Nifty
:
18633.85
Sensex
:
62969.13
35.20 (0.19%)
122.75 (0.20%)
Nifty
Sensex
:
:
18633.85
62969.13
35.20 (0.19%)
122.75 (0.20%)

Tata Motors Ltd.

Automobiles-Trucks/Lcv

Rating :
52/99

BSE: 500570 | NSE: TATAMOTORS

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 173,129.23
  • 71.71
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 272,137.08
  • 0.38%
  • 3.83

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 46.39%
  • 0.59%
  • 16.91%
  • FII
  • DII
  • Others
  • 15.34%
  • 16.94%
  • 3.83%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 3.96
  • -0.92
  • 2.17

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -0.52
  • -4.17
  • 5.71

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • 10.94
  • 0.89

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.90
  • 1.99
  • 2.81

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 5.50
  • 5.98
  • 7.40

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 23
Mar 22
Var%
Dec 22
Dec 21
Var%
Sep 22
Sep 21
Var%
Jun 22
Jun 21
Var%
Net Sales
105,932.35
78,439.06
35.05%
88,488.59
72,229.29
22.51%
79,611.37
61,378.82
29.70%
71,934.66
66,406.45
8.32%
Expenses
93,136.27
70,156.27
32.76%
78,845.62
65,465.05
20.44%
74,039.06
57,328.97
29.15%
69,521.93
61,163.78
13.67%
EBITDA
12,796.08
8,282.79
54.49%
9,642.97
6,764.24
42.56%
5,572.31
4,049.85
37.59%
2,412.73
5,242.67
-53.98%
EBIDTM
12.08%
10.56%
10.90%
9.37%
7.00%
6.60%
3.35%
7.89%
Other Income
1,895.25
902.55
109.99%
2,307.65
1,016.35
127.05%
1,038.51
933.67
11.23%
887.36
581.60
52.57%
Interest
2,641.67
2,380.52
10.97%
2,675.83
2,400.74
11.46%
2,487.26
2,327.30
6.87%
2,420.72
2,203.30
9.87%
Depreciation
7,050.20
6,432.11
9.61%
6,071.78
6,078.13
-0.10%
5,897.34
6,123.32
-3.69%
5,841.04
6,202.13
-5.82%
PBT
4,784.14
-341.10
-
3,202.61
-612.12
-
-1,461.15
-3,471.55
-
-3,468.05
-2,578.64
-
Tax
-620.65
758.22
-
262.83
726.05
-63.80%
-457.08
1,005.06
-
1,518.96
1,741.96
-12.80%
PAT
5,404.79
-1,099.32
-
2,939.78
-1,338.17
-
-1,004.07
-4,476.61
-
-4,987.01
-4,320.60
-
PATM
5.10%
-1.40%
3.32%
-1.85%
-1.26%
-7.29%
-6.93%
-6.51%
EPS
14.12
-2.70
-
7.72
-3.96
-
-2.47
-11.60
-
-13.07
-11.62
-

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Net Sales
345,966.97
278,453.62
249,794.75
261,067.97
301,938.40
291,550.48
269,692.51
273,045.60
263,158.98
232,833.66
188,792.69
Net Sales Growth
24.25%
11.47%
-4.32%
-13.54%
3.56%
8.10%
-1.23%
3.76%
13.02%
23.33%
 
