Nifty
:
24834.85
Sensex
:
81332.72
428.75 (1.76%)
1292.92 (1.62%)
Nifty
Sensex
:
:
24834.85
81332.72
428.75 (1.76%)
1292.92 (1.62%)

Tata Motors Ltd.

Automobiles-Trucks/Lcv

Rating :
69/99

BSE: 500570 | NSE: TATAMOTORS

NSE BSE
993.65
05-Jul-2024
  • Open
  • High
  • Low
  • Previous Close
  •  1005.00
  •  1006.60
  •  989.95
  •  998.20
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  9050375
  •  90226.30
  •  1120.50
  •  593.30

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 371,829.81
  • 11.84
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 424,523.21
  • 0.54%
  • 4.39

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 46.36%
  • 0.69%
  • 17.09%
  • FII
  • DII
  • Others
  • 18.18%
  • 15.13%
  • 2.55%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 5.22
  • 10.90
  • 16.29

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 4.26
  • 27.47
  • 20.59

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 8.43
  • -
  • -

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 2.36
  • 2.87
  • 4.07

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 5.84
  • 6.60
  • 7.16

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Var%
Dec 23
Dec 22
Var%
Sep 23
Sep 22
Var%
Jun 23
Jun 22
Var%
Net Sales
119,986.31
105,932.35
13.27%
110,577.14
88,488.59
24.96%
105,128.24
79,611.37
32.05%
102,236.08
71,934.66
42.12%
Expenses
102,991.13
93,136.27
10.58%
95,243.80
78,845.62
20.80%
91,454.11
74,039.06
23.52%
89,018.36
69,521.93
28.04%
EBITDA
16,995.18
12,796.08
32.82%
15,333.34
9,642.97
59.01%
13,674.13
5,572.31
145.39%
13,217.72
2,412.73
447.83%
EBIDTM
14.16%
12.08%
13.87%
10.90%
13.01%
7.00%
12.93%
3.35%
Other Income
1,599.97
1,895.25
-15.58%
1,583.83
2,307.65
-31.37%
1,723.55
1,038.51
65.96%
1,360.54
887.36
53.32%
Interest
2,233.77
2,641.67
-15.44%
2,484.91
2,675.83
-7.13%
2,651.69
2,487.26
6.61%
2,615.39
2,420.72
8.04%
Depreciation
7,150.53
7,050.20
1.42%
6,850.00
6,071.78
12.82%
6,636.42
5,897.34
12.53%
6,633.18
5,841.04
13.56%
PBT
9,122.76
4,784.14
90.69%
7,493.96
3,202.61
134.00%
5,985.88
-1,461.15
-
4,652.71
-3,468.05
-
Tax
-8,159.28
-620.65
-
541.79
262.83
106.14%
2,202.84
-457.08
-
1,563.01
1,518.96
2.90%
PAT
17,282.04
5,404.79
219.75%
6,952.17
2,939.78
136.49%
3,783.04
-1,004.07
-
3,089.70
-4,987.01
-
PATM
14.40%
5.10%
6.29%
3.32%
3.60%
-1.26%
3.02%
-6.93%
EPS
45.42
14.12
221.67%
18.33
7.72
137.44%
9.82
-2.47
-
8.36
-13.07
-

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Net Sales
-
437,927.77
345,966.97
278,453.62
249,794.75
261,067.97
301,938.40
291,550.48
269,692.51
273,045.60
263,158.98
Net Sales Growth
-
26.58%
24.25%
11.47%
-4.32%
-13.54%
3.56%
8.10%
-1.23%
3.76%
 
