74 273.67 249.52 193.37 178.38 207.93 Net Sales Growth 18.14% 18.68% 14.40% -7.68% 6.20% 16.10% 9.68% 29.04% 8.40% -14.21% Cost Of Goods Sold 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 442.78 422.97 356.40 311.55 337.45 317.74 273.67 249.52 193.37 178.38 207.93 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 98.21 111.78 81.26 89.13 128.07 109.11 89.71 83.56 59.46 56.38 61.88 Power & Fuel Cost - 0.82 0.56 0.50 0.60 0.57 0.53 0.31 0.30 0.21 0.21 % Of Sales - 0.19% 0.16% 0.16% 0.18% 0.18% 0.19% 0.12% 0.16% 0.12% 0.10% Employee Cost - 26.37 18.73 17.32 18.65 16.67 12.04 9.13 7.47 5.43 4.08 % Of Sales - 6.23% 5.26% 5.56% 5.53% 5.25% 4.40% 3.66% 3.86% 3.04% 1.96% Manufacturing Exp. - 6.44 3.14 2.58 3.41 3.22 4.38 4.07 2.91 2.38 4.38 % Of Sales - 1.52% 0.88% 0.83% 1.01% 1.01% 1.60% 1.63% 1.50% 1.33% 2.11% General & Admin Exp. - 31.43 16.97 23.94 28.99 36.10 33.13 32.05 28.50 23.42 25.96 % Of Sales - 7.43% 4.76% 7.68% 8.59% 11.36% 12.11% 12.84% 14.74% 13.13% 12.48% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 47.54 42.42 45.29 77.02 53.11 40.17 38.32 20.57 25.14 0.00 % Of Sales - 11.24% 11.90% 14.54% 22.82% 16.71% 14.68% 15.36% 10.64% 14.09% 13.21% EBITDA 344.56 311.19 275.14 222.42 209.38 208.63 183.96 165.96 133.91 122.00 146.05 EBITDA Margin 77.82% 73.57% 77.20% 71.39% 62.05% 65.66% 67.22% 66.51% 69.25% 68.39% 70.24% Other Income 0.00 0.13 0.01 0.00 0.00 0.00 4.50 0.00 0.00 1.43 0.00 Interest 189.85 180.35 166.79 143.76 133.57 123.11 104.96 88.37 64.87 55.93 61.47 Depreciation 3.33 2.54 1.96 2.06 1.88 0.82 0.43 0.40 0.44 0.80 0.43 PBT 146.79 128.42 106.39 76.60 73.92 84.70 83.08 77.19 68.60 66.70 84.15 Tax 37.96 32.14 27.68 19.61 19.88 27.93 27.04 25.89 23.47 22.19 27.90 Tax Rate 25.86% 25.95% 26.02% 25.39% 26.89% 32.98% 32.55% 33.54% 34.21% 33.27% 33.16% PAT 108.83 91.69 78.71 57.64 54.04 56.77 56.04 51.29 45.13 44.52 56.25 PAT before Minority Interest 108.83 91.69 78.71 57.64 54.04 56.77 56.04 51.29 45.13 44.52 56.25 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 24.58% 21.68% 22.08% 18.50% 16.01% 17.87% 20.48% 20.56% 23.34% 24.96% 27.05% PAT Growth 31.79% 16.49% 36.55% 6.66% -4.81% 1.30% 9.26% 13.65% 1.37% -20.85% EPS 3.46 2.91 2.50 1.83 1.72 1.80 1.78 1.63 1.43 1.41 1.79