Cost Of Goods Sold
226,469.64
180,885.82
158,291.52
167,428.28
197,566.56
187,228.60
166,671.73
161,156.14
160,080.11
143,538.08
120,204.54
Gross Profit
119,497.33
97,567.80
91,503.23
93,639.69
104,371.84
104,321.88
103,020.78
111,889.46
103,078.87
89,295.58
68,588.15
GP Margin
34.54%
35.04%
36.63%
35.87%
34.57%
35.78%
38.20%
40.98%
39.17%
38.35%
36.33%
Total Expenditure
315,542.88
255,104.10
220,621.56
243,378.17
278,604.19
262,656.68
240,909.54
237,510.50
223,920.33
199,609.42
164,196.71
Power & Fuel Cost
-
2,178.29
1,112.87
1,264.95
1,585.93
1,308.08
1,159.82
1,143.63
1,121.75
1,128.69
1,077.77
% Of Sales
-
0.78%
0.45%
0.48%
0.53%
0.45%
0.43%
0.42%
0.43%
0.48%
0.57%
Employee Cost
-
30,808.52
27,648.48
30,438.60
33,243.87
30,300.09
28,332.89
28,880.89
25,548.96
21,556.42
16,632.19
% Of Sales
-
11.06%
11.07%
11.66%
11.01%
10.39%
10.51%
10.58%
9.71%
9.26%
8.81%
Manufacturing Exp.
-
21,371.20
16,495.50
19,842.17
21,383.13
23,102.47
21,033.14
22,945.07
18,583.49
16,267.16
14,697.69
% Of Sales
-
7.67%
6.60%
7.60%
7.08%
7.92%
7.80%
8.40%
7.06%
6.99%
7.79%
General & Admin Exp.
-
4,702.35
16,950.05
2,715.62
2,764.03
3,776.28
1,945.48
3,095.44
23,648.58
21,406.92
14,212.23
% Of Sales
-
1.69%
6.79%
1.04%
0.92%
1.30%
0.72%
1.13%
8.99%
9.19%
7.53%
Selling & Distn. Exp.
-
13,638.20
11,993.65
18,498.83
20,620.33
16,668.66
16,805.05
15,559.95
8,501.36
8,064.10
6,607.14
% Of Sales
-
4.90%
4.80%
7.09%
6.83%
5.72%
6.23%
5.70%
3.23%
3.46%
3.50%
Miscellaneous Exp.
-
1,519.72
978.62
3,189.72
1,440.34
272.50
4,961.43
4,729.38
1,840.26
1,185.90
6,607.14
% Of Sales
-
0.55%
0.39%
1.22%
0.48%
0.09%
1.84%
1.73%
0.70%
0.51%
0.51%
EBITDA
30,424.09
23,349.52
29,173.19
17,689.80
23,334.21
28,893.80
28,782.97
35,535.10
39,238.65
33,224.24
24,595.98
EBITDA Margin
8.79%
8.39%
11.68%
6.78%
7.73%
9.91%
10.67%
13.01%
14.91%
14.27%
13.03%
Other Income
6,128.77
4,424.20
5,757.43
3,270.42
4,295.43
6,521.47
1,560.26
2,040.88
898.74
2,457.71
815.59
Interest
10,225.48
9,311.86
8,097.17
7,243.33
5,758.60
4,681.79
4,238.01
4,889.08
4,861.49
4,749.44
3,560.25
Depreciation
24,860.36
24,835.69
23,546.71
21,425.43
23,590.63
21,553.59
17,904.99
16,710.78
13,388.63
11,078.16
7,601.28
PBT
3,057.55
-6,373.83
3,286.74
-7,708.54
-1,719.59
9,179.89
8,200.23
15,976.12
21,887.27
19,854.35
14,250.04
Tax
704.06
4,231.29
2,541.86
395.25
-2,437.45
4,341.93
3,251.23
3,025.05
7,642.91
4,764.79
3,776.66
Tax Rate
23.03%
-60.42%
-24.27%
-3.74%
7.77%
38.92%
34.90%
21.42%
35.22%
25.25%
27.67%
PAT
2,353.49
-11,367.41
-13,072.43
-11,070.85
-29,035.73
6,710.65
5,961.36
11,001.84
13,972.87
14,044.73
9,787.00
PAT before Minority Interest
2,077.91
-11,234.70
-13,016.14
-10,975.23
-28,933.70
6,813.10
6,063.56
11,100.72
14,059.65
14,104.18
9,870.67
Minority Interest
-275.58
-132.71
-56.29
-95.62
-102.03
-102.45
-102.20
-98.88
-86.78
-59.45
-83.67
PAT Margin
0.68%
-4.08%
-5.23%
-4.24%
-9.62%
2.30%
2.21%
4.03%
5.31%
6.03%
5.18%
PAT Growth
120.95%
-
-
-
-
12.57%
-45.81%
-21.26%
-0.51%
43.50%
 