Cost Of Goods Sold
-
272,755.70
226,469.64
180,885.82
158,291.52
167,428.28
197,566.56
187,228.60
166,671.73
161,156.14
160,080.11
Gross Profit
-
165,172.07
119,497.33
97,567.80
91,503.23
93,639.69
104,371.84
104,321.88
103,020.78
111,889.46
103,078.87
GP Margin
-
37.72%
34.54%
35.04%
36.63%
35.87%
34.57%
35.78%
38.20%
40.98%
39.17%
Total Expenditure
-
378,389.43
314,151.17
255,104.10
220,621.56
243,378.17
278,604.19
262,656.68
240,909.54
237,510.50
223,920.33
Power & Fuel Cost
-
2,195.12
2,513.33
2,178.29
1,112.87
1,264.95
1,585.93
1,308.08
1,159.82
1,143.63
1,121.75
% Of Sales
-
0.50%
0.73%
0.78%
0.45%
0.48%
0.53%
0.45%
0.43%
0.42%
0.43%
Employee Cost
-
42,486.64
33,654.70
30,808.52
27,648.48
30,438.60
33,243.87
30,300.09
28,332.89
28,880.89
25,548.96
% Of Sales
-
9.70%
9.73%
11.06%
11.07%
11.66%
11.01%
10.39%
10.51%
10.58%
9.71%
Manufacturing Exp.
-
31,666.89
26,005.68
21,371.20
16,495.50
19,842.17
21,383.13
23,102.47
21,033.14
22,945.07
18,583.49
% Of Sales
-
7.23%
7.52%
7.67%
6.60%
7.60%
7.08%
7.92%
7.80%
8.40%
7.06%
General & Admin Exp.
-
3,558.79
5,460.52
4,702.35
16,950.05
2,715.62
2,764.03
3,776.28
1,945.48
3,095.44
23,648.58
% Of Sales
-
0.81%
1.58%
1.69%
6.79%
1.04%
0.92%
1.30%
0.72%
1.13%
8.99%
Selling & Distn. Exp.
-
22,806.46
16,532.71
13,638.20
11,993.65
18,498.83
20,620.33
16,668.66
16,805.05
15,559.95
8,501.36
% Of Sales
-
5.21%
4.78%
4.90%
4.80%
7.09%
6.83%
5.72%
6.23%
5.70%
3.23%
Miscellaneous Exp.
-
2,919.83
3,514.59
1,519.72
978.62
3,189.72
1,440.34
272.50
4,961.43
4,729.38
8,501.36
% Of Sales
-
0.67%
1.02%
0.55%
0.39%
1.22%
0.48%
0.09%
1.84%
1.73%
0.70%
EBITDA
-
59,538.34
31,815.80
23,349.52
29,173.19
17,689.80
23,334.21
28,893.80
28,782.97
35,535.10
39,238.65
EBITDA Margin
-
13.60%
9.20%
8.39%
11.68%
6.78%
7.73%
9.91%
10.67%
13.01%
14.91%
Other Income
-
5,949.92
4,737.06
4,424.20
5,757.43
3,270.42
4,295.43
6,521.47
1,560.26
2,040.88
898.74
Interest
-
9,985.76
10,225.48
9,311.86
8,097.17
7,243.33
5,758.60
4,681.79
4,238.01
4,889.08
4,861.49
Depreciation
-
27,270.13
24,860.36
24,835.69
23,546.71
21,425.43
23,590.63
21,553.59
17,904.99
16,710.78
13,388.63
PBT
-
28,232.37
1,467.02
-6,373.83
3,286.74
-7,708.54
-1,719.59
9,179.89
8,200.23
15,976.12
21,887.27
Tax
-
-3,851.64
704.06
4,231.29
2,541.86
395.25
-2,437.45
4,341.93
3,251.23
3,025.05
7,642.91
Tax Rate
-
-14.13%
23.03%
-60.42%
-24.27%
-3.74%
7.77%
38.92%
34.90%
21.42%
35.22%
PAT
-
31,399.09
2,414.29
-11,367.41
-13,072.43
-11,070.85
-29,035.73
6,710.65
5,961.36
11,001.84
13,972.87
PAT before Minority Interest
-
31,806.75
2,689.87
-11,234.70
-13,016.14
-10,975.23
-28,933.70
6,813.10
6,063.56
11,100.72
14,059.65
Minority Interest
-
-407.66
-275.58
-132.71
-56.29
-95.62
-102.03
-102.45
-102.20
-98.88
-86.78
PAT Margin
-
7.17%
0.70%
-4.08%
-5.23%
-4.24%
-9.62%
2.30%
2.21%
4.03%
5.31%
PAT Growth
-
1,200.55%
-
-
-
-
-
12.57%
-45.81%
-21.26%
 