Description TTM Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14
Net Sales 496.72 473.19 392.22 346.02 374.77 360.60 303.13 266.54 205.02 190.58 219.45 Net Sales Growth 20.22% 20.64% 13.35% -7.67% 3.93% 18.96% 13.73% 30.01% 7.58% -13.16% Cost Of Goods Sold -0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 496.73 473.19 392.22 346.02 374.77 360.60 303.13 266.54 205.02 190.58 219.45 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 118.23 131.34 99.00 104.66 142.16 125.74 103.24 92.96 68.24 66.50 73.01 Power & Fuel Cost - 0.82 0.56 0.50 0.60 0.57 0.53 0.31 0.30 0.21 0.21 % Of Sales - 0.17% 0.14% 0.14% 0.16% 0.16% 0.17% 0.12% 0.15% 0.11% 0.10% Employee Cost - 28.33 20.70 18.99 20.83 21.91 14.79 11.72 9.55 7.41 6.01 % Of Sales - 5.99% 5.28% 5.49% 5.56% 6.08% 4.88% 4.40% 4.66% 3.89% 2.74% Manufacturing Exp. - 6.45 3.15 2.58 3.44 3.40 4.53 4.21 3.02 2.49 4.56 % Of Sales - 1.36% 0.80% 0.75% 0.92% 0.94% 1.49% 1.58% 1.47% 1.31% 2.08% General & Admin Exp. - 39.66 17.64 24.42 30.81 44.05 37.56 38.46 34.78 30.21 32.57 % Of Sales - 8.38% 4.50% 7.06% 8.22% 12.22% 12.39% 14.43% 16.96% 15.85% 14.84% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 56.90 57.52 58.67 87.09 56.38 46.35 38.57 20.90 26.39 0.00 % Of Sales - 12.02% 14.67% 16.96% 23.24% 15.64% 15.29% 14.47% 10.19% 13.85% 13.61% EBITDA 378.50 341.85 293.22 241.36 232.61 234.86 199.89 173.58 136.78 124.08 146.44 EBITDA Margin 76.20% 72.24% 74.76% 69.75% 62.07% 65.13% 65.94% 65.12% 66.72% 65.11% 66.73% Other Income 0.00 0.13 0.01 0.00 0.00 0.00 4.50 0.00 0.00 1.43 0.00 Interest 221.09 208.67 184.11 161.95 156.55 149.11 117.52 94.29 66.66 58.09 61.86 Depreciation 3.33 2.55 1.96 2.07 1.90 0.84 0.44 0.43 0.46 0.87 0.46 PBT 149.55 130.77 107.15 77.34 74.16 84.90 86.43 78.86 69.66 66.57 84.12 Tax 38.39 32.62 27.87 19.79 20.03 28.52 28.68 26.98 24.35 22.39 28.14 Tax Rate 25.67% 25.84% 26.02% 25.45% 27.01% 33.59% 33.18% 34.21% 34.96% 33.63% 33.45% PAT 111.15 93.62 79.25 57.98 54.13 56.38 57.75 51.88 45.31 44.17 55.98 PAT before Minority Interest 111.15 93.62 79.25 57.98 54.13 56.38 57.75 51.88 45.31 44.17 55.98 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 22.38% 19.78% 20.21% 16.76% 14.44% 15.64% 19.05% 19.46% 22.10% 23.18% 25.51% PAT Growth 33.63% 18.13% 36.69% 7.11% -3.99% -2.37% 11.31% 14.50% 2.58% -21.10% EPS 3.53 2.97 2.52 1.84 1.72 1.79 1.84 1.65 1.44 1.40 1.78