EPS
7.20
-34.77
-39.98
-33.86
-88.81
20.53
18.23
33.65
42.74
42.96
29.94

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Shareholder's Funds
44,561.24
55,246.72
63,078.53
60,179.56
95,427.91
58,061.89
78,952.41
56,261.92
65,603.45
37,637.30
Share Capital
765.88
765.81
719.54
679.22
679.22
679.22
679.18
643.78
643.78
638.07
Total Reserves
43,750.69
54,458.73
61,478.35
59,491.90
94,748.69
57,382.67
78,273.23
55,618.14
64,959.67
36,999.23
Non-Current Liabilities
127,233.97
124,036.06
112,317.22
95,883.37
88,019.37
95,152.44
76,749.44
78,957.53
59,271.01
41,395.87
Secured Loans
15,136.69
19,351.30
13,703.67
13,271.81
7,755.68
7,757.76
5,666.36
8,324.30
9,355.21
9,202.59
Unsecured Loans
82,622.48
73,761.47
69,611.95
57,545.69
53,443.82
52,871.42
44,844.03
47,747.04
35,903.40
22,952.70
Long Term Provisions
12,955.89
13,606.76
14,736.69
11,854.85
10,948.44
20,988.48
13,438.25
15,134.27
12,190.29
8,337.24
Current Liabilities
150,679.69
157,749.18
140,454.05
145,457.43
143,219.47
115,629.52
107,049.43
100,272.00
92,356.13
86,545.66
Trade Payables
69,750.33
76,040.15
66,398.21
71,690.67
76,939.83
62,532.57
61,561.79
57,407.28
57,315.73
44,912.35
Other Current Liabilities
51,530.82
46,111.77
46,324.13
42,402.11
39,972.22
32,036.67
27,468.82
23,688.58
17,373.86
22,224.94
Short Term Borrowings
17,378.38
21,662.79
16,362.53
20,150.26
16,794.85
13,859.94
11,450.78
13,140.14
9,695.86
11,620.21
Short Term Provisions
12,020.16
13,934.47
11,369.18
11,214.39
9,512.57
7,200.34
6,568.04
6,036.00
7,970.68
7,788.16
Total Liabilities
326,745.96
338,605.45
316,663.36
302,043.42
327,191.81
269,297.02
263,184.12
235,924.79
217,651.24
165,949.31
Net Block
138,855.45
138,707.61
127,107.14
111,234.47
121,413.86
95,944.08
107,231.76
88,479.49
69,091.67
55,511.73
Gross Block
324,096.02
313,692.35
270,578.56
232,516.97
213,209.05
163,512.21
168,940.61
162,903.55
137,929.21
107,259.74
Accumulated Depreciation
185,240.57
174,984.74
143,471.42
121,282.50
91,795.19
67,568.13
61,708.85
74,424.06
68,815.38
51,722.65
Non Current Assets
179,771.54
191,717.81
197,076.11
178,612.26
191,218.97
153,177.27
153,260.45
134,166.39
121,805.91
91,795.76
Capital Work in Progress
10,251.09
20,963.93
35,622.29
31,883.84
40,033.50
33,698.84
25,918.94
28,640.09
33,262.56
18,453.55
Non Current Investment
6,670.31
5,569.09
5,446.94
6,240.89
5,651.65
5,296.77
4,533.98
1,240.50
1,114.39
1,222.41
Long Term Loans & Adv.
3,703.70
3,888.53
4,017.16
2,908.28
2,730.65
3,472.57
13,153.30
14,948.31
13,268.84
15,584.12
Other Non Current Assets
20,290.99
22,588.65
24,882.58
26,344.78
21,389.31
14,765.01
2,422.47
858.00
5,068.45
1,023.95
Current Assets
146,453.69
146,887.64
119,587.25
123,431.16
135,972.84
116,119.75
109,923.67
101,758.40
95,845.33
74,153.55
Current Investments
22,709.22
19,051.19
10,861.54
9,529.83
15,161.10
15,041.15
19,233.04
14,096.24
9,572.28
7,542.32
Inventories
35,240.34
36,088.59
37,456.88
39,013.73
42,137.63
35,085.31
32,655.73
29,272.34
27,270.89
21,036.82
Sundry Debtors
12,442.12
12,679.08
11,172.69
18,996.17
19,893.30
14,075.55
13,570.91
12,579.20
10,574.23
10,959.60
Cash & Bank
40,669.19
46,792.46
33,726.97
32,648.82
34,613.91
36,077.88
30,460.40
32,115.76
29,711.79
21,114.82
Other Current Assets
35,392.82
23,184.50
18,863.82
14,824.47
24,166.90
15,839.86
14,003.59
13,694.86
18,716.14
13,499.99
Short Term Loans & Adv.
29,936.36
9,091.82
7,505.35
8,418.14
8,665.10
8,186.87
7,554.34
10,746.44
14,055.24
12,667.05
Net Current Assets
-4,226.00
-10,861.54
-20,866.80
-22,026.27
-7,246.63
490.23
2,874.24
1,486.40
3,489.20
-12,392.11
Total Assets
326,225.23
338,605.45
316,663.36
302,043.42
327,191.81
269,297.02
263,184.12
235,924.79
217,651.24
165,949.31