EPS
-
94.46
7.26
-34.20
-39.33
-33.31
-87.35
20.19
17.93
33.10
42.04

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Shareholder's Funds
84,918.02
45,321.79
44,561.24
55,246.72
63,078.53
60,179.56
95,427.91
58,061.89
78,952.41
56,261.92
Share Capital
766.50
766.02
765.88
765.81
719.54
679.22
679.22
679.22
679.18
643.78
Total Reserves
84,060.57
44,490.09
43,750.69
54,458.73
61,478.35
59,491.90
94,748.69
57,382.67
78,273.23
55,618.14
Non-Current Liabilities
90,854.01
123,269.87
127,233.97
124,036.06
112,317.22
95,883.37
88,019.37
95,152.44
76,749.44
78,957.53
Secured Loans
13,286.04
11,153.36
15,136.69
19,351.30
13,703.67
13,271.81
7,755.68
7,757.76
5,666.36
8,324.30
Unsecured Loans
48,862.49
77,542.45
82,622.48
73,761.47
69,611.95
57,545.69
53,443.82
52,871.42
44,844.03
47,747.04
Long Term Provisions
16,536.66
13,196.53
12,955.89
13,606.76
14,736.69
11,854.85
10,948.44
20,988.48
13,438.25
15,134.27
Current Liabilities
173,617.00
155,027.33
150,679.69
157,749.18
140,454.05
145,457.43
143,219.47
115,629.52
107,049.43
100,272.00
Trade Payables
93,978.52
79,251.76
69,750.33
76,040.15
66,398.21
71,690.67
76,939.83
62,532.57
61,561.79
57,407.28
Other Current Liabilities
60,085.40
48,643.88
51,530.82
46,111.77
46,324.13
42,402.11
39,972.22
32,036.67
27,468.82
23,688.58
Short Term Borrowings
5,734.47
14,066.84
17,378.38
21,662.79
16,362.53
20,150.26
16,794.85
13,859.94
11,450.78
13,140.14
Short Term Provisions
13,818.61
13,064.85
12,020.16
13,934.47
11,369.18
11,214.39
9,512.57
7,200.34
6,568.04
6,036.00
Total Liabilities
357,564.94
330,896.71
326,745.96
338,605.45
316,663.36
302,043.42
327,191.81
269,297.02
263,184.12
235,924.79
Net Block
121,285.46
132,079.76
138,855.45
138,707.61
127,107.14
111,234.47
121,413.86
95,944.08
107,231.76
88,479.49
Gross Block
334,482.09
331,141.36
324,096.02
313,692.35
270,578.56
232,516.97
213,209.05
163,512.21
168,940.61
162,903.55
Accumulated Depreciation
213,115.31
199,061.60
185,240.57
174,984.74
143,471.42
121,282.50
91,795.19
67,568.13
61,708.85
74,424.06
Non Current Assets
189,172.79
179,368.24
179,771.54
191,717.81
197,076.11
178,612.26
191,218.97
153,177.27
153,260.45
134,166.39
Capital Work in Progress
35,698.43
14,274.50
10,251.09
20,963.93
35,622.29
31,883.84
40,033.50
33,698.84
25,918.94
28,640.09
Non Current Investment
8,717.83
7,540.85
6,670.31
5,569.09
5,446.94
6,240.89
5,651.65
5,296.77
4,533.98
1,240.50
Long Term Loans & Adv.
6,342.99
4,915.62
3,703.70
3,888.53
4,017.16
2,908.28
2,730.65
3,472.57
13,153.30
14,948.31
Other Non Current Assets
17,128.08
20,557.51
20,290.99
22,588.65
24,882.58
26,344.78
21,389.31
14,765.01
2,422.47
858.00
Current Assets
167,718.24
150,700.69
146,453.69
146,887.64
119,587.25
123,431.16
135,972.84
116,119.75
109,923.67
101,758.40
Current Investments
14,253.24
18,838.31
22,709.22
19,051.19
10,861.54
9,529.83
15,161.10
15,041.15
19,233.04
14,096.24
Inventories
47,788.29
40,755.39
35,240.34
36,088.59
37,456.88
39,013.73
42,137.63
35,085.31
32,655.73
29,272.34
Sundry Debtors
16,951.81
15,737.97
12,442.12
12,679.08
11,172.69
18,996.17
19,893.30
14,075.55
13,570.91
12,579.20
Cash & Bank
45,806.69
37,015.56
40,669.19
46,792.46
33,726.97
32,648.82
34,613.91
36,077.88
30,460.40
32,115.76
Other Current Assets
42,918.21
4,608.00
5,456.46
23,184.50
26,369.17
23,242.61
24,166.90
15,839.86
14,003.59
13,694.86
Short Term Loans & Adv.
35,116.43
33,745.46
29,936.36
9,091.82
7,505.35
8,418.14
8,665.10
8,186.87
7,554.34
10,746.44
Net Current Assets
-5,898.76
-4,326.64
-4,226.00
-10,861.54
-20,866.80
-22,026.27
-7,246.63
490.23
2,874.24
1,486.40
Total Assets
356,891.03
330,068.93
326,225.23
338,605.45
316,663.36
302,043.42
327,191.81
269,297.02
263,184.12
235,924.79

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Cash From Operating Activity
67,915.36
35,388.01
14,282.83
29,000.51
26,632.94
18,890.75
23,857.42
30,199.25
37,899.54
35,531.26
PBT
27,955.11
3,393.93
-7,077.47
-10,853.24
-10,579.98
-28,724.20
9,091.36
7,556.56
11,678.19
13,986.29
Adjustment
37,151.35
38,300.20
34,020.24
42,050.88
33,932.46
57,495.07
24,220.92
21,283.55
26,947.94
29,410.82
Changes in Working Capital
7,325.17
-3,127.13
-10,750.30
-92.57
5,065.40
-7,220.69
-6,433.70
3,254.24
1,313.18
-3,671.81
Cash after chg. in Working capital
72,431.63
38,567.00
16,192.47
31,105.07
28,417.88
21,550.18
26,878.58
32,094.35
39,939.31
39,725.30
Interest Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
-4,516.27
-3,178.99
-1,909.64
-2,104.56
-1,784.94
-2,659.43
-3,021.16
-1,895.10
-2,039.77
-4,194.04
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-22,828.09
-16,804.16
-4,775.12
-26,126.25
-34,170.22
-19,711.09
-26,201.61
-38,079.88
-37,504.43
-34,867.22
Net Fixed Assets
-1,842.77
1,162.97
26,335.51
-1,997.04
-4,561.21
-3,321.18
-1,205.36
-2,165.00
-7,136.95
-2,708.48
Net Investments
15.51
2,074.89
-16,706.30
-1,077.00
251.20
-103.80
532.24
-332.49
23.85
1,471.25
Others
-21,000.83
-20,042.02
-14,404.33
-23,052.21
-29,860.21
-16,286.11
-25,528.49
-35,582.39
-30,391.33
-33,629.99
Cash from Financing Activity
-37,005.99
-26,242.90
-3,380.17
9,904.20
3,389.61
8,830.37
2,011.71
6,205.30
-3,795.12
5,201.44
Net Cash Inflow / Outflow
8,081.28
-7,659.05
6,127.54
12,778.46
-4,147.67
8,010.03
-332.48
-1,675.33
-3,400.01
5,865.48
Opening Cash & Equivalents
31,886.95
38,159.01
31,700.01
18,467.80
21,559.80
14,716.75
13,986.76
17,153.61
19,743.09
16,627.98
Closing Cash & Equivalent
40,014.76
31,886.95
38,159.01
31,700.01
18,467.80
21,559.80
14,716.75
13,986.76
17,153.61
21,128.33

Financial Ratios

Consolidated /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Book Value (Rs.)
221.35
118.17
116.26
144.23
172.89
177.19
281.01
170.98
232.51
172.88
ROA
9.24%
0.82%
-3.38%
-3.97%
-3.55%
-9.20%
2.28%
2.28%
4.45%
6.20%
ROE
48.90%
5.99%
-22.53%
-22.17%
-17.94%
-37.19%
8.88%
8.85%
16.42%
23.08%
ROCE
21.41%
7.67%
1.23%
-1.27%
-1.92%
-14.61%
9.87%
9.51%
13.67%
20.75%
Fixed Asset Turnover
1.32
1.06
0.87
0.86
1.04
1.35
1.55
1.65
1.67
1.77
Receivable days
13.62
14.87
16.46
17.43
21.09
23.51
21.21
18.38
17.19
15.84
Inventory Days
36.90
40.09
46.75
53.73
53.46
49.05
48.21
45.04
40.70
38.69
Payable days
107.12
106.39
129.29
151.96
144.04
86.63
84.02
80.94
81.53
83.71
Cash Conversion Cycle
-56.60
-51.44
-66.08
-80.81
-69.49
-14.08
-14.60
-17.52
-23.64
-29.18
Total Debt/Equity
1.16
2.78
3.14
2.46
1.91
1.76
0.93
1.35
0.88
1.31
Interest Cover
3.80
1.33
0.25
-0.29
-0.46
-4.45
3.38
3.20
3.89
5.46

Annual Reports:

FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016
FY 2015

News Update:


  • Tata Motors’ arm reports 31% rise in retail sales during Q1FY25
    10th Jul 2024, 17:09 PM

    Range Rover, Range Rover Sport and Defender account for 75 per cent of the total order book

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  • Tata Motors Group’s global wholesales rise 2% in Q1FY25
    8th Jul 2024, 15:58 PM

    Global wholesales of all Tata Motors’ commercial vehicles and Tata Daewoo range in Q1 FY25 were at 93,410 units, higher by 6%, over Q1 FY24

    Read More
  • Tata Motors’ JLR reports 5% rise in wholesale, 9% jump in retail sales for Q1FY25
    8th Jul 2024, 12:44 PM

    Wholesales of Range Rover and Range Rover Sport models increased in the first quarter by 22% and 46% respectively versus the previous year

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  • Tata Motors inks MoU with Bajaj Finance
    25th Jun 2024, 14:05 PM

    Bajaj Finance will offer financing solutions across the entire commercial vehicle portfolio

    Read More
  • Tata Motors launches Fleet Verse for entire range of commercial vehicles
    21st Jun 2024, 09:30 AM

    Built on five key pillars, Fleet Verse is designed to consolidate all aspects of commercial vehicle ownership onto a single platform

    Read More
  • Tata Motors’ arm inks letter of intent with Chery
    19th Jun 2024, 17:01 PM

    The letter of intent is to license the Freelander brand to their JV for development of electric vehicles in China

    Read More
  • Tata Motors to increase prices of commercial vehicles
    19th Jun 2024, 11:59 AM

    The price increase is to offset the impact of rising commodity prices

    Read More
  • Tata Motors’ arm signs Letter of Intent with Chery Automobile Company
    19th Jun 2024, 09:50 AM

    The CJLR Joint Venture will pivot to produce an advanced portfolio of electric vehicles based on Chery’s EV architecture, exclusively under the Freelander name

    Read More
  • Tata Motors’ arm gets 5 star Bharat-NCAP safety rating for Punch.ev, Nexon.ev
    13th Jun 2024, 15:14 PM

    With this, the company is now the only OEM with the safest range of SUV portfolio scoring 5-stars across Bharat-NCAP and Global-NCAP tests

    Read More
  • Tata Motors supplies over 100 units of Tata Ace EV to Magenta Mobility
    12th Jun 2024, 11:17 AM

    This deployment is part of the MoU inked between the two entities in October 2023, which targeted 500 units of the revolutionary Tata Ace EV

    Read More
  • Tata Motors launches Altroz Racer
    7th Jun 2024, 14:30 PM

    Furthermore , beefing up the Altroz line up, Tata Motors has also introduced two new variants (XZ LUX and XZ+S LUX) and upgraded one variant (XZ+OS) in its Altroz range

    Read More
  • Tata Motors’ arm to merge with Tata Capital
    5th Jun 2024, 13:04 PM

    The scheme of arrangement will be subject to approval of SEBI, RBI, NCLT amongst others and all shareholders and creditors of TCL and TMFL and will take around 9-12 months to complete

    Read More
  • Tata Motors reports 2% rise in total sales in May
    3rd Jun 2024, 12:28 PM

    The total domestic sales stood at 75,173 units last month against 73,448 units in the year-ago period, a growth of 2%

    Read More
  • Tata Motors group raises investment outlay for FY25 to Rs 43,000 crore
    21st May 2024, 10:59 AM

    In FY24, Tata Motors group had given a guidance of 3 billion pound investment for Jaguar Land Rover

    Read More
  • Tata Motors' arms ink pact with Bajaj Finance
    20th May 2024, 17:28 PM

    The participating companies will come together to leverage Bajaj Finance's wide reach to help dealers of TMPV and TPEM access funding with minimal collateral

    Read More
  • Tata Motors reports over 3-fold jump in Q4 consolidated net profit
    10th May 2024, 16:51 PM

    Total consolidated income of the company increased by 12.96% at Rs 1,21,446.15 crore for Q4FY24

    Read More
  • Tata Motors - Quarterly Results
    10th May 2024, 15:44 PM

    Read More
  • Tata Motors launches all-new Ace EV 1000
    9th May 2024, 15:00 PM

    The Ace EV leverages the immense capabilities of the Tata UniEVerse

    Read More
  • Tata Motors rolls out 9,00,000th vehicle from Lucknow facility
    7th May 2024, 16:00 PM

    Since its inception in 1992, the facility has rolled out cargo and passenger commercial vehicles

    Read More
  • Tata Motors’ total sales rise 11.5% in April 2024
    2nd May 2024, 16:44 PM

    The company's total domestic dispatches rose 12 per cent to 76,399 units in April 2024 as against 68,514 units in April 2023

    Read More
  • Tata Motors inks MoU with South Indian Bank for seamless commercial vehicle financing
    29th Apr 2024, 15:43 PM

    South Indian Bank will offer financing across the entire commercial vehicle portfolio

    Read More
  • Tata Motors inaugurates new commercial vehicle spare parts warehouse in Guwahati
    26th Apr 2024, 15:00 PM

    The state-of-the-art facility is fully digitalised

    Read More
  • Tata Motors files 222 patents during FY24
    25th Apr 2024, 15:12 PM

    These filings span across a wide spectrum of product and process innovations

    Read More
  • Tata Motors’ arm inks MoU with Vertelo
    24th Apr 2024, 16:14 PM

    This partnership aims to bolster the plans to accelerate India’s transition to sustainable e-mobility

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.