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone

Right to Left

Description Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14
Shareholder's Funds 1,150.19 1,012.61 854.48 755.89 654.29 603.42 554.13 510.35 522.25 484.97 Share Capital 44.91 43.92 42.30 42.30 40.57 40.57 40.57 40.57 43.07 43.07 Total Reserves 1,105.28 951.24 766.18 713.59 613.72 562.85 513.56 469.78 479.18 441.90 Non-Current Liabilities 857.79 555.93 428.82 287.09 211.41 133.12 131.10 35.53 61.35 85.53 Secured Loans 430.91 131.40 51.96 58.97 0.00 0.00 0.00 2.12 8.04 21.98 Unsecured Loans 416.08 412.31 367.44 220.00 204.00 123.00 95.00 0.00 0.00 0.00 Long Term Provisions 11.47 9.60 7.75 6.93 6.81 6.52 4.59 3.14 2.46 2.18 Current Liabilities 1,111.26 1,073.73 904.73 1,105.21 1,145.64 1,171.26 848.52 747.18 528.34 489.61 Trade Payables 11.05 14.35 19.83 9.68 44.43 6.74 0.00 0.00 0.00 0.00 Other Current Liabilities 23.37 5.79 32.45 211.68 295.52 327.08 115.38 101.24 98.36 62.51 Short Term Borrowings 970.82 937.64 766.56 791.17 742.19 778.51 597.55 505.06 402.36 364.71 Short Term Provisions 106.01 115.94 85.89 92.68 63.50 58.93 135.59 140.89 27.61 62.38 Total Liabilities 3,119.24 2,642.27 2,188.03 2,148.19 2,011.34 1,907.80 1,533.75 1,293.06 1,111.94 1,060.11 Net Block 66.27 63.61 64.26 66.25 9.41 6.66 3.09 2.99 3.11 2.52 Gross Block 83.17 78.31 77.10 77.03 16.78 13.21 9.27 8.79 8.59 16.27 Accumulated Depreciation 16.91 14.70 12.84 10.78 7.38 6.55 6.18 5.79 5.49 13.76 Non Current Assets 132.68 129.99 130.61 132.60 77.00 74.15 89.33 90.60 66.59 79.85 Capital Work in Progress 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non Current Investment 66.14 66.14 66.14 66.14 66.14 66.14 66.14 68.47 44.41 71.60 Long Term Loans & Adv. 0.27 0.23 0.21 0.22 1.46 1.35 20.10 19.15 19.08 5.73 Other Non Current Assets 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Current Assets 2,986.56 2,511.54 2,055.41 2,011.89 1,928.51 1,823.97 1,434.56 1,189.55 1,029.61 961.01 Current Investments 1.28 1.78 0.00 0.00 0.00 0.00 0.82 0.11 4.17 22.54 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 1,261.84 996.94 961.21 871.41 Sundry Debtors 9.38 27.88 31.25 10.65 9.56 11.07 0.00 0.00 0.00 0.00 Cash & Bank 28.25 9.56 46.82 31.34 9.52 11.22 8.33 24.04 13.33 3.74 Other Current Assets 2,947.64 48.57 0.02 164.35 1,909.43 1,801.68 163.57 168.44 50.90 63.32 Short Term Loans & Adv. 2,884.05 2,423.75 1,977.31 1,805.55 1,752.02 1,675.37 59.43 56.45 50.89 63.31 Net Current Assets 1,875.30 1,437.82 1,150.67 906.68 782.87 652.71 586.05 442.37 501.27 471.40 Total Assets 3,119.24 2,642.27 2,188.03 2,148.18 2,011.33 1,907.80 1,533.74 1,293.05 1,111.94 1,060.11

Description Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14
Shareholder's Funds 1,162.54 1,023.47 865.03 765.98 664.12 613.70 563.54 519.56 531.82 494.93 Share Capital 44.91 43.92 42.30 42.30 40.57 40.57 40.57 40.57 43.07 43.07 Total Reserves 1,117.63 962.10 776.73 723.68 623.56 573.13 522.97 479.00 488.75 451.86 Non-Current Liabilities 1,086.88 681.48 474.49 358.24 296.30 243.44 141.92 52.26 61.48 85.78 Secured Loans 585.53 204.46 96.86 129.24 83.77 109.26 10.44 18.53 8.04 21.98 Unsecured Loans 488.98 463.71 367.44 220.00 204.00 123.00 95.00 0.00 0.00 0.00 Long Term Provisions 12.88 10.57 8.49 7.79 7.83 7.58 4.98 3.47 2.58 2.41 Current Liabilities 1,186.97 1,146.11 997.36 1,205.32 1,275.51 1,241.35 900.84 794.01 529.09 535.13 Trade Payables 13.14 15.10 20.32 10.35 45.35 7.10 0.00 0.00 0.00 0.00 Other Current Liabilities 23.56 5.89 32.45 211.69 295.53 327.09 115.53 101.43 98.73 62.68 Short Term Borrowings 1,042.68 1,007.79 857.26 887.85 868.92 846.26 648.30 550.47 402.36 409.69 Short Term Provisions 107.59 117.32 87.33 95.44 65.72 60.90 137.01 142.10 28.00 62.76 Total Liabilities 3,436.39 2,851.06 2,336.88 2,329.54 2,235.93 2,098.49 1,606.30 1,365.83 1,122.39 1,115.84 Net Block 66.28 63.62 64.27 66.27 9.44 6.72 3.14 3.07 3.19 2.67 Gross Block 83.49 78.62 77.40 77.33 17.09 13.52 9.55 9.06 8.85 16.53 Accumulated Depreciation 17.21 15.00 13.13 11.06 7.64 6.80 6.41 5.99 5.65 13.86 Non Current Assets 91.30 88.35 88.53 90.52 35.16 32.49 47.14 48.45 24.44 37.76 Capital Work in Progress 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non Current Investment 23.90 23.90 23.90 23.90 23.90 23.90 23.90 26.23 2.17 29.36 Long Term Loans & Adv. 0.27 0.23 0.21 0.22 1.46 1.35 20.10 19.15 19.08 5.73 Other Non Current Assets 0.85 0.60 0.15 0.13 0.36 0.52 0.00 0.00 0.00 0.00 Current Assets 3,345.08 2,761.95 2,246.34 2,235.33 2,194.95 2,056.31 1,549.31 1,304.48 1,082.20 1,058.82 Current Investments 1.28 1.78 0.00 0.00 0.00 0.00 0.82 0.41 29.81 22.84 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 1,374.89 1,106.73 1,011.29 963.63 Sundry Debtors 9.75 28.07 31.69 11.89 12.60 15.30 0.00 0.00 0.00 0.00 Cash & Bank 29.11 10.34 47.78 34.99 14.05 11.47 8.65 27.93 14.86 8.96 Other Current Assets 3,304.94 48.57 0.02 164.35 2,168.30 2,029.54 164.95 169.40 26.23 63.39 Short Term Loans & Adv. 3,241.35 2,673.19 2,166.85 2,024.10 2,010.89 1,903.23 60.81 57.41 26.22 63.38 Net Current Assets 2,158.11 1,615.84 1,248.98 1,030.01 919.44 814.96 648.47 510.47 553.11 523.69 Total Assets 3,436.38 2,851.04 2,336.88 2,329.54 2,235.93 2,098.48 1,606.30 1,365.83 1,122.38 1,115.84

