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Sensex
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55.70 (0.22%)
193.42 (0.23%)

Shriram Finance Ltd.

Finance - NBFC

Rating :
67/99

BSE: 511218 | NSE: SHRIRAMFIN

NSE BSE
676.15
04-Jul-2025
  • Open
  • High
  • Low
  • Previous Close
  •  675.95
  •  684.4
  •  670
  •  675.40
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  3843226
  •  2603062377.45
  •  730.45
  •  493.35

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 1,27,131.48
  • 13.31
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 3,40,360.52
  • 1.46%
  • 2.25

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 25.40%
  • 0.37%
  • 4.48%
  • FII
  • DII
  • Others
  • 53.58%
  • 13.15%
  • 3.02%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 14.98
  • 19.15
  • 11.14

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 15.85
  • 19.25
  • 6.69

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 23.03
  • 30.46
  • 16.13

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 13.14
  • 12.80
  • 12.38

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.73
  • 1.61
  • 1.79

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 9.28
  • 8.95
  • 8.49

Earnings Forecasts:

(Updated: 06-06-2025)
Description
2024
2025
2026
2027
Adj EPS
38.33
51.91
51.32
61.02
P/E Ratio
17.64
13.03
13.18
11.08
Revenue
34964
41834
27177
31518
EBITDA
25025
30024
17200
20076
Net Income
7190
9761
9728
11548
ROA
3.3
3.5
3.1
3.2
P/B Ratio
2.62
2.26
2.00
1.53
ROE
15.65
18.62
16.02
16.58
FCFF
-28027
-43875
FCFF Yield
-10.01
-15.67
Net Debt
130585
156746
244284
279757
BVPS
258.48
299.3
338.78
441.66

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Var%
Dec 24
Dec 23
Var%
Sep 24
Sep 23
Var%
Jun 24
Jun 23
Var%
Net Sales
11,454.23
9,483.71
20.78%
10,698.31
8,922.39
19.90%
10,089.54
8,555.48
17.93%
9,604.98
8,002.83
20.02%
Expenses
3,293.22
2,712.29
21.42%
3,033.14
2,634.08
15.15%
2,835.87
2,453.53
15.58%
2,660.73
2,140.98
24.28%
EBITDA
8,161.01
6,771.42
20.52%
7,665.17
6,288.31
21.90%
7,253.67
6,101.95
18.87%
6,944.25
5,861.85
18.47%
EBIDTM
71.25%
71.40%
71.65%
70.48%
71.89%
71.32%
72.30%
73.25%
Other Income
6.02
14.14
-57.43%
7.16
4.91
45.82%
7.14
8.97
-20.40%
4.73
5.18
-8.69%
Interest
5,223.99
3,987.97
30.99%
4,751.26
3,706.89
28.17%
4,350.42
3,621.86
20.12%
4,128.91
3,487.54
18.39%
Depreciation
171.06
153.47
11.46%
161.92
146.71
10.37%
158.86
136.78
16.14%
153.48
131.87
16.39%
PBT
2,771.98
2,644.12
4.84%
4,312.81
2,439.62
76.78%
2,751.53
2,352.28
16.97%
2,666.59
2,247.62
18.64%
Tax
632.59
698.25
-9.40%
1,080.74
621.29
73.95%
680.27
601.44
13.11%
686.00
572.18
19.89%
PAT
2,139.39
1,945.87
9.95%
3,232.07
1,818.33
77.75%
2,071.26
1,750.84
18.30%
1,980.59
1,675.44
18.21%
PATM
18.68%
20.52%
30.21%
20.38%
20.53%
20.46%
20.62%
20.94%
EPS
11.40
10.69
6.64%
3.45
9.94
-65.29%
11.39
9.52
19.64%
10.76
9.10
18.24%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Net Sales
-
41,834.42
34,964.41
30,476.78
19,255.17
17,421.52
16,561.37
15,529.15
13,467.17
10,902.71
10,358.59
Net Sales Growth
-
19.65%
14.72%
58.28%
10.53%
5.19%
6.65%
15.31%
23.52%
5.25%
 
Cost Of Goods Sold
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
-
41,834.42
34,964.41
30,476.78
19,255.17
17,421.52
16,561.37
15,529.15
13,467.17
10,902.71
10,358.59
GP Margin
-
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
-
11,732.43
9,874.77
8,699.23
5,818.27
4,941.48
4,687.19
4,244.90
3,304.76
3,712.60
3,447.32
Power & Fuel Cost
-
41.96
37.58
31.94
16.45
15.21
21.08
18.29
17.56
15.47
14.40
% Of Sales
-
0.10%
0.11%
0.10%
0.09%
0.09%
0.13%
0.12%
0.13%
0.14%
0.14%
Employee Cost
-
3,651.16
3,215.59
2,636.42
997.09
906.25
1,010.82
883.06
744.70
582.93
623.73
% Of Sales
-
8.73%
9.20%
8.65%
5.18%
5.20%
6.10%
5.69%
5.53%
5.35%
6.02%
Manufacturing Exp.
-
1,356.36
1,057.75
915.18
400.35
387.13
357.63
409.89
353.20
311.06
212.00
% Of Sales
-
3.24%
3.03%
3.00%
2.08%
2.22%
2.16%
2.64%
2.62%
2.85%
2.05%
General & Admin Exp.
-
1,154.04
874.01
786.10
421.19
414.98
405.06
385.83
389.03
328.97
373.08
% Of Sales
-
2.76%
2.50%
2.58%
2.19%
2.38%
2.45%
2.48%
2.89%
3.02%
3.60%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
5,570.87
4,727.42
4,361.53
3,999.64
3,233.12
2,913.68
2,566.12
1,817.84
2,489.64
0.00
% Of Sales
-
13.32%
13.52%
14.31%
20.77%
18.56%
17.59%
16.52%
13.50%
22.84%
21.61%
EBITDA
-
30,101.99
25,089.64
21,777.55
13,436.90
12,480.04
11,874.18
11,284.25
10,162.41
7,190.11
6,911.27
EBITDA Margin
-
71.96%
71.76%
71.46%
69.78%
71.64%
71.70%
72.66%
75.46%
65.95%
66.72%
Other Income
-
25.05
38.33
32.70
25.06
25.84
20.87
102.99
62.26
1.76
3.38
Interest
-
18,532.47
14,875.50
12,995.84
9,777.34
9,090.51
8,315.33
7,566.00
6,415.59
5,218.95
5,087.74
Depreciation
-
645.32
568.83
600.69
135.37
137.36
141.05
42.97
36.83
34.87
37.63
PBT
-
10,949.25
9,683.64
8,213.72
3,549.25
3,278.01
3,438.67
3,778.27
3,772.24
1,938.05
1,789.28
Tax
-
3,079.60
2,493.16
2,202.25
841.32
790.75
936.83
1,214.28
1,349.33
672.42
605.66
Tax Rate
-
24.63%
25.75%
26.81%
23.70%
24.12%
27.24%
32.14%
34.64%
34.70%
33.85%
PAT
-
9,400.81
7,157.97
6,002.48
2,707.93
2,487.26
2,501.84
2,563.99
2,546.39
1,265.63
1,183.62
PAT before Minority Interest
-
9,423.31
7,190.48
6,011.47
2,707.93
2,487.26
2,501.84
2,563.99
2,546.39
1,265.63
1,183.62
Minority Interest
-
-22.50
-32.51
-8.99
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
-
22.47%
20.47%
19.70%
14.06%
14.28%
15.11%
16.51%
18.91%
11.61%
11.43%
PAT Growth
-
31.33%
19.25%
121.66%
8.87%
-0.58%
-2.42%
0.69%
101.20%
6.93%
 
EPS
-
49.99
38.07
31.92
14.40
13.23
13.30
13.64
13.54
6.73
6.29

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Shareholder's Funds
56,469.82
48,947.16
43,512.86
26,094.26
21,717.29
18,142.31
15,962.75
13,690.36
11,331.93
10,175.48
Share Capital
376.08
375.79
374.43
270.52
253.06
226.88
226.90
226.91
226.91
226.91
Total Reserves
56,050.82
48,498.86
42,938.59
25,823.74
21,464.23
17,915.43
15,735.85
13,463.46
11,104.71
9,948.31
Non-Current Liabilities
1,66,331.84
1,28,955.04
1,69,685.43
1,19,031.23
1,10,361.98
95,397.52
86,017.77
79,391.47
40,996.13
36,328.11
Secured Loans
1,25,449.90
93,333.52
1,22,843.22
87,393.44
84,211.42
74,271.06
66,004.13
63,371.23
25,371.04
21,043.22
Unsecured Loans
43,673.02
37,862.19
40,880.80
26,619.27
21,268.02
18,044.88
16,961.79
13,560.84
8,327.57
9,225.66
Long Term Provisions
213.52
175.18
7,705.32
5,584.42
5,179.53
2,926.81
2,909.82
2,356.88
6,255.85
5,204.63
Current Liabilities
67,225.64
66,565.20
8,340.29
2,543.92
2,363.78
4,651.94
6,275.19
11,062.48
27,736.44
26,502.59
Trade Payables
298.85
245.88
314.64
168.70
153.43
144.97
136.18
219.77
171.67
1,536.58
Other Current Liabilities
1,682.62
1,651.56
1,670.74
1,030.01
1,256.42
1,141.14
951.66
820.39
18,584.04
18,183.70
Short Term Borrowings
65,074.33
64,300.37
478.22
484.00
716.97
2,055.81
4,948.48
5,198.78
4,954.24
3,330.44
Short Term Provisions
169.84
367.39
5,876.69
861.21
236.96
1,310.02
238.87
4,823.54
4,026.49
3,451.87
Total Liabilities
2,90,027.30
2,45,196.92
2,21,825.26
1,47,669.41
1,34,443.05
1,18,191.77
1,08,255.71
1,04,144.31
80,064.50
73,006.18
Net Block
2,914.08
3,716.88
3,710.89
416.12
437.34
488.87
145.43
119.96
134.23
152.11
Gross Block
5,230.20
5,692.59
5,140.33
1,277.94
648.50
575.98
198.82
138.55
334.33
324.89
Accumulated Depreciation
2,316.12
1,975.71
1,429.44
861.82
211.16
87.11
53.39
18.60
200.10
172.78
Non Current Assets
2,59,696.25
2,32,152.08
1,98,533.23
1,30,015.96
1,17,576.75
1,08,949.09
1,04,161.08
95,902.26
51,348.36
46,753.63
Capital Work in Progress
0.00
0.00
66.08
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Non Current Investment
10,586.23
8,032.40
7,430.07
6,971.23
3,346.77
2,935.63
4,127.60
2,458.34
1,467.92
1,222.51
Long Term Loans & Adv.
432.07
572.51
8,550.29
5,956.86
5,484.92
3,285.72
3,121.00
2,558.78
2,542.13
2,524.18
Other Non Current Assets
371.08
1,133.69
88.14
4.63
4.68
7.24
15.56
19.57
73.38
4.82
Current Assets
30,330.08
13,044.84
23,292.03
17,653.45
16,866.30
9,242.68
4,094.63
8,242.06
28,713.22
26,242.50
Current Investments
5,201.73
1,439.42
0.00
0.00
0.00
0.00
0.00
0.00
52.25
116.99
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
50.82
51.63
446.69
195.84
58.82
16.14
28.42
17.47
8.68
10.09
Cash & Bank
20,968.21
7,946.59
16,306.95
16,355.16
16,441.82
7,314.92
3,981.47
3,674.56
4,445.31
2,365.55
Other Current Assets
4,109.32
3,586.68
698.01
210.72
365.66
1,911.62
84.74
4,550.03
24,206.98
23,749.86
Short Term Loans & Adv.
0.00
20.52
5,840.38
891.73
3.10
1,077.82
2.64
4,479.70
24,099.37
23,665.03
Net Current Assets
-36,895.56
-53,520.36
14,951.74
15,109.53
14,502.52
4,590.74
-2,180.56
-2,820.42
976.78
-260.10
Total Assets
2,90,026.33
2,45,196.92
2,21,825.26
1,47,669.41
1,34,443.05
1,18,191.77
1,08,255.71
1,04,144.32
80,064.49
73,006.20

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Cash From Operating Activity
-43,651.90
-31,118.27
-17,625.25
-8,859.02
-4,238.77
-2,463.58
-5,534.98
-13,142.01
-2,677.25
-5,507.18
PBT
12,685.73
9,960.17
8,213.72
3,549.25
3,278.01
3,438.67
3,778.27
3,895.72
1,938.05
1,789.28
Adjustment
6,863.88
5,741.91
4,488.11
5,091.31
6,397.12
2,375.47
2,421.66
1,495.94
2,490.74
2,162.48
Changes in Working Capital
-59,559.64
-43,386.08
-27,060.51
-16,347.64
-12,655.15
-7,212.69
-10,382.50
-17,661.30
-6,425.34
-8,907.11
Cash after chg. in Working capital
-40,010.03
-27,684.00
-14,358.68
-7,707.08
-2,980.02
-1,398.55
-4,182.57
-12,269.64
-1,996.55
-4,955.35
Interest Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
-3,641.87
-3,434.27
-3,266.57
-1,151.94
-1,258.75
-1,065.03
-1,352.41
-872.37
-680.70
-551.83
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
3,661.21
-258.21
-193.04
-34.33
-24.88
-55.20
-76.14
90.68
-1.50
-35.82
Net Fixed Assets
-90.29
-424.15
-3,886.88
-180.38
-72.52
-377.16
-50.03
124.85
-9.08
-31.48
Net Investments
-4,942.07
-2,091.58
-1,755.90
-3,611.31
-399.37
1,202.65
-1,657.67
-794.11
-193.18
1,971.01
Others
8,693.57
2,257.52
5,449.74
3,757.36
447.01
-880.69
1,631.56
759.94
200.76
-1,975.35
Cash from Financing Activity
44,521.09
27,626.01
11,819.51
8,504.86
12,225.59
4,578.63
5,549.55
13,014.42
3,016.51
2,822.42
Net Cash Inflow / Outflow
4,530.40
-3,750.47
-5,998.78
-388.49
7,961.94
2,059.85
-61.57
-36.91
337.76
-2,720.58
Opening Cash & Equivalents
6,182.36
9,932.83
10,662.44
11,050.93
3,088.99
1,029.14
1,090.71
1,132.40
805.47
3,526.05
Closing Cash & Equivalent
10,681.40
6,013.37
9,932.84
10,662.44
11,050.93
3,088.99
1,029.14
1,090.71
1,143.24
805.47

Financial Ratios

Consolidated /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Book Value (Rs.)
300.08
260.12
1156.77
964.60
858.19
779.11
685.51
587.92
486.50
436.53
ROA
3.52%
3.08%
3.25%
1.92%
1.97%
2.21%
2.41%
2.76%
1.65%
1.70%
ROE
17.90%
15.60%
17.32%
11.33%
12.48%
14.67%
17.29%
20.36%
11.78%
12.20%
ROCE
11.60%
10.86%
12.18%
9.93%
10.29%
10.86%
11.36%
12.87%
11.51%
11.87%
Fixed Asset Turnover
7.66
6.46
9.50
20.01
28.46
42.75
92.06
56.96
33.08
33.27
Receivable days
0.45
2.60
3.85
2.41
0.79
0.49
0.54
0.35
0.31
0.23
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
0.00
0.00
0.00
0.00
33.48
47.86
61.84
329.48
567.70
Cash Conversion Cycle
0.45
2.60
3.85
2.41
0.79
-32.99
-47.32
-61.49
-329.17
-567.47
Total Debt/Equity
4.15
4.00
3.79
4.39
4.89
5.20
5.51
6.00
4.69
4.90
Interest Cover
1.67
1.65
1.63
1.36
1.36
1.41
1.50
1.61
1.37
1.35

Annual Reports:

FY 2025
FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016

News Update:


  • Shriram Finance raises Rs 485 crore through NCDs
    30th Jun 2025, 17:43 PM

    The company has raised funds through allotment of 48,500, 9.2330% p.a. NCDs

    Read More
  • Shriram Finance to revise interest rates on fixed deposits
    19th Jun 2025, 09:39 AM

    As per the revised structure, senior citizens would be eligible for an additional interest of 0.50 per cent per annum

    Read More
  • Shriram Finance acquire Shriram Overseas Investments
    10th May 2025, 12:18 PM

    SOIPL has become wholly owned subsidiary of the company

    Read More
  • Shriram Finance inks pact with GreenLine Mobility Solutions
    8th May 2025, 14:46 PM

    On May 7, 2025, GreenLine Mobility Solutions has flagged off a new fleet of LNG-powered trucks at Chakan, Pune

    Read More
  • Shriram Finance reports 6% rise in Q4 consolidated net profit
    28th Apr 2025, 12:00 PM

    Consolidated total income of the company increased by 20.66% at Rs 11,460.25 crore for Q4FY25

    Read More
  • Shriram Finance gets RBI’s nod to acquire 100% equity stake in SOIPL
    2nd Apr 2025, 11:52 AM

    The Board of Directors of the company in its meeting held on April 26, 2024 had approved the same

    Read More
  • Shriram Finance aims to cross Rs 3 lakh crore in assets during FY26
    31st Mar 2025, 14:15 PM

    Earlier this month, Shriram Finance secured $306 million in funding from various multilateral and bilateral development financial institutions

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.