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Cash From Operating Activity
14,282.83
29,000.51
26,632.94
18,890.75
23,857.42
30,199.25
37,899.54
35,531.26
36,151.16
22,162.61
PBT
-7,003.41
-10,853.24
-10,579.98
-28,724.20
9,091.36
7,556.56
11,678.19
13,986.29
13,991.02
9,892.61
Adjustment
33,669.58
42,050.88
33,932.46
57,495.07
24,220.92
21,283.55
26,947.94
29,410.82
22,311.64
14,512.93
Changes in Working Capital
-10,473.70
-92.57
5,065.40
-7,220.69
-6,433.70
3,254.24
1,313.18
-3,671.81
4,156.83
-2.86
Cash after chg. in Working capital
16,192.47
31,105.07
28,417.88
21,550.18
26,878.58
32,094.35
39,939.31
39,725.30
40,459.49
24,402.68
Interest Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
-1,909.64
-2,104.56
-1,784.94
-2,659.43
-3,021.16
-1,895.10
-2,039.77
-4,194.04
-4,308.33
-2,240.07
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-4,775.12
-26,126.25
-34,170.22
-19,711.09
-26,201.61
-38,079.88
-37,504.43
-34,867.22
-29,893.02
-23,491.37
Net Fixed Assets
26,335.51
-1,997.04
-4,561.21
-3,321.18
-1,205.36
-2,165.00
-7,136.95
-2,708.48
-3,326.54
-2,797.92
Net Investments
-16,706.30
-1,077.00
251.20
-103.80
532.24
-332.49
23.85
1,471.25
1,475.97
559.16
Others
-14,404.33
-23,052.21
-29,860.21
-16,286.11
-25,528.49
-35,582.39
-30,391.33
-33,629.99
-28,042.45
-21,252.61
Cash from Financing Activity
-3,380.17
9,904.20
3,389.61
8,830.37
2,011.71
6,205.30
-3,795.12
5,201.44
-3,883.24
-1,692.08
Net Cash Inflow / Outflow
6,127.54
12,778.46
-4,147.67
8,010.03
-332.48
-1,675.33
-3,400.01
5,865.48
2,374.90
-3,020.84
Opening Cash & Equivalents
31,700.01
18,467.80
21,559.80
14,716.75
13,986.76
17,153.61
19,743.09
16,627.98
12,350.97
14,849.89
Closing Cash & Equivalent
38,159.01
31,700.01
18,467.80
21,559.80
14,716.75
13,986.76
17,153.61
21,128.33
16,627.98
12,350.97

Financial Ratios

Consolidated /

Standalone
Description
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Book Value (Rs.)
116.26
144.23
172.89
177.19
281.01
170.98
232.51
172.88
201.59
116.61
ROA
-3.38%
-3.97%
-3.55%
-9.20%
2.28%
2.28%
4.45%
6.20%
7.35%
6.44%
ROE
-22.53%
-22.17%
-17.94%
-37.19%
8.88%
8.85%
16.42%
23.08%
27.34%
28.12%
ROCE
1.23%
-1.27%
-1.92%
-14.61%
9.87%
9.51%
13.67%
20.75%
21.71%
20.12%
Fixed Asset Turnover
0.87
0.86
1.04
1.35
1.55
1.65
1.67
1.77
1.93
1.92
Receivable days
16.46
17.43
21.09
23.51
21.21
18.38
17.19
15.84
16.61
18.09
Inventory Days
46.75
53.73
53.46
49.05
48.21
45.04
40.70
38.69
37.26
36.98
Payable days
129.29
151.96
144.04
86.63
84.02
80.94
81.53
83.71
82.78
78.63
Cash Conversion Cycle
-66.08
-80.81
-69.49
-14.08
-14.60
-17.52
-23.64
-29.18
-28.92
-23.56
Total Debt/Equity
3.14
2.46
1.91
1.76
0.93
1.35
0.88
1.31
0.92
1.43
Interest Cover
0.25
-0.29
-0.46
-4.45
3.38
3.20
3.89
5.46
4.97
4.83

Annual Reports:

FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016
FY 2015
FY 2014
FY 2013

News Update:


  • Tata Motors inaugurates new showroom in Surat, Bardoli
    26th May 2023, 11:26 AM

    The showrooms aims to cater to the burgeoning demand for Tata vehicles in South Gujarat

    Read More
  • Tata Motors bags order for 50 Magna 13.5-metre buses from Vijayanand Travels
    23rd May 2023, 14:17 PM

    Tata Motors Magna bus comes with a warranty of 4 years / 4 lakh kilometres

    Read More
  • Tata Motors launches Altroz iCNG
    22nd May 2023, 16:30 PM

    After the success of iCNG in Tiago and Tigor, the Altroz iCNG is the third CNG offering in the personal segment only

    Read More
  • Tata Motors launches new Nexon EV MAX in Nepal
    11th May 2023, 11:32 AM

    With this launch, Tata Motors is taking the lead to enhance the appeal of EVs and expand the market with a new offering for customers

    Read More
  • Tata Motors’ arm inks pact with TiHAN IIT Hyderabad
    9th May 2023, 18:27 PM

    As part of the partnership, engineers at Tata Technologies will be upskilled at TiHAN in new technology areas

    Read More
  • Tata Motors delivers 10K Tiago.evs in less than four months
    5th May 2023, 17:36 PM

    The Tiago.ev has successfully made its way to 491 cities, covering a total of 11.2 million kms

    Read More
  • Tata Motors, Cummins Inc to manufacture low- to zero-emissions technology products
    27th Apr 2023, 09:54 AM

    The signing of this definitive agreement further strengthens their relationship and is a step forward from the MoU signed between the two organizations in November 2022

    Read More
  • S&P Global Ratings upgrades Tata Motors' long-term ratings to 'BB' with stable outlook
    26th Apr 2023, 15:51 PM

    The ratings agency had earlier placed Tata Motors in 'BB-'

    Read More
  • Tata Motors files 158 patents in FY23
    25th Apr 2023, 15:30 PM

    The company also received a grant of 71 patents during the fiscal

    Read More
  • Tata Motors partners with Kendriya Police Kalyan Bhandar
    25th Apr 2023, 11:30 AM

    Tata Motors Cars and SUVs will be available to all members of the organisation through this network at special prices

    Read More
  • Tata Motors’ arm planning to invest 15 billion pounds over next five years
    20th Apr 2023, 11:30 AM

    Its Halewood plant in the UK will become an all-electric production facility

    Read More
  • Tata Motors opens bookings of Altroz iCNG
    19th Apr 2023, 12:24 PM

    Customers can now book the Altroz iCNG at Rs 21,000

    Read More
  • Tata Motors’ group global wholesales rise 8% in Q4FY23
    8th Apr 2023, 11:25 AM

    Global wholesales of all Tata Motors’ commercial vehicles and Tata Daewoo range in Q4 FY23 were at 1,18,321 nos., lower by 3%, over Q4 FY22

    Read More
  • Tata Motors enters into partnership with Inchcape plc
    5th Apr 2023, 15:41 PM

    Tata Motors will commence the sales and service of its commercial vehicles across the country

    Read More
  • Tata Motors reports marginal rise in total domestic sales in March
    3rd Apr 2023, 09:21 AM

    Commercial vehicle sales in the domestic market stood at 46,823 units as against 47,050 units in March 2022

    Read More
  • Tata Motors signs MoU with Gentari
    28th Mar 2023, 15:41 PM

    The MoU includes delivery of 1,000 units in the first year for deployment in cities, such as Delhi, Bengaluru, Hyderabad, Pune and Kolkata

    Read More
  • Tata Motors bags order for 1000 XPRES-T EVs from OHM E Logistics
    24th Mar 2023, 09:59 AM

    These cars will be delivered to OHM E Logistics in a phased manner

    Read More
  • Tata Motors to increase prices of commercial vehicles by up to 5%
    22nd Mar 2023, 10:58 AM

    The decision to increase prices is a result of the company's efforts to comply with the more stringent BS6 phase II emission norms

    Read More
  • Tata Motors’ arm partners with Tata Technologies to accelerate digital transformation
    14th Mar 2023, 15:36 PM

    The first phase will include Jaguar Land Rover's UK core production facilities, with solutions subsequently deployed to other global locations

    Read More
  • Tata Motors achieves 5 million passenger vehicles production mark
    3rd Mar 2023, 15:41 PM

    This milestone is testimony of the popularity of its cars among the Indian customers

    Read More
  • Tata Motors reports 3% growth in total wholesales during February
    2nd Mar 2023, 12:16 PM

    Domestic vehicle sales were up 6 per cent at 78,006 units last month over 73,875 units in February 2022

    Read More
  • Tata Motors inks MoU with SBI to offer attractive financing solutions for Ace EV
    2nd Mar 2023, 11:08 AM

    Through this partnership, Tata Motors will leverage SBI’s strong network to make these solutions accessible to customers

    Read More
  • Tata Motors launches registered vehicle scrapping facility in Jaipur
    1st Mar 2023, 11:15 AM

    The state-of-the-art Re.Wi.Re. facility is designed to dismantle end-of-life passenger and commercial vehicles of all brands

    Read More
  • Tata Motors eyes to raise $1bn via stake sale in EV division: Report
    23rd Feb 2023, 12:00 PM

    The company is in discussion with sovereign wealth funds and private equity investors

    Read More
  • Tata Motors unveils new league of DARK products
    23rd Feb 2023, 11:30 AM

    These new products are enhanced with the most premium features seen yet, in the company’s passenger vehicles portfolio

    Read More
  • Tata Motors inks MoU with Uber for XPRES-T EVs
    20th Feb 2023, 15:29 PM

    The Company will begin the deliveries of the cars to Uber fleet partners in a phased manner, starting this month

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.