SRG Housing Finance, 534680, SRGHFL Share Price, Rating, Research, Analysis, Fundamental & Historical Data

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

456.38
18.02
10

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

1,022.92
N/A
1.69

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

10 Years
5 Years
3 Years

30.95
15.53
18.35

EBITDA CAGR (%)

10 Years
5 Years
3 Years

30.15
12.30
10.12

PAT CAGR (%)

10 Years
5 Years
3 Years

29.28
5.31
12.65

P:E (Median)

8 Years
5 Years
3 Years

15.85
14.71
19.28

P:BV (Average)

8 Years
5 Years
3 Years

2.13
2.22
2.24

EV:EBITDA (Average)

8 Years
5 Years
3 Years

10.41
9.23
10.12

Quarterly Results

Standalone Figures in Rs. Crores /

Consolidated

Description Jun 25 Jun 24 Var% Mar 25 Mar 24 Var% Dec 24 Dec 23 Var% Sep 24 Sep 23 Var%
Net Sales 41.72 33.77 23.54% 42.75 36.15 18.26% 38.94 31.74 22.68% 36.06 30.22 19.32%
Expenses 16.66 11.56 44.12% 17.44 13.54 28.80% 14.86 10.86 36.83% 11.97 10.19 17.47%
EBITDA 25.06 22.21 12.83% 25.31 22.60 11.99% 24.09 20.88 15.37% 24.09 20.03 20.27%
EBIDTM 60.06% 65.77% 59.21% 62.53% 61.85% 65.77% 66.79% 66.28%
Other Income 0.98 0.21 366.67% 0.75 0.41 82.93% 1.30 0.47 176.60% 0.78 0.98 -20.41%
Interest 16.75 14.03 19.39% 16.59 13.69 21.18% 16.51 13.07 26.32% 14.92 13.12 13.72%
Depreciation 1.44 1.52 -5.26% 1.79 1.71 4.68% 1.71 1.58 8.23% 1.62 1.31 23.66%
PBT 7.85 6.88 14.10% 7.67 7.61 0.79% 7.17 6.70 7.01% 8.33 6.59 26.40%
Tax 1.07 1.02 4.90% 1.48 1.52 -2.63% 1.43 1.38 3.62% 1.73 1.32 31.06%
PAT 6.78 5.86 15.70% 6.19 6.08 1.81% 5.74 5.32 7.89% 6.60 5.26 25.48%
PATM 16.26% 17.35% 14.48% 16.83% 14.75% 16.75% 18.31% 17.42%
EPS 4.32 3.73 15.82% 3.94 3.88 1.55% 3.66 3.39 7.96% 4.21 3.35 25.67%

Description Jun 25 Jun 24 Var% Mar 25 Mar 24 Var% Dec 24 Dec 23 Var% Sep 24 Sep 23 Var%
Net Sales 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Expenses 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
EBITDA 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
EBIDTM 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Other Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Interest 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Depreciation 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PBT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Tax 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PAT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PATM 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EPS 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0

Annual Results

Standalone Figures in Rs. Crores

Description TTM Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Net Sales 159.47 151.50 124.79 91.39 79.21 73.60 71.32 57.85 34.13 14.53 10.22 Net Sales Growth 20.92% 21.40% 36.55% 15.38% 7.62% 3.20% 23.28% 69.50% 134.89% 42.17% Cost Of Goods Sold -0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 159.48 151.50 124.79 91.39 79.21 73.60 71.32 57.85 34.13 14.53 10.22 GP Margin 100.01% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 60.93 55.80 43.98 32.30 22.56 20.01 17.61 14.98 11.43 4.47 3.36 Power & Fuel Cost - 0.51 0.35 0.27 0.13 0.11 0.09 0.07 0.02 0.01 0.01 % Of Sales - 0.34% 0.28% 0.30% 0.16% 0.15% 0.13% 0.12% 0.06% 0.07% 0.10% Employee Cost - 37.42 27.30 18.97 13.88 11.37 10.67 7.46 4.04 1.77 0.63 % Of Sales - 24.70% 21.88% 20.76% 17.52% 15.45% 14.96% 12.90% 11.84% 12.18% 6.16% Manufacturing Exp. - 4.30 3.17 2.59 1.96 2.30 1.69 0.86 1.89 1.01 0.51 % Of Sales - 2.84% 2.54% 2.83% 2.47% 3.12% 2.37% 1.49% 5.54% 6.95% 4.99% General & Admin Exp. - 12.16 11.46 7.97 5.53 4.13 4.12 4.28 3.30 1.32 2.17 % Of Sales - 8.03% 9.18% 8.72% 6.98% 5.61% 5.78% 7.40% 9.67% 9.08% 21.23% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 1.92 2.05 2.78 1.19 2.21 1.13 2.38 2.21 0.36 0.00 % Of Sales - 1.27% 1.64% 3.04% 1.50% 3.00% 1.58% 4.11% 6.48% 2.48% 0.39% EBITDA 98.55 95.70 80.81 59.09 56.65 53.59 53.71 42.87 22.70 10.06 6.86 EBITDA Margin 61.80% 63.17% 64.76% 64.66% 71.52% 72.81% 75.31% 74.11% 66.51% 69.24% 67.12% Other Income 3.81 3.05 1.87 2.56 1.60 3.07 1.28 0.28 0.13 0.03 0.04 Interest 64.77 62.04 50.81 37.15 30.55 30.86 30.38 23.12 11.27 5.74 4.04 Depreciation 6.56 6.65 5.78 3.46 2.17 2.02 2.13 0.55 0.44 0.32 0.08 PBT 31.02 30.06 26.10 21.04 25.53 23.77 22.49 19.47 11.12 4.03 2.77 Tax 5.71 5.66 5.04 3.99 5.21 4.94 4.52 4.82 3.04 1.32 0.90 Tax Rate 18.41% 18.83% 19.31% 18.96% 20.41% 20.78% 20.10% 24.76% 27.34% 32.75% 32.49% PAT 25.31 24.39 21.06 17.06 20.32 18.83 17.97 14.64 8.08 2.71 1.87 PAT before Minority Interest 25.31 24.39 21.06 17.06 20.32 18.83 17.97 14.64 8.08 2.71 1.87 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 15.87% 16.10% 16.88% 18.67% 25.65% 25.58% 25.20% 25.31% 23.67% 18.65% 18.30% PAT Growth 12.39% 15.81% 23.45% -16.04% 7.91% 4.79% 22.75% 81.19% 198.15% 44.92% EPS 16.12 15.54 13.41 10.87 12.94 11.99 11.45 9.32 5.15 1.73 1.19