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone

Right to Left

Description Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14
Cash From Operating Activity -347.48 -337.21 -126.54 -7.72 26.02 -266.37 -199.92 10.40 -45.33 31.23 PBT 308.77 273.19 220.36 207.50 207.81 188.03 77.19 133.47 122.63 145.62 Adjustment 49.94 44.37 47.35 78.90 5.07 -0.45 5.73 6.79 4.86 4.39 Changes in Working Capital -484.53 -457.00 -227.93 -138.19 -34.21 -319.64 -253.58 -51.05 -103.74 -43.26 Cash after chg. in Working capital -125.81 -139.44 39.78 148.21 178.67 -132.06 -170.66 89.22 23.75 106.75 Interest Paid -180.35 -166.79 -143.76 -133.57 -123.11 -104.96 0.00 -64.87 -55.93 -61.47 Tax Paid -34.96 -29.37 -19.93 -21.37 -29.04 -27.91 -27.76 -12.15 -11.20 -14.05 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items -6.35 -1.61 -2.64 -0.98 -0.51 -1.45 -1.50 -1.80 -1.95 0.00 Cash From Investing Activity -5.07 -3.08 -0.07 -0.30 -3.57 4.32 1.13 -21.75 45.60 20.32 Net Fixed Assets -4.86 -1.21 -0.07 -60.25 -3.57 -3.94 -0.48 -0.20 7.68 -0.50 Net Investments 0.50 -1.78 0.00 0.00 0.00 0.82 1.62 -20.00 45.56 20.83 Others -0.71 -0.09 0.00 59.95 0.00 7.44 -0.01 -1.55 -7.64 -0.01 Cash from Financing Activity 371.23 303.03 142.09 29.84 -24.15 264.12 183.08 22.07 9.32 -103.10 Net Cash Inflow / Outflow 18.69 -37.26 15.48 21.83 -1.70 2.07 -15.71 10.72 9.59 -51.55 Opening Cash & Equivalents 9.56 46.82 31.34 9.52 11.22 9.15 24.04 13.33 3.74 55.29 Closing Cash & Equivalent 28.25 9.56 46.82 31.34 9.52 11.22 8.33 24.04 13.33 3.74

Description Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14
Cash From Operating Activity -452.17 -396.38 -97.89 35.17 -2.86 -381.91 -202.82 -74.23 21.29 -13.55 PBT 339.44 291.26 239.30 230.71 234.02 203.96 78.86 136.32 124.65 145.98 Adjustment 59.31 59.48 60.74 88.99 5.09 -0.30 5.77 6.82 4.93 4.42 Changes in Working Capital -601.45 -530.83 -216.11 -103.65 -59.83 -436.00 -256.67 -136.74 -37.01 -87.97 Cash after chg. in Working capital -202.70 -180.09 83.93 216.05 179.28 -232.35 -172.04 6.41 92.58 62.43 Interest Paid -208.67 -184.11 -161.95 -156.55 -149.11 -117.52 0.00 -66.66 -58.09 -61.86 Tax Paid -34.51 -30.54 -17.01 -23.36 -32.52 -30.59 -29.27 -12.18 -11.25 -14.12 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items -6.29 -1.64 -2.86 -0.98 -0.51 -1.45 -1.50 -1.80 -1.95 0.00 Cash From Investing Activity -5.07 -3.08 -0.07 -0.30 -3.57 4.29 1.43 3.57 20.27 20.57 Net Fixed Assets -4.86 -1.21 -0.07 -60.25 -3.57 -3.94 -0.48 -0.20 7.68 -0.50 Net Investments 0.50 -1.78 0.00 0.00 0.00 0.82 1.62 -20.00 45.56 20.83 Others -0.71 -0.09 0.00 59.95 0.00 7.41 0.29 23.77 -32.97 0.24 Cash from Financing Activity 476.01 362.03 110.74 -13.93 9.01 379.62 182.11 83.73 -35.66 -58.12 Net Cash Inflow / Outflow 18.77 -37.44 12.78 20.94 2.58 2.00 -19.28 13.07 5.90 -51.10 Opening Cash & Equivalents 10.34 47.78 34.99 14.05 11.47 9.47 27.93 14.86 8.96 60.06 Closing Cash & Equivalent 29.11 10.34 47.78 34.99 14.05 11.47 8.65 27.93 14.86 8.96

Financial Ratios

Consolidated /

Standalone

Right to Left

Description Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14
Book Value (Rs.) 25.54 22.57 18.98 177.00 158.96 146.38 134.19 122.64 124.26 114.20 ROA 3.18% 3.26% 2.66% 2.60% 2.90% 3.26% 3.63% 3.75% 4.10% 4.87% ROE 8.58% 8.78% 7.43% 7.76% 9.17% 9.85% 9.85% 9.01% 9.20% 12.79% ROCE 11.15% 12.08% 11.47% 12.17% 13.47% 13.76% 14.77% 13.89% 13.86% 17.56% Fixed Asset Turnover 5.24 4.59 4.04 7.19 21.19 24.35 27.64 22.26 14.35 12.98 Receivable days 16.08 30.28 24.55 10.93 11.85 14.76 0.00 0.00 0.00 0.00 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 1652.10 1848.11 1874.96 1607.04 Payable days 0.00 0.00 0.00 335.31 340.62 119.79 0.00 0.00 0.00 0.00 Cash Conversion Cycle 16.08 30.28 24.55 -324.38 -328.77 -105.02 1652.10 1848.11 1874.96 1607.04 Total Debt/Equity 1.59 1.49 1.48 1.43 1.47 1.52 1.27 1.02 0.81 0.83 Interest Cover 1.69 1.64 1.54 1.55 1.69 1.79 1.87 2.06 2.19 2.37

Description Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14
Book Value (Rs.) 25.82 22.81 19.23 179.38 161.38 148.92 136.51 124.91 126.62 116.66 ROA 2.98% 3.06% 2.48% 2.37% 2.60% 3.12% 3.49% 3.64% 3.95% 4.66% ROE 8.66% 8.73% 7.38% 7.66% 8.96% 9.98% 9.79% 8.88% 8.95% 12.44% ROCE 11.22% 11.94% 11.48% 12.12% 13.40% 13.64% 14.53% 13.62% 13.59% 16.94% Fixed Asset Turnover 5.84 5.03 4.47 7.94 23.57 26.29 28.65 22.90 15.02 13.48 Receivable days 14.59 27.80 22.98 11.92 14.12 18.42 0.00 0.00 0.00 0.00 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 1699.16 1885.41 1891.21 1661.38 Payable days 0.00 0.00 0.00 320.93 291.32 110.52 0.00 0.00 0.00 0.00 Cash Conversion Cycle 14.59 27.80 22.98 -309.01 -277.20 -92.10 1699.16 1885.41 1891.21 1661.38 Total Debt/Equity 1.83 1.67 1.62 1.63 1.77 1.79 1.36 1.12 0.80 0.91 Interest Cover 1.60 1.58 1.48 1.47 1.57 1.74 1.84 2.05 2.15 2.36

Top Investors:

antara india evergreen fund ltd

sbi life insurance co. ltd

zeal professional services private limited

nomura singapore limited odi

state bank of india

Annual Reports:

News Update:

Paisalo Digital partners with TVS Motor Company
2nd Aug 2023, 10:39 AM

This partnership aims to cater to its customers more efficiently by providing them with available-affordable-aware financing alternatives in the three-wheeler market
Read More
Paisalo Digital - Quarterly Results
24th Jul 2023, 11:17 AM

Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.

Feedback