Results Balance Sheet

Standalone Figures in Rs. Crores

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Shareholder's Funds 263.95 159.67 133.26 113.74 93.61 74.86 56.70 42.03 33.97 16.41 Share Capital 15.68 13.30 13.00 13.00 13.00 13.00 13.00 13.00 13.00 11.31 Total Reserves 247.27 144.57 117.76 100.74 80.61 61.86 43.70 29.03 20.97 5.09 Non-Current Liabilities 453.65 383.99 353.62 284.02 283.30 243.58 253.19 136.77 61.62 29.39 Secured Loans 448.77 376.95 357.24 286.63 285.78 245.58 254.80 133.69 60.54 29.17 Unsecured Loans 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Long Term Provisions 0.69 0.48 0.30 0.28 0.23 0.16 0.07 2.75 0.67 0.00 Current Liabilities 145.50 121.61 16.84 17.39 13.72 10.05 10.04 38.93 16.85 13.56 Trade Payables 6.14 3.87 2.72 3.29 3.07 0.36 0.67 0.56 0.80 0.00 Other Current Liabilities 3.30 2.25 14.03 8.77 5.20 4.70 3.38 34.01 14.84 9.89 Short Term Borrowings 135.56 114.31 0.00 0.00 0.00 0.00 0.34 1.24 0.00 2.43 Short Term Provisions 0.50 1.18 0.08 5.34 5.45 4.99 5.65 3.13 1.21 1.24 Total Liabilities 863.10 665.27 503.72 415.15 390.63 328.49 319.93 217.73 112.44 59.36 Net Block 23.83 26.52 24.28 7.42 2.66 3.96 1.52 1.14 0.75 0.84 Gross Block 41.57 37.89 29.87 11.01 8.62 7.93 3.36 2.42 1.59 1.37 Accumulated Depreciation 17.74 11.37 5.59 3.59 5.96 3.96 1.84 1.28 0.84 0.53 Non Current Assets 793.22 642.50 460.50 352.18 329.41 278.13 281.99 177.13 70.21 40.43 Capital Work in Progress 0.48 0.48 0.74 5.24 2.09 0.31 0.08 0.00 0.00 0.00 Non Current Investment 0.44 0.39 0.22 0.25 0.53 0.04 0.04 0.00 0.00 0.00 Long Term Loans & Adv. 3.46 2.85 430.13 334.51 319.48 269.90 276.72 171.00 64.62 39.44 Other Non Current Assets 17.98 22.29 5.08 4.76 4.65 3.91 3.62 4.99 4.84 0.15 Current Assets 69.88 22.77 43.22 62.96 61.22 50.36 37.94 40.60 42.11 18.67 Current Investments 35.73 8.42 11.67 26.66 25.19 9.33 0.63 0.42 0.32 0.84 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash & Bank 17.79 4.95 23.46 24.87 27.01 32.89 28.48 5.83 22.19 2.13 Other Current Assets 16.37 0.38 6.53 5.09 9.02 8.14 8.83 34.35 19.60 15.69 Short Term Loans & Adv. 11.85 9.02 1.57 6.35 5.60 5.02 5.39 32.30 18.90 15.19 Net Current Assets -75.62 -98.84 26.38 45.57 47.50 40.31 27.90 1.66 25.25 5.10 Total Assets 863.10 665.27 503.72 415.14 390.63 328.49 319.93 217.74 112.45 59.36

Cash Flow

Standalone Figures in Rs. Crores

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Cash From Operating Activity -131.49 -140.13 -83.22 3.45 -26.87 23.45 -66.48 -89.92 -24.29 -12.88 PBT 30.06 26.10 21.04 25.53 23.77 22.49 19.47 11.12 4.03 2.77 Adjustment 6.53 7.70 5.21 1.12 2.49 2.06 3.42 2.39 0.14 -0.01 Changes in Working Capital -160.87 -168.34 -104.34 -17.76 -47.82 4.10 -1.97 -100.31 -27.25 -14.82 Cash after chg. in Working capital -124.28 -134.54 -78.08 8.89 -21.56 28.65 20.92 -86.80 -23.08 -12.07 Interest Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Tax Paid -7.21 -5.59 -5.14 -5.44 -5.30 -5.21 -6.04 -3.13 -1.21 -0.81 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 0.00 0.00 0.00 0.00 0.00 0.00 -81.35 0.00 0.00 0.00 Cash From Investing Activity -31.21 -0.63 8.58 -6.47 -19.12 -9.30 -1.06 -0.83 0.23 -1.67 Net Fixed Assets -3.68 -7.76 -14.36 -5.54 -2.47 -4.80 -1.02 -0.83 -0.22 -0.79 Net Investments -27.36 3.08 15.02 -1.19 -16.35 -8.70 -0.25 -0.10 0.52 -0.84 Others -0.17 4.05 7.92 0.26 -0.30 4.20 0.21 0.10 -0.07 -0.04 Cash from Financing Activity 172.92 138.55 73.23 0.88 40.11 -9.39 88.91 74.39 44.12 16.40 Net Cash Inflow / Outflow 10.22 -2.21 -1.41 -2.14 -5.88 4.75 21.38 -16.36 20.06 1.86 Opening Cash & Equivalents 21.25 23.46 24.87 27.01 32.89 28.14 6.76 22.19 2.13 0.27 Closing Cash & Equivalent 31.47 21.25 23.46 24.87 27.01 32.89 28.14 5.83 22.19 2.13

Financial Ratios

Standalone

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Book Value (Rs.) 167.74 118.70 100.59 87.49 72.01 57.58 43.61 32.33 26.03 14.27 ROA 3.19% 3.60% 3.71% 5.04% 5.24% 5.54% 5.45% 4.89% 3.15% 3.72% ROE 11.59% 14.59% 13.95% 19.60% 22.36% 27.32% 29.67% 21.30% 10.83% 12.34% ROCE 12.29% 13.48% 13.06% 14.38% 15.61% 16.72% 16.35% 14.09% 11.75% 14.13% Fixed Asset Turnover 3.81 3.68 4.47 8.07 8.90 12.64 20.02 17.00 9.82 10.52 Receivable days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 0.00 0.00 0.00 0.00 25.06 38.66 93.23 0.00 Cash Conversion Cycle 0.00 0.00 0.00 0.00 0.00 0.00 -25.06 -38.66 -93.23 0.00 Total Debt/Equity 2.22 3.11 2.73 2.52 3.05 3.28 4.50 3.97 2.22 2.56 Interest Cover 1.48 1.51 1.57 1.84 1.77 1.74 1.84 1.99 1.70 1.68

Top Investors:

m3 investment private limited

meenaxi narendra mehta

jagruti rajiv dutia

vivek kumar vashishth

avinash parsram wadhwa

llp

investor education and protection fund (iepf)

Annual Reports:

News Update:

SRG Housing Finance raises Rs 35 crore via NCDs
30th Aug 2025, 12:00 PM

The NCDs will mature on March 1, 2031, and offer a fixed coupon rate of 11.52% per annum, paid monthly
Read More
SRG Housing - Quarterly Results
13th Aug 2025, 14:01 PM

Read More
SRG Housing Finance gets nod to raise Rs 35 crore via NCDs
8th Aug 2025, 16:45 PM

The Borrowing Committee of the Company, at its meeting held on August 7, 2025 has approved issuance of the same
Read More

SRG Housing Finance Ltd.

Finance - Housing

BSE: 534680 | NSE: SRGHFL

Stock Summary

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Standalone Figures in Rs. Crores /

Annual Results

Standalone Figures in Rs. Crores

Results Balance Sheet

Standalone Figures in Rs. Crores

Cash Flow

Standalone Figures in Rs. Crores

Financial Ratios

Standalone

Top Investors:

Annual Reports:

News Update:

SRG Housing Finance Ltd.

Finance - Housing

BSE: 534680 | NSE: SRGHFL

Stock Summary

Shareholding Pattern

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Standalone Figures in Rs. Crores /

Annual Results

Standalone Figures in Rs. Crores

Results Balance Sheet

Standalone Figures in Rs. Crores

Cash Flow

Standalone Figures in Rs. Crores

Financial Ratios

Standalone

Top Investors:

Annual Reports:

News